{"metadata":{"transaction_key":"deprecated","request_id":"019ff883-9c1c-7cd0-9408-ae7bb6a670cf","sha256":"d7e70f5260f9848809e45f8970710a25ebbc7e621a7d44cd0cc2a3d3c152b24c","created":"2026-08-13T00:26:46.846Z","duration":3234.888,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":12581,"output_tokens":102},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":14033,"output_tokens":14059},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":14033,"output_tokens":886}},"results":{"channels":[{"alternatives":[{"transcript":"Hi, Naomi. It's Dana from OQ Financial. How about you? Yeah. Good. Thank you. Thanks so much for taking my call this morning. I've just got you in to go through your annual review, and I believe you had a couple of additional questions there for us this morning. Is now still a good time? Fantastic. All good. And just to go just before we jump into the call, just to let you know, we do record our calls for quality and training purposes. Are you happy for me to proceed with that? Beautiful. And also just to do a really quick security check there with you just to confirm your full name, your date of birth, and address I should have on file. Yep. Yep. Beautiful. Thank you so much for that. How did you go yesterday looking at houses with your mom? Did she find something she liked? Or Yeah. Yeah. Yes. Yeah. Yeah. Yep. Yep. Yeah. Mhmm. Yeah. Yeah. Yep. Yep. Absolutely. No. All good. Well, we'll definitely talk about that. Perfect. Yes. Yeah. Okay. Oh, wow. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yes. Yeah. Yeah. Yeah. Yes. Yes. Yes. No. That's okay. That's that's completely under you've got a lot going on, so I can definitely, you know, understand where you're coming from. You know, it's hard to sort of work out where to start. When it does sort of come to the tax side of things, so we can't do your tax return for you. But we can most of the time, over the last couple of years, most of the information that is collected by TaxWise from employers, a lot of that is prefilled into your myGov for you ready for taxation. So when and if you do see an accountant, realistically, most of the information should be predone if you've not done your taxes for the last nine to ten years. Each year, your old employers needed to go back and report on things like that. There's a lot of crossovers. The super funds report on contributions going in. Employers have to report everything when they're doing their taxation side of things. So while that is prefilled into your myGov for you ready for ready for it to be tax ready, it might just be worth talking to an accountant because they'll go back and be able to do all the tax returns with you. But depending on, you know, your history, there could be a bill. There might not be, and they can sort of help to work with you with the ATO to if there is a bill to pay it off in smaller increments. But if you're comfortable, we do have a really great accountant that I could refer you through to. I would just need to get approved with do so, and he can just meet with you to start with just to kind of get a feel for what you need and talk about what he can do and find out whether that's the right accountant for you. Does that sound like something you'd be open to me doing? Yep. Beautiful. So when I did the referral for that for you, it's an email from myself to him and to you. He'll then make contact and book in a time to have a chat with you, whether it be Teams or by the phone or in person, depending on what you're more comfortable with. And then he'll kinda go from there and see whether they can help you give you a rundown on what they'll charge and how that'll work and things like that. Does that sound okay? Yep. Beautiful. That might give you a little bit of a starting point, and having a good accountant on your side can help you with dealing with the ACO and things like that as well, might alleviate a little bit of pressure off your plate. Yeah. Oh, good. Let's also have a little chat about the the car and the money that you're wanting to invest as well because that's sort of something that's on your mind. So you mentioned that you're unable to really drive your car thinking about selling it. How much do you think you're hoping or should be able to get for the car? Mhmm. Yep. Beautiful. And you may no. That's okay. Absolutely. And you said you sort of wanted to have that invested in a short term so you can access the funds when needed. Is that right? Mhmm. Yeah. That's okay. Yeah. That's yeah. So when I'm thinking about investing funds, realistically, to invest in the market, you wouldn't want to invest anything that you're planning to access within the next five years. So if there's a chance you might need that, let's say, a bill or, you know, rent or food or something that you might have, because large expenses definitely come on. In the shortest term, anywhere under sort of three to five years, I would generally suggest looking at term deposits. Term deposits are great. They at the moment, cash rates aren't too bad, but it means that you can access the money at the end of those terms. And with term deposits, you are still locking the money away for a set period of time. So you can start with, you know, six months, and then they'll they'll give you a call and roll it over. And you're sort of holding that money locked away for shorter periods of time, getting a little bit of interest on it at the end of that, but then you get the chance to take some out or roll it over, extend the period a little bit. If you were wanting to invest for longer, say five years or more and comfortable with investing in the market very similar to the way your super is, then we can definitely build portfolios for you. But just with everything you've got going on at the moment, my only sort of hesitant there would be I don't wanna invest money that you might have to lend the short term if something happens, because you've got quite a lot going on there. You may need to access those funds to emergencies. So I would definitely suggest a bit of a term deposit. If you wanted to, I could have a look around at some term deposit rates and send you an email after the call, which just outlines some of the highest CD rates and information around those sorts of accounts for you if you like. Yeah. Beautiful. So account deposit. Beautiful. Yeah. Yep. Yeah. Yeah. Yeah. Yeah. Yep. Yep. Yep. Yeah. Yeah. Yes. Yeah. Absolutely. And and starting off smaller can also work with your comfort level as well. So whilst you've got quite a lot going on there, if we start with something small like term deposits and then you're getting interest in learning to reinvest it and not needing the money, then as the money gets a lot bigger, then we can definitely look at other investment options. We do have some great platforms for investing. It just comes down to what your goal is, what or not you have, and whether you do or do you have additional funds to put into it as well because long term investing does benefit from additional contributions. So I sort of think let's start small. Work within your comfort level. I don't wanna pile too much onto your fight all at once and overwhelm you. So just sort of starting small, working our way through the first thing, getting used to that, then doing on that over time is probably where we're gonna see some benefit and just taking it slow. You don't have to do everything at once. We can work one thing at a time and then, you know, make sure you're comfortable with it, especially with having anxiety. You don't wanna sort of overwhelm yourself all at once and make things worse. So I'm all of that. Just slowing it down, taking something. Yeah. Yeah. And that's okay. There's absolutely nothing wrong with that. So, yeah, happy to work on that for you. So I'll get some information around 10 deposits to different accounts, what the rates look like, some of the positives and disadvantages of each of the accounts for you to run your eyes over. Can I just ask what bank are you bank with at the moment just so I can look at them as well? NAB. All good. I'll consider NAB as well because sometimes when you have 10 deposits, they've got other rates out there that are competitive. When a bank needs money in their account, so they lend when they're lending large sums of money out for loans and things like that, they often are willing to come to the party and put some extra money into the TDs and offer better rates. So I could always give you these emails and have a look at what NAB's got. And you can always go to them and go, hey. Look. There's some other rates out there. What are you willing to offer me? And see what kind of a a term deposit rate they might offer you for a certain time. They might come back with something a little bit nicer than what their advertised rate is for you. Yeah. Yeah. Yep. Excellent. Excellent. So we're selling your car. When are you sort of thinking that in the process? Have you got a time frame for when you're sort of hoping to start selling the vehicle? Or Yep. Yep. Yep. Yep. Yeah. Absolutely. August. Yeah. Yeah. Yep. No. Understandable. Absolutely. No. That's absolutely fine. Yep. Yep. Yeah. Absolutely. No. Completely understandable. All good. Sounds like a plan. Well, I'll get after the call, I'll go and do some research for you and send you an email on some term deposit rates. I'll get it through either today or Monday for you just so I can do a bit of research around the options there, what what is available, what's out there, and give you some information to kinda break it down. You also then have my direct contact email. So if you have questions at any point or wanna talk about anything else, you can always email me, contact me, and I can make time to catch up with you as well. Okay? Excellent. Now with your super, just sort of touching base to see how things are going there. I did send through an email to you just with some annual review documents there attached. Are you able to access your email at the moment? If you're not, that's okay. Yes. Beautiful. It probably comes through from oh, do sign and from Dana Taylor is my name. So before you type before you press that one, if you just go back to the main email, on the bottom there's the attachment. Mhmm. That's the one. Yeah. If you if you there is. Yeah. If you open the super summary first, that's gonna just give you an update on your balance there for you. I'll run you through some things I've been looking at for you. So I had a really good review of everything before the call. Yeah. Yep. Got it there. Perfect. So it's giving you an update on your balance. So when I look back at your balance this time last year, you had about a 157,839 and 51¢ in the account there. Your balance as of the August 11, which is when we did the documents, you're sitting at a 164,360 and 79¢ then. And when I look at the super fund from then to now, you're sitting at a 165,052. So we have some had some additional growth on top of that, which is great. The yeah. That's exactly right. And, look, one of the things one of the that's okay. We wanna make sure it keeps working harder for you. One of the things we did look at, and because we haven't really had any contributions going in, is essentially what the portfolio has been doing on its own. And you are in that high growth kind of environment there. So, realistically, in a high growth portfolio, because you have 90% in those higher risk investments, so things like shares, gold and silver, so commodities and precious metals, and also property within that, You are taking a bit more risk to try and get those greater potential returns, but it also means at times where the volatility might be lower that you are gonna see those down times. And as your balance increases and grows over time, the smaller changes make a larger difference for you. Now when I sort of look at the portfolio and the performance there, so after fees, so after our ongoing service fee plus the admin fees in the account, the portfolio was up by 4.11%. That is a little bit lower to where you sort of expressed as a high growth environment, but it is a positive. So in that high growth environment, you're sort of wanting to get about eight to eight to 10% on a yearly basis compounding that four. So it is a little bit of an underperformance for the year, but it's a positive return, and most of that return has sort of come out after April. So April was when we saw a lot of the activity between what was happening in the market with Trump and The US and Iran war. And so after that, we've seen quite some good recovery points. So your portfolio is up, but it's still growing as a dollar figure because not everyone likes the percentage. As a dollar figure, it shows the income and the earnings within your portfolio for the year is about $8,036. So that $8,036 is growth and income, which has been re reinvested and compounded back into your super to keep working and growing. And that's what we wanna see. It's one of the most powerful things we have as the tool is compounding. You know, if you have a dollar, you make a dollar, you reinvest it, you've got 2 dollars, it makes $4, and it keeps compounding and growing. And that's the most powerful tool we have there. So, look, I am really happy with how your portfolio has performed this year as much as it is a lower rate of return. I did also just have a look at some of the investments, and it looks like, like, going back, this portfolio is one of the older ones out there. I have sort of reviewed all the investments individually, and I do think there's a place where I can provide some advice. So I'd like to go back if you're comfortable with it, look at some of the investments, maybe switch them up a little bit. Because we do have a portfolio that might be a little bit more diversified for you to help to lower the overall risk level, but also might be cheaper in investment fees as well. So if you're comfortable, I'd love to go back and maybe switch up the investments, look at how the returns have been performing within the portfolio, and just maybe do some make some changes to keep it working harder for you. Are you open to me doing that? Yep. Excellent. Yeah. Excellent. No. All good. Look, we do work for you and in your best interest. So while we do get paid for our services, we wanna make sure that we are working in your best interest. And even whilst you're not working and not contributing, you know, you still want your super to be growing and working harder for you, and we know that there are gonna be years where maybe we get a negative return or return that's lower. But every so often, it's good to reevaluate the investments within the portfolio, keep them working harder, and also restructure it. So we might be at a there's a portfolio that saves in investment fees, so lowering the investment fees within your portfolio benefits you because it's more money that stays in your suit for compounding working harder for yourself. So I would love to go back and do that for you. It only takes me about two weeks to do the research, but I can rebook you back in to go through that in about two weeks, and we can update things for you. How does that sound? Yep. Oh, good. Beautiful. Do you have any questions about any of that yet? Yeah. Yeah. Absolutely. Yep. Mhmm. Absolutely. Yeah. Oh, yeah. Absolutely. Yep. Yep. Absolutely. Something as simple as, you know, $20 a week or 50 dollars a month or something if you're comfortable, and That can definitely provide a greater benefit long term for you. Did you want me to maybe update the advice to reflect maybe starting to contribute from from your funds and maybe just start with something small. Yep. Yep. Beautiful. And would you be wanting to put that in there on a weekly or monthly basis? How regularly do you think you'd be? Yep. Yep. Perfect. Not an issue at all. I can absolutely incorporate that into the advice. Yeah. Yeah. Yeah. Yep. Absolutely. Yeah. Correct. And starting small kinda builds your comfort level there as well. So if you're putting something small into super on a regular basis, I'd probably look at doing this because we're not working. There's no real tax advantage to making it a concessional contribution. So if you're putting that $25 in out of your bank account, that's essentially going in being a 100 percent invested, and it's building on your paper. So it provides you greater benefit long term. And if you think about it because, I mean, you're 44 this year. Oh, yeah. Just 10 44 a few months back. It's okay. I'm in my forties too. Don't worry. I think it's the best time to bail out, personally. Personally. I do find I have I do find I have less tolerance than some 20 year olds in my life, but you know what? That's okay. So if we think about $25 on a, let's say, a weekly basis, and we do that over the course of the year, it's $3,700 that you're putting in the super. Then if you compound that over the next ten years, it's next to 13,000 that you're putting in the super that could be compounding harder for yourself. Yeah. Yeah. Yeah. Definitely. If I work it out over so if we work on just the age of 60, which is the earliest you're able to access super under legislation, if you're not working at 60, you can start drawing income out, or you can take all your super if you want to. And it's about sixteen years away. So $1,300 on a yearly basis over the next sixteen years. There's an extra $20,800 put into your super that could be building. And if that's getting sort of an eight to 10% return compounded on a yearly basis, that could provide, you know, an extra 100,000 into your super long term. So yeah. Big difference. Yeah. Absolutely. Yeah. That's okay. Not a problem at all. So we'll start with something small, $25 per week, and I'll add that to the advice to show you what that looks like. Okay. Beautiful. Excellent. Now you you mentioned that you're on disability pension at the moment. Are you on full disability pension receiving the full amount? Yep. Beautiful. And how much is that per fortnight? You're outside. Mhmm. Yep. Let's have a look. So full disability pension rate currently for a single person per fortnight is $1,290. Is that what you're Okay. That's okay. Beautiful. Hopefully, they should sorry. I know the pension rates are supposed to be reviewed again in a couple of weeks, so there may be a bit of an increase there depending on how they assess it. Because they assess it twice a year around about the March 20 and September 20 to keep it in line with the CCI. So you may get a bit of a an increase in the next few months in the next few weeks if they decide to increase the pension rate for you. Okay? Excellent. You that's all good. Now I do have your car down here that you are wanting to sell, selling that soon for about 8,000. Other assets to kinda keep and take note of, do you have any other assets or anything else of value that you would realistically wanna note down? That's okay. That's not a problem at all. Do we have any debts, credit cards, or personal loans, or anything that you're paying back currently, like, liability wise? Nope. That's that's a good thing. Yeah. That's a good thing. Yeah. All good. Excellent. And when we think about because you are 44, obviously, I won't sort of project your super projections right up to the age of retirement because there's a lot of changes that could happen in your life over that time. I normally look at the next sort of five to ten years, and then we kinda build and work on that over time. But in the next sorry. I forgot what I was gonna say. I apologize. But we'll project over the next sort of five to ten years to show you where we're tracking, where we're heading, and then we'll just sorta keep reviewing that as you, you know, find you've got a bit more money expendable or your comfort level increases. We can always look to increase or add the contributions down the tracker if you wanted to. Okay? Beautiful. Now the other thing I like to look at is now you know, the good thing about your super is you don't have any insurance that's being paid out of the out of the out of your super, so there's no additional money coming out, which is great. But it also does mean that there's no, you know, life, total, permanent disability, cover, things like that. Now income protection and CBD would be not working income protection is only not on offer. TBD, you could probably get that with, you know, the the health issues that you do have that you are sort of dealing with long term. That would make it very difficult to get things like that. Yeah. Yeah. Yeah. Yeah. Oh, no. Yeah. Yeah. I'm so sorry. Yep. That's about the insurance premium. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. No worries. Yeah. No. Yeah. Of course. Yeah. No. Understandable. And, well, as much as you don't have any of those sorts of insurances, I mean, as it says, income protection is not gonna be possible because you're not working. You can get, like, TBD, but it is hard to sort of apply for, and there would be a lot of exclusions based on your current health. And that would honestly, if you're applying for cover and there's gonna be exclusions on the cover and based on your health, it means you can't claim on anything you've already suffered, and that's just really not worth it for you. There may be an option to get, like, trauma if you had a major traumatic diagnosis, but, again, there's more money that has to come out of your back pocket, and I don't wanna overextend your budget in any way. But based on, like, your life cover, if you were to, you know, pass away, as much as not having life cover at the moment, your super benefit is also paid out to your beneficiaries. And I believe you wanted it noted down that that it all gets paid to your mom as Jeanette. Is that right? Yeah. Yeah. Yeah. But, I mean, the insurances aren't the be all and end all. There's definitely other things that we can do, and I do work with other clients who are looking to invest and build money in savings outside of super and invest outside of super and build wealth to kind of just close that gap essentially. So the good thing is whilst you're on, you know, disability pension and you do have a settlement as a backup, it does mean that you do have income coming in, but down the track definitely wanna work with you to slowly build wealth to kinda close that gap, make sure that your sleep is working as hard as possible. If you ever were diagnosed with, you know, a major condition like a a permanent disability, we could also try to access super through that. It's sort of similar to trying to access PPD cover, but you just need two doctors to sign off to say there's no guarantee that you'll never go back to any occupation again. It is hard to claim on, but it is a possibility. And then you are, you know, 44, so six sixteen years towards being able to access the data in the event that you needed to. So we are on track. There's things that I do wanna do to work with you and help you moving forward, and we'll just go one day at a time, one thing at a time, and work in your comfort level. Okay? Oh, good. Oh, thank you. Thank you. I love what I do, and it's not easy. And I'm so sorry you've gone through so much, but I wanna help you moving forward and stay in contact and just to catch up with you to make sure that we're working in your best interest. Okay? Yeah. No. Of course not. Absolutely. Absolutely. Yeah. Correct. Absolutely. No. Definitely. Now with your no. That's okay. Honestly, it's not a problem at all. Now with your beneficiary nomination, I had a look at that before because you do have it as your mom. And I did have a look, and I think there's a way we can do this a bit better for you. So at the moment with your beneficiary nomination on your super, it's your mom, and she's noted as being an interdependent an interdependent relationship with you, which means that if you were to pass away, essentially, she would need to be able to prove that she is reliant on you financially, which is a very difficult thing to claim. Yeah. Understood. No. And correct. So it does mean that in the event of something happening to you, the claim wouldn't go through. It would be declined, which then means your super would have to go through the probate process. There is a way we can do it. Now do you it's okay. We can I can absolutely thought that there is a way? I had a look at all of this, and I've got a I've got a solution for you. But do you happen to have a will? Have you ever drawn up a will? No. That's okay. So the the way we when you look at the the way superannuation is set up and the rules around beneficiaries, in order for someone to be noted as a beneficiary and be able to claim on that beneficiary in the event of your passing, they have to either be a spouse, a child, or someone who relies on you and lives with you and, yeah, you support financially, essentially. They have very strict rules around that. Because your mom because your mom technically doesn't qualify, what I would wanna be doing is setting up your beneficiary. So we have the funds directed to your estate. On the beneficiary nomination, they have what's called a legal personal representative, and we tick that box. And that means in the event of passing, your super is sent to your estate, and it's piled in with all your savings, any other assets, all your other bits and pieces. And then it's really important that you have a will drawn up. And in the body of that will, you can then nominate your mom to receive a 100% of the benefit. Does that make sense? Yep. All good. I'm also just having it I just wanna make sure that yeah. I just wanna make sure that if anything was to happen, that this was the easiest yeah. It was all streamlined as possible because one of the biggest things that we see as advisers is, you know, people things that happened out of the blue. Lives are thrown into turmoil. People passed away. And without having a will in place, without having proper beneficiary nominations in place, it can make life very, very difficult. And, I mean, your mom is looking yeah. Your mom's looking after you, and the last thing she would probably need at this point that, you know, something happened to you is to be going through dealing with all the the the cost around a point you know, going through the funeral process and doing all the bits and pieces and correlating it together and finding everything and then sort of having a claim denied for her and having to go to the court system. So this way just makes it a little bit easier. I'm also just quickly having a look at some of the ways that you might be able to do a will easily because you are on disability pension. So they do have you can, at the post office, pick up a a DIY wheel kit for around about 20 to $30, or if you've got a spare sort of 80 to $162,100 dollars worth pay, you can also do it through the Queensland public trustee. And the public trustee will help you to have a simple will kit just making sure everything is in line and covering all of your basics. Did you want me to pop that information in the email as well? No. That's okay. That's absolutely fine. Yeah. Yeah. Absolutely. So I definitely wanna get this beneficiary nomination updated for you so that it does reflect the your circumstances correctly. It would just mean that we take the legal personal representative box, and it just means that everything would just need to go through to your estate. The other side is the other thing on this beneficiary is they've got a lot binding nomination. That means that you realistically have to fill the format every three years. You can also take a non, which means we fill the nomination out once. We keep it on file, and you only have to refill the format if you wanna change that nomination. And we check it with you every year to make sure it's still valid. Did you wanna keep it so you fill the format every three years, or did you wanted to do it once and make your life a bit easier? What would you prefer? Yep. Yep. And then I will check it with you every time that we talk and do a review anyway. Just like, hey. Just double checking. This is your circumstances. Has anything changed? Do you still want this directed this way? And if you ever decide that you want it changed, I will absolutely help you refill that format. Does that sound okay? Yep. Beautiful. Look. This is a lot to go through, and I fully understand that. Do you have any questions at the moment, Naomi? Anything else that you wanted me to kinda break down for you? Yeah. Oh, good. Good. Yeah. Yep. Yep. Yep. Yep. Yep. Absolutely. Absolutely. And I do no. That's okay. You're fine. I do quite a bit with Centrelink advice as well. I do handle a lot with Centrelink advice as well and looking at their rules and things like that. So if you need help, let me know. I can answer questions. I could find new information. I can, you know, help to provide advice around those sorts of areas, and I'll do what I can to sort of make it as easy and cheaply as possible for you. So, yeah, just let me know if you need questions. I can do general advice or free general information. If we update the advice for super is all part of the ongoing service, so that you pay for our services. So, you know, I'll make sure I'm always helping and working with the best possible advice I can do to make sure you're answering questions. But I do quite a lot around Stanslink and deal with their their rules on a regular basis, so you're welcome to come to me if you have any questions or need any assistance there. Okay? That's oh, that's okay. It's honestly not a problem at all. The only other thing to kind of go through with you is the ongoing service agreement side of it. So where you've got that little sign here button, that does take you through to our ongoing service agreement. Now over the last couple of years, our agreement has been exactly the same. So it's been a percentage based fee based on 1.65% per annum. It has changed a little bit this year, and that's to make it a bit more streamlined and easier, especially for yourself. So instead of just noting it as a percentage based fee, we actually have it set as a dollar fee. Our fee structure is now tiered. So once your balance hits over 200,000, you hop into the next tier, and your ongoing fee percentage drops from 1.65% to 1.375%. Then as your super balance increases over the 500,000, it drops to the next tier down. So, essentially, you'll be paying in each tier, but the higher your super balance goes, the lower the tier the percentages that you pay for the ongoing service agreement. Instead of just noting it as a percentage, we actually have we work out the dollar figure, and we work out exactly what you're expected to pay for our services for the year, and we enter that into your super fund platform as a dollar figure fee. So instead of the fee going up and down and increasing as your balance increases, it's gonna give you more certainty. Now does that make sense? You're allowed to ask me questions and tell me if it doesn't quite make clarify or you need more clarification. Yes. Yes. So the idea the idea is that we didn't wanna sort of keep the same fee structure and be charged with the the set percentage. Because one of the things with having a percentage based fee is if you've got a 150,000 super and then you contribute to that and then you get, you know, 20% growth on top of it, your fee at 1.65% continues to increase. This way, we've worked out for this year based on that 1.65%. We do account for 5% growth. Your total fee for the year would be $2,847.55. That's all you would pay. So if your Superfund gets 20% growth, you don't pay anything more than what we've stipulated on that fee agreement. So it's about giving you more certainty around how much you pay for our services for this year. And then as your balance increases, you move into the next year. And so as your balance grows, the amount you pay as a percentage starts to decrease a little bit as well so that we're, you know, hoping to build on your super much greater. It's about just clarifying exactly how much you are paying on a yearly basis. We are a professional service, and we do a lot of work around keeping the investors growing and building and working towards your goals. And I actually wanted because, you know, with where you are in helping you to build on this, I would like to do more regular catch ups with you. So I've actually asked this year for a book of clients. You're gonna be on my book of clients, so you'll only ever deal with me, which makes it easier for you. And then I would love to be able to catch up with you every sort of six months to see how things are going so that we can sort of generate their advice needs to be updated. If something's not going right in your life, then we can sort of look at what we can do to help. If you need to make a claim, we can sort of help to liaise when and if that needs to happen. So are you comfortable with that? Does that make sense? Do you have any questions? You're welcome. Let me know if it doesn't quite make sense. That's okay. Excellent. So are you happy with this a review in the next like, I'll call you in two weeks for booking your advice presentation, But then after that, we'll do a six month catch up as well. Is that comfortable for you? Yes? Fantastic. So two weeks time brings us to the August 27. Is the Thursday at 09:30 gonna be okay to do your advice with you in the morning? That sounds okay? Beautiful. So I'll pop that one in there for you. I'll add a little text message reminder so it sends you a message today of to let you know that I'll be calling to go through your advice with you. If anything changes or if you find that that time doesn't suit, just let me know. I can happily reschedule there. And then, yeah, we'll go through and update your super. I'll look at the investments and look at the structure, and we'll just incorporate that $25 on a weekly basis or, you know, $50 per fortnight to have that put into your sofa to build build on it for you. How does that sound? That's okay. Do you have any questions or anything that you think I may not have touched on that you might want me to sort of talk about with you at the moment? Or It's okay. Yes. Absolutely. Well, what I'll make sure I do up that email for you giving you some time deposit information and some rates around for the moment. And I'll add a little bit of information on the the estate planning side of things. I'll put a bit of detail in there about updating your beneficiary to a legal representative and what that means to clarify it for you. And I'll also put some details in there on doing up a will and how to go about doing that. I'll probably also just pop a little recap in as to what I'm doing advice was just to sort of clarify things because I know when we're talking on the phone, I'm going through a lot, and it can often be at the end of the call, there might be questions that come out of you. You might go, hang on. What did you say about that? I don't remember. So I'll just do a little bit of a recap of what I'm looking at to give you some clarity so you can go back after the call and just review that email. And then if you do have any additional questions, you can come back. You'll have my contact. You can let me know. Okay? All good. No. All good. Honestly, not a problem at all. I've got you all booked in for your advice presentation there as well. I'll go back and do that research for you and get everything working. And if you're happy just to stay on board as a client, I'll just get you to sign on that annual ongoing service agreement. You put the sign here button, that'll all come back to me. You're a bitch. It is. It's just come back to me now. Thank you so much for that, Naomi. I really appreciate you taking my call today. I hope everything goes well with selling the car, and I'll get that email done. And, yeah, good luck looking at properties with the mom. Yeah. So we're in Southport on the Gold Coast in the office. Yeah. But I actually live in Northern New South Wales. Yeah. Yeah. It is beautiful. Oh, nice. Nice. Yep. Yeah. Yes. Yes. Wow. Yeah. Yep. Absolutely. Yeah. No. That's great. And then they extended the tram down to Burley now as well, which is great. More of the Gold Coast is covered with the tram, and it's only 50¢ a trip. So it's so cheap. Yeah. Beautiful. Yeah. Yeah. No. That's all good. Well, when you do move down, we'll get you into the office, and we can meet in person and do a bit of a catch up. That'd be fantastic. Yeah. All good. Thank you so much, Amy. I'll let not a problem. Honestly, it's all not an issue at all. You have a lovely day. I'll let you go to enjoy the rest of your day, and just let me know if there's any questions, and I'll make sure I get that email out to you shortly. Okay? My pleasure. Thank you. See you later. Bye.","confidence":0.99316406,"words":[{"word":"hi","start":3.12,"end":3.36,"confidence":0.98413086,"punctuated_word":"Hi,","sentiment":"neutral","sentiment_score":0.11209604144096376},{"word":"naomi","start":3.36,"end":3.84,"confidence":0.97143555,"punctuated_word":"Naomi.","sentiment":"neutral","sentiment_score":0.1250971555709839},{"word":"it's","start":3.84,"end":4.08,"confidence":0.9909668,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.11458991467952728},{"word":"dana","start":4.08,"end":4.3199997,"confidence":0.92822266,"punctuated_word":"Dana","sentiment":"neutral","sentiment_score":0.11072508990764618},{"word":"from","start":4.3199997,"end":4.56,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.13356663286685944},{"word":"oq","start":4.56,"end":4.96,"confidence":0.37365723,"punctuated_word":"OQ","sentiment":"neutral","sentiment_score":0.11460233479738235},{"word":"financial","start":4.96,"end":5.46,"confidence":0.8334961,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.14157599210739136},{"word":"how","start":5.52,"end":5.7599998,"confidence":0.9941406,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.1266471892595291},{"word":"about","start":5.7599998,"end":6.08,"confidence":0.89453125,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.13418534398078918},{"word":"you","start":6.08,"end":6.58,"confidence":0.75146484,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.12563356757164},{"word":"yeah","start":9.28,"end":9.599999,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.29958030581474304},{"word":"good","start":9.599999,"end":10.0,"confidence":0.99853516,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.49178430438041687},{"word":"thank","start":10.0,"end":10.24,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.632078230381012},{"word":"you","start":10.24,"end":10.48,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5741202235221863},{"word":"thanks","start":10.48,"end":10.8,"confidence":0.9350586,"punctuated_word":"Thanks","sentiment":"positive","sentiment_score":0.7240974307060242},{"word":"so","start":10.8,"end":10.96,"confidence":0.88671875,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.6850717067718506},{"word":"much","start":10.96,"end":11.2,"confidence":0.99902344,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.7518390417098999},{"word":"for","start":11.2,"end":11.36,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7369624376296997},{"word":"taking","start":11.36,"end":11.679999,"confidence":1.0,"punctuated_word":"taking","sentiment":"positive","sentiment_score":0.736335813999176},{"word":"my","start":11.679999,"end":11.92,"confidence":1.0,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.6743857264518738},{"word":"call","start":11.92,"end":12.24,"confidence":1.0,"punctuated_word":"call","sentiment":"positive","sentiment_score":0.7417749762535095},{"word":"this","start":12.24,"end":12.48,"confidence":1.0,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.7398850321769714},{"word":"morning","start":12.48,"end":12.98,"confidence":1.0,"punctuated_word":"morning.","sentiment":"positive","sentiment_score":0.6929271221160889},{"word":"i've","start":13.455,"end":13.615,"confidence":0.7890625,"punctuated_word":"I've","sentiment":"positive","sentiment_score":0.5783668756484985},{"word":"just","start":13.615,"end":13.8550005,"confidence":0.9970703,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.5475066304206848},{"word":"got","start":13.8550005,"end":14.015,"confidence":0.9951172,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.413429856300354},{"word":"you","start":14.015,"end":14.255,"confidence":0.94384766,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2903268337249756},{"word":"in","start":14.255,"end":14.415,"confidence":0.6411133,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.33813372254371643},{"word":"to","start":14.415,"end":14.735001,"confidence":0.97802734,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.35540685057640076},{"word":"go","start":14.735001,"end":14.895,"confidence":0.85498047,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.3830270767211914},{"word":"through","start":14.895,"end":15.135,"confidence":0.9394531,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.3626263737678528},{"word":"your","start":15.135,"end":15.295,"confidence":0.6557617,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3409433364868164},{"word":"annual","start":15.295,"end":15.615,"confidence":0.9243164,"punctuated_word":"annual","sentiment":"positive","sentiment_score":0.3853566944599152},{"word":"review","start":15.615,"end":16.015,"confidence":0.9145508,"punctuated_word":"review,","sentiment":"neutral","sentiment_score":0.32811039686203003},{"word":"and","start":16.015,"end":16.255001,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.29315489530563354},{"word":"i","start":16.255001,"end":16.335,"confidence":0.99121094,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3391997218132019},{"word":"believe","start":16.335,"end":16.655,"confidence":0.99121094,"punctuated_word":"believe","sentiment":"neutral","sentiment_score":0.2866196036338806},{"word":"you","start":16.655,"end":16.735,"confidence":0.9873047,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3783806562423706},{"word":"had","start":16.735,"end":16.895,"confidence":0.8051758,"punctuated_word":"had","sentiment":"positive","sentiment_score":0.4293486475944519},{"word":"a","start":16.895,"end":16.975,"confidence":0.9970703,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4355454444885254},{"word":"couple","start":16.975,"end":17.215,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.33247143030166626},{"word":"of","start":17.215,"end":17.295,"confidence":0.984375,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3962699770927429},{"word":"additional","start":17.295,"end":17.775,"confidence":1.0,"punctuated_word":"additional","sentiment":"positive","sentiment_score":0.37478259205818176},{"word":"questions","start":17.775,"end":18.175,"confidence":0.9980469,"punctuated_word":"questions","sentiment":"positive","sentiment_score":0.4086573123931885},{"word":"there","start":18.175,"end":18.335,"confidence":0.84814453,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.4455444812774658},{"word":"for","start":18.335,"end":18.575,"confidence":0.9980469,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4648513793945313},{"word":"us","start":18.575,"end":18.735,"confidence":0.9741211,"punctuated_word":"us","sentiment":"positive","sentiment_score":0.46961110830307007},{"word":"this","start":18.735,"end":18.895,"confidence":0.9980469,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.4695298671722412},{"word":"morning","start":18.895,"end":19.215,"confidence":0.9995117,"punctuated_word":"morning.","sentiment":"positive","sentiment_score":0.3516645133495331},{"word":"is","start":19.215,"end":19.375,"confidence":0.9863281,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.2270536720752716},{"word":"now","start":19.375,"end":19.615,"confidence":0.9892578,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.20015665888786316},{"word":"still","start":19.615,"end":19.775,"confidence":0.9707031,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.17731836438179016},{"word":"a","start":19.775,"end":19.855,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23804274201393127},{"word":"good","start":19.855,"end":20.095,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.2009217739105225},{"word":"time","start":20.095,"end":20.595,"confidence":0.9995117,"punctuated_word":"time?","sentiment":"neutral","sentiment_score":0.29474449157714844},{"word":"fantastic","start":22.415,"end":22.915,"confidence":0.8239746,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.8000541925430298},{"word":"all","start":24.654999,"end":24.895,"confidence":0.9580078,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.6064093708992004},{"word":"good","start":24.895,"end":25.295,"confidence":0.9941406,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5450783371925354},{"word":"and","start":25.295,"end":25.455,"confidence":0.80810547,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.25628235936164856},{"word":"just","start":25.455,"end":25.695,"confidence":0.98535156,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16274821758270264},{"word":"to","start":25.695,"end":25.775,"confidence":0.98291016,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1290396749973297},{"word":"go","start":25.775,"end":25.935,"confidence":0.98828125,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.15290850400924683},{"word":"just","start":26.095001,"end":26.25,"confidence":0.95166016,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10351184010505676},{"word":"before","start":26.41,"end":26.65,"confidence":0.98291016,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.10065658390522005},{"word":"we","start":26.65,"end":26.73,"confidence":0.61083984,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08306910842657089},{"word":"jump","start":26.73,"end":26.97,"confidence":0.9873047,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":0.1043444499373436},{"word":"into","start":26.97,"end":27.13,"confidence":0.9658203,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.11085009574890135},{"word":"the","start":27.13,"end":27.29,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13059377670288086},{"word":"call","start":27.29,"end":27.53,"confidence":0.9758301,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.09989100694656372},{"word":"just","start":27.53,"end":27.61,"confidence":0.99121094,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0999453142285347},{"word":"to","start":27.61,"end":27.69,"confidence":0.8569336,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10142311453819276},{"word":"let","start":27.69,"end":27.85,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.12160733342170715},{"word":"you","start":27.85,"end":27.93,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1144133359193802},{"word":"know","start":27.93,"end":28.09,"confidence":0.904541,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.12180191278457642},{"word":"we","start":28.09,"end":28.25,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11032438278198242},{"word":"do","start":28.25,"end":28.41,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.12768150866031647},{"word":"record","start":28.41,"end":28.81,"confidence":1.0,"punctuated_word":"record","sentiment":"neutral","sentiment_score":0.11062874644994736},{"word":"our","start":28.81,"end":28.89,"confidence":0.9970703,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.08452893048524857},{"word":"calls","start":28.89,"end":29.21,"confidence":0.98535156,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":0.09284905344247818},{"word":"for","start":29.21,"end":29.369999,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08536762744188309},{"word":"quality","start":29.369999,"end":29.69,"confidence":1.0,"punctuated_word":"quality","sentiment":"neutral","sentiment_score":0.0799972265958786},{"word":"and","start":29.69,"end":29.77,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0958438515663147},{"word":"training","start":29.77,"end":30.09,"confidence":1.0,"punctuated_word":"training","sentiment":"neutral","sentiment_score":0.09941420704126358},{"word":"purposes","start":30.09,"end":30.57,"confidence":0.9453125,"punctuated_word":"purposes.","sentiment":"neutral","sentiment_score":0.1186581701040268},{"word":"are","start":30.57,"end":30.73,"confidence":0.8881836,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.134337916970253},{"word":"you","start":30.73,"end":30.89,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15455599129199982},{"word":"happy","start":30.89,"end":31.130001,"confidence":0.99902344,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.1309364140033722},{"word":"for","start":31.130001,"end":31.29,"confidence":0.9951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.17222116887569427},{"word":"me","start":31.29,"end":31.45,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.17383772134780884},{"word":"to","start":31.45,"end":31.61,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15106509625911713},{"word":"proceed","start":31.61,"end":31.93,"confidence":0.99902344,"punctuated_word":"proceed","sentiment":"neutral","sentiment_score":0.17623542249202728},{"word":"with","start":31.93,"end":32.09,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.19075371325016025},{"word":"that","start":32.09,"end":32.59,"confidence":0.99194336,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.2164650559425354},{"word":"beautiful","start":34.57,"end":35.07,"confidence":0.99658203,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.3917945325374603},{"word":"and","start":35.53,"end":35.69,"confidence":0.9375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15875528752803802},{"word":"also","start":35.69,"end":36.010002,"confidence":0.5185547,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.13064895570278168},{"word":"just","start":36.010002,"end":36.17,"confidence":0.71728516,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13915039598941803},{"word":"to","start":36.17,"end":36.25,"confidence":0.97314453,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14024212956428528},{"word":"do","start":36.25,"end":36.41,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14715902507305145},{"word":"a","start":36.41,"end":36.489998,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1242583394050598},{"word":"really","start":36.489998,"end":36.73,"confidence":0.99902344,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.10516589879989624},{"word":"quick","start":36.73,"end":36.97,"confidence":1.0,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.14887338876724243},{"word":"security","start":36.97,"end":37.45,"confidence":1.0,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.08130291104316711},{"word":"check","start":37.45,"end":37.69,"confidence":0.9980469,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.1250394880771637},{"word":"there","start":37.69,"end":37.85,"confidence":0.83447266,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.1559208631515503},{"word":"with","start":37.85,"end":38.09,"confidence":0.9741211,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.131097212433815},{"word":"you","start":38.09,"end":38.17,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1434125006198883},{"word":"just","start":38.17,"end":38.41,"confidence":0.7060547,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.134982168674469},{"word":"to","start":38.41,"end":38.489998,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1167239472270012},{"word":"confirm","start":38.489998,"end":38.97,"confidence":1.0,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.09201749414205553},{"word":"your","start":38.97,"end":39.13,"confidence":0.7397461,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09708231687545776},{"word":"full","start":39.13,"end":39.37,"confidence":1.0,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.11959493905305862},{"word":"name","start":39.37,"end":39.61,"confidence":0.9108887,"punctuated_word":"name,","sentiment":"neutral","sentiment_score":0.09038864076137544},{"word":"your","start":39.61,"end":39.85,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07589967548847198},{"word":"date","start":39.85,"end":40.01,"confidence":0.99902344,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.09318998456001282},{"word":"of","start":40.01,"end":40.17,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08645980805158615},{"word":"birth","start":40.17,"end":40.33,"confidence":0.97802734,"punctuated_word":"birth,","sentiment":"neutral","sentiment_score":0.10487575829029085},{"word":"and","start":40.33,"end":40.489998,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09579145908355712},{"word":"address","start":40.489998,"end":40.89,"confidence":0.9951172,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.10551659762859344},{"word":"i","start":40.89,"end":41.05,"confidence":0.5576172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.124958798289299},{"word":"should","start":41.05,"end":41.235,"confidence":0.99902344,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.12635159492492676},{"word":"have","start":41.235,"end":41.395,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08227347582578659},{"word":"on","start":41.395,"end":41.715,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0783376693725586},{"word":"file","start":41.715,"end":42.215,"confidence":0.953125,"punctuated_word":"file.","sentiment":"neutral","sentiment_score":0.09174593538045885},{"word":"yep","start":45.395,"end":45.895,"confidence":0.97558594,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.028960861265659332},{"word":"yep","start":48.835,"end":49.335,"confidence":0.88720703,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03144043684005737},{"word":"beautiful","start":56.46,"end":56.94,"confidence":0.77978516,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.3957955837249756},{"word":"thank","start":56.94,"end":57.26,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5002883672714233},{"word":"you","start":57.26,"end":57.5,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4796026647090912},{"word":"so","start":57.5,"end":57.739998,"confidence":0.99902344,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.4461572468280792},{"word":"much","start":57.739998,"end":58.059998,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.480146199464798},{"word":"for","start":58.059998,"end":58.3,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4912275075912475},{"word":"that","start":58.3,"end":58.8,"confidence":1.0,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.4701874554157257},{"word":"how","start":58.94,"end":59.18,"confidence":0.99902344,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.11825284361839294},{"word":"did","start":59.18,"end":59.42,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.0772995725274086},{"word":"you","start":59.42,"end":59.5,"confidence":0.98828125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08526143431663513},{"word":"go","start":59.5,"end":59.739998,"confidence":0.9941406,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.10859823226928712},{"word":"yesterday","start":59.739998,"end":60.219997,"confidence":0.9667969,"punctuated_word":"yesterday","sentiment":"neutral","sentiment_score":0.06240483373403549},{"word":"looking","start":60.219997,"end":60.46,"confidence":0.9667969,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.06862771511077881},{"word":"at","start":60.46,"end":60.62,"confidence":0.9873047,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06665235757827759},{"word":"houses","start":60.62,"end":60.94,"confidence":0.99609375,"punctuated_word":"houses","sentiment":"neutral","sentiment_score":0.058798618614673615},{"word":"with","start":60.94,"end":61.1,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03930085897445679},{"word":"your","start":61.1,"end":61.26,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06326961517333984},{"word":"mom","start":61.26,"end":61.579998,"confidence":0.96728516,"punctuated_word":"mom?","sentiment":"neutral","sentiment_score":0.06365315616130829},{"word":"did","start":61.579998,"end":61.739998,"confidence":0.9980469,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.0030579417943954468},{"word":"she","start":61.739998,"end":61.98,"confidence":0.9248047,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.019719591364264488},{"word":"find","start":61.98,"end":62.219997,"confidence":0.9951172,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.04466503858566284},{"word":"something","start":62.219997,"end":62.539997,"confidence":0.9760742,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.01679321378469467},{"word":"she","start":62.539997,"end":62.78,"confidence":0.9790039,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.00257144495844841},{"word":"liked","start":62.78,"end":63.18,"confidence":0.8186035,"punctuated_word":"liked?","sentiment":"neutral","sentiment_score":0.006245134398341179},{"word":"or","start":63.18,"end":63.68,"confidence":0.8925781,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.03854892402887344},{"word":"yeah","start":75.115,"end":75.615,"confidence":0.80810547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.057138338685035706},{"word":"yeah","start":86.43,"end":86.93,"confidence":0.9914551,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.025467535480856895},{"word":"yes","start":91.39,"end":91.875,"confidence":0.94677734,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.023756790906190872},{"word":"yeah","start":109.89,"end":110.39,"confidence":0.9758301,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.009866383858025074},{"word":"yeah","start":111.49,"end":111.99,"confidence":0.7817383,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03653897717595101},{"word":"yep","start":117.17,"end":117.555,"confidence":0.9316406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.021028995513916016},{"word":"yep","start":134.02,"end":134.52,"confidence":0.97802734,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10780958831310272},{"word":"yeah","start":137.78,"end":138.28,"confidence":0.9604492,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13814902305603027},{"word":"mhmm","start":144.1,"end":144.6,"confidence":0.96032715,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.05028936266899109},{"word":"yeah","start":144.90001,"end":145.40001,"confidence":0.80371094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05091509222984314},{"word":"yeah","start":151.315,"end":151.815,"confidence":0.9562988,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0038973838090896606},{"word":"yep","start":154.835,"end":155.335,"confidence":0.9343262,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06582669168710709},{"word":"yep","start":158.35501,"end":158.85,"confidence":0.97753906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.00019958554184995592},{"word":"absolutely","start":160.05,"end":160.55,"confidence":0.9641113,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.10425568372011185},{"word":"no","start":160.93001,"end":161.33,"confidence":0.9941406,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.044883206486701965},{"word":"all","start":161.33,"end":161.57,"confidence":0.984375,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.12571251392364502},{"word":"good","start":161.57,"end":161.89,"confidence":0.9980469,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.08771244436502457},{"word":"well","start":161.89,"end":162.37001,"confidence":0.85302734,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.04520408436655998},{"word":"we'll","start":162.37001,"end":162.69,"confidence":0.9946289,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.12726429104804993},{"word":"definitely","start":162.69,"end":163.01001,"confidence":1.0,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.15088874101638794},{"word":"talk","start":163.01001,"end":163.25,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.11284840852022172},{"word":"about","start":163.25,"end":163.41,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.10926567018032074},{"word":"that","start":163.41,"end":163.81001,"confidence":0.9995117,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.12008491158485413},{"word":"perfect","start":163.81001,"end":164.31001,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.18975800275802612},{"word":"yes","start":184.425,"end":184.925,"confidence":0.9067383,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.1350998878479004},{"word":"yeah","start":196.73,"end":197.04999,"confidence":0.76586914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.2523552179336548},{"word":"okay","start":197.04999,"end":197.54999,"confidence":0.9863281,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.2190437614917755},{"word":"oh","start":214.38,"end":214.7,"confidence":0.7480469,"punctuated_word":"Oh,","sentiment":"negative","sentiment_score":-0.3799017667770386},{"word":"wow","start":214.7,"end":215.2,"confidence":0.9970703,"punctuated_word":"wow.","sentiment":"negative","sentiment_score":-0.4396685063838959},{"word":"yeah","start":219.90001,"end":220.40001,"confidence":0.767334,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03376094251871109},{"word":"yeah","start":227.26001,"end":227.76001,"confidence":0.82470703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.019900724291801453},{"word":"yeah","start":250.8,"end":251.3,"confidence":0.7619629,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05190414935350418},{"word":"yeah","start":254.64,"end":255.14,"confidence":0.6940918,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0027132444083690643},{"word":"yeah","start":264.79498,"end":265.29498,"confidence":0.9812012,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.001159925013780594},{"word":"yeah","start":269.675,"end":270.09,"confidence":0.86938477,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0010328255593776705},{"word":"yes","start":307.36,"end":307.86,"confidence":0.9082031,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.14530198276042938},{"word":"yeah","start":314.235,"end":314.735,"confidence":0.92407227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.2470242828130722},{"word":"yeah","start":325.275,"end":325.775,"confidence":0.984375,"punctuated_word":"Yeah.","sentiment":"negative","sentiment_score":-0.5437259674072266},{"word":"yeah","start":330.07,"end":330.57,"confidence":0.97631836,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.09613251686096191},{"word":"yes","start":339.73502,"end":340.23502,"confidence":0.67211914,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.11239057779312134},{"word":"yes","start":340.45502,"end":340.95502,"confidence":0.8449707,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06856488436460495},{"word":"yes","start":346.775,"end":347.275,"confidence":0.7261963,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.10147039592266084},{"word":"no","start":347.495,"end":347.73502,"confidence":0.96484375,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1754621863365173},{"word":"that's","start":347.73502,"end":347.975,"confidence":0.9970703,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.054069291800260544},{"word":"okay","start":347.975,"end":348.295,"confidence":0.99902344,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.03130415081977844},{"word":"that's","start":348.295,"end":348.615,"confidence":0.80688477,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.002506678458303213},{"word":"that's","start":348.615,"end":349.115,"confidence":0.65063477,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.047880928963422775},{"word":"completely","start":349.335,"end":349.815,"confidence":0.96240234,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":0.04891379177570343},{"word":"under","start":349.815,"end":350.055,"confidence":0.7705078,"punctuated_word":"under","sentiment":"neutral","sentiment_score":-0.016381457448005676},{"word":"you've","start":350.135,"end":350.375,"confidence":0.99609375,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.017831850796937943},{"word":"got","start":350.375,"end":350.535,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.02551969885826111},{"word":"a","start":350.535,"end":350.615,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0274597629904747},{"word":"lot","start":350.615,"end":350.775,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.010636046528816223},{"word":"going","start":350.775,"end":351.17502,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.003925353288650513},{"word":"on","start":351.17502,"end":351.575,"confidence":0.7624512,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.017475560307502747},{"word":"so","start":351.575,"end":351.975,"confidence":0.9716797,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.00585077702999115},{"word":"i","start":351.975,"end":352.135,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1617961972951889},{"word":"can","start":352.135,"end":352.535,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15796519815921783},{"word":"definitely","start":352.535,"end":353.035,"confidence":0.98339844,"punctuated_word":"definitely,","sentiment":"neutral","sentiment_score":0.10335542261600494},{"word":"you","start":353.65,"end":353.81,"confidence":0.9223633,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03237028419971466},{"word":"know","start":353.81,"end":353.97,"confidence":0.99902344,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.035968102514743805},{"word":"understand","start":353.97,"end":354.44998,"confidence":1.0,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":-0.017274752259254456},{"word":"where","start":354.44998,"end":354.61,"confidence":0.99902344,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.05869613587856293},{"word":"you're","start":354.61,"end":354.77,"confidence":0.99609375,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.08486946672201157},{"word":"coming","start":354.77,"end":355.09,"confidence":0.9902344,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":-0.09368211776018144},{"word":"from","start":355.09,"end":355.59,"confidence":0.68322754,"punctuated_word":"from.","sentiment":"neutral","sentiment_score":-0.09584230184555054},{"word":"you","start":355.97,"end":356.13,"confidence":0.5097656,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.09318981319665907},{"word":"know","start":356.13,"end":356.44998,"confidence":0.8688965,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.06042305380105972},{"word":"it's","start":356.44998,"end":356.69,"confidence":0.9980469,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.12033534049987792},{"word":"hard","start":356.69,"end":356.93,"confidence":0.9892578,"punctuated_word":"hard","sentiment":"neutral","sentiment_score":-0.2273840606212616},{"word":"to","start":356.93,"end":357.09,"confidence":0.9453125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.24105623364448547},{"word":"sort","start":357.09,"end":357.25,"confidence":0.97998047,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.23950302600860596},{"word":"of","start":357.25,"end":357.33,"confidence":0.80810547,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.24277333915233612},{"word":"work","start":357.33,"end":357.65,"confidence":0.984375,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.27650314569473267},{"word":"out","start":357.65,"end":357.72998,"confidence":0.95166016,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.23110665380954745},{"word":"where","start":357.72998,"end":357.97,"confidence":0.99609375,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.19188423454761505},{"word":"to","start":357.97,"end":358.13,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2127436399459839},{"word":"start","start":358.13,"end":358.63,"confidence":0.7546387,"punctuated_word":"start.","sentiment":"neutral","sentiment_score":-0.14513897895812988},{"word":"when","start":359.09,"end":359.33,"confidence":0.91015625,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.0745522752404213},{"word":"it","start":359.33,"end":359.49,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.02686574310064316},{"word":"does","start":359.49,"end":359.72998,"confidence":0.99902344,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.012844957411289217},{"word":"sort","start":359.72998,"end":359.97,"confidence":0.89501953,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.048536062240600586},{"word":"of","start":359.97,"end":360.05,"confidence":0.9248047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0602443665266037},{"word":"come","start":360.05,"end":360.28998,"confidence":0.9951172,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.03804952651262283},{"word":"to","start":360.28998,"end":360.78998,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06514540314674377},{"word":"the","start":360.93,"end":361.16998,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06349214166402817},{"word":"tax","start":361.16998,"end":361.49,"confidence":0.97802734,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.04582773894071579},{"word":"side","start":361.49,"end":361.65,"confidence":0.99609375,"punctuated_word":"side","sentiment":"neutral","sentiment_score":-0.06443633884191513},{"word":"of","start":361.65,"end":361.81,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03047226369380951},{"word":"things","start":361.81,"end":362.13,"confidence":0.89453125,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":-0.0613897331058979},{"word":"so","start":362.13,"end":362.37,"confidence":0.79052734,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.08981329202651978},{"word":"we","start":362.37,"end":362.44998,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04625933617353439},{"word":"can't","start":362.44998,"end":362.77,"confidence":0.9819336,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.08845417201519012},{"word":"do","start":362.77,"end":362.93,"confidence":0.98535156,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.10991153866052628},{"word":"your","start":362.93,"end":363.09,"confidence":0.9316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.09939257055521011},{"word":"tax","start":363.09,"end":363.41,"confidence":0.9951172,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.08083689957857132},{"word":"return","start":363.41,"end":363.81,"confidence":0.9614258,"punctuated_word":"return","sentiment":"neutral","sentiment_score":-0.11620238423347472},{"word":"for","start":363.81,"end":364.05,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.15599384903907776},{"word":"you","start":364.05,"end":364.55,"confidence":0.8117676,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.09873323142528534},{"word":"but","start":365.56998,"end":366.06998,"confidence":0.9790039,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.053146034479141235},{"word":"we","start":366.13,"end":366.44998,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09635494649410248},{"word":"can","start":366.44998,"end":366.84998,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.14905181527137756},{"word":"most","start":367.33,"end":367.65,"confidence":0.99902344,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.1671060025691986},{"word":"of","start":367.65,"end":367.81,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1803162395954132},{"word":"the","start":367.81,"end":367.88998,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14846579730510712},{"word":"time","start":367.88998,"end":368.38998,"confidence":0.89086914,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.18211859464645383},{"word":"over","start":368.645,"end":368.885,"confidence":0.9589844,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.20633438229560852},{"word":"the","start":368.885,"end":368.965,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12149807810783386},{"word":"last","start":368.965,"end":369.045,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.08530066162347794},{"word":"couple","start":369.045,"end":369.245,"confidence":0.9892578,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.05765146017074585},{"word":"of","start":369.245,"end":369.445,"confidence":0.8232422,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07514580339193344},{"word":"years","start":369.445,"end":369.765,"confidence":0.99658203,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.1386978179216385},{"word":"most","start":369.765,"end":370.005,"confidence":1.0,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.17683686316013336},{"word":"of","start":370.005,"end":370.085,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17947769165039062},{"word":"the","start":370.085,"end":370.325,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1423465609550476},{"word":"information","start":370.325,"end":370.825,"confidence":0.99902344,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.10420069098472597},{"word":"that","start":370.965,"end":371.20502,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15155622363090515},{"word":"is","start":371.20502,"end":371.365,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10101278871297836},{"word":"collected","start":371.365,"end":371.845,"confidence":0.99902344,"punctuated_word":"collected","sentiment":"neutral","sentiment_score":0.08643978834152222},{"word":"by","start":371.845,"end":372.165,"confidence":0.8461914,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.13431890308856964},{"word":"taxwise","start":372.165,"end":372.665,"confidence":0.79573566,"punctuated_word":"TaxWise","sentiment":"neutral","sentiment_score":0.14236116409301758},{"word":"from","start":372.805,"end":373.125,"confidence":0.7993164,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.13313841819763184},{"word":"employers","start":373.125,"end":373.625,"confidence":0.96069336,"punctuated_word":"employers,","sentiment":"neutral","sentiment_score":0.14297837018966675},{"word":"a","start":374.645,"end":374.805,"confidence":0.82714844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2071969211101532},{"word":"lot","start":374.805,"end":374.965,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.1880669891834259},{"word":"of","start":374.965,"end":375.045,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.20225390791893005},{"word":"that","start":375.045,"end":375.445,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1656658947467804},{"word":"is","start":375.445,"end":375.765,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14762137830257416},{"word":"prefilled","start":375.765,"end":376.265,"confidence":0.81396484,"punctuated_word":"prefilled","sentiment":"neutral","sentiment_score":0.15046249330043793},{"word":"into","start":376.48502,"end":376.98502,"confidence":0.99609375,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.12457692623138428},{"word":"your","start":377.125,"end":377.445,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1544933319091797},{"word":"mygov","start":377.445,"end":377.945,"confidence":0.875,"punctuated_word":"myGov","sentiment":"neutral","sentiment_score":0.09229063242673874},{"word":"for","start":378.005,"end":378.245,"confidence":0.9863281,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.14979122579097748},{"word":"you","start":378.245,"end":378.565,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1353021264076233},{"word":"ready","start":378.565,"end":378.965,"confidence":0.8828125,"punctuated_word":"ready","sentiment":"neutral","sentiment_score":0.20022104680538175},{"word":"for","start":378.965,"end":379.445,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.16654448211193085},{"word":"taxation","start":379.445,"end":379.945,"confidence":0.9543457,"punctuated_word":"taxation.","sentiment":"neutral","sentiment_score":0.1052701696753502},{"word":"so","start":380.9,"end":381.06,"confidence":0.99121094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1369280070066452},{"word":"when","start":381.06,"end":381.3,"confidence":0.86621094,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.14046895503997803},{"word":"and","start":381.3,"end":381.46,"confidence":0.6894531,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09404640644788742},{"word":"if","start":381.46,"end":381.69998,"confidence":0.9892578,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09262074530124664},{"word":"you","start":381.69998,"end":381.78,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0851471796631813},{"word":"do","start":381.78,"end":382.02,"confidence":0.9838867,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09332098066806792},{"word":"see","start":382.02,"end":382.25998,"confidence":0.98095703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.0456727147102356},{"word":"an","start":382.25998,"end":382.58,"confidence":0.9951172,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.02649863064289093},{"word":"accountant","start":382.58,"end":383.08,"confidence":0.8598633,"punctuated_word":"accountant,","sentiment":"neutral","sentiment_score":0.02268325909972191},{"word":"realistically","start":383.69998,"end":384.19998,"confidence":0.9667969,"punctuated_word":"realistically,","sentiment":"neutral","sentiment_score":0.04723597690463066},{"word":"most","start":384.41998,"end":384.74,"confidence":0.99316406,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.11958660185337068},{"word":"of","start":384.74,"end":384.81998,"confidence":0.97265625,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07474411278963089},{"word":"the","start":384.81998,"end":384.9,"confidence":0.60009766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0514751672744751},{"word":"information","start":384.9,"end":385.4,"confidence":0.99902344,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.021996252238750454},{"word":"should","start":385.62,"end":385.86,"confidence":0.99902344,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.023753836750984192},{"word":"be","start":385.86,"end":386.02,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.05311838537454605},{"word":"predone","start":386.02,"end":386.5,"confidence":0.5169678,"punctuated_word":"predone","sentiment":"neutral","sentiment_score":0.052884943783283234},{"word":"if","start":386.5,"end":386.65997,"confidence":0.9448242,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.02644878253340721},{"word":"you've","start":386.65997,"end":386.81998,"confidence":0.907959,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.0025799572467803955},{"word":"not","start":386.81998,"end":387.06,"confidence":0.9863281,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.02362438291311264},{"word":"done","start":387.06,"end":387.22,"confidence":0.98828125,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.06428761780261993},{"word":"your","start":387.22,"end":387.46,"confidence":0.7939453,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.03374651074409485},{"word":"taxes","start":387.46,"end":387.86,"confidence":0.9951172,"punctuated_word":"taxes","sentiment":"neutral","sentiment_score":-0.023603424429893497},{"word":"for","start":387.86,"end":388.02,"confidence":0.77685547,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.02800477296113968},{"word":"the","start":388.02,"end":388.09998,"confidence":0.8989258,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.019870854914188385},{"word":"last","start":388.09998,"end":388.41998,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.012129992246627808},{"word":"nine","start":388.41998,"end":388.58,"confidence":0.99902344,"punctuated_word":"nine","sentiment":"neutral","sentiment_score":0.009119421243667604},{"word":"to","start":388.58,"end":388.74,"confidence":0.9760742,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.032005101442337036},{"word":"ten","start":388.74,"end":388.97998,"confidence":1.0,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.007636196911334992},{"word":"years","start":388.97998,"end":389.47998,"confidence":0.9951172,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.01226838305592537},{"word":"each","start":390.18,"end":390.5,"confidence":0.95166016,"punctuated_word":"Each","sentiment":"neutral","sentiment_score":0.011087749153375626},{"word":"year","start":390.5,"end":391.0,"confidence":0.9226074,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.02091154083609581},{"word":"your","start":391.37997,"end":391.62,"confidence":0.95410156,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.021654188632965088},{"word":"old","start":391.62,"end":391.93997,"confidence":0.9819336,"punctuated_word":"old","sentiment":"neutral","sentiment_score":-0.0090240016579628},{"word":"employers","start":391.93997,"end":392.41998,"confidence":0.8154297,"punctuated_word":"employers","sentiment":"neutral","sentiment_score":-0.02826739475131035},{"word":"needed","start":392.41998,"end":392.74,"confidence":0.99121094,"punctuated_word":"needed","sentiment":"neutral","sentiment_score":-0.06417877972126007},{"word":"to","start":392.74,"end":392.9,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03632249683141709},{"word":"go","start":392.9,"end":393.13998,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.0418655127286911},{"word":"back","start":393.13998,"end":393.3,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.001727066934108734},{"word":"and","start":393.3,"end":393.53998,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06592615693807602},{"word":"report","start":393.53998,"end":393.93997,"confidence":0.98828125,"punctuated_word":"report","sentiment":"neutral","sentiment_score":-0.03596052527427673},{"word":"on","start":393.93997,"end":394.18,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.01590028405189514},{"word":"things","start":394.18,"end":394.5,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.002817794680595398},{"word":"like","start":394.5,"end":394.65997,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.02536089718341827},{"word":"that","start":394.65997,"end":395.115,"confidence":0.9909668,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.005876656621694565},{"word":"there's","start":395.115,"end":395.35498,"confidence":0.9975586,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.0012401144485920668},{"word":"a","start":395.35498,"end":395.435,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.011345263570547104},{"word":"lot","start":395.435,"end":395.51498,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.004102498292922974},{"word":"of","start":395.51498,"end":395.675,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0007204264402389526},{"word":"crossovers","start":395.675,"end":396.175,"confidence":0.95703125,"punctuated_word":"crossovers.","sentiment":"neutral","sentiment_score":-0.004781815223395824},{"word":"the","start":398.155,"end":398.47498,"confidence":0.93603516,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.024722233414649963},{"word":"super","start":398.47498,"end":398.875,"confidence":0.7739258,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.04000408574938774},{"word":"funds","start":398.875,"end":399.19498,"confidence":0.8095703,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.043166834861040115},{"word":"report","start":399.19498,"end":399.675,"confidence":0.9863281,"punctuated_word":"report","sentiment":"neutral","sentiment_score":0.02967076748609543},{"word":"on","start":399.675,"end":400.155,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03001974895596504},{"word":"contributions","start":400.155,"end":400.655,"confidence":0.90283203,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.03807704150676727},{"word":"going","start":401.035,"end":401.275,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.04628140479326248},{"word":"in","start":401.275,"end":401.755,"confidence":0.90478516,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.038400739431381226},{"word":"employers","start":401.755,"end":402.235,"confidence":0.97314453,"punctuated_word":"Employers","sentiment":"neutral","sentiment_score":0.03474574163556099},{"word":"have","start":402.235,"end":402.395,"confidence":0.9819336,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.038410041481256485},{"word":"to","start":402.395,"end":402.47498,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02024846524000168},{"word":"report","start":402.47498,"end":402.79498,"confidence":0.98828125,"punctuated_word":"report","sentiment":"neutral","sentiment_score":0.01415865123271942},{"word":"everything","start":402.79498,"end":403.115,"confidence":0.9980469,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.01884368807077408},{"word":"when","start":403.115,"end":403.275,"confidence":0.984375,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.003840483725070954},{"word":"they're","start":403.275,"end":403.435,"confidence":0.8625488,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.003872161265462637},{"word":"doing","start":403.435,"end":403.675,"confidence":0.9980469,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.003785371780395508},{"word":"their","start":403.675,"end":403.91498,"confidence":0.9658203,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.0006425380706787109},{"word":"taxation","start":403.91498,"end":404.41498,"confidence":0.9892578,"punctuated_word":"taxation","sentiment":"neutral","sentiment_score":0.038870371878147125},{"word":"side","start":404.555,"end":404.715,"confidence":0.97509766,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.02783825248479843},{"word":"of","start":404.715,"end":404.875,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02495571970939636},{"word":"things","start":404.875,"end":405.375,"confidence":0.9855957,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.016253028064966202},{"word":"so","start":405.755,"end":405.995,"confidence":0.79248047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07064659893512726},{"word":"while","start":405.995,"end":406.235,"confidence":0.5185547,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.08267879486083984},{"word":"that","start":406.235,"end":406.47498,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.182878315448761},{"word":"is","start":406.47498,"end":406.79498,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14700371026992798},{"word":"prefilled","start":406.79498,"end":407.29498,"confidence":0.7858887,"punctuated_word":"prefilled","sentiment":"neutral","sentiment_score":0.2340739667415619},{"word":"into","start":407.435,"end":407.755,"confidence":0.96875,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.19630052149295807},{"word":"your","start":407.755,"end":407.995,"confidence":0.9819336,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.23824766278266907},{"word":"mygov","start":407.995,"end":408.495,"confidence":0.8461914,"punctuated_word":"myGov","sentiment":"neutral","sentiment_score":0.15300554037094116},{"word":"for","start":408.63498,"end":408.79498,"confidence":0.9838867,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.20199108123779297},{"word":"you","start":408.79498,"end":409.115,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18768629431724548},{"word":"ready","start":409.115,"end":409.435,"confidence":0.7734375,"punctuated_word":"ready","sentiment":"neutral","sentiment_score":0.20289072394371033},{"word":"for","start":409.435,"end":409.755,"confidence":0.92578125,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2133389711380005},{"word":"ready","start":409.755,"end":409.995,"confidence":0.91503906,"punctuated_word":"ready","sentiment":"neutral","sentiment_score":0.20414559543132785},{"word":"for","start":409.995,"end":410.235,"confidence":0.98095703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.24683603644371033},{"word":"it","start":410.235,"end":410.3625,"confidence":0.70947266,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.18081431090831757},{"word":"to","start":410.3625,"end":410.49,"confidence":0.9741211,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1831052005290985},{"word":"be","start":410.65,"end":410.72998,"confidence":0.9326172,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.12709736824035645},{"word":"tax","start":410.72998,"end":410.97,"confidence":0.6142578,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.19126516580581665},{"word":"ready","start":410.97,"end":411.47,"confidence":0.83618164,"punctuated_word":"ready,","sentiment":"neutral","sentiment_score":0.13753977417945862},{"word":"it","start":412.49,"end":412.72998,"confidence":0.8535156,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1212819367647171},{"word":"might","start":412.72998,"end":413.05,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.11940336227416992},{"word":"just","start":413.05,"end":413.37,"confidence":0.9951172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12914472818374634},{"word":"be","start":413.37,"end":413.53,"confidence":0.9941406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.141034334897995},{"word":"worth","start":413.53,"end":413.84998,"confidence":0.9951172,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.1140761449933052},{"word":"talking","start":413.84998,"end":414.25,"confidence":1.0,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.05817340314388275},{"word":"to","start":414.25,"end":414.49,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06651543080806732},{"word":"an","start":414.49,"end":414.72998,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.04932788014411926},{"word":"accountant","start":414.72998,"end":415.22998,"confidence":0.98095703,"punctuated_word":"accountant","sentiment":"neutral","sentiment_score":0.03653860092163086},{"word":"because","start":415.44998,"end":415.94998,"confidence":0.88964844,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.13170373439788818},{"word":"they'll","start":416.72998,"end":416.97,"confidence":0.96362305,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.17640432715415957},{"word":"go","start":416.97,"end":417.21,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.17821209132671356},{"word":"back","start":417.21,"end":417.44998,"confidence":0.9970703,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.20946747064590457},{"word":"and","start":417.44998,"end":417.61,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15750983357429504},{"word":"be","start":417.61,"end":417.77,"confidence":0.97314453,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.20220693945884705},{"word":"able","start":417.77,"end":417.88998,"confidence":0.97998047,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.18638652563095093},{"word":"to","start":417.88998,"end":418.00998,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16982877254486084},{"word":"do","start":418.00998,"end":418.25,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11366108804941176},{"word":"all","start":418.25,"end":418.41,"confidence":0.9980469,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.10797734558582306},{"word":"the","start":418.41,"end":418.49,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11465008556842804},{"word":"tax","start":418.49,"end":418.81,"confidence":0.97314453,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.1273186206817627},{"word":"returns","start":418.81,"end":419.31,"confidence":0.99121094,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.12787744402885437},{"word":"with","start":419.37,"end":419.61,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.155313640832901},{"word":"you","start":419.61,"end":420.09,"confidence":0.92626953,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1313043087720871},{"word":"but","start":420.09,"end":420.49,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.07767557352781296},{"word":"depending","start":420.49,"end":420.97,"confidence":0.99609375,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":0.05140762776136398},{"word":"on","start":420.97,"end":421.28998,"confidence":0.9904785,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.02263129875063896},{"word":"you","start":421.28998,"end":421.37,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.017097502946853638},{"word":"know","start":421.37,"end":421.69,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.014812391251325607},{"word":"your","start":421.69,"end":422.09,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.014095574617385864},{"word":"history","start":422.09,"end":422.59,"confidence":0.98291016,"punctuated_word":"history,","sentiment":"neutral","sentiment_score":-0.03007495403289795},{"word":"there","start":422.65,"end":422.88998,"confidence":0.93115234,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.054737746715545654},{"word":"could","start":422.88998,"end":423.13,"confidence":0.9980469,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.04013827443122864},{"word":"be","start":423.13,"end":423.28998,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.036526091396808624},{"word":"a","start":423.28998,"end":423.44998,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.059741050004959106},{"word":"bill","start":423.44998,"end":423.77,"confidence":0.7138672,"punctuated_word":"bill.","sentiment":"neutral","sentiment_score":-0.07113522291183472},{"word":"there","start":423.77,"end":424.00998,"confidence":0.97509766,"punctuated_word":"There","sentiment":"neutral","sentiment_score":-0.07931056618690491},{"word":"might","start":424.00998,"end":424.25,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.0605456605553627},{"word":"not","start":424.25,"end":424.49,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07334870100021362},{"word":"be","start":424.49,"end":424.965,"confidence":0.8408203,"punctuated_word":"be,","sentiment":"neutral","sentiment_score":-0.05986252799630165},{"word":"and","start":425.445,"end":425.525,"confidence":0.9667969,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15147002041339874},{"word":"they","start":425.525,"end":425.685,"confidence":0.9980469,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.2550413906574249},{"word":"can","start":425.685,"end":425.925,"confidence":0.9970703,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.27521640062332153},{"word":"sort","start":425.925,"end":426.165,"confidence":0.97314453,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.24255242943763733},{"word":"of","start":426.165,"end":426.245,"confidence":0.67333984,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.27144238352775574},{"word":"help","start":426.245,"end":426.565,"confidence":0.9970703,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.276740700006485},{"word":"to","start":426.565,"end":426.645,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2829495966434479},{"word":"work","start":426.645,"end":426.885,"confidence":0.99902344,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.27427923679351807},{"word":"with","start":426.885,"end":427.04498,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2852683365345001},{"word":"you","start":427.04498,"end":427.205,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2911284863948822},{"word":"with","start":427.205,"end":427.445,"confidence":0.98828125,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2756058871746063},{"word":"the","start":427.445,"end":427.605,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23337236046791077},{"word":"ato","start":427.605,"end":428.105,"confidence":0.9355469,"punctuated_word":"ATO","sentiment":"neutral","sentiment_score":0.1452137529850006},{"word":"to","start":428.165,"end":428.245,"confidence":0.7270508,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13781987130641937},{"word":"if","start":428.405,"end":428.485,"confidence":0.9326172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.14147835969924927},{"word":"there","start":428.485,"end":428.725,"confidence":0.9970703,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.13472744822502136},{"word":"is","start":428.725,"end":428.885,"confidence":0.9902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10240962356328964},{"word":"a","start":428.885,"end":429.04498,"confidence":0.98535156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08031591027975082},{"word":"bill","start":429.04498,"end":429.205,"confidence":0.9838867,"punctuated_word":"bill","sentiment":"neutral","sentiment_score":0.10943150520324708},{"word":"to","start":429.205,"end":429.365,"confidence":0.7475586,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07038789987564087},{"word":"pay","start":429.365,"end":429.605,"confidence":0.96240234,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.007797181606292725},{"word":"it","start":429.605,"end":429.685,"confidence":0.92822266,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0736628919839859},{"word":"off","start":429.685,"end":429.845,"confidence":0.95703125,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.06286182999610901},{"word":"in","start":429.845,"end":430.005,"confidence":0.89453125,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06455930322408676},{"word":"smaller","start":430.005,"end":430.505,"confidence":0.98535156,"punctuated_word":"smaller","sentiment":"neutral","sentiment_score":0.032808393239974976},{"word":"increments","start":430.645,"end":431.125,"confidence":0.9794922,"punctuated_word":"increments.","sentiment":"neutral","sentiment_score":0.07959732413291931},{"word":"but","start":431.125,"end":431.605,"confidence":0.9980469,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.2516162395477295},{"word":"if","start":431.605,"end":431.845,"confidence":0.99316406,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.3418472111225128},{"word":"you're","start":431.845,"end":432.085,"confidence":0.9951172,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.3093418776988983},{"word":"comfortable","start":432.085,"end":432.585,"confidence":0.951416,"punctuated_word":"comfortable,","sentiment":"neutral","sentiment_score":0.28239306807518005},{"word":"we","start":432.645,"end":432.805,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.4480941593647003},{"word":"do","start":432.805,"end":433.04498,"confidence":0.9506836,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.5112694501876831},{"word":"have","start":433.04498,"end":433.205,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.4431706964969635},{"word":"a","start":433.205,"end":433.365,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.36658746004104614},{"word":"really","start":433.365,"end":433.60498,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5555602312088013},{"word":"great","start":433.60498,"end":433.845,"confidence":0.99902344,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.47378024458885193},{"word":"accountant","start":433.845,"end":434.345,"confidence":0.85058594,"punctuated_word":"accountant","sentiment":"positive","sentiment_score":0.5184850692749023},{"word":"that","start":434.405,"end":434.565,"confidence":0.9838867,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4376845061779022},{"word":"i","start":434.565,"end":434.645,"confidence":0.9921875,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4931676983833313},{"word":"could","start":434.645,"end":434.885,"confidence":0.99609375,"punctuated_word":"could","sentiment":"positive","sentiment_score":0.5091390609741211},{"word":"refer","start":434.885,"end":435.285,"confidence":0.9951172,"punctuated_word":"refer","sentiment":"positive","sentiment_score":0.5177249908447266},{"word":"you","start":435.285,"end":435.525,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6105377078056335},{"word":"through","start":435.525,"end":435.845,"confidence":0.9951172,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.516589343547821},{"word":"to","start":435.845,"end":436.345,"confidence":0.9819336,"punctuated_word":"to.","sentiment":"positive","sentiment_score":0.41715267300605774},{"word":"i","start":437.205,"end":437.365,"confidence":0.9472656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2115374356508255},{"word":"would","start":437.365,"end":437.525,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.12867781519889832},{"word":"just","start":437.525,"end":437.76498,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12971782684326172},{"word":"need","start":437.76498,"end":437.925,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.07910258322954178},{"word":"to","start":437.925,"end":438.005,"confidence":0.9838867,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06092952936887741},{"word":"get","start":438.005,"end":438.245,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.027175456285476685},{"word":"approved","start":438.245,"end":438.645,"confidence":0.6376953,"punctuated_word":"approved","sentiment":"neutral","sentiment_score":0.1013888418674469},{"word":"with","start":438.645,"end":438.805,"confidence":0.7167969,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.16697430610656738},{"word":"do","start":438.885,"end":439.04498,"confidence":0.8676758,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08300052583217621},{"word":"so","start":439.04498,"end":439.365,"confidence":0.9147949,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":0.15317194163799286},{"word":"and","start":439.365,"end":439.525,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.19774100184440613},{"word":"he","start":439.525,"end":439.685,"confidence":0.99902344,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.2999708652496338},{"word":"can","start":439.685,"end":439.925,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.29017800092697144},{"word":"just","start":439.925,"end":440.165,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.30112653970718384},{"word":"meet","start":440.165,"end":440.32498,"confidence":0.9941406,"punctuated_word":"meet","sentiment":"positive","sentiment_score":0.35099443793296814},{"word":"with","start":440.32498,"end":440.485,"confidence":0.99902344,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.4825102388858795},{"word":"you","start":440.485,"end":440.645,"confidence":0.99609375,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.402624785900116},{"word":"to","start":440.645,"end":440.88,"confidence":0.99316406,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.40729808807373047},{"word":"start","start":440.88,"end":441.28,"confidence":0.9941406,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.0433538481593132},{"word":"with","start":441.28,"end":441.68,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03907768428325653},{"word":"just","start":441.68,"end":441.92,"confidence":0.90478516,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04601845145225525},{"word":"to","start":441.92,"end":442.08002,"confidence":0.97509766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.035054903477430344},{"word":"kind","start":442.08002,"end":442.56,"confidence":0.9892578,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.05414305254817009},{"word":"of","start":442.56,"end":442.80002,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.046223558485507965},{"word":"get","start":442.80002,"end":443.04,"confidence":0.99316406,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.04194430261850357},{"word":"a","start":443.04,"end":443.12,"confidence":0.97509766,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05943293124437332},{"word":"feel","start":443.12,"end":443.44,"confidence":0.99121094,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.049926839768886566},{"word":"for","start":443.44,"end":443.6,"confidence":0.9951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09562230855226515},{"word":"what","start":443.6,"end":443.84,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.09366457164287569},{"word":"you","start":443.84,"end":444.0,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08804447203874588},{"word":"need","start":444.0,"end":444.5,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.07720477879047394},{"word":"and","start":445.12,"end":445.44,"confidence":0.62353516,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07977928221225739},{"word":"talk","start":445.44,"end":445.68,"confidence":0.99902344,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.07665575295686722},{"word":"about","start":445.68,"end":446.0,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1017068549990654},{"word":"what","start":446.0,"end":446.16,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.08501669764518738},{"word":"he","start":446.16,"end":446.4,"confidence":0.99902344,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.08976949006319046},{"word":"can","start":446.4,"end":446.56,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07070553302764893},{"word":"do","start":446.56,"end":447.06,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07162009179592133},{"word":"and","start":447.12,"end":447.52002,"confidence":0.921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09324277937412262},{"word":"find","start":447.52002,"end":447.76,"confidence":0.9980469,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.13278275728225708},{"word":"out","start":447.76,"end":447.92,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.11808015406131744},{"word":"whether","start":447.92,"end":448.16,"confidence":0.99609375,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.08660507947206497},{"word":"that's","start":448.16,"end":448.4,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.09840048849582672},{"word":"the","start":448.4,"end":448.64,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08803842961788177},{"word":"right","start":448.64,"end":449.12,"confidence":1.0,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.09352607280015944},{"word":"accountant","start":449.12,"end":449.62,"confidence":0.9165039,"punctuated_word":"accountant","sentiment":"neutral","sentiment_score":0.0662614107131958},{"word":"for","start":449.76,"end":449.92,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09750209748744965},{"word":"you","start":449.92,"end":450.24,"confidence":0.99902344,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.07925587892532349},{"word":"does","start":450.24,"end":450.4,"confidence":0.99902344,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.038614749908447266},{"word":"that","start":450.4,"end":450.64,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0896303728222847},{"word":"sound","start":450.64,"end":450.88,"confidence":0.99902344,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.06925804913043976},{"word":"like","start":450.88,"end":451.04,"confidence":0.9951172,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0626167505979538},{"word":"something","start":451.04,"end":451.36002,"confidence":0.99902344,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.0567035935819149},{"word":"you'd","start":451.36002,"end":451.6,"confidence":0.9946289,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.05931660160422325},{"word":"be","start":451.6,"end":451.68,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.07953668385744095},{"word":"open","start":451.68,"end":452.0,"confidence":0.9604492,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.054165471345186234},{"word":"to","start":452.0,"end":452.08002,"confidence":0.9316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06618712097406387},{"word":"me","start":452.08002,"end":452.32,"confidence":0.9941406,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.06977114081382751},{"word":"doing","start":452.32,"end":452.82,"confidence":0.9995117,"punctuated_word":"doing?","sentiment":"neutral","sentiment_score":0.05798076093196869},{"word":"yep","start":456.08002,"end":456.525,"confidence":0.9589844,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3608408868312836},{"word":"beautiful","start":456.76498,"end":457.26498,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5248931646347046},{"word":"so","start":457.565,"end":457.645,"confidence":0.67529297,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.17088988423347473},{"word":"when","start":457.645,"end":457.88498,"confidence":0.9921875,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.12122154235839844},{"word":"i","start":457.88498,"end":458.04498,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12997283041477203},{"word":"did","start":458.04498,"end":458.205,"confidence":0.9091797,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.1596163660287857},{"word":"the","start":458.205,"end":458.365,"confidence":0.9448242,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1861535906791687},{"word":"referral","start":458.365,"end":458.76498,"confidence":0.9980469,"punctuated_word":"referral","sentiment":"neutral","sentiment_score":0.15971633791923523},{"word":"for","start":458.76498,"end":459.005,"confidence":0.99609375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10074947029352188},{"word":"that","start":459.005,"end":459.165,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11051858216524124},{"word":"for","start":459.165,"end":459.32498,"confidence":0.98095703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1322396695613861},{"word":"you","start":459.32498,"end":459.645,"confidence":0.9765625,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.13409505784511566},{"word":"it's","start":459.645,"end":459.965,"confidence":0.96728516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.10599037259817123},{"word":"an","start":459.965,"end":460.205,"confidence":0.52685547,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.09842540323734283},{"word":"email","start":460.205,"end":460.705,"confidence":0.9873047,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.12077685445547104},{"word":"from","start":461.085,"end":461.32498,"confidence":0.9160156,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.08281121402978897},{"word":"myself","start":461.32498,"end":461.82498,"confidence":0.99316406,"punctuated_word":"myself","sentiment":"neutral","sentiment_score":0.12043033540248872},{"word":"to","start":462.445,"end":462.685,"confidence":0.9741211,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14792490005493164},{"word":"him","start":462.685,"end":463.005,"confidence":1.0,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.1507280319929123},{"word":"and","start":463.005,"end":463.245,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12804166972637177},{"word":"to","start":463.245,"end":463.405,"confidence":0.9375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1483529806137085},{"word":"you","start":463.405,"end":463.905,"confidence":0.9863281,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1278920620679855},{"word":"he'll","start":464.285,"end":464.525,"confidence":0.9724121,"punctuated_word":"He'll","sentiment":"neutral","sentiment_score":0.113785520195961},{"word":"then","start":464.525,"end":464.76498,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.12085092812776566},{"word":"make","start":464.76498,"end":465.16498,"confidence":0.98828125,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.10900982469320296},{"word":"contact","start":465.16498,"end":465.645,"confidence":0.96533203,"punctuated_word":"contact","sentiment":"neutral","sentiment_score":0.13485679030418396},{"word":"and","start":465.645,"end":465.805,"confidence":0.88427734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1084795817732811},{"word":"book","start":465.805,"end":465.965,"confidence":0.90527344,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.12620820105075836},{"word":"in","start":465.965,"end":466.125,"confidence":0.9091797,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1478198915719986},{"word":"a","start":466.125,"end":466.365,"confidence":0.88427734,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15155208110809326},{"word":"time","start":466.365,"end":466.76498,"confidence":0.9838867,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.15183907747268677},{"word":"to","start":466.76498,"end":466.925,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1347440779209137},{"word":"have","start":466.925,"end":467.16498,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.14291003346443176},{"word":"a","start":467.16498,"end":467.245,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14882194995880127},{"word":"chat","start":467.245,"end":467.485,"confidence":1.0,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.1701793074607849},{"word":"with","start":467.485,"end":467.645,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.15120777487754822},{"word":"you","start":467.645,"end":467.805,"confidence":0.85595703,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.14230012893676758},{"word":"whether","start":467.805,"end":468.04498,"confidence":0.99609375,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.08842353522777557},{"word":"it","start":468.04498,"end":468.205,"confidence":0.97802734,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11620555818080902},{"word":"be","start":468.205,"end":468.365,"confidence":0.8330078,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.07777422666549683},{"word":"teams","start":468.365,"end":468.685,"confidence":0.84228516,"punctuated_word":"Teams","sentiment":"neutral","sentiment_score":0.10776261985301971},{"word":"or","start":468.685,"end":468.845,"confidence":0.8964844,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0782138854265213},{"word":"by","start":468.845,"end":469.005,"confidence":0.92578125,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.10678503662347794},{"word":"the","start":469.005,"end":469.16498,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1139807552099228},{"word":"phone","start":469.16498,"end":469.565,"confidence":0.99316406,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":0.08519148826599121},{"word":"or","start":469.565,"end":469.725,"confidence":0.98535156,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.07352288067340851},{"word":"in","start":469.725,"end":469.88498,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09454558789730072},{"word":"person","start":469.88498,"end":470.37,"confidence":0.7751465,"punctuated_word":"person,","sentiment":"neutral","sentiment_score":0.09658312797546388},{"word":"depending","start":470.44998,"end":470.65,"confidence":1.0,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":0.14521801471710205},{"word":"on","start":470.65,"end":470.85,"confidence":0.9902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13497225940227509},{"word":"what","start":470.85,"end":471.01,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.11329563707113266},{"word":"you're","start":471.01,"end":471.33,"confidence":0.9916992,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.10017634928226472},{"word":"more","start":471.33,"end":471.57,"confidence":0.9980469,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.07984445244073868},{"word":"comfortable","start":471.57,"end":472.05,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.05644366517663002},{"word":"with","start":472.05,"end":472.55,"confidence":0.82788086,"punctuated_word":"with.","sentiment":"neutral","sentiment_score":0.10162718594074248},{"word":"and","start":473.09,"end":473.25,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.12435358762741087},{"word":"then","start":473.25,"end":473.49,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.14149042963981628},{"word":"he'll","start":473.49,"end":473.72998,"confidence":0.9736328,"punctuated_word":"he'll","sentiment":"neutral","sentiment_score":0.14200624823570251},{"word":"kinda","start":473.72998,"end":474.05,"confidence":0.83251953,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.15125811100006104},{"word":"go","start":474.05,"end":474.29,"confidence":0.99609375,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.11541882157325745},{"word":"from","start":474.29,"end":474.44998,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.15969356894493103},{"word":"there","start":474.44998,"end":474.69,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.16097402572631836},{"word":"and","start":474.69,"end":474.85,"confidence":0.9770508,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16267551481723783},{"word":"see","start":474.85,"end":475.09,"confidence":0.9941406,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1470235139131546},{"word":"whether","start":475.09,"end":475.33,"confidence":1.0,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.1335911005735397},{"word":"they","start":475.33,"end":475.49,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.1414768397808075},{"word":"can","start":475.49,"end":475.72998,"confidence":0.9536133,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1478649079799652},{"word":"help","start":475.72998,"end":475.97,"confidence":1.0,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.17429006099700928},{"word":"you","start":475.97,"end":476.21,"confidence":0.98535156,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15847037732601166},{"word":"give","start":476.21,"end":476.37,"confidence":0.8442383,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.15875069797039032},{"word":"you","start":476.37,"end":476.44998,"confidence":0.9790039,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16649740934371948},{"word":"a","start":476.44998,"end":476.61,"confidence":0.9741211,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19164898991584775},{"word":"rundown","start":476.61,"end":477.01,"confidence":0.93408203,"punctuated_word":"rundown","sentiment":"neutral","sentiment_score":0.14813268184661865},{"word":"on","start":477.01,"end":477.16998,"confidence":0.9716797,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.14448417723178864},{"word":"what","start":477.16998,"end":477.33,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.13269996643066406},{"word":"they'll","start":477.33,"end":477.57,"confidence":0.9753418,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.11511631309986116},{"word":"charge","start":477.57,"end":477.88998,"confidence":0.99609375,"punctuated_word":"charge","sentiment":"neutral","sentiment_score":0.12178555876016615},{"word":"and","start":477.88998,"end":478.13,"confidence":0.8017578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1675526648759842},{"word":"how","start":478.13,"end":478.21,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.12940876185894012},{"word":"that'll","start":478.21,"end":478.61,"confidence":0.97924805,"punctuated_word":"that'll","sentiment":"neutral","sentiment_score":0.15722107887268066},{"word":"work","start":478.61,"end":479.01,"confidence":0.99902344,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.15480297803878784},{"word":"and","start":479.01,"end":479.25,"confidence":0.9589844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1490650475025177},{"word":"things","start":479.25,"end":479.57,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.138791024684906},{"word":"like","start":479.57,"end":479.72998,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.12633195519447327},{"word":"that","start":479.72998,"end":480.05,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.1284094750881195},{"word":"does","start":480.05,"end":480.21,"confidence":0.9951172,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.09646564722061156},{"word":"that","start":480.21,"end":480.53,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1550389528274536},{"word":"sound","start":480.53,"end":480.85,"confidence":1.0,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.08533470332622528},{"word":"okay","start":480.85,"end":481.35,"confidence":1.0,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.1132613569498062},{"word":"yep","start":484.29,"end":484.725,"confidence":0.9272461,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.30811384320259094},{"word":"beautiful","start":484.965,"end":485.285,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5503650903701782},{"word":"that","start":485.285,"end":485.605,"confidence":1.0,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.42496731877326965},{"word":"might","start":485.605,"end":485.765,"confidence":0.99902344,"punctuated_word":"might","sentiment":"positive","sentiment_score":0.399280309677124},{"word":"give","start":485.765,"end":486.005,"confidence":1.0,"punctuated_word":"give","sentiment":"positive","sentiment_score":0.3619261980056762},{"word":"you","start":486.005,"end":486.165,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.410482794046402},{"word":"a","start":486.165,"end":486.245,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.38592177629470825},{"word":"little","start":486.245,"end":486.405,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.30297788977622986},{"word":"bit","start":486.405,"end":486.565,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.31306979060173035},{"word":"of","start":486.565,"end":486.725,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.35626620054244995},{"word":"a","start":486.725,"end":486.885,"confidence":0.9980469,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.37863367795944214},{"word":"starting","start":486.885,"end":487.36502,"confidence":1.0,"punctuated_word":"starting","sentiment":"neutral","sentiment_score":0.3089802861213684},{"word":"point","start":487.36502,"end":487.685,"confidence":0.7861328,"punctuated_word":"point,","sentiment":"positive","sentiment_score":0.4674813449382782},{"word":"and","start":487.685,"end":487.92502,"confidence":0.9980469,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4154838323593139},{"word":"having","start":487.92502,"end":488.165,"confidence":1.0,"punctuated_word":"having","sentiment":"positive","sentiment_score":0.36480873823165894},{"word":"a","start":488.165,"end":488.325,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3600204586982727},{"word":"good","start":488.325,"end":488.64502,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.30663877725601196},{"word":"accountant","start":488.64502,"end":489.045,"confidence":0.96875,"punctuated_word":"accountant","sentiment":"positive","sentiment_score":0.4252455532550812},{"word":"on","start":489.045,"end":489.285,"confidence":0.99902344,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.46116146445274353},{"word":"your","start":489.285,"end":489.525,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4373490810394287},{"word":"side","start":489.525,"end":489.92502,"confidence":0.9838867,"punctuated_word":"side","sentiment":"positive","sentiment_score":0.5334563255310059},{"word":"can","start":489.92502,"end":490.165,"confidence":0.99902344,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.44461414217948914},{"word":"help","start":490.165,"end":490.325,"confidence":1.0,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.4924743175506592},{"word":"you","start":490.325,"end":490.565,"confidence":0.99609375,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5323672294616699},{"word":"with","start":490.565,"end":490.725,"confidence":0.98828125,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.5089648962020874},{"word":"dealing","start":490.725,"end":490.965,"confidence":0.9790039,"punctuated_word":"dealing","sentiment":"positive","sentiment_score":0.5441933870315552},{"word":"with","start":490.965,"end":491.125,"confidence":0.99902344,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.5352223515510559},{"word":"the","start":491.125,"end":491.285,"confidence":0.99316406,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5354354977607727},{"word":"aco","start":491.285,"end":491.685,"confidence":0.6956787,"punctuated_word":"ACO","sentiment":"neutral","sentiment_score":0.33007603883743286},{"word":"and","start":491.685,"end":491.845,"confidence":0.93359375,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4185656011104584},{"word":"things","start":491.845,"end":492.165,"confidence":0.99902344,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.4469684362411499},{"word":"like","start":492.165,"end":492.325,"confidence":0.99609375,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.38655757904052734},{"word":"that","start":492.325,"end":492.48502,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4434991478919983},{"word":"as","start":492.48502,"end":492.64502,"confidence":0.9902344,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.458697110414505},{"word":"well","start":492.64502,"end":492.885,"confidence":0.7043457,"punctuated_word":"well,","sentiment":"positive","sentiment_score":0.41542285680770874},{"word":"might","start":492.885,"end":493.125,"confidence":0.5605469,"punctuated_word":"might","sentiment":"positive","sentiment_score":0.48949262499809265},{"word":"alleviate","start":493.125,"end":493.625,"confidence":0.45141602,"punctuated_word":"alleviate","sentiment":"positive","sentiment_score":0.38054049015045166},{"word":"a","start":493.765,"end":493.92502,"confidence":0.9941406,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4560982584953308},{"word":"little","start":493.92502,"end":494.165,"confidence":1.0,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.4121336936950683},{"word":"bit","start":494.165,"end":494.405,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.4221126735210418},{"word":"of","start":494.405,"end":494.48502,"confidence":0.9980469,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3907192349433899},{"word":"pressure","start":494.48502,"end":494.885,"confidence":1.0,"punctuated_word":"pressure","sentiment":"neutral","sentiment_score":0.3214855492115021},{"word":"off","start":494.885,"end":495.045,"confidence":0.9633789,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.27884483337402344},{"word":"your","start":495.045,"end":495.285,"confidence":0.99316406,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3447297513484955},{"word":"plate","start":495.285,"end":495.785,"confidence":0.9226074,"punctuated_word":"plate.","sentiment":"neutral","sentiment_score":0.2361678183078766},{"word":"yeah","start":498.325,"end":498.825,"confidence":0.98999023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12235619872808456},{"word":"oh","start":499.44,"end":499.75998,"confidence":0.8149414,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.13912035524845123},{"word":"good","start":499.75998,"end":500.25998,"confidence":0.99853516,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.26637741923332214},{"word":"let's","start":500.63998,"end":500.96,"confidence":0.8066406,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.2985629141330719},{"word":"also","start":500.96,"end":501.28,"confidence":0.91503906,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.2778044641017914},{"word":"have","start":501.28,"end":501.52,"confidence":0.96972656,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1906371563673019},{"word":"a","start":501.52,"end":501.6,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1669258177280426},{"word":"little","start":501.6,"end":501.91998,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1565132588148117},{"word":"chat","start":501.91998,"end":502.16,"confidence":0.9980469,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.30506816506385803},{"word":"about","start":502.16,"end":502.4,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2180767357349396},{"word":"the","start":502.4,"end":502.72,"confidence":0.9550781,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16160055994987488},{"word":"the","start":502.72,"end":502.96,"confidence":0.9770508,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1429082453250885},{"word":"car","start":502.96,"end":503.28,"confidence":0.9921875,"punctuated_word":"car","sentiment":"neutral","sentiment_score":0.166090726852417},{"word":"and","start":503.28,"end":503.44,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17947545647621155},{"word":"the","start":503.44,"end":503.68,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21431177854537964},{"word":"money","start":503.68,"end":503.91998,"confidence":0.99902344,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.2735367715358734},{"word":"that","start":503.91998,"end":504.0,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2156314104795456},{"word":"you're","start":504.0,"end":504.24,"confidence":0.9753418,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.19701334834098816},{"word":"wanting","start":504.24,"end":504.47998,"confidence":0.9902344,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.20764200389385223},{"word":"to","start":504.47998,"end":504.72,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2510446608066559},{"word":"invest","start":504.72,"end":505.12,"confidence":0.99902344,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":0.17441952228546145},{"word":"as","start":505.12,"end":505.28,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1916291117668152},{"word":"well","start":505.28,"end":505.68,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.22358299791812897},{"word":"because","start":505.68,"end":506.18,"confidence":0.7133789,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.15795835852622986},{"word":"that's","start":506.63998,"end":506.96,"confidence":0.9050293,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.18187367916107175},{"word":"sort","start":506.96,"end":507.12,"confidence":0.99316406,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.19544875621795657},{"word":"of","start":507.12,"end":507.19998,"confidence":0.9921875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1856360137462616},{"word":"something","start":507.19998,"end":507.52,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.2098376303911209},{"word":"that's","start":507.52,"end":507.75998,"confidence":0.98535156,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.18828730285167697},{"word":"on","start":507.75998,"end":508.0,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13776803016662598},{"word":"your","start":508.0,"end":508.24,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1719687432050705},{"word":"mind","start":508.24,"end":508.74,"confidence":0.99609375,"punctuated_word":"mind.","sentiment":"neutral","sentiment_score":0.12255311757326126},{"word":"so","start":508.8,"end":509.19998,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.006657537072896957},{"word":"you","start":509.19998,"end":509.36,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.010198820382356644},{"word":"mentioned","start":509.36,"end":509.75998,"confidence":0.95947266,"punctuated_word":"mentioned","sentiment":"neutral","sentiment_score":0.0031134560704231262},{"word":"that","start":509.75998,"end":510.0,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.02088472992181778},{"word":"you're","start":510.0,"end":510.5,"confidence":0.7044678,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.03008672222495079},{"word":"unable","start":510.72,"end":511.12,"confidence":0.98291016,"punctuated_word":"unable","sentiment":"neutral","sentiment_score":-0.0636325404047966},{"word":"to","start":511.12,"end":511.28,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08661910891532898},{"word":"really","start":511.28,"end":511.59998,"confidence":0.97314453,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.08748218417167664},{"word":"drive","start":511.59998,"end":511.84,"confidence":0.9941406,"punctuated_word":"drive","sentiment":"neutral","sentiment_score":-0.07043269276618958},{"word":"your","start":511.84,"end":512.08,"confidence":0.9770508,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.06644691526889801},{"word":"car","start":512.08,"end":512.24,"confidence":0.94921875,"punctuated_word":"car","sentiment":"neutral","sentiment_score":-0.018182910978794094},{"word":"thinking","start":512.24,"end":512.535,"confidence":0.7421875,"punctuated_word":"thinking","sentiment":"neutral","sentiment_score":-0.05397903174161911},{"word":"about","start":512.615,"end":513.01495,"confidence":0.984375,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.04442159086465835},{"word":"selling","start":513.01495,"end":513.415,"confidence":0.99902344,"punctuated_word":"selling","sentiment":"neutral","sentiment_score":0.007679477334022522},{"word":"it","start":513.415,"end":513.57495,"confidence":0.9941406,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.009520266205072405},{"word":"how","start":513.57495,"end":513.815,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.0112483948469162},{"word":"much","start":513.815,"end":514.055,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.00017957016825675964},{"word":"do","start":514.055,"end":514.295,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.003473687916994095},{"word":"you","start":514.295,"end":514.375,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.023324288427829742},{"word":"think","start":514.375,"end":514.615,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.014780912548303604},{"word":"you're","start":514.615,"end":514.935,"confidence":0.97998047,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.02790919318795204},{"word":"hoping","start":514.935,"end":515.415,"confidence":0.99902344,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.02567638084292412},{"word":"or","start":515.415,"end":515.735,"confidence":0.82910156,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.03396046906709671},{"word":"should","start":515.735,"end":515.975,"confidence":0.9970703,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.019813552498817444},{"word":"be","start":515.975,"end":516.13495,"confidence":0.9873047,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.028425835072994232},{"word":"able","start":516.13495,"end":516.255,"confidence":0.9760742,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.027455970644950867},{"word":"to","start":516.255,"end":516.375,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.027796823531389236},{"word":"get","start":516.375,"end":516.615,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.010059621185064316},{"word":"for","start":516.615,"end":516.77496,"confidence":0.63427734,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0047118812799453735},{"word":"the","start":516.77496,"end":516.935,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.004766393452882767},{"word":"car","start":516.935,"end":517.435,"confidence":1.0,"punctuated_word":"car?","sentiment":"neutral","sentiment_score":0.018537666648626328},{"word":"mhmm","start":521.815,"end":522.315,"confidence":0.9937744,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.01411778014153242},{"word":"yep","start":523.175,"end":523.57495,"confidence":0.9069824,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.03223472088575363},{"word":"beautiful","start":523.57495,"end":524.07495,"confidence":0.99609375,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.10879115760326384},{"word":"and","start":524.21497,"end":524.45496,"confidence":0.921875,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.042566634714603424},{"word":"you","start":524.45496,"end":524.535,"confidence":0.9863281,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02684890478849411},{"word":"may","start":524.535,"end":524.77496,"confidence":0.9013672,"punctuated_word":"may","sentiment":"neutral","sentiment_score":-0.006956920027732849},{"word":"no","start":525.57495,"end":525.89496,"confidence":0.99121094,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":0.0014681145548820496},{"word":"that's","start":525.89496,"end":526.21497,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.007715441286563873},{"word":"okay","start":526.21497,"end":526.71497,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.026888195425271988},{"word":"absolutely","start":526.77496,"end":527.27496,"confidence":0.9995117,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.11963384598493576},{"word":"and","start":528.53,"end":528.69,"confidence":0.984375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08912192285060883},{"word":"you","start":528.69,"end":528.85004,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07180783152580261},{"word":"said","start":528.85004,"end":529.09,"confidence":1.0,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.08024872839450836},{"word":"you","start":529.09,"end":529.25,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.058842889964580536},{"word":"sort","start":529.25,"end":529.41003,"confidence":0.9902344,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.05543871968984604},{"word":"of","start":529.41003,"end":529.49005,"confidence":0.90234375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08404214680194855},{"word":"wanted","start":529.49005,"end":529.89,"confidence":0.99902344,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.05544417351484299},{"word":"to","start":529.89,"end":530.13,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07727298140525818},{"word":"have","start":530.13,"end":530.29004,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07334282249212265},{"word":"that","start":530.29004,"end":530.77,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10629777610301971},{"word":"invested","start":530.77,"end":531.27,"confidence":0.9980469,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.07388034462928772},{"word":"in","start":531.49005,"end":531.65,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0952579826116562},{"word":"a","start":531.65,"end":531.81,"confidence":0.83447266,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10543833673000336},{"word":"short","start":531.81,"end":532.13,"confidence":1.0,"punctuated_word":"short","sentiment":"neutral","sentiment_score":0.085391104221344},{"word":"term","start":532.13,"end":532.53,"confidence":0.9980469,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.11981667578220367},{"word":"so","start":532.53,"end":532.69,"confidence":0.8676758,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.16051633656024933},{"word":"you","start":532.69,"end":532.85004,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1728883683681488},{"word":"can","start":532.85004,"end":533.17004,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15681985020637512},{"word":"access","start":533.17004,"end":533.57,"confidence":0.98535156,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.10488824546337128},{"word":"the","start":533.57,"end":533.73004,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13778911530971527},{"word":"funds","start":533.73004,"end":534.13,"confidence":0.98828125,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.13671022653579712},{"word":"when","start":534.13,"end":534.37,"confidence":0.61083984,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.14253607392311096},{"word":"needed","start":534.37,"end":534.77,"confidence":0.9951172,"punctuated_word":"needed.","sentiment":"neutral","sentiment_score":0.10957687348127364},{"word":"is","start":534.77,"end":534.93,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.08980828523635864},{"word":"that","start":534.93,"end":535.09,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11215108633041382},{"word":"right","start":535.09,"end":535.59,"confidence":0.9995117,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.05349019542336464},{"word":"mhmm","start":552.50494,"end":553.00494,"confidence":0.90893555,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.04282414540648461},{"word":"yeah","start":556.62994,"end":556.94995,"confidence":0.85302734,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01855984330177307},{"word":"that's","start":556.94995,"end":557.18994,"confidence":0.9946289,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.07076156139373779},{"word":"okay","start":557.18994,"end":557.68994,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.05028912425041199},{"word":"yeah","start":559.99,"end":560.47,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.045311424881219864},{"word":"that's","start":560.47,"end":560.97,"confidence":0.88183594,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.08053801953792572},{"word":"yeah","start":565.43,"end":565.82996,"confidence":0.87109375,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.025256279855966568},{"word":"so","start":565.82996,"end":566.14996,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.008330978453159332},{"word":"when","start":566.14996,"end":566.31,"confidence":0.99609375,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.038034673780202866},{"word":"i'm","start":566.31,"end":566.47,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.015457077883183956},{"word":"thinking","start":566.47,"end":566.87,"confidence":1.0,"punctuated_word":"thinking","sentiment":"neutral","sentiment_score":0.0042154304683208466},{"word":"about","start":566.87,"end":567.18994,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.006584733724594116},{"word":"investing","start":567.18994,"end":567.68994,"confidence":0.99902344,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":0.024485208094120026},{"word":"funds","start":567.75,"end":568.14996,"confidence":0.92285156,"punctuated_word":"funds,","sentiment":"neutral","sentiment_score":-0.00183301605284214},{"word":"realistically","start":568.14996,"end":568.64996,"confidence":0.96850586,"punctuated_word":"realistically,","sentiment":"neutral","sentiment_score":-0.006921547465026379},{"word":"to","start":569.815,"end":570.05505,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0020767822861671448},{"word":"invest","start":570.05505,"end":570.375,"confidence":1.0,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":-0.0012380331754684448},{"word":"in","start":570.375,"end":570.61505,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.02362070605158806},{"word":"the","start":570.61505,"end":570.695,"confidence":0.9838867,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.007723603397607803},{"word":"market","start":570.695,"end":571.09503,"confidence":0.99316406,"punctuated_word":"market,","sentiment":"neutral","sentiment_score":-0.010322069749236109},{"word":"you","start":571.09503,"end":571.335,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07838951051235199},{"word":"wouldn't","start":571.335,"end":571.575,"confidence":1.0,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.06862293183803558},{"word":"want","start":571.575,"end":571.73505,"confidence":0.64746094,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.07667868584394455},{"word":"to","start":571.73505,"end":571.895,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06917626410722733},{"word":"invest","start":571.895,"end":572.215,"confidence":0.98828125,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":-0.0997368022799492},{"word":"anything","start":572.215,"end":572.455,"confidence":0.515625,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.0908610075712204},{"word":"that","start":572.455,"end":572.61505,"confidence":0.98535156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09023897349834442},{"word":"you're","start":572.61505,"end":572.85504,"confidence":0.99365234,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.036407992243766785},{"word":"planning","start":572.85504,"end":573.255,"confidence":0.9863281,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":-0.007310938090085983},{"word":"to","start":573.255,"end":573.335,"confidence":0.9838867,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.009667806327342989},{"word":"access","start":573.335,"end":573.655,"confidence":0.98291016,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.0439588688313961},{"word":"within","start":573.655,"end":573.97504,"confidence":0.97802734,"punctuated_word":"within","sentiment":"neutral","sentiment_score":-0.018183831125497815},{"word":"the","start":573.97504,"end":574.135,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0004747621715068817},{"word":"next","start":574.135,"end":574.455,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.008763108402490616},{"word":"five","start":574.455,"end":574.695,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.016401462256908417},{"word":"years","start":574.695,"end":575.015,"confidence":0.9838867,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":-0.019205579534173012},{"word":"so","start":575.015,"end":575.17505,"confidence":0.89501953,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.011239003390073776},{"word":"if","start":575.17505,"end":575.41504,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0014179646968841553},{"word":"there's","start":575.41504,"end":575.655,"confidence":0.99902344,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.011480490677058697},{"word":"a","start":575.655,"end":575.73505,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02342289127409458},{"word":"chance","start":575.73505,"end":576.05505,"confidence":1.0,"punctuated_word":"chance","sentiment":"neutral","sentiment_score":0.018458951264619827},{"word":"you","start":576.05505,"end":576.215,"confidence":0.7089844,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.012193311005830765},{"word":"might","start":576.215,"end":576.53503,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.00289897620677948},{"word":"need","start":576.53503,"end":576.775,"confidence":0.9970703,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.002059727907180786},{"word":"that","start":576.775,"end":577.015,"confidence":0.66674805,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.006369739770889282},{"word":"let's","start":577.015,"end":577.17505,"confidence":0.6993408,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":-0.015825457870960236},{"word":"say","start":577.17505,"end":577.49506,"confidence":0.9667969,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.00481904111802578},{"word":"a","start":577.49506,"end":577.575,"confidence":0.9580078,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.000015310943126678467},{"word":"bill","start":577.575,"end":578.05505,"confidence":0.9980469,"punctuated_word":"bill","sentiment":"neutral","sentiment_score":0.011240344494581224},{"word":"or","start":578.05505,"end":578.55505,"confidence":0.96240234,"punctuated_word":"or,","sentiment":"neutral","sentiment_score":-0.01649053767323494},{"word":"you","start":578.695,"end":578.85504,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.011179130524396896},{"word":"know","start":578.85504,"end":579.17505,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.009854592382907867},{"word":"rent","start":579.17505,"end":579.655,"confidence":0.80371094,"punctuated_word":"rent","sentiment":"neutral","sentiment_score":-0.004800794646143913},{"word":"or","start":579.655,"end":579.97504,"confidence":0.8984375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.01252218335866928},{"word":"food","start":579.97504,"end":580.375,"confidence":0.99316406,"punctuated_word":"food","sentiment":"neutral","sentiment_score":-0.0024513155221939087},{"word":"or","start":580.375,"end":580.695,"confidence":0.9951172,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0025578122586011887},{"word":"something","start":580.695,"end":581.09503,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.005974367260932922},{"word":"that","start":581.09503,"end":581.255,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0011713169515132904},{"word":"you","start":581.255,"end":581.41504,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0028256215155124664},{"word":"might","start":581.41504,"end":581.575,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.0005114413797855377},{"word":"have","start":581.575,"end":581.815,"confidence":0.7110596,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":-0.010875673033297062},{"word":"because","start":581.815,"end":582.05505,"confidence":0.9589844,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.016765667125582695},{"word":"large","start":582.05505,"end":582.375,"confidence":0.9003906,"punctuated_word":"large","sentiment":"neutral","sentiment_score":-0.0689137876033783},{"word":"expenses","start":582.375,"end":582.85504,"confidence":0.9707031,"punctuated_word":"expenses","sentiment":"neutral","sentiment_score":-0.03151523694396019},{"word":"definitely","start":582.85504,"end":583.335,"confidence":0.9902344,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":-0.04483768716454506},{"word":"come","start":583.335,"end":583.575,"confidence":0.99902344,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.04023183137178421},{"word":"on","start":583.575,"end":584.075,"confidence":0.74902344,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":-0.037370435893535614},{"word":"in","start":584.21,"end":584.45,"confidence":0.99609375,"punctuated_word":"In","sentiment":"neutral","sentiment_score":-0.023391243070364},{"word":"the","start":584.45,"end":584.53,"confidence":0.921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.001696210354566574},{"word":"shortest","start":584.53,"end":585.03,"confidence":0.46044922,"punctuated_word":"shortest","sentiment":"neutral","sentiment_score":-0.001037195324897766},{"word":"term","start":585.09,"end":585.33,"confidence":0.76831055,"punctuated_word":"term,","sentiment":"neutral","sentiment_score":0.00725211575627327},{"word":"anywhere","start":585.33,"end":585.81,"confidence":0.9941406,"punctuated_word":"anywhere","sentiment":"neutral","sentiment_score":0.01518164575099945},{"word":"under","start":585.81,"end":586.05,"confidence":0.9375,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.007153552025556564},{"word":"sort","start":586.05,"end":586.29,"confidence":0.9165039,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.006674826145172119},{"word":"of","start":586.29,"end":586.37,"confidence":0.97802734,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0031883642077445984},{"word":"three","start":586.37,"end":586.69,"confidence":0.9980469,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.0009101852774620056},{"word":"to","start":586.69,"end":586.77,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.010100506246089935},{"word":"five","start":586.77,"end":587.09,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.000035114586353302},{"word":"years","start":587.09,"end":587.33,"confidence":0.9428711,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.0017835348844528198},{"word":"i","start":587.33,"end":587.49,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03029078245162964},{"word":"would","start":587.49,"end":587.65,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.03875770792365074},{"word":"generally","start":587.65,"end":588.05,"confidence":0.9921875,"punctuated_word":"generally","sentiment":"neutral","sentiment_score":0.03178993985056877},{"word":"suggest","start":588.05,"end":588.37,"confidence":0.99316406,"punctuated_word":"suggest","sentiment":"neutral","sentiment_score":0.02850311249494553},{"word":"looking","start":588.37,"end":588.69,"confidence":0.9301758,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.03895203396677971},{"word":"at","start":588.69,"end":588.93,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02581892162561417},{"word":"term","start":588.93,"end":589.17,"confidence":0.94970703,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.06044035032391548},{"word":"deposits","start":589.17,"end":589.67,"confidence":0.9199219,"punctuated_word":"deposits.","sentiment":"neutral","sentiment_score":0.07961339503526688},{"word":"term","start":590.21,"end":590.61,"confidence":0.7963867,"punctuated_word":"Term","sentiment":"positive","sentiment_score":0.4801780581474304},{"word":"deposits","start":590.61,"end":591.01,"confidence":0.94921875,"punctuated_word":"deposits","sentiment":"neutral","sentiment_score":0.3042687773704529},{"word":"are","start":591.01,"end":591.17,"confidence":0.984375,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.42934298515319824},{"word":"great","start":591.17,"end":591.65,"confidence":0.99560547,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.5575178861618042},{"word":"they","start":591.65,"end":591.89,"confidence":0.9941406,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.31777849793434143},{"word":"at","start":591.97003,"end":592.13,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2175827920436859},{"word":"the","start":592.13,"end":592.29,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.274122029542923},{"word":"moment","start":592.29,"end":592.69,"confidence":0.9926758,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.2772718071937561},{"word":"cash","start":592.69,"end":592.93,"confidence":0.9951172,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.22601862251758575},{"word":"rates","start":592.93,"end":593.25,"confidence":0.97314453,"punctuated_word":"rates","sentiment":"neutral","sentiment_score":0.16007447242736816},{"word":"aren't","start":593.25,"end":593.57,"confidence":0.9946289,"punctuated_word":"aren't","sentiment":"neutral","sentiment_score":0.16830836236476898},{"word":"too","start":593.57,"end":593.81,"confidence":0.99902344,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.16198372840881348},{"word":"bad","start":593.81,"end":594.31,"confidence":0.90478516,"punctuated_word":"bad,","sentiment":"neutral","sentiment_score":0.21725434064865112},{"word":"but","start":594.69,"end":594.85,"confidence":0.8769531,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.2173386812210083},{"word":"it","start":594.85,"end":595.01,"confidence":0.94628906,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24879750609397888},{"word":"means","start":595.01,"end":595.25,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.1792127937078476},{"word":"that","start":595.25,"end":595.41003,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20216147601604464},{"word":"you","start":595.41003,"end":595.57,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19810016453266144},{"word":"can","start":595.57,"end":595.81,"confidence":0.99609375,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.19837696850299835},{"word":"access","start":595.81,"end":596.21,"confidence":0.97314453,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.16703571379184723},{"word":"the","start":596.21,"end":596.29,"confidence":0.85498047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17615775763988495},{"word":"money","start":596.29,"end":596.69,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.13792797923088074},{"word":"at","start":596.69,"end":596.77,"confidence":0.9819336,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.16085925698280334},{"word":"the","start":596.77,"end":596.85,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17715875804424286},{"word":"end","start":596.85,"end":597.09,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.15443843603134155},{"word":"of","start":597.09,"end":597.17,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1952614188194275},{"word":"those","start":597.17,"end":597.465,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.20192228257656095},{"word":"terms","start":597.625,"end":598.125,"confidence":0.95703125,"punctuated_word":"terms.","sentiment":"neutral","sentiment_score":0.1779269576072693},{"word":"and","start":598.42505,"end":598.74506,"confidence":0.90283203,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.11260434985160828},{"word":"with","start":598.74506,"end":598.98505,"confidence":0.99121094,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.10545746982097626},{"word":"term","start":598.98505,"end":599.30505,"confidence":0.63183594,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.1162206083536148},{"word":"deposits","start":599.30505,"end":599.78503,"confidence":0.98461914,"punctuated_word":"deposits,","sentiment":"neutral","sentiment_score":0.0921306237578392},{"word":"you","start":599.78503,"end":600.025,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11843332648277284},{"word":"are","start":600.025,"end":600.185,"confidence":0.9941406,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.09075024724006651},{"word":"still","start":600.185,"end":600.42505,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.09293802082538603},{"word":"locking","start":600.42505,"end":600.74506,"confidence":0.7661133,"punctuated_word":"locking","sentiment":"neutral","sentiment_score":0.06183772534132004},{"word":"the","start":600.74506,"end":600.905,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06559688597917557},{"word":"money","start":600.905,"end":601.30505,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.0436522513628006},{"word":"away","start":601.30505,"end":601.54504,"confidence":1.0,"punctuated_word":"away","sentiment":"neutral","sentiment_score":0.058956947177648544},{"word":"for","start":601.54504,"end":601.66504,"confidence":0.9863281,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.056827496737241745},{"word":"a","start":601.66504,"end":601.78503,"confidence":0.94189453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0669061541557312},{"word":"set","start":601.78503,"end":602.025,"confidence":0.71435547,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.07752138376235962},{"word":"period","start":602.025,"end":602.42505,"confidence":0.9892578,"punctuated_word":"period","sentiment":"neutral","sentiment_score":0.05201749876141548},{"word":"of","start":602.42505,"end":602.585,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06248417869210243},{"word":"time","start":602.585,"end":602.905,"confidence":0.89575195,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.08917015045881271},{"word":"so","start":602.905,"end":603.065,"confidence":0.80078125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12007759511470796},{"word":"you","start":603.065,"end":603.22504,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12143415957689284},{"word":"can","start":603.22504,"end":603.54504,"confidence":0.9970703,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12940026819705963},{"word":"start","start":603.54504,"end":603.86505,"confidence":0.98828125,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.09177308529615402},{"word":"with","start":603.86505,"end":604.265,"confidence":0.97265625,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":0.10383322834968568},{"word":"you","start":604.265,"end":604.42505,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07535366714000702},{"word":"know","start":604.42505,"end":604.825,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.07761871069669724},{"word":"six","start":604.825,"end":605.145,"confidence":0.9970703,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.06882528215646744},{"word":"months","start":605.145,"end":605.625,"confidence":0.8666992,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":0.0942871943116188},{"word":"and","start":605.625,"end":605.78503,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09793199598789216},{"word":"then","start":605.78503,"end":606.28503,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.09111230820417404},{"word":"they'll","start":606.42505,"end":606.825,"confidence":0.954834,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.07453331351280212},{"word":"they'll","start":606.825,"end":607.065,"confidence":0.97631836,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.0831054151058197},{"word":"give","start":607.065,"end":607.22504,"confidence":0.99902344,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.06717082858085632},{"word":"you","start":607.22504,"end":607.385,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07846438884735107},{"word":"a","start":607.385,"end":607.54504,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06961566209793091},{"word":"call","start":607.54504,"end":607.705,"confidence":0.93847656,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.06701682507991791},{"word":"and","start":607.705,"end":607.86505,"confidence":0.7446289,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07094673812389374},{"word":"roll","start":607.86505,"end":608.185,"confidence":0.9980469,"punctuated_word":"roll","sentiment":"neutral","sentiment_score":0.08951771259307861},{"word":"it","start":608.185,"end":608.34503,"confidence":0.99121094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07734407484531403},{"word":"over","start":608.34503,"end":608.84503,"confidence":0.8359375,"punctuated_word":"over.","sentiment":"neutral","sentiment_score":0.06438688933849335},{"word":"and","start":610.025,"end":610.265,"confidence":0.98291016,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1158423125743866},{"word":"you're","start":610.265,"end":610.505,"confidence":0.94506836,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1246865838766098},{"word":"sort","start":610.505,"end":610.74506,"confidence":0.9863281,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.1271020621061325},{"word":"of","start":610.74506,"end":610.905,"confidence":0.8642578,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11973583698272704},{"word":"holding","start":610.905,"end":611.145,"confidence":1.0,"punctuated_word":"holding","sentiment":"neutral","sentiment_score":0.12069104611873628},{"word":"that","start":611.145,"end":611.385,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13073593378067017},{"word":"money","start":611.385,"end":611.625,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.07129932940006256},{"word":"locked","start":611.625,"end":611.86505,"confidence":0.94189453,"punctuated_word":"locked","sentiment":"neutral","sentiment_score":0.07340503484010696},{"word":"away","start":611.86505,"end":612.185,"confidence":1.0,"punctuated_word":"away","sentiment":"neutral","sentiment_score":0.08095641434192657},{"word":"for","start":612.185,"end":612.34503,"confidence":0.9863281,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05083029344677925},{"word":"shorter","start":612.34503,"end":612.66504,"confidence":0.92089844,"punctuated_word":"shorter","sentiment":"neutral","sentiment_score":0.04097152501344681},{"word":"periods","start":612.66504,"end":613.08,"confidence":0.76660156,"punctuated_word":"periods","sentiment":"neutral","sentiment_score":0.06472882628440857},{"word":"of","start":613.16003,"end":613.24,"confidence":0.87353516,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07052105665206909},{"word":"time","start":613.24,"end":613.48004,"confidence":0.78637695,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.09520476311445236},{"word":"getting","start":613.48004,"end":613.56,"confidence":0.99902344,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.07660475373268127},{"word":"a","start":613.56,"end":613.8,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09795662760734558},{"word":"little","start":613.8,"end":614.04004,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.08886565268039703},{"word":"bit","start":614.04004,"end":614.2,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.07914981245994568},{"word":"of","start":614.2,"end":614.28,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06841251999139786},{"word":"interest","start":614.28,"end":614.76,"confidence":0.9980469,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":0.09096435457468031},{"word":"on","start":614.76,"end":614.92004,"confidence":0.95410156,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.11663075536489488},{"word":"it","start":614.92004,"end":615.0,"confidence":0.97802734,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1265907883644104},{"word":"at","start":615.0,"end":615.24,"confidence":0.9819336,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.10848958790302277},{"word":"the","start":615.24,"end":615.32,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12073452025651932},{"word":"end","start":615.32,"end":615.56,"confidence":0.99902344,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.10800056159496307},{"word":"of","start":615.56,"end":615.72003,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12090320885181428},{"word":"that","start":615.72003,"end":615.88,"confidence":0.89160156,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.11879827082157136},{"word":"but","start":615.88,"end":616.12,"confidence":0.9902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.10671539604663847},{"word":"then","start":616.12,"end":616.28,"confidence":0.99609375,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.13816127181053162},{"word":"you","start":616.28,"end":616.44,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1371970176696777},{"word":"get","start":616.44,"end":616.68,"confidence":0.9140625,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.12293319404125214},{"word":"the","start":616.68,"end":616.84,"confidence":0.9394531,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11296364665031432},{"word":"chance","start":616.84,"end":617.16003,"confidence":0.99902344,"punctuated_word":"chance","sentiment":"neutral","sentiment_score":0.1181349977850914},{"word":"to","start":617.16003,"end":617.32,"confidence":0.98535156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11985720694065094},{"word":"take","start":617.32,"end":617.56,"confidence":0.97314453,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.13451677560806274},{"word":"some","start":617.56,"end":617.8,"confidence":0.8520508,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.09969188272953032},{"word":"out","start":617.8,"end":618.04004,"confidence":0.80078125,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.12529194355010986},{"word":"or","start":618.04004,"end":618.28,"confidence":0.88964844,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08723823726177216},{"word":"roll","start":618.28,"end":618.52,"confidence":0.9248047,"punctuated_word":"roll","sentiment":"neutral","sentiment_score":0.1073099970817566},{"word":"it","start":618.52,"end":618.68,"confidence":0.93603516,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11196855455636978},{"word":"over","start":618.68,"end":619.08,"confidence":0.6972656,"punctuated_word":"over,","sentiment":"neutral","sentiment_score":0.08676454424858093},{"word":"extend","start":619.08,"end":619.4,"confidence":0.98291016,"punctuated_word":"extend","sentiment":"neutral","sentiment_score":0.0874776616692543},{"word":"the","start":619.4,"end":619.56,"confidence":0.97265625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07271169126033783},{"word":"period","start":619.56,"end":619.96,"confidence":0.9970703,"punctuated_word":"period","sentiment":"neutral","sentiment_score":0.07395457476377487},{"word":"a","start":619.96,"end":620.12,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0624663382768631},{"word":"little","start":620.12,"end":620.28,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.04886558651924133},{"word":"bit","start":620.28,"end":620.78,"confidence":0.9875488,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.05969785898923874},{"word":"if","start":621.48004,"end":621.72003,"confidence":0.7998047,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.11925950646400452},{"word":"you","start":621.72003,"end":622.2,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15031062066555023},{"word":"were","start":622.2,"end":622.44,"confidence":0.9560547,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.1390722543001175},{"word":"wanting","start":622.44,"end":622.84,"confidence":0.9980469,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.13008731603622437},{"word":"to","start":622.84,"end":623.0,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14196176826953888},{"word":"invest","start":623.0,"end":623.48004,"confidence":1.0,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":0.0861877053976059},{"word":"for","start":623.48004,"end":623.64,"confidence":0.78125,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13476938009262085},{"word":"longer","start":623.64,"end":624.12,"confidence":0.98413086,"punctuated_word":"longer,","sentiment":"neutral","sentiment_score":0.09985947608947754},{"word":"say","start":624.12,"end":624.36005,"confidence":0.9863281,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.07720029354095459},{"word":"five","start":624.36005,"end":624.60004,"confidence":0.5576172,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.09392979741096497},{"word":"years","start":624.60004,"end":624.92004,"confidence":0.9951172,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.108749158680439},{"word":"or","start":624.92004,"end":625.185,"confidence":0.9921875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06912069022655487},{"word":"more","start":625.265,"end":625.765,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.07408444583415985},{"word":"and","start":626.225,"end":626.625,"confidence":0.5678711,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0838165432214737},{"word":"comfortable","start":626.625,"end":627.105,"confidence":0.9760742,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.10730238258838654},{"word":"with","start":627.105,"end":627.345,"confidence":0.96777344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11027014255523682},{"word":"investing","start":627.345,"end":627.745,"confidence":0.9536133,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":0.083084337413311},{"word":"in","start":627.745,"end":627.825,"confidence":0.7104492,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1348956674337387},{"word":"the","start":627.825,"end":627.90497,"confidence":0.69189453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13818328082561493},{"word":"market","start":627.90497,"end":628.385,"confidence":0.875,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.16052448749542236},{"word":"very","start":628.385,"end":628.705,"confidence":0.8964844,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.09750764816999435},{"word":"similar","start":628.705,"end":628.945,"confidence":0.9741211,"punctuated_word":"similar","sentiment":"neutral","sentiment_score":0.1645451933145523},{"word":"to","start":628.945,"end":629.105,"confidence":0.9448242,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21268707513809204},{"word":"the","start":629.105,"end":629.185,"confidence":0.33911133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1738990694284439},{"word":"way","start":629.185,"end":629.345,"confidence":0.82910156,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.20937342941761017},{"word":"your","start":629.345,"end":629.745,"confidence":0.5473633,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1649140566587448},{"word":"super","start":629.745,"end":629.985,"confidence":0.8803711,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.218410924077034},{"word":"is","start":629.985,"end":630.145,"confidence":0.9638672,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.16550996899604797},{"word":"then","start":630.145,"end":630.465,"confidence":0.9941406,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2785094082355499},{"word":"we","start":630.465,"end":630.545,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.28446200489997864},{"word":"can","start":630.545,"end":630.785,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.25192534923553467},{"word":"definitely","start":630.785,"end":631.265,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.28233957290649414},{"word":"build","start":631.265,"end":631.585,"confidence":0.5649414,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.229623019695282},{"word":"portfolios","start":631.585,"end":632.085,"confidence":0.6020508,"punctuated_word":"portfolios","sentiment":"neutral","sentiment_score":0.18319839239120483},{"word":"for","start":632.385,"end":632.625,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.17012417316436768},{"word":"you","start":632.625,"end":633.125,"confidence":0.9909668,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2015146166086197},{"word":"but","start":633.505,"end":633.745,"confidence":0.94384766,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.02101808786392212},{"word":"just","start":633.745,"end":633.985,"confidence":0.86572266,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.017364531755447388},{"word":"with","start":633.985,"end":634.145,"confidence":0.9267578,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.0569278858602047},{"word":"everything","start":634.145,"end":634.545,"confidence":0.99609375,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.02739620953798294},{"word":"you've","start":634.545,"end":634.785,"confidence":0.9243164,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.03313238546252251},{"word":"got","start":634.785,"end":635.025,"confidence":0.99316406,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.05499180033802986},{"word":"going","start":635.025,"end":635.265,"confidence":0.9970703,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.02219720184803009},{"word":"on","start":635.265,"end":635.425,"confidence":0.9941406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.01899148151278496},{"word":"at","start":635.425,"end":635.585,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.06897401809692383},{"word":"the","start":635.585,"end":635.745,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06260479986667633},{"word":"moment","start":635.745,"end":636.145,"confidence":0.9946289,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.06315192580223083},{"word":"my","start":636.145,"end":636.385,"confidence":0.96533203,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.20242571830749512},{"word":"only","start":636.385,"end":636.785,"confidence":0.9741211,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.2476367950439453},{"word":"sort","start":636.785,"end":636.945,"confidence":0.70947266,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.19839102029800415},{"word":"of","start":636.945,"end":637.105,"confidence":0.9291992,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2027114629745483},{"word":"hesitant","start":637.105,"end":637.585,"confidence":0.48266602,"punctuated_word":"hesitant","sentiment":"neutral","sentiment_score":-0.2329494208097458},{"word":"there","start":637.585,"end":637.90497,"confidence":0.6464844,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.3075949251651764},{"word":"would","start":637.90497,"end":638.145,"confidence":0.9951172,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.29263147711753845},{"word":"be","start":638.145,"end":638.645,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.2794118821620941},{"word":"i","start":638.705,"end":638.785,"confidence":0.56689453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.27222517132759094},{"word":"don't","start":638.785,"end":639.025,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.25960779190063477},{"word":"wanna","start":639.025,"end":639.425,"confidence":0.9375,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.24650010466575625},{"word":"invest","start":639.425,"end":639.825,"confidence":0.99902344,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":-0.1927857995033264},{"word":"money","start":639.825,"end":640.225,"confidence":0.99609375,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.18695026636123657},{"word":"that","start":640.225,"end":640.385,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2626602053642273},{"word":"you","start":640.385,"end":640.545,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2463366985321045},{"word":"might","start":640.545,"end":640.785,"confidence":0.99609375,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.21674439311027527},{"word":"have","start":640.785,"end":641.16,"confidence":0.7558594,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.2832728326320648},{"word":"to","start":641.24,"end":641.48,"confidence":0.32983398,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2659011483192444},{"word":"lend","start":641.48,"end":641.72,"confidence":0.10510254,"punctuated_word":"lend","sentiment":"neutral","sentiment_score":-0.23899146914482117},{"word":"the","start":641.72,"end":641.95996,"confidence":0.66748047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1859920620918274},{"word":"short","start":641.95996,"end":642.19995,"confidence":0.9980469,"punctuated_word":"short","sentiment":"neutral","sentiment_score":-0.12065571546554564},{"word":"term","start":642.19995,"end":642.51996,"confidence":0.99902344,"punctuated_word":"term","sentiment":"neutral","sentiment_score":-0.09814133495092392},{"word":"if","start":642.51996,"end":642.83997,"confidence":0.9404297,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1881236732006073},{"word":"something","start":642.83997,"end":643.16,"confidence":0.99902344,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.1526520848274231},{"word":"happens","start":643.16,"end":643.56,"confidence":0.68444824,"punctuated_word":"happens,","sentiment":"neutral","sentiment_score":-0.1807205080986023},{"word":"because","start":643.56,"end":643.8,"confidence":0.9921875,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.1486884355545044},{"word":"you've","start":643.8,"end":644.04,"confidence":0.98999023,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.19720403850078583},{"word":"got","start":644.04,"end":644.19995,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.1743379384279251},{"word":"quite","start":644.19995,"end":644.44,"confidence":1.0,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.14931006729602814},{"word":"a","start":644.44,"end":644.51996,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.17322401702404022},{"word":"lot","start":644.51996,"end":644.83997,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.14033213257789612},{"word":"going","start":644.83997,"end":645.16,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.1596340537071228},{"word":"on","start":645.16,"end":645.31995,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.16505053639411926},{"word":"there","start":645.31995,"end":645.56,"confidence":0.9641113,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.15810613334178925},{"word":"you","start":645.56,"end":645.8,"confidence":0.9941406,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.116770438849926},{"word":"may","start":645.8,"end":646.04,"confidence":0.99121094,"punctuated_word":"may","sentiment":"neutral","sentiment_score":-0.08935081958770752},{"word":"need","start":646.04,"end":646.27997,"confidence":0.9980469,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.1086060106754303},{"word":"to","start":646.27997,"end":646.44,"confidence":0.9838867,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12670373916625977},{"word":"access","start":646.44,"end":646.92,"confidence":0.9707031,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.1369621902704239},{"word":"those","start":646.92,"end":647.16,"confidence":0.94628906,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.11862353980541228},{"word":"funds","start":647.16,"end":647.48,"confidence":0.98535156,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":-0.0909915566444397},{"word":"to","start":647.48,"end":647.56,"confidence":0.7421875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.16096682846546173},{"word":"emergencies","start":647.56,"end":648.06,"confidence":0.9025879,"punctuated_word":"emergencies.","sentiment":"neutral","sentiment_score":-0.11016800999641418},{"word":"so","start":648.6,"end":649.1,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.03614035993814469},{"word":"i","start":650.6,"end":650.68,"confidence":0.875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.028803080320358276},{"word":"would","start":650.68,"end":651.0,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.04014851152896881},{"word":"definitely","start":651.0,"end":651.31995,"confidence":0.9980469,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.03383973240852356},{"word":"suggest","start":651.31995,"end":651.72,"confidence":0.9741211,"punctuated_word":"suggest","sentiment":"neutral","sentiment_score":-0.010084778070449827},{"word":"a","start":651.72,"end":651.8,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.016365502029657364},{"word":"bit","start":651.8,"end":651.95996,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.04147861897945404},{"word":"of","start":651.95996,"end":652.12,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0011917129158973694},{"word":"a","start":652.12,"end":652.19995,"confidence":0.9863281,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0342087559401989},{"word":"term","start":652.19995,"end":652.51996,"confidence":0.9448242,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.007587727159261704},{"word":"deposit","start":652.51996,"end":653.01996,"confidence":0.9448242,"punctuated_word":"deposit.","sentiment":"neutral","sentiment_score":-0.014199722558259964},{"word":"if","start":653.445,"end":653.60504,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.025963950902223587},{"word":"you","start":653.60504,"end":653.685,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.016112159937620163},{"word":"wanted","start":653.685,"end":654.085,"confidence":0.99902344,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.02298449724912643},{"word":"to","start":654.085,"end":654.325,"confidence":0.99609375,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.02506355382502079},{"word":"i","start":654.325,"end":654.565,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04866126924753189},{"word":"could","start":654.565,"end":654.805,"confidence":0.9951172,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.0700419694185257},{"word":"have","start":654.805,"end":655.04504,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05104763060808182},{"word":"a","start":655.04504,"end":655.125,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03896988555788994},{"word":"look","start":655.125,"end":655.365,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.031204111874103543},{"word":"around","start":655.365,"end":655.765,"confidence":0.99902344,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.037157610058784485},{"word":"at","start":655.765,"end":655.925,"confidence":0.9941406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0407821349799633},{"word":"some","start":655.925,"end":656.085,"confidence":0.9863281,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.03879884257912636},{"word":"term","start":656.085,"end":656.405,"confidence":0.9707031,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.014995517209172249},{"word":"deposit","start":656.405,"end":656.885,"confidence":0.99902344,"punctuated_word":"deposit","sentiment":"neutral","sentiment_score":-0.0024012774229049683},{"word":"rates","start":656.885,"end":657.125,"confidence":0.875,"punctuated_word":"rates","sentiment":"neutral","sentiment_score":0.02786795049905777},{"word":"and","start":657.125,"end":657.28503,"confidence":0.97509766,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02769956737756729},{"word":"send","start":657.28503,"end":657.525,"confidence":0.99902344,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.03206627070903778},{"word":"you","start":657.525,"end":657.685,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03877055272459984},{"word":"an","start":657.685,"end":657.925,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.02727099508047104},{"word":"email","start":657.925,"end":658.325,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.026370767503976825},{"word":"after","start":658.325,"end":658.645,"confidence":0.9819336,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.02018621936440468},{"word":"the","start":658.645,"end":658.72504,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03562818095088005},{"word":"call","start":658.72504,"end":659.125,"confidence":0.6575928,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.04801115393638611},{"word":"which","start":659.125,"end":659.28503,"confidence":0.98535156,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.06857812404632568},{"word":"just","start":659.28503,"end":659.60504,"confidence":0.9277344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05994470044970512},{"word":"outlines","start":659.60504,"end":660.085,"confidence":0.77246094,"punctuated_word":"outlines","sentiment":"neutral","sentiment_score":0.03836355730891228},{"word":"some","start":660.085,"end":660.325,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.03488600254058838},{"word":"of","start":660.325,"end":660.825,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.030680861324071884},{"word":"the","start":661.04504,"end":661.205,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.026106558740139008},{"word":"highest","start":661.205,"end":661.705,"confidence":0.64941406,"punctuated_word":"highest","sentiment":"neutral","sentiment_score":0.05727741867303848},{"word":"cd","start":662.16504,"end":662.565,"confidence":0.30810547,"punctuated_word":"CD","sentiment":"neutral","sentiment_score":0.00721258670091629},{"word":"rates","start":662.565,"end":662.965,"confidence":0.9760742,"punctuated_word":"rates","sentiment":"neutral","sentiment_score":0.010563664138317108},{"word":"and","start":662.965,"end":663.365,"confidence":0.9819336,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.013528257608413696},{"word":"information","start":663.365,"end":663.865,"confidence":0.9980469,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.0036950446665287018},{"word":"around","start":664.085,"end":664.405,"confidence":0.99316406,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.01108524575829506},{"word":"those","start":664.405,"end":664.72504,"confidence":0.984375,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.007566604763269424},{"word":"sorts","start":664.72504,"end":664.965,"confidence":0.8432617,"punctuated_word":"sorts","sentiment":"neutral","sentiment_score":0.013145681470632551},{"word":"of","start":664.965,"end":665.125,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0012452788650989532},{"word":"accounts","start":665.125,"end":665.60504,"confidence":0.95703125,"punctuated_word":"accounts","sentiment":"neutral","sentiment_score":-0.00906764343380928},{"word":"for","start":665.60504,"end":665.84503,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.038425277918577194},{"word":"you","start":665.84503,"end":666.085,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.019781414419412613},{"word":"if","start":666.085,"end":666.245,"confidence":0.75683594,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.028903886675834656},{"word":"you","start":666.245,"end":666.405,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0205182321369648},{"word":"like","start":666.405,"end":666.9,"confidence":0.9785156,"punctuated_word":"like.","sentiment":"neutral","sentiment_score":0.014033064246177672},{"word":"yeah","start":669.78,"end":670.28,"confidence":0.6430664,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2361709475517273},{"word":"beautiful","start":670.34,"end":670.84,"confidence":0.92578125,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5268739461898804},{"word":"so","start":671.22003,"end":671.46,"confidence":0.8071289,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.18502137064933777},{"word":"account","start":671.46,"end":671.94,"confidence":0.30737305,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.2099604308605194},{"word":"deposit","start":671.94,"end":672.44,"confidence":0.89990234,"punctuated_word":"deposit.","sentiment":"neutral","sentiment_score":0.2225585579872131},{"word":"beautiful","start":672.9,"end":673.4,"confidence":0.99902344,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.188096284866333},{"word":"yeah","start":678.26,"end":678.76,"confidence":0.8276367,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15593227744102478},{"word":"yep","start":679.7,"end":680.2,"confidence":0.7290039,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06424209475517273},{"word":"yeah","start":686.675,"end":687.175,"confidence":0.97631836,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06696069985628128},{"word":"yeah","start":687.47504,"end":687.97504,"confidence":0.8798828,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05406579747796059},{"word":"yeah","start":690.03503,"end":690.53503,"confidence":0.8815918,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07433032989501953},{"word":"yeah","start":695.235,"end":695.735,"confidence":0.7897949,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.07434706389904022},{"word":"yep","start":699.32,"end":699.82,"confidence":0.94555664,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08227650821208954},{"word":"yep","start":700.27997,"end":700.77997,"confidence":0.8835449,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04677911102771759},{"word":"yep","start":703.72,"end":704.22,"confidence":0.8713379,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14615699648857117},{"word":"yeah","start":721.895,"end":722.395,"confidence":0.9316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0150195499882102},{"word":"yeah","start":731.58,"end":732.08,"confidence":0.88256836,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17694389820098877},{"word":"yes","start":733.18,"end":733.68,"confidence":0.89331055,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.28803330659866333},{"word":"yeah","start":733.98,"end":734.48,"confidence":0.91625977,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.4547004103660583},{"word":"absolutely","start":735.74,"end":736.22,"confidence":0.98095703,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.5844378471374512},{"word":"and","start":736.22,"end":736.54,"confidence":0.9970703,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.3731316924095154},{"word":"and","start":736.54,"end":736.77997,"confidence":0.9863281,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3484373390674591},{"word":"starting","start":736.77997,"end":737.18,"confidence":0.6557617,"punctuated_word":"starting","sentiment":"positive","sentiment_score":0.3922579288482666},{"word":"off","start":737.18,"end":737.355,"confidence":0.9716797,"punctuated_word":"off","sentiment":"positive","sentiment_score":0.3767660260200501},{"word":"smaller","start":737.435,"end":737.755,"confidence":0.89990234,"punctuated_word":"smaller","sentiment":"positive","sentiment_score":0.4594922363758087},{"word":"can","start":737.755,"end":737.83496,"confidence":0.92822266,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4064286947250366},{"word":"also","start":737.83496,"end":738.235,"confidence":0.9428711,"punctuated_word":"also","sentiment":"positive","sentiment_score":0.35211697220802307},{"word":"work","start":738.235,"end":738.475,"confidence":0.9951172,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.3523480296134949},{"word":"with","start":738.475,"end":738.635,"confidence":0.97265625,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.33466750383377075},{"word":"your","start":738.635,"end":738.875,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3632074296474457},{"word":"comfort","start":738.875,"end":739.195,"confidence":0.9970703,"punctuated_word":"comfort","sentiment":"positive","sentiment_score":0.3693666458129883},{"word":"level","start":739.195,"end":739.51495,"confidence":0.99902344,"punctuated_word":"level","sentiment":"positive","sentiment_score":0.3830346763134002},{"word":"as","start":739.51495,"end":739.755,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.4713909029960632},{"word":"well","start":739.755,"end":740.235,"confidence":0.9633789,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.3561391532421112},{"word":"so","start":740.235,"end":740.735,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.16965213418006897},{"word":"whilst","start":740.795,"end":741.115,"confidence":0.75634766,"punctuated_word":"whilst","sentiment":"neutral","sentiment_score":0.1334739476442337},{"word":"you've","start":741.115,"end":741.355,"confidence":0.98950195,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.14212462306022644},{"word":"got","start":741.355,"end":741.595,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.12787960469722748},{"word":"quite","start":741.595,"end":741.755,"confidence":1.0,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.11486630141735076},{"word":"a","start":741.755,"end":741.83496,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1477011740207672},{"word":"lot","start":741.83496,"end":742.07495,"confidence":0.99609375,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.13390925526618958},{"word":"going","start":742.07495,"end":742.315,"confidence":0.9980469,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.1897775232791901},{"word":"on","start":742.315,"end":742.475,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.14640429615974426},{"word":"there","start":742.475,"end":742.635,"confidence":0.97753906,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.12226077914237976},{"word":"if","start":742.635,"end":742.795,"confidence":0.921875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.15605056285858154},{"word":"we","start":742.795,"end":742.95496,"confidence":0.97998047,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1449933648109436},{"word":"start","start":742.95496,"end":743.115,"confidence":0.9941406,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.15229114890098572},{"word":"with","start":743.115,"end":743.355,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.18132546544075012},{"word":"something","start":743.355,"end":743.595,"confidence":0.98828125,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.18227432668209076},{"word":"small","start":743.595,"end":743.915,"confidence":0.7714844,"punctuated_word":"small","sentiment":"neutral","sentiment_score":0.16532349586486816},{"word":"like","start":743.915,"end":744.15497,"confidence":0.53222656,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.1568608433008194},{"word":"term","start":744.15497,"end":744.39496,"confidence":0.4663086,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.1347363442182541},{"word":"deposits","start":744.39496,"end":744.89496,"confidence":0.6220703,"punctuated_word":"deposits","sentiment":"neutral","sentiment_score":0.11668379604816435},{"word":"and","start":745.195,"end":745.435,"confidence":0.5126953,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12861156463623047},{"word":"then","start":745.435,"end":745.915,"confidence":0.9941406,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1570947766304016},{"word":"you're","start":745.915,"end":746.07495,"confidence":0.986084,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1592821478843689},{"word":"getting","start":746.07495,"end":746.475,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.19790491461753845},{"word":"interest","start":746.475,"end":746.795,"confidence":0.92089844,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":0.16371603310108185},{"word":"in","start":746.795,"end":746.95496,"confidence":0.5810547,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.18432991206645968},{"word":"learning","start":746.95496,"end":747.27496,"confidence":0.92089844,"punctuated_word":"learning","sentiment":"neutral","sentiment_score":0.20090091228485107},{"word":"to","start":747.27496,"end":747.435,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19164696335792544},{"word":"reinvest","start":747.435,"end":747.935,"confidence":0.99609375,"punctuated_word":"reinvest","sentiment":"neutral","sentiment_score":0.22244451940059665},{"word":"it","start":747.995,"end":748.15497,"confidence":0.9838867,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.21067437529563904},{"word":"and","start":748.15497,"end":748.39496,"confidence":0.97314453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13735471665859222},{"word":"not","start":748.39496,"end":748.635,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.11837723851203918},{"word":"needing","start":748.635,"end":748.95496,"confidence":0.96240234,"punctuated_word":"needing","sentiment":"neutral","sentiment_score":0.08704927563667297},{"word":"the","start":748.95496,"end":749.115,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09188061952590942},{"word":"money","start":749.115,"end":749.435,"confidence":0.94433594,"punctuated_word":"money,","sentiment":"neutral","sentiment_score":0.10677735507488252},{"word":"then","start":749.435,"end":749.595,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1855613589286804},{"word":"as","start":749.595,"end":749.755,"confidence":0.73828125,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.17848411202430725},{"word":"the","start":749.755,"end":749.915,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17347612977027893},{"word":"money","start":749.915,"end":750.235,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.15662740170955658},{"word":"gets","start":750.235,"end":750.475,"confidence":0.9951172,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.15644165873527527},{"word":"a","start":750.475,"end":750.555,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16061356663703918},{"word":"lot","start":750.555,"end":750.71497,"confidence":0.99609375,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.17189893126487732},{"word":"bigger","start":750.71497,"end":751.21497,"confidence":0.96655273,"punctuated_word":"bigger,","sentiment":"neutral","sentiment_score":0.1554049402475357},{"word":"then","start":751.68,"end":751.84,"confidence":0.9902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.15736062824726105},{"word":"we","start":751.84,"end":751.92,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14003315567970276},{"word":"can","start":751.92,"end":752.32,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1406332701444626},{"word":"definitely","start":752.32,"end":752.64,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.222237765789032},{"word":"look","start":752.64,"end":752.8,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1941283494234085},{"word":"at","start":752.8,"end":752.96,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.23824970424175265},{"word":"other","start":752.96,"end":753.28,"confidence":0.99316406,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.21487417817115784},{"word":"investment","start":753.28,"end":753.78,"confidence":0.9301758,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.17013762891292572},{"word":"options","start":753.84,"end":754.34,"confidence":0.9980469,"punctuated_word":"options.","sentiment":"neutral","sentiment_score":0.21699610352516177},{"word":"we","start":754.8,"end":754.96,"confidence":0.890625,"punctuated_word":"We","sentiment":"positive","sentiment_score":0.3382793068885803},{"word":"do","start":754.96,"end":755.2,"confidence":0.99902344,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.38049396872520447},{"word":"have","start":755.2,"end":755.44,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.4093063175678253},{"word":"some","start":755.44,"end":755.68,"confidence":0.9902344,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.39740824699401855},{"word":"great","start":755.68,"end":756.18,"confidence":0.9970703,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.5609637498855591},{"word":"platforms","start":756.4,"end":756.9,"confidence":0.9526367,"punctuated_word":"platforms","sentiment":"positive","sentiment_score":0.4684075713157654},{"word":"for","start":756.96,"end":757.12,"confidence":0.89208984,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.445453941822052},{"word":"investing","start":757.12,"end":757.62,"confidence":0.99658203,"punctuated_word":"investing.","sentiment":"positive","sentiment_score":0.37244370579719543},{"word":"it","start":758.16,"end":758.32,"confidence":0.9921875,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.2926696538925171},{"word":"just","start":758.32,"end":758.56,"confidence":0.9921875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2746746242046356},{"word":"comes","start":758.56,"end":758.8,"confidence":0.9873047,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.3134767413139343},{"word":"down","start":758.8,"end":758.96,"confidence":0.57177734,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.24812431633472443},{"word":"to","start":758.96,"end":759.12,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2853133976459503},{"word":"what","start":759.12,"end":759.36,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.26873716711997986},{"word":"your","start":759.36,"end":759.6,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2323969304561615},{"word":"goal","start":759.6,"end":759.84,"confidence":0.9941406,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.219000980257988},{"word":"is","start":759.84,"end":760.24,"confidence":0.9382324,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.21815602481365204},{"word":"what","start":760.24,"end":760.48,"confidence":0.88427734,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.21240662038326263},{"word":"or","start":760.48,"end":760.64,"confidence":0.37963867,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1152164340019226},{"word":"not","start":760.64,"end":760.8,"confidence":0.9902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.08622433245182037},{"word":"you","start":760.8,"end":761.12,"confidence":0.9819336,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08166845142841339},{"word":"have","start":761.12,"end":761.62,"confidence":0.96362305,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.11247703433036804},{"word":"and","start":762.08,"end":762.24,"confidence":0.99121094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12983450293540957},{"word":"whether","start":762.24,"end":762.56,"confidence":0.9980469,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.1345275342464447},{"word":"you","start":762.56,"end":762.72003,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1395668387413025},{"word":"do","start":762.72003,"end":762.88,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13408905267715454},{"word":"or","start":762.88,"end":763.12,"confidence":0.5595703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1326507031917572},{"word":"do","start":763.28,"end":763.36,"confidence":0.9921875,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1368854194879532},{"word":"you","start":763.36,"end":763.44,"confidence":0.5175781,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16337010264396667},{"word":"have","start":763.44,"end":763.68,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16128717362880707},{"word":"additional","start":763.68,"end":764.16,"confidence":0.99902344,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.12022288888692856},{"word":"funds","start":764.16,"end":764.56,"confidence":0.9970703,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.15771153569221497},{"word":"to","start":764.56,"end":764.64,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.23421764373779297},{"word":"put","start":764.64,"end":764.88,"confidence":0.9980469,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.21415922045707703},{"word":"into","start":764.88,"end":765.2,"confidence":0.9941406,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.2200803309679031},{"word":"it","start":765.2,"end":765.36,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24940639734268188},{"word":"as","start":765.36,"end":765.52,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2406606674194336},{"word":"well","start":765.52,"end":765.76,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.2843795120716095},{"word":"because","start":765.76,"end":766.26,"confidence":0.6064453,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.2082214206457138},{"word":"long","start":766.745,"end":766.985,"confidence":0.99902344,"punctuated_word":"long","sentiment":"positive","sentiment_score":0.3579440712928772},{"word":"term","start":766.985,"end":767.38495,"confidence":0.9970703,"punctuated_word":"term","sentiment":"positive","sentiment_score":0.3811014592647553},{"word":"investing","start":767.38495,"end":767.88495,"confidence":0.9941406,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":0.259385883808136},{"word":"does","start":768.58496,"end":768.90497,"confidence":0.90527344,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.30837884545326233},{"word":"benefit","start":768.90497,"end":769.38495,"confidence":0.99902344,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.31128957867622375},{"word":"from","start":769.38495,"end":769.625,"confidence":0.94140625,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.32767999172210693},{"word":"additional","start":769.625,"end":770.125,"confidence":1.0,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.21029748022556305},{"word":"contributions","start":770.185,"end":770.685,"confidence":0.80444336,"punctuated_word":"contributions.","sentiment":"neutral","sentiment_score":0.2474483847618103},{"word":"so","start":771.065,"end":771.565,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11603756994009018},{"word":"i","start":772.425,"end":772.505,"confidence":0.9194336,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12508398294448853},{"word":"sort","start":772.505,"end":772.745,"confidence":0.9301758,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.14832276105880737},{"word":"of","start":772.745,"end":772.82495,"confidence":0.91748047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16401733458042145},{"word":"think","start":772.82495,"end":773.14496,"confidence":0.9941406,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.18909618258476257},{"word":"let's","start":773.14496,"end":773.38495,"confidence":0.78466797,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":0.22124266624450684},{"word":"start","start":773.38495,"end":773.625,"confidence":0.9760742,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.2116907835006714},{"word":"small","start":773.625,"end":773.945,"confidence":0.7675781,"punctuated_word":"small.","sentiment":"neutral","sentiment_score":0.24002832174301147},{"word":"work","start":773.945,"end":774.185,"confidence":0.97265625,"punctuated_word":"Work","sentiment":"neutral","sentiment_score":0.23852083086967468},{"word":"within","start":774.185,"end":774.505,"confidence":0.9970703,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.2549728751182556},{"word":"your","start":774.505,"end":774.745,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2893015742301941},{"word":"comfort","start":774.745,"end":775.065,"confidence":0.99902344,"punctuated_word":"comfort","sentiment":"neutral","sentiment_score":0.23690173029899597},{"word":"level","start":775.065,"end":775.38495,"confidence":0.97021484,"punctuated_word":"level.","sentiment":"neutral","sentiment_score":0.229612797498703},{"word":"i","start":775.38495,"end":775.46497,"confidence":0.96972656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16242997348308563},{"word":"don't","start":775.46497,"end":775.70496,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.1443461924791336},{"word":"wanna","start":775.70496,"end":776.02496,"confidence":0.9536133,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.11276804655790328},{"word":"pile","start":776.02496,"end":776.345,"confidence":0.87841797,"punctuated_word":"pile","sentiment":"neutral","sentiment_score":0.04411916434764862},{"word":"too","start":776.345,"end":776.505,"confidence":0.9980469,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.05759059637784958},{"word":"much","start":776.505,"end":776.82495,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.05243002623319626},{"word":"onto","start":776.82495,"end":777.14496,"confidence":0.625,"punctuated_word":"onto","sentiment":"neutral","sentiment_score":0.01881462335586548},{"word":"your","start":777.14496,"end":777.46497,"confidence":0.9863281,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.030308976769447327},{"word":"fight","start":777.46497,"end":777.70496,"confidence":0.28027344,"punctuated_word":"fight","sentiment":"neutral","sentiment_score":0.03241649270057678},{"word":"all","start":777.70496,"end":778.02496,"confidence":0.9140625,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.07515700906515121},{"word":"at","start":778.02496,"end":778.105,"confidence":0.92089844,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.023034125566482544},{"word":"once","start":778.105,"end":778.505,"confidence":0.9951172,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.003062695264816284},{"word":"and","start":778.505,"end":778.90497,"confidence":0.9760742,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05570903420448303},{"word":"overwhelm","start":778.90497,"end":779.40497,"confidence":0.9951172,"punctuated_word":"overwhelm","sentiment":"neutral","sentiment_score":-0.03907296061515808},{"word":"you","start":779.545,"end":779.785,"confidence":0.83935547,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.11113381385803224},{"word":"so","start":779.785,"end":780.285,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.18114812672138217},{"word":"just","start":780.38,"end":780.62,"confidence":0.95703125,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.17940396070480347},{"word":"sort","start":780.62,"end":780.77997,"confidence":0.96435547,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.17245705425739288},{"word":"of","start":780.77997,"end":780.94,"confidence":0.96533203,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2476166784763336},{"word":"starting","start":780.94,"end":781.44,"confidence":0.86328125,"punctuated_word":"starting","sentiment":"neutral","sentiment_score":0.24624356627464297},{"word":"small","start":781.5,"end":782.0,"confidence":0.982666,"punctuated_word":"small,","sentiment":"neutral","sentiment_score":0.307372510433197},{"word":"working","start":782.06,"end":782.45996,"confidence":0.99902344,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.2851940393447876},{"word":"our","start":782.45996,"end":782.7,"confidence":0.97998047,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.2762097716331482},{"word":"way","start":782.7,"end":782.94,"confidence":0.98828125,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.23144307732582092},{"word":"through","start":782.94,"end":783.26,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.204299658536911},{"word":"the","start":783.26,"end":783.42,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2471623718738556},{"word":"first","start":783.42,"end":783.74,"confidence":0.8935547,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.19735008478164673},{"word":"thing","start":783.74,"end":783.98,"confidence":0.9160156,"punctuated_word":"thing,","sentiment":"neutral","sentiment_score":0.23248906433582303},{"word":"getting","start":783.98,"end":784.3,"confidence":0.9951172,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.2061392068862915},{"word":"used","start":784.3,"end":784.54,"confidence":0.99609375,"punctuated_word":"used","sentiment":"neutral","sentiment_score":0.19692420959472656},{"word":"to","start":784.54,"end":784.7,"confidence":0.9838867,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20255255699157715},{"word":"that","start":784.7,"end":785.1,"confidence":0.92529297,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.23095333576202393},{"word":"then","start":785.1,"end":785.42,"confidence":0.9863281,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.26040294766426086},{"word":"doing","start":785.42,"end":785.74,"confidence":0.5234375,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.24335086345672607},{"word":"on","start":785.74,"end":785.98,"confidence":0.96777344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.19091401994228363},{"word":"that","start":785.98,"end":786.22,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20969073474407196},{"word":"over","start":786.22,"end":786.72,"confidence":0.8027344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.266459196805954},{"word":"time","start":787.18,"end":787.42,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.2024981826543808},{"word":"is","start":787.42,"end":787.66,"confidence":0.60839844,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.19879403710365295},{"word":"probably","start":787.66,"end":787.98,"confidence":0.9980469,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.2932596802711487},{"word":"where","start":787.98,"end":788.14,"confidence":0.98291016,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.16174961626529694},{"word":"we're","start":788.14,"end":788.3,"confidence":0.99658203,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.2328693121671677},{"word":"gonna","start":788.3,"end":788.62,"confidence":0.98828125,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.29618847370147705},{"word":"see","start":788.62,"end":788.77997,"confidence":0.97802734,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.340458482503891},{"word":"some","start":788.77997,"end":789.1,"confidence":0.9970703,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.2446606159210205},{"word":"benefit","start":789.1,"end":789.6,"confidence":0.70166016,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.30324241518974304},{"word":"and","start":789.66,"end":789.98,"confidence":0.484375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2888478636741638},{"word":"just","start":789.98,"end":790.3,"confidence":0.54541016,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2968432605266571},{"word":"taking","start":790.3,"end":790.62,"confidence":0.9819336,"punctuated_word":"taking","sentiment":"positive","sentiment_score":0.34579867124557495},{"word":"it","start":790.62,"end":790.86,"confidence":0.984375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3061724305152893},{"word":"slow","start":790.86,"end":791.33997,"confidence":0.97802734,"punctuated_word":"slow.","sentiment":"neutral","sentiment_score":0.29400959610939026},{"word":"you","start":791.33997,"end":791.5,"confidence":0.8408203,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.2228289395570755},{"word":"don't","start":791.5,"end":791.74,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.2024652659893036},{"word":"have","start":791.74,"end":791.89996,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.25351837277412415},{"word":"to","start":791.89996,"end":792.06,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20037992298603055},{"word":"do","start":792.06,"end":792.22,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2360866814851761},{"word":"everything","start":792.22,"end":792.62,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.17930619418621063},{"word":"at","start":792.62,"end":792.77997,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.13997972011566162},{"word":"once","start":792.77997,"end":793.1,"confidence":0.9838867,"punctuated_word":"once.","sentiment":"neutral","sentiment_score":0.1483265608549118},{"word":"we","start":793.1,"end":793.18,"confidence":0.9941406,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.21083727478981015},{"word":"can","start":793.18,"end":793.42,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.22742989659309387},{"word":"work","start":793.42,"end":793.66,"confidence":0.9951172,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.26209157705307007},{"word":"one","start":793.66,"end":793.89996,"confidence":0.9980469,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.03346975892782211},{"word":"thing","start":793.89996,"end":794.14,"confidence":0.99902344,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.07434919476509094},{"word":"at","start":794.14,"end":794.3,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02676089107990265},{"word":"a","start":794.3,"end":794.45996,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05108928680419922},{"word":"time","start":794.45996,"end":794.77997,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.03131389617919922},{"word":"and","start":794.77997,"end":795.01996,"confidence":0.6748047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02378559112548828},{"word":"then","start":795.01996,"end":795.51996,"confidence":0.99609375,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.019599007442593575},{"word":"you","start":795.755,"end":795.915,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.002804674208164215},{"word":"know","start":795.915,"end":796.415,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.02706815116107464},{"word":"make","start":796.555,"end":796.71497,"confidence":0.9741211,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.028237901628017426},{"word":"sure","start":796.71497,"end":796.875,"confidence":0.9863281,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.07745971530675888},{"word":"you're","start":796.875,"end":797.115,"confidence":0.9975586,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.06429879367351532},{"word":"comfortable","start":797.115,"end":797.515,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.020500898361206055},{"word":"with","start":797.515,"end":797.675,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1459503024816513},{"word":"it","start":797.675,"end":797.915,"confidence":0.8508301,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.11441632360219955},{"word":"especially","start":797.915,"end":798.39496,"confidence":1.0,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.016475588083267212},{"word":"with","start":798.39496,"end":798.635,"confidence":0.9760742,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.08427968621253967},{"word":"having","start":798.635,"end":799.115,"confidence":0.9980469,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.0967717096209526},{"word":"anxiety","start":799.115,"end":799.615,"confidence":0.9770508,"punctuated_word":"anxiety.","sentiment":"neutral","sentiment_score":-0.08007797598838806},{"word":"you","start":800.235,"end":800.39496,"confidence":0.6245117,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.03472531586885452},{"word":"don't","start":800.39496,"end":800.635,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.08609378337860107},{"word":"wanna","start":800.635,"end":800.955,"confidence":0.9580078,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.1617797613143921},{"word":"sort","start":800.955,"end":801.195,"confidence":0.984375,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.17775477468967438},{"word":"of","start":801.195,"end":801.515,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.15962260961532593},{"word":"overwhelm","start":801.515,"end":801.915,"confidence":0.99609375,"punctuated_word":"overwhelm","sentiment":"neutral","sentiment_score":-0.3029118478298187},{"word":"yourself","start":801.915,"end":802.315,"confidence":0.99902344,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":-0.2590504288673401},{"word":"all","start":802.315,"end":802.555,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.21255704760551453},{"word":"at","start":802.555,"end":802.71497,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.2861000597476959},{"word":"once","start":802.71497,"end":803.035,"confidence":1.0,"punctuated_word":"once","sentiment":"neutral","sentiment_score":-0.20371510088443756},{"word":"and","start":803.035,"end":803.535,"confidence":0.99121094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.27099543809890747},{"word":"make","start":803.755,"end":803.995,"confidence":0.9951172,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.26424640417099},{"word":"things","start":803.995,"end":804.39496,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.2404312938451767},{"word":"worse","start":804.39496,"end":804.89496,"confidence":0.8967285,"punctuated_word":"worse.","sentiment":"neutral","sentiment_score":-0.19937339425086975},{"word":"so","start":805.435,"end":805.675,"confidence":0.47753906,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.009372584521770476},{"word":"i'm","start":805.675,"end":805.83496,"confidence":0.8779297,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.06215160712599754},{"word":"all","start":805.83496,"end":805.995,"confidence":0.9199219,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.08449254930019379},{"word":"of","start":805.995,"end":806.075,"confidence":0.6503906,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09443199634552002},{"word":"that","start":806.075,"end":806.315,"confidence":0.80615234,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.07904523611068726},{"word":"just","start":806.315,"end":806.635,"confidence":0.97265625,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.12258058786392212},{"word":"slowing","start":806.635,"end":806.955,"confidence":0.99316406,"punctuated_word":"slowing","sentiment":"neutral","sentiment_score":0.12481152266263962},{"word":"it","start":806.955,"end":807.115,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15817108750343323},{"word":"down","start":807.115,"end":807.435,"confidence":0.96240234,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":0.13959527015686035},{"word":"taking","start":807.435,"end":807.83496,"confidence":0.98535156,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.20279560983181},{"word":"something","start":807.83496,"end":808.33496,"confidence":0.6359863,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":0.13080155849456787},{"word":"yeah","start":809.035,"end":809.355,"confidence":0.86694336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14784926176071167},{"word":"yeah","start":809.355,"end":809.675,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2306806743144989},{"word":"and","start":809.675,"end":809.83496,"confidence":0.9951172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.3079852759838104},{"word":"that's","start":809.83496,"end":810.15497,"confidence":0.99609375,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.34437793493270874},{"word":"okay","start":810.15497,"end":810.635,"confidence":0.8911133,"punctuated_word":"okay.","sentiment":"positive","sentiment_score":0.4064792990684509},{"word":"there's","start":810.635,"end":811.05,"confidence":0.98291016,"punctuated_word":"There's","sentiment":"positive","sentiment_score":0.5131350755691528},{"word":"absolutely","start":811.29,"end":811.61,"confidence":0.87060547,"punctuated_word":"absolutely","sentiment":"positive","sentiment_score":0.48476874828338623},{"word":"nothing","start":811.61,"end":812.08997,"confidence":1.0,"punctuated_word":"nothing","sentiment":"positive","sentiment_score":0.4561177790164947},{"word":"wrong","start":812.08997,"end":812.33,"confidence":0.99902344,"punctuated_word":"wrong","sentiment":"positive","sentiment_score":0.3717574775218963},{"word":"with","start":812.33,"end":812.49,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.5317355394363403},{"word":"that","start":812.49,"end":812.99,"confidence":0.9638672,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.5231305956840515},{"word":"so","start":813.93,"end":814.17,"confidence":0.7680664,"punctuated_word":"So,","sentiment":"positive","sentiment_score":0.5407388210296631},{"word":"yeah","start":814.17,"end":814.57,"confidence":0.98217773,"punctuated_word":"yeah,","sentiment":"positive","sentiment_score":0.6263853907585144},{"word":"happy","start":814.57,"end":814.97,"confidence":0.9951172,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.7276997566223145},{"word":"to","start":814.97,"end":815.05,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.7480543255805969},{"word":"work","start":815.05,"end":815.29,"confidence":1.0,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.7525269389152527},{"word":"on","start":815.29,"end":815.52997,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.7708362340927124},{"word":"that","start":815.52997,"end":815.69,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.7609364986419678},{"word":"for","start":815.69,"end":815.85,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7333308458328247},{"word":"you","start":815.85,"end":816.08997,"confidence":0.98168945,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.669684648513794},{"word":"so","start":816.08997,"end":816.25,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.173672154545784},{"word":"i'll","start":816.25,"end":816.41,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.15440188348293304},{"word":"get","start":816.41,"end":816.64996,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1620902270078659},{"word":"some","start":816.64996,"end":816.89,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.1271107792854309},{"word":"information","start":816.89,"end":817.37,"confidence":0.99609375,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.11829209327697754},{"word":"around","start":817.37,"end":817.61,"confidence":0.9741211,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.08446481078863144},{"word":"10","start":817.61,"end":817.85,"confidence":0.2644043,"punctuated_word":"10","sentiment":"neutral","sentiment_score":0.09784230589866638},{"word":"deposits","start":817.85,"end":818.33,"confidence":0.8330078,"punctuated_word":"deposits","sentiment":"neutral","sentiment_score":0.12742722034454346},{"word":"to","start":818.33,"end":818.49,"confidence":0.7993164,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.027530621737241745},{"word":"different","start":818.49,"end":818.81,"confidence":0.9970703,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.03790799528360367},{"word":"accounts","start":818.81,"end":819.20996,"confidence":0.94433594,"punctuated_word":"accounts,","sentiment":"neutral","sentiment_score":0.051038049161434174},{"word":"what","start":819.20996,"end":819.37,"confidence":0.97998047,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.07330214977264404},{"word":"the","start":819.37,"end":819.52997,"confidence":0.9819336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05397871136665344},{"word":"rates","start":819.52997,"end":819.85,"confidence":0.9506836,"punctuated_word":"rates","sentiment":"neutral","sentiment_score":0.05931369960308075},{"word":"look","start":819.85,"end":820.01,"confidence":0.9291992,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.04423239454627037},{"word":"like","start":820.01,"end":820.51,"confidence":0.94311523,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.05990038812160492},{"word":"some","start":820.89,"end":821.05,"confidence":0.6870117,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.03189482539892197},{"word":"of","start":821.05,"end":821.20996,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05839232355356216},{"word":"the","start":821.20996,"end":821.45,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.045012012124061584},{"word":"positives","start":821.45,"end":821.93,"confidence":0.9506836,"punctuated_word":"positives","sentiment":"neutral","sentiment_score":0.024387022480368618},{"word":"and","start":821.93,"end":822.17,"confidence":0.97998047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.001358531415462494},{"word":"disadvantages","start":822.17,"end":822.67,"confidence":0.99902344,"punctuated_word":"disadvantages","sentiment":"neutral","sentiment_score":0.006122900173068047},{"word":"of","start":822.89,"end":822.97,"confidence":0.69921875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.034617356956005096},{"word":"each","start":822.97,"end":823.13,"confidence":0.45751953,"punctuated_word":"each","sentiment":"neutral","sentiment_score":0.062348078936338425},{"word":"of","start":823.13,"end":823.20996,"confidence":0.6616211,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07656586170196533},{"word":"the","start":823.20996,"end":823.29,"confidence":0.95703125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06291365623474121},{"word":"accounts","start":823.29,"end":823.69,"confidence":0.84716797,"punctuated_word":"accounts","sentiment":"neutral","sentiment_score":0.024863019585609436},{"word":"for","start":823.69,"end":823.76996,"confidence":0.8886719,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09689503163099288},{"word":"you","start":823.76996,"end":823.85,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11807244271039964},{"word":"to","start":823.85,"end":824.01,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09029648452997208},{"word":"run","start":824.01,"end":824.25,"confidence":0.99609375,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.07098770141601562},{"word":"your","start":824.25,"end":824.49,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10179951786994934},{"word":"eyes","start":824.49,"end":824.73,"confidence":0.99902344,"punctuated_word":"eyes","sentiment":"neutral","sentiment_score":0.06917580217123032},{"word":"over","start":824.73,"end":825.23,"confidence":0.9970703,"punctuated_word":"over.","sentiment":"neutral","sentiment_score":0.06676524132490158},{"word":"can","start":825.775,"end":825.935,"confidence":0.99609375,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.0211564339697361},{"word":"i","start":825.935,"end":826.015,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02790926583111286},{"word":"just","start":826.015,"end":826.335,"confidence":0.9838867,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0322825089097023},{"word":"ask","start":826.335,"end":826.575,"confidence":0.99609375,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.026884710416197777},{"word":"what","start":826.575,"end":826.815,"confidence":0.50683594,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.012865239754319193},{"word":"bank","start":826.815,"end":827.055,"confidence":0.8496094,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.038536228239536285},{"word":"are","start":827.055,"end":827.215,"confidence":0.58935547,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.009198375046253204},{"word":"you","start":827.215,"end":827.375,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.012317132204771042},{"word":"bank","start":827.375,"end":827.695,"confidence":0.8964844,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.025618497282266617},{"word":"with","start":827.695,"end":827.855,"confidence":0.9921875,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.008146633394062519},{"word":"at","start":827.855,"end":828.015,"confidence":0.9902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.009790790267288685},{"word":"the","start":828.015,"end":828.095,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.020184636116027832},{"word":"moment","start":828.095,"end":828.495,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.02574133314192295},{"word":"just","start":828.495,"end":828.735,"confidence":0.46289062,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02215350791811943},{"word":"so","start":828.735,"end":828.815,"confidence":0.9921875,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.03443685546517372},{"word":"i","start":828.815,"end":828.895,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.037971243262290955},{"word":"can","start":828.895,"end":829.135,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03465025871992111},{"word":"look","start":829.135,"end":829.295,"confidence":0.984375,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.03280733525753021},{"word":"at","start":829.295,"end":829.375,"confidence":0.9892578,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03215310722589493},{"word":"them","start":829.375,"end":829.615,"confidence":0.99609375,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.020746376365423203},{"word":"as","start":829.615,"end":829.775,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03280343487858772},{"word":"well","start":829.775,"end":830.275,"confidence":0.9838867,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.03307747840881348},{"word":"nab","start":834.815,"end":835.315,"confidence":0.91878253,"punctuated_word":"NAB.","sentiment":"neutral","sentiment_score":0.09428727626800536},{"word":"all","start":835.695,"end":835.855,"confidence":0.6894531,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.3849093019962311},{"word":"good","start":835.855,"end":836.255,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.34852397441864014},{"word":"i'll","start":836.255,"end":836.415,"confidence":0.99853516,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2162890732288361},{"word":"consider","start":836.415,"end":836.915,"confidence":0.98535156,"punctuated_word":"consider","sentiment":"neutral","sentiment_score":0.16035659611225128},{"word":"nab","start":836.975,"end":837.375,"confidence":0.9926758,"punctuated_word":"NAB","sentiment":"neutral","sentiment_score":0.1213688999414444},{"word":"as","start":837.375,"end":837.615,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1240062415599823},{"word":"well","start":837.615,"end":837.855,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.13396161794662476},{"word":"because","start":837.855,"end":838.175,"confidence":0.47851562,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.09961062669754028},{"word":"sometimes","start":838.175,"end":838.675,"confidence":0.98828125,"punctuated_word":"sometimes","sentiment":"neutral","sentiment_score":0.09597718715667725},{"word":"when","start":838.735,"end":838.895,"confidence":0.94384766,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.11114715784788132},{"word":"you","start":838.895,"end":839.055,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14741674065589905},{"word":"have","start":839.055,"end":839.4,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10612012445926666},{"word":"10","start":839.80005,"end":840.2,"confidence":0.42919922,"punctuated_word":"10","sentiment":"neutral","sentiment_score":0.10650688409805298},{"word":"deposits","start":840.2,"end":840.68005,"confidence":0.7155762,"punctuated_word":"deposits,","sentiment":"neutral","sentiment_score":0.09010737389326096},{"word":"they've","start":840.68005,"end":841.0,"confidence":0.94384766,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":0.12246637046337128},{"word":"got","start":841.0,"end":841.32,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1544135808944702},{"word":"other","start":841.32,"end":841.64,"confidence":0.9970703,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.0901571810245514},{"word":"rates","start":841.64,"end":842.04004,"confidence":0.9453125,"punctuated_word":"rates","sentiment":"neutral","sentiment_score":0.09855155646800996},{"word":"out","start":842.04004,"end":842.2,"confidence":0.96240234,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.12589581310749054},{"word":"there","start":842.2,"end":842.44,"confidence":0.99902344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.14552505314350128},{"word":"that","start":842.44,"end":842.60004,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14815472066402435},{"word":"are","start":842.60004,"end":842.76,"confidence":0.9873047,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.13535043597221377},{"word":"competitive","start":842.76,"end":843.26,"confidence":0.9797363,"punctuated_word":"competitive.","sentiment":"neutral","sentiment_score":0.12227800488471983},{"word":"when","start":844.36005,"end":844.68005,"confidence":0.9472656,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.08283381164073944},{"word":"a","start":844.68005,"end":844.76,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08750823885202408},{"word":"bank","start":844.76,"end":845.24005,"confidence":1.0,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.07798297703266144},{"word":"needs","start":845.24005,"end":845.74005,"confidence":0.9760742,"punctuated_word":"needs","sentiment":"neutral","sentiment_score":0.05588313564658165},{"word":"money","start":846.44,"end":846.94,"confidence":0.9902344,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.058547500520944595},{"word":"in","start":847.48004,"end":847.64,"confidence":0.9941406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06694772839546204},{"word":"their","start":847.64,"end":847.96,"confidence":0.74658203,"punctuated_word":"their","sentiment":"neutral","sentiment_score":0.033169131726026535},{"word":"account","start":847.96,"end":848.44,"confidence":0.5593262,"punctuated_word":"account,","sentiment":"neutral","sentiment_score":0.0744742602109909},{"word":"so","start":848.44,"end":848.60004,"confidence":0.91748047,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.07427149266004562},{"word":"they","start":848.60004,"end":848.84,"confidence":0.8588867,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.092582568526268},{"word":"lend","start":848.84,"end":849.08,"confidence":0.4165039,"punctuated_word":"lend","sentiment":"neutral","sentiment_score":0.09977348148822784},{"word":"when","start":849.16003,"end":849.4,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.08723278343677521},{"word":"they're","start":849.4,"end":849.56,"confidence":0.9921875,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.07854045927524567},{"word":"lending","start":849.56,"end":849.96,"confidence":0.99316406,"punctuated_word":"lending","sentiment":"neutral","sentiment_score":0.06659872829914093},{"word":"large","start":849.96,"end":850.2,"confidence":0.96533203,"punctuated_word":"large","sentiment":"neutral","sentiment_score":0.0976465344429016},{"word":"sums","start":850.2,"end":850.52,"confidence":0.98095703,"punctuated_word":"sums","sentiment":"neutral","sentiment_score":0.11823640763759612},{"word":"of","start":850.52,"end":850.68005,"confidence":0.9902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12342656403779984},{"word":"money","start":850.68005,"end":850.92004,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.10347802937030792},{"word":"out","start":850.92004,"end":851.08,"confidence":0.7519531,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.11646993458271028},{"word":"for","start":851.08,"end":851.24005,"confidence":0.73779297,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10613217949867249},{"word":"loans","start":851.24005,"end":851.56,"confidence":0.9892578,"punctuated_word":"loans","sentiment":"neutral","sentiment_score":0.07051721215248108},{"word":"and","start":851.56,"end":851.72003,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1075955182313919},{"word":"things","start":851.72003,"end":852.04004,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.0983491986989975},{"word":"like","start":852.04004,"end":852.2,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.06164904311299324},{"word":"that","start":852.2,"end":852.44,"confidence":0.9914551,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.11762885004281998},{"word":"they","start":852.44,"end":852.68005,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.1369384080171585},{"word":"often","start":852.68005,"end":853.155,"confidence":0.99609375,"punctuated_word":"often","sentiment":"neutral","sentiment_score":0.15190063416957855},{"word":"are","start":853.315,"end":853.55505,"confidence":0.99316406,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.16220778226852417},{"word":"willing","start":853.55505,"end":853.715,"confidence":1.0,"punctuated_word":"willing","sentiment":"neutral","sentiment_score":0.14079320430755615},{"word":"to","start":853.715,"end":853.875,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15536947548389435},{"word":"come","start":853.875,"end":854.11505,"confidence":0.9941406,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.15806184709072113},{"word":"to","start":854.11505,"end":854.275,"confidence":0.98095703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14446735382080078},{"word":"the","start":854.275,"end":854.35504,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15141604840755463},{"word":"party","start":854.35504,"end":854.755,"confidence":0.9970703,"punctuated_word":"party","sentiment":"neutral","sentiment_score":0.16308829188346863},{"word":"and","start":854.755,"end":854.91504,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13137248158454895},{"word":"put","start":854.91504,"end":855.155,"confidence":0.99902344,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.1828853040933609},{"word":"some","start":855.155,"end":855.315,"confidence":0.9892578,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.14215326309204102},{"word":"extra","start":855.315,"end":855.715,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.11731334030628204},{"word":"money","start":855.715,"end":856.11505,"confidence":0.99902344,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.12302103638648988},{"word":"into","start":856.11505,"end":856.43506,"confidence":0.8286133,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.1363716423511505},{"word":"the","start":856.43506,"end":856.515,"confidence":0.31811523,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14675047993659973},{"word":"tds","start":856.515,"end":856.99506,"confidence":0.6147461,"punctuated_word":"TDs","sentiment":"neutral","sentiment_score":0.15112751722335815},{"word":"and","start":856.99506,"end":857.155,"confidence":0.8989258,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12625622749328613},{"word":"offer","start":857.155,"end":857.47504,"confidence":0.9873047,"punctuated_word":"offer","sentiment":"neutral","sentiment_score":0.15478117763996124},{"word":"better","start":857.47504,"end":857.79504,"confidence":0.9760742,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.1393197625875473},{"word":"rates","start":857.79504,"end":858.195,"confidence":0.9008789,"punctuated_word":"rates.","sentiment":"neutral","sentiment_score":0.17662806808948517},{"word":"so","start":858.195,"end":858.695,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1416405588388443},{"word":"i","start":859.075,"end":859.23505,"confidence":0.7729492,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17544817924499512},{"word":"could","start":859.23505,"end":859.47504,"confidence":0.9506836,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.17218682169914246},{"word":"always","start":859.47504,"end":859.715,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.20503956079483032},{"word":"give","start":859.715,"end":859.955,"confidence":0.99902344,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.15818578004837036},{"word":"you","start":859.955,"end":860.11505,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18663731217384336},{"word":"these","start":860.11505,"end":860.43506,"confidence":0.9970703,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.15370485186576843},{"word":"emails","start":860.43506,"end":860.835,"confidence":0.9970703,"punctuated_word":"emails","sentiment":"neutral","sentiment_score":0.11898420751094818},{"word":"and","start":860.835,"end":860.99506,"confidence":0.9873047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14993232488632202},{"word":"have","start":860.99506,"end":861.155,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16568107903003693},{"word":"a","start":861.155,"end":861.23505,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15915542840957642},{"word":"look","start":861.23505,"end":861.395,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.10351167619228364},{"word":"at","start":861.395,"end":861.47504,"confidence":0.9770508,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1148313656449318},{"word":"what","start":861.47504,"end":861.715,"confidence":0.99609375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.12418613582849504},{"word":"nab's","start":861.715,"end":862.195,"confidence":0.6879069,"punctuated_word":"NAB's","sentiment":"neutral","sentiment_score":0.08635265380144119},{"word":"got","start":862.195,"end":862.35504,"confidence":0.5576172,"punctuated_word":"got.","sentiment":"neutral","sentiment_score":0.09557463228702544},{"word":"and","start":862.35504,"end":862.43506,"confidence":0.7285156,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08852912485599518},{"word":"you","start":862.43506,"end":862.59503,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0896015465259552},{"word":"can","start":862.59503,"end":862.755,"confidence":0.85546875,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.09678226709365843},{"word":"always","start":862.755,"end":862.99506,"confidence":0.99121094,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.14273697137832642},{"word":"go","start":862.99506,"end":863.155,"confidence":0.84228516,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.11494464427232742},{"word":"to","start":863.155,"end":863.23505,"confidence":0.72265625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11223100125789642},{"word":"them","start":863.23505,"end":863.395,"confidence":0.9770508,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.08798135071992874},{"word":"and","start":863.395,"end":863.55505,"confidence":0.9536133,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0974620208144188},{"word":"go","start":863.55505,"end":863.79504,"confidence":0.90966797,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":0.10630685836076736},{"word":"hey","start":863.79504,"end":864.03503,"confidence":0.9248047,"punctuated_word":"hey.","sentiment":"neutral","sentiment_score":0.09584629535675047},{"word":"look","start":864.03503,"end":864.275,"confidence":0.7910156,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":0.09627935290336607},{"word":"there's","start":864.275,"end":864.515,"confidence":0.98950195,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.09101419150829317},{"word":"some","start":864.515,"end":864.755,"confidence":0.96777344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.0721726343035698},{"word":"other","start":864.755,"end":864.99506,"confidence":0.9980469,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.07545778155326843},{"word":"rates","start":864.99506,"end":865.23505,"confidence":0.92822266,"punctuated_word":"rates","sentiment":"neutral","sentiment_score":0.06627675145864487},{"word":"out","start":865.23505,"end":865.47504,"confidence":0.8911133,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.06677989661693573},{"word":"there","start":865.47504,"end":865.635,"confidence":0.98168945,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.06757305562496185},{"word":"what","start":865.635,"end":865.79504,"confidence":0.99609375,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.0771525651216507},{"word":"are","start":865.79504,"end":865.955,"confidence":0.99316406,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.06042645871639252},{"word":"you","start":865.955,"end":866.11505,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0749293714761734},{"word":"willing","start":866.11505,"end":866.515,"confidence":0.9667969,"punctuated_word":"willing","sentiment":"neutral","sentiment_score":0.0725582093000412},{"word":"to","start":866.515,"end":866.59503,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08217598497867584},{"word":"offer","start":866.59503,"end":866.91504,"confidence":0.99902344,"punctuated_word":"offer","sentiment":"neutral","sentiment_score":0.05358806252479553},{"word":"me","start":866.91504,"end":867.41504,"confidence":0.7854004,"punctuated_word":"me?","sentiment":"neutral","sentiment_score":0.06737472862005234},{"word":"and","start":867.72,"end":867.95996,"confidence":0.9140625,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07206834852695465},{"word":"see","start":867.95996,"end":868.12,"confidence":0.9614258,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.08150584995746613},{"word":"what","start":868.12,"end":868.36,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.06617578864097595},{"word":"kind","start":868.36,"end":868.51996,"confidence":0.9970703,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.05467116832733154},{"word":"of","start":868.51996,"end":868.76,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07335466146469116},{"word":"a","start":868.76,"end":868.92,"confidence":0.8457031,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07288327813148499},{"word":"a","start":868.92,"end":869.0,"confidence":0.84228516,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07176312059164047},{"word":"term","start":869.0,"end":869.32,"confidence":0.29418945,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.07181601226329803},{"word":"deposit","start":869.32,"end":869.63995,"confidence":0.98828125,"punctuated_word":"deposit","sentiment":"neutral","sentiment_score":0.05222514271736145},{"word":"rate","start":869.63995,"end":869.88,"confidence":0.9375,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":0.08515109866857529},{"word":"they","start":869.88,"end":870.12,"confidence":0.96875,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.07428012788295746},{"word":"might","start":870.12,"end":870.27997,"confidence":0.99902344,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.051770612597465515},{"word":"offer","start":870.27997,"end":870.6,"confidence":0.9980469,"punctuated_word":"offer","sentiment":"neutral","sentiment_score":0.06819289922714233},{"word":"you","start":870.6,"end":870.76,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07761922478675842},{"word":"for","start":870.76,"end":870.92,"confidence":0.98535156,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.061431437730789185},{"word":"a","start":870.92,"end":871.07996,"confidence":0.9550781,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08235150575637817},{"word":"certain","start":871.07996,"end":871.39996,"confidence":0.9951172,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":0.05997360497713089},{"word":"time","start":871.39996,"end":871.72,"confidence":0.7717285,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.08564190566539764},{"word":"they","start":871.72,"end":871.88,"confidence":0.984375,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.09522023797035216},{"word":"might","start":871.88,"end":872.19995,"confidence":0.99902344,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.08972839266061783},{"word":"come","start":872.19995,"end":872.36,"confidence":1.0,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.10292733460664748},{"word":"back","start":872.36,"end":872.6,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.11093554645776749},{"word":"with","start":872.6,"end":872.83997,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08074776083230972},{"word":"something","start":872.83997,"end":873.16,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.085199736058712},{"word":"a","start":873.16,"end":873.24,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07385174930095673},{"word":"little","start":873.24,"end":873.48,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.07726074755191803},{"word":"bit","start":873.48,"end":873.88,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.08814242482185364},{"word":"nicer","start":873.88,"end":874.27997,"confidence":0.9863281,"punctuated_word":"nicer","sentiment":"neutral","sentiment_score":0.10001561045646667},{"word":"than","start":874.27997,"end":874.44,"confidence":0.9951172,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.008357979357242584},{"word":"what","start":874.44,"end":874.68,"confidence":0.9970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0243692547082901},{"word":"their","start":874.68,"end":875.18,"confidence":0.78564453,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.0053289346396923065},{"word":"advertised","start":875.63995,"end":876.13995,"confidence":0.7607422,"punctuated_word":"advertised","sentiment":"neutral","sentiment_score":0.014145243912935255},{"word":"rate","start":876.36,"end":876.6,"confidence":0.61865234,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":0.013621561229228972},{"word":"is","start":876.6,"end":876.76,"confidence":0.984375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.007818471640348434},{"word":"for","start":876.76,"end":877.0,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.00538143515586853},{"word":"you","start":877.0,"end":877.5,"confidence":0.99853516,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.010295787826180458},{"word":"yeah","start":877.56,"end":878.06,"confidence":0.99194336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0007471498101949692},{"word":"yeah","start":878.36,"end":878.86,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.011622751131653786},{"word":"yep","start":879.16,"end":879.66,"confidence":0.9230957,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0903293713927269},{"word":"excellent","start":881.945,"end":882.445,"confidence":0.95458984,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.3970167636871338},{"word":"excellent","start":883.385,"end":883.885,"confidence":0.99902344,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.34794867038726807},{"word":"so","start":884.105,"end":884.425,"confidence":0.98095703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11635889112949371},{"word":"we're","start":884.425,"end":884.745,"confidence":0.88842773,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.11083558201789856},{"word":"selling","start":884.745,"end":885.065,"confidence":0.9902344,"punctuated_word":"selling","sentiment":"neutral","sentiment_score":0.13093698024749756},{"word":"your","start":885.065,"end":885.305,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1338624209165573},{"word":"car","start":885.305,"end":885.805,"confidence":0.94555664,"punctuated_word":"car.","sentiment":"neutral","sentiment_score":0.08678779751062393},{"word":"when","start":886.185,"end":886.345,"confidence":0.7709961,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.04934835433959961},{"word":"are","start":886.345,"end":886.425,"confidence":0.9560547,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.06419810652732849},{"word":"you","start":886.425,"end":886.585,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0791931226849556},{"word":"sort","start":886.585,"end":886.825,"confidence":0.984375,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.06477499008178711},{"word":"of","start":886.825,"end":886.905,"confidence":0.92822266,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06581444293260574},{"word":"thinking","start":886.905,"end":887.385,"confidence":1.0,"punctuated_word":"thinking","sentiment":"neutral","sentiment_score":0.07511867582798004},{"word":"that","start":887.385,"end":887.885,"confidence":0.76416016,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06781736761331558},{"word":"in","start":888.025,"end":888.265,"confidence":0.53466797,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0589180514216423},{"word":"the","start":888.265,"end":888.425,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09888868033885956},{"word":"process","start":888.425,"end":888.905,"confidence":0.90600586,"punctuated_word":"process?","sentiment":"neutral","sentiment_score":0.08003444969654083},{"word":"have","start":888.905,"end":889.065,"confidence":0.9970703,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.03119503892958164},{"word":"you","start":889.065,"end":889.145,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.034509722143411636},{"word":"got","start":889.145,"end":889.385,"confidence":0.9921875,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.034779634326696396},{"word":"a","start":889.385,"end":889.465,"confidence":0.9741211,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02768838033080101},{"word":"time","start":889.465,"end":889.705,"confidence":0.95703125,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.0291402954608202},{"word":"frame","start":889.705,"end":889.945,"confidence":0.99316406,"punctuated_word":"frame","sentiment":"neutral","sentiment_score":0.030083050951361656},{"word":"for","start":889.945,"end":890.105,"confidence":0.82373047,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.02106837742030621},{"word":"when","start":890.105,"end":890.265,"confidence":0.9941406,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.030971290543675423},{"word":"you're","start":890.265,"end":890.505,"confidence":0.98046875,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.035353872925043106},{"word":"sort","start":890.505,"end":890.745,"confidence":0.9658203,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.035061899572610855},{"word":"of","start":890.745,"end":890.825,"confidence":0.9291992,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.038226768374443054},{"word":"hoping","start":890.825,"end":891.065,"confidence":0.9970703,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.04371742531657219},{"word":"to","start":891.065,"end":891.225,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.051040299236774445},{"word":"start","start":891.225,"end":891.545,"confidence":0.9716797,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.05076291784644127},{"word":"selling","start":891.545,"end":891.785,"confidence":0.9921875,"punctuated_word":"selling","sentiment":"neutral","sentiment_score":0.040128499269485474},{"word":"the","start":891.785,"end":892.025,"confidence":0.93847656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0461728572845459},{"word":"vehicle","start":892.025,"end":892.505,"confidence":0.94677734,"punctuated_word":"vehicle?","sentiment":"neutral","sentiment_score":0.04934088513255119},{"word":"or","start":892.505,"end":893.005,"confidence":0.79296875,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.04287182539701462},{"word":"yep","start":899.48004,"end":899.98004,"confidence":0.6470947,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07910706847906113},{"word":"yep","start":912.115,"end":912.615,"confidence":0.923584,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11789878457784651},{"word":"yep","start":929.29004,"end":929.79004,"confidence":0.986084,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.06489366292953491},{"word":"yep","start":936.65,"end":937.13,"confidence":0.89453125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.020239274948835373},{"word":"yeah","start":937.13,"end":937.45,"confidence":0.9506836,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02361781895160675},{"word":"absolutely","start":937.45,"end":937.95,"confidence":0.9946289,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.05648595094680786},{"word":"august","start":940.505,"end":941.005,"confidence":0.9667969,"punctuated_word":"August.","sentiment":"neutral","sentiment_score":0.004418696276843548},{"word":"yeah","start":941.225,"end":941.725,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0026659127324819565},{"word":"yeah","start":944.745,"end":945.245,"confidence":0.87841797,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.017246343195438385},{"word":"yep","start":949.625,"end":950.125,"confidence":0.9182129,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.03420335799455643},{"word":"no","start":950.985,"end":951.225,"confidence":0.97875977,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.12588974833488464},{"word":"understandable","start":951.225,"end":951.725,"confidence":0.9913737,"punctuated_word":"Understandable.","sentiment":"neutral","sentiment_score":-0.11606131494045258},{"word":"absolutely","start":952.425,"end":952.925,"confidence":0.9980469,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":-0.13206788897514343},{"word":"no","start":953.385,"end":953.545,"confidence":0.9748535,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.19991765916347504},{"word":"that's","start":953.545,"end":953.865,"confidence":0.9916992,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.15725815296173096},{"word":"absolutely","start":953.865,"end":954.24,"confidence":0.49853516,"punctuated_word":"absolutely","sentiment":"negative","sentiment_score":-0.5466084480285645},{"word":"fine","start":954.39996,"end":954.89996,"confidence":0.99902344,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":-0.29780298471450806},{"word":"yep","start":963.2,"end":963.7,"confidence":0.7192383,"punctuated_word":"Yep.","sentiment":"negative","sentiment_score":-0.41014331579208374},{"word":"yep","start":966.32,"end":966.585,"confidence":0.66064453,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.04414805769920349},{"word":"yeah","start":967.145,"end":967.54504,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.010266894474625587},{"word":"absolutely","start":967.54504,"end":968.04504,"confidence":0.99560547,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.011112004518508911},{"word":"no","start":968.505,"end":968.745,"confidence":0.9658203,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.03723134472966194},{"word":"completely","start":968.745,"end":969.245,"confidence":0.9980469,"punctuated_word":"Completely","sentiment":"neutral","sentiment_score":0.027896307408809665},{"word":"understandable","start":969.465,"end":969.965,"confidence":0.9980469,"punctuated_word":"understandable.","sentiment":"neutral","sentiment_score":0.05488511174917221},{"word":"all","start":970.585,"end":970.825,"confidence":0.68896484,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.32179826498031616},{"word":"good","start":970.825,"end":971.325,"confidence":0.9995117,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.3633726239204407},{"word":"sounds","start":971.54504,"end":971.945,"confidence":0.97998047,"punctuated_word":"Sounds","sentiment":"positive","sentiment_score":0.36183416843414307},{"word":"like","start":971.945,"end":972.10504,"confidence":0.9980469,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.33485743403434753},{"word":"a","start":972.10504,"end":972.185,"confidence":0.58691406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.33061403036117554},{"word":"plan","start":972.185,"end":972.505,"confidence":0.9626465,"punctuated_word":"plan.","sentiment":"neutral","sentiment_score":0.2853718400001526},{"word":"well","start":972.505,"end":972.66504,"confidence":0.9655762,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.14079105854034424},{"word":"i'll","start":972.66504,"end":972.905,"confidence":0.9980469,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.10730485618114471},{"word":"get","start":972.905,"end":972.98505,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.12023120373487473},{"word":"after","start":973.385,"end":973.78503,"confidence":0.9863281,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.12129510939121246},{"word":"the","start":973.78503,"end":973.86505,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11389455944299698},{"word":"call","start":973.86505,"end":974.10504,"confidence":0.9885254,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.14577540755271912},{"word":"i'll","start":974.10504,"end":974.265,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1590377539396286},{"word":"go","start":974.265,"end":974.34503,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1926363706588745},{"word":"and","start":974.34503,"end":974.505,"confidence":0.96972656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1590665727853775},{"word":"do","start":974.505,"end":974.66504,"confidence":0.9863281,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.16987502574920654},{"word":"some","start":974.66504,"end":974.905,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.16554071009159088},{"word":"research","start":974.905,"end":975.22504,"confidence":0.9941406,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.1549680083990097},{"word":"for","start":975.22504,"end":975.385,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.17167870700359344},{"word":"you","start":975.385,"end":975.54504,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15922483801841736},{"word":"and","start":975.54504,"end":975.705,"confidence":0.96972656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13809341192245483},{"word":"send","start":975.705,"end":975.945,"confidence":0.9980469,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.15159663558006287},{"word":"you","start":975.945,"end":976.025,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16198793053627014},{"word":"an","start":976.025,"end":976.265,"confidence":0.9980469,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.17754711210727692},{"word":"email","start":976.265,"end":976.765,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.214694082736969},{"word":"on","start":976.98505,"end":977.145,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.14685538411140442},{"word":"some","start":977.145,"end":977.385,"confidence":0.99121094,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.1463027149438858},{"word":"term","start":977.385,"end":977.705,"confidence":0.76708984,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.13923396170139313},{"word":"deposit","start":977.705,"end":978.185,"confidence":1.0,"punctuated_word":"deposit","sentiment":"neutral","sentiment_score":0.11551790684461594},{"word":"rates","start":978.185,"end":978.505,"confidence":0.9355469,"punctuated_word":"rates.","sentiment":"neutral","sentiment_score":0.14913170039653778},{"word":"i'll","start":978.505,"end":978.66504,"confidence":0.9616699,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1557898223400116},{"word":"get","start":978.66504,"end":978.825,"confidence":0.9951172,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.16564282774925232},{"word":"it","start":978.825,"end":978.98505,"confidence":0.94970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.16017991304397583},{"word":"through","start":978.98505,"end":979.145,"confidence":0.99121094,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.129002183675766},{"word":"either","start":979.145,"end":979.385,"confidence":0.9902344,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.14862585067749023},{"word":"today","start":979.385,"end":979.705,"confidence":0.99316406,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.1733526587486267},{"word":"or","start":979.705,"end":979.86505,"confidence":0.9951172,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1562788188457489},{"word":"monday","start":979.86505,"end":980.185,"confidence":1.0,"punctuated_word":"Monday","sentiment":"neutral","sentiment_score":0.16874368488788605},{"word":"for","start":980.185,"end":980.34503,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.19035810232162476},{"word":"you","start":980.34503,"end":980.505,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16424426436424255},{"word":"just","start":980.505,"end":980.745,"confidence":0.8413086,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.17294864356517792},{"word":"so","start":980.745,"end":980.825,"confidence":0.96435547,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1547357738018036},{"word":"i","start":980.825,"end":980.905,"confidence":0.8359375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16263699531555176},{"word":"can","start":980.905,"end":981.065,"confidence":0.99121094,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.18364068865776065},{"word":"do","start":981.065,"end":981.185,"confidence":0.9770508,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.20609280467033383},{"word":"a","start":981.185,"end":981.305,"confidence":0.9838867,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23785480856895447},{"word":"bit","start":981.305,"end":981.54504,"confidence":0.98095703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.2252555340528488},{"word":"of","start":981.54504,"end":981.625,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22695620357990265},{"word":"research","start":981.625,"end":981.93,"confidence":0.9560547,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.17608001828193665},{"word":"around","start":982.01,"end":982.25,"confidence":0.9980469,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.21538057923316956},{"word":"the","start":982.25,"end":982.41,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15080967545509338},{"word":"options","start":982.41,"end":982.81,"confidence":0.9941406,"punctuated_word":"options","sentiment":"neutral","sentiment_score":0.09349320083856584},{"word":"there","start":982.81,"end":983.13,"confidence":0.8586426,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.17498314380645752},{"word":"what","start":983.13,"end":983.61,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.19520732760429385},{"word":"what","start":983.61,"end":983.85,"confidence":0.9970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1526373028755188},{"word":"is","start":983.85,"end":984.08997,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11922091990709303},{"word":"available","start":984.08997,"end":984.58997,"confidence":0.9946289,"punctuated_word":"available,","sentiment":"neutral","sentiment_score":0.13307562470436096},{"word":"what's","start":984.64996,"end":985.05,"confidence":0.9970703,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.17989830672740936},{"word":"out","start":985.05,"end":985.13,"confidence":0.9941406,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.13652630150318146},{"word":"there","start":985.13,"end":985.45,"confidence":0.96362305,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.1633034199476242},{"word":"and","start":985.45,"end":985.93,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20372873544692993},{"word":"give","start":985.93,"end":986.08997,"confidence":0.5390625,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.1992402970790863},{"word":"you","start":986.08997,"end":986.17,"confidence":0.984375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2117312103509903},{"word":"some","start":986.17,"end":986.41,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.20485833287239075},{"word":"information","start":986.41,"end":986.91,"confidence":0.99902344,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.1808711141347885},{"word":"to","start":986.97,"end":987.05,"confidence":0.87890625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20994970202445984},{"word":"kinda","start":987.05,"end":987.37,"confidence":0.6953125,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.18737387657165527},{"word":"break","start":987.37,"end":987.61,"confidence":0.97998047,"punctuated_word":"break","sentiment":"neutral","sentiment_score":0.21086019277572632},{"word":"it","start":987.61,"end":987.69,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.19637301564216617},{"word":"down","start":987.69,"end":988.01,"confidence":0.99853516,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":0.18649515509605408},{"word":"you","start":988.01,"end":988.17,"confidence":0.9873047,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.1086660623550415},{"word":"also","start":988.17,"end":988.49,"confidence":0.60498047,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.10471954941749571},{"word":"then","start":988.49,"end":988.64996,"confidence":0.98095703,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.10488666594028472},{"word":"have","start":988.64996,"end":988.89,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13901077210903168},{"word":"my","start":988.89,"end":989.05,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.1503588706254959},{"word":"direct","start":989.05,"end":989.45,"confidence":0.99902344,"punctuated_word":"direct","sentiment":"neutral","sentiment_score":0.1455085426568985},{"word":"contact","start":989.45,"end":989.93,"confidence":0.98828125,"punctuated_word":"contact","sentiment":"neutral","sentiment_score":0.10492220520973206},{"word":"email","start":989.93,"end":990.25,"confidence":0.76049805,"punctuated_word":"email.","sentiment":"neutral","sentiment_score":0.13281702995300293},{"word":"so","start":990.25,"end":990.49,"confidence":0.9135742,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14719386398792267},{"word":"if","start":990.49,"end":990.57,"confidence":0.9770508,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.15191268920898438},{"word":"you","start":990.57,"end":990.73,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14878085255622864},{"word":"have","start":990.73,"end":990.97,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12446372210979462},{"word":"questions","start":990.97,"end":991.37,"confidence":0.9980469,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.12416094541549684},{"word":"at","start":991.37,"end":991.52997,"confidence":0.9941406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11120479553937912},{"word":"any","start":991.52997,"end":991.77,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.1336236596107483},{"word":"point","start":991.77,"end":992.08997,"confidence":0.99902344,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.07155296206474304},{"word":"or","start":992.08997,"end":992.25,"confidence":0.97998047,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.12228525429964066},{"word":"wanna","start":992.25,"end":992.75,"confidence":0.99609375,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.14949512481689453},{"word":"talk","start":992.81,"end":993.05,"confidence":0.9838867,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.14216579496860504},{"word":"about","start":993.05,"end":993.29,"confidence":0.9941406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.15941572189331055},{"word":"anything","start":993.29,"end":993.69,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.1634448766708374},{"word":"else","start":993.69,"end":993.93,"confidence":0.9980469,"punctuated_word":"else,","sentiment":"neutral","sentiment_score":0.14176854491233826},{"word":"you","start":993.93,"end":994.08997,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1383240818977356},{"word":"can","start":994.08997,"end":994.17,"confidence":0.97509766,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13234755396842957},{"word":"always","start":994.17,"end":994.57,"confidence":0.99121094,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.17538878321647644},{"word":"email","start":994.57,"end":994.89,"confidence":0.98535156,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.1563130021095276},{"word":"me","start":994.89,"end":995.21,"confidence":0.9802246,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.1334252655506134},{"word":"contact","start":995.21,"end":995.61,"confidence":0.99902344,"punctuated_word":"contact","sentiment":"neutral","sentiment_score":0.11737920343875884},{"word":"me","start":995.61,"end":995.77,"confidence":0.9926758,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.15469127893447876},{"word":"and","start":995.77,"end":995.93,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15698827803134918},{"word":"i","start":995.93,"end":996.01,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16612988710403442},{"word":"can","start":996.01,"end":996.25,"confidence":0.9921875,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.16512784361839294},{"word":"make","start":996.25,"end":996.49,"confidence":0.9980469,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.1573987603187561},{"word":"time","start":996.49,"end":996.73,"confidence":0.99316406,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.18498331308364868},{"word":"to","start":996.73,"end":996.97,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18864960968494415},{"word":"catch","start":996.97,"end":997.21,"confidence":0.9980469,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.1528228372335434},{"word":"up","start":997.21,"end":997.37,"confidence":0.99316406,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1305381804704666},{"word":"with","start":997.37,"end":997.52997,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.15643008053302765},{"word":"you","start":997.52997,"end":997.69,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15996664762496948},{"word":"as","start":997.69,"end":997.905,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.18790137767791748},{"word":"well","start":997.905,"end":998.385,"confidence":0.9941406,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.12562939524650574},{"word":"okay","start":998.385,"end":998.885,"confidence":0.97216797,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.10077189654111862},{"word":"excellent","start":1001.905,"end":1002.405,"confidence":0.8598633,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.5142592191696167},{"word":"now","start":1003.74506,"end":1004.065,"confidence":0.8852539,"punctuated_word":"Now","sentiment":"positive","sentiment_score":0.4026110768318176},{"word":"with","start":1004.065,"end":1004.385,"confidence":0.9404297,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.4468846917152405},{"word":"your","start":1004.385,"end":1004.625,"confidence":0.9560547,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5146474838256836},{"word":"super","start":1004.625,"end":1005.10504,"confidence":0.63061523,"punctuated_word":"super,","sentiment":"positive","sentiment_score":0.4732522964477539},{"word":"just","start":1005.10504,"end":1005.34503,"confidence":0.9589844,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3910430669784546},{"word":"sort","start":1005.34503,"end":1005.505,"confidence":0.90283203,"punctuated_word":"sort","sentiment":"positive","sentiment_score":0.35069936513900757},{"word":"of","start":1005.505,"end":1005.66504,"confidence":0.88427734,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3933877944946289},{"word":"touching","start":1005.66504,"end":1005.98505,"confidence":0.99121094,"punctuated_word":"touching","sentiment":"positive","sentiment_score":0.44528478384017944},{"word":"base","start":1005.98505,"end":1006.22504,"confidence":0.93359375,"punctuated_word":"base","sentiment":"positive","sentiment_score":0.4363895356655121},{"word":"to","start":1006.22504,"end":1006.385,"confidence":0.87060547,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.35098111629486084},{"word":"see","start":1006.385,"end":1006.625,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.3266298770904541},{"word":"how","start":1006.625,"end":1006.78503,"confidence":0.9980469,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.3160417079925537},{"word":"things","start":1006.78503,"end":1007.10504,"confidence":1.0,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.34422045946121216},{"word":"are","start":1007.10504,"end":1007.18506,"confidence":0.9980469,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.3346603512763977},{"word":"going","start":1007.18506,"end":1007.42505,"confidence":0.99316406,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.41735491156578064},{"word":"there","start":1007.42505,"end":1007.66504,"confidence":0.8405762,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.08612993359565735},{"word":"i","start":1007.66504,"end":1007.905,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0816340446472168},{"word":"did","start":1007.905,"end":1008.145,"confidence":0.9838867,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.12181276082992554},{"word":"send","start":1008.145,"end":1008.465,"confidence":0.97265625,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.08085411787033081},{"word":"through","start":1008.465,"end":1008.705,"confidence":0.7988281,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.05913148820400238},{"word":"an","start":1008.705,"end":1008.945,"confidence":0.9980469,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.08173611015081406},{"word":"email","start":1008.945,"end":1009.34503,"confidence":0.99902344,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.08426369726657867},{"word":"to","start":1009.34503,"end":1009.585,"confidence":0.8354492,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0651020035147667},{"word":"you","start":1009.585,"end":1009.74506,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06643702834844589},{"word":"just","start":1009.74506,"end":1009.98505,"confidence":0.96435547,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08372832834720612},{"word":"with","start":1009.98505,"end":1010.145,"confidence":0.6376953,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06765560805797577},{"word":"some","start":1010.145,"end":1010.385,"confidence":0.97802734,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.04777716100215912},{"word":"annual","start":1010.385,"end":1010.78503,"confidence":0.9760742,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.06308498978614807},{"word":"review","start":1010.78503,"end":1011.10504,"confidence":0.97998047,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.05504165962338448},{"word":"documents","start":1011.10504,"end":1011.60504,"confidence":0.9951172,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.05880764126777649},{"word":"there","start":1011.66504,"end":1012.08,"confidence":0.38867188,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.06272609531879425},{"word":"attached","start":1012.16003,"end":1012.4,"confidence":0.986084,"punctuated_word":"attached.","sentiment":"neutral","sentiment_score":0.04740052297711373},{"word":"are","start":1012.4,"end":1012.56,"confidence":0.89208984,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.014688856899738312},{"word":"you","start":1012.56,"end":1012.88,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.017899008467793465},{"word":"able","start":1012.88,"end":1013.2,"confidence":0.9980469,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.016845298931002617},{"word":"to","start":1013.2,"end":1013.44,"confidence":0.9873047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01626865193247795},{"word":"access","start":1013.44,"end":1013.84,"confidence":0.99902344,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.016058968380093575},{"word":"your","start":1013.84,"end":1014.08,"confidence":0.55615234,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.016363440081477165},{"word":"email","start":1014.08,"end":1014.48004,"confidence":0.98828125,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.020579596981406212},{"word":"at","start":1014.48004,"end":1014.56,"confidence":0.98828125,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.01271826308220625},{"word":"the","start":1014.56,"end":1014.72003,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.022477775812149048},{"word":"moment","start":1014.72003,"end":1015.04004,"confidence":0.9970703,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.022314725443720818},{"word":"if","start":1015.04004,"end":1015.2,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.02875049039721489},{"word":"you're","start":1015.2,"end":1015.36005,"confidence":0.94189453,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.021026134490966797},{"word":"not","start":1015.36005,"end":1015.60004,"confidence":0.9980469,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":-0.024702006950974464},{"word":"that's","start":1015.60004,"end":1015.92004,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.013420536182820795},{"word":"okay","start":1015.92004,"end":1016.42004,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.03865877166390419},{"word":"yes","start":1016.72003,"end":1016.96,"confidence":0.717041,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.30281776189804077},{"word":"beautiful","start":1016.96,"end":1017.46,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6358523964881897},{"word":"it","start":1018.48004,"end":1018.8,"confidence":0.8095703,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.11148063838481904},{"word":"probably","start":1018.8,"end":1019.12,"confidence":0.6738281,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.1374003142118454},{"word":"comes","start":1019.12,"end":1019.28,"confidence":0.7949219,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.11145664751529694},{"word":"through","start":1019.28,"end":1019.78,"confidence":0.9941406,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.12786759436130524},{"word":"from","start":1020.0,"end":1020.08,"confidence":0.9248047,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.10461468249559402},{"word":"oh","start":1020.16003,"end":1020.4,"confidence":0.61291504,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.12641417980194092},{"word":"do","start":1020.4,"end":1020.64,"confidence":0.8857422,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.12870974838733673},{"word":"sign","start":1020.64,"end":1021.04004,"confidence":0.5131836,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.11623357236385344},{"word":"and","start":1021.04004,"end":1021.2,"confidence":0.7001953,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1068417876958847},{"word":"from","start":1021.2,"end":1021.52,"confidence":0.9873047,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.12614120543003082},{"word":"dana","start":1021.52,"end":1021.84,"confidence":0.92333984,"punctuated_word":"Dana","sentiment":"neutral","sentiment_score":0.1444951295852661},{"word":"taylor","start":1021.84,"end":1022.24,"confidence":0.9707031,"punctuated_word":"Taylor","sentiment":"neutral","sentiment_score":0.13654068112373352},{"word":"is","start":1022.24,"end":1022.4,"confidence":0.8378906,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11642363667488098},{"word":"my","start":1022.4,"end":1022.56,"confidence":0.99316406,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.1010655164718628},{"word":"name","start":1022.56,"end":1023.06,"confidence":0.9980469,"punctuated_word":"name.","sentiment":"neutral","sentiment_score":0.12453749775886536},{"word":"so","start":1028.1649,"end":1028.565,"confidence":0.6040039,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05074493959546089},{"word":"before","start":1028.565,"end":1028.965,"confidence":0.98535156,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.035216234624385834},{"word":"you","start":1028.965,"end":1029.205,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04485804960131645},{"word":"type","start":1029.205,"end":1029.445,"confidence":0.33325195,"punctuated_word":"type","sentiment":"neutral","sentiment_score":0.029509082436561584},{"word":"before","start":1029.525,"end":1029.845,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.019226334989070892},{"word":"you","start":1029.845,"end":1030.085,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.027723807841539383},{"word":"press","start":1030.085,"end":1030.405,"confidence":0.97314453,"punctuated_word":"press","sentiment":"neutral","sentiment_score":0.01932365447282791},{"word":"that","start":1030.405,"end":1030.485,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02968700975179672},{"word":"one","start":1030.485,"end":1030.8049,"confidence":0.98706055,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":0.02511231973767281},{"word":"if","start":1030.8049,"end":1030.965,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.027970027178525925},{"word":"you","start":1030.965,"end":1031.0449,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02213270962238312},{"word":"just","start":1031.0449,"end":1031.2849,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0208981204777956},{"word":"go","start":1031.2849,"end":1031.525,"confidence":0.98828125,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.011966727674007416},{"word":"back","start":1031.525,"end":1031.6849,"confidence":0.9980469,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.02155786380171776},{"word":"to","start":1031.6849,"end":1031.845,"confidence":0.97998047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.012114428915083408},{"word":"the","start":1031.845,"end":1031.9249,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.028441373258829117},{"word":"main","start":1031.9249,"end":1032.405,"confidence":1.0,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.020585207268595695},{"word":"email","start":1032.405,"end":1032.8049,"confidence":0.8510742,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":0.026635732501745224},{"word":"on","start":1032.8049,"end":1032.965,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.030969545245170593},{"word":"the","start":1032.965,"end":1033.125,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.038150154054164886},{"word":"bottom","start":1033.125,"end":1033.525,"confidence":0.98828125,"punctuated_word":"bottom","sentiment":"neutral","sentiment_score":0.03804750367999077},{"word":"there's","start":1033.525,"end":1033.845,"confidence":0.77124023,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.031490202993154526},{"word":"the","start":1033.845,"end":1034.1649,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.024920102208852768},{"word":"attachment","start":1034.1649,"end":1034.6649,"confidence":0.91748047,"punctuated_word":"attachment.","sentiment":"neutral","sentiment_score":0.015889862552285194},{"word":"mhmm","start":1038.965,"end":1039.465,"confidence":0.98413086,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.032052963972091675},{"word":"that's","start":1045.9501,"end":1046.3501,"confidence":0.87158203,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.04226359724998474},{"word":"the","start":1046.3501,"end":1046.43,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.035191018134355545},{"word":"one","start":1046.43,"end":1046.75,"confidence":0.8051758,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.034937407821416855},{"word":"yeah","start":1046.75,"end":1046.99,"confidence":0.986084,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04805400595068931},{"word":"if","start":1046.99,"end":1047.15,"confidence":0.99316406,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.04134716093540192},{"word":"you","start":1047.15,"end":1047.39,"confidence":0.98828125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.035471126437187195},{"word":"if","start":1047.39,"end":1047.79,"confidence":0.40185547,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0372404083609581},{"word":"you","start":1047.79,"end":1047.9501,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.032239943742752075},{"word":"there","start":1048.5901,"end":1048.91,"confidence":0.8510742,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.03009660169482231},{"word":"is","start":1048.91,"end":1049.23,"confidence":0.9897461,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.028514528647065163},{"word":"yeah","start":1049.23,"end":1049.39,"confidence":0.9863281,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07611864805221558},{"word":"if","start":1049.39,"end":1049.55,"confidence":0.9921875,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.1019885465502739},{"word":"you","start":1049.55,"end":1049.7101,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09374365210533142},{"word":"open","start":1049.7101,"end":1050.03,"confidence":0.90771484,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.08476753532886505},{"word":"the","start":1050.03,"end":1050.1901,"confidence":0.7109375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11822345852851868},{"word":"super","start":1050.1901,"end":1050.5901,"confidence":0.6298828,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1029214859008789},{"word":"summary","start":1050.5901,"end":1051.0901,"confidence":0.95703125,"punctuated_word":"summary","sentiment":"neutral","sentiment_score":0.08669254928827286},{"word":"first","start":1051.15,"end":1051.4701,"confidence":0.85009766,"punctuated_word":"first,","sentiment":"neutral","sentiment_score":0.09153684973716736},{"word":"that's","start":1051.4701,"end":1051.7101,"confidence":0.6411133,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.11413748562335968},{"word":"gonna","start":1051.7101,"end":1051.9501,"confidence":0.3798828,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.13492819666862488},{"word":"just","start":1051.9501,"end":1052.1901,"confidence":0.9819336,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1186181902885437},{"word":"give","start":1052.1901,"end":1052.3501,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.11854450404644012},{"word":"you","start":1052.3501,"end":1052.5901,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13236582279205322},{"word":"an","start":1052.5901,"end":1052.75,"confidence":0.99609375,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.11691464483737946},{"word":"update","start":1052.75,"end":1053.0701,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.1007225438952446},{"word":"on","start":1053.0701,"end":1053.23,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.11045874655246736},{"word":"your","start":1053.23,"end":1053.4701,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0977281928062439},{"word":"balance","start":1053.4701,"end":1053.87,"confidence":0.9404297,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.07283855974674225},{"word":"there","start":1053.87,"end":1054.11,"confidence":0.9453125,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.17014609277248385},{"word":"for","start":1054.11,"end":1054.3501,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12852415442466736},{"word":"you","start":1054.3501,"end":1054.5901,"confidence":0.951416,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.09695245325565338},{"word":"i'll","start":1054.5901,"end":1054.8301,"confidence":0.97216797,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.08110475540161133},{"word":"run","start":1054.8301,"end":1055.0701,"confidence":1.0,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.07568016648292542},{"word":"you","start":1055.0701,"end":1055.23,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05306350067257881},{"word":"through","start":1055.23,"end":1055.73,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.06973620504140854},{"word":"some","start":1056.03,"end":1056.1901,"confidence":0.91845703,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.11453655362129211},{"word":"things","start":1056.1901,"end":1056.51,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.15160676836967468},{"word":"i've","start":1056.51,"end":1056.67,"confidence":0.98461914,"punctuated_word":"I've","sentiment":"positive","sentiment_score":0.4110214710235596},{"word":"been","start":1056.67,"end":1056.91,"confidence":0.99902344,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.3844257891178131},{"word":"looking","start":1056.91,"end":1057.31,"confidence":0.9770508,"punctuated_word":"looking","sentiment":"positive","sentiment_score":0.4559568464756012},{"word":"at","start":1057.31,"end":1057.545,"confidence":0.9980469,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.4076131582260132},{"word":"for","start":1057.545,"end":1057.7051,"confidence":0.99316406,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.347812682390213},{"word":"you","start":1057.7051,"end":1057.785,"confidence":0.8508301,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.3470856547355652},{"word":"so","start":1057.785,"end":1057.9451,"confidence":0.8886719,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4958081543445587},{"word":"i","start":1057.9451,"end":1058.025,"confidence":0.9873047,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5760287642478943},{"word":"had","start":1058.025,"end":1058.185,"confidence":0.99121094,"punctuated_word":"had","sentiment":"positive","sentiment_score":0.5893484354019165},{"word":"a","start":1058.185,"end":1058.265,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.559533953666687},{"word":"really","start":1058.265,"end":1058.505,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5873581171035767},{"word":"good","start":1058.505,"end":1058.745,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.45703139901161194},{"word":"review","start":1058.745,"end":1059.0651,"confidence":0.9980469,"punctuated_word":"review","sentiment":"positive","sentiment_score":0.5496074557304382},{"word":"of","start":1059.0651,"end":1059.2251,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5722030997276306},{"word":"everything","start":1059.2251,"end":1059.7251,"confidence":0.99902344,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.5751543045043945},{"word":"before","start":1059.9451,"end":1060.3451,"confidence":0.99902344,"punctuated_word":"before","sentiment":"positive","sentiment_score":0.538652241230011},{"word":"the","start":1060.3451,"end":1060.505,"confidence":0.9980469,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5113208889961243},{"word":"call","start":1060.505,"end":1061.005,"confidence":0.9797363,"punctuated_word":"call.","sentiment":"positive","sentiment_score":0.42535942792892456},{"word":"yeah","start":1069.9451,"end":1070.34,"confidence":0.89208984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.006234138272702694},{"word":"yep","start":1074.26,"end":1074.76,"confidence":0.9641113,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0717383623123169},{"word":"got","start":1082.545,"end":1082.785,"confidence":0.8330078,"punctuated_word":"Got","sentiment":"neutral","sentiment_score":0.23482342064380649},{"word":"it","start":1082.785,"end":1082.865,"confidence":0.9902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.26756757497787476},{"word":"there","start":1082.865,"end":1083.185,"confidence":0.82055664,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.2530173063278198},{"word":"perfect","start":1083.185,"end":1083.585,"confidence":0.98950195,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5143433213233948},{"word":"so","start":1083.585,"end":1083.745,"confidence":0.9741211,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.28108400106430054},{"word":"it's","start":1083.745,"end":1083.905,"confidence":0.923584,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.34668785333633423},{"word":"giving","start":1083.905,"end":1084.225,"confidence":0.99902344,"punctuated_word":"giving","sentiment":"neutral","sentiment_score":0.3308058977127075},{"word":"you","start":1084.225,"end":1084.305,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3346647620201111},{"word":"an","start":1084.305,"end":1084.465,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.2189463973045349},{"word":"update","start":1084.465,"end":1084.785,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.27082309126853943},{"word":"on","start":1084.785,"end":1084.9451,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2858394682407379},{"word":"your","start":1084.9451,"end":1085.105,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.28187093138694763},{"word":"balance","start":1085.105,"end":1085.425,"confidence":0.99658203,"punctuated_word":"balance.","sentiment":"neutral","sentiment_score":0.19776827096939087},{"word":"so","start":1085.425,"end":1085.585,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1509162038564682},{"word":"when","start":1085.585,"end":1085.825,"confidence":0.9970703,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.16941575706005096},{"word":"i","start":1085.825,"end":1085.905,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18270912766456604},{"word":"look","start":1085.905,"end":1086.0651,"confidence":0.7783203,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.169056236743927},{"word":"back","start":1086.0651,"end":1086.305,"confidence":0.9980469,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.20298510789871216},{"word":"at","start":1086.305,"end":1086.385,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1642856001853943},{"word":"your","start":1086.385,"end":1086.545,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.18500447273254397},{"word":"balance","start":1086.545,"end":1087.025,"confidence":0.9604492,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.1231994777917862},{"word":"this","start":1087.025,"end":1087.185,"confidence":0.9760742,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1195773035287857},{"word":"time","start":1087.185,"end":1087.425,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.10914580523967744},{"word":"last","start":1087.425,"end":1087.665,"confidence":0.97998047,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.07853681594133377},{"word":"year","start":1087.665,"end":1087.825,"confidence":0.98168945,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.12406829744577408},{"word":"you","start":1087.825,"end":1087.985,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18359345197677612},{"word":"had","start":1087.985,"end":1088.225,"confidence":0.9892578,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.1368812471628189},{"word":"about","start":1088.225,"end":1088.465,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1637500375509262},{"word":"a","start":1088.465,"end":1088.625,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2176591604948044},{"word":"157,839","start":1088.625,"end":1091.665,"confidence":0.9961914,"punctuated_word":"157,839","sentiment":"neutral","sentiment_score":0.14156711101531982},{"word":"and","start":1091.665,"end":1091.825,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08685552328824997},{"word":"51¢","start":1091.825,"end":1092.705,"confidence":0.9946289,"punctuated_word":"51¢"},{"word":"in","start":1092.705,"end":1092.865,"confidence":0.7963867,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08965785801410675},{"word":"the","start":1092.865,"end":1093.025,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12190263718366624},{"word":"account","start":1093.025,"end":1093.425,"confidence":1.0,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.09904324263334274},{"word":"there","start":1093.425,"end":1093.925,"confidence":0.9765625,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.09882403910160063},{"word":"your","start":1094.305,"end":1094.545,"confidence":0.83251953,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":0.10097382962703703},{"word":"balance","start":1094.545,"end":1095.025,"confidence":1.0,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.13600020110607147},{"word":"as","start":1095.025,"end":1095.345,"confidence":0.76171875,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.12791185081005096},{"word":"of","start":1095.345,"end":1095.505,"confidence":0.85058594,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13911586999893188},{"word":"the","start":1095.505,"end":1095.665,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1299317628145218},{"word":"august","start":1095.665,"end":1096.105,"confidence":0.9886882,"punctuated_word":"August","sentiment":"neutral","sentiment_score":0.08531702309846878},{"word":"11","start":1096.105,"end":1096.5449,"confidence":0.9886882,"punctuated_word":"11,","sentiment":"neutral","sentiment_score":0.10529177635908128},{"word":"which","start":1096.545,"end":1096.785,"confidence":0.8051758,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.11869783699512482},{"word":"is","start":1096.785,"end":1096.865,"confidence":0.9892578,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10823740810155869},{"word":"when","start":1096.865,"end":1097.105,"confidence":0.99316406,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.11058767884969713},{"word":"we","start":1097.105,"end":1097.265,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1573845148086548},{"word":"did","start":1097.265,"end":1097.425,"confidence":0.9951172,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.12710832059383392},{"word":"the","start":1097.425,"end":1097.585,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1369829624891281},{"word":"documents","start":1097.585,"end":1098.085,"confidence":0.7663574,"punctuated_word":"documents,","sentiment":"neutral","sentiment_score":0.11876800656318665},{"word":"you're","start":1098.35,"end":1098.59,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.13949455320835114},{"word":"sitting","start":1098.59,"end":1098.75,"confidence":0.9941406,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.17379425466060638},{"word":"at","start":1098.75,"end":1098.99,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.16464650630950928},{"word":"a","start":1098.99,"end":1099.15,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1939384937286377},{"word":"164,360","start":1099.15,"end":1101.87,"confidence":0.99750435,"punctuated_word":"164,360","sentiment":"neutral","sentiment_score":0.16135041415691376},{"word":"and","start":1101.87,"end":1102.1901,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12289586663246156},{"word":"79¢","start":1102.1901,"end":1103.23,"confidence":0.8864746,"punctuated_word":"79¢"},{"word":"then","start":1103.23,"end":1103.73,"confidence":0.92578125,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.11243020743131638},{"word":"and","start":1103.9501,"end":1104.1901,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.12610432505607605},{"word":"when","start":1104.1901,"end":1104.35,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.16467729210853577},{"word":"i","start":1104.35,"end":1104.43,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1567438244819641},{"word":"look","start":1104.43,"end":1104.59,"confidence":0.9863281,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1559404730796814},{"word":"at","start":1104.59,"end":1104.75,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1510162055492401},{"word":"the","start":1104.75,"end":1104.99,"confidence":0.8286133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17081470787525177},{"word":"super","start":1104.99,"end":1105.31,"confidence":0.6484375,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.14911723136901855},{"word":"fund","start":1105.31,"end":1105.81,"confidence":0.85546875,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.14889569580554962},{"word":"from","start":1106.1901,"end":1106.43,"confidence":0.68066406,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.12646323442459106},{"word":"then","start":1106.43,"end":1106.75,"confidence":0.97802734,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1396418660879135},{"word":"to","start":1106.75,"end":1106.99,"confidence":0.9667969,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09125684201717375},{"word":"now","start":1106.99,"end":1107.49,"confidence":0.9995117,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.11794363707304},{"word":"you're","start":1107.63,"end":1107.87,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.15413570404052734},{"word":"sitting","start":1107.87,"end":1108.1901,"confidence":0.9980469,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.23003365099430084},{"word":"at","start":1108.1901,"end":1108.35,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.21882593631744385},{"word":"a","start":1108.35,"end":1108.43,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23224525153636932},{"word":"165,052","start":1108.43,"end":1111.215,"confidence":0.97772217,"punctuated_word":"165,052.","sentiment":"neutral","sentiment_score":0.15639199316501615},{"word":"so","start":1111.215,"end":1111.375,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.18286046385765076},{"word":"we","start":1111.375,"end":1111.455,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.317905992269516},{"word":"have","start":1111.455,"end":1111.855,"confidence":0.8720703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2988019287586212},{"word":"some","start":1111.855,"end":1112.015,"confidence":0.9951172,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.2592419683933258},{"word":"had","start":1112.1749,"end":1112.495,"confidence":0.77441406,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.3002963364124298},{"word":"some","start":1112.495,"end":1112.735,"confidence":0.99609375,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.2706206440925598},{"word":"additional","start":1112.735,"end":1113.235,"confidence":0.99902344,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.3226175606250763},{"word":"growth","start":1113.2949,"end":1113.615,"confidence":0.9892578,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.48414304852485657},{"word":"on","start":1113.615,"end":1113.775,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.42123913764953613},{"word":"top","start":1113.775,"end":1114.015,"confidence":1.0,"punctuated_word":"top","sentiment":"neutral","sentiment_score":0.32626307010650635},{"word":"of","start":1114.015,"end":1114.095,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3329208493232727},{"word":"that","start":1114.095,"end":1114.255,"confidence":0.95751953,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.3325604796409607},{"word":"which","start":1114.255,"end":1114.495,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.41568639874458313},{"word":"is","start":1114.495,"end":1114.815,"confidence":0.9863281,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5206686854362488},{"word":"great","start":1114.815,"end":1115.315,"confidence":0.984375,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.5171511173248291},{"word":"the","start":1118.015,"end":1118.515,"confidence":0.7836914,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.08808143436908722},{"word":"yeah","start":1119.615,"end":1120.115,"confidence":0.98950195,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.10235044360160828},{"word":"that's","start":1121.775,"end":1122.095,"confidence":0.99853516,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.32319316267967224},{"word":"exactly","start":1122.095,"end":1122.595,"confidence":0.99902344,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.318205863237381},{"word":"right","start":1122.735,"end":1122.975,"confidence":0.9724121,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.03874121978878975},{"word":"and","start":1122.975,"end":1123.215,"confidence":0.7619629,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.045344628393650055},{"word":"look","start":1123.215,"end":1123.455,"confidence":0.97265625,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.06519532948732376},{"word":"one","start":1123.455,"end":1123.615,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.0817214697599411},{"word":"of","start":1123.615,"end":1123.695,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06864998489618301},{"word":"the","start":1123.695,"end":1123.9349,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07169385999441147},{"word":"things","start":1123.9349,"end":1124.4349,"confidence":0.9980469,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.06317216157913208},{"word":"one","start":1124.495,"end":1124.735,"confidence":0.55810547,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.05005664378404617},{"word":"of","start":1124.735,"end":1124.815,"confidence":0.9863281,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05282023921608925},{"word":"the","start":1124.815,"end":1125.09,"confidence":0.75390625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0410957932472229},{"word":"that's","start":1125.33,"end":1125.57,"confidence":0.86279297,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06416042149066925},{"word":"okay","start":1125.57,"end":1126.07,"confidence":0.96655273,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.12433157861232758},{"word":"we","start":1126.09,"end":1126.59,"confidence":0.38427734,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.1416032910346985},{"word":"wanna","start":1126.61,"end":1126.9299,"confidence":0.7890625,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.18246972560882568},{"word":"make","start":1126.9299,"end":1127.01,"confidence":0.83447266,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.14965525269508362},{"word":"sure","start":1127.01,"end":1127.25,"confidence":0.9980469,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.16239500045776367},{"word":"it","start":1127.25,"end":1127.33,"confidence":0.9277344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1416741907596588},{"word":"keeps","start":1127.33,"end":1127.57,"confidence":0.9580078,"punctuated_word":"keeps","sentiment":"neutral","sentiment_score":0.124947190284729},{"word":"working","start":1127.57,"end":1127.97,"confidence":0.9970703,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.1319718211889267},{"word":"harder","start":1127.97,"end":1128.37,"confidence":0.9921875,"punctuated_word":"harder","sentiment":"neutral","sentiment_score":0.19892381131649017},{"word":"for","start":1128.37,"end":1128.61,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1836487054824829},{"word":"you","start":1128.61,"end":1129.11,"confidence":0.99658203,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.15093150734901428},{"word":"one","start":1129.65,"end":1129.89,"confidence":0.7709961,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.22519373893737793},{"word":"of","start":1129.89,"end":1129.97,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1886468082666397},{"word":"the","start":1129.97,"end":1130.0499,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2019117921590805},{"word":"things","start":1130.0499,"end":1130.2899,"confidence":0.9980469,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.2089008986949921},{"word":"we","start":1130.2899,"end":1130.45,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.20361460745334625},{"word":"did","start":1130.45,"end":1130.61,"confidence":0.9790039,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.1756775975227356},{"word":"look","start":1130.61,"end":1130.77,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.12733246386051178},{"word":"at","start":1130.77,"end":1130.9299,"confidence":0.69958496,"punctuated_word":"at,","sentiment":"neutral","sentiment_score":0.143625408411026},{"word":"and","start":1130.9299,"end":1131.09,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13129441440105438},{"word":"because","start":1131.09,"end":1131.4099,"confidence":0.98828125,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.0945599377155304},{"word":"we","start":1131.4099,"end":1131.65,"confidence":0.97265625,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.19374941289424896},{"word":"haven't","start":1131.65,"end":1131.97,"confidence":0.9970703,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":0.10569895058870316},{"word":"really","start":1131.97,"end":1132.2899,"confidence":0.99902344,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.06315042823553085},{"word":"had","start":1132.2899,"end":1132.61,"confidence":0.97802734,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.0907793641090393},{"word":"any","start":1132.61,"end":1133.11,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.014336898922920229},{"word":"contributions","start":1133.49,"end":1133.99,"confidence":0.94921875,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.028258755803108215},{"word":"going","start":1134.45,"end":1134.69,"confidence":0.9819336,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.09315600246191023},{"word":"in","start":1134.69,"end":1134.9299,"confidence":0.8847656,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.10332879424095154},{"word":"is","start":1134.9299,"end":1135.09,"confidence":0.59814453,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10387682169675828},{"word":"essentially","start":1135.09,"end":1135.57,"confidence":0.89453125,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.10126445442438126},{"word":"what","start":1135.57,"end":1135.73,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.09497854113578796},{"word":"the","start":1135.73,"end":1135.89,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13699094951152802},{"word":"portfolio","start":1135.89,"end":1136.39,"confidence":0.9819336,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.08727516233921051},{"word":"has","start":1136.5299,"end":1136.69,"confidence":0.5058594,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.1466003805398941},{"word":"been","start":1136.69,"end":1136.9299,"confidence":0.99609375,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.14539602398872375},{"word":"doing","start":1136.9299,"end":1137.25,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.1547573059797287},{"word":"on","start":1137.25,"end":1137.4099,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0800982192158699},{"word":"its","start":1137.4099,"end":1137.73,"confidence":0.98291016,"punctuated_word":"its","sentiment":"neutral","sentiment_score":0.07607024163007736},{"word":"own","start":1137.73,"end":1138.23,"confidence":0.8054199,"punctuated_word":"own.","sentiment":"neutral","sentiment_score":0.06526335328817368},{"word":"and","start":1138.385,"end":1138.4651,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.09415827691555025},{"word":"you","start":1138.4651,"end":1138.7051,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11530259251594543},{"word":"are","start":1138.7051,"end":1138.785,"confidence":0.98535156,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0900605320930481},{"word":"in","start":1138.785,"end":1139.025,"confidence":0.9633789,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08762973546981812},{"word":"that","start":1139.025,"end":1139.265,"confidence":0.95410156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10934902727603912},{"word":"high","start":1139.265,"end":1139.425,"confidence":0.98828125,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.039578888565301895},{"word":"growth","start":1139.425,"end":1139.8251,"confidence":0.9863281,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.05101396888494491},{"word":"kind","start":1139.8251,"end":1140.145,"confidence":0.9838867,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.03125219792127609},{"word":"of","start":1140.145,"end":1140.305,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.009931333363056185},{"word":"environment","start":1140.305,"end":1140.805,"confidence":0.9980469,"punctuated_word":"environment","sentiment":"neutral","sentiment_score":0.044868506491184235},{"word":"there","start":1140.8651,"end":1141.265,"confidence":0.9897461,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.04993465542793274},{"word":"so","start":1141.265,"end":1141.765,"confidence":0.7800293,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.09618137776851654},{"word":"realistically","start":1141.905,"end":1142.405,"confidence":0.9970703,"punctuated_word":"realistically,","sentiment":"neutral","sentiment_score":0.11343812942504884},{"word":"in","start":1142.545,"end":1142.7051,"confidence":0.9116211,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1168181449174881},{"word":"a","start":1142.7051,"end":1142.785,"confidence":0.9819336,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11977766454219818},{"word":"high","start":1142.785,"end":1143.025,"confidence":0.9970703,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.05137186497449875},{"word":"growth","start":1143.025,"end":1143.3451,"confidence":0.9941406,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.09925135225057602},{"word":"portfolio","start":1143.3451,"end":1143.8451,"confidence":0.9316406,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.06925489008426666},{"word":"because","start":1143.9851,"end":1144.385,"confidence":0.99121094,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.06229894980788231},{"word":"you","start":1144.385,"end":1144.4651,"confidence":0.9873047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1326671540737152},{"word":"have","start":1144.4651,"end":1144.785,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12692990899086},{"word":"90%","start":1144.785,"end":1145.505,"confidence":0.99853516,"punctuated_word":"90%","sentiment":"neutral","sentiment_score":0.14650772511959076},{"word":"in","start":1145.505,"end":1145.665,"confidence":0.9472656,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16551658511161804},{"word":"those","start":1145.665,"end":1145.905,"confidence":0.9941406,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.12037499248981476},{"word":"higher","start":1145.905,"end":1146.305,"confidence":0.98828125,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":0.01887720823287964},{"word":"risk","start":1146.305,"end":1146.7051,"confidence":0.99316406,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.025675281882286072},{"word":"investments","start":1146.7051,"end":1147.2051,"confidence":0.9008789,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":0.036046165972948074},{"word":"so","start":1147.265,"end":1147.425,"confidence":0.6977539,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.06273658573627472},{"word":"things","start":1147.425,"end":1147.745,"confidence":0.96240234,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.08372434973716736},{"word":"like","start":1147.745,"end":1147.9851,"confidence":0.9951172,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.05279245600104332},{"word":"shares","start":1147.9851,"end":1148.4851,"confidence":0.9951172,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.08228791505098343},{"word":"gold","start":1149.505,"end":1149.745,"confidence":0.95166016,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.12639537453651428},{"word":"and","start":1149.745,"end":1149.9851,"confidence":0.77978516,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06431273370981216},{"word":"silver","start":1149.9851,"end":1150.4651,"confidence":0.95874023,"punctuated_word":"silver,","sentiment":"neutral","sentiment_score":0.08352203667163849},{"word":"so","start":1150.4651,"end":1150.785,"confidence":0.99316406,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.10099848359823228},{"word":"commodities","start":1150.785,"end":1151.285,"confidence":0.99609375,"punctuated_word":"commodities","sentiment":"neutral","sentiment_score":0.06681092828512192},{"word":"and","start":1151.425,"end":1151.5851,"confidence":0.94628906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07667555660009384},{"word":"precious","start":1151.5851,"end":1151.9851,"confidence":0.99902344,"punctuated_word":"precious","sentiment":"neutral","sentiment_score":0.06381022930145264},{"word":"metals","start":1151.9851,"end":1152.385,"confidence":0.8918457,"punctuated_word":"metals,","sentiment":"neutral","sentiment_score":0.08986755460500717},{"word":"and","start":1152.385,"end":1152.545,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06956368684768677},{"word":"also","start":1152.545,"end":1152.9451,"confidence":0.83984375,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.05944596603512764},{"word":"property","start":1152.9451,"end":1153.425,"confidence":0.61376953,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.08120043575763702},{"word":"within","start":1153.425,"end":1153.745,"confidence":0.99609375,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.05182219296693802},{"word":"that","start":1153.745,"end":1154.245,"confidence":0.83081055,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.046065181493759155},{"word":"you","start":1154.4401,"end":1154.68,"confidence":0.99316406,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.03225303441286087},{"word":"are","start":1154.68,"end":1154.76,"confidence":0.94384766,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.010813087224960327},{"word":"taking","start":1154.76,"end":1155.16,"confidence":0.9980469,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.0034492313861846924},{"word":"a","start":1155.16,"end":1155.24,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0177961066365242},{"word":"bit","start":1155.24,"end":1155.4,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.0649157166481018},{"word":"more","start":1155.4,"end":1155.64,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.055877283215522766},{"word":"risk","start":1155.64,"end":1155.88,"confidence":0.97802734,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.08978321403265},{"word":"to","start":1155.88,"end":1155.9601,"confidence":0.9658203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10159387439489365},{"word":"try","start":1155.9601,"end":1156.0801,"confidence":0.9560547,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.05867545306682587},{"word":"and","start":1156.0801,"end":1156.2001,"confidence":0.35791016,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.018408283591270447},{"word":"get","start":1156.2001,"end":1156.4401,"confidence":0.9448242,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.00807999074459076},{"word":"those","start":1156.4401,"end":1156.6,"confidence":0.44360352,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.07646459341049194},{"word":"greater","start":1156.6,"end":1156.92,"confidence":0.9760742,"punctuated_word":"greater","sentiment":"neutral","sentiment_score":0.016557566821575165},{"word":"potential","start":1156.92,"end":1157.42,"confidence":0.99902344,"punctuated_word":"potential","sentiment":"neutral","sentiment_score":0.14292527735233307},{"word":"returns","start":1157.48,"end":1157.88,"confidence":0.8964844,"punctuated_word":"returns,","sentiment":"neutral","sentiment_score":0.09979987144470216},{"word":"but","start":1157.88,"end":1158.04,"confidence":0.89990234,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.03831700980663299},{"word":"it","start":1158.04,"end":1158.2001,"confidence":0.8569336,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03161080926656723},{"word":"also","start":1158.2001,"end":1158.52,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.05389965325593949},{"word":"means","start":1158.52,"end":1158.76,"confidence":0.99609375,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.020120620727539062},{"word":"at","start":1158.76,"end":1159.0,"confidence":0.4633789,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.021284714341163635},{"word":"times","start":1159.0,"end":1159.3201,"confidence":0.9921875,"punctuated_word":"times","sentiment":"neutral","sentiment_score":0.04045909643173218},{"word":"where","start":1159.3201,"end":1159.64,"confidence":0.90771484,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.02928672730922699},{"word":"the","start":1159.64,"end":1159.72,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.047363609075546265},{"word":"volatility","start":1159.72,"end":1160.22,"confidence":0.99902344,"punctuated_word":"volatility","sentiment":"neutral","sentiment_score":-0.14768850803375244},{"word":"might","start":1160.4401,"end":1160.6,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.1050490215420723},{"word":"be","start":1160.6,"end":1160.76,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.11090510338544846},{"word":"lower","start":1160.76,"end":1161.26,"confidence":1.0,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":-0.1663135439157486},{"word":"that","start":1161.88,"end":1162.2001,"confidence":0.5522461,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0716516375541687},{"word":"you","start":1162.2001,"end":1162.36,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09782875329256058},{"word":"are","start":1162.36,"end":1162.52,"confidence":0.4970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.0738576352596283},{"word":"gonna","start":1162.52,"end":1162.8401,"confidence":0.98291016,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.0569494254887104},{"word":"see","start":1162.8401,"end":1163.0801,"confidence":0.9980469,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.04268936812877655},{"word":"those","start":1163.0801,"end":1163.4,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.05448318272829056},{"word":"down","start":1163.4,"end":1163.64,"confidence":0.4091797,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.11566102504730225},{"word":"times","start":1163.64,"end":1163.88,"confidence":0.8515625,"punctuated_word":"times.","sentiment":"neutral","sentiment_score":-0.11025085300207138},{"word":"and","start":1163.88,"end":1164.12,"confidence":0.9716797,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06857691705226898},{"word":"as","start":1164.12,"end":1164.28,"confidence":0.85546875,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0891905426979065},{"word":"your","start":1164.28,"end":1164.52,"confidence":0.96435547,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14340704679489136},{"word":"balance","start":1164.52,"end":1165.0,"confidence":0.96875,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.051233530044555664},{"word":"increases","start":1165.0,"end":1165.48,"confidence":0.984375,"punctuated_word":"increases","sentiment":"neutral","sentiment_score":0.19998279213905337},{"word":"and","start":1165.48,"end":1165.64,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17041772603988647},{"word":"grows","start":1165.64,"end":1166.12,"confidence":0.9892578,"punctuated_word":"grows","sentiment":"neutral","sentiment_score":0.26012617349624634},{"word":"over","start":1166.12,"end":1166.36,"confidence":0.97509766,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.2110585570335388},{"word":"time","start":1166.36,"end":1166.86,"confidence":0.9975586,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.1679903268814087},{"word":"the","start":1167.16,"end":1167.4,"confidence":0.90771484,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.26556527614593506},{"word":"smaller","start":1167.4,"end":1167.8,"confidence":0.9941406,"punctuated_word":"smaller","sentiment":"neutral","sentiment_score":0.2548784613609314},{"word":"changes","start":1167.8,"end":1168.28,"confidence":0.99316406,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.30071401596069336},{"word":"make","start":1168.28,"end":1168.6,"confidence":0.9902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.17708837985992432},{"word":"a","start":1168.6,"end":1168.68,"confidence":0.96777344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20518599450588224},{"word":"larger","start":1168.68,"end":1169.18,"confidence":0.96972656,"punctuated_word":"larger","sentiment":"neutral","sentiment_score":0.2574334442615509},{"word":"difference","start":1169.2849,"end":1169.6849,"confidence":0.9863281,"punctuated_word":"difference","sentiment":"neutral","sentiment_score":0.15716007351875305},{"word":"for","start":1169.6849,"end":1169.845,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.18800966441631317},{"word":"you","start":1169.845,"end":1170.345,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.14774709939956665},{"word":"now","start":1170.565,"end":1170.965,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.33139893412590027},{"word":"when","start":1170.965,"end":1171.205,"confidence":0.9941406,"punctuated_word":"when","sentiment":"positive","sentiment_score":0.3984672427177429},{"word":"i","start":1171.205,"end":1171.365,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3758600950241089},{"word":"sort","start":1171.365,"end":1171.5249,"confidence":0.9716797,"punctuated_word":"sort","sentiment":"positive","sentiment_score":0.3979978859424591},{"word":"of","start":1171.5249,"end":1171.6849,"confidence":0.98828125,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.37234896421432495},{"word":"look","start":1171.6849,"end":1171.845,"confidence":0.9760742,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.27454906702041626},{"word":"at","start":1171.845,"end":1172.005,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.27832913398742676},{"word":"the","start":1172.005,"end":1172.1649,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2525424063205719},{"word":"portfolio","start":1172.1649,"end":1172.6649,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.21834851801395416},{"word":"and","start":1172.8049,"end":1172.965,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2603831887245178},{"word":"the","start":1172.965,"end":1173.205,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2726347744464874},{"word":"performance","start":1173.205,"end":1173.705,"confidence":0.99902344,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.27167922258377075},{"word":"there","start":1173.845,"end":1174.345,"confidence":0.72802734,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.2552076578140259},{"word":"so","start":1175.205,"end":1175.5249,"confidence":0.5024414,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.3158707022666931},{"word":"after","start":1175.5249,"end":1175.9249,"confidence":0.9902344,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.26904377341270447},{"word":"fees","start":1175.9249,"end":1176.245,"confidence":0.75756836,"punctuated_word":"fees,","sentiment":"neutral","sentiment_score":0.2386769950389862},{"word":"so","start":1176.245,"end":1176.485,"confidence":0.5703125,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.32363441586494446},{"word":"after","start":1176.485,"end":1176.725,"confidence":0.9980469,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.2775135040283203},{"word":"our","start":1176.725,"end":1176.965,"confidence":0.90771484,"punctuated_word":"our","sentiment":"positive","sentiment_score":0.3845770061016083},{"word":"ongoing","start":1176.965,"end":1177.465,"confidence":0.99609375,"punctuated_word":"ongoing","sentiment":"positive","sentiment_score":0.36051157116889954},{"word":"service","start":1177.5249,"end":1177.845,"confidence":0.6801758,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.24286258220672607},{"word":"fee","start":1177.845,"end":1178.085,"confidence":0.64208984,"punctuated_word":"fee","sentiment":"positive","sentiment_score":0.33461111783981323},{"word":"plus","start":1178.085,"end":1178.325,"confidence":0.90527344,"punctuated_word":"plus","sentiment":"neutral","sentiment_score":0.2466682195663452},{"word":"the","start":1178.325,"end":1178.485,"confidence":0.9614258,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.33840999007225037},{"word":"admin","start":1178.485,"end":1178.885,"confidence":0.9453125,"punctuated_word":"admin","sentiment":"positive","sentiment_score":0.3351309597492218},{"word":"fees","start":1178.885,"end":1179.125,"confidence":0.9892578,"punctuated_word":"fees","sentiment":"positive","sentiment_score":0.33523499965667725},{"word":"in","start":1179.125,"end":1179.2849,"confidence":0.7001953,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.36528611183166504},{"word":"the","start":1179.2849,"end":1179.445,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2856810688972473},{"word":"account","start":1179.445,"end":1179.945,"confidence":0.99609375,"punctuated_word":"account,","sentiment":"neutral","sentiment_score":0.2901651859283447},{"word":"the","start":1180.245,"end":1180.485,"confidence":0.8745117,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.48247048258781433},{"word":"portfolio","start":1180.485,"end":1180.985,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"positive","sentiment_score":0.371242493391037},{"word":"was","start":1181.205,"end":1181.445,"confidence":0.53466797,"punctuated_word":"was","sentiment":"positive","sentiment_score":0.5302634239196777},{"word":"up","start":1181.445,"end":1181.9249,"confidence":0.9980469,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.5534125566482544},{"word":"by","start":1181.9249,"end":1182.1649,"confidence":0.9980469,"punctuated_word":"by","sentiment":"positive","sentiment_score":0.41934576630592346},{"word":"4.11%","start":1182.1649,"end":1183.865,"confidence":0.99902344,"punctuated_word":"4.11%.","sentiment":"positive","sentiment_score":0.36325275897979736},{"word":"that","start":1184.3201,"end":1184.56,"confidence":1.0,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.3617254197597504},{"word":"is","start":1184.56,"end":1184.64,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4821981787681579},{"word":"a","start":1184.64,"end":1184.88,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5468931794166565},{"word":"little","start":1184.88,"end":1185.12,"confidence":1.0,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.3505799174308777},{"word":"bit","start":1185.12,"end":1185.28,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.2639402747154236},{"word":"lower","start":1185.28,"end":1185.6,"confidence":0.9970703,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.24857908487319944},{"word":"to","start":1185.6,"end":1185.76,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2733381986618042},{"word":"where","start":1185.76,"end":1185.92,"confidence":0.9560547,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.2298927754163742},{"word":"you","start":1185.92,"end":1186.0801,"confidence":0.9873047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25991663336753845},{"word":"sort","start":1186.0801,"end":1186.3201,"confidence":0.7841797,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.2663564682006836},{"word":"of","start":1186.3201,"end":1186.48,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2106950730085373},{"word":"expressed","start":1186.48,"end":1186.88,"confidence":0.3564453,"punctuated_word":"expressed","sentiment":"neutral","sentiment_score":0.1959577202796936},{"word":"as","start":1186.88,"end":1186.9601,"confidence":0.41430664,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.21515563130378723},{"word":"a","start":1186.9601,"end":1187.12,"confidence":0.97265625,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3464817404747009},{"word":"high","start":1187.12,"end":1187.36,"confidence":0.9873047,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.27144259214401245},{"word":"growth","start":1187.36,"end":1187.8401,"confidence":0.9970703,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.3548637628555298},{"word":"environment","start":1187.8401,"end":1188.3201,"confidence":0.9909668,"punctuated_word":"environment,","sentiment":"positive","sentiment_score":0.3521214723587036},{"word":"but","start":1188.3201,"end":1188.48,"confidence":1.0,"punctuated_word":"but","sentiment":"positive","sentiment_score":0.3783547878265381},{"word":"it","start":1188.48,"end":1188.64,"confidence":0.9980469,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.565538227558136},{"word":"is","start":1188.64,"end":1188.88,"confidence":0.9980469,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4990994334220886},{"word":"a","start":1188.88,"end":1189.04,"confidence":0.9921875,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.603959858417511},{"word":"positive","start":1189.04,"end":1189.54,"confidence":0.99902344,"punctuated_word":"positive.","sentiment":"positive","sentiment_score":0.4789695739746094},{"word":"so","start":1189.76,"end":1190.26,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.27339664101600647},{"word":"in","start":1190.48,"end":1190.64,"confidence":0.9951172,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.34286972880363464},{"word":"that","start":1190.64,"end":1190.88,"confidence":0.9658203,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3624289035797119},{"word":"high","start":1190.88,"end":1191.04,"confidence":0.9951172,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.2847728729248047},{"word":"growth","start":1191.04,"end":1191.52,"confidence":0.9970703,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.28870707750320435},{"word":"environment","start":1191.52,"end":1192.0,"confidence":0.9970703,"punctuated_word":"environment,","sentiment":"neutral","sentiment_score":0.26631391048431396},{"word":"you're","start":1192.0,"end":1192.24,"confidence":0.95410156,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.27485495805740356},{"word":"sort","start":1192.24,"end":1192.56,"confidence":0.98535156,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.2837630808353424},{"word":"of","start":1192.56,"end":1192.7201,"confidence":0.9194336,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.23666739463806152},{"word":"wanting","start":1192.7201,"end":1193.04,"confidence":0.9951172,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.22498327493667605},{"word":"to","start":1193.04,"end":1193.12,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.23815082013607025},{"word":"get","start":1193.12,"end":1193.36,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.24541032314300537},{"word":"about","start":1193.36,"end":1193.6,"confidence":0.77246094,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2017584890127182},{"word":"eight","start":1193.6,"end":1193.92,"confidence":0.9951172,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.2614007592201233},{"word":"to","start":1193.92,"end":1194.0801,"confidence":0.84472656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1300501972436905},{"word":"eight","start":1194.0801,"end":1194.3201,"confidence":0.9472656,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.21342197060585025},{"word":"to","start":1194.3201,"end":1194.48,"confidence":0.98095703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12546338140964508},{"word":"10%","start":1194.48,"end":1195.04,"confidence":0.99902344,"punctuated_word":"10%","sentiment":"neutral","sentiment_score":0.287587434053421},{"word":"on","start":1195.04,"end":1195.28,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2339278757572174},{"word":"a","start":1195.28,"end":1195.36,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20259426534175873},{"word":"yearly","start":1195.36,"end":1195.76,"confidence":0.9970703,"punctuated_word":"yearly","sentiment":"neutral","sentiment_score":0.1972300261259079},{"word":"basis","start":1195.76,"end":1196.24,"confidence":0.9838867,"punctuated_word":"basis","sentiment":"neutral","sentiment_score":0.18724077939987183},{"word":"compounding","start":1196.24,"end":1196.74,"confidence":0.9650879,"punctuated_word":"compounding","sentiment":"neutral","sentiment_score":0.2086389809846878},{"word":"that","start":1196.88,"end":1197.2001,"confidence":0.9277344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17655819654464722},{"word":"four","start":1197.2001,"end":1197.6,"confidence":0.6290283,"punctuated_word":"four.","sentiment":"neutral","sentiment_score":0.17396336793899536},{"word":"so","start":1197.6,"end":1197.975,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.3017491400241852},{"word":"it","start":1197.975,"end":1198.135,"confidence":0.87841797,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3873156607151031},{"word":"is","start":1198.135,"end":1198.2949,"confidence":0.9604492,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3739557266235352},{"word":"a","start":1198.2949,"end":1198.375,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3187400698661804},{"word":"little","start":1198.375,"end":1198.455,"confidence":0.99902344,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.13403022289276123},{"word":"bit","start":1198.455,"end":1198.695,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.0932394564151764},{"word":"of","start":1198.695,"end":1198.855,"confidence":0.9560547,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10864268243312836},{"word":"an","start":1198.855,"end":1199.015,"confidence":0.984375,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.07549531757831573},{"word":"underperformance","start":1199.015,"end":1199.515,"confidence":0.93530273,"punctuated_word":"underperformance","sentiment":"neutral","sentiment_score":0.02734880149364471},{"word":"for","start":1199.815,"end":1199.975,"confidence":0.9716797,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08170017600059509},{"word":"the","start":1199.975,"end":1200.215,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11829804629087448},{"word":"year","start":1200.215,"end":1200.715,"confidence":0.96533203,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.12674956023693085},{"word":"but","start":1200.9349,"end":1201.095,"confidence":0.7265625,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.18133053183555603},{"word":"it's","start":1201.095,"end":1201.335,"confidence":0.9736328,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.37449249625205994},{"word":"a","start":1201.335,"end":1201.4149,"confidence":0.87158203,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.47858378291130066},{"word":"positive","start":1201.4149,"end":1201.9149,"confidence":0.9970703,"punctuated_word":"positive","sentiment":"positive","sentiment_score":0.5562082529067993},{"word":"return","start":1201.975,"end":1202.475,"confidence":0.79248047,"punctuated_word":"return,","sentiment":"positive","sentiment_score":0.4315835237503052},{"word":"and","start":1203.095,"end":1203.335,"confidence":0.9770508,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3498791754245758},{"word":"most","start":1203.335,"end":1203.575,"confidence":0.9873047,"punctuated_word":"most","sentiment":"positive","sentiment_score":0.46965038776397705},{"word":"of","start":1203.575,"end":1203.655,"confidence":0.9375,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4719771146774292},{"word":"that","start":1203.655,"end":1203.895,"confidence":0.9970703,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5085071325302124},{"word":"return","start":1203.895,"end":1204.215,"confidence":0.9707031,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.4596498906612396},{"word":"has","start":1204.215,"end":1204.455,"confidence":0.8378906,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.3074401021003723},{"word":"sort","start":1204.455,"end":1204.615,"confidence":0.88427734,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.2778168022632599},{"word":"of","start":1204.615,"end":1204.775,"confidence":0.875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2985674738883972},{"word":"come","start":1204.775,"end":1205.015,"confidence":0.9921875,"punctuated_word":"come","sentiment":"positive","sentiment_score":0.3501852750778198},{"word":"out","start":1205.015,"end":1205.335,"confidence":0.6430664,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.3006761372089386},{"word":"after","start":1205.335,"end":1205.835,"confidence":0.99316406,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.3128494322299957},{"word":"april","start":1206.215,"end":1206.695,"confidence":0.98583984,"punctuated_word":"April.","sentiment":"neutral","sentiment_score":0.19994139671325684},{"word":"so","start":1206.695,"end":1206.9349,"confidence":0.92089844,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0899585485458374},{"word":"april","start":1206.9349,"end":1207.255,"confidence":0.99902344,"punctuated_word":"April","sentiment":"neutral","sentiment_score":0.08954904973506927},{"word":"was","start":1207.255,"end":1207.495,"confidence":0.9902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.07372315227985382},{"word":"when","start":1207.495,"end":1207.655,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.09823760390281676},{"word":"we","start":1207.655,"end":1207.815,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.13459646701812744},{"word":"saw","start":1207.815,"end":1208.135,"confidence":0.9921875,"punctuated_word":"saw","sentiment":"neutral","sentiment_score":0.10103859007358552},{"word":"a","start":1208.135,"end":1208.215,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13016198575496674},{"word":"lot","start":1208.215,"end":1208.375,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.1120106801390648},{"word":"of","start":1208.375,"end":1208.535,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09751513600349426},{"word":"the","start":1208.535,"end":1208.695,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07845290750265121},{"word":"activity","start":1208.695,"end":1209.195,"confidence":0.9770508,"punctuated_word":"activity","sentiment":"neutral","sentiment_score":0.07570137083530426},{"word":"between","start":1209.335,"end":1209.835,"confidence":0.9980469,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.05864432454109192},{"word":"what","start":1210.15,"end":1210.39,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.07078176736831665},{"word":"was","start":1210.39,"end":1210.47,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.03424348682165146},{"word":"happening","start":1210.47,"end":1210.97,"confidence":1.0,"punctuated_word":"happening","sentiment":"neutral","sentiment_score":0.10010524094104768},{"word":"in","start":1211.03,"end":1211.19,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0733223408460617},{"word":"the","start":1211.19,"end":1211.27,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06520482897758484},{"word":"market","start":1211.27,"end":1211.67,"confidence":0.99609375,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.07890722900629044},{"word":"with","start":1211.67,"end":1211.91,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07508444786071777},{"word":"trump","start":1211.91,"end":1212.3099,"confidence":0.99609375,"punctuated_word":"Trump","sentiment":"neutral","sentiment_score":0.06320962309837341},{"word":"and","start":1212.3099,"end":1212.55,"confidence":0.9902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0552542544901371},{"word":"the","start":1212.55,"end":1212.87,"confidence":0.9980469,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.04546131938695907},{"word":"us","start":1212.87,"end":1213.11,"confidence":0.99121094,"punctuated_word":"US","sentiment":"neutral","sentiment_score":0.06694525480270386},{"word":"and","start":1213.11,"end":1213.27,"confidence":0.81347656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03133067116141319},{"word":"iran","start":1213.27,"end":1213.67,"confidence":0.7651367,"punctuated_word":"Iran","sentiment":"neutral","sentiment_score":0.04120748862624168},{"word":"war","start":1213.67,"end":1214.17,"confidence":0.84375,"punctuated_word":"war.","sentiment":"neutral","sentiment_score":0.07452988624572754},{"word":"and","start":1215.91,"end":1216.15,"confidence":0.89208984,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1686788648366928},{"word":"so","start":1216.15,"end":1216.39,"confidence":0.99316406,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.17414401471614838},{"word":"after","start":1216.39,"end":1216.63,"confidence":0.9892578,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.20763833820819855},{"word":"that","start":1216.63,"end":1216.87,"confidence":0.9777832,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.23870627582073212},{"word":"we've","start":1216.87,"end":1217.11,"confidence":0.9453125,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.31473514437675476},{"word":"seen","start":1217.11,"end":1217.35,"confidence":0.9873047,"punctuated_word":"seen","sentiment":"positive","sentiment_score":0.3571165204048157},{"word":"quite","start":1217.35,"end":1217.67,"confidence":0.99609375,"punctuated_word":"quite","sentiment":"positive","sentiment_score":0.35077232122421265},{"word":"some","start":1217.67,"end":1217.83,"confidence":0.984375,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.3736753463745117},{"word":"good","start":1217.83,"end":1218.15,"confidence":0.99902344,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.3878157138824463},{"word":"recovery","start":1218.15,"end":1218.65,"confidence":0.99902344,"punctuated_word":"recovery","sentiment":"positive","sentiment_score":0.4355149567127228},{"word":"points","start":1218.79,"end":1219.29,"confidence":0.9394531,"punctuated_word":"points.","sentiment":"neutral","sentiment_score":0.3012571334838867},{"word":"so","start":1219.59,"end":1219.75,"confidence":0.97998047,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3586634397506714},{"word":"your","start":1219.75,"end":1220.07,"confidence":0.99121094,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4311041831970215},{"word":"portfolio","start":1220.07,"end":1220.57,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.3281388580799103},{"word":"is","start":1220.71,"end":1220.95,"confidence":0.9970703,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.390126496553421},{"word":"up","start":1220.95,"end":1221.11,"confidence":0.67822266,"punctuated_word":"up,","sentiment":"positive","sentiment_score":0.3610159158706665},{"word":"but","start":1221.11,"end":1221.27,"confidence":0.53125,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.31427156925201416},{"word":"it's","start":1221.27,"end":1221.51,"confidence":0.859375,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.3328551948070526},{"word":"still","start":1221.51,"end":1221.83,"confidence":0.9921875,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.2827951908111572},{"word":"growing","start":1221.83,"end":1222.33,"confidence":0.9980469,"punctuated_word":"growing","sentiment":"positive","sentiment_score":0.35564106702804565},{"word":"as","start":1222.39,"end":1222.55,"confidence":0.9448242,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.16754193603992462},{"word":"a","start":1222.55,"end":1222.63,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18650531768798828},{"word":"dollar","start":1222.63,"end":1222.95,"confidence":0.99609375,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":0.1543131172657013},{"word":"figure","start":1222.95,"end":1223.35,"confidence":0.99902344,"punctuated_word":"figure","sentiment":"neutral","sentiment_score":0.2145221382379532},{"word":"because","start":1223.35,"end":1223.67,"confidence":0.6508789,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.13429485261440277},{"word":"not","start":1223.67,"end":1223.83,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.08295517414808273},{"word":"everyone","start":1223.83,"end":1224.3099,"confidence":0.99902344,"punctuated_word":"everyone","sentiment":"neutral","sentiment_score":0.07307687401771545},{"word":"likes","start":1224.3099,"end":1224.55,"confidence":0.97265625,"punctuated_word":"likes","sentiment":"neutral","sentiment_score":0.05238020420074463},{"word":"the","start":1224.55,"end":1224.79,"confidence":0.6196289,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03544782102108002},{"word":"percentage","start":1224.79,"end":1225.29,"confidence":0.99853516,"punctuated_word":"percentage.","sentiment":"neutral","sentiment_score":0.0653134137392044},{"word":"as","start":1226.2949,"end":1226.5349,"confidence":0.9819336,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.13349872827529907},{"word":"a","start":1226.5349,"end":1226.695,"confidence":0.98095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13152658939361572},{"word":"dollar","start":1226.695,"end":1227.0149,"confidence":0.9970703,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":0.09696710109710692},{"word":"figure","start":1227.0149,"end":1227.335,"confidence":0.99316406,"punctuated_word":"figure,","sentiment":"neutral","sentiment_score":0.1450934112071991},{"word":"it","start":1227.335,"end":1227.495,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.18186359107494351},{"word":"shows","start":1227.495,"end":1227.815,"confidence":0.98535156,"punctuated_word":"shows","sentiment":"neutral","sentiment_score":0.16894227266311646},{"word":"the","start":1227.815,"end":1228.0549,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18995919823646543},{"word":"income","start":1228.0549,"end":1228.455,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.230602964758873},{"word":"and","start":1228.455,"end":1228.615,"confidence":0.9902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1450744271278381},{"word":"the","start":1228.615,"end":1228.855,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18234767019748688},{"word":"earnings","start":1228.855,"end":1229.2549,"confidence":0.9770508,"punctuated_word":"earnings","sentiment":"neutral","sentiment_score":0.22640199959278107},{"word":"within","start":1229.2549,"end":1229.575,"confidence":0.9980469,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.16115444898605347},{"word":"your","start":1229.575,"end":1229.815,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1714264452457428},{"word":"portfolio","start":1229.815,"end":1230.315,"confidence":0.9951172,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.15428349375724792},{"word":"for","start":1230.455,"end":1230.615,"confidence":0.9892578,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2053409218788147},{"word":"the","start":1230.615,"end":1230.7749,"confidence":0.9819336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2018631398677826},{"word":"year","start":1230.7749,"end":1231.1749,"confidence":0.9707031,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.24433481693267825},{"word":"is","start":1231.1749,"end":1231.4149,"confidence":0.9472656,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2067585289478302},{"word":"about","start":1231.4149,"end":1231.735,"confidence":0.9819336,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2072309851646423},{"word":"$8,036","start":1231.735,"end":1233.735,"confidence":0.97824705,"punctuated_word":"$8,036.","sentiment":"neutral","sentiment_score":0.1919427216053009},{"word":"so","start":1233.735,"end":1234.235,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.3034200370311737},{"word":"that","start":1234.2949,"end":1234.5349,"confidence":0.96972656,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3502659201622009},{"word":"$8,036","start":1234.5349,"end":1236.1349,"confidence":0.99833983,"punctuated_word":"$8,036","sentiment":"positive","sentiment_score":0.40544989705085754},{"word":"is","start":1236.1349,"end":1236.375,"confidence":0.94970703,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3778524398803711},{"word":"growth","start":1236.375,"end":1236.695,"confidence":0.9550781,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.5640382766723633},{"word":"and","start":1236.695,"end":1236.9349,"confidence":0.96777344,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4459694623947144},{"word":"income","start":1236.9349,"end":1237.2549,"confidence":0.88842773,"punctuated_word":"income,","sentiment":"positive","sentiment_score":0.47423750162124634},{"word":"which","start":1237.2549,"end":1237.495,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.4291365444660187},{"word":"has","start":1237.495,"end":1237.6549,"confidence":0.5620117,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.4029761552810669},{"word":"been","start":1237.6549,"end":1237.8949,"confidence":0.98535156,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.4467993974685669},{"word":"re","start":1237.8949,"end":1238.1349,"confidence":0.7895508,"punctuated_word":"re","sentiment":"positive","sentiment_score":0.45678961277008057},{"word":"reinvested","start":1238.2949,"end":1238.7949,"confidence":0.95532227,"punctuated_word":"reinvested","sentiment":"positive","sentiment_score":0.4520746171474457},{"word":"and","start":1238.9349,"end":1239.095,"confidence":0.90234375,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4202166795730591},{"word":"compounded","start":1239.095,"end":1239.595,"confidence":0.6464844,"punctuated_word":"compounded","sentiment":"positive","sentiment_score":0.46535834670066833},{"word":"back","start":1239.6549,"end":1239.8949,"confidence":0.97314453,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.509611964225769},{"word":"into","start":1239.8949,"end":1240.17,"confidence":0.49047852,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.48011720180511475},{"word":"your","start":1240.25,"end":1240.41,"confidence":0.9770508,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5022006630897522},{"word":"super","start":1240.41,"end":1240.65,"confidence":0.19250488,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.5599582195281982},{"word":"to","start":1240.65,"end":1240.81,"confidence":0.9223633,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4960314333438874},{"word":"keep","start":1240.81,"end":1241.2101,"confidence":0.99609375,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.6254407167434692},{"word":"working","start":1241.2101,"end":1241.61,"confidence":0.84814453,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.6725822687149048},{"word":"and","start":1241.61,"end":1241.8501,"confidence":0.9970703,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5785076022148132},{"word":"growing","start":1241.8501,"end":1242.3501,"confidence":0.92041016,"punctuated_word":"growing.","sentiment":"positive","sentiment_score":0.526077389717102},{"word":"and","start":1242.49,"end":1242.7301,"confidence":0.9980469,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.3946566581726074},{"word":"that's","start":1242.7301,"end":1242.89,"confidence":0.99121094,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.44216418266296387},{"word":"what","start":1242.89,"end":1242.9701,"confidence":0.93847656,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.4175024330615998},{"word":"we","start":1242.9701,"end":1243.13,"confidence":0.8852539,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.4289958775043487},{"word":"wanna","start":1243.13,"end":1243.4501,"confidence":0.9604492,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.4900887608528137},{"word":"see","start":1243.4501,"end":1243.77,"confidence":0.5476074,"punctuated_word":"see.","sentiment":"positive","sentiment_score":0.49547797441482544},{"word":"it's","start":1243.77,"end":1243.8501,"confidence":0.90356445,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.5424336194992065},{"word":"one","start":1243.8501,"end":1244.01,"confidence":0.9873047,"punctuated_word":"one","sentiment":"positive","sentiment_score":0.5268343687057495},{"word":"of","start":1244.01,"end":1244.0901,"confidence":0.9980469,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5134565234184265},{"word":"the","start":1244.0901,"end":1244.17,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5090122818946838},{"word":"most","start":1244.17,"end":1244.49,"confidence":0.99902344,"punctuated_word":"most","sentiment":"positive","sentiment_score":0.5308722853660583},{"word":"powerful","start":1244.49,"end":1244.81,"confidence":0.9941406,"punctuated_word":"powerful","sentiment":"positive","sentiment_score":0.5708526968955994},{"word":"things","start":1244.81,"end":1245.13,"confidence":0.99902344,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.6417956948280334},{"word":"we","start":1245.13,"end":1245.29,"confidence":0.9980469,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.598400354385376},{"word":"have","start":1245.29,"end":1245.79,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.5741347074508667},{"word":"as","start":1245.93,"end":1246.17,"confidence":0.9404297,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.6454877853393555},{"word":"the","start":1246.17,"end":1246.3301,"confidence":0.5678711,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6013302206993103},{"word":"tool","start":1246.3301,"end":1246.5701,"confidence":0.984375,"punctuated_word":"tool","sentiment":"positive","sentiment_score":0.6354727149009705},{"word":"is","start":1246.5701,"end":1246.89,"confidence":0.97314453,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.548582911491394},{"word":"compounding","start":1246.89,"end":1247.39,"confidence":0.9947917,"punctuated_word":"compounding.","sentiment":"neutral","sentiment_score":0.2870352268218994},{"word":"you","start":1247.61,"end":1247.77,"confidence":0.7060547,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.1875380277633667},{"word":"know","start":1247.77,"end":1247.93,"confidence":0.9211426,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.18723377585411072},{"word":"if","start":1247.93,"end":1248.01,"confidence":0.98828125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.3236064612865448},{"word":"you","start":1248.01,"end":1248.17,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3890246152877808},{"word":"have","start":1248.17,"end":1248.3301,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2819892466068268},{"word":"a","start":1248.3301,"end":1248.49,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.26977598667144775},{"word":"dollar","start":1248.49,"end":1248.99,"confidence":0.94921875,"punctuated_word":"dollar,","sentiment":"neutral","sentiment_score":0.1961013674736023},{"word":"you","start":1249.13,"end":1249.4501,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.28521621227264404},{"word":"make","start":1249.4501,"end":1249.61,"confidence":0.8071289,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.3123721480369568},{"word":"a","start":1249.61,"end":1249.77,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2770041227340698},{"word":"dollar","start":1249.77,"end":1250.0901,"confidence":0.9211426,"punctuated_word":"dollar,","sentiment":"neutral","sentiment_score":0.22454509139060977},{"word":"you","start":1250.0901,"end":1250.3301,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.29748407006263733},{"word":"reinvest","start":1250.3301,"end":1250.81,"confidence":0.9921875,"punctuated_word":"reinvest","sentiment":"neutral","sentiment_score":0.2743396461009979},{"word":"it","start":1250.81,"end":1250.9701,"confidence":0.7883301,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.3067269027233124},{"word":"you've","start":1250.9701,"end":1251.2101,"confidence":0.87841797,"punctuated_word":"you've","sentiment":"positive","sentiment_score":0.3889312744140625},{"word":"got","start":1251.2101,"end":1251.4501,"confidence":0.9970703,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.4021967351436615},{"word":"2","start":1251.4501,"end":1251.61,"confidence":0.9970703,"punctuated_word":"2","sentiment":"positive","sentiment_score":0.3489466607570648},{"word":"dollars","start":1251.61,"end":1251.93,"confidence":0.72595215,"punctuated_word":"dollars,","sentiment":"positive","sentiment_score":0.37822425365448},{"word":"it","start":1251.93,"end":1252.0901,"confidence":0.9248047,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.45979756116867065},{"word":"makes","start":1252.0901,"end":1252.3301,"confidence":0.9326172,"punctuated_word":"makes","sentiment":"positive","sentiment_score":0.4369092583656311},{"word":"$4","start":1252.3301,"end":1252.81,"confidence":0.95288086,"punctuated_word":"$4,","sentiment":"positive","sentiment_score":0.3644828796386719},{"word":"and","start":1252.81,"end":1253.05,"confidence":0.98828125,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4088064432144165},{"word":"it","start":1253.05,"end":1253.13,"confidence":0.9892578,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5664461851119995},{"word":"keeps","start":1253.13,"end":1253.475,"confidence":0.98828125,"punctuated_word":"keeps","sentiment":"positive","sentiment_score":0.6090084910392761},{"word":"compounding","start":1253.475,"end":1253.955,"confidence":0.9875488,"punctuated_word":"compounding","sentiment":"positive","sentiment_score":0.6915198564529419},{"word":"and","start":1253.955,"end":1254.195,"confidence":0.9970703,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5953627228736877},{"word":"growing","start":1254.195,"end":1254.515,"confidence":0.78637695,"punctuated_word":"growing.","sentiment":"positive","sentiment_score":0.5238583087921143},{"word":"and","start":1254.515,"end":1254.6749,"confidence":0.99609375,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.5404261350631714},{"word":"that's","start":1254.6749,"end":1254.995,"confidence":0.9975586,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.6706055402755737},{"word":"the","start":1254.995,"end":1255.235,"confidence":0.98095703,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6692350506782532},{"word":"most","start":1255.235,"end":1255.635,"confidence":0.99902344,"punctuated_word":"most","sentiment":"positive","sentiment_score":0.6505418419837952},{"word":"powerful","start":1255.635,"end":1256.115,"confidence":0.9741211,"punctuated_word":"powerful","sentiment":"positive","sentiment_score":0.7341123819351196},{"word":"tool","start":1256.115,"end":1256.355,"confidence":0.99121094,"punctuated_word":"tool","sentiment":"positive","sentiment_score":0.741544246673584},{"word":"we","start":1256.355,"end":1256.6749,"confidence":0.9902344,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.7192336916923523},{"word":"have","start":1256.6749,"end":1256.9149,"confidence":0.9819336,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.7544666528701782},{"word":"there","start":1256.9149,"end":1257.235,"confidence":0.95703125,"punctuated_word":"there.","sentiment":"positive","sentiment_score":0.559703528881073},{"word":"so","start":1257.235,"end":1257.735,"confidence":0.79833984,"punctuated_word":"So,","sentiment":"positive","sentiment_score":0.3646848797798157},{"word":"look","start":1257.7949,"end":1258.035,"confidence":0.97265625,"punctuated_word":"look,","sentiment":"positive","sentiment_score":0.4841232895851135},{"word":"i","start":1258.035,"end":1258.195,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.6962209939956665},{"word":"am","start":1258.195,"end":1258.355,"confidence":0.99902344,"punctuated_word":"am","sentiment":"positive","sentiment_score":0.7060447931289673},{"word":"really","start":1258.355,"end":1258.595,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.7406970858573914},{"word":"happy","start":1258.595,"end":1258.9149,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.7792769074440002},{"word":"with","start":1258.9149,"end":1259.075,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.7738295197486877},{"word":"how","start":1259.075,"end":1259.315,"confidence":1.0,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.7447064518928528},{"word":"your","start":1259.315,"end":1259.475,"confidence":0.99609375,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.7346891760826111},{"word":"portfolio","start":1259.475,"end":1259.975,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"positive","sentiment_score":0.6850495338439941},{"word":"has","start":1260.115,"end":1260.355,"confidence":0.99902344,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.7579883337020874},{"word":"performed","start":1260.355,"end":1260.855,"confidence":0.97314453,"punctuated_word":"performed","sentiment":"positive","sentiment_score":0.7604840993881226},{"word":"this","start":1260.995,"end":1261.235,"confidence":0.99902344,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.7852553129196167},{"word":"year","start":1261.235,"end":1261.475,"confidence":1.0,"punctuated_word":"year","sentiment":"positive","sentiment_score":0.7512673139572144},{"word":"as","start":1261.475,"end":1261.715,"confidence":0.93115234,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.6652909517288208},{"word":"much","start":1261.715,"end":1261.955,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.614080548286438},{"word":"as","start":1261.955,"end":1262.115,"confidence":0.9970703,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.5071951746940613},{"word":"it","start":1262.115,"end":1262.275,"confidence":0.99316406,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.6861385703086853},{"word":"is","start":1262.275,"end":1262.4349,"confidence":0.9375,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.6977126598358154},{"word":"a","start":1262.4349,"end":1262.595,"confidence":0.99609375,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6823118329048157},{"word":"lower","start":1262.595,"end":1262.9149,"confidence":0.9819336,"punctuated_word":"lower","sentiment":"positive","sentiment_score":0.5611357688903809},{"word":"rate","start":1262.9149,"end":1263.155,"confidence":0.9941406,"punctuated_word":"rate","sentiment":"positive","sentiment_score":0.6953297257423401},{"word":"of","start":1263.155,"end":1263.315,"confidence":0.99609375,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.6609955430030823},{"word":"return","start":1263.315,"end":1263.815,"confidence":0.9995117,"punctuated_word":"return.","sentiment":"positive","sentiment_score":0.579200029373169},{"word":"i","start":1265.155,"end":1265.315,"confidence":0.78466797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1844148188829422},{"word":"did","start":1265.315,"end":1265.635,"confidence":0.98828125,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.16720716655254364},{"word":"also","start":1265.635,"end":1266.035,"confidence":0.98291016,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.12783877551555634},{"word":"just","start":1266.035,"end":1266.355,"confidence":0.9873047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16709938645362854},{"word":"have","start":1266.355,"end":1266.515,"confidence":0.9951172,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13352437317371368},{"word":"a","start":1266.515,"end":1266.595,"confidence":0.80078125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09446507692337036},{"word":"look","start":1266.595,"end":1266.835,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06110794097185135},{"word":"at","start":1266.835,"end":1266.995,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07994711399078369},{"word":"some","start":1266.995,"end":1267.155,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.07190421968698502},{"word":"of","start":1267.155,"end":1267.315,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08289958536624908},{"word":"the","start":1267.315,"end":1267.475,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09047815203666688},{"word":"investments","start":1267.475,"end":1267.975,"confidence":0.7746582,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":0.046871624886989594},{"word":"and","start":1268.275,"end":1268.4349,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.043828532099723816},{"word":"it","start":1268.4349,"end":1268.595,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0677327960729599},{"word":"looks","start":1268.595,"end":1268.85,"confidence":0.9560547,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.04739288240671158},{"word":"like","start":1269.01,"end":1269.25,"confidence":0.8195801,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.05981799587607384},{"word":"like","start":1269.25,"end":1269.65,"confidence":0.95458984,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.03563574701547623},{"word":"going","start":1269.65,"end":1269.97,"confidence":0.9941406,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.03609741106629371},{"word":"back","start":1269.97,"end":1270.37,"confidence":0.7536621,"punctuated_word":"back,","sentiment":"neutral","sentiment_score":0.02110123075544834},{"word":"this","start":1270.37,"end":1270.69,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.005658917129039764},{"word":"portfolio","start":1270.69,"end":1271.19,"confidence":0.9970703,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.002890266478061676},{"word":"is","start":1271.33,"end":1271.49,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.023316066712141037},{"word":"one","start":1271.49,"end":1271.73,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.025829222053289413},{"word":"of","start":1271.73,"end":1271.8099,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06153085082769394},{"word":"the","start":1271.8099,"end":1271.97,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05078426003456116},{"word":"older","start":1271.97,"end":1272.2899,"confidence":0.9941406,"punctuated_word":"older","sentiment":"neutral","sentiment_score":0.024629369378089905},{"word":"ones","start":1272.2899,"end":1272.69,"confidence":0.9980469,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":0.05752856284379959},{"word":"out","start":1272.69,"end":1272.85,"confidence":0.9980469,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.08594335615634918},{"word":"there","start":1272.85,"end":1273.35,"confidence":0.9980469,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.09437304735183716},{"word":"i","start":1274.21,"end":1274.45,"confidence":0.7246094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06228260323405266},{"word":"have","start":1274.45,"end":1274.95,"confidence":0.95947266,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0986725240945816},{"word":"sort","start":1275.41,"end":1275.65,"confidence":0.9589844,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.072145015001297},{"word":"of","start":1275.65,"end":1275.8099,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09719838201999664},{"word":"reviewed","start":1275.8099,"end":1276.2899,"confidence":0.9951172,"punctuated_word":"reviewed","sentiment":"neutral","sentiment_score":0.052897047251462936},{"word":"all","start":1276.2899,"end":1276.45,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.0755135789513588},{"word":"the","start":1276.45,"end":1276.61,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06786098331212997},{"word":"investments","start":1276.61,"end":1277.11,"confidence":0.9453125,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.03100932389497757},{"word":"individually","start":1277.1699,"end":1277.6699,"confidence":0.9489746,"punctuated_word":"individually,","sentiment":"neutral","sentiment_score":0.061448827385902405},{"word":"and","start":1278.13,"end":1278.2899,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06861481815576553},{"word":"i","start":1278.2899,"end":1278.45,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0926053747534752},{"word":"do","start":1278.45,"end":1278.61,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13805536925792694},{"word":"think","start":1278.61,"end":1278.85,"confidence":0.9902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.10157252103090286},{"word":"there's","start":1278.85,"end":1279.1699,"confidence":0.9897461,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.11141076683998108},{"word":"a","start":1279.1699,"end":1279.33,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1292097568511963},{"word":"place","start":1279.33,"end":1279.57,"confidence":0.9448242,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.10321737825870514},{"word":"where","start":1279.57,"end":1279.73,"confidence":0.99902344,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.1206803247332573},{"word":"i","start":1279.73,"end":1279.89,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1210157573223114},{"word":"can","start":1279.89,"end":1280.0499,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13961273431777954},{"word":"provide","start":1280.0499,"end":1280.45,"confidence":1.0,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.14027148485183716},{"word":"some","start":1280.45,"end":1280.69,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.09653153270483016},{"word":"advice","start":1280.69,"end":1281.09,"confidence":0.9658203,"punctuated_word":"advice.","sentiment":"neutral","sentiment_score":0.10861849039793016},{"word":"so","start":1281.09,"end":1281.25,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08124203234910965},{"word":"i'd","start":1281.25,"end":1281.41,"confidence":0.98583984,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.09474016726016998},{"word":"like","start":1281.41,"end":1281.65,"confidence":0.99609375,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.1297743022441864},{"word":"to","start":1281.65,"end":1281.8099,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11967133730649948},{"word":"go","start":1281.8099,"end":1282.0499,"confidence":0.95166016,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1095191240310669},{"word":"back","start":1282.0499,"end":1282.2899,"confidence":0.99609375,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.08741289377212524},{"word":"if","start":1282.2899,"end":1282.37,"confidence":0.88183594,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07612734287977219},{"word":"you're","start":1282.37,"end":1282.53,"confidence":0.99365234,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.054971471428871155},{"word":"comfortable","start":1282.53,"end":1283.03,"confidence":0.9970703,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.02888643741607666},{"word":"with","start":1283.09,"end":1283.25,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0729890763759613},{"word":"it","start":1283.25,"end":1283.41,"confidence":0.88061523,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.08300909399986267},{"word":"look","start":1283.41,"end":1283.65,"confidence":0.9448242,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06436105817556381},{"word":"at","start":1283.65,"end":1283.73,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09131097793579102},{"word":"some","start":1283.73,"end":1283.985,"confidence":0.9941406,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.10773076117038728},{"word":"of","start":1283.985,"end":1284.145,"confidence":0.74658203,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1016395390033722},{"word":"the","start":1284.145,"end":1284.385,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12892624735832214},{"word":"investments","start":1284.385,"end":1284.885,"confidence":0.83691406,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":0.07771522551774979},{"word":"maybe","start":1285.745,"end":1286.065,"confidence":0.80908203,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.12913797795772552},{"word":"switch","start":1286.065,"end":1286.385,"confidence":0.98291016,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":0.12696918845176697},{"word":"them","start":1286.385,"end":1286.545,"confidence":0.9951172,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.09116867929697035},{"word":"up","start":1286.545,"end":1286.785,"confidence":0.9921875,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.080723837018013},{"word":"a","start":1286.785,"end":1286.865,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11338857561349867},{"word":"little","start":1286.865,"end":1287.1849,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.077733613550663},{"word":"bit","start":1287.1849,"end":1287.665,"confidence":0.7340088,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.09198886156082152},{"word":"because","start":1287.665,"end":1287.905,"confidence":0.66845703,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.10645456612110138},{"word":"we","start":1287.905,"end":1288.065,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.18351593613624573},{"word":"do","start":1288.065,"end":1288.3049,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.25653478503227234},{"word":"have","start":1288.3049,"end":1288.465,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.22766834497451785},{"word":"a","start":1288.465,"end":1288.625,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2359231412410736},{"word":"portfolio","start":1288.625,"end":1289.125,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.1368991732597351},{"word":"that","start":1289.4249,"end":1289.905,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2314199060201645},{"word":"might","start":1289.905,"end":1290.145,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.21578791737556455},{"word":"be","start":1290.145,"end":1290.3049,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.22509463131427765},{"word":"a","start":1290.3049,"end":1290.385,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21656616032123568},{"word":"little","start":1290.385,"end":1290.545,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.11355630308389664},{"word":"bit","start":1290.545,"end":1290.785,"confidence":0.99609375,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.13535994291305542},{"word":"more","start":1290.785,"end":1291.105,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.1727699637413025},{"word":"diversified","start":1291.105,"end":1291.605,"confidence":0.9980469,"punctuated_word":"diversified","sentiment":"neutral","sentiment_score":0.23424504697322843},{"word":"for","start":1291.825,"end":1291.985,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.23108947277069092},{"word":"you","start":1291.985,"end":1292.225,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.31314873695373535},{"word":"to","start":1292.225,"end":1292.385,"confidence":0.7133789,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1828456670045853},{"word":"help","start":1292.385,"end":1292.625,"confidence":0.9892578,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.27725064754486084},{"word":"to","start":1292.625,"end":1292.785,"confidence":0.93408203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.25982123613357544},{"word":"lower","start":1292.785,"end":1293.105,"confidence":0.9970703,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.2161359339952469},{"word":"the","start":1293.105,"end":1293.265,"confidence":0.9633789,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3220534324645996},{"word":"overall","start":1293.265,"end":1293.765,"confidence":0.9970703,"punctuated_word":"overall","sentiment":"neutral","sentiment_score":0.17336082458496094},{"word":"risk","start":1293.825,"end":1294.225,"confidence":0.9980469,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.0759044736623764},{"word":"level","start":1294.225,"end":1294.545,"confidence":0.86987305,"punctuated_word":"level,","sentiment":"neutral","sentiment_score":0.2603379487991333},{"word":"but","start":1294.545,"end":1294.705,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.22036273777484897},{"word":"also","start":1294.705,"end":1295.105,"confidence":0.8276367,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.25895270705223083},{"word":"might","start":1295.105,"end":1295.345,"confidence":0.88671875,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.30853885412216187},{"word":"be","start":1295.345,"end":1295.505,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.33087852597236633},{"word":"cheaper","start":1295.505,"end":1295.825,"confidence":0.9760742,"punctuated_word":"cheaper","sentiment":"neutral","sentiment_score":0.28504568338394165},{"word":"in","start":1295.825,"end":1296.065,"confidence":0.9941406,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3446005582809448},{"word":"investment","start":1296.065,"end":1296.565,"confidence":0.97265625,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.13049891591072085},{"word":"fees","start":1296.625,"end":1297.025,"confidence":0.87060547,"punctuated_word":"fees","sentiment":"neutral","sentiment_score":0.279105544090271},{"word":"as","start":1297.025,"end":1297.1849,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.295411080121994},{"word":"well","start":1297.1849,"end":1297.4249,"confidence":0.9995117,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.2175843715667725},{"word":"so","start":1297.4249,"end":1297.9249,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2031700313091278},{"word":"if","start":1298.11,"end":1298.2699,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2678583264350891},{"word":"you're","start":1298.2699,"end":1298.4299,"confidence":0.9980469,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.23996131122112271},{"word":"comfortable","start":1298.4299,"end":1298.9299,"confidence":0.99902344,"punctuated_word":"comfortable,","sentiment":"neutral","sentiment_score":0.18684644997119904},{"word":"i'd","start":1298.99,"end":1299.23,"confidence":0.99853516,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.32306766510009766},{"word":"love","start":1299.23,"end":1299.47,"confidence":1.0,"punctuated_word":"love","sentiment":"neutral","sentiment_score":0.3319019079208374},{"word":"to","start":1299.47,"end":1299.5499,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3357248306274414},{"word":"go","start":1299.5499,"end":1299.7899,"confidence":0.9980469,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.2867708206176758},{"word":"back","start":1299.7899,"end":1299.95,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.26377999782562256},{"word":"and","start":1299.95,"end":1300.11,"confidence":0.98828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2558514177799225},{"word":"maybe","start":1300.11,"end":1300.4299,"confidence":0.99609375,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.26519498229026794},{"word":"switch","start":1300.4299,"end":1300.75,"confidence":0.9770508,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":0.2780032157897949},{"word":"up","start":1300.75,"end":1300.9099,"confidence":0.9770508,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.20141321420669556},{"word":"the","start":1300.9099,"end":1301.07,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2608672082424164},{"word":"investments","start":1301.07,"end":1301.57,"confidence":0.7775879,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":0.15173256397247314},{"word":"look","start":1302.2699,"end":1302.4299,"confidence":0.8540039,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.22955283522605896},{"word":"at","start":1302.4299,"end":1302.59,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.19364410638809204},{"word":"how","start":1302.59,"end":1302.75,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.17330320179462433},{"word":"the","start":1302.75,"end":1302.9099,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.30035799741744995},{"word":"returns","start":1302.9099,"end":1303.3899,"confidence":0.9873047,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.20445317029953003},{"word":"have","start":1303.3899,"end":1303.5499,"confidence":0.9223633,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2197219729423523},{"word":"been","start":1303.5499,"end":1303.87,"confidence":0.9980469,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.215803787112236},{"word":"performing","start":1303.87,"end":1304.2699,"confidence":0.99316406,"punctuated_word":"performing","sentiment":"neutral","sentiment_score":0.2152833491563797},{"word":"within","start":1304.2699,"end":1304.59,"confidence":0.75634766,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.23941637575626373},{"word":"the","start":1304.59,"end":1304.75,"confidence":0.97314453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2660301625728607},{"word":"portfolio","start":1304.75,"end":1305.25,"confidence":0.92871094,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.19372311234474185},{"word":"and","start":1305.47,"end":1305.71,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21753549575805664},{"word":"just","start":1305.71,"end":1306.0299,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.23068182170391083},{"word":"maybe","start":1306.0299,"end":1306.51,"confidence":0.9902344,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.20033007860183716},{"word":"do","start":1306.51,"end":1306.75,"confidence":0.6303711,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.27640894055366516},{"word":"some","start":1306.75,"end":1306.83,"confidence":0.75,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.25153231620788574},{"word":"make","start":1306.9099,"end":1307.1499,"confidence":0.890625,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.22716578841209412},{"word":"some","start":1307.1499,"end":1307.3099,"confidence":0.9760742,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.2148210108280182},{"word":"changes","start":1307.3099,"end":1307.7899,"confidence":0.99902344,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.16641587018966675},{"word":"to","start":1307.7899,"end":1307.95,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18077892065048215},{"word":"keep","start":1307.95,"end":1308.11,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.1891755759716034},{"word":"it","start":1308.11,"end":1308.35,"confidence":0.984375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2353971004486084},{"word":"working","start":1308.35,"end":1308.6699,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.16934409737586975},{"word":"harder","start":1308.6699,"end":1309.07,"confidence":0.99121094,"punctuated_word":"harder","sentiment":"neutral","sentiment_score":0.12586674094200134},{"word":"for","start":1309.07,"end":1309.3099,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.19898779690265656},{"word":"you","start":1309.3099,"end":1309.5499,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.13232514262199402},{"word":"are","start":1309.5499,"end":1309.71,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.032120659947395325},{"word":"you","start":1309.71,"end":1309.95,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03465709835290909},{"word":"open","start":1309.95,"end":1310.19,"confidence":0.98535156,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.03731658309698105},{"word":"to","start":1310.19,"end":1310.35,"confidence":0.8457031,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03998701646924019},{"word":"me","start":1310.35,"end":1310.51,"confidence":0.9951172,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.05777925252914429},{"word":"doing","start":1310.51,"end":1310.83,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.04167657345533371},{"word":"that","start":1310.83,"end":1311.33,"confidence":0.99194336,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.04093186557292938},{"word":"yep","start":1313.005,"end":1313.505,"confidence":0.9230957,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1754465103149414},{"word":"excellent","start":1314.525,"end":1315.025,"confidence":0.99853516,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.628747820854187},{"word":"yeah","start":1317.725,"end":1318.125,"confidence":0.9226074,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.30737850069999695},{"word":"excellent","start":1318.125,"end":1318.625,"confidence":0.9995117,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.37092840671539307},{"word":"no","start":1320.125,"end":1320.365,"confidence":0.96606445,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.11246908456087112},{"word":"all","start":1320.365,"end":1320.605,"confidence":0.9614258,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.2169930934906006},{"word":"good","start":1320.605,"end":1320.845,"confidence":0.9975586,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.2192842662334442},{"word":"look","start":1320.845,"end":1321.005,"confidence":0.7402344,"punctuated_word":"Look,","sentiment":"neutral","sentiment_score":0.2256200015544891},{"word":"we","start":1321.005,"end":1321.245,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.3056420087814331},{"word":"do","start":1321.245,"end":1321.485,"confidence":0.9770508,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.40201371908187866},{"word":"work","start":1321.485,"end":1321.725,"confidence":0.98291016,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.37490832805633545},{"word":"for","start":1321.725,"end":1321.885,"confidence":0.99316406,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.36556994915008545},{"word":"you","start":1321.885,"end":1322.045,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.45638149976730347},{"word":"and","start":1322.045,"end":1322.205,"confidence":0.98828125,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3681774437427521},{"word":"in","start":1322.205,"end":1322.365,"confidence":0.98828125,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.3246486186981201},{"word":"your","start":1322.365,"end":1322.605,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.41110941767692566},{"word":"best","start":1322.605,"end":1322.845,"confidence":0.99902344,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.27313339710235596},{"word":"interest","start":1322.845,"end":1323.325,"confidence":0.9038086,"punctuated_word":"interest.","sentiment":"neutral","sentiment_score":0.3314829170703888},{"word":"so","start":1323.325,"end":1323.725,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.21174147725105288},{"word":"while","start":1323.725,"end":1323.965,"confidence":0.93847656,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.13495339453220367},{"word":"we","start":1323.965,"end":1324.205,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2318226546049118},{"word":"do","start":1324.205,"end":1324.365,"confidence":0.9892578,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.15830111503601074},{"word":"get","start":1324.365,"end":1324.605,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.21443220973014832},{"word":"paid","start":1324.605,"end":1324.845,"confidence":0.9970703,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.16718459129333496},{"word":"for","start":1324.845,"end":1325.005,"confidence":0.98291016,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.17273202538490295},{"word":"our","start":1325.005,"end":1325.165,"confidence":0.99316406,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.13599395751953125},{"word":"services","start":1325.165,"end":1325.665,"confidence":0.9902344,"punctuated_word":"services,","sentiment":"neutral","sentiment_score":0.16450414061546326},{"word":"we","start":1325.725,"end":1325.885,"confidence":0.96777344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.18611441552639008},{"word":"wanna","start":1325.885,"end":1326.205,"confidence":0.9902344,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.268035352230072},{"word":"make","start":1326.205,"end":1326.445,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.1821795403957367},{"word":"sure","start":1326.445,"end":1326.6849,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.20759738981723783},{"word":"that","start":1326.6849,"end":1326.845,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23435446619987488},{"word":"we","start":1326.845,"end":1327.005,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.26155805587768555},{"word":"are","start":1327.005,"end":1327.085,"confidence":0.98535156,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.26835349202156067},{"word":"working","start":1327.085,"end":1327.44,"confidence":0.9013672,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.31271281838417053},{"word":"in","start":1327.5199,"end":1327.6799,"confidence":0.9863281,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2690081000328064},{"word":"your","start":1327.6799,"end":1327.84,"confidence":0.9892578,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.35355809330940247},{"word":"best","start":1327.84,"end":1328.1599,"confidence":0.98828125,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.22067642211914065},{"word":"interest","start":1328.1599,"end":1328.48,"confidence":0.8803711,"punctuated_word":"interest.","sentiment":"neutral","sentiment_score":0.2417919784784317},{"word":"and","start":1328.48,"end":1328.72,"confidence":0.99316406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.12786641716957092},{"word":"even","start":1328.72,"end":1328.96,"confidence":0.9980469,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.07988792657852173},{"word":"whilst","start":1328.96,"end":1329.2799,"confidence":0.43286133,"punctuated_word":"whilst","sentiment":"neutral","sentiment_score":0.05324077606201172},{"word":"you're","start":1329.2799,"end":1329.44,"confidence":0.9946289,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.041613996028900146},{"word":"not","start":1329.44,"end":1329.6,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.03127436339855194},{"word":"working","start":1329.6,"end":1330.0,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.02031470090150833},{"word":"and","start":1330.0,"end":1330.1599,"confidence":0.92089844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07105619460344315},{"word":"not","start":1330.1599,"end":1330.3999,"confidence":0.99609375,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.052291058003902435},{"word":"contributing","start":1330.3999,"end":1330.8999,"confidence":0.99316406,"punctuated_word":"contributing,","sentiment":"neutral","sentiment_score":-0.02959306910634041},{"word":"you","start":1331.6799,"end":1331.84,"confidence":0.55322266,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0011574029922485352},{"word":"know","start":1331.84,"end":1332.0,"confidence":0.9970703,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.015457876026630402},{"word":"you","start":1332.0,"end":1332.1599,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.039002999663352966},{"word":"still","start":1332.1599,"end":1332.32,"confidence":0.97998047,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.039011865854263306},{"word":"want","start":1332.32,"end":1332.5599,"confidence":0.99902344,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.07221125066280365},{"word":"your","start":1332.5599,"end":1332.7999,"confidence":0.9838867,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1105782836675644},{"word":"super","start":1332.7999,"end":1333.0399,"confidence":0.64990234,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1759972721338272},{"word":"to","start":1333.0399,"end":1333.2,"confidence":0.96972656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16039776802062988},{"word":"be","start":1333.2,"end":1333.36,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.11010117828845978},{"word":"growing","start":1333.36,"end":1333.6799,"confidence":0.99902344,"punctuated_word":"growing","sentiment":"neutral","sentiment_score":0.1400381624698639},{"word":"and","start":1333.6799,"end":1333.84,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12403272092342375},{"word":"working","start":1333.84,"end":1334.1599,"confidence":0.99902344,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.09324412047863008},{"word":"harder","start":1334.1599,"end":1334.48,"confidence":0.9819336,"punctuated_word":"harder","sentiment":"neutral","sentiment_score":-0.15999677777290344},{"word":"for","start":1334.48,"end":1334.6399,"confidence":0.9838867,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.12092319130897522},{"word":"you","start":1334.6399,"end":1334.7999,"confidence":0.82836914,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.12176193296909332},{"word":"and","start":1334.7999,"end":1334.96,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05212236940860748},{"word":"we","start":1334.96,"end":1335.12,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.013244740664958954},{"word":"know","start":1335.12,"end":1335.36,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.03404984623193741},{"word":"that","start":1335.36,"end":1335.6,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.060780346393585205},{"word":"there","start":1335.6,"end":1335.7599,"confidence":0.77246094,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.09814225882291794},{"word":"are","start":1335.7599,"end":1336.0,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.05870366841554642},{"word":"gonna","start":1336.0,"end":1336.24,"confidence":0.9941406,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.07599721103906631},{"word":"be","start":1336.24,"end":1336.48,"confidence":0.9941406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.06725580990314484},{"word":"years","start":1336.48,"end":1336.7999,"confidence":0.8613281,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.09869463741779327},{"word":"where","start":1336.7999,"end":1337.12,"confidence":0.4909668,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.09853391349315643},{"word":"maybe","start":1337.12,"end":1337.36,"confidence":0.5307617,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.13248513638973236},{"word":"we","start":1337.36,"end":1337.5199,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.11412274837493896},{"word":"get","start":1337.5199,"end":1337.6799,"confidence":0.9921875,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.14596129953861237},{"word":"a","start":1337.6799,"end":1337.84,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1901700794696808},{"word":"negative","start":1337.84,"end":1338.24,"confidence":1.0,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.2280355989933014},{"word":"return","start":1338.24,"end":1338.6399,"confidence":0.99902344,"punctuated_word":"return","sentiment":"neutral","sentiment_score":-0.22980567812919617},{"word":"or","start":1338.6399,"end":1339.12,"confidence":0.9921875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.21610867977142337},{"word":"return","start":1339.12,"end":1339.44,"confidence":0.70458984,"punctuated_word":"return","sentiment":"neutral","sentiment_score":-0.2320597767829895},{"word":"that's","start":1339.44,"end":1339.7599,"confidence":0.9543457,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.2003014087677002},{"word":"lower","start":1339.7599,"end":1340.2599,"confidence":0.88305664,"punctuated_word":"lower.","sentiment":"neutral","sentiment_score":-0.16520188748836517},{"word":"but","start":1340.495,"end":1340.735,"confidence":0.9970703,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.012397624552249908},{"word":"every","start":1340.735,"end":1340.895,"confidence":0.9892578,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.019129343330860134},{"word":"so","start":1340.895,"end":1341.135,"confidence":0.96875,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.04466595500707626},{"word":"often","start":1341.135,"end":1341.4551,"confidence":0.9567871,"punctuated_word":"often,","sentiment":"neutral","sentiment_score":0.040302060544490814},{"word":"it's","start":1341.4551,"end":1341.6951,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.10913817584514618},{"word":"good","start":1341.6951,"end":1341.935,"confidence":0.9980469,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.17606529593467712},{"word":"to","start":1341.935,"end":1342.0951,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1725149154663086},{"word":"reevaluate","start":1342.0951,"end":1342.5951,"confidence":0.9916992,"punctuated_word":"reevaluate","sentiment":"neutral","sentiment_score":0.09238433837890624},{"word":"the","start":1342.895,"end":1343.055,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09721565246582033},{"word":"investments","start":1343.055,"end":1343.555,"confidence":0.73779297,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.014142587780952454},{"word":"within","start":1343.615,"end":1343.935,"confidence":0.99121094,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.06836944818496704},{"word":"the","start":1343.935,"end":1344.0951,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12576377391815186},{"word":"portfolio","start":1344.0951,"end":1344.5951,"confidence":0.7919922,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.11140875518321992},{"word":"keep","start":1344.895,"end":1345.135,"confidence":0.95166016,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.17363950610160828},{"word":"them","start":1345.135,"end":1345.375,"confidence":0.9892578,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.1609434187412262},{"word":"working","start":1345.375,"end":1345.6951,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.2303602397441864},{"word":"harder","start":1345.6951,"end":1346.1951,"confidence":0.91381836,"punctuated_word":"harder,","sentiment":"neutral","sentiment_score":0.12469464540481567},{"word":"and","start":1346.735,"end":1346.9751,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11625669151544572},{"word":"also","start":1346.9751,"end":1347.4751,"confidence":0.78466797,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.12870284914970398},{"word":"restructure","start":1347.535,"end":1348.035,"confidence":0.9746094,"punctuated_word":"restructure","sentiment":"neutral","sentiment_score":0.14498081803321838},{"word":"it","start":1348.0951,"end":1348.175,"confidence":0.72265625,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.010390548966825008},{"word":"so","start":1348.175,"end":1348.415,"confidence":0.9921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.052064891904592514},{"word":"we","start":1348.415,"end":1348.5751,"confidence":0.99609375,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06537196040153503},{"word":"might","start":1348.5751,"end":1348.735,"confidence":0.9970703,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.06805883347988129},{"word":"be","start":1348.735,"end":1348.895,"confidence":0.89208984,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0843002200126648},{"word":"at","start":1348.895,"end":1349.055,"confidence":0.5336914,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.060420434921979904},{"word":"a","start":1349.055,"end":1349.135,"confidence":0.9770508,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05827701464295387},{"word":"there's","start":1349.375,"end":1349.615,"confidence":0.94555664,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.09018310159444808},{"word":"a","start":1349.615,"end":1349.775,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12631464004516602},{"word":"portfolio","start":1349.775,"end":1350.275,"confidence":0.99902344,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.0813765898346901},{"word":"that","start":1350.415,"end":1350.655,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1540534794330597},{"word":"saves","start":1350.655,"end":1350.9751,"confidence":0.7758789,"punctuated_word":"saves","sentiment":"neutral","sentiment_score":0.1103346198797226},{"word":"in","start":1350.9751,"end":1351.135,"confidence":0.60595703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1477368324995041},{"word":"investment","start":1351.135,"end":1351.635,"confidence":0.98095703,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.051407549530267715},{"word":"fees","start":1351.6951,"end":1352.0951,"confidence":0.80859375,"punctuated_word":"fees,","sentiment":"neutral","sentiment_score":0.12397922575473784},{"word":"so","start":1352.0951,"end":1352.255,"confidence":0.34936523,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1787663996219635},{"word":"lowering","start":1352.255,"end":1352.655,"confidence":0.9892578,"punctuated_word":"lowering","sentiment":"neutral","sentiment_score":0.2180613279342651},{"word":"the","start":1352.655,"end":1352.8151,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2265053391456604},{"word":"investment","start":1352.8151,"end":1353.3151,"confidence":0.9902344,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.05768668279051781},{"word":"fees","start":1353.375,"end":1353.615,"confidence":0.98291016,"punctuated_word":"fees","sentiment":"neutral","sentiment_score":0.1390991508960724},{"word":"within","start":1353.615,"end":1353.855,"confidence":0.84277344,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.2335533052682877},{"word":"your","start":1353.855,"end":1354.0951,"confidence":0.9921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.254248708486557},{"word":"portfolio","start":1354.0951,"end":1354.5951,"confidence":0.9951172,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.10793892294168472},{"word":"benefits","start":1354.735,"end":1355.22,"confidence":0.6660156,"punctuated_word":"benefits","sentiment":"neutral","sentiment_score":0.2068469226360321},{"word":"you","start":1355.62,"end":1355.86,"confidence":0.8935547,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2398489415645599},{"word":"because","start":1355.86,"end":1356.1799,"confidence":0.90771484,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.2334786355495453},{"word":"it's","start":1356.1799,"end":1356.26,"confidence":0.8198242,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.48218879103660583},{"word":"more","start":1356.26,"end":1356.58,"confidence":0.99902344,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.434386670589447},{"word":"money","start":1356.58,"end":1356.82,"confidence":1.0,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.49032092094421387},{"word":"that","start":1356.82,"end":1357.0599,"confidence":0.9863281,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4373245239257813},{"word":"stays","start":1357.0599,"end":1357.2999,"confidence":0.85839844,"punctuated_word":"stays","sentiment":"positive","sentiment_score":0.411255806684494},{"word":"in","start":1357.2999,"end":1357.46,"confidence":0.9902344,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.4040500819683075},{"word":"your","start":1357.46,"end":1357.7,"confidence":0.97802734,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.35436320304870605},{"word":"suit","start":1357.7,"end":1357.94,"confidence":0.2322998,"punctuated_word":"suit","sentiment":"positive","sentiment_score":0.34302741289138794},{"word":"for","start":1357.94,"end":1358.1799,"confidence":0.38671875,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2928485870361328},{"word":"compounding","start":1358.1799,"end":1358.6799,"confidence":0.99853516,"punctuated_word":"compounding","sentiment":"positive","sentiment_score":0.34537604451179504},{"word":"working","start":1358.82,"end":1359.0599,"confidence":0.7661133,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.4069377779960632},{"word":"harder","start":1359.0599,"end":1359.46,"confidence":0.97802734,"punctuated_word":"harder","sentiment":"positive","sentiment_score":0.3412911295890808},{"word":"for","start":1359.46,"end":1359.62,"confidence":0.9863281,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.40768077969551086},{"word":"yourself","start":1359.62,"end":1360.02,"confidence":0.97875977,"punctuated_word":"yourself.","sentiment":"positive","sentiment_score":0.34588080644607544},{"word":"so","start":1360.02,"end":1360.52,"confidence":0.99902344,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3393528461456299},{"word":"i","start":1360.58,"end":1360.74,"confidence":0.99902344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4594572782516479},{"word":"would","start":1360.74,"end":1360.98,"confidence":1.0,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.4261527359485626},{"word":"love","start":1360.98,"end":1361.22,"confidence":1.0,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.5446527004241943},{"word":"to","start":1361.22,"end":1361.2999,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4501004219055176},{"word":"go","start":1361.2999,"end":1361.5399,"confidence":0.99902344,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.5055270791053772},{"word":"back","start":1361.5399,"end":1361.7,"confidence":0.99902344,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.5898179411888123},{"word":"and","start":1361.7,"end":1361.86,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5555740594863892},{"word":"do","start":1361.86,"end":1362.1,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.5372089743614197},{"word":"that","start":1362.1,"end":1362.34,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4727208912372589},{"word":"for","start":1362.34,"end":1362.5,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.41788622736930847},{"word":"you","start":1362.5,"end":1362.74,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4121564030647278},{"word":"it","start":1362.74,"end":1362.9,"confidence":0.9941406,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.11620324105024338},{"word":"only","start":1362.9,"end":1363.22,"confidence":0.9980469,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.10832838714122772},{"word":"takes","start":1363.22,"end":1363.46,"confidence":0.9980469,"punctuated_word":"takes","sentiment":"neutral","sentiment_score":0.06544177234172821},{"word":"me","start":1363.46,"end":1363.62,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.08784889429807663},{"word":"about","start":1363.62,"end":1363.94,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.05914774164557457},{"word":"two","start":1363.94,"end":1364.1,"confidence":0.9941406,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.0768810585141182},{"word":"weeks","start":1364.1,"end":1364.4199,"confidence":1.0,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":0.06824027001857758},{"word":"to","start":1364.4199,"end":1364.5,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06510887295007706},{"word":"do","start":1364.5,"end":1364.6599,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05782812833786011},{"word":"the","start":1364.6599,"end":1364.9,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07710881531238556},{"word":"research","start":1364.9,"end":1365.2999,"confidence":0.77490234,"punctuated_word":"research,","sentiment":"neutral","sentiment_score":0.0641482025384903},{"word":"but","start":1365.2999,"end":1365.46,"confidence":0.5175781,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.06697700172662735},{"word":"i","start":1365.46,"end":1365.62,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07203439623117447},{"word":"can","start":1365.62,"end":1365.86,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.108538456261158},{"word":"rebook","start":1365.86,"end":1366.26,"confidence":0.9223633,"punctuated_word":"rebook","sentiment":"neutral","sentiment_score":0.1334920972585678},{"word":"you","start":1366.26,"end":1366.4199,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13469940423965454},{"word":"back","start":1366.4199,"end":1366.6599,"confidence":0.9980469,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.12132681161165236},{"word":"in","start":1366.6599,"end":1366.9,"confidence":0.77441406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09425289183855055},{"word":"to","start":1366.9,"end":1367.235,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10839195549488068},{"word":"go","start":1367.395,"end":1367.635,"confidence":0.99121094,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1176883950829506},{"word":"through","start":1367.635,"end":1367.795,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.12722879648208618},{"word":"that","start":1367.795,"end":1368.115,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12171276658773422},{"word":"in","start":1368.115,"end":1368.355,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10971590131521224},{"word":"about","start":1368.355,"end":1368.6749,"confidence":0.9951172,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1161956712603569},{"word":"two","start":1368.6749,"end":1368.915,"confidence":0.99316406,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.14242921769618988},{"word":"weeks","start":1368.915,"end":1369.415,"confidence":0.8720703,"punctuated_word":"weeks,","sentiment":"neutral","sentiment_score":0.14118777215480804},{"word":"and","start":1369.795,"end":1369.955,"confidence":0.62158203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09194183349609376},{"word":"we","start":1369.955,"end":1370.115,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09052455425262453},{"word":"can","start":1370.115,"end":1370.4349,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.11489955335855484},{"word":"update","start":1370.4349,"end":1370.915,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.11488105356693268},{"word":"things","start":1370.915,"end":1371.315,"confidence":0.9970703,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.09329160302877426},{"word":"for","start":1371.315,"end":1371.815,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08478954434394836},{"word":"you","start":1372.195,"end":1372.515,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1097038835287094},{"word":"how","start":1372.515,"end":1372.6749,"confidence":0.8798828,"punctuated_word":"How","sentiment":"positive","sentiment_score":0.3665785789489746},{"word":"does","start":1372.6749,"end":1372.915,"confidence":0.99902344,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.25975844264030457},{"word":"that","start":1372.915,"end":1373.075,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.387324184179306},{"word":"sound","start":1373.075,"end":1373.575,"confidence":0.99902344,"punctuated_word":"sound?","sentiment":"neutral","sentiment_score":0.21010959148406985},{"word":"yep","start":1375.155,"end":1375.655,"confidence":0.74194336,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.26536089181900024},{"word":"oh","start":1376.035,"end":1376.275,"confidence":0.6640625,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.3439863920211792},{"word":"good","start":1376.275,"end":1376.775,"confidence":0.9367676,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.3354753851890564},{"word":"beautiful","start":1376.915,"end":1377.415,"confidence":0.9914551,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.49277377128601074},{"word":"do","start":1377.635,"end":1377.795,"confidence":0.9970703,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.03650636598467827},{"word":"you","start":1377.795,"end":1377.955,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05326780676841736},{"word":"have","start":1377.955,"end":1378.195,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03069940023124218},{"word":"any","start":1378.195,"end":1378.4349,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.042360298335552216},{"word":"questions","start":1378.4349,"end":1378.915,"confidence":1.0,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.03138275444507599},{"word":"about","start":1378.915,"end":1379.155,"confidence":0.9941406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.011269792914390564},{"word":"any","start":1379.155,"end":1379.475,"confidence":0.9980469,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.04629179835319519},{"word":"of","start":1379.475,"end":1379.5549,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06300384551286697},{"word":"that","start":1379.5549,"end":1379.875,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.042092129588127136},{"word":"yet","start":1379.875,"end":1380.375,"confidence":0.77783203,"punctuated_word":"yet?","sentiment":"neutral","sentiment_score":0.03822104260325432},{"word":"yeah","start":1386.53,"end":1387.03,"confidence":0.84277344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.013006843626499176},{"word":"yeah","start":1401.165,"end":1401.665,"confidence":0.7435303,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1083640530705452},{"word":"absolutely","start":1402.045,"end":1402.545,"confidence":0.88842773,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":-0.15986505150794983},{"word":"yep","start":1403.245,"end":1403.745,"confidence":0.9189453,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.16954055428504944},{"word":"mhmm","start":1408.95,"end":1409.2699,"confidence":0.79452515,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.018941838294267654},{"word":"absolutely","start":1409.2699,"end":1409.7699,"confidence":0.7902832,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.01836034469306469},{"word":"yeah","start":1409.9099,"end":1410.4099,"confidence":0.9909668,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.00030156970024108887},{"word":"oh","start":1412.07,"end":1412.57,"confidence":0.935791,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.014240169897675514},{"word":"yeah","start":1413.83,"end":1414.23,"confidence":0.97509766,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.0016517341136932373},{"word":"absolutely","start":1414.23,"end":1414.73,"confidence":0.9951172,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.050783950835466385},{"word":"yep","start":1416.71,"end":1417.19,"confidence":0.9460449,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07970085740089417},{"word":"yep","start":1417.19,"end":1417.59,"confidence":0.82470703,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13463103771209717},{"word":"absolutely","start":1417.59,"end":1418.09,"confidence":0.9980469,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.18663525581359863},{"word":"something","start":1418.3099,"end":1418.71,"confidence":0.96533203,"punctuated_word":"Something","sentiment":"neutral","sentiment_score":0.14035183191299438},{"word":"as","start":1418.71,"end":1418.87,"confidence":0.92578125,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.18311601877212524},{"word":"simple","start":1418.87,"end":1419.11,"confidence":0.98095703,"punctuated_word":"simple","sentiment":"neutral","sentiment_score":0.1914292871952057},{"word":"as","start":1419.11,"end":1419.2699,"confidence":0.8491211,"punctuated_word":"as,","sentiment":"neutral","sentiment_score":0.21180766820907593},{"word":"you","start":1419.2699,"end":1419.35,"confidence":0.91503906,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17810067534446716},{"word":"know","start":1419.35,"end":1419.59,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.1407991349697113},{"word":"$20","start":1419.59,"end":1420.23,"confidence":0.99365234,"punctuated_word":"$20","sentiment":"neutral","sentiment_score":0.15131156146526337},{"word":"a","start":1420.23,"end":1420.3899,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11571688205003738},{"word":"week","start":1420.3899,"end":1420.63,"confidence":0.9941406,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.0999281108379364},{"word":"or","start":1420.63,"end":1420.95,"confidence":0.95166016,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1255113035440445},{"word":"50","start":1420.95,"end":1421.2699,"confidence":0.9892578,"punctuated_word":"50","sentiment":"neutral","sentiment_score":0.14891019463539124},{"word":"dollars","start":1421.2699,"end":1421.59,"confidence":0.99902344,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":0.10495854169130324},{"word":"a","start":1421.59,"end":1421.6699,"confidence":0.9838867,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10687167942523956},{"word":"month","start":1421.6699,"end":1421.99,"confidence":0.99609375,"punctuated_word":"month","sentiment":"neutral","sentiment_score":0.11206164956092834},{"word":"or","start":1421.99,"end":1422.1499,"confidence":0.9394531,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1527109146118164},{"word":"something","start":1422.1499,"end":1422.5499,"confidence":0.98095703,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.14924730360507965},{"word":"if","start":1422.5499,"end":1422.63,"confidence":0.6040039,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.15760667622089386},{"word":"you're","start":1422.63,"end":1422.87,"confidence":0.9316406,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.16616779565811157},{"word":"comfortable","start":1422.87,"end":1423.0276,"confidence":0.5805664,"punctuated_word":"comfortable,","sentiment":"neutral","sentiment_score":0.18176692724227905},{"word":"and","start":1423.0276,"end":1423.185,"confidence":0.6303711,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.203240305185318},{"word":"that","start":1427.505,"end":1427.665,"confidence":0.45117188,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.5188623666763306},{"word":"can","start":1427.665,"end":1427.905,"confidence":0.86035156,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5344980359077454},{"word":"definitely","start":1427.905,"end":1428.2251,"confidence":0.85058594,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.5798083543777466},{"word":"provide","start":1428.2251,"end":1428.7051,"confidence":0.9604492,"punctuated_word":"provide","sentiment":"positive","sentiment_score":0.4453040659427643},{"word":"a","start":1428.7051,"end":1428.785,"confidence":0.9350586,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4601792097091675},{"word":"greater","start":1428.785,"end":1429.025,"confidence":0.8408203,"punctuated_word":"greater","sentiment":"positive","sentiment_score":0.442689061164856},{"word":"benefit","start":1429.025,"end":1429.505,"confidence":0.97314453,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.5189427733421326},{"word":"long","start":1429.505,"end":1429.7451,"confidence":0.9760742,"punctuated_word":"long","sentiment":"positive","sentiment_score":0.5239062905311584},{"word":"term","start":1429.7451,"end":1429.9851,"confidence":0.96777344,"punctuated_word":"term","sentiment":"positive","sentiment_score":0.501661479473114},{"word":"for","start":1429.9851,"end":1430.305,"confidence":0.98535156,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.40527474880218506},{"word":"you","start":1430.305,"end":1430.805,"confidence":0.92529297,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.3851020336151123},{"word":"did","start":1431.505,"end":1431.665,"confidence":0.9667969,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.035326287150382996},{"word":"you","start":1431.665,"end":1431.905,"confidence":0.9448242,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05685960501432419},{"word":"want","start":1431.905,"end":1432.0651,"confidence":0.9589844,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.05391842871904373},{"word":"me","start":1432.0651,"end":1432.2251,"confidence":0.9790039,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.054448358714580536},{"word":"to","start":1432.2251,"end":1432.385,"confidence":0.9448242,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.056505076587200165},{"word":"maybe","start":1432.385,"end":1432.885,"confidence":0.95947266,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.05531994253396988},{"word":"update","start":1432.9451,"end":1433.3451,"confidence":0.9970703,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.046104662120342255},{"word":"the","start":1433.3451,"end":1433.505,"confidence":0.98095703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04476195201277733},{"word":"advice","start":1433.505,"end":1434.005,"confidence":0.7661133,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.07175049930810928},{"word":"to","start":1434.0651,"end":1434.145,"confidence":0.9267578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04358745366334915},{"word":"reflect","start":1434.145,"end":1434.645,"confidence":0.99316406,"punctuated_word":"reflect","sentiment":"neutral","sentiment_score":0.04612866789102554},{"word":"maybe","start":1434.9451,"end":1435.185,"confidence":0.71191406,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.03973923996090889},{"word":"starting","start":1435.185,"end":1435.665,"confidence":0.9980469,"punctuated_word":"starting","sentiment":"neutral","sentiment_score":0.051381465047597885},{"word":"to","start":1435.665,"end":1435.8251,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.058530017733573914},{"word":"contribute","start":1435.8251,"end":1436.3251,"confidence":0.99902344,"punctuated_word":"contribute","sentiment":"neutral","sentiment_score":0.07778547704219818},{"word":"from","start":1437.1051,"end":1437.6051,"confidence":0.95703125,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.08052287995815277},{"word":"from","start":1437.72,"end":1438.0399,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.08375273644924164},{"word":"your","start":1438.0399,"end":1438.2,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08158842474222183},{"word":"funds","start":1438.2,"end":1438.6799,"confidence":0.73828125,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.0999128520488739},{"word":"and","start":1438.6799,"end":1438.9199,"confidence":0.3972168,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0735088437795639},{"word":"maybe","start":1438.9199,"end":1439.24,"confidence":0.9980469,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.07612515240907669},{"word":"just","start":1439.24,"end":1439.48,"confidence":0.8173828,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08751431107521057},{"word":"start","start":1439.48,"end":1439.64,"confidence":0.9760742,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.06265497207641602},{"word":"with","start":1439.64,"end":1439.88,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08540237694978714},{"word":"something","start":1439.88,"end":1440.36,"confidence":0.99902344,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.08517834544181824},{"word":"small","start":1440.36,"end":1440.86,"confidence":0.86450195,"punctuated_word":"small.","sentiment":"neutral","sentiment_score":0.081273153424263},{"word":"yep","start":1454.0549,"end":1454.5549,"confidence":0.88916016,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14202062785625458},{"word":"yep","start":1455.975,"end":1456.475,"confidence":0.9736328,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.22201500833034515},{"word":"beautiful","start":1456.695,"end":1457.195,"confidence":0.99853516,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.49296462535858154},{"word":"and","start":1458.375,"end":1458.615,"confidence":0.62646484,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.12274810671806335},{"word":"would","start":1458.615,"end":1458.855,"confidence":0.9970703,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.12548227608203888},{"word":"you","start":1458.855,"end":1459.095,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12041596323251724},{"word":"be","start":1459.095,"end":1459.1749,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.13839778304100037},{"word":"wanting","start":1459.1749,"end":1459.495,"confidence":0.9243164,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.1316002756357193},{"word":"to","start":1459.495,"end":1459.655,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11247023940086363},{"word":"put","start":1459.655,"end":1459.895,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.1394892930984497},{"word":"that","start":1459.895,"end":1460.135,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14893507957458496},{"word":"in","start":1460.135,"end":1460.375,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.126508891582489},{"word":"there","start":1460.375,"end":1460.695,"confidence":0.99902344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.12572833895683289},{"word":"on","start":1460.695,"end":1460.9349,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.12617339193820953},{"word":"a","start":1460.9349,"end":1461.4149,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12184028327465056},{"word":"weekly","start":1461.4149,"end":1461.895,"confidence":1.0,"punctuated_word":"weekly","sentiment":"neutral","sentiment_score":0.09159374982118608},{"word":"or","start":1461.895,"end":1462.135,"confidence":0.99609375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.10456466674804688},{"word":"monthly","start":1462.135,"end":1462.615,"confidence":0.9970703,"punctuated_word":"monthly","sentiment":"neutral","sentiment_score":0.0875193402171135},{"word":"basis","start":1462.615,"end":1463.115,"confidence":0.9782715,"punctuated_word":"basis?","sentiment":"neutral","sentiment_score":0.10694245994091034},{"word":"how","start":1463.1749,"end":1463.4149,"confidence":0.99609375,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.046703632920980453},{"word":"regularly","start":1463.4149,"end":1463.895,"confidence":0.9536133,"punctuated_word":"regularly","sentiment":"neutral","sentiment_score":0.05336563289165497},{"word":"do","start":1463.895,"end":1463.975,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04084080457687378},{"word":"you","start":1463.975,"end":1464.135,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06389439851045609},{"word":"think","start":1464.135,"end":1464.375,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.039574313908815384},{"word":"you'd","start":1464.375,"end":1464.695,"confidence":0.98657227,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.06138170510530472},{"word":"be","start":1464.695,"end":1465.195,"confidence":0.91064453,"punctuated_word":"be?","sentiment":"neutral","sentiment_score":0.030336303636431698},{"word":"yep","start":1468.99,"end":1469.49,"confidence":0.72961426,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2486622929573059},{"word":"yep","start":1471.39,"end":1471.89,"confidence":0.9567871,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.40166765451431274},{"word":"perfect","start":1473.5499,"end":1474.0499,"confidence":0.98583984,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.7296877503395081},{"word":"not","start":1474.59,"end":1474.83,"confidence":0.9716797,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.4218316674232483},{"word":"an","start":1474.83,"end":1474.99,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.3079220652580261},{"word":"issue","start":1474.99,"end":1475.3099,"confidence":1.0,"punctuated_word":"issue","sentiment":"neutral","sentiment_score":0.13680484890937805},{"word":"at","start":1475.3099,"end":1475.47,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2829691171646118},{"word":"all","start":1475.47,"end":1475.63,"confidence":0.9995117,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.3938535451889038},{"word":"i","start":1475.63,"end":1475.71,"confidence":0.9980469,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5225692987442017},{"word":"can","start":1475.71,"end":1475.95,"confidence":0.99902344,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5863085985183716},{"word":"absolutely","start":1475.95,"end":1476.4299,"confidence":0.8413086,"punctuated_word":"absolutely","sentiment":"positive","sentiment_score":0.5526286959648132},{"word":"incorporate","start":1476.4299,"end":1476.83,"confidence":0.9941406,"punctuated_word":"incorporate","sentiment":"positive","sentiment_score":0.6044862866401672},{"word":"that","start":1476.83,"end":1477.07,"confidence":0.94628906,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.6527944803237915},{"word":"into","start":1477.07,"end":1477.3099,"confidence":0.9472656,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.5430422425270081},{"word":"the","start":1477.3099,"end":1477.47,"confidence":0.88671875,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.61713707447052},{"word":"advice","start":1477.47,"end":1477.97,"confidence":0.91625977,"punctuated_word":"advice.","sentiment":"positive","sentiment_score":0.5222285985946655},{"word":"yeah","start":1478.19,"end":1478.69,"confidence":0.9316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.21305902302265167},{"word":"yeah","start":1485.415,"end":1485.895,"confidence":0.8835449,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06940712034702301},{"word":"yeah","start":1485.895,"end":1486.395,"confidence":0.9567871,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.024763215333223343},{"word":"yep","start":1486.8551,"end":1487.3551,"confidence":0.78222656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10384919494390488},{"word":"absolutely","start":1490.2151,"end":1490.7151,"confidence":0.96191406,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.32878410816192627},{"word":"yeah","start":1491.255,"end":1491.655,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.24764230847358704},{"word":"correct","start":1491.655,"end":1492.155,"confidence":0.99658203,"punctuated_word":"Correct.","sentiment":"positive","sentiment_score":0.3750556707382202},{"word":"and","start":1492.2151,"end":1492.615,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.31459861993789673},{"word":"starting","start":1492.615,"end":1493.015,"confidence":0.9819336,"punctuated_word":"starting","sentiment":"positive","sentiment_score":0.3461271822452545},{"word":"small","start":1493.015,"end":1493.415,"confidence":0.99902344,"punctuated_word":"small","sentiment":"positive","sentiment_score":0.39803346991539},{"word":"kinda","start":1493.415,"end":1493.735,"confidence":0.6933594,"punctuated_word":"kinda","sentiment":"positive","sentiment_score":0.44079720973968506},{"word":"builds","start":1493.735,"end":1494.055,"confidence":0.7763672,"punctuated_word":"builds","sentiment":"positive","sentiment_score":0.4862070381641388},{"word":"your","start":1494.055,"end":1494.295,"confidence":0.9951172,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4606527388095856},{"word":"comfort","start":1494.295,"end":1494.615,"confidence":0.99902344,"punctuated_word":"comfort","sentiment":"positive","sentiment_score":0.4760916829109192},{"word":"level","start":1494.615,"end":1494.935,"confidence":1.0,"punctuated_word":"level","sentiment":"positive","sentiment_score":0.5201781988143921},{"word":"there","start":1494.935,"end":1495.175,"confidence":1.0,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.551755428314209},{"word":"as","start":1495.175,"end":1495.3351,"confidence":0.99902344,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.43769457936286926},{"word":"well","start":1495.3351,"end":1495.5751,"confidence":0.93847656,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.34527355432510376},{"word":"so","start":1495.5751,"end":1495.735,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1440647542476654},{"word":"if","start":1495.735,"end":1495.895,"confidence":0.921875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.13119742274284363},{"word":"you're","start":1495.895,"end":1496.055,"confidence":0.9580078,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.11744492501020432},{"word":"putting","start":1496.055,"end":1496.375,"confidence":0.9970703,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.11798999458551408},{"word":"something","start":1496.375,"end":1496.6951,"confidence":0.99316406,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.09974703937768936},{"word":"small","start":1496.6951,"end":1496.935,"confidence":0.97802734,"punctuated_word":"small","sentiment":"neutral","sentiment_score":0.13492165505886078},{"word":"into","start":1496.935,"end":1497.255,"confidence":0.4790039,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.13250043988227844},{"word":"super","start":1497.255,"end":1497.655,"confidence":0.5292969,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.19438470900058744},{"word":"on","start":1497.655,"end":1497.735,"confidence":0.99316406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.11826898157596588},{"word":"a","start":1497.735,"end":1497.895,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1178821474313736},{"word":"regular","start":1497.895,"end":1498.295,"confidence":1.0,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":0.11037133634090424},{"word":"basis","start":1498.295,"end":1498.795,"confidence":0.9875488,"punctuated_word":"basis,","sentiment":"neutral","sentiment_score":0.08655320852994919},{"word":"i'd","start":1500.04,"end":1500.2001,"confidence":0.7993164,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.04151014983654022},{"word":"probably","start":1500.2001,"end":1500.52,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.07658267021179199},{"word":"look","start":1500.52,"end":1500.76,"confidence":0.9921875,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.08576406538486481},{"word":"at","start":1500.76,"end":1500.92,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1224348321557045},{"word":"doing","start":1500.92,"end":1501.16,"confidence":0.99609375,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.04935062676668167},{"word":"this","start":1501.16,"end":1501.4,"confidence":0.9921875,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.05393648520112038},{"word":"because","start":1501.4,"end":1501.8,"confidence":0.40893555,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.0830414742231369},{"word":"we're","start":1501.8,"end":1501.9601,"confidence":0.77490234,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.15225152671337128},{"word":"not","start":1501.9601,"end":1502.2001,"confidence":0.9951172,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.18286368250846863},{"word":"working","start":1502.2001,"end":1502.52,"confidence":0.8520508,"punctuated_word":"working.","sentiment":"neutral","sentiment_score":-0.16278427839279175},{"word":"there's","start":1502.52,"end":1502.76,"confidence":0.99658203,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.1057594045996666},{"word":"no","start":1502.76,"end":1503.0,"confidence":0.99609375,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.10825156420469284},{"word":"real","start":1503.0,"end":1503.3201,"confidence":0.98828125,"punctuated_word":"real","sentiment":"neutral","sentiment_score":-0.1585395634174347},{"word":"tax","start":1503.3201,"end":1503.64,"confidence":0.98291016,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.06089514493942261},{"word":"advantage","start":1503.64,"end":1504.14,"confidence":0.9941406,"punctuated_word":"advantage","sentiment":"neutral","sentiment_score":-0.05206592381000519},{"word":"to","start":1504.2001,"end":1504.36,"confidence":0.9873047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.046475693583488464},{"word":"making","start":1504.36,"end":1504.68,"confidence":0.9902344,"punctuated_word":"making","sentiment":"neutral","sentiment_score":-0.046426922082901},{"word":"it","start":1504.68,"end":1505.16,"confidence":0.984375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0011960044503211975},{"word":"a","start":1505.16,"end":1505.3201,"confidence":0.9301758,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.015814360231161118},{"word":"concessional","start":1505.3201,"end":1505.8201,"confidence":0.9506836,"punctuated_word":"concessional","sentiment":"neutral","sentiment_score":0.008812054991722107},{"word":"contribution","start":1506.04,"end":1506.54,"confidence":0.970459,"punctuated_word":"contribution.","sentiment":"neutral","sentiment_score":-0.03728611767292023},{"word":"so","start":1506.8401,"end":1507.3201,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08465614914894104},{"word":"if","start":1507.3201,"end":1507.48,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.12304864823818208},{"word":"you're","start":1507.48,"end":1507.64,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1453949511051178},{"word":"putting","start":1507.64,"end":1507.9601,"confidence":1.0,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.16450156271457672},{"word":"that","start":1507.9601,"end":1508.12,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18871185183525083},{"word":"$25","start":1508.12,"end":1509.0,"confidence":0.9987793,"punctuated_word":"$25","sentiment":"neutral","sentiment_score":0.1770527958869934},{"word":"in","start":1509.0,"end":1509.16,"confidence":0.97998047,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.18514955043792725},{"word":"out","start":1509.16,"end":1509.3201,"confidence":0.9301758,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.16429543495178223},{"word":"of","start":1509.3201,"end":1509.48,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13884803652763367},{"word":"your","start":1509.48,"end":1509.7201,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13767102360725403},{"word":"bank","start":1509.7201,"end":1509.9601,"confidence":1.0,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.13441622257232666},{"word":"account","start":1509.9601,"end":1510.4601,"confidence":0.9921875,"punctuated_word":"account,","sentiment":"neutral","sentiment_score":0.1636955738067627},{"word":"that's","start":1510.92,"end":1511.16,"confidence":0.98706055,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.22791945934295657},{"word":"essentially","start":1511.16,"end":1511.66,"confidence":0.9111328,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.17654287815093994},{"word":"going","start":1511.7201,"end":1511.9601,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.2453514039516449},{"word":"in","start":1511.9601,"end":1512.28,"confidence":0.95166016,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.22229556739330292},{"word":"being","start":1512.28,"end":1512.52,"confidence":0.79541016,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.21572673320770264},{"word":"a","start":1512.52,"end":1512.68,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23798298835754397},{"word":"100","start":1512.68,"end":1513.0,"confidence":0.99902344,"punctuated_word":"100","sentiment":"neutral","sentiment_score":0.2143283188343048},{"word":"percent","start":1513.0,"end":1513.48,"confidence":0.99902344,"punctuated_word":"percent","sentiment":"neutral","sentiment_score":0.24334301054477692},{"word":"invested","start":1513.48,"end":1513.98,"confidence":0.84033203,"punctuated_word":"invested,","sentiment":"neutral","sentiment_score":0.22792348265647888},{"word":"and","start":1514.7649,"end":1514.9249,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.260348379611969},{"word":"it's","start":1514.9249,"end":1515.1649,"confidence":0.9941406,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.3155178427696228},{"word":"building","start":1515.1649,"end":1515.485,"confidence":0.9741211,"punctuated_word":"building","sentiment":"neutral","sentiment_score":0.3323610723018646},{"word":"on","start":1515.485,"end":1515.725,"confidence":0.9970703,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3991601169109345},{"word":"your","start":1515.725,"end":1515.965,"confidence":0.9892578,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3143245577812195},{"word":"paper","start":1515.965,"end":1516.2849,"confidence":0.4204712,"punctuated_word":"paper.","sentiment":"neutral","sentiment_score":0.2723197638988495},{"word":"so","start":1516.2849,"end":1516.5249,"confidence":0.9863281,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.34309351444244385},{"word":"it","start":1516.5249,"end":1516.605,"confidence":0.98535156,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.40268006920814514},{"word":"provides","start":1516.605,"end":1517.005,"confidence":0.9980469,"punctuated_word":"provides","sentiment":"positive","sentiment_score":0.3356546461582184},{"word":"you","start":1517.005,"end":1517.1649,"confidence":0.8935547,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3433076739311218},{"word":"greater","start":1517.1649,"end":1517.485,"confidence":0.94921875,"punctuated_word":"greater","sentiment":"positive","sentiment_score":0.37550315260887146},{"word":"benefit","start":1517.485,"end":1517.8849,"confidence":0.9760742,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.5026984214782715},{"word":"long","start":1517.8849,"end":1518.125,"confidence":0.99121094,"punctuated_word":"long","sentiment":"positive","sentiment_score":0.4928783774375915},{"word":"term","start":1518.125,"end":1518.445,"confidence":0.9699707,"punctuated_word":"term.","sentiment":"positive","sentiment_score":0.33642667531967163},{"word":"and","start":1518.445,"end":1518.605,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.14062325656414032},{"word":"if","start":1518.605,"end":1518.7649,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1364947259426117},{"word":"you","start":1518.7649,"end":1518.845,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11790242046117784},{"word":"think","start":1518.845,"end":1519.085,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.11795438826084136},{"word":"about","start":1519.085,"end":1519.325,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.15476123988628387},{"word":"it","start":1519.325,"end":1519.485,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1287679374217987},{"word":"because","start":1519.485,"end":1519.965,"confidence":0.5258789,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.11511535197496414},{"word":"i","start":1519.965,"end":1520.0449,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08404992520809174},{"word":"mean","start":1520.0449,"end":1520.365,"confidence":0.99609375,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.09522400796413422},{"word":"you're","start":1520.365,"end":1520.865,"confidence":0.8569336,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.06659765541553497},{"word":"44","start":1521.005,"end":1521.8049,"confidence":0.9711914,"punctuated_word":"44","sentiment":"neutral","sentiment_score":0.062040653079748154},{"word":"this","start":1521.8049,"end":1522.205,"confidence":0.9770508,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.03697485476732254},{"word":"year","start":1522.205,"end":1522.605,"confidence":0.84887695,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.05205390229821205},{"word":"oh","start":1522.605,"end":1522.7649,"confidence":0.73376465,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.005445618182420731},{"word":"yeah","start":1522.7649,"end":1523.005,"confidence":0.91796875,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.01104121282696724},{"word":"just","start":1523.005,"end":1523.325,"confidence":0.42211914,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.014781633391976357},{"word":"10","start":1523.325,"end":1523.565,"confidence":0.8676758,"punctuated_word":"10","sentiment":"neutral","sentiment_score":-0.00871297251433134},{"word":"44","start":1523.565,"end":1524.125,"confidence":0.9733887,"punctuated_word":"44","sentiment":"neutral","sentiment_score":-0.006865860894322395},{"word":"a","start":1524.125,"end":1524.205,"confidence":0.9135742,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.015235217288136482},{"word":"few","start":1524.205,"end":1524.365,"confidence":0.9970703,"punctuated_word":"few","sentiment":"neutral","sentiment_score":-0.018260031938552856},{"word":"months","start":1524.365,"end":1524.605,"confidence":0.9863281,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.010733850300312042},{"word":"back","start":1524.605,"end":1525.105,"confidence":0.86816406,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":-0.002139788120985031},{"word":"it's","start":1526.205,"end":1526.2849,"confidence":0.86206055,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.06612294912338257},{"word":"okay","start":1526.2849,"end":1526.605,"confidence":0.9941406,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.06755100190639496},{"word":"i'm","start":1526.605,"end":1526.845,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.01984725147485733},{"word":"in","start":1526.845,"end":1527.005,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.029321640729904175},{"word":"my","start":1527.005,"end":1527.1649,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.04112344980239868},{"word":"forties","start":1527.1649,"end":1527.565,"confidence":0.8520508,"punctuated_word":"forties","sentiment":"neutral","sentiment_score":-0.03643619269132614},{"word":"too","start":1527.565,"end":1527.8049,"confidence":0.970459,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":-0.012703360989689829},{"word":"don't","start":1527.8049,"end":1528.0449,"confidence":0.9995117,"punctuated_word":"Don't","sentiment":"neutral","sentiment_score":-0.053692977875471115},{"word":"worry","start":1528.0449,"end":1528.365,"confidence":0.99902344,"punctuated_word":"worry.","sentiment":"neutral","sentiment_score":-0.05024941265583038},{"word":"i","start":1528.365,"end":1528.445,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15606465935707092},{"word":"think","start":1528.445,"end":1528.605,"confidence":0.99609375,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.17800110578536987},{"word":"it's","start":1528.605,"end":1528.845,"confidence":0.99365234,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.1935790777206421},{"word":"the","start":1528.845,"end":1529.005,"confidence":0.9838867,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.21450874209403992},{"word":"best","start":1529.005,"end":1529.1649,"confidence":0.9941406,"punctuated_word":"best","sentiment":"neutral","sentiment_score":-0.2613692283630371},{"word":"time","start":1529.1649,"end":1529.4049,"confidence":0.8461914,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.19587083160877228},{"word":"to","start":1529.4049,"end":1529.485,"confidence":0.18041992,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.23297560214996335},{"word":"bail","start":1529.485,"end":1529.725,"confidence":0.25634766,"punctuated_word":"bail","sentiment":"neutral","sentiment_score":-0.21992218494415283},{"word":"out","start":1529.725,"end":1529.8049,"confidence":0.8066406,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":-0.1977314054965973},{"word":"personally","start":1529.8049,"end":1530.3049,"confidence":0.7336426,"punctuated_word":"personally.","sentiment":"neutral","sentiment_score":-0.1778145283460617},{"word":"personally","start":1535.2899,"end":1535.69,"confidence":0.8911133,"punctuated_word":"Personally.","sentiment":"neutral","sentiment_score":-0.16519348323345184},{"word":"i","start":1535.69,"end":1535.85,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15910056233406067},{"word":"do","start":1535.85,"end":1536.1699,"confidence":0.9589844,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.08779989182949066},{"word":"find","start":1536.1699,"end":1536.4099,"confidence":0.99609375,"punctuated_word":"find","sentiment":"neutral","sentiment_score":-0.12060818076133728},{"word":"i","start":1536.4099,"end":1536.49,"confidence":0.9604492,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14498385787010193},{"word":"have","start":1536.49,"end":1536.99,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.13002780079841614},{"word":"i","start":1538.25,"end":1538.4099,"confidence":0.69433594,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16595350205898285},{"word":"do","start":1538.4099,"end":1538.73,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.10596171021461488},{"word":"find","start":1538.73,"end":1538.97,"confidence":1.0,"punctuated_word":"find","sentiment":"neutral","sentiment_score":-0.17195892333984375},{"word":"i","start":1538.97,"end":1539.0499,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19538560509681704},{"word":"have","start":1539.0499,"end":1539.37,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.18733057379722595},{"word":"less","start":1539.37,"end":1539.69,"confidence":0.9980469,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.23136727511882785},{"word":"tolerance","start":1539.69,"end":1540.19,"confidence":0.95947266,"punctuated_word":"tolerance","sentiment":"neutral","sentiment_score":-0.29544949531555176},{"word":"than","start":1540.25,"end":1540.4099,"confidence":0.5917969,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.2811150550842285},{"word":"some","start":1540.4099,"end":1540.6499,"confidence":0.6147461,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.2288738489151001},{"word":"20","start":1540.6499,"end":1540.89,"confidence":0.9980469,"punctuated_word":"20","sentiment":"neutral","sentiment_score":-0.21824321150779724},{"word":"year","start":1540.89,"end":1541.0499,"confidence":0.99609375,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.21048232913017273},{"word":"olds","start":1541.0499,"end":1541.37,"confidence":0.9248047,"punctuated_word":"olds","sentiment":"neutral","sentiment_score":-0.23640984296798703},{"word":"in","start":1541.37,"end":1541.5299,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.19153034687042236},{"word":"my","start":1541.5299,"end":1541.69,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.15275508165359497},{"word":"life","start":1541.69,"end":1542.01,"confidence":0.9277344,"punctuated_word":"life,","sentiment":"neutral","sentiment_score":-0.16954898834228516},{"word":"but","start":1542.01,"end":1542.25,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.07880100607872009},{"word":"you","start":1542.25,"end":1542.33,"confidence":0.96972656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13817612826824188},{"word":"know","start":1542.33,"end":1542.57,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.11171041429042816},{"word":"what","start":1542.57,"end":1542.89,"confidence":0.9736328,"punctuated_word":"what?","sentiment":"neutral","sentiment_score":-0.10123515874147417},{"word":"that's","start":1542.89,"end":1543.13,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.04996511340141296},{"word":"okay","start":1543.13,"end":1543.63,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.01679423451423645},{"word":"so","start":1546.5651,"end":1547.0651,"confidence":0.9873047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.02963113784790039},{"word":"if","start":1548.165,"end":1548.3251,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0192228052765131},{"word":"we","start":1548.3251,"end":1548.485,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.031216897070407867},{"word":"think","start":1548.485,"end":1548.805,"confidence":0.9902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.0007428042590618134},{"word":"about","start":1548.805,"end":1549.125,"confidence":0.87890625,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.01081884279847145},{"word":"$25","start":1549.125,"end":1550.165,"confidence":0.9995117,"punctuated_word":"$25","sentiment":"neutral","sentiment_score":-0.02348068729043007},{"word":"on","start":1550.165,"end":1550.3251,"confidence":0.99121094,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.006046950817108154},{"word":"a","start":1550.3251,"end":1550.645,"confidence":0.82299805,"punctuated_word":"a,","sentiment":"neutral","sentiment_score":-0.012961777858436108},{"word":"let's","start":1550.645,"end":1550.805,"confidence":0.90356445,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":-0.010684392414987087},{"word":"say","start":1550.805,"end":1551.045,"confidence":0.98950195,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.0022131633013486862},{"word":"a","start":1551.045,"end":1551.2051,"confidence":0.9863281,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.016236770898103714},{"word":"weekly","start":1551.2051,"end":1551.685,"confidence":1.0,"punctuated_word":"weekly","sentiment":"neutral","sentiment_score":0.010922703891992567},{"word":"basis","start":1551.685,"end":1552.185,"confidence":0.8671875,"punctuated_word":"basis,","sentiment":"neutral","sentiment_score":0.012843038886785507},{"word":"and","start":1552.645,"end":1552.885,"confidence":0.78466797,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.004722991958260536},{"word":"we","start":1552.885,"end":1553.045,"confidence":0.96777344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0018620304763317108},{"word":"do","start":1553.045,"end":1553.285,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.006922297179698944},{"word":"that","start":1553.285,"end":1553.525,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.009282592684030533},{"word":"over","start":1553.525,"end":1553.8451,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.029992252588272095},{"word":"the","start":1553.8451,"end":1553.925,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0006349831819534302},{"word":"course","start":1553.925,"end":1554.245,"confidence":0.9980469,"punctuated_word":"course","sentiment":"neutral","sentiment_score":0.024825215339660645},{"word":"of","start":1554.245,"end":1554.405,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.011803627014160156},{"word":"the","start":1554.405,"end":1554.5651,"confidence":0.88720703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.003186844289302826},{"word":"year","start":1554.5651,"end":1554.9651,"confidence":0.95703125,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.030217627063393593},{"word":"it's","start":1554.9651,"end":1555.045,"confidence":0.77563477,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.014515786431729794},{"word":"$3,700","start":1555.045,"end":1556.5651,"confidence":0.8124186,"punctuated_word":"$3,700","sentiment":"neutral","sentiment_score":0.01831415481865406},{"word":"that","start":1556.5651,"end":1556.725,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.003911808133125305},{"word":"you're","start":1556.725,"end":1556.885,"confidence":0.9970703,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.00720534473657608},{"word":"putting","start":1556.885,"end":1557.2051,"confidence":0.9970703,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":-0.005149303004145622},{"word":"in","start":1557.2051,"end":1557.365,"confidence":0.8745117,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.007559157907962799},{"word":"the","start":1557.365,"end":1557.525,"confidence":0.82958984,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.00391494482755661},{"word":"super","start":1557.525,"end":1558.025,"confidence":0.78808594,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.008431194350123405},{"word":"then","start":1559.14,"end":1559.46,"confidence":0.9941406,"punctuated_word":"Then","sentiment":"neutral","sentiment_score":-0.02455260418355465},{"word":"if","start":1559.46,"end":1559.78,"confidence":0.9658203,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.06066717952489853},{"word":"you","start":1559.78,"end":1559.9401,"confidence":0.9863281,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.052656784653663635},{"word":"compound","start":1559.9401,"end":1560.34,"confidence":0.98535156,"punctuated_word":"compound","sentiment":"neutral","sentiment_score":-0.00774972140789032},{"word":"that","start":1560.34,"end":1560.58,"confidence":0.9873047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.055155541747808456},{"word":"over","start":1560.58,"end":1560.8201,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.04785678908228874},{"word":"the","start":1560.8201,"end":1560.9,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07217239588499069},{"word":"next","start":1560.9,"end":1561.3,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.09332595765590668},{"word":"ten","start":1561.3,"end":1561.62,"confidence":1.0,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":-0.06145305931568146},{"word":"years","start":1561.62,"end":1562.02,"confidence":0.99560547,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.05108235031366348},{"word":"it's","start":1562.02,"end":1562.18,"confidence":0.9855957,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.055184751749038696},{"word":"next","start":1562.18,"end":1562.5,"confidence":0.96875,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.0669296383857727},{"word":"to","start":1562.5,"end":1562.74,"confidence":0.93359375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05084944888949394},{"word":"13,000","start":1562.74,"end":1563.62,"confidence":0.9951172,"punctuated_word":"13,000","sentiment":"neutral","sentiment_score":-0.05390188843011856},{"word":"that","start":1563.62,"end":1563.78,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09800615906715392},{"word":"you're","start":1563.78,"end":1563.9401,"confidence":0.9980469,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.12043647468090056},{"word":"putting","start":1563.9401,"end":1564.26,"confidence":0.99902344,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":-0.08270753920078278},{"word":"in","start":1564.26,"end":1564.42,"confidence":0.75341797,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.06728038191795349},{"word":"the","start":1564.42,"end":1564.58,"confidence":0.98095703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10511720180511476},{"word":"super","start":1564.58,"end":1565.08,"confidence":0.9892578,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.037623658776283264},{"word":"that","start":1565.62,"end":1565.86,"confidence":0.875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.13262513279914856},{"word":"could","start":1565.86,"end":1566.02,"confidence":0.99902344,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.201869934797287},{"word":"be","start":1566.02,"end":1566.26,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.13921985030174255},{"word":"compounding","start":1566.26,"end":1566.76,"confidence":1.0,"punctuated_word":"compounding","sentiment":"neutral","sentiment_score":-0.09478100389242172},{"word":"harder","start":1566.9,"end":1567.22,"confidence":0.9301758,"punctuated_word":"harder","sentiment":"neutral","sentiment_score":-0.12509386241436005},{"word":"for","start":1567.22,"end":1567.46,"confidence":0.9873047,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.16807197034358978},{"word":"yourself","start":1567.46,"end":1567.96,"confidence":0.9675293,"punctuated_word":"yourself.","sentiment":"neutral","sentiment_score":-0.1285911500453949},{"word":"yeah","start":1568.5,"end":1569.0,"confidence":0.81518555,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.026303693652153015},{"word":"yeah","start":1573.665,"end":1574.065,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1373414695262909},{"word":"yeah","start":1574.065,"end":1574.565,"confidence":0.97094727,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14155572652816772},{"word":"definitely","start":1575.1849,"end":1575.6849,"confidence":0.99316406,"punctuated_word":"Definitely.","sentiment":"neutral","sentiment_score":0.016165466979146004},{"word":"if","start":1576.945,"end":1577.1849,"confidence":0.9277344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.019320668652653698},{"word":"i","start":1577.1849,"end":1577.345,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.017546547576785088},{"word":"work","start":1577.345,"end":1577.585,"confidence":0.9951172,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.02086370252072811},{"word":"it","start":1577.585,"end":1577.745,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.022708578035235405},{"word":"out","start":1577.745,"end":1578.065,"confidence":0.99316406,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.019197087734937668},{"word":"over","start":1578.065,"end":1578.145,"confidence":0.9892578,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.028058746829628944},{"word":"so","start":1578.225,"end":1578.725,"confidence":0.9941406,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.025115495547652245},{"word":"if","start":1578.945,"end":1579.105,"confidence":0.99316406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.02443137764930725},{"word":"we","start":1579.105,"end":1579.265,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.013404220342636108},{"word":"work","start":1579.265,"end":1579.505,"confidence":0.9970703,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.005490818060934544},{"word":"on","start":1579.505,"end":1579.745,"confidence":0.9267578,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.01025596633553505},{"word":"just","start":1579.745,"end":1579.985,"confidence":0.95166016,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.01435105036944151},{"word":"the","start":1579.985,"end":1580.065,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.014897577464580536},{"word":"age","start":1580.065,"end":1580.385,"confidence":0.99316406,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.009251881390810013},{"word":"of","start":1580.385,"end":1580.465,"confidence":0.9902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.014064127579331398},{"word":"60","start":1580.465,"end":1580.865,"confidence":0.9523926,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":-0.012324722483754158},{"word":"which","start":1580.865,"end":1581.105,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.01828962378203869},{"word":"is","start":1581.105,"end":1581.185,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.022154519334435463},{"word":"the","start":1581.185,"end":1581.265,"confidence":0.5,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.026069901883602142},{"word":"earliest","start":1581.265,"end":1581.745,"confidence":0.9970703,"punctuated_word":"earliest","sentiment":"neutral","sentiment_score":-0.017561009153723717},{"word":"you're","start":1581.745,"end":1581.905,"confidence":0.9296875,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.010087053291499616},{"word":"able","start":1581.905,"end":1582.145,"confidence":0.99902344,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.007458231411874294},{"word":"to","start":1582.145,"end":1582.385,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.014617105945944786},{"word":"access","start":1582.385,"end":1582.865,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.011779209598898888},{"word":"super","start":1582.865,"end":1583.265,"confidence":0.8203125,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.004380499944090843},{"word":"under","start":1583.265,"end":1583.665,"confidence":0.9003906,"punctuated_word":"under","sentiment":"neutral","sentiment_score":-0.0044616274535655975},{"word":"legislation","start":1583.665,"end":1584.165,"confidence":0.77124023,"punctuated_word":"legislation,","sentiment":"neutral","sentiment_score":-0.003633865155279637},{"word":"if","start":1584.225,"end":1584.385,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.019409585744142532},{"word":"you're","start":1584.385,"end":1584.545,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.01613564044237137},{"word":"not","start":1584.545,"end":1584.785,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.018557721748948097},{"word":"working","start":1584.785,"end":1585.105,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.018666237592697144},{"word":"at","start":1585.105,"end":1585.265,"confidence":0.9902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.02405962534248829},{"word":"60","start":1585.265,"end":1585.665,"confidence":0.984375,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":-0.022279437631368637},{"word":"you","start":1585.665,"end":1585.745,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.029461394995450977},{"word":"can","start":1585.745,"end":1585.985,"confidence":0.9951172,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.02108659595251083},{"word":"start","start":1585.985,"end":1586.3049,"confidence":0.9604492,"punctuated_word":"start","sentiment":"neutral","sentiment_score":-0.03680484741926193},{"word":"drawing","start":1586.3049,"end":1586.705,"confidence":0.70166016,"punctuated_word":"drawing","sentiment":"neutral","sentiment_score":-0.017573107033967972},{"word":"income","start":1586.705,"end":1587.105,"confidence":0.99121094,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.022192077711224556},{"word":"out","start":1587.105,"end":1587.4249,"confidence":0.7687988,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":-0.01580997183918953},{"word":"or","start":1587.4249,"end":1587.9249,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.02110152132809162},{"word":"you","start":1588.01,"end":1588.0901,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.011401154100894928},{"word":"can","start":1588.0901,"end":1588.3301,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.009854774922132492},{"word":"take","start":1588.3301,"end":1588.41,"confidence":0.9980469,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.015760129317641258},{"word":"all","start":1588.41,"end":1588.7301,"confidence":0.99609375,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.018749387934803963},{"word":"your","start":1588.7301,"end":1588.9701,"confidence":0.8442383,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.021577179431915283},{"word":"super","start":1588.9701,"end":1589.29,"confidence":0.80126953,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.007087083533406258},{"word":"if","start":1589.29,"end":1589.53,"confidence":0.984375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.023749541491270065},{"word":"you","start":1589.53,"end":1589.6101,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.034759409725666046},{"word":"want","start":1589.6101,"end":1589.8501,"confidence":0.99902344,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.03030126914381981},{"word":"to","start":1589.8501,"end":1590.3501,"confidence":0.9326172,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":-0.0319264754652977},{"word":"and","start":1590.4901,"end":1590.7301,"confidence":0.6254883,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.02842595800757408},{"word":"it's","start":1590.7301,"end":1591.05,"confidence":0.954834,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.03509136289358139},{"word":"about","start":1591.05,"end":1591.37,"confidence":0.99121094,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.07648575305938721},{"word":"sixteen","start":1591.37,"end":1591.8501,"confidence":0.95410156,"punctuated_word":"sixteen","sentiment":"neutral","sentiment_score":-0.1151357963681221},{"word":"years","start":1591.8501,"end":1592.17,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.1269582360982895},{"word":"away","start":1592.17,"end":1592.67,"confidence":0.8613281,"punctuated_word":"away.","sentiment":"neutral","sentiment_score":-0.06973829865455627},{"word":"so","start":1593.2101,"end":1593.53,"confidence":0.9472656,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04589815065264702},{"word":"$1,300","start":1593.53,"end":1594.4901,"confidence":0.98742676,"punctuated_word":"$1,300","sentiment":"neutral","sentiment_score":-0.034669291228055954},{"word":"on","start":1594.4901,"end":1594.65,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.02616177126765251},{"word":"a","start":1594.65,"end":1594.7301,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.020289471372962},{"word":"yearly","start":1594.7301,"end":1595.13,"confidence":0.99609375,"punctuated_word":"yearly","sentiment":"neutral","sentiment_score":-0.014093469828367232},{"word":"basis","start":1595.13,"end":1595.4501,"confidence":0.9970703,"punctuated_word":"basis","sentiment":"neutral","sentiment_score":-0.02226214110851288},{"word":"over","start":1595.4501,"end":1595.6901,"confidence":0.71191406,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.014624722301959991},{"word":"the","start":1595.6901,"end":1595.8501,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.028700368478894234},{"word":"next","start":1595.8501,"end":1596.17,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.03058626316487789},{"word":"sixteen","start":1596.17,"end":1596.4901,"confidence":0.9375,"punctuated_word":"sixteen","sentiment":"neutral","sentiment_score":-0.040394216775894165},{"word":"years","start":1596.4901,"end":1596.81,"confidence":0.7631836,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":-0.02610546723008156},{"word":"there's","start":1596.81,"end":1596.9701,"confidence":0.61572266,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.000473788648378104},{"word":"an","start":1596.9701,"end":1597.13,"confidence":0.5810547,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.013828154653310776},{"word":"extra","start":1597.13,"end":1597.4501,"confidence":0.96777344,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":-0.008233100175857544},{"word":"$20,800","start":1597.4501,"end":1599.05,"confidence":0.99902344,"punctuated_word":"$20,800","sentiment":"neutral","sentiment_score":-0.0031390339136123657},{"word":"put","start":1599.05,"end":1599.2101,"confidence":0.92333984,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.023377452045679092},{"word":"into","start":1599.2101,"end":1599.53,"confidence":0.9921875,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.013290662318468094},{"word":"your","start":1599.53,"end":1599.8501,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.023150093853473663},{"word":"super","start":1599.8501,"end":1600.3501,"confidence":0.98828125,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.01080787181854248},{"word":"that","start":1600.5349,"end":1600.7749,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.004964563995599747},{"word":"could","start":1600.7749,"end":1600.855,"confidence":0.99609375,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.01562950387597084},{"word":"be","start":1600.855,"end":1600.9349,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.01791718602180481},{"word":"building","start":1600.9349,"end":1601.4149,"confidence":0.91625977,"punctuated_word":"building.","sentiment":"neutral","sentiment_score":-0.011038348078727722},{"word":"and","start":1601.4149,"end":1601.495,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0019230470061302185},{"word":"if","start":1601.495,"end":1601.6549,"confidence":0.96875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.001813206821680069},{"word":"that's","start":1601.6549,"end":1601.975,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.007403751369565725},{"word":"getting","start":1601.975,"end":1602.2949,"confidence":0.99609375,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.0059134699404239655},{"word":"sort","start":1602.2949,"end":1602.455,"confidence":0.9614258,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.007017344236373901},{"word":"of","start":1602.455,"end":1602.615,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0022625960409641266},{"word":"an","start":1602.615,"end":1602.695,"confidence":0.9902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.0004546567797660827},{"word":"eight","start":1602.695,"end":1602.9349,"confidence":0.9921875,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":-0.01240267977118492},{"word":"to","start":1602.9349,"end":1603.095,"confidence":0.7470703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.026311218738555908},{"word":"10%","start":1603.095,"end":1603.6549,"confidence":0.9946289,"punctuated_word":"10%","sentiment":"neutral","sentiment_score":0.018574602901935577},{"word":"return","start":1603.6549,"end":1604.1549,"confidence":0.9892578,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.014068834483623505},{"word":"compounded","start":1604.455,"end":1604.9349,"confidence":0.9316406,"punctuated_word":"compounded","sentiment":"neutral","sentiment_score":0.0013942209770902991},{"word":"on","start":1604.9349,"end":1605.095,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0018736571073532104},{"word":"a","start":1605.095,"end":1605.255,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0047990623861551285},{"word":"yearly","start":1605.255,"end":1605.575,"confidence":1.0,"punctuated_word":"yearly","sentiment":"neutral","sentiment_score":0.010792642831802368},{"word":"basis","start":1605.575,"end":1606.0549,"confidence":0.970459,"punctuated_word":"basis,","sentiment":"neutral","sentiment_score":0.024691520258784298},{"word":"that","start":1606.0549,"end":1606.2949,"confidence":0.9921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02514714747667313},{"word":"could","start":1606.2949,"end":1606.5349,"confidence":0.9526367,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.0253436379134655},{"word":"provide","start":1606.5349,"end":1607.0349,"confidence":0.99560547,"punctuated_word":"provide,","sentiment":"neutral","sentiment_score":0.01057257317006588},{"word":"you","start":1607.255,"end":1607.335,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0013448446989059448},{"word":"know","start":1607.335,"end":1607.575,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.006804138422012329},{"word":"an","start":1607.575,"end":1607.815,"confidence":0.9980469,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.0249982587993145},{"word":"extra","start":1607.815,"end":1608.135,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.0029013603925704956},{"word":"100,000","start":1608.135,"end":1608.9349,"confidence":0.9875488,"punctuated_word":"100,000","sentiment":"neutral","sentiment_score":0.03171933442354202},{"word":"into","start":1608.9349,"end":1609.1749,"confidence":0.95166016,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.005411326885223389},{"word":"your","start":1609.1749,"end":1609.335,"confidence":0.99316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.0500980019569397},{"word":"super","start":1609.335,"end":1609.815,"confidence":0.9838867,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.01401829719543457},{"word":"long","start":1609.815,"end":1610.0549,"confidence":0.99609375,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.007095817476511002},{"word":"term","start":1610.0549,"end":1610.5549,"confidence":0.98339844,"punctuated_word":"term.","sentiment":"neutral","sentiment_score":-0.02127884328365326},{"word":"so","start":1610.615,"end":1611.115,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.012676447629928589},{"word":"yeah","start":1611.255,"end":1611.755,"confidence":0.9980469,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.02143849991261959},{"word":"big","start":1614.2949,"end":1614.615,"confidence":0.9667969,"punctuated_word":"Big","sentiment":"neutral","sentiment_score":-0.012957058846950533},{"word":"difference","start":1614.615,"end":1615.08,"confidence":0.9980469,"punctuated_word":"difference.","sentiment":"neutral","sentiment_score":-0.022736502811312675},{"word":"yeah","start":1617.0,"end":1617.5,"confidence":0.9921875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.10134469717741013},{"word":"absolutely","start":1617.5599,"end":1618.0599,"confidence":0.99853516,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":-0.2537318170070648},{"word":"yeah","start":1621.88,"end":1622.38,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1446029543876648},{"word":"that's","start":1623.08,"end":1623.58,"confidence":0.75927734,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1130119487643242},{"word":"okay","start":1623.64,"end":1624.12,"confidence":0.9802246,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.13037729263305664},{"word":"not","start":1624.12,"end":1624.2799,"confidence":0.99902344,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.20221000909805295},{"word":"a","start":1624.2799,"end":1624.44,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11363561451435088},{"word":"problem","start":1624.44,"end":1624.76,"confidence":1.0,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.12565544247627258},{"word":"at","start":1624.76,"end":1624.9199,"confidence":0.9951172,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1178099438548088},{"word":"all","start":1624.9199,"end":1625.08,"confidence":0.9880371,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.13340623676776886},{"word":"so","start":1625.08,"end":1625.24,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09921026229858398},{"word":"we'll","start":1625.24,"end":1625.48,"confidence":0.99902344,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.09750527143478394},{"word":"start","start":1625.48,"end":1625.7999,"confidence":0.9980469,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.11376547068357468},{"word":"with","start":1625.7999,"end":1626.0399,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1333988904953003},{"word":"something","start":1626.0399,"end":1626.5199,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.1273598074913025},{"word":"small","start":1626.5199,"end":1626.9199,"confidence":0.92041016,"punctuated_word":"small,","sentiment":"neutral","sentiment_score":0.12570291757583618},{"word":"$25","start":1626.9199,"end":1627.88,"confidence":0.99902344,"punctuated_word":"$25","sentiment":"neutral","sentiment_score":0.11051815748214722},{"word":"per","start":1627.88,"end":1628.12,"confidence":0.99902344,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.07859783619642258},{"word":"week","start":1628.12,"end":1628.36,"confidence":0.96655273,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.08023466169834137},{"word":"and","start":1628.36,"end":1628.6,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09656029939651488},{"word":"i'll","start":1628.6,"end":1628.76,"confidence":0.99316406,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.111932635307312},{"word":"add","start":1628.76,"end":1628.9199,"confidence":0.98535156,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.11570586264133452},{"word":"that","start":1628.9199,"end":1629.08,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11379358917474748},{"word":"to","start":1629.08,"end":1629.24,"confidence":0.98535156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0785907506942749},{"word":"the","start":1629.24,"end":1629.32,"confidence":0.93847656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07733224332332611},{"word":"advice","start":1629.32,"end":1629.7999,"confidence":0.796875,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.05717109888792038},{"word":"to","start":1629.7999,"end":1630.0399,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08196979761123657},{"word":"show","start":1630.0399,"end":1630.2,"confidence":1.0,"punctuated_word":"show","sentiment":"neutral","sentiment_score":0.05898004770278931},{"word":"you","start":1630.2,"end":1630.36,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06624957919120789},{"word":"what","start":1630.36,"end":1630.6,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.06373626738786697},{"word":"that","start":1630.6,"end":1630.76,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06411255151033401},{"word":"looks","start":1630.76,"end":1630.995,"confidence":0.9140625,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.033600009977817535},{"word":"like","start":1630.995,"end":1631.495,"confidence":0.9995117,"punctuated_word":"like.","sentiment":"neutral","sentiment_score":0.06114097684621811},{"word":"okay","start":1631.875,"end":1632.375,"confidence":0.9838867,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1261971890926361},{"word":"beautiful","start":1633.715,"end":1634.215,"confidence":0.8952637,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4517582058906555},{"word":"excellent","start":1635.075,"end":1635.575,"confidence":0.8618164,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.4025955498218536},{"word":"now","start":1636.115,"end":1636.4349,"confidence":0.9941406,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1253170520067215},{"word":"you","start":1636.4349,"end":1636.675,"confidence":0.9741211,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05420240759849548},{"word":"you","start":1636.675,"end":1636.915,"confidence":0.61083984,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.052794814109802246},{"word":"mentioned","start":1636.915,"end":1637.155,"confidence":0.9941406,"punctuated_word":"mentioned","sentiment":"neutral","sentiment_score":0.054465532302856445},{"word":"that","start":1637.155,"end":1637.395,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05382775887846947},{"word":"you're","start":1637.395,"end":1637.555,"confidence":0.94921875,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.02331290952861309},{"word":"on","start":1637.555,"end":1637.715,"confidence":0.9941406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.028746359050273895},{"word":"disability","start":1637.715,"end":1638.215,"confidence":0.9980469,"punctuated_word":"disability","sentiment":"neutral","sentiment_score":0.040046922862529755},{"word":"pension","start":1638.275,"end":1638.675,"confidence":0.9770508,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.03832170367240906},{"word":"at","start":1638.675,"end":1638.835,"confidence":0.9921875,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0196651890873909},{"word":"the","start":1638.835,"end":1638.915,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.030031107366085052},{"word":"moment","start":1638.915,"end":1639.415,"confidence":0.9916992,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.029089733958244324},{"word":"are","start":1640.115,"end":1640.275,"confidence":0.8198242,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.008130994625389576},{"word":"you","start":1640.275,"end":1640.675,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.011524604633450508},{"word":"on","start":1640.675,"end":1640.915,"confidence":0.9614258,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.010512342676520348},{"word":"full","start":1640.915,"end":1641.235,"confidence":0.984375,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.029665706679224968},{"word":"disability","start":1641.235,"end":1641.735,"confidence":1.0,"punctuated_word":"disability","sentiment":"neutral","sentiment_score":0.01454837340861559},{"word":"pension","start":1641.795,"end":1642.275,"confidence":1.0,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.0189812034368515},{"word":"receiving","start":1642.275,"end":1642.675,"confidence":0.7421875,"punctuated_word":"receiving","sentiment":"neutral","sentiment_score":0.005885075777769089},{"word":"the","start":1642.675,"end":1642.835,"confidence":0.96875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.007218459621071816},{"word":"full","start":1642.835,"end":1643.075,"confidence":0.9970703,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.0107191801071167},{"word":"amount","start":1643.075,"end":1643.555,"confidence":0.99902344,"punctuated_word":"amount?","sentiment":"neutral","sentiment_score":0.010516130365431309},{"word":"yep","start":1643.555,"end":1644.055,"confidence":0.82543945,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.048308294266462326},{"word":"beautiful","start":1645.99,"end":1646.23,"confidence":0.9716797,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":-0.16980108618736267},{"word":"and","start":1646.23,"end":1646.3099,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.0534815676510334},{"word":"how","start":1646.3099,"end":1646.5499,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.030177757143974304},{"word":"much","start":1646.5499,"end":1646.7899,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.04049605876207352},{"word":"is","start":1646.7899,"end":1646.87,"confidence":0.9506836,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.03478408604860306},{"word":"that","start":1646.87,"end":1647.11,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04106983169913292},{"word":"per","start":1647.11,"end":1647.4299,"confidence":0.95703125,"punctuated_word":"per","sentiment":"neutral","sentiment_score":-0.06646667420864105},{"word":"fortnight","start":1647.4299,"end":1647.9299,"confidence":0.98095703,"punctuated_word":"fortnight?","sentiment":"neutral","sentiment_score":-0.06151266768574715},{"word":"you're","start":1648.39,"end":1648.63,"confidence":0.69384766,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.10366534441709518},{"word":"outside","start":1648.63,"end":1649.13,"confidence":0.5596924,"punctuated_word":"outside.","sentiment":"neutral","sentiment_score":-0.11095531284809113},{"word":"mhmm","start":1654.95,"end":1655.45,"confidence":0.9890137,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.05598254129290581},{"word":"yep","start":1662.755,"end":1663.255,"confidence":0.77441406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0021319291554391384},{"word":"let's","start":1665.555,"end":1665.795,"confidence":0.8881836,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":-0.004521137103438377},{"word":"have","start":1665.795,"end":1666.1151,"confidence":0.99609375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.00633707270026207},{"word":"a","start":1666.1151,"end":1666.275,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0028675878420472145},{"word":"look","start":1666.275,"end":1666.775,"confidence":0.99609375,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":-0.0027618748135864735},{"word":"so","start":1666.995,"end":1667.495,"confidence":0.99121094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.007017431780695915},{"word":"full","start":1667.7151,"end":1668.035,"confidence":0.9135742,"punctuated_word":"full","sentiment":"neutral","sentiment_score":-0.004140492528676987},{"word":"disability","start":1668.035,"end":1668.535,"confidence":1.0,"punctuated_word":"disability","sentiment":"neutral","sentiment_score":-0.009878793731331824},{"word":"pension","start":1668.755,"end":1669.2351,"confidence":0.96533203,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":-0.01691586524248123},{"word":"rate","start":1669.2351,"end":1669.7351,"confidence":0.7998047,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":-0.010452624410390854},{"word":"currently","start":1669.795,"end":1670.295,"confidence":0.9375,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":-0.02573320083320141},{"word":"for","start":1671.635,"end":1671.875,"confidence":0.6953125,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.023316632956266403},{"word":"a","start":1671.875,"end":1671.9551,"confidence":0.71484375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.023128442466259003},{"word":"single","start":1671.9551,"end":1672.3551,"confidence":1.0,"punctuated_word":"single","sentiment":"neutral","sentiment_score":-0.020146401599049568},{"word":"person","start":1672.3551,"end":1672.8551,"confidence":0.9970703,"punctuated_word":"person","sentiment":"neutral","sentiment_score":-0.014628838747739792},{"word":"per","start":1673.155,"end":1673.4751,"confidence":0.93359375,"punctuated_word":"per","sentiment":"neutral","sentiment_score":-0.01183195598423481},{"word":"fortnight","start":1673.4751,"end":1673.9751,"confidence":0.9970703,"punctuated_word":"fortnight","sentiment":"neutral","sentiment_score":-0.014801996760070324},{"word":"is","start":1674.1151,"end":1674.6,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.014842960983514786},{"word":"$1,290","start":1674.76,"end":1676.46,"confidence":0.9970703,"punctuated_word":"$1,290.","sentiment":"neutral","sentiment_score":-0.007519989274442196},{"word":"is","start":1681.72,"end":1681.96,"confidence":0.9038086,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.17446377873420715},{"word":"that","start":1681.96,"end":1682.2,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15257087349891665},{"word":"what","start":1682.2,"end":1682.44,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.16700424253940582},{"word":"you're","start":1682.44,"end":1682.94,"confidence":0.62109375,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.14343281090259552},{"word":"okay","start":1699.735,"end":1700.135,"confidence":0.95874023,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.026212839409708977},{"word":"that's","start":1700.135,"end":1700.455,"confidence":0.8815918,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.411352813243866},{"word":"okay","start":1700.455,"end":1700.955,"confidence":0.97265625,"punctuated_word":"okay.","sentiment":"positive","sentiment_score":0.4914966225624085},{"word":"beautiful","start":1701.255,"end":1701.755,"confidence":0.98168945,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.648268461227417},{"word":"hopefully","start":1703.52,"end":1703.92,"confidence":0.8000488,"punctuated_word":"Hopefully,","sentiment":"neutral","sentiment_score":0.2013072669506073},{"word":"they","start":1703.92,"end":1704.0801,"confidence":0.9873047,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.00209026038646698},{"word":"should","start":1704.0801,"end":1704.4801,"confidence":0.9970703,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.02398034930229187},{"word":"sorry","start":1704.7201,"end":1705.2201,"confidence":0.87890625,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.029487311840057373},{"word":"i","start":1705.68,"end":1705.76,"confidence":0.8105469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03901965916156769},{"word":"know","start":1705.76,"end":1706.0,"confidence":0.99609375,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.034032419323921204},{"word":"the","start":1706.0,"end":1706.16,"confidence":0.75439453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0425570085644722},{"word":"pension","start":1706.16,"end":1706.56,"confidence":0.93603516,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":-0.08806057274341583},{"word":"rates","start":1706.56,"end":1706.8,"confidence":0.7167969,"punctuated_word":"rates","sentiment":"neutral","sentiment_score":-0.05910962447524071},{"word":"are","start":1706.8,"end":1706.88,"confidence":0.5527344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.03402721881866455},{"word":"supposed","start":1706.88,"end":1707.2001,"confidence":0.9941406,"punctuated_word":"supposed","sentiment":"neutral","sentiment_score":-0.030320268124341965},{"word":"to","start":1707.2001,"end":1707.28,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.014278121292591097},{"word":"be","start":1707.28,"end":1707.4401,"confidence":0.98535156,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.013186808675527573},{"word":"reviewed","start":1707.4401,"end":1707.92,"confidence":0.9951172,"punctuated_word":"reviewed","sentiment":"neutral","sentiment_score":0.0019259527325630188},{"word":"again","start":1707.92,"end":1708.2401,"confidence":0.9980469,"punctuated_word":"again","sentiment":"neutral","sentiment_score":0.021170474588871},{"word":"in","start":1708.2401,"end":1708.4,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.00009826570749282836},{"word":"a","start":1708.4,"end":1708.4801,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01898251660168171},{"word":"couple","start":1708.4801,"end":1708.7201,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.02240978926420212},{"word":"of","start":1708.7201,"end":1708.88,"confidence":0.9921875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.013488881289958954},{"word":"weeks","start":1708.88,"end":1709.1201,"confidence":0.84814453,"punctuated_word":"weeks,","sentiment":"neutral","sentiment_score":-0.01799006760120392},{"word":"so","start":1709.1201,"end":1709.3601,"confidence":0.9892578,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.018198855221271515},{"word":"there","start":1709.3601,"end":1709.52,"confidence":0.96972656,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.01391252875328064},{"word":"may","start":1709.52,"end":1709.76,"confidence":0.97509766,"punctuated_word":"may","sentiment":"neutral","sentiment_score":-0.016453184187412262},{"word":"be","start":1709.76,"end":1709.92,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0030938759446144104},{"word":"a","start":1709.92,"end":1710.0,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.004532109946012497},{"word":"bit","start":1710.0,"end":1710.16,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.03153200447559357},{"word":"of","start":1710.16,"end":1710.3201,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.030016127973794937},{"word":"an","start":1710.3201,"end":1710.4801,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.043578747659921646},{"word":"increase","start":1710.4801,"end":1710.9601,"confidence":0.9921875,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":-0.0507986955344677},{"word":"there","start":1710.9601,"end":1711.2001,"confidence":0.93603516,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.04924636334180832},{"word":"depending","start":1711.2001,"end":1711.68,"confidence":0.9614258,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":-0.05007658153772354},{"word":"on","start":1711.68,"end":1711.8401,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0001860111951828003},{"word":"how","start":1711.8401,"end":1712.0801,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.013145804405212402},{"word":"they","start":1712.0801,"end":1712.2401,"confidence":0.9970703,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.01314769685268402},{"word":"assess","start":1712.2401,"end":1712.64,"confidence":0.97509766,"punctuated_word":"assess","sentiment":"neutral","sentiment_score":-0.01427239552140236},{"word":"it","start":1712.64,"end":1712.88,"confidence":0.7093506,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.004903566092252731},{"word":"because","start":1712.88,"end":1713.1201,"confidence":0.44677734,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.0005541592836380005},{"word":"they","start":1713.1201,"end":1713.28,"confidence":0.9248047,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.0004748012870550155},{"word":"assess","start":1713.28,"end":1713.6001,"confidence":0.9589844,"punctuated_word":"assess","sentiment":"neutral","sentiment_score":0.0028614504262804985},{"word":"it","start":1713.6001,"end":1713.8401,"confidence":0.99316406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03819257766008377},{"word":"twice","start":1713.8401,"end":1714.0801,"confidence":0.9980469,"punctuated_word":"twice","sentiment":"neutral","sentiment_score":0.04082620143890381},{"word":"a","start":1714.0801,"end":1714.2401,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05174768343567848},{"word":"year","start":1714.2401,"end":1714.7401,"confidence":0.9951172,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.042506154626607895},{"word":"around","start":1715.105,"end":1715.425,"confidence":0.9951172,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.03504301980137825},{"word":"about","start":1715.425,"end":1715.665,"confidence":0.99609375,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.029195688664913177},{"word":"the","start":1715.665,"end":1715.905,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04225798696279526},{"word":"march","start":1715.905,"end":1716.345,"confidence":0.9980469,"punctuated_word":"March","sentiment":"neutral","sentiment_score":0.040135130286216736},{"word":"20","start":1716.345,"end":1716.7849,"confidence":0.9980469,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.05251497030258179},{"word":"and","start":1716.785,"end":1716.9451,"confidence":0.7138672,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.043518152087926865},{"word":"september","start":1716.9451,"end":1717.4751,"confidence":0.9894206,"punctuated_word":"September","sentiment":"neutral","sentiment_score":0.051576390862464905},{"word":"20","start":1717.4751,"end":1718.0051,"confidence":0.9894206,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.07235327363014221},{"word":"to","start":1718.145,"end":1718.385,"confidence":0.7421875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07263776659965515},{"word":"keep","start":1718.385,"end":1718.625,"confidence":0.5859375,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.06831006705760956},{"word":"it","start":1718.625,"end":1718.865,"confidence":0.80566406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08272917568683624},{"word":"in","start":1718.865,"end":1718.9451,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0772402435541153},{"word":"line","start":1718.9451,"end":1719.185,"confidence":0.99609375,"punctuated_word":"line","sentiment":"neutral","sentiment_score":0.09274960309267044},{"word":"with","start":1719.185,"end":1719.3451,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07616637647151947},{"word":"the","start":1719.3451,"end":1719.425,"confidence":0.6958008,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08362597227096558},{"word":"cci","start":1719.425,"end":1719.925,"confidence":0.68806964,"punctuated_word":"CCI.","sentiment":"neutral","sentiment_score":0.05138463526964187},{"word":"so","start":1720.0651,"end":1720.305,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05276013910770416},{"word":"you","start":1720.305,"end":1720.385,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06468436121940613},{"word":"may","start":1720.385,"end":1720.625,"confidence":0.99316406,"punctuated_word":"may","sentiment":"neutral","sentiment_score":0.036956001073122025},{"word":"get","start":1720.625,"end":1720.785,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.07340143620967865},{"word":"a","start":1720.785,"end":1720.865,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0651594027876854},{"word":"bit","start":1720.865,"end":1721.025,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.05670253932476044},{"word":"of","start":1721.025,"end":1721.185,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06565546989440918},{"word":"a","start":1721.185,"end":1721.425,"confidence":0.59375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04357040673494339},{"word":"an","start":1721.5851,"end":1721.8251,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.022893257439136505},{"word":"increase","start":1721.8251,"end":1722.225,"confidence":0.9980469,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":0.017317477613687515},{"word":"in","start":1722.225,"end":1722.385,"confidence":0.6557617,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.01898818463087082},{"word":"the","start":1722.385,"end":1722.4651,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02130955457687378},{"word":"next","start":1722.4651,"end":1722.7051,"confidence":0.9970703,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.01025918871164322},{"word":"few","start":1722.7051,"end":1722.9451,"confidence":0.9902344,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.010566666722297668},{"word":"months","start":1722.9451,"end":1723.105,"confidence":0.8852539,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.015344750136137009},{"word":"in","start":1723.185,"end":1723.3451,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0430273599922657},{"word":"the","start":1723.3451,"end":1723.505,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.034149374812841415},{"word":"next","start":1723.505,"end":1723.745,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.01341259479522705},{"word":"few","start":1723.745,"end":1723.905,"confidence":0.99121094,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.0008589997887611389},{"word":"weeks","start":1723.905,"end":1724.225,"confidence":0.9980469,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":0.016356442123651505},{"word":"if","start":1724.225,"end":1724.4651,"confidence":0.9526367,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.028005123138427734},{"word":"they","start":1724.4651,"end":1724.9651,"confidence":0.9951172,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.02010391280055046},{"word":"decide","start":1725.025,"end":1725.3451,"confidence":0.9580078,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.015613310039043428},{"word":"to","start":1725.3451,"end":1725.505,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02911515161395073},{"word":"increase","start":1725.505,"end":1725.905,"confidence":0.99902344,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":0.031231027096509933},{"word":"the","start":1725.905,"end":1726.0651,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03949403390288353},{"word":"pension","start":1726.0651,"end":1726.4651,"confidence":0.97998047,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.013638820499181747},{"word":"rate","start":1726.4651,"end":1726.7051,"confidence":0.9604492,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":0.032404303550720215},{"word":"for","start":1726.7051,"end":1726.9451,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03588753566145897},{"word":"you","start":1726.9451,"end":1727.425,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.023205164819955822},{"word":"okay","start":1727.425,"end":1727.925,"confidence":0.71777344,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.04688795655965805},{"word":"excellent","start":1730.5701,"end":1731.0701,"confidence":0.99658203,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.5608428716659546},{"word":"you","start":1731.8501,"end":1732.0901,"confidence":0.70751953,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.6113600134849548},{"word":"that's","start":1732.25,"end":1732.5701,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.6015474200248718},{"word":"all","start":1732.5701,"end":1732.81,"confidence":0.9790039,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.6412535309791565},{"word":"good","start":1732.81,"end":1733.31,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5824481844902039},{"word":"now","start":1733.4501,"end":1733.6901,"confidence":0.7290039,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.2860856354236603},{"word":"i","start":1733.6901,"end":1733.8501,"confidence":0.98828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.22963522374629977},{"word":"do","start":1733.8501,"end":1734.17,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.22337067127227783},{"word":"have","start":1734.17,"end":1734.3301,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.22836962342262268},{"word":"your","start":1734.3301,"end":1734.65,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21099573373794556},{"word":"car","start":1734.65,"end":1735.05,"confidence":0.77978516,"punctuated_word":"car","sentiment":"neutral","sentiment_score":0.2234685719013214},{"word":"down","start":1735.05,"end":1735.29,"confidence":0.9941406,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.17955191433429718},{"word":"here","start":1735.29,"end":1735.4501,"confidence":0.9951172,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.1421842724084854},{"word":"that","start":1735.4501,"end":1735.6901,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15846306085586548},{"word":"you","start":1735.6901,"end":1735.77,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1489112824201584},{"word":"are","start":1735.77,"end":1736.01,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.12088385969400406},{"word":"wanting","start":1736.01,"end":1736.41,"confidence":1.0,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.14631398022174835},{"word":"to","start":1736.41,"end":1736.5701,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16299113631248474},{"word":"sell","start":1736.5701,"end":1737.05,"confidence":0.79467773,"punctuated_word":"sell,","sentiment":"neutral","sentiment_score":0.1743931025266647},{"word":"selling","start":1737.05,"end":1737.37,"confidence":0.9980469,"punctuated_word":"selling","sentiment":"neutral","sentiment_score":0.13885042071342468},{"word":"that","start":1737.37,"end":1737.6901,"confidence":0.9086914,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1666289120912552},{"word":"soon","start":1737.6901,"end":1738.01,"confidence":0.91503906,"punctuated_word":"soon","sentiment":"neutral","sentiment_score":0.12903735041618347},{"word":"for","start":1738.01,"end":1738.25,"confidence":0.9921875,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1247686967253685},{"word":"about","start":1738.25,"end":1738.5701,"confidence":0.9741211,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.10991863906383514},{"word":"8,000","start":1738.5701,"end":1739.31,"confidence":0.99560547,"punctuated_word":"8,000.","sentiment":"neutral","sentiment_score":0.11746913194656372},{"word":"other","start":1740.49,"end":1740.81,"confidence":0.93408203,"punctuated_word":"Other","sentiment":"neutral","sentiment_score":0.0701909214258194},{"word":"assets","start":1740.81,"end":1741.29,"confidence":0.9892578,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.06191566586494446},{"word":"to","start":1741.29,"end":1741.4501,"confidence":0.88134766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07138554751873016},{"word":"kinda","start":1741.4501,"end":1741.8501,"confidence":0.9326172,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.09177663177251816},{"word":"keep","start":1741.8501,"end":1742.17,"confidence":0.9614258,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.08690644800662994},{"word":"and","start":1742.17,"end":1742.3301,"confidence":0.95703125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06065764278173447},{"word":"take","start":1742.3301,"end":1742.65,"confidence":0.9838867,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.05910937488079071},{"word":"note","start":1742.65,"end":1742.89,"confidence":0.9633789,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.06363625824451447},{"word":"of","start":1742.89,"end":1743.13,"confidence":0.765625,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.07257895171642303},{"word":"do","start":1743.13,"end":1743.29,"confidence":0.99121094,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.047027334570884705},{"word":"you","start":1743.29,"end":1743.4501,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06372258812189102},{"word":"have","start":1743.4501,"end":1743.6901,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04503167048096657},{"word":"any","start":1743.6901,"end":1743.93,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.05898077040910721},{"word":"other","start":1743.93,"end":1744.43,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.047362007200717926},{"word":"assets","start":1744.8949,"end":1745.095,"confidence":0.98828125,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.030485479161143303},{"word":"or","start":1745.095,"end":1745.2949,"confidence":0.984375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0567602813243866},{"word":"anything","start":1745.2949,"end":1745.695,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.07213422656059265},{"word":"else","start":1745.695,"end":1745.9349,"confidence":0.99609375,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.11073654145002364},{"word":"of","start":1745.9349,"end":1746.095,"confidence":0.8676758,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0643848404288292},{"word":"value","start":1746.095,"end":1746.495,"confidence":0.9970703,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.06754222512245178},{"word":"that","start":1746.495,"end":1746.6549,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07667118310928345},{"word":"you","start":1746.6549,"end":1746.735,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06875983625650406},{"word":"would","start":1746.735,"end":1746.975,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.08256381005048752},{"word":"realistically","start":1746.975,"end":1747.475,"confidence":0.9941406,"punctuated_word":"realistically","sentiment":"neutral","sentiment_score":0.07194864749908447},{"word":"wanna","start":1747.615,"end":1747.9349,"confidence":0.97802734,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.07268613576889038},{"word":"note","start":1747.9349,"end":1748.1749,"confidence":0.9951172,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.04043664410710335},{"word":"down","start":1748.1749,"end":1748.6749,"confidence":0.99658203,"punctuated_word":"down?","sentiment":"neutral","sentiment_score":0.04034006595611572},{"word":"that's","start":1753.375,"end":1753.7749,"confidence":0.70214844,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.06192385405302048},{"word":"okay","start":1753.7749,"end":1754.2749,"confidence":0.859375,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.10760629177093506},{"word":"that's","start":1754.4149,"end":1754.735,"confidence":0.9975586,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1861189305782318},{"word":"not","start":1754.735,"end":1754.975,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.18259063363075256},{"word":"a","start":1754.975,"end":1755.1349,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17570428550243378},{"word":"problem","start":1755.1349,"end":1755.455,"confidence":1.0,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.2023833990097046},{"word":"at","start":1755.455,"end":1755.615,"confidence":0.9760742,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.14455783367156982},{"word":"all","start":1755.615,"end":1756.095,"confidence":1.0,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.11162303388118744},{"word":"do","start":1756.095,"end":1756.2549,"confidence":0.9526367,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.02320070005953312},{"word":"we","start":1756.2549,"end":1756.4149,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.045858342200517654},{"word":"have","start":1756.4149,"end":1756.575,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04117605090141296},{"word":"any","start":1756.575,"end":1757.075,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.042093075811862946},{"word":"debts","start":1757.1349,"end":1757.5349,"confidence":0.91674805,"punctuated_word":"debts,","sentiment":"neutral","sentiment_score":0.025651682168245316},{"word":"credit","start":1757.5349,"end":1757.9349,"confidence":0.99902344,"punctuated_word":"credit","sentiment":"neutral","sentiment_score":-0.0014902018010616302},{"word":"cards","start":1757.9349,"end":1758.335,"confidence":0.95336914,"punctuated_word":"cards,","sentiment":"neutral","sentiment_score":0.009317077696323397},{"word":"or","start":1758.335,"end":1758.495,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0004671439528465271},{"word":"personal","start":1758.495,"end":1758.975,"confidence":0.9980469,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":-0.009990982711315157},{"word":"loans","start":1758.975,"end":1759.375,"confidence":0.7675781,"punctuated_word":"loans,","sentiment":"neutral","sentiment_score":0.005268992856144905},{"word":"or","start":1759.375,"end":1759.5349,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.007442682981491089},{"word":"anything","start":1759.5349,"end":1759.855,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.019414592534303665},{"word":"that","start":1759.855,"end":1760.0149,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.019371073693037033},{"word":"you're","start":1760.0149,"end":1760.2549,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.004328037612140179},{"word":"paying","start":1760.2549,"end":1760.575,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.026804588735103607},{"word":"back","start":1760.575,"end":1760.79,"confidence":0.81640625,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.02426270768046379},{"word":"currently","start":1760.87,"end":1761.3501,"confidence":0.9172363,"punctuated_word":"currently,","sentiment":"neutral","sentiment_score":-0.02804863080382347},{"word":"like","start":1761.3501,"end":1761.75,"confidence":0.78466797,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.023893138393759727},{"word":"liability","start":1761.75,"end":1762.25,"confidence":1.0,"punctuated_word":"liability","sentiment":"neutral","sentiment_score":-0.009055469185113909},{"word":"wise","start":1762.31,"end":1762.81,"confidence":0.97509766,"punctuated_word":"wise?","sentiment":"neutral","sentiment_score":-0.010052639991044998},{"word":"nope","start":1766.23,"end":1766.55,"confidence":0.763916,"punctuated_word":"Nope.","sentiment":"neutral","sentiment_score":-0.01021572109311819},{"word":"that's","start":1766.55,"end":1767.05,"confidence":0.82250977,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.10963299870491028},{"word":"that's","start":1767.11,"end":1767.51,"confidence":0.9863281,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.22060176730155945},{"word":"a","start":1767.51,"end":1767.67,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2045951783657074},{"word":"good","start":1767.67,"end":1767.91,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.2282274067401886},{"word":"thing","start":1767.91,"end":1768.41,"confidence":0.935791,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.13289251923561096},{"word":"yeah","start":1769.1901,"end":1769.6901,"confidence":0.9145508,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15827149152755737},{"word":"that's","start":1769.99,"end":1770.31,"confidence":0.88378906,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.38564175367355347},{"word":"a","start":1770.31,"end":1770.4701,"confidence":0.984375,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3993457555770874},{"word":"good","start":1770.4701,"end":1770.79,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.47290053963661194},{"word":"thing","start":1770.79,"end":1771.27,"confidence":1.0,"punctuated_word":"thing.","sentiment":"positive","sentiment_score":0.4284910559654236},{"word":"yeah","start":1771.27,"end":1771.77,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.28219372034072876},{"word":"all","start":1772.7101,"end":1773.03,"confidence":0.8618164,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.4127841889858246},{"word":"good","start":1773.03,"end":1773.53,"confidence":0.9995117,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.3929830193519592},{"word":"excellent","start":1774.635,"end":1774.9551,"confidence":0.9980469,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.3835628032684326},{"word":"and","start":1774.9551,"end":1775.275,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.21476995944976807},{"word":"when","start":1775.275,"end":1775.435,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.14973971247673035},{"word":"we","start":1775.435,"end":1775.515,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.13953664898872375},{"word":"think","start":1775.515,"end":1775.755,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.14852458238601685},{"word":"about","start":1775.755,"end":1776.0751,"confidence":0.99316406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12060083448886871},{"word":"because","start":1776.155,"end":1776.395,"confidence":0.9140625,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.11754882335662842},{"word":"you","start":1776.395,"end":1776.715,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0902559608221054},{"word":"are","start":1776.715,"end":1777.035,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0898095890879631},{"word":"44","start":1777.035,"end":1777.595,"confidence":0.9822998,"punctuated_word":"44,","sentiment":"neutral","sentiment_score":0.10588087141513824},{"word":"obviously","start":1777.595,"end":1777.995,"confidence":0.9941406,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.09577347338199615},{"word":"i","start":1777.995,"end":1778.235,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06752876937389374},{"word":"won't","start":1778.235,"end":1778.475,"confidence":0.9875488,"punctuated_word":"won't","sentiment":"neutral","sentiment_score":0.04307716339826584},{"word":"sort","start":1778.475,"end":1778.635,"confidence":0.94628906,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.06821747124195099},{"word":"of","start":1778.635,"end":1778.875,"confidence":0.9140625,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07703352719545364},{"word":"project","start":1778.875,"end":1779.375,"confidence":0.9892578,"punctuated_word":"project","sentiment":"neutral","sentiment_score":0.03350627422332764},{"word":"your","start":1779.995,"end":1780.235,"confidence":0.7675781,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0484405905008316},{"word":"super","start":1780.235,"end":1780.635,"confidence":0.67578125,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.08701060712337494},{"word":"projections","start":1780.635,"end":1781.135,"confidence":0.9526367,"punctuated_word":"projections","sentiment":"neutral","sentiment_score":0.07003317773342133},{"word":"right","start":1781.435,"end":1781.675,"confidence":0.69140625,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.07658868283033371},{"word":"up","start":1781.675,"end":1781.755,"confidence":0.4597168,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.042058564722537994},{"word":"to","start":1781.755,"end":1781.835,"confidence":0.9658203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07176955044269562},{"word":"the","start":1781.835,"end":1781.995,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11076173931360243},{"word":"age","start":1781.995,"end":1782.155,"confidence":0.9873047,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.07604150474071503},{"word":"of","start":1782.155,"end":1782.3151,"confidence":0.9863281,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08838053047657013},{"word":"retirement","start":1782.3151,"end":1782.715,"confidence":0.94140625,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.0651877149939537},{"word":"because","start":1782.715,"end":1783.035,"confidence":0.8491211,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.05573512241244316},{"word":"there's","start":1783.035,"end":1783.275,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.09899526089429855},{"word":"a","start":1783.275,"end":1783.355,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10591060668230055},{"word":"lot","start":1783.355,"end":1783.515,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.12050826847553252},{"word":"of","start":1783.515,"end":1783.675,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1142924427986145},{"word":"changes","start":1783.675,"end":1783.995,"confidence":0.96875,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.10693303495645524},{"word":"that","start":1783.995,"end":1784.155,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1019902229309082},{"word":"could","start":1784.155,"end":1784.395,"confidence":0.99316406,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.09739967435598372},{"word":"happen","start":1784.395,"end":1784.715,"confidence":0.9980469,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":0.11569660156965256},{"word":"in","start":1784.715,"end":1784.795,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10209032893180849},{"word":"your","start":1784.795,"end":1785.035,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10009557753801346},{"word":"life","start":1785.035,"end":1785.275,"confidence":1.0,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.0922098383307457},{"word":"over","start":1785.275,"end":1785.515,"confidence":0.99902344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.0759076476097107},{"word":"that","start":1785.515,"end":1785.675,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06366152316331863},{"word":"time","start":1785.675,"end":1785.995,"confidence":0.9995117,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.05437564849853515},{"word":"i","start":1785.995,"end":1786.155,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.038836658000946045},{"word":"normally","start":1786.155,"end":1786.475,"confidence":0.9873047,"punctuated_word":"normally","sentiment":"neutral","sentiment_score":0.0613531768321991},{"word":"look","start":1786.475,"end":1786.635,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.04330382123589516},{"word":"at","start":1786.635,"end":1786.795,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03961987793445587},{"word":"the","start":1786.795,"end":1786.875,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05195791274309158},{"word":"next","start":1786.875,"end":1787.115,"confidence":0.9970703,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.03556721657514572},{"word":"sort","start":1787.115,"end":1787.355,"confidence":0.7421875,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.0369015708565712},{"word":"of","start":1787.355,"end":1787.515,"confidence":0.9902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03172754868865013},{"word":"five","start":1787.515,"end":1787.755,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.03904682770371437},{"word":"to","start":1787.755,"end":1787.915,"confidence":0.9838867,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.023725848644971848},{"word":"ten","start":1787.915,"end":1788.235,"confidence":1.0,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.0497610829770565},{"word":"years","start":1788.235,"end":1788.735,"confidence":0.9482422,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.048628807067871094},{"word":"and","start":1788.9199,"end":1789.1599,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05657818540930748},{"word":"then","start":1789.1599,"end":1789.32,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.06550010293722153},{"word":"we","start":1789.32,"end":1789.5599,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08121609687805176},{"word":"kinda","start":1789.5599,"end":1789.96,"confidence":0.7631836,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.0866936445236206},{"word":"build","start":1789.96,"end":1790.2,"confidence":0.99121094,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.05734757333993912},{"word":"and","start":1790.2,"end":1790.36,"confidence":0.91748047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07481063902378082},{"word":"work","start":1790.36,"end":1790.6799,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.05443890392780304},{"word":"on","start":1790.6799,"end":1790.84,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06610855460166931},{"word":"that","start":1790.84,"end":1791.1599,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07369764149188995},{"word":"over","start":1791.1599,"end":1791.4,"confidence":0.8959961,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.06828031688928604},{"word":"time","start":1791.4,"end":1791.9,"confidence":0.98339844,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.0604136697947979},{"word":"but","start":1793.0,"end":1793.32,"confidence":0.8432617,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.01187044382095337},{"word":"in","start":1793.32,"end":1793.5599,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.005432110279798508},{"word":"the","start":1793.5599,"end":1793.64,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0015972591936588287},{"word":"next","start":1793.64,"end":1794.14,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.0010667070746421814},{"word":"sorry","start":1795.72,"end":1795.96,"confidence":0.97802734,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.03489115089178085},{"word":"i","start":1795.96,"end":1796.12,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05441490560770035},{"word":"forgot","start":1796.12,"end":1796.36,"confidence":0.97265625,"punctuated_word":"forgot","sentiment":"neutral","sentiment_score":-0.046093810349702835},{"word":"what","start":1796.36,"end":1796.52,"confidence":0.9902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.04587077349424362},{"word":"i","start":1796.52,"end":1796.6,"confidence":0.97509766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07375237345695496},{"word":"was","start":1796.6,"end":1796.76,"confidence":0.9980469,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.07885324954986572},{"word":"gonna","start":1796.76,"end":1797.0,"confidence":0.99316406,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.051946304738521576},{"word":"say","start":1797.0,"end":1797.08,"confidence":0.9909668,"punctuated_word":"say.","sentiment":"neutral","sentiment_score":-0.028398800641298298},{"word":"i","start":1797.08,"end":1797.1599,"confidence":0.89453125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07521573454141617},{"word":"apologize","start":1797.1599,"end":1797.6599,"confidence":0.9916992,"punctuated_word":"apologize.","sentiment":"neutral","sentiment_score":-0.06243984401226044},{"word":"but","start":1798.6,"end":1798.76,"confidence":0.78466797,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.005972698330879211},{"word":"we'll","start":1798.76,"end":1799.0,"confidence":0.7727051,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.0400019995868206},{"word":"project","start":1799.0,"end":1799.4,"confidence":0.62402344,"punctuated_word":"project","sentiment":"neutral","sentiment_score":0.04693296179175377},{"word":"over","start":1799.4,"end":1799.5599,"confidence":0.7397461,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.07361479103565216},{"word":"the","start":1799.5599,"end":1799.64,"confidence":0.9760742,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0645657479763031},{"word":"next","start":1799.64,"end":1799.88,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.05549769103527069},{"word":"sort","start":1799.88,"end":1800.2,"confidence":0.9199219,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.04198211058974266},{"word":"of","start":1800.2,"end":1800.44,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06485432386398315},{"word":"five","start":1800.44,"end":1800.6799,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.051402799785137177},{"word":"to","start":1800.6799,"end":1800.84,"confidence":0.96972656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03599916398525238},{"word":"ten","start":1800.84,"end":1801.0,"confidence":1.0,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.059977516531944275},{"word":"years","start":1801.0,"end":1801.24,"confidence":0.99121094,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.0680449903011322},{"word":"to","start":1801.24,"end":1801.4,"confidence":0.95947266,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09830254316329956},{"word":"show","start":1801.4,"end":1801.5599,"confidence":0.99902344,"punctuated_word":"show","sentiment":"neutral","sentiment_score":0.10252974927425385},{"word":"you","start":1801.5599,"end":1801.72,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09619517624378204},{"word":"where","start":1801.72,"end":1801.88,"confidence":0.99609375,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.0998772531747818},{"word":"we're","start":1801.88,"end":1802.12,"confidence":0.9980469,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.09125755727291109},{"word":"tracking","start":1802.12,"end":1802.52,"confidence":0.982666,"punctuated_word":"tracking,","sentiment":"neutral","sentiment_score":0.09061597287654875},{"word":"where","start":1802.52,"end":1802.6799,"confidence":0.99902344,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.10548478364944458},{"word":"we're","start":1802.6799,"end":1802.9199,"confidence":0.9995117,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.0884396955370903},{"word":"heading","start":1802.9199,"end":1803.1599,"confidence":0.92163086,"punctuated_word":"heading,","sentiment":"neutral","sentiment_score":0.09809201210737228},{"word":"and","start":1803.1599,"end":1803.32,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10512938350439072},{"word":"then","start":1803.32,"end":1803.48,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.09386441856622696},{"word":"we'll","start":1803.48,"end":1803.72,"confidence":0.99365234,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.10847105085849762},{"word":"just","start":1803.72,"end":1803.88,"confidence":0.9951172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.112616166472435},{"word":"sorta","start":1803.88,"end":1804.305,"confidence":0.66308594,"punctuated_word":"sorta","sentiment":"neutral","sentiment_score":0.11081473529338837},{"word":"keep","start":1804.305,"end":1804.545,"confidence":0.9951172,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.11386501044034958},{"word":"reviewing","start":1804.545,"end":1804.8651,"confidence":0.9970703,"punctuated_word":"reviewing","sentiment":"neutral","sentiment_score":0.09508763253688812},{"word":"that","start":1804.8651,"end":1805.3651,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09713148325681686},{"word":"as","start":1805.905,"end":1806.2251,"confidence":0.50927734,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10332822054624556},{"word":"you","start":1806.2251,"end":1806.545,"confidence":0.9797363,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.11431537568569183},{"word":"you","start":1806.545,"end":1806.625,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09575563669204712},{"word":"know","start":1806.625,"end":1806.9451,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.07856176048517227},{"word":"find","start":1806.9451,"end":1807.185,"confidence":0.9316406,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.12495778501033784},{"word":"you've","start":1807.185,"end":1807.3451,"confidence":0.97509766,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.1161356195807457},{"word":"got","start":1807.3451,"end":1807.4651,"confidence":0.9970703,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.11261768639087676},{"word":"a","start":1807.4651,"end":1807.5851,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11194054782390594},{"word":"bit","start":1807.5851,"end":1807.8251,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.06963279843330383},{"word":"more","start":1807.8251,"end":1808.0651,"confidence":0.9970703,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.06053263321518898},{"word":"money","start":1808.0651,"end":1808.4651,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.0877286046743393},{"word":"expendable","start":1808.4651,"end":1808.9651,"confidence":0.98657227,"punctuated_word":"expendable","sentiment":"neutral","sentiment_score":0.08034467697143555},{"word":"or","start":1809.025,"end":1809.265,"confidence":0.9428711,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08265234529972076},{"word":"your","start":1809.265,"end":1809.505,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1106145977973938},{"word":"comfort","start":1809.505,"end":1809.905,"confidence":0.99609375,"punctuated_word":"comfort","sentiment":"neutral","sentiment_score":0.11816836893558502},{"word":"level","start":1809.905,"end":1810.385,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.1047382950782776},{"word":"increases","start":1810.385,"end":1810.8651,"confidence":0.92822266,"punctuated_word":"increases.","sentiment":"neutral","sentiment_score":0.0853489339351654},{"word":"we","start":1810.8651,"end":1811.025,"confidence":0.94921875,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.10809726268053056},{"word":"can","start":1811.025,"end":1811.185,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13210338354110718},{"word":"always","start":1811.185,"end":1811.505,"confidence":0.99902344,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.16577306389808655},{"word":"look","start":1811.505,"end":1811.745,"confidence":0.9790039,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.10881511121988297},{"word":"to","start":1811.745,"end":1811.905,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13103342056274414},{"word":"increase","start":1811.905,"end":1812.305,"confidence":0.9970703,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":0.1028066873550415},{"word":"or","start":1812.305,"end":1812.385,"confidence":0.91503906,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.14264976978302002},{"word":"add","start":1812.385,"end":1812.545,"confidence":0.99121094,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.1157158389687538},{"word":"the","start":1812.545,"end":1812.785,"confidence":0.8925781,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14020006358623505},{"word":"contributions","start":1812.785,"end":1813.285,"confidence":0.9370117,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.12474902719259262},{"word":"down","start":1813.505,"end":1813.745,"confidence":0.99316406,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.12885421514511108},{"word":"the","start":1813.745,"end":1813.8251,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15149079263210297},{"word":"tracker","start":1813.8251,"end":1814.305,"confidence":0.50878906,"punctuated_word":"tracker","sentiment":"neutral","sentiment_score":0.0953197181224823},{"word":"if","start":1814.305,"end":1814.4651,"confidence":0.9667969,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.15132933855056763},{"word":"you","start":1814.4651,"end":1814.625,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08648057281970978},{"word":"wanted","start":1814.625,"end":1814.9451,"confidence":0.86328125,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.0823134332895279},{"word":"to","start":1814.9451,"end":1815.3451,"confidence":0.9941406,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":0.07215335220098495},{"word":"okay","start":1815.3451,"end":1815.8451,"confidence":0.66552734,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.10449294745922089},{"word":"beautiful","start":1817.95,"end":1818.45,"confidence":0.99853516,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.10620297491550446},{"word":"now","start":1818.83,"end":1819.33,"confidence":0.9873047,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.18564872443675995},{"word":"the","start":1819.47,"end":1819.63,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1827164888381958},{"word":"other","start":1819.63,"end":1819.87,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.21872948110103607},{"word":"thing","start":1819.87,"end":1820.19,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.22858846187591553},{"word":"i","start":1820.19,"end":1820.35,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.24452562630176544},{"word":"like","start":1820.35,"end":1820.6699,"confidence":0.7963867,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.3255291283130646},{"word":"to","start":1820.6699,"end":1820.83,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2523614466190338},{"word":"look","start":1820.83,"end":1821.07,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.2307175248861313},{"word":"at","start":1821.07,"end":1821.47,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.28302639722824097},{"word":"is","start":1821.47,"end":1821.97,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16818784177303314},{"word":"now","start":1822.51,"end":1822.83,"confidence":0.8720703,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.25801077485084534},{"word":"you","start":1822.83,"end":1822.99,"confidence":0.8671875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25153085589408875},{"word":"know","start":1822.99,"end":1823.47,"confidence":0.44592285,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.27481329441070557},{"word":"the","start":1823.47,"end":1823.71,"confidence":0.53125,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.49965494871139526},{"word":"good","start":1823.71,"end":1823.95,"confidence":0.9614258,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.6367184519767761},{"word":"thing","start":1823.95,"end":1824.11,"confidence":0.9970703,"punctuated_word":"thing","sentiment":"positive","sentiment_score":0.6908177137374878},{"word":"about","start":1824.11,"end":1824.35,"confidence":0.98828125,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.6288807988166809},{"word":"your","start":1824.35,"end":1824.51,"confidence":0.97265625,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6709005832672119},{"word":"super","start":1824.51,"end":1824.75,"confidence":0.86279297,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.6743233799934387},{"word":"is","start":1824.75,"end":1824.9099,"confidence":0.9165039,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4842778742313385},{"word":"you","start":1824.9099,"end":1825.07,"confidence":0.984375,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5457852482795715},{"word":"don't","start":1825.07,"end":1825.3099,"confidence":1.0,"punctuated_word":"don't","sentiment":"positive","sentiment_score":0.4518081545829773},{"word":"have","start":1825.3099,"end":1825.5499,"confidence":0.99902344,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.4061049520969391},{"word":"any","start":1825.5499,"end":1825.7899,"confidence":0.9980469,"punctuated_word":"any","sentiment":"positive","sentiment_score":0.36162614822387695},{"word":"insurance","start":1825.7899,"end":1826.19,"confidence":0.78808594,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.32002967596054077},{"word":"that's","start":1826.19,"end":1826.35,"confidence":0.9321289,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.3847411870956421},{"word":"being","start":1826.35,"end":1826.59,"confidence":0.96875,"punctuated_word":"being","sentiment":"positive","sentiment_score":0.40114277601242065},{"word":"paid","start":1826.59,"end":1826.9099,"confidence":1.0,"punctuated_word":"paid","sentiment":"positive","sentiment_score":0.3705840408802033},{"word":"out","start":1826.9099,"end":1827.1499,"confidence":0.99902344,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.4619062840938568},{"word":"of","start":1827.1499,"end":1827.23,"confidence":0.98535156,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4729507267475128},{"word":"the","start":1827.23,"end":1827.47,"confidence":0.9580078,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.49585410952568054},{"word":"out","start":1827.47,"end":1827.63,"confidence":0.5288086,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.472398966550827},{"word":"of","start":1827.63,"end":1828.13,"confidence":0.9980469,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.495999276638031},{"word":"the","start":1828.51,"end":1829.01,"confidence":0.9248047,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4576759338378906},{"word":"out","start":1829.7899,"end":1829.95,"confidence":0.9863281,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.4688556492328644},{"word":"of","start":1829.95,"end":1830.11,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5430846810340881},{"word":"your","start":1830.11,"end":1830.35,"confidence":0.9970703,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5603780150413513},{"word":"super","start":1830.35,"end":1830.83,"confidence":0.7770996,"punctuated_word":"super,","sentiment":"positive","sentiment_score":0.4328896999359131},{"word":"so","start":1830.83,"end":1831.07,"confidence":0.9980469,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.4918735325336456},{"word":"there's","start":1831.07,"end":1831.39,"confidence":0.9995117,"punctuated_word":"there's","sentiment":"positive","sentiment_score":0.6028706431388855},{"word":"no","start":1831.39,"end":1831.755,"confidence":1.0,"punctuated_word":"no","sentiment":"positive","sentiment_score":0.47517451643943787},{"word":"additional","start":1831.995,"end":1832.475,"confidence":1.0,"punctuated_word":"additional","sentiment":"positive","sentiment_score":0.5242465138435364},{"word":"money","start":1832.475,"end":1832.795,"confidence":1.0,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.6384688019752502},{"word":"coming","start":1832.795,"end":1833.115,"confidence":1.0,"punctuated_word":"coming","sentiment":"positive","sentiment_score":0.6771181225776672},{"word":"out","start":1833.115,"end":1833.275,"confidence":0.8796387,"punctuated_word":"out,","sentiment":"positive","sentiment_score":0.6272222995758057},{"word":"which","start":1833.275,"end":1833.515,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.7478805780410767},{"word":"is","start":1833.515,"end":1833.755,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.8312239050865173},{"word":"great","start":1833.755,"end":1834.255,"confidence":0.88134766,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.7479996085166931},{"word":"but","start":1835.355,"end":1835.595,"confidence":0.7998047,"punctuated_word":"But","sentiment":"positive","sentiment_score":0.4499365985393524},{"word":"it","start":1835.595,"end":1835.755,"confidence":0.9970703,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.45799174904823303},{"word":"also","start":1835.755,"end":1835.995,"confidence":0.9902344,"punctuated_word":"also","sentiment":"positive","sentiment_score":0.4169975519180298},{"word":"does","start":1835.995,"end":1836.235,"confidence":0.96777344,"punctuated_word":"does","sentiment":"positive","sentiment_score":0.41736727952957153},{"word":"mean","start":1836.235,"end":1836.555,"confidence":0.99121094,"punctuated_word":"mean","sentiment":"positive","sentiment_score":0.35492581129074097},{"word":"that","start":1836.555,"end":1836.635,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2495429962873459},{"word":"there's","start":1836.635,"end":1836.875,"confidence":0.9995117,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.270189106464386},{"word":"no","start":1836.875,"end":1837.115,"confidence":0.91503906,"punctuated_word":"no,","sentiment":"neutral","sentiment_score":0.1855022758245468},{"word":"you","start":1837.115,"end":1837.275,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14724525809288025},{"word":"know","start":1837.275,"end":1837.675,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.20601019263267517},{"word":"life","start":1837.675,"end":1838.075,"confidence":0.82055664,"punctuated_word":"life,","sentiment":"neutral","sentiment_score":0.18527692556381223},{"word":"total","start":1838.075,"end":1838.395,"confidence":0.72509766,"punctuated_word":"total,","sentiment":"neutral","sentiment_score":0.19668012857437137},{"word":"permanent","start":1838.395,"end":1838.875,"confidence":0.8676758,"punctuated_word":"permanent","sentiment":"neutral","sentiment_score":0.17100413143634796},{"word":"disability","start":1838.875,"end":1839.375,"confidence":0.7590332,"punctuated_word":"disability,","sentiment":"neutral","sentiment_score":0.1902863532304764},{"word":"cover","start":1840.3151,"end":1840.715,"confidence":0.74487305,"punctuated_word":"cover,","sentiment":"neutral","sentiment_score":0.1726822555065155},{"word":"things","start":1840.715,"end":1841.035,"confidence":0.99609375,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.12145322561264038},{"word":"like","start":1841.035,"end":1841.195,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.13468419015407562},{"word":"that","start":1841.195,"end":1841.515,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.2208499014377594},{"word":"now","start":1841.515,"end":1841.915,"confidence":0.9941406,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.05858239158987999},{"word":"income","start":1841.915,"end":1842.3151,"confidence":0.98535156,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.10597526282072069},{"word":"protection","start":1842.3151,"end":1842.8151,"confidence":0.99902344,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.06890213489532471},{"word":"and","start":1842.875,"end":1843.035,"confidence":0.95703125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06685500591993332},{"word":"cbd","start":1843.035,"end":1843.535,"confidence":0.67626953,"punctuated_word":"CBD","sentiment":"neutral","sentiment_score":0.07935883104801178},{"word":"would","start":1843.755,"end":1843.915,"confidence":0.9980469,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.05722057819366455},{"word":"be","start":1843.915,"end":1844.37,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0368981659412384},{"word":"not","start":1845.57,"end":1845.8099,"confidence":0.7836914,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.003627542406320572},{"word":"working","start":1845.8099,"end":1846.21,"confidence":0.99902344,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.03825707733631134},{"word":"income","start":1846.21,"end":1846.53,"confidence":0.39941406,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.13225579261779785},{"word":"protection","start":1846.53,"end":1847.01,"confidence":0.7446289,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.0621529296040535},{"word":"is","start":1847.01,"end":1847.09,"confidence":0.2619629,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.06292058527469635},{"word":"only","start":1847.09,"end":1847.41,"confidence":0.8251953,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.04377477616071701},{"word":"not","start":1847.41,"end":1847.57,"confidence":0.9760742,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07635520398616791},{"word":"on","start":1847.57,"end":1847.8099,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.04932241886854172},{"word":"offer","start":1847.8099,"end":1848.3099,"confidence":0.99365234,"punctuated_word":"offer.","sentiment":"neutral","sentiment_score":-0.042379558086395264},{"word":"tbd","start":1848.53,"end":1849.03,"confidence":0.94262695,"punctuated_word":"TBD,","sentiment":"neutral","sentiment_score":-0.04874969646334648},{"word":"you","start":1849.49,"end":1849.65,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0349382683634758},{"word":"could","start":1849.65,"end":1849.89,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.025078944861888885},{"word":"probably","start":1849.89,"end":1850.29,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.007414624094963074},{"word":"get","start":1850.29,"end":1850.61,"confidence":0.99316406,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.029223550111055378},{"word":"that","start":1850.61,"end":1850.85,"confidence":0.6147461,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.001386992633342743},{"word":"with","start":1850.85,"end":1851.25,"confidence":0.9589844,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":-0.026388656347990036},{"word":"you","start":1851.25,"end":1851.41,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03299073129892349},{"word":"know","start":1851.41,"end":1851.65,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.03931620717048645},{"word":"the","start":1851.65,"end":1852.15,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03532645106315613},{"word":"the","start":1852.77,"end":1852.93,"confidence":0.9404297,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.057059649378061295},{"word":"health","start":1852.93,"end":1853.43,"confidence":0.99609375,"punctuated_word":"health","sentiment":"neutral","sentiment_score":-0.043093107640743256},{"word":"issues","start":1853.49,"end":1853.8099,"confidence":0.98535156,"punctuated_word":"issues","sentiment":"neutral","sentiment_score":-0.0953228920698166},{"word":"that","start":1853.8099,"end":1854.05,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.05180247500538826},{"word":"you","start":1854.05,"end":1854.21,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03343580663204193},{"word":"do","start":1854.21,"end":1854.45,"confidence":0.87841797,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.027808934450149536},{"word":"have","start":1854.45,"end":1854.61,"confidence":0.9589844,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.016237124800682068},{"word":"that","start":1854.61,"end":1854.77,"confidence":0.8720703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.050891634076833725},{"word":"you","start":1854.77,"end":1854.93,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.060939889401197433},{"word":"are","start":1854.93,"end":1855.09,"confidence":0.87890625,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.08787671476602554},{"word":"sort","start":1855.09,"end":1855.33,"confidence":0.9472656,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.16959045827388763},{"word":"of","start":1855.33,"end":1855.41,"confidence":0.96240234,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.13503797352313995},{"word":"dealing","start":1855.41,"end":1855.8099,"confidence":0.99316406,"punctuated_word":"dealing","sentiment":"neutral","sentiment_score":-0.17212900519371033},{"word":"with","start":1855.8099,"end":1856.05,"confidence":0.98828125,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.19099906086921692},{"word":"long","start":1856.05,"end":1856.29,"confidence":0.9658203,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.12866230309009552},{"word":"term","start":1856.29,"end":1856.53,"confidence":0.7392578,"punctuated_word":"term.","sentiment":"neutral","sentiment_score":-0.10443195700645448},{"word":"that","start":1856.53,"end":1856.69,"confidence":0.70654297,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.15216799080371857},{"word":"would","start":1856.69,"end":1856.85,"confidence":0.9243164,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.2031802386045456},{"word":"make","start":1856.85,"end":1857.09,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.21571126580238345},{"word":"it","start":1857.09,"end":1857.25,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.16544875502586365},{"word":"very","start":1857.25,"end":1857.49,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.2572467029094696},{"word":"difficult","start":1857.49,"end":1857.99,"confidence":0.9921875,"punctuated_word":"difficult","sentiment":"neutral","sentiment_score":-0.2848246991634369},{"word":"to","start":1858.05,"end":1858.21,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.19954019784927368},{"word":"get","start":1858.21,"end":1858.37,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.2052668184041977},{"word":"things","start":1858.37,"end":1858.69,"confidence":0.9980469,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.2851874828338623},{"word":"like","start":1858.69,"end":1858.93,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.20487049221992493},{"word":"that","start":1858.93,"end":1859.415,"confidence":0.99560547,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.1911201924085617},{"word":"yeah","start":1859.655,"end":1859.895,"confidence":0.9926758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02892972156405449},{"word":"yeah","start":1859.895,"end":1860.395,"confidence":0.88549805,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05611042305827141},{"word":"yeah","start":1868.775,"end":1869.275,"confidence":0.8847656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.15267106890678406},{"word":"yeah","start":1886.54,"end":1887.04,"confidence":0.94018555,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05829928070306778},{"word":"oh","start":1887.1001,"end":1887.6001,"confidence":0.78881836,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.10825952142477036},{"word":"no","start":1888.2201,"end":1888.7201,"confidence":0.9970703,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.14188316464424133},{"word":"yeah","start":1894.435,"end":1894.935,"confidence":0.9152832,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.26552873849868774},{"word":"yeah","start":1899.7151,"end":1900.2151,"confidence":0.9797363,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08454561978578568},{"word":"i'm","start":1902.915,"end":1903.395,"confidence":0.7030029,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.13623681664466858},{"word":"so","start":1903.395,"end":1903.7151,"confidence":0.9873047,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.15662477910518646},{"word":"sorry","start":1903.7151,"end":1904.2151,"confidence":0.9995117,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.1910632848739624},{"word":"yep","start":1915.9901,"end":1916.325,"confidence":0.79052734,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.2923153340816498},{"word":"that's","start":1919.5249,"end":1919.845,"confidence":0.9584961,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.12664839625358582},{"word":"about","start":1919.845,"end":1920.085,"confidence":0.96533203,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.1683070957660675},{"word":"the","start":1920.085,"end":1920.245,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2556021809577942},{"word":"insurance","start":1920.245,"end":1920.745,"confidence":0.99902344,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.25119414925575256},{"word":"premium","start":1920.965,"end":1921.465,"confidence":0.8083496,"punctuated_word":"premium.","sentiment":"neutral","sentiment_score":-0.207803413271904},{"word":"yeah","start":1921.9249,"end":1922.4249,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.09923315793275832},{"word":"yeah","start":1922.8049,"end":1923.3049,"confidence":0.78759766,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.09704852104187012},{"word":"yeah","start":1932.1901,"end":1932.6901,"confidence":0.99365234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1418648660182953},{"word":"yeah","start":1945.63,"end":1946.13,"confidence":0.89624023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.17233577370643616},{"word":"yeah","start":1948.3151,"end":1948.8151,"confidence":0.89746094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.18349602818489075},{"word":"yeah","start":1957.675,"end":1958.175,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.21855513751506803},{"word":"yeah","start":1960.795,"end":1961.295,"confidence":0.98950195,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.09879428148269652},{"word":"yeah","start":1981.605,"end":1982.105,"confidence":0.90649414,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1625329852104187},{"word":"yeah","start":1984.965,"end":1985.465,"confidence":0.9770508,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.12765389680862427},{"word":"yeah","start":1986.725,"end":1987.225,"confidence":0.8496094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08218745142221451},{"word":"no","start":1990.8049,"end":1991.0449,"confidence":0.8798828,"punctuated_word":"No","sentiment":"neutral","sentiment_score":-0.08402813971042633},{"word":"worries","start":1991.0449,"end":1991.46,"confidence":0.74316406,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":-0.089086152613163},{"word":"yeah","start":1991.5399,"end":1992.0399,"confidence":0.72265625,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.011508941650390623},{"word":"no","start":1999.22,"end":1999.72,"confidence":0.81469727,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0903073251247406},{"word":"yeah","start":2001.46,"end":2001.96,"confidence":0.94750977,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.034594982862472534},{"word":"of","start":2002.02,"end":2002.1799,"confidence":0.92089844,"punctuated_word":"Of","sentiment":"neutral","sentiment_score":0.013881497085094452},{"word":"course","start":2002.1799,"end":2002.6799,"confidence":0.9926758,"punctuated_word":"course.","sentiment":"neutral","sentiment_score":0.045692771673202515},{"word":"yeah","start":2007.2949,"end":2007.7949,"confidence":0.69677734,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08508053421974182},{"word":"no","start":2010.975,"end":2011.475,"confidence":0.9526367,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1290564239025116},{"word":"understandable","start":2011.695,"end":2012.195,"confidence":0.97965497,"punctuated_word":"Understandable.","sentiment":"neutral","sentiment_score":-0.12514768540859222},{"word":"and","start":2012.4149,"end":2012.6549,"confidence":0.7861328,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.1900503635406494},{"word":"well","start":2012.6549,"end":2012.8949,"confidence":0.7536621,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.2110253870487213},{"word":"as","start":2012.8949,"end":2013.0549,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.23439189791679385},{"word":"much","start":2013.0549,"end":2013.2949,"confidence":0.9980469,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.2505269944667816},{"word":"as","start":2013.2949,"end":2013.375,"confidence":0.96240234,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.2239767163991928},{"word":"you","start":2013.375,"end":2013.615,"confidence":0.87597656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.25106772780418396},{"word":"don't","start":2013.615,"end":2013.855,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.27119123935699463},{"word":"have","start":2013.855,"end":2014.015,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.31090763211250305},{"word":"any","start":2014.015,"end":2014.255,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.2766031324863434},{"word":"of","start":2014.255,"end":2014.335,"confidence":0.9526367,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.27729159593582153},{"word":"those","start":2014.335,"end":2014.575,"confidence":0.9819336,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.24009239673614505},{"word":"sorts","start":2014.575,"end":2014.735,"confidence":0.7270508,"punctuated_word":"sorts","sentiment":"neutral","sentiment_score":-0.30359402298927307},{"word":"of","start":2014.735,"end":2014.8949,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2987686097621918},{"word":"insurances","start":2014.8949,"end":2015.3949,"confidence":0.9215495,"punctuated_word":"insurances,","sentiment":"neutral","sentiment_score":-0.26420482993125916},{"word":"i","start":2015.615,"end":2015.695,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3023669123649597},{"word":"mean","start":2015.695,"end":2015.855,"confidence":0.98950195,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.2888856828212738},{"word":"as","start":2015.855,"end":2016.095,"confidence":0.9550781,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.2791481614112854},{"word":"it","start":2016.095,"end":2016.1749,"confidence":0.78759766,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2263999581336975},{"word":"says","start":2016.1749,"end":2016.495,"confidence":0.96899414,"punctuated_word":"says,","sentiment":"neutral","sentiment_score":-0.26456016302108765},{"word":"income","start":2016.495,"end":2016.815,"confidence":0.7402344,"punctuated_word":"income","sentiment":"negative","sentiment_score":-0.34738194942474365},{"word":"protection","start":2016.815,"end":2017.215,"confidence":0.98828125,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.25080832839012146},{"word":"is","start":2017.215,"end":2017.375,"confidence":0.67822266,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.3447854220867157},{"word":"not","start":2017.375,"end":2017.5349,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.4367983937263489},{"word":"gonna","start":2017.5349,"end":2017.7749,"confidence":0.984375,"punctuated_word":"gonna","sentiment":"negative","sentiment_score":-0.38442039489746094},{"word":"be","start":2017.7749,"end":2017.9349,"confidence":0.9970703,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.42671945691108704},{"word":"possible","start":2017.9349,"end":2018.4149,"confidence":0.99902344,"punctuated_word":"possible","sentiment":"negative","sentiment_score":-0.4673383533954621},{"word":"because","start":2018.4149,"end":2018.735,"confidence":0.97265625,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.3246977925300598},{"word":"you're","start":2018.735,"end":2018.8949,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.33021849393844604},{"word":"not","start":2018.8949,"end":2019.135,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.3073253035545349},{"word":"working","start":2019.135,"end":2019.635,"confidence":0.9802246,"punctuated_word":"working.","sentiment":"neutral","sentiment_score":-0.3024391829967499},{"word":"you","start":2020.18,"end":2020.26,"confidence":0.97265625,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.2020745724439621},{"word":"can","start":2020.26,"end":2020.74,"confidence":0.99609375,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.16116967797279358},{"word":"get","start":2020.74,"end":2021.24,"confidence":0.96435547,"punctuated_word":"get,","sentiment":"neutral","sentiment_score":-0.2312048375606537},{"word":"like","start":2021.62,"end":2021.9401,"confidence":0.9379883,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.2094472348690033},{"word":"tbd","start":2021.9401,"end":2022.4401,"confidence":0.96118164,"punctuated_word":"TBD,","sentiment":"neutral","sentiment_score":-0.13312789797782898},{"word":"but","start":2023.06,"end":2023.22,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.17206409573554993},{"word":"it","start":2023.22,"end":2023.38,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.33141234517097473},{"word":"is","start":2023.38,"end":2023.62,"confidence":1.0,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.445221871137619},{"word":"hard","start":2023.62,"end":2023.9401,"confidence":0.9980469,"punctuated_word":"hard","sentiment":"negative","sentiment_score":-0.46666219830513},{"word":"to","start":2023.9401,"end":2024.18,"confidence":0.9921875,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.4310679435729981},{"word":"sort","start":2024.18,"end":2024.3401,"confidence":0.97802734,"punctuated_word":"sort","sentiment":"negative","sentiment_score":-0.41805946826934814},{"word":"of","start":2024.3401,"end":2024.8401,"confidence":0.99902344,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.402574360370636},{"word":"apply","start":2025.06,"end":2025.38,"confidence":0.88671875,"punctuated_word":"apply","sentiment":"negative","sentiment_score":-0.3664727509021759},{"word":"for","start":2025.38,"end":2025.7001,"confidence":0.8178711,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":-0.30405160784721375},{"word":"and","start":2025.7001,"end":2025.86,"confidence":1.0,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.3930943012237549},{"word":"there","start":2025.86,"end":2026.02,"confidence":0.9980469,"punctuated_word":"there","sentiment":"negative","sentiment_score":-0.387241005897522},{"word":"would","start":2026.02,"end":2026.26,"confidence":0.99902344,"punctuated_word":"would","sentiment":"negative","sentiment_score":-0.39762309193611145},{"word":"be","start":2026.26,"end":2026.42,"confidence":0.99902344,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.36878448724746704},{"word":"a","start":2026.42,"end":2026.5,"confidence":1.0,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.412689208984375},{"word":"lot","start":2026.5,"end":2026.66,"confidence":1.0,"punctuated_word":"lot","sentiment":"negative","sentiment_score":-0.461560994386673},{"word":"of","start":2026.66,"end":2026.98,"confidence":1.0,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.413411021232605},{"word":"exclusions","start":2026.98,"end":2027.48,"confidence":0.78515625,"punctuated_word":"exclusions","sentiment":"negative","sentiment_score":-0.4007905423641205},{"word":"based","start":2027.7001,"end":2028.02,"confidence":0.99316406,"punctuated_word":"based","sentiment":"negative","sentiment_score":-0.42137467861175537},{"word":"on","start":2028.02,"end":2028.52,"confidence":0.99902344,"punctuated_word":"on","sentiment":"negative","sentiment_score":-0.4181680083274842},{"word":"your","start":2028.98,"end":2029.22,"confidence":0.97314453,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.41719356179237366},{"word":"current","start":2029.22,"end":2029.7001,"confidence":1.0,"punctuated_word":"current","sentiment":"negative","sentiment_score":-0.4226215183734894},{"word":"health","start":2029.7001,"end":2030.2001,"confidence":0.78344727,"punctuated_word":"health.","sentiment":"negative","sentiment_score":-0.34879767894744873},{"word":"and","start":2030.74,"end":2030.98,"confidence":0.97802734,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.30512869358062744},{"word":"that","start":2030.98,"end":2031.22,"confidence":0.99902344,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.3756672143936157},{"word":"would","start":2031.22,"end":2031.3,"confidence":1.0,"punctuated_word":"would","sentiment":"negative","sentiment_score":-0.4208697974681854},{"word":"honestly","start":2032.02,"end":2032.52,"confidence":0.99902344,"punctuated_word":"honestly,","sentiment":"negative","sentiment_score":-0.4239445626735687},{"word":"if","start":2032.66,"end":2032.8201,"confidence":0.9980469,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.4407503008842468},{"word":"you're","start":2032.8201,"end":2033.22,"confidence":0.9814453,"punctuated_word":"you're","sentiment":"negative","sentiment_score":-0.43050265312194824},{"word":"applying","start":2033.22,"end":2033.54,"confidence":0.9892578,"punctuated_word":"applying","sentiment":"negative","sentiment_score":-0.3567471206188202},{"word":"for","start":2033.54,"end":2033.78,"confidence":0.9506836,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.3462100327014923},{"word":"cover","start":2033.78,"end":2034.02,"confidence":0.9892578,"punctuated_word":"cover","sentiment":"negative","sentiment_score":-0.3628382682800293},{"word":"and","start":2034.02,"end":2034.18,"confidence":0.83251953,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.3919840455055237},{"word":"there's","start":2034.18,"end":2034.42,"confidence":0.9741211,"punctuated_word":"there's","sentiment":"negative","sentiment_score":-0.4244537353515625},{"word":"gonna","start":2034.42,"end":2034.66,"confidence":0.9941406,"punctuated_word":"gonna","sentiment":"negative","sentiment_score":-0.4362912178039551},{"word":"be","start":2034.66,"end":2034.945,"confidence":0.9970703,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.3634192645549774},{"word":"exclusions","start":2035.0249,"end":2035.4249,"confidence":0.92285156,"punctuated_word":"exclusions","sentiment":"neutral","sentiment_score":-0.3083208203315735},{"word":"on","start":2035.4249,"end":2035.6649,"confidence":1.0,"punctuated_word":"on","sentiment":"negative","sentiment_score":-0.6394613981246948},{"word":"the","start":2035.6649,"end":2035.825,"confidence":0.99902344,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.4124533832073212},{"word":"cover","start":2035.825,"end":2036.325,"confidence":1.0,"punctuated_word":"cover","sentiment":"negative","sentiment_score":-0.42111918330192566},{"word":"and","start":2037.105,"end":2037.345,"confidence":0.46801758,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.4521629810333252},{"word":"based","start":2037.345,"end":2037.585,"confidence":0.7558594,"punctuated_word":"based","sentiment":"negative","sentiment_score":-0.5931986570358276},{"word":"on","start":2037.585,"end":2037.745,"confidence":0.9951172,"punctuated_word":"on","sentiment":"negative","sentiment_score":-0.6267408132553101},{"word":"your","start":2037.745,"end":2037.985,"confidence":0.9921875,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.6051275134086609},{"word":"health","start":2037.985,"end":2038.465,"confidence":0.9916992,"punctuated_word":"health,","sentiment":"negative","sentiment_score":-0.6137632131576538},{"word":"it","start":2038.465,"end":2038.625,"confidence":0.9970703,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.6839323043823242},{"word":"means","start":2038.625,"end":2038.865,"confidence":0.9716797,"punctuated_word":"means","sentiment":"negative","sentiment_score":-0.6210623383522034},{"word":"you","start":2038.865,"end":2039.0249,"confidence":0.9980469,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.5755251049995422},{"word":"can't","start":2039.0249,"end":2039.345,"confidence":0.99902344,"punctuated_word":"can't","sentiment":"negative","sentiment_score":-0.5028480887413025},{"word":"claim","start":2039.345,"end":2039.6649,"confidence":0.9902344,"punctuated_word":"claim","sentiment":"negative","sentiment_score":-0.5376137495040894},{"word":"on","start":2039.6649,"end":2039.745,"confidence":0.93603516,"punctuated_word":"on","sentiment":"negative","sentiment_score":-0.6067224740982056},{"word":"anything","start":2039.745,"end":2040.1449,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"negative","sentiment_score":-0.6072843670845032},{"word":"you've","start":2040.1449,"end":2040.3849,"confidence":0.9916992,"punctuated_word":"you've","sentiment":"negative","sentiment_score":-0.6408092975616455},{"word":"already","start":2040.3849,"end":2040.705,"confidence":0.9980469,"punctuated_word":"already","sentiment":"negative","sentiment_score":-0.563787043094635},{"word":"suffered","start":2040.705,"end":2041.105,"confidence":0.90527344,"punctuated_word":"suffered,","sentiment":"negative","sentiment_score":-0.5736838579177856},{"word":"and","start":2041.105,"end":2041.2649,"confidence":1.0,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.6584585309028625},{"word":"that's","start":2041.2649,"end":2041.505,"confidence":0.9904785,"punctuated_word":"that's","sentiment":"negative","sentiment_score":-0.7970682978630066},{"word":"just","start":2041.505,"end":2041.745,"confidence":0.9716797,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.7923374176025391},{"word":"really","start":2041.745,"end":2041.985,"confidence":0.9970703,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.8574293851852417},{"word":"not","start":2041.985,"end":2042.1449,"confidence":0.9980469,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.8466202020645142},{"word":"worth","start":2042.1449,"end":2042.465,"confidence":0.99902344,"punctuated_word":"worth","sentiment":"negative","sentiment_score":-0.7234058380126953},{"word":"it","start":2042.465,"end":2042.625,"confidence":0.9951172,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.7321301102638245},{"word":"for","start":2042.625,"end":2042.7849,"confidence":0.9223633,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.7230197787284851},{"word":"you","start":2042.7849,"end":2043.2849,"confidence":0.9980469,"punctuated_word":"you.","sentiment":"negative","sentiment_score":-0.6785120964050293},{"word":"there","start":2044.3049,"end":2044.625,"confidence":0.6923828,"punctuated_word":"There","sentiment":"negative","sentiment_score":-0.5240920186042786},{"word":"may","start":2044.625,"end":2044.7849,"confidence":0.9838867,"punctuated_word":"may","sentiment":"negative","sentiment_score":-0.45169490575790405},{"word":"be","start":2044.7849,"end":2044.945,"confidence":0.9970703,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.4855706095695496},{"word":"an","start":2044.945,"end":2045.105,"confidence":1.0,"punctuated_word":"an","sentiment":"negative","sentiment_score":-0.4839101731777191},{"word":"option","start":2045.105,"end":2045.505,"confidence":1.0,"punctuated_word":"option","sentiment":"negative","sentiment_score":-0.49297896027565},{"word":"to","start":2045.505,"end":2045.585,"confidence":0.99902344,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3948436379432678},{"word":"get","start":2045.585,"end":2045.9049,"confidence":0.951416,"punctuated_word":"get,","sentiment":"negative","sentiment_score":-0.417328417301178},{"word":"like","start":2045.9049,"end":2046.1449,"confidence":0.9863281,"punctuated_word":"like,","sentiment":"negative","sentiment_score":-0.3760620057582855},{"word":"trauma","start":2046.1449,"end":2046.5449,"confidence":0.9980469,"punctuated_word":"trauma","sentiment":"negative","sentiment_score":-0.38332808017730713},{"word":"if","start":2046.5449,"end":2046.705,"confidence":0.8256836,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.33642303943634033},{"word":"you","start":2046.705,"end":2046.7849,"confidence":1.0,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.43801549077034},{"word":"had","start":2046.7849,"end":2046.945,"confidence":0.71435547,"punctuated_word":"had","sentiment":"negative","sentiment_score":-0.3975399136543274},{"word":"a","start":2046.945,"end":2047.105,"confidence":0.96533203,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.3808953166007995},{"word":"major","start":2047.105,"end":2047.4249,"confidence":0.9941406,"punctuated_word":"major","sentiment":"negative","sentiment_score":-0.4793114960193634},{"word":"traumatic","start":2047.4249,"end":2047.9249,"confidence":0.9716797,"punctuated_word":"traumatic","sentiment":"negative","sentiment_score":-0.48079654574394226},{"word":"diagnosis","start":2048.145,"end":2048.645,"confidence":0.75,"punctuated_word":"diagnosis,","sentiment":"negative","sentiment_score":-0.41049879789352417},{"word":"but","start":2048.7048,"end":2048.865,"confidence":0.9206543,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.3070071041584015},{"word":"again","start":2048.865,"end":2049.265,"confidence":1.0,"punctuated_word":"again,","sentiment":"negative","sentiment_score":-0.3865966200828552},{"word":"there's","start":2049.265,"end":2049.505,"confidence":0.87231445,"punctuated_word":"there's","sentiment":"negative","sentiment_score":-0.479886531829834},{"word":"more","start":2049.505,"end":2049.7449,"confidence":0.9838867,"punctuated_word":"more","sentiment":"negative","sentiment_score":-0.5467149615287781},{"word":"money","start":2049.7449,"end":2049.9849,"confidence":0.99902344,"punctuated_word":"money","sentiment":"negative","sentiment_score":-0.5722840428352356},{"word":"that","start":2049.9849,"end":2050.2249,"confidence":0.9863281,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.4947944879531861},{"word":"has","start":2050.2249,"end":2050.385,"confidence":0.96875,"punctuated_word":"has","sentiment":"negative","sentiment_score":-0.5115715861320496},{"word":"to","start":2050.385,"end":2050.59,"confidence":0.7734375,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.5354686975479126},{"word":"come","start":2050.59,"end":2050.75,"confidence":0.97802734,"punctuated_word":"come","sentiment":"negative","sentiment_score":-0.5543012619018555},{"word":"out","start":2050.75,"end":2050.9102,"confidence":0.9980469,"punctuated_word":"out","sentiment":"negative","sentiment_score":-0.5189634561538696},{"word":"of","start":2050.9102,"end":2050.99,"confidence":0.9921875,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.6547913551330566},{"word":"your","start":2050.99,"end":2051.07,"confidence":0.99902344,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.6069654226303101},{"word":"back","start":2051.07,"end":2051.31,"confidence":0.9951172,"punctuated_word":"back","sentiment":"negative","sentiment_score":-0.5764539837837219},{"word":"pocket","start":2051.31,"end":2051.6301,"confidence":0.78344727,"punctuated_word":"pocket,","sentiment":"negative","sentiment_score":-0.49153822660446167},{"word":"and","start":2051.6301,"end":2051.79,"confidence":0.9921875,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.41907283663749695},{"word":"i","start":2051.79,"end":2051.87,"confidence":0.98535156,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.5510402917861938},{"word":"don't","start":2051.87,"end":2052.03,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.46054500341415405},{"word":"wanna","start":2052.03,"end":2052.35,"confidence":0.96972656,"punctuated_word":"wanna","sentiment":"negative","sentiment_score":-0.5203325748443604},{"word":"overextend","start":2052.35,"end":2052.85,"confidence":0.9527995,"punctuated_word":"overextend","sentiment":"negative","sentiment_score":-0.5901371240615845},{"word":"your","start":2052.99,"end":2053.1501,"confidence":0.9980469,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.6107265949249268},{"word":"budget","start":2053.1501,"end":2053.6301,"confidence":1.0,"punctuated_word":"budget","sentiment":"negative","sentiment_score":-0.5348066687583923},{"word":"in","start":2053.6301,"end":2053.7102,"confidence":0.9770508,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.5793384909629822},{"word":"any","start":2053.7102,"end":2053.9502,"confidence":0.9506836,"punctuated_word":"any","sentiment":"negative","sentiment_score":-0.5355111360549927},{"word":"way","start":2053.9502,"end":2054.4502,"confidence":0.9970703,"punctuated_word":"way.","sentiment":"negative","sentiment_score":-0.4165689349174499},{"word":"but","start":2055.23,"end":2055.47,"confidence":0.734375,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.03244491666555405},{"word":"based","start":2055.47,"end":2055.79,"confidence":0.99902344,"punctuated_word":"based","sentiment":"neutral","sentiment_score":-0.08616630733013153},{"word":"on","start":2055.79,"end":2056.11,"confidence":0.9909668,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":-0.022316012531518936},{"word":"like","start":2056.11,"end":2056.35,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.019032835960388184},{"word":"your","start":2056.35,"end":2056.6702,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.08624976128339767},{"word":"life","start":2056.6702,"end":2056.9102,"confidence":0.94970703,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.14812415838241577},{"word":"cover","start":2056.9102,"end":2057.3901,"confidence":0.99121094,"punctuated_word":"cover,","sentiment":"neutral","sentiment_score":-0.04306289553642273},{"word":"if","start":2057.3901,"end":2057.6301,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.039267782121896744},{"word":"you","start":2057.6301,"end":2057.7102,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10836664587259293},{"word":"were","start":2057.7102,"end":2058.03,"confidence":0.9980469,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.13042239844799042},{"word":"to","start":2058.03,"end":2058.53,"confidence":0.9975586,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.0944041833281517},{"word":"you","start":2059.07,"end":2059.1501,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.14045682549476624},{"word":"know","start":2059.1501,"end":2059.55,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.13095343112945557},{"word":"pass","start":2059.55,"end":2059.79,"confidence":0.99609375,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":-0.2700191140174866},{"word":"away","start":2059.79,"end":2060.29,"confidence":0.98339844,"punctuated_word":"away,","sentiment":"neutral","sentiment_score":-0.17449688911437988},{"word":"as","start":2060.9102,"end":2061.1501,"confidence":0.9741211,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.11612534523010254},{"word":"much","start":2061.1501,"end":2061.31,"confidence":0.98828125,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.20420873165130615},{"word":"as","start":2061.31,"end":2061.47,"confidence":0.99121094,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.1118275448679924},{"word":"not","start":2061.47,"end":2061.6301,"confidence":0.95703125,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.13097217679023743},{"word":"having","start":2061.6301,"end":2062.03,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.21693724393844604},{"word":"life","start":2062.03,"end":2062.27,"confidence":0.9921875,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.19204081594944},{"word":"cover","start":2062.27,"end":2062.59,"confidence":1.0,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.12362735718488692},{"word":"at","start":2062.59,"end":2062.83,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.11029014736413956},{"word":"the","start":2062.83,"end":2062.9102,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.061724886298179626},{"word":"moment","start":2062.9102,"end":2063.4102,"confidence":0.99902344,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.014935757964849472},{"word":"your","start":2063.585,"end":2063.825,"confidence":0.8671875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13268184661865234},{"word":"super","start":2063.825,"end":2063.9849,"confidence":0.35864258,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.18000300228595734},{"word":"benefit","start":2063.9849,"end":2064.4849,"confidence":0.96777344,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.14502160251140594},{"word":"is","start":2064.545,"end":2064.7048,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16789038479328156},{"word":"also","start":2064.7048,"end":2065.025,"confidence":0.99609375,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.1511758416891098},{"word":"paid","start":2065.025,"end":2065.265,"confidence":0.9951172,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.15538474917411804},{"word":"out","start":2065.265,"end":2065.4248,"confidence":0.8100586,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1833648383617401},{"word":"to","start":2065.4248,"end":2065.585,"confidence":0.9560547,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1578420102596283},{"word":"your","start":2065.585,"end":2065.9048,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1139555498957634},{"word":"beneficiaries","start":2065.9048,"end":2066.4048,"confidence":0.82470703,"punctuated_word":"beneficiaries.","sentiment":"neutral","sentiment_score":0.1359221488237381},{"word":"and","start":2066.7048,"end":2066.9448,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1028452068567276},{"word":"i","start":2066.9448,"end":2067.025,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09874671697616576},{"word":"believe","start":2067.025,"end":2067.345,"confidence":0.9980469,"punctuated_word":"believe","sentiment":"neutral","sentiment_score":0.1011914312839508},{"word":"you","start":2067.345,"end":2067.585,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11531780660152437},{"word":"wanted","start":2067.585,"end":2068.065,"confidence":0.6621094,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.1253647357225418},{"word":"it","start":2068.065,"end":2068.1448,"confidence":0.88964844,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13173316419124603},{"word":"noted","start":2068.1448,"end":2068.3848,"confidence":0.9707031,"punctuated_word":"noted","sentiment":"neutral","sentiment_score":0.15277549624443054},{"word":"down","start":2068.3848,"end":2068.8848,"confidence":0.99316406,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.1720820516347885},{"word":"that","start":2069.025,"end":2069.265,"confidence":0.84716797,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.184542179107666},{"word":"that","start":2069.265,"end":2069.345,"confidence":0.7529297,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16836054623126984},{"word":"it","start":2069.345,"end":2069.505,"confidence":0.91845703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1462845355272293},{"word":"all","start":2069.505,"end":2069.6648,"confidence":0.9980469,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.12730692327022552},{"word":"gets","start":2069.6648,"end":2069.9048,"confidence":0.98535156,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.13533714413642883},{"word":"paid","start":2069.9048,"end":2070.2249,"confidence":0.99902344,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.12534485757350922},{"word":"to","start":2070.2249,"end":2070.3848,"confidence":0.8598633,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1473669409751892},{"word":"your","start":2070.3848,"end":2070.625,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1115916222333908},{"word":"mom","start":2070.625,"end":2071.125,"confidence":0.89453125,"punctuated_word":"mom","sentiment":"neutral","sentiment_score":0.10939474403858183},{"word":"as","start":2071.265,"end":2071.505,"confidence":0.76660156,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1423979103565216},{"word":"jeanette","start":2071.505,"end":2071.9849,"confidence":0.8046875,"punctuated_word":"Jeanette.","sentiment":"neutral","sentiment_score":0.08696755021810532},{"word":"is","start":2071.9849,"end":2072.1448,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.10097528994083405},{"word":"that","start":2072.1448,"end":2072.3848,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1256524622440338},{"word":"right","start":2072.3848,"end":2072.8848,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.0764593705534935},{"word":"yeah","start":2074.625,"end":2075.125,"confidence":0.88134766,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05979744717478752},{"word":"yeah","start":2075.1848,"end":2075.6848,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05984964966773987},{"word":"yeah","start":2076.7048,"end":2077.2048,"confidence":0.98168945,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0554683655500412},{"word":"but","start":2077.9048,"end":2078.2249,"confidence":0.8522949,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.011237076483666897},{"word":"i","start":2078.2249,"end":2078.305,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.008534509688615799},{"word":"mean","start":2078.305,"end":2078.79,"confidence":0.9995117,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.010141437873244286},{"word":"the","start":2079.03,"end":2079.19,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.053405992686748505},{"word":"insurances","start":2079.19,"end":2079.67,"confidence":0.89208984,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.07132180035114288},{"word":"aren't","start":2079.67,"end":2079.83,"confidence":0.87280273,"punctuated_word":"aren't","sentiment":"neutral","sentiment_score":-0.04816845059394837},{"word":"the","start":2079.83,"end":2079.99,"confidence":0.9482422,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0473049059510231},{"word":"be","start":2079.99,"end":2080.1501,"confidence":0.9838867,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.01520811766386032},{"word":"all","start":2080.1501,"end":2080.31,"confidence":0.99609375,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.0003324449062347412},{"word":"and","start":2080.31,"end":2080.3901,"confidence":0.96533203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.00730404257774353},{"word":"end","start":2080.3901,"end":2080.55,"confidence":0.9838867,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.03165438771247864},{"word":"all","start":2080.55,"end":2080.79,"confidence":0.9951172,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.015155088156461716},{"word":"there's","start":2080.79,"end":2081.03,"confidence":0.99853516,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.06362292915582657},{"word":"definitely","start":2081.03,"end":2081.43,"confidence":0.9980469,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.1205490231513977},{"word":"other","start":2081.43,"end":2081.59,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.08805996179580688},{"word":"things","start":2081.59,"end":2081.9102,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.12745027244091034},{"word":"that","start":2081.9102,"end":2082.07,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10670185834169388},{"word":"we","start":2082.07,"end":2082.23,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09412948787212372},{"word":"can","start":2082.23,"end":2082.3901,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12223580479621889},{"word":"do","start":2082.3901,"end":2082.6301,"confidence":0.9284668,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.11656610667705536},{"word":"and","start":2082.6301,"end":2082.79,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10822480916976927},{"word":"i","start":2082.79,"end":2082.95,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15337438881397247},{"word":"do","start":2082.95,"end":2083.19,"confidence":0.9902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11328152567148209},{"word":"work","start":2083.19,"end":2083.35,"confidence":0.99609375,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.0927898734807968},{"word":"with","start":2083.35,"end":2083.59,"confidence":0.99609375,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11808131635189056},{"word":"other","start":2083.59,"end":2083.9102,"confidence":0.9970703,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.08641594648361206},{"word":"clients","start":2083.9102,"end":2084.3901,"confidence":0.98535156,"punctuated_word":"clients","sentiment":"neutral","sentiment_score":0.09279611706733704},{"word":"who","start":2084.3901,"end":2084.8901,"confidence":0.9350586,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.07614899426698685},{"word":"are","start":2085.35,"end":2085.59,"confidence":0.8857422,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.098162442445755},{"word":"looking","start":2085.59,"end":2085.9102,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.0963827446103096},{"word":"to","start":2085.9102,"end":2086.1501,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09664727747440338},{"word":"invest","start":2086.1501,"end":2086.55,"confidence":1.0,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":0.08556979894638062},{"word":"and","start":2086.55,"end":2086.71,"confidence":0.98095703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06946028769016266},{"word":"build","start":2086.71,"end":2087.03,"confidence":0.9980469,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.14694342017173767},{"word":"money","start":2087.03,"end":2087.43,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.1222347691655159},{"word":"in","start":2087.43,"end":2087.67,"confidence":0.32128906,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13178306818008423},{"word":"savings","start":2087.67,"end":2087.99,"confidence":0.9448242,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.10208775848150252},{"word":"outside","start":2087.99,"end":2088.47,"confidence":0.9658203,"punctuated_word":"outside","sentiment":"neutral","sentiment_score":0.11203756928443909},{"word":"of","start":2088.47,"end":2088.6301,"confidence":0.79248047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05268247425556183},{"word":"super","start":2088.6301,"end":2088.95,"confidence":0.54541016,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.12835906445980072},{"word":"and","start":2088.95,"end":2089.11,"confidence":0.9140625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11792276054620744},{"word":"invest","start":2089.11,"end":2089.43,"confidence":0.97314453,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":0.07404070347547531},{"word":"outside","start":2089.43,"end":2089.9102,"confidence":0.9902344,"punctuated_word":"outside","sentiment":"neutral","sentiment_score":0.17529967427253723},{"word":"of","start":2089.9102,"end":2090.07,"confidence":0.9614258,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09465175867080688},{"word":"super","start":2090.07,"end":2090.3901,"confidence":0.9316406,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1577214002609253},{"word":"and","start":2090.3901,"end":2090.55,"confidence":0.9194336,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16368424892425537},{"word":"build","start":2090.55,"end":2090.87,"confidence":0.984375,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.1971289664506912},{"word":"wealth","start":2090.87,"end":2091.27,"confidence":0.9375,"punctuated_word":"wealth","sentiment":"neutral","sentiment_score":0.2518419921398163},{"word":"to","start":2091.27,"end":2091.43,"confidence":0.96972656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1316082775592804},{"word":"kind","start":2091.43,"end":2091.59,"confidence":0.98291016,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.12187763303518297},{"word":"of","start":2091.59,"end":2091.945,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10876145213842392},{"word":"just","start":2092.2651,"end":2092.425,"confidence":0.546875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0947769582271576},{"word":"close","start":2092.425,"end":2092.745,"confidence":0.9941406,"punctuated_word":"close","sentiment":"neutral","sentiment_score":0.074248768389225},{"word":"that","start":2092.745,"end":2093.0652,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09080100059509276},{"word":"gap","start":2093.0652,"end":2093.385,"confidence":0.9980469,"punctuated_word":"gap","sentiment":"neutral","sentiment_score":0.007754519581794739},{"word":"essentially","start":2093.385,"end":2093.885,"confidence":0.7885742,"punctuated_word":"essentially.","sentiment":"neutral","sentiment_score":0.05137021094560623},{"word":"so","start":2094.2651,"end":2094.7651,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.20595261454582217},{"word":"the","start":2094.905,"end":2095.0652,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.31008613109588623},{"word":"good","start":2095.0652,"end":2095.225,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4035300612449646},{"word":"thing","start":2095.225,"end":2095.465,"confidence":1.0,"punctuated_word":"thing","sentiment":"positive","sentiment_score":0.5021713972091675},{"word":"is","start":2095.465,"end":2095.705,"confidence":0.9980469,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3741620481014252},{"word":"whilst","start":2095.705,"end":2096.0251,"confidence":0.60791016,"punctuated_word":"whilst","sentiment":"positive","sentiment_score":0.41797858476638794},{"word":"you're","start":2096.0251,"end":2096.105,"confidence":0.99316406,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.38584667444229126},{"word":"on","start":2096.105,"end":2096.425,"confidence":0.9812012,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.28048598766326904},{"word":"you","start":2096.425,"end":2096.585,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2300167977809906},{"word":"know","start":2096.585,"end":2096.825,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.28982484340667725},{"word":"disability","start":2096.825,"end":2097.325,"confidence":0.99609375,"punctuated_word":"disability","sentiment":"neutral","sentiment_score":0.32247063517570496},{"word":"pension","start":2097.5452,"end":2097.945,"confidence":0.9838867,"punctuated_word":"pension","sentiment":"positive","sentiment_score":0.33517032861709595},{"word":"and","start":2097.945,"end":2098.105,"confidence":0.88720703,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3547932803630829},{"word":"you","start":2098.105,"end":2098.2651,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.405840665102005},{"word":"do","start":2098.2651,"end":2098.425,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.3291313052177429},{"word":"have","start":2098.425,"end":2098.665,"confidence":0.99902344,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.40861624479293823},{"word":"a","start":2098.665,"end":2098.745,"confidence":0.109802246,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.39894863963127136},{"word":"settlement","start":2098.745,"end":2099.145,"confidence":0.25634766,"punctuated_word":"settlement","sentiment":"positive","sentiment_score":0.4161480963230133},{"word":"as","start":2099.145,"end":2099.385,"confidence":0.7236328,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.3090333938598633},{"word":"a","start":2099.385,"end":2099.465,"confidence":0.9873047,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3715327978134155},{"word":"backup","start":2099.465,"end":2099.965,"confidence":0.982666,"punctuated_word":"backup,","sentiment":"neutral","sentiment_score":0.30261409282684326},{"word":"it","start":2100.5051,"end":2100.665,"confidence":0.80615234,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.34744948148727417},{"word":"does","start":2100.665,"end":2100.985,"confidence":0.9873047,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.2555970251560211},{"word":"mean","start":2100.985,"end":2101.3052,"confidence":0.99902344,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":0.2532617449760437},{"word":"that","start":2101.3052,"end":2101.8052,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2883981168270111},{"word":"you","start":2102.105,"end":2102.345,"confidence":0.92089844,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3352909982204437},{"word":"do","start":2102.345,"end":2102.5051,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.28591951727867126},{"word":"have","start":2102.5051,"end":2102.985,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2837464213371277},{"word":"income","start":2102.985,"end":2103.465,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.2680371403694153},{"word":"coming","start":2103.465,"end":2103.7852,"confidence":1.0,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.2456722855567932},{"word":"in","start":2103.7852,"end":2104.105,"confidence":0.75927734,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.2400851845741272},{"word":"but","start":2104.105,"end":2104.47,"confidence":0.9941406,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.21292954683303833},{"word":"down","start":2104.71,"end":2104.95,"confidence":0.43676758,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.2319549471139908},{"word":"the","start":2104.95,"end":2105.1099,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2627745270729065},{"word":"track","start":2105.1099,"end":2105.43,"confidence":0.9863281,"punctuated_word":"track","sentiment":"neutral","sentiment_score":0.23660895228385925},{"word":"definitely","start":2105.43,"end":2105.83,"confidence":0.5708008,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.3234733045101166},{"word":"wanna","start":2105.83,"end":2106.07,"confidence":0.96533203,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.31167030334472656},{"word":"work","start":2106.07,"end":2106.31,"confidence":0.9970703,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.3014976978302002},{"word":"with","start":2106.31,"end":2106.39,"confidence":0.99902344,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.4076036512851715},{"word":"you","start":2106.39,"end":2106.71,"confidence":0.9941406,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3887123167514801},{"word":"to","start":2106.71,"end":2106.95,"confidence":0.9863281,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3349165618419647},{"word":"slowly","start":2106.95,"end":2107.43,"confidence":0.9658203,"punctuated_word":"slowly","sentiment":"neutral","sentiment_score":0.29604798555374146},{"word":"build","start":2107.43,"end":2107.75,"confidence":0.9980469,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.2827235758304596},{"word":"wealth","start":2107.75,"end":2108.23,"confidence":0.95410156,"punctuated_word":"wealth","sentiment":"positive","sentiment_score":0.43954646587371826},{"word":"to","start":2108.23,"end":2108.39,"confidence":0.9428711,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.287891149520874},{"word":"kinda","start":2108.39,"end":2108.71,"confidence":0.77001953,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.28412318229675293},{"word":"close","start":2108.71,"end":2109.03,"confidence":0.99609375,"punctuated_word":"close","sentiment":"neutral","sentiment_score":0.20991742610931396},{"word":"that","start":2109.03,"end":2109.3499,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2491498589515686},{"word":"gap","start":2109.3499,"end":2109.67,"confidence":0.7644043,"punctuated_word":"gap,","sentiment":"neutral","sentiment_score":0.14990109205245972},{"word":"make","start":2109.67,"end":2109.91,"confidence":0.87597656,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2026685476303101},{"word":"sure","start":2109.91,"end":2110.15,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.16341495513916016},{"word":"that","start":2110.15,"end":2110.31,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14246444404125214},{"word":"your","start":2110.31,"end":2110.47,"confidence":0.8925781,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05229152739048004},{"word":"sleep","start":2110.47,"end":2110.79,"confidence":0.97265625,"punctuated_word":"sleep","sentiment":"neutral","sentiment_score":0.06445972621440887},{"word":"is","start":2110.79,"end":2110.95,"confidence":0.9921875,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07219947874546051},{"word":"working","start":2110.95,"end":2111.27,"confidence":0.9980469,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.03405715525150299},{"word":"as","start":2111.27,"end":2111.43,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.036963194608688354},{"word":"hard","start":2111.43,"end":2111.67,"confidence":0.99121094,"punctuated_word":"hard","sentiment":"neutral","sentiment_score":0.009028613567352297},{"word":"as","start":2111.67,"end":2111.91,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.026785150170326233},{"word":"possible","start":2111.91,"end":2112.41,"confidence":0.99902344,"punctuated_word":"possible.","sentiment":"neutral","sentiment_score":0.06507318466901779},{"word":"if","start":2113.19,"end":2113.43,"confidence":0.89501953,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.02592027187347412},{"word":"you","start":2113.43,"end":2113.67,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04697480797767639},{"word":"ever","start":2113.67,"end":2113.99,"confidence":0.99609375,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.032250143587589264},{"word":"were","start":2113.99,"end":2114.39,"confidence":0.9951172,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.06608287990093231},{"word":"diagnosed","start":2114.39,"end":2114.89,"confidence":0.9970703,"punctuated_word":"diagnosed","sentiment":"neutral","sentiment_score":-0.07505309581756592},{"word":"with","start":2115.1099,"end":2115.3499,"confidence":0.9851074,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":-0.0996612310409546},{"word":"you","start":2115.3499,"end":2115.51,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07917667180299759},{"word":"know","start":2115.51,"end":2115.83,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.08171485364437103},{"word":"a","start":2115.83,"end":2115.91,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09942258149385452},{"word":"major","start":2115.91,"end":2116.41,"confidence":0.99902344,"punctuated_word":"major","sentiment":"neutral","sentiment_score":-0.12120723724365234},{"word":"condition","start":2116.47,"end":2116.97,"confidence":0.9707031,"punctuated_word":"condition","sentiment":"neutral","sentiment_score":-0.10762014985084534},{"word":"like","start":2117.19,"end":2117.51,"confidence":0.671875,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.1052757203578949},{"word":"a","start":2117.51,"end":2117.67,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09075945615768433},{"word":"a","start":2117.67,"end":2117.75,"confidence":0.83984375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1063654124736786},{"word":"permanent","start":2117.75,"end":2118.25,"confidence":0.9980469,"punctuated_word":"permanent","sentiment":"neutral","sentiment_score":-0.12719717621803284},{"word":"disability","start":2118.31,"end":2118.81,"confidence":0.99853516,"punctuated_word":"disability,","sentiment":"neutral","sentiment_score":-0.0609431266784668},{"word":"we","start":2119.625,"end":2119.785,"confidence":0.98095703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.00137212872505188},{"word":"could","start":2119.785,"end":2120.025,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.013737261295318604},{"word":"also","start":2120.025,"end":2120.345,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.002376869320869446},{"word":"try","start":2120.345,"end":2120.585,"confidence":0.99902344,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.036956414580345154},{"word":"to","start":2120.585,"end":2120.825,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.016459576785564423},{"word":"access","start":2120.825,"end":2121.305,"confidence":0.9941406,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.06208936870098114},{"word":"super","start":2121.305,"end":2121.7048,"confidence":0.49365234,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.02916150540113449},{"word":"through","start":2121.7048,"end":2121.865,"confidence":0.9951172,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.022729352116584774},{"word":"that","start":2121.865,"end":2122.365,"confidence":0.9995117,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.042979851365089417},{"word":"it's","start":2123.625,"end":2123.785,"confidence":0.9692383,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.05447828024625778},{"word":"sort","start":2123.785,"end":2124.025,"confidence":0.9838867,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.02273685485124588},{"word":"of","start":2124.025,"end":2124.105,"confidence":0.9453125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0434698611497879},{"word":"similar","start":2124.105,"end":2124.505,"confidence":0.9970703,"punctuated_word":"similar","sentiment":"neutral","sentiment_score":-0.005657501518726349},{"word":"to","start":2124.505,"end":2124.665,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03610982745885849},{"word":"trying","start":2124.665,"end":2124.9849,"confidence":0.9301758,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.030369579792022705},{"word":"to","start":2124.9849,"end":2125.065,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.015314705669879912},{"word":"access","start":2125.065,"end":2125.545,"confidence":0.99902344,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.007781602442264557},{"word":"ppd","start":2125.545,"end":2126.045,"confidence":0.49121094,"punctuated_word":"PPD","sentiment":"neutral","sentiment_score":-0.0033081509172916412},{"word":"cover","start":2126.1848,"end":2126.665,"confidence":0.9868164,"punctuated_word":"cover,","sentiment":"neutral","sentiment_score":0.01298205554485321},{"word":"but","start":2126.665,"end":2126.905,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.022400222718715668},{"word":"you","start":2126.905,"end":2127.145,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.027878470718860623},{"word":"just","start":2127.145,"end":2127.305,"confidence":0.94384766,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.032066017389297485},{"word":"need","start":2127.305,"end":2127.625,"confidence":0.9892578,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.048996761441230774},{"word":"two","start":2127.625,"end":2127.865,"confidence":0.9013672,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.07858245074748993},{"word":"doctors","start":2127.865,"end":2128.345,"confidence":0.9970703,"punctuated_word":"doctors","sentiment":"neutral","sentiment_score":-0.07267861068248749},{"word":"to","start":2128.345,"end":2128.425,"confidence":0.9873047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04947587102651596},{"word":"sign","start":2128.425,"end":2128.665,"confidence":0.9838867,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":-0.09128141403198242},{"word":"off","start":2128.665,"end":2128.825,"confidence":0.5517578,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.09815652668476103},{"word":"to","start":2128.825,"end":2128.9849,"confidence":0.97802734,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06919397413730621},{"word":"say","start":2128.9849,"end":2129.305,"confidence":0.92333984,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.020277827978134155},{"word":"there's","start":2129.305,"end":2129.545,"confidence":0.95043945,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.0572156235575676},{"word":"no","start":2129.545,"end":2129.785,"confidence":0.9980469,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.09282000362873076},{"word":"guarantee","start":2129.785,"end":2130.285,"confidence":0.83935547,"punctuated_word":"guarantee","sentiment":"neutral","sentiment_score":-0.1229611337184906},{"word":"that","start":2130.345,"end":2130.585,"confidence":0.91503906,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1382071077823639},{"word":"you'll","start":2130.585,"end":2130.825,"confidence":0.95166016,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":-0.11999058723449708},{"word":"never","start":2130.825,"end":2131.145,"confidence":1.0,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.17503656446933746},{"word":"go","start":2131.145,"end":2131.4648,"confidence":0.9970703,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.15869876742362976},{"word":"back","start":2131.4648,"end":2131.7048,"confidence":0.9716797,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.16026386618614197},{"word":"to","start":2131.7048,"end":2131.865,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.13692983984947205},{"word":"any","start":2131.865,"end":2132.1848,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.13601522147655487},{"word":"occupation","start":2132.1848,"end":2132.6848,"confidence":0.9980469,"punctuated_word":"occupation","sentiment":"neutral","sentiment_score":-0.15279942750930786},{"word":"again","start":2132.7449,"end":2133.065,"confidence":0.970459,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.1189919039607048},{"word":"it","start":2133.065,"end":2133.2249,"confidence":0.8964844,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.12063087522983552},{"word":"is","start":2133.2249,"end":2133.4648,"confidence":0.9536133,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.13208170235157013},{"word":"hard","start":2133.4648,"end":2133.7048,"confidence":0.9633789,"punctuated_word":"hard","sentiment":"neutral","sentiment_score":-0.14754033088684082},{"word":"to","start":2133.7048,"end":2133.865,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0908418819308281},{"word":"claim","start":2133.865,"end":2134.1848,"confidence":0.99609375,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":-0.05123720318078995},{"word":"on","start":2134.1848,"end":2134.62,"confidence":0.8220215,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.009262870997190475},{"word":"but","start":2134.7002,"end":2134.86,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.04167433083057403},{"word":"it","start":2134.86,"end":2135.02,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.051042892038822174},{"word":"is","start":2135.02,"end":2135.1,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.15196382999420166},{"word":"a","start":2135.1,"end":2135.5,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14492668211460114},{"word":"possibility","start":2135.5,"end":2136.0,"confidence":0.97314453,"punctuated_word":"possibility.","sentiment":"neutral","sentiment_score":0.12163588404655457},{"word":"and","start":2137.1802,"end":2137.4202,"confidence":0.66308594,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.12473171949386597},{"word":"then","start":2137.4202,"end":2137.6602,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1442042589187622},{"word":"you","start":2137.6602,"end":2137.82,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15873673558235168},{"word":"are","start":2137.82,"end":2138.2202,"confidence":0.9855957,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":0.15809112787246704},{"word":"you","start":2138.2202,"end":2138.3801,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.145125612616539},{"word":"know","start":2138.3801,"end":2138.7002,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.1302618682384491},{"word":"44","start":2138.7002,"end":2139.5,"confidence":0.94873047,"punctuated_word":"44,","sentiment":"neutral","sentiment_score":0.15783533453941345},{"word":"so","start":2139.5,"end":2139.9001,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.16248050332069397},{"word":"six","start":2139.9001,"end":2140.2202,"confidence":0.93359375,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.1721990555524826},{"word":"sixteen","start":2140.3801,"end":2140.78,"confidence":0.9760742,"punctuated_word":"sixteen","sentiment":"neutral","sentiment_score":0.14542484283447266},{"word":"years","start":2140.78,"end":2141.1,"confidence":0.9980469,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.15845522284507751},{"word":"towards","start":2141.1,"end":2141.5,"confidence":0.8569336,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":0.21687516570091248},{"word":"being","start":2141.5,"end":2141.7402,"confidence":0.97509766,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.198633074760437},{"word":"able","start":2141.7402,"end":2141.9802,"confidence":0.98291016,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.19851037859916687},{"word":"to","start":2141.9802,"end":2142.06,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1823546886444092},{"word":"access","start":2142.06,"end":2142.54,"confidence":0.9194336,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.13776469230651855},{"word":"the","start":2142.54,"end":2142.78,"confidence":0.4194336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16668984293937683},{"word":"data","start":2142.78,"end":2143.1,"confidence":0.09539795,"punctuated_word":"data","sentiment":"neutral","sentiment_score":0.14774653315544128},{"word":"in","start":2143.1,"end":2143.34,"confidence":0.96972656,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.21854153275489807},{"word":"the","start":2143.34,"end":2143.5,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2370237708091736},{"word":"event","start":2143.5,"end":2143.82,"confidence":0.9902344,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.2239672839641571},{"word":"that","start":2143.82,"end":2143.9802,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19607041776180267},{"word":"you","start":2143.9802,"end":2144.2202,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18312233686447144},{"word":"needed","start":2144.2202,"end":2144.62,"confidence":0.9658203,"punctuated_word":"needed","sentiment":"neutral","sentiment_score":0.14455890655517578},{"word":"to","start":2144.62,"end":2144.9402,"confidence":0.95825195,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":0.14109346270561218},{"word":"so","start":2144.9402,"end":2145.4402,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2258057147264481},{"word":"we","start":2145.58,"end":2145.7402,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2725226581096649},{"word":"are","start":2145.7402,"end":2145.9001,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.29697513580322266},{"word":"on","start":2145.9001,"end":2146.1401,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.3076813817024231},{"word":"track","start":2146.1401,"end":2146.3801,"confidence":0.89941406,"punctuated_word":"track.","sentiment":"neutral","sentiment_score":0.29144322872161865},{"word":"there's","start":2146.3801,"end":2146.62,"confidence":0.9309082,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.2755666673183441},{"word":"things","start":2146.62,"end":2146.86,"confidence":0.9951172,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.30550605058670044},{"word":"that","start":2146.86,"end":2147.02,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.25063738226890564},{"word":"i","start":2147.02,"end":2147.1802,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.28273195028305054},{"word":"do","start":2147.1802,"end":2147.34,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2443968951702118},{"word":"wanna","start":2147.34,"end":2147.6602,"confidence":0.97314453,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.2805573046207428},{"word":"do","start":2147.6602,"end":2147.9001,"confidence":0.9902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.24679870903491977},{"word":"to","start":2147.9001,"end":2147.9802,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22681660950183868},{"word":"work","start":2147.9802,"end":2148.2202,"confidence":0.99609375,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.2694563865661621},{"word":"with","start":2148.2202,"end":2148.3801,"confidence":0.9921875,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.3024258017539978},{"word":"you","start":2148.3801,"end":2148.54,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2770666182041168},{"word":"and","start":2148.54,"end":2148.7002,"confidence":0.97998047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.19489918649196625},{"word":"help","start":2148.7002,"end":2149.02,"confidence":0.95410156,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.2829906642436981},{"word":"you","start":2149.02,"end":2149.1,"confidence":0.94189453,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3517747223377228},{"word":"moving","start":2149.1,"end":2149.425,"confidence":0.72509766,"punctuated_word":"moving","sentiment":"positive","sentiment_score":0.41981223225593567},{"word":"forward","start":2149.425,"end":2149.585,"confidence":0.8857422,"punctuated_word":"forward,","sentiment":"positive","sentiment_score":0.35713809728622437},{"word":"and","start":2149.585,"end":2149.825,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3278450667858124},{"word":"we'll","start":2149.825,"end":2149.905,"confidence":0.9980469,"punctuated_word":"we'll","sentiment":"positive","sentiment_score":0.3438182771205902},{"word":"just","start":2149.905,"end":2150.145,"confidence":1.0,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.4355262517929077},{"word":"go","start":2150.145,"end":2150.385,"confidence":0.9921875,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.4151444733142853},{"word":"one","start":2150.385,"end":2150.625,"confidence":0.9980469,"punctuated_word":"one","sentiment":"positive","sentiment_score":0.3494649827480316},{"word":"day","start":2150.625,"end":2150.945,"confidence":0.99316406,"punctuated_word":"day","sentiment":"positive","sentiment_score":0.3554013669490814},{"word":"at","start":2150.945,"end":2151.0251,"confidence":0.984375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.3218942880630493},{"word":"a","start":2151.0251,"end":2151.105,"confidence":0.97509766,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.42197996377944946},{"word":"time","start":2151.105,"end":2151.5051,"confidence":0.88427734,"punctuated_word":"time,","sentiment":"positive","sentiment_score":0.3564099967479706},{"word":"one","start":2151.5051,"end":2151.665,"confidence":0.9951172,"punctuated_word":"one","sentiment":"positive","sentiment_score":0.3355846703052521},{"word":"thing","start":2151.665,"end":2151.985,"confidence":0.99609375,"punctuated_word":"thing","sentiment":"positive","sentiment_score":0.37475350499153137},{"word":"at","start":2151.985,"end":2152.065,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.29593944549560547},{"word":"a","start":2152.065,"end":2152.225,"confidence":0.98291016,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.36112427711486816},{"word":"time","start":2152.225,"end":2152.5452,"confidence":0.77563477,"punctuated_word":"time,","sentiment":"positive","sentiment_score":0.338778555393219},{"word":"and","start":2152.5452,"end":2152.625,"confidence":0.7084961,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.25003576278686523},{"word":"work","start":2152.625,"end":2152.865,"confidence":0.9667969,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.2797384262084961},{"word":"in","start":2152.865,"end":2152.945,"confidence":0.4321289,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.3261762261390686},{"word":"your","start":2152.945,"end":2153.2651,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2901652157306671},{"word":"comfort","start":2153.2651,"end":2153.665,"confidence":0.9941406,"punctuated_word":"comfort","sentiment":"neutral","sentiment_score":0.21859586238861084},{"word":"level","start":2153.665,"end":2154.165,"confidence":0.99902344,"punctuated_word":"level.","sentiment":"neutral","sentiment_score":0.15968947112560272},{"word":"okay","start":2154.225,"end":2154.725,"confidence":0.98657227,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.11770731210708618},{"word":"oh","start":2157.665,"end":2157.985,"confidence":0.76416016,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.3763473629951477},{"word":"good","start":2157.985,"end":2158.485,"confidence":0.9921875,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4051721394062042},{"word":"oh","start":2159.745,"end":2160.065,"confidence":0.90527344,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.3242989182472229},{"word":"thank","start":2160.065,"end":2160.465,"confidence":0.9980469,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.5094773769378662},{"word":"you","start":2160.465,"end":2160.945,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.44327670335769653},{"word":"thank","start":2160.945,"end":2161.185,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5568102598190308},{"word":"you","start":2161.185,"end":2161.425,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5550285577774048},{"word":"i","start":2161.425,"end":2161.585,"confidence":0.99902344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.46563583612442017},{"word":"love","start":2161.585,"end":2161.905,"confidence":0.99902344,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.5829004645347595},{"word":"what","start":2161.905,"end":2162.065,"confidence":0.99902344,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.5549675226211548},{"word":"i","start":2162.065,"end":2162.225,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.34858912229537964},{"word":"do","start":2162.225,"end":2162.465,"confidence":0.94750977,"punctuated_word":"do,","sentiment":"positive","sentiment_score":0.37080034613609314},{"word":"and","start":2162.465,"end":2162.705,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1527298241853714},{"word":"it's","start":2162.705,"end":2163.0251,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.14929988980293274},{"word":"not","start":2163.0251,"end":2163.345,"confidence":0.99609375,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.05440714955329895},{"word":"easy","start":2163.345,"end":2163.745,"confidence":0.9116211,"punctuated_word":"easy.","sentiment":"neutral","sentiment_score":0.06522117555141449},{"word":"and","start":2163.745,"end":2163.985,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.014851108193397522},{"word":"i'm","start":2163.985,"end":2164.225,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.043445587158203125},{"word":"so","start":2164.225,"end":2164.465,"confidence":0.9970703,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.04445432126522064},{"word":"sorry","start":2164.465,"end":2164.7852,"confidence":0.9980469,"punctuated_word":"sorry","sentiment":"neutral","sentiment_score":-0.17029158771038055},{"word":"you've","start":2164.7852,"end":2165.04,"confidence":0.9589844,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.15401889383792877},{"word":"gone","start":2165.04,"end":2165.28,"confidence":0.99902344,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.11074966937303544},{"word":"through","start":2165.28,"end":2165.6,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.06695087254047394},{"word":"so","start":2165.6,"end":2166.1,"confidence":0.99609375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.021983683109283447},{"word":"much","start":2166.24,"end":2166.56,"confidence":0.9140625,"punctuated_word":"much,","sentiment":"neutral","sentiment_score":0.004273667931556702},{"word":"but","start":2166.56,"end":2166.8,"confidence":0.99316406,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.170111745595932},{"word":"i","start":2166.8,"end":2166.8801,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2029903382062912},{"word":"wanna","start":2166.8801,"end":2167.2,"confidence":0.9951172,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.26390260457992554},{"word":"help","start":2167.2,"end":2167.44,"confidence":0.9970703,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.2941848039627075},{"word":"you","start":2167.44,"end":2167.6,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3727671504020691},{"word":"moving","start":2167.6,"end":2167.92,"confidence":0.9873047,"punctuated_word":"moving","sentiment":"positive","sentiment_score":0.4185732305049896},{"word":"forward","start":2167.92,"end":2168.1602,"confidence":0.9980469,"punctuated_word":"forward","sentiment":"positive","sentiment_score":0.4331935942173004},{"word":"and","start":2168.1602,"end":2168.32,"confidence":0.98291016,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3450387716293335},{"word":"stay","start":2168.32,"end":2168.6401,"confidence":0.92089844,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":0.30502888560295105},{"word":"in","start":2168.6401,"end":2168.8,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.3181120753288269},{"word":"contact","start":2168.8,"end":2169.28,"confidence":0.99609375,"punctuated_word":"contact","sentiment":"neutral","sentiment_score":0.2617591619491577},{"word":"and","start":2169.28,"end":2169.76,"confidence":0.76464844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3198041021823883},{"word":"just","start":2169.76,"end":2170.0,"confidence":0.9633789,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.41977792978286743},{"word":"to","start":2170.0,"end":2170.1602,"confidence":0.4609375,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3463498651981354},{"word":"catch","start":2170.1602,"end":2170.48,"confidence":0.9863281,"punctuated_word":"catch","sentiment":"positive","sentiment_score":0.33973434567451477},{"word":"up","start":2170.48,"end":2170.6401,"confidence":0.98828125,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.25327035784721375},{"word":"with","start":2170.6401,"end":2170.8801,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.3039889931678772},{"word":"you","start":2170.8801,"end":2171.04,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.37680763006210327},{"word":"to","start":2171.04,"end":2171.12,"confidence":0.98535156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3045569062232971},{"word":"make","start":2171.12,"end":2171.36,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2559989392757416},{"word":"sure","start":2171.36,"end":2171.52,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.2963094711303711},{"word":"that","start":2171.52,"end":2171.68,"confidence":0.98095703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3029712736606598},{"word":"we're","start":2171.68,"end":2171.92,"confidence":0.9980469,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.35297149419784546},{"word":"working","start":2171.92,"end":2172.24,"confidence":0.9980469,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.25622639060020447},{"word":"in","start":2172.24,"end":2172.4001,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2798382043838501},{"word":"your","start":2172.4001,"end":2172.6401,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.31375885009765625},{"word":"best","start":2172.6401,"end":2172.96,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.17917604744434357},{"word":"interest","start":2172.96,"end":2173.46,"confidence":0.9797363,"punctuated_word":"interest.","sentiment":"neutral","sentiment_score":0.19527320563793185},{"word":"okay","start":2173.6,"end":2174.1,"confidence":0.92163086,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.0559055395424366},{"word":"yeah","start":2176.96,"end":2177.265,"confidence":0.876709,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.018714118748903275},{"word":"no","start":2186.785,"end":2186.9448,"confidence":0.8376465,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.19843295216560364},{"word":"of","start":2186.9448,"end":2187.1848,"confidence":0.48754883,"punctuated_word":"Of","sentiment":"neutral","sentiment_score":-0.2014421373605728},{"word":"course","start":2187.1848,"end":2187.4248,"confidence":0.99902344,"punctuated_word":"course","sentiment":"neutral","sentiment_score":-0.18229898810386655},{"word":"not","start":2187.4248,"end":2187.9248,"confidence":0.9328613,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.23139241337776184},{"word":"absolutely","start":2194.78,"end":2195.28,"confidence":0.873291,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":-0.13603635132312775},{"word":"absolutely","start":2195.98,"end":2196.48,"confidence":0.9975586,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":-0.0022083502262830734},{"word":"yeah","start":2197.58,"end":2198.08,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.025260671973228455},{"word":"correct","start":2198.3,"end":2198.8,"confidence":1.0,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.06055575609207153},{"word":"absolutely","start":2199.02,"end":2199.52,"confidence":1.0,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.04548972472548485},{"word":"no","start":2200.06,"end":2200.46,"confidence":0.9921875,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.006371757015585899},{"word":"definitely","start":2200.46,"end":2200.96,"confidence":1.0,"punctuated_word":"Definitely.","sentiment":"neutral","sentiment_score":0.03425251692533493},{"word":"now","start":2201.82,"end":2202.3,"confidence":0.9741211,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.07287771254777908},{"word":"with","start":2202.3,"end":2202.54,"confidence":0.33154297,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0414048507809639},{"word":"your","start":2202.54,"end":2202.8599,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.02474909275770187},{"word":"no","start":2203.82,"end":2204.06,"confidence":0.99560547,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":0.013120701536536217},{"word":"that's","start":2204.06,"end":2204.46,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.07721971720457077},{"word":"okay","start":2204.46,"end":2204.8599,"confidence":0.98339844,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.0774383544921875},{"word":"honestly","start":2204.8599,"end":2205.3398,"confidence":0.9970703,"punctuated_word":"Honestly,","sentiment":"neutral","sentiment_score":0.04516166448593139},{"word":"it's","start":2205.3398,"end":2205.58,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.08119171112775803},{"word":"not","start":2205.58,"end":2205.74,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.074897401034832},{"word":"a","start":2205.74,"end":2205.9,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08388035744428635},{"word":"problem","start":2205.9,"end":2206.22,"confidence":1.0,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.10263124108314514},{"word":"at","start":2206.22,"end":2206.38,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.13146360218524933},{"word":"all","start":2206.38,"end":2206.845,"confidence":0.9995117,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.1414170116186142},{"word":"now","start":2207.085,"end":2207.325,"confidence":0.99316406,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.053963396698236465},{"word":"with","start":2207.325,"end":2207.4849,"confidence":0.98828125,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03378641977906227},{"word":"your","start":2207.4849,"end":2207.805,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04639296233654022},{"word":"beneficiary","start":2207.805,"end":2208.305,"confidence":0.99902344,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.06525778770446777},{"word":"nomination","start":2208.445,"end":2208.945,"confidence":0.99560547,"punctuated_word":"nomination,","sentiment":"neutral","sentiment_score":0.05239277705550194},{"word":"i","start":2209.005,"end":2209.165,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03043695166707039},{"word":"had","start":2209.165,"end":2209.405,"confidence":0.48486328,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.005124412477016449},{"word":"a","start":2209.405,"end":2209.4849,"confidence":0.85498047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02278231643140316},{"word":"look","start":2209.4849,"end":2209.645,"confidence":0.9760742,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.015170648694038393},{"word":"at","start":2209.645,"end":2209.805,"confidence":0.984375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.026048075407743457},{"word":"that","start":2209.805,"end":2210.045,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01869119331240654},{"word":"before","start":2210.045,"end":2210.445,"confidence":0.9902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.03171323612332344},{"word":"because","start":2210.445,"end":2210.685,"confidence":0.8540039,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.06330642849206924},{"word":"you","start":2210.685,"end":2210.845,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06654994189739227},{"word":"do","start":2210.845,"end":2211.085,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09359139949083328},{"word":"have","start":2211.085,"end":2211.2449,"confidence":0.9941406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06672820448875427},{"word":"it","start":2211.2449,"end":2211.405,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05096687003970146},{"word":"as","start":2211.405,"end":2211.645,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04059206694364548},{"word":"your","start":2211.645,"end":2211.885,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04006859287619591},{"word":"mom","start":2211.885,"end":2212.385,"confidence":0.763916,"punctuated_word":"mom.","sentiment":"neutral","sentiment_score":0.05396094545722008},{"word":"and","start":2212.685,"end":2212.925,"confidence":0.6665039,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.05091039091348648},{"word":"i","start":2212.925,"end":2213.2449,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05980879068374634},{"word":"did","start":2213.2449,"end":2213.7449,"confidence":0.99902344,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.05075091868638992},{"word":"have","start":2214.045,"end":2214.365,"confidence":0.9291992,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.036969736218452454},{"word":"a","start":2214.365,"end":2214.445,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02922431379556656},{"word":"look","start":2214.445,"end":2214.945,"confidence":0.86938477,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.029751772060990337},{"word":"and","start":2215.085,"end":2215.2449,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.025800324976444244},{"word":"i","start":2215.2449,"end":2215.405,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04113685339689255},{"word":"think","start":2215.405,"end":2215.565,"confidence":0.9980469,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.03344832360744476},{"word":"there's","start":2215.565,"end":2215.805,"confidence":0.9995117,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.07507600635290146},{"word":"a","start":2215.805,"end":2215.965,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0939711481332779},{"word":"way","start":2215.965,"end":2216.125,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.06442306935787201},{"word":"we","start":2216.125,"end":2216.205,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09394895285367966},{"word":"can","start":2216.205,"end":2216.445,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.11515288054943083},{"word":"do","start":2216.445,"end":2216.605,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13681770861148834},{"word":"this","start":2216.605,"end":2216.845,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.09291352331638336},{"word":"a","start":2216.845,"end":2216.925,"confidence":0.9838867,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10802314430475236},{"word":"bit","start":2216.925,"end":2217.165,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.079492948949337},{"word":"better","start":2217.165,"end":2217.565,"confidence":0.9970703,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.042016275227069855},{"word":"for","start":2217.565,"end":2217.805,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13436120748519895},{"word":"you","start":2217.805,"end":2218.125,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.07960736751556396},{"word":"so","start":2218.125,"end":2218.625,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.021428406238555908},{"word":"at","start":2219.02,"end":2219.26,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.022556498646736145},{"word":"the","start":2219.26,"end":2219.34,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.015161171555519104},{"word":"moment","start":2219.34,"end":2219.82,"confidence":0.9980469,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":-0.01950935646891594},{"word":"with","start":2219.82,"end":2219.9802,"confidence":0.7973633,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.014953147619962692},{"word":"your","start":2219.9802,"end":2220.3801,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.009790457785129549},{"word":"beneficiary","start":2220.3801,"end":2220.86,"confidence":0.99902344,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.016526106745004654},{"word":"nomination","start":2220.86,"end":2221.36,"confidence":0.99902344,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":0.012493465095758438},{"word":"on","start":2221.5,"end":2221.6602,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0057813860476017},{"word":"your","start":2221.6602,"end":2221.9802,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.004131142050027847},{"word":"super","start":2221.9802,"end":2222.4802,"confidence":0.7788086,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.02263614535331726},{"word":"it's","start":2222.54,"end":2222.86,"confidence":0.9946289,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.00177750492002815},{"word":"your","start":2222.86,"end":2223.1,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.013416051864624023},{"word":"mom","start":2223.1,"end":2223.34,"confidence":0.8173828,"punctuated_word":"mom,","sentiment":"neutral","sentiment_score":0.005696281790733337},{"word":"and","start":2223.34,"end":2223.58,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.00034910812973976135},{"word":"she's","start":2223.58,"end":2223.9001,"confidence":0.99316406,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.004886807408183813},{"word":"noted","start":2223.9001,"end":2224.2202,"confidence":0.9350586,"punctuated_word":"noted","sentiment":"neutral","sentiment_score":-0.00271482765674591},{"word":"as","start":2224.2202,"end":2224.3801,"confidence":0.83251953,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.012186359614133837},{"word":"being","start":2224.3801,"end":2224.78,"confidence":0.9614258,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.0036959946155548096},{"word":"an","start":2224.78,"end":2225.02,"confidence":0.9790039,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.005706336349248886},{"word":"interdependent","start":2225.02,"end":2225.52,"confidence":0.79833984,"punctuated_word":"interdependent","sentiment":"neutral","sentiment_score":0.005320524796843529},{"word":"an","start":2226.2202,"end":2226.54,"confidence":0.39501953,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.014294777065515518},{"word":"interdependent","start":2226.54,"end":2227.04,"confidence":0.95581055,"punctuated_word":"interdependent","sentiment":"neutral","sentiment_score":0.013480573892593384},{"word":"relationship","start":2227.26,"end":2227.76,"confidence":1.0,"punctuated_word":"relationship","sentiment":"neutral","sentiment_score":0.009638644754886627},{"word":"with","start":2227.82,"end":2227.9802,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.01152278482913971},{"word":"you","start":2227.9802,"end":2228.2202,"confidence":0.98291016,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.007761489599943161},{"word":"which","start":2228.2202,"end":2228.54,"confidence":0.9980469,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.01891789585351944},{"word":"means","start":2228.54,"end":2229.02,"confidence":0.9941406,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.03357648104429245},{"word":"that","start":2229.02,"end":2229.52,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.022589217871427536},{"word":"if","start":2230.2202,"end":2230.3801,"confidence":0.97998047,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.03975985944271088},{"word":"you","start":2230.3801,"end":2230.54,"confidence":0.7895508,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03803505003452301},{"word":"were","start":2230.54,"end":2230.78,"confidence":0.9970703,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.0713372454047203},{"word":"to","start":2230.78,"end":2230.9402,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06163300573825836},{"word":"pass","start":2230.9402,"end":2231.26,"confidence":0.9970703,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":-0.07988771051168442},{"word":"away","start":2231.26,"end":2231.76,"confidence":0.9746094,"punctuated_word":"away,","sentiment":"neutral","sentiment_score":-0.0482473224401474},{"word":"essentially","start":2232.3801,"end":2232.8801,"confidence":0.91015625,"punctuated_word":"essentially,","sentiment":"neutral","sentiment_score":-0.03467646986246109},{"word":"she","start":2234.075,"end":2234.315,"confidence":0.9970703,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.034170933067798615},{"word":"would","start":2234.315,"end":2234.555,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.04918047785758972},{"word":"need","start":2234.555,"end":2234.795,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.06093321740627289},{"word":"to","start":2234.795,"end":2234.9548,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06059571355581283},{"word":"be","start":2234.9548,"end":2235.1948,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.07075361907482147},{"word":"able","start":2235.1948,"end":2235.4348,"confidence":0.76416016,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.05329921096563339},{"word":"to","start":2235.4348,"end":2235.515,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08470817655324936},{"word":"prove","start":2235.515,"end":2236.015,"confidence":0.99316406,"punctuated_word":"prove","sentiment":"neutral","sentiment_score":-0.0695149153470993},{"word":"that","start":2236.315,"end":2236.635,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06769102066755295},{"word":"she","start":2236.635,"end":2237.035,"confidence":1.0,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.05161912739276886},{"word":"is","start":2237.035,"end":2237.535,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.044632479548454285},{"word":"reliant","start":2237.6748,"end":2238.1548,"confidence":0.82714844,"punctuated_word":"reliant","sentiment":"neutral","sentiment_score":-0.05400247499346733},{"word":"on","start":2238.1548,"end":2238.4749,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.06508945673704147},{"word":"you","start":2238.4749,"end":2238.9548,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0306260883808136},{"word":"financially","start":2238.9548,"end":2239.4548,"confidence":0.98706055,"punctuated_word":"financially,","sentiment":"neutral","sentiment_score":-0.07529400289058685},{"word":"which","start":2240.075,"end":2240.315,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.117420956492424},{"word":"is","start":2240.315,"end":2240.555,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.18358656764030457},{"word":"a","start":2240.555,"end":2240.635,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.150947242975235},{"word":"very","start":2240.635,"end":2240.9548,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.2020232379436493},{"word":"difficult","start":2240.9548,"end":2241.4348,"confidence":0.99902344,"punctuated_word":"difficult","sentiment":"neutral","sentiment_score":-0.20114994049072263},{"word":"thing","start":2241.4348,"end":2241.6748,"confidence":0.9980469,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.13933326303958893},{"word":"to","start":2241.6748,"end":2241.835,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1851252317428589},{"word":"claim","start":2241.835,"end":2242.335,"confidence":0.97094727,"punctuated_word":"claim.","sentiment":"neutral","sentiment_score":-0.12562017142772677},{"word":"yeah","start":2243.4348,"end":2243.9348,"confidence":0.7536621,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.07352688908576965},{"word":"understood","start":2244.555,"end":2245.055,"confidence":0.88932294,"punctuated_word":"Understood.","sentiment":"neutral","sentiment_score":-0.127921000123024},{"word":"no","start":2246.4749,"end":2246.9548,"confidence":0.9733887,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10487893223762512},{"word":"and","start":2246.9548,"end":2247.33,"confidence":0.8041992,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.05655192211270332},{"word":"correct","start":2247.57,"end":2248.07,"confidence":0.9951172,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":-0.042610615491867065},{"word":"so","start":2248.37,"end":2248.61,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.06021901965141296},{"word":"it","start":2248.61,"end":2248.85,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.06056230887770653},{"word":"does","start":2248.85,"end":2249.25,"confidence":0.9873047,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.04725147411227226},{"word":"mean","start":2249.25,"end":2249.57,"confidence":0.99902344,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":-0.04795418679714203},{"word":"that","start":2249.57,"end":2250.05,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06489621102809906},{"word":"in","start":2250.05,"end":2250.21,"confidence":0.9667969,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.10940945148468018},{"word":"the","start":2250.21,"end":2250.37,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07385411113500595},{"word":"event","start":2250.37,"end":2250.6902,"confidence":0.9902344,"punctuated_word":"event","sentiment":"neutral","sentiment_score":-0.10113923251628876},{"word":"of","start":2250.6902,"end":2251.09,"confidence":0.9760742,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07917623221874237},{"word":"something","start":2251.09,"end":2251.49,"confidence":0.99902344,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.09782911092042924},{"word":"happening","start":2251.49,"end":2251.8901,"confidence":0.99902344,"punctuated_word":"happening","sentiment":"neutral","sentiment_score":-0.08863798528909683},{"word":"to","start":2251.8901,"end":2252.05,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.13292258977890015},{"word":"you","start":2252.05,"end":2252.55,"confidence":0.9970703,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.093388631939888},{"word":"the","start":2253.09,"end":2253.33,"confidence":0.65283203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.13458941876888275},{"word":"claim","start":2253.33,"end":2253.73,"confidence":0.9970703,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":-0.08860945701599121},{"word":"wouldn't","start":2253.73,"end":2254.1301,"confidence":0.9995117,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.12564975023269653},{"word":"go","start":2254.1301,"end":2254.37,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.12284258008003236},{"word":"through","start":2254.37,"end":2254.77,"confidence":0.9848633,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":-0.1432020664215088},{"word":"it","start":2254.77,"end":2255.01,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.13392269611358645},{"word":"would","start":2255.01,"end":2255.25,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.12650394439697266},{"word":"be","start":2255.25,"end":2255.49,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.1380784660577774},{"word":"declined","start":2255.49,"end":2255.97,"confidence":0.97265625,"punctuated_word":"declined,","sentiment":"neutral","sentiment_score":-0.16284583508968353},{"word":"which","start":2255.97,"end":2256.29,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.1580580323934555},{"word":"then","start":2256.29,"end":2256.53,"confidence":0.9902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.14309319853782654},{"word":"means","start":2256.53,"end":2256.77,"confidence":0.984375,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.17803260684013367},{"word":"your","start":2256.77,"end":2257.01,"confidence":0.9741211,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.18872526288032532},{"word":"super","start":2257.01,"end":2257.4102,"confidence":0.79833984,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.12686699628829956},{"word":"would","start":2257.4102,"end":2257.57,"confidence":0.99609375,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.2091230601072311},{"word":"have","start":2257.57,"end":2257.81,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.14825840294361117},{"word":"to","start":2257.81,"end":2257.8901,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.16255110502243042},{"word":"go","start":2257.8901,"end":2258.1301,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.17173349857330322},{"word":"through","start":2258.1301,"end":2258.6301,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.14719432592391968},{"word":"the","start":2259.33,"end":2259.4102,"confidence":0.3803711,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11979898810386658},{"word":"probate","start":2259.4102,"end":2259.9102,"confidence":0.99365234,"punctuated_word":"probate","sentiment":"neutral","sentiment_score":-0.10887089371681212},{"word":"process","start":2259.97,"end":2260.47,"confidence":0.9975586,"punctuated_word":"process.","sentiment":"neutral","sentiment_score":-0.10316628217697144},{"word":"there","start":2261.4548,"end":2261.775,"confidence":0.98095703,"punctuated_word":"There","sentiment":"negative","sentiment_score":-0.5578755736351013},{"word":"is","start":2261.775,"end":2261.935,"confidence":1.0,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.34490323066711426},{"word":"a","start":2261.935,"end":2262.015,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2535533905029297},{"word":"way","start":2262.015,"end":2262.335,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.22312958538532257},{"word":"we","start":2262.335,"end":2262.4949,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.25807714462280273},{"word":"can","start":2262.4949,"end":2262.7349,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.24203772842884064},{"word":"do","start":2262.7349,"end":2262.815,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.15382379293441772},{"word":"it","start":2262.815,"end":2263.135,"confidence":0.782959,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.17387861013412476},{"word":"now","start":2263.135,"end":2263.4548,"confidence":0.99121094,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.07090979814529419},{"word":"do","start":2263.4548,"end":2263.615,"confidence":0.99316406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.024607542902231216},{"word":"you","start":2263.615,"end":2263.935,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03509683907032013},{"word":"it's","start":2264.255,"end":2264.415,"confidence":0.75878906,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.01754392683506012},{"word":"okay","start":2264.415,"end":2264.7349,"confidence":0.7871094,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.008662231266498566},{"word":"we","start":2264.7349,"end":2264.815,"confidence":0.9951172,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.005053572356700897},{"word":"can","start":2264.815,"end":2264.935,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.024929538369178772},{"word":"i","start":2265.055,"end":2265.2148,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.009048238396644592},{"word":"can","start":2265.2148,"end":2265.4548,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.012896910309791563},{"word":"absolutely","start":2265.4548,"end":2265.855,"confidence":0.8574219,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":0.01590394228696823},{"word":"thought","start":2265.855,"end":2266.015,"confidence":0.36694336,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":0.038469962775707245},{"word":"that","start":2266.015,"end":2266.175,"confidence":0.5917969,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.017988279461860657},{"word":"there","start":2266.175,"end":2266.335,"confidence":0.9980469,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.0027756094932556152},{"word":"is","start":2266.335,"end":2266.4949,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03177640587091446},{"word":"a","start":2266.4949,"end":2266.575,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.00653206929564476},{"word":"way","start":2266.575,"end":2266.815,"confidence":0.9890137,"punctuated_word":"way?","sentiment":"neutral","sentiment_score":-0.018670324236154556},{"word":"i","start":2266.815,"end":2266.9749,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05891614407300949},{"word":"had","start":2266.9749,"end":2267.135,"confidence":0.9819336,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.06420981138944626},{"word":"a","start":2267.135,"end":2267.2148,"confidence":0.6591797,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.049500737339258194},{"word":"look","start":2267.2148,"end":2267.375,"confidence":0.99316406,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.029240373522043228},{"word":"at","start":2267.375,"end":2267.4548,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.04309745877981186},{"word":"all","start":2267.4548,"end":2267.615,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.07765493541955948},{"word":"of","start":2267.615,"end":2267.775,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06102054566144943},{"word":"this","start":2267.775,"end":2268.015,"confidence":0.9284668,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":0.0433170348405838},{"word":"and","start":2268.015,"end":2268.175,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04149823635816574},{"word":"i've","start":2268.175,"end":2268.335,"confidence":0.9995117,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.07302119582891464},{"word":"got","start":2268.335,"end":2268.4949,"confidence":0.9892578,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.07433640211820602},{"word":"a","start":2268.4949,"end":2268.655,"confidence":0.9350586,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06918234378099442},{"word":"i've","start":2268.655,"end":2268.815,"confidence":0.99560547,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.07866904139518738},{"word":"got","start":2268.815,"end":2268.9749,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.08518762141466141},{"word":"a","start":2268.9749,"end":2269.055,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08504579961299896},{"word":"solution","start":2269.055,"end":2269.535,"confidence":0.9819336,"punctuated_word":"solution","sentiment":"neutral","sentiment_score":0.07038609683513641},{"word":"for","start":2269.535,"end":2269.775,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.11063721776008606},{"word":"you","start":2269.775,"end":2270.175,"confidence":0.9616699,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.052469365298748016},{"word":"but","start":2270.175,"end":2270.4949,"confidence":0.99121094,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.008163554593920708},{"word":"do","start":2270.4949,"end":2270.7349,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0003971606492996216},{"word":"you","start":2270.7349,"end":2270.895,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.013582320883870125},{"word":"happen","start":2270.895,"end":2271.2148,"confidence":0.9970703,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":0.0090299304574728},{"word":"to","start":2271.2148,"end":2271.375,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.009460289031267166},{"word":"have","start":2271.375,"end":2271.615,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.003010950982570648},{"word":"a","start":2271.615,"end":2271.695,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.012217972427606584},{"word":"will","start":2271.695,"end":2272.095,"confidence":0.99560547,"punctuated_word":"will?","sentiment":"neutral","sentiment_score":-0.002674597315490246},{"word":"have","start":2272.095,"end":2272.255,"confidence":1.0,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":-0.008727445267140865},{"word":"you","start":2272.255,"end":2272.4949,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.007979508489370346},{"word":"ever","start":2272.4949,"end":2272.7349,"confidence":0.99902344,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.002690158784389496},{"word":"drawn","start":2272.7349,"end":2273.055,"confidence":0.99609375,"punctuated_word":"drawn","sentiment":"neutral","sentiment_score":-0.01615433767437935},{"word":"up","start":2273.055,"end":2273.295,"confidence":0.96435547,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.012963850051164629},{"word":"a","start":2273.295,"end":2273.4548,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.009886368177831171},{"word":"will","start":2273.4548,"end":2273.91,"confidence":1.0,"punctuated_word":"will?","sentiment":"neutral","sentiment_score":-0.006581553258001804},{"word":"no","start":2277.8298,"end":2278.15,"confidence":0.892334,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1318766623735428},{"word":"that's","start":2278.15,"end":2278.5498,"confidence":0.99560547,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.04759334772825241},{"word":"okay","start":2278.5498,"end":2279.0498,"confidence":0.9941406,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.009556377306580544},{"word":"so","start":2279.3499,"end":2279.67,"confidence":0.9760742,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.016900978982448578},{"word":"the","start":2279.67,"end":2279.99,"confidence":0.96435547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.039774440228939056},{"word":"the","start":2279.99,"end":2280.23,"confidence":0.9741211,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03938368707895279},{"word":"way","start":2280.23,"end":2280.63,"confidence":0.9970703,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.04923263192176819},{"word":"we","start":2280.63,"end":2280.8699,"confidence":0.97509766,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04441598057746887},{"word":"when","start":2281.19,"end":2281.43,"confidence":0.9941406,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.03381485119462013},{"word":"you","start":2281.43,"end":2281.5898,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.034081652760505676},{"word":"look","start":2281.5898,"end":2281.75,"confidence":0.9838867,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.02114134468138218},{"word":"at","start":2281.75,"end":2281.91,"confidence":0.9580078,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02113821543753147},{"word":"the","start":2281.91,"end":2282.41,"confidence":0.96972656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.024154571816325188},{"word":"the","start":2282.95,"end":2283.03,"confidence":0.75,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.026447759941220284},{"word":"way","start":2283.03,"end":2283.3499,"confidence":0.93603516,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.024254128336906433},{"word":"superannuation","start":2283.3499,"end":2283.8499,"confidence":0.9029948,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":0.017176905646920204},{"word":"is","start":2284.15,"end":2284.39,"confidence":0.9453125,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02816290408372879},{"word":"set","start":2284.39,"end":2284.5498,"confidence":0.984375,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.02096777036786079},{"word":"up","start":2284.5498,"end":2284.71,"confidence":0.984375,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.03522990643978119},{"word":"and","start":2284.71,"end":2284.95,"confidence":0.91845703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03171480447053909},{"word":"the","start":2284.95,"end":2285.1099,"confidence":0.96240234,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03392362967133522},{"word":"rules","start":2285.1099,"end":2285.3499,"confidence":0.9580078,"punctuated_word":"rules","sentiment":"neutral","sentiment_score":0.0342758484184742},{"word":"around","start":2285.3499,"end":2285.8298,"confidence":0.921875,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.026602718979120255},{"word":"beneficiaries","start":2285.8298,"end":2286.3298,"confidence":0.79345703,"punctuated_word":"beneficiaries,","sentiment":"neutral","sentiment_score":0.031403619796037674},{"word":"in","start":2286.7551,"end":2286.915,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03883105143904686},{"word":"order","start":2286.915,"end":2287.315,"confidence":1.0,"punctuated_word":"order","sentiment":"neutral","sentiment_score":0.03389953821897507},{"word":"for","start":2287.315,"end":2287.5552,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.046149082481861115},{"word":"someone","start":2287.5552,"end":2287.955,"confidence":1.0,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":0.058919817209243774},{"word":"to","start":2287.955,"end":2288.0352,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05732128769159317},{"word":"be","start":2288.0352,"end":2288.115,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.05796108394861221},{"word":"noted","start":2288.115,"end":2288.435,"confidence":0.9760742,"punctuated_word":"noted","sentiment":"neutral","sentiment_score":0.0587773360311985},{"word":"as","start":2288.435,"end":2288.675,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.053722139447927475},{"word":"a","start":2288.675,"end":2288.835,"confidence":0.9707031,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06612353771924973},{"word":"beneficiary","start":2288.835,"end":2289.335,"confidence":1.0,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.04635681211948395},{"word":"and","start":2289.715,"end":2289.875,"confidence":0.96777344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06735048443078995},{"word":"be","start":2289.875,"end":2290.115,"confidence":0.96777344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.06429865211248398},{"word":"able","start":2290.115,"end":2290.435,"confidence":0.9873047,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.08183929324150085},{"word":"to","start":2290.435,"end":2290.595,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08875854313373566},{"word":"claim","start":2290.595,"end":2290.915,"confidence":0.9980469,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.1023871898651123},{"word":"on","start":2290.915,"end":2291.155,"confidence":0.9941406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.08926361799240112},{"word":"that","start":2291.155,"end":2291.395,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0725908949971199},{"word":"beneficiary","start":2291.395,"end":2291.895,"confidence":0.99902344,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.06583214551210403},{"word":"in","start":2292.5151,"end":2292.675,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08504822105169296},{"word":"the","start":2292.675,"end":2292.915,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06418126821517944},{"word":"event","start":2292.915,"end":2293.155,"confidence":0.97998047,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.026448143646121025},{"word":"of","start":2293.155,"end":2293.395,"confidence":0.9892578,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.013075189664959908},{"word":"your","start":2293.395,"end":2293.635,"confidence":0.9873047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.005333142355084419},{"word":"passing","start":2293.635,"end":2294.135,"confidence":0.91381836,"punctuated_word":"passing,","sentiment":"neutral","sentiment_score":0.01120420265942812},{"word":"they","start":2294.995,"end":2295.235,"confidence":0.82470703,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.009660817682743073},{"word":"have","start":2295.235,"end":2295.395,"confidence":0.9941406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.006855912506580353},{"word":"to","start":2295.395,"end":2295.635,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.006137510761618614},{"word":"either","start":2295.635,"end":2295.875,"confidence":0.9951172,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.012428492307662964},{"word":"be","start":2295.875,"end":2296.115,"confidence":0.9921875,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.00012322701513767242},{"word":"a","start":2296.115,"end":2296.2751,"confidence":0.97998047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0007635494694113731},{"word":"spouse","start":2296.2751,"end":2296.675,"confidence":0.98950195,"punctuated_word":"spouse,","sentiment":"neutral","sentiment_score":0.0033407174050807953},{"word":"a","start":2296.675,"end":2296.915,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.00264604389667511},{"word":"child","start":2296.915,"end":2297.395,"confidence":0.98217773,"punctuated_word":"child,","sentiment":"neutral","sentiment_score":0.005508847534656525},{"word":"or","start":2297.395,"end":2297.5552,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0025908760726451874},{"word":"someone","start":2297.5552,"end":2297.955,"confidence":1.0,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":0.01024872064590454},{"word":"who","start":2297.955,"end":2298.2751,"confidence":0.9970703,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.013744164258241652},{"word":"relies","start":2298.2751,"end":2298.595,"confidence":0.97509766,"punctuated_word":"relies","sentiment":"neutral","sentiment_score":0.0064836833626031876},{"word":"on","start":2298.595,"end":2298.7551,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.01496308110654354},{"word":"you","start":2298.7551,"end":2298.915,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.022093109786510468},{"word":"and","start":2298.915,"end":2299.075,"confidence":0.9633789,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0155118927359581},{"word":"lives","start":2299.075,"end":2299.315,"confidence":0.95947266,"punctuated_word":"lives","sentiment":"neutral","sentiment_score":0.004206757992506027},{"word":"with","start":2299.315,"end":2299.475,"confidence":0.93847656,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.028146155178546906},{"word":"you","start":2299.475,"end":2299.7952,"confidence":0.984375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.043805576860904694},{"word":"and","start":2299.7952,"end":2300.195,"confidence":0.8342285,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.031388796865940094},{"word":"yeah","start":2300.195,"end":2300.5151,"confidence":0.8935547,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.0483902245759964},{"word":"you","start":2300.5151,"end":2300.7551,"confidence":0.85253906,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05268447101116181},{"word":"support","start":2300.7551,"end":2301.2551,"confidence":0.99121094,"punctuated_word":"support","sentiment":"neutral","sentiment_score":0.05407474935054779},{"word":"financially","start":2301.315,"end":2301.815,"confidence":0.7438965,"punctuated_word":"financially,","sentiment":"neutral","sentiment_score":0.034843429923057556},{"word":"essentially","start":2301.875,"end":2302.375,"confidence":0.9621582,"punctuated_word":"essentially.","sentiment":"neutral","sentiment_score":0.021509630605578423},{"word":"they","start":2302.49,"end":2302.65,"confidence":0.99902344,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.015463292598724363},{"word":"have","start":2302.65,"end":2302.89,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.002962361089885235},{"word":"very","start":2302.89,"end":2303.13,"confidence":0.97314453,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.00046644359827041626},{"word":"strict","start":2303.13,"end":2303.53,"confidence":1.0,"punctuated_word":"strict","sentiment":"neutral","sentiment_score":-0.06347262114286423},{"word":"rules","start":2303.53,"end":2303.77,"confidence":0.98095703,"punctuated_word":"rules","sentiment":"neutral","sentiment_score":-0.047231078147888184},{"word":"around","start":2303.77,"end":2304.0898,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.0398482047021389},{"word":"that","start":2304.0898,"end":2304.5898,"confidence":0.99365234,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.05246760696172714},{"word":"because","start":2304.65,"end":2305.13,"confidence":0.99902344,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.017252571880817413},{"word":"your","start":2305.13,"end":2305.3699,"confidence":0.98095703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.020211361348629},{"word":"mom","start":2305.3699,"end":2305.77,"confidence":0.91503906,"punctuated_word":"mom","sentiment":"neutral","sentiment_score":0.002900734543800354},{"word":"because","start":2305.77,"end":2306.0898,"confidence":0.95166016,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.006199955940246582},{"word":"your","start":2306.0898,"end":2306.25,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.01064317300915718},{"word":"mom","start":2306.25,"end":2306.5698,"confidence":0.99902344,"punctuated_word":"mom","sentiment":"neutral","sentiment_score":-0.01976705342531204},{"word":"technically","start":2306.5698,"end":2307.0498,"confidence":0.8745117,"punctuated_word":"technically","sentiment":"neutral","sentiment_score":-0.0020479969680309296},{"word":"doesn't","start":2307.0498,"end":2307.3699,"confidence":0.99853516,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.02514413744211197},{"word":"qualify","start":2307.3699,"end":2307.8699,"confidence":0.9995117,"punctuated_word":"qualify,","sentiment":"neutral","sentiment_score":-0.013965243473649023},{"word":"what","start":2308.5698,"end":2308.8098,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.010272108018398283},{"word":"i","start":2308.8098,"end":2308.89,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.003555707633495331},{"word":"would","start":2308.89,"end":2309.13,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.030340071767568588},{"word":"wanna","start":2309.13,"end":2309.45,"confidence":0.96875,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.0395524799823761},{"word":"be","start":2309.45,"end":2309.6099,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.03405892848968506},{"word":"doing","start":2309.6099,"end":2310.01,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.03471536561846733},{"word":"is","start":2310.01,"end":2310.3298,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02323213219642639},{"word":"setting","start":2310.3298,"end":2310.65,"confidence":1.0,"punctuated_word":"setting","sentiment":"neutral","sentiment_score":0.022661756724119183},{"word":"up","start":2310.65,"end":2310.89,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.03387821465730667},{"word":"your","start":2310.89,"end":2311.21,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.02654630690813065},{"word":"beneficiary","start":2311.21,"end":2311.71,"confidence":0.64453125,"punctuated_word":"beneficiary.","sentiment":"neutral","sentiment_score":0.03303093463182449},{"word":"so","start":2312.0898,"end":2312.41,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05115928873419762},{"word":"we","start":2312.41,"end":2312.65,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07479198276996613},{"word":"have","start":2312.65,"end":2313.0498,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09200122952461244},{"word":"the","start":2313.0498,"end":2313.21,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0937955006957054},{"word":"funds","start":2313.21,"end":2313.71,"confidence":0.88964844,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.09328486025333405},{"word":"directed","start":2314.17,"end":2314.65,"confidence":0.9941406,"punctuated_word":"directed","sentiment":"neutral","sentiment_score":0.0972120761871338},{"word":"to","start":2314.65,"end":2314.8098,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14682301878929138},{"word":"your","start":2314.8098,"end":2315.295,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06663423031568527},{"word":"estate","start":2315.375,"end":2315.875,"confidence":0.888916,"punctuated_word":"estate.","sentiment":"neutral","sentiment_score":0.05833527073264122},{"word":"on","start":2316.415,"end":2316.655,"confidence":0.7294922,"punctuated_word":"On","sentiment":"neutral","sentiment_score":0.11160273849964142},{"word":"the","start":2316.655,"end":2316.9749,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09272865951061247},{"word":"beneficiary","start":2316.9749,"end":2317.4749,"confidence":0.99902344,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.08064927905797958},{"word":"nomination","start":2317.535,"end":2318.015,"confidence":0.96972656,"punctuated_word":"nomination,","sentiment":"neutral","sentiment_score":0.07482405751943588},{"word":"they","start":2318.015,"end":2318.255,"confidence":0.99316406,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.06863690912723541},{"word":"have","start":2318.255,"end":2318.415,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06367841362953186},{"word":"what's","start":2318.415,"end":2318.655,"confidence":0.9880371,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.06269542872905731},{"word":"called","start":2318.655,"end":2318.895,"confidence":0.99609375,"punctuated_word":"called","sentiment":"neutral","sentiment_score":0.039034031331539154},{"word":"a","start":2318.895,"end":2319.055,"confidence":0.9863281,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05777106061577797},{"word":"legal","start":2319.055,"end":2319.4548,"confidence":1.0,"punctuated_word":"legal","sentiment":"neutral","sentiment_score":0.029715990647673607},{"word":"personal","start":2319.4548,"end":2319.9348,"confidence":0.97802734,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.015446845442056656},{"word":"representative","start":2319.9348,"end":2320.4348,"confidence":0.93530273,"punctuated_word":"representative,","sentiment":"neutral","sentiment_score":0.04772124066948891},{"word":"and","start":2320.655,"end":2320.815,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06482407450675964},{"word":"we","start":2320.815,"end":2320.9749,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0746501237154007},{"word":"tick","start":2320.9749,"end":2321.2148,"confidence":0.66064453,"punctuated_word":"tick","sentiment":"neutral","sentiment_score":0.1061733067035675},{"word":"that","start":2321.2148,"end":2321.4548,"confidence":0.9370117,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09700561314821245},{"word":"box","start":2321.4548,"end":2321.9548,"confidence":0.9628906,"punctuated_word":"box.","sentiment":"neutral","sentiment_score":0.060573626309633255},{"word":"and","start":2322.095,"end":2322.255,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08669541776180267},{"word":"that","start":2322.255,"end":2322.415,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09050659835338593},{"word":"means","start":2322.415,"end":2322.815,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.05576236918568611},{"word":"in","start":2322.815,"end":2322.9749,"confidence":0.8413086,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08476091921329498},{"word":"the","start":2322.9749,"end":2323.135,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0744849145412445},{"word":"event","start":2323.135,"end":2323.4548,"confidence":0.9941406,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.07151979207992554},{"word":"of","start":2323.4548,"end":2323.615,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06124284118413925},{"word":"passing","start":2323.615,"end":2324.115,"confidence":0.9970703,"punctuated_word":"passing,","sentiment":"neutral","sentiment_score":0.06615449488162994},{"word":"your","start":2324.415,"end":2324.7349,"confidence":0.9760742,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06651896983385086},{"word":"super","start":2324.7349,"end":2325.055,"confidence":0.91015625,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.07170778512954712},{"word":"is","start":2325.055,"end":2325.555,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07774656265974045},{"word":"sent","start":2325.6948,"end":2326.095,"confidence":0.9941406,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.070583775639534},{"word":"to","start":2326.095,"end":2326.255,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09719715267419816},{"word":"your","start":2326.255,"end":2326.655,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.048017680644989014},{"word":"estate","start":2326.655,"end":2327.135,"confidence":0.7729492,"punctuated_word":"estate,","sentiment":"neutral","sentiment_score":0.06742596626281738},{"word":"and","start":2327.135,"end":2327.375,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10437039285898209},{"word":"it's","start":2327.375,"end":2327.6948,"confidence":0.9885254,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.10438498109579086},{"word":"piled","start":2327.6948,"end":2327.9348,"confidence":0.69384766,"punctuated_word":"piled","sentiment":"neutral","sentiment_score":0.11896560341119766},{"word":"in","start":2327.9348,"end":2328.1748,"confidence":0.9892578,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11950095742940904},{"word":"with","start":2328.1748,"end":2328.335,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11325342953205109},{"word":"all","start":2328.335,"end":2328.4949,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.07570546120405197},{"word":"your","start":2328.4949,"end":2328.815,"confidence":0.9921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07369940727949142},{"word":"savings","start":2328.815,"end":2329.295,"confidence":0.88427734,"punctuated_word":"savings,","sentiment":"neutral","sentiment_score":0.06961148232221603},{"word":"any","start":2329.295,"end":2329.535,"confidence":0.9892578,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.1143994852900505},{"word":"other","start":2329.535,"end":2329.9348,"confidence":0.9970703,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.07004500925540924},{"word":"assets","start":2329.9348,"end":2330.4348,"confidence":0.9020996,"punctuated_word":"assets,","sentiment":"neutral","sentiment_score":0.10464102029800416},{"word":"all","start":2330.6,"end":2330.84,"confidence":0.96875,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.11985903978347778},{"word":"your","start":2330.84,"end":2331.0,"confidence":0.65234375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09674099087715148},{"word":"other","start":2331.0,"end":2331.24,"confidence":0.98828125,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.10784223675727844},{"word":"bits","start":2331.24,"end":2331.56,"confidence":0.99316406,"punctuated_word":"bits","sentiment":"neutral","sentiment_score":0.1212153136730194},{"word":"and","start":2331.56,"end":2331.72,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08443647623062134},{"word":"pieces","start":2331.72,"end":2332.22,"confidence":0.8696289,"punctuated_word":"pieces.","sentiment":"neutral","sentiment_score":0.0746217742562294},{"word":"and","start":2332.68,"end":2332.84,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08352752774953842},{"word":"then","start":2332.84,"end":2333.08,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1279061883687973},{"word":"it's","start":2333.08,"end":2333.4,"confidence":0.99560547,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.11407431215047836},{"word":"really","start":2333.4,"end":2333.6401,"confidence":0.99902344,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.11916719377040864},{"word":"important","start":2333.6401,"end":2334.04,"confidence":1.0,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.09278994798660278},{"word":"that","start":2334.04,"end":2334.2,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.142576664686203},{"word":"you","start":2334.2,"end":2334.36,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13379327952861786},{"word":"have","start":2334.36,"end":2334.6,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16788309812545776},{"word":"a","start":2334.6,"end":2334.84,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1617990881204605},{"word":"will","start":2334.84,"end":2335.32,"confidence":0.9941406,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1621997356414795},{"word":"drawn","start":2335.32,"end":2335.56,"confidence":0.9892578,"punctuated_word":"drawn","sentiment":"neutral","sentiment_score":0.10128531605005264},{"word":"up","start":2335.56,"end":2336.06,"confidence":0.72875977,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.11335651576519012},{"word":"and","start":2336.36,"end":2336.68,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.177785262465477},{"word":"in","start":2336.68,"end":2336.84,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.20098543167114255},{"word":"the","start":2336.84,"end":2337.0,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1894528865814209},{"word":"body","start":2337.0,"end":2337.32,"confidence":0.99902344,"punctuated_word":"body","sentiment":"neutral","sentiment_score":0.23658429086208344},{"word":"of","start":2337.32,"end":2337.4,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.20636101067066193},{"word":"that","start":2337.4,"end":2337.72,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2193603366613388},{"word":"will","start":2337.72,"end":2338.22,"confidence":0.9980469,"punctuated_word":"will,","sentiment":"neutral","sentiment_score":0.17293405532836914},{"word":"you","start":2338.28,"end":2338.44,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1834929883480072},{"word":"can","start":2338.44,"end":2338.6,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.20029975473880768},{"word":"then","start":2338.6,"end":2338.92,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.25277531147003174},{"word":"nominate","start":2338.92,"end":2339.32,"confidence":1.0,"punctuated_word":"nominate","sentiment":"neutral","sentiment_score":0.21227870881557465},{"word":"your","start":2339.32,"end":2339.56,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.16056379675865173},{"word":"mom","start":2339.56,"end":2339.8,"confidence":0.94921875,"punctuated_word":"mom","sentiment":"neutral","sentiment_score":0.22957876324653623},{"word":"to","start":2339.8,"end":2339.96,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.26129859685897827},{"word":"receive","start":2339.96,"end":2340.28,"confidence":1.0,"punctuated_word":"receive","sentiment":"neutral","sentiment_score":0.22622817754745483},{"word":"a","start":2340.28,"end":2340.52,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.205576092004776},{"word":"100%","start":2340.52,"end":2341.16,"confidence":0.9995117,"punctuated_word":"100%","sentiment":"neutral","sentiment_score":0.25020650029182434},{"word":"of","start":2341.16,"end":2341.32,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.25733667612075806},{"word":"the","start":2341.32,"end":2341.4,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24413040280342105},{"word":"benefit","start":2341.4,"end":2341.9,"confidence":0.8935547,"punctuated_word":"benefit.","sentiment":"neutral","sentiment_score":0.22744852304458615},{"word":"does","start":2341.96,"end":2342.2,"confidence":0.99902344,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.11421310901641846},{"word":"that","start":2342.2,"end":2342.36,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20086850225925448},{"word":"make","start":2342.36,"end":2342.6,"confidence":0.9892578,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.13194043934345245},{"word":"sense","start":2342.6,"end":2343.1,"confidence":0.98999023,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.13902084529399872},{"word":"yep","start":2346.915,"end":2347.415,"confidence":0.78564453,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2499905228614807},{"word":"all","start":2348.115,"end":2348.2751,"confidence":0.9194336,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.5997629761695862},{"word":"good","start":2348.2751,"end":2348.675,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5084322690963745},{"word":"i'm","start":2348.675,"end":2348.915,"confidence":0.9633789,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.32716095447540283},{"word":"also","start":2348.915,"end":2349.235,"confidence":0.9277344,"punctuated_word":"also","sentiment":"positive","sentiment_score":0.49124953150749207},{"word":"just","start":2349.235,"end":2349.395,"confidence":0.9970703,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.6111924052238464},{"word":"having","start":2349.395,"end":2349.715,"confidence":0.99609375,"punctuated_word":"having","sentiment":"positive","sentiment_score":0.5883722901344299},{"word":"it","start":2349.715,"end":2350.215,"confidence":0.69384766,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5622813701629639},{"word":"i","start":2352.5151,"end":2352.675,"confidence":0.97998047,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3383200466632843},{"word":"just","start":2352.675,"end":2352.915,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.29601550102233887},{"word":"wanna","start":2352.915,"end":2353.235,"confidence":0.98828125,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.36108243465423584},{"word":"make","start":2353.235,"end":2353.395,"confidence":0.9970703,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2959730327129364},{"word":"sure","start":2353.395,"end":2353.635,"confidence":1.0,"punctuated_word":"sure","sentiment":"positive","sentiment_score":0.3579251170158386},{"word":"that","start":2353.635,"end":2354.135,"confidence":0.9873047,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4258917570114136},{"word":"yeah","start":2354.675,"end":2355.075,"confidence":0.9946289,"punctuated_word":"yeah.","sentiment":"positive","sentiment_score":0.3915076851844787},{"word":"i","start":2355.075,"end":2355.155,"confidence":0.6567383,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3020878732204437},{"word":"just","start":2355.155,"end":2355.315,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2887508273124695},{"word":"wanna","start":2355.315,"end":2355.635,"confidence":0.9951172,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.3765473067760467},{"word":"make","start":2355.635,"end":2355.715,"confidence":0.9970703,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.30417028069496155},{"word":"sure","start":2355.715,"end":2355.875,"confidence":1.0,"punctuated_word":"sure","sentiment":"positive","sentiment_score":0.38274842500686646},{"word":"that","start":2355.875,"end":2356.0352,"confidence":0.9951172,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4642904400825501},{"word":"if","start":2356.0352,"end":2356.195,"confidence":0.99316406,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.4975871741771698},{"word":"anything","start":2356.195,"end":2356.595,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"positive","sentiment_score":0.533136785030365},{"word":"was","start":2356.595,"end":2356.835,"confidence":0.84716797,"punctuated_word":"was","sentiment":"positive","sentiment_score":0.48806002736091614},{"word":"to","start":2356.835,"end":2356.995,"confidence":0.97265625,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4680768847465515},{"word":"happen","start":2356.995,"end":2357.475,"confidence":0.78808594,"punctuated_word":"happen,","sentiment":"positive","sentiment_score":0.46956509351730347},{"word":"that","start":2357.475,"end":2357.715,"confidence":0.9970703,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5028825402259827},{"word":"this","start":2357.715,"end":2357.875,"confidence":0.99902344,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.5343323349952698},{"word":"was","start":2357.875,"end":2358.0352,"confidence":0.99121094,"punctuated_word":"was","sentiment":"positive","sentiment_score":0.4930162727832794},{"word":"the","start":2358.0352,"end":2358.195,"confidence":0.9951172,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.41408371925354},{"word":"easiest","start":2358.195,"end":2358.695,"confidence":0.9970703,"punctuated_word":"easiest","sentiment":"positive","sentiment_score":0.4600728750228882},{"word":"yeah","start":2358.835,"end":2359.075,"confidence":0.8925781,"punctuated_word":"yeah.","sentiment":"positive","sentiment_score":0.4236573576927185},{"word":"it","start":2359.075,"end":2359.155,"confidence":0.9980469,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.4317517280578614},{"word":"was","start":2359.155,"end":2359.395,"confidence":0.9970703,"punctuated_word":"was","sentiment":"positive","sentiment_score":0.45455706119537354},{"word":"all","start":2359.395,"end":2359.635,"confidence":0.9326172,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.44240590929985046},{"word":"streamlined","start":2359.635,"end":2360.135,"confidence":0.6743164,"punctuated_word":"streamlined","sentiment":"positive","sentiment_score":0.40392005443573},{"word":"as","start":2360.195,"end":2360.435,"confidence":0.99316406,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.3452742099761963},{"word":"possible","start":2360.435,"end":2360.7551,"confidence":0.9970703,"punctuated_word":"possible","sentiment":"positive","sentiment_score":0.3616060614585877},{"word":"because","start":2360.7551,"end":2361.075,"confidence":0.3881836,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.16016289591789246},{"word":"one","start":2361.075,"end":2361.235,"confidence":0.9863281,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.00387728214263916},{"word":"of","start":2361.235,"end":2361.395,"confidence":0.98535156,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.028722822666168213},{"word":"the","start":2361.395,"end":2361.475,"confidence":0.96435547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.022226423025131226},{"word":"biggest","start":2361.475,"end":2361.9,"confidence":0.9658203,"punctuated_word":"biggest","sentiment":"neutral","sentiment_score":0.04478691518306732},{"word":"things","start":2361.9,"end":2362.0598,"confidence":0.98291016,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.010138362646102904},{"word":"that","start":2362.0598,"end":2362.22,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06048110127449035},{"word":"we","start":2362.22,"end":2362.4866,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.03168763220310211},{"word":"see","start":2362.4866,"end":2362.7534,"confidence":0.99121094,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.02107749879360199},{"word":"as","start":2362.7534,"end":2363.02,"confidence":0.9394531,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.0786784291267395},{"word":"advisers","start":2363.02,"end":2363.52,"confidence":0.8388672,"punctuated_word":"advisers","sentiment":"neutral","sentiment_score":-0.08631473779678345},{"word":"is","start":2363.8198,"end":2364.2998,"confidence":0.9851074,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":-0.0726601630449295},{"word":"you","start":2364.2998,"end":2364.38,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13444404304027557},{"word":"know","start":2364.38,"end":2364.6199,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.13889774680137634},{"word":"people","start":2364.6199,"end":2364.8599,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.1895914226770401},{"word":"things","start":2365.0999,"end":2365.42,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.188024178147316},{"word":"that","start":2365.42,"end":2365.5798,"confidence":0.9375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1505930721759796},{"word":"happened","start":2365.5798,"end":2366.0798,"confidence":0.6694336,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":-0.18306422233581543},{"word":"out","start":2366.14,"end":2366.2998,"confidence":0.9902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.233465313911438},{"word":"of","start":2366.2998,"end":2366.46,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.292192280292511},{"word":"the","start":2366.46,"end":2366.6199,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2164071649312973},{"word":"blue","start":2366.6199,"end":2367.1199,"confidence":0.8112793,"punctuated_word":"blue.","sentiment":"neutral","sentiment_score":-0.21864797174930573},{"word":"lives","start":2367.3398,"end":2367.74,"confidence":0.6826172,"punctuated_word":"Lives","sentiment":"negative","sentiment_score":-0.4153871536254883},{"word":"are","start":2367.74,"end":2367.8198,"confidence":0.4790039,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.3318130671977997},{"word":"thrown","start":2367.8198,"end":2368.14,"confidence":0.9428711,"punctuated_word":"thrown","sentiment":"negative","sentiment_score":-0.34729325771331787},{"word":"into","start":2368.14,"end":2368.64,"confidence":0.9892578,"punctuated_word":"into","sentiment":"negative","sentiment_score":-0.3667145371437073},{"word":"turmoil","start":2368.7798,"end":2369.2798,"confidence":0.8208008,"punctuated_word":"turmoil.","sentiment":"neutral","sentiment_score":-0.333088755607605},{"word":"people","start":2369.3398,"end":2369.8198,"confidence":1.0,"punctuated_word":"People","sentiment":"neutral","sentiment_score":-0.2581467926502228},{"word":"passed","start":2369.8198,"end":2370.0598,"confidence":0.54345703,"punctuated_word":"passed","sentiment":"negative","sentiment_score":-0.3451782763004303},{"word":"away","start":2370.0598,"end":2370.5598,"confidence":0.8322754,"punctuated_word":"away.","sentiment":"neutral","sentiment_score":-0.19361960887908936},{"word":"and","start":2370.8599,"end":2371.0999,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.20475727319717407},{"word":"without","start":2371.0999,"end":2371.5798,"confidence":0.52783203,"punctuated_word":"without","sentiment":"negative","sentiment_score":-0.3534948229789734},{"word":"having","start":2371.5798,"end":2371.8198,"confidence":0.99902344,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.21533948183059692},{"word":"a","start":2371.8198,"end":2372.0598,"confidence":0.98291016,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.22673434019088745},{"word":"will","start":2372.0598,"end":2372.2998,"confidence":0.9921875,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.2044941484928131},{"word":"in","start":2372.2998,"end":2372.46,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.206754669547081},{"word":"place","start":2372.46,"end":2372.8599,"confidence":0.83374023,"punctuated_word":"place,","sentiment":"neutral","sentiment_score":-0.20825131237506864},{"word":"without","start":2372.8599,"end":2373.18,"confidence":0.9941406,"punctuated_word":"without","sentiment":"neutral","sentiment_score":-0.2147233784198761},{"word":"having","start":2373.18,"end":2373.5,"confidence":0.99902344,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.13459157943725586},{"word":"proper","start":2373.5,"end":2373.9,"confidence":0.99902344,"punctuated_word":"proper","sentiment":"neutral","sentiment_score":-0.120000921189785},{"word":"beneficiary","start":2373.9,"end":2374.4,"confidence":0.98828125,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":-0.056136876344680786},{"word":"nominations","start":2374.5398,"end":2375.0398,"confidence":0.9980469,"punctuated_word":"nominations","sentiment":"neutral","sentiment_score":-0.10278074443340302},{"word":"in","start":2375.18,"end":2375.3398,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2349596619606018},{"word":"place","start":2375.3398,"end":2375.66,"confidence":0.99658203,"punctuated_word":"place,","sentiment":"neutral","sentiment_score":-0.2000365853309631},{"word":"it","start":2375.66,"end":2375.8198,"confidence":0.9970703,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.3734299838542938},{"word":"can","start":2375.8198,"end":2376.0598,"confidence":0.99902344,"punctuated_word":"can","sentiment":"negative","sentiment_score":-0.4482324123382568},{"word":"make","start":2376.0598,"end":2376.22,"confidence":1.0,"punctuated_word":"make","sentiment":"negative","sentiment_score":-0.3746629357337952},{"word":"life","start":2376.22,"end":2376.5398,"confidence":0.9472656,"punctuated_word":"life","sentiment":"negative","sentiment_score":-0.3974418342113495},{"word":"very","start":2376.5398,"end":2376.8599,"confidence":0.98657227,"punctuated_word":"very,","sentiment":"negative","sentiment_score":-0.43660950660705566},{"word":"very","start":2376.8599,"end":2377.18,"confidence":1.0,"punctuated_word":"very","sentiment":"negative","sentiment_score":-0.4462500512599945},{"word":"difficult","start":2377.18,"end":2377.68,"confidence":0.98657227,"punctuated_word":"difficult.","sentiment":"negative","sentiment_score":-0.3631226718425751},{"word":"and","start":2378.035,"end":2378.195,"confidence":0.8520508,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.01882055215537548},{"word":"i","start":2378.195,"end":2378.275,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01283816620707512},{"word":"mean","start":2378.275,"end":2378.595,"confidence":1.0,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.01648646406829357},{"word":"your","start":2378.595,"end":2378.915,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.05562315136194229},{"word":"mom","start":2378.915,"end":2379.315,"confidence":0.9536133,"punctuated_word":"mom","sentiment":"neutral","sentiment_score":-0.05163145810365677},{"word":"is","start":2379.315,"end":2379.635,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.0159185528755188},{"word":"looking","start":2379.635,"end":2379.795,"confidence":0.9741211,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.016761019825935364},{"word":"yeah","start":2380.515,"end":2380.915,"confidence":0.97998047,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.04452957585453987},{"word":"your","start":2380.915,"end":2381.075,"confidence":0.9902344,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":0.10824504494667052},{"word":"mom's","start":2381.075,"end":2381.315,"confidence":0.9797363,"punctuated_word":"mom's","sentiment":"neutral","sentiment_score":0.12500178813934326},{"word":"looking","start":2381.315,"end":2381.715,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.11504056304693222},{"word":"after","start":2381.715,"end":2382.035,"confidence":0.9873047,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.11101270467042924},{"word":"you","start":2382.035,"end":2382.195,"confidence":0.93237305,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.15854868292808533},{"word":"and","start":2382.195,"end":2382.675,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11372777819633484},{"word":"the","start":2382.675,"end":2382.915,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13609111309051514},{"word":"last","start":2382.915,"end":2383.155,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.07588078081607819},{"word":"thing","start":2383.155,"end":2383.395,"confidence":0.9970703,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.1544734686613083},{"word":"she","start":2383.395,"end":2383.555,"confidence":0.99902344,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.14800657331943512},{"word":"would","start":2383.555,"end":2383.795,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.10298004746437071},{"word":"probably","start":2383.795,"end":2384.115,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.104355089366436},{"word":"need","start":2384.115,"end":2384.355,"confidence":0.99609375,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.09176485240459442},{"word":"at","start":2384.355,"end":2384.515,"confidence":0.95703125,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.055154673755168915},{"word":"this","start":2384.515,"end":2384.755,"confidence":0.97802734,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.08772528171539307},{"word":"point","start":2384.755,"end":2385.075,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.10744157433509828},{"word":"that","start":2385.075,"end":2385.235,"confidence":0.9614258,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.013080641627311708},{"word":"you","start":2385.235,"end":2385.395,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.029343444854021072},{"word":"know","start":2385.395,"end":2385.715,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.037709906697273254},{"word":"something","start":2385.715,"end":2386.115,"confidence":0.8886719,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.0229484923183918},{"word":"happened","start":2386.115,"end":2386.515,"confidence":0.9223633,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":0.029179830104112625},{"word":"to","start":2386.515,"end":2386.595,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04488974064588547},{"word":"you","start":2386.595,"end":2386.835,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03767836093902588},{"word":"is","start":2386.835,"end":2386.995,"confidence":0.9589844,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.026055973023176193},{"word":"to","start":2386.995,"end":2387.155,"confidence":0.9707031,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03516847640275955},{"word":"be","start":2387.155,"end":2387.235,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.02202485501766205},{"word":"going","start":2387.235,"end":2387.475,"confidence":0.99609375,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.015478890389204024},{"word":"through","start":2387.475,"end":2387.715,"confidence":0.9003906,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.012000344693660736},{"word":"dealing","start":2387.715,"end":2388.115,"confidence":0.8100586,"punctuated_word":"dealing","sentiment":"neutral","sentiment_score":-0.0021383091807365417},{"word":"with","start":2388.115,"end":2388.355,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0049859918653965},{"word":"all","start":2388.355,"end":2388.435,"confidence":0.9941406,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.01567395031452179},{"word":"the","start":2388.435,"end":2388.935,"confidence":0.9482422,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01681288704276085},{"word":"the","start":2389.795,"end":2390.0376,"confidence":0.7753906,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01932751387357712},{"word":"the","start":2390.0376,"end":2390.28,"confidence":0.9248047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010337576270103456},{"word":"cost","start":2390.36,"end":2390.86,"confidence":0.6464844,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":-0.008842702955007553},{"word":"around","start":2391.4001,"end":2391.6401,"confidence":0.9863281,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.017040401697158813},{"word":"a","start":2391.6401,"end":2391.72,"confidence":0.29956055,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.016223499551415443},{"word":"point","start":2391.72,"end":2391.88,"confidence":0.18811035,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.0022524893283843994},{"word":"you","start":2392.04,"end":2392.12,"confidence":0.9536133,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03664585202932358},{"word":"know","start":2392.12,"end":2392.28,"confidence":0.98291016,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.051211901009082794},{"word":"going","start":2392.28,"end":2392.52,"confidence":0.9980469,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.053087200969457626},{"word":"through","start":2392.52,"end":2392.68,"confidence":0.9741211,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.03125624731183052},{"word":"the","start":2392.68,"end":2392.84,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.032529592514038086},{"word":"funeral","start":2392.84,"end":2393.32,"confidence":0.9941406,"punctuated_word":"funeral","sentiment":"neutral","sentiment_score":-0.0035731717944145203},{"word":"process","start":2393.32,"end":2393.72,"confidence":0.9970703,"punctuated_word":"process","sentiment":"neutral","sentiment_score":0.012741569429636002},{"word":"and","start":2393.72,"end":2393.8801,"confidence":0.85595703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04046980291604996},{"word":"doing","start":2393.8801,"end":2394.12,"confidence":0.9951172,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.06574167311191559},{"word":"all","start":2394.12,"end":2394.28,"confidence":0.97265625,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.06776407361030579},{"word":"the","start":2394.28,"end":2394.36,"confidence":0.6303711,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08308907598257065},{"word":"bits","start":2394.36,"end":2394.6,"confidence":0.9921875,"punctuated_word":"bits","sentiment":"neutral","sentiment_score":0.046235594898462296},{"word":"and","start":2394.6,"end":2394.76,"confidence":0.9550781,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.081295445561409},{"word":"pieces","start":2394.76,"end":2395.0,"confidence":0.96972656,"punctuated_word":"pieces","sentiment":"neutral","sentiment_score":0.046198856085538864},{"word":"and","start":2395.0,"end":2395.16,"confidence":0.9243164,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09680600464344025},{"word":"correlating","start":2395.16,"end":2395.66,"confidence":0.9904785,"punctuated_word":"correlating","sentiment":"neutral","sentiment_score":0.08229951560497284},{"word":"it","start":2395.72,"end":2395.8801,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07431893050670624},{"word":"together","start":2395.8801,"end":2396.28,"confidence":1.0,"punctuated_word":"together","sentiment":"neutral","sentiment_score":0.09333992004394533},{"word":"and","start":2396.28,"end":2396.52,"confidence":0.96533203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10822634398937224},{"word":"finding","start":2396.52,"end":2397.0,"confidence":0.984375,"punctuated_word":"finding","sentiment":"neutral","sentiment_score":0.07889401912689209},{"word":"everything","start":2397.0,"end":2397.5,"confidence":0.9970703,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.07129570841789246},{"word":"and","start":2397.96,"end":2398.12,"confidence":0.49804688,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10551616549491882},{"word":"then","start":2398.12,"end":2398.44,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1376158595085144},{"word":"sort","start":2398.44,"end":2398.68,"confidence":0.98535156,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.07794611155986786},{"word":"of","start":2398.68,"end":2398.76,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13489073514938354},{"word":"having","start":2398.76,"end":2399.08,"confidence":0.99902344,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.127142995595932},{"word":"a","start":2399.08,"end":2399.24,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09977875649929048},{"word":"claim","start":2399.24,"end":2399.74,"confidence":0.9951172,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.026811979711055756},{"word":"denied","start":2399.8801,"end":2400.36,"confidence":0.9951172,"punctuated_word":"denied","sentiment":"neutral","sentiment_score":0.07597758620977402},{"word":"for","start":2400.36,"end":2400.52,"confidence":0.9707031,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10866597294807434},{"word":"her","start":2400.52,"end":2400.76,"confidence":0.9970703,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.09591294825077055},{"word":"and","start":2400.76,"end":2400.92,"confidence":0.96972656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1084892749786377},{"word":"having","start":2400.92,"end":2401.16,"confidence":0.9970703,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.09854096174240112},{"word":"to","start":2401.16,"end":2401.32,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06433016806840897},{"word":"go","start":2401.32,"end":2401.56,"confidence":0.9941406,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.02183786779642105},{"word":"to","start":2401.56,"end":2401.72,"confidence":0.69677734,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03807142376899719},{"word":"the","start":2401.72,"end":2401.8801,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08544273674488068},{"word":"court","start":2401.8801,"end":2402.2,"confidence":0.9770508,"punctuated_word":"court","sentiment":"neutral","sentiment_score":0.023180577903985977},{"word":"system","start":2402.2,"end":2402.565,"confidence":0.95947266,"punctuated_word":"system.","sentiment":"neutral","sentiment_score":0.08710579574108124},{"word":"so","start":2402.805,"end":2403.2048,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.21627670526504517},{"word":"this","start":2403.2048,"end":2403.4448,"confidence":0.98291016,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.2740248441696167},{"word":"way","start":2403.4448,"end":2403.605,"confidence":0.79052734,"punctuated_word":"way","sentiment":"positive","sentiment_score":0.36100247502326965},{"word":"just","start":2403.605,"end":2403.845,"confidence":0.7246094,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.37930914759635925},{"word":"makes","start":2403.845,"end":2404.085,"confidence":0.99121094,"punctuated_word":"makes","sentiment":"positive","sentiment_score":0.3709789514541626},{"word":"it","start":2404.085,"end":2404.2449,"confidence":0.9980469,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3666124641895294},{"word":"a","start":2404.2449,"end":2404.325,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.45316043496131897},{"word":"little","start":2404.325,"end":2404.4849,"confidence":1.0,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.4559781849384308},{"word":"bit","start":2404.4849,"end":2404.7249,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.4475823640823364},{"word":"easier","start":2404.7249,"end":2405.2249,"confidence":0.99853516,"punctuated_word":"easier.","sentiment":"positive","sentiment_score":0.3589535355567932},{"word":"i'm","start":2405.845,"end":2406.085,"confidence":0.8630371,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.2118241786956787},{"word":"also","start":2406.085,"end":2406.405,"confidence":0.9448242,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.1682853400707245},{"word":"just","start":2406.405,"end":2406.645,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.20418690145015717},{"word":"quickly","start":2406.645,"end":2406.9648,"confidence":0.99316406,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.2585240602493286},{"word":"having","start":2406.9648,"end":2407.285,"confidence":0.99902344,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.25430014729499817},{"word":"a","start":2407.285,"end":2407.605,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2806820869445801},{"word":"look","start":2407.605,"end":2407.925,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.2559678852558136},{"word":"at","start":2407.925,"end":2408.425,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.25961872935295105},{"word":"some","start":2408.805,"end":2409.045,"confidence":0.96777344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.24731086194515228},{"word":"of","start":2409.045,"end":2409.125,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.25025928020477295},{"word":"the","start":2409.125,"end":2409.285,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2133489102125168},{"word":"ways","start":2409.285,"end":2409.605,"confidence":0.99609375,"punctuated_word":"ways","sentiment":"neutral","sentiment_score":0.18468189239501953},{"word":"that","start":2409.605,"end":2409.765,"confidence":0.9560547,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.22412069141864777},{"word":"you","start":2409.765,"end":2409.925,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20314426720142365},{"word":"might","start":2409.925,"end":2410.165,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.1976792514324188},{"word":"be","start":2410.165,"end":2410.2449,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.2379177957773209},{"word":"able","start":2410.2449,"end":2410.565,"confidence":0.9970703,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.24464240670204165},{"word":"to","start":2410.565,"end":2410.645,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.23084592819213867},{"word":"do","start":2410.645,"end":2411.045,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1683201640844345},{"word":"a","start":2411.045,"end":2411.2048,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17980146408081055},{"word":"will","start":2411.2048,"end":2411.7048,"confidence":0.9970703,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.25164371728897095},{"word":"easily","start":2411.765,"end":2412.265,"confidence":0.9902344,"punctuated_word":"easily","sentiment":"neutral","sentiment_score":0.2875441312789917},{"word":"because","start":2414.885,"end":2415.385,"confidence":0.8364258,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.15077517926692963},{"word":"you","start":2415.845,"end":2416.165,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14308826625347135},{"word":"are","start":2416.165,"end":2416.4849,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.13795249164104462},{"word":"on","start":2416.4849,"end":2416.885,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.16028089821338654},{"word":"disability","start":2416.885,"end":2417.385,"confidence":0.9941406,"punctuated_word":"disability","sentiment":"neutral","sentiment_score":0.14002425968647003},{"word":"pension","start":2418.3,"end":2418.8,"confidence":0.9748535,"punctuated_word":"pension.","sentiment":"neutral","sentiment_score":0.13664600253105164},{"word":"so","start":2419.74,"end":2420.24,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1436767429113388},{"word":"they","start":2420.7,"end":2421.02,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.17286445200443268},{"word":"do","start":2421.02,"end":2421.26,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.18471378087997437},{"word":"have","start":2421.26,"end":2421.74,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.23722027242183685},{"word":"you","start":2421.98,"end":2422.1401,"confidence":0.96533203,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18624046444892883},{"word":"can","start":2422.1401,"end":2422.3801,"confidence":0.78027344,"punctuated_word":"can,","sentiment":"neutral","sentiment_score":0.2003571391105652},{"word":"at","start":2422.3801,"end":2422.54,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.17832759022712708},{"word":"the","start":2422.54,"end":2422.7,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19182704389095304},{"word":"post","start":2422.7,"end":2423.02,"confidence":0.9980469,"punctuated_word":"post","sentiment":"neutral","sentiment_score":0.15970554947853088},{"word":"office","start":2423.02,"end":2423.34,"confidence":0.99560547,"punctuated_word":"office,","sentiment":"neutral","sentiment_score":0.14803025126457214},{"word":"pick","start":2423.34,"end":2423.58,"confidence":0.98828125,"punctuated_word":"pick","sentiment":"neutral","sentiment_score":0.17668528854846954},{"word":"up","start":2423.58,"end":2423.82,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1974913328886032},{"word":"a","start":2423.82,"end":2424.06,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.197508841753006},{"word":"a","start":2424.06,"end":2424.1401,"confidence":0.9116211,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19632986187934875},{"word":"diy","start":2424.1401,"end":2424.6401,"confidence":0.97265625,"punctuated_word":"DIY","sentiment":"neutral","sentiment_score":0.17942975461483002},{"word":"wheel","start":2424.9402,"end":2425.1802,"confidence":0.5449219,"punctuated_word":"wheel","sentiment":"neutral","sentiment_score":0.15073774755001068},{"word":"kit","start":2425.1802,"end":2425.5,"confidence":0.984375,"punctuated_word":"kit","sentiment":"neutral","sentiment_score":0.15549395978450775},{"word":"for","start":2425.5,"end":2425.74,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.17811323702335358},{"word":"around","start":2425.74,"end":2425.98,"confidence":0.98535156,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.1672649085521698},{"word":"about","start":2425.98,"end":2426.3,"confidence":0.9760742,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.15859057009220123},{"word":"20","start":2426.3,"end":2426.62,"confidence":0.99902344,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.1597159057855606},{"word":"to","start":2426.62,"end":2426.78,"confidence":0.98535156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1222754418849945},{"word":"$30","start":2426.78,"end":2427.6802,"confidence":0.8729248,"punctuated_word":"$30,","sentiment":"neutral","sentiment_score":0.13181808590888977},{"word":"or","start":2428.62,"end":2429.12,"confidence":0.9326172,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08627613633871078},{"word":"if","start":2429.26,"end":2429.5,"confidence":0.9873047,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10508430749177931},{"word":"you've","start":2429.5,"end":2429.74,"confidence":0.9382324,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.09324833005666731},{"word":"got","start":2429.74,"end":2430.06,"confidence":0.92333984,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.09648028761148451},{"word":"a","start":2430.06,"end":2430.1401,"confidence":0.9135742,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09447291493415833},{"word":"spare","start":2430.1401,"end":2430.6401,"confidence":0.5566406,"punctuated_word":"spare","sentiment":"neutral","sentiment_score":0.0891609638929367},{"word":"sort","start":2430.7,"end":2430.86,"confidence":0.86621094,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.10743162781000136},{"word":"of","start":2430.86,"end":2431.1,"confidence":0.7426758,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10823281109333038},{"word":"80","start":2431.1,"end":2431.4202,"confidence":0.9921875,"punctuated_word":"80","sentiment":"neutral","sentiment_score":0.120247945189476},{"word":"to","start":2431.4202,"end":2431.6602,"confidence":0.97265625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09302295744419098},{"word":"$162,100","start":2431.6602,"end":2433.575,"confidence":0.9498779,"punctuated_word":"$162,100","sentiment":"neutral","sentiment_score":0.11585748195648192},{"word":"dollars","start":2433.575,"end":2434.055,"confidence":0.9941406,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":0.10599282383918762},{"word":"worth","start":2434.055,"end":2434.375,"confidence":0.5727539,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.10925940424203873},{"word":"pay","start":2434.375,"end":2434.875,"confidence":0.79296875,"punctuated_word":"pay,","sentiment":"neutral","sentiment_score":0.10278430581092834},{"word":"you","start":2435.815,"end":2435.9749,"confidence":0.68066406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09245636314153673},{"word":"can","start":2435.9749,"end":2436.295,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.09820821136236192},{"word":"also","start":2436.295,"end":2436.615,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.10010292381048204},{"word":"do","start":2436.615,"end":2436.6948,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.12812411785125732},{"word":"it","start":2436.6948,"end":2437.015,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.120925672352314},{"word":"through","start":2437.015,"end":2437.4148,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.0977686196565628},{"word":"the","start":2437.4148,"end":2437.655,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13254061341285706},{"word":"queensland","start":2437.655,"end":2438.155,"confidence":0.9902344,"punctuated_word":"Queensland","sentiment":"neutral","sentiment_score":0.14485812187194824},{"word":"public","start":2438.295,"end":2438.6948,"confidence":0.5336914,"punctuated_word":"public","sentiment":"neutral","sentiment_score":0.13219685852527618},{"word":"trustee","start":2438.6948,"end":2439.1948,"confidence":0.70654297,"punctuated_word":"trustee.","sentiment":"neutral","sentiment_score":0.10579852014780045},{"word":"and","start":2439.9749,"end":2440.295,"confidence":0.98535156,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.10666083544492722},{"word":"the","start":2440.295,"end":2440.535,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13633926212787628},{"word":"public","start":2440.535,"end":2440.855,"confidence":0.99902344,"punctuated_word":"public","sentiment":"neutral","sentiment_score":0.16241486370563507},{"word":"trustee","start":2440.855,"end":2441.255,"confidence":0.9863281,"punctuated_word":"trustee","sentiment":"neutral","sentiment_score":0.11152273416519164},{"word":"will","start":2441.255,"end":2441.4949,"confidence":0.9970703,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.13484108448028564},{"word":"help","start":2441.4949,"end":2441.7349,"confidence":0.9970703,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.15077535808086395},{"word":"you","start":2441.7349,"end":2441.895,"confidence":0.9550781,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1403871327638626},{"word":"to","start":2441.895,"end":2441.9749,"confidence":0.4338379,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15695588290691376},{"word":"have","start":2441.9749,"end":2442.135,"confidence":0.80078125,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15877895057201383},{"word":"a","start":2442.135,"end":2442.295,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14030778408050537},{"word":"simple","start":2442.295,"end":2442.775,"confidence":0.99316406,"punctuated_word":"simple","sentiment":"neutral","sentiment_score":0.1813938319683075},{"word":"will","start":2442.775,"end":2443.095,"confidence":0.88134766,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1542719453573227},{"word":"kit","start":2443.095,"end":2443.575,"confidence":0.97509766,"punctuated_word":"kit","sentiment":"neutral","sentiment_score":0.12678855657577515},{"word":"just","start":2443.575,"end":2443.895,"confidence":0.53466797,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1411900371313095},{"word":"making","start":2443.895,"end":2444.2148,"confidence":1.0,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.13363116979599},{"word":"sure","start":2444.2148,"end":2444.4548,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.1079205796122551},{"word":"everything","start":2444.4548,"end":2444.9548,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.15073682367801666},{"word":"is","start":2445.015,"end":2445.255,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.12853188812732697},{"word":"in","start":2445.255,"end":2445.4148,"confidence":0.99121094,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12007725238800047},{"word":"line","start":2445.4148,"end":2445.7349,"confidence":1.0,"punctuated_word":"line","sentiment":"neutral","sentiment_score":0.12051335722208024},{"word":"and","start":2445.7349,"end":2445.9749,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09176334738731384},{"word":"covering","start":2445.9749,"end":2446.4548,"confidence":0.99902344,"punctuated_word":"covering","sentiment":"neutral","sentiment_score":0.07648317515850067},{"word":"all","start":2446.4548,"end":2446.6948,"confidence":0.99316406,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.08321667462587357},{"word":"of","start":2446.6948,"end":2446.775,"confidence":0.5878906,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09647280722856522},{"word":"your","start":2446.775,"end":2446.9348,"confidence":0.99316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0901026502251625},{"word":"basics","start":2446.9348,"end":2447.4348,"confidence":0.64416504,"punctuated_word":"basics.","sentiment":"neutral","sentiment_score":0.07457451522350311},{"word":"did","start":2447.85,"end":2448.01,"confidence":0.9980469,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.05276498943567276},{"word":"you","start":2448.01,"end":2448.51,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05857289582490921},{"word":"want","start":2448.9702,"end":2449.1301,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.04373747855424881},{"word":"me","start":2449.1301,"end":2449.29,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.04028703272342682},{"word":"to","start":2449.29,"end":2449.37,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03367869183421135},{"word":"pop","start":2449.37,"end":2449.53,"confidence":0.98828125,"punctuated_word":"pop","sentiment":"neutral","sentiment_score":0.031204646453261375},{"word":"that","start":2449.53,"end":2449.77,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04777597635984421},{"word":"information","start":2449.77,"end":2450.27,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.04120562598109245},{"word":"in","start":2450.4102,"end":2450.57,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04742074012756348},{"word":"the","start":2450.57,"end":2450.8901,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0568648986518383},{"word":"email","start":2450.8901,"end":2451.3901,"confidence":0.9941406,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.05015590041875839},{"word":"as","start":2451.4502,"end":2451.61,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.053204700350761414},{"word":"well","start":2451.61,"end":2452.11,"confidence":0.9995117,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.05635984614491463},{"word":"no","start":2459.29,"end":2459.53,"confidence":0.9785156,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.29968369007110596},{"word":"that's","start":2459.53,"end":2459.85,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.20157849788665771},{"word":"okay","start":2459.85,"end":2460.25,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.11382579803466795},{"word":"that's","start":2460.25,"end":2460.6501,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.03525375574827194},{"word":"absolutely","start":2460.6501,"end":2461.1501,"confidence":0.9951172,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":0.1985965371131897},{"word":"fine","start":2461.2102,"end":2461.7102,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.2657720446586609},{"word":"yeah","start":2462.6501,"end":2463.1501,"confidence":0.97802734,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.20543646812438965},{"word":"yeah","start":2466.075,"end":2466.575,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.3041042685508728},{"word":"absolutely","start":2466.715,"end":2467.215,"confidence":0.98535156,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.4202120900154114},{"word":"so","start":2467.355,"end":2467.5151,"confidence":0.99609375,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3965246379375458},{"word":"i","start":2467.5151,"end":2467.595,"confidence":0.78515625,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4230774044990539},{"word":"definitely","start":2467.595,"end":2467.995,"confidence":0.9970703,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.47185927629470825},{"word":"wanna","start":2467.995,"end":2468.235,"confidence":0.94921875,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.4647256731986999},{"word":"get","start":2468.235,"end":2468.395,"confidence":0.99902344,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.4532005190849304},{"word":"this","start":2468.395,"end":2468.635,"confidence":0.9980469,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.4635234773159027},{"word":"beneficiary","start":2468.635,"end":2469.135,"confidence":0.9921875,"punctuated_word":"beneficiary","sentiment":"positive","sentiment_score":0.39895737171173096},{"word":"nomination","start":2469.2751,"end":2469.7751,"confidence":0.99902344,"punctuated_word":"nomination","sentiment":"positive","sentiment_score":0.4768654406070709},{"word":"updated","start":2469.995,"end":2470.495,"confidence":0.9980469,"punctuated_word":"updated","sentiment":"positive","sentiment_score":0.5638570785522461},{"word":"for","start":2470.5552,"end":2470.715,"confidence":0.99902344,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4875107407569885},{"word":"you","start":2470.715,"end":2471.215,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.43974459171295166},{"word":"so","start":2471.5151,"end":2471.7551,"confidence":0.75341797,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.5093308687210083},{"word":"that","start":2471.7551,"end":2471.995,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5168520212173462},{"word":"it","start":2471.995,"end":2472.155,"confidence":0.99902344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4726238548755646},{"word":"does","start":2472.155,"end":2472.5552,"confidence":1.0,"punctuated_word":"does","sentiment":"positive","sentiment_score":0.44676655530929565},{"word":"reflect","start":2472.5552,"end":2473.0552,"confidence":0.9980469,"punctuated_word":"reflect","sentiment":"positive","sentiment_score":0.47458627820014954},{"word":"the","start":2474.075,"end":2474.155,"confidence":0.60791016,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.48530113697052},{"word":"your","start":2474.235,"end":2474.395,"confidence":0.99609375,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4068068265914917},{"word":"circumstances","start":2474.395,"end":2474.895,"confidence":0.9404297,"punctuated_word":"circumstances","sentiment":"positive","sentiment_score":0.4687850773334503},{"word":"correctly","start":2475.48,"end":2475.98,"confidence":0.95703125,"punctuated_word":"correctly.","sentiment":"positive","sentiment_score":0.490702748298645},{"word":"it","start":2476.04,"end":2476.2,"confidence":0.99902344,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.29755899310112},{"word":"would","start":2476.2,"end":2476.36,"confidence":0.99902344,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.3455747663974762},{"word":"just","start":2476.36,"end":2476.6,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.29826077818870544},{"word":"mean","start":2476.6,"end":2476.76,"confidence":0.9980469,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":0.29269203543663025},{"word":"that","start":2476.76,"end":2476.92,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3105476498603821},{"word":"we","start":2476.92,"end":2477.08,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2879611849784851},{"word":"take","start":2477.08,"end":2477.32,"confidence":0.3395996,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.2632187008857727},{"word":"the","start":2477.32,"end":2477.48,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.27987563610076904},{"word":"legal","start":2477.48,"end":2477.8,"confidence":0.99316406,"punctuated_word":"legal","sentiment":"neutral","sentiment_score":0.22205772995948792},{"word":"personal","start":2477.8,"end":2478.3,"confidence":0.7890625,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.14772310853004456},{"word":"representative","start":2478.36,"end":2478.86,"confidence":0.99316406,"punctuated_word":"representative","sentiment":"neutral","sentiment_score":0.1856958270072937},{"word":"box","start":2479.16,"end":2479.66,"confidence":0.8769531,"punctuated_word":"box,","sentiment":"neutral","sentiment_score":0.30066272616386414},{"word":"and","start":2480.2,"end":2480.44,"confidence":0.9086914,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.32162564992904663},{"word":"it","start":2480.44,"end":2480.6,"confidence":0.9980469,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.35319992899894714},{"word":"just","start":2480.6,"end":2480.84,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.31279876828193665},{"word":"means","start":2480.84,"end":2481.08,"confidence":0.9951172,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.24876689910888672},{"word":"that","start":2481.08,"end":2481.16,"confidence":0.9941406,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.34625786542892456},{"word":"everything","start":2481.16,"end":2481.56,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.30882933735847473},{"word":"would","start":2481.56,"end":2481.72,"confidence":0.9667969,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.3879851102828979},{"word":"just","start":2481.72,"end":2481.96,"confidence":0.9614258,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3511497974395752},{"word":"need","start":2481.96,"end":2482.2,"confidence":0.98828125,"punctuated_word":"need","sentiment":"positive","sentiment_score":0.4098943769931793},{"word":"to","start":2482.2,"end":2482.28,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3419722020626068},{"word":"go","start":2482.28,"end":2482.44,"confidence":0.9980469,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.28057464957237244},{"word":"through","start":2482.44,"end":2482.76,"confidence":0.99121094,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.29475855827331543},{"word":"to","start":2482.76,"end":2482.84,"confidence":0.97802734,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2976856231689453},{"word":"your","start":2482.84,"end":2483.16,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.26797401905059814},{"word":"estate","start":2483.16,"end":2483.66,"confidence":0.93066406,"punctuated_word":"estate.","sentiment":"neutral","sentiment_score":0.2543012499809265},{"word":"the","start":2484.36,"end":2484.6,"confidence":0.9716797,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.18562963604927063},{"word":"other","start":2484.6,"end":2484.92,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.13798148930072784},{"word":"side","start":2484.92,"end":2485.24,"confidence":0.97265625,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.14687326550483704},{"word":"is","start":2485.24,"end":2485.32,"confidence":0.47460938,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2048274427652359},{"word":"the","start":2485.4,"end":2485.48,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2242552936077118},{"word":"other","start":2485.48,"end":2485.72,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.17846758663654327},{"word":"thing","start":2485.72,"end":2485.88,"confidence":0.99609375,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.21962842345237732},{"word":"on","start":2485.88,"end":2486.04,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.19537487626075745},{"word":"this","start":2486.04,"end":2486.28,"confidence":0.98291016,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.18163703382015228},{"word":"beneficiary","start":2486.28,"end":2486.76,"confidence":0.9819336,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.1695445477962494},{"word":"is","start":2486.76,"end":2486.92,"confidence":0.9760742,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.20331208407878876},{"word":"they've","start":2486.92,"end":2487.16,"confidence":0.626709,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":0.1982093900442123},{"word":"got","start":2487.16,"end":2487.32,"confidence":0.98828125,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.19392146170139313},{"word":"a","start":2487.32,"end":2487.48,"confidence":0.97314453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17290756106376648},{"word":"lot","start":2487.48,"end":2487.675,"confidence":0.47485352,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.1888106465339661},{"word":"binding","start":2487.995,"end":2488.315,"confidence":0.984375,"punctuated_word":"binding","sentiment":"neutral","sentiment_score":0.1960897147655487},{"word":"nomination","start":2488.315,"end":2488.815,"confidence":0.9838867,"punctuated_word":"nomination.","sentiment":"neutral","sentiment_score":0.16018372774124146},{"word":"that","start":2489.0352,"end":2489.2751,"confidence":1.0,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.16055820882320404},{"word":"means","start":2489.2751,"end":2489.5151,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.1547681987285614},{"word":"that","start":2489.5151,"end":2489.595,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2078855186700821},{"word":"you","start":2489.595,"end":2489.835,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2267057299613953},{"word":"realistically","start":2489.835,"end":2490.335,"confidence":0.9277344,"punctuated_word":"realistically","sentiment":"neutral","sentiment_score":0.1975444257259369},{"word":"have","start":2490.475,"end":2490.635,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2468450665473938},{"word":"to","start":2490.635,"end":2490.7952,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18688978254795072},{"word":"fill","start":2490.7952,"end":2491.0352,"confidence":0.9863281,"punctuated_word":"fill","sentiment":"neutral","sentiment_score":0.15268409252166748},{"word":"the","start":2491.0352,"end":2491.195,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11940383911132812},{"word":"format","start":2491.195,"end":2491.675,"confidence":0.95947266,"punctuated_word":"format","sentiment":"neutral","sentiment_score":0.08498647063970566},{"word":"every","start":2491.675,"end":2492.075,"confidence":0.9980469,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.13867920637130737},{"word":"three","start":2492.075,"end":2492.395,"confidence":0.9838867,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.11088712513446808},{"word":"years","start":2492.395,"end":2492.895,"confidence":0.9951172,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.12975966930389404},{"word":"you","start":2493.2751,"end":2493.435,"confidence":1.0,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.12497857213020323},{"word":"can","start":2493.435,"end":2493.675,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10632480680942535},{"word":"also","start":2493.675,"end":2494.155,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.10799907147884368},{"word":"take","start":2494.155,"end":2494.655,"confidence":0.44067383,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.11248494684696198},{"word":"a","start":2495.0352,"end":2495.195,"confidence":0.67529297,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09222297370433807},{"word":"non","start":2495.195,"end":2495.695,"confidence":0.67077637,"punctuated_word":"non,","sentiment":"neutral","sentiment_score":0.06557390093803406},{"word":"which","start":2496.315,"end":2496.635,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.08601613342761993},{"word":"means","start":2496.635,"end":2496.955,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.07595279812812805},{"word":"we","start":2496.955,"end":2497.115,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11731045693159103},{"word":"fill","start":2497.115,"end":2497.355,"confidence":0.98828125,"punctuated_word":"fill","sentiment":"neutral","sentiment_score":0.23294763267040253},{"word":"the","start":2497.355,"end":2497.5151,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24448467791080475},{"word":"nomination","start":2497.5151,"end":2498.0151,"confidence":1.0,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":0.18139196932315824},{"word":"out","start":2498.155,"end":2498.395,"confidence":0.9526367,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.24620302021503448},{"word":"once","start":2498.395,"end":2498.875,"confidence":0.7861328,"punctuated_word":"once.","sentiment":"neutral","sentiment_score":0.26612499356269836},{"word":"we","start":2498.875,"end":2499.115,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.27054929733276367},{"word":"keep","start":2499.115,"end":2499.355,"confidence":0.98535156,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.28156107664108276},{"word":"it","start":2499.355,"end":2499.5151,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3148212432861328},{"word":"on","start":2499.5151,"end":2499.7551,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2639944553375244},{"word":"file","start":2499.7551,"end":2500.2551,"confidence":0.9489746,"punctuated_word":"file,","sentiment":"neutral","sentiment_score":0.30205801129341125},{"word":"and","start":2500.6702,"end":2500.99,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3283729553222656},{"word":"you","start":2500.99,"end":2501.07,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3635364770889282},{"word":"only","start":2501.07,"end":2501.55,"confidence":0.99902344,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.24579575657844543},{"word":"have","start":2501.55,"end":2501.79,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.31877100467681885},{"word":"to","start":2501.79,"end":2502.29,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2766155004501343},{"word":"refill","start":2502.51,"end":2502.9102,"confidence":0.9921875,"punctuated_word":"refill","sentiment":"neutral","sentiment_score":0.188058078289032},{"word":"the","start":2502.9102,"end":2503.1501,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22963252663612368},{"word":"format","start":2503.1501,"end":2503.6501,"confidence":0.92333984,"punctuated_word":"format","sentiment":"neutral","sentiment_score":0.09510066360235214},{"word":"if","start":2503.87,"end":2504.03,"confidence":0.99316406,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.339655339717865},{"word":"you","start":2504.03,"end":2504.1902,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.27681276202201843},{"word":"wanna","start":2504.1902,"end":2504.51,"confidence":0.9404297,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.29125428199768066},{"word":"change","start":2504.51,"end":2504.83,"confidence":0.99902344,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.2372645139694214},{"word":"that","start":2504.83,"end":2505.07,"confidence":0.9560547,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2472008913755417},{"word":"nomination","start":2505.07,"end":2505.57,"confidence":0.9116211,"punctuated_word":"nomination.","sentiment":"neutral","sentiment_score":0.2111848145723343},{"word":"and","start":2505.79,"end":2506.03,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.24969793856143951},{"word":"we","start":2506.03,"end":2506.1902,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2413843423128128},{"word":"check","start":2506.1902,"end":2506.51,"confidence":0.9614258,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.2545453608036041},{"word":"it","start":2506.51,"end":2506.59,"confidence":0.9873047,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.28470751643180847},{"word":"with","start":2506.59,"end":2506.83,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2831878066062927},{"word":"you","start":2506.83,"end":2506.99,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3455837368965149},{"word":"every","start":2506.99,"end":2507.31,"confidence":0.99902344,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.2560693025588989},{"word":"year","start":2507.31,"end":2507.55,"confidence":0.9970703,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.26893824338912964},{"word":"to","start":2507.55,"end":2507.6301,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2342420518398285},{"word":"make","start":2507.6301,"end":2507.79,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.1856653243303299},{"word":"sure","start":2507.79,"end":2508.03,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.21088159084320068},{"word":"it's","start":2508.03,"end":2508.1902,"confidence":0.9980469,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.25280487537384033},{"word":"still","start":2508.1902,"end":2508.51,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.2594853639602661},{"word":"valid","start":2508.51,"end":2509.01,"confidence":1.0,"punctuated_word":"valid.","sentiment":"neutral","sentiment_score":0.05567732453346253},{"word":"did","start":2509.31,"end":2509.55,"confidence":0.99902344,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.033900704234838486},{"word":"you","start":2509.55,"end":2509.79,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04222889617085457},{"word":"wanna","start":2509.79,"end":2510.03,"confidence":0.98828125,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.06076286733150482},{"word":"keep","start":2510.03,"end":2510.27,"confidence":0.9980469,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.06425075978040695},{"word":"it","start":2510.27,"end":2510.4302,"confidence":0.97509766,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05276001617312431},{"word":"so","start":2510.4302,"end":2510.59,"confidence":0.84716797,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.04405289515852928},{"word":"you","start":2510.59,"end":2510.75,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.047119591385126114},{"word":"fill","start":2510.75,"end":2510.99,"confidence":0.86865234,"punctuated_word":"fill","sentiment":"neutral","sentiment_score":0.0720377266407013},{"word":"the","start":2510.99,"end":2511.1501,"confidence":0.9770508,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08077096939086914},{"word":"format","start":2511.1501,"end":2511.55,"confidence":0.99316406,"punctuated_word":"format","sentiment":"neutral","sentiment_score":0.04597052186727524},{"word":"every","start":2511.55,"end":2511.87,"confidence":0.9921875,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.037663742899894714},{"word":"three","start":2511.87,"end":2512.11,"confidence":0.9921875,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.027740005403757095},{"word":"years","start":2512.11,"end":2512.4302,"confidence":0.90893555,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.049882933497428894},{"word":"or","start":2512.4302,"end":2512.59,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.028193064033985134},{"word":"did","start":2512.59,"end":2512.75,"confidence":0.99902344,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.028849389404058456},{"word":"you","start":2512.75,"end":2512.83,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.061481840908527374},{"word":"wanted","start":2512.83,"end":2513.1501,"confidence":0.43139648,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.0478571280837059},{"word":"to","start":2513.1501,"end":2513.23,"confidence":0.9790039,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08357378095388412},{"word":"do","start":2513.23,"end":2513.47,"confidence":0.93115234,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07918460667133331},{"word":"it","start":2513.47,"end":2513.55,"confidence":0.9707031,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1231296733021736},{"word":"once","start":2513.55,"end":2513.79,"confidence":0.99609375,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.079375721514225},{"word":"and","start":2513.79,"end":2514.03,"confidence":0.9248047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09933353960514069},{"word":"make","start":2514.03,"end":2514.1902,"confidence":0.9394531,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.11478793621063232},{"word":"your","start":2514.1902,"end":2514.35,"confidence":0.56591797,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.16965864598751068},{"word":"life","start":2514.35,"end":2514.51,"confidence":0.89453125,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.1925993412733078},{"word":"a","start":2514.51,"end":2514.6702,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16724608838558197},{"word":"bit","start":2514.6702,"end":2515.005,"confidence":0.98095703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.16878123581409454},{"word":"easier","start":2515.005,"end":2515.325,"confidence":0.9926758,"punctuated_word":"easier?","sentiment":"neutral","sentiment_score":0.08831102401018143},{"word":"what","start":2515.325,"end":2515.4849,"confidence":0.9941406,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.03257104754447937},{"word":"would","start":2515.4849,"end":2515.565,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.03829728066921234},{"word":"you","start":2515.565,"end":2515.9648,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03944353014230728},{"word":"prefer","start":2515.9648,"end":2516.4648,"confidence":0.9951172,"punctuated_word":"prefer?","sentiment":"neutral","sentiment_score":0.10380152612924576},{"word":"yep","start":2520.365,"end":2520.865,"confidence":0.86743164,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11491578817367554},{"word":"yep","start":2522.525,"end":2523.025,"confidence":0.80249023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10743068158626556},{"word":"and","start":2523.325,"end":2523.565,"confidence":0.98828125,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0951390489935875},{"word":"then","start":2523.565,"end":2523.8848,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.11877772212028503},{"word":"i","start":2523.8848,"end":2524.125,"confidence":0.97265625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12472491711378098},{"word":"will","start":2524.125,"end":2524.285,"confidence":0.9980469,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.095953106880188},{"word":"check","start":2524.285,"end":2524.525,"confidence":0.9980469,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.11486943811178207},{"word":"it","start":2524.525,"end":2524.6848,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10113341361284256},{"word":"with","start":2524.6848,"end":2524.845,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08338594436645508},{"word":"you","start":2524.845,"end":2525.085,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12095826119184494},{"word":"every","start":2525.085,"end":2525.325,"confidence":0.9980469,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.08964824676513672},{"word":"time","start":2525.325,"end":2525.565,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.08329152315855026},{"word":"that","start":2525.565,"end":2525.805,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10979611426591872},{"word":"we","start":2525.805,"end":2525.9648,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06536423414945602},{"word":"talk","start":2525.9648,"end":2526.2048,"confidence":0.9614258,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.07802406698465347},{"word":"and","start":2526.2048,"end":2526.365,"confidence":0.96240234,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0848650336265564},{"word":"do","start":2526.365,"end":2526.525,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09106609225273132},{"word":"a","start":2526.525,"end":2526.6848,"confidence":0.98291016,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10393744707107544},{"word":"review","start":2526.6848,"end":2527.005,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.08533213287591934},{"word":"anyway","start":2527.005,"end":2527.505,"confidence":0.7668457,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":0.08653393387794495},{"word":"just","start":2527.6702,"end":2527.83,"confidence":0.6333008,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.038553349673748016},{"word":"like","start":2527.83,"end":2527.9102,"confidence":0.8510742,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.05742078274488449},{"word":"hey","start":2527.9102,"end":2528.07,"confidence":0.9362793,"punctuated_word":"hey.","sentiment":"neutral","sentiment_score":0.05369284749031067},{"word":"just","start":2528.07,"end":2528.31,"confidence":0.96972656,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.04972613602876663},{"word":"double","start":2528.31,"end":2528.6301,"confidence":0.94628906,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.05870517343282699},{"word":"checking","start":2528.6301,"end":2529.11,"confidence":0.93310547,"punctuated_word":"checking.","sentiment":"neutral","sentiment_score":0.05213014781475067},{"word":"this","start":2529.11,"end":2529.27,"confidence":0.9902344,"punctuated_word":"This","sentiment":"neutral","sentiment_score":0.02968268096446991},{"word":"is","start":2529.27,"end":2529.4302,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.021308543160557747},{"word":"your","start":2529.4302,"end":2529.75,"confidence":0.97998047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.022177107632160187},{"word":"circumstances","start":2529.75,"end":2530.25,"confidence":0.9682617,"punctuated_word":"circumstances.","sentiment":"neutral","sentiment_score":0.037300389260053635},{"word":"has","start":2530.6301,"end":2530.9502,"confidence":0.96240234,"punctuated_word":"Has","sentiment":"neutral","sentiment_score":0.013793954625725746},{"word":"anything","start":2530.9502,"end":2531.4502,"confidence":0.9970703,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.013409480452537537},{"word":"changed","start":2531.51,"end":2531.9102,"confidence":0.9926758,"punctuated_word":"changed?","sentiment":"neutral","sentiment_score":0.01849425956606865},{"word":"do","start":2531.9102,"end":2532.1501,"confidence":1.0,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.012392239645123482},{"word":"you","start":2532.1501,"end":2532.3901,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02047920599579811},{"word":"still","start":2532.3901,"end":2532.6301,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.013582254759967329},{"word":"want","start":2532.6301,"end":2532.87,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.017541877925395966},{"word":"this","start":2532.87,"end":2533.1902,"confidence":0.9941406,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.03261644020676613},{"word":"directed","start":2533.1902,"end":2533.6702,"confidence":0.9819336,"punctuated_word":"directed","sentiment":"neutral","sentiment_score":0.034882161766290665},{"word":"this","start":2533.6702,"end":2533.9102,"confidence":0.9980469,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.041017163544893265},{"word":"way","start":2533.9102,"end":2534.4102,"confidence":0.9975586,"punctuated_word":"way?","sentiment":"neutral","sentiment_score":0.04178358614444733},{"word":"and","start":2534.47,"end":2534.7102,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.029831916093826297},{"word":"if","start":2534.7102,"end":2534.87,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.01930448971688747},{"word":"you","start":2534.87,"end":2535.03,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01456040609627962},{"word":"ever","start":2535.03,"end":2535.35,"confidence":1.0,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.02680344134569168},{"word":"decide","start":2535.35,"end":2535.6702,"confidence":0.9980469,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.035097286105155945},{"word":"that","start":2535.6702,"end":2535.9102,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.041232701390981674},{"word":"you","start":2535.9102,"end":2536.07,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0417042039334774},{"word":"want","start":2536.07,"end":2536.31,"confidence":0.9013672,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.02713647857308388},{"word":"it","start":2536.31,"end":2536.47,"confidence":0.9838867,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.027776699513196945},{"word":"changed","start":2536.47,"end":2536.9502,"confidence":0.9946289,"punctuated_word":"changed,","sentiment":"neutral","sentiment_score":0.04998546838760376},{"word":"i","start":2536.9502,"end":2537.11,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07260918617248535},{"word":"will","start":2537.11,"end":2537.51,"confidence":0.9980469,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.08143037557601929},{"word":"absolutely","start":2537.51,"end":2538.01,"confidence":0.9970703,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":0.2733203172683716},{"word":"help","start":2538.07,"end":2538.31,"confidence":0.9980469,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.2928890287876129},{"word":"you","start":2538.31,"end":2538.47,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.31274309754371643},{"word":"refill","start":2538.47,"end":2538.9502,"confidence":0.9428711,"punctuated_word":"refill","sentiment":"neutral","sentiment_score":0.2748687267303467},{"word":"that","start":2538.9502,"end":2539.1902,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3209913671016693},{"word":"format","start":2539.1902,"end":2539.6902,"confidence":0.8977051,"punctuated_word":"format.","sentiment":"neutral","sentiment_score":0.27385979890823364},{"word":"does","start":2539.75,"end":2539.99,"confidence":0.99121094,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.17375051975250244},{"word":"that","start":2539.99,"end":2540.1501,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16406624019145966},{"word":"sound","start":2540.1501,"end":2540.3901,"confidence":0.99902344,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.10213850438594818},{"word":"okay","start":2540.3901,"end":2540.8901,"confidence":1.0,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.1443794071674347},{"word":"yep","start":2543.1902,"end":2543.565,"confidence":0.9614258,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3480455279350281},{"word":"beautiful","start":2544.605,"end":2545.105,"confidence":0.9970703,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6594188809394836},{"word":"look","start":2545.165,"end":2545.405,"confidence":0.7998047,"punctuated_word":"Look.","sentiment":"positive","sentiment_score":0.5342227220535278},{"word":"this","start":2545.405,"end":2545.565,"confidence":0.9350586,"punctuated_word":"This","sentiment":"positive","sentiment_score":0.5957122445106506},{"word":"is","start":2545.565,"end":2545.7249,"confidence":0.9921875,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.6083157062530518},{"word":"a","start":2545.7249,"end":2545.805,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6586047410964966},{"word":"lot","start":2545.805,"end":2546.125,"confidence":1.0,"punctuated_word":"lot","sentiment":"positive","sentiment_score":0.5288945436477661},{"word":"to","start":2546.125,"end":2546.2048,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5909435153007507},{"word":"go","start":2546.2048,"end":2546.4448,"confidence":1.0,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.5995616912841797},{"word":"through","start":2546.4448,"end":2546.605,"confidence":0.907959,"punctuated_word":"through,","sentiment":"positive","sentiment_score":0.5866986513137817},{"word":"and","start":2546.605,"end":2546.765,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4248377382755279},{"word":"i","start":2546.765,"end":2546.925,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.36685848236083984},{"word":"fully","start":2546.925,"end":2547.2449,"confidence":0.99902344,"punctuated_word":"fully","sentiment":"positive","sentiment_score":0.383780837059021},{"word":"understand","start":2547.2449,"end":2547.7249,"confidence":1.0,"punctuated_word":"understand","sentiment":"positive","sentiment_score":0.40874359011650085},{"word":"that","start":2547.7249,"end":2547.885,"confidence":1.0,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.4761524200439453},{"word":"do","start":2547.885,"end":2548.125,"confidence":0.9267578,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.13118763267993927},{"word":"you","start":2548.125,"end":2548.2048,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16230963170528412},{"word":"have","start":2548.2048,"end":2548.4448,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.14486868679523468},{"word":"any","start":2548.4448,"end":2548.685,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.11525315046310423},{"word":"questions","start":2548.685,"end":2549.085,"confidence":0.9970703,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.11353060603141785},{"word":"at","start":2549.085,"end":2549.2449,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0995897427201271},{"word":"the","start":2549.2449,"end":2549.325,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14318129420280457},{"word":"moment","start":2549.325,"end":2549.7249,"confidence":0.9980469,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.18794262409210205},{"word":"naomi","start":2549.7249,"end":2550.2048,"confidence":0.9880371,"punctuated_word":"Naomi?","sentiment":"neutral","sentiment_score":0.20338697731494904},{"word":"anything","start":2550.2048,"end":2550.4448,"confidence":1.0,"punctuated_word":"Anything","sentiment":"neutral","sentiment_score":0.09374267607927322},{"word":"else","start":2550.4448,"end":2550.765,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.1240554004907608},{"word":"that","start":2550.765,"end":2550.925,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06908580660820007},{"word":"you","start":2550.925,"end":2551.005,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0760161504149437},{"word":"wanted","start":2551.005,"end":2551.325,"confidence":0.98828125,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.09031368046998978},{"word":"me","start":2551.325,"end":2551.4849,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.09803277254104614},{"word":"to","start":2551.4849,"end":2551.565,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09679877012968063},{"word":"kinda","start":2551.565,"end":2551.885,"confidence":0.5620117,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.14812538027763367},{"word":"break","start":2551.885,"end":2552.125,"confidence":0.6953125,"punctuated_word":"break","sentiment":"neutral","sentiment_score":0.11963942646980286},{"word":"down","start":2552.125,"end":2552.4448,"confidence":0.98828125,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.11704348027706146},{"word":"for","start":2552.4448,"end":2552.685,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08215270936489105},{"word":"you","start":2552.685,"end":2553.185,"confidence":0.9970703,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.11521632969379424},{"word":"yeah","start":2571.7551,"end":2572.2551,"confidence":0.9875488,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1299649477005005},{"word":"oh","start":2573.915,"end":2574.155,"confidence":0.9404297,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.21203869581222537},{"word":"good","start":2574.155,"end":2574.655,"confidence":0.9980469,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.2654869556427002},{"word":"good","start":2574.715,"end":2575.215,"confidence":0.99316406,"punctuated_word":"Good.","sentiment":"neutral","sentiment_score":0.26912713050842285},{"word":"yeah","start":2576.475,"end":2576.975,"confidence":0.7939453,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1515318751335144},{"word":"yep","start":2583.7551,"end":2584.2551,"confidence":0.97802734,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.051048338413238525},{"word":"yep","start":2586.315,"end":2586.75,"confidence":0.8156738,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08776875585317612},{"word":"yep","start":2595.23,"end":2595.73,"confidence":0.8005371,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01438114419579506},{"word":"yep","start":2597.39,"end":2597.87,"confidence":0.9213867,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0036172056570649143},{"word":"yep","start":2597.87,"end":2598.37,"confidence":0.97021484,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.019712604582309723},{"word":"absolutely","start":2598.43,"end":2598.93,"confidence":0.9680176,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":-0.09147363901138306},{"word":"absolutely","start":2599.39,"end":2599.87,"confidence":0.9770508,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":-0.0801544040441513},{"word":"and","start":2599.87,"end":2600.11,"confidence":0.99121094,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.10136652737855913},{"word":"i","start":2600.11,"end":2600.27,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1347939819097519},{"word":"do","start":2600.27,"end":2600.77,"confidence":0.9941406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.11532114446163176},{"word":"no","start":2601.815,"end":2602.135,"confidence":0.98706055,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.10076017677783966},{"word":"that's","start":2602.135,"end":2602.4548,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.034184589982032776},{"word":"okay","start":2602.4548,"end":2602.9348,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.00750964879989624},{"word":"you're","start":2602.9348,"end":2603.4148,"confidence":0.96728516,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.017535585910081863},{"word":"fine","start":2603.4148,"end":2603.9148,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.05412854999303818},{"word":"i","start":2603.9749,"end":2604.2148,"confidence":0.9194336,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.022874366492033005},{"word":"do","start":2604.2148,"end":2604.615,"confidence":0.9243164,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.019489280879497528},{"word":"quite","start":2604.615,"end":2604.7349,"confidence":0.7553711,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.025605041533708572},{"word":"a","start":2604.7349,"end":2604.855,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03743633255362511},{"word":"bit","start":2604.855,"end":2605.095,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.03540032356977463},{"word":"with","start":2605.095,"end":2605.335,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0406036451458931},{"word":"centrelink","start":2605.335,"end":2605.835,"confidence":0.8116862,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":0.04595065489411354},{"word":"advice","start":2605.9749,"end":2606.375,"confidence":0.90283203,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.0705936923623085},{"word":"as","start":2606.375,"end":2606.615,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.05638420954346657},{"word":"well","start":2606.615,"end":2607.115,"confidence":0.99853516,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.04830697178840637},{"word":"i","start":2607.335,"end":2607.575,"confidence":0.86035156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05180341750383377},{"word":"do","start":2607.575,"end":2607.7349,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05123542249202728},{"word":"handle","start":2607.7349,"end":2607.9749,"confidence":0.9980469,"punctuated_word":"handle","sentiment":"neutral","sentiment_score":0.07517685741186142},{"word":"a","start":2607.9749,"end":2608.135,"confidence":0.95166016,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09727604687213898},{"word":"lot","start":2608.135,"end":2608.295,"confidence":0.9980469,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.09851516783237456},{"word":"with","start":2608.295,"end":2608.4548,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12685225903987885},{"word":"centrelink","start":2608.4548,"end":2608.9548,"confidence":0.99902344,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":0.10843656957149506},{"word":"advice","start":2609.015,"end":2609.335,"confidence":0.9873047,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.14344149827957153},{"word":"as","start":2609.335,"end":2609.4949,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1333744078874588},{"word":"well","start":2609.4949,"end":2609.815,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.10955218970775604},{"word":"and","start":2609.815,"end":2610.055,"confidence":0.62060547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11534900963306428},{"word":"looking","start":2610.055,"end":2610.375,"confidence":0.9111328,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.10778775066137314},{"word":"at","start":2610.375,"end":2610.4548,"confidence":0.9760742,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08771056681871414},{"word":"their","start":2610.4548,"end":2610.6948,"confidence":0.9863281,"punctuated_word":"their","sentiment":"neutral","sentiment_score":0.08793073892593384},{"word":"rules","start":2610.6948,"end":2611.015,"confidence":0.9902344,"punctuated_word":"rules","sentiment":"neutral","sentiment_score":0.11211788654327393},{"word":"and","start":2611.015,"end":2611.1748,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11074578762054443},{"word":"things","start":2611.1748,"end":2611.4949,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.10427680611610413},{"word":"like","start":2611.4949,"end":2611.6548,"confidence":0.99609375,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.06534627825021744},{"word":"that","start":2611.6548,"end":2611.895,"confidence":0.97631836,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.110016830265522},{"word":"so","start":2611.895,"end":2612.055,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11492544412612916},{"word":"if","start":2612.055,"end":2612.2148,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.12951910495758057},{"word":"you","start":2612.2148,"end":2612.4548,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12766709923744202},{"word":"need","start":2612.4548,"end":2612.6948,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.1152811050415039},{"word":"help","start":2612.6948,"end":2613.015,"confidence":0.9975586,"punctuated_word":"help,","sentiment":"neutral","sentiment_score":0.11015669256448746},{"word":"let","start":2613.015,"end":2613.255,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.13006067276000977},{"word":"me","start":2613.255,"end":2613.4148,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.10468295216560364},{"word":"know","start":2613.4148,"end":2613.575,"confidence":0.9914551,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.11908534169197084},{"word":"i","start":2613.575,"end":2613.6548,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09058528393507004},{"word":"can","start":2613.6548,"end":2613.895,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07357054203748703},{"word":"answer","start":2613.895,"end":2614.2148,"confidence":0.98291016,"punctuated_word":"answer","sentiment":"neutral","sentiment_score":0.07949680835008621},{"word":"questions","start":2614.2148,"end":2614.6948,"confidence":0.9296875,"punctuated_word":"questions.","sentiment":"neutral","sentiment_score":0.058731209486722946},{"word":"i","start":2614.6948,"end":2614.775,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.21072395145893097},{"word":"could","start":2614.775,"end":2615.015,"confidence":0.5541992,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.1918314099311829},{"word":"find","start":2615.015,"end":2615.255,"confidence":0.9980469,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.15286701917648315},{"word":"new","start":2615.255,"end":2615.4949,"confidence":0.48950195,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.1493152678012848},{"word":"information","start":2615.4949,"end":2615.9949,"confidence":0.9975586,"punctuated_word":"information.","sentiment":"neutral","sentiment_score":0.1585928201675415},{"word":"i","start":2616.2148,"end":2616.375,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1479550451040268},{"word":"can","start":2616.375,"end":2616.75,"confidence":0.99902344,"punctuated_word":"can,","sentiment":"neutral","sentiment_score":0.12021604925394058},{"word":"you","start":2616.91,"end":2617.07,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6666375398635864},{"word":"know","start":2617.07,"end":2617.23,"confidence":1.0,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.37435218691825867},{"word":"help","start":2617.23,"end":2617.47,"confidence":0.9980469,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.458286315202713},{"word":"to","start":2617.47,"end":2617.71,"confidence":0.81591797,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4804634153842926},{"word":"provide","start":2617.71,"end":2618.03,"confidence":0.984375,"punctuated_word":"provide","sentiment":"positive","sentiment_score":0.3372979164123535},{"word":"advice","start":2618.03,"end":2618.43,"confidence":0.6040039,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.3465695381164551},{"word":"around","start":2618.43,"end":2618.75,"confidence":0.98095703,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.3099302649497986},{"word":"those","start":2618.75,"end":2618.99,"confidence":0.9223633,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.3949393332004547},{"word":"sorts","start":2618.99,"end":2619.23,"confidence":0.6660156,"punctuated_word":"sorts","sentiment":"positive","sentiment_score":0.4177057445049286},{"word":"of","start":2619.23,"end":2619.39,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4431025981903076},{"word":"areas","start":2619.39,"end":2619.79,"confidence":0.94506836,"punctuated_word":"areas,","sentiment":"positive","sentiment_score":0.4134872853755951},{"word":"and","start":2619.79,"end":2619.95,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4253461956977844},{"word":"i'll","start":2619.95,"end":2620.11,"confidence":1.0,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.4345913827419281},{"word":"do","start":2620.11,"end":2620.27,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.5139859318733215},{"word":"what","start":2620.27,"end":2620.51,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.5494250655174255},{"word":"i","start":2620.51,"end":2620.59,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4814150631427765},{"word":"can","start":2620.59,"end":2620.91,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5286602973937988},{"word":"to","start":2620.91,"end":2621.07,"confidence":0.9838867,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5642418265342712},{"word":"sort","start":2621.07,"end":2621.23,"confidence":0.9863281,"punctuated_word":"sort","sentiment":"positive","sentiment_score":0.5581297278404236},{"word":"of","start":2621.23,"end":2621.39,"confidence":0.9951172,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5966934561729431},{"word":"make","start":2621.39,"end":2621.63,"confidence":0.99902344,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.5431057810783386},{"word":"it","start":2621.63,"end":2621.79,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5369015336036682},{"word":"as","start":2621.79,"end":2622.03,"confidence":0.99902344,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.5908793210983276},{"word":"easy","start":2622.03,"end":2622.27,"confidence":1.0,"punctuated_word":"easy","sentiment":"positive","sentiment_score":0.5981295108795166},{"word":"and","start":2622.27,"end":2622.51,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.6109713315963745},{"word":"cheaply","start":2622.51,"end":2622.83,"confidence":0.9819336,"punctuated_word":"cheaply","sentiment":"positive","sentiment_score":0.5121101140975952},{"word":"as","start":2622.83,"end":2623.07,"confidence":0.9980469,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.4212445616722107},{"word":"possible","start":2623.07,"end":2623.57,"confidence":1.0,"punctuated_word":"possible","sentiment":"positive","sentiment_score":0.46384167671203613},{"word":"for","start":2623.63,"end":2623.79,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5942434072494507},{"word":"you","start":2623.79,"end":2624.29,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4007803201675415},{"word":"so","start":2625.23,"end":2625.55,"confidence":0.7722168,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.15428008139133453},{"word":"yeah","start":2625.55,"end":2625.79,"confidence":0.88183594,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.18073442578315735},{"word":"just","start":2625.79,"end":2626.03,"confidence":0.9921875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1853250116109848},{"word":"let","start":2626.03,"end":2626.19,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.1651509702205658},{"word":"me","start":2626.19,"end":2626.35,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.17212781310081482},{"word":"know","start":2626.35,"end":2626.43,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.16567665338516235},{"word":"if","start":2626.43,"end":2626.59,"confidence":0.9941406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2050616145133972},{"word":"you","start":2626.59,"end":2626.67,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20718926191329956},{"word":"need","start":2626.67,"end":2626.83,"confidence":0.9980469,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.1612912267446518},{"word":"questions","start":2626.83,"end":2627.31,"confidence":0.9770508,"punctuated_word":"questions.","sentiment":"neutral","sentiment_score":0.1509520709514618},{"word":"i","start":2627.31,"end":2627.39,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18370050191879272},{"word":"can","start":2627.39,"end":2627.63,"confidence":0.98095703,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1814337819814682},{"word":"do","start":2627.63,"end":2627.79,"confidence":0.9633789,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.18991602957248688},{"word":"general","start":2627.79,"end":2628.19,"confidence":0.99121094,"punctuated_word":"general","sentiment":"neutral","sentiment_score":0.18046902120113373},{"word":"advice","start":2628.19,"end":2628.59,"confidence":0.96972656,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.17286735773086548},{"word":"or","start":2628.59,"end":2628.75,"confidence":0.3708496,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1740710735321045},{"word":"free","start":2628.75,"end":2629.07,"confidence":0.9790039,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.1852803081274033},{"word":"general","start":2629.07,"end":2629.47,"confidence":0.9819336,"punctuated_word":"general","sentiment":"neutral","sentiment_score":0.1751995086669922},{"word":"information","start":2629.47,"end":2629.97,"confidence":0.9003906,"punctuated_word":"information.","sentiment":"neutral","sentiment_score":0.137684166431427},{"word":"if","start":2630.83,"end":2630.99,"confidence":0.8984375,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.15652909874916077},{"word":"we","start":2630.99,"end":2631.435,"confidence":0.7792969,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15196284651756287},{"word":"update","start":2631.915,"end":2632.235,"confidence":0.54589844,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.13109907507896423},{"word":"the","start":2632.235,"end":2632.395,"confidence":0.3623047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1369626224040985},{"word":"advice","start":2632.395,"end":2632.7952,"confidence":0.91748047,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.14215299487113953},{"word":"for","start":2632.7952,"end":2632.955,"confidence":0.6123047,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12278018146753313},{"word":"super","start":2632.955,"end":2633.435,"confidence":0.53808594,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.20708543062210083},{"word":"is","start":2633.435,"end":2633.595,"confidence":0.8154297,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1781131625175476},{"word":"all","start":2633.595,"end":2633.835,"confidence":0.9941406,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.17297935485839844},{"word":"part","start":2633.835,"end":2634.075,"confidence":0.9970703,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.156346395611763},{"word":"of","start":2634.075,"end":2634.235,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18435797095298767},{"word":"the","start":2634.235,"end":2634.395,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17637962102890015},{"word":"ongoing","start":2634.395,"end":2634.875,"confidence":0.99902344,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.14863058924674988},{"word":"service","start":2634.875,"end":2635.2751,"confidence":0.6298828,"punctuated_word":"service,","sentiment":"neutral","sentiment_score":0.16689610481262207},{"word":"so","start":2635.2751,"end":2635.355,"confidence":0.33496094,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1786779761314392},{"word":"that","start":2635.355,"end":2635.5151,"confidence":0.91845703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1976165473461151},{"word":"you","start":2635.5151,"end":2635.7551,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18218231201171875},{"word":"pay","start":2635.7551,"end":2635.995,"confidence":0.85839844,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.1344773769378662},{"word":"for","start":2635.995,"end":2636.155,"confidence":0.9941406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.16074198484420776},{"word":"our","start":2636.155,"end":2636.315,"confidence":0.9951172,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.13342151045799255},{"word":"services","start":2636.315,"end":2636.815,"confidence":0.88549805,"punctuated_word":"services.","sentiment":"neutral","sentiment_score":0.1357597857713699},{"word":"so","start":2637.115,"end":2637.615,"confidence":0.96850586,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.10533460974693298},{"word":"you","start":2637.835,"end":2638.075,"confidence":0.82666016,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08996346592903137},{"word":"know","start":2638.075,"end":2638.575,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.11313627660274506},{"word":"i'll","start":2638.915,"end":2639.415,"confidence":0.99365234,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.11486665904521942},{"word":"make","start":2639.7551,"end":2639.915,"confidence":0.7817383,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.07727553695440292},{"word":"sure","start":2639.915,"end":2640.155,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.07646851986646652},{"word":"i'm","start":2640.155,"end":2640.315,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.3176512122154236},{"word":"always","start":2640.315,"end":2640.635,"confidence":0.9980469,"punctuated_word":"always","sentiment":"positive","sentiment_score":0.37578603625297546},{"word":"helping","start":2640.635,"end":2640.875,"confidence":0.98535156,"punctuated_word":"helping","sentiment":"positive","sentiment_score":0.3488588333129883},{"word":"and","start":2640.875,"end":2641.115,"confidence":0.9707031,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4124932885169983},{"word":"working","start":2641.115,"end":2641.615,"confidence":1.0,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.3705671429634094},{"word":"with","start":2641.675,"end":2641.835,"confidence":0.92578125,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.4192180335521698},{"word":"the","start":2641.835,"end":2641.995,"confidence":0.99609375,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.38713714480400085},{"word":"best","start":2641.995,"end":2642.235,"confidence":0.99902344,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.2759515345096588},{"word":"possible","start":2642.235,"end":2642.715,"confidence":0.9970703,"punctuated_word":"possible","sentiment":"neutral","sentiment_score":0.31626006960868835},{"word":"advice","start":2642.715,"end":2643.115,"confidence":0.9892578,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.3570328652858734},{"word":"i","start":2643.115,"end":2643.195,"confidence":0.9580078,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3136388957500458},{"word":"can","start":2643.195,"end":2643.355,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.31594035029411316},{"word":"do","start":2643.355,"end":2643.595,"confidence":0.99316406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.3169915974140167},{"word":"to","start":2643.595,"end":2643.915,"confidence":0.9790039,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.32678288221359253},{"word":"make","start":2643.915,"end":2644.075,"confidence":0.9667969,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2146005183458328},{"word":"sure","start":2644.075,"end":2644.315,"confidence":0.9819336,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.20550262928009033},{"word":"you're","start":2644.315,"end":2644.715,"confidence":0.96313477,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.24815627932548523},{"word":"answering","start":2644.715,"end":2645.215,"confidence":0.9980469,"punctuated_word":"answering","sentiment":"neutral","sentiment_score":0.18814995884895325},{"word":"questions","start":2645.2751,"end":2645.76,"confidence":0.951416,"punctuated_word":"questions.","sentiment":"neutral","sentiment_score":0.14696255326271057},{"word":"but","start":2645.84,"end":2645.92,"confidence":0.5834961,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.09132327139377594},{"word":"i","start":2645.92,"end":2646.0,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07981275767087936},{"word":"do","start":2646.0,"end":2646.16,"confidence":0.97802734,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0793423131108284},{"word":"quite","start":2646.16,"end":2646.24,"confidence":0.9394531,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.06484799087047577},{"word":"a","start":2646.24,"end":2646.48,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0830516517162323},{"word":"lot","start":2646.48,"end":2646.72,"confidence":0.99902344,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.07254686951637268},{"word":"around","start":2646.72,"end":2646.96,"confidence":0.9902344,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.10276660323143004},{"word":"stanslink","start":2646.96,"end":2647.44,"confidence":0.40763345,"punctuated_word":"Stanslink","sentiment":"neutral","sentiment_score":0.04486947879195213},{"word":"and","start":2647.44,"end":2647.6,"confidence":0.93408203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05427753925323486},{"word":"deal","start":2647.6,"end":2647.84,"confidence":0.98828125,"punctuated_word":"deal","sentiment":"neutral","sentiment_score":0.06490001827478409},{"word":"with","start":2647.84,"end":2648.08,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.05605118349194527},{"word":"their","start":2648.08,"end":2648.48,"confidence":0.9165039,"punctuated_word":"their","sentiment":"neutral","sentiment_score":0.04241074621677399},{"word":"their","start":2648.48,"end":2648.8801,"confidence":0.9838867,"punctuated_word":"their","sentiment":"neutral","sentiment_score":0.02164902910590172},{"word":"rules","start":2648.8801,"end":2649.3801,"confidence":0.98095703,"punctuated_word":"rules","sentiment":"neutral","sentiment_score":0.052395422011613846},{"word":"on","start":2649.44,"end":2649.6,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.08254578709602356},{"word":"a","start":2649.6,"end":2649.76,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11286556720733644},{"word":"regular","start":2649.76,"end":2650.24,"confidence":1.0,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":0.13113242387771606},{"word":"basis","start":2650.24,"end":2650.64,"confidence":0.767334,"punctuated_word":"basis,","sentiment":"neutral","sentiment_score":0.1086464449763298},{"word":"so","start":2650.64,"end":2650.8,"confidence":0.98535156,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.22601650655269623},{"word":"you're","start":2650.8,"end":2650.96,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.29425859451293945},{"word":"welcome","start":2650.96,"end":2651.28,"confidence":0.99902344,"punctuated_word":"welcome","sentiment":"positive","sentiment_score":0.5016909241676331},{"word":"to","start":2651.28,"end":2651.36,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.42227789759635925},{"word":"come","start":2651.36,"end":2651.6,"confidence":0.98535156,"punctuated_word":"come","sentiment":"positive","sentiment_score":0.39079421758651733},{"word":"to","start":2651.6,"end":2651.76,"confidence":0.9165039,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.36322057247161865},{"word":"me","start":2651.76,"end":2651.84,"confidence":0.99902344,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.4076255261898041},{"word":"if","start":2651.84,"end":2652.08,"confidence":0.9980469,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.4577360153198242},{"word":"you","start":2652.08,"end":2652.16,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.37854835391044617},{"word":"have","start":2652.16,"end":2652.32,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.3052537143230438},{"word":"any","start":2652.32,"end":2652.56,"confidence":0.9980469,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.2769545316696167},{"word":"questions","start":2652.56,"end":2652.96,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.2736572325229645},{"word":"or","start":2652.96,"end":2653.2,"confidence":0.9902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.3259984850883484},{"word":"need","start":2653.2,"end":2653.36,"confidence":0.9970703,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.29785066843032837},{"word":"any","start":2653.36,"end":2653.68,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.33114635944366455},{"word":"assistance","start":2653.68,"end":2654.18,"confidence":0.9970703,"punctuated_word":"assistance","sentiment":"neutral","sentiment_score":0.247265562415123},{"word":"there","start":2654.24,"end":2654.64,"confidence":0.986084,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.30259406566619873},{"word":"okay","start":2654.64,"end":2655.14,"confidence":0.8498535,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.2659617066383362},{"word":"that's","start":2659.2,"end":2659.575,"confidence":0.9584961,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5310076475143433},{"word":"oh","start":2660.055,"end":2660.2148,"confidence":0.9638672,"punctuated_word":"oh,","sentiment":"positive","sentiment_score":0.473239928483963},{"word":"that's","start":2660.2148,"end":2660.695,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.4528787136077881},{"word":"okay","start":2660.695,"end":2661.175,"confidence":0.9863281,"punctuated_word":"okay.","sentiment":"positive","sentiment_score":0.4248199462890625},{"word":"it's","start":2661.175,"end":2661.415,"confidence":0.99902344,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.5888017416000366},{"word":"honestly","start":2661.415,"end":2661.895,"confidence":0.9536133,"punctuated_word":"honestly","sentiment":"positive","sentiment_score":0.5335137248039246},{"word":"not","start":2661.895,"end":2662.135,"confidence":0.9980469,"punctuated_word":"not","sentiment":"positive","sentiment_score":0.5155539512634277},{"word":"a","start":2662.135,"end":2662.295,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5311528444290161},{"word":"problem","start":2662.295,"end":2662.695,"confidence":1.0,"punctuated_word":"problem","sentiment":"positive","sentiment_score":0.51750648021698},{"word":"at","start":2662.695,"end":2662.855,"confidence":1.0,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.5998554229736328},{"word":"all","start":2662.855,"end":2663.355,"confidence":1.0,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.5505732893943787},{"word":"the","start":2664.2148,"end":2664.4548,"confidence":0.6386719,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.2074519842863083},{"word":"only","start":2664.4548,"end":2664.695,"confidence":0.9951172,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.09890861809253693},{"word":"other","start":2664.695,"end":2664.935,"confidence":0.9941406,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.0834975317120552},{"word":"thing","start":2664.935,"end":2665.175,"confidence":0.99609375,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.0987975224852562},{"word":"to","start":2665.175,"end":2665.335,"confidence":0.7368164,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08225955069065094},{"word":"kind","start":2665.335,"end":2665.575,"confidence":0.875,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.0897192433476448},{"word":"of","start":2665.575,"end":2665.655,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07872457802295685},{"word":"go","start":2665.655,"end":2665.895,"confidence":0.99121094,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.07475073635578156},{"word":"through","start":2665.895,"end":2666.135,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.09624578058719636},{"word":"with","start":2666.135,"end":2666.375,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.09235596656799316},{"word":"you","start":2666.375,"end":2666.615,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15891419351100922},{"word":"is","start":2666.615,"end":2666.935,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05592101439833641},{"word":"the","start":2666.935,"end":2667.095,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05972737446427345},{"word":"ongoing","start":2667.095,"end":2667.575,"confidence":0.99902344,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.09186413884162904},{"word":"service","start":2667.575,"end":2668.055,"confidence":0.99902344,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.04585481435060501},{"word":"agreement","start":2668.055,"end":2668.535,"confidence":0.9970703,"punctuated_word":"agreement","sentiment":"neutral","sentiment_score":0.08806601166725159},{"word":"side","start":2668.535,"end":2668.775,"confidence":0.9428711,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.08010988682508469},{"word":"of","start":2668.775,"end":2668.855,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09665621817111968},{"word":"it","start":2668.855,"end":2669.095,"confidence":0.99194336,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.06061720475554466},{"word":"so","start":2669.095,"end":2669.595,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07630065083503723},{"word":"where","start":2669.9749,"end":2670.2148,"confidence":0.91748047,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.05609031766653061},{"word":"you've","start":2670.2148,"end":2670.375,"confidence":0.9399414,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.09824036061763763},{"word":"got","start":2670.375,"end":2670.615,"confidence":0.9394531,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.09795862436294556},{"word":"that","start":2670.615,"end":2670.775,"confidence":0.98535156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0978904440999031},{"word":"little","start":2670.775,"end":2671.015,"confidence":0.9741211,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.10194523632526398},{"word":"sign","start":2671.015,"end":2671.335,"confidence":0.9633789,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.06531701236963272},{"word":"here","start":2671.335,"end":2671.655,"confidence":0.94921875,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.08958528190851212},{"word":"button","start":2671.655,"end":2672.155,"confidence":0.9904785,"punctuated_word":"button,","sentiment":"neutral","sentiment_score":0.09036290645599364},{"word":"that","start":2672.58,"end":2672.82,"confidence":0.9614258,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20407043397426605},{"word":"does","start":2672.82,"end":2672.98,"confidence":0.9863281,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.2174752950668335},{"word":"take","start":2672.98,"end":2673.3,"confidence":0.9892578,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.15291446447372437},{"word":"you","start":2673.3,"end":2673.3801,"confidence":0.98535156,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14652596414089203},{"word":"through","start":2673.3801,"end":2673.62,"confidence":0.9770508,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.15218299627304077},{"word":"to","start":2673.62,"end":2673.7002,"confidence":0.72802734,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13320742547512054},{"word":"our","start":2673.7002,"end":2673.9402,"confidence":0.69091797,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.12052764743566512},{"word":"ongoing","start":2673.9402,"end":2674.34,"confidence":0.99902344,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.11016231775283812},{"word":"service","start":2674.34,"end":2674.82,"confidence":0.9980469,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.08884403854608536},{"word":"agreement","start":2674.82,"end":2675.32,"confidence":1.0,"punctuated_word":"agreement.","sentiment":"neutral","sentiment_score":0.10574918240308762},{"word":"now","start":2675.3801,"end":2675.62,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.07976922392845154},{"word":"over","start":2675.62,"end":2675.86,"confidence":0.9902344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.0931449681520462},{"word":"the","start":2675.86,"end":2676.02,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10287538915872574},{"word":"last","start":2676.02,"end":2676.34,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.0748014748096466},{"word":"couple","start":2676.34,"end":2676.58,"confidence":0.99902344,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.07917270064353943},{"word":"of","start":2676.58,"end":2676.6602,"confidence":0.97998047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09459230303764345},{"word":"years","start":2676.6602,"end":2676.98,"confidence":0.9941406,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.09229491651058196},{"word":"our","start":2676.98,"end":2677.3,"confidence":0.9838867,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.0668836459517479},{"word":"agreement","start":2677.3,"end":2677.7002,"confidence":0.9970703,"punctuated_word":"agreement","sentiment":"neutral","sentiment_score":0.06054193526506424},{"word":"has","start":2677.7002,"end":2677.9402,"confidence":0.9980469,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.12248167395591736},{"word":"been","start":2677.9402,"end":2678.26,"confidence":0.9970703,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.16112945973873138},{"word":"exactly","start":2678.26,"end":2678.58,"confidence":0.98828125,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.1486855000257492},{"word":"the","start":2678.58,"end":2678.6602,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09029684960842133},{"word":"same","start":2678.6602,"end":2678.9001,"confidence":0.9658203,"punctuated_word":"same.","sentiment":"neutral","sentiment_score":0.07230082899332047},{"word":"so","start":2678.9001,"end":2679.1401,"confidence":0.5024414,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05221076309680939},{"word":"it's","start":2679.1401,"end":2679.22,"confidence":0.9152832,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.0811113715171814},{"word":"been","start":2679.22,"end":2679.4602,"confidence":0.97509766,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.09629999846220016},{"word":"a","start":2679.4602,"end":2679.62,"confidence":0.98535156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11031583696603776},{"word":"percentage","start":2679.62,"end":2680.12,"confidence":0.9921875,"punctuated_word":"percentage","sentiment":"neutral","sentiment_score":0.12624633312225342},{"word":"based","start":2680.26,"end":2680.5,"confidence":0.66064453,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.10945915430784224},{"word":"fee","start":2680.5,"end":2680.82,"confidence":0.97314453,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.06813448667526245},{"word":"based","start":2680.82,"end":2681.06,"confidence":0.9790039,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.09244457632303238},{"word":"on","start":2681.06,"end":2681.3,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.10207416117191316},{"word":"1.65%","start":2681.3,"end":2682.6602,"confidence":0.9892578,"punctuated_word":"1.65%","sentiment":"neutral","sentiment_score":0.08688923716545105},{"word":"per","start":2682.6602,"end":2682.9001,"confidence":0.9760742,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.08385426551103592},{"word":"annum","start":2682.9001,"end":2683.4001,"confidence":0.99039716,"punctuated_word":"annum.","sentiment":"neutral","sentiment_score":0.06855311989784241},{"word":"it","start":2684.02,"end":2684.1802,"confidence":0.96972656,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.2107166349887848},{"word":"has","start":2684.1802,"end":2684.5,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.2173308432102203},{"word":"changed","start":2684.5,"end":2684.9001,"confidence":0.99902344,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.29405608773231506},{"word":"a","start":2684.9001,"end":2684.98,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.24718044698238373},{"word":"little","start":2684.98,"end":2685.3,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1986966133117676},{"word":"bit","start":2685.3,"end":2685.4602,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.22893857955932617},{"word":"this","start":2685.4602,"end":2685.795,"confidence":0.9980469,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.2174624651670456},{"word":"year","start":2685.795,"end":2685.9548,"confidence":0.9675293,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.25087770819664},{"word":"and","start":2685.9548,"end":2686.115,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2827165126800537},{"word":"that's","start":2686.115,"end":2686.275,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.3667909801006317},{"word":"to","start":2686.275,"end":2686.515,"confidence":0.9970703,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3587399125099182},{"word":"make","start":2686.515,"end":2686.6748,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.4105238616466522},{"word":"it","start":2686.6748,"end":2686.755,"confidence":0.99902344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.43462124466896057},{"word":"a","start":2686.755,"end":2686.835,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4973686635494232},{"word":"bit","start":2686.835,"end":2687.075,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.359719842672348},{"word":"more","start":2687.075,"end":2687.395,"confidence":0.99902344,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.3590176999568939},{"word":"streamlined","start":2687.395,"end":2687.875,"confidence":0.98535156,"punctuated_word":"streamlined","sentiment":"positive","sentiment_score":0.4748777747154236},{"word":"and","start":2687.875,"end":2688.115,"confidence":0.9902344,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5305774211883545},{"word":"easier","start":2688.115,"end":2688.615,"confidence":0.8461914,"punctuated_word":"easier,","sentiment":"positive","sentiment_score":0.5289144515991211},{"word":"especially","start":2688.755,"end":2689.2349,"confidence":1.0,"punctuated_word":"especially","sentiment":"positive","sentiment_score":0.5356124639511108},{"word":"for","start":2689.2349,"end":2689.395,"confidence":0.94140625,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5126999616622925},{"word":"yourself","start":2689.395,"end":2689.895,"confidence":0.98168945,"punctuated_word":"yourself.","sentiment":"positive","sentiment_score":0.36044955253601074},{"word":"so","start":2690.275,"end":2690.775,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10633797198534012},{"word":"instead","start":2690.915,"end":2691.2349,"confidence":0.9970703,"punctuated_word":"instead","sentiment":"neutral","sentiment_score":0.06768400967121124},{"word":"of","start":2691.2349,"end":2691.395,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05516103282570839},{"word":"just","start":2691.395,"end":2691.635,"confidence":0.95947266,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0502973273396492},{"word":"noting","start":2691.635,"end":2691.9548,"confidence":0.93408203,"punctuated_word":"noting","sentiment":"neutral","sentiment_score":0.0651506781578064},{"word":"it","start":2691.9548,"end":2692.115,"confidence":0.9658203,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.053759731352329254},{"word":"as","start":2692.115,"end":2692.355,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0399734266102314},{"word":"a","start":2692.355,"end":2692.515,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04551423713564873},{"word":"percentage","start":2692.515,"end":2693.015,"confidence":0.99902344,"punctuated_word":"percentage","sentiment":"neutral","sentiment_score":0.05039668455719948},{"word":"based","start":2693.155,"end":2693.4749,"confidence":0.6064453,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.08215019851922989},{"word":"fee","start":2693.4749,"end":2693.7148,"confidence":0.9921875,"punctuated_word":"fee,","sentiment":"neutral","sentiment_score":0.05355359986424446},{"word":"we","start":2693.7148,"end":2693.875,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14093828201293945},{"word":"actually","start":2693.875,"end":2694.1948,"confidence":0.9951172,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.12315437197685242},{"word":"have","start":2694.1948,"end":2694.4348,"confidence":0.9819336,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.14118802547454834},{"word":"it","start":2694.4348,"end":2694.595,"confidence":0.97509766,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1071983277797699},{"word":"set","start":2694.595,"end":2694.835,"confidence":0.99316406,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.10217193514108658},{"word":"as","start":2694.835,"end":2694.9949,"confidence":0.98828125,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11075620353221892},{"word":"a","start":2694.9949,"end":2695.155,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12834122776985168},{"word":"dollar","start":2695.155,"end":2695.555,"confidence":0.9941406,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":0.03598475828766823},{"word":"fee","start":2695.555,"end":2695.9548,"confidence":0.9885254,"punctuated_word":"fee.","sentiment":"neutral","sentiment_score":0.05894138664007187},{"word":"our","start":2695.9548,"end":2696.1948,"confidence":0.9770508,"punctuated_word":"Our","sentiment":"neutral","sentiment_score":0.08087941259145737},{"word":"fee","start":2696.1948,"end":2696.4348,"confidence":0.91845703,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.07437212020158768},{"word":"structure","start":2696.4348,"end":2696.915,"confidence":0.9980469,"punctuated_word":"structure","sentiment":"neutral","sentiment_score":0.10322434455156326},{"word":"is","start":2696.915,"end":2697.155,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11540603637695312},{"word":"now","start":2697.155,"end":2697.4749,"confidence":0.98535156,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.11886375397443771},{"word":"tiered","start":2697.4749,"end":2697.9749,"confidence":0.7676595,"punctuated_word":"tiered.","sentiment":"neutral","sentiment_score":0.12071488797664642},{"word":"so","start":2698.41,"end":2698.5698,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.17187564074993134},{"word":"once","start":2698.5698,"end":2698.89,"confidence":0.99902344,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.10733450204133987},{"word":"your","start":2698.89,"end":2699.13,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.16159316897392273},{"word":"balance","start":2699.13,"end":2699.53,"confidence":0.99902344,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.070879265666008},{"word":"hits","start":2699.53,"end":2699.8499,"confidence":0.9589844,"punctuated_word":"hits","sentiment":"neutral","sentiment_score":0.14514346420764923},{"word":"over","start":2699.8499,"end":2700.0898,"confidence":0.9980469,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.1627424955368042},{"word":"200,000","start":2700.0898,"end":2701.23,"confidence":0.9977214,"punctuated_word":"200,000,","sentiment":"neutral","sentiment_score":0.1783599555492401},{"word":"you","start":2701.69,"end":2701.93,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16475284099578855},{"word":"hop","start":2701.93,"end":2702.17,"confidence":0.97802734,"punctuated_word":"hop","sentiment":"neutral","sentiment_score":0.12266640365123747},{"word":"into","start":2702.17,"end":2702.41,"confidence":0.97998047,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.09675899893045424},{"word":"the","start":2702.41,"end":2702.5698,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.147767573595047},{"word":"next","start":2702.5698,"end":2702.97,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.09473048895597458},{"word":"tier","start":2702.97,"end":2703.47,"confidence":0.74487305,"punctuated_word":"tier,","sentiment":"neutral","sentiment_score":0.08440995216369629},{"word":"and","start":2703.77,"end":2703.93,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13928121328353882},{"word":"your","start":2703.93,"end":2704.17,"confidence":0.984375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17894749343395233},{"word":"ongoing","start":2704.17,"end":2704.65,"confidence":0.99902344,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.05133490264415741},{"word":"fee","start":2704.65,"end":2704.97,"confidence":0.9223633,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.05968134850263595},{"word":"percentage","start":2704.97,"end":2705.47,"confidence":0.9951172,"punctuated_word":"percentage","sentiment":"neutral","sentiment_score":0.05507759004831314},{"word":"drops","start":2705.53,"end":2705.8499,"confidence":0.93115234,"punctuated_word":"drops","sentiment":"neutral","sentiment_score":0.07624279707670212},{"word":"from","start":2705.8499,"end":2706.0898,"confidence":0.95410156,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.09184470027685164},{"word":"1.65%","start":2706.0898,"end":2707.63,"confidence":0.9944336,"punctuated_word":"1.65%","sentiment":"neutral","sentiment_score":0.0370347835123539},{"word":"to","start":2707.77,"end":2708.01,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04056505858898163},{"word":"1.375%","start":2708.01,"end":2710.03,"confidence":0.9935303,"punctuated_word":"1.375%.","sentiment":"neutral","sentiment_score":0.047360606491565704},{"word":"then","start":2710.485,"end":2710.645,"confidence":0.9970703,"punctuated_word":"Then","sentiment":"neutral","sentiment_score":0.06942358613014221},{"word":"as","start":2710.645,"end":2710.885,"confidence":0.75341797,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04108183830976486},{"word":"your","start":2710.885,"end":2710.965,"confidence":0.9453125,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08336476981639862},{"word":"super","start":2710.965,"end":2711.365,"confidence":0.9760742,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.05695342272520065},{"word":"balance","start":2711.365,"end":2711.685,"confidence":0.94384766,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.05258840322494507},{"word":"increases","start":2711.685,"end":2712.185,"confidence":0.9370117,"punctuated_word":"increases","sentiment":"neutral","sentiment_score":0.04010436683893204},{"word":"over","start":2712.245,"end":2712.485,"confidence":0.99902344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.05203418433666229},{"word":"the","start":2712.485,"end":2712.725,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05304478853940964},{"word":"500,000","start":2712.725,"end":2713.685,"confidence":0.99886066,"punctuated_word":"500,000,","sentiment":"neutral","sentiment_score":0.0851392075419426},{"word":"it","start":2713.685,"end":2713.8452,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.036305591464042664},{"word":"drops","start":2713.8452,"end":2714.165,"confidence":0.85498047,"punctuated_word":"drops","sentiment":"neutral","sentiment_score":0.016174405813217163},{"word":"to","start":2714.165,"end":2714.245,"confidence":0.8935547,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.028629273176193237},{"word":"the","start":2714.245,"end":2714.405,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05703340470790863},{"word":"next","start":2714.405,"end":2714.645,"confidence":0.9980469,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.030494116246700287},{"word":"tier","start":2714.645,"end":2715.0452,"confidence":0.52783203,"punctuated_word":"tier","sentiment":"neutral","sentiment_score":0.01800389587879181},{"word":"down","start":2715.0452,"end":2715.5452,"confidence":0.99609375,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":0.037748102098703384},{"word":"so","start":2715.8452,"end":2716.0852,"confidence":0.8996582,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.11945879459381104},{"word":"essentially","start":2716.0852,"end":2716.5852,"confidence":1.0,"punctuated_word":"essentially,","sentiment":"neutral","sentiment_score":0.10354088246822356},{"word":"you'll","start":2716.645,"end":2716.885,"confidence":0.99658203,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.13104179501533508},{"word":"be","start":2716.885,"end":2717.125,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.12733960151672363},{"word":"paying","start":2717.125,"end":2717.625,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.10510645806789398},{"word":"in","start":2717.8452,"end":2718.0852,"confidence":0.6816406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07719926536083221},{"word":"each","start":2718.0852,"end":2718.3252,"confidence":0.9921875,"punctuated_word":"each","sentiment":"neutral","sentiment_score":0.08355995267629623},{"word":"tier","start":2718.3252,"end":2718.645,"confidence":0.8815918,"punctuated_word":"tier,","sentiment":"neutral","sentiment_score":0.06733261048793793},{"word":"but","start":2718.645,"end":2718.885,"confidence":0.9970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.09926421195268632},{"word":"the","start":2718.885,"end":2719.0452,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09653996676206587},{"word":"higher","start":2719.0452,"end":2719.365,"confidence":0.88427734,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":0.0924675315618515},{"word":"your","start":2719.365,"end":2719.6052,"confidence":0.984375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09912313520908356},{"word":"super","start":2719.6052,"end":2719.925,"confidence":0.99121094,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.09670640528202055},{"word":"balance","start":2719.925,"end":2720.425,"confidence":0.98828125,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.10284661501646042},{"word":"goes","start":2720.485,"end":2720.885,"confidence":0.9873047,"punctuated_word":"goes,","sentiment":"neutral","sentiment_score":0.1352091133594513},{"word":"the","start":2720.885,"end":2721.205,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10414189845323564},{"word":"lower","start":2721.205,"end":2721.5251,"confidence":1.0,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.04887364059686661},{"word":"the","start":2721.5251,"end":2721.8452,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10265308618545532},{"word":"tier","start":2721.8452,"end":2722.3252,"confidence":0.71972656,"punctuated_word":"tier","sentiment":"neutral","sentiment_score":0.03258959576487541},{"word":"the","start":2722.485,"end":2722.725,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13053995370864868},{"word":"percentages","start":2722.725,"end":2723.225,"confidence":0.7939453,"punctuated_word":"percentages","sentiment":"neutral","sentiment_score":0.12400959432125092},{"word":"that","start":2723.365,"end":2723.5251,"confidence":0.984375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12230370193719864},{"word":"you","start":2723.5251,"end":2723.685,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1653250753879547},{"word":"pay","start":2723.685,"end":2723.925,"confidence":0.76660156,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.057160742580890656},{"word":"for","start":2723.925,"end":2724.0051,"confidence":0.609375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13549694418907166},{"word":"the","start":2724.0051,"end":2724.165,"confidence":0.80566406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14820578694343567},{"word":"ongoing","start":2724.165,"end":2724.645,"confidence":0.99902344,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.13494279980659485},{"word":"service","start":2724.645,"end":2725.0452,"confidence":0.9980469,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.1458471715450287},{"word":"agreement","start":2725.0452,"end":2725.5452,"confidence":0.99658203,"punctuated_word":"agreement.","sentiment":"neutral","sentiment_score":-0.01756267249584198},{"word":"instead","start":2727.0,"end":2727.32,"confidence":0.98535156,"punctuated_word":"Instead","sentiment":"neutral","sentiment_score":0.006629612296819687},{"word":"of","start":2727.32,"end":2727.56,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.022573191672563553},{"word":"just","start":2727.56,"end":2727.96,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.01048821210861206},{"word":"noting","start":2727.96,"end":2728.28,"confidence":0.99902344,"punctuated_word":"noting","sentiment":"neutral","sentiment_score":-0.01914801262319088},{"word":"it","start":2728.28,"end":2728.52,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.014571871608495712},{"word":"as","start":2728.52,"end":2728.68,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.023539572954177856},{"word":"a","start":2728.68,"end":2728.84,"confidence":0.98095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.013730352744460106},{"word":"percentage","start":2728.84,"end":2729.34,"confidence":0.9995117,"punctuated_word":"percentage,","sentiment":"neutral","sentiment_score":0.0002722572535276413},{"word":"we","start":2729.48,"end":2729.72,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.014891523867845535},{"word":"actually","start":2729.72,"end":2730.04,"confidence":0.9980469,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.04130954295396805},{"word":"have","start":2730.04,"end":2730.28,"confidence":0.99316406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03245078772306442},{"word":"we","start":2730.36,"end":2730.52,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04294750839471817},{"word":"work","start":2730.52,"end":2730.84,"confidence":0.9760742,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.047152500599622726},{"word":"out","start":2730.84,"end":2731.0,"confidence":0.95410156,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.05898153409361839},{"word":"the","start":2731.0,"end":2731.1602,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.059070438146591187},{"word":"dollar","start":2731.1602,"end":2731.56,"confidence":0.9790039,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":0.020429128780961037},{"word":"figure","start":2731.56,"end":2732.06,"confidence":0.84814453,"punctuated_word":"figure,","sentiment":"neutral","sentiment_score":0.03394654393196106},{"word":"and","start":2732.36,"end":2732.68,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04154590517282486},{"word":"we","start":2732.68,"end":2732.92,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04221019893884659},{"word":"work","start":2732.92,"end":2733.1602,"confidence":0.9970703,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.0633028969168663},{"word":"out","start":2733.1602,"end":2733.6602,"confidence":0.9980469,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.06355530023574829},{"word":"exactly","start":2733.8,"end":2734.28,"confidence":1.0,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.071372851729393},{"word":"what","start":2734.28,"end":2734.44,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.07473262399435043},{"word":"you're","start":2734.44,"end":2734.68,"confidence":0.9172363,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.0568937286734581},{"word":"expected","start":2734.68,"end":2735.1602,"confidence":0.9741211,"punctuated_word":"expected","sentiment":"neutral","sentiment_score":0.05250619724392891},{"word":"to","start":2735.1602,"end":2735.32,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03442653268575668},{"word":"pay","start":2735.32,"end":2735.56,"confidence":0.99609375,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.04397191107273102},{"word":"for","start":2735.56,"end":2735.72,"confidence":0.8413086,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06996729969978333},{"word":"our","start":2735.72,"end":2735.96,"confidence":0.9970703,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.06523216515779495},{"word":"services","start":2735.96,"end":2736.44,"confidence":0.99902344,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.08309576660394669},{"word":"for","start":2736.44,"end":2736.6,"confidence":0.97314453,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07294455170631409},{"word":"the","start":2736.6,"end":2736.76,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.057189054787158966},{"word":"year","start":2736.76,"end":2736.92,"confidence":0.935791,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.06344729661941528},{"word":"and","start":2736.92,"end":2737.1602,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.047118134796619415},{"word":"we","start":2737.1602,"end":2737.32,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06539851427078247},{"word":"enter","start":2737.32,"end":2737.72,"confidence":0.96972656,"punctuated_word":"enter","sentiment":"neutral","sentiment_score":0.05598423629999161},{"word":"that","start":2737.72,"end":2737.96,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0966729372739792},{"word":"into","start":2737.96,"end":2738.46,"confidence":0.99902344,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.07890434563159943},{"word":"your","start":2738.52,"end":2739.0,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12984153628349304},{"word":"super","start":2739.0,"end":2739.4001,"confidence":0.58496094,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1833460032939911},{"word":"fund","start":2739.4001,"end":2739.72,"confidence":0.77685547,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.11779890209436417},{"word":"platform","start":2739.72,"end":2740.22,"confidence":0.9980469,"punctuated_word":"platform","sentiment":"neutral","sentiment_score":0.08604328334331512},{"word":"as","start":2740.36,"end":2740.6,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.05183589458465576},{"word":"a","start":2740.6,"end":2740.76,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0946178138256073},{"word":"dollar","start":2740.76,"end":2741.08,"confidence":0.99902344,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":0.05570610612630844},{"word":"figure","start":2741.08,"end":2741.48,"confidence":0.9892578,"punctuated_word":"figure","sentiment":"neutral","sentiment_score":0.0641278550028801},{"word":"fee","start":2741.48,"end":2741.98,"confidence":0.99609375,"punctuated_word":"fee.","sentiment":"neutral","sentiment_score":0.05378330126404762},{"word":"so","start":2742.335,"end":2742.7349,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0855686366558075},{"word":"instead","start":2742.7349,"end":2743.135,"confidence":0.9970703,"punctuated_word":"instead","sentiment":"neutral","sentiment_score":0.10283979028463364},{"word":"of","start":2743.135,"end":2743.295,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11150521039962769},{"word":"the","start":2743.295,"end":2743.4548,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15116724371910095},{"word":"fee","start":2743.4548,"end":2743.775,"confidence":0.98535156,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.07548584789037704},{"word":"going","start":2743.775,"end":2744.095,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.17552156746387482},{"word":"up","start":2744.095,"end":2744.335,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.12741903960704803},{"word":"and","start":2744.335,"end":2744.575,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08095179498195648},{"word":"down","start":2744.575,"end":2744.9749,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.02380622923374176},{"word":"and","start":2744.9749,"end":2745.2148,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03024594485759735},{"word":"increasing","start":2745.2148,"end":2745.7148,"confidence":0.99902344,"punctuated_word":"increasing","sentiment":"neutral","sentiment_score":0.044236987829208374},{"word":"as","start":2745.855,"end":2746.015,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10075577348470688},{"word":"your","start":2746.015,"end":2746.255,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12208662182092668},{"word":"balance","start":2746.255,"end":2746.6548,"confidence":0.9873047,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":-0.02722381055355072},{"word":"increases","start":2746.6548,"end":2747.1548,"confidence":0.9946289,"punctuated_word":"increases,","sentiment":"neutral","sentiment_score":0.103189155459404},{"word":"it's","start":2747.775,"end":2748.015,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.12334835529327393},{"word":"gonna","start":2748.015,"end":2748.335,"confidence":0.97265625,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.1329159140586853},{"word":"give","start":2748.335,"end":2748.4949,"confidence":0.99902344,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.11855572462081908},{"word":"you","start":2748.4949,"end":2748.6548,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1346774697303772},{"word":"more","start":2748.6548,"end":2749.055,"confidence":0.9980469,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.07708436995744705},{"word":"certainty","start":2749.055,"end":2749.555,"confidence":0.9926758,"punctuated_word":"certainty.","sentiment":"neutral","sentiment_score":0.04139610007405281},{"word":"now","start":2749.775,"end":2750.015,"confidence":0.99609375,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.04742994159460068},{"word":"does","start":2750.015,"end":2750.1748,"confidence":0.9863281,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.051240935921669006},{"word":"that","start":2750.1748,"end":2750.4148,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12894174456596377},{"word":"make","start":2750.4148,"end":2750.6548,"confidence":0.98095703,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.06477189064025879},{"word":"sense","start":2750.6548,"end":2751.055,"confidence":0.9460449,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.028214287012815475},{"word":"you're","start":2751.055,"end":2751.295,"confidence":0.9020996,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.011813394725322723},{"word":"allowed","start":2751.295,"end":2751.535,"confidence":0.9614258,"punctuated_word":"allowed","sentiment":"neutral","sentiment_score":0.025614045560359955},{"word":"to","start":2751.535,"end":2751.6948,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01970959454774857},{"word":"ask","start":2751.6948,"end":2751.9348,"confidence":0.9980469,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.027342624962329865},{"word":"me","start":2751.9348,"end":2752.095,"confidence":0.9350586,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.026001065969467163},{"word":"questions","start":2752.095,"end":2752.4148,"confidence":0.9970703,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":-0.03679121285676956},{"word":"and","start":2752.4148,"end":2752.6548,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.024897143244743347},{"word":"tell","start":2752.6548,"end":2752.815,"confidence":0.99902344,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":-0.02740968018770218},{"word":"me","start":2752.815,"end":2752.9749,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.02701513096690178},{"word":"if","start":2752.9749,"end":2753.135,"confidence":0.99121094,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.05359077826142311},{"word":"it","start":2753.135,"end":2753.2148,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.06688080728054047},{"word":"doesn't","start":2753.2148,"end":2753.535,"confidence":0.9970703,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.07419420033693314},{"word":"quite","start":2753.535,"end":2753.775,"confidence":0.68310547,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.11425188183784483},{"word":"make","start":2753.775,"end":2753.9348,"confidence":0.8574219,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.08799020200967789},{"word":"clarify","start":2754.015,"end":2754.515,"confidence":0.9790039,"punctuated_word":"clarify","sentiment":"neutral","sentiment_score":-0.08800926059484482},{"word":"or","start":2754.6548,"end":2754.8948,"confidence":0.90771484,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.12821397185325625},{"word":"you","start":2754.8948,"end":2754.9749,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13752587139606476},{"word":"need","start":2754.9749,"end":2755.2148,"confidence":0.9980469,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.15061554312705994},{"word":"more","start":2755.2148,"end":2755.375,"confidence":0.9970703,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.09480171650648116},{"word":"clarification","start":2755.375,"end":2755.875,"confidence":0.89697266,"punctuated_word":"clarification.","sentiment":"neutral","sentiment_score":-0.040715355426073074},{"word":"yes","start":2761.27,"end":2761.6702,"confidence":0.71520996,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.2944185137748718},{"word":"yes","start":2761.6702,"end":2761.99,"confidence":0.8203125,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.2517615854740143},{"word":"so","start":2761.99,"end":2762.23,"confidence":0.9819336,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11956687271595},{"word":"the","start":2762.23,"end":2762.31,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11874791979789734},{"word":"idea","start":2762.31,"end":2762.81,"confidence":0.9819336,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.11268918216228484},{"word":"the","start":2763.03,"end":2763.1902,"confidence":0.8027344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13408033549785614},{"word":"idea","start":2763.1902,"end":2763.6902,"confidence":0.99902344,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.1359022855758667},{"word":"is","start":2763.83,"end":2764.07,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.15863001346588135},{"word":"that","start":2764.07,"end":2764.23,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17711129784584043},{"word":"we","start":2764.23,"end":2764.3901,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1556544303894043},{"word":"didn't","start":2764.3901,"end":2764.6301,"confidence":0.9995117,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":0.1003212258219719},{"word":"wanna","start":2764.6301,"end":2764.95,"confidence":0.84716797,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.06585170328617096},{"word":"sort","start":2764.95,"end":2765.1902,"confidence":0.93115234,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.0395137295126915},{"word":"of","start":2765.1902,"end":2765.27,"confidence":0.6591797,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.019674159586429596},{"word":"keep","start":2765.27,"end":2765.6702,"confidence":0.9951172,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.10711967200040816},{"word":"the","start":2765.6702,"end":2765.9102,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.013354286551475523},{"word":"same","start":2765.9102,"end":2766.23,"confidence":0.9980469,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.03401581197977066},{"word":"fee","start":2766.23,"end":2766.3901,"confidence":0.40966797,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":-0.02870047092437744},{"word":"structure","start":2766.3901,"end":2766.87,"confidence":0.99609375,"punctuated_word":"structure","sentiment":"neutral","sentiment_score":-0.04204715043306351},{"word":"and","start":2766.87,"end":2767.03,"confidence":0.97998047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03322453051805496},{"word":"be","start":2767.03,"end":2767.11,"confidence":0.87597656,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0191115140914917},{"word":"charged","start":2767.11,"end":2767.51,"confidence":0.93603516,"punctuated_word":"charged","sentiment":"neutral","sentiment_score":0.06478928029537201},{"word":"with","start":2767.51,"end":2767.9102,"confidence":0.6557617,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.030460551381111145},{"word":"the","start":2767.9102,"end":2768.23,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05934485048055649},{"word":"the","start":2768.23,"end":2768.3901,"confidence":0.9526367,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05691501125693321},{"word":"set","start":2768.3901,"end":2768.8901,"confidence":0.34277344,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.06508054584264755},{"word":"percentage","start":2769.03,"end":2769.53,"confidence":0.6204834,"punctuated_word":"percentage.","sentiment":"neutral","sentiment_score":0.06101732701063156},{"word":"because","start":2769.59,"end":2770.035,"confidence":0.98095703,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.08921932429075241},{"word":"one","start":2770.115,"end":2770.275,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.1450452208518982},{"word":"of","start":2770.275,"end":2770.355,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14826199412345886},{"word":"the","start":2770.355,"end":2770.4348,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16781386733055115},{"word":"things","start":2770.4348,"end":2770.755,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.1819382756948471},{"word":"with","start":2770.755,"end":2770.9949,"confidence":0.91845703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.126888245344162},{"word":"having","start":2770.9949,"end":2771.2349,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.14656704664230347},{"word":"a","start":2771.2349,"end":2771.395,"confidence":0.9589844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15766340494155884},{"word":"percentage","start":2771.395,"end":2771.875,"confidence":0.98828125,"punctuated_word":"percentage","sentiment":"neutral","sentiment_score":0.0860576182603836},{"word":"based","start":2771.875,"end":2772.115,"confidence":0.6376953,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.13964515924453735},{"word":"fee","start":2772.115,"end":2772.275,"confidence":0.9375,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.12508299946784973},{"word":"is","start":2772.275,"end":2772.515,"confidence":0.99121094,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1435403972864151},{"word":"if","start":2772.515,"end":2772.595,"confidence":0.9707031,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.16417686641216278},{"word":"you've","start":2772.595,"end":2772.755,"confidence":0.9790039,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.14243093132972717},{"word":"got","start":2772.755,"end":2772.9949,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.14353448152542114},{"word":"a","start":2772.9949,"end":2773.075,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16794641315937042},{"word":"150,000","start":2773.075,"end":2774.375,"confidence":0.99157715,"punctuated_word":"150,000","sentiment":"neutral","sentiment_score":0.18777276575565335},{"word":"super","start":2774.4348,"end":2774.755,"confidence":0.81152344,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2439351975917816},{"word":"and","start":2774.755,"end":2774.9148,"confidence":0.81347656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1575431376695633},{"word":"then","start":2774.9148,"end":2775.155,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.15100562572479248},{"word":"you","start":2775.155,"end":2775.315,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21949493885040283},{"word":"contribute","start":2775.315,"end":2775.815,"confidence":0.97314453,"punctuated_word":"contribute","sentiment":"neutral","sentiment_score":0.1786610186100006},{"word":"to","start":2775.9548,"end":2776.035,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21353991329669952},{"word":"that","start":2776.035,"end":2776.355,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18595744669437408},{"word":"and","start":2776.355,"end":2776.515,"confidence":0.8305664,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1885044425725937},{"word":"then","start":2776.515,"end":2776.755,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.17536979913711548},{"word":"you","start":2776.755,"end":2776.9148,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24657949805259705},{"word":"get","start":2776.9148,"end":2777.075,"confidence":0.9946289,"punctuated_word":"get,","sentiment":"neutral","sentiment_score":0.2172860652208328},{"word":"you","start":2777.075,"end":2777.155,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16585277020931244},{"word":"know","start":2777.155,"end":2777.395,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.1947011351585388},{"word":"20%","start":2777.395,"end":2778.1948,"confidence":0.9975586,"punctuated_word":"20%","sentiment":"positive","sentiment_score":0.3469417095184326},{"word":"growth","start":2778.1948,"end":2778.4348,"confidence":0.9741211,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.33879125118255615},{"word":"on","start":2778.4348,"end":2778.595,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.30417394638061523},{"word":"top","start":2778.595,"end":2778.835,"confidence":0.99902344,"punctuated_word":"top","sentiment":"neutral","sentiment_score":0.15472808480262756},{"word":"of","start":2778.835,"end":2778.9949,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19503527879714969},{"word":"it","start":2778.9949,"end":2779.4949,"confidence":0.8601074,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.21062269806861875},{"word":"your","start":2779.555,"end":2779.875,"confidence":0.6953125,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2629473805427551},{"word":"fee","start":2779.875,"end":2780.035,"confidence":0.9760742,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.26731789112091064},{"word":"at","start":2780.035,"end":2780.1948,"confidence":0.96435547,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.19917070865631104},{"word":"1.65%","start":2780.1948,"end":2781.635,"confidence":0.9904297,"punctuated_word":"1.65%","sentiment":"neutral","sentiment_score":0.21909846365451813},{"word":"continues","start":2781.635,"end":2782.115,"confidence":0.98095703,"punctuated_word":"continues","sentiment":"neutral","sentiment_score":0.20769831538200376},{"word":"to","start":2782.115,"end":2782.355,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19486328959465027},{"word":"increase","start":2782.355,"end":2782.855,"confidence":0.9970703,"punctuated_word":"increase.","sentiment":"neutral","sentiment_score":0.1703965663909912},{"word":"this","start":2783.79,"end":2784.11,"confidence":0.98291016,"punctuated_word":"This","sentiment":"neutral","sentiment_score":0.1105930358171463},{"word":"way","start":2784.11,"end":2784.59,"confidence":0.9577637,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.19367772340774536},{"word":"we've","start":2784.59,"end":2784.9102,"confidence":0.986084,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.2136021852493286},{"word":"worked","start":2784.9102,"end":2785.1501,"confidence":0.99609375,"punctuated_word":"worked","sentiment":"neutral","sentiment_score":0.29235780239105225},{"word":"out","start":2785.1501,"end":2785.3901,"confidence":0.93115234,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.32211756706237793},{"word":"for","start":2785.3901,"end":2785.6301,"confidence":0.87890625,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.24150651693344116},{"word":"this","start":2785.6301,"end":2785.87,"confidence":0.9970703,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.21246954798698425},{"word":"year","start":2785.87,"end":2786.11,"confidence":0.93847656,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.24285131692886353},{"word":"based","start":2786.11,"end":2786.35,"confidence":0.79003906,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.23401141166687012},{"word":"on","start":2786.35,"end":2786.83,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2385447472333908},{"word":"that","start":2786.83,"end":2786.99,"confidence":0.97998047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18611593544483185},{"word":"1.65%","start":2786.99,"end":2788.35,"confidence":0.93837893,"punctuated_word":"1.65%.","sentiment":"neutral","sentiment_score":0.17945502698421478},{"word":"we","start":2788.35,"end":2788.59,"confidence":0.9951172,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.17964337766170502},{"word":"do","start":2788.59,"end":2788.83,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1860654354095459},{"word":"account","start":2788.83,"end":2789.1501,"confidence":0.9819336,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.2613676190376282},{"word":"for","start":2789.1501,"end":2789.31,"confidence":0.984375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2470574527978897},{"word":"5%","start":2789.31,"end":2790.03,"confidence":0.9980469,"punctuated_word":"5%","sentiment":"neutral","sentiment_score":0.2726737856864929},{"word":"growth","start":2790.03,"end":2790.53,"confidence":0.9790039,"punctuated_word":"growth.","sentiment":"neutral","sentiment_score":0.2311683744192123},{"word":"your","start":2790.75,"end":2791.07,"confidence":0.9970703,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":0.21027006208896637},{"word":"total","start":2791.07,"end":2791.47,"confidence":0.99902344,"punctuated_word":"total","sentiment":"neutral","sentiment_score":0.26081177592277527},{"word":"fee","start":2791.47,"end":2791.79,"confidence":0.8051758,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.24956415593624115},{"word":"for","start":2791.79,"end":2791.95,"confidence":0.9482422,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2109009027481079},{"word":"the","start":2791.95,"end":2792.03,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20251582562923431},{"word":"year","start":2792.03,"end":2792.27,"confidence":0.9941406,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.2239594459533691},{"word":"would","start":2792.27,"end":2792.51,"confidence":0.9951172,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.26205354928970337},{"word":"be","start":2792.51,"end":2792.6702,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.23089325428009033},{"word":"$2,847.55","start":2792.6702,"end":2796.19,"confidence":0.995173,"punctuated_word":"$2,847.55.","sentiment":"neutral","sentiment_score":0.1981939673423767},{"word":"that's","start":2796.19,"end":2796.51,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2121526449918747},{"word":"all","start":2796.51,"end":2796.75,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.1693229079246521},{"word":"you","start":2796.75,"end":2796.9102,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2225556373596191},{"word":"would","start":2796.9102,"end":2797.1501,"confidence":0.97998047,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.2054639458656311},{"word":"pay","start":2797.1501,"end":2797.6501,"confidence":0.9951172,"punctuated_word":"pay.","sentiment":"neutral","sentiment_score":0.18540224432945251},{"word":"so","start":2797.935,"end":2798.095,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1886514127254486},{"word":"if","start":2798.095,"end":2798.175,"confidence":0.99121094,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.21787548065185547},{"word":"your","start":2798.175,"end":2798.495,"confidence":0.8378906,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.252416729927063},{"word":"superfund","start":2798.495,"end":2798.995,"confidence":0.6875,"punctuated_word":"Superfund","sentiment":"neutral","sentiment_score":0.2830461859703064},{"word":"gets","start":2799.215,"end":2799.5352,"confidence":0.8510742,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.22505244612693787},{"word":"20%","start":2799.5352,"end":2800.355,"confidence":1.0,"punctuated_word":"20%","sentiment":"neutral","sentiment_score":0.31566122174263},{"word":"growth","start":2800.415,"end":2800.915,"confidence":0.9333496,"punctuated_word":"growth,","sentiment":"neutral","sentiment_score":0.1957590878009796},{"word":"you","start":2801.375,"end":2801.615,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1462373435497284},{"word":"don't","start":2801.615,"end":2801.855,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.09274597465991974},{"word":"pay","start":2801.855,"end":2802.095,"confidence":0.99902344,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.059251897037029266},{"word":"anything","start":2802.095,"end":2802.575,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.05659865587949753},{"word":"more","start":2802.575,"end":2802.8152,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.01179872453212738},{"word":"than","start":2802.8152,"end":2803.135,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.12081663310527802},{"word":"what","start":2803.135,"end":2803.375,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1275082528591156},{"word":"we've","start":2803.375,"end":2803.695,"confidence":0.95166016,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.17727349698543549},{"word":"stipulated","start":2803.695,"end":2804.195,"confidence":0.97631836,"punctuated_word":"stipulated","sentiment":"neutral","sentiment_score":0.18823961913585663},{"word":"on","start":2804.415,"end":2804.575,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.19389820098876953},{"word":"that","start":2804.575,"end":2804.895,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18644319474697113},{"word":"fee","start":2804.895,"end":2805.215,"confidence":0.96240234,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.09798111766576768},{"word":"agreement","start":2805.215,"end":2805.695,"confidence":0.9914551,"punctuated_word":"agreement.","sentiment":"neutral","sentiment_score":0.123518705368042},{"word":"so","start":2805.695,"end":2805.935,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.19526353478431704},{"word":"it's","start":2805.935,"end":2806.175,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.23001019656658173},{"word":"about","start":2806.175,"end":2806.575,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2155480980873108},{"word":"giving","start":2806.575,"end":2806.895,"confidence":0.98291016,"punctuated_word":"giving","sentiment":"neutral","sentiment_score":0.2642774283885956},{"word":"you","start":2806.895,"end":2806.975,"confidence":0.9892578,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.33784323930740356},{"word":"more","start":2806.975,"end":2807.375,"confidence":0.9951172,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.2205502092838287},{"word":"certainty","start":2807.375,"end":2807.875,"confidence":0.99316406,"punctuated_word":"certainty","sentiment":"neutral","sentiment_score":0.24665573239326477},{"word":"around","start":2808.0151,"end":2808.415,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.28905192017555237},{"word":"how","start":2808.415,"end":2808.575,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.2936028838157654},{"word":"much","start":2808.575,"end":2808.8152,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.23382237553596497},{"word":"you","start":2808.8152,"end":2808.975,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3054393231868744},{"word":"pay","start":2808.975,"end":2809.215,"confidence":0.93359375,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.21598269045352936},{"word":"for","start":2809.215,"end":2809.455,"confidence":0.8642578,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2703820466995239},{"word":"our","start":2809.455,"end":2809.615,"confidence":0.99121094,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.24616773426532745},{"word":"services","start":2809.615,"end":2810.115,"confidence":0.9980469,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.24880439043045044},{"word":"for","start":2810.175,"end":2810.495,"confidence":0.9902344,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3359350264072418},{"word":"this","start":2810.495,"end":2810.735,"confidence":0.9980469,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.30616453289985657},{"word":"year","start":2810.735,"end":2811.235,"confidence":0.8305664,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.2612813711166382},{"word":"and","start":2812.0,"end":2812.24,"confidence":0.99316406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.13807588815689087},{"word":"then","start":2812.24,"end":2812.6401,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.14407303929328918},{"word":"as","start":2812.6401,"end":2812.8801,"confidence":0.98828125,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.14208559691905975},{"word":"your","start":2812.8801,"end":2813.12,"confidence":0.9921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15219232439994812},{"word":"balance","start":2813.12,"end":2813.52,"confidence":0.98828125,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.057546988129615784},{"word":"increases","start":2813.52,"end":2814.02,"confidence":0.9970703,"punctuated_word":"increases,","sentiment":"neutral","sentiment_score":0.11605104804039},{"word":"you","start":2814.4001,"end":2814.6401,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1193179339170456},{"word":"move","start":2814.6401,"end":2814.8801,"confidence":0.74560547,"punctuated_word":"move","sentiment":"neutral","sentiment_score":0.09875436127185822},{"word":"into","start":2814.8801,"end":2815.12,"confidence":0.9536133,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.06681334972381592},{"word":"the","start":2815.12,"end":2815.36,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09529808908700944},{"word":"next","start":2815.36,"end":2815.86,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.08056391030550003},{"word":"year","start":2816.0,"end":2816.4802,"confidence":0.69970703,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.0915798842906952},{"word":"and","start":2816.4802,"end":2816.7202,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.10085336863994598},{"word":"so","start":2816.7202,"end":2817.2002,"confidence":0.9941406,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1720539629459381},{"word":"as","start":2817.2002,"end":2817.4402,"confidence":0.9223633,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1699642539024353},{"word":"your","start":2817.4402,"end":2817.6802,"confidence":0.9873047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1815456748008728},{"word":"balance","start":2817.6802,"end":2818.1802,"confidence":0.9980469,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.06381522119045258},{"word":"grows","start":2818.24,"end":2818.74,"confidence":0.94677734,"punctuated_word":"grows,","sentiment":"neutral","sentiment_score":0.17338287830352783},{"word":"the","start":2819.12,"end":2819.62,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14548957347869873},{"word":"amount","start":2819.9202,"end":2820.4001,"confidence":0.99609375,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.05424732714891434},{"word":"you","start":2820.4001,"end":2820.6401,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0960690826177597},{"word":"pay","start":2820.6401,"end":2821.04,"confidence":0.9970703,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.026158347725868225},{"word":"as","start":2821.04,"end":2821.2002,"confidence":0.97802734,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06093326956033707},{"word":"a","start":2821.2002,"end":2821.4402,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04578177258372307},{"word":"percentage","start":2821.4402,"end":2821.9402,"confidence":0.9980469,"punctuated_word":"percentage","sentiment":"neutral","sentiment_score":0.021925032138824463},{"word":"starts","start":2822.1602,"end":2822.4802,"confidence":0.9404297,"punctuated_word":"starts","sentiment":"neutral","sentiment_score":0.008768834173679352},{"word":"to","start":2822.4802,"end":2822.8801,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.005415141582489014},{"word":"decrease","start":2822.8801,"end":2823.3801,"confidence":0.99316406,"punctuated_word":"decrease","sentiment":"neutral","sentiment_score":0.0011566877365112305},{"word":"a","start":2823.4402,"end":2823.6,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1004265397787094},{"word":"little","start":2823.6,"end":2823.9202,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.072490394115448},{"word":"bit","start":2823.9202,"end":2824.08,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1309128850698471},{"word":"as","start":2824.08,"end":2824.32,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.0942789688706398},{"word":"well","start":2824.32,"end":2824.56,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":-0.012281179428100586},{"word":"so","start":2824.56,"end":2824.7202,"confidence":0.75439453,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.0136260986328125},{"word":"that","start":2824.7202,"end":2824.9602,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11123251169919968},{"word":"we're","start":2824.9602,"end":2825.385,"confidence":0.98258466,"punctuated_word":"we're,","sentiment":"neutral","sentiment_score":0.17564311623573303},{"word":"you","start":2825.465,"end":2825.545,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14573934674263},{"word":"know","start":2825.545,"end":2825.785,"confidence":0.9970703,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.15610520541667938},{"word":"hoping","start":2825.785,"end":2826.185,"confidence":0.9951172,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.20183858275413513},{"word":"to","start":2826.185,"end":2826.425,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.23637118935585025},{"word":"build","start":2826.425,"end":2826.745,"confidence":1.0,"punctuated_word":"build","sentiment":"positive","sentiment_score":0.33637744188308716},{"word":"on","start":2826.745,"end":2826.905,"confidence":0.9980469,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3989177644252777},{"word":"your","start":2826.905,"end":2827.225,"confidence":0.9716797,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3957747519016266},{"word":"super","start":2827.225,"end":2827.545,"confidence":0.29467773,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.48637333512306213},{"word":"much","start":2827.545,"end":2827.865,"confidence":0.99609375,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.3270905315876007},{"word":"greater","start":2827.865,"end":2828.365,"confidence":0.99072266,"punctuated_word":"greater.","sentiment":"neutral","sentiment_score":0.29585540294647217},{"word":"it's","start":2828.745,"end":2828.985,"confidence":0.99609375,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.17024996876716614},{"word":"about","start":2828.985,"end":2829.305,"confidence":0.9819336,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.153720423579216},{"word":"just","start":2829.305,"end":2829.625,"confidence":0.9604492,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.24358397722244263},{"word":"clarifying","start":2829.625,"end":2830.125,"confidence":0.9980469,"punctuated_word":"clarifying","sentiment":"neutral","sentiment_score":0.20466232299804688},{"word":"exactly","start":2831.385,"end":2831.865,"confidence":0.8618164,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.22070345282554624},{"word":"how","start":2831.865,"end":2832.025,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.20390158891677856},{"word":"much","start":2832.025,"end":2832.265,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.187069833278656},{"word":"you","start":2832.265,"end":2832.5051,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24890786409378052},{"word":"are","start":2832.5051,"end":2832.665,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2048257291316986},{"word":"paying","start":2832.665,"end":2832.985,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.17568834125995636},{"word":"on","start":2832.985,"end":2833.145,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1938205361366272},{"word":"a","start":2833.145,"end":2833.225,"confidence":0.9506836,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16013075411319733},{"word":"yearly","start":2833.225,"end":2833.625,"confidence":0.99902344,"punctuated_word":"yearly","sentiment":"neutral","sentiment_score":0.18542121350765228},{"word":"basis","start":2833.625,"end":2834.125,"confidence":0.9980469,"punctuated_word":"basis.","sentiment":"neutral","sentiment_score":0.1949045956134796},{"word":"we","start":2834.265,"end":2834.5051,"confidence":0.89746094,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.27919673919677734},{"word":"are","start":2834.5051,"end":2834.665,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2808420658111572},{"word":"a","start":2834.665,"end":2834.745,"confidence":0.97509766,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2904890179634094},{"word":"professional","start":2834.745,"end":2835.245,"confidence":1.0,"punctuated_word":"professional","sentiment":"neutral","sentiment_score":0.26645374298095703},{"word":"service","start":2835.305,"end":2835.625,"confidence":0.9404297,"punctuated_word":"service,","sentiment":"neutral","sentiment_score":0.3173843026161194},{"word":"and","start":2835.625,"end":2835.705,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.32316532731056213},{"word":"we","start":2835.705,"end":2835.865,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.32002073526382446},{"word":"do","start":2835.865,"end":2836.025,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.3831962645053863},{"word":"a","start":2836.025,"end":2836.105,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3924589157104492},{"word":"lot","start":2836.105,"end":2836.265,"confidence":1.0,"punctuated_word":"lot","sentiment":"positive","sentiment_score":0.35048121213912964},{"word":"of","start":2836.265,"end":2836.345,"confidence":0.9980469,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.34166401624679565},{"word":"work","start":2836.345,"end":2836.665,"confidence":0.9970703,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.32307755947113037},{"word":"around","start":2836.665,"end":2836.905,"confidence":0.5996094,"punctuated_word":"around","sentiment":"positive","sentiment_score":0.39321792125701904},{"word":"keeping","start":2836.905,"end":2837.225,"confidence":1.0,"punctuated_word":"keeping","sentiment":"positive","sentiment_score":0.43097296357154846},{"word":"the","start":2837.225,"end":2837.385,"confidence":0.8911133,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.39555665850639343},{"word":"investors","start":2837.385,"end":2837.885,"confidence":0.42114258,"punctuated_word":"investors","sentiment":"neutral","sentiment_score":0.3232855498790741},{"word":"growing","start":2837.945,"end":2838.265,"confidence":0.99316406,"punctuated_word":"growing","sentiment":"positive","sentiment_score":0.49328476190567017},{"word":"and","start":2838.265,"end":2838.425,"confidence":0.93359375,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.46019262075424194},{"word":"building","start":2838.425,"end":2838.825,"confidence":0.99902344,"punctuated_word":"building","sentiment":"positive","sentiment_score":0.4949209988117218},{"word":"and","start":2838.825,"end":2838.985,"confidence":0.9873047,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4503959417343139},{"word":"working","start":2838.985,"end":2839.385,"confidence":1.0,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.5067406296730042},{"word":"towards","start":2839.385,"end":2839.785,"confidence":0.9951172,"punctuated_word":"towards","sentiment":"positive","sentiment_score":0.4882747530937195},{"word":"your","start":2839.785,"end":2839.945,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4907757639884949},{"word":"goals","start":2839.945,"end":2840.265,"confidence":0.9511719,"punctuated_word":"goals.","sentiment":"positive","sentiment_score":0.3454627990722656},{"word":"and","start":2840.265,"end":2840.67,"confidence":0.96972656,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2727246582508087},{"word":"i","start":2840.75,"end":2840.91,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.35355573892593384},{"word":"actually","start":2840.91,"end":2841.3098,"confidence":0.37402344,"punctuated_word":"actually","sentiment":"positive","sentiment_score":0.3387754559516907},{"word":"wanted","start":2841.3098,"end":2841.71,"confidence":0.60791016,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.3221385180950165},{"word":"because","start":2841.71,"end":2842.21,"confidence":0.61621094,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.3166067600250244},{"word":"you","start":2842.27,"end":2842.3499,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3131645917892456},{"word":"know","start":2842.3499,"end":2842.5898,"confidence":0.99902344,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.384345680475235},{"word":"with","start":2842.5898,"end":2842.8298,"confidence":0.9970703,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.4527640640735626},{"word":"where","start":2842.8298,"end":2842.99,"confidence":0.9902344,"punctuated_word":"where","sentiment":"positive","sentiment_score":0.40070563554763794},{"word":"you","start":2842.99,"end":2843.23,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4629436731338501},{"word":"are","start":2843.23,"end":2843.39,"confidence":0.99902344,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.43002817034721375},{"word":"in","start":2843.39,"end":2843.47,"confidence":0.66259766,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.47576284408569336},{"word":"helping","start":2843.47,"end":2843.8699,"confidence":1.0,"punctuated_word":"helping","sentiment":"positive","sentiment_score":0.5317791700363159},{"word":"you","start":2843.8699,"end":2844.03,"confidence":0.9951172,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5109319686889648},{"word":"to","start":2844.03,"end":2844.1099,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4912884533405304},{"word":"build","start":2844.1099,"end":2844.43,"confidence":1.0,"punctuated_word":"build","sentiment":"positive","sentiment_score":0.5657586455345154},{"word":"on","start":2844.43,"end":2844.51,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.5961931943893433},{"word":"this","start":2844.51,"end":2844.75,"confidence":0.9641113,"punctuated_word":"this,","sentiment":"positive","sentiment_score":0.4650896191596985},{"word":"i","start":2844.75,"end":2844.8298,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4916621744632721},{"word":"would","start":2844.8298,"end":2844.99,"confidence":0.9892578,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.41928908228874207},{"word":"like","start":2844.99,"end":2845.23,"confidence":0.9921875,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.476078987121582},{"word":"to","start":2845.23,"end":2845.3098,"confidence":0.9902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4497672915458679},{"word":"do","start":2845.3098,"end":2845.8098,"confidence":0.99609375,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.4729771018028259},{"word":"more","start":2845.95,"end":2846.19,"confidence":0.65283203,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.3979470133781433},{"word":"regular","start":2846.19,"end":2846.67,"confidence":1.0,"punctuated_word":"regular","sentiment":"positive","sentiment_score":0.46272629499435425},{"word":"catch","start":2846.67,"end":2846.99,"confidence":0.74365234,"punctuated_word":"catch","sentiment":"positive","sentiment_score":0.47159308195114136},{"word":"ups","start":2846.99,"end":2847.23,"confidence":0.6958008,"punctuated_word":"ups","sentiment":"positive","sentiment_score":0.3765143752098083},{"word":"with","start":2847.23,"end":2847.47,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.44858840107917786},{"word":"you","start":2847.47,"end":2847.71,"confidence":0.9470215,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4089621603488922},{"word":"so","start":2847.71,"end":2848.03,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.23347225785255432},{"word":"i've","start":2848.03,"end":2848.3499,"confidence":0.99316406,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.21407952904701233},{"word":"actually","start":2848.3499,"end":2848.8298,"confidence":0.9970703,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.19393564760684967},{"word":"asked","start":2848.8298,"end":2849.0698,"confidence":0.88720703,"punctuated_word":"asked","sentiment":"neutral","sentiment_score":0.22610314190387729},{"word":"this","start":2849.0698,"end":2849.3098,"confidence":0.63916016,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1796281635761261},{"word":"year","start":2849.3098,"end":2849.5498,"confidence":0.7583008,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.19716332852840424},{"word":"for","start":2849.5498,"end":2849.8699,"confidence":0.99316406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.15672285854816437},{"word":"a","start":2849.8699,"end":2849.95,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17518167197704315},{"word":"book","start":2849.95,"end":2850.27,"confidence":0.8881836,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.197662815451622},{"word":"of","start":2850.27,"end":2850.43,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16959023475646973},{"word":"clients","start":2850.43,"end":2850.93,"confidence":0.96972656,"punctuated_word":"clients.","sentiment":"neutral","sentiment_score":0.06647346168756485},{"word":"you're","start":2851.23,"end":2851.47,"confidence":0.99316406,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.1948791742324829},{"word":"gonna","start":2851.47,"end":2851.79,"confidence":0.9892578,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.22221632301807404},{"word":"be","start":2851.79,"end":2851.95,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1755388081073761},{"word":"on","start":2851.95,"end":2852.19,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.18015243113040924},{"word":"my","start":2852.19,"end":2852.43,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.23167042434215543},{"word":"book","start":2852.43,"end":2852.67,"confidence":0.9970703,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.23390693962574005},{"word":"of","start":2852.67,"end":2852.8298,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2184797525405884},{"word":"clients","start":2852.8298,"end":2853.15,"confidence":0.73913574,"punctuated_word":"clients,","sentiment":"neutral","sentiment_score":0.1834072321653366},{"word":"so","start":2853.15,"end":2853.39,"confidence":0.93603516,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1655229777097702},{"word":"you'll","start":2853.39,"end":2853.63,"confidence":0.94091797,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.2188171744346619},{"word":"only","start":2853.63,"end":2853.95,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.20318108797073364},{"word":"ever","start":2853.95,"end":2854.19,"confidence":0.9892578,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.24047037959098816},{"word":"deal","start":2854.19,"end":2854.43,"confidence":0.95410156,"punctuated_word":"deal","sentiment":"neutral","sentiment_score":0.19017471373081207},{"word":"with","start":2854.43,"end":2854.67,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.19781805574893951},{"word":"me","start":2854.67,"end":2854.8298,"confidence":0.93969727,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.19998592138290405},{"word":"which","start":2854.8298,"end":2855.15,"confidence":0.9970703,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.225062757730484},{"word":"makes","start":2855.15,"end":2855.47,"confidence":0.9819336,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.24155883491039276},{"word":"it","start":2855.47,"end":2855.5498,"confidence":0.3684082,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2451615333557129},{"word":"easier","start":2855.5498,"end":2856.03,"confidence":0.9819336,"punctuated_word":"easier","sentiment":"neutral","sentiment_score":0.26864710450172424},{"word":"for","start":2856.03,"end":2856.345,"confidence":0.61376953,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.20645640790462497},{"word":"you","start":2856.345,"end":2856.845,"confidence":0.98950195,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1979401558637619},{"word":"and","start":2858.345,"end":2858.825,"confidence":0.8076172,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.38659635186195374},{"word":"then","start":2858.825,"end":2859.325,"confidence":0.99902344,"punctuated_word":"then","sentiment":"positive","sentiment_score":0.41456741094589233},{"word":"i","start":2859.545,"end":2859.865,"confidence":0.99316406,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4477023184299469},{"word":"would","start":2859.865,"end":2860.105,"confidence":1.0,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.5421788692474365},{"word":"love","start":2860.105,"end":2860.345,"confidence":1.0,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.7533078789710999},{"word":"to","start":2860.345,"end":2860.505,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5338547229766846},{"word":"be","start":2860.505,"end":2860.585,"confidence":0.99902344,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.45288100838661194},{"word":"able","start":2860.585,"end":2860.825,"confidence":0.9394531,"punctuated_word":"able","sentiment":"positive","sentiment_score":0.5067128539085388},{"word":"to","start":2860.825,"end":2860.905,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5794311165809631},{"word":"catch","start":2860.905,"end":2861.145,"confidence":1.0,"punctuated_word":"catch","sentiment":"positive","sentiment_score":0.5777601599693298},{"word":"up","start":2861.145,"end":2861.305,"confidence":0.99121094,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.4904763996601105},{"word":"with","start":2861.305,"end":2861.465,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.423421710729599},{"word":"you","start":2861.465,"end":2861.785,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5192781090736389},{"word":"every","start":2861.785,"end":2862.105,"confidence":0.9980469,"punctuated_word":"every","sentiment":"positive","sentiment_score":0.4515517055988312},{"word":"sort","start":2862.105,"end":2862.345,"confidence":0.98291016,"punctuated_word":"sort","sentiment":"positive","sentiment_score":0.3630944490432739},{"word":"of","start":2862.345,"end":2862.505,"confidence":0.99316406,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.43167227506637573},{"word":"six","start":2862.505,"end":2862.825,"confidence":0.9902344,"punctuated_word":"six","sentiment":"positive","sentiment_score":0.45936089754104614},{"word":"months","start":2862.825,"end":2863.325,"confidence":0.99609375,"punctuated_word":"months","sentiment":"positive","sentiment_score":0.36587825417518616},{"word":"to","start":2863.385,"end":2863.625,"confidence":0.8598633,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5197674632072449},{"word":"see","start":2863.625,"end":2863.945,"confidence":0.9980469,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.4761221706867218},{"word":"how","start":2863.945,"end":2864.185,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.270418256521225},{"word":"things","start":2864.185,"end":2864.505,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.3308866620063782},{"word":"are","start":2864.505,"end":2864.665,"confidence":0.9980469,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.3440030813217163},{"word":"going","start":2864.665,"end":2865.165,"confidence":1.0,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.374094694852829},{"word":"so","start":2865.545,"end":2865.785,"confidence":0.94970703,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.10492192208766936},{"word":"that","start":2865.785,"end":2865.945,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.22061456739902496},{"word":"we","start":2865.945,"end":2866.185,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.17891618609428406},{"word":"can","start":2866.185,"end":2866.505,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.24030327796936035},{"word":"sort","start":2866.505,"end":2866.7449,"confidence":0.9951172,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.23188824951648712},{"word":"of","start":2866.7449,"end":2866.905,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2531794309616089},{"word":"generate","start":2866.905,"end":2867.405,"confidence":0.9160156,"punctuated_word":"generate","sentiment":"neutral","sentiment_score":0.19210413098335263},{"word":"their","start":2867.465,"end":2867.705,"confidence":0.9248047,"punctuated_word":"their","sentiment":"neutral","sentiment_score":0.22182704508304596},{"word":"advice","start":2867.705,"end":2868.185,"confidence":0.9589844,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.21354474127292633},{"word":"needs","start":2868.185,"end":2868.505,"confidence":0.49047852,"punctuated_word":"needs","sentiment":"neutral","sentiment_score":0.2754070460796356},{"word":"to","start":2868.505,"end":2868.585,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.28983116149902344},{"word":"be","start":2868.585,"end":2868.99,"confidence":0.9902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.320487916469574},{"word":"updated","start":2869.15,"end":2869.47,"confidence":0.96606445,"punctuated_word":"updated.","sentiment":"neutral","sentiment_score":0.2543991208076477},{"word":"if","start":2869.47,"end":2869.8699,"confidence":0.9980469,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.11116961389780045},{"word":"something's","start":2869.8699,"end":2870.27,"confidence":0.9663086,"punctuated_word":"something's","sentiment":"neutral","sentiment_score":0.07998215407133102},{"word":"not","start":2870.27,"end":2870.51,"confidence":0.9941406,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.05507431551814079},{"word":"going","start":2870.51,"end":2870.83,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.09021012485027312},{"word":"right","start":2870.83,"end":2871.07,"confidence":0.9902344,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.0701659619808197},{"word":"in","start":2871.07,"end":2871.31,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.00551605224609375},{"word":"your","start":2871.31,"end":2871.55,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13696618378162384},{"word":"life","start":2871.55,"end":2871.79,"confidence":0.98461914,"punctuated_word":"life,","sentiment":"neutral","sentiment_score":0.12240204215049744},{"word":"then","start":2871.79,"end":2872.03,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.14077970385551453},{"word":"we","start":2872.03,"end":2872.11,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.20452260971069336},{"word":"can","start":2872.11,"end":2872.35,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.22153858840465543},{"word":"sort","start":2872.35,"end":2872.51,"confidence":0.98828125,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.19921691715717316},{"word":"of","start":2872.51,"end":2872.67,"confidence":0.98291016,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.232680544257164},{"word":"look","start":2872.67,"end":2872.91,"confidence":0.9614258,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1594032347202301},{"word":"at","start":2872.91,"end":2872.99,"confidence":0.9770508,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1486576795578003},{"word":"what","start":2872.99,"end":2873.15,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.2263011634349823},{"word":"we","start":2873.15,"end":2873.23,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.24023842811584473},{"word":"can","start":2873.23,"end":2873.39,"confidence":0.9941406,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.25276947021484375},{"word":"do","start":2873.39,"end":2873.63,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.22874656319618225},{"word":"to","start":2873.63,"end":2873.71,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24956755340099335},{"word":"help","start":2873.71,"end":2874.21,"confidence":0.9951172,"punctuated_word":"help.","sentiment":"neutral","sentiment_score":0.1707102209329605},{"word":"if","start":2874.67,"end":2874.91,"confidence":0.63183594,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.10856280475854874},{"word":"you","start":2874.91,"end":2875.07,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.037523798644542694},{"word":"need","start":2875.07,"end":2875.23,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.05918073654174805},{"word":"to","start":2875.23,"end":2875.39,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07726678252220154},{"word":"make","start":2875.39,"end":2875.63,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.06363092362880707},{"word":"a","start":2875.63,"end":2875.79,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06942514330148697},{"word":"claim","start":2875.79,"end":2876.11,"confidence":0.99853516,"punctuated_word":"claim,","sentiment":"neutral","sentiment_score":0.06421560049057007},{"word":"we","start":2876.11,"end":2876.27,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09331871569156648},{"word":"can","start":2876.27,"end":2876.51,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1139666959643364},{"word":"sort","start":2876.51,"end":2876.75,"confidence":0.98535156,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.1054721400141716},{"word":"of","start":2876.75,"end":2876.91,"confidence":0.86279297,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14078064262866974},{"word":"help","start":2876.91,"end":2877.15,"confidence":0.99609375,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.10659182816743852},{"word":"to","start":2877.15,"end":2877.31,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14187073707580566},{"word":"liaise","start":2877.31,"end":2877.71,"confidence":0.9802246,"punctuated_word":"liaise","sentiment":"neutral","sentiment_score":0.13220509886741638},{"word":"when","start":2877.71,"end":2877.95,"confidence":0.98828125,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.17395804822444916},{"word":"and","start":2877.95,"end":2878.11,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11331138014793396},{"word":"if","start":2878.11,"end":2878.27,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.15946263074874878},{"word":"that","start":2878.27,"end":2878.43,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11869708448648451},{"word":"needs","start":2878.43,"end":2878.75,"confidence":0.99609375,"punctuated_word":"needs","sentiment":"neutral","sentiment_score":0.08692441135644913},{"word":"to","start":2878.75,"end":2878.99,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09489640593528748},{"word":"happen","start":2878.99,"end":2879.47,"confidence":0.9980469,"punctuated_word":"happen.","sentiment":"neutral","sentiment_score":0.08783325552940369},{"word":"so","start":2879.47,"end":2879.97,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.039967361837625504},{"word":"are","start":2880.03,"end":2880.19,"confidence":0.9921875,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.02096175029873848},{"word":"you","start":2880.19,"end":2880.43,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04578216001391411},{"word":"comfortable","start":2880.43,"end":2880.93,"confidence":0.9970703,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.03777747601270676},{"word":"with","start":2880.99,"end":2881.23,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06212196499109268},{"word":"that","start":2881.23,"end":2881.47,"confidence":0.9904785,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.07730965316295624},{"word":"does","start":2881.47,"end":2881.63,"confidence":0.9614258,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.04149230569601059},{"word":"that","start":2881.63,"end":2881.8699,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08652099967002869},{"word":"make","start":2881.8699,"end":2882.03,"confidence":0.9819336,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.04538559168577194},{"word":"sense","start":2882.03,"end":2882.35,"confidence":0.9995117,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.052090905606746674},{"word":"do","start":2882.35,"end":2882.51,"confidence":0.99902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.014335082843899729},{"word":"you","start":2882.51,"end":2882.67,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02419767901301384},{"word":"have","start":2882.67,"end":2882.83,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.020098477602005005},{"word":"any","start":2882.83,"end":2883.15,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.018926037475466728},{"word":"questions","start":2883.15,"end":2883.63,"confidence":0.9970703,"punctuated_word":"questions?","sentiment":"neutral","sentiment_score":0.02933839149773121},{"word":"you're","start":2883.63,"end":2883.79,"confidence":0.9995117,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.09766677021980286},{"word":"welcome","start":2883.79,"end":2884.19,"confidence":0.80444336,"punctuated_word":"welcome.","sentiment":"neutral","sentiment_score":0.17194579541683197},{"word":"let","start":2884.19,"end":2884.35,"confidence":0.9980469,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.03173549473285675},{"word":"me","start":2884.35,"end":2884.43,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.024071011692285538},{"word":"know","start":2884.43,"end":2884.67,"confidence":0.9980469,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.01818324625492096},{"word":"if","start":2884.67,"end":2884.75,"confidence":0.9873047,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0016206037253141403},{"word":"it","start":2884.75,"end":2884.935,"confidence":0.89746094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0043149590492248535},{"word":"doesn't","start":2885.0151,"end":2885.335,"confidence":0.99658203,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.023690294474363327},{"word":"quite","start":2885.335,"end":2885.415,"confidence":0.9980469,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.03646795451641083},{"word":"make","start":2885.415,"end":2885.915,"confidence":0.9838867,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.006501976400613785},{"word":"sense","start":2889.095,"end":2889.595,"confidence":0.9970703,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.2211436927318573},{"word":"that's","start":2890.2952,"end":2890.695,"confidence":0.9975586,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2710864245891571},{"word":"okay","start":2890.695,"end":2891.195,"confidence":0.9797363,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.2506408095359802},{"word":"excellent","start":2891.655,"end":2892.155,"confidence":1.0,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.5532624125480652},{"word":"so","start":2892.375,"end":2892.615,"confidence":0.9921875,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3688496947288513},{"word":"are","start":2892.615,"end":2892.7751,"confidence":0.9902344,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.3665629029273987},{"word":"you","start":2892.7751,"end":2893.0151,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4440518319606781},{"word":"happy","start":2893.0151,"end":2893.415,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.485731840133667},{"word":"with","start":2893.415,"end":2893.655,"confidence":0.9980469,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.5252503752708435},{"word":"this","start":2893.655,"end":2894.135,"confidence":0.60498047,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.5381718873977661},{"word":"a","start":2894.215,"end":2894.375,"confidence":0.6870117,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.409503161907196},{"word":"review","start":2894.375,"end":2894.695,"confidence":0.62890625,"punctuated_word":"review","sentiment":"positive","sentiment_score":0.40286287665367126},{"word":"in","start":2894.695,"end":2894.935,"confidence":0.9892578,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3910943567752838},{"word":"the","start":2894.935,"end":2895.0151,"confidence":0.984375,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4127897918224334},{"word":"next","start":2895.0151,"end":2895.335,"confidence":0.99316406,"punctuated_word":"next","sentiment":"positive","sentiment_score":0.3398174047470093},{"word":"like","start":2895.735,"end":2895.895,"confidence":0.7351074,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.28423070907592773},{"word":"i'll","start":2895.895,"end":2896.395,"confidence":0.7668457,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.27705949544906616},{"word":"call","start":2896.5352,"end":2896.935,"confidence":0.9951172,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.26006996631622314},{"word":"you","start":2896.935,"end":2897.095,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.26355183124542236},{"word":"in","start":2897.095,"end":2897.335,"confidence":0.97802734,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2161765843629837},{"word":"two","start":2897.335,"end":2897.495,"confidence":0.9921875,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.2665230631828308},{"word":"weeks","start":2897.495,"end":2897.735,"confidence":0.99609375,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":0.23779471218585968},{"word":"for","start":2897.735,"end":2897.975,"confidence":0.43847656,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.20836681127548215},{"word":"booking","start":2897.975,"end":2898.2952,"confidence":0.9951172,"punctuated_word":"booking","sentiment":"neutral","sentiment_score":0.25709614157676697},{"word":"your","start":2898.2952,"end":2898.695,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2816529870033264},{"word":"advice","start":2898.695,"end":2899.095,"confidence":0.7998047,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.09272634238004684},{"word":"presentation","start":2899.095,"end":2899.595,"confidence":0.7441406,"punctuated_word":"presentation,","sentiment":"neutral","sentiment_score":0.10470032691955566},{"word":"but","start":2900.64,"end":2900.7998,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.12011902779340744},{"word":"then","start":2900.7998,"end":2901.1199,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1400216966867447},{"word":"after","start":2901.1199,"end":2901.52,"confidence":0.9716797,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.14795000851154327},{"word":"that","start":2901.52,"end":2901.76,"confidence":0.9848633,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.13501539826393127},{"word":"we'll","start":2901.76,"end":2902.0,"confidence":0.87646484,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.15200263261795044},{"word":"do","start":2902.0,"end":2902.24,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1920882612466812},{"word":"a","start":2902.24,"end":2902.3198,"confidence":0.9658203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2102101743221283},{"word":"six","start":2902.3198,"end":2902.5598,"confidence":0.9970703,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.1627112478017807},{"word":"month","start":2902.5598,"end":2902.88,"confidence":0.8803711,"punctuated_word":"month","sentiment":"neutral","sentiment_score":0.18922890722751615},{"word":"catch","start":2902.88,"end":2903.2,"confidence":0.984375,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.21518748998641968},{"word":"up","start":2903.2,"end":2903.44,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.16694658994674683},{"word":"as","start":2903.44,"end":2903.5999,"confidence":0.9941406,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.19946342706680295},{"word":"well","start":2903.5999,"end":2903.8398,"confidence":0.9941406,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.22180211544036865},{"word":"is","start":2903.8398,"end":2904.0,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.12908262014389038},{"word":"that","start":2904.0,"end":2904.24,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2055935561656952},{"word":"comfortable","start":2904.24,"end":2904.74,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.12531083822250366},{"word":"for","start":2904.7998,"end":2904.96,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12176148593425752},{"word":"you","start":2904.96,"end":2905.46,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.1339963525533676},{"word":"yes","start":2908.0,"end":2908.5,"confidence":0.8093262,"punctuated_word":"Yes?","sentiment":"neutral","sentiment_score":0.28474172949790955},{"word":"fantastic","start":2909.44,"end":2909.94,"confidence":0.8486328,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.44610825181007385},{"word":"so","start":2911.0398,"end":2911.2798,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1590649038553238},{"word":"two","start":2911.2798,"end":2911.52,"confidence":0.9941406,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.1199558451771736},{"word":"weeks","start":2911.52,"end":2911.92,"confidence":0.98095703,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":0.12482980638742448},{"word":"time","start":2911.92,"end":2912.24,"confidence":0.59033203,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.155997633934021},{"word":"brings","start":2912.24,"end":2912.48,"confidence":0.95947266,"punctuated_word":"brings","sentiment":"neutral","sentiment_score":0.17701175808906555},{"word":"us","start":2912.48,"end":2912.72,"confidence":0.9863281,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.1829334795475006},{"word":"to","start":2912.72,"end":2912.96,"confidence":0.9448242,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12712043523788452},{"word":"the","start":2912.96,"end":2913.1199,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11371846497058868},{"word":"august","start":2913.1199,"end":2913.89,"confidence":0.9995117,"punctuated_word":"August","sentiment":"neutral","sentiment_score":0.1189688965678215},{"word":"27","start":2913.89,"end":2914.66,"confidence":0.9995117,"punctuated_word":"27.","sentiment":"neutral","sentiment_score":0.14371490478515625},{"word":"is","start":2915.345,"end":2915.825,"confidence":0.9980469,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.08517716825008392},{"word":"the","start":2915.825,"end":2916.065,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11383313685655594},{"word":"thursday","start":2916.065,"end":2916.565,"confidence":0.97509766,"punctuated_word":"Thursday","sentiment":"neutral","sentiment_score":0.0999601110816002},{"word":"at","start":2916.7048,"end":2916.865,"confidence":0.98291016,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09480820596218108},{"word":"09:30","start":2916.865,"end":2917.6648,"confidence":1.0,"punctuated_word":"09:30","sentiment":"neutral","sentiment_score":0.14091891050338745},{"word":"gonna","start":2917.6648,"end":2917.9849,"confidence":0.9941406,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.14578291773796082},{"word":"be","start":2917.9849,"end":2918.2249,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.11615855991840364},{"word":"okay","start":2918.2249,"end":2918.625,"confidence":1.0,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.13018327951431274},{"word":"to","start":2918.625,"end":2918.785,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1473892629146576},{"word":"do","start":2918.785,"end":2919.025,"confidence":0.99316406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1633681058883667},{"word":"your","start":2919.025,"end":2919.265,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1914351582527161},{"word":"advice","start":2919.265,"end":2919.7449,"confidence":0.42944336,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.2029239535331726},{"word":"with","start":2919.7449,"end":2920.145,"confidence":0.19104004,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1686270236968994},{"word":"you","start":2920.145,"end":2920.4648,"confidence":0.9873047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18414199352264404},{"word":"in","start":2920.4648,"end":2920.625,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1847340911626816},{"word":"the","start":2920.625,"end":2920.785,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1612050235271454},{"word":"morning","start":2920.785,"end":2921.285,"confidence":0.99853516,"punctuated_word":"morning?","sentiment":"neutral","sentiment_score":0.17916744947433472},{"word":"that","start":2926.145,"end":2926.385,"confidence":0.9550781,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.19686369597911835},{"word":"sounds","start":2926.385,"end":2926.785,"confidence":0.9589844,"punctuated_word":"sounds","sentiment":"neutral","sentiment_score":0.1615251749753952},{"word":"okay","start":2926.785,"end":2927.285,"confidence":0.9655762,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.2056865394115448},{"word":"beautiful","start":2927.345,"end":2927.845,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.46647700667381287},{"word":"so","start":2928.32,"end":2928.56,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2574450671672821},{"word":"i'll","start":2928.56,"end":2928.64,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.29510509967803955},{"word":"pop","start":2928.64,"end":2928.96,"confidence":0.99609375,"punctuated_word":"pop","sentiment":"positive","sentiment_score":0.387529581785202},{"word":"that","start":2928.96,"end":2929.1199,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.34471631050109863},{"word":"one","start":2929.1199,"end":2929.44,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.22487711906433103},{"word":"in","start":2929.44,"end":2929.6,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2628880739212036},{"word":"there","start":2929.6,"end":2929.84,"confidence":0.9970703,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.32683852314949036},{"word":"for","start":2929.84,"end":2930.08,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2943207323551178},{"word":"you","start":2930.08,"end":2930.32,"confidence":0.99902344,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2697039246559143},{"word":"i'll","start":2930.32,"end":2930.56,"confidence":0.9560547,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.17829537391662598},{"word":"add","start":2930.56,"end":2930.72,"confidence":0.9970703,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.19574074447155},{"word":"a","start":2930.72,"end":2930.8,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1729080080986023},{"word":"little","start":2930.8,"end":2931.1199,"confidence":0.9980469,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1819578856229782},{"word":"text","start":2931.1199,"end":2931.44,"confidence":0.99902344,"punctuated_word":"text","sentiment":"neutral","sentiment_score":0.1713881641626358},{"word":"message","start":2931.44,"end":2931.92,"confidence":1.0,"punctuated_word":"message","sentiment":"neutral","sentiment_score":0.11545784771442412},{"word":"reminder","start":2931.92,"end":2932.32,"confidence":0.9921875,"punctuated_word":"reminder","sentiment":"neutral","sentiment_score":0.12854555249214172},{"word":"so","start":2932.32,"end":2932.48,"confidence":0.5317383,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1435071974992752},{"word":"it","start":2932.48,"end":2932.64,"confidence":0.9838867,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13617819547653198},{"word":"sends","start":2932.64,"end":2932.88,"confidence":0.97509766,"punctuated_word":"sends","sentiment":"neutral","sentiment_score":0.12183777987957},{"word":"you","start":2932.88,"end":2933.04,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07797912508249283},{"word":"a","start":2933.04,"end":2933.2,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07531005144119263},{"word":"message","start":2933.2,"end":2933.6,"confidence":1.0,"punctuated_word":"message","sentiment":"neutral","sentiment_score":0.07221931964159012},{"word":"today","start":2933.6,"end":2934.0,"confidence":0.7817383,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.08545249700546265},{"word":"of","start":2934.0,"end":2934.08,"confidence":0.7246094,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0773048996925354},{"word":"to","start":2934.16,"end":2934.32,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0850219577550888},{"word":"let","start":2934.32,"end":2934.48,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.10915162414312364},{"word":"you","start":2934.48,"end":2934.64,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12120261788368224},{"word":"know","start":2934.64,"end":2934.88,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.16911301016807556},{"word":"that","start":2934.88,"end":2935.38,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13815268874168396},{"word":"i'll","start":2935.44,"end":2935.68,"confidence":0.9819336,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.15864545106887817},{"word":"be","start":2935.68,"end":2935.84,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.171471506357193},{"word":"calling","start":2935.84,"end":2936.16,"confidence":0.9550781,"punctuated_word":"calling","sentiment":"neutral","sentiment_score":0.1723106950521469},{"word":"to","start":2936.16,"end":2936.32,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1534685343503952},{"word":"go","start":2936.32,"end":2936.48,"confidence":0.9951172,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1636538952589035},{"word":"through","start":2936.48,"end":2936.72,"confidence":0.9658203,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.19037511944770813},{"word":"your","start":2936.72,"end":2936.96,"confidence":0.98291016,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17133930325508118},{"word":"advice","start":2936.96,"end":2937.36,"confidence":0.3623047,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.149067223072052},{"word":"with","start":2937.36,"end":2937.6,"confidence":0.9902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.17074230313301086},{"word":"you","start":2937.6,"end":2938.1,"confidence":0.9970703,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.15618598461151123},{"word":"if","start":2938.4,"end":2938.64,"confidence":0.82373047,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.1099473163485527},{"word":"anything","start":2938.64,"end":2939.1199,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.03777345269918442},{"word":"changes","start":2939.1199,"end":2939.6199,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.04105525091290474},{"word":"or","start":2939.84,"end":2940.08,"confidence":0.921875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.040573082864284515},{"word":"if","start":2940.08,"end":2940.24,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04313414543867111},{"word":"you","start":2940.24,"end":2940.4,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02944076806306839},{"word":"find","start":2940.4,"end":2940.64,"confidence":0.9902344,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.012907296419143677},{"word":"that","start":2940.64,"end":2940.8,"confidence":0.94628906,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02029059082269669},{"word":"that","start":2940.8,"end":2940.96,"confidence":0.96875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.014881223440170288},{"word":"time","start":2940.96,"end":2941.2,"confidence":0.9892578,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.02160497009754181},{"word":"doesn't","start":2941.2,"end":2941.605,"confidence":0.99902344,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.008729569613933563},{"word":"suit","start":2941.605,"end":2941.845,"confidence":0.97021484,"punctuated_word":"suit,","sentiment":"neutral","sentiment_score":0.017620757222175598},{"word":"just","start":2941.845,"end":2942.085,"confidence":0.9277344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08032326400279999},{"word":"let","start":2942.085,"end":2942.205,"confidence":0.99902344,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.08485279232263565},{"word":"me","start":2942.205,"end":2942.325,"confidence":0.9980469,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1005137413740158},{"word":"know","start":2942.325,"end":2942.565,"confidence":0.9880371,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.12139193713665009},{"word":"i","start":2942.565,"end":2942.725,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.29749077558517456},{"word":"can","start":2942.725,"end":2942.885,"confidence":0.78515625,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.3064613938331604},{"word":"happily","start":2942.885,"end":2943.365,"confidence":0.9873047,"punctuated_word":"happily","sentiment":"neutral","sentiment_score":0.3324190676212311},{"word":"reschedule","start":2943.365,"end":2943.865,"confidence":0.9980469,"punctuated_word":"reschedule","sentiment":"neutral","sentiment_score":0.23400023579597473},{"word":"there","start":2944.005,"end":2944.505,"confidence":0.69091797,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.2150476574897766},{"word":"and","start":2945.205,"end":2945.365,"confidence":0.9248047,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.19716918468475345},{"word":"then","start":2945.365,"end":2945.685,"confidence":0.9785156,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.18024322390556335},{"word":"yeah","start":2945.685,"end":2946.005,"confidence":0.9211426,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.17821285128593445},{"word":"we'll","start":2946.005,"end":2946.325,"confidence":1.0,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.18258099257946017},{"word":"go","start":2946.325,"end":2946.4849,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1992170512676239},{"word":"through","start":2946.4849,"end":2946.725,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.19750608503818512},{"word":"and","start":2946.725,"end":2946.885,"confidence":0.9038086,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17484846711158752},{"word":"update","start":2946.885,"end":2947.285,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.16217710077762604},{"word":"your","start":2947.285,"end":2947.525,"confidence":0.92578125,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.20746158063411713},{"word":"super","start":2947.525,"end":2948.005,"confidence":0.91674805,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.22753438353538513},{"word":"i'll","start":2948.005,"end":2948.165,"confidence":0.99853516,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.16808217763900757},{"word":"look","start":2948.165,"end":2948.405,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.14300304651260376},{"word":"at","start":2948.405,"end":2948.4849,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1168127954006195},{"word":"the","start":2948.4849,"end":2948.725,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12960897386074066},{"word":"investments","start":2948.725,"end":2949.225,"confidence":0.9316406,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.1293766051530838},{"word":"and","start":2949.285,"end":2949.525,"confidence":0.95703125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1399485319852829},{"word":"look","start":2949.525,"end":2949.685,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1510717123746872},{"word":"at","start":2949.685,"end":2949.765,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.14693956077098846},{"word":"the","start":2949.765,"end":2949.925,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16033314168453217},{"word":"structure","start":2949.925,"end":2950.425,"confidence":0.96533203,"punctuated_word":"structure,","sentiment":"neutral","sentiment_score":0.18687425553798676},{"word":"and","start":2950.4849,"end":2950.645,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.23788130283355713},{"word":"we'll","start":2950.645,"end":2950.805,"confidence":0.9921875,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.21646270155906677},{"word":"just","start":2950.805,"end":2951.045,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.22586804628372192},{"word":"incorporate","start":2951.045,"end":2951.545,"confidence":0.96435547,"punctuated_word":"incorporate","sentiment":"neutral","sentiment_score":0.2189951688051224},{"word":"that","start":2951.605,"end":2951.845,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20800304412841797},{"word":"$25","start":2951.845,"end":2952.725,"confidence":0.9995117,"punctuated_word":"$25","sentiment":"neutral","sentiment_score":0.22512471675872803},{"word":"on","start":2952.725,"end":2952.885,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.20670455694198608},{"word":"a","start":2952.885,"end":2952.965,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19848254323005676},{"word":"weekly","start":2952.965,"end":2953.365,"confidence":0.99902344,"punctuated_word":"weekly","sentiment":"neutral","sentiment_score":0.1286773830652237},{"word":"basis","start":2953.365,"end":2953.865,"confidence":1.0,"punctuated_word":"basis","sentiment":"neutral","sentiment_score":0.17974761128425598},{"word":"or","start":2954.405,"end":2954.645,"confidence":0.6999512,"punctuated_word":"or,","sentiment":"neutral","sentiment_score":0.1918789744377136},{"word":"you","start":2954.645,"end":2954.805,"confidence":0.88720703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1947847455739975},{"word":"know","start":2954.805,"end":2955.045,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.211869478225708},{"word":"$50","start":2955.045,"end":2955.685,"confidence":0.98876953,"punctuated_word":"$50","sentiment":"neutral","sentiment_score":0.2304171621799469},{"word":"per","start":2955.685,"end":2955.845,"confidence":0.8852539,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.17571425437927246},{"word":"fortnight","start":2955.845,"end":2956.345,"confidence":0.9980469,"punctuated_word":"fortnight","sentiment":"neutral","sentiment_score":0.18568961322307587},{"word":"to","start":2956.405,"end":2956.83,"confidence":0.9550781,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2445048838853836},{"word":"have","start":2957.3901,"end":2957.6301,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2625015079975128},{"word":"that","start":2957.6301,"end":2957.9502,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2360527664422989},{"word":"put","start":2957.9502,"end":2958.1902,"confidence":0.9980469,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.32995110750198364},{"word":"into","start":2958.1902,"end":2958.59,"confidence":0.98828125,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.2163766622543335},{"word":"your","start":2958.59,"end":2958.75,"confidence":0.98535156,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.28694769740104675},{"word":"sofa","start":2958.75,"end":2959.23,"confidence":0.59716797,"punctuated_word":"sofa","sentiment":"neutral","sentiment_score":0.2371352016925812},{"word":"to","start":2959.23,"end":2959.47,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2767636477947235},{"word":"build","start":2959.47,"end":2959.97,"confidence":0.9838867,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.2899955213069916},{"word":"build","start":2960.1902,"end":2960.51,"confidence":0.69091797,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.31793949007987976},{"word":"on","start":2960.51,"end":2960.75,"confidence":0.99902344,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3637899458408356},{"word":"it","start":2960.75,"end":2960.9102,"confidence":0.64746094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3051677644252777},{"word":"for","start":2960.9102,"end":2961.07,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.3314583897590637},{"word":"you","start":2961.07,"end":2961.3901,"confidence":0.97094727,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2128427028656006},{"word":"how","start":2961.3901,"end":2961.6301,"confidence":0.99902344,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.14297784864902496},{"word":"does","start":2961.6301,"end":2961.79,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.1353781670331955},{"word":"that","start":2961.79,"end":2961.9502,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.22489498555660248},{"word":"sound","start":2961.9502,"end":2962.4502,"confidence":0.9995117,"punctuated_word":"sound?","sentiment":"neutral","sentiment_score":0.1555183082818985},{"word":"that's","start":2966.35,"end":2966.6702,"confidence":0.9916992,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2150704860687256},{"word":"okay","start":2966.6702,"end":2967.1702,"confidence":0.9758301,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.067334845662117},{"word":"do","start":2967.31,"end":2967.55,"confidence":1.0,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.0055440254509449005},{"word":"you","start":2967.55,"end":2967.79,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.008391929790377617},{"word":"have","start":2967.79,"end":2968.03,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0008360575884580612},{"word":"any","start":2968.03,"end":2968.27,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.003621891140937805},{"word":"questions","start":2968.27,"end":2968.77,"confidence":1.0,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.012301649898290634},{"word":"or","start":2968.99,"end":2969.31,"confidence":0.9716797,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.003487775102257729},{"word":"anything","start":2969.31,"end":2969.6301,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.0020337440073490143},{"word":"that","start":2969.6301,"end":2969.79,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.002272985875606537},{"word":"you","start":2969.79,"end":2969.9502,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0105532705783844},{"word":"think","start":2969.9502,"end":2970.1902,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.013625094667077065},{"word":"i","start":2970.1902,"end":2970.35,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.007960783317685127},{"word":"may","start":2970.35,"end":2970.51,"confidence":0.99121094,"punctuated_word":"may","sentiment":"neutral","sentiment_score":-0.019294168800115585},{"word":"not","start":2970.51,"end":2970.75,"confidence":0.9790039,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.015427514910697935},{"word":"have","start":2970.75,"end":2970.9102,"confidence":0.99316406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.014629878103733064},{"word":"touched","start":2970.9102,"end":2971.31,"confidence":0.5439453,"punctuated_word":"touched","sentiment":"neutral","sentiment_score":-0.0030161645263433456},{"word":"on","start":2971.31,"end":2971.47,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.011585496366024016},{"word":"that","start":2971.47,"end":2971.6301,"confidence":0.9902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.008711209520697594},{"word":"you","start":2971.6301,"end":2971.79,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.015793820843100548},{"word":"might","start":2971.79,"end":2972.145,"confidence":0.9970703,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.0190077293664217},{"word":"want","start":2972.305,"end":2972.4648,"confidence":0.9951172,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.018949080258607864},{"word":"me","start":2972.4648,"end":2972.625,"confidence":0.9980469,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.002962997183203697},{"word":"to","start":2972.625,"end":2972.865,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01775175705552101},{"word":"sort","start":2972.865,"end":2973.105,"confidence":0.97509766,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.011937879025936128},{"word":"of","start":2973.105,"end":2973.185,"confidence":0.88427734,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.007308010011911392},{"word":"talk","start":2973.185,"end":2973.425,"confidence":0.9980469,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":-0.006891824305057526},{"word":"about","start":2973.425,"end":2973.665,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0022355690598487854},{"word":"with","start":2973.665,"end":2973.905,"confidence":0.9707031,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.008535381406545639},{"word":"you","start":2973.905,"end":2974.065,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0012410059571266174},{"word":"at","start":2974.065,"end":2974.225,"confidence":0.9921875,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.004792734980583191},{"word":"the","start":2974.225,"end":2974.305,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.003970667719841003},{"word":"moment","start":2974.305,"end":2974.805,"confidence":0.8859863,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.0060614412650465965},{"word":"or","start":2974.945,"end":2975.445,"confidence":0.9633789,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.0293523408472538},{"word":"it's","start":2981.5051,"end":2981.745,"confidence":0.82421875,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.12030379474163055},{"word":"okay","start":2981.745,"end":2982.245,"confidence":0.9946289,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.221318781375885},{"word":"yes","start":2987.24,"end":2987.74,"confidence":0.77612305,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.27712851762771606},{"word":"absolutely","start":2988.52,"end":2989.02,"confidence":0.9794922,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.3589315712451935},{"word":"well","start":2989.88,"end":2990.2,"confidence":0.88012695,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.18984189629554749},{"word":"what","start":2990.2,"end":2990.44,"confidence":0.99609375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1815468966960907},{"word":"i'll","start":2990.68,"end":2991.0,"confidence":0.99609375,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.19796733558177948},{"word":"make","start":2991.0,"end":2991.24,"confidence":0.9970703,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.13668029010295868},{"word":"sure","start":2991.24,"end":2991.48,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.15046194195747375},{"word":"i","start":2991.48,"end":2991.64,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19870354235172272},{"word":"do","start":2991.64,"end":2991.96,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1762164682149887},{"word":"up","start":2991.96,"end":2992.2,"confidence":0.50683594,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1741584986448288},{"word":"that","start":2992.2,"end":2992.52,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21663592755794525},{"word":"email","start":2992.52,"end":2992.8398,"confidence":0.9980469,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.1758551299571991},{"word":"for","start":2992.8398,"end":2993.0798,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1776060163974762},{"word":"you","start":2993.0798,"end":2993.3198,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19016152620315552},{"word":"giving","start":2993.3198,"end":2993.5598,"confidence":0.51123047,"punctuated_word":"giving","sentiment":"neutral","sentiment_score":0.1769029200077057},{"word":"you","start":2993.5598,"end":2993.72,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20224152505397797},{"word":"some","start":2993.72,"end":2993.96,"confidence":0.9951172,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.1697717308998108},{"word":"time","start":2993.96,"end":2994.28,"confidence":0.6582031,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.17038683593273163},{"word":"deposit","start":2994.28,"end":2994.78,"confidence":0.9873047,"punctuated_word":"deposit","sentiment":"neutral","sentiment_score":0.15764503180980682},{"word":"information","start":2994.8398,"end":2995.3398,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.17186762392520905},{"word":"and","start":2995.48,"end":2995.64,"confidence":0.99121094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17020399868488312},{"word":"some","start":2995.64,"end":2995.88,"confidence":0.9970703,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.15542396903038025},{"word":"rates","start":2995.88,"end":2996.28,"confidence":0.71875,"punctuated_word":"rates","sentiment":"neutral","sentiment_score":0.1242743730545044},{"word":"around","start":2996.28,"end":2996.78,"confidence":0.99609375,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.13785596191883087},{"word":"for","start":2996.92,"end":2997.0798,"confidence":0.69873047,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1298474222421646},{"word":"the","start":2997.0798,"end":2997.24,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11541546136140823},{"word":"moment","start":2997.24,"end":2997.74,"confidence":0.82592773,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.16214856505393982},{"word":"and","start":2998.2,"end":2998.44,"confidence":0.46411133,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.14843179285526276},{"word":"i'll","start":2998.44,"end":2998.52,"confidence":0.98217773,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.15516914427280426},{"word":"add","start":2998.52,"end":2998.68,"confidence":0.9453125,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.1619836688041687},{"word":"a","start":2998.68,"end":2998.8398,"confidence":0.94189453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1612610220909119},{"word":"little","start":2998.8398,"end":2999.0798,"confidence":0.99316406,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.14081045985221863},{"word":"bit","start":2999.0798,"end":2999.24,"confidence":0.99316406,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.14152321219444275},{"word":"of","start":2999.24,"end":2999.48,"confidence":0.9350586,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1393304467201233},{"word":"information","start":2999.48,"end":2999.98,"confidence":0.97509766,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.11446963250637054},{"word":"on","start":3000.3599,"end":3000.8599,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13858479261398315},{"word":"the","start":3001.4,"end":3001.9,"confidence":0.9536133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14388971030712128},{"word":"the","start":3002.505,"end":3002.6648,"confidence":0.96533203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.138966903090477},{"word":"estate","start":3002.6648,"end":3002.9849,"confidence":0.9658203,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":0.08321218192577362},{"word":"planning","start":3002.9849,"end":3003.4648,"confidence":0.9980469,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.12582044303417206},{"word":"side","start":3003.4648,"end":3003.7048,"confidence":0.78271484,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.17847786843776703},{"word":"of","start":3003.7048,"end":3003.865,"confidence":0.86865234,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1673758625984192},{"word":"things","start":3003.865,"end":3004.345,"confidence":0.9633789,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.177470400929451},{"word":"i'll","start":3004.345,"end":3004.6648,"confidence":0.9980469,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.17681841552257538},{"word":"put","start":3004.6648,"end":3004.9048,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.18049465119838717},{"word":"a","start":3004.9048,"end":3004.9849,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1869371235370636},{"word":"bit","start":3004.9849,"end":3005.145,"confidence":0.99609375,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1385037899017334},{"word":"of","start":3005.145,"end":3005.305,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1619148999452591},{"word":"detail","start":3005.305,"end":3005.7048,"confidence":0.984375,"punctuated_word":"detail","sentiment":"neutral","sentiment_score":0.12555469572544098},{"word":"in","start":3005.7048,"end":3005.9448,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16712027788162231},{"word":"there","start":3005.9448,"end":3006.265,"confidence":0.9921875,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.16572321951389313},{"word":"about","start":3006.265,"end":3006.765,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12385936826467514},{"word":"updating","start":3006.825,"end":3007.2249,"confidence":0.97998047,"punctuated_word":"updating","sentiment":"neutral","sentiment_score":0.12759144604206085},{"word":"your","start":3007.2249,"end":3007.4648,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14080829918384552},{"word":"beneficiary","start":3007.4648,"end":3007.9648,"confidence":0.80371094,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.1420576423406601},{"word":"to","start":3008.025,"end":3008.105,"confidence":0.83740234,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16594770550727844},{"word":"a","start":3008.105,"end":3008.1848,"confidence":0.47485352,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15193389356136322},{"word":"legal","start":3008.1848,"end":3008.6848,"confidence":0.99121094,"punctuated_word":"legal","sentiment":"neutral","sentiment_score":0.09755069017410278},{"word":"representative","start":3008.9048,"end":3009.4048,"confidence":0.5703125,"punctuated_word":"representative","sentiment":"neutral","sentiment_score":0.10837993025779724},{"word":"and","start":3009.545,"end":3009.7048,"confidence":0.6298828,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.19244536757469177},{"word":"what","start":3009.7048,"end":3009.9448,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.17122623324394226},{"word":"that","start":3009.9448,"end":3010.1848,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16389454901218414},{"word":"means","start":3010.1848,"end":3010.505,"confidence":0.9921875,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.10473373532295228},{"word":"to","start":3010.505,"end":3010.7449,"confidence":0.9819336,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17372021079063416},{"word":"clarify","start":3010.7449,"end":3011.2449,"confidence":1.0,"punctuated_word":"clarify","sentiment":"neutral","sentiment_score":0.12157908082008362},{"word":"it","start":3011.385,"end":3011.4648,"confidence":0.8354492,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.17340928316116333},{"word":"for","start":3011.4648,"end":3011.7048,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2068491280078888},{"word":"you","start":3011.7048,"end":3012.2048,"confidence":0.75024414,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.16210025548934937},{"word":"and","start":3012.345,"end":3012.585,"confidence":0.81396484,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15202346444129944},{"word":"i'll","start":3012.585,"end":3012.7449,"confidence":0.99316406,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.13272903859615326},{"word":"also","start":3012.7449,"end":3013.065,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.10094977170228958},{"word":"put","start":3013.065,"end":3013.2249,"confidence":0.9970703,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.12394636869430542},{"word":"some","start":3013.2249,"end":3013.4648,"confidence":0.9941406,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.09237216413021088},{"word":"details","start":3013.4648,"end":3013.9648,"confidence":0.9941406,"punctuated_word":"details","sentiment":"neutral","sentiment_score":0.08824223279953003},{"word":"in","start":3014.025,"end":3014.105,"confidence":0.64404297,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0915067344903946},{"word":"there","start":3014.105,"end":3014.265,"confidence":0.6176758,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.11889676004648209},{"word":"on","start":3014.265,"end":3014.4248,"confidence":0.9394531,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.08130597323179245},{"word":"doing","start":3014.4248,"end":3014.7449,"confidence":0.98828125,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.08117623627185822},{"word":"up","start":3014.7449,"end":3014.9048,"confidence":0.7236328,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.076930932700634},{"word":"a","start":3014.9048,"end":3015.065,"confidence":0.9038086,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09687785804271698},{"word":"will","start":3015.065,"end":3015.4648,"confidence":0.86328125,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.10294666886329652},{"word":"and","start":3015.4648,"end":3015.7048,"confidence":0.9604492,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.117919921875},{"word":"how","start":3015.7048,"end":3015.865,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.09187878668308258},{"word":"to","start":3015.865,"end":3016.025,"confidence":0.98828125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0972503423690796},{"word":"go","start":3016.025,"end":3016.265,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1010921746492386},{"word":"about","start":3016.265,"end":3016.585,"confidence":0.9951172,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.08894362300634384},{"word":"doing","start":3016.585,"end":3016.9048,"confidence":0.9970703,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.08586080372333527},{"word":"that","start":3016.9048,"end":3017.4048,"confidence":0.9814453,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.11558358371257782},{"word":"i'll","start":3017.91,"end":3018.15,"confidence":0.9921875,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1044188141822815},{"word":"probably","start":3018.15,"end":3018.47,"confidence":0.99609375,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.12484753876924516},{"word":"also","start":3018.47,"end":3018.79,"confidence":0.9921875,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.09561286121606828},{"word":"just","start":3018.79,"end":3018.95,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12805388867855072},{"word":"pop","start":3018.95,"end":3019.19,"confidence":0.9707031,"punctuated_word":"pop","sentiment":"neutral","sentiment_score":0.13994161784648895},{"word":"a","start":3019.19,"end":3019.27,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12184188514947893},{"word":"little","start":3019.27,"end":3019.67,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1227853000164032},{"word":"recap","start":3019.67,"end":3020.0698,"confidence":0.9770508,"punctuated_word":"recap","sentiment":"neutral","sentiment_score":0.09032491594552994},{"word":"in","start":3020.0698,"end":3020.23,"confidence":0.9013672,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1059003844857216},{"word":"as","start":3020.23,"end":3020.47,"confidence":0.93603516,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.12245211005210876},{"word":"to","start":3020.47,"end":3020.55,"confidence":0.94921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13013535737991333},{"word":"what","start":3020.55,"end":3020.71,"confidence":0.99609375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.11491339653730392},{"word":"i'm","start":3020.71,"end":3020.8699,"confidence":0.96240234,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.11891019344329834},{"word":"doing","start":3020.8699,"end":3021.19,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.09268711507320404},{"word":"advice","start":3021.19,"end":3021.67,"confidence":0.4580078,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.10276837646961212},{"word":"was","start":3021.67,"end":3021.99,"confidence":0.4501953,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.10773561894893646},{"word":"just","start":3021.99,"end":3022.23,"confidence":0.8964844,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.11218391358852386},{"word":"to","start":3022.23,"end":3022.3098,"confidence":0.96972656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10218226164579391},{"word":"sort","start":3022.3098,"end":3022.47,"confidence":0.94921875,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.09026798605918884},{"word":"of","start":3022.47,"end":3022.71,"confidence":0.90283203,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10853219032287598},{"word":"clarify","start":3022.71,"end":3023.19,"confidence":0.9980469,"punctuated_word":"clarify","sentiment":"neutral","sentiment_score":0.07034121453762054},{"word":"things","start":3023.19,"end":3023.5898,"confidence":0.9941406,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.08403229713439941},{"word":"because","start":3023.5898,"end":3023.8298,"confidence":0.36743164,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.0682271420955658},{"word":"i","start":3023.8298,"end":3023.91,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05756082385778427},{"word":"know","start":3023.91,"end":3024.15,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.04653361067175865},{"word":"when","start":3024.15,"end":3024.39,"confidence":0.9970703,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.0463075116276741},{"word":"we're","start":3024.39,"end":3024.55,"confidence":0.9970703,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.036604948341846466},{"word":"talking","start":3024.55,"end":3024.95,"confidence":0.9863281,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.02739953994750977},{"word":"on","start":3024.95,"end":3025.03,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.044411856681108475},{"word":"the","start":3025.03,"end":3025.19,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05946771800518036},{"word":"phone","start":3025.19,"end":3025.69,"confidence":0.96655273,"punctuated_word":"phone,","sentiment":"neutral","sentiment_score":0.04047049954533577},{"word":"i'm","start":3025.91,"end":3026.15,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.026524094864726067},{"word":"going","start":3026.15,"end":3026.39,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.027420755475759503},{"word":"through","start":3026.39,"end":3026.71,"confidence":0.98828125,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.02200137823820114},{"word":"a","start":3026.71,"end":3026.79,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.021797318011522293},{"word":"lot","start":3026.79,"end":3027.29,"confidence":0.84716797,"punctuated_word":"lot,","sentiment":"neutral","sentiment_score":0.016419120132923126},{"word":"and","start":3027.43,"end":3027.5898,"confidence":0.96435547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.00760350376367569},{"word":"it","start":3027.5898,"end":3027.75,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0087052620947361},{"word":"can","start":3027.75,"end":3027.99,"confidence":0.80566406,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.003888525068759918},{"word":"often","start":3027.99,"end":3028.3098,"confidence":0.9716797,"punctuated_word":"often","sentiment":"neutral","sentiment_score":0.0026986561715602875},{"word":"be","start":3028.3098,"end":3028.55,"confidence":0.9951172,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.015057656913995745},{"word":"at","start":3028.55,"end":3028.63,"confidence":0.8330078,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.012967204675078392},{"word":"the","start":3028.63,"end":3028.79,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03130848705768585},{"word":"end","start":3028.79,"end":3028.95,"confidence":0.99902344,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.047183338552713394},{"word":"of","start":3028.95,"end":3029.1099,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.052895501255989075},{"word":"the","start":3029.1099,"end":3029.19,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04791732504963875},{"word":"call","start":3029.19,"end":3029.43,"confidence":0.70202637,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.044798243790864944},{"word":"there","start":3029.43,"end":3029.5898,"confidence":0.9667969,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.042958371341228485},{"word":"might","start":3029.5898,"end":3029.75,"confidence":0.99609375,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.02353919856250286},{"word":"be","start":3029.75,"end":3030.045,"confidence":0.96777344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.029445284977555275},{"word":"questions","start":3030.125,"end":3030.525,"confidence":0.9941406,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.01569419726729393},{"word":"that","start":3030.525,"end":3030.6848,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.014433283358812332},{"word":"come","start":3030.6848,"end":3030.9248,"confidence":0.98095703,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.027721457183361053},{"word":"out","start":3030.9248,"end":3031.005,"confidence":0.96240234,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.029453907161951065},{"word":"of","start":3031.005,"end":3031.085,"confidence":0.44604492,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.027454279363155365},{"word":"you","start":3031.085,"end":3031.165,"confidence":0.81225586,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.019427219405770305},{"word":"you","start":3031.165,"end":3031.2449,"confidence":0.45825195,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.014421068131923676},{"word":"might","start":3031.2449,"end":3031.405,"confidence":0.96240234,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.008834678679704666},{"word":"go","start":3031.405,"end":3031.4849,"confidence":0.8708496,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":0.01342550665140152},{"word":"hang","start":3031.4849,"end":3031.645,"confidence":0.95947266,"punctuated_word":"hang","sentiment":"neutral","sentiment_score":-0.006347460672259331},{"word":"on","start":3031.645,"end":3031.7249,"confidence":0.9711914,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":-0.0036336109042167664},{"word":"what","start":3031.7249,"end":3031.885,"confidence":0.9970703,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.004944268614053726},{"word":"did","start":3031.885,"end":3032.045,"confidence":0.99609375,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.0017042607069015503},{"word":"you","start":3032.045,"end":3032.2048,"confidence":0.97509766,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.001016572117805481},{"word":"say","start":3032.2048,"end":3032.4448,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.0029144734144210815},{"word":"about","start":3032.4448,"end":3032.6848,"confidence":0.98291016,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.0009491369128227234},{"word":"that","start":3032.6848,"end":3032.9248,"confidence":0.9970703,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.012020605616271496},{"word":"i","start":3032.9248,"end":3033.085,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01333032175898552},{"word":"don't","start":3033.085,"end":3033.325,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.015953315421938896},{"word":"remember","start":3033.325,"end":3033.825,"confidence":0.99853516,"punctuated_word":"remember.","sentiment":"neutral","sentiment_score":-0.012064144015312197},{"word":"so","start":3034.605,"end":3034.845,"confidence":0.90478516,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.006808958947658539},{"word":"i'll","start":3034.845,"end":3035.005,"confidence":0.9638672,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.05699867010116577},{"word":"just","start":3035.005,"end":3035.165,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06300610303878784},{"word":"do","start":3035.165,"end":3035.325,"confidence":0.984375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06817381829023361},{"word":"a","start":3035.325,"end":3035.405,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08828601241111755},{"word":"little","start":3035.405,"end":3035.645,"confidence":0.99609375,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.08291895687580109},{"word":"bit","start":3035.645,"end":3035.885,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.0914914608001709},{"word":"of","start":3035.885,"end":3035.9648,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09998654574155807},{"word":"a","start":3035.9648,"end":3036.2048,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08279288560152054},{"word":"recap","start":3036.2048,"end":3036.605,"confidence":0.9951172,"punctuated_word":"recap","sentiment":"neutral","sentiment_score":0.042501386255025864},{"word":"of","start":3036.605,"end":3036.765,"confidence":0.89501953,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05973294377326965},{"word":"what","start":3036.765,"end":3037.005,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.07032421231269836},{"word":"i'm","start":3037.005,"end":3037.165,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.08504831790924072},{"word":"looking","start":3037.165,"end":3037.565,"confidence":0.99121094,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.0944681316614151},{"word":"at","start":3037.565,"end":3037.7249,"confidence":0.99121094,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.100211963057518},{"word":"to","start":3037.7249,"end":3037.885,"confidence":0.88964844,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11480845510959624},{"word":"give","start":3037.885,"end":3038.045,"confidence":0.99316406,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.07135853916406631},{"word":"you","start":3038.045,"end":3038.2048,"confidence":0.9873047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08281370997428894},{"word":"some","start":3038.2048,"end":3038.525,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.06990015506744385},{"word":"clarity","start":3038.525,"end":3039.005,"confidence":0.9921875,"punctuated_word":"clarity","sentiment":"neutral","sentiment_score":0.06540152430534363},{"word":"so","start":3039.005,"end":3039.165,"confidence":0.54589844,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.15520884096622467},{"word":"you","start":3039.165,"end":3039.2449,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13129925727844238},{"word":"can","start":3039.2449,"end":3039.405,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15160173177719116},{"word":"go","start":3039.405,"end":3039.645,"confidence":0.97314453,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1330917477607727},{"word":"back","start":3039.645,"end":3039.885,"confidence":0.9863281,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.10374930500984192},{"word":"after","start":3039.885,"end":3040.2048,"confidence":0.8378906,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.09665237367153168},{"word":"the","start":3040.2048,"end":3040.365,"confidence":0.9707031,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0961584895849228},{"word":"call","start":3040.365,"end":3040.605,"confidence":0.9980469,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.09366226941347122},{"word":"and","start":3040.605,"end":3040.765,"confidence":0.9819336,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1295188069343567},{"word":"just","start":3040.765,"end":3041.005,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12843306362628937},{"word":"review","start":3041.005,"end":3041.405,"confidence":0.99609375,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.0701787918806076},{"word":"that","start":3041.405,"end":3041.645,"confidence":0.98535156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10570213198661804},{"word":"email","start":3041.645,"end":3042.145,"confidence":0.9248047,"punctuated_word":"email.","sentiment":"neutral","sentiment_score":0.0738230049610138},{"word":"and","start":3042.63,"end":3042.8699,"confidence":0.98291016,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.10733120143413544},{"word":"then","start":3042.8699,"end":3042.95,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1057041957974434},{"word":"if","start":3042.95,"end":3043.19,"confidence":0.9921875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.12376300990581512},{"word":"you","start":3043.19,"end":3043.3499,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11448682099580763},{"word":"do","start":3043.3499,"end":3043.51,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11275671422481535},{"word":"have","start":3043.51,"end":3043.75,"confidence":0.9941406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07655396312475204},{"word":"any","start":3043.75,"end":3044.15,"confidence":0.9951172,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.0637526884675026},{"word":"additional","start":3044.15,"end":3044.5498,"confidence":0.9951172,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.050349295139312744},{"word":"questions","start":3044.5498,"end":3045.0298,"confidence":0.9753418,"punctuated_word":"questions,","sentiment":"neutral","sentiment_score":0.0665673315525055},{"word":"you","start":3045.0298,"end":3045.19,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10518935322761536},{"word":"can","start":3045.19,"end":3045.43,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.11291539669036864},{"word":"come","start":3045.43,"end":3045.5898,"confidence":0.99609375,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.08122767508029938},{"word":"back","start":3045.5898,"end":3045.91,"confidence":0.92626953,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":0.07497601211071014},{"word":"you'll","start":3045.91,"end":3046.15,"confidence":0.9890137,"punctuated_word":"You'll","sentiment":"neutral","sentiment_score":0.09447495639324188},{"word":"have","start":3046.15,"end":3046.39,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08599184453487396},{"word":"my","start":3046.39,"end":3046.63,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.07681049406528473},{"word":"contact","start":3046.63,"end":3047.0298,"confidence":0.68444824,"punctuated_word":"contact.","sentiment":"neutral","sentiment_score":0.08199077099561691},{"word":"you","start":3047.0298,"end":3047.2698,"confidence":0.94921875,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.07733149081468582},{"word":"can","start":3047.2698,"end":3047.43,"confidence":0.96875,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07933223992586136},{"word":"let","start":3047.43,"end":3047.67,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.076910600066185},{"word":"me","start":3047.67,"end":3047.8298,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.08397381752729416},{"word":"know","start":3047.8298,"end":3048.3098,"confidence":0.9995117,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.08241835236549377},{"word":"okay","start":3048.3098,"end":3048.8098,"confidence":0.79907227,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.08232596516609192},{"word":"all","start":3053.3499,"end":3053.5898,"confidence":0.7558594,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.5263316631317139},{"word":"good","start":3053.5898,"end":3054.0698,"confidence":0.99560547,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4595131278038025},{"word":"no","start":3054.0698,"end":3054.5498,"confidence":0.6098633,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.2108159065246582},{"word":"all","start":3054.5498,"end":3054.7898,"confidence":0.65771484,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.24201582372188568},{"word":"good","start":3054.7898,"end":3055.0298,"confidence":0.9523926,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.2284047156572342},{"word":"honestly","start":3055.0298,"end":3055.5298,"confidence":0.9838867,"punctuated_word":"Honestly,","sentiment":"neutral","sentiment_score":0.19676518440246585},{"word":"not","start":3055.67,"end":3055.91,"confidence":0.99609375,"punctuated_word":"not","sentiment":"positive","sentiment_score":0.37336283922195435},{"word":"a","start":3055.91,"end":3055.99,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.31357237696647644},{"word":"problem","start":3055.99,"end":3056.39,"confidence":1.0,"punctuated_word":"problem","sentiment":"positive","sentiment_score":0.35050421953201294},{"word":"at","start":3056.39,"end":3056.5498,"confidence":0.99902344,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.349764883518219},{"word":"all","start":3056.5498,"end":3056.71,"confidence":0.99902344,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.38708049058914185},{"word":"i've","start":3056.71,"end":3056.7898,"confidence":0.9916992,"punctuated_word":"I've","sentiment":"positive","sentiment_score":0.3735110461711883},{"word":"got","start":3056.7898,"end":3057.0298,"confidence":0.98828125,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.37345126271247864},{"word":"you","start":3057.0298,"end":3057.19,"confidence":0.99316406,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3598403036594391},{"word":"all","start":3057.19,"end":3057.3499,"confidence":0.96972656,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.3717588186264038},{"word":"booked","start":3057.3499,"end":3057.51,"confidence":0.82910156,"punctuated_word":"booked","sentiment":"positive","sentiment_score":0.42058083415031433},{"word":"in","start":3057.51,"end":3057.67,"confidence":0.5683594,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.374292254447937},{"word":"for","start":3057.67,"end":3057.8298,"confidence":0.7475586,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4028470516204834},{"word":"your","start":3057.8298,"end":3057.99,"confidence":0.9902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4157162010669708},{"word":"advice","start":3057.99,"end":3058.275,"confidence":0.7265625,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.35212084650993347},{"word":"presentation","start":3058.515,"end":3058.9148,"confidence":1.0,"punctuated_word":"presentation","sentiment":"neutral","sentiment_score":0.32768484950065613},{"word":"there","start":3058.9148,"end":3059.2349,"confidence":0.99609375,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.360852986574173},{"word":"as","start":3059.2349,"end":3059.395,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.4146059453487396},{"word":"well","start":3059.395,"end":3059.895,"confidence":0.9975586,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.4088734984397888},{"word":"i'll","start":3060.275,"end":3060.515,"confidence":0.79833984,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.378434419631958},{"word":"go","start":3060.515,"end":3060.6748,"confidence":0.9941406,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.41384515166282654},{"word":"back","start":3060.6748,"end":3060.9148,"confidence":0.99902344,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.445794939994812},{"word":"and","start":3060.9148,"end":3060.9949,"confidence":0.9921875,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3902695178985596},{"word":"do","start":3060.9949,"end":3061.2349,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.4338039755821228},{"word":"that","start":3061.2349,"end":3061.395,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4932330548763275},{"word":"research","start":3061.395,"end":3061.875,"confidence":0.8935547,"punctuated_word":"research","sentiment":"positive","sentiment_score":0.4337442219257355},{"word":"for","start":3061.875,"end":3062.035,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.46389240026474},{"word":"you","start":3062.035,"end":3062.1948,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.42008113861083984},{"word":"and","start":3062.1948,"end":3062.355,"confidence":0.984375,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4058331251144409},{"word":"get","start":3062.355,"end":3062.595,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.43787315487861633},{"word":"everything","start":3062.595,"end":3062.9949,"confidence":1.0,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.4769634902477264},{"word":"working","start":3062.9949,"end":3063.315,"confidence":0.9260254,"punctuated_word":"working.","sentiment":"positive","sentiment_score":0.41274160146713257},{"word":"and","start":3063.315,"end":3063.555,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.31687045097351074},{"word":"if","start":3063.555,"end":3063.7148,"confidence":0.99316406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.33296018838882446},{"word":"you're","start":3063.7148,"end":3063.795,"confidence":0.9020996,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.3845944404602051},{"word":"happy","start":3063.795,"end":3064.1948,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.37047433853149414},{"word":"just","start":3064.1948,"end":3064.355,"confidence":0.5341797,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.46016180515289307},{"word":"to","start":3064.355,"end":3064.4348,"confidence":0.9277344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.41522276401519775},{"word":"stay","start":3064.4348,"end":3064.6748,"confidence":0.9941406,"punctuated_word":"stay","sentiment":"positive","sentiment_score":0.4292516112327576},{"word":"on","start":3064.6748,"end":3064.755,"confidence":0.7246094,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.41277965903282166},{"word":"board","start":3064.755,"end":3065.075,"confidence":0.9951172,"punctuated_word":"board","sentiment":"positive","sentiment_score":0.4597657024860382},{"word":"as","start":3065.075,"end":3065.2349,"confidence":0.60498047,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.4819075465202331},{"word":"a","start":3065.2349,"end":3065.315,"confidence":0.97509766,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4570005536079407},{"word":"client","start":3065.315,"end":3065.635,"confidence":0.9885254,"punctuated_word":"client,","sentiment":"positive","sentiment_score":0.3875017762184143},{"word":"i'll","start":3065.635,"end":3065.795,"confidence":0.98999023,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.3623398244380951},{"word":"just","start":3065.795,"end":3066.035,"confidence":1.0,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.374798983335495},{"word":"get","start":3066.035,"end":3066.1948,"confidence":0.9980469,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.34372377395629883},{"word":"you","start":3066.1948,"end":3066.355,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.32626277208328247},{"word":"to","start":3066.355,"end":3066.515,"confidence":0.94189453,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.32674556970596313},{"word":"sign","start":3066.515,"end":3066.755,"confidence":0.99902344,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.23789456486701965},{"word":"on","start":3066.755,"end":3066.9148,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3340942859649658},{"word":"that","start":3066.9148,"end":3067.1548,"confidence":0.99316406,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.36967459321022034},{"word":"annual","start":3067.1548,"end":3067.6548,"confidence":0.82128906,"punctuated_word":"annual","sentiment":"positive","sentiment_score":0.3625480830669403},{"word":"ongoing","start":3068.115,"end":3068.595,"confidence":0.8676758,"punctuated_word":"ongoing","sentiment":"positive","sentiment_score":0.3669641315937042},{"word":"service","start":3068.595,"end":3069.075,"confidence":0.9980469,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.2663864195346832},{"word":"agreement","start":3069.075,"end":3069.555,"confidence":0.9946289,"punctuated_word":"agreement.","sentiment":"positive","sentiment_score":0.34242111444473267},{"word":"you","start":3069.555,"end":3069.795,"confidence":0.8857422,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.2511550188064575},{"word":"put","start":3069.795,"end":3070.035,"confidence":0.7949219,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.2441588789224625},{"word":"the","start":3070.035,"end":3070.275,"confidence":0.91845703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.27990230917930603},{"word":"sign","start":3070.275,"end":3070.515,"confidence":0.9707031,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.2189539074897766},{"word":"here","start":3070.515,"end":3070.6748,"confidence":0.98828125,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.21729840338230133},{"word":"button","start":3070.6748,"end":3070.9949,"confidence":0.74194336,"punctuated_word":"button,","sentiment":"neutral","sentiment_score":0.26566511392593384},{"word":"that'll","start":3070.9949,"end":3071.315,"confidence":0.9562988,"punctuated_word":"that'll","sentiment":"neutral","sentiment_score":0.2506389021873474},{"word":"all","start":3071.315,"end":3071.555,"confidence":0.99316406,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2231222689151764},{"word":"come","start":3071.555,"end":3071.7148,"confidence":0.9970703,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.2502005696296692},{"word":"back","start":3071.7148,"end":3071.91,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.2300206422805786},{"word":"to","start":3078.0698,"end":3078.5698,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2718478739261627},{"word":"me","start":3078.67,"end":3079.17,"confidence":0.99902344,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.1625310480594635},{"word":"you're","start":3079.27,"end":3079.5898,"confidence":0.8557129,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.2210240364074707},{"word":"a","start":3079.5898,"end":3079.75,"confidence":0.48657227,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2130089700222015},{"word":"bitch","start":3079.75,"end":3080.25,"confidence":0.5779419,"punctuated_word":"bitch.","sentiment":"neutral","sentiment_score":-0.23098687827587128},{"word":"it","start":3081.5898,"end":3081.8298,"confidence":0.9941406,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.12865623831748962},{"word":"is","start":3081.8298,"end":3081.99,"confidence":0.87109375,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.060812562704086304},{"word":"it's","start":3081.99,"end":3082.23,"confidence":0.6575928,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.048739101737737656},{"word":"just","start":3082.23,"end":3082.47,"confidence":0.97998047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06652440130710602},{"word":"come","start":3082.47,"end":3082.71,"confidence":0.96972656,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.08955515921115875},{"word":"back","start":3082.71,"end":3082.8699,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.10465140640735626},{"word":"to","start":3082.8699,"end":3083.03,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.056604474782943726},{"word":"me","start":3083.03,"end":3083.27,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.06255467981100082},{"word":"now","start":3083.27,"end":3083.51,"confidence":0.9995117,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.07694952189922333},{"word":"thank","start":3083.51,"end":3083.8298,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6008001565933228},{"word":"you","start":3083.8298,"end":3084.15,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5548300743103027},{"word":"so","start":3084.15,"end":3084.3098,"confidence":0.99902344,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.5354613065719604},{"word":"much","start":3084.3098,"end":3084.705,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.5070762634277344},{"word":"for","start":3086.7852,"end":3086.7966,"confidence":0.8276367,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5671879053115845},{"word":"that","start":3086.7966,"end":3086.8079,"confidence":0.99365234,"punctuated_word":"that,","sentiment":"positive","sentiment_score":0.5321193933486938},{"word":"naomi","start":3086.8079,"end":3086.8193,"confidence":0.9580078,"punctuated_word":"Naomi.","sentiment":"positive","sentiment_score":0.5037687420845032},{"word":"i","start":3086.8193,"end":3086.8308,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.7312270402908325},{"word":"really","start":3086.8308,"end":3086.8423,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.7969110012054443},{"word":"appreciate","start":3086.8423,"end":3086.8535,"confidence":1.0,"punctuated_word":"appreciate","sentiment":"positive","sentiment_score":0.7081829905509949},{"word":"you","start":3086.8535,"end":3086.865,"confidence":0.99316406,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7426774501800537},{"word":"taking","start":3086.865,"end":3087.2651,"confidence":0.99609375,"punctuated_word":"taking","sentiment":"positive","sentiment_score":0.812398374080658},{"word":"my","start":3087.2651,"end":3087.5051,"confidence":0.99902344,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.7256127595901489},{"word":"call","start":3087.5051,"end":3087.8252,"confidence":0.99609375,"punctuated_word":"call","sentiment":"positive","sentiment_score":0.737582266330719},{"word":"today","start":3087.8252,"end":3088.3252,"confidence":0.99902344,"punctuated_word":"today.","sentiment":"positive","sentiment_score":0.7607901096343994},{"word":"i","start":3088.385,"end":3088.5452,"confidence":0.91845703,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5847439765930176},{"word":"hope","start":3088.5452,"end":3088.865,"confidence":0.8071289,"punctuated_word":"hope","sentiment":"positive","sentiment_score":0.6592772006988525},{"word":"everything","start":3088.865,"end":3089.2651,"confidence":0.97802734,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.5964378714561462},{"word":"goes","start":3089.2651,"end":3089.5051,"confidence":0.9838867,"punctuated_word":"goes","sentiment":"positive","sentiment_score":0.602119505405426},{"word":"well","start":3089.5051,"end":3089.745,"confidence":0.9951172,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.6149321794509888},{"word":"with","start":3089.745,"end":3089.905,"confidence":0.96777344,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.5752242803573608},{"word":"selling","start":3089.905,"end":3090.225,"confidence":0.99316406,"punctuated_word":"selling","sentiment":"positive","sentiment_score":0.443521112203598},{"word":"the","start":3090.225,"end":3090.385,"confidence":0.99121094,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4506247937679291},{"word":"car","start":3090.385,"end":3090.705,"confidence":0.97875977,"punctuated_word":"car,","sentiment":"positive","sentiment_score":0.4775668680667877},{"word":"and","start":3090.705,"end":3090.945,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4988005757331848},{"word":"i'll","start":3090.945,"end":3091.185,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.4438663423061371},{"word":"get","start":3091.185,"end":3091.345,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.5772451162338257},{"word":"that","start":3091.345,"end":3091.665,"confidence":0.98828125,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5533854961395264},{"word":"email","start":3091.665,"end":3092.0652,"confidence":0.9741211,"punctuated_word":"email","sentiment":"positive","sentiment_score":0.5134291052818298},{"word":"done","start":3092.0652,"end":3092.3052,"confidence":0.9038086,"punctuated_word":"done.","sentiment":"positive","sentiment_score":0.4447760283946991},{"word":"and","start":3092.3052,"end":3092.5452,"confidence":0.767334,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.3324723243713379},{"word":"yeah","start":3092.5452,"end":3092.865,"confidence":0.9926758,"punctuated_word":"yeah,","sentiment":"positive","sentiment_score":0.4194630980491638},{"word":"good","start":3092.865,"end":3093.105,"confidence":0.6010742,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5645086765289307},{"word":"luck","start":3093.105,"end":3093.345,"confidence":0.7841797,"punctuated_word":"luck","sentiment":"positive","sentiment_score":0.584755003452301},{"word":"looking","start":3093.345,"end":3093.665,"confidence":0.8154297,"punctuated_word":"looking","sentiment":"positive","sentiment_score":0.545292854309082},{"word":"at","start":3093.665,"end":3093.8252,"confidence":0.96533203,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.413846492767334},{"word":"properties","start":3093.8252,"end":3094.3252,"confidence":0.9326172,"punctuated_word":"properties","sentiment":"neutral","sentiment_score":0.32856035232543945},{"word":"with","start":3094.385,"end":3094.5452,"confidence":0.8828125,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.42280277609825134},{"word":"the","start":3094.5452,"end":3094.705,"confidence":0.50439453,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5258633494377136},{"word":"mom","start":3094.705,"end":3095.205,"confidence":0.97021484,"punctuated_word":"mom.","sentiment":"positive","sentiment_score":0.5037387609481812},{"word":"yeah","start":3100.68,"end":3101.18,"confidence":0.85546875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01966484822332859},{"word":"so","start":3105.0,"end":3105.32,"confidence":0.9902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02638796344399452},{"word":"we're","start":3105.32,"end":3105.56,"confidence":0.93774414,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.021609380841255188},{"word":"in","start":3105.56,"end":3105.8,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.014657675288617613},{"word":"southport","start":3105.8,"end":3106.3,"confidence":0.89160156,"punctuated_word":"Southport","sentiment":"neutral","sentiment_score":0.012462642043828964},{"word":"on","start":3106.3599,"end":3106.52,"confidence":0.97314453,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.008896056562662125},{"word":"the","start":3106.52,"end":3106.5999,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.018558423966169357},{"word":"gold","start":3106.5999,"end":3106.92,"confidence":0.9003906,"punctuated_word":"Gold","sentiment":"neutral","sentiment_score":0.015456348657608032},{"word":"coast","start":3106.92,"end":3107.24,"confidence":0.99902344,"punctuated_word":"Coast","sentiment":"neutral","sentiment_score":0.024464791640639305},{"word":"in","start":3107.24,"end":3107.4,"confidence":0.9770508,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.017875267192721367},{"word":"the","start":3107.4,"end":3107.56,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.028161047026515007},{"word":"office","start":3107.56,"end":3108.04,"confidence":0.87158203,"punctuated_word":"office.","sentiment":"neutral","sentiment_score":0.01791982725262642},{"word":"yeah","start":3108.04,"end":3108.44,"confidence":0.9926758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01814952492713928},{"word":"but","start":3108.44,"end":3108.5999,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.01585371047258377},{"word":"i","start":3108.5999,"end":3108.76,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.018758267164230347},{"word":"actually","start":3108.76,"end":3109.0,"confidence":0.99609375,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.02163035050034523},{"word":"live","start":3109.0,"end":3109.24,"confidence":1.0,"punctuated_word":"live","sentiment":"neutral","sentiment_score":0.02161010541021824},{"word":"in","start":3109.24,"end":3109.4,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.023419901728630062},{"word":"northern","start":3109.4,"end":3109.72,"confidence":0.81152344,"punctuated_word":"Northern","sentiment":"neutral","sentiment_score":0.022973107174038887},{"word":"new","start":3109.72,"end":3109.88,"confidence":0.97998047,"punctuated_word":"New","sentiment":"neutral","sentiment_score":0.01733732409775257},{"word":"south","start":3109.88,"end":3110.1199,"confidence":0.9970703,"punctuated_word":"South","sentiment":"neutral","sentiment_score":0.0123013062402606},{"word":"wales","start":3110.1199,"end":3110.6199,"confidence":1.0,"punctuated_word":"Wales.","sentiment":"neutral","sentiment_score":0.01879668235778809},{"word":"yeah","start":3110.76,"end":3111.26,"confidence":0.98706055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05921523272991181},{"word":"yeah","start":3115.5552,"end":3116.0552,"confidence":0.75512695,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16017797589302063},{"word":"it","start":3117.875,"end":3118.115,"confidence":0.9326172,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.1608920842409134},{"word":"is","start":3118.115,"end":3118.3552,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2847277522087097},{"word":"beautiful","start":3118.3552,"end":3118.8552,"confidence":0.9995117,"punctuated_word":"beautiful.","sentiment":"neutral","sentiment_score":0.2265323251485825},{"word":"oh","start":3122.0352,"end":3122.5352,"confidence":0.77490234,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.06412860751152039},{"word":"nice","start":3122.5952,"end":3123.0952,"confidence":0.99560547,"punctuated_word":"nice.","sentiment":"neutral","sentiment_score":0.14895102381706238},{"word":"nice","start":3123.395,"end":3123.895,"confidence":0.9941406,"punctuated_word":"Nice.","sentiment":"neutral","sentiment_score":0.14146319031715393},{"word":"yep","start":3126.3552,"end":3126.57,"confidence":0.9460449,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.058531753718853},{"word":"yeah","start":3135.6902,"end":3136.1902,"confidence":0.8881836,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06036023795604706},{"word":"yes","start":3142.2651,"end":3142.7651,"confidence":0.91503906,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.12382277846336363},{"word":"yes","start":3155.145,"end":3155.225,"confidence":0.78149414,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1306009143590927},{"word":"wow","start":3155.225,"end":3155.725,"confidence":0.9946289,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.1519143283367157},{"word":"yeah","start":3165.96,"end":3166.44,"confidence":0.9094238,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07967384159564972},{"word":"yep","start":3166.44,"end":3166.94,"confidence":0.7348633,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07574188709259033},{"word":"absolutely","start":3168.3599,"end":3168.8599,"confidence":0.6903076,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.16087841987609863},{"word":"yeah","start":3170.3052,"end":3170.625,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1107177585363388},{"word":"no","start":3170.625,"end":3170.865,"confidence":0.9001465,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.14245615899562836},{"word":"that's","start":3170.865,"end":3171.185,"confidence":0.9941406,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.304500937461853},{"word":"great","start":3171.185,"end":3171.425,"confidence":0.87768555,"punctuated_word":"great.","sentiment":"neutral","sentiment_score":0.30427032709121704},{"word":"and","start":3171.425,"end":3171.585,"confidence":0.9428711,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.16750839352607727},{"word":"then","start":3171.585,"end":3171.745,"confidence":0.5097656,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.22506357729434967},{"word":"they","start":3171.745,"end":3171.825,"confidence":0.45922852,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.24667516350746155},{"word":"extended","start":3171.825,"end":3172.225,"confidence":0.7319336,"punctuated_word":"extended","sentiment":"positive","sentiment_score":0.35221877694129944},{"word":"the","start":3172.225,"end":3172.385,"confidence":0.9589844,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2754265367984772},{"word":"tram","start":3172.385,"end":3172.7852,"confidence":0.90234375,"punctuated_word":"tram","sentiment":"neutral","sentiment_score":0.21539188921451569},{"word":"down","start":3172.7852,"end":3173.0251,"confidence":0.99121094,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.17115150392055511},{"word":"to","start":3173.0251,"end":3173.2651,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18904268741607663},{"word":"burley","start":3173.2651,"end":3173.745,"confidence":0.6563721,"punctuated_word":"Burley","sentiment":"neutral","sentiment_score":0.15080326795578003},{"word":"now","start":3173.745,"end":3173.985,"confidence":0.9980469,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.23098760843276975},{"word":"as","start":3173.985,"end":3174.225,"confidence":0.99609375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2326330840587616},{"word":"well","start":3174.225,"end":3174.5452,"confidence":0.9838867,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.22691935300827024},{"word":"which","start":3174.5452,"end":3174.865,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.17549918591976166},{"word":"is","start":3174.865,"end":3175.2651,"confidence":0.98291016,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.38262635469436646},{"word":"great","start":3175.2651,"end":3175.665,"confidence":0.9694824,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.3609222173690796},{"word":"more","start":3175.665,"end":3175.825,"confidence":0.96777344,"punctuated_word":"More","sentiment":"neutral","sentiment_score":0.14560458064079285},{"word":"of","start":3175.825,"end":3175.985,"confidence":0.97802734,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14607524871826172},{"word":"the","start":3175.985,"end":3176.145,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15209807455539703},{"word":"gold","start":3176.145,"end":3176.385,"confidence":0.94140625,"punctuated_word":"Gold","sentiment":"neutral","sentiment_score":0.13367973268032074},{"word":"coast","start":3176.385,"end":3176.7852,"confidence":0.9980469,"punctuated_word":"Coast","sentiment":"neutral","sentiment_score":0.16381965577602386},{"word":"is","start":3176.7852,"end":3176.945,"confidence":0.9838867,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1435282975435257},{"word":"covered","start":3176.945,"end":3177.185,"confidence":1.0,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":0.17010630667209625},{"word":"with","start":3177.185,"end":3177.425,"confidence":0.99121094,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.13579533994197843},{"word":"the","start":3177.425,"end":3177.5051,"confidence":0.8569336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08643540740013123},{"word":"tram","start":3177.5051,"end":3177.745,"confidence":0.4576416,"punctuated_word":"tram,","sentiment":"neutral","sentiment_score":0.10656952857971191},{"word":"and","start":3177.745,"end":3177.905,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08844654262065887},{"word":"it's","start":3177.905,"end":3177.985,"confidence":0.9975586,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1237378865480423},{"word":"only","start":3177.985,"end":3178.3052,"confidence":0.9970703,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.1485137790441513},{"word":"50¢","start":3178.3052,"end":3179.0251,"confidence":0.9855957,"punctuated_word":"50¢"},{"word":"a","start":3179.0251,"end":3179.185,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1541820764541626},{"word":"trip","start":3179.185,"end":3179.585,"confidence":0.7766113,"punctuated_word":"trip.","sentiment":"neutral","sentiment_score":0.05851602554321289},{"word":"so","start":3179.585,"end":3179.825,"confidence":0.98535156,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.3176177144050598},{"word":"it's","start":3179.825,"end":3179.985,"confidence":0.8605957,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.3793471753597259},{"word":"so","start":3179.985,"end":3180.3052,"confidence":0.9111328,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.4755156636238098},{"word":"cheap","start":3180.3052,"end":3180.8052,"confidence":0.7241211,"punctuated_word":"cheap.","sentiment":"positive","sentiment_score":0.3644285500049591},{"word":"yeah","start":3192.51,"end":3192.99,"confidence":0.81518555,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12379083782434464},{"word":"beautiful","start":3192.99,"end":3193.49,"confidence":0.9746094,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5205712914466858},{"word":"yeah","start":3195.47,"end":3195.97,"confidence":0.9194336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06889127939939499},{"word":"yeah","start":3199.7148,"end":3200.2148,"confidence":0.8132324,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1599973291158676},{"word":"no","start":3200.355,"end":3200.515,"confidence":0.95336914,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.14808759093284607},{"word":"that's","start":3200.515,"end":3200.835,"confidence":0.99658203,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2375905364751816},{"word":"all","start":3200.835,"end":3200.9949,"confidence":0.9550781,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.4951145350933075},{"word":"good","start":3200.9949,"end":3201.315,"confidence":0.9655762,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.3524491786956787},{"word":"well","start":3201.315,"end":3201.555,"confidence":0.8935547,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.1731000691652298},{"word":"when","start":3201.555,"end":3201.795,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.177445650100708},{"word":"you","start":3201.795,"end":3201.9548,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19345545768737793},{"word":"do","start":3201.9548,"end":3202.115,"confidence":0.99316406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.15523886680603027},{"word":"move","start":3202.115,"end":3202.4348,"confidence":0.95947266,"punctuated_word":"move","sentiment":"neutral","sentiment_score":0.12909114360809326},{"word":"down","start":3202.4348,"end":3202.6748,"confidence":0.9753418,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":0.11582471430301666},{"word":"we'll","start":3202.6748,"end":3202.835,"confidence":0.9875488,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.12311752885580064},{"word":"get","start":3202.835,"end":3202.9949,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.15894775092601776},{"word":"you","start":3202.9949,"end":3203.075,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13288435339927673},{"word":"into","start":3203.075,"end":3203.3948,"confidence":0.9970703,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.13073837757110596},{"word":"the","start":3203.3948,"end":3203.555,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12668797373771667},{"word":"office","start":3203.555,"end":3203.875,"confidence":0.7687988,"punctuated_word":"office,","sentiment":"neutral","sentiment_score":0.12444929778575896},{"word":"and","start":3203.875,"end":3204.115,"confidence":0.92822266,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08761785179376602},{"word":"we","start":3204.115,"end":3204.275,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09413909912109376},{"word":"can","start":3204.275,"end":3204.4348,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.09719093143939972},{"word":"meet","start":3204.4348,"end":3204.6748,"confidence":0.9980469,"punctuated_word":"meet","sentiment":"neutral","sentiment_score":0.13250789046287537},{"word":"in","start":3204.6748,"end":3204.835,"confidence":0.9892578,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13200347125530243},{"word":"person","start":3204.835,"end":3205.2349,"confidence":0.99902344,"punctuated_word":"person","sentiment":"neutral","sentiment_score":0.18574708700180056},{"word":"and","start":3205.2349,"end":3205.4749,"confidence":0.91503906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16303515434265137},{"word":"do","start":3205.4749,"end":3205.635,"confidence":0.99316406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1808925420045853},{"word":"a","start":3205.635,"end":3205.7148,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19077202677726743},{"word":"bit","start":3205.7148,"end":3205.875,"confidence":0.9941406,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.20940455794334412},{"word":"of","start":3205.875,"end":3206.035,"confidence":0.98535156,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.217630997300148},{"word":"a","start":3206.035,"end":3206.115,"confidence":0.9550781,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2042245417833328},{"word":"catch","start":3206.115,"end":3206.4348,"confidence":0.75390625,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.2693992257118225},{"word":"up","start":3206.4348,"end":3206.595,"confidence":0.95092773,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.1866523325443268},{"word":"that'd","start":3206.595,"end":3206.9148,"confidence":0.7770996,"punctuated_word":"That'd","sentiment":"positive","sentiment_score":0.6137349009513855},{"word":"be","start":3206.9148,"end":3207.1548,"confidence":0.9951172,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.6654478907585144},{"word":"fantastic","start":3207.1548,"end":3207.6548,"confidence":1.0,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.5711494088172913},{"word":"yeah","start":3208.515,"end":3209.015,"confidence":0.967041,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.274678498506546},{"word":"all","start":3212.2202,"end":3212.4602,"confidence":0.6123047,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.2725237309932709},{"word":"good","start":3212.4602,"end":3212.9602,"confidence":0.97436523,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4032530188560486},{"word":"thank","start":3213.02,"end":3213.26,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5205045342445374},{"word":"you","start":3213.26,"end":3213.76,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6912460327148438},{"word":"so","start":3213.82,"end":3214.06,"confidence":0.9614258,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.6364137530326843},{"word":"much","start":3214.06,"end":3214.3801,"confidence":0.9926758,"punctuated_word":"much,","sentiment":"positive","sentiment_score":0.6344358921051025},{"word":"amy","start":3214.3801,"end":3214.78,"confidence":0.9863281,"punctuated_word":"Amy.","sentiment":"positive","sentiment_score":0.5493165254592896},{"word":"i'll","start":3214.78,"end":3214.9402,"confidence":0.97436523,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.3517778813838959},{"word":"let","start":3214.9402,"end":3215.4402,"confidence":0.94384766,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.32663482427597046},{"word":"not","start":3216.4602,"end":3216.7002,"confidence":0.99609375,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.27566587924957275},{"word":"a","start":3216.7002,"end":3216.86,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3212354779243469},{"word":"problem","start":3216.86,"end":3217.36,"confidence":0.99560547,"punctuated_word":"problem.","sentiment":"positive","sentiment_score":0.3362153172492981},{"word":"honestly","start":3217.4202,"end":3217.9202,"confidence":0.9926758,"punctuated_word":"Honestly,","sentiment":"positive","sentiment_score":0.417856901884079},{"word":"it's","start":3218.1401,"end":3218.3801,"confidence":0.9951172,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.5413100123405457},{"word":"all","start":3218.3801,"end":3218.7002,"confidence":0.9941406,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.48082783818244934},{"word":"not","start":3218.78,"end":3219.02,"confidence":0.9941406,"punctuated_word":"not","sentiment":"positive","sentiment_score":0.48965227603912354},{"word":"an","start":3219.02,"end":3219.26,"confidence":0.97998047,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.49858182668685913},{"word":"issue","start":3219.26,"end":3219.58,"confidence":1.0,"punctuated_word":"issue","sentiment":"positive","sentiment_score":0.3964296281337738},{"word":"at","start":3219.58,"end":3219.74,"confidence":1.0,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.5400823950767517},{"word":"all","start":3219.74,"end":3219.98,"confidence":0.9995117,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.5842937231063843},{"word":"you","start":3219.98,"end":3220.2202,"confidence":1.0,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.6711069345474243},{"word":"have","start":3220.2202,"end":3220.3801,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.7273467779159546},{"word":"a","start":3220.3801,"end":3220.54,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.7297901511192322},{"word":"lovely","start":3220.54,"end":3220.9402,"confidence":1.0,"punctuated_word":"lovely","sentiment":"positive","sentiment_score":0.7456575036048889},{"word":"day","start":3220.9402,"end":3221.1,"confidence":1.0,"punctuated_word":"day.","sentiment":"positive","sentiment_score":0.7249939441680908},{"word":"i'll","start":3221.1,"end":3221.26,"confidence":1.0,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.5347921848297119},{"word":"let","start":3221.26,"end":3221.4202,"confidence":1.0,"punctuated_word":"let","sentiment":"positive","sentiment_score":0.5839207172393799},{"word":"you","start":3221.4202,"end":3221.58,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.49344488978385925},{"word":"go","start":3221.58,"end":3221.74,"confidence":0.9941406,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.5130748748779297},{"word":"to","start":3221.74,"end":3221.9001,"confidence":0.97265625,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5191450119018555},{"word":"enjoy","start":3221.9001,"end":3222.2202,"confidence":1.0,"punctuated_word":"enjoy","sentiment":"positive","sentiment_score":0.5502482056617737},{"word":"the","start":3222.2202,"end":3222.3801,"confidence":0.99609375,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5688113570213318},{"word":"rest","start":3222.3801,"end":3222.615,"confidence":0.99902344,"punctuated_word":"rest","sentiment":"positive","sentiment_score":0.5529654622077942},{"word":"of","start":3222.615,"end":3222.695,"confidence":0.9267578,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.27396249771118164},{"word":"your","start":3222.695,"end":3222.775,"confidence":0.9760742,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4284708499908447},{"word":"day","start":3222.775,"end":3223.015,"confidence":0.8327637,"punctuated_word":"day,","sentiment":"positive","sentiment_score":0.4046066999435425},{"word":"and","start":3223.015,"end":3223.095,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3321223556995392},{"word":"just","start":3223.095,"end":3223.335,"confidence":0.9980469,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.340614378452301},{"word":"let","start":3223.335,"end":3223.575,"confidence":1.0,"punctuated_word":"let","sentiment":"positive","sentiment_score":0.35604187846183777},{"word":"me","start":3223.575,"end":3223.655,"confidence":0.9980469,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.29932770133018494},{"word":"know","start":3223.655,"end":3223.815,"confidence":1.0,"punctuated_word":"know","sentiment":"positive","sentiment_score":0.3776836693286896},{"word":"if","start":3223.815,"end":3223.895,"confidence":0.99609375,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.33736416697502136},{"word":"there's","start":3223.895,"end":3224.135,"confidence":0.9970703,"punctuated_word":"there's","sentiment":"positive","sentiment_score":0.342634916305542},{"word":"any","start":3224.135,"end":3224.375,"confidence":0.99902344,"punctuated_word":"any","sentiment":"positive","sentiment_score":0.34052276611328125},{"word":"questions","start":3224.375,"end":3224.695,"confidence":0.8166504,"punctuated_word":"questions,","sentiment":"positive","sentiment_score":0.3395046889781952},{"word":"and","start":3224.695,"end":3224.855,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.32751160860061646},{"word":"i'll","start":3224.855,"end":3225.015,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.29373621940612793},{"word":"make","start":3225.015,"end":3225.175,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2758485674858093},{"word":"sure","start":3225.175,"end":3225.335,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.2820659875869751},{"word":"i","start":3225.335,"end":3225.415,"confidence":0.984375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.25112196803092957},{"word":"get","start":3225.415,"end":3225.655,"confidence":0.98095703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.28935882449150085},{"word":"that","start":3225.655,"end":3225.815,"confidence":0.7919922,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.32195770740509033},{"word":"email","start":3225.815,"end":3226.215,"confidence":0.85498047,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.3328326344490051},{"word":"out","start":3226.215,"end":3226.295,"confidence":0.47802734,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.2444484829902649},{"word":"to","start":3226.295,"end":3226.375,"confidence":0.9223633,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.26000699400901794},{"word":"you","start":3226.375,"end":3226.535,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.31726038455963135},{"word":"shortly","start":3226.535,"end":3227.035,"confidence":0.98950195,"punctuated_word":"shortly.","sentiment":"neutral","sentiment_score":0.2717572748661041},{"word":"okay","start":3227.255,"end":3227.755,"confidence":0.99658203,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.17868991196155548},{"word":"my","start":3231.015,"end":3231.335,"confidence":0.9116211,"punctuated_word":"My","sentiment":"positive","sentiment_score":0.4937259554862976},{"word":"pleasure","start":3231.335,"end":3231.835,"confidence":1.0,"punctuated_word":"pleasure.","sentiment":"positive","sentiment_score":0.5243736505508423},{"word":"thank","start":3231.975,"end":3232.295,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5370837450027466},{"word":"you","start":3232.295,"end":3232.535,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4572760462760926},{"word":"see","start":3232.535,"end":3232.695,"confidence":0.99902344,"punctuated_word":"See","sentiment":"neutral","sentiment_score":0.3238721489906311},{"word":"you","start":3232.695,"end":3232.855,"confidence":0.9970703,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3535841107368469},{"word":"later","start":3232.855,"end":3233.355,"confidence":0.9980469,"punctuated_word":"later.","sentiment":"positive","sentiment_score":0.34309086203575134},{"word":"bye","start":3233.415,"end":3233.915,"confidence":0.98217773,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.24408940970897677}],"paragraphs":{"transcript":"\nHi, Naomi. It's Dana from OQ Financial. How about you? Yeah. Good.\n\nThank you. Thanks so much for taking my call this morning. I've just got you in to go through your annual review, and I believe you had a couple of additional questions there for us this morning. Is now still a good time? Fantastic.\n\nAll good. And just to go just before we jump into the call, just to let you know, we do record our calls for quality and training purposes. Are you happy for me to proceed with that? Beautiful. And also just to do a really quick security check there with you just to confirm your full name, your date of birth, and address I should have on file.\n\nYep. Yep. Beautiful. Thank you so much for that. How did you go yesterday looking at houses with your mom?\n\nDid she find something she liked? Or Yeah. Yeah. Yes. Yeah.\n\nYeah. Yep. Yep. Yeah. Mhmm.\n\nYeah. Yeah. Yep. Yep. Absolutely.\n\nNo. All good. Well, we'll definitely talk about that. Perfect. Yes.\n\nYeah. Okay. Oh, wow. Yeah. Yeah.\n\nYeah. Yeah. Yeah. Yeah. Yes.\n\nYeah. Yeah. Yeah. Yes. Yes.\n\nYes. No. That's okay. That's that's completely under you've got a lot going on, so I can definitely, you know, understand where you're coming from. You know, it's hard to sort of work out where to start.\n\nWhen it does sort of come to the tax side of things, so we can't do your tax return for you. But we can most of the time, over the last couple of years, most of the information that is collected by TaxWise from employers, a lot of that is prefilled into your myGov for you ready for taxation. So when and if you do see an accountant, realistically, most of the information should be predone if you've not done your taxes for the last nine to ten years. Each year, your old employers needed to go back and report on things like that. There's a lot of crossovers.\n\nThe super funds report on contributions going in. Employers have to report everything when they're doing their taxation side of things. So while that is prefilled into your myGov for you ready for ready for it to be tax ready, it might just be worth talking to an accountant because they'll go back and be able to do all the tax returns with you. But depending on, you know, your history, there could be a bill. There might not be, and they can sort of help to work with you with the ATO to if there is a bill to pay it off in smaller increments.\n\nBut if you're comfortable, we do have a really great accountant that I could refer you through to. I would just need to get approved with do so, and he can just meet with you to start with just to kind of get a feel for what you need and talk about what he can do and find out whether that's the right accountant for you. Does that sound like something you'd be open to me doing? Yep. Beautiful.\n\nSo when I did the referral for that for you, it's an email from myself to him and to you. He'll then make contact and book in a time to have a chat with you, whether it be Teams or by the phone or in person, depending on what you're more comfortable with. And then he'll kinda go from there and see whether they can help you give you a rundown on what they'll charge and how that'll work and things like that. Does that sound okay? Yep.\n\nBeautiful. That might give you a little bit of a starting point, and having a good accountant on your side can help you with dealing with the ACO and things like that as well, might alleviate a little bit of pressure off your plate. Yeah. Oh, good. Let's also have a little chat about the the car and the money that you're wanting to invest as well because that's sort of something that's on your mind.\n\nSo you mentioned that you're unable to really drive your car thinking about selling it. How much do you think you're hoping or should be able to get for the car? Mhmm. Yep. Beautiful.\n\nAnd you may no. That's okay. Absolutely. And you said you sort of wanted to have that invested in a short term so you can access the funds when needed. Is that right?\n\nMhmm. Yeah. That's okay. Yeah. That's yeah.\n\nSo when I'm thinking about investing funds, realistically, to invest in the market, you wouldn't want to invest anything that you're planning to access within the next five years. So if there's a chance you might need that, let's say, a bill or, you know, rent or food or something that you might have, because large expenses definitely come on. In the shortest term, anywhere under sort of three to five years, I would generally suggest looking at term deposits. Term deposits are great. They at the moment, cash rates aren't too bad, but it means that you can access the money at the end of those terms.\n\nAnd with term deposits, you are still locking the money away for a set period of time. So you can start with, you know, six months, and then they'll they'll give you a call and roll it over. And you're sort of holding that money locked away for shorter periods of time, getting a little bit of interest on it at the end of that, but then you get the chance to take some out or roll it over, extend the period a little bit. If you were wanting to invest for longer, say five years or more and comfortable with investing in the market very similar to the way your super is, then we can definitely build portfolios for you. But just with everything you've got going on at the moment, my only sort of hesitant there would be I don't wanna invest money that you might have to lend the short term if something happens, because you've got quite a lot going on there.\n\nYou may need to access those funds to emergencies. So I would definitely suggest a bit of a term deposit. If you wanted to, I could have a look around at some term deposit rates and send you an email after the call, which just outlines some of the highest CD rates and information around those sorts of accounts for you if you like. Yeah. Beautiful.\n\nSo account deposit. Beautiful. Yeah. Yep. Yeah.\n\nYeah. Yeah. Yeah. Yep. Yep.\n\nYep. Yeah. Yeah. Yes. Yeah.\n\nAbsolutely. And and starting off smaller can also work with your comfort level as well. So whilst you've got quite a lot going on there, if we start with something small like term deposits and then you're getting interest in learning to reinvest it and not needing the money, then as the money gets a lot bigger, then we can definitely look at other investment options. We do have some great platforms for investing. It just comes down to what your goal is, what or not you have, and whether you do or do you have additional funds to put into it as well because long term investing does benefit from additional contributions.\n\nSo I sort of think let's start small. Work within your comfort level. I don't wanna pile too much onto your fight all at once and overwhelm you. So just sort of starting small, working our way through the first thing, getting used to that, then doing on that over time is probably where we're gonna see some benefit and just taking it slow. You don't have to do everything at once.\n\nWe can work one thing at a time and then, you know, make sure you're comfortable with it, especially with having anxiety. You don't wanna sort of overwhelm yourself all at once and make things worse. So I'm all of that. Just slowing it down, taking something. Yeah.\n\nYeah. And that's okay. There's absolutely nothing wrong with that. So, yeah, happy to work on that for you. So I'll get some information around 10 deposits to different accounts, what the rates look like, some of the positives and disadvantages of each of the accounts for you to run your eyes over.\n\nCan I just ask what bank are you bank with at the moment just so I can look at them as well? NAB. All good. I'll consider NAB as well because sometimes when you have 10 deposits, they've got other rates out there that are competitive. When a bank needs money in their account, so they lend when they're lending large sums of money out for loans and things like that, they often are willing to come to the party and put some extra money into the TDs and offer better rates.\n\nSo I could always give you these emails and have a look at what NAB's got. And you can always go to them and go, hey. Look. There's some other rates out there. What are you willing to offer me?\n\nAnd see what kind of a a term deposit rate they might offer you for a certain time. They might come back with something a little bit nicer than what their advertised rate is for you. Yeah. Yeah. Yep.\n\nExcellent. Excellent. So we're selling your car. When are you sort of thinking that in the process? Have you got a time frame for when you're sort of hoping to start selling the vehicle?\n\nOr Yep. Yep. Yep. Yep. Yeah.\n\nAbsolutely. August. Yeah. Yeah. Yep.\n\nNo. Understandable. Absolutely. No. That's absolutely fine.\n\nYep. Yep. Yeah. Absolutely. No.\n\nCompletely understandable. All good. Sounds like a plan. Well, I'll get after the call, I'll go and do some research for you and send you an email on some term deposit rates. I'll get it through either today or Monday for you just so I can do a bit of research around the options there, what what is available, what's out there, and give you some information to kinda break it down.\n\nYou also then have my direct contact email. So if you have questions at any point or wanna talk about anything else, you can always email me, contact me, and I can make time to catch up with you as well. Okay? Excellent. Now with your super, just sort of touching base to see how things are going there.\n\nI did send through an email to you just with some annual review documents there attached. Are you able to access your email at the moment? If you're not, that's okay. Yes. Beautiful.\n\nIt probably comes through from oh, do sign and from Dana Taylor is my name. So before you type before you press that one, if you just go back to the main email, on the bottom there's the attachment. Mhmm. That's the one. Yeah.\n\nIf you if you there is. Yeah. If you open the super summary first, that's gonna just give you an update on your balance there for you. I'll run you through some things I've been looking at for you. So I had a really good review of everything before the call.\n\nYeah. Yep. Got it there. Perfect. So it's giving you an update on your balance.\n\nSo when I look back at your balance this time last year, you had about a 157,839 and 51¢ in the account there. Your balance as of the August 11, which is when we did the documents, you're sitting at a 164,360 and 79¢ then. And when I look at the super fund from then to now, you're sitting at a 165,052. So we have some had some additional growth on top of that, which is great. The yeah.\n\nThat's exactly right. And, look, one of the things one of the that's okay. We wanna make sure it keeps working harder for you. One of the things we did look at, and because we haven't really had any contributions going in, is essentially what the portfolio has been doing on its own. And you are in that high growth kind of environment there.\n\nSo, realistically, in a high growth portfolio, because you have 90% in those higher risk investments, so things like shares, gold and silver, so commodities and precious metals, and also property within that, You are taking a bit more risk to try and get those greater potential returns, but it also means at times where the volatility might be lower that you are gonna see those down times. And as your balance increases and grows over time, the smaller changes make a larger difference for you. Now when I sort of look at the portfolio and the performance there, so after fees, so after our ongoing service fee plus the admin fees in the account, the portfolio was up by 4.11%. That is a little bit lower to where you sort of expressed as a high growth environment, but it is a positive. So in that high growth environment, you're sort of wanting to get about eight to eight to 10% on a yearly basis compounding that four.\n\nSo it is a little bit of an underperformance for the year, but it's a positive return, and most of that return has sort of come out after April. So April was when we saw a lot of the activity between what was happening in the market with Trump and The US and Iran war. And so after that, we've seen quite some good recovery points. So your portfolio is up, but it's still growing as a dollar figure because not everyone likes the percentage. As a dollar figure, it shows the income and the earnings within your portfolio for the year is about $8,036.\n\nSo that $8,036 is growth and income, which has been re reinvested and compounded back into your super to keep working and growing. And that's what we wanna see. It's one of the most powerful things we have as the tool is compounding. You know, if you have a dollar, you make a dollar, you reinvest it, you've got 2 dollars, it makes $4, and it keeps compounding and growing. And that's the most powerful tool we have there.\n\nSo, look, I am really happy with how your portfolio has performed this year as much as it is a lower rate of return. I did also just have a look at some of the investments, and it looks like, like, going back, this portfolio is one of the older ones out there. I have sort of reviewed all the investments individually, and I do think there's a place where I can provide some advice. So I'd like to go back if you're comfortable with it, look at some of the investments, maybe switch them up a little bit. Because we do have a portfolio that might be a little bit more diversified for you to help to lower the overall risk level, but also might be cheaper in investment fees as well.\n\nSo if you're comfortable, I'd love to go back and maybe switch up the investments, look at how the returns have been performing within the portfolio, and just maybe do some make some changes to keep it working harder for you. Are you open to me doing that? Yep. Excellent. Yeah.\n\nExcellent. No. All good. Look, we do work for you and in your best interest. So while we do get paid for our services, we wanna make sure that we are working in your best interest.\n\nAnd even whilst you're not working and not contributing, you know, you still want your super to be growing and working harder for you, and we know that there are gonna be years where maybe we get a negative return or return that's lower. But every so often, it's good to reevaluate the investments within the portfolio, keep them working harder, and also restructure it. So we might be at a there's a portfolio that saves in investment fees, so lowering the investment fees within your portfolio benefits you because it's more money that stays in your suit for compounding working harder for yourself. So I would love to go back and do that for you. It only takes me about two weeks to do the research, but I can rebook you back in to go through that in about two weeks, and we can update things for you.\n\nHow does that sound? Yep. Oh, good. Beautiful. Do you have any questions about any of that yet?\n\nYeah. Yeah. Absolutely. Yep. Mhmm.\n\nAbsolutely. Yeah. Oh, yeah. Absolutely. Yep.\n\nYep. Absolutely. Something as simple as, you know, $20 a week or 50 dollars a month or something if you're comfortable, and That can definitely provide a greater benefit long term for you. Did you want me to maybe update the advice to reflect maybe starting to contribute from from your funds and maybe just start with something small. Yep.\n\nYep. Beautiful. And would you be wanting to put that in there on a weekly or monthly basis? How regularly do you think you'd be? Yep.\n\nYep. Perfect. Not an issue at all. I can absolutely incorporate that into the advice. Yeah.\n\nYeah. Yeah. Yep. Absolutely. Yeah.\n\nCorrect. And starting small kinda builds your comfort level there as well. So if you're putting something small into super on a regular basis, I'd probably look at doing this because we're not working. There's no real tax advantage to making it a concessional contribution. So if you're putting that $25 in out of your bank account, that's essentially going in being a 100 percent invested, and it's building on your paper.\n\nSo it provides you greater benefit long term. And if you think about it because, I mean, you're 44 this year. Oh, yeah. Just 10 44 a few months back. It's okay.\n\nI'm in my forties too. Don't worry. I think it's the best time to bail out, personally. Personally. I do find I have I do find I have less tolerance than some 20 year olds in my life, but you know what?\n\nThat's okay. So if we think about $25 on a, let's say, a weekly basis, and we do that over the course of the year, it's $3,700 that you're putting in the super. Then if you compound that over the next ten years, it's next to 13,000 that you're putting in the super that could be compounding harder for yourself. Yeah. Yeah.\n\nYeah. Definitely. If I work it out over so if we work on just the age of 60, which is the earliest you're able to access super under legislation, if you're not working at 60, you can start drawing income out, or you can take all your super if you want to. And it's about sixteen years away. So $1,300 on a yearly basis over the next sixteen years.\n\nThere's an extra $20,800 put into your super that could be building. And if that's getting sort of an eight to 10% return compounded on a yearly basis, that could provide, you know, an extra 100,000 into your super long term. So yeah. Big difference. Yeah.\n\nAbsolutely. Yeah. That's okay. Not a problem at all. So we'll start with something small, $25 per week, and I'll add that to the advice to show you what that looks like.\n\nOkay. Beautiful. Excellent. Now you you mentioned that you're on disability pension at the moment. Are you on full disability pension receiving the full amount?\n\nYep. Beautiful. And how much is that per fortnight? You're outside. Mhmm.\n\nYep. Let's have a look. So full disability pension rate currently for a single person per fortnight is $1,290. Is that what you're Okay. That's okay.\n\nBeautiful. Hopefully, they should sorry. I know the pension rates are supposed to be reviewed again in a couple of weeks, so there may be a bit of an increase there depending on how they assess it. Because they assess it twice a year around about the March 20 and September 20 to keep it in line with the CCI. So you may get a bit of a an increase in the next few months in the next few weeks if they decide to increase the pension rate for you.\n\nOkay? Excellent. You that's all good. Now I do have your car down here that you are wanting to sell, selling that soon for about 8,000. Other assets to kinda keep and take note of, do you have any other assets or anything else of value that you would realistically wanna note down?\n\nThat's okay. That's not a problem at all. Do we have any debts, credit cards, or personal loans, or anything that you're paying back currently, like, liability wise? Nope. That's that's a good thing.\n\nYeah. That's a good thing. Yeah. All good. Excellent.\n\nAnd when we think about because you are 44, obviously, I won't sort of project your super projections right up to the age of retirement because there's a lot of changes that could happen in your life over that time. I normally look at the next sort of five to ten years, and then we kinda build and work on that over time. But in the next sorry. I forgot what I was gonna say. I apologize.\n\nBut we'll project over the next sort of five to ten years to show you where we're tracking, where we're heading, and then we'll just sorta keep reviewing that as you, you know, find you've got a bit more money expendable or your comfort level increases. We can always look to increase or add the contributions down the tracker if you wanted to. Okay? Beautiful. Now the other thing I like to look at is now you know, the good thing about your super is you don't have any insurance that's being paid out of the out of the out of your super, so there's no additional money coming out, which is great.\n\nBut it also does mean that there's no, you know, life, total, permanent disability, cover, things like that. Now income protection and CBD would be not working income protection is only not on offer. TBD, you could probably get that with, you know, the the health issues that you do have that you are sort of dealing with long term. That would make it very difficult to get things like that. Yeah.\n\nYeah. Yeah. Yeah. Oh, no. Yeah.\n\nYeah. I'm so sorry. Yep. That's about the insurance premium. Yeah.\n\nYeah. Yeah. Yeah. Yeah. Yeah.\n\nYeah. Yeah. Yeah. Yeah. No worries.\n\nYeah. No. Yeah. Of course. Yeah.\n\nNo. Understandable. And, well, as much as you don't have any of those sorts of insurances, I mean, as it says, income protection is not gonna be possible because you're not working. You can get, like, TBD, but it is hard to sort of apply for, and there would be a lot of exclusions based on your current health. And that would honestly, if you're applying for cover and there's gonna be exclusions on the cover and based on your health, it means you can't claim on anything you've already suffered, and that's just really not worth it for you.\n\nThere may be an option to get, like, trauma if you had a major traumatic diagnosis, but, again, there's more money that has to come out of your back pocket, and I don't wanna overextend your budget in any way. But based on, like, your life cover, if you were to, you know, pass away, as much as not having life cover at the moment, your super benefit is also paid out to your beneficiaries. And I believe you wanted it noted down that that it all gets paid to your mom as Jeanette. Is that right? Yeah.\n\nYeah. Yeah. But, I mean, the insurances aren't the be all and end all. There's definitely other things that we can do, and I do work with other clients who are looking to invest and build money in savings outside of super and invest outside of super and build wealth to kind of just close that gap essentially. So the good thing is whilst you're on, you know, disability pension and you do have a settlement as a backup, it does mean that you do have income coming in, but down the track definitely wanna work with you to slowly build wealth to kinda close that gap, make sure that your sleep is working as hard as possible.\n\nIf you ever were diagnosed with, you know, a major condition like a a permanent disability, we could also try to access super through that. It's sort of similar to trying to access PPD cover, but you just need two doctors to sign off to say there's no guarantee that you'll never go back to any occupation again. It is hard to claim on, but it is a possibility. And then you are, you know, 44, so six sixteen years towards being able to access the data in the event that you needed to. So we are on track.\n\nThere's things that I do wanna do to work with you and help you moving forward, and we'll just go one day at a time, one thing at a time, and work in your comfort level. Okay? Oh, good. Oh, thank you. Thank you.\n\nI love what I do, and it's not easy. And I'm so sorry you've gone through so much, but I wanna help you moving forward and stay in contact and just to catch up with you to make sure that we're working in your best interest. Okay? Yeah. No.\n\nOf course not. Absolutely. Absolutely. Yeah. Correct.\n\nAbsolutely. No. Definitely. Now with your no. That's okay.\n\nHonestly, it's not a problem at all. Now with your beneficiary nomination, I had a look at that before because you do have it as your mom. And I did have a look, and I think there's a way we can do this a bit better for you. So at the moment with your beneficiary nomination on your super, it's your mom, and she's noted as being an interdependent an interdependent relationship with you, which means that if you were to pass away, essentially, she would need to be able to prove that she is reliant on you financially, which is a very difficult thing to claim. Yeah.\n\nUnderstood. No. And correct. So it does mean that in the event of something happening to you, the claim wouldn't go through. It would be declined, which then means your super would have to go through the probate process.\n\nThere is a way we can do it. Now do you it's okay. We can I can absolutely thought that there is a way? I had a look at all of this, and I've got a I've got a solution for you. But do you happen to have a will?\n\nHave you ever drawn up a will? No. That's okay. So the the way we when you look at the the way superannuation is set up and the rules around beneficiaries, in order for someone to be noted as a beneficiary and be able to claim on that beneficiary in the event of your passing, they have to either be a spouse, a child, or someone who relies on you and lives with you and, yeah, you support financially, essentially. They have very strict rules around that.\n\nBecause your mom because your mom technically doesn't qualify, what I would wanna be doing is setting up your beneficiary. So we have the funds directed to your estate. On the beneficiary nomination, they have what's called a legal personal representative, and we tick that box. And that means in the event of passing, your super is sent to your estate, and it's piled in with all your savings, any other assets, all your other bits and pieces. And then it's really important that you have a will drawn up.\n\nAnd in the body of that will, you can then nominate your mom to receive a 100% of the benefit. Does that make sense? Yep. All good. I'm also just having it I just wanna make sure that yeah.\n\nI just wanna make sure that if anything was to happen, that this was the easiest yeah. It was all streamlined as possible because one of the biggest things that we see as advisers is, you know, people things that happened out of the blue. Lives are thrown into turmoil. People passed away. And without having a will in place, without having proper beneficiary nominations in place, it can make life very, very difficult.\n\nAnd, I mean, your mom is looking yeah. Your mom's looking after you, and the last thing she would probably need at this point that, you know, something happened to you is to be going through dealing with all the the the cost around a point you know, going through the funeral process and doing all the bits and pieces and correlating it together and finding everything and then sort of having a claim denied for her and having to go to the court system. So this way just makes it a little bit easier. I'm also just quickly having a look at some of the ways that you might be able to do a will easily because you are on disability pension. So they do have you can, at the post office, pick up a a DIY wheel kit for around about 20 to $30, or if you've got a spare sort of 80 to $162,100 dollars worth pay, you can also do it through the Queensland public trustee.\n\nAnd the public trustee will help you to have a simple will kit just making sure everything is in line and covering all of your basics. Did you want me to pop that information in the email as well? No. That's okay. That's absolutely fine.\n\nYeah. Yeah. Absolutely. So I definitely wanna get this beneficiary nomination updated for you so that it does reflect the your circumstances correctly. It would just mean that we take the legal personal representative box, and it just means that everything would just need to go through to your estate.\n\nThe other side is the other thing on this beneficiary is they've got a lot binding nomination. That means that you realistically have to fill the format every three years. You can also take a non, which means we fill the nomination out once. We keep it on file, and you only have to refill the format if you wanna change that nomination. And we check it with you every year to make sure it's still valid.\n\nDid you wanna keep it so you fill the format every three years, or did you wanted to do it once and make your life a bit easier? What would you prefer? Yep. Yep. And then I will check it with you every time that we talk and do a review anyway.\n\nJust like, hey. Just double checking. This is your circumstances. Has anything changed? Do you still want this directed this way?\n\nAnd if you ever decide that you want it changed, I will absolutely help you refill that format. Does that sound okay? Yep. Beautiful. Look.\n\nThis is a lot to go through, and I fully understand that. Do you have any questions at the moment, Naomi? Anything else that you wanted me to kinda break down for you? Yeah. Oh, good.\n\nGood. Yeah. Yep. Yep. Yep.\n\nYep. Yep. Absolutely. Absolutely. And I do no.\n\nThat's okay. You're fine. I do quite a bit with Centrelink advice as well. I do handle a lot with Centrelink advice as well and looking at their rules and things like that. So if you need help, let me know.\n\nI can answer questions. I could find new information. I can, you know, help to provide advice around those sorts of areas, and I'll do what I can to sort of make it as easy and cheaply as possible for you. So, yeah, just let me know if you need questions. I can do general advice or free general information.\n\nIf we update the advice for super is all part of the ongoing service, so that you pay for our services. So, you know, I'll make sure I'm always helping and working with the best possible advice I can do to make sure you're answering questions. But I do quite a lot around Stanslink and deal with their their rules on a regular basis, so you're welcome to come to me if you have any questions or need any assistance there. Okay? That's oh, that's okay.\n\nIt's honestly not a problem at all. The only other thing to kind of go through with you is the ongoing service agreement side of it. So where you've got that little sign here button, that does take you through to our ongoing service agreement. Now over the last couple of years, our agreement has been exactly the same. So it's been a percentage based fee based on 1.65% per annum.\n\nIt has changed a little bit this year, and that's to make it a bit more streamlined and easier, especially for yourself. So instead of just noting it as a percentage based fee, we actually have it set as a dollar fee. Our fee structure is now tiered. So once your balance hits over 200,000, you hop into the next tier, and your ongoing fee percentage drops from 1.65% to 1.375%. Then as your super balance increases over the 500,000, it drops to the next tier down.\n\nSo, essentially, you'll be paying in each tier, but the higher your super balance goes, the lower the tier the percentages that you pay for the ongoing service agreement. Instead of just noting it as a percentage, we actually have we work out the dollar figure, and we work out exactly what you're expected to pay for our services for the year, and we enter that into your super fund platform as a dollar figure fee. So instead of the fee going up and down and increasing as your balance increases, it's gonna give you more certainty. Now does that make sense? You're allowed to ask me questions and tell me if it doesn't quite make clarify or you need more clarification.\n\nYes. Yes. So the idea the idea is that we didn't wanna sort of keep the same fee structure and be charged with the the set percentage. Because one of the things with having a percentage based fee is if you've got a 150,000 super and then you contribute to that and then you get, you know, 20% growth on top of it, your fee at 1.65% continues to increase. This way, we've worked out for this year based on that 1.65%.\n\nWe do account for 5% growth. Your total fee for the year would be $2,847.55. That's all you would pay. So if your Superfund gets 20% growth, you don't pay anything more than what we've stipulated on that fee agreement. So it's about giving you more certainty around how much you pay for our services for this year.\n\nAnd then as your balance increases, you move into the next year. And so as your balance grows, the amount you pay as a percentage starts to decrease a little bit as well so that we're, you know, hoping to build on your super much greater. It's about just clarifying exactly how much you are paying on a yearly basis. We are a professional service, and we do a lot of work around keeping the investors growing and building and working towards your goals. And I actually wanted because, you know, with where you are in helping you to build on this, I would like to do more regular catch ups with you.\n\nSo I've actually asked this year for a book of clients. You're gonna be on my book of clients, so you'll only ever deal with me, which makes it easier for you. And then I would love to be able to catch up with you every sort of six months to see how things are going so that we can sort of generate their advice needs to be updated. If something's not going right in your life, then we can sort of look at what we can do to help. If you need to make a claim, we can sort of help to liaise when and if that needs to happen.\n\nSo are you comfortable with that? Does that make sense? Do you have any questions? You're welcome. Let me know if it doesn't quite make sense.\n\nThat's okay. Excellent. So are you happy with this a review in the next like, I'll call you in two weeks for booking your advice presentation, But then after that, we'll do a six month catch up as well. Is that comfortable for you? Yes?\n\nFantastic. So two weeks time brings us to the August 27. Is the Thursday at 09:30 gonna be okay to do your advice with you in the morning? That sounds okay? Beautiful.\n\nSo I'll pop that one in there for you. I'll add a little text message reminder so it sends you a message today of to let you know that I'll be calling to go through your advice with you. If anything changes or if you find that that time doesn't suit, just let me know. I can happily reschedule there. And then, yeah, we'll go through and update your super.\n\nI'll look at the investments and look at the structure, and we'll just incorporate that $25 on a weekly basis or, you know, $50 per fortnight to have that put into your sofa to build build on it for you. How does that sound? That's okay. Do you have any questions or anything that you think I may not have touched on that you might want me to sort of talk about with you at the moment? Or It's okay.\n\nYes. Absolutely. Well, what I'll make sure I do up that email for you giving you some time deposit information and some rates around for the moment. And I'll add a little bit of information on the the estate planning side of things. I'll put a bit of detail in there about updating your beneficiary to a legal representative and what that means to clarify it for you.\n\nAnd I'll also put some details in there on doing up a will and how to go about doing that. I'll probably also just pop a little recap in as to what I'm doing advice was just to sort of clarify things because I know when we're talking on the phone, I'm going through a lot, and it can often be at the end of the call, there might be questions that come out of you. You might go, hang on. What did you say about that? I don't remember.\n\nSo I'll just do a little bit of a recap of what I'm looking at to give you some clarity so you can go back after the call and just review that email. And then if you do have any additional questions, you can come back. You'll have my contact. You can let me know. Okay?\n\nAll good. No. All good. Honestly, not a problem at all. I've got you all booked in for your advice presentation there as well.\n\nI'll go back and do that research for you and get everything working. And if you're happy just to stay on board as a client, I'll just get you to sign on that annual ongoing service agreement. You put the sign here button, that'll all come back to me. You're a bitch. It is.\n\nIt's just come back to me now. Thank you so much for that, Naomi. I really appreciate you taking my call today. I hope everything goes well with selling the car, and I'll get that email done. And, yeah, good luck looking at properties with the mom.\n\nYeah. So we're in Southport on the Gold Coast in the office. Yeah. But I actually live in Northern New South Wales. Yeah.\n\nYeah. It is beautiful. Oh, nice. Nice. Yep.\n\nYeah. Yes. Yes. Wow. Yeah.\n\nYep. Absolutely. Yeah. No. That's great.\n\nAnd then they extended the tram down to Burley now as well, which is great. More of the Gold Coast is covered with the tram, and it's only 50¢ a trip. So it's so cheap. Yeah. Beautiful.\n\nYeah. Yeah. No. That's all good. Well, when you do move down, we'll get you into the office, and we can meet in person and do a bit of a catch up.\n\nThat'd be fantastic. Yeah. All good. Thank you so much, Amy. I'll let not a problem.\n\nHonestly, it's all not an issue at all. You have a lovely day. I'll let you go to enjoy the rest of your day, and just let me know if there's any questions, and I'll make sure I get that email out to you shortly. Okay? My pleasure.\n\nThank you. See you later. Bye.","paragraphs":[{"sentences":[{"text":"Hi, Naomi.","start":3.12,"end":3.84,"sentiment":"neutral","sentiment_score":0.11859659850597382},{"text":"It's Dana from OQ Financial.","start":3.84,"end":5.46,"sentiment":"neutral","sentiment_score":0.12301199287176132},{"text":"How about you?","start":5.52,"end":6.58,"sentiment":"neutral","sentiment_score":0.1288220336039861},{"text":"Yeah.","start":9.28,"end":9.599999,"sentiment":"neutral","sentiment_score":0.29958030581474304},{"text":"Good.","start":9.599999,"end":10.0,"sentiment":"positive","sentiment_score":0.49178430438041687}],"sentiment":"neutral","sentiment_score":0.16917365603148937,"num_words":12,"start":3.12,"end":10.0},{"sentences":[{"text":"Thank you.","start":10.0,"end":10.48,"sentiment":"positive","sentiment_score":0.6030992269515991},{"text":"Thanks so much for taking my call this morning.","start":10.48,"end":12.98,"sentiment":"positive","sentiment_score":0.7203643653127882},{"text":"I've just got you in to go through your annual review, and I believe you had a couple of additional questions there for us this morning.","start":13.455,"end":19.215,"sentiment":"positive","sentiment_score":0.39226408761281234},{"text":"Is now still a good time?","start":19.215,"end":20.595,"sentiment":"neutral","sentiment_score":0.22303961714108786},{"text":"Fantastic.","start":22.415,"end":22.915,"sentiment":"positive","sentiment_score":0.8000541925430298}],"sentiment":"positive","sentiment_score":0.4551508162509311,"num_words":44,"start":10.0,"end":22.915},{"sentences":[{"text":"All good.","start":24.654999,"end":25.295,"sentiment":"positive","sentiment_score":0.5757438540458679},{"text":"And just to go just before we jump into the call, just to let you know, we do record our calls for quality and training purposes.","start":25.295,"end":30.57,"sentiment":"neutral","sentiment_score":0.11532232050712292},{"text":"Are you happy for me to proceed with that?","start":30.57,"end":32.59,"sentiment":"neutral","sentiment_score":0.16671205560366312},{"text":"Beautiful.","start":34.57,"end":35.07,"sentiment":"positive","sentiment_score":0.3917945325374603},{"text":"And also just to do a really quick security check there with you just to confirm your full name, your date of birth, and address I should have on file.","start":35.53,"end":42.215,"sentiment":"neutral","sentiment_score":0.11490722199281057}],"sentiment":"neutral","sentiment_score":0.13954834902987762,"num_words":68,"start":24.654999,"end":42.215},{"sentences":[{"text":"Yep.","start":45.395,"end":45.895,"sentiment":"neutral","sentiment_score":0.028960861265659332},{"text":"Yep.","start":48.835,"end":49.335,"sentiment":"neutral","sentiment_score":0.03144043684005737},{"text":"Beautiful.","start":56.46,"end":56.94,"sentiment":"positive","sentiment_score":0.3957955837249756},{"text":"Thank you so much for that.","start":56.94,"end":58.8,"sentiment":"positive","sentiment_score":0.47793490688006085},{"text":"How did you go yesterday looking at houses with your mom?","start":58.94,"end":61.579998,"sentiment":"neutral","sentiment_score":0.07382902164350856}],"sentiment":"neutral","sentiment_score":0.20679627805948259,"num_words":20,"start":45.395,"end":61.579998},{"sentences":[{"text":"Did she find something she liked?","start":61.579998,"end":63.18,"sentiment":"neutral","sentiment_score":0.014651579161485037},{"text":"Or Yeah.","start":63.18,"end":75.615,"sentiment":"neutral","sentiment_score":0.009294707328081134},{"text":"Yeah.","start":86.43,"end":86.93,"sentiment":"neutral","sentiment_score":-0.025467535480856895},{"text":"Yes.","start":91.39,"end":91.875,"sentiment":"neutral","sentiment_score":0.023756790906190872},{"text":"Yeah.","start":109.89,"end":110.39,"sentiment":"neutral","sentiment_score":-0.009866383858025074}],"sentiment":"neutral","sentiment_score":0.008629251017489216,"num_words":11,"start":61.579998,"end":110.39},{"sentences":[{"text":"Yeah.","start":111.49,"end":111.99,"sentiment":"neutral","sentiment_score":-0.03653897717595101},{"text":"Yep.","start":117.17,"end":117.555,"sentiment":"neutral","sentiment_score":0.021028995513916016},{"text":"Yep.","start":134.02,"end":134.52,"sentiment":"neutral","sentiment_score":0.10780958831310272},{"text":"Yeah.","start":137.78,"end":138.28,"sentiment":"neutral","sentiment_score":0.13814902305603027},{"text":"Mhmm.","start":144.1,"end":144.6,"sentiment":"neutral","sentiment_score":0.05028936266899109}],"sentiment":"neutral","sentiment_score":0.056147598475217816,"num_words":5,"start":111.49,"end":144.6},{"sentences":[{"text":"Yeah.","start":144.90001,"end":145.40001,"sentiment":"neutral","sentiment_score":0.05091509222984314},{"text":"Yeah.","start":151.315,"end":151.815,"sentiment":"neutral","sentiment_score":0.0038973838090896606},{"text":"Yep.","start":154.835,"end":155.335,"sentiment":"neutral","sentiment_score":0.06582669168710709},{"text":"Yep.","start":158.35501,"end":158.85,"sentiment":"neutral","sentiment_score":0.00019958554184995592},{"text":"Absolutely.","start":160.05,"end":160.55,"sentiment":"neutral","sentiment_score":0.10425568372011185}],"sentiment":"neutral","sentiment_score":0.045018887397600335,"num_words":5,"start":144.90001,"end":160.55},{"sentences":[{"text":"No.","start":160.93001,"end":161.33,"sentiment":"neutral","sentiment_score":-0.044883206486701965},{"text":"All good.","start":161.33,"end":161.89,"sentiment":"neutral","sentiment_score":0.1067124791443348},{"text":"Well, we'll definitely talk about that.","start":161.89,"end":163.81001,"sentiment":"neutral","sentiment_score":0.11092601778606574},{"text":"Perfect.","start":163.81001,"end":164.31001,"sentiment":"neutral","sentiment_score":0.18975800275802612},{"text":"Yes.","start":184.425,"end":184.925,"sentiment":"neutral","sentiment_score":-0.1350998878479004}],"sentiment":"neutral","sentiment_score":0.08079599758440797,"num_words":11,"start":160.93001,"end":184.925},{"sentences":[{"text":"Yeah.","start":196.73,"end":197.04999,"sentiment":"neutral","sentiment_score":-0.2523552179336548},{"text":"Okay.","start":197.04999,"end":197.54999,"sentiment":"neutral","sentiment_score":-0.2190437614917755},{"text":"Oh, wow.","start":214.38,"end":215.2,"sentiment":"negative","sentiment_score":-0.4097851365804672},{"text":"Yeah.","start":219.90001,"end":220.40001,"sentiment":"neutral","sentiment_score":-0.03376094251871109},{"text":"Yeah.","start":227.26001,"end":227.76001,"sentiment":"neutral","sentiment_score":0.019900724291801453}],"sentiment":"neutral","sentiment_score":-0.21747157846887907,"num_words":6,"start":196.73,"end":227.76001},{"sentences":[{"text":"Yeah.","start":250.8,"end":251.3,"sentiment":"neutral","sentiment_score":0.05190414935350418},{"text":"Yeah.","start":254.64,"end":255.14,"sentiment":"neutral","sentiment_score":-0.0027132444083690643},{"text":"Yeah.","start":264.79498,"end":265.29498,"sentiment":"neutral","sentiment_score":-0.001159925013780594},{"text":"Yeah.","start":269.675,"end":270.09,"sentiment":"neutral","sentiment_score":-0.0010328255593776705},{"text":"Yes.","start":307.36,"end":307.86,"sentiment":"neutral","sentiment_score":-0.14530198276042938}],"sentiment":"neutral","sentiment_score":-0.019660765677690505,"num_words":5,"start":250.8,"end":307.86},{"sentences":[{"text":"Yeah.","start":314.235,"end":314.735,"sentiment":"neutral","sentiment_score":-0.2470242828130722},{"text":"Yeah.","start":325.275,"end":325.775,"sentiment":"negative","sentiment_score":-0.5437259674072266},{"text":"Yeah.","start":330.07,"end":330.57,"sentiment":"neutral","sentiment_score":-0.09613251686096191},{"text":"Yes.","start":339.73502,"end":340.23502,"sentiment":"neutral","sentiment_score":0.11239057779312134},{"text":"Yes.","start":340.45502,"end":340.95502,"sentiment":"neutral","sentiment_score":0.06856488436460495}],"sentiment":"neutral","sentiment_score":-0.14118546098470688,"num_words":5,"start":314.235,"end":340.95502},{"sentences":[{"text":"Yes.","start":346.775,"end":347.275,"sentiment":"neutral","sentiment_score":0.10147039592266084},{"text":"No.","start":347.495,"end":347.73502,"sentiment":"neutral","sentiment_score":-0.1754621863365173},{"text":"That's okay.","start":347.73502,"end":348.295,"sentiment":"neutral","sentiment_score":-0.04268672131001949},{"text":"That's that's completely under you've got a lot going on, so I can definitely, you know, understand where you're coming from.","start":348.295,"end":355.59,"sentiment":"neutral","sentiment_score":0.008486796813529162},{"text":"You know, it's hard to sort of work out where to start.","start":355.97,"end":358.63,"sentiment":"neutral","sentiment_score":-0.19017012665669122}],"sentiment":"neutral","sentiment_score":-0.061167135671083186,"num_words":37,"start":346.775,"end":358.63},{"sentences":[{"text":"When it does sort of come to the tax side of things, so we can't do your tax return for you.","start":359.09,"end":364.55,"sentiment":"neutral","sentiment_score":-0.07035494400631814},{"text":"But we can most of the time, over the last couple of years, most of the information that is collected by TaxWise from employers, a lot of that is prefilled into your myGov for you ready for taxation.","start":365.56998,"end":379.945,"sentiment":"neutral","sentiment_score":0.1406740163894076},{"text":"So when and if you do see an accountant, realistically, most of the information should be predone if you've not done your taxes for the last nine to ten years.","start":380.9,"end":389.47998,"sentiment":"neutral","sentiment_score":0.03714042330781619},{"text":"Each year, your old employers needed to go back and report on things like that.","start":390.18,"end":395.115,"sentiment":"neutral","sentiment_score":-0.02074194351832072},{"text":"There's a lot of crossovers.","start":395.115,"end":396.175,"sentiment":"neutral","sentiment_score":0.0025252975057810543}],"sentiment":"neutral","sentiment_score":0.04297127369406779,"num_words":109,"start":359.09,"end":396.175},{"sentences":[{"text":"The super funds report on contributions going in.","start":398.155,"end":401.755,"sentiment":"neutral","sentiment_score":0.03629285702481866},{"text":"Employers have to report everything when they're doing their taxation side of things.","start":401.755,"end":405.375,"sentiment":"neutral","sentiment_score":0.018277591918236934},{"text":"So while that is prefilled into your myGov for you ready for ready for it to be tax ready, it might just be worth talking to an accountant because they'll go back and be able to do all the tax returns with you.","start":405.755,"end":420.09,"sentiment":"neutral","sentiment_score":0.15132241124330564},{"text":"But depending on, you know, your history, there could be a bill.","start":420.09,"end":423.77,"sentiment":"neutral","sentiment_score":-0.015553692355751991},{"text":"There might not be, and they can sort of help to work with you with the ATO to if there is a bill to pay it off in smaller increments.","start":423.77,"end":431.125,"sentiment":"neutral","sentiment_score":0.13616903560856977}],"sentiment":"neutral","sentiment_score":0.10314379240175323,"num_words":106,"start":398.155,"end":431.125},{"sentences":[{"text":"But if you're comfortable, we do have a really great accountant that I could refer you through to.","start":431.125,"end":436.345,"sentiment":"positive","sentiment_score":0.4446745382414924},{"text":"I would just need to get approved with do so, and he can just meet with you to start with just to kind of get a feel for what you need and talk about what he can do and find out whether that's the right accountant for you.","start":437.205,"end":450.24,"sentiment":"neutral","sentiment_score":0.1285995994694531},{"text":"Does that sound like something you'd be open to me doing?","start":450.24,"end":452.82,"sentiment":"neutral","sentiment_score":0.06398011777888644},{"text":"Yep.","start":456.08002,"end":456.525,"sentiment":"positive","sentiment_score":0.3608408868312836},{"text":"Beautiful.","start":456.76498,"end":457.26498,"sentiment":"positive","sentiment_score":0.5248931646347046}],"sentiment":"neutral","sentiment_score":0.19957516215081456,"num_words":79,"start":431.125,"end":457.26498},{"sentences":[{"text":"So when I did the referral for that for you, it's an email from myself to him and to you.","start":457.565,"end":463.905,"sentiment":"neutral","sentiment_score":0.1318273577839136},{"text":"He'll then make contact and book in a time to have a chat with you, whether it be Teams or by the phone or in person, depending on what you're more comfortable with.","start":464.285,"end":472.55,"sentiment":"neutral","sentiment_score":0.11591307378628037},{"text":"And then he'll kinda go from there and see whether they can help you give you a rundown on what they'll charge and how that'll work and things like that.","start":473.09,"end":480.05,"sentiment":"neutral","sentiment_score":0.14637619629502296},{"text":"Does that sound okay?","start":480.05,"end":481.35,"sentiment":"neutral","sentiment_score":0.11252516508102417},{"text":"Yep.","start":484.29,"end":484.725,"sentiment":"neutral","sentiment_score":0.30811384320259094}],"sentiment":"neutral","sentiment_score":0.13194521571594206,"num_words":88,"start":457.565,"end":484.725},{"sentences":[{"text":"Beautiful.","start":484.965,"end":485.285,"sentiment":"positive","sentiment_score":0.5503650903701782},{"text":"That might give you a little bit of a starting point, and having a good accountant on your side can help you with dealing with the ACO and things like that as well, might alleviate a little bit of pressure off your plate.","start":485.285,"end":495.785,"sentiment":"positive","sentiment_score":0.41022175203922184},{"text":"Yeah.","start":498.325,"end":498.825,"sentiment":"neutral","sentiment_score":0.12235619872808456},{"text":"Oh, good.","start":499.44,"end":500.25998,"sentiment":"neutral","sentiment_score":0.2027488872408867},{"text":"Let's also have a little chat about the the car and the money that you're wanting to invest as well because that's sort of something that's on your mind.","start":500.63998,"end":508.74,"sentiment":"neutral","sentiment_score":0.1987519564813581}],"sentiment":"neutral","sentiment_score":0.3221258044634995,"num_words":76,"start":484.965,"end":508.74},{"sentences":[{"text":"So you mentioned that you're unable to really drive your car thinking about selling it.","start":508.8,"end":513.57495,"sentiment":"neutral","sentiment_score":-0.03718347450097402},{"text":"How much do you think you're hoping or should be able to get for the car?","start":513.57495,"end":517.435,"sentiment":"neutral","sentiment_score":0.015180848306044936},{"text":"Mhmm.","start":521.815,"end":522.315,"sentiment":"neutral","sentiment_score":-0.01411778014153242},{"text":"Yep.","start":523.175,"end":523.57495,"sentiment":"neutral","sentiment_score":-0.03223472088575363},{"text":"Beautiful.","start":523.57495,"end":524.07495,"sentiment":"neutral","sentiment_score":0.10879115760326384}],"sentiment":"neutral","sentiment_score":-0.007424114354173927,"num_words":34,"start":508.8,"end":524.07495},{"sentences":[{"text":"And you may no.","start":524.21497,"end":525.89496,"sentiment":"neutral","sentiment_score":0.015981683507561684},{"text":"That's okay.","start":525.89496,"end":526.71497,"sentiment":"neutral","sentiment_score":0.01730181835591793},{"text":"Absolutely.","start":526.77496,"end":527.27496,"sentiment":"neutral","sentiment_score":0.11963384598493576},{"text":"And you said you sort of wanted to have that invested in a short term so you can access the funds when needed.","start":528.53,"end":534.77,"sentiment":"neutral","sentiment_score":0.10232041419848152},{"text":"Is that right?","start":534.77,"end":535.59,"sentiment":"neutral","sentiment_score":0.08514985566337903}],"sentiment":"neutral","sentiment_score":0.08566616091764334,"num_words":33,"start":524.21497,"end":535.59},{"sentences":[{"text":"Mhmm.","start":552.50494,"end":553.00494,"sentiment":"neutral","sentiment_score":-0.04282414540648461},{"text":"Yeah.","start":556.62994,"end":556.94995,"sentiment":"neutral","sentiment_score":-0.01855984330177307},{"text":"That's okay.","start":556.94995,"end":557.68994,"sentiment":"neutral","sentiment_score":-0.06052534282207489},{"text":"Yeah.","start":559.99,"end":560.47,"sentiment":"neutral","sentiment_score":0.045311424881219864},{"text":"That's yeah.","start":560.47,"end":565.82996,"sentiment":"neutral","sentiment_score":0.052897149696946144}],"sentiment":"neutral","sentiment_score":-0.004475564296756472,"num_words":7,"start":552.50494,"end":565.82996},{"sentences":[{"text":"So when I'm thinking about investing funds, realistically, to invest in the market, you wouldn't want to invest anything that you're planning to access within the next five years.","start":565.82996,"end":575.015,"sentiment":"neutral","sentiment_score":-0.028081091056609976},{"text":"So if there's a chance you might need that, let's say, a bill or, you know, rent or food or something that you might have, because large expenses definitely come on.","start":575.015,"end":584.075,"sentiment":"neutral","sentiment_score":-0.008572348183201205},{"text":"In the shortest term, anywhere under sort of three to five years, I would generally suggest looking at term deposits.","start":584.21,"end":589.67,"sentiment":"neutral","sentiment_score":0.016335027292370796},{"text":"Term deposits are great.","start":590.21,"end":591.65,"sentiment":"positive","sentiment_score":0.44282692670822144},{"text":"They at the moment, cash rates aren't too bad, but it means that you can access the money at the end of those terms.","start":591.65,"end":598.125,"sentiment":"neutral","sentiment_score":0.20054461682836214}],"sentiment":"neutral","sentiment_score":0.05399059835407469,"num_words":108,"start":565.82996,"end":598.125},{"sentences":[{"text":"And with term deposits, you are still locking the money away for a set period of time.","start":598.42505,"end":602.905,"sentiment":"neutral","sentiment_score":0.08020619522122775},{"text":"So you can start with, you know, six months, and then they'll they'll give you a call and roll it over.","start":602.905,"end":608.84503,"sentiment":"neutral","sentiment_score":0.0863690163408007},{"text":"And you're sort of holding that money locked away for shorter periods of time, getting a little bit of interest on it at the end of that, but then you get the chance to take some out or roll it over, extend the period a little bit.","start":610.025,"end":620.78,"sentiment":"neutral","sentiment_score":0.09835597468500441},{"text":"If you were wanting to invest for longer, say five years or more and comfortable with investing in the market very similar to the way your super is, then we can definitely build portfolios for you.","start":621.48004,"end":633.125,"sentiment":"neutral","sentiment_score":0.15364480991330412},{"text":"But just with everything you've got going on at the moment, my only sort of hesitant there would be I don't wanna invest money that you might have to lend the short term if something happens, because you've got quite a lot going on there.","start":633.505,"end":645.56,"sentiment":"neutral","sentiment_score":-0.1651692325870196}],"sentiment":"neutral","sentiment_score":0.035533633509493734,"num_words":166,"start":598.42505,"end":645.56},{"sentences":[{"text":"You may need to access those funds to emergencies.","start":645.56,"end":648.06,"sentiment":"neutral","sentiment_score":-0.11768257038460837},{"text":"So I would definitely suggest a bit of a term deposit.","start":648.6,"end":653.01996,"sentiment":"neutral","sentiment_score":0.004805601455948569},{"text":"If you wanted to, I could have a look around at some term deposit rates and send you an email after the call, which just outlines some of the highest CD rates and information around those sorts of accounts for you if you like.","start":653.445,"end":666.9,"sentiment":"neutral","sentiment_score":0.028175621208819477},{"text":"Yeah.","start":669.78,"end":670.28,"sentiment":"neutral","sentiment_score":0.2361709475517273},{"text":"Beautiful.","start":670.34,"end":670.84,"sentiment":"positive","sentiment_score":0.5268739461898804}],"sentiment":"neutral","sentiment_score":0.015098344083085205,"num_words":66,"start":645.56,"end":670.84},{"sentences":[{"text":"So account deposit.","start":671.22003,"end":672.44,"sentiment":"neutral","sentiment_score":0.20584678649902344},{"text":"Beautiful.","start":672.9,"end":673.4,"sentiment":"neutral","sentiment_score":0.188096284866333},{"text":"Yeah.","start":678.26,"end":678.76,"sentiment":"neutral","sentiment_score":0.15593227744102478},{"text":"Yep.","start":679.7,"end":680.2,"sentiment":"neutral","sentiment_score":0.06424209475517273},{"text":"Yeah.","start":686.675,"end":687.175,"sentiment":"neutral","sentiment_score":0.06696069985628128}],"sentiment":"neutral","sentiment_score":0.15611024520226888,"num_words":7,"start":671.22003,"end":687.175},{"sentences":[{"text":"Yeah.","start":687.47504,"end":687.97504,"sentiment":"neutral","sentiment_score":0.05406579747796059},{"text":"Yeah.","start":690.03503,"end":690.53503,"sentiment":"neutral","sentiment_score":0.07433032989501953},{"text":"Yeah.","start":695.235,"end":695.735,"sentiment":"neutral","sentiment_score":-0.07434706389904022},{"text":"Yep.","start":699.32,"end":699.82,"sentiment":"neutral","sentiment_score":0.08227650821208954},{"text":"Yep.","start":700.27997,"end":700.77997,"sentiment":"neutral","sentiment_score":0.04677911102771759}],"sentiment":"neutral","sentiment_score":0.03662093654274941,"num_words":5,"start":687.47504,"end":700.77997},{"sentences":[{"text":"Yep.","start":703.72,"end":704.22,"sentiment":"neutral","sentiment_score":0.14615699648857117},{"text":"Yeah.","start":721.895,"end":722.395,"sentiment":"neutral","sentiment_score":-0.0150195499882102},{"text":"Yeah.","start":731.58,"end":732.08,"sentiment":"neutral","sentiment_score":0.17694389820098877},{"text":"Yes.","start":733.18,"end":733.68,"sentiment":"neutral","sentiment_score":0.28803330659866333},{"text":"Yeah.","start":733.98,"end":734.48,"sentiment":"positive","sentiment_score":0.4547004103660583}],"sentiment":"neutral","sentiment_score":0.21016301233321427,"num_words":5,"start":703.72,"end":734.48},{"sentences":[{"text":"Absolutely.","start":735.74,"end":736.22,"sentiment":"positive","sentiment_score":0.5844378471374512},{"text":"And and starting off smaller can also work with your comfort level as well.","start":736.22,"end":740.235,"sentiment":"positive","sentiment_score":0.3813418022223881},{"text":"So whilst you've got quite a lot going on there, if we start with something small like term deposits and then you're getting interest in learning to reinvest it and not needing the money, then as the money gets a lot bigger, then we can definitely look at other investment options.","start":740.235,"end":754.34,"sentiment":"neutral","sentiment_score":0.1609763371593812},{"text":"We do have some great platforms for investing.","start":754.8,"end":757.62,"sentiment":"positive","sentiment_score":0.42159460112452507},{"text":"It just comes down to what your goal is, what or not you have, and whether you do or do you have additional funds to put into it as well because long term investing does benefit from additional contributions.","start":758.16,"end":770.685,"sentiment":"neutral","sentiment_score":0.21603434227215937}],"sentiment":"neutral","sentiment_score":0.2294788710707057,"num_words":113,"start":735.74,"end":770.685},{"sentences":[{"text":"So I sort of think let's start small.","start":771.065,"end":773.945,"sentiment":"neutral","sentiment_score":0.17693995032459497},{"text":"Work within your comfort level.","start":773.945,"end":775.38495,"sentiment":"neutral","sentiment_score":0.24986196160316468},{"text":"I don't wanna pile too much onto your fight all at once and overwhelm you.","start":775.38495,"end":779.785,"sentiment":"neutral","sentiment_score":0.05152198274930318},{"text":"So just sort of starting small, working our way through the first thing, getting used to that, then doing on that over time is probably where we're gonna see some benefit and just taking it slow.","start":779.785,"end":791.33997,"sentiment":"neutral","sentiment_score":0.24503249095545876},{"text":"You don't have to do everything at once.","start":791.33997,"end":793.1,"sentiment":"neutral","sentiment_score":0.19786145724356174}],"sentiment":"neutral","sentiment_score":0.19224611783607137,"num_words":72,"start":771.065,"end":793.1},{"sentences":[{"text":"We can work one thing at a time and then, you know, make sure you're comfortable with it, especially with having anxiety.","start":793.1,"end":799.615,"sentiment":"neutral","sentiment_score":0.05414545468308709},{"text":"You don't wanna sort of overwhelm yourself all at once and make things worse.","start":800.235,"end":804.89496,"sentiment":"neutral","sentiment_score":-0.20423980429768562},{"text":"So I'm all of that.","start":805.435,"end":806.315,"sentiment":"neutral","sentiment_score":0.06589879468083382},{"text":"Just slowing it down, taking something.","start":806.315,"end":808.33496,"sentiment":"neutral","sentiment_score":0.14645927275220552},{"text":"Yeah.","start":809.035,"end":809.355,"sentiment":"neutral","sentiment_score":0.14784926176071167}],"sentiment":"neutral","sentiment_score":-0.006501216363782684,"num_words":48,"start":793.1,"end":809.355},{"sentences":[{"text":"Yeah.","start":809.355,"end":809.675,"sentiment":"neutral","sentiment_score":0.2306806743144989},{"text":"And that's okay.","start":809.675,"end":810.635,"sentiment":"positive","sentiment_score":0.35294750332832336},{"text":"There's absolutely nothing wrong with that.","start":810.635,"end":812.99,"sentiment":"positive","sentiment_score":0.48010753591855365},{"text":"So, yeah, happy to work on that for you.","start":813.93,"end":816.08997,"sentiment":"positive","sentiment_score":0.7033548288875155},{"text":"So I'll get some information around 10 deposits to different accounts, what the rates look like, some of the positives and disadvantages of each of the accounts for you to run your eyes over.","start":816.08997,"end":825.23,"sentiment":"neutral","sentiment_score":0.0733016538707649}],"sentiment":"neutral","sentiment_score":0.24514373757366864,"num_words":53,"start":809.355,"end":825.23},{"sentences":[{"text":"Can I just ask what bank are you bank with at the moment just so I can look at them as well?","start":825.775,"end":830.275,"sentiment":"neutral","sentiment_score":0.025065062821588734},{"text":"NAB.","start":834.815,"end":835.315,"sentiment":"neutral","sentiment_score":0.09428727626800536},{"text":"All good.","start":835.695,"end":836.255,"sentiment":"positive","sentiment_score":0.3667166382074356},{"text":"I'll consider NAB as well because sometimes when you have 10 deposits, they've got other rates out there that are competitive.","start":836.255,"end":843.26,"sentiment":"neutral","sentiment_score":0.12646005905809857},{"text":"When a bank needs money in their account, so they lend when they're lending large sums of money out for loans and things like that, they often are willing to come to the party and put some extra money into the TDs and offer better rates.","start":844.36005,"end":858.195,"sentiment":"neutral","sentiment_score":0.11412389382072118}],"sentiment":"neutral","sentiment_score":0.10091861185577253,"num_words":92,"start":825.775,"end":858.195},{"sentences":[{"text":"So I could always give you these emails and have a look at what NAB's got.","start":858.195,"end":862.35504,"sentiment":"neutral","sentiment_score":0.14444078551605344},{"text":"And you can always go to them and go, hey.","start":862.35504,"end":864.03503,"sentiment":"neutral","sentiment_score":0.10324220806360244},{"text":"Look.","start":864.03503,"end":864.275,"sentiment":"neutral","sentiment_score":0.09627935290336607},{"text":"There's some other rates out there.","start":864.275,"end":865.635,"sentiment":"neutral","sentiment_score":0.0732123851776123},{"text":"What are you willing to offer me?","start":865.635,"end":867.41504,"sentiment":"neutral","sentiment_score":0.06974362581968307}],"sentiment":"neutral","sentiment_score":0.10918084233999252,"num_words":40,"start":858.195,"end":867.41504},{"sentences":[{"text":"And see what kind of a a term deposit rate they might offer you for a certain time.","start":867.72,"end":871.72,"sentiment":"neutral","sentiment_score":0.07015976599521107},{"text":"They might come back with something a little bit nicer than what their advertised rate is for you.","start":871.72,"end":877.5,"sentiment":"neutral","sentiment_score":0.05459390777266688},{"text":"Yeah.","start":877.56,"end":878.06,"sentiment":"neutral","sentiment_score":0.0007471498101949692},{"text":"Yeah.","start":878.36,"end":878.86,"sentiment":"neutral","sentiment_score":0.011622751131653786},{"text":"Yep.","start":879.16,"end":879.66,"sentiment":"neutral","sentiment_score":0.0903293713927269}],"sentiment":"neutral","sentiment_score":0.060211933337343045,"num_words":39,"start":867.72,"end":879.66},{"sentences":[{"text":"Excellent.","start":881.945,"end":882.445,"sentiment":"positive","sentiment_score":0.3970167636871338},{"text":"Excellent.","start":883.385,"end":883.885,"sentiment":"positive","sentiment_score":0.34794867038726807},{"text":"So we're selling your car.","start":884.105,"end":885.805,"sentiment":"neutral","sentiment_score":0.11575633436441421},{"text":"When are you sort of thinking that in the process?","start":886.185,"end":888.905,"sentiment":"neutral","sentiment_score":0.07041062414646149},{"text":"Have you got a time frame for when you're sort of hoping to start selling the vehicle?","start":888.905,"end":892.505,"sentiment":"neutral","sentiment_score":0.03701418912147775}],"sentiment":"neutral","sentiment_score":0.0781498400713591,"num_words":34,"start":881.945,"end":892.505},{"sentences":[{"text":"Or Yep.","start":892.505,"end":899.98004,"sentiment":"neutral","sentiment_score":0.06098944693803787},{"text":"Yep.","start":912.115,"end":912.615,"sentiment":"neutral","sentiment_score":0.11789878457784651},{"text":"Yep.","start":929.29004,"end":929.79004,"sentiment":"neutral","sentiment_score":-0.06489366292953491},{"text":"Yep.","start":936.65,"end":937.13,"sentiment":"neutral","sentiment_score":0.020239274948835373},{"text":"Yeah.","start":937.13,"end":937.45,"sentiment":"neutral","sentiment_score":0.02361781895160675}],"sentiment":"neutral","sentiment_score":0.03647351823747158,"num_words":6,"start":892.505,"end":937.45},{"sentences":[{"text":"Absolutely.","start":937.45,"end":937.95,"sentiment":"neutral","sentiment_score":0.05648595094680786},{"text":"August.","start":940.505,"end":941.005,"sentiment":"neutral","sentiment_score":0.004418696276843548},{"text":"Yeah.","start":941.225,"end":941.725,"sentiment":"neutral","sentiment_score":-0.0026659127324819565},{"text":"Yeah.","start":944.745,"end":945.245,"sentiment":"neutral","sentiment_score":-0.017246343195438385},{"text":"Yep.","start":949.625,"end":950.125,"sentiment":"neutral","sentiment_score":-0.03420335799455643}],"sentiment":"neutral","sentiment_score":0.0013578066602349282,"num_words":5,"start":937.45,"end":950.125},{"sentences":[{"text":"No.","start":950.985,"end":951.225,"sentiment":"neutral","sentiment_score":-0.12588974833488464},{"text":"Understandable.","start":951.225,"end":951.725,"sentiment":"neutral","sentiment_score":-0.11606131494045258},{"text":"Absolutely.","start":952.425,"end":952.925,"sentiment":"neutral","sentiment_score":-0.13206788897514343},{"text":"No.","start":953.385,"end":953.545,"sentiment":"neutral","sentiment_score":-0.19991765916347504},{"text":"That's absolutely fine.","start":953.545,"end":954.89996,"sentiment":"negative","sentiment_score":-0.33388986190160114}],"sentiment":"neutral","sentiment_score":-0.22508659958839417,"num_words":7,"start":950.985,"end":954.89996},{"sentences":[{"text":"Yep.","start":963.2,"end":963.7,"sentiment":"negative","sentiment_score":-0.41014331579208374},{"text":"Yep.","start":966.32,"end":966.585,"sentiment":"neutral","sentiment_score":-0.04414805769920349},{"text":"Yeah.","start":967.145,"end":967.54504,"sentiment":"neutral","sentiment_score":-0.010266894474625587},{"text":"Absolutely.","start":967.54504,"end":968.04504,"sentiment":"neutral","sentiment_score":0.011112004518508911},{"text":"No.","start":968.505,"end":968.745,"sentiment":"neutral","sentiment_score":-0.03723134472966194}],"sentiment":"neutral","sentiment_score":-0.09813552163541317,"num_words":5,"start":963.2,"end":968.745},{"sentences":[{"text":"Completely understandable.","start":968.745,"end":969.965,"sentiment":"neutral","sentiment_score":0.041390709578990936},{"text":"All good.","start":970.585,"end":971.325,"sentiment":"positive","sentiment_score":0.3425854444503784},{"text":"Sounds like a plan.","start":971.54504,"end":972.505,"sentiment":"neutral","sentiment_score":0.3281693682074547},{"text":"Well, I'll get after the call, I'll go and do some research for you and send you an email on some term deposit rates.","start":972.505,"end":978.505,"sentiment":"neutral","sentiment_score":0.15092837593207756},{"text":"I'll get it through either today or Monday for you just so I can do a bit of research around the options there, what what is available, what's out there, and give you some information to kinda break it down.","start":978.505,"end":988.01,"sentiment":"neutral","sentiment_score":0.17661092579364776}],"sentiment":"neutral","sentiment_score":0.17732427548617125,"num_words":72,"start":968.745,"end":988.01},{"sentences":[{"text":"You also then have my direct contact email.","start":988.01,"end":990.25,"sentiment":"neutral","sentiment_score":0.12386121228337288},{"text":"So if you have questions at any point or wanna talk about anything else, you can always email me, contact me, and I can make time to catch up with you as well.","start":990.25,"end":998.385,"sentiment":"neutral","sentiment_score":0.14642133902419696},{"text":"Okay?","start":998.385,"end":998.885,"sentiment":"neutral","sentiment_score":0.10077189654111862},{"text":"Excellent.","start":1001.905,"end":1002.405,"sentiment":"positive","sentiment_score":0.5142592191696167},{"text":"Now with your super, just sort of touching base to see how things are going there.","start":1003.74506,"end":1007.66504,"sentiment":"positive","sentiment_score":0.37688865326344967}],"sentiment":"neutral","sentiment_score":0.2113227704066341,"num_words":59,"start":988.01,"end":1007.66504},{"sentences":[{"text":"I did send through an email to you just with some annual review documents there attached.","start":1007.66504,"end":1012.4,"sentiment":"neutral","sentiment_score":0.07044957857578993},{"text":"Are you able to access your email at the moment?","start":1012.4,"end":1015.04004,"sentiment":"neutral","sentiment_score":0.017621458601206542},{"text":"If you're not, that's okay.","start":1015.04004,"end":1016.42004,"sentiment":"neutral","sentiment_score":-0.004479864798486233},{"text":"Yes.","start":1016.72003,"end":1016.96,"sentiment":"neutral","sentiment_score":0.30281776189804077},{"text":"Beautiful.","start":1016.96,"end":1017.46,"sentiment":"positive","sentiment_score":0.6358523964881897}],"sentiment":"neutral","sentiment_score":0.06726299023086374,"num_words":33,"start":1007.66504,"end":1017.46},{"sentences":[{"text":"It probably comes through from oh, do sign and from Dana Taylor is my name.","start":1018.48004,"end":1023.06,"sentiment":"neutral","sentiment_score":0.12134818881750106},{"text":"So before you type before you press that one, if you just go back to the main email, on the bottom there's the attachment.","start":1028.1649,"end":1034.6649,"sentiment":"neutral","sentiment_score":0.027215458103455603},{"text":"Mhmm.","start":1038.965,"end":1039.465,"sentiment":"neutral","sentiment_score":0.032052963972091675},{"text":"That's the one.","start":1045.9501,"end":1046.75,"sentiment":"neutral","sentiment_score":0.03746400773525238},{"text":"Yeah.","start":1046.75,"end":1046.99,"sentiment":"neutral","sentiment_score":0.04805400595068931}],"sentiment":"neutral","sentiment_score":0.060588473178954286,"num_words":44,"start":1018.48004,"end":1046.99},{"sentences":[{"text":"If you if you there is.","start":1046.99,"end":1049.23,"sentiment":"neutral","sentiment_score":0.034151628303031124},{"text":"Yeah.","start":1049.23,"end":1049.39,"sentiment":"neutral","sentiment_score":0.07611864805221558},{"text":"If you open the super summary first, that's gonna just give you an update on your balance there for you.","start":1049.39,"end":1054.5901,"sentiment":"neutral","sentiment_score":0.1096376832574606},{"text":"I'll run you through some things I've been looking at for you.","start":1054.5901,"end":1057.785,"sentiment":"neutral","sentiment_score":0.24163696262985468},{"text":"So I had a really good review of everything before the call.","start":1057.785,"end":1061.005,"sentiment":"positive","sentiment_score":0.536450520157814}],"sentiment":"neutral","sentiment_score":0.23158493875434585,"num_words":51,"start":1046.99,"end":1061.005},{"sentences":[{"text":"Yeah.","start":1069.9451,"end":1070.34,"sentiment":"neutral","sentiment_score":-0.006234138272702694},{"text":"Yep.","start":1074.26,"end":1074.76,"sentiment":"neutral","sentiment_score":-0.0717383623123169},{"text":"Got it there.","start":1082.545,"end":1083.185,"sentiment":"neutral","sentiment_score":0.25180276731650036},{"text":"Perfect.","start":1083.185,"end":1083.585,"sentiment":"positive","sentiment_score":0.5143433213233948},{"text":"So it's giving you an update on your balance.","start":1083.585,"end":1085.425,"sentiment":"neutral","sentiment_score":0.2831656303670671}],"sentiment":"neutral","sentiment_score":0.24935131973276536,"num_words":15,"start":1069.9451,"end":1085.425},{"sentences":[{"text":"So when I look back at your balance this time last year, you had about a 157,839 and 51¢ in the account there.","start":1085.425,"end":1093.925,"sentiment":"neutral","sentiment_score":0.1417561142959378},{"text":"Your balance as of the August 11, which is when we did the documents, you're sitting at a 164,360 and 79¢ then.","start":1094.305,"end":1103.73,"sentiment":"neutral","sentiment_score":0.13194568277824492},{"text":"And when I look at the super fund from then to now, you're sitting at a 165,052.","start":1103.9501,"end":1111.215,"sentiment":"neutral","sentiment_score":0.158249874763629},{"text":"So we have some had some additional growth on top of that, which is great.","start":1111.215,"end":1115.315,"sentiment":"positive","sentiment_score":0.3535318454106649},{"text":"The yeah.","start":1118.015,"end":1120.115,"sentiment":"neutral","sentiment_score":0.0071345046162605286}],"sentiment":"neutral","sentiment_score":0.18048036901594758,"num_words":79,"start":1085.425,"end":1120.115},{"sentences":[{"text":"That's exactly right.","start":1121.775,"end":1122.975,"sentiment":"neutral","sentiment_score":0.226713415235281},{"text":"And, look, one of the things one of the that's okay.","start":1122.975,"end":1126.07,"sentiment":"neutral","sentiment_score":0.06620382822372696},{"text":"We wanna make sure it keeps working harder for you.","start":1126.09,"end":1129.11,"sentiment":"neutral","sentiment_score":0.15682204961776733},{"text":"One of the things we did look at, and because we haven't really had any contributions going in, is essentially what the portfolio has been doing on its own.","start":1129.65,"end":1138.23,"sentiment":"neutral","sentiment_score":0.12364785270444278},{"text":"And you are in that high growth kind of environment there.","start":1138.385,"end":1141.265,"sentiment":"neutral","sentiment_score":0.06573451953855428}],"sentiment":"neutral","sentiment_score":0.11383547337027267,"num_words":64,"start":1121.775,"end":1141.265},{"sentences":[{"text":"So, realistically, in a high growth portfolio, because you have 90% in those higher risk investments, so things like shares, gold and silver, so commodities and precious metals, and also property within that, You are taking a bit more risk to try and get those greater potential returns, but it also means at times where the volatility might be lower that you are gonna see those down times.","start":1141.265,"end":1163.88,"sentiment":"neutral","sentiment_score":0.02560966949471656},{"text":"And as your balance increases and grows over time, the smaller changes make a larger difference for you.","start":1163.88,"end":1170.345,"sentiment":"neutral","sentiment_score":0.18420922342273924},{"text":"Now when I sort of look at the portfolio and the performance there, so after fees, so after our ongoing service fee plus the admin fees in the account, the portfolio was up by 4.11%.","start":1170.565,"end":1183.865,"sentiment":"neutral","sentiment_score":0.33210322218281885},{"text":"That is a little bit lower to where you sort of expressed as a high growth environment, but it is a positive.","start":1184.3201,"end":1189.54,"sentiment":"positive","sentiment_score":0.35254818201065063},{"text":"So in that high growth environment, you're sort of wanting to get about eight to eight to 10% on a yearly basis compounding that four.","start":1189.76,"end":1197.6,"sentiment":"neutral","sentiment_score":0.2368861883878708}],"sentiment":"neutral","sentiment_score":0.18070863712845103,"num_words":168,"start":1141.265,"end":1197.6},{"sentences":[{"text":"So it is a little bit of an underperformance for the year, but it's a positive return, and most of that return has sort of come out after April.","start":1197.6,"end":1206.695,"sentiment":"neutral","sentiment_score":0.2922966816815837},{"text":"So April was when we saw a lot of the activity between what was happening in the market with Trump and The US and Iran war.","start":1206.695,"end":1214.17,"sentiment":"neutral","sentiment_score":0.07750683292173423},{"text":"And so after that, we've seen quite some good recovery points.","start":1215.91,"end":1219.29,"sentiment":"neutral","sentiment_score":0.3009140572764657},{"text":"So your portfolio is up, but it's still growing as a dollar figure because not everyone likes the percentage.","start":1219.59,"end":1225.29,"sentiment":"neutral","sentiment_score":0.2274190928590925},{"text":"As a dollar figure, it shows the income and the earnings within your portfolio for the year is about $8,036.","start":1226.2949,"end":1233.735,"sentiment":"neutral","sentiment_score":0.17883067280054094}],"sentiment":"neutral","sentiment_score":0.2066610692867211,"num_words":105,"start":1197.6,"end":1233.735},{"sentences":[{"text":"So that $8,036 is growth and income, which has been re reinvested and compounded back into your super to keep working and growing.","start":1233.735,"end":1242.3501,"sentiment":"positive","sentiment_score":0.4758744498957758},{"text":"And that's what we wanna see.","start":1242.49,"end":1243.77,"sentiment":"positive","sentiment_score":0.4448143144448598},{"text":"It's one of the most powerful things we have as the tool is compounding.","start":1243.77,"end":1247.39,"sentiment":"positive","sentiment_score":0.5518358136926379},{"text":"You know, if you have a dollar, you make a dollar, you reinvest it, you've got 2 dollars, it makes $4, and it keeps compounding and growing.","start":1247.61,"end":1254.515,"sentiment":"positive","sentiment_score":0.36990549277376245},{"text":"And that's the most powerful tool we have there.","start":1254.515,"end":1257.235,"sentiment":"positive","sentiment_score":0.6710965633392334}],"sentiment":"positive","sentiment_score":0.4730002152014382,"num_words":79,"start":1233.735,"end":1257.235},{"sentences":[{"text":"So, look, I am really happy with how your portfolio has performed this year as much as it is a lower rate of return.","start":1257.235,"end":1263.815,"sentiment":"positive","sentiment_score":0.6714045206705729},{"text":"I did also just have a look at some of the investments, and it looks like, like, going back, this portfolio is one of the older ones out there.","start":1265.155,"end":1273.35,"sentiment":"neutral","sentiment_score":0.07075340512754588},{"text":"I have sort of reviewed all the investments individually, and I do think there's a place where I can provide some advice.","start":1274.21,"end":1281.09,"sentiment":"neutral","sentiment_score":0.09502020884643901},{"text":"So I'd like to go back if you're comfortable with it, look at some of the investments, maybe switch them up a little bit.","start":1281.09,"end":1287.665,"sentiment":"neutral","sentiment_score":0.09254740923643112},{"text":"Because we do have a portfolio that might be a little bit more diversified for you to help to lower the overall risk level, but also might be cheaper in investment fees as well.","start":1287.665,"end":1297.4249,"sentiment":"neutral","sentiment_score":0.2257271520793438}],"sentiment":"neutral","sentiment_score":0.22670573557734042,"num_words":133,"start":1257.235,"end":1297.4249},{"sentences":[{"text":"So if you're comfortable, I'd love to go back and maybe switch up the investments, look at how the returns have been performing within the portfolio, and just maybe do some make some changes to keep it working harder for you.","start":1297.4249,"end":1309.5499,"sentiment":"neutral","sentiment_score":0.2273219685728957},{"text":"Are you open to me doing that?","start":1309.5499,"end":1311.33,"sentiment":"neutral","sentiment_score":0.04063843563199043},{"text":"Yep.","start":1313.005,"end":1313.505,"sentiment":"neutral","sentiment_score":0.1754465103149414},{"text":"Excellent.","start":1314.525,"end":1315.025,"sentiment":"positive","sentiment_score":0.628747820854187},{"text":"Yeah.","start":1317.725,"end":1318.125,"sentiment":"neutral","sentiment_score":0.30737850069999695}],"sentiment":"neutral","sentiment_score":0.21012240378003494,"num_words":51,"start":1297.4249,"end":1318.125},{"sentences":[{"text":"Excellent.","start":1318.125,"end":1318.625,"sentiment":"positive","sentiment_score":0.37092840671539307},{"text":"No.","start":1320.125,"end":1320.365,"sentiment":"neutral","sentiment_score":0.11246908456087112},{"text":"All good.","start":1320.365,"end":1320.845,"sentiment":"neutral","sentiment_score":0.2181386798620224},{"text":"Look, we do work for you and in your best interest.","start":1320.845,"end":1323.325,"sentiment":"positive","sentiment_score":0.34897157278927887},{"text":"So while we do get paid for our services, we wanna make sure that we are working in your best interest.","start":1323.325,"end":1328.48,"sentiment":"neutral","sentiment_score":0.21893360430286044}],"sentiment":"neutral","sentiment_score":0.25988799561229015,"num_words":36,"start":1318.125,"end":1328.48},{"sentences":[{"text":"And even whilst you're not working and not contributing, you know, you still want your super to be growing and working harder for you, and we know that there are gonna be years where maybe we get a negative return or return that's lower.","start":1328.48,"end":1340.2599,"sentiment":"neutral","sentiment_score":-0.04931141021238132},{"text":"But every so often, it's good to reevaluate the investments within the portfolio, keep them working harder, and also restructure it.","start":1340.495,"end":1348.175,"sentiment":"neutral","sentiment_score":0.10250883553886697},{"text":"So we might be at a there's a portfolio that saves in investment fees, so lowering the investment fees within your portfolio benefits you because it's more money that stays in your suit for compounding working harder for yourself.","start":1348.175,"end":1360.02,"sentiment":"neutral","sentiment_score":0.22735503249061415},{"text":"So I would love to go back and do that for you.","start":1360.02,"end":1362.74,"sentiment":"positive","sentiment_score":0.47588396320740384},{"text":"It only takes me about two weeks to do the research, but I can rebook you back in to go through that in about two weeks, and we can update things for you.","start":1362.74,"end":1372.515,"sentiment":"neutral","sentiment_score":0.09885421045350307}],"sentiment":"neutral","sentiment_score":0.11961494139301897,"num_words":149,"start":1328.48,"end":1372.515},{"sentences":[{"text":"How does that sound?","start":1372.515,"end":1373.575,"sentiment":"neutral","sentiment_score":0.30594269931316376},{"text":"Yep.","start":1375.155,"end":1375.655,"sentiment":"neutral","sentiment_score":0.26536089181900024},{"text":"Oh, good.","start":1376.035,"end":1376.775,"sentiment":"positive","sentiment_score":0.3397308886051178},{"text":"Beautiful.","start":1376.915,"end":1377.415,"sentiment":"positive","sentiment_score":0.49277377128601074},{"text":"Do you have any questions about any of that yet?","start":1377.635,"end":1380.375,"sentiment":"neutral","sentiment_score":0.03950952347368002}],"sentiment":"neutral","sentiment_score":0.16980347068359455,"num_words":18,"start":1372.515,"end":1380.375},{"sentences":[{"text":"Yeah.","start":1386.53,"end":1387.03,"sentiment":"neutral","sentiment_score":-0.013006843626499176},{"text":"Yeah.","start":1401.165,"end":1401.665,"sentiment":"neutral","sentiment_score":-0.1083640530705452},{"text":"Absolutely.","start":1402.045,"end":1402.545,"sentiment":"neutral","sentiment_score":-0.15986505150794983},{"text":"Yep.","start":1403.245,"end":1403.745,"sentiment":"neutral","sentiment_score":-0.16954055428504944},{"text":"Mhmm.","start":1408.95,"end":1409.2699,"sentiment":"neutral","sentiment_score":-0.018941838294267654}],"sentiment":"neutral","sentiment_score":-0.09394366815686225,"num_words":5,"start":1386.53,"end":1409.2699},{"sentences":[{"text":"Absolutely.","start":1409.2699,"end":1409.7699,"sentiment":"neutral","sentiment_score":0.01836034469306469},{"text":"Yeah.","start":1409.9099,"end":1410.4099,"sentiment":"neutral","sentiment_score":0.00030156970024108887},{"text":"Oh, yeah.","start":1412.07,"end":1414.23,"sentiment":"neutral","sentiment_score":0.007945952005684376},{"text":"Absolutely.","start":1414.23,"end":1414.73,"sentiment":"neutral","sentiment_score":0.050783950835466385},{"text":"Yep.","start":1416.71,"end":1417.19,"sentiment":"neutral","sentiment_score":0.07970085740089417}],"sentiment":"neutral","sentiment_score":0.027506437773505848,"num_words":6,"start":1409.2699,"end":1417.19},{"sentences":[{"text":"Yep.","start":1417.19,"end":1417.59,"sentiment":"neutral","sentiment_score":0.13463103771209717},{"text":"Absolutely.","start":1417.59,"end":1418.09,"sentiment":"neutral","sentiment_score":0.18663525581359863},{"text":"Something as simple as, you know, $20 a week or 50 dollars a month or something if you're comfortable, and That can definitely provide a greater benefit long term for you.","start":1418.3099,"end":1430.805,"sentiment":"neutral","sentiment_score":0.26896267360256565},{"text":"Did you want me to maybe update the advice to reflect maybe starting to contribute from from your funds and maybe just start with something small.","start":1431.505,"end":1440.86,"sentiment":"neutral","sentiment_score":0.0649838916097696},{"text":"Yep.","start":1454.0549,"end":1454.5549,"sentiment":"neutral","sentiment_score":0.14202062785625458}],"sentiment":"neutral","sentiment_score":0.17484518308192493,"num_words":60,"start":1417.19,"end":1454.5549},{"sentences":[{"text":"Yep.","start":1455.975,"end":1456.475,"sentiment":"neutral","sentiment_score":0.22201500833034515},{"text":"Beautiful.","start":1456.695,"end":1457.195,"sentiment":"positive","sentiment_score":0.49296462535858154},{"text":"And would you be wanting to put that in there on a weekly or monthly basis?","start":1458.375,"end":1463.115,"sentiment":"neutral","sentiment_score":0.12065063370391726},{"text":"How regularly do you think you'd be?","start":1463.1749,"end":1465.195,"sentiment":"neutral","sentiment_score":0.048013827364359586},{"text":"Yep.","start":1468.99,"end":1469.49,"sentiment":"neutral","sentiment_score":0.2486622929573059}],"sentiment":"neutral","sentiment_score":0.12423649451767023,"num_words":26,"start":1455.975,"end":1469.49},{"sentences":[{"text":"Yep.","start":1471.39,"end":1471.89,"sentiment":"positive","sentiment_score":0.40166765451431274},{"text":"Perfect.","start":1473.5499,"end":1474.0499,"sentiment":"positive","sentiment_score":0.7296877503395081},{"text":"Not an issue at all.","start":1474.59,"end":1475.63,"sentiment":"neutral","sentiment_score":0.3086762487888336},{"text":"I can absolutely incorporate that into the advice.","start":1475.63,"end":1477.97,"sentiment":"positive","sentiment_score":0.5751494094729424},{"text":"Yeah.","start":1478.19,"end":1478.69,"sentiment":"neutral","sentiment_score":0.21305902302265167}],"sentiment":"positive","sentiment_score":0.4680619342252612,"num_words":16,"start":1471.39,"end":1478.69},{"sentences":[{"text":"Yeah.","start":1485.415,"end":1485.895,"sentiment":"neutral","sentiment_score":0.06940712034702301},{"text":"Yeah.","start":1485.895,"end":1486.395,"sentiment":"neutral","sentiment_score":0.024763215333223343},{"text":"Yep.","start":1486.8551,"end":1487.3551,"sentiment":"neutral","sentiment_score":0.10384919494390488},{"text":"Absolutely.","start":1490.2151,"end":1490.7151,"sentiment":"neutral","sentiment_score":0.32878410816192627},{"text":"Yeah.","start":1491.255,"end":1491.655,"sentiment":"neutral","sentiment_score":0.24764230847358704}],"sentiment":"neutral","sentiment_score":0.15488918945193292,"num_words":5,"start":1485.415,"end":1491.655},{"sentences":[{"text":"Correct.","start":1491.655,"end":1492.155,"sentiment":"positive","sentiment_score":0.3750556707382202},{"text":"And starting small kinda builds your comfort level there as well.","start":1492.2151,"end":1495.5751,"sentiment":"positive","sentiment_score":0.4343099729581313},{"text":"So if you're putting something small into super on a regular basis, I'd probably look at doing this because we're not working.","start":1495.5751,"end":1502.52,"sentiment":"neutral","sentiment_score":0.022491219199516556},{"text":"There's no real tax advantage to making it a concessional contribution.","start":1502.52,"end":1506.54,"sentiment":"neutral","sentiment_score":-0.05650060319087722},{"text":"So if you're putting that $25 in out of your bank account, that's essentially going in being a 100 percent invested, and it's building on your paper.","start":1506.8401,"end":1516.2849,"sentiment":"neutral","sentiment_score":0.2115884213535874}],"sentiment":"neutral","sentiment_score":0.14914795745992,"num_words":72,"start":1491.655,"end":1516.2849},{"sentences":[{"text":"So it provides you greater benefit long term.","start":1516.2849,"end":1518.445,"sentiment":"positive","sentiment_score":0.3915303163230419},{"text":"And if you think about it because, I mean, you're 44 this year.","start":1518.445,"end":1522.605,"sentiment":"neutral","sentiment_score":0.10065848609575859},{"text":"Oh, yeah.","start":1522.605,"end":1523.005,"sentiment":"neutral","sentiment_score":-0.008243415504693985},{"text":"Just 10 44 a few months back.","start":1523.005,"end":1525.105,"sentiment":"neutral","sentiment_score":-0.010961336349802358},{"text":"It's okay.","start":1526.205,"end":1526.605,"sentiment":"neutral","sentiment_score":0.06683697551488876}],"sentiment":"neutral","sentiment_score":0.1400393942312803,"num_words":32,"start":1516.2849,"end":1526.605},{"sentences":[{"text":"I'm in my forties too.","start":1526.605,"end":1527.8049,"sentiment":"neutral","sentiment_score":-0.027886379137635232},{"text":"Don't worry.","start":1527.8049,"end":1528.365,"sentiment":"neutral","sentiment_score":-0.05197119526565075},{"text":"I think it's the best time to bail out, personally.","start":1528.365,"end":1530.3049,"sentiment":"neutral","sentiment_score":-0.20278373658657073},{"text":"Personally.","start":1535.2899,"end":1535.69,"sentiment":"neutral","sentiment_score":-0.16519348323345184},{"text":"I do find I have I do find I have less tolerance than some 20 year olds in my life, but you know what?","start":1535.69,"end":1542.89,"sentiment":"neutral","sentiment_score":-0.1714503662660718}],"sentiment":"neutral","sentiment_score":-0.15598128394534191,"num_words":42,"start":1526.605,"end":1542.89},{"sentences":[{"text":"That's okay.","start":1542.89,"end":1543.63,"sentiment":"neutral","sentiment_score":-0.03337967395782471},{"text":"So if we think about $25 on a, let's say, a weekly basis, and we do that over the course of the year, it's $3,700 that you're putting in the super.","start":1546.5651,"end":1558.025,"sentiment":"neutral","sentiment_score":0.0013407738879323006},{"text":"Then if you compound that over the next ten years, it's next to 13,000 that you're putting in the super that could be compounding harder for yourself.","start":1559.14,"end":1567.96,"sentiment":"neutral","sentiment_score":-0.0835171270839594},{"text":"Yeah.","start":1568.5,"end":1569.0,"sentiment":"neutral","sentiment_score":0.026303693652153015},{"text":"Yeah.","start":1573.665,"end":1574.065,"sentiment":"neutral","sentiment_score":0.1373414695262909}],"sentiment":"neutral","sentiment_score":-0.03413730041093884,"num_words":62,"start":1542.89,"end":1574.065},{"sentences":[{"text":"Yeah.","start":1574.065,"end":1574.565,"sentiment":"neutral","sentiment_score":0.14155572652816772},{"text":"Definitely.","start":1575.1849,"end":1575.6849,"sentiment":"neutral","sentiment_score":0.016165466979146004},{"text":"If I work it out over so if we work on just the age of 60, which is the earliest you're able to access super under legislation, if you're not working at 60, you can start drawing income out, or you can take all your super if you want to.","start":1576.945,"end":1590.3501,"sentiment":"neutral","sentiment_score":-0.018001587707549335},{"text":"And it's about sixteen years away.","start":1590.4901,"end":1592.67,"sentiment":"neutral","sentiment_score":-0.07530590084691842},{"text":"So $1,300 on a yearly basis over the next sixteen years.","start":1593.2101,"end":1596.81,"sentiment":"neutral","sentiment_score":-0.027616848491809586}],"sentiment":"neutral","sentiment_score":-0.02170983957045752,"num_words":69,"start":1574.065,"end":1596.81},{"sentences":[{"text":"There's an extra $20,800 put into your super that could be building.","start":1596.81,"end":1601.4149,"sentiment":"neutral","sentiment_score":-0.0029106744477758184},{"text":"And if that's getting sort of an eight to 10% return compounded on a yearly basis, that could provide, you know, an extra 100,000 into your super long term.","start":1601.4149,"end":1610.5549,"sentiment":"neutral","sentiment_score":0.0026983890064253375},{"text":"So yeah.","start":1610.615,"end":1611.755,"sentiment":"neutral","sentiment_score":-0.01705747377127409},{"text":"Big difference.","start":1614.2949,"end":1615.08,"sentiment":"neutral","sentiment_score":-0.017846780829131603},{"text":"Yeah.","start":1617.0,"end":1617.5,"sentiment":"neutral","sentiment_score":-0.10134469717741013}],"sentiment":"neutral","sentiment_score":-0.0027788699688086204,"num_words":46,"start":1596.81,"end":1617.5},{"sentences":[{"text":"Absolutely.","start":1617.5599,"end":1618.0599,"sentiment":"neutral","sentiment_score":-0.2537318170070648},{"text":"Yeah.","start":1621.88,"end":1622.38,"sentiment":"neutral","sentiment_score":0.1446029543876648},{"text":"That's okay.","start":1623.08,"end":1624.12,"sentiment":"neutral","sentiment_score":0.12169462069869041},{"text":"Not a problem at all.","start":1624.12,"end":1625.08,"sentiment":"neutral","sentiment_score":0.1385434493422508},{"text":"So we'll start with something small, $25 per week, and I'll add that to the advice to show you what that looks like.","start":1625.08,"end":1631.495,"sentiment":"neutral","sentiment_score":0.08900734717431276}],"sentiment":"neutral","sentiment_score":0.08981708157807589,"num_words":32,"start":1617.5599,"end":1631.495},{"sentences":[{"text":"Okay.","start":1631.875,"end":1632.375,"sentiment":"neutral","sentiment_score":0.1261971890926361},{"text":"Beautiful.","start":1633.715,"end":1634.215,"sentiment":"positive","sentiment_score":0.4517582058906555},{"text":"Excellent.","start":1635.075,"end":1635.575,"sentiment":"positive","sentiment_score":0.4025955498218536},{"text":"Now you you mentioned that you're on disability pension at the moment.","start":1636.115,"end":1639.415,"sentiment":"neutral","sentiment_score":0.0458184575351576},{"text":"Are you on full disability pension receiving the full amount?","start":1640.115,"end":1643.555,"sentiment":"neutral","sentiment_score":0.01277020713314414}],"sentiment":"neutral","sentiment_score":0.06632298026233911,"num_words":25,"start":1631.875,"end":1643.555},{"sentences":[{"text":"Yep.","start":1643.555,"end":1644.055,"sentiment":"neutral","sentiment_score":-0.048308294266462326},{"text":"Beautiful.","start":1645.99,"end":1646.23,"sentiment":"neutral","sentiment_score":-0.16980108618736267},{"text":"And how much is that per fortnight?","start":1646.23,"end":1647.9299,"sentiment":"neutral","sentiment_score":-0.04685552045702934},{"text":"You're outside.","start":1648.39,"end":1649.13,"sentiment":"neutral","sentiment_score":-0.10731032863259315},{"text":"Mhmm.","start":1654.95,"end":1655.45,"sentiment":"neutral","sentiment_score":-0.05598254129290581}],"sentiment":"neutral","sentiment_score":-0.0680584351842602,"num_words":12,"start":1643.555,"end":1655.45},{"sentences":[{"text":"Yep.","start":1662.755,"end":1663.255,"sentiment":"neutral","sentiment_score":-0.0021319291554391384},{"text":"Let's have a look.","start":1665.555,"end":1666.775,"sentiment":"neutral","sentiment_score":-0.004121918114833534},{"text":"So full disability pension rate currently for a single person per fortnight is $1,290.","start":1666.995,"end":1676.46,"sentiment":"neutral","sentiment_score":-0.01459683052131108},{"text":"Is that what you're Okay.","start":1681.72,"end":1700.135,"sentiment":"neutral","sentiment_score":-0.13273690901696683},{"text":"That's okay.","start":1700.135,"end":1700.955,"sentiment":"positive","sentiment_score":0.45142471790313726}],"sentiment":"neutral","sentiment_score":0.0006226793003196942,"num_words":26,"start":1662.755,"end":1700.955},{"sentences":[{"text":"Beautiful.","start":1701.255,"end":1701.755,"sentiment":"positive","sentiment_score":0.648268461227417},{"text":"Hopefully, they should sorry.","start":1703.52,"end":1705.2201,"sentiment":"neutral","sentiment_score":0.03643733635544777},{"text":"I know the pension rates are supposed to be reviewed again in a couple of weeks, so there may be a bit of an increase there depending on how they assess it.","start":1705.68,"end":1712.88,"sentiment":"neutral","sentiment_score":-0.022612322180066258},{"text":"Because they assess it twice a year around about the March 20 and September 20 to keep it in line with the CCI.","start":1712.88,"end":1719.925,"sentiment":"neutral","sentiment_score":0.04993919481563827},{"text":"So you may get a bit of a an increase in the next few months in the next few weeks if they decide to increase the pension rate for you.","start":1720.0651,"end":1727.425,"sentiment":"neutral","sentiment_score":0.03173573302725951}],"sentiment":"neutral","sentiment_score":0.024123299649606147,"num_words":90,"start":1701.255,"end":1727.425},{"sentences":[{"text":"Okay?","start":1727.425,"end":1727.925,"sentiment":"neutral","sentiment_score":0.04688795655965805},{"text":"Excellent.","start":1730.5701,"end":1731.0701,"sentiment":"positive","sentiment_score":0.5608428716659546},{"text":"You that's all good.","start":1731.8501,"end":1733.31,"sentiment":"positive","sentiment_score":0.6091522872447968},{"text":"Now I do have your car down here that you are wanting to sell, selling that soon for about 8,000.","start":1733.4501,"end":1739.31,"sentiment":"neutral","sentiment_score":0.17111456096172334},{"text":"Other assets to kinda keep and take note of, do you have any other assets or anything else of value that you would realistically wanna note down?","start":1740.49,"end":1748.6749,"sentiment":"neutral","sentiment_score":0.06502710110335438}],"sentiment":"neutral","sentiment_score":0.15513892313641198,"num_words":53,"start":1727.425,"end":1748.6749},{"sentences":[{"text":"That's okay.","start":1753.375,"end":1754.2749,"sentiment":"neutral","sentiment_score":0.08476507291197777},{"text":"That's not a problem at all.","start":1754.4149,"end":1756.095,"sentiment":"neutral","sentiment_score":0.16716301937898},{"text":"Do we have any debts, credit cards, or personal loans, or anything that you're paying back currently, like, liability wise?","start":1756.095,"end":1762.81,"sentiment":"neutral","sentiment_score":0.005499554658308625},{"text":"Nope.","start":1766.23,"end":1766.55,"sentiment":"neutral","sentiment_score":-0.01021572109311819},{"text":"That's that's a good thing.","start":1766.55,"end":1768.41,"sentiment":"neutral","sentiment_score":0.17918997406959533}],"sentiment":"neutral","sentiment_score":0.0637715736623196,"num_words":34,"start":1753.375,"end":1768.41},{"sentences":[{"text":"Yeah.","start":1769.1901,"end":1769.6901,"sentiment":"neutral","sentiment_score":0.15827149152755737},{"text":"That's a good thing.","start":1769.99,"end":1771.27,"sentiment":"positive","sentiment_score":0.4215947762131691},{"text":"Yeah.","start":1771.27,"end":1771.77,"sentiment":"neutral","sentiment_score":0.28219372034072876},{"text":"All good.","start":1772.7101,"end":1773.53,"sentiment":"positive","sentiment_score":0.4028836041688919},{"text":"Excellent.","start":1774.635,"end":1774.9551,"sentiment":"positive","sentiment_score":0.3835628032684326}],"sentiment":"positive","sentiment_score":0.36846381425857544,"num_words":9,"start":1769.1901,"end":1774.9551},{"sentences":[{"text":"And when we think about because you are 44, obviously, I won't sort of project your super projections right up to the age of retirement because there's a lot of changes that could happen in your life over that time.","start":1774.9551,"end":1785.995,"sentiment":"neutral","sentiment_score":0.09259695308282971},{"text":"I normally look at the next sort of five to ten years, and then we kinda build and work on that over time.","start":1785.995,"end":1791.9,"sentiment":"neutral","sentiment_score":0.05415285556860592},{"text":"But in the next sorry.","start":1793.0,"end":1795.96,"sentiment":"neutral","sentiment_score":-0.005584453046321869},{"text":"I forgot what I was gonna say.","start":1795.96,"end":1797.08,"sentiment":"neutral","sentiment_score":-0.05419003111975534},{"text":"I apologize.","start":1797.08,"end":1797.6599,"sentiment":"neutral","sentiment_score":-0.0688277892768383}],"sentiment":"neutral","sentiment_score":0.05720111350347469,"num_words":77,"start":1774.9551,"end":1797.6599},{"sentences":[{"text":"But we'll project over the next sort of five to ten years to show you where we're tracking, where we're heading, and then we'll just sorta keep reviewing that as you, you know, find you've got a bit more money expendable or your comfort level increases.","start":1798.6,"end":1810.8651,"sentiment":"neutral","sentiment_score":0.08613151975947878},{"text":"We can always look to increase or add the contributions down the tracker if you wanted to.","start":1810.8651,"end":1815.3451,"sentiment":"neutral","sentiment_score":0.11999323832638123},{"text":"Okay?","start":1815.3451,"end":1815.8451,"sentiment":"neutral","sentiment_score":0.10449294745922089},{"text":"Beautiful.","start":1817.95,"end":1818.45,"sentiment":"neutral","sentiment_score":0.10620297491550446},{"text":"Now the other thing I like to look at is now you know, the good thing about your super is you don't have any insurance that's being paid out of the out of the out of your super, so there's no additional money coming out, which is great.","start":1818.83,"end":1834.255,"sentiment":"positive","sentiment_score":0.4553719550992052}],"sentiment":"neutral","sentiment_score":0.248411369270983,"num_words":113,"start":1798.6,"end":1834.255},{"sentences":[{"text":"But it also does mean that there's no, you know, life, total, permanent disability, cover, things like that.","start":1835.355,"end":1841.515,"sentiment":"neutral","sentiment_score":0.25270144061909783},{"text":"Now income protection and CBD would be not working income protection is only not on offer.","start":1841.515,"end":1848.3099,"sentiment":"neutral","sentiment_score":-0.0023283446207642555},{"text":"TBD, you could probably get that with, you know, the the health issues that you do have that you are sort of dealing with long term.","start":1848.53,"end":1856.53,"sentiment":"neutral","sentiment_score":-0.06562050417638741},{"text":"That would make it very difficult to get things like that.","start":1856.53,"end":1859.415,"sentiment":"neutral","sentiment_score":-0.214960439638658},{"text":"Yeah.","start":1859.655,"end":1859.895,"sentiment":"neutral","sentiment_score":-0.02892972156405449}],"sentiment":"neutral","sentiment_score":0.005718677097724544,"num_words":72,"start":1835.355,"end":1859.895},{"sentences":[{"text":"Yeah.","start":1859.895,"end":1860.395,"sentiment":"neutral","sentiment_score":-0.05611042305827141},{"text":"Yeah.","start":1868.775,"end":1869.275,"sentiment":"neutral","sentiment_score":-0.15267106890678406},{"text":"Yeah.","start":1886.54,"end":1887.04,"sentiment":"neutral","sentiment_score":-0.05829928070306778},{"text":"Oh, no.","start":1887.1001,"end":1888.7201,"sentiment":"neutral","sentiment_score":-0.12507134303450584},{"text":"Yeah.","start":1894.435,"end":1894.935,"sentiment":"neutral","sentiment_score":-0.26552873849868774}],"sentiment":"neutral","sentiment_score":-0.13045869953930378,"num_words":6,"start":1859.895,"end":1894.935},{"sentences":[{"text":"Yeah.","start":1899.7151,"end":1900.2151,"sentiment":"neutral","sentiment_score":-0.08454561978578568},{"text":"I'm so sorry.","start":1902.915,"end":1904.2151,"sentiment":"neutral","sentiment_score":-0.1613082935412725},{"text":"Yep.","start":1915.9901,"end":1916.325,"sentiment":"neutral","sentiment_score":-0.2923153340816498},{"text":"That's about the insurance premium.","start":1919.5249,"end":1921.465,"sentiment":"neutral","sentiment_score":-0.2019110471010208},{"text":"Yeah.","start":1921.9249,"end":1922.4249,"sentiment":"neutral","sentiment_score":-0.09923315793275832}],"sentiment":"neutral","sentiment_score":-0.17905220253901047,"num_words":11,"start":1899.7151,"end":1922.4249},{"sentences":[{"text":"Yeah.","start":1922.8049,"end":1923.3049,"sentiment":"neutral","sentiment_score":-0.09704852104187012},{"text":"Yeah.","start":1932.1901,"end":1932.6901,"sentiment":"neutral","sentiment_score":-0.1418648660182953},{"text":"Yeah.","start":1945.63,"end":1946.13,"sentiment":"neutral","sentiment_score":-0.17233577370643616},{"text":"Yeah.","start":1948.3151,"end":1948.8151,"sentiment":"neutral","sentiment_score":-0.18349602818489075},{"text":"Yeah.","start":1957.675,"end":1958.175,"sentiment":"neutral","sentiment_score":-0.21855513751506803}],"sentiment":"neutral","sentiment_score":-0.16266006529331206,"num_words":5,"start":1922.8049,"end":1958.175},{"sentences":[{"text":"Yeah.","start":1960.795,"end":1961.295,"sentiment":"neutral","sentiment_score":-0.09879428148269652},{"text":"Yeah.","start":1981.605,"end":1982.105,"sentiment":"neutral","sentiment_score":-0.1625329852104187},{"text":"Yeah.","start":1984.965,"end":1985.465,"sentiment":"neutral","sentiment_score":-0.12765389680862427},{"text":"Yeah.","start":1986.725,"end":1987.225,"sentiment":"neutral","sentiment_score":-0.08218745142221451},{"text":"No worries.","start":1990.8049,"end":1991.46,"sentiment":"neutral","sentiment_score":-0.08655714616179466}],"sentiment":"neutral","sentiment_score":-0.10738048454125722,"num_words":6,"start":1960.795,"end":1991.46},{"sentences":[{"text":"Yeah.","start":1991.5399,"end":1992.0399,"sentiment":"neutral","sentiment_score":-0.011508941650390623},{"text":"No.","start":1999.22,"end":1999.72,"sentiment":"neutral","sentiment_score":-0.0903073251247406},{"text":"Yeah.","start":2001.46,"end":2001.96,"sentiment":"neutral","sentiment_score":-0.034594982862472534},{"text":"Of course.","start":2002.02,"end":2002.6799,"sentiment":"neutral","sentiment_score":0.029787134379148483},{"text":"Yeah.","start":2007.2949,"end":2007.7949,"sentiment":"neutral","sentiment_score":0.08508053421974182}],"sentiment":"neutral","sentiment_score":0.0013739255567391713,"num_words":6,"start":1991.5399,"end":2007.7949},{"sentences":[{"text":"No.","start":2010.975,"end":2011.475,"sentiment":"neutral","sentiment_score":-0.1290564239025116},{"text":"Understandable.","start":2011.695,"end":2012.195,"sentiment":"neutral","sentiment_score":-0.12514768540859222},{"text":"And, well, as much as you don't have any of those sorts of insurances, I mean, as it says, income protection is not gonna be possible because you're not working.","start":2012.4149,"end":2019.635,"sentiment":"neutral","sentiment_score":-0.296266216536363},{"text":"You can get, like, TBD, but it is hard to sort of apply for, and there would be a lot of exclusions based on your current health.","start":2020.18,"end":2030.2001,"sentiment":"negative","sentiment_score":-0.35325781338744694},{"text":"And that would honestly, if you're applying for cover and there's gonna be exclusions on the cover and based on your health, it means you can't claim on anything you've already suffered, and that's just really not worth it for you.","start":2030.74,"end":2043.2849,"sentiment":"negative","sentiment_score":-0.5481318329892507}],"sentiment":"negative","sentiment_score":-0.4115355671942234,"num_words":100,"start":2010.975,"end":2043.2849},{"sentences":[{"text":"There may be an option to get, like, trauma if you had a major traumatic diagnosis, but, again, there's more money that has to come out of your back pocket, and I don't wanna overextend your budget in any way.","start":2044.3049,"end":2054.4502,"sentiment":"negative","sentiment_score":-0.48471767008304595},{"text":"But based on, like, your life cover, if you were to, you know, pass away, as much as not having life cover at the moment, your super benefit is also paid out to your beneficiaries.","start":2055.23,"end":2066.4048,"sentiment":"neutral","sentiment_score":-0.03586744783180101},{"text":"And I believe you wanted it noted down that that it all gets paid to your mom as Jeanette.","start":2066.7048,"end":2071.9849,"sentiment":"neutral","sentiment_score":0.13078692437786804},{"text":"Is that right?","start":2071.9849,"end":2072.8848,"sentiment":"neutral","sentiment_score":0.10102904091278712},{"text":"Yeah.","start":2074.625,"end":2075.125,"sentiment":"neutral","sentiment_score":0.05979744717478752}],"sentiment":"neutral","sentiment_score":-0.18159419739124727,"num_words":98,"start":2044.3049,"end":2075.125},{"sentences":[{"text":"Yeah.","start":2075.1848,"end":2075.6848,"sentiment":"neutral","sentiment_score":0.05984964966773987},{"text":"Yeah.","start":2076.7048,"end":2077.2048,"sentiment":"neutral","sentiment_score":0.0554683655500412},{"text":"But, I mean, the insurances aren't the be all and end all.","start":2077.9048,"end":2080.79,"sentiment":"neutral","sentiment_score":-0.022193252962703507},{"text":"There's definitely other things that we can do, and I do work with other clients who are looking to invest and build money in savings outside of super and invest outside of super and build wealth to kind of just close that gap essentially.","start":2080.79,"end":2093.885,"sentiment":"neutral","sentiment_score":0.10991521399806846},{"text":"So the good thing is whilst you're on, you know, disability pension and you do have a settlement as a backup, it does mean that you do have income coming in, but down the track definitely wanna work with you to slowly build wealth to kinda close that gap, make sure that your sleep is working as hard as possible.","start":2094.2651,"end":2112.41,"sentiment":"neutral","sentiment_score":0.26941224448382856}],"sentiment":"neutral","sentiment_score":0.17669494122550902,"num_words":118,"start":2075.1848,"end":2112.41},{"sentences":[{"text":"If you ever were diagnosed with, you know, a major condition like a a permanent disability, we could also try to access super through that.","start":2113.19,"end":2122.365,"sentiment":"neutral","sentiment_score":-0.05870758444070816},{"text":"It's sort of similar to trying to access PPD cover, but you just need two doctors to sign off to say there's no guarantee that you'll never go back to any occupation again.","start":2123.625,"end":2133.065,"sentiment":"neutral","sentiment_score":-0.06592063504186543},{"text":"It is hard to claim on, but it is a possibility.","start":2133.065,"end":2136.0,"sentiment":"neutral","sentiment_score":-0.0019841366870836778},{"text":"And then you are, you know, 44, so six sixteen years towards being able to access the data in the event that you needed to.","start":2137.1802,"end":2144.9402,"sentiment":"neutral","sentiment_score":0.17001993477344512},{"text":"So we are on track.","start":2144.9402,"end":2146.3801,"sentiment":"neutral","sentiment_score":0.27888562381267545}],"sentiment":"neutral","sentiment_score":0.02000030724689214,"num_words":99,"start":2113.19,"end":2146.3801},{"sentences":[{"text":"There's things that I do wanna do to work with you and help you moving forward, and we'll just go one day at a time, one thing at a time, and work in your comfort level.","start":2146.3801,"end":2154.165,"sentiment":"neutral","sentiment_score":0.3090733711918195},{"text":"Okay?","start":2154.225,"end":2154.725,"sentiment":"neutral","sentiment_score":0.11770731210708618},{"text":"Oh, good.","start":2157.665,"end":2158.485,"sentiment":"positive","sentiment_score":0.39075975120067596},{"text":"Oh, thank you.","start":2159.745,"end":2160.945,"sentiment":"positive","sentiment_score":0.4256843328475952},{"text":"Thank you.","start":2160.945,"end":2161.425,"sentiment":"positive","sentiment_score":0.5559194087982178}],"sentiment":"neutral","sentiment_score":0.3276081816716628,"num_words":44,"start":2146.3801,"end":2161.425},{"sentences":[{"text":"I love what I do, and it's not easy.","start":2161.425,"end":2163.745,"sentiment":"neutral","sentiment_score":0.30495014786720276},{"text":"And I'm so sorry you've gone through so much, but I wanna help you moving forward and stay in contact and just to catch up with you to make sure that we're working in your best interest.","start":2163.745,"end":2173.46,"sentiment":"neutral","sentiment_score":0.21323531161288958},{"text":"Okay?","start":2173.6,"end":2174.1,"sentiment":"neutral","sentiment_score":0.0559055395424366},{"text":"Yeah.","start":2176.96,"end":2177.265,"sentiment":"neutral","sentiment_score":-0.018714118748903275},{"text":"No.","start":2186.785,"end":2186.9448,"sentiment":"neutral","sentiment_score":-0.19843295216560364}],"sentiment":"neutral","sentiment_score":0.21373502712468712,"num_words":49,"start":2161.425,"end":2186.9448},{"sentences":[{"text":"Of course not.","start":2186.9448,"end":2187.9248,"sentiment":"neutral","sentiment_score":-0.20504451294740042},{"text":"Absolutely.","start":2194.78,"end":2195.28,"sentiment":"neutral","sentiment_score":-0.13603635132312775},{"text":"Absolutely.","start":2195.98,"end":2196.48,"sentiment":"neutral","sentiment_score":-0.0022083502262830734},{"text":"Yeah.","start":2197.58,"end":2198.08,"sentiment":"neutral","sentiment_score":0.025260671973228455},{"text":"Correct.","start":2198.3,"end":2198.8,"sentiment":"neutral","sentiment_score":0.06055575609207153}],"sentiment":"neutral","sentiment_score":-0.09536597318947315,"num_words":7,"start":2186.9448,"end":2198.8},{"sentences":[{"text":"Absolutely.","start":2199.02,"end":2199.52,"sentiment":"neutral","sentiment_score":0.04548972472548485},{"text":"No.","start":2200.06,"end":2200.46,"sentiment":"neutral","sentiment_score":-0.006371757015585899},{"text":"Definitely.","start":2200.46,"end":2200.96,"sentiment":"neutral","sentiment_score":0.03425251692533493},{"text":"Now with your no.","start":2201.82,"end":2204.06,"sentiment":"neutral","sentiment_score":0.03803808940574527},{"text":"That's okay.","start":2204.06,"end":2204.8599,"sentiment":"neutral","sentiment_score":0.07732903584837914}],"sentiment":"neutral","sentiment_score":0.0422423237727748,"num_words":9,"start":2199.02,"end":2204.8599},{"sentences":[{"text":"Honestly, it's not a problem at all.","start":2204.8599,"end":2206.845,"sentiment":"neutral","sentiment_score":0.09437756985425949},{"text":"Now with your beneficiary nomination, I had a look at that before because you do have it as your mom.","start":2207.085,"end":2212.385,"sentiment":"neutral","sentiment_score":0.04387623136863113},{"text":"And I did have a look, and I think there's a way we can do this a bit better for you.","start":2212.685,"end":2218.125,"sentiment":"neutral","sentiment_score":0.07017169795220807},{"text":"So at the moment with your beneficiary nomination on your super, it's your mom, and she's noted as being an interdependent an interdependent relationship with you, which means that if you were to pass away, essentially, she would need to be able to prove that she is reliant on you financially, which is a very difficult thing to claim.","start":2218.125,"end":2242.335,"sentiment":"neutral","sentiment_score":-0.04426302309187476},{"text":"Yeah.","start":2243.4348,"end":2243.9348,"sentiment":"neutral","sentiment_score":-0.07352688908576965}],"sentiment":"neutral","sentiment_score":0.003025259461503959,"num_words":108,"start":2204.8599,"end":2243.9348},{"sentences":[{"text":"Understood.","start":2244.555,"end":2245.055,"sentiment":"neutral","sentiment_score":-0.127921000123024},{"text":"No.","start":2246.4749,"end":2246.9548,"sentiment":"neutral","sentiment_score":-0.10487893223762512},{"text":"And correct.","start":2246.9548,"end":2248.07,"sentiment":"neutral","sentiment_score":-0.049581268802285194},{"text":"So it does mean that in the event of something happening to you, the claim wouldn't go through.","start":2248.37,"end":2254.77,"sentiment":"neutral","sentiment_score":-0.09289632323715422},{"text":"It would be declined, which then means your super would have to go through the probate process.","start":2254.77,"end":2260.47,"sentiment":"neutral","sentiment_score":-0.14863668206860037}],"sentiment":"neutral","sentiment_score":-0.11617743290769748,"num_words":39,"start":2244.555,"end":2260.47},{"sentences":[{"text":"There is a way we can do it.","start":2261.4548,"end":2263.135,"sentiment":"neutral","sentiment_score":-0.2759098820388317},{"text":"Now do you it's okay.","start":2263.135,"end":2264.7349,"sentiment":"neutral","sentiment_score":-0.027899175137281417},{"text":"We can I can absolutely thought that there is a way?","start":2264.7349,"end":2266.815,"sentiment":"neutral","sentiment_score":0.012417914515191858},{"text":"I had a look at all of this, and I've got a I've got a solution for you.","start":2266.815,"end":2270.175,"sentiment":"neutral","sentiment_score":0.06485502007934782},{"text":"But do you happen to have a will?","start":2270.175,"end":2272.095,"sentiment":"neutral","sentiment_score":0.002841216861270368}],"sentiment":"neutral","sentiment_score":-0.020401155520230533,"num_words":50,"start":2261.4548,"end":2272.095},{"sentences":[{"text":"Have you ever drawn up a will?","start":2272.095,"end":2273.91,"sentiment":"neutral","sentiment_score":-0.009283317386039667},{"text":"No.","start":2277.8298,"end":2278.15,"sentiment":"neutral","sentiment_score":-0.1318766623735428},{"text":"That's okay.","start":2278.15,"end":2279.0498,"sentiment":"neutral","sentiment_score":-0.028574862517416477},{"text":"So the the way we when you look at the the way superannuation is set up and the rules around beneficiaries, in order for someone to be noted as a beneficiary and be able to claim on that beneficiary in the event of your passing, they have to either be a spouse, a child, or someone who relies on you and lives with you and, yeah, you support financially, essentially.","start":2279.3499,"end":2302.375,"sentiment":"neutral","sentiment_score":0.034732873870858126},{"text":"They have very strict rules around that.","start":2302.49,"end":2304.5898,"sentiment":"neutral","sentiment_score":-0.02643718583775418}],"sentiment":"neutral","sentiment_score":0.022899209896380873,"num_words":87,"start":2272.095,"end":2304.5898},{"sentences":[{"text":"Because your mom because your mom technically doesn't qualify, what I would wanna be doing is setting up your beneficiary.","start":2304.65,"end":2311.71,"sentiment":"neutral","sentiment_score":0.008620091620832682},{"text":"So we have the funds directed to your estate.","start":2312.0898,"end":2315.875,"sentiment":"neutral","sentiment_score":0.08600416200028525},{"text":"On the beneficiary nomination, they have what's called a legal personal representative, and we tick that box.","start":2316.415,"end":2321.9548,"sentiment":"neutral","sentiment_score":0.0675136117155061},{"text":"And that means in the event of passing, your super is sent to your estate, and it's piled in with all your savings, any other assets, all your other bits and pieces.","start":2322.095,"end":2332.22,"sentiment":"neutral","sentiment_score":0.0863630719250068},{"text":"And then it's really important that you have a will drawn up.","start":2332.68,"end":2336.06,"sentiment":"neutral","sentiment_score":0.12669657232860723}],"sentiment":"neutral","sentiment_score":0.07086830954584811,"num_words":90,"start":2304.65,"end":2336.06},{"sentences":[{"text":"And in the body of that will, you can then nominate your mom to receive a 100% of the benefit.","start":2336.36,"end":2341.9,"sentiment":"neutral","sentiment_score":0.2157338783144951},{"text":"Does that make sense?","start":2341.96,"end":2343.1,"sentiment":"neutral","sentiment_score":0.14651072397828102},{"text":"Yep.","start":2346.915,"end":2347.415,"sentiment":"neutral","sentiment_score":0.2499905228614807},{"text":"All good.","start":2348.115,"end":2348.675,"sentiment":"positive","sentiment_score":0.5540976226329803},{"text":"I'm also just having it I just wanna make sure that yeah.","start":2348.675,"end":2355.075,"sentiment":"positive","sentiment_score":0.4205810104807218}],"sentiment":"neutral","sentiment_score":0.2898943168230546,"num_words":39,"start":2336.36,"end":2355.075},{"sentences":[{"text":"I just wanna make sure that if anything was to happen, that this was the easiest yeah.","start":2355.075,"end":2359.075,"sentiment":"positive","sentiment_score":0.4354744834058425},{"text":"It was all streamlined as possible because one of the biggest things that we see as advisers is, you know, people things that happened out of the blue.","start":2359.075,"end":2367.1199,"sentiment":"neutral","sentiment_score":0.014033072228942598},{"text":"Lives are thrown into turmoil.","start":2367.3398,"end":2369.2798,"sentiment":"negative","sentiment_score":-0.35885935425758364},{"text":"People passed away.","start":2369.3398,"end":2370.5598,"sentiment":"neutral","sentiment_score":-0.2656482259432475},{"text":"And without having a will in place, without having proper beneficiary nominations in place, it can make life very, very difficult.","start":2370.8599,"end":2377.68,"sentiment":"neutral","sentiment_score":-0.26299072340840385}],"sentiment":"neutral","sentiment_score":-0.00429803243762738,"num_words":74,"start":2355.075,"end":2377.68},{"sentences":[{"text":"And, I mean, your mom is looking yeah.","start":2378.035,"end":2380.915,"sentiment":"neutral","sentiment_score":-0.024370979517698288},{"text":"Your mom's looking after you, and the last thing she would probably need at this point that, you know, something happened to you is to be going through dealing with all the the the cost around a point you know, going through the funeral process and doing all the bits and pieces and correlating it together and finding everything and then sort of having a claim denied for her and having to go to the court system.","start":2380.915,"end":2402.565,"sentiment":"neutral","sentiment_score":0.06467291357165034},{"text":"So this way just makes it a little bit easier.","start":2402.805,"end":2405.2249,"sentiment":"positive","sentiment_score":0.3683879107236862},{"text":"I'm also just quickly having a look at some of the ways that you might be able to do a will easily because you are on disability pension.","start":2405.845,"end":2418.8,"sentiment":"neutral","sentiment_score":0.21012204246861593},{"text":"So they do have you can, at the post office, pick up a a DIY wheel kit for around about 20 to $30, or if you've got a spare sort of 80 to $162,100 dollars worth pay, you can also do it through the Queensland public trustee.","start":2419.74,"end":2439.1948,"sentiment":"neutral","sentiment_score":0.139467032824425}],"sentiment":"neutral","sentiment_score":0.12298290204695042,"num_words":170,"start":2378.035,"end":2439.1948},{"sentences":[{"text":"And the public trustee will help you to have a simple will kit just making sure everything is in line and covering all of your basics.","start":2439.9749,"end":2447.4348,"sentiment":"neutral","sentiment_score":0.12602509615512994},{"text":"Did you want me to pop that information in the email as well?","start":2447.85,"end":2452.11,"sentiment":"neutral","sentiment_score":0.04717180175850025},{"text":"No.","start":2459.29,"end":2459.53,"sentiment":"neutral","sentiment_score":-0.29968369007110596},{"text":"That's okay.","start":2459.53,"end":2460.25,"sentiment":"neutral","sentiment_score":-0.15770214796066284},{"text":"That's absolutely fine.","start":2460.25,"end":2461.7102,"sentiment":"neutral","sentiment_score":0.14303827534119287}],"sentiment":"neutral","sentiment_score":0.08230917250944508,"num_words":45,"start":2439.9749,"end":2461.7102},{"sentences":[{"text":"Yeah.","start":2462.6501,"end":2463.1501,"sentiment":"neutral","sentiment_score":0.20543646812438965},{"text":"Yeah.","start":2466.075,"end":2466.575,"sentiment":"neutral","sentiment_score":0.3041042685508728},{"text":"Absolutely.","start":2466.715,"end":2467.215,"sentiment":"positive","sentiment_score":0.4202120900154114},{"text":"So I definitely wanna get this beneficiary nomination updated for you so that it does reflect the your circumstances correctly.","start":2467.355,"end":2475.98,"sentiment":"positive","sentiment_score":0.465580078959465},{"text":"It would just mean that we take the legal personal representative box, and it just means that everything would just need to go through to your estate.","start":2476.04,"end":2483.66,"sentiment":"neutral","sentiment_score":0.29665196935335797}],"sentiment":"positive","sentiment_score":0.3650191515684128,"num_words":50,"start":2462.6501,"end":2483.66},{"sentences":[{"text":"The other side is the other thing on this beneficiary is they've got a lot binding nomination.","start":2484.36,"end":2488.815,"sentiment":"neutral","sentiment_score":0.18574436359545765},{"text":"That means that you realistically have to fill the format every three years.","start":2489.0352,"end":2492.895,"sentiment":"neutral","sentiment_score":0.16289210262206885},{"text":"You can also take a non, which means we fill the nomination out once.","start":2493.2751,"end":2498.875,"sentiment":"neutral","sentiment_score":0.14714399671980313},{"text":"We keep it on file, and you only have to refill the format if you wanna change that nomination.","start":2498.875,"end":2505.57,"sentiment":"neutral","sentiment_score":0.26748629737841456},{"text":"And we check it with you every year to make sure it's still valid.","start":2505.79,"end":2509.01,"sentiment":"neutral","sentiment_score":0.24163362703153066}],"sentiment":"neutral","sentiment_score":0.20519971295997694,"num_words":77,"start":2484.36,"end":2509.01},{"sentences":[{"text":"Did you wanna keep it so you fill the format every three years, or did you wanted to do it once and make your life a bit easier?","start":2509.31,"end":2515.325,"sentiment":"neutral","sentiment_score":0.07826802307473761},{"text":"What would you prefer?","start":2515.325,"end":2516.4648,"sentiment":"neutral","sentiment_score":0.05352834612131119},{"text":"Yep.","start":2520.365,"end":2520.865,"sentiment":"neutral","sentiment_score":0.11491578817367554},{"text":"Yep.","start":2522.525,"end":2523.025,"sentiment":"neutral","sentiment_score":0.10743068158626556},{"text":"And then I will check it with you every time that we talk and do a review anyway.","start":2523.325,"end":2527.505,"sentiment":"neutral","sentiment_score":0.09626670430103938}],"sentiment":"neutral","sentiment_score":0.08386086880301054,"num_words":52,"start":2509.31,"end":2527.505},{"sentences":[{"text":"Just like, hey.","start":2527.6702,"end":2528.07,"sentiment":"neutral","sentiment_score":0.049888993302981056},{"text":"Just double checking.","start":2528.07,"end":2529.11,"sentiment":"neutral","sentiment_score":0.05352048575878143},{"text":"This is your circumstances.","start":2529.11,"end":2530.25,"sentiment":"neutral","sentiment_score":0.02761718025431037},{"text":"Has anything changed?","start":2530.6301,"end":2531.9102,"sentiment":"neutral","sentiment_score":0.015232564881443977},{"text":"Do you still want this directed this way?","start":2531.9102,"end":2534.4102,"sentiment":"neutral","sentiment_score":0.026786866248585284}],"sentiment":"neutral","sentiment_score":0.03241379918264491,"num_words":21,"start":2527.6702,"end":2534.4102},{"sentences":[{"text":"And if you ever decide that you want it changed, I will absolutely help you refill that format.","start":2534.47,"end":2539.6902,"sentiment":"neutral","sentiment_score":0.12311916606914666},{"text":"Does that sound okay?","start":2539.75,"end":2540.8901,"sentiment":"neutral","sentiment_score":0.14608366787433624},{"text":"Yep.","start":2543.1902,"end":2543.565,"sentiment":"positive","sentiment_score":0.3480455279350281},{"text":"Beautiful.","start":2544.605,"end":2545.105,"sentiment":"positive","sentiment_score":0.6594188809394836},{"text":"Look.","start":2545.165,"end":2545.405,"sentiment":"positive","sentiment_score":0.5342227220535278}],"sentiment":"neutral","sentiment_score":0.17368667166680096,"num_words":25,"start":2534.47,"end":2545.405},{"sentences":[{"text":"This is a lot to go through, and I fully understand that.","start":2545.405,"end":2547.885,"sentiment":"positive","sentiment_score":0.5190920134385427},{"text":"Do you have any questions at the moment, Naomi?","start":2547.885,"end":2550.2048,"sentiment":"neutral","sentiment_score":0.14458337177832922},{"text":"Anything else that you wanted me to kinda break down for you?","start":2550.2048,"end":2553.185,"sentiment":"neutral","sentiment_score":0.1025185485680898},{"text":"Yeah.","start":2571.7551,"end":2572.2551,"sentiment":"neutral","sentiment_score":0.1299649477005005},{"text":"Oh, good.","start":2573.915,"end":2574.655,"sentiment":"neutral","sentiment_score":0.23876282572746277}],"sentiment":"neutral","sentiment_score":0.2602241024788883,"num_words":36,"start":2545.405,"end":2574.655},{"sentences":[{"text":"Good.","start":2574.715,"end":2575.215,"sentiment":"neutral","sentiment_score":0.26912713050842285},{"text":"Yeah.","start":2576.475,"end":2576.975,"sentiment":"neutral","sentiment_score":0.1515318751335144},{"text":"Yep.","start":2583.7551,"end":2584.2551,"sentiment":"neutral","sentiment_score":0.051048338413238525},{"text":"Yep.","start":2586.315,"end":2586.75,"sentiment":"neutral","sentiment_score":0.08776875585317612},{"text":"Yep.","start":2595.23,"end":2595.73,"sentiment":"neutral","sentiment_score":0.01438114419579506}],"sentiment":"neutral","sentiment_score":0.11477144882082939,"num_words":5,"start":2574.715,"end":2595.73},{"sentences":[{"text":"Yep.","start":2597.39,"end":2597.87,"sentiment":"neutral","sentiment_score":0.0036172056570649143},{"text":"Yep.","start":2597.87,"end":2598.37,"sentiment":"neutral","sentiment_score":-0.019712604582309723},{"text":"Absolutely.","start":2598.43,"end":2598.93,"sentiment":"neutral","sentiment_score":-0.09147363901138306},{"text":"Absolutely.","start":2599.39,"end":2599.87,"sentiment":"neutral","sentiment_score":-0.0801544040441513},{"text":"And I do no.","start":2599.87,"end":2602.135,"sentiment":"neutral","sentiment_score":-0.11306045763194561}],"sentiment":"neutral","sentiment_score":-0.0799956590635702,"num_words":8,"start":2597.39,"end":2602.135},{"sentences":[{"text":"That's okay.","start":2602.135,"end":2602.9348,"sentiment":"neutral","sentiment_score":-0.013337470591068268},{"text":"You're fine.","start":2602.9348,"end":2603.9148,"sentiment":"neutral","sentiment_score":0.03583206795156002},{"text":"I do quite a bit with Centrelink advice as well.","start":2603.9749,"end":2607.115,"sentiment":"neutral","sentiment_score":0.04026445187628269},{"text":"I do handle a lot with Centrelink advice as well and looking at their rules and things like that.","start":2607.335,"end":2611.895,"sentiment":"neutral","sentiment_score":0.09983923639121808},{"text":"So if you need help, let me know.","start":2611.895,"end":2613.575,"sentiment":"neutral","sentiment_score":0.11892230156809092}],"sentiment":"neutral","sentiment_score":0.08038921018199223,"num_words":41,"start":2602.135,"end":2613.575},{"sentences":[{"text":"I can answer questions.","start":2613.575,"end":2614.6948,"sentiment":"neutral","sentiment_score":0.07559596095234156},{"text":"I could find new information.","start":2614.6948,"end":2615.9949,"sentiment":"neutral","sentiment_score":0.17266609370708466},{"text":"I can, you know, help to provide advice around those sorts of areas, and I'll do what I can to sort of make it as easy and cheaply as possible for you.","start":2616.2148,"end":2624.29,"sentiment":"positive","sentiment_score":0.4636137417983264},{"text":"So, yeah, just let me know if you need questions.","start":2625.23,"end":2627.31,"sentiment":"neutral","sentiment_score":0.174778912961483},{"text":"I can do general advice or free general information.","start":2627.31,"end":2629.97,"sentiment":"neutral","sentiment_score":0.17562463879585266}],"sentiment":"neutral","sentiment_score":0.32216274881114565,"num_words":60,"start":2613.575,"end":2629.97},{"sentences":[{"text":"If we update the advice for super is all part of the ongoing service, so that you pay for our services.","start":2630.83,"end":2636.815,"sentiment":"neutral","sentiment_score":0.15976918772572563},{"text":"So, you know, I'll make sure I'm always helping and working with the best possible advice I can do to make sure you're answering questions.","start":2637.115,"end":2645.76,"sentiment":"neutral","sentiment_score":0.257389075756073},{"text":"But I do quite a lot around Stanslink and deal with their their rules on a regular basis, so you're welcome to come to me if you have any questions or need any assistance there.","start":2645.84,"end":2654.64,"sentiment":"neutral","sentiment_score":0.20423783787659236},{"text":"Okay?","start":2654.64,"end":2655.14,"sentiment":"neutral","sentiment_score":0.2659617066383362},{"text":"That's oh, that's okay.","start":2659.2,"end":2661.175,"sentiment":"positive","sentiment_score":0.4704865589737892}],"sentiment":"neutral","sentiment_score":0.22193153609716615,"num_words":86,"start":2630.83,"end":2661.175},{"sentences":[{"text":"It's honestly not a problem at all.","start":2661.175,"end":2663.355,"sentiment":"positive","sentiment_score":0.5481367792401995},{"text":"The only other thing to kind of go through with you is the ongoing service agreement side of it.","start":2664.2148,"end":2669.095,"sentiment":"neutral","sentiment_score":0.09160222995438073},{"text":"So where you've got that little sign here button, that does take you through to our ongoing service agreement.","start":2669.095,"end":2675.32,"sentiment":"neutral","sentiment_score":0.11607108422015842},{"text":"Now over the last couple of years, our agreement has been exactly the same.","start":2675.3801,"end":2678.9001,"sentiment":"neutral","sentiment_score":0.09564077641282763},{"text":"So it's been a percentage based fee based on 1.65% per annum.","start":2678.9001,"end":2683.4001,"sentiment":"neutral","sentiment_score":0.08979944201807182}],"sentiment":"neutral","sentiment_score":0.14365231828160688,"num_words":71,"start":2661.175,"end":2683.4001},{"sentences":[{"text":"It has changed a little bit this year, and that's to make it a bit more streamlined and easier, especially for yourself.","start":2684.02,"end":2689.895,"sentiment":"positive","sentiment_score":0.3580858964811672},{"text":"So instead of just noting it as a percentage based fee, we actually have it set as a dollar fee.","start":2690.275,"end":2695.9548,"sentiment":"neutral","sentiment_score":0.08093267083168029},{"text":"Our fee structure is now tiered.","start":2695.9548,"end":2697.9749,"sentiment":"neutral","sentiment_score":0.10224342594544093},{"text":"So once your balance hits over 200,000, you hop into the next tier, and your ongoing fee percentage drops from 1.65% to 1.375%.","start":2698.41,"end":2710.03,"sentiment":"neutral","sentiment_score":0.10810370629896289},{"text":"Then as your super balance increases over the 500,000, it drops to the next tier down.","start":2710.485,"end":2715.5452,"sentiment":"neutral","sentiment_score":0.0473827098030597}],"sentiment":"neutral","sentiment_score":0.15350014134042564,"num_words":87,"start":2684.02,"end":2715.5452},{"sentences":[{"text":"So, essentially, you'll be paying in each tier, but the higher your super balance goes, the lower the tier the percentages that you pay for the ongoing service agreement.","start":2715.8452,"end":2725.5452,"sentiment":"neutral","sentiment_score":0.10245736752604616},{"text":"Instead of just noting it as a percentage, we actually have we work out the dollar figure, and we work out exactly what you're expected to pay for our services for the year, and we enter that into your super fund platform as a dollar figure fee.","start":2727.0,"end":2741.98,"sentiment":"neutral","sentiment_score":0.050885176801301064},{"text":"So instead of the fee going up and down and increasing as your balance increases, it's gonna give you more certainty.","start":2742.335,"end":2749.555,"sentiment":"neutral","sentiment_score":0.09216828413662456},{"text":"Now does that make sense?","start":2749.775,"end":2751.055,"sentiment":"neutral","sentiment_score":0.06411975994706154},{"text":"You're allowed to ask me questions and tell me if it doesn't quite make clarify or you need more clarification.","start":2751.055,"end":2755.875,"sentiment":"neutral","sentiment_score":-0.054721208103001115}],"sentiment":"neutral","sentiment_score":0.05348012764312205,"num_words":122,"start":2715.8452,"end":2755.875},{"sentences":[{"text":"Yes.","start":2761.27,"end":2761.6702,"sentiment":"neutral","sentiment_score":0.2944185137748718},{"text":"Yes.","start":2761.6702,"end":2761.99,"sentiment":"neutral","sentiment_score":0.2517615854740143},{"text":"So the idea the idea is that we didn't wanna sort of keep the same fee structure and be charged with the the set percentage.","start":2761.99,"end":2769.53,"sentiment":"neutral","sentiment_score":0.05744001254439354},{"text":"Because one of the things with having a percentage based fee is if you've got a 150,000 super and then you contribute to that and then you get, you know, 20% growth on top of it, your fee at 1.65% continues to increase.","start":2769.59,"end":2782.855,"sentiment":"neutral","sentiment_score":0.18776282754748366},{"text":"This way, we've worked out for this year based on that 1.65%.","start":2783.79,"end":2788.35,"sentiment":"neutral","sentiment_score":0.2222752347588539}],"sentiment":"neutral","sentiment_score":0.15516200993300938,"num_words":82,"start":2761.27,"end":2788.35},{"sentences":[{"text":"We do account for 5% growth.","start":2788.35,"end":2790.53,"sentiment":"neutral","sentiment_score":0.22966267416874567},{"text":"Your total fee for the year would be $2,847.55.","start":2790.75,"end":2796.19,"sentiment":"neutral","sentiment_score":0.22768477102120718},{"text":"That's all you would pay.","start":2796.19,"end":2797.6501,"sentiment":"neutral","sentiment_score":0.1989794760942459},{"text":"So if your Superfund gets 20% growth, you don't pay anything more than what we've stipulated on that fee agreement.","start":2797.935,"end":2805.695,"sentiment":"neutral","sentiment_score":0.16185884661972522},{"text":"So it's about giving you more certainty around how much you pay for our services for this year.","start":2805.695,"end":2811.235,"sentiment":"neutral","sentiment_score":0.2620434852110015}],"sentiment":"neutral","sentiment_score":0.21337924191150173,"num_words":58,"start":2788.35,"end":2811.235},{"sentences":[{"text":"And then as your balance increases, you move into the next year.","start":2812.0,"end":2816.4802,"sentiment":"neutral","sentiment_score":0.10852936779459317},{"text":"And so as your balance grows, the amount you pay as a percentage starts to decrease a little bit as well so that we're, you know, hoping to build on your super much greater.","start":2816.4802,"end":2828.365,"sentiment":"neutral","sentiment_score":0.12267245713840513},{"text":"It's about just clarifying exactly how much you are paying on a yearly basis.","start":2828.745,"end":2834.125,"sentiment":"neutral","sentiment_score":0.19625647153173173},{"text":"We are a professional service, and we do a lot of work around keeping the investors growing and building and working towards your goals.","start":2834.265,"end":2840.265,"sentiment":"positive","sentiment_score":0.38089630256096524},{"text":"And I actually wanted because, you know, with where you are in helping you to build on this, I would like to do more regular catch ups with you.","start":2840.265,"end":2847.71,"sentiment":"positive","sentiment_score":0.43312630365634786}],"sentiment":"neutral","sentiment_score":0.26480513827595037,"num_words":113,"start":2812.0,"end":2847.71},{"sentences":[{"text":"So I've actually asked this year for a book of clients.","start":2847.71,"end":2850.93,"sentiment":"neutral","sentiment_score":0.1827284646305171},{"text":"You're gonna be on my book of clients, so you'll only ever deal with me, which makes it easier for you.","start":2851.23,"end":2856.845,"sentiment":"neutral","sentiment_score":0.21147848523798443},{"text":"And then I would love to be able to catch up with you every sort of six months to see how things are going so that we can sort of generate their advice needs to be updated.","start":2858.345,"end":2869.47,"sentiment":"positive","sentiment_score":0.3787146923509804},{"text":"If something's not going right in your life, then we can sort of look at what we can do to help.","start":2869.47,"end":2874.21,"sentiment":"neutral","sentiment_score":0.15936281549788656},{"text":"If you need to make a claim, we can sort of help to liaise when and if that needs to happen.","start":2874.67,"end":2879.47,"sentiment":"neutral","sentiment_score":0.10233785070124127}],"sentiment":"neutral","sentiment_score":0.2338668370099218,"num_words":111,"start":2847.71,"end":2879.47},{"sentences":[{"text":"So are you comfortable with that?","start":2879.47,"end":2881.47,"sentiment":"neutral","sentiment_score":0.04732006105283896},{"text":"Does that make sense?","start":2881.47,"end":2882.35,"sentiment":"neutral","sentiment_score":0.05637245066463947},{"text":"Do you have any questions?","start":2882.35,"end":2883.63,"sentiment":"neutral","sentiment_score":0.0213791336864233},{"text":"You're welcome.","start":2883.63,"end":2884.19,"sentiment":"neutral","sentiment_score":0.1348062828183174},{"text":"Let me know if it doesn't quite make sense.","start":2884.19,"end":2889.595,"sentiment":"neutral","sentiment_score":0.025086540521846876}],"sentiment":"neutral","sentiment_score":0.042757587220806345,"num_words":26,"start":2879.47,"end":2889.595},{"sentences":[{"text":"That's okay.","start":2890.2952,"end":2891.195,"sentiment":"neutral","sentiment_score":0.26086361706256866},{"text":"Excellent.","start":2891.655,"end":2892.155,"sentiment":"positive","sentiment_score":0.5532624125480652},{"text":"So are you happy with this a review in the next like, I'll call you in two weeks for booking your advice presentation, But then after that, we'll do a six month catch up as well.","start":2892.375,"end":2903.8398,"sentiment":"neutral","sentiment_score":0.26909394645028645},{"text":"Is that comfortable for you?","start":2903.8398,"end":2905.46,"sentiment":"neutral","sentiment_score":0.14314897060394288},{"text":"Yes?","start":2908.0,"end":2908.5,"sentiment":"neutral","sentiment_score":0.28474172949790955}],"sentiment":"neutral","sentiment_score":0.26139685114224753,"num_words":45,"start":2890.2952,"end":2908.5},{"sentences":[{"text":"Fantastic.","start":2909.44,"end":2909.94,"sentiment":"positive","sentiment_score":0.44610825181007385},{"text":"So two weeks time brings us to the August 27.","start":2911.0398,"end":2914.66,"sentiment":"neutral","sentiment_score":0.142331612855196},{"text":"Is the Thursday at 09:30 gonna be okay to do your advice with you in the morning?","start":2915.345,"end":2921.285,"sentiment":"neutral","sentiment_score":0.1476361383410061},{"text":"That sounds okay?","start":2926.145,"end":2927.285,"sentiment":"neutral","sentiment_score":0.18802513678868613},{"text":"Beautiful.","start":2927.345,"end":2927.845,"sentiment":"positive","sentiment_score":0.46647700667381287}],"sentiment":"neutral","sentiment_score":0.16905597341246903,"num_words":32,"start":2909.44,"end":2927.845},{"sentences":[{"text":"So I'll pop that one in there for you.","start":2928.32,"end":2930.32,"sentiment":"neutral","sentiment_score":0.29593604803085327},{"text":"I'll add a little text message reminder so it sends you a message today of to let you know that I'll be calling to go through your advice with you.","start":2930.32,"end":2938.1,"sentiment":"neutral","sentiment_score":0.14046615188320477},{"text":"If anything changes or if you find that that time doesn't suit, just let me know.","start":2938.4,"end":2942.565,"sentiment":"neutral","sentiment_score":0.049065009923651814},{"text":"I can happily reschedule there.","start":2942.565,"end":2944.505,"sentiment":"neutral","sentiment_score":0.2770838260650635},{"text":"And then, yeah, we'll go through and update your super.","start":2945.205,"end":2948.005,"sentiment":"neutral","sentiment_score":0.19069509208202362}],"sentiment":"neutral","sentiment_score":0.15649741712425436,"num_words":70,"start":2928.32,"end":2948.005},{"sentences":[{"text":"I'll look at the investments and look at the structure, and we'll just incorporate that $25 on a weekly basis or, you know, $50 per fortnight to have that put into your sofa to build build on it for you.","start":2948.005,"end":2961.3901,"sentiment":"neutral","sentiment_score":0.2154944848269224},{"text":"How does that sound?","start":2961.3901,"end":2962.4502,"sentiment":"neutral","sentiment_score":0.16469232738018036},{"text":"That's okay.","start":2966.35,"end":2967.1702,"sentiment":"neutral","sentiment_score":0.1412026658654213},{"text":"Do you have any questions or anything that you think I may not have touched on that you might want me to sort of talk about with you at the moment?","start":2967.31,"end":2974.805,"sentiment":"neutral","sentiment_score":-0.005935392823190459},{"text":"Or It's okay.","start":2974.945,"end":2982.245,"sentiment":"neutral","sentiment_score":0.10409007842342059}],"sentiment":"neutral","sentiment_score":0.12111533865099773,"num_words":80,"start":2948.005,"end":2982.245},{"sentences":[{"text":"Yes.","start":2987.24,"end":2987.74,"sentiment":"neutral","sentiment_score":0.27712851762771606},{"text":"Absolutely.","start":2988.52,"end":2989.02,"sentiment":"positive","sentiment_score":0.3589315712451935},{"text":"Well, what I'll make sure I do up that email for you giving you some time deposit information and some rates around for the moment.","start":2989.88,"end":2997.74,"sentiment":"neutral","sentiment_score":0.1683928355574608},{"text":"And I'll add a little bit of information on the the estate planning side of things.","start":2998.2,"end":3004.345,"sentiment":"neutral","sentiment_score":0.1447985963895917},{"text":"I'll put a bit of detail in there about updating your beneficiary to a legal representative and what that means to clarify it for you.","start":3004.345,"end":3012.2048,"sentiment":"neutral","sentiment_score":0.15324615567922592}],"sentiment":"neutral","sentiment_score":0.16167371194152272,"num_words":68,"start":2987.24,"end":3012.2048},{"sentences":[{"text":"And I'll also put some details in there on doing up a will and how to go about doing that.","start":3012.345,"end":3017.4048,"sentiment":"neutral","sentiment_score":0.10192167200148106},{"text":"I'll probably also just pop a little recap in as to what I'm doing advice was just to sort of clarify things because I know when we're talking on the phone, I'm going through a lot, and it can often be at the end of the call, there might be questions that come out of you.","start":3017.91,"end":3031.165,"sentiment":"neutral","sentiment_score":0.06137797246421022},{"text":"You might go, hang on.","start":3031.165,"end":3031.7249,"sentiment":"neutral","sentiment_score":0.005340036377310753},{"text":"What did you say about that?","start":3031.7249,"end":3032.9248,"sentiment":"neutral","sentiment_score":0.0019604177214205265},{"text":"I don't remember.","start":3032.9248,"end":3033.825,"sentiment":"neutral","sentiment_score":-0.01378259373207887}],"sentiment":"neutral","sentiment_score":0.060807942278269266,"num_words":90,"start":3012.345,"end":3033.825},{"sentences":[{"text":"So I'll just do a little bit of a recap of what I'm looking at to give you some clarity so you can go back after the call and just review that email.","start":3034.605,"end":3042.145,"sentiment":"neutral","sentiment_score":0.0898821989469456},{"text":"And then if you do have any additional questions, you can come back.","start":3042.63,"end":3045.91,"sentiment":"neutral","sentiment_score":0.09196720444239102},{"text":"You'll have my contact.","start":3045.91,"end":3047.0298,"sentiment":"neutral","sentiment_score":0.08481701649725437},{"text":"You can let me know.","start":3047.0298,"end":3048.3098,"sentiment":"neutral","sentiment_score":0.07999330013990402},{"text":"Okay?","start":3048.3098,"end":3048.8098,"sentiment":"neutral","sentiment_score":0.08232596516609192}],"sentiment":"neutral","sentiment_score":0.08898654919383782,"num_words":56,"start":3034.605,"end":3048.8098},{"sentences":[{"text":"All good.","start":3053.3499,"end":3054.0698,"sentiment":"positive","sentiment_score":0.4929223954677582},{"text":"No.","start":3054.0698,"end":3054.5498,"sentiment":"neutral","sentiment_score":0.2108159065246582},{"text":"All good.","start":3054.5498,"end":3055.0298,"sentiment":"neutral","sentiment_score":0.23521026968955994},{"text":"Honestly, not a problem at all.","start":3055.0298,"end":3056.71,"sentiment":"neutral","sentiment_score":0.32850833237171173},{"text":"I've got you all booked in for your advice presentation there as well.","start":3056.71,"end":3059.895,"sentiment":"positive","sentiment_score":0.3812412229868082}],"sentiment":"positive","sentiment_score":0.358094463745753,"num_words":24,"start":3053.3499,"end":3059.895},{"sentences":[{"text":"I'll go back and do that research for you and get everything working.","start":3060.275,"end":3063.315,"sentiment":"positive","sentiment_score":0.4312700147812183},{"text":"And if you're happy just to stay on board as a client, I'll just get you to sign on that annual ongoing service agreement.","start":3063.315,"end":3069.555,"sentiment":"positive","sentiment_score":0.3717643730342388},{"text":"You put the sign here button, that'll all come back to me.","start":3069.555,"end":3079.17,"sentiment":"neutral","sentiment_score":0.2387912447253863},{"text":"You're a bitch.","start":3079.27,"end":3080.25,"sentiment":"neutral","sentiment_score":-0.22167329490184784},{"text":"It is.","start":3081.5898,"end":3081.99,"sentiment":"neutral","sentiment_score":-0.09473440051078796}],"sentiment":"neutral","sentiment_score":0.30629372955472384,"num_words":54,"start":3060.275,"end":3081.99},{"sentences":[{"text":"It's just come back to me now.","start":3081.99,"end":3083.51,"sentiment":"neutral","sentiment_score":0.07222553502236094},{"text":"Thank you so much for that, Naomi.","start":3083.51,"end":3086.8193,"sentiment":"positive","sentiment_score":0.5430348345211574},{"text":"I really appreciate you taking my call today.","start":3086.8193,"end":3088.3252,"sentiment":"positive","sentiment_score":0.7519227489829063},{"text":"I hope everything goes well with selling the car, and I'll get that email done.","start":3088.385,"end":3092.3052,"sentiment":"positive","sentiment_score":0.5357300301392873},{"text":"And, yeah, good luck looking at properties with the mom.","start":3092.3052,"end":3095.205,"sentiment":"positive","sentiment_score":0.4641303688287735}],"sentiment":"positive","sentiment_score":0.48935018551159415,"num_words":47,"start":3081.99,"end":3095.205},{"sentences":[{"text":"Yeah.","start":3100.68,"end":3101.18,"sentiment":"neutral","sentiment_score":0.01966484822332859},{"text":"So we're in Southport on the Gold Coast in the office.","start":3105.0,"end":3108.04,"sentiment":"neutral","sentiment_score":0.018768129446967083},{"text":"Yeah.","start":3108.04,"end":3108.44,"sentiment":"neutral","sentiment_score":0.01814952492713928},{"text":"But I actually live in Northern New South Wales.","start":3108.44,"end":3110.6199,"sentiment":"neutral","sentiment_score":0.019186750571760867},{"text":"Yeah.","start":3110.76,"end":3111.26,"sentiment":"neutral","sentiment_score":0.05921523272991181}],"sentiment":"neutral","sentiment_score":0.020702599345341972,"num_words":23,"start":3100.68,"end":3111.26},{"sentences":[{"text":"Yeah.","start":3115.5552,"end":3116.0552,"sentiment":"neutral","sentiment_score":0.16017797589302063},{"text":"It is beautiful.","start":3117.875,"end":3118.8552,"sentiment":"neutral","sentiment_score":0.2240507205327352},{"text":"Oh, nice.","start":3122.0352,"end":3123.0952,"sentiment":"neutral","sentiment_score":0.10653981566429138},{"text":"Nice.","start":3123.395,"end":3123.895,"sentiment":"neutral","sentiment_score":0.14146319031715393},{"text":"Yep.","start":3126.3552,"end":3126.57,"sentiment":"neutral","sentiment_score":0.058531753718853}],"sentiment":"neutral","sentiment_score":0.15567558910697699,"num_words":8,"start":3115.5552,"end":3126.57},{"sentences":[{"text":"Yeah.","start":3135.6902,"end":3136.1902,"sentiment":"neutral","sentiment_score":0.06036023795604706},{"text":"Yes.","start":3142.2651,"end":3142.7651,"sentiment":"neutral","sentiment_score":0.12382277846336363},{"text":"Yes.","start":3155.145,"end":3155.225,"sentiment":"neutral","sentiment_score":0.1306009143590927},{"text":"Wow.","start":3155.225,"end":3155.725,"sentiment":"neutral","sentiment_score":0.1519143283367157},{"text":"Yeah.","start":3165.96,"end":3166.44,"sentiment":"neutral","sentiment_score":0.07967384159564972}],"sentiment":"neutral","sentiment_score":0.10927442014217377,"num_words":5,"start":3135.6902,"end":3166.44},{"sentences":[{"text":"Yep.","start":3166.44,"end":3166.94,"sentiment":"neutral","sentiment_score":0.07574188709259033},{"text":"Absolutely.","start":3168.3599,"end":3168.8599,"sentiment":"neutral","sentiment_score":0.16087841987609863},{"text":"Yeah.","start":3170.3052,"end":3170.625,"sentiment":"neutral","sentiment_score":0.1107177585363388},{"text":"No.","start":3170.625,"end":3170.865,"sentiment":"neutral","sentiment_score":0.14245615899562836},{"text":"That's great.","start":3170.865,"end":3171.425,"sentiment":"neutral","sentiment_score":0.30438563227653503}],"sentiment":"neutral","sentiment_score":0.18309424817562103,"num_words":6,"start":3166.44,"end":3171.425},{"sentences":[{"text":"And then they extended the tram down to Burley now as well, which is great.","start":3171.425,"end":3175.665,"sentiment":"neutral","sentiment_score":0.24019130667050678},{"text":"More of the Gold Coast is covered with the tram, and it's only 50¢ a trip.","start":3175.665,"end":3179.585,"sentiment":"neutral","sentiment_score":0.13047389884789784},{"text":"So it's so cheap.","start":3179.585,"end":3180.8052,"sentiment":"positive","sentiment_score":0.38422727584838867},{"text":"Yeah.","start":3192.51,"end":3192.99,"sentiment":"neutral","sentiment_score":0.12379083782434464},{"text":"Beautiful.","start":3192.99,"end":3193.49,"sentiment":"positive","sentiment_score":0.5205712914466858}],"sentiment":"neutral","sentiment_score":0.21503470320668486,"num_words":37,"start":3171.425,"end":3193.49},{"sentences":[{"text":"Yeah.","start":3195.47,"end":3195.97,"sentiment":"neutral","sentiment_score":0.06889127939939499},{"text":"Yeah.","start":3199.7148,"end":3200.2148,"sentiment":"neutral","sentiment_score":0.1599973291158676},{"text":"No.","start":3200.355,"end":3200.515,"sentiment":"neutral","sentiment_score":0.14808759093284607},{"text":"That's all good.","start":3200.515,"end":3201.315,"sentiment":"positive","sentiment_score":0.3617180834213893},{"text":"Well, when you do move down, we'll get you into the office, and we can meet in person and do a bit of a catch up.","start":3201.315,"end":3206.595,"sentiment":"neutral","sentiment_score":0.15739226513184035}],"sentiment":"neutral","sentiment_score":0.17357279197312891,"num_words":32,"start":3195.47,"end":3206.595},{"sentences":[{"text":"That'd be fantastic.","start":3206.595,"end":3207.6548,"sentiment":"positive","sentiment_score":0.6167774001757304},{"text":"Yeah.","start":3208.515,"end":3209.015,"sentiment":"neutral","sentiment_score":0.274678498506546},{"text":"All good.","start":3212.2202,"end":3212.9602,"sentiment":"positive","sentiment_score":0.33788837492465973},{"text":"Thank you so much, Amy.","start":3213.02,"end":3214.78,"sentiment":"positive","sentiment_score":0.6063833475112915},{"text":"I'll let not a problem.","start":3214.78,"end":3217.36,"sentiment":"neutral","sentiment_score":0.3223058760166168}],"sentiment":"positive","sentiment_score":0.4652645979076624,"num_words":16,"start":3206.595,"end":3217.36},{"sentences":[{"text":"Honestly, it's all not an issue at all.","start":3217.4202,"end":3219.98,"sentiment":"positive","sentiment_score":0.4936293251812458},{"text":"You have a lovely day.","start":3219.98,"end":3221.1,"sentiment":"positive","sentiment_score":0.7197790622711182},{"text":"I'll let you go to enjoy the rest of your day, and just let me know if there's any questions, and I'll make sure I get that email out to you shortly.","start":3221.1,"end":3227.035,"sentiment":"positive","sentiment_score":0.3736614352092147},{"text":"Okay?","start":3227.255,"end":3227.755,"sentiment":"neutral","sentiment_score":0.17868991196155548},{"text":"My pleasure.","start":3231.015,"end":3231.835,"sentiment":"positive","sentiment_score":0.50904980301857}],"sentiment":"positive","sentiment_score":0.4312892782812317,"num_words":48,"start":3217.4202,"end":3231.835},{"sentences":[{"text":"Thank you.","start":3231.975,"end":3232.535,"sentiment":"positive","sentiment_score":0.49717989563941956},{"text":"See you later.","start":3232.535,"end":3233.355,"sentiment":"positive","sentiment_score":0.3401823739210765},{"text":"Bye.","start":3233.415,"end":3233.915,"sentiment":"neutral","sentiment_score":0.24408940970897677}],"sentiment":"positive","sentiment_score":0.3764993871251742,"num_words":6,"start":3231.975,"end":3233.915}]}}]},{"alternatives":[{"transcript":"Morning. Hi, Dana. I'm good. How are you? Thank you. Yep. Now is a great time. Yep. Oh, good. Yep. It's Naomi k Boyce, the fourteenth of April 1982, and the address is 17 Slash 5 To 15 Cook Road, Tenbury Mountain 4214272. No. That one was a negative. But last night on real estate, a really good one popped up for a really good price. So, yeah, we're gonna we're gonna look at that one on the weekend. And there's another one going for auction today that, like, we were interested in as well. We're not gonna bid for it or anything, but, like, I'm not sure. You know, it might it might not not sell at auction. But but, yeah, that's been that's been fun. So because I've been stuck on on Tambourine Mountain for a couple of years now, and my health's been so bad. So mom's decided like, I could have been to sort of move move away a few times. And and just because of my health, I I need to be on the Gold Coast. And we're traveling down there, like, it's, like, honestly, like, five, you know, five times a week, like, five days a week, you know, and it's it's a lot of travel and and yeah. And yeah. So so that's where I'm I'm at. Yeah. So we've got we might be moving, which is good. I'm yeah. I'm looking at selling my car, and I'm act and that's what I'm talking to you about after afterwards because I I wanted to see if I could invest that money just with you. You know, what would what would be my best option to invest that money just like, you know, kind of sort of short short you know, short term or whatever. Mid not long term. I don't wanna add it to my super. I wanna be able to, you know, maybe do something with it in the next five years or something. I don't know. Yeah. So and then the only other thing was yeah. The only other thing was was my tax. I I haven't done my tax, and I I'm scared it's actually coming up to, like, nearly ten years. Like yeah. It it would be coming up to ten ten years, I think. And I'm eight or nine years, and I'm I'm freaking out. Like yeah. So I need to I need to I've I've said that I would talk to you guys about this before, and then it's just been too overwhelmed because I have really fucking bad anxiety. And, like yeah. And, like, really bad anxiety. And I've had it I've had, like, some heart not heart trouble, but I've had, like, yeah, a bit of, like I've had pericarditis, which is, like, inflammation of the heart. And, apparently, it's been chronic, and and I've got really bad back problems. I haven't worked for, like, now, like, well over twelve months and, like, it's like, I'm on the disability pension and yeah. So I'm really trying to just look after my mental health to, you know, try to to try to, yeah, get my body back up like I'm going to physio twice a week. So it's costing a 14. And my mom I'm on a disability pension, so my mom has to cover me. You know, I don't pay rent. I don't pay for food, you know, anything. It's crazy. So I think going down to the Gold Coast will help me to access be closer to getting things done and to have more support. There's more services down there and stuff. You know, my friends are down there. I'm so isolated up here. I can't drive, like, all that way anymore either. Mom has to drive drive me. Okay. Like, I I just try driving a car for more than ten minutes. Yeah. So all these things I have, yeah, come to the conclusion to to do that. And, of course, I'm clearing up the garage, and it's like I've got all these boxes of fucking paperwork, and I'm like, I'm not I don't wanna take this to the new place. I wanna try to get all these tax done, you know, maybe before we go so that I that's all off my off my head. And my psychologist is on my back to to just be brave and and talk to you guys about it because I was, like, in I I had an eviction for a while, and I ran a business, a cleaning business. And so I I didn't honestly keep up with paperwork and invoices and stuff. So so I'm like, there's gotta be a way that we can, you know, like, figure it all out, but I I'm just so scared to tackle it. I'm really fucking scared. Like, it makes me wanna cry, and I feel so embarrassed. So I think if I just so if I just start it with you guys and just yeah. Just start somewhere and you guys can give me some advice as what, you know, what to collect, like, what to do. Because I just I just don't know what to do and it's yeah. Yeah. So that's me. Yep. Yep. Yep. Yep. Okay. Fine. Yep. Yeah. Yeah. Yep. Yeah. That'd be great. That sounds perfect. Thank you. Cool. Yep. Okay. Cool. Yeah. That sounds good. Thanks. Yeah. I think so too. Okay. Cool. Great. Like, maybe around $8,000. So not very much. Well, I don't want it to I don't wanna touch it, like, I just I wanted to put it in there, you know, like, I don't know, maybe yeah. Well, like, five years or something like so I don't wanna touch it for that you know, for whatever period that you know? Yeah. Yeah. I do I yeah. So that I don't yeah. But yeah. What do you think? Like Okay. Okay. Yep. Yep. Yep. Okay. Yep. Yep. Yep. Yep. Yep. Okay. Yep. Sure. Yep. And maybe that might be a good starting point just to put the money in there and then, you know, and then when yeah. I'm, yeah, more stable, whatever. And, you know, I got everything for us and everything, I suppose. We can then maybe do something else with it. Because the thing is is I'm not gonna need I'm definitely not gonna need a car anymore. My mom, like, will just share that one car. So yeah. So I just wanted to make sure that I didn't waste you know, that that money just doesn't get wasted because I sort of want, like as I can't work and add to my super you know, or, you know, like, I just wanted to try to yeah. I guess, grow some sort of some sort of money because it's a bit scary, you know, when you're not earning any money or making any money. Yeah. So cool. Okay. Sweet. Okay. That's good. Sure. Yep. Yes. Sure. Yep. Yeah. Yeah. Yep. Yep. Which is what I always do. Yep. Right. Yes. Yes. I've been with NIVE. Yes. Yep. Yep. Better. No. Oh, cool. Alright. Yep. Sweet. Yeah. I'm I'm talking to my friend today because he's actually got it down on the Gold Coast. Because I swapped cars with, yeah, friends of mine that had a spare one that was automatic. So I'm gonna give that back tomorrow and then and I he and I've asked him if he'll, like, sell it for me. So, like, retro, it's running out, I think, in end of September, so I kind of wanna get it sold. You know? I just said to him, just stick $8,000 on it and and, you know, see if we can yeah. So I'm just gonna talk to him about it today. So, hopefully, I would think it would be gone, you know, in the next couple of weeks, months at the most. Yeah. So what are we now? Mid mid August. So before yeah. It's got before it was more, like, the end of September because I think that's when, like, retro due again, and I just don't wanna pay retro again. So I haven't I haven't used it. Well, I haven't used it for, like, six months. It's just a a waste of money. You know, I pay insurance and, you know, rego, and it's just a waste of money. So I thought I'd just get rid of it. Okay. Okay. Cool. Yep. Yep. Yep. I can. Yep. Signature request. Sure. Yep. Oh, okay. Yep. The super summary, is there four attachments? Okay. Cool. Oh, good. I I said to mom, I said because, you know, the market's been, like, up and down with what Trump what's, I guess, been going on with Trump and the oil and everything. And at the moment, it because I'm in that high little high risk category. I said it'll either be, like, really good or maybe really bad. So, yay, I'm excited. Okay. I've got it. What is Oh, good. How good's that? We've not even adding to it at all. Yeah. Well done. Thank you. Yep. Yep. Yep. Oh, sweetie. Okay. Yep. Yep. Yep. Yep. Yep. Okay. Yep. Mhmm. Yes. Yep. Yep. Yep. Yep. That's sounds good to me. You're the boss. No. Yes. Yep. Yep. Yep. Yep. Okay. Yep. Yeah. Yep. Okay. Cool. Alright. Yeah. That sounds good. So, like, even if I yeah. So even if I, like, if I, you know, have just, like, you know, fifth $50 here there. So that could like, you know, is it would it make any difference to just put that, like, you know, put that into my super, like, because I'm not very good at saving. Right? So once it goes into my super, I cannot fucking touch it. So yeah. Would that be as an idea for me? Because sometimes I do have some spare money. Like, I I I actually do at the moment. You know? Okay. Yeah. Right. Yep. Yep. Yep. Yeah. Yep. Okay. Yes. Yes. I do. Yeah. Yeah. I think, like like, realistically, I think, like, $25 a week. So it's a $100 a month. Now? Just for that, like yeah. I I think I put it in fortnightly because I get my money off Centrelink fortnightly. Yeah. I think and that's just yeah. Okay. And that's just even you know, I feel like I'm doing something. You know? Something. Like and it's just what's 25 dollars? It's, like, three coffees. Yeah. So yeah. Yes. Yep. Yep. Oh, no. Yeah. Yeah. I did. Yeah. We would sell ourselves. I don't know what. Yeah. Yes. Yep. Wait. Okay. And that's yeah. Good. Let's do that. Yes. It's a big yeah. It does all add up in the end, doesn't it? You know? And it's so easy that it's waste waste money, you know? Yeah. Cool. Alright. This is good. Thank you. That's the the yep. Sweet. Okay. Yep. Yeah. I don't know if I I I don't know if I am because, like, I don't get rent assistance. So I think I get, like, around maybe 1,200 a fortnight. Okay. Right. Yep. So I don't get I don't quite I I maybe it is. Maybe it is. And maybe I've just had an advance and it's a little bit less than that, but I I thought it was around $11.49 a fortnight, not $12.40. Not yeah. But yeah. Yeah. Yep. Yep. Okay. Yep. No. Unfortunately, I don't. Nothing. No. Nothing. Which is one it's been yep. Yep. Yep. Yep. Yep. Yep. Okay. Yes. I don't yeah. I don't think I yeah. I don't I don't think I the fucked up thing is is, like, I had it with QSuper, and I had no idea that, like like, if you didn't add to it in a certain amount of use that it takes away your in your CPD insurance. And so I it got taken away. And in that time, I'd actually worked for an employer that didn't that just ever added to my super, which is not even legal. So had they have added in that yeah. It's actually it's really a matter for me to take to a lawyer, really. But I don't I know. It's terrible. And then I was bad advised by a financial adviser who's actually my friend. And and then now I've got I've I've I've been involved in quite a few, like, yeah. I think with cute maybe. I don't I'm not sure, but I've I've there's some class action that I'm involved in that that yeah. They've fucked up somewhere and and yeah. But I know. So I and because of yeah. Yeah. Right. So but yeah. I wish I and because I was in addiction at the you know, like, I I just I didn't keep on top of all this this stuff. And I mean, it's devastating now because I do have a permanent disability. I've got no no pain. Nothing. You know? And I'm really scared. Like, if my mom's father's away, she's, like, in her late seventies. And, I mean, she's pretty healthy, but if something happens to her, I live with her, I'm I'm screwed. Like, I don't know what I will do. I don't have any other family at all. You know? Yeah. And, you know, like, obviously, I'll get there's three of us kids. I've worked a brother and sister. So when, you know, she dies and her house gets sold, I'll get a third of that. Thank god. Because I'm really worried. Like, I'm not gonna have any sooner. I'm gonna yeah. You know, I don't know what I'm gonna what I'm gonna do for money, but because you cannot live off the disability pension. So and I just had not been able to get myself good to get back to working. But anyway yeah. Well, just take one day at a time and and not not freak out. You know, look too far ahead at stuff. So I think we're I'm making some good good decisions. These things are even gonna help that I'm just now working. Yeah. Not worth it. Not worth it. Not No. Yes. Yeah. Yeah. Yeah. Yeah. Yeah. That's right. Yes. Yes. Yep. Okay. Yep. Okay. Yep. Yep. Yes. Okay. Cool. Sounds good. You sound really nice. Oh, thank you. Because I yeah. I used to be a registered nurse, and I could never have thought that life would have turned out the way it has. But but, yeah, I'll get there. And at least I've got my I've got my mom. You know, some people are homeless out there. So, you know, it could be a lot worse. Yes. Yeah. Oh, thanks, Donna. Yes. Oh, and she won't be. No. Yeah. Oh, fuck. Yeah. No. I haven't. Yep. Yeah. Right. Okay. Yep. Yep. Yep. That makes sense. Yep. Okay. You're good. This is good that good that you picked up on this. Yep. Yep. Yep. Keep the quote. Yep. Yeah. Yeah. Yep. Yep. Yep. Okay. Yep. Yep. Okay. Okay. Yeah. Probably yeah. Yeah. That'd that'd be good. I don't think I should do it myself. It would it caused me too much. Heartache. But, yep, I'm happy to spend a couple of $100. That's fine. Okay. Yep. Yeah. Let's we could we could just do it once if you like and make life easier. Yeah. Yep. Yep. Yep. Okay. Yep. Okay. Sweet. That sounds good. I don't think so. I think, yeah, you've you've answered you've helped a lot, actually, and this is really good timing, I think. I think, you know, this move and, you know, clearing out old, you know, stuff and junk, and it's sort of getting rid of a lot of the past. So I think this is gonna be really good for me. Just this move yeah. And and then look and I'm hoping that I will be able to work at even if it's a day or two a week doing something once, you know, we get settled sort of down there and whatever. So that then at least I can add to my my super and still keep the DSP. You know? Yeah. Because I don't think I'll just yeah. What were you gonna say? Oh, okay. Okay. Oh, thank you. Yep. Yes. Yes. Okay. Thanks, Dana. Thank you. You're a godsend. Yep. Yep. Yep. Yep. No. That's that's all fine. Yep. That's good. I yep. Yep. Yep. Okay. Okay. Cool. Yep. Yep. Sure. No. That that's all good. Awesome. Thank you. Yes. Yeah. Yeah. Yeah. Yeah. That's excellent. That's good. Yep. That's that's sounds good to me. Yep. Sorry? Cool. Yeah. That sounds good. No. I don't think so. If I if I think of anything, I'll I'll definitely, yeah, I'll definitely contact you. Yep. Yes. Mhmm. Yep. Yeah. Okay. Cool. That sounds good. You're awesome. I've done it. I did it whilst you were just chatting to me, so it should be it should be done. Wait. Yeah. Oh, thank you. Yeah. It's a little bit exciting. So yeah. Where where do you where are you from? Are you where are you you're not on the Gold Coast, are you? Oh, you are. South Beach. Okay. We're oh, beautiful. I love Northern New South Wales. I love love to move down there. But, yeah, but, actually, we've been looking at places in in Southport. So Southport or, like, there or or we actually found one last night in bigger waters. Like, it's it's, like, not on the it's, you know, like, the block that's on the beach on Marine Parade there, but it's, like, in a heart a little mini high rise just behind. So it's in that block on the beach. But yeah. And yeah. And and it's a good price. And mom like, mom the mom's property has it's worth, like, between 900,000 and a million dollars. So yeah. So she's got a sort of a good amount to, yeah, to sort of get something down there. And we've we thought if we get something sort of near the tram or you know, and, like, near the Broadwater there, it's good flat walking for me and and stuff. So yeah. Yeah. I know. Yeah. We we get on it all the time, mom and I, like, because it saves both of us from having to drive. So we will sometimes drive to Helensvale and then get the tramps in Helensvale to surface because that that's where I have appointments. Yeah. So we haven't gone down to Burley yet, but it is on our list to do. Yeah. Okay. Thanks, Dana. Yeah. Okay. That that'll be perfect. Yep. Okay. That this this is this has been a really helpful helpful. Two. Thank you so much. See you later. Thanks. Bye.","confidence":0.9875488,"words":[{"word":"morning","start":6.3999996,"end":6.64,"confidence":0.954834,"punctuated_word":"Morning.","sentiment":"neutral","sentiment_score":0.12093260884284972},{"word":"hi","start":6.64,"end":7.04,"confidence":0.91796875,"punctuated_word":"Hi,","sentiment":"neutral","sentiment_score":0.21318039298057556},{"word":"dana","start":7.04,"end":7.44,"confidence":0.9111328,"punctuated_word":"Dana.","sentiment":"neutral","sentiment_score":0.2627999782562256},{"word":"i'm","start":7.44,"end":7.68,"confidence":1.0,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.4792829751968384},{"word":"good","start":7.68,"end":8.16,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5137953162193298},{"word":"how","start":8.16,"end":8.32,"confidence":0.99902344,"punctuated_word":"How","sentiment":"positive","sentiment_score":0.41005271673202515},{"word":"are","start":8.32,"end":8.48,"confidence":0.9980469,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.3358972370624542},{"word":"you","start":8.48,"end":8.98,"confidence":1.0,"punctuated_word":"you?","sentiment":"positive","sentiment_score":0.3347611129283905},{"word":"thank","start":13.36,"end":13.679999,"confidence":0.9941406,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.66060870885849},{"word":"you","start":13.679999,"end":14.115,"confidence":0.99316406,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5498313903808594},{"word":"yep","start":21.075,"end":21.575,"confidence":0.9562988,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.30111265182495117},{"word":"now","start":21.715,"end":21.955,"confidence":0.99609375,"punctuated_word":"Now","sentiment":"positive","sentiment_score":0.49628522992134094},{"word":"is","start":21.955,"end":22.115,"confidence":0.62646484,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5850991010665894},{"word":"a","start":22.115,"end":22.195,"confidence":0.9633789,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6350938081741333},{"word":"great","start":22.195,"end":22.515,"confidence":0.99902344,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.7777290344238281},{"word":"time","start":22.515,"end":23.015,"confidence":0.99902344,"punctuated_word":"time.","sentiment":"positive","sentiment_score":0.6937328577041626},{"word":"yep","start":32.69,"end":33.19,"confidence":0.94628906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07179822772741318},{"word":"oh","start":33.25,"end":33.41,"confidence":0.7854004,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.16867156326770782},{"word":"good","start":33.41,"end":33.91,"confidence":0.99902344,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.2689546048641205},{"word":"yep","start":42.705,"end":43.025,"confidence":0.99853516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03278607875108719},{"word":"it's","start":43.025,"end":43.425,"confidence":0.99902344,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.021602813154459},{"word":"naomi","start":43.425,"end":43.905,"confidence":0.9951172,"punctuated_word":"Naomi","sentiment":"neutral","sentiment_score":0.026977797970175743},{"word":"k","start":43.905,"end":44.065002,"confidence":0.43017578,"punctuated_word":"k","sentiment":"neutral","sentiment_score":0.031281761825084686},{"word":"boyce","start":44.065002,"end":44.565002,"confidence":0.69628906,"punctuated_word":"Boyce,","sentiment":"neutral","sentiment_score":0.0233830027282238},{"word":"the","start":44.625,"end":44.865,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.025601843371987343},{"word":"fourteenth","start":44.865,"end":45.365,"confidence":0.99902344,"punctuated_word":"fourteenth","sentiment":"neutral","sentiment_score":0.032700419425964355},{"word":"of","start":45.585,"end":45.985,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.020820658653974533},{"word":"april","start":45.985,"end":47.025,"confidence":0.97106934,"punctuated_word":"April","sentiment":"neutral","sentiment_score":0.025843238458037376},{"word":"1982","start":47.025,"end":48.065002,"confidence":0.97106934,"punctuated_word":"1982,","sentiment":"neutral","sentiment_score":0.03607823699712753},{"word":"and","start":48.065002,"end":48.385002,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.027085095643997192},{"word":"the","start":48.385002,"end":48.545,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.031895462423563004},{"word":"address","start":48.545,"end":48.945,"confidence":1.0,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.033328115940093994},{"word":"is","start":48.945,"end":49.345,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.023320414125919346},{"word":"17","start":49.345,"end":49.845,"confidence":0.9980469,"punctuated_word":"17","sentiment":"neutral","sentiment_score":0.030514080077409744},{"word":"slash","start":50.145,"end":50.55,"confidence":0.9667969,"punctuated_word":"Slash","sentiment":"neutral","sentiment_score":0.02887772396206856},{"word":"5","start":50.71,"end":51.03,"confidence":0.99902344,"punctuated_word":"5","sentiment":"neutral","sentiment_score":0.022956931963562965},{"word":"to","start":51.03,"end":51.11,"confidence":0.47631836,"punctuated_word":"To","sentiment":"neutral","sentiment_score":0.027344051748514175},{"word":"15","start":51.11,"end":51.59,"confidence":0.9980469,"punctuated_word":"15","sentiment":"neutral","sentiment_score":0.03436874598264694},{"word":"cook","start":51.59,"end":51.829998,"confidence":0.9658203,"punctuated_word":"Cook","sentiment":"neutral","sentiment_score":0.029003942385315895},{"word":"road","start":51.829998,"end":52.149998,"confidence":0.9375,"punctuated_word":"Road,","sentiment":"neutral","sentiment_score":0.03369789570569992},{"word":"tenbury","start":52.149998,"end":52.629997,"confidence":0.54016113,"punctuated_word":"Tenbury","sentiment":"neutral","sentiment_score":0.05239555984735489},{"word":"mountain","start":52.629997,"end":53.129997,"confidence":0.9863281,"punctuated_word":"Mountain","sentiment":"neutral","sentiment_score":0.048642598092556},{"word":"4214272","start":53.19,"end":55.69,"confidence":0.97929764,"punctuated_word":"4214272.","sentiment":"neutral","sentiment_score":0.05289823934435845},{"word":"no","start":65.355,"end":65.835,"confidence":0.97094727,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1259966939687729},{"word":"that","start":65.835,"end":66.155,"confidence":0.99902344,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.1923326551914215},{"word":"one","start":66.155,"end":66.475,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.2142639011144638},{"word":"was","start":66.475,"end":66.715,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.17290569841861725},{"word":"a","start":66.715,"end":66.875,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.17340987920761108},{"word":"negative","start":66.875,"end":67.375,"confidence":0.7609863,"punctuated_word":"negative.","sentiment":"neutral","sentiment_score":-0.17283061146736145},{"word":"but","start":67.515,"end":67.835,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.059743620455265045},{"word":"last","start":67.835,"end":68.155,"confidence":0.9980469,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.043540336191654205},{"word":"night","start":68.155,"end":68.395,"confidence":0.9970703,"punctuated_word":"night","sentiment":"neutral","sentiment_score":0.08858136832714081},{"word":"on","start":68.395,"end":68.635,"confidence":0.9667969,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06643100827932358},{"word":"real","start":68.635,"end":68.875,"confidence":0.984375,"punctuated_word":"real","sentiment":"neutral","sentiment_score":0.08851175010204315},{"word":"estate","start":68.875,"end":69.375,"confidence":0.99316406,"punctuated_word":"estate,","sentiment":"neutral","sentiment_score":0.1474519670009613},{"word":"a","start":69.435,"end":69.755,"confidence":0.96972656,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2415964752435684},{"word":"really","start":69.755,"end":70.075,"confidence":0.99902344,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.3010682165622711},{"word":"good","start":70.075,"end":70.315,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.28491783142089844},{"word":"one","start":70.315,"end":70.715,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.2609989047050476},{"word":"popped","start":70.715,"end":71.035,"confidence":1.0,"punctuated_word":"popped","sentiment":"positive","sentiment_score":0.38697144389152527},{"word":"up","start":71.035,"end":71.535,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.3315792977809906},{"word":"for","start":72.155,"end":72.475,"confidence":0.85595703,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3809245824813843},{"word":"a","start":72.475,"end":72.635,"confidence":0.9970703,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.41741880774497986},{"word":"really","start":72.635,"end":72.875,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.33809030055999756},{"word":"good","start":72.875,"end":73.115,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.30828800797462463},{"word":"price","start":73.115,"end":73.615,"confidence":0.98291016,"punctuated_word":"price.","sentiment":"neutral","sentiment_score":0.32644277811050415},{"word":"so","start":74.315,"end":74.815,"confidence":0.96362305,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.07527777552604675},{"word":"yeah","start":75.755,"end":76.075,"confidence":0.95874023,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.03135758638381958},{"word":"we're","start":76.075,"end":76.395,"confidence":0.9995117,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.03979639336466789},{"word":"gonna","start":76.395,"end":76.795,"confidence":0.99902344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.04241254925727844},{"word":"we're","start":76.795,"end":77.035,"confidence":0.9995117,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.05658194050192833},{"word":"gonna","start":77.035,"end":77.275,"confidence":1.0,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.061744142323732376},{"word":"look","start":77.275,"end":77.435,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.060510143637657166},{"word":"at","start":77.435,"end":77.595,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06451107561588287},{"word":"that","start":77.595,"end":77.755,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07038025557994843},{"word":"one","start":77.755,"end":78.075,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.054566849023103714},{"word":"on","start":78.075,"end":78.235,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06782347708940506},{"word":"the","start":78.235,"end":78.395,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07328274846076965},{"word":"weekend","start":78.395,"end":78.895,"confidence":0.9440918,"punctuated_word":"weekend.","sentiment":"neutral","sentiment_score":0.06468553841114044},{"word":"and","start":79.435,"end":79.595,"confidence":0.96777344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.046708934009075165},{"word":"there's","start":79.595,"end":79.915,"confidence":0.99560547,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.04590877145528793},{"word":"another","start":79.915,"end":80.235,"confidence":0.99902344,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.03844521939754486},{"word":"one","start":80.235,"end":80.46,"confidence":0.98095703,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.04679868370294571},{"word":"going","start":80.46,"end":80.7,"confidence":0.9716797,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.07184353470802307},{"word":"for","start":80.7,"end":80.86,"confidence":0.94921875,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05489526689052582},{"word":"auction","start":80.86,"end":81.34,"confidence":0.99316406,"punctuated_word":"auction","sentiment":"neutral","sentiment_score":0.07965683192014694},{"word":"today","start":81.34,"end":81.659996,"confidence":1.0,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.060715451836586},{"word":"that","start":81.659996,"end":81.82,"confidence":0.9909668,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.05408604443073273},{"word":"like","start":81.82,"end":82.14,"confidence":0.9970703,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.06116236746311188},{"word":"we","start":82.14,"end":82.38,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04559871554374695},{"word":"were","start":82.38,"end":82.7,"confidence":0.9941406,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.04000915586948395},{"word":"interested","start":82.7,"end":83.1,"confidence":1.0,"punctuated_word":"interested","sentiment":"neutral","sentiment_score":0.04596918821334839},{"word":"in","start":83.1,"end":83.26,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05444621294736862},{"word":"as","start":83.26,"end":83.42,"confidence":0.9951172,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.054985977709293365},{"word":"well","start":83.42,"end":83.58,"confidence":0.9975586,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.021640051156282425},{"word":"we're","start":83.58,"end":83.74,"confidence":1.0,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":-0.04637693986296654},{"word":"not","start":83.74,"end":83.9,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07093645632266998},{"word":"gonna","start":83.9,"end":84.22,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.04826011508703232},{"word":"bid","start":84.22,"end":84.46,"confidence":0.9482422,"punctuated_word":"bid","sentiment":"neutral","sentiment_score":-0.038833603262901306},{"word":"for","start":84.46,"end":84.619995,"confidence":0.9086914,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.04851910471916199},{"word":"it","start":84.619995,"end":84.7,"confidence":0.9902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.029742181301116943},{"word":"or","start":84.7,"end":84.86,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.05989362299442291},{"word":"anything","start":84.86,"end":85.18,"confidence":0.9597168,"punctuated_word":"anything,","sentiment":"neutral","sentiment_score":-0.0726742073893547},{"word":"but","start":85.18,"end":85.42,"confidence":0.98999023,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.07157781720161438},{"word":"like","start":85.42,"end":85.659996,"confidence":1.0,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.105359748005867},{"word":"i'm","start":85.659996,"end":85.82,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.07600024342536926},{"word":"not","start":85.82,"end":86.14,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07084925472736359},{"word":"sure","start":86.14,"end":86.64,"confidence":0.8088379,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":-0.0604943111538887},{"word":"you","start":87.1,"end":87.26,"confidence":0.96533203,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.030397504568099976},{"word":"know","start":87.26,"end":87.42,"confidence":0.9213867,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.03733867406845093},{"word":"it","start":87.42,"end":87.58,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.02675920352339745},{"word":"might","start":87.58,"end":87.979996,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.039977915585041046},{"word":"it","start":87.979996,"end":88.06,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.03128210827708244},{"word":"might","start":88.06,"end":88.56,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.04723340645432472},{"word":"not","start":88.619995,"end":89.119995,"confidence":0.9892578,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.06785856187343597},{"word":"not","start":89.18,"end":89.42,"confidence":0.9873047,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.061315979808568954},{"word":"sell","start":89.42,"end":89.659996,"confidence":0.99121094,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.06382434070110321},{"word":"at","start":89.659996,"end":89.82,"confidence":0.9223633,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.06875693053007126},{"word":"auction","start":89.82,"end":90.22,"confidence":0.7895508,"punctuated_word":"auction.","sentiment":"neutral","sentiment_score":-0.03133188560605049},{"word":"but","start":90.22,"end":90.72,"confidence":0.9951172,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.018873922526836395},{"word":"but","start":90.78,"end":91.02,"confidence":0.9572754,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.001989743672311306},{"word":"yeah","start":91.02,"end":91.26,"confidence":0.99853516,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.013911260291934012},{"word":"that's","start":91.26,"end":91.5,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.01533650141209364},{"word":"been","start":91.5,"end":91.82,"confidence":0.9980469,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.027029473334550858},{"word":"that's","start":91.82,"end":92.14,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.056425414979457855},{"word":"been","start":92.14,"end":92.38,"confidence":0.99902344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.07619919627904892},{"word":"fun","start":92.38,"end":92.7,"confidence":0.9399414,"punctuated_word":"fun.","sentiment":"neutral","sentiment_score":0.03580625355243683},{"word":"so","start":92.7,"end":92.86,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.03544484078884125},{"word":"because","start":93.02,"end":93.259995,"confidence":0.9980469,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.06820695102214813},{"word":"i've","start":93.259995,"end":93.34,"confidence":0.99902344,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.1084681674838066},{"word":"been","start":93.34,"end":93.58,"confidence":0.99902344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.13399311900138855},{"word":"stuck","start":93.58,"end":93.9,"confidence":1.0,"punctuated_word":"stuck","sentiment":"neutral","sentiment_score":-0.1978341042995453},{"word":"on","start":93.9,"end":94.22,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.164126455783844},{"word":"on","start":94.22,"end":94.46,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.12297338247299194},{"word":"tambourine","start":94.46,"end":94.96,"confidence":0.8890381,"punctuated_word":"Tambourine","sentiment":"neutral","sentiment_score":-0.08817416429519653},{"word":"mountain","start":95.02,"end":95.52,"confidence":0.9873047,"punctuated_word":"Mountain","sentiment":"neutral","sentiment_score":-0.07595382630825043},{"word":"for","start":97.155,"end":97.395,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.11819246411323547},{"word":"a","start":97.395,"end":97.555,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10508957505226137},{"word":"couple","start":97.555,"end":97.795,"confidence":0.99902344,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.10776360332965852},{"word":"of","start":97.795,"end":97.875,"confidence":0.8305664,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10645008832216264},{"word":"years","start":97.875,"end":98.034996,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.12751683592796326},{"word":"now","start":98.034996,"end":98.275,"confidence":0.80688477,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.1333034187555313},{"word":"and","start":98.275,"end":98.435,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.16942597925662994},{"word":"my","start":98.435,"end":98.595,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.3078262209892273},{"word":"health's","start":98.595,"end":98.915,"confidence":0.9321289,"punctuated_word":"health's","sentiment":"neutral","sentiment_score":-0.28914475440979004},{"word":"been","start":98.915,"end":99.155,"confidence":0.9770508,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.27926528453826904},{"word":"so","start":99.155,"end":99.395,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.2850819230079651},{"word":"bad","start":99.395,"end":99.895,"confidence":0.96972656,"punctuated_word":"bad.","sentiment":"neutral","sentiment_score":-0.25370681285858154},{"word":"so","start":100.275,"end":100.515,"confidence":0.92089844,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1453678458929062},{"word":"mom's","start":100.515,"end":101.015,"confidence":0.8491211,"punctuated_word":"mom's","sentiment":"neutral","sentiment_score":-0.14991477131843567},{"word":"decided","start":101.075,"end":101.575,"confidence":0.99609375,"punctuated_word":"decided","sentiment":"neutral","sentiment_score":-0.2089516967535019},{"word":"like","start":102.354996,"end":102.675,"confidence":0.9946289,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.16033963859081268},{"word":"i","start":102.675,"end":102.755,"confidence":0.95947266,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1655491441488266},{"word":"could","start":102.755,"end":102.995,"confidence":0.37817383,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.20348787307739255},{"word":"have","start":102.995,"end":103.155,"confidence":0.86279297,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.16180695593357086},{"word":"been","start":103.155,"end":103.395,"confidence":0.91845703,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.1924762725830078},{"word":"to","start":103.395,"end":103.475,"confidence":0.6196289,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.20020334422588348},{"word":"sort","start":103.475,"end":103.715,"confidence":0.94189453,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.22906634211540225},{"word":"of","start":103.715,"end":103.795,"confidence":0.9819336,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1804826408624649},{"word":"move","start":103.795,"end":104.195,"confidence":0.9980469,"punctuated_word":"move","sentiment":"neutral","sentiment_score":-0.2349143922328949},{"word":"move","start":104.195,"end":104.435,"confidence":0.9970703,"punctuated_word":"move","sentiment":"neutral","sentiment_score":-0.15027587115764618},{"word":"away","start":104.435,"end":104.755,"confidence":1.0,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.1421332061290741},{"word":"a","start":104.755,"end":104.835,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13398541510105133},{"word":"few","start":104.835,"end":105.075,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":-0.13661471009254456},{"word":"times","start":105.075,"end":105.395,"confidence":0.7182617,"punctuated_word":"times.","sentiment":"neutral","sentiment_score":-0.10961075127124786},{"word":"and","start":105.395,"end":105.555,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.05353163927793503},{"word":"and","start":105.555,"end":105.715,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04566771537065506},{"word":"just","start":105.715,"end":105.875,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.06249524652957916},{"word":"because","start":105.875,"end":106.195,"confidence":0.90478516,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.09238914400339128},{"word":"of","start":106.195,"end":106.354996,"confidence":0.9921875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10245698690414427},{"word":"my","start":106.354996,"end":106.515,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.13840077817440033},{"word":"health","start":106.515,"end":106.915,"confidence":0.9980469,"punctuated_word":"health,","sentiment":"neutral","sentiment_score":-0.10840226709842682},{"word":"i","start":106.915,"end":107.155,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1090833842754364},{"word":"i","start":107.155,"end":107.315,"confidence":0.91259766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0983392596244812},{"word":"need","start":107.315,"end":107.555,"confidence":0.9970703,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.10823313146829604},{"word":"to","start":107.555,"end":107.635,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1262281835079193},{"word":"be","start":107.635,"end":107.795,"confidence":0.9941406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.06243253871798515},{"word":"on","start":107.795,"end":107.955,"confidence":0.875,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.06873395293951035},{"word":"the","start":107.955,"end":108.035,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06804914772510529},{"word":"gold","start":108.035,"end":108.275,"confidence":0.9770508,"punctuated_word":"Gold","sentiment":"neutral","sentiment_score":-0.03399290144443512},{"word":"coast","start":108.275,"end":108.515,"confidence":0.8261719,"punctuated_word":"Coast.","sentiment":"neutral","sentiment_score":-0.02176719903945923},{"word":"and","start":108.515,"end":108.755,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.019301775842905045},{"word":"we're","start":108.755,"end":108.915,"confidence":0.9995117,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.016842631623148918},{"word":"traveling","start":108.915,"end":109.395,"confidence":0.97802734,"punctuated_word":"traveling","sentiment":"neutral","sentiment_score":-0.021090134978294373},{"word":"down","start":109.395,"end":109.635,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.011263396590948105},{"word":"there","start":109.635,"end":109.875,"confidence":0.91552734,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.025263654068112373},{"word":"like","start":109.875,"end":110.16,"confidence":0.7915039,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.0037251105532050137},{"word":"it's","start":111.04,"end":111.12,"confidence":0.75113934,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":-0.02145502157509327},{"word":"like","start":111.12,"end":111.36,"confidence":0.9421387,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.007683608680963516},{"word":"honestly","start":111.36,"end":111.86,"confidence":0.99365234,"punctuated_word":"honestly,","sentiment":"neutral","sentiment_score":-0.013229106552898884},{"word":"like","start":111.920006,"end":112.420006,"confidence":0.9604492,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.008620277047157288},{"word":"five","start":112.880005,"end":113.36,"confidence":0.76660156,"punctuated_word":"five,","sentiment":"neutral","sentiment_score":0.005416872911155224},{"word":"you","start":113.36,"end":113.520004,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.005959313362836838},{"word":"know","start":113.520004,"end":114.0,"confidence":0.9970703,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.00138133205473423},{"word":"five","start":114.0,"end":114.240005,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.026745066046714783},{"word":"times","start":114.240005,"end":114.740005,"confidence":0.99902344,"punctuated_word":"times","sentiment":"neutral","sentiment_score":0.0144673939794302},{"word":"a","start":115.36,"end":115.44,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.010422669351100922},{"word":"week","start":115.44,"end":115.94,"confidence":0.6989746,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.009312196634709837},{"word":"like","start":116.16,"end":116.4,"confidence":0.95532227,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.006614210084080696},{"word":"five","start":116.4,"end":116.64001,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.023942990228533745},{"word":"days","start":116.64001,"end":116.880005,"confidence":1.0,"punctuated_word":"days","sentiment":"neutral","sentiment_score":0.01521104946732521},{"word":"a","start":116.880005,"end":116.96001,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.015147189609706402},{"word":"week","start":116.96001,"end":117.28001,"confidence":0.81811523,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.014891830272972584},{"word":"you","start":117.28001,"end":117.36,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02304665371775627},{"word":"know","start":117.36,"end":117.520004,"confidence":0.8210449,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.01658465340733528},{"word":"and","start":117.520004,"end":117.76,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.012265808880329132},{"word":"it's","start":117.76,"end":118.0,"confidence":0.98046875,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.02720893919467926},{"word":"it's","start":118.0,"end":118.16,"confidence":0.88134766,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.038850534707307816},{"word":"a","start":118.16,"end":118.240005,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03892669454216957},{"word":"lot","start":118.240005,"end":118.4,"confidence":0.99902344,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.03165174648165703},{"word":"of","start":118.4,"end":118.48,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05467823147773743},{"word":"travel","start":118.48,"end":118.98,"confidence":0.99316406,"punctuated_word":"travel","sentiment":"neutral","sentiment_score":-0.08896954357624054},{"word":"and","start":119.04,"end":119.44,"confidence":0.7167969,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06660889834165573},{"word":"and","start":119.44,"end":119.68001,"confidence":0.9902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.046518195420503616},{"word":"yeah","start":119.920006,"end":120.32001,"confidence":0.98339844,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.04603660851716995},{"word":"and","start":120.32001,"end":120.82001,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.008323535323143005},{"word":"yeah","start":120.96001,"end":121.28001,"confidence":0.9746094,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.005592735484242439},{"word":"so","start":121.28001,"end":121.78001,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.031205974519252777},{"word":"so","start":122.555,"end":122.795,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.05285320803523064},{"word":"that's","start":122.795,"end":122.955,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.05457037687301636},{"word":"where","start":122.955,"end":123.275,"confidence":0.99609375,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.019936468452215195},{"word":"i'm","start":123.275,"end":123.595,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.06453006714582443},{"word":"i'm","start":123.595,"end":123.915,"confidence":0.9650879,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.05588231608271599},{"word":"at","start":123.915,"end":124.415,"confidence":0.99902344,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":0.051162589341402054},{"word":"yeah","start":126.314995,"end":126.555,"confidence":0.84521484,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.21540269255638125},{"word":"so","start":126.555,"end":126.715,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.3065345585346222},{"word":"we've","start":126.715,"end":126.955,"confidence":0.77905273,"punctuated_word":"we've","sentiment":"positive","sentiment_score":0.42191141843795776},{"word":"got","start":126.955,"end":127.115,"confidence":0.9667969,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.4612034857273102},{"word":"we","start":127.195,"end":127.354996,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.5461589694023132},{"word":"might","start":127.354996,"end":127.515,"confidence":0.99902344,"punctuated_word":"might","sentiment":"positive","sentiment_score":0.5283161401748657},{"word":"be","start":127.515,"end":127.755,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.4672174155712128},{"word":"moving","start":127.755,"end":127.994995,"confidence":0.9494629,"punctuated_word":"moving,","sentiment":"positive","sentiment_score":0.46053895354270935},{"word":"which","start":127.994995,"end":128.235,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.5881511569023132},{"word":"is","start":128.235,"end":128.395,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.6839253902435303},{"word":"good","start":128.395,"end":128.795,"confidence":0.9675293,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.580682635307312},{"word":"i'm","start":128.795,"end":128.955,"confidence":0.9680176,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.2991448640823364},{"word":"yeah","start":129.19499,"end":129.595,"confidence":0.99316406,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.3065001964569092},{"word":"i'm","start":129.595,"end":130.095,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.18657341599464417},{"word":"looking","start":130.315,"end":130.715,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.16647562384605408},{"word":"at","start":130.715,"end":131.215,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1750388890504837},{"word":"selling","start":131.515,"end":131.915,"confidence":0.9980469,"punctuated_word":"selling","sentiment":"neutral","sentiment_score":0.13968205451965332},{"word":"my","start":131.915,"end":132.155,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.11936317384243011},{"word":"car","start":132.155,"end":132.655,"confidence":0.8486328,"punctuated_word":"car,","sentiment":"neutral","sentiment_score":0.13289013504981995},{"word":"and","start":133.355,"end":133.595,"confidence":0.9790039,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09619863331317902},{"word":"i'm","start":133.595,"end":133.755,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.0936073362827301},{"word":"act","start":133.755,"end":133.915,"confidence":0.7553711,"punctuated_word":"act","sentiment":"neutral","sentiment_score":0.16262249648571014},{"word":"and","start":133.995,"end":134.155,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10134713351726532},{"word":"that's","start":134.155,"end":134.49,"confidence":0.91845703,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.11773686110973358},{"word":"what","start":134.49,"end":134.65001,"confidence":0.42456055,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.06877738982439041},{"word":"i'm","start":134.65001,"end":134.73001,"confidence":0.6333008,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.09848928451538086},{"word":"talking","start":134.73001,"end":134.89,"confidence":0.62109375,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.06872094422578812},{"word":"to","start":134.89,"end":134.97,"confidence":0.66748047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10460220277309418},{"word":"you","start":134.97,"end":135.21,"confidence":0.98095703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12174170464277267},{"word":"about","start":135.21,"end":135.45001,"confidence":0.984375,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.09346876293420792},{"word":"after","start":135.45001,"end":135.69,"confidence":0.9863281,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.10009948909282684},{"word":"afterwards","start":135.77,"end":136.27,"confidence":0.99121094,"punctuated_word":"afterwards","sentiment":"neutral","sentiment_score":0.12266920506954192},{"word":"because","start":136.73001,"end":137.05,"confidence":0.5654297,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.09152454137802124},{"word":"i","start":137.05,"end":137.21,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10070007294416428},{"word":"i","start":137.21,"end":137.53,"confidence":0.9604492,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08648332208395004},{"word":"wanted","start":137.53,"end":137.85,"confidence":0.9892578,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.08060378581285477},{"word":"to","start":137.85,"end":138.01001,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1316482126712799},{"word":"see","start":138.01001,"end":138.51001,"confidence":0.9980469,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.15136471390724182},{"word":"if","start":138.57,"end":138.73001,"confidence":0.99121094,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.16294211149215698},{"word":"i","start":138.73001,"end":138.89,"confidence":0.90771484,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14663974940776825},{"word":"could","start":138.89,"end":139.13,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.1816890388727188},{"word":"invest","start":139.13,"end":139.63,"confidence":0.99902344,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":0.08535543829202652},{"word":"that","start":139.69,"end":139.93001,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1482064723968506},{"word":"money","start":139.93001,"end":140.25,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.14925560355186462},{"word":"just","start":140.25,"end":140.41,"confidence":0.9506836,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.15673604607582092},{"word":"with","start":140.41,"end":140.57,"confidence":0.7783203,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.15775780379772186},{"word":"you","start":140.57,"end":140.81,"confidence":0.69189453,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.13440069556236267},{"word":"you","start":140.81,"end":140.89,"confidence":0.9892578,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.07116701453924179},{"word":"know","start":140.89,"end":141.13,"confidence":0.8364258,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.08068791031837463},{"word":"what","start":141.13,"end":141.37001,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.10266759991645812},{"word":"would","start":141.37001,"end":141.69,"confidence":0.35107422,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.08359545469284058},{"word":"what","start":141.69,"end":141.93001,"confidence":0.9526367,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.10938053578138351},{"word":"would","start":141.93001,"end":142.09001,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.08634065091609955},{"word":"be","start":142.09001,"end":142.25,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.09420494735240936},{"word":"my","start":142.25,"end":142.41,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.09079760313034058},{"word":"best","start":142.41,"end":142.65001,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.09320929646492004},{"word":"option","start":142.65001,"end":143.05,"confidence":0.98291016,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.11189822852611542},{"word":"to","start":143.05,"end":143.29001,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1098722293972969},{"word":"invest","start":143.29001,"end":143.61,"confidence":0.9970703,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":0.06773470342159271},{"word":"that","start":143.61,"end":144.11,"confidence":0.9560547,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11399601399898528},{"word":"money","start":144.33,"end":144.65001,"confidence":0.6958008,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.06223904341459274},{"word":"just","start":144.65001,"end":144.89,"confidence":0.7836914,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03105378895998001},{"word":"like","start":144.89,"end":145.21,"confidence":0.7397461,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.027089763432741165},{"word":"you","start":145.21,"end":145.29001,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.020283561199903488},{"word":"know","start":145.29001,"end":145.79001,"confidence":0.9980469,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.018402952700853348},{"word":"kind","start":145.85,"end":146.09001,"confidence":0.9951172,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.012811064720153809},{"word":"of","start":146.09001,"end":146.33,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.025611314922571186},{"word":"sort","start":146.33,"end":146.57,"confidence":0.8935547,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.027085456997156143},{"word":"of","start":146.57,"end":146.865,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03704538568854332},{"word":"short","start":147.905,"end":148.225,"confidence":0.9941406,"punctuated_word":"short","sentiment":"neutral","sentiment_score":0.03148254379630089},{"word":"short","start":148.225,"end":148.705,"confidence":0.9223633,"punctuated_word":"short","sentiment":"neutral","sentiment_score":0.03513002768158913},{"word":"you","start":148.865,"end":149.10501,"confidence":0.63916016,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02236151695251465},{"word":"know","start":149.10501,"end":149.425,"confidence":0.9909668,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.0200444757938385},{"word":"short","start":149.425,"end":149.66501,"confidence":0.9970703,"punctuated_word":"short","sentiment":"neutral","sentiment_score":0.03812471777200699},{"word":"term","start":149.66501,"end":149.905,"confidence":0.99902344,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.05747184157371521},{"word":"or","start":149.905,"end":149.985,"confidence":0.9873047,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.03122221678495407},{"word":"whatever","start":149.985,"end":150.485,"confidence":0.8664551,"punctuated_word":"whatever.","sentiment":"neutral","sentiment_score":0.01422640960663557},{"word":"mid","start":150.705,"end":151.02501,"confidence":0.8720703,"punctuated_word":"Mid","sentiment":"neutral","sentiment_score":-0.00014461204409599304},{"word":"not","start":151.10501,"end":151.345,"confidence":0.9970703,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.0024830717593431473},{"word":"long","start":151.345,"end":151.66501,"confidence":0.99902344,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.0037106871604919434},{"word":"term","start":151.66501,"end":151.905,"confidence":0.97509766,"punctuated_word":"term.","sentiment":"neutral","sentiment_score":-0.004559263586997986},{"word":"i","start":151.905,"end":152.065,"confidence":0.5029297,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1994250565767288},{"word":"don't","start":152.065,"end":152.225,"confidence":0.79833984,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.18703708052635193},{"word":"wanna","start":152.225,"end":152.46501,"confidence":0.89453125,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.21864081919193268},{"word":"add","start":152.46501,"end":152.625,"confidence":0.99609375,"punctuated_word":"add","sentiment":"neutral","sentiment_score":-0.31139352917671204},{"word":"it","start":152.625,"end":152.785,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.11701694875955582},{"word":"to","start":152.785,"end":152.865,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2970171272754669},{"word":"my","start":152.865,"end":153.02501,"confidence":0.99121094,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1172209158539772},{"word":"super","start":153.02501,"end":153.345,"confidence":0.83081055,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":-0.10906977951526642},{"word":"i","start":153.345,"end":153.505,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04301125556230545},{"word":"wanna","start":153.505,"end":153.66501,"confidence":0.9838867,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.14100301265716553},{"word":"be","start":153.66501,"end":153.82501,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.109832301735878},{"word":"able","start":153.82501,"end":154.065,"confidence":0.8984375,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.11173713207244872},{"word":"to","start":154.065,"end":154.565,"confidence":0.986084,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.06794869899749756},{"word":"you","start":154.625,"end":154.785,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.023510664701461792},{"word":"know","start":154.785,"end":155.02501,"confidence":0.99902344,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.01439698413014412},{"word":"maybe","start":155.02501,"end":155.265,"confidence":1.0,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.07186034321784973},{"word":"do","start":155.265,"end":155.425,"confidence":0.9863281,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09302298724651337},{"word":"something","start":155.425,"end":155.74501,"confidence":0.984375,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.10248439013957976},{"word":"with","start":155.74501,"end":156.065,"confidence":0.9941406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.046414654701948166},{"word":"it","start":156.065,"end":156.225,"confidence":0.94140625,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.028559066355228424},{"word":"in","start":156.225,"end":156.38501,"confidence":0.4248047,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.016505129635334015},{"word":"the","start":156.38501,"end":156.545,"confidence":0.29882812,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.023791730403900143},{"word":"next","start":156.545,"end":157.045,"confidence":0.9428711,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.019641540944576263},{"word":"five","start":157.185,"end":157.425,"confidence":0.98535156,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.02504323422908783},{"word":"years","start":157.425,"end":157.74501,"confidence":0.9013672,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.006195090711116791},{"word":"or","start":157.74501,"end":157.985,"confidence":0.9873047,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0195249505341053},{"word":"something","start":157.985,"end":158.30501,"confidence":0.9733887,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":-0.04999496787786484},{"word":"i","start":158.30501,"end":158.38501,"confidence":0.9707031,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.013892821967601776},{"word":"don't","start":158.38501,"end":158.625,"confidence":0.9970703,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.03188541531562805},{"word":"know","start":158.625,"end":158.88,"confidence":0.9980469,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.03788306564092636},{"word":"yeah","start":159.92,"end":160.42,"confidence":0.98999023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04542112350463867},{"word":"so","start":160.48001,"end":160.72,"confidence":0.9863281,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.013973422348499298},{"word":"and","start":162.8,"end":163.04001,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10629594326019288},{"word":"then","start":163.04001,"end":163.28,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.12757371366024017},{"word":"the","start":163.28,"end":163.44,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09262491762638092},{"word":"only","start":163.44,"end":163.76001,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.03167932853102684},{"word":"other","start":163.76001,"end":164.0,"confidence":0.9951172,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.034304145723581314},{"word":"thing","start":164.0,"end":164.16,"confidence":0.9970703,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.0518452525138855},{"word":"was","start":164.16,"end":164.48001,"confidence":0.99609375,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.04840857535600662},{"word":"yeah","start":164.72,"end":164.96,"confidence":0.99560547,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.06580245494842529},{"word":"the","start":164.96,"end":165.12001,"confidence":0.99902344,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.07632505893707275},{"word":"only","start":165.12001,"end":165.28,"confidence":0.9980469,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.13216449320316315},{"word":"other","start":165.28,"end":165.44,"confidence":0.99609375,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.1744597852230072},{"word":"thing","start":165.44,"end":165.68001,"confidence":0.99902344,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.15072035789489746},{"word":"was","start":165.68001,"end":165.92,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.16804051399230957},{"word":"was","start":165.92,"end":166.08,"confidence":0.81396484,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.1862969994544983},{"word":"my","start":166.08,"end":166.32,"confidence":0.9970703,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.2641292214393616},{"word":"tax","start":166.32,"end":166.82,"confidence":0.99853516,"punctuated_word":"tax.","sentiment":"neutral","sentiment_score":-0.20011447370052335},{"word":"i","start":166.88,"end":167.38,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.260555624961853},{"word":"i","start":167.84001,"end":168.0,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.325715571641922},{"word":"haven't","start":168.0,"end":168.24,"confidence":0.99853516,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.2810535430908203},{"word":"done","start":168.24,"end":168.48001,"confidence":0.984375,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.29628926515579224},{"word":"my","start":168.48001,"end":168.64,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.29156768321990967},{"word":"tax","start":168.64,"end":169.04001,"confidence":0.88720703,"punctuated_word":"tax,","sentiment":"neutral","sentiment_score":-0.21380192041397095},{"word":"and","start":169.04001,"end":169.20001,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.23776257038116455},{"word":"i","start":169.20001,"end":169.36,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3251059353351593},{"word":"i'm","start":169.52,"end":169.68001,"confidence":1.0,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.3662585020065307},{"word":"scared","start":169.68001,"end":170.0,"confidence":1.0,"punctuated_word":"scared","sentiment":"negative","sentiment_score":-0.34028199315071106},{"word":"it's","start":170.0,"end":170.40001,"confidence":0.9753418,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.3314164876937866},{"word":"actually","start":170.40001,"end":170.88,"confidence":0.9970703,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.3187313675880432},{"word":"coming","start":170.88,"end":171.20001,"confidence":1.0,"punctuated_word":"coming","sentiment":"negative","sentiment_score":-0.3768463432788849},{"word":"up","start":171.20001,"end":171.36,"confidence":0.9951172,"punctuated_word":"up","sentiment":"negative","sentiment_score":-0.3334366977214813},{"word":"to","start":171.36,"end":171.44,"confidence":0.96899414,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.3061029613018036},{"word":"like","start":171.44,"end":171.68001,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.2838120460510254},{"word":"nearly","start":171.68001,"end":172.16,"confidence":0.9980469,"punctuated_word":"nearly","sentiment":"neutral","sentiment_score":-0.27847757935523987},{"word":"ten","start":172.16,"end":172.66,"confidence":0.9980469,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":-0.25100675225257874},{"word":"years","start":173.36,"end":173.86,"confidence":0.8535156,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":-0.25377529859542847},{"word":"like","start":175.875,"end":176.375,"confidence":0.99121094,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":-0.21826490759849548},{"word":"yeah","start":176.675,"end":177.155,"confidence":0.99365234,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.1978534758090973},{"word":"it","start":177.155,"end":177.395,"confidence":0.80078125,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.2645793855190277},{"word":"it","start":177.395,"end":177.475,"confidence":0.63671875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2564998269081116},{"word":"would","start":177.475,"end":177.715,"confidence":0.9980469,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.23555900156497955},{"word":"be","start":177.715,"end":177.955,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.25985050201416016},{"word":"coming","start":177.955,"end":178.115,"confidence":0.9716797,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":-0.2547643482685089},{"word":"up","start":178.115,"end":178.275,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.23464155197143555},{"word":"to","start":178.275,"end":178.515,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2432495504617691},{"word":"ten","start":178.515,"end":179.015,"confidence":0.99902344,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":-0.2120092362165451},{"word":"ten","start":179.235,"end":179.475,"confidence":0.9838867,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":-0.180679053068161},{"word":"years","start":179.475,"end":179.795,"confidence":0.9304199,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.22492089867591855},{"word":"i","start":179.795,"end":179.955,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.23072277009487152},{"word":"think","start":179.955,"end":180.115,"confidence":0.8137207,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":-0.1881968080997467},{"word":"and","start":180.115,"end":180.615,"confidence":0.9633789,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.21917839348316193},{"word":"i'm","start":181.315,"end":181.815,"confidence":0.9250488,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.2928043603897095},{"word":"eight","start":181.955,"end":182.115,"confidence":0.41967773,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":-0.2706742584705353},{"word":"or","start":182.115,"end":182.355,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.2861538827419281},{"word":"nine","start":182.355,"end":182.595,"confidence":0.9980469,"punctuated_word":"nine","sentiment":"neutral","sentiment_score":-0.31604328751564026},{"word":"years","start":182.595,"end":182.91501,"confidence":0.81347656,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.27533698081970215},{"word":"and","start":182.91501,"end":183.155,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.26551398634910583},{"word":"i'm","start":183.155,"end":183.475,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.3966656327247619},{"word":"i'm","start":183.475,"end":183.795,"confidence":0.99609375,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.5098378658294678},{"word":"freaking","start":183.795,"end":184.195,"confidence":0.99902344,"punctuated_word":"freaking","sentiment":"negative","sentiment_score":-0.5533400774002075},{"word":"out","start":184.195,"end":184.675,"confidence":0.7661133,"punctuated_word":"out.","sentiment":"negative","sentiment_score":-0.4202948212623596},{"word":"like","start":184.675,"end":184.995,"confidence":0.99121094,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":-0.1985549032688141},{"word":"yeah","start":185.155,"end":185.55501,"confidence":0.9941406,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.14937427639961243},{"word":"so","start":185.55501,"end":185.875,"confidence":0.93115234,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.18951795995235443},{"word":"i","start":185.875,"end":186.035,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.29791319370269775},{"word":"need","start":186.035,"end":186.275,"confidence":0.9970703,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.32110661268234253},{"word":"to","start":186.275,"end":186.775,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2571098804473877},{"word":"i","start":187.155,"end":187.315,"confidence":0.9892578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2562170624732971},{"word":"need","start":187.315,"end":187.55501,"confidence":0.99609375,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.2471405416727066},{"word":"to","start":187.55501,"end":187.795,"confidence":0.96777344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.20298556983470917},{"word":"i've","start":188.195,"end":188.435,"confidence":0.9875488,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.22448287904262543},{"word":"i've","start":188.435,"end":188.91501,"confidence":0.9946289,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.24896371364593503},{"word":"said","start":188.91501,"end":189.155,"confidence":0.99121094,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.17558841407299042},{"word":"that","start":189.155,"end":189.315,"confidence":0.9873047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.19878992438316345},{"word":"i","start":189.315,"end":189.395,"confidence":0.9819336,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.28299206495285034},{"word":"would","start":189.395,"end":189.895,"confidence":0.99316406,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.24248448014259336},{"word":"talk","start":190.65,"end":190.69,"confidence":0.92333984,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":-0.1980290859937668},{"word":"to","start":190.69,"end":190.73,"confidence":0.9658203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.24832552671432495},{"word":"you","start":190.73,"end":190.76999,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2644699215888977},{"word":"guys","start":190.76999,"end":190.81,"confidence":0.9375,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.2177463471889496},{"word":"about","start":190.81,"end":190.85,"confidence":0.9863281,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.2568822503089905},{"word":"this","start":190.85,"end":190.89,"confidence":0.984375,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.21409368515014648},{"word":"before","start":190.89,"end":191.39,"confidence":0.828125,"punctuated_word":"before,","sentiment":"neutral","sentiment_score":-0.17103257775306702},{"word":"and","start":191.60999,"end":191.76999,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.23688103258609772},{"word":"then","start":191.76999,"end":191.93,"confidence":0.9970703,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.22579947113990784},{"word":"it's","start":191.93,"end":192.09,"confidence":0.99658203,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.4276134669780731},{"word":"just","start":192.09,"end":192.32999,"confidence":0.9980469,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.4607465267181397},{"word":"been","start":192.32999,"end":192.56999,"confidence":0.9580078,"punctuated_word":"been","sentiment":"negative","sentiment_score":-0.5043879151344299},{"word":"too","start":192.56999,"end":192.89,"confidence":0.9790039,"punctuated_word":"too","sentiment":"negative","sentiment_score":-0.5957666635513306},{"word":"overwhelmed","start":192.89,"end":193.29,"confidence":0.5810547,"punctuated_word":"overwhelmed","sentiment":"negative","sentiment_score":-0.5692506432533264},{"word":"because","start":193.29,"end":193.60999,"confidence":0.75439453,"punctuated_word":"because","sentiment":"negative","sentiment_score":-0.562753438949585},{"word":"i","start":193.60999,"end":193.76999,"confidence":1.0,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.6470802426338196},{"word":"have","start":193.76999,"end":194.01,"confidence":0.9902344,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.6447599530220032},{"word":"really","start":194.01,"end":194.25,"confidence":0.9970703,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.6669840812683105},{"word":"fucking","start":194.25,"end":194.56999,"confidence":0.96777344,"punctuated_word":"fucking","sentiment":"negative","sentiment_score":-0.6929008960723877},{"word":"bad","start":194.56999,"end":194.96999,"confidence":0.99902344,"punctuated_word":"bad","sentiment":"negative","sentiment_score":-0.7145050168037415},{"word":"anxiety","start":194.96999,"end":195.46999,"confidence":0.76538086,"punctuated_word":"anxiety.","sentiment":"negative","sentiment_score":-0.5964939594268799},{"word":"and","start":197.04999,"end":197.45,"confidence":0.875,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.22642743587493896},{"word":"like","start":197.45,"end":197.76999,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.25577512383461},{"word":"yeah","start":197.93,"end":198.43,"confidence":0.98706055,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.19796068966388705},{"word":"and","start":198.48999,"end":198.89,"confidence":0.95654297,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.2138574421405792},{"word":"like","start":198.89,"end":199.12999,"confidence":0.9980469,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.2784721255302429},{"word":"really","start":199.12999,"end":199.53,"confidence":0.98095703,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.35414254665374756},{"word":"bad","start":199.53,"end":199.76999,"confidence":0.99609375,"punctuated_word":"bad","sentiment":"negative","sentiment_score":-0.3828061521053314},{"word":"anxiety","start":199.76999,"end":200.26999,"confidence":0.8273926,"punctuated_word":"anxiety.","sentiment":"negative","sentiment_score":-0.3355823755264282},{"word":"and","start":200.32999,"end":200.56999,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.21695493161678311},{"word":"i've","start":200.56999,"end":200.73,"confidence":0.9995117,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.23690754175186157},{"word":"had","start":200.73,"end":200.96999,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.19133050739765167},{"word":"it","start":200.96999,"end":201.04999,"confidence":0.8935547,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2550872266292572},{"word":"i've","start":201.20999,"end":201.45,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.24004492163658145},{"word":"had","start":201.45,"end":201.76999,"confidence":0.98706055,"punctuated_word":"had,","sentiment":"neutral","sentiment_score":-0.2482970952987671},{"word":"like","start":201.76999,"end":202.26999,"confidence":0.9980469,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.24097996950149536},{"word":"some","start":202.355,"end":202.595,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.2404594123363495},{"word":"heart","start":202.595,"end":202.67499,"confidence":0.9448242,"punctuated_word":"heart","sentiment":"neutral","sentiment_score":-0.23841845989227295},{"word":"not","start":202.75499,"end":203.155,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1786760538816452},{"word":"heart","start":203.155,"end":203.39499,"confidence":0.9970703,"punctuated_word":"heart","sentiment":"neutral","sentiment_score":-0.2049506902694702},{"word":"trouble","start":203.39499,"end":203.715,"confidence":0.97753906,"punctuated_word":"trouble,","sentiment":"neutral","sentiment_score":-0.22551493346691132},{"word":"but","start":203.715,"end":203.875,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.18684369325637817},{"word":"i've","start":203.875,"end":204.03499,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.27020084857940674},{"word":"had","start":204.03499,"end":204.275,"confidence":0.9794922,"punctuated_word":"had,","sentiment":"neutral","sentiment_score":-0.27771851420402527},{"word":"like","start":204.275,"end":204.75499,"confidence":0.9785156,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.25673848390579224},{"word":"yeah","start":204.75499,"end":205.075,"confidence":0.9946289,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.2497442215681076},{"word":"a","start":205.075,"end":205.235,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.25000303983688354},{"word":"bit","start":205.235,"end":205.39499,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.24263690412044525},{"word":"of","start":205.39499,"end":205.89499,"confidence":0.78344727,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.257803738117218},{"word":"like","start":206.19499,"end":206.355,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.268571138381958},{"word":"i've","start":206.435,"end":206.595,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.2519245445728302},{"word":"had","start":206.595,"end":206.915,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.29225772619247437},{"word":"pericarditis","start":206.915,"end":207.415,"confidence":0.9759766,"punctuated_word":"pericarditis,","sentiment":"neutral","sentiment_score":-0.22567051649093628},{"word":"which","start":208.355,"end":208.595,"confidence":0.93115234,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.2214975506067276},{"word":"is","start":208.595,"end":208.75499,"confidence":0.8234863,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":-0.1830189973115921},{"word":"like","start":208.75499,"end":209.075,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1986441910266876},{"word":"inflammation","start":209.075,"end":209.575,"confidence":0.9980469,"punctuated_word":"inflammation","sentiment":"neutral","sentiment_score":-0.17909501492977142},{"word":"of","start":209.635,"end":209.715,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2654277980327606},{"word":"the","start":209.715,"end":209.875,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.25994279980659485},{"word":"heart","start":209.875,"end":210.375,"confidence":0.8425293,"punctuated_word":"heart.","sentiment":"neutral","sentiment_score":-0.20319336652755737},{"word":"and","start":210.75499,"end":211.075,"confidence":0.8093262,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.16316285729408264},{"word":"apparently","start":211.075,"end":211.555,"confidence":0.9980469,"punctuated_word":"apparently,","sentiment":"neutral","sentiment_score":-0.2186477780342102},{"word":"it's","start":211.555,"end":211.795,"confidence":0.9975586,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.2627113461494446},{"word":"been","start":211.795,"end":212.03499,"confidence":0.9194336,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.2711573839187622},{"word":"chronic","start":212.03499,"end":212.515,"confidence":0.78808594,"punctuated_word":"chronic,","sentiment":"neutral","sentiment_score":-0.2712165117263794},{"word":"and","start":212.515,"end":213.015,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.20948737859725952},{"word":"and","start":213.715,"end":213.95499,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.23696249723434448},{"word":"i've","start":213.95499,"end":214.11499,"confidence":0.9995117,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.32900530099868774},{"word":"got","start":214.11499,"end":214.275,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.3220210373401642},{"word":"really","start":214.275,"end":214.515,"confidence":0.99902344,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.2487775087356567},{"word":"bad","start":214.515,"end":214.75499,"confidence":0.99902344,"punctuated_word":"bad","sentiment":"negative","sentiment_score":-0.4435158371925354},{"word":"back","start":214.75499,"end":214.995,"confidence":0.9980469,"punctuated_word":"back","sentiment":"negative","sentiment_score":-0.4160829484462738},{"word":"problems","start":214.995,"end":215.495,"confidence":0.9951172,"punctuated_word":"problems.","sentiment":"neutral","sentiment_score":-0.12482130527496338},{"word":"i","start":215.635,"end":215.795,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17839214205741882},{"word":"haven't","start":215.795,"end":216.11499,"confidence":0.9980469,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.1832471489906311},{"word":"worked","start":216.11499,"end":216.48,"confidence":0.99902344,"punctuated_word":"worked","sentiment":"neutral","sentiment_score":-0.15654635429382324},{"word":"for","start":216.48,"end":216.72,"confidence":0.96191406,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":-0.19627347588539124},{"word":"like","start":216.72,"end":216.87999,"confidence":0.99316406,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.2446436583995819},{"word":"now","start":216.87999,"end":217.2,"confidence":0.91430664,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.21067173779010773},{"word":"like","start":217.2,"end":217.51999,"confidence":0.9794922,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.20817217230796817},{"word":"well","start":217.51999,"end":217.76,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":-0.1957598626613617},{"word":"over","start":217.76,"end":218.0,"confidence":0.90234375,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.1781538724899292},{"word":"twelve","start":218.0,"end":218.31999,"confidence":0.99609375,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.21512354910373688},{"word":"months","start":218.31999,"end":218.56,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.17161163687705994},{"word":"and","start":218.56,"end":218.8,"confidence":0.6878662,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.16665709018707275},{"word":"like","start":218.8,"end":219.04,"confidence":0.99194336,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.16506430506706238},{"word":"it's","start":219.04,"end":219.54,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.18163591623306272},{"word":"like","start":219.68,"end":220.15999,"confidence":0.986084,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.06076976656913757},{"word":"i'm","start":220.15999,"end":220.31999,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.05443029850721359},{"word":"on","start":220.31999,"end":220.48,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.07772272825241089},{"word":"the","start":220.48,"end":220.64,"confidence":0.9135742,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09838467091321944},{"word":"disability","start":220.64,"end":221.14,"confidence":0.9921875,"punctuated_word":"disability","sentiment":"neutral","sentiment_score":-0.08916902542114258},{"word":"pension","start":221.28,"end":221.76,"confidence":0.9941406,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":-0.1069156378507614},{"word":"and","start":221.76,"end":222.26,"confidence":0.8076172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04387323930859566},{"word":"yeah","start":222.87999,"end":223.28,"confidence":0.9812012,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.050646260380744934},{"word":"so","start":223.28,"end":223.44,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.03915436938405037},{"word":"i'm","start":223.44,"end":223.68,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.056958507746458054},{"word":"really","start":223.68,"end":223.92,"confidence":0.99902344,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.07739202678203583},{"word":"trying","start":223.92,"end":224.15999,"confidence":0.96240234,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.09232934564352036},{"word":"to","start":224.15999,"end":224.23999,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.053192704916000366},{"word":"just","start":224.23999,"end":224.56,"confidence":0.9370117,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.040130071341991425},{"word":"look","start":224.56,"end":224.79999,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.02816563844680786},{"word":"after","start":224.79999,"end":225.04,"confidence":0.98828125,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.02110452950000763},{"word":"my","start":225.04,"end":225.2,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.03562361001968384},{"word":"mental","start":225.2,"end":225.59999,"confidence":1.0,"punctuated_word":"mental","sentiment":"neutral","sentiment_score":0.019264519214630127},{"word":"health","start":225.59999,"end":226.09999,"confidence":1.0,"punctuated_word":"health","sentiment":"neutral","sentiment_score":0.0210612490773201},{"word":"to","start":227.28,"end":227.59999,"confidence":0.8083496,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.015711557120084763},{"word":"you","start":227.59999,"end":227.68,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.00505586713552475},{"word":"know","start":227.68,"end":228.18,"confidence":0.9875488,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.0001652948558330536},{"word":"try","start":228.23999,"end":228.48,"confidence":0.9267578,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.005408495664596558},{"word":"to","start":228.48,"end":228.64,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0007226765155792236},{"word":"to","start":228.64,"end":228.79999,"confidence":0.8432617,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0037217438220977783},{"word":"try","start":228.79999,"end":229.12,"confidence":0.99902344,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.0007709935307502747},{"word":"to","start":229.12,"end":229.36,"confidence":0.96655273,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.0009069964289665222},{"word":"yeah","start":229.36,"end":229.84,"confidence":0.9946289,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.03966544196009636},{"word":"get","start":229.84,"end":230.31999,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.010431267321109772},{"word":"my","start":230.31999,"end":230.48,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.017282389104366302},{"word":"body","start":230.48,"end":230.98,"confidence":1.0,"punctuated_word":"body","sentiment":"neutral","sentiment_score":0.027815118432044983},{"word":"back","start":231.665,"end":231.985,"confidence":0.9770508,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.00412672758102417},{"word":"up","start":231.985,"end":232.305,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.011776428669691086},{"word":"like","start":232.305,"end":232.545,"confidence":0.38500977,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.012725397944450378},{"word":"i'm","start":232.545,"end":232.78499,"confidence":0.9790039,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.03173530474305153},{"word":"going","start":232.78499,"end":233.105,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.04166613891720772},{"word":"to","start":233.105,"end":233.185,"confidence":0.97509766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0473586805164814},{"word":"physio","start":233.185,"end":233.685,"confidence":0.9909668,"punctuated_word":"physio","sentiment":"neutral","sentiment_score":-0.03044595941901207},{"word":"twice","start":233.745,"end":233.905,"confidence":0.8774414,"punctuated_word":"twice","sentiment":"neutral","sentiment_score":-0.019390419125556942},{"word":"a","start":233.905,"end":234.065,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04324091225862503},{"word":"week","start":234.065,"end":234.305,"confidence":0.89624023,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":-0.04889184609055519},{"word":"so","start":234.305,"end":234.465,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.06399427354335785},{"word":"it's","start":234.465,"end":234.705,"confidence":0.9946289,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.093305304646492},{"word":"costing","start":234.705,"end":235.025,"confidence":0.9819336,"punctuated_word":"costing","sentiment":"neutral","sentiment_score":-0.049862660467624664},{"word":"a","start":235.025,"end":235.185,"confidence":0.9707031,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.059310488402843475},{"word":"14","start":235.185,"end":235.58499,"confidence":0.703125,"punctuated_word":"14.","sentiment":"neutral","sentiment_score":-0.04660087823867798},{"word":"and","start":235.58499,"end":235.825,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.028590841218829155},{"word":"my","start":235.825,"end":235.985,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.052766572684049606},{"word":"mom","start":235.985,"end":236.14499,"confidence":0.87597656,"punctuated_word":"mom","sentiment":"neutral","sentiment_score":-0.09696021676063538},{"word":"i'm","start":236.305,"end":236.465,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.03936507925391197},{"word":"on","start":236.465,"end":236.625,"confidence":0.9536133,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.05007443204522133},{"word":"a","start":236.625,"end":236.78499,"confidence":0.7558594,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05216922610998154},{"word":"disability","start":236.78499,"end":237.28499,"confidence":0.9941406,"punctuated_word":"disability","sentiment":"neutral","sentiment_score":-0.057019639760255814},{"word":"pension","start":237.345,"end":237.745,"confidence":0.7495117,"punctuated_word":"pension,","sentiment":"neutral","sentiment_score":-0.04183792322874069},{"word":"so","start":237.745,"end":237.985,"confidence":0.82666016,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.04255346953868866},{"word":"my","start":237.985,"end":238.22499,"confidence":0.99316406,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.05809810757637024},{"word":"mom","start":238.22499,"end":238.72499,"confidence":0.99121094,"punctuated_word":"mom","sentiment":"neutral","sentiment_score":-0.09716267883777618},{"word":"has","start":239.105,"end":239.265,"confidence":0.7573242,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.06513403356075287},{"word":"to","start":239.265,"end":239.345,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06890562176704407},{"word":"cover","start":239.345,"end":239.665,"confidence":0.99902344,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.04035923257470131},{"word":"me","start":239.665,"end":239.825,"confidence":0.779541,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":-0.05812925100326538},{"word":"you","start":239.825,"end":239.905,"confidence":0.99902344,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.08378291875123978},{"word":"know","start":239.905,"end":240.14499,"confidence":0.7805176,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.0854417011141777},{"word":"i","start":240.14499,"end":240.305,"confidence":0.8178711,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1804722845554352},{"word":"don't","start":240.305,"end":240.465,"confidence":0.9941406,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.19346711039543152},{"word":"pay","start":240.465,"end":240.625,"confidence":0.9941406,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.2016164064407349},{"word":"rent","start":240.625,"end":240.94499,"confidence":0.8352051,"punctuated_word":"rent.","sentiment":"neutral","sentiment_score":-0.16536080837249756},{"word":"i","start":240.94499,"end":241.025,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.26238757371902466},{"word":"don't","start":241.025,"end":241.265,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.243969663977623},{"word":"pay","start":241.265,"end":241.42499,"confidence":0.9921875,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.20223021507263184},{"word":"for","start":241.42499,"end":241.58499,"confidence":0.86035156,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.20480035245418549},{"word":"food","start":241.58499,"end":241.985,"confidence":0.7504883,"punctuated_word":"food,","sentiment":"neutral","sentiment_score":-0.17262983322143555},{"word":"you","start":241.985,"end":242.14499,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.17894186079502106},{"word":"know","start":242.14499,"end":242.385,"confidence":0.99365234,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.18805745244026184},{"word":"anything","start":242.385,"end":242.78499,"confidence":0.9980469,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":-0.18909165263175964},{"word":"it's","start":242.78499,"end":243.105,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.2761247158050537},{"word":"crazy","start":243.105,"end":243.58499,"confidence":0.99658203,"punctuated_word":"crazy.","sentiment":"neutral","sentiment_score":-0.1924191266298294},{"word":"so","start":243.58499,"end":243.745,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.028610683977603912},{"word":"i","start":243.745,"end":243.905,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.030493229627609253},{"word":"think","start":243.905,"end":244.14499,"confidence":0.98291016,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.005407445132732391},{"word":"going","start":244.14499,"end":244.385,"confidence":0.9980469,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.05081823468208313},{"word":"down","start":244.385,"end":244.545,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.025704756379127502},{"word":"to","start":244.545,"end":244.705,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0688379630446434},{"word":"the","start":244.705,"end":244.78499,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1028655245900154},{"word":"gold","start":244.78499,"end":245.025,"confidence":0.9741211,"punctuated_word":"Gold","sentiment":"neutral","sentiment_score":0.13362838327884674},{"word":"coast","start":245.025,"end":245.345,"confidence":0.99902344,"punctuated_word":"Coast","sentiment":"neutral","sentiment_score":0.29901576042175293},{"word":"will","start":245.345,"end":245.845,"confidence":0.9790039,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1604178100824356},{"word":"help","start":246.1,"end":246.42,"confidence":0.58691406,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.17806997895240784},{"word":"me","start":246.42,"end":246.90001,"confidence":0.99609375,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.12611186504364014},{"word":"to","start":246.90001,"end":247.14,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13641348481178284},{"word":"access","start":247.14,"end":247.64,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.15701138973236084},{"word":"be","start":247.78,"end":247.94,"confidence":0.9165039,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1086328625679016},{"word":"closer","start":247.94,"end":248.34,"confidence":0.9819336,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":0.15148630738258362},{"word":"to","start":248.34,"end":248.66,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17303456366062164},{"word":"getting","start":248.66,"end":248.98,"confidence":0.58447266,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.10051678121089937},{"word":"things","start":248.98,"end":249.14,"confidence":0.64453125,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.1229906678199768},{"word":"done","start":249.14,"end":249.64,"confidence":1.0,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.09710277616977692},{"word":"and","start":249.78,"end":250.02,"confidence":0.9086914,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10738441348075868},{"word":"to","start":250.02,"end":250.18001,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08347576856613159},{"word":"have","start":250.18001,"end":250.42,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0704907774925232},{"word":"more","start":250.42,"end":250.92,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.0627586841583252},{"word":"support","start":250.98,"end":251.48,"confidence":0.8613281,"punctuated_word":"support.","sentiment":"neutral","sentiment_score":0.061363331973552704},{"word":"there's","start":251.78,"end":252.02,"confidence":0.90527344,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.044681619852781296},{"word":"more","start":252.02,"end":252.26001,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.03952345997095108},{"word":"services","start":252.26001,"end":252.76001,"confidence":1.0,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.0387699194252491},{"word":"down","start":252.82,"end":253.06,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.053023532032966614},{"word":"there","start":253.06,"end":253.22,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.030165843665599823},{"word":"and","start":253.22,"end":253.46,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02039196342229843},{"word":"stuff","start":253.46,"end":253.96,"confidence":0.9538574,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":0.02601660043001175},{"word":"you","start":254.1,"end":254.34,"confidence":0.74560547,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.00725778192281723},{"word":"know","start":254.34,"end":254.58,"confidence":0.9279785,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.0048925913870334625},{"word":"my","start":254.58,"end":254.82,"confidence":0.99121094,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.002637989819049835},{"word":"friends","start":254.82,"end":255.22,"confidence":0.8286133,"punctuated_word":"friends","sentiment":"neutral","sentiment_score":-0.05508575588464737},{"word":"are","start":255.22,"end":255.3,"confidence":0.49804688,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.06946229934692383},{"word":"down","start":255.3,"end":255.54001,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.03822820633649826},{"word":"there","start":255.54001,"end":255.78,"confidence":0.98168945,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.039195045828819275},{"word":"i'm","start":255.78,"end":256.1,"confidence":0.98999023,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.11665549129247664},{"word":"so","start":256.1,"end":256.34,"confidence":0.96777344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.15861597657203674},{"word":"isolated","start":256.34,"end":256.84,"confidence":1.0,"punctuated_word":"isolated","sentiment":"neutral","sentiment_score":-0.1684022694826126},{"word":"up","start":256.9,"end":257.06,"confidence":0.99609375,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.14879167079925537},{"word":"here","start":257.06,"end":257.38,"confidence":0.99316406,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":-0.11415250599384308},{"word":"i","start":257.38,"end":257.46,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2059294581413269},{"word":"can't","start":257.46,"end":257.955,"confidence":0.9995117,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.1986071765422821},{"word":"drive","start":258.35498,"end":258.85498,"confidence":0.9863281,"punctuated_word":"drive,","sentiment":"neutral","sentiment_score":-0.15524303913116455},{"word":"like","start":259.07498,"end":259.57498,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.21616452932357788},{"word":"all","start":259.715,"end":259.875,"confidence":0.9980469,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.1776094287633896},{"word":"that","start":259.875,"end":260.115,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.17513418197631836},{"word":"way","start":260.115,"end":260.51498,"confidence":0.9980469,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.1715121865272522},{"word":"anymore","start":260.51498,"end":261.01498,"confidence":0.99316406,"punctuated_word":"anymore","sentiment":"neutral","sentiment_score":-0.1617928445339203},{"word":"either","start":261.07498,"end":261.395,"confidence":0.939209,"punctuated_word":"either.","sentiment":"neutral","sentiment_score":-0.12446881830692293},{"word":"mom","start":261.395,"end":261.63498,"confidence":0.73291016,"punctuated_word":"Mom","sentiment":"neutral","sentiment_score":-0.1022900715470314},{"word":"has","start":261.63498,"end":261.875,"confidence":0.99902344,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.08391812443733215},{"word":"to","start":261.875,"end":262.03497,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05215536430478096},{"word":"drive","start":262.03497,"end":262.51498,"confidence":0.99902344,"punctuated_word":"drive","sentiment":"neutral","sentiment_score":-0.03278244286775589},{"word":"drive","start":262.51498,"end":262.995,"confidence":0.97998047,"punctuated_word":"drive","sentiment":"neutral","sentiment_score":-0.027089830487966537},{"word":"me","start":262.995,"end":263.495,"confidence":0.99365234,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":-0.04374586418271065},{"word":"okay","start":264.03497,"end":264.35498,"confidence":0.7089844,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.03189631551504135},{"word":"like","start":264.35498,"end":264.51498,"confidence":0.9855957,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.01901370659470558},{"word":"i","start":264.51498,"end":264.75497,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.010106906294822691},{"word":"i","start":264.75497,"end":264.995,"confidence":0.77734375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.006767164915800095},{"word":"just","start":264.995,"end":265.235,"confidence":0.9873047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.01999246701598167},{"word":"try","start":265.235,"end":265.735,"confidence":0.4921875,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.06005686894059181},{"word":"driving","start":265.875,"end":266.275,"confidence":0.40039062,"punctuated_word":"driving","sentiment":"neutral","sentiment_score":-0.005281683057546616},{"word":"a","start":266.275,"end":266.35498,"confidence":0.8095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03172025829553604},{"word":"car","start":266.35498,"end":266.59497,"confidence":1.0,"punctuated_word":"car","sentiment":"neutral","sentiment_score":-0.02290455624461174},{"word":"for","start":266.59497,"end":266.75497,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.06706786155700684},{"word":"more","start":266.75497,"end":266.91498,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.07867072522640228},{"word":"than","start":266.91498,"end":267.07498,"confidence":0.99902344,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.05842535197734833},{"word":"ten","start":267.07498,"end":267.235,"confidence":0.99902344,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":-0.0159960575401783},{"word":"minutes","start":267.235,"end":267.63498,"confidence":0.99853516,"punctuated_word":"minutes.","sentiment":"neutral","sentiment_score":-0.034760214388370514},{"word":"yeah","start":267.63498,"end":268.03497,"confidence":0.88427734,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0017963191494345665},{"word":"so","start":268.03497,"end":268.35498,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.007892873138189316},{"word":"all","start":268.35498,"end":268.51498,"confidence":0.9394531,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.016520287841558456},{"word":"these","start":268.51498,"end":268.75497,"confidence":0.98828125,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.020068146288394928},{"word":"things","start":268.75497,"end":269.235,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.027376685291528705},{"word":"i","start":269.235,"end":269.395,"confidence":0.4182129,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.016002073884010315},{"word":"have","start":269.395,"end":269.79498,"confidence":0.9387207,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":-0.01477380096912384},{"word":"yeah","start":269.79498,"end":270.19498,"confidence":0.99902344,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.012518484145402908},{"word":"come","start":270.19498,"end":270.51498,"confidence":0.9980469,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.03729265555739403},{"word":"to","start":270.51498,"end":270.75,"confidence":0.94970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.022597841918468475},{"word":"the","start":270.83,"end":270.91,"confidence":0.97802734,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.028050940483808517},{"word":"conclusion","start":270.91,"end":271.41,"confidence":0.9951172,"punctuated_word":"conclusion","sentiment":"neutral","sentiment_score":-0.04618474468588829},{"word":"to","start":272.75,"end":272.91,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.037220295518636703},{"word":"to","start":272.91,"end":273.07,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05227992311120033},{"word":"do","start":273.07,"end":273.23,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.08455590903759003},{"word":"that","start":273.23,"end":273.39,"confidence":0.94433594,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.06499157845973969},{"word":"and","start":273.39,"end":273.55,"confidence":0.91064453,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.08717481791973114},{"word":"of","start":273.55,"end":273.71,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1474146991968155},{"word":"course","start":273.71,"end":273.95,"confidence":0.9995117,"punctuated_word":"course,","sentiment":"neutral","sentiment_score":-0.11671213805675508},{"word":"i'm","start":273.95,"end":274.19,"confidence":0.95458984,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.16777734458446503},{"word":"clearing","start":274.19,"end":274.51,"confidence":0.9863281,"punctuated_word":"clearing","sentiment":"neutral","sentiment_score":-0.1367003321647644},{"word":"up","start":274.51,"end":274.67,"confidence":0.7675781,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.16671545803546906},{"word":"the","start":274.67,"end":274.83,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.17736099660396576},{"word":"garage","start":274.83,"end":275.33,"confidence":0.77612305,"punctuated_word":"garage,","sentiment":"neutral","sentiment_score":-0.1695762723684311},{"word":"and","start":275.39,"end":275.55,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.14676472544670105},{"word":"it's","start":275.55,"end":276.05,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.23703312873840332},{"word":"like","start":276.11,"end":276.51,"confidence":0.5834961,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.23461657762527463},{"word":"i've","start":276.59,"end":276.75,"confidence":0.951416,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.28976285457611084},{"word":"got","start":276.75,"end":276.91,"confidence":0.9902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.3206712007522583},{"word":"all","start":276.91,"end":277.07,"confidence":0.99609375,"punctuated_word":"all","sentiment":"negative","sentiment_score":-0.374317467212677},{"word":"these","start":277.07,"end":277.23,"confidence":0.9951172,"punctuated_word":"these","sentiment":"negative","sentiment_score":-0.3724178373813629},{"word":"boxes","start":277.23,"end":277.63,"confidence":1.0,"punctuated_word":"boxes","sentiment":"negative","sentiment_score":-0.41655290126800537},{"word":"of","start":277.63,"end":277.87,"confidence":0.96777344,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.4206724166870117},{"word":"fucking","start":277.87,"end":278.27,"confidence":0.93603516,"punctuated_word":"fucking","sentiment":"negative","sentiment_score":-0.531366229057312},{"word":"paperwork","start":278.27,"end":278.67,"confidence":0.7036133,"punctuated_word":"paperwork,","sentiment":"negative","sentiment_score":-0.41440680623054504},{"word":"and","start":278.67,"end":278.83,"confidence":0.98828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.30348896980285645},{"word":"i'm","start":278.83,"end":278.99,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.3755850493907929},{"word":"like","start":278.99,"end":279.15,"confidence":0.954834,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.23487889766693115},{"word":"i'm","start":279.15,"end":279.31,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.31820663809776306},{"word":"not","start":279.31,"end":279.39,"confidence":0.99902344,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.34990260004997253},{"word":"i","start":279.47,"end":279.63,"confidence":0.97509766,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.43061700463294983},{"word":"don't","start":279.63,"end":279.95,"confidence":0.9926758,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.402512401342392},{"word":"wanna","start":279.95,"end":280.19,"confidence":0.9716797,"punctuated_word":"wanna","sentiment":"negative","sentiment_score":-0.4283819794654846},{"word":"take","start":280.19,"end":280.51,"confidence":0.9951172,"punctuated_word":"take","sentiment":"negative","sentiment_score":-0.5309554934501648},{"word":"this","start":280.51,"end":280.67,"confidence":0.9902344,"punctuated_word":"this","sentiment":"negative","sentiment_score":-0.4553375244140625},{"word":"to","start":280.67,"end":280.91,"confidence":0.99902344,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.47324544191360474},{"word":"the","start":280.91,"end":280.99,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.3234378695487976},{"word":"new","start":280.99,"end":281.23,"confidence":1.0,"punctuated_word":"new","sentiment":"neutral","sentiment_score":-0.32876646518707275},{"word":"place","start":281.23,"end":281.71,"confidence":0.9812012,"punctuated_word":"place.","sentiment":"neutral","sentiment_score":-0.31963926553726196},{"word":"i","start":281.71,"end":281.79,"confidence":0.90478516,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.20851418375968933},{"word":"wanna","start":281.79,"end":282.29,"confidence":0.9902344,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.24207162857055664},{"word":"try","start":282.35,"end":282.59,"confidence":0.98535156,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.299761563539505},{"word":"to","start":282.59,"end":282.75,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2930850386619568},{"word":"get","start":282.75,"end":282.91,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.26192307472229004},{"word":"all","start":282.91,"end":283.07,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.23967450857162476},{"word":"these","start":283.07,"end":283.39,"confidence":0.79052734,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.262347549200058},{"word":"tax","start":283.39,"end":283.71,"confidence":0.54541016,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.1864512860774994},{"word":"done","start":283.71,"end":284.21,"confidence":0.7624512,"punctuated_word":"done,","sentiment":"neutral","sentiment_score":-0.24720485508441925},{"word":"you","start":286.145,"end":286.38498,"confidence":0.91503906,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2247728407382965},{"word":"know","start":286.38498,"end":286.88498,"confidence":0.99560547,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.23214320838451383},{"word":"maybe","start":286.94498,"end":287.26498,"confidence":1.0,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.25364571809768677},{"word":"before","start":287.26498,"end":287.585,"confidence":0.99316406,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.21419160068035129},{"word":"we","start":287.585,"end":287.745,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.2654914855957031},{"word":"go","start":287.745,"end":288.065,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.2679262161254883},{"word":"so","start":288.065,"end":288.225,"confidence":0.7988281,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.27841269969940186},{"word":"that","start":288.225,"end":288.305,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.27265986800193787},{"word":"i","start":288.305,"end":288.54498,"confidence":0.9790039,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.36740025877952576},{"word":"that's","start":288.625,"end":288.865,"confidence":0.9921875,"punctuated_word":"that's","sentiment":"negative","sentiment_score":-0.3593895435333252},{"word":"all","start":288.865,"end":289.185,"confidence":0.9707031,"punctuated_word":"all","sentiment":"negative","sentiment_score":-0.3358156979084015},{"word":"off","start":289.185,"end":289.425,"confidence":0.9326172,"punctuated_word":"off","sentiment":"negative","sentiment_score":-0.3477703332901001},{"word":"my","start":289.425,"end":289.925,"confidence":0.99121094,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.43590742349624634},{"word":"off","start":290.625,"end":290.865,"confidence":0.984375,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.3307945132255554},{"word":"my","start":290.865,"end":291.025,"confidence":0.99902344,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.3659479022026062},{"word":"head","start":291.025,"end":291.26498,"confidence":0.8391113,"punctuated_word":"head.","sentiment":"neutral","sentiment_score":-0.29034921526908875},{"word":"and","start":291.26498,"end":291.425,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.13864368200302124},{"word":"my","start":291.425,"end":291.66498,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.24080890417099},{"word":"psychologist","start":291.66498,"end":292.16498,"confidence":1.0,"punctuated_word":"psychologist","sentiment":"neutral","sentiment_score":-0.2072482705116272},{"word":"is","start":292.225,"end":292.465,"confidence":0.99316406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.1979067325592041},{"word":"on","start":292.465,"end":292.625,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.17646515369415283},{"word":"my","start":292.625,"end":292.785,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.2146160304546356},{"word":"back","start":292.785,"end":293.10498,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.10958122462034224},{"word":"to","start":293.10498,"end":293.60498,"confidence":0.9838867,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.13073799014091492},{"word":"to","start":294.465,"end":294.625,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.11406654119491576},{"word":"just","start":294.625,"end":295.125,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1212526112794876},{"word":"be","start":295.185,"end":295.345,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.13312679529190063},{"word":"brave","start":295.345,"end":295.66498,"confidence":1.0,"punctuated_word":"brave","sentiment":"neutral","sentiment_score":-0.15386328101158142},{"word":"and","start":295.66498,"end":295.985,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07979598641395569},{"word":"and","start":295.985,"end":296.22498,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11045679450035097},{"word":"talk","start":296.22498,"end":296.465,"confidence":0.9980469,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":-0.13918739557266235},{"word":"to","start":296.465,"end":296.625,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15373635292053223},{"word":"you","start":296.625,"end":296.705,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11319256573915482},{"word":"guys","start":296.705,"end":296.94498,"confidence":0.99609375,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.1099550798535347},{"word":"about","start":296.94498,"end":297.10498,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.14413318037986755},{"word":"it","start":297.10498,"end":297.345,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.13355089724063873},{"word":"because","start":297.345,"end":297.845,"confidence":0.56347656,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.1347091645002365},{"word":"i","start":298.785,"end":298.94498,"confidence":0.9301758,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.25599968433380127},{"word":"was","start":298.94498,"end":299.43,"confidence":0.74975586,"punctuated_word":"was,","sentiment":"neutral","sentiment_score":-0.27598536014556885},{"word":"like","start":300.55,"end":300.87,"confidence":0.98999023,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.23879596590995789},{"word":"in","start":300.87,"end":301.27,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.24599429965019223},{"word":"i","start":301.50998,"end":301.75,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.24883724749088287},{"word":"i","start":301.75,"end":301.83,"confidence":0.50683594,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.23697775602340695},{"word":"had","start":301.83,"end":302.33,"confidence":0.9980469,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.25489485263824463},{"word":"an","start":302.47,"end":302.71,"confidence":0.9160156,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.27019259333610535},{"word":"eviction","start":302.71,"end":303.21,"confidence":0.68847656,"punctuated_word":"eviction","sentiment":"neutral","sentiment_score":-0.2660128176212311},{"word":"for","start":303.43,"end":303.66998,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.22467806935310364},{"word":"a","start":303.66998,"end":303.75,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.19659052789211273},{"word":"while","start":303.75,"end":303.99,"confidence":0.826416,"punctuated_word":"while,","sentiment":"neutral","sentiment_score":-0.15828999876976013},{"word":"and","start":303.99,"end":304.22998,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.14708484709262848},{"word":"i","start":304.22998,"end":304.38998,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15682274103164673},{"word":"ran","start":304.38998,"end":304.63,"confidence":0.9873047,"punctuated_word":"ran","sentiment":"neutral","sentiment_score":-0.16328009963035583},{"word":"a","start":304.63,"end":304.78998,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11825292557477952},{"word":"business","start":304.78998,"end":305.11,"confidence":0.8654785,"punctuated_word":"business,","sentiment":"neutral","sentiment_score":-0.12270182371139526},{"word":"a","start":305.11,"end":305.27,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12427743524312972},{"word":"cleaning","start":305.27,"end":305.59,"confidence":0.9970703,"punctuated_word":"cleaning","sentiment":"neutral","sentiment_score":-0.1356697529554367},{"word":"business","start":305.59,"end":306.09,"confidence":0.9494629,"punctuated_word":"business.","sentiment":"neutral","sentiment_score":-0.1549900621175766},{"word":"and","start":306.94998,"end":307.44998,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.13329821825027466},{"word":"so","start":307.59,"end":308.09,"confidence":0.88964844,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.22747641801834104},{"word":"i","start":308.22998,"end":308.47,"confidence":0.97314453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2957698106765747},{"word":"i","start":308.47,"end":308.55,"confidence":0.69091797,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.34140726923942566},{"word":"didn't","start":308.55,"end":308.94998,"confidence":0.9975586,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.3014599680900574},{"word":"honestly","start":308.94998,"end":309.44998,"confidence":0.84814453,"punctuated_word":"honestly","sentiment":"neutral","sentiment_score":-0.2968372404575348},{"word":"keep","start":309.75,"end":309.99,"confidence":0.9941406,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.2648862600326538},{"word":"up","start":309.99,"end":310.38998,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.296719491481781},{"word":"with","start":310.38998,"end":310.88998,"confidence":1.0,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.33558252453804016},{"word":"paperwork","start":311.75,"end":312.25,"confidence":0.9448242,"punctuated_word":"paperwork","sentiment":"neutral","sentiment_score":-0.2676624059677124},{"word":"and","start":312.38998,"end":312.71,"confidence":0.9199219,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.29012370109558105},{"word":"invoices","start":312.71,"end":313.21,"confidence":0.9967448,"punctuated_word":"invoices","sentiment":"neutral","sentiment_score":-0.29224300384521484},{"word":"and","start":313.43,"end":313.75,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.31175482273101807},{"word":"stuff","start":313.75,"end":314.07,"confidence":0.9248047,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":-0.3073260188102722},{"word":"so","start":314.07,"end":314.57,"confidence":0.9448242,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.20565080642700195},{"word":"so","start":315.185,"end":315.585,"confidence":0.9970703,"punctuated_word":"so","sentiment":"negative","sentiment_score":-0.3711544871330261},{"word":"i'm","start":315.585,"end":315.985,"confidence":0.98950195,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.4344741106033325},{"word":"like","start":315.985,"end":316.38498,"confidence":0.81347656,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.3286234140396118},{"word":"there's","start":316.38498,"end":316.705,"confidence":0.7727051,"punctuated_word":"there's","sentiment":"negative","sentiment_score":-0.38658350706100464},{"word":"gotta","start":316.705,"end":316.94498,"confidence":0.9165039,"punctuated_word":"gotta","sentiment":"negative","sentiment_score":-0.4045449495315552},{"word":"be","start":316.94498,"end":317.10498,"confidence":0.9902344,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.3514482080936432},{"word":"a","start":317.10498,"end":317.185,"confidence":0.984375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.3227931261062622},{"word":"way","start":317.185,"end":317.66498,"confidence":0.98535156,"punctuated_word":"way","sentiment":"negative","sentiment_score":-0.35792508721351624},{"word":"that","start":317.66498,"end":317.82498,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.3322581648826599},{"word":"we","start":317.82498,"end":317.985,"confidence":1.0,"punctuated_word":"we","sentiment":"negative","sentiment_score":-0.3645786941051483},{"word":"can","start":317.985,"end":318.22498,"confidence":0.99658203,"punctuated_word":"can,","sentiment":"negative","sentiment_score":-0.35811442136764526},{"word":"you","start":318.22498,"end":318.38498,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.32435154914855957},{"word":"know","start":318.38498,"end":318.625,"confidence":0.99902344,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.33130666613578796},{"word":"like","start":318.625,"end":319.125,"confidence":0.9848633,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.29514753818511963},{"word":"figure","start":319.425,"end":319.745,"confidence":0.99609375,"punctuated_word":"figure","sentiment":"negative","sentiment_score":-0.3588785231113434},{"word":"it","start":319.745,"end":319.82498,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.249149426817894},{"word":"all","start":319.82498,"end":320.065,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.2555526793003082},{"word":"out","start":320.065,"end":320.465,"confidence":0.8564453,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":-0.26077231764793396},{"word":"but","start":320.465,"end":320.865,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.3266228437423706},{"word":"i","start":320.865,"end":320.94498,"confidence":0.99902344,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.5132550597190857},{"word":"i'm","start":321.025,"end":321.185,"confidence":1.0,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.606598973274231},{"word":"just","start":321.185,"end":321.505,"confidence":0.96875,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.5977131128311157},{"word":"so","start":321.505,"end":321.745,"confidence":0.9892578,"punctuated_word":"so","sentiment":"negative","sentiment_score":-0.64463871717453},{"word":"scared","start":321.745,"end":322.145,"confidence":1.0,"punctuated_word":"scared","sentiment":"negative","sentiment_score":-0.6695250868797302},{"word":"to","start":322.145,"end":322.645,"confidence":1.0,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.7218039631843567},{"word":"tackle","start":323.025,"end":323.505,"confidence":0.9951172,"punctuated_word":"tackle","sentiment":"negative","sentiment_score":-0.7741411924362183},{"word":"it","start":323.505,"end":323.82498,"confidence":0.9926758,"punctuated_word":"it.","sentiment":"negative","sentiment_score":-0.6030280590057373},{"word":"i'm","start":323.82498,"end":324.065,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.6601688861846924},{"word":"really","start":324.065,"end":324.38498,"confidence":1.0,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.6993860602378845},{"word":"fucking","start":324.38498,"end":324.785,"confidence":0.7416992,"punctuated_word":"fucking","sentiment":"negative","sentiment_score":-0.7545593976974487},{"word":"scared","start":324.785,"end":325.10498,"confidence":0.81152344,"punctuated_word":"scared.","sentiment":"negative","sentiment_score":-0.7172365188598633},{"word":"like","start":325.10498,"end":325.345,"confidence":0.970459,"punctuated_word":"Like,","sentiment":"negative","sentiment_score":-0.5327842235565186},{"word":"it","start":325.345,"end":325.505,"confidence":0.9760742,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.7475718855857849},{"word":"makes","start":325.505,"end":325.905,"confidence":0.84716797,"punctuated_word":"makes","sentiment":"negative","sentiment_score":-0.7295218706130981},{"word":"me","start":325.905,"end":326.065,"confidence":0.88964844,"punctuated_word":"me","sentiment":"negative","sentiment_score":-0.7091108560562134},{"word":"wanna","start":326.065,"end":326.54498,"confidence":0.85498047,"punctuated_word":"wanna","sentiment":"negative","sentiment_score":-0.7747750282287598},{"word":"cry","start":326.54498,"end":326.865,"confidence":0.82714844,"punctuated_word":"cry,","sentiment":"negative","sentiment_score":-0.68302321434021},{"word":"and","start":326.865,"end":327.10498,"confidence":1.0,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.6464776992797852},{"word":"i","start":327.10498,"end":327.185,"confidence":0.96435547,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.7533869743347168},{"word":"feel","start":327.185,"end":327.505,"confidence":0.99609375,"punctuated_word":"feel","sentiment":"negative","sentiment_score":-0.7800800800323486},{"word":"so","start":327.505,"end":327.66498,"confidence":0.9970703,"punctuated_word":"so","sentiment":"negative","sentiment_score":-0.7363636493682861},{"word":"embarrassed","start":327.66498,"end":328.16498,"confidence":0.99316406,"punctuated_word":"embarrassed.","sentiment":"negative","sentiment_score":-0.6886007785797119},{"word":"so","start":328.46,"end":328.54,"confidence":1.0,"punctuated_word":"So","sentiment":"negative","sentiment_score":-0.3521452844142914},{"word":"i","start":328.54,"end":328.78,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.33054888248443604},{"word":"think","start":328.78,"end":328.86002,"confidence":1.0,"punctuated_word":"think","sentiment":"negative","sentiment_score":-0.4302026927471161},{"word":"if","start":328.86002,"end":329.18,"confidence":0.99902344,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.39444053173065186},{"word":"i","start":329.18,"end":329.34,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3321545720100403},{"word":"just","start":329.34,"end":329.84,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2649465799331665},{"word":"so","start":330.30002,"end":330.62,"confidence":0.625,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.0945001021027565},{"word":"if","start":330.62,"end":330.78,"confidence":0.96972656,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09835779666900636},{"word":"i","start":330.78,"end":330.94,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10637097805738448},{"word":"just","start":330.94,"end":331.26,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1369243562221527},{"word":"start","start":331.26,"end":331.5,"confidence":0.8647461,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.10196097940206528},{"word":"it","start":331.5,"end":331.66,"confidence":0.95703125,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1334635317325592},{"word":"with","start":331.66,"end":331.82,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11573335528373718},{"word":"you","start":331.82,"end":331.98,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15352287888526917},{"word":"guys","start":331.98,"end":332.38,"confidence":0.99902344,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.14597196877002716},{"word":"and","start":332.38,"end":332.54,"confidence":0.9375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1094440370798111},{"word":"just","start":332.54,"end":333.04,"confidence":0.9892578,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.11003737151622772},{"word":"yeah","start":333.26,"end":333.76,"confidence":0.9851074,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.1326213181018829},{"word":"just","start":333.9,"end":334.14,"confidence":0.95703125,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.15413616597652435},{"word":"start","start":334.14,"end":334.54,"confidence":0.9980469,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.14881449937820437},{"word":"somewhere","start":334.54,"end":334.94,"confidence":1.0,"punctuated_word":"somewhere","sentiment":"neutral","sentiment_score":0.21723391115665436},{"word":"and","start":334.94,"end":335.1,"confidence":0.5214844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21429406106472015},{"word":"you","start":335.1,"end":335.26,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2638327479362488},{"word":"guys","start":335.26,"end":335.42,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.2756151854991913},{"word":"can","start":335.42,"end":335.66,"confidence":0.98535156,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.21155032515525815},{"word":"give","start":335.66,"end":335.74,"confidence":0.98535156,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.2618146538734436},{"word":"me","start":335.74,"end":335.9,"confidence":0.97998047,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.239993155002594},{"word":"some","start":335.9,"end":336.14,"confidence":0.9838867,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.17609944939613342},{"word":"advice","start":336.14,"end":336.54,"confidence":0.8984375,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.17395879328250885},{"word":"as","start":336.54,"end":336.7,"confidence":0.5180664,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.15938816964626312},{"word":"what","start":336.7,"end":336.86002,"confidence":0.55078125,"punctuated_word":"what,","sentiment":"neutral","sentiment_score":0.1229998916387558},{"word":"you","start":336.86002,"end":336.94,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09981673955917358},{"word":"know","start":336.94,"end":337.26,"confidence":0.982666,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.08287438005208969},{"word":"what","start":337.26,"end":337.42,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.10771594941616058},{"word":"to","start":337.42,"end":337.58002,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0901964157819748},{"word":"collect","start":337.58002,"end":338.06,"confidence":0.8835449,"punctuated_word":"collect,","sentiment":"neutral","sentiment_score":0.06247514486312866},{"word":"like","start":338.06,"end":338.56,"confidence":0.89208984,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.05429110303521156},{"word":"what","start":339.74,"end":339.9,"confidence":0.7607422,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05445776507258415},{"word":"to","start":339.9,"end":340.14,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04587077721953392},{"word":"do","start":340.14,"end":340.46,"confidence":0.6772461,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.06578776240348816},{"word":"because","start":340.46,"end":340.78,"confidence":0.9716797,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.017628811299800873},{"word":"i","start":340.78,"end":340.86002,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05428772419691086},{"word":"just","start":340.86002,"end":341.145,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.03847814351320267},{"word":"i","start":341.22498,"end":341.38498,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10319986939430235},{"word":"just","start":341.38498,"end":341.625,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.08363163471221924},{"word":"don't","start":341.625,"end":342.025,"confidence":0.9946289,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.13919511437416077},{"word":"know","start":342.025,"end":342.26498,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.24187250435352323},{"word":"what","start":342.26498,"end":342.425,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.24949873983860016},{"word":"to","start":342.425,"end":342.66498,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2314257770776749},{"word":"do","start":342.66498,"end":342.82498,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.20482593774795532},{"word":"and","start":342.82498,"end":342.865,"confidence":0.52490234,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.15822114050388336},{"word":"it's","start":342.865,"end":342.905,"confidence":0.98461914,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.10898660868406296},{"word":"yeah","start":343.54498,"end":344.04498,"confidence":0.99121094,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.07993955165147781},{"word":"yeah","start":345.54498,"end":346.04498,"confidence":0.9807129,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0330149382352829},{"word":"so","start":346.745,"end":346.985,"confidence":0.9819336,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06120654940605163},{"word":"that's","start":346.985,"end":347.22498,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.10438596457242966},{"word":"me","start":347.22498,"end":347.72498,"confidence":0.9951172,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.05437134951353073},{"word":"yep","start":380.86002,"end":381.36002,"confidence":0.87109375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14296391606330872},{"word":"yep","start":387.34,"end":387.84,"confidence":0.6713867,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.01696767657995224},{"word":"yep","start":392.395,"end":392.895,"confidence":0.97216797,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.014053435996174812},{"word":"yep","start":402.235,"end":402.735,"confidence":0.86816406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03816772252321243},{"word":"okay","start":405.51498,"end":405.995,"confidence":0.9946289,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.07481369376182556},{"word":"fine","start":405.995,"end":406.495,"confidence":0.71069336,"punctuated_word":"Fine.","sentiment":"neutral","sentiment_score":0.1773202419281006},{"word":"yep","start":420.43,"end":420.825,"confidence":0.9050293,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07366843521595001},{"word":"yeah","start":424.825,"end":425.325,"confidence":0.92749023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03438350930809975},{"word":"yeah","start":425.385,"end":425.885,"confidence":0.9785156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12600845098495483},{"word":"yep","start":427.785,"end":428.285,"confidence":0.8833008,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10676898807287216},{"word":"yeah","start":436.02502,"end":436.47,"confidence":0.9824219,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.24540147185325625},{"word":"that'd","start":436.71,"end":436.95,"confidence":0.84375,"punctuated_word":"That'd","sentiment":"neutral","sentiment_score":0.23034176230430603},{"word":"be","start":436.95,"end":437.45,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1881326287984848},{"word":"great","start":440.71,"end":441.21,"confidence":0.97753906,"punctuated_word":"great.","sentiment":"neutral","sentiment_score":0.04154428094625473},{"word":"that","start":453.28497,"end":453.685,"confidence":0.99609375,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.5373517870903015},{"word":"sounds","start":453.685,"end":454.00497,"confidence":0.9902344,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.6482980847358704},{"word":"perfect","start":454.00497,"end":454.50497,"confidence":1.0,"punctuated_word":"perfect.","sentiment":"positive","sentiment_score":0.6566519737243652},{"word":"thank","start":454.56497,"end":454.88498,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6471077799797058},{"word":"you","start":454.88498,"end":455.38498,"confidence":0.99658203,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5932618379592896},{"word":"cool","start":460.66,"end":461.16,"confidence":0.6647949,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.10391917824745178},{"word":"yep","start":472.5,"end":472.9,"confidence":0.8876953,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0917488858103752},{"word":"okay","start":472.9,"end":473.22,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.12168069183826448},{"word":"cool","start":473.22,"end":473.72,"confidence":0.99658203,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.18279117345809937},{"word":"yeah","start":481.725,"end":481.965,"confidence":0.8222656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1912271678447723},{"word":"that","start":481.965,"end":482.205,"confidence":0.99902344,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.3642005920410156},{"word":"sounds","start":482.205,"end":482.525,"confidence":0.9921875,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.4548338055610657},{"word":"good","start":482.525,"end":482.845,"confidence":0.9941406,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.41602692008018494},{"word":"thanks","start":482.845,"end":483.345,"confidence":0.9995117,"punctuated_word":"Thanks.","sentiment":"positive","sentiment_score":0.4824433922767639},{"word":"yeah","start":496.12,"end":496.62,"confidence":0.69384766,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11305815726518632},{"word":"i","start":496.76,"end":496.92,"confidence":0.93115234,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10295328497886658},{"word":"think","start":496.92,"end":497.16,"confidence":0.8354492,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.11463563144207},{"word":"so","start":497.16,"end":497.40002,"confidence":0.97265625,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.094694122672081},{"word":"too","start":497.40002,"end":497.90002,"confidence":0.9863281,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":0.11687561869621275},{"word":"okay","start":499.72,"end":500.22,"confidence":0.7536621,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1987071633338928},{"word":"cool","start":500.68002,"end":501.18002,"confidence":0.80444336,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.30009737610816956},{"word":"great","start":501.24002,"end":501.645,"confidence":0.9519043,"punctuated_word":"Great.","sentiment":"positive","sentiment_score":0.3793792128562927},{"word":"like","start":518.1,"end":518.5,"confidence":0.9375,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.0008956817910075188},{"word":"maybe","start":518.5,"end":518.89996,"confidence":1.0,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.002817755565047264},{"word":"around","start":518.89996,"end":519.22,"confidence":0.9770508,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.0035430099815130234},{"word":"$8,000","start":519.22,"end":520.27997,"confidence":0.9086914,"punctuated_word":"$8,000.","sentiment":"neutral","sentiment_score":-0.0013902569189667702},{"word":"so","start":522.66,"end":522.89996,"confidence":0.93115234,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.03763397783041},{"word":"not","start":522.89996,"end":523.14,"confidence":0.9941406,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.04887682944536209},{"word":"very","start":523.14,"end":523.38,"confidence":0.99902344,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.06356657296419144},{"word":"much","start":523.38,"end":523.88,"confidence":0.87353516,"punctuated_word":"much.","sentiment":"neutral","sentiment_score":-0.02829062007367611},{"word":"well","start":535.875,"end":536.195,"confidence":0.9946289,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.10079924762248992},{"word":"i","start":536.195,"end":536.435,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16920286417007446},{"word":"don't","start":536.435,"end":536.675,"confidence":0.99853516,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.15506809949874878},{"word":"want","start":536.675,"end":536.835,"confidence":0.55371094,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.20456477999687195},{"word":"it","start":536.835,"end":536.995,"confidence":0.9243164,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.12210607528686523},{"word":"to","start":536.995,"end":537.075,"confidence":0.6513672,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1947678774595261},{"word":"i","start":537.155,"end":537.235,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.18485957384109497},{"word":"don't","start":537.235,"end":537.47504,"confidence":0.99560547,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.14556483924388883},{"word":"wanna","start":537.47504,"end":537.715,"confidence":0.82470703,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.2230186015367508},{"word":"touch","start":537.715,"end":538.03503,"confidence":0.99316406,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":-0.28123682737350464},{"word":"it","start":538.03503,"end":538.53503,"confidence":0.7001953,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.17085276544094086},{"word":"like","start":538.675,"end":539.155,"confidence":0.7734375,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.19277213513851169},{"word":"i","start":539.155,"end":539.315,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2115662097930908},{"word":"just","start":539.315,"end":539.555,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.14950338006019592},{"word":"i","start":539.715,"end":539.875,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15024204552173617},{"word":"wanted","start":539.875,"end":540.195,"confidence":0.9970703,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":-0.14097106456756592},{"word":"to","start":540.195,"end":540.355,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14814510941505432},{"word":"put","start":540.355,"end":540.515,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.14258050918579102},{"word":"it","start":540.515,"end":540.675,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09946426004171371},{"word":"in","start":540.675,"end":540.835,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1341264247894287},{"word":"there","start":540.835,"end":541.235,"confidence":0.9069824,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.1182308942079544},{"word":"you","start":541.235,"end":541.395,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15442027151584625},{"word":"know","start":541.395,"end":541.635,"confidence":0.9921875,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.1354387402534485},{"word":"like","start":541.635,"end":542.03503,"confidence":0.78027344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.12195177376270294},{"word":"i","start":542.03503,"end":542.115,"confidence":0.77001953,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15985120832920074},{"word":"don't","start":542.115,"end":542.355,"confidence":0.9980469,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.10738544911146164},{"word":"know","start":542.355,"end":542.675,"confidence":0.75756836,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.12610328197479248},{"word":"maybe","start":542.675,"end":543.175,"confidence":0.9980469,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.14969372749328613},{"word":"yeah","start":544.41,"end":544.57,"confidence":0.95654297,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.13337290287017822},{"word":"well","start":544.57,"end":545.07,"confidence":0.982666,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.09737739711999892},{"word":"like","start":545.20996,"end":545.52997,"confidence":0.9499512,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1014588102698326},{"word":"five","start":545.52997,"end":545.85,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.11652129888534546},{"word":"years","start":545.85,"end":546.08997,"confidence":0.9980469,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.11025691032409668},{"word":"or","start":546.08997,"end":546.32996,"confidence":0.9941406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.12042274326086044},{"word":"something","start":546.32996,"end":546.64996,"confidence":0.9980469,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.12388229370117188},{"word":"like","start":546.64996,"end":546.88995,"confidence":0.40063477,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.1335436999797821},{"word":"so","start":547.37,"end":547.69,"confidence":0.9223633,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.13161194324493408},{"word":"i","start":547.69,"end":547.85,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10236945003271104},{"word":"don't","start":547.85,"end":548.08997,"confidence":0.9975586,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.12646672129631042},{"word":"wanna","start":548.08997,"end":548.41,"confidence":0.9667969,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.18633264303207395},{"word":"touch","start":548.41,"end":548.73,"confidence":0.9580078,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":-0.2143193483352661},{"word":"it","start":548.73,"end":549.23,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1454855650663376},{"word":"for","start":550.64996,"end":550.81,"confidence":0.89746094,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.18433073163032532},{"word":"that","start":550.81,"end":550.97,"confidence":0.86865234,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.13449177145957947},{"word":"you","start":551.13,"end":551.29,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10734105110168456},{"word":"know","start":551.29,"end":551.52997,"confidence":0.9230957,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.116465725004673},{"word":"for","start":551.52997,"end":551.69,"confidence":0.9316406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.11358453333377838},{"word":"whatever","start":551.69,"end":552.08997,"confidence":1.0,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":-0.0680113434791565},{"word":"period","start":552.08997,"end":552.41,"confidence":1.0,"punctuated_word":"period","sentiment":"neutral","sentiment_score":-0.058490730822086334},{"word":"that","start":552.41,"end":552.49,"confidence":0.39697266,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06162584573030472},{"word":"you","start":552.57,"end":552.73,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03046740405261517},{"word":"know","start":552.73,"end":553.05,"confidence":0.91967773,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.05505857989192009},{"word":"yeah","start":553.05,"end":553.52997,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.022555287927389145},{"word":"yeah","start":553.52997,"end":553.68994,"confidence":0.9716797,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.011912609450519083},{"word":"i","start":553.68994,"end":553.85,"confidence":0.4206543,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03256554529070854},{"word":"do","start":553.85,"end":554.08997,"confidence":0.33740234,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.03337842598557472},{"word":"i","start":554.20996,"end":554.32996,"confidence":0.79833984,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01769065111875534},{"word":"yeah","start":554.49,"end":554.99,"confidence":0.9941406,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.0012036291882395744},{"word":"so","start":556.08997,"end":556.32996,"confidence":0.7939453,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.003749666735529899},{"word":"that","start":556.32996,"end":556.49,"confidence":0.91259766,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.008032664656639099},{"word":"i","start":556.49,"end":556.64996,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01483314111828804},{"word":"don't","start":556.64996,"end":556.965,"confidence":0.9975586,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.06730736792087555},{"word":"yeah","start":558.24506,"end":558.74506,"confidence":0.986084,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.01174398511648178},{"word":"but","start":558.965,"end":559.465,"confidence":0.97998047,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.03197920322418213},{"word":"yeah","start":560.645,"end":561.145,"confidence":0.99658203,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.06021632254123688},{"word":"what","start":562.325,"end":562.48505,"confidence":0.9760742,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.042341843247413635},{"word":"do","start":562.48505,"end":562.645,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.028078556060791016},{"word":"you","start":562.645,"end":562.80505,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04492859914898872},{"word":"think","start":562.80505,"end":563.28503,"confidence":0.97021484,"punctuated_word":"think?","sentiment":"neutral","sentiment_score":0.027512528002262115},{"word":"like","start":563.28503,"end":563.78503,"confidence":0.88964844,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":0.017836399376392365},{"word":"okay","start":581.865,"end":582.365,"confidence":0.8857422,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.021488089114427567},{"word":"okay","start":594.505,"end":595.005,"confidence":0.88183594,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2209320366382599},{"word":"yep","start":595.145,"end":595.645,"confidence":0.8273926,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2000323981046677},{"word":"yep","start":598.3,"end":598.8,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12157842516899107},{"word":"yep","start":602.94,"end":603.44,"confidence":0.94555664,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12297433614730836},{"word":"okay","start":609.33997,"end":609.83997,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.10719311982393263},{"word":"yep","start":633.48004,"end":633.98004,"confidence":0.79296875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05789269134402275},{"word":"yep","start":643.935,"end":644.435,"confidence":0.6142578,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.15431252121925354},{"word":"yep","start":645.855,"end":646.355,"confidence":0.8745117,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.08889800310134888},{"word":"yep","start":661.91,"end":662.325,"confidence":0.98657227,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01643557846546173},{"word":"yep","start":667.045,"end":667.545,"confidence":0.9921875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05505604296922684},{"word":"okay","start":667.60504,"end":667.925,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.11144138127565384},{"word":"yep","start":667.925,"end":668.425,"confidence":0.99853516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12153595685958862},{"word":"sure","start":670.565,"end":671.065,"confidence":0.94091797,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.290630042552948},{"word":"yep","start":671.685,"end":672.185,"confidence":0.9604492,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1565903127193451},{"word":"and","start":673.525,"end":673.765,"confidence":0.984375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1369798332452774},{"word":"maybe","start":673.765,"end":674.085,"confidence":0.99609375,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.2101464867591858},{"word":"that","start":674.085,"end":674.325,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3099181056022644},{"word":"might","start":674.325,"end":674.485,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.27344468235969543},{"word":"be","start":674.485,"end":674.645,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.32628133893013},{"word":"a","start":674.645,"end":674.805,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.30317437648773193},{"word":"good","start":674.805,"end":675.305,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.42284223437309265},{"word":"starting","start":675.63995,"end":675.95996,"confidence":0.99902344,"punctuated_word":"starting","sentiment":"neutral","sentiment_score":0.23920594155788424},{"word":"point","start":675.95996,"end":676.45996,"confidence":1.0,"punctuated_word":"point","sentiment":"positive","sentiment_score":0.4510020613670349},{"word":"just","start":676.51996,"end":676.76,"confidence":0.9140625,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3843933343887329},{"word":"to","start":676.76,"end":676.83997,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3798658847808838},{"word":"put","start":676.83997,"end":677.0,"confidence":1.0,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.3552716076374054},{"word":"the","start":677.0,"end":677.24,"confidence":0.9980469,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.37257662415504456},{"word":"money","start":677.24,"end":677.56,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.31893470883369446},{"word":"in","start":677.56,"end":677.72,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.30487361550331116},{"word":"there","start":677.72,"end":678.22,"confidence":0.9980469,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.3055676817893982},{"word":"and","start":678.27997,"end":678.44,"confidence":0.63183594,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07003995776176453},{"word":"then","start":678.44,"end":678.6,"confidence":0.63623047,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.10148583352565764},{"word":"you","start":678.6,"end":678.76,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09154196083545683},{"word":"know","start":678.76,"end":679.0,"confidence":0.8000488,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.09207479655742644},{"word":"and","start":679.0,"end":679.24,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06477855890989304},{"word":"then","start":679.24,"end":679.74,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08699072897434235},{"word":"when","start":680.04,"end":680.36,"confidence":0.94970703,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.05039132386445999},{"word":"yeah","start":680.6,"end":681.07996,"confidence":0.9831543,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.07867647707462311},{"word":"i'm","start":681.07996,"end":681.39996,"confidence":0.7659505,"punctuated_word":"I'm,","sentiment":"neutral","sentiment_score":0.14240649342536926},{"word":"yeah","start":681.39996,"end":681.8,"confidence":0.986084,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.17474064230918884},{"word":"more","start":681.8,"end":682.3,"confidence":0.9892578,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.16340023279190063},{"word":"stable","start":683.32,"end":683.8,"confidence":0.84716797,"punctuated_word":"stable,","sentiment":"neutral","sentiment_score":0.17129772901535034},{"word":"whatever","start":683.8,"end":684.3,"confidence":0.8930664,"punctuated_word":"whatever.","sentiment":"neutral","sentiment_score":0.1557489037513733},{"word":"and","start":685.48,"end":685.63995,"confidence":0.7766113,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.09782813489437105},{"word":"you","start":685.63995,"end":685.8,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07683714479207993},{"word":"know","start":685.8,"end":686.04,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.10680247843265532},{"word":"i","start":686.04,"end":686.12,"confidence":0.6621094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10458732396364212},{"word":"got","start":686.12,"end":686.27997,"confidence":0.88134766,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.12961876392364502},{"word":"everything","start":686.27997,"end":686.76,"confidence":0.9970703,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.10743653029203416},{"word":"for","start":686.76,"end":687.0,"confidence":0.46972656,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06929075717926025},{"word":"us","start":687.0,"end":687.32,"confidence":0.65283203,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.08578711003065109},{"word":"and","start":687.32,"end":687.48,"confidence":0.18554688,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07449911534786224},{"word":"everything","start":687.48,"end":687.98,"confidence":0.6291504,"punctuated_word":"everything,","sentiment":"neutral","sentiment_score":0.06832767277956009},{"word":"i","start":688.44,"end":688.51996,"confidence":0.98095703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06795554608106613},{"word":"suppose","start":688.51996,"end":689.01996,"confidence":0.7318115,"punctuated_word":"suppose.","sentiment":"neutral","sentiment_score":0.08878477662801743},{"word":"we","start":691.015,"end":691.17505,"confidence":0.9980469,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.06469009071588516},{"word":"can","start":691.17505,"end":691.41504,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08578796684741974},{"word":"then","start":691.41504,"end":691.91504,"confidence":0.98828125,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08409161865711212},{"word":"maybe","start":691.97504,"end":692.29504,"confidence":0.9760742,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.07802542299032211},{"word":"do","start":692.29504,"end":692.53503,"confidence":0.9921875,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0828317329287529},{"word":"something","start":692.53503,"end":692.85504,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.07541507482528687},{"word":"else","start":692.85504,"end":693.09503,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.07308577001094818},{"word":"with","start":693.09503,"end":693.255,"confidence":0.94921875,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07203850895166397},{"word":"it","start":693.255,"end":693.49506,"confidence":0.85913086,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.0754186287522316},{"word":"because","start":693.49506,"end":693.73505,"confidence":0.99902344,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.003413509577512741},{"word":"the","start":693.73505,"end":693.895,"confidence":0.9223633,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.007410431280732155},{"word":"thing","start":693.895,"end":694.135,"confidence":0.99121094,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.005383424460887909},{"word":"is","start":694.135,"end":694.29504,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0014460571110248566},{"word":"is","start":694.29504,"end":694.455,"confidence":0.8989258,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.001439116895198822},{"word":"i'm","start":694.455,"end":694.61505,"confidence":0.9921875,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.037941351532936096},{"word":"not","start":694.61505,"end":694.775,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.0683562234044075},{"word":"gonna","start":694.775,"end":695.015,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.07078173011541367},{"word":"need","start":695.015,"end":695.17505,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.07988105714321136},{"word":"i'm","start":695.255,"end":695.41504,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.14011500775814056},{"word":"definitely","start":695.41504,"end":695.815,"confidence":1.0,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":-0.14362996816635132},{"word":"not","start":695.815,"end":695.97504,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.14375700056552887},{"word":"gonna","start":695.97504,"end":696.215,"confidence":0.99609375,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.1394464373588562},{"word":"need","start":696.215,"end":696.455,"confidence":0.9970703,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.17040230333805084},{"word":"a","start":696.455,"end":696.61505,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1290287971496582},{"word":"car","start":696.61505,"end":697.11505,"confidence":1.0,"punctuated_word":"car","sentiment":"neutral","sentiment_score":-0.16022281348705292},{"word":"anymore","start":697.49506,"end":697.99506,"confidence":0.9980469,"punctuated_word":"anymore.","sentiment":"neutral","sentiment_score":-0.11005547642707823},{"word":"my","start":698.29504,"end":698.53503,"confidence":1.0,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.008657842874526978},{"word":"mom","start":698.53503,"end":699.015,"confidence":0.8691406,"punctuated_word":"mom,","sentiment":"neutral","sentiment_score":0.027137912809848785},{"word":"like","start":699.015,"end":699.515,"confidence":0.91430664,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.05766168236732483},{"word":"will","start":699.73505,"end":699.97504,"confidence":0.33520508,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.06861983239650726},{"word":"just","start":699.97504,"end":700.215,"confidence":0.98535156,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06655769795179367},{"word":"share","start":700.215,"end":700.455,"confidence":0.98828125,"punctuated_word":"share","sentiment":"neutral","sentiment_score":0.06339772790670395},{"word":"that","start":700.455,"end":700.695,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0645521730184555},{"word":"one","start":700.695,"end":701.015,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.03095248341560364},{"word":"car","start":701.015,"end":701.515,"confidence":0.9614258,"punctuated_word":"car.","sentiment":"neutral","sentiment_score":0.02532093971967697},{"word":"so","start":701.655,"end":702.05505,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05826504901051521},{"word":"yeah","start":702.215,"end":702.695,"confidence":0.9980469,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.06476952880620956},{"word":"so","start":702.695,"end":703.09503,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0747796893119812},{"word":"i","start":703.09503,"end":703.335,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06752587109804153},{"word":"just","start":703.335,"end":703.68,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13704386353492737},{"word":"wanted","start":704.0,"end":704.32,"confidence":0.99316406,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.15699124336242676},{"word":"to","start":704.32,"end":704.39996,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15937095880508423},{"word":"make","start":704.39996,"end":704.64,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.17978930473327637},{"word":"sure","start":704.64,"end":704.8,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.2135084569454193},{"word":"that","start":704.8,"end":705.12,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15795335173606873},{"word":"i","start":705.12,"end":705.2,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13263610005378723},{"word":"didn't","start":705.2,"end":705.6,"confidence":0.99853516,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":0.10770182311534882},{"word":"waste","start":705.6,"end":705.83997,"confidence":0.96777344,"punctuated_word":"waste","sentiment":"neutral","sentiment_score":-0.11739229410886765},{"word":"you","start":705.92,"end":706.08,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12127014994621275},{"word":"know","start":706.08,"end":706.24,"confidence":0.96118164,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.1817866414785385},{"word":"that","start":706.24,"end":706.39996,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2224176526069641},{"word":"that","start":706.39996,"end":706.56,"confidence":0.9370117,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2524973452091217},{"word":"money","start":706.56,"end":706.88,"confidence":0.99902344,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.06991752982139587},{"word":"just","start":706.88,"end":707.2,"confidence":0.9951172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.18764790892601013},{"word":"doesn't","start":707.2,"end":707.52,"confidence":0.99902344,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.12620358169078827},{"word":"get","start":707.52,"end":707.68,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.0060659050941467285},{"word":"wasted","start":707.68,"end":708.16,"confidence":0.97802734,"punctuated_word":"wasted","sentiment":"neutral","sentiment_score":-0.23341557383537292},{"word":"because","start":708.16,"end":708.39996,"confidence":0.8798828,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.08422437310218811},{"word":"i","start":708.39996,"end":708.48,"confidence":0.95947266,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01674656569957733},{"word":"sort","start":708.48,"end":708.72,"confidence":0.96972656,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.0018852129578590393},{"word":"of","start":708.72,"end":708.88,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06828634440898895},{"word":"want","start":708.88,"end":709.2,"confidence":0.69677734,"punctuated_word":"want,","sentiment":"neutral","sentiment_score":0.01794559136033058},{"word":"like","start":709.2,"end":709.7,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.007000364363193512},{"word":"as","start":710.24,"end":710.48,"confidence":0.5566406,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.011905863881111143},{"word":"i","start":710.48,"end":710.72,"confidence":0.9770508,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07313191890716553},{"word":"can't","start":710.72,"end":711.12,"confidence":0.9819336,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.0628923773765564},{"word":"work","start":711.12,"end":711.52,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.04242786765098572},{"word":"and","start":711.52,"end":711.92,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.012546427547931671},{"word":"add","start":711.92,"end":712.16,"confidence":0.9951172,"punctuated_word":"add","sentiment":"neutral","sentiment_score":-0.01839754730463028},{"word":"to","start":712.16,"end":712.32,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.009392552077770231},{"word":"my","start":712.32,"end":712.56,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.01824294775724411},{"word":"super","start":712.56,"end":712.96,"confidence":0.5058594,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.07210948318243027},{"word":"you","start":713.12,"end":713.2,"confidence":0.9790039,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.026002421975135803},{"word":"know","start":713.2,"end":713.7,"confidence":0.76660156,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.044591233134269714},{"word":"or","start":713.92,"end":714.42,"confidence":0.74975586,"punctuated_word":"or,","sentiment":"neutral","sentiment_score":0.04076134040951729},{"word":"you","start":714.88,"end":715.04,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.00684172660112381},{"word":"know","start":715.04,"end":715.27997,"confidence":0.98535156,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.026484476402401924},{"word":"like","start":715.27997,"end":715.52,"confidence":0.9592285,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.034445833414793015},{"word":"i","start":715.52,"end":715.68,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.031852178275585175},{"word":"just","start":715.68,"end":715.92,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.057768773287534714},{"word":"wanted","start":715.92,"end":716.24,"confidence":0.99902344,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.04705614596605301},{"word":"to","start":716.24,"end":716.39996,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04259184002876282},{"word":"try","start":716.39996,"end":716.89996,"confidence":0.3256836,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.03685731813311577},{"word":"to","start":716.96,"end":717.46,"confidence":0.98095703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.040221549570560455},{"word":"yeah","start":717.83997,"end":718.33997,"confidence":0.84716797,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.037538107484579086},{"word":"i","start":718.72,"end":718.88,"confidence":0.9863281,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02256888896226883},{"word":"guess","start":718.88,"end":719.175,"confidence":0.85791016,"punctuated_word":"guess,","sentiment":"neutral","sentiment_score":0.031672894954681396},{"word":"grow","start":721.175,"end":721.675,"confidence":0.87060547,"punctuated_word":"grow","sentiment":"neutral","sentiment_score":0.02684536762535572},{"word":"some","start":721.735,"end":721.89496,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.014993520453572272},{"word":"sort","start":721.89496,"end":722.055,"confidence":0.9921875,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.007323766127228737},{"word":"of","start":722.055,"end":722.555,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.028975803405046463},{"word":"some","start":722.855,"end":723.095,"confidence":0.9941406,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.031050920486450195},{"word":"sort","start":723.095,"end":723.255,"confidence":0.9970703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.0255705788731575},{"word":"of","start":723.255,"end":723.495,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.026309264823794365},{"word":"money","start":723.495,"end":723.815,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.062345851212739944},{"word":"because","start":723.815,"end":724.135,"confidence":0.78466797,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.0397634357213974},{"word":"it's","start":724.135,"end":724.295,"confidence":0.9838867,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.04308432340621948},{"word":"a","start":724.295,"end":724.455,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05258549004793167},{"word":"bit","start":724.455,"end":724.695,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.0909593254327774},{"word":"scary","start":724.695,"end":725.195,"confidence":0.83691406,"punctuated_word":"scary,","sentiment":"neutral","sentiment_score":-0.1003349870443344},{"word":"you","start":726.695,"end":726.855,"confidence":0.98291016,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13721266388893127},{"word":"know","start":726.855,"end":727.255,"confidence":0.98657227,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.11468318104743958},{"word":"when","start":727.255,"end":727.575,"confidence":0.9589844,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.10218527168035509},{"word":"you're","start":727.575,"end":727.735,"confidence":0.9387207,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.10519125312566756},{"word":"not","start":727.735,"end":728.235,"confidence":0.9902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.08981144428253174},{"word":"earning","start":728.375,"end":728.77496,"confidence":1.0,"punctuated_word":"earning","sentiment":"neutral","sentiment_score":-0.13316872715950012},{"word":"any","start":728.77496,"end":729.015,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.11902935802936554},{"word":"money","start":729.015,"end":729.33496,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.1255473494529724},{"word":"or","start":729.33496,"end":729.83496,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.14894245564937592},{"word":"making","start":730.375,"end":730.695,"confidence":1.0,"punctuated_word":"making","sentiment":"neutral","sentiment_score":-0.1843950003385544},{"word":"any","start":730.695,"end":731.015,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.10803019255399704},{"word":"money","start":731.015,"end":731.33496,"confidence":0.98999023,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":-0.09470000863075256},{"word":"yeah","start":731.33496,"end":731.735,"confidence":0.9091797,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0799763947725296},{"word":"so","start":731.735,"end":731.89496,"confidence":0.9560547,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.35056424140930176},{"word":"cool","start":731.975,"end":732.295,"confidence":0.99853516,"punctuated_word":"cool.","sentiment":"positive","sentiment_score":0.374548614025116},{"word":"okay","start":732.295,"end":732.695,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.3124786615371704},{"word":"sweet","start":732.695,"end":733.095,"confidence":0.9753418,"punctuated_word":"Sweet.","sentiment":"positive","sentiment_score":0.3619996905326843},{"word":"okay","start":733.095,"end":733.595,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2707025408744812},{"word":"that's","start":733.735,"end":734.135,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.381891131401062},{"word":"good","start":734.135,"end":734.49,"confidence":0.99902344,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5802549123764038},{"word":"sure","start":740.49,"end":740.99,"confidence":0.98657227,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.1488093137741089},{"word":"yep","start":745.37,"end":745.87,"confidence":0.9633789,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14555126428604126},{"word":"yes","start":751.955,"end":752.455,"confidence":0.8359375,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.18096664547920227},{"word":"sure","start":760.275,"end":760.675,"confidence":0.55474854,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.10226047039031982},{"word":"yep","start":760.675,"end":761.175,"confidence":0.9707031,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09934118390083312},{"word":"yeah","start":770.85004,"end":771.35004,"confidence":0.9206543,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11823855340480804},{"word":"yeah","start":771.49005,"end":771.99005,"confidence":0.91552734,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12584379315376282},{"word":"yep","start":787.745,"end":788.04,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15664231777191162},{"word":"yep","start":793.63995,"end":794.13995,"confidence":0.6236572,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10252466052770616},{"word":"which","start":805.195,"end":805.515,"confidence":0.72509766,"punctuated_word":"Which","sentiment":"neutral","sentiment_score":0.0036581680178642273},{"word":"is","start":805.515,"end":805.595,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.013971254229545592},{"word":"what","start":805.595,"end":805.83496,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05358441919088363},{"word":"i","start":805.83496,"end":805.995,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1131075993180275},{"word":"always","start":805.995,"end":806.315,"confidence":0.8095703,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.15105491876602173},{"word":"do","start":806.315,"end":806.815,"confidence":0.98828125,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.0969592183828354},{"word":"yep","start":809.035,"end":809.535,"confidence":0.7980957,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1844489425420761},{"word":"right","start":818.17,"end":818.67,"confidence":0.7208252,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.051397137343883514},{"word":"yes","start":825.69,"end":826.19,"confidence":0.9082031,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.027903802692890167},{"word":"yes","start":828.155,"end":828.655,"confidence":0.6699219,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.01968149840831757},{"word":"i've","start":831.115,"end":831.275,"confidence":0.42712402,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.05848255008459091},{"word":"been","start":831.275,"end":831.515,"confidence":0.32861328,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.059650905430316925},{"word":"with","start":831.515,"end":831.835,"confidence":0.6816406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07452672719955444},{"word":"nive","start":831.835,"end":832.335,"confidence":0.5136719,"punctuated_word":"NIVE.","sentiment":"neutral","sentiment_score":0.08442571014165878},{"word":"yes","start":838.47504,"end":838.8,"confidence":0.7624512,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.11568550765514374},{"word":"yep","start":862.205,"end":862.705,"confidence":0.96972656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09771102666854858},{"word":"yep","start":865.26,"end":865.76,"confidence":0.9760742,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07628707587718964},{"word":"better","start":874.22003,"end":874.72003,"confidence":0.69226074,"punctuated_word":"Better.","sentiment":"neutral","sentiment_score":0.03988099470734596},{"word":"no","start":878.14,"end":878.64,"confidence":0.6381836,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.005244618281722069},{"word":"oh","start":879.02,"end":879.26,"confidence":0.70007324,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.04666445776820183},{"word":"cool","start":879.26,"end":879.74005,"confidence":0.9980469,"punctuated_word":"cool.","sentiment":"neutral","sentiment_score":0.1341322660446167},{"word":"alright","start":879.74005,"end":880.06006,"confidence":0.9042969,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.13010279834270477},{"word":"yep","start":880.06006,"end":880.515,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15186934173107147},{"word":"sweet","start":889.875,"end":890.375,"confidence":0.9975586,"punctuated_word":"Sweet.","sentiment":"neutral","sentiment_score":0.05499737337231636},{"word":"yeah","start":892.85004,"end":893.25,"confidence":0.9914551,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05382217839360237},{"word":"i'm","start":893.25,"end":893.57,"confidence":0.99560547,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.04361817240715027},{"word":"i'm","start":893.57,"end":893.89,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.05125828832387924},{"word":"talking","start":893.89,"end":894.21,"confidence":0.99609375,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.06402792781591415},{"word":"to","start":894.21,"end":894.37006,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06480694562196732},{"word":"my","start":894.37006,"end":894.53,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.07185250520706177},{"word":"friend","start":894.53,"end":894.85004,"confidence":0.9921875,"punctuated_word":"friend","sentiment":"neutral","sentiment_score":0.08096824586391449},{"word":"today","start":894.85004,"end":895.09,"confidence":0.99902344,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.08595001697540283},{"word":"because","start":895.09,"end":895.41003,"confidence":0.8251953,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.06749079376459122},{"word":"he's","start":895.41003,"end":895.65,"confidence":0.986084,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.09599031507968904},{"word":"actually","start":895.65,"end":895.97003,"confidence":0.9970703,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.10776520520448685},{"word":"got","start":895.97003,"end":896.13,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1243489682674408},{"word":"it","start":896.13,"end":896.21,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0965498313307762},{"word":"down","start":896.21,"end":896.45,"confidence":0.9951172,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.08408614993095398},{"word":"on","start":896.45,"end":896.53,"confidence":0.9741211,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06702500581741333},{"word":"the","start":896.53,"end":896.69,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07020517438650131},{"word":"gold","start":896.69,"end":896.93005,"confidence":0.9790039,"punctuated_word":"Gold","sentiment":"neutral","sentiment_score":0.053858209401369095},{"word":"coast","start":896.93005,"end":897.43005,"confidence":0.7102051,"punctuated_word":"Coast.","sentiment":"neutral","sentiment_score":0.09814561158418655},{"word":"because","start":897.89,"end":898.13,"confidence":0.85839844,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.060475267469882965},{"word":"i","start":898.13,"end":898.29004,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07390691339969635},{"word":"swapped","start":898.29004,"end":898.69,"confidence":0.9301758,"punctuated_word":"swapped","sentiment":"neutral","sentiment_score":0.07104791700839996},{"word":"cars","start":898.69,"end":899.19,"confidence":0.9819336,"punctuated_word":"cars","sentiment":"neutral","sentiment_score":0.04084264487028122},{"word":"with","start":899.49005,"end":899.99005,"confidence":0.8210449,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":0.09290505945682526},{"word":"yeah","start":900.05005,"end":900.37006,"confidence":0.9758301,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.12570220232009888},{"word":"friends","start":900.37006,"end":900.69,"confidence":0.66308594,"punctuated_word":"friends","sentiment":"neutral","sentiment_score":0.1315869688987732},{"word":"of","start":900.69,"end":900.77,"confidence":0.9921875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11496876180171968},{"word":"mine","start":900.77,"end":901.01,"confidence":0.9970703,"punctuated_word":"mine","sentiment":"neutral","sentiment_score":0.11123260855674744},{"word":"that","start":901.01,"end":901.17004,"confidence":0.40063477,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13187776505947113},{"word":"had","start":901.17004,"end":901.33,"confidence":0.9633789,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.10126465559005736},{"word":"a","start":901.33,"end":901.41003,"confidence":0.91015625,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09589671343564989},{"word":"spare","start":901.41003,"end":901.73004,"confidence":1.0,"punctuated_word":"spare","sentiment":"neutral","sentiment_score":0.0923852026462555},{"word":"one","start":901.73004,"end":902.21,"confidence":0.99609375,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.07383745908737183},{"word":"that","start":902.21,"end":902.29004,"confidence":0.89746094,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11412999033927916},{"word":"was","start":902.29004,"end":902.69,"confidence":0.99609375,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.11185683310031892},{"word":"automatic","start":902.69,"end":903.17004,"confidence":0.8442383,"punctuated_word":"automatic.","sentiment":"neutral","sentiment_score":0.030574580654501915},{"word":"so","start":903.17004,"end":903.33,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06526213884353638},{"word":"i'm","start":903.33,"end":903.49005,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.08685009181499481},{"word":"gonna","start":903.49005,"end":903.73004,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.11478400230407716},{"word":"give","start":903.73004,"end":903.89,"confidence":0.9941406,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.07701095193624496},{"word":"that","start":903.89,"end":904.13,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09229898452758788},{"word":"back","start":904.13,"end":904.37006,"confidence":0.9902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.04780643805861473},{"word":"tomorrow","start":904.37006,"end":904.85004,"confidence":1.0,"punctuated_word":"tomorrow","sentiment":"neutral","sentiment_score":0.11300630867481232},{"word":"and","start":904.85004,"end":905.01,"confidence":0.3400879,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11533580720424652},{"word":"then","start":905.01,"end":905.51,"confidence":0.9970703,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0960894301533699},{"word":"and","start":905.935,"end":906.33496,"confidence":0.8310547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10223016142845154},{"word":"i","start":906.33496,"end":906.495,"confidence":0.59033203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07832273840904236},{"word":"he","start":906.57495,"end":906.65497,"confidence":0.93408203,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.10579344630241394},{"word":"and","start":906.735,"end":906.89496,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07701221108436584},{"word":"i've","start":906.89496,"end":907.13495,"confidence":0.98999023,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.09350365400314332},{"word":"asked","start":907.13495,"end":907.375,"confidence":0.9970703,"punctuated_word":"asked","sentiment":"neutral","sentiment_score":0.10820557922124864},{"word":"him","start":907.375,"end":907.535,"confidence":0.9980469,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.07359866797924042},{"word":"if","start":907.535,"end":907.77496,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07999590039253235},{"word":"he'll","start":907.77496,"end":908.25494,"confidence":0.976888,"punctuated_word":"he'll,","sentiment":"neutral","sentiment_score":0.0767914280295372},{"word":"like","start":908.25494,"end":908.75494,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.07342967391014099},{"word":"sell","start":908.975,"end":909.21497,"confidence":0.9980469,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":0.07905090600252151},{"word":"it","start":909.21497,"end":909.45496,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09613443911075592},{"word":"for","start":909.45496,"end":909.615,"confidence":0.9951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08054086565971375},{"word":"me","start":909.615,"end":910.115,"confidence":0.97802734,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.077680304646492},{"word":"so","start":912.415,"end":912.735,"confidence":0.9165039,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.07044538855552673},{"word":"like","start":912.735,"end":913.055,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0755719393491745},{"word":"retro","start":913.055,"end":913.535,"confidence":0.3843994,"punctuated_word":"retro,","sentiment":"neutral","sentiment_score":0.05233887583017349},{"word":"it's","start":913.535,"end":913.77496,"confidence":0.9951172,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.046635664999485016},{"word":"running","start":913.77496,"end":914.175,"confidence":1.0,"punctuated_word":"running","sentiment":"neutral","sentiment_score":0.03972028195858002},{"word":"out","start":914.175,"end":914.495,"confidence":0.72631836,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":0.015368627384305},{"word":"i","start":914.495,"end":914.57495,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.030523180961608887},{"word":"think","start":914.57495,"end":914.89496,"confidence":0.8833008,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":0.03274157643318176},{"word":"in","start":914.89496,"end":915.295,"confidence":0.7114258,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.008966028690338135},{"word":"end","start":915.295,"end":915.535,"confidence":0.8730469,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.027147721499204636},{"word":"of","start":915.535,"end":915.77496,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04804559424519539},{"word":"september","start":915.77496,"end":916.25494,"confidence":0.7392578,"punctuated_word":"September,","sentiment":"neutral","sentiment_score":0.04983874410390854},{"word":"so","start":916.25494,"end":916.75494,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.04008295759558678},{"word":"i","start":917.13495,"end":917.375,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0438128374516964},{"word":"kind","start":917.375,"end":917.535,"confidence":0.82714844,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.046245548874139786},{"word":"of","start":917.535,"end":917.69495,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07203075289726257},{"word":"wanna","start":917.69495,"end":918.01495,"confidence":0.9658203,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.11472214013338088},{"word":"get","start":918.01495,"end":918.175,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.08388912677764893},{"word":"it","start":918.175,"end":918.675,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08346720039844513},{"word":"sold","start":918.85,"end":919.09,"confidence":0.86279297,"punctuated_word":"sold.","sentiment":"neutral","sentiment_score":0.07497255504131317},{"word":"you","start":919.09,"end":919.17,"confidence":0.99902344,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.03960097581148147},{"word":"know","start":919.17,"end":919.41,"confidence":0.7685547,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.04462096095085144},{"word":"i","start":919.41,"end":919.49,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.010525878518819807},{"word":"just","start":919.49,"end":919.65,"confidence":0.9838867,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.014684360474348068},{"word":"said","start":919.65,"end":919.89,"confidence":0.7788086,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.034188758581876755},{"word":"to","start":919.89,"end":919.97003,"confidence":0.8574219,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03509090840816498},{"word":"him","start":919.97003,"end":920.13,"confidence":0.7783203,"punctuated_word":"him,","sentiment":"neutral","sentiment_score":0.0336943194270134},{"word":"just","start":920.13,"end":920.29,"confidence":0.89501953,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02803853526711464},{"word":"stick","start":920.29,"end":920.61,"confidence":0.59765625,"punctuated_word":"stick","sentiment":"neutral","sentiment_score":0.02938823029398918},{"word":"$8,000","start":920.61,"end":921.41,"confidence":0.9992676,"punctuated_word":"$8,000","sentiment":"neutral","sentiment_score":0.03574668616056442},{"word":"on","start":921.41,"end":921.49,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.038210924714803696},{"word":"it","start":921.49,"end":921.73,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03417734429240227},{"word":"and","start":921.73,"end":922.23,"confidence":0.87158203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03521427512168884},{"word":"and","start":922.77,"end":923.27,"confidence":0.9807129,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.017213240265846252},{"word":"you","start":923.33,"end":923.49,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0330364964902401},{"word":"know","start":923.49,"end":923.99,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.04663100838661194},{"word":"see","start":924.13,"end":924.29,"confidence":0.9941406,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.04774104058742523},{"word":"if","start":924.29,"end":924.45,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.05031208321452141},{"word":"we","start":924.45,"end":924.61,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.05043748393654823},{"word":"can","start":924.61,"end":924.77,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.044704779982566833},{"word":"yeah","start":924.85,"end":925.09,"confidence":0.96655273,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.04092914238572121},{"word":"so","start":925.09,"end":925.25,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04133595526218414},{"word":"i'm","start":925.25,"end":925.41,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.06007042154669762},{"word":"just","start":925.41,"end":925.49,"confidence":0.5136719,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.056735385209321976},{"word":"gonna","start":925.49,"end":925.73,"confidence":0.9951172,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.07877860218286514},{"word":"talk","start":925.73,"end":925.97003,"confidence":0.9941406,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.07389181852340698},{"word":"to","start":925.97003,"end":926.05,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07437747716903687},{"word":"him","start":926.05,"end":926.21,"confidence":0.87841797,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.05736437067389488},{"word":"about","start":926.21,"end":926.45,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0718645304441452},{"word":"it","start":926.45,"end":926.61,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03815797343850136},{"word":"today","start":926.61,"end":927.11,"confidence":0.9794922,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":0.04796172678470611},{"word":"so","start":927.25,"end":927.65,"confidence":0.8442383,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.017320141196250916},{"word":"hopefully","start":927.65,"end":928.15,"confidence":1.0,"punctuated_word":"hopefully,","sentiment":"neutral","sentiment_score":-0.008219793438911438},{"word":"i","start":928.29,"end":928.53,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.003411263227462769},{"word":"would","start":928.53,"end":928.77,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.018475688993930817},{"word":"think","start":928.77,"end":929.09,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.009822279214859009},{"word":"it","start":929.09,"end":929.25,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.024189092218875885},{"word":"would","start":929.25,"end":929.49,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.016056545078754425},{"word":"be","start":929.49,"end":929.57,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.13646496832370758},{"word":"gone","start":929.57,"end":930.07,"confidence":0.98706055,"punctuated_word":"gone,","sentiment":"neutral","sentiment_score":-0.17953291535377502},{"word":"you","start":930.21,"end":930.37,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10604145377874374},{"word":"know","start":930.37,"end":930.61,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.14179766178131104},{"word":"in","start":930.61,"end":930.77,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.20739267766475675},{"word":"the","start":930.77,"end":930.85,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15856684744358063},{"word":"next","start":930.85,"end":931.35,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.12990328669548035},{"word":"couple","start":932.45,"end":932.69,"confidence":0.9980469,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.12695054709911346},{"word":"of","start":932.69,"end":932.85,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.12266193330287932},{"word":"weeks","start":932.85,"end":933.33,"confidence":0.7492676,"punctuated_word":"weeks,","sentiment":"neutral","sentiment_score":-0.12296240031719208},{"word":"months","start":933.33,"end":933.73,"confidence":0.9633789,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.13213658332824707},{"word":"at","start":933.73,"end":933.89,"confidence":0.93408203,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.14751800894737244},{"word":"the","start":933.89,"end":934.05,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06536829471588135},{"word":"most","start":934.05,"end":934.365,"confidence":0.9902344,"punctuated_word":"most.","sentiment":"neutral","sentiment_score":-0.09329964220523834},{"word":"yeah","start":934.605,"end":935.105,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.011914903298020365},{"word":"so","start":936.285,"end":936.685,"confidence":0.9921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.011980881914496422},{"word":"what","start":936.685,"end":936.925,"confidence":0.98828125,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.015124786645174026},{"word":"are","start":936.925,"end":937.005,"confidence":0.89453125,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.02479483373463154},{"word":"we","start":937.005,"end":937.40497,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.01614764891564846},{"word":"now","start":937.40497,"end":937.90497,"confidence":0.71313477,"punctuated_word":"now?","sentiment":"neutral","sentiment_score":0.022111669182777405},{"word":"mid","start":937.96497,"end":938.46497,"confidence":0.63378906,"punctuated_word":"Mid","sentiment":"neutral","sentiment_score":0.0023909155279397964},{"word":"mid","start":939.005,"end":939.325,"confidence":0.65283203,"punctuated_word":"mid","sentiment":"neutral","sentiment_score":0.0002967268228530884},{"word":"august","start":939.325,"end":939.825,"confidence":0.9626465,"punctuated_word":"August.","sentiment":"neutral","sentiment_score":0.018115704879164696},{"word":"so","start":939.96497,"end":940.46497,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.005858614109456539},{"word":"before","start":941.485,"end":941.805,"confidence":0.69384766,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.00823027454316616},{"word":"yeah","start":941.885,"end":942.125,"confidence":0.99560547,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.008716544136404991},{"word":"it's","start":942.125,"end":942.285,"confidence":0.99658203,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.03299104422330856},{"word":"got","start":942.285,"end":942.52496,"confidence":0.67822266,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.040008723735809326},{"word":"before","start":942.685,"end":943.005,"confidence":0.8496094,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.02530699409544468},{"word":"it","start":943.005,"end":943.165,"confidence":0.50341797,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.04648303985595703},{"word":"was","start":943.165,"end":943.485,"confidence":0.9892578,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.0472271591424942},{"word":"more","start":943.485,"end":943.725,"confidence":0.7648926,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":-0.03910067677497864},{"word":"like","start":943.725,"end":944.225,"confidence":0.99560547,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.02530499547719955},{"word":"the","start":944.285,"end":944.445,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.017364539206027985},{"word":"end","start":944.445,"end":944.605,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.012454676441848278},{"word":"of","start":944.605,"end":944.845,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.011769112199544908},{"word":"september","start":944.845,"end":945.245,"confidence":0.99902344,"punctuated_word":"September","sentiment":"neutral","sentiment_score":-0.032009951770305634},{"word":"because","start":945.245,"end":945.485,"confidence":0.7480469,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.05218677967786789},{"word":"i","start":945.485,"end":945.565,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06149868667125702},{"word":"think","start":945.565,"end":945.805,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.04654468968510628},{"word":"that's","start":945.805,"end":946.045,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.06509143859148026},{"word":"when","start":946.045,"end":946.285,"confidence":0.98950195,"punctuated_word":"when,","sentiment":"neutral","sentiment_score":-0.06442368030548096},{"word":"like","start":946.285,"end":946.52496,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.054439786821603775},{"word":"retro","start":946.52496,"end":946.925,"confidence":0.43725586,"punctuated_word":"retro","sentiment":"neutral","sentiment_score":-0.010395795106887816},{"word":"due","start":946.925,"end":947.005,"confidence":0.54052734,"punctuated_word":"due","sentiment":"neutral","sentiment_score":-0.054887428879737854},{"word":"again","start":947.005,"end":947.325,"confidence":0.90283203,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":-0.0684441328048706},{"word":"and","start":947.325,"end":947.485,"confidence":0.98828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0914612114429474},{"word":"i","start":947.485,"end":947.565,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15131792426109314},{"word":"just","start":947.565,"end":947.805,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.11834567785263062},{"word":"don't","start":947.805,"end":947.96497,"confidence":0.9980469,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.11513855308294296},{"word":"wanna","start":947.96497,"end":948.205,"confidence":0.97998047,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.1263524442911148},{"word":"pay","start":948.205,"end":948.445,"confidence":0.96435547,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.11150572448968887},{"word":"retro","start":948.445,"end":948.765,"confidence":0.5004883,"punctuated_word":"retro","sentiment":"neutral","sentiment_score":-0.10507982969284058},{"word":"again","start":948.765,"end":949.11,"confidence":0.9682617,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.11975690722465517},{"word":"so","start":951.43,"end":951.55,"confidence":0.8076172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.15187261998653412},{"word":"i","start":951.55,"end":951.67,"confidence":0.9404297,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.22536548972129825},{"word":"haven't","start":951.67,"end":952.17,"confidence":0.90625,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.17768606543540957},{"word":"i","start":952.39,"end":952.55,"confidence":0.8676758,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15150773525238037},{"word":"haven't","start":952.55,"end":952.87,"confidence":1.0,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.1402582824230194},{"word":"used","start":952.87,"end":953.11,"confidence":0.9873047,"punctuated_word":"used","sentiment":"neutral","sentiment_score":-0.17751620709896088},{"word":"it","start":953.11,"end":953.58997,"confidence":0.8864746,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.1629725694656372},{"word":"well","start":953.58997,"end":953.75,"confidence":0.763916,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.30747318267822266},{"word":"i","start":953.75,"end":953.91,"confidence":0.99609375,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.5542024970054626},{"word":"haven't","start":953.91,"end":954.41,"confidence":0.99194336,"punctuated_word":"haven't","sentiment":"negative","sentiment_score":-0.5074080228805542},{"word":"used","start":955.02997,"end":955.26996,"confidence":0.9760742,"punctuated_word":"used","sentiment":"neutral","sentiment_score":-0.25652801990509033},{"word":"it","start":955.26996,"end":955.51,"confidence":0.9980469,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.3399967551231384},{"word":"for","start":955.51,"end":955.67,"confidence":0.9790039,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":-0.2740151882171631},{"word":"like","start":955.67,"end":955.91,"confidence":1.0,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.2932969331741333},{"word":"six","start":955.91,"end":956.14996,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.25756219029426575},{"word":"months","start":956.14996,"end":956.39,"confidence":0.9980469,"punctuated_word":"months.","sentiment":"negative","sentiment_score":-0.33407366275787354},{"word":"it's","start":956.39,"end":956.63,"confidence":0.99853516,"punctuated_word":"It's","sentiment":"negative","sentiment_score":-0.6636135578155518},{"word":"just","start":956.63,"end":957.02997,"confidence":1.0,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.6966717839241028},{"word":"a","start":957.02997,"end":957.11,"confidence":0.984375,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.7665498852729797},{"word":"a","start":957.11,"end":957.26996,"confidence":0.5126953,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.7728046178817749},{"word":"waste","start":957.26996,"end":957.58997,"confidence":0.99609375,"punctuated_word":"waste","sentiment":"negative","sentiment_score":-0.6860703825950623},{"word":"of","start":957.58997,"end":957.99,"confidence":0.99902344,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.7174947261810303},{"word":"money","start":957.99,"end":958.47,"confidence":0.7359619,"punctuated_word":"money.","sentiment":"negative","sentiment_score":-0.6648157835006714},{"word":"you","start":958.47,"end":958.63,"confidence":0.7348633,"punctuated_word":"You","sentiment":"negative","sentiment_score":-0.3720839619636536},{"word":"know","start":958.63,"end":958.79004,"confidence":0.7675781,"punctuated_word":"know,","sentiment":"negative","sentiment_score":-0.3891250491142273},{"word":"i","start":958.79004,"end":958.95,"confidence":0.97314453,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4483250677585602},{"word":"pay","start":958.95,"end":959.26996,"confidence":0.5449219,"punctuated_word":"pay","sentiment":"negative","sentiment_score":-0.4266379177570343},{"word":"insurance","start":959.26996,"end":959.76996,"confidence":0.99902344,"punctuated_word":"insurance","sentiment":"negative","sentiment_score":-0.4215726554393768},{"word":"and","start":960.63,"end":961.13,"confidence":0.88256836,"punctuated_word":"and,","sentiment":"negative","sentiment_score":-0.42283883690834045},{"word":"you","start":961.35,"end":961.51,"confidence":0.99902344,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.36474916338920593},{"word":"know","start":961.51,"end":961.91,"confidence":0.99853516,"punctuated_word":"know,","sentiment":"negative","sentiment_score":-0.384074866771698},{"word":"rego","start":961.91,"end":962.39,"confidence":0.9138997,"punctuated_word":"rego,","sentiment":"negative","sentiment_score":-0.35245269536972046},{"word":"and","start":962.39,"end":962.55,"confidence":1.0,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.41094741225242615},{"word":"it's","start":962.55,"end":962.63,"confidence":0.99072266,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.480461061000824},{"word":"just","start":962.63,"end":962.87,"confidence":0.99121094,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.48129943013191223},{"word":"a","start":962.87,"end":962.95,"confidence":0.8852539,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.5525737404823303},{"word":"waste","start":962.95,"end":963.19,"confidence":1.0,"punctuated_word":"waste","sentiment":"negative","sentiment_score":-0.4723878502845764},{"word":"of","start":963.19,"end":963.26996,"confidence":0.9536133,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.5647887587547302},{"word":"money","start":963.26996,"end":963.51,"confidence":0.8383789,"punctuated_word":"money.","sentiment":"negative","sentiment_score":-0.4665976166725158},{"word":"so","start":963.51,"end":963.67,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.2825823724269867},{"word":"i","start":963.67,"end":963.75,"confidence":0.97998047,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3917068839073181},{"word":"thought","start":963.75,"end":963.99,"confidence":0.71240234,"punctuated_word":"thought","sentiment":"negative","sentiment_score":-0.4032368957996368},{"word":"i'd","start":963.99,"end":964.14996,"confidence":0.7480469,"punctuated_word":"I'd","sentiment":"negative","sentiment_score":-0.4387289881706238},{"word":"just","start":964.14996,"end":964.39,"confidence":0.7138672,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.4257772564888001},{"word":"get","start":964.39,"end":964.55,"confidence":0.9970703,"punctuated_word":"get","sentiment":"negative","sentiment_score":-0.4980105757713318},{"word":"rid","start":964.55,"end":964.70996,"confidence":1.0,"punctuated_word":"rid","sentiment":"negative","sentiment_score":-0.454006552696228},{"word":"of","start":964.70996,"end":964.79,"confidence":0.99902344,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.4063095450401306},{"word":"it","start":964.79,"end":964.965,"confidence":0.9592285,"punctuated_word":"it.","sentiment":"negative","sentiment_score":-0.3845750391483307},{"word":"okay","start":991.69995,"end":992.19995,"confidence":0.9914551,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1107470914721489},{"word":"okay","start":998.795,"end":999.295,"confidence":0.5999756,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.17462047934532166},{"word":"cool","start":999.755,"end":1000.255,"confidence":0.88256836,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.3912994861602783},{"word":"yep","start":1013.93,"end":1014.43,"confidence":0.984375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.022786706686019897},{"word":"yep","start":1015.37,"end":1015.87,"confidence":0.7512207,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.008145147934556007},{"word":"yep","start":1016.97,"end":1017.21,"confidence":0.95043945,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3147677183151245},{"word":"i","start":1017.21,"end":1017.45,"confidence":0.5942383,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2866401970386505},{"word":"can","start":1017.45,"end":1017.95,"confidence":0.72021484,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.26067107915878296},{"word":"yep","start":1023.13495,"end":1023.45496,"confidence":0.9182129,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05943232774734497},{"word":"signature","start":1023.45496,"end":1023.95496,"confidence":0.35498047,"punctuated_word":"Signature","sentiment":"neutral","sentiment_score":0.037208784371614456},{"word":"request","start":1024.495,"end":1024.975,"confidence":0.888916,"punctuated_word":"request.","sentiment":"neutral","sentiment_score":0.05894837528467178},{"word":"sure","start":1024.975,"end":1025.475,"confidence":0.98657227,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.1131460666656494},{"word":"yep","start":1026.895,"end":1027.395,"confidence":0.7583008,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07591582834720612},{"word":"oh","start":1036.11,"end":1036.27,"confidence":0.951416,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.03472583740949631},{"word":"okay","start":1036.27,"end":1036.77,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.03013443388044834},{"word":"yep","start":1040.03,"end":1040.53,"confidence":0.7861328,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04146672785282135},{"word":"the","start":1041.07,"end":1041.57,"confidence":0.8852539,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.024674875661730766},{"word":"super","start":1042.765,"end":1043.165,"confidence":0.5991211,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.05063069239258766},{"word":"summary","start":1043.165,"end":1043.665,"confidence":0.7878418,"punctuated_word":"summary,","sentiment":"neutral","sentiment_score":0.036970604211091995},{"word":"is","start":1044.845,"end":1045.085,"confidence":0.94384766,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.017372507601976395},{"word":"there","start":1045.085,"end":1045.485,"confidence":0.5136719,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.02414463832974434},{"word":"four","start":1045.485,"end":1045.885,"confidence":0.98095703,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.015972215682268143},{"word":"attachments","start":1045.885,"end":1046.385,"confidence":0.9338379,"punctuated_word":"attachments?","sentiment":"neutral","sentiment_score":0.020096449181437492},{"word":"okay","start":1055.885,"end":1056.385,"confidence":0.967041,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.12923988699913025},{"word":"cool","start":1056.445,"end":1056.945,"confidence":0.92993164,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.4017496705055237},{"word":"oh","start":1060.65,"end":1060.89,"confidence":0.93969727,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.3156892955303192},{"word":"good","start":1060.89,"end":1061.29,"confidence":0.99902344,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.2811312675476074},{"word":"i","start":1061.29,"end":1061.53,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12110806256532668},{"word":"i","start":1061.53,"end":1061.6901,"confidence":0.97509766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09201262146234512},{"word":"said","start":1061.6901,"end":1061.93,"confidence":0.9941406,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.11338834464550018},{"word":"to","start":1061.93,"end":1062.0901,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07733482122421265},{"word":"mom","start":1062.0901,"end":1062.3301,"confidence":0.76708984,"punctuated_word":"mom,","sentiment":"neutral","sentiment_score":0.05842796713113785},{"word":"i","start":1062.3301,"end":1062.41,"confidence":0.9707031,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03393079712986946},{"word":"said","start":1062.41,"end":1062.49,"confidence":0.92578125,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.05591206252574921},{"word":"because","start":1062.5701,"end":1062.7301,"confidence":0.9272461,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.0413174070417881},{"word":"you","start":1062.7301,"end":1062.89,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01941904053092003},{"word":"know","start":1062.89,"end":1063.05,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.04507279023528099},{"word":"the","start":1063.05,"end":1063.2101,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03648100793361664},{"word":"market's","start":1063.2101,"end":1063.53,"confidence":0.9711914,"punctuated_word":"market's","sentiment":"neutral","sentiment_score":0.014773359522223473},{"word":"been","start":1063.53,"end":1063.8501,"confidence":0.9189453,"punctuated_word":"been,","sentiment":"neutral","sentiment_score":0.012587305158376694},{"word":"like","start":1063.8501,"end":1064.17,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.005028299987316132},{"word":"up","start":1064.17,"end":1064.3301,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.015236042439937592},{"word":"and","start":1064.3301,"end":1064.41,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04657972231507301},{"word":"down","start":1064.41,"end":1064.65,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.0022867918014526367},{"word":"with","start":1064.65,"end":1064.89,"confidence":0.9770508,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.03587794303894043},{"word":"what","start":1064.89,"end":1065.2101,"confidence":0.8720703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.017085641622543335},{"word":"trump","start":1065.2101,"end":1065.4501,"confidence":0.98828125,"punctuated_word":"Trump","sentiment":"neutral","sentiment_score":-0.023724444210529327},{"word":"what's","start":1065.53,"end":1065.8501,"confidence":0.48942056,"punctuated_word":"what's,","sentiment":"neutral","sentiment_score":-0.021115723997354507},{"word":"i","start":1065.8501,"end":1065.93,"confidence":0.9873047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.005995005369186401},{"word":"guess","start":1065.93,"end":1066.25,"confidence":0.9885254,"punctuated_word":"guess,","sentiment":"neutral","sentiment_score":0.007117673754692078},{"word":"been","start":1066.25,"end":1066.49,"confidence":0.91845703,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.0013518854975700378},{"word":"going","start":1066.49,"end":1066.7301,"confidence":0.9838867,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.015601500868797302},{"word":"on","start":1066.7301,"end":1066.89,"confidence":0.9902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.004830688238143921},{"word":"with","start":1066.89,"end":1067.39,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.04233761131763458},{"word":"trump","start":1067.4501,"end":1067.6901,"confidence":0.99316406,"punctuated_word":"Trump","sentiment":"neutral","sentiment_score":0.012810193002223969},{"word":"and","start":1067.6901,"end":1067.93,"confidence":0.96777344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.028543882071971893},{"word":"the","start":1067.93,"end":1068.0901,"confidence":0.9838867,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.012953907251358032},{"word":"oil","start":1068.0901,"end":1068.41,"confidence":1.0,"punctuated_word":"oil","sentiment":"neutral","sentiment_score":0.02162635326385498},{"word":"and","start":1068.41,"end":1068.5701,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.008771046996116638},{"word":"everything","start":1068.5701,"end":1068.9701,"confidence":0.8696289,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":-0.0090587567538023},{"word":"and","start":1068.9701,"end":1069.305,"confidence":0.96777344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.014690015465021132},{"word":"at","start":1069.305,"end":1069.4651,"confidence":0.4802246,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.03418591991066933},{"word":"the","start":1069.4651,"end":1069.625,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01803734339773655},{"word":"moment","start":1069.625,"end":1069.8317,"confidence":0.8479004,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.019661275669932365},{"word":"it","start":1069.8317,"end":1070.0383,"confidence":0.54003906,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.003047823905944824},{"word":"because","start":1070.245,"end":1070.4517,"confidence":0.67089844,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.022955652326345444},{"word":"i'm","start":1070.4517,"end":1070.6583,"confidence":0.9362793,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.02326728962361813},{"word":"in","start":1070.6583,"end":1070.865,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.06293220072984695},{"word":"that","start":1070.865,"end":1071.0718,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03422313928604126},{"word":"high","start":1071.0718,"end":1071.2784,"confidence":0.8989258,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.09706158936023712},{"word":"little","start":1071.4851,"end":1071.6918,"confidence":0.88671875,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.0803261548280716},{"word":"high","start":1071.6918,"end":1071.8984,"confidence":0.9165039,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.14132609963417053},{"word":"risk","start":1071.8984,"end":1072.1051,"confidence":0.99902344,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.14576125144958496},{"word":"category","start":1072.1051,"end":1072.505,"confidence":0.74902344,"punctuated_word":"category.","sentiment":"neutral","sentiment_score":-0.12930898368358612},{"word":"i","start":1072.505,"end":1072.5851,"confidence":0.88720703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.003411322832107544},{"word":"said","start":1072.5851,"end":1072.8251,"confidence":0.9448242,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.02285272628068924},{"word":"it'll","start":1072.8251,"end":1072.905,"confidence":0.6647949,"punctuated_word":"it'll","sentiment":"neutral","sentiment_score":0.012843775562942028},{"word":"either","start":1072.905,"end":1073.2251,"confidence":0.9760742,"punctuated_word":"either","sentiment":"neutral","sentiment_score":-0.02810961008071899},{"word":"be","start":1073.2251,"end":1073.385,"confidence":0.87768555,"punctuated_word":"be,","sentiment":"neutral","sentiment_score":-0.035279810428619385},{"word":"like","start":1073.385,"end":1073.545,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.022008772939443588},{"word":"really","start":1073.545,"end":1073.785,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.03260441869497299},{"word":"good","start":1073.785,"end":1074.1051,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":-0.013644829392433168},{"word":"or","start":1074.1051,"end":1074.265,"confidence":0.96240234,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.08775853365659714},{"word":"maybe","start":1074.265,"end":1074.665,"confidence":0.9970703,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.14218294620513916},{"word":"really","start":1074.665,"end":1074.9851,"confidence":0.6875,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.16988639533519745},{"word":"bad","start":1074.9851,"end":1075.4851,"confidence":0.9733887,"punctuated_word":"bad.","sentiment":"neutral","sentiment_score":-0.12048496305942535},{"word":"so","start":1075.9451,"end":1076.4451,"confidence":0.7832031,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.1702551245689392},{"word":"yay","start":1076.665,"end":1076.9851,"confidence":0.74316406,"punctuated_word":"yay,","sentiment":"positive","sentiment_score":0.4153559803962707},{"word":"i'm","start":1076.9851,"end":1077.385,"confidence":0.9970703,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.5253626704216003},{"word":"excited","start":1077.385,"end":1077.885,"confidence":0.9602051,"punctuated_word":"excited.","sentiment":"neutral","sentiment_score":0.3047865033149719},{"word":"okay","start":1079.4651,"end":1079.785,"confidence":0.9851074,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.17400643229484558},{"word":"i've","start":1079.785,"end":1079.9451,"confidence":0.9995117,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.211694598197937},{"word":"got","start":1079.9451,"end":1080.1051,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1940386593341827},{"word":"it","start":1080.1051,"end":1080.6051,"confidence":0.99853516,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.1921221911907196},{"word":"what","start":1094.0399,"end":1094.2,"confidence":0.2265625,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.08734634518623352},{"word":"is","start":1094.2,"end":1094.325,"confidence":0.9248047,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09545101225376128},{"word":"oh","start":1115.86,"end":1116.1,"confidence":0.7800293,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.30876249074935913},{"word":"good","start":1116.1,"end":1116.58,"confidence":0.9577637,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.3230477273464203},{"word":"how","start":1116.58,"end":1116.82,"confidence":0.96435547,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.30508723855018616},{"word":"good's","start":1116.82,"end":1117.0599,"confidence":0.5743408,"punctuated_word":"good's","sentiment":"neutral","sentiment_score":0.2990473508834839},{"word":"that","start":1117.0599,"end":1117.2999,"confidence":0.97875977,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.28613778948783875},{"word":"we've","start":1117.2999,"end":1117.5399,"confidence":0.83496094,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":-0.07057475298643112},{"word":"not","start":1117.5399,"end":1117.7799,"confidence":0.9667969,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.06823433935642242},{"word":"even","start":1117.7799,"end":1118.1,"confidence":0.99609375,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.10586372017860413},{"word":"adding","start":1118.1,"end":1118.4199,"confidence":0.85546875,"punctuated_word":"adding","sentiment":"neutral","sentiment_score":-0.1026342511177063},{"word":"to","start":1118.4199,"end":1118.6599,"confidence":0.9716797,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05139480531215668},{"word":"it","start":1118.6599,"end":1118.74,"confidence":0.9790039,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0215160995721817},{"word":"at","start":1118.74,"end":1118.98,"confidence":0.9941406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.08012723177671432},{"word":"all","start":1118.98,"end":1119.22,"confidence":0.98657227,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.03535670042037964},{"word":"yeah","start":1119.22,"end":1119.72,"confidence":0.984375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07932437211275101},{"word":"well","start":1121.685,"end":1122.005,"confidence":0.8852539,"punctuated_word":"Well","sentiment":"neutral","sentiment_score":0.13704721629619598},{"word":"done","start":1122.005,"end":1122.405,"confidence":0.9980469,"punctuated_word":"done.","sentiment":"positive","sentiment_score":0.35553282499313354},{"word":"thank","start":1122.405,"end":1122.645,"confidence":0.9970703,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.545486569404602},{"word":"you","start":1122.645,"end":1123.145,"confidence":0.99853516,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5287200212478638},{"word":"yep","start":1135.86,"end":1136.36,"confidence":0.89086914,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10118010640144348},{"word":"yep","start":1154.675,"end":1155.175,"confidence":0.9526367,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05582442134618759},{"word":"yep","start":1170.8501,"end":1171.065,"confidence":0.8405762,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.37384986877441406},{"word":"oh","start":1184.345,"end":1184.64,"confidence":0.93725586,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.5255932211875916},{"word":"sweetie","start":1184.72,"end":1185.22,"confidence":0.8297526,"punctuated_word":"sweetie.","sentiment":"positive","sentiment_score":0.543844997882843},{"word":"okay","start":1189.12,"end":1189.62,"confidence":0.95410156,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.25143641233444214},{"word":"yep","start":1198.16,"end":1198.515,"confidence":0.9724121,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.36448901891708374},{"word":"yep","start":1207.715,"end":1208.215,"confidence":0.88842773,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11239264905452728},{"word":"yep","start":1214.6901,"end":1215.1901,"confidence":0.9741211,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13710975646972656},{"word":"yep","start":1251.495,"end":1251.995,"confidence":0.9230957,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3120824694633484},{"word":"yep","start":1257.3351,"end":1257.495,"confidence":0.8330078,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2780560851097107},{"word":"okay","start":1257.495,"end":1257.995,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.32859939336776733},{"word":"yep","start":1264.44,"end":1264.94,"confidence":0.9091797,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1714874505996704},{"word":"mhmm","start":1273.88,"end":1274.38,"confidence":0.98986816,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.055454447865486145},{"word":"yes","start":1283.815,"end":1284.315,"confidence":0.7565918,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.10079170763492584},{"word":"yep","start":1288.0549,"end":1288.53,"confidence":0.6604004,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18708491325378415},{"word":"yep","start":1310.765,"end":1311.265,"confidence":0.86328125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.039236195385456085},{"word":"yep","start":1311.7251,"end":1312.2251,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07790128886699677},{"word":"yep","start":1312.525,"end":1313.025,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10230433940887453},{"word":"that's","start":1313.0851,"end":1313.5851,"confidence":0.8300781,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4770738482475281},{"word":"sounds","start":1314.285,"end":1314.6051,"confidence":0.42944336,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.5425634384155273},{"word":"good","start":1314.6051,"end":1314.8451,"confidence":0.9980469,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.556230902671814},{"word":"to","start":1314.8451,"end":1315.0851,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5244343280792236},{"word":"me","start":1315.0851,"end":1315.5851,"confidence":0.9741211,"punctuated_word":"me.","sentiment":"positive","sentiment_score":0.4882005751132965},{"word":"you're","start":1316.125,"end":1316.4451,"confidence":0.9428711,"punctuated_word":"You're","sentiment":"positive","sentiment_score":0.3519192934036255},{"word":"the","start":1316.4451,"end":1316.6051,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3411692976951599},{"word":"boss","start":1316.6051,"end":1317.03,"confidence":0.9975586,"punctuated_word":"boss.","sentiment":"positive","sentiment_score":0.3553141951560974},{"word":"no","start":1333.485,"end":1333.985,"confidence":0.6569824,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11766377836465836},{"word":"yes","start":1336.0449,"end":1336.5449,"confidence":0.63171387,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.04488178342580795},{"word":"yep","start":1341.0049,"end":1341.5049,"confidence":0.92578125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04935654625296593},{"word":"yep","start":1344.205,"end":1344.705,"confidence":0.90649414,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13677719235420227},{"word":"yep","start":1346.845,"end":1347.12,"confidence":0.92211914,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11930344998836516},{"word":"yep","start":1356.16,"end":1356.66,"confidence":0.9753418,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.42514556646347046},{"word":"okay","start":1361.125,"end":1361.625,"confidence":0.86157227,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.5138683915138245},{"word":"yep","start":1363.205,"end":1363.705,"confidence":0.97021484,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08852758258581161},{"word":"yeah","start":1365.525,"end":1366.025,"confidence":0.9926758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09588594734668732},{"word":"yep","start":1369.605,"end":1370.105,"confidence":0.99316406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10135257244110107},{"word":"okay","start":1372.1649,"end":1372.645,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.11301853507757188},{"word":"cool","start":1372.645,"end":1373.0449,"confidence":0.9995117,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.4349704384803772},{"word":"alright","start":1373.0449,"end":1373.5449,"confidence":0.9946289,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.2878289818763733},{"word":"yeah","start":1373.6849,"end":1373.9249,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.29688549041748047},{"word":"that","start":1373.9249,"end":1374.085,"confidence":1.0,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.4757293462753296},{"word":"sounds","start":1374.085,"end":1374.485,"confidence":0.9970703,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.5819833278656006},{"word":"good","start":1374.485,"end":1374.985,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.49749141931533813},{"word":"so","start":1376.59,"end":1376.91,"confidence":0.82470703,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.2772761881351471},{"word":"like","start":1376.91,"end":1377.3099,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.3042135536670685},{"word":"even","start":1377.3099,"end":1377.63,"confidence":0.9980469,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.18459026515483856},{"word":"if","start":1377.63,"end":1377.79,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1318574845790863},{"word":"i","start":1377.79,"end":1378.11,"confidence":0.98828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05565350502729416},{"word":"yeah","start":1379.15,"end":1379.65,"confidence":0.9904785,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.041194066405296326},{"word":"so","start":1380.51,"end":1380.83,"confidence":0.97998047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0037378687411546703},{"word":"even","start":1380.83,"end":1381.15,"confidence":0.99609375,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.007895847782492638},{"word":"if","start":1381.15,"end":1381.3099,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.017133180052042007},{"word":"i","start":1381.3099,"end":1381.55,"confidence":0.8972168,"punctuated_word":"I,","sentiment":"neutral","sentiment_score":-0.02888663113117218},{"word":"like","start":1381.55,"end":1381.87,"confidence":0.7919922,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.01646805927157402},{"word":"if","start":1381.87,"end":1382.11,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.004090913571417332},{"word":"i","start":1382.11,"end":1382.4299,"confidence":0.6906738,"punctuated_word":"I,","sentiment":"neutral","sentiment_score":-0.006694710813462734},{"word":"you","start":1382.4299,"end":1382.51,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0003474820405244827},{"word":"know","start":1382.51,"end":1382.99,"confidence":0.9748535,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.0055826585739851},{"word":"have","start":1382.99,"end":1383.23,"confidence":0.9604492,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.004772966727614403},{"word":"just","start":1383.23,"end":1383.55,"confidence":0.6767578,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":-0.0023096539080142975},{"word":"like","start":1383.55,"end":1384.05,"confidence":0.96850586,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.00507231242954731},{"word":"you","start":1384.35,"end":1384.51,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.002934308722615242},{"word":"know","start":1384.51,"end":1385.01,"confidence":0.9692383,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.0032760445028543472},{"word":"fifth","start":1385.3099,"end":1385.63,"confidence":0.42871094,"punctuated_word":"fifth","sentiment":"neutral","sentiment_score":-0.00010341592133045197},{"word":"$50","start":1385.71,"end":1386.75,"confidence":0.6489258,"punctuated_word":"$50","sentiment":"neutral","sentiment_score":0.005345948040485382},{"word":"here","start":1386.75,"end":1387.215,"confidence":0.8676758,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.017551761120557785},{"word":"there","start":1387.615,"end":1387.695,"confidence":0.8696289,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.01727300137281418},{"word":"so","start":1387.695,"end":1388.095,"confidence":0.5571289,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.017190564423799515},{"word":"that","start":1388.095,"end":1388.335,"confidence":0.93847656,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.02008366584777832},{"word":"could","start":1388.335,"end":1388.575,"confidence":0.5493164,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.020961187779903412},{"word":"like","start":1388.815,"end":1389.315,"confidence":0.66137695,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.003601081669330597},{"word":"you","start":1391.135,"end":1391.2949,"confidence":0.7416992,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.012142643332481384},{"word":"know","start":1391.2949,"end":1391.615,"confidence":0.9692383,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.003726113587617874},{"word":"is","start":1391.615,"end":1391.775,"confidence":0.9863281,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.0008899569511413574},{"word":"it","start":1391.775,"end":1392.275,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.012348003685474396},{"word":"would","start":1392.975,"end":1393.215,"confidence":0.99316406,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.023054122924804688},{"word":"it","start":1393.215,"end":1393.455,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.01016310602426529},{"word":"make","start":1393.455,"end":1393.695,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.01636706292629242},{"word":"any","start":1393.695,"end":1394.015,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.02363051474094391},{"word":"difference","start":1394.015,"end":1394.515,"confidence":0.9941406,"punctuated_word":"difference","sentiment":"neutral","sentiment_score":-0.03556772693991661},{"word":"to","start":1394.975,"end":1395.215,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03822116181254387},{"word":"just","start":1395.215,"end":1395.615,"confidence":0.98828125,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.022745471447706223},{"word":"put","start":1395.615,"end":1395.855,"confidence":0.99902344,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.043464452028274536},{"word":"that","start":1395.855,"end":1396.335,"confidence":0.939209,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.04618633911013603},{"word":"like","start":1396.335,"end":1396.6549,"confidence":0.98217773,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.05853394418954849},{"word":"you","start":1396.6549,"end":1396.815,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06524433195590973},{"word":"know","start":1396.815,"end":1397.2949,"confidence":0.99609375,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.06914736330509186},{"word":"put","start":1397.2949,"end":1397.5349,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.058669913560152054},{"word":"that","start":1397.5349,"end":1397.695,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08025145530700684},{"word":"into","start":1397.695,"end":1398.015,"confidence":0.9970703,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.1008559912443161},{"word":"my","start":1398.015,"end":1398.255,"confidence":0.97998047,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.04786559939384461},{"word":"super","start":1398.255,"end":1398.735,"confidence":0.45373535,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":-0.028375396504998207},{"word":"like","start":1398.735,"end":1399.235,"confidence":0.744751,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.04019564762711525},{"word":"because","start":1401.02,"end":1401.26,"confidence":0.9902344,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.054786160588264465},{"word":"i'm","start":1401.26,"end":1401.42,"confidence":0.99560547,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.22344538569450376},{"word":"not","start":1401.42,"end":1401.5,"confidence":0.984375,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.22494660317897797},{"word":"very","start":1401.5,"end":1401.82,"confidence":0.68652344,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.25123870372772217},{"word":"good","start":1401.82,"end":1401.98,"confidence":0.9863281,"punctuated_word":"good","sentiment":"neutral","sentiment_score":-0.22774876654148105},{"word":"at","start":1401.98,"end":1402.06,"confidence":0.49658203,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.27389562129974365},{"word":"saving","start":1402.06,"end":1402.54,"confidence":0.8918457,"punctuated_word":"saving.","sentiment":"neutral","sentiment_score":-0.19330519437789917},{"word":"right","start":1402.54,"end":1402.86,"confidence":0.99365234,"punctuated_word":"Right?","sentiment":"neutral","sentiment_score":-0.07947081327438354},{"word":"so","start":1402.86,"end":1403.02,"confidence":0.85839844,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.11806870996952055},{"word":"once","start":1403.02,"end":1403.34,"confidence":0.9980469,"punctuated_word":"once","sentiment":"neutral","sentiment_score":-0.22325226664543152},{"word":"it","start":1403.34,"end":1403.42,"confidence":0.7446289,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.24661558866500857},{"word":"goes","start":1403.42,"end":1403.66,"confidence":0.9941406,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":-0.2362474948167801},{"word":"into","start":1403.66,"end":1403.9,"confidence":0.8984375,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.2559651732444763},{"word":"my","start":1403.9,"end":1404.14,"confidence":0.9970703,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.21289145946502688},{"word":"super","start":1404.14,"end":1404.46,"confidence":0.9724121,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":-0.2156267762184143},{"word":"i","start":1404.46,"end":1404.62,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.25917670130729675},{"word":"cannot","start":1404.62,"end":1404.94,"confidence":0.95166016,"punctuated_word":"cannot","sentiment":"negative","sentiment_score":-0.33400529623031616},{"word":"fucking","start":1404.94,"end":1405.26,"confidence":0.98828125,"punctuated_word":"fucking","sentiment":"negative","sentiment_score":-0.3665574789047241},{"word":"touch","start":1405.26,"end":1405.5,"confidence":0.99902344,"punctuated_word":"touch","sentiment":"negative","sentiment_score":-0.3981432318687439},{"word":"it","start":1405.5,"end":1406.0,"confidence":0.99853516,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.24240142107009888},{"word":"so","start":1406.54,"end":1407.02,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04767361283302307},{"word":"yeah","start":1407.5,"end":1408.0,"confidence":0.9951172,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.05016374588012695},{"word":"would","start":1408.06,"end":1408.38,"confidence":0.9375,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.02875451371073723},{"word":"that","start":1408.38,"end":1408.62,"confidence":0.8432617,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03192919120192528},{"word":"be","start":1408.62,"end":1408.78,"confidence":0.9921875,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.05708104372024536},{"word":"as","start":1408.78,"end":1409.02,"confidence":0.59277344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.053734153509140015},{"word":"an","start":1409.02,"end":1409.1,"confidence":0.9428711,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.0017250590026378632},{"word":"idea","start":1409.1,"end":1409.42,"confidence":0.9790039,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":-0.005080951377749443},{"word":"for","start":1409.42,"end":1409.58,"confidence":0.9667969,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.004406176507472992},{"word":"me","start":1409.58,"end":1409.82,"confidence":0.97387695,"punctuated_word":"me?","sentiment":"neutral","sentiment_score":0.017940370365977287},{"word":"because","start":1409.82,"end":1409.98,"confidence":0.73876953,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.004223618656396866},{"word":"sometimes","start":1409.98,"end":1410.38,"confidence":0.9873047,"punctuated_word":"sometimes","sentiment":"neutral","sentiment_score":-0.014682039618492126},{"word":"i","start":1410.38,"end":1410.54,"confidence":0.8935547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02089139074087143},{"word":"do","start":1410.54,"end":1410.7,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.009099222719669342},{"word":"have","start":1410.7,"end":1410.86,"confidence":0.984375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.024014867842197415},{"word":"some","start":1410.86,"end":1411.1,"confidence":0.9902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.03923844173550606},{"word":"spare","start":1411.1,"end":1411.34,"confidence":0.99316406,"punctuated_word":"spare","sentiment":"neutral","sentiment_score":-0.03070573508739471},{"word":"money","start":1411.34,"end":1411.84,"confidence":0.8249512,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":-0.022796999663114548},{"word":"like","start":1412.195,"end":1412.515,"confidence":0.97143555,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.0068265218287706375},{"word":"i","start":1412.515,"end":1413.015,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.005057312548160553},{"word":"i","start":1413.075,"end":1413.235,"confidence":0.8935547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01105811446905136},{"word":"i","start":1413.235,"end":1413.315,"confidence":0.86279297,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.012730099260807036},{"word":"actually","start":1413.315,"end":1413.635,"confidence":0.9838867,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.013455450534820557},{"word":"do","start":1413.635,"end":1413.795,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0021787025034427643},{"word":"at","start":1413.795,"end":1413.955,"confidence":0.9941406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.012302320450544356},{"word":"the","start":1413.955,"end":1414.115,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00021955743432044983},{"word":"moment","start":1414.115,"end":1414.595,"confidence":0.751709,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.02488846145570278},{"word":"you","start":1414.595,"end":1414.675,"confidence":0.9941406,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.017179571092128754},{"word":"know","start":1414.675,"end":1415.175,"confidence":0.9880371,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.03628643602132797},{"word":"okay","start":1415.875,"end":1416.375,"confidence":0.88623047,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.050429195165634155},{"word":"yeah","start":1416.4349,"end":1416.9349,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06627430021762848},{"word":"right","start":1417.075,"end":1417.575,"confidence":0.9995117,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.10931290686130524},{"word":"yep","start":1421.235,"end":1421.735,"confidence":0.94628906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1000366434454918},{"word":"yep","start":1422.035,"end":1422.535,"confidence":0.9926758,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14338965713977814},{"word":"yep","start":1424.115,"end":1424.615,"confidence":0.98535156,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.22349433600902557},{"word":"yeah","start":1426.355,"end":1426.855,"confidence":0.9621582,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.42277035117149353},{"word":"yep","start":1430.92,"end":1431.42,"confidence":0.8925781,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10504269599914552},{"word":"okay","start":1431.48,"end":1431.98,"confidence":0.9909668,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.07085037976503372},{"word":"yes","start":1435.08,"end":1435.58,"confidence":0.923584,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0477340966463089},{"word":"yes","start":1436.6,"end":1437.1,"confidence":0.9057617,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.07823105156421661},{"word":"i","start":1437.16,"end":1437.48,"confidence":0.9614258,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08368011564016342},{"word":"do","start":1437.48,"end":1437.98,"confidence":0.9995117,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.08969204872846603},{"word":"yeah","start":1441.3201,"end":1441.8201,"confidence":0.9543457,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06722113490104675},{"word":"yeah","start":1442.7051,"end":1443.025,"confidence":0.9748535,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0639602541923523},{"word":"i","start":1443.025,"end":1443.265,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06205274909734726},{"word":"think","start":1443.265,"end":1443.765,"confidence":0.8635254,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":0.06726810336112976},{"word":"like","start":1446.225,"end":1446.725,"confidence":0.88671875,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.07104100286960602},{"word":"like","start":1446.785,"end":1447.185,"confidence":0.859375,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0772688090801239},{"word":"realistically","start":1447.185,"end":1447.685,"confidence":0.98339844,"punctuated_word":"realistically,","sentiment":"neutral","sentiment_score":0.07447925209999084},{"word":"i","start":1448.0651,"end":1448.225,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06311652064323425},{"word":"think","start":1448.225,"end":1448.725,"confidence":0.9543457,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":0.06398079544305801},{"word":"like","start":1449.905,"end":1450.385,"confidence":0.9946289,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.05846323072910309},{"word":"$25","start":1450.385,"end":1451.345,"confidence":0.9980469,"punctuated_word":"$25","sentiment":"neutral","sentiment_score":0.07582397758960724},{"word":"a","start":1451.345,"end":1451.425,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.049019232392311096},{"word":"week","start":1451.425,"end":1451.925,"confidence":0.82543945,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.0426376610994339},{"word":"so","start":1452.0651,"end":1452.305,"confidence":0.9921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05243360251188278},{"word":"it's","start":1452.305,"end":1452.545,"confidence":0.8183594,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.049893107265233994},{"word":"a","start":1452.545,"end":1452.7051,"confidence":0.98095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.053071990609169006},{"word":"$100","start":1452.7051,"end":1453.265,"confidence":0.9975586,"punctuated_word":"$100","sentiment":"neutral","sentiment_score":0.06571664661169052},{"word":"a","start":1453.265,"end":1453.425,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04164420813322067},{"word":"month","start":1453.425,"end":1453.92,"confidence":0.9416504,"punctuated_word":"month.","sentiment":"neutral","sentiment_score":0.05978195369243622},{"word":"now","start":1457.92,"end":1458.3201,"confidence":0.5311279,"punctuated_word":"Now?","sentiment":"neutral","sentiment_score":0.25762230157852173},{"word":"just","start":1458.3201,"end":1458.56,"confidence":0.9375,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.17041179537773132},{"word":"for","start":1458.56,"end":1458.7201,"confidence":0.32666016,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10979802161455154},{"word":"that","start":1458.7201,"end":1458.9601,"confidence":0.5756836,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.1252186894416809},{"word":"like","start":1458.9601,"end":1459.1201,"confidence":0.9633789,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.12474052608013152},{"word":"yeah","start":1459.28,"end":1459.78,"confidence":0.9411621,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.14269821345806122},{"word":"i","start":1463.4401,"end":1463.9401,"confidence":0.83984375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04840565472841263},{"word":"i","start":1464.16,"end":1464.3201,"confidence":0.9506836,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0482436865568161},{"word":"think","start":1464.3201,"end":1464.8201,"confidence":0.9970703,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.04177569970488548},{"word":"i","start":1465.04,"end":1465.28,"confidence":0.90722656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1674364060163498},{"word":"put","start":1465.28,"end":1465.4401,"confidence":0.77978516,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.15895849466323853},{"word":"it","start":1465.4401,"end":1465.6001,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.17047522962093353},{"word":"in","start":1465.6001,"end":1465.8401,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1577756553888321},{"word":"fortnightly","start":1465.8401,"end":1466.3401,"confidence":0.98950195,"punctuated_word":"fortnightly","sentiment":"neutral","sentiment_score":0.14291587471961975},{"word":"because","start":1466.56,"end":1466.88,"confidence":0.83984375,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.13967543840408325},{"word":"i","start":1466.88,"end":1466.9601,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15040621161460876},{"word":"get","start":1466.9601,"end":1467.2001,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.20918408036231995},{"word":"my","start":1467.2001,"end":1467.36,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.1870313286781311},{"word":"money","start":1467.36,"end":1467.68,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.19553662836551663},{"word":"off","start":1467.68,"end":1467.76,"confidence":0.96875,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.1495177298784256},{"word":"centrelink","start":1467.76,"end":1468.26,"confidence":0.9635417,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":0.22471807897090912},{"word":"fortnightly","start":1468.695,"end":1469.195,"confidence":0.9977214,"punctuated_word":"fortnightly.","sentiment":"neutral","sentiment_score":0.16144952178001404},{"word":"yeah","start":1474.5349,"end":1474.855,"confidence":0.97021484,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.4880867302417755},{"word":"i","start":1474.855,"end":1475.015,"confidence":0.8828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17824402451515198},{"word":"think","start":1475.015,"end":1475.135,"confidence":0.88964844,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.278363436460495},{"word":"and","start":1475.255,"end":1475.495,"confidence":0.9902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3100282549858093},{"word":"that's","start":1475.495,"end":1475.815,"confidence":0.9724121,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.49630340933799744},{"word":"just","start":1475.815,"end":1476.315,"confidence":0.9863281,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.5823913812637329},{"word":"yeah","start":1478.2949,"end":1478.695,"confidence":0.7792969,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.18216511607170105},{"word":"okay","start":1478.695,"end":1479.015,"confidence":0.9719238,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.210022434592247},{"word":"and","start":1479.015,"end":1479.1749,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.25259000062942505},{"word":"that's","start":1479.1749,"end":1479.495,"confidence":0.9711914,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.32318997383117676},{"word":"just","start":1479.495,"end":1479.975,"confidence":0.62060547,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.29901647567749023},{"word":"even","start":1479.975,"end":1480.375,"confidence":0.7949219,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.2817324697971344},{"word":"you","start":1480.615,"end":1480.7749,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25797900557518005},{"word":"know","start":1480.7749,"end":1481.2749,"confidence":0.8540039,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.2887576222419739},{"word":"i","start":1481.4199,"end":1481.58,"confidence":0.99902344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.36651143431663513},{"word":"feel","start":1481.58,"end":1481.7,"confidence":0.984375,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.3278154730796814},{"word":"like","start":1481.7,"end":1481.82,"confidence":0.984375,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.3165891468524933},{"word":"i'm","start":1481.82,"end":1482.0599,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.3059675097465515},{"word":"doing","start":1482.0599,"end":1482.38,"confidence":1.0,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.3383145034313202},{"word":"something","start":1482.38,"end":1482.88,"confidence":0.78564453,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":0.32087671756744385},{"word":"you","start":1483.02,"end":1483.1799,"confidence":0.99902344,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.09195145964622498},{"word":"know","start":1483.1799,"end":1483.58,"confidence":0.9724121,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.13732421398162842},{"word":"something","start":1483.58,"end":1484.08,"confidence":0.81225586,"punctuated_word":"Something.","sentiment":"neutral","sentiment_score":0.130811408162117},{"word":"like","start":1484.14,"end":1484.26,"confidence":0.9980469,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":0.0995548814535141},{"word":"and","start":1484.38,"end":1484.5399,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11286302655935287},{"word":"it's","start":1484.5399,"end":1484.86,"confidence":0.99609375,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.12988388538360596},{"word":"just","start":1484.86,"end":1485.02,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.14698950946331024},{"word":"what's","start":1485.1799,"end":1485.5,"confidence":0.89990234,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.11181657016277312},{"word":"25","start":1485.5,"end":1485.9,"confidence":0.9975586,"punctuated_word":"25","sentiment":"neutral","sentiment_score":0.04807400703430176},{"word":"dollars","start":1485.9,"end":1486.2999,"confidence":0.7561035,"punctuated_word":"dollars?","sentiment":"neutral","sentiment_score":0.03737614303827286},{"word":"it's","start":1486.2999,"end":1486.5399,"confidence":0.8461914,"punctuated_word":"It's,","sentiment":"neutral","sentiment_score":0.072050079703331},{"word":"like","start":1486.5399,"end":1486.94,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0895058810710907},{"word":"three","start":1486.94,"end":1487.26,"confidence":0.9970703,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.09084326773881912},{"word":"coffees","start":1487.26,"end":1487.76,"confidence":0.9554036,"punctuated_word":"coffees.","sentiment":"neutral","sentiment_score":0.09835660457611084},{"word":"yeah","start":1489.9,"end":1490.2999,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18971362709999084},{"word":"so","start":1490.2999,"end":1490.5399,"confidence":0.89990234,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.21487842500209808},{"word":"yeah","start":1496.22,"end":1496.655,"confidence":0.7607422,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.1101149320602417},{"word":"yes","start":1499.295,"end":1499.795,"confidence":0.8239746,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09685584157705308},{"word":"yep","start":1514.67,"end":1515.17,"confidence":0.9719238,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.25420236587524414},{"word":"yep","start":1517.15,"end":1517.65,"confidence":0.97143555,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.373193085193634},{"word":"oh","start":1522.5901,"end":1522.75,"confidence":0.71203613,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.008429224602878094},{"word":"no","start":1522.75,"end":1523.25,"confidence":0.98657227,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.01817677915096283},{"word":"yeah","start":1523.39,"end":1523.89,"confidence":0.9301758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.006529864855110645},{"word":"yeah","start":1524.455,"end":1524.955,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0008648056536912918},{"word":"i","start":1525.255,"end":1525.495,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.024897588416934013},{"word":"did","start":1525.495,"end":1525.895,"confidence":0.99853516,"punctuated_word":"did.","sentiment":"neutral","sentiment_score":0.018566176295280457},{"word":"yeah","start":1525.895,"end":1526.395,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04121348634362221},{"word":"we","start":1533.8151,"end":1533.975,"confidence":0.64697266,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.3284359574317932},{"word":"would","start":1533.975,"end":1534.215,"confidence":0.9633789,"punctuated_word":"would","sentiment":"negative","sentiment_score":-0.3455179035663605},{"word":"sell","start":1534.215,"end":1534.455,"confidence":0.73876953,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.32318633794784546},{"word":"ourselves","start":1534.455,"end":1534.935,"confidence":0.694458,"punctuated_word":"ourselves.","sentiment":"neutral","sentiment_score":-0.23106595873832703},{"word":"i","start":1534.935,"end":1535.015,"confidence":0.9404297,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15048503875732422},{"word":"don't","start":1535.015,"end":1535.175,"confidence":0.98583984,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.18986330926418304},{"word":"know","start":1535.175,"end":1535.335,"confidence":0.48901367,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.15947334468364716},{"word":"what","start":1535.335,"end":1535.835,"confidence":0.68481445,"punctuated_word":"what.","sentiment":"neutral","sentiment_score":-0.11169253289699554},{"word":"yeah","start":1552.905,"end":1553.405,"confidence":0.8491211,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01868298277258873},{"word":"yes","start":1559.145,"end":1559.645,"confidence":0.7192383,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.02669937163591385},{"word":"yep","start":1568.1799,"end":1568.6799,"confidence":0.94262695,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03197723254561424},{"word":"wait","start":1568.8999,"end":1569.2999,"confidence":0.8198242,"punctuated_word":"Wait.","sentiment":"neutral","sentiment_score":0.028428176417946815},{"word":"okay","start":1569.2999,"end":1569.7799,"confidence":0.9921875,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06431717425584793},{"word":"and","start":1569.7799,"end":1569.94,"confidence":0.95703125,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.09985911101102828},{"word":"that's","start":1569.94,"end":1570.1799,"confidence":0.98657227,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.1187971979379654},{"word":"yeah","start":1570.2599,"end":1570.74,"confidence":0.9916992,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.1704263687133789},{"word":"good","start":1570.74,"end":1571.24,"confidence":0.9848633,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.4003227353096008},{"word":"let's","start":1572.1,"end":1572.5,"confidence":0.98535156,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.29038047790527344},{"word":"do","start":1572.5,"end":1572.6599,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.32732924818992615},{"word":"that","start":1572.6599,"end":1573.1599,"confidence":0.99902344,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.33653396368026733},{"word":"yes","start":1590.885,"end":1591.11,"confidence":0.8022461,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.04678748548030853},{"word":"it's","start":1610.615,"end":1610.9349,"confidence":0.74658203,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.029672866687178612},{"word":"a","start":1610.9349,"end":1611.1749,"confidence":0.96435547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03772985190153122},{"word":"big","start":1611.1749,"end":1611.335,"confidence":0.9892578,"punctuated_word":"big","sentiment":"neutral","sentiment_score":0.003277227282524109},{"word":"yeah","start":1611.735,"end":1612.135,"confidence":0.99072266,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.02566543035209179},{"word":"it","start":1612.135,"end":1612.375,"confidence":0.9970703,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.0376909002661705},{"word":"does","start":1612.375,"end":1612.695,"confidence":0.9404297,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.06386508047580719},{"word":"all","start":1612.695,"end":1613.095,"confidence":0.96240234,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.029777728021144867},{"word":"add","start":1613.095,"end":1613.255,"confidence":0.9902344,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.04584723711013794},{"word":"up","start":1613.255,"end":1613.495,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.05086649954319},{"word":"in","start":1613.495,"end":1613.6549,"confidence":0.9707031,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07222513109445572},{"word":"the","start":1613.6549,"end":1613.815,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.045324452221393585},{"word":"end","start":1613.815,"end":1614.135,"confidence":0.91064453,"punctuated_word":"end,","sentiment":"neutral","sentiment_score":0.030194824561476707},{"word":"doesn't","start":1614.135,"end":1614.455,"confidence":0.99316406,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.009416921995580196},{"word":"it","start":1614.455,"end":1614.7749,"confidence":0.93969727,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.00023630820214748385},{"word":"you","start":1614.7749,"end":1614.9349,"confidence":0.9838867,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.0097862146794796},{"word":"know","start":1614.9349,"end":1615.4349,"confidence":0.9406738,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.0017367890104651451},{"word":"and","start":1615.495,"end":1615.735,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0005169175565242767},{"word":"it's","start":1615.735,"end":1616.0549,"confidence":0.9946289,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.009390967898070812},{"word":"so","start":1616.0549,"end":1616.2949,"confidence":0.92578125,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.01371217519044876},{"word":"easy","start":1616.2949,"end":1616.615,"confidence":0.97265625,"punctuated_word":"easy","sentiment":"neutral","sentiment_score":-0.01175130158662796},{"word":"that","start":1616.615,"end":1616.7749,"confidence":0.46166992,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.027982819825410843},{"word":"it's","start":1616.7749,"end":1617.095,"confidence":0.5050049,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.03797377645969391},{"word":"waste","start":1617.095,"end":1617.595,"confidence":0.6489258,"punctuated_word":"waste","sentiment":"neutral","sentiment_score":-0.23860898613929749},{"word":"waste","start":1617.735,"end":1618.235,"confidence":0.8144531,"punctuated_word":"waste","sentiment":"neutral","sentiment_score":-0.3063652515411377},{"word":"money","start":1618.2949,"end":1618.615,"confidence":0.82177734,"punctuated_word":"money,","sentiment":"neutral","sentiment_score":-0.23794516921043396},{"word":"you","start":1618.615,"end":1618.695,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.20346441864967343},{"word":"know","start":1618.695,"end":1619.015,"confidence":0.92993164,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.1591036468744278},{"word":"yeah","start":1619.015,"end":1619.255,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.010831650346517565},{"word":"cool","start":1619.255,"end":1619.575,"confidence":1.0,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.16254374384880066},{"word":"alright","start":1619.575,"end":1619.8949,"confidence":0.9941406,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.2622548043727875},{"word":"this","start":1619.8949,"end":1620.0549,"confidence":1.0,"punctuated_word":"This","sentiment":"positive","sentiment_score":0.46522918343544006},{"word":"is","start":1620.0549,"end":1620.2949,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5053600072860718},{"word":"good","start":1620.2949,"end":1620.615,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.47301185131073},{"word":"thank","start":1620.615,"end":1620.855,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5266175270080566},{"word":"you","start":1620.855,"end":1621.35,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.42980125546455383},{"word":"that's","start":1622.95,"end":1623.27,"confidence":0.9926758,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.12079408019781113},{"word":"the","start":1623.27,"end":1623.77,"confidence":0.93603516,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11989182978868484},{"word":"the","start":1624.47,"end":1624.5499,"confidence":0.6040039,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10721536725759506},{"word":"yep","start":1628.95,"end":1629.45,"confidence":0.9847005,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.0683206245303154},{"word":"sweet","start":1631.91,"end":1632.3099,"confidence":0.97558594,"punctuated_word":"Sweet.","sentiment":"neutral","sentiment_score":0.13855962455272677},{"word":"okay","start":1632.3099,"end":1632.8099,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1250579059123993},{"word":"yep","start":1633.03,"end":1633.425,"confidence":0.98999023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18304240703582764},{"word":"yeah","start":1640.0651,"end":1640.5651,"confidence":0.9741211,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02172756940126419},{"word":"i","start":1645.505,"end":1645.745,"confidence":0.67822266,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.21186278760433197},{"word":"don't","start":1645.745,"end":1646.245,"confidence":0.80126953,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.18044787645339969},{"word":"know","start":1646.305,"end":1646.545,"confidence":0.9741211,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.04311107099056244},{"word":"if","start":1646.545,"end":1646.7451,"confidence":0.7260742,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.031864963471889496},{"word":"i","start":1646.7451,"end":1646.9451,"confidence":0.45629883,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03713742271065712},{"word":"i","start":1648.4651,"end":1648.625,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11077885329723358},{"word":"i","start":1648.625,"end":1648.785,"confidence":0.8413086,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11789192259311676},{"word":"don't","start":1648.785,"end":1648.9451,"confidence":0.9758301,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.13151246309280396},{"word":"know","start":1648.9451,"end":1649.19,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.12704837322235107},{"word":"if","start":1649.2699,"end":1649.35,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.12425093352794649},{"word":"i","start":1649.35,"end":1649.59,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13421320915222168},{"word":"am","start":1649.59,"end":1649.9099,"confidence":0.99902344,"punctuated_word":"am","sentiment":"neutral","sentiment_score":-0.11035434901714324},{"word":"because","start":1649.9099,"end":1650.4099,"confidence":0.83251953,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":-0.14352235198020935},{"word":"like","start":1651.0299,"end":1651.2699,"confidence":0.9128418,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.15242405235767365},{"word":"i","start":1651.2699,"end":1651.35,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17560073733329773},{"word":"don't","start":1651.35,"end":1651.59,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.16454806923866272},{"word":"get","start":1651.59,"end":1651.75,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.1886698454618454},{"word":"rent","start":1651.75,"end":1651.99,"confidence":0.9770508,"punctuated_word":"rent","sentiment":"neutral","sentiment_score":-0.1888163685798645},{"word":"assistance","start":1651.99,"end":1652.49,"confidence":0.86376953,"punctuated_word":"assistance.","sentiment":"neutral","sentiment_score":-0.1667044758796692},{"word":"so","start":1654.3099,"end":1654.5499,"confidence":0.9223633,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08136459439992905},{"word":"i","start":1654.5499,"end":1654.71,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07487048953771591},{"word":"think","start":1654.71,"end":1654.95,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.06995940953493118},{"word":"i","start":1654.95,"end":1655.11,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05276886001229286},{"word":"get","start":1655.11,"end":1655.35,"confidence":0.9560547,"punctuated_word":"get,","sentiment":"neutral","sentiment_score":-0.0627233162522316},{"word":"like","start":1655.35,"end":1655.85,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.057422686368227005},{"word":"around","start":1656.87,"end":1657.37,"confidence":0.5336914,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.04636619612574577},{"word":"maybe","start":1658.3099,"end":1658.6299,"confidence":0.7182617,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.05904724448919296},{"word":"1,200","start":1658.6299,"end":1659.4299,"confidence":0.9916992,"punctuated_word":"1,200","sentiment":"neutral","sentiment_score":-0.04927569255232811},{"word":"a","start":1659.4299,"end":1659.5099,"confidence":0.9819336,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06010559201240539},{"word":"fortnight","start":1659.5099,"end":1660.0099,"confidence":0.9387207,"punctuated_word":"fortnight.","sentiment":"neutral","sentiment_score":-0.06185606122016907},{"word":"okay","start":1677.86,"end":1678.1,"confidence":0.8186035,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.000276162289083004},{"word":"right","start":1678.1,"end":1678.5,"confidence":0.9875488,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.006050667725503445},{"word":"yep","start":1678.5,"end":1679.0,"confidence":0.9995117,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.01960400864481926},{"word":"so","start":1680.1,"end":1680.6,"confidence":0.97998047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08160468190908432},{"word":"i","start":1680.74,"end":1680.98,"confidence":0.9580078,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1581832617521286},{"word":"don't","start":1680.98,"end":1681.22,"confidence":0.7937012,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.13412675261497498},{"word":"get","start":1681.22,"end":1681.5399,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.15479356050491333},{"word":"i","start":1681.7,"end":1681.94,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16241906583309174},{"word":"don't","start":1681.94,"end":1682.1799,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1420143097639084},{"word":"quite","start":1682.1799,"end":1682.6799,"confidence":0.9970703,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.16127146780490875},{"word":"i","start":1683.72,"end":1683.8999,"confidence":0.65234375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17096249759197235},{"word":"i","start":1683.8999,"end":1684.08,"confidence":0.6748047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1740085631608963},{"word":"maybe","start":1684.26,"end":1684.5,"confidence":0.9970703,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.15195432305336},{"word":"it","start":1684.5,"end":1684.74,"confidence":0.9902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.125689297914505},{"word":"is","start":1684.74,"end":1684.98,"confidence":0.93652344,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.1403733342885971},{"word":"maybe","start":1684.98,"end":1685.22,"confidence":0.9980469,"punctuated_word":"Maybe","sentiment":"neutral","sentiment_score":-0.1459580808877945},{"word":"it","start":1685.22,"end":1685.2999,"confidence":0.9667969,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.12558674812316897},{"word":"is","start":1685.2999,"end":1685.46,"confidence":0.6999512,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.109821617603302},{"word":"and","start":1685.46,"end":1685.62,"confidence":0.734375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.07668039947748184},{"word":"maybe","start":1685.62,"end":1685.86,"confidence":0.9980469,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.10011047124862672},{"word":"i've","start":1685.86,"end":1686.1,"confidence":0.9777832,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.09615375846624374},{"word":"just","start":1686.1,"end":1686.34,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.08428577333688736},{"word":"had","start":1686.34,"end":1686.58,"confidence":0.96533203,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.0939655900001526},{"word":"an","start":1686.58,"end":1686.74,"confidence":0.99121094,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.06967128068208694},{"word":"advance","start":1686.74,"end":1687.22,"confidence":0.90478516,"punctuated_word":"advance","sentiment":"neutral","sentiment_score":-0.054963842034339905},{"word":"and","start":1687.22,"end":1687.38,"confidence":0.53564453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06635279953479767},{"word":"it's","start":1687.38,"end":1687.635,"confidence":0.9748535,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.06455616652965546},{"word":"a","start":1688.035,"end":1688.115,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06254470348358154},{"word":"little","start":1688.115,"end":1688.355,"confidence":0.99902344,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.07128030806779861},{"word":"bit","start":1688.355,"end":1688.595,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.08404698222875595},{"word":"less","start":1688.595,"end":1688.835,"confidence":1.0,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.05007261782884598},{"word":"than","start":1688.835,"end":1688.995,"confidence":0.9951172,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.07854561507701874},{"word":"that","start":1688.995,"end":1689.3151,"confidence":0.7854004,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.07152516394853592},{"word":"but","start":1689.3151,"end":1689.8151,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.06412740796804428},{"word":"i","start":1690.1951,"end":1690.435,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08494677394628525},{"word":"i","start":1690.435,"end":1690.595,"confidence":0.96875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07984235882759094},{"word":"thought","start":1690.595,"end":1690.835,"confidence":0.99316406,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.07922513782978058},{"word":"it","start":1690.835,"end":1690.995,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.061776697635650635},{"word":"was","start":1690.995,"end":1691.235,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.06535255163908005},{"word":"around","start":1691.235,"end":1691.735,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.056054264307022095},{"word":"$11.49","start":1691.955,"end":1692.995,"confidence":0.9995117,"punctuated_word":"$11.49","sentiment":"neutral","sentiment_score":-0.0436088964343071},{"word":"a","start":1692.995,"end":1693.075,"confidence":0.7055664,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.051156215369701385},{"word":"fortnight","start":1693.075,"end":1693.575,"confidence":0.8718262,"punctuated_word":"fortnight,","sentiment":"neutral","sentiment_score":-0.06435512006282806},{"word":"not","start":1694.115,"end":1694.435,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07090010493993759},{"word":"$12.40","start":1694.435,"end":1695.255,"confidence":0.8856201,"punctuated_word":"$12.40.","sentiment":"neutral","sentiment_score":-0.054185282438993454},{"word":"not","start":1695.3151,"end":1695.555,"confidence":0.29858398,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.07913628965616226},{"word":"yeah","start":1695.635,"end":1696.115,"confidence":0.98950195,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.06396378576755524},{"word":"but","start":1696.115,"end":1696.615,"confidence":0.9819336,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.052664365619421005},{"word":"yeah","start":1697.075,"end":1697.575,"confidence":0.9975586,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.03413618355989456},{"word":"yeah","start":1713.3301,"end":1713.645,"confidence":0.7381592,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.026198305189609528},{"word":"yep","start":1727.5651,"end":1728.0651,"confidence":0.9082031,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07588492333889008},{"word":"yep","start":1728.365,"end":1728.865,"confidence":0.9719238,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09588434547185898},{"word":"okay","start":1729.3999,"end":1729.8999,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.24349987506866455},{"word":"yep","start":1740.12,"end":1740.62,"confidence":0.75683594,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08476239442825317},{"word":"no","start":1749.1749,"end":1749.6749,"confidence":0.99365234,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.011969223618507384},{"word":"unfortunately","start":1749.735,"end":1750.235,"confidence":0.9970703,"punctuated_word":"Unfortunately,","sentiment":"neutral","sentiment_score":0.00405232235789299},{"word":"i","start":1750.615,"end":1750.855,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.017382703721523285},{"word":"don't","start":1750.855,"end":1751.355,"confidence":0.9996745,"punctuated_word":"don't.","sentiment":"neutral","sentiment_score":-0.03807827830314636},{"word":"nothing","start":1763.19,"end":1763.69,"confidence":0.9536133,"punctuated_word":"Nothing.","sentiment":"neutral","sentiment_score":-0.009739210829138756},{"word":"no","start":1764.3099,"end":1764.8099,"confidence":0.8659668,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.023287851363420486},{"word":"nothing","start":1765.0299,"end":1765.5299,"confidence":0.9367676,"punctuated_word":"Nothing.","sentiment":"neutral","sentiment_score":-0.017543986439704895},{"word":"which","start":1765.6699,"end":1765.9099,"confidence":0.7817383,"punctuated_word":"Which","sentiment":"neutral","sentiment_score":-0.023149998858571053},{"word":"is","start":1765.9099,"end":1766.1499,"confidence":0.9951172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.0099457036703825},{"word":"one","start":1766.1499,"end":1766.63,"confidence":0.99121094,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.012588884681463242},{"word":"it's","start":1766.7899,"end":1766.95,"confidence":0.6789551,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.12827584147453308},{"word":"been","start":1766.95,"end":1767.2699,"confidence":0.93408203,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.19475840032100675},{"word":"yep","start":1767.75,"end":1768.25,"confidence":0.90022784,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.12904325127601624},{"word":"yep","start":1769.35,"end":1769.595,"confidence":0.9189453,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.20341360569000244},{"word":"yep","start":1788.44,"end":1788.94,"confidence":0.83374023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06322773545980453},{"word":"yep","start":1792.28,"end":1792.36,"confidence":0.84936523,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03987757116556168},{"word":"yep","start":1792.36,"end":1792.86,"confidence":0.8273926,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03395377844572067},{"word":"yep","start":1808.855,"end":1809.12,"confidence":0.93603516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0513651967048645},{"word":"okay","start":1816.5599,"end":1817.0599,"confidence":0.8679199,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2039890289306641},{"word":"yes","start":1845.53,"end":1846.03,"confidence":0.9206543,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.05827523395419121},{"word":"i","start":1854.615,"end":1854.775,"confidence":0.57128906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06633347272872925},{"word":"don't","start":1854.775,"end":1855.255,"confidence":0.9946289,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.040378592908382416},{"word":"yeah","start":1856.5349,"end":1857.0349,"confidence":0.9030762,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.15101668238639832},{"word":"i","start":1858.215,"end":1858.375,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17805103957653046},{"word":"don't","start":1858.375,"end":1858.615,"confidence":0.99853516,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.19484075903892517},{"word":"think","start":1858.615,"end":1858.9349,"confidence":0.9902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.16141122579574585},{"word":"i","start":1858.9349,"end":1859.1749,"confidence":0.94189453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04708371311426163},{"word":"yeah","start":1859.575,"end":1859.895,"confidence":0.99316406,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.02379223331809044},{"word":"i","start":1859.895,"end":1859.975,"confidence":0.90283203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13293051719665527},{"word":"don't","start":1859.975,"end":1860.215,"confidence":0.9057617,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.142227441072464},{"word":"i","start":1860.215,"end":1860.375,"confidence":0.87841797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19245508313179016},{"word":"don't","start":1860.375,"end":1860.615,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.16374459862709043},{"word":"think","start":1860.615,"end":1860.855,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.2021617889404297},{"word":"i","start":1860.855,"end":1861.015,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2429945468902588},{"word":"the","start":1861.255,"end":1861.495,"confidence":0.97314453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.23665954172611237},{"word":"fucked","start":1861.495,"end":1861.735,"confidence":0.33740234,"punctuated_word":"fucked","sentiment":"negative","sentiment_score":-0.39912983775138855},{"word":"up","start":1861.735,"end":1861.895,"confidence":0.91845703,"punctuated_word":"up","sentiment":"negative","sentiment_score":-0.39133334159851074},{"word":"thing","start":1861.895,"end":1862.135,"confidence":0.98828125,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.32036876678466797},{"word":"is","start":1862.135,"end":1862.455,"confidence":0.98828125,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.18584515154361725},{"word":"is","start":1862.455,"end":1862.615,"confidence":0.7504883,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":-0.19553008675575256},{"word":"like","start":1862.615,"end":1862.775,"confidence":0.9926758,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.19930484890937805},{"word":"i","start":1862.775,"end":1862.9349,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19919851422309875},{"word":"had","start":1862.9349,"end":1863.095,"confidence":0.91845703,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.1865576058626175},{"word":"it","start":1863.095,"end":1863.255,"confidence":0.9770508,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.19407199323177335},{"word":"with","start":1863.255,"end":1863.495,"confidence":0.97509766,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.1983622908592224},{"word":"qsuper","start":1863.495,"end":1863.995,"confidence":0.56591797,"punctuated_word":"QSuper,","sentiment":"neutral","sentiment_score":-0.12483175843954086},{"word":"and","start":1864.215,"end":1864.715,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1223982572555542},{"word":"i","start":1865.13,"end":1865.29,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14409467577934265},{"word":"had","start":1865.29,"end":1865.53,"confidence":0.9550781,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.1683492511510849},{"word":"no","start":1865.53,"end":1865.85,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.20103536546230316},{"word":"idea","start":1865.85,"end":1866.25,"confidence":1.0,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":-0.20337142050266263},{"word":"that","start":1866.25,"end":1866.65,"confidence":0.90771484,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.19980356097221377},{"word":"like","start":1866.65,"end":1867.15,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.23963800072669983},{"word":"like","start":1867.4501,"end":1867.6901,"confidence":0.8017578,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1942050009965897},{"word":"if","start":1867.6901,"end":1867.85,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.19848474860191345},{"word":"you","start":1867.85,"end":1868.01,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.17485308647155762},{"word":"didn't","start":1868.01,"end":1868.33,"confidence":0.9995117,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.1502404510974884},{"word":"add","start":1868.33,"end":1868.5701,"confidence":1.0,"punctuated_word":"add","sentiment":"neutral","sentiment_score":-0.12226124107837676},{"word":"to","start":1868.5701,"end":1868.73,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1269145905971527},{"word":"it","start":1868.73,"end":1869.05,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.12743543088436127},{"word":"in","start":1869.05,"end":1869.21,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1882622241973877},{"word":"a","start":1869.21,"end":1869.37,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.28501269221305847},{"word":"certain","start":1869.37,"end":1869.6901,"confidence":1.0,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":-0.2922150492668152},{"word":"amount","start":1869.6901,"end":1869.85,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.31500574946403503},{"word":"of","start":1869.85,"end":1870.01,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.29629069566726685},{"word":"use","start":1870.01,"end":1870.25,"confidence":0.57666016,"punctuated_word":"use","sentiment":"neutral","sentiment_score":-0.3066617548465729},{"word":"that","start":1870.25,"end":1870.65,"confidence":0.70703125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.22012114524841309},{"word":"it","start":1870.65,"end":1870.89,"confidence":0.9838867,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.33702144026756287},{"word":"takes","start":1870.89,"end":1871.21,"confidence":0.99609375,"punctuated_word":"takes","sentiment":"negative","sentiment_score":-0.34716203808784485},{"word":"away","start":1871.21,"end":1871.4501,"confidence":0.9980469,"punctuated_word":"away","sentiment":"negative","sentiment_score":-0.3737030029296875},{"word":"your","start":1871.4501,"end":1871.85,"confidence":0.99902344,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.3428591191768646},{"word":"in","start":1871.85,"end":1872.01,"confidence":0.5449219,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.4036223292350769},{"word":"your","start":1872.17,"end":1872.33,"confidence":0.9941406,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.3935008943080902},{"word":"cpd","start":1872.33,"end":1872.83,"confidence":0.8132324,"punctuated_word":"CPD","sentiment":"negative","sentiment_score":-0.3593413233757019},{"word":"insurance","start":1872.89,"end":1873.39,"confidence":0.892334,"punctuated_word":"insurance.","sentiment":"negative","sentiment_score":-0.353044331073761},{"word":"and","start":1874.97,"end":1875.37,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.2967454493045807},{"word":"so","start":1875.37,"end":1875.87,"confidence":0.99609375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.31688839197158813},{"word":"i","start":1875.93,"end":1876.25,"confidence":0.7451172,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3793027400970459},{"word":"it","start":1876.65,"end":1876.89,"confidence":0.83984375,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.4539872109889984},{"word":"got","start":1876.89,"end":1877.13,"confidence":0.9370117,"punctuated_word":"got","sentiment":"negative","sentiment_score":-0.4190475046634674},{"word":"taken","start":1877.13,"end":1877.53,"confidence":1.0,"punctuated_word":"taken","sentiment":"negative","sentiment_score":-0.4633771479129791},{"word":"away","start":1877.53,"end":1877.93,"confidence":0.9172363,"punctuated_word":"away.","sentiment":"negative","sentiment_score":-0.37991786003112793},{"word":"and","start":1877.93,"end":1878.33,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.20289310812950137},{"word":"in","start":1878.33,"end":1878.49,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2369927018880844},{"word":"that","start":1878.49,"end":1878.81,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.21648027002811432},{"word":"time","start":1878.81,"end":1879.13,"confidence":0.99560547,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":-0.21182259917259216},{"word":"i'd","start":1879.13,"end":1879.29,"confidence":0.96875,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.1974763125181198},{"word":"actually","start":1879.29,"end":1879.6901,"confidence":0.99902344,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.16806724667549133},{"word":"worked","start":1879.6901,"end":1880.025,"confidence":0.95410156,"punctuated_word":"worked","sentiment":"neutral","sentiment_score":-0.14356966316699982},{"word":"for","start":1880.025,"end":1880.265,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.1819843202829361},{"word":"an","start":1880.265,"end":1880.425,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.16624581813812256},{"word":"employer","start":1880.425,"end":1880.925,"confidence":1.0,"punctuated_word":"employer","sentiment":"neutral","sentiment_score":-0.1658666729927063},{"word":"that","start":1880.985,"end":1881.225,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1465061753988266},{"word":"didn't","start":1881.225,"end":1881.545,"confidence":0.99853516,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.15322481095790863},{"word":"that","start":1881.785,"end":1882.025,"confidence":0.72802734,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.19805751740932465},{"word":"just","start":1882.025,"end":1882.425,"confidence":0.8647461,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.24413597583770752},{"word":"ever","start":1882.425,"end":1882.925,"confidence":0.4794922,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.20232756435871124},{"word":"added","start":1883.385,"end":1883.7051,"confidence":0.97314453,"punctuated_word":"added","sentiment":"neutral","sentiment_score":-0.17080725729465485},{"word":"to","start":1883.7051,"end":1883.9451,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.20621220767498016},{"word":"my","start":1883.9451,"end":1884.185,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.2379792481660843},{"word":"super","start":1884.185,"end":1884.505,"confidence":0.734375,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":-0.15681257843971252},{"word":"which","start":1884.505,"end":1884.8251,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.22014853358268735},{"word":"is","start":1884.8251,"end":1884.905,"confidence":0.9667969,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.1691894829273224},{"word":"not","start":1884.905,"end":1885.145,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.16397731006145477},{"word":"even","start":1885.145,"end":1885.305,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.19422638416290283},{"word":"legal","start":1885.305,"end":1885.785,"confidence":0.96362305,"punctuated_word":"legal.","sentiment":"neutral","sentiment_score":-0.1786964237689972},{"word":"so","start":1885.785,"end":1886.285,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.043505631387233734},{"word":"had","start":1886.425,"end":1886.5851,"confidence":0.7705078,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.032271888107061386},{"word":"they","start":1886.5851,"end":1886.905,"confidence":0.96875,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.10608897358179092},{"word":"have","start":1886.905,"end":1887.0651,"confidence":0.8676758,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.08125938475131989},{"word":"added","start":1887.0651,"end":1887.385,"confidence":0.9970703,"punctuated_word":"added","sentiment":"neutral","sentiment_score":-0.0762927308678627},{"word":"in","start":1887.385,"end":1887.545,"confidence":0.9873047,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0850611999630928},{"word":"that","start":1887.545,"end":1887.625,"confidence":0.97314453,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1010829508304596},{"word":"yeah","start":1888.425,"end":1888.745,"confidence":0.99316406,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.13259786367416382},{"word":"it's","start":1888.745,"end":1888.905,"confidence":0.9868164,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.1576336920261383},{"word":"actually","start":1888.905,"end":1889.145,"confidence":0.89501953,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.16414126753807068},{"word":"it's","start":1889.225,"end":1889.385,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.17048589885234833},{"word":"really","start":1889.385,"end":1889.865,"confidence":0.9980469,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.17762811481952667},{"word":"a","start":1889.865,"end":1889.9451,"confidence":0.9248047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.21330243349075317},{"word":"matter","start":1889.9451,"end":1890.345,"confidence":0.8911133,"punctuated_word":"matter","sentiment":"neutral","sentiment_score":-0.22428296506404877},{"word":"for","start":1890.345,"end":1890.5851,"confidence":0.9838867,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.2733473777770996},{"word":"me","start":1890.5851,"end":1890.8251,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.2301945388317108},{"word":"to","start":1890.8251,"end":1890.985,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2543639838695526},{"word":"take","start":1890.985,"end":1891.305,"confidence":0.8798828,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.26079362630844116},{"word":"to","start":1891.305,"end":1891.465,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.27648717164993286},{"word":"a","start":1891.465,"end":1891.625,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2386879920959473},{"word":"lawyer","start":1891.625,"end":1892.125,"confidence":0.9562988,"punctuated_word":"lawyer,","sentiment":"neutral","sentiment_score":-0.23106324672698977},{"word":"really","start":1892.65,"end":1893.15,"confidence":0.85595703,"punctuated_word":"really.","sentiment":"neutral","sentiment_score":-0.1917140781879425},{"word":"but","start":1893.45,"end":1893.77,"confidence":0.9980469,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.1472943276166916},{"word":"i","start":1893.77,"end":1893.93,"confidence":0.7915039,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1899116337299347},{"word":"don't","start":1893.93,"end":1894.01,"confidence":0.6767578,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.18628069758415225},{"word":"i","start":1894.09,"end":1894.25,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17250528931617737},{"word":"know","start":1894.25,"end":1894.49,"confidence":0.9094238,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.16368933022022247},{"word":"it's","start":1894.49,"end":1894.73,"confidence":0.87353516,"punctuated_word":"It's","sentiment":"negative","sentiment_score":-0.6192690134048462},{"word":"terrible","start":1894.73,"end":1895.23,"confidence":0.9733887,"punctuated_word":"terrible.","sentiment":"negative","sentiment_score":-0.5325737595558167},{"word":"and","start":1895.29,"end":1895.45,"confidence":0.9370117,"punctuated_word":"And","sentiment":"negative","sentiment_score":-0.3683306872844696},{"word":"then","start":1895.45,"end":1895.61,"confidence":0.9980469,"punctuated_word":"then","sentiment":"negative","sentiment_score":-0.3532252907752991},{"word":"i","start":1895.61,"end":1895.77,"confidence":0.9951172,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4077865481376648},{"word":"was","start":1895.77,"end":1896.09,"confidence":1.0,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.438465029001236},{"word":"bad","start":1896.09,"end":1896.49,"confidence":0.33935547,"punctuated_word":"bad","sentiment":"negative","sentiment_score":-0.4632420539855957},{"word":"advised","start":1896.49,"end":1896.99,"confidence":0.9941406,"punctuated_word":"advised","sentiment":"negative","sentiment_score":-0.48231977224349976},{"word":"by","start":1897.61,"end":1898.01,"confidence":1.0,"punctuated_word":"by","sentiment":"negative","sentiment_score":-0.33722633123397827},{"word":"a","start":1898.01,"end":1898.17,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.3095444440841675},{"word":"financial","start":1898.17,"end":1898.65,"confidence":0.7348633,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.30644938349723816},{"word":"adviser","start":1898.65,"end":1899.05,"confidence":0.87158203,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":-0.2972767949104309},{"word":"who's","start":1899.05,"end":1899.37,"confidence":0.5656738,"punctuated_word":"who's","sentiment":"neutral","sentiment_score":-0.15406638383865356},{"word":"actually","start":1899.37,"end":1899.69,"confidence":0.9951172,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.13091135025024414},{"word":"my","start":1899.69,"end":1899.93,"confidence":0.9970703,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.13357393443584442},{"word":"friend","start":1899.93,"end":1900.43,"confidence":0.94873047,"punctuated_word":"friend.","sentiment":"neutral","sentiment_score":-0.10233712196350098},{"word":"and","start":1901.05,"end":1901.45,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.09958232194185256},{"word":"and","start":1901.45,"end":1901.61,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10199110209941864},{"word":"then","start":1901.61,"end":1902.01,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.09922762215137482},{"word":"now","start":1902.01,"end":1902.33,"confidence":0.9370117,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.12649913132190704},{"word":"i've","start":1902.33,"end":1902.57,"confidence":0.94140625,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.12417671084403992},{"word":"got","start":1902.57,"end":1902.81,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.11801904439926147},{"word":"i've","start":1902.89,"end":1903.13,"confidence":0.9748535,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.1169922575354576},{"word":"i've","start":1903.13,"end":1903.61,"confidence":0.93188477,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.14492079615592957},{"word":"i've","start":1903.61,"end":1903.77,"confidence":0.9111328,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.1557524800300598},{"word":"been","start":1903.77,"end":1904.01,"confidence":0.98291016,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.1805420219898224},{"word":"involved","start":1904.01,"end":1904.41,"confidence":1.0,"punctuated_word":"involved","sentiment":"neutral","sentiment_score":-0.22896482050418857},{"word":"in","start":1904.41,"end":1904.65,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.19414140284061432},{"word":"quite","start":1904.65,"end":1904.89,"confidence":1.0,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.15137310326099396},{"word":"a","start":1904.89,"end":1904.97,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1686139702796936},{"word":"few","start":1904.97,"end":1905.47,"confidence":0.91430664,"punctuated_word":"few,","sentiment":"neutral","sentiment_score":-0.18287314474582672},{"word":"like","start":1905.53,"end":1906.03,"confidence":0.8339844,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.213912233710289},{"word":"yeah","start":1907.445,"end":1907.6849,"confidence":0.98095703,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.16863268613815308},{"word":"i","start":1907.6849,"end":1907.845,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13990582525730133},{"word":"think","start":1907.845,"end":1908.085,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.12667225301265717},{"word":"with","start":1908.085,"end":1908.325,"confidence":0.92578125,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.13966438174247742},{"word":"cute","start":1908.325,"end":1908.725,"confidence":0.3623047,"punctuated_word":"cute","sentiment":"neutral","sentiment_score":-0.13974182307720184},{"word":"maybe","start":1908.725,"end":1909.045,"confidence":0.5045166,"punctuated_word":"maybe.","sentiment":"neutral","sentiment_score":-0.15578509867191315},{"word":"i","start":1909.045,"end":1909.205,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1926736682653427},{"word":"don't","start":1909.205,"end":1909.365,"confidence":0.9633789,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.19453164935112},{"word":"i'm","start":1909.445,"end":1909.6849,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.20936237275600433},{"word":"not","start":1909.6849,"end":1909.845,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1862446665763855},{"word":"sure","start":1909.845,"end":1910.085,"confidence":0.86279297,"punctuated_word":"sure,","sentiment":"neutral","sentiment_score":-0.20157694816589355},{"word":"but","start":1910.085,"end":1910.405,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.17435932159423828},{"word":"i've","start":1910.405,"end":1910.565,"confidence":0.78637695,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.23451727628707889},{"word":"i've","start":1910.565,"end":1910.725,"confidence":0.94799805,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.24749377369880676},{"word":"there's","start":1910.885,"end":1911.385,"confidence":0.98535156,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.28403833508491516},{"word":"some","start":1911.605,"end":1911.925,"confidence":0.984375,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.3164989948272705},{"word":"class","start":1911.925,"end":1912.245,"confidence":0.9604492,"punctuated_word":"class","sentiment":"negative","sentiment_score":-0.4708322584629059},{"word":"action","start":1912.245,"end":1912.645,"confidence":0.99902344,"punctuated_word":"action","sentiment":"neutral","sentiment_score":-0.32621699571609497},{"word":"that","start":1912.645,"end":1912.805,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.25799471139907837},{"word":"i'm","start":1912.805,"end":1913.045,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.27085447311401367},{"word":"involved","start":1913.045,"end":1913.445,"confidence":0.99902344,"punctuated_word":"involved","sentiment":"neutral","sentiment_score":-0.31439343094825745},{"word":"in","start":1913.445,"end":1913.945,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.32378634810447693},{"word":"that","start":1914.725,"end":1915.125,"confidence":0.97265625,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2544979751110077},{"word":"that","start":1915.125,"end":1915.205,"confidence":0.90527344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.21551169455051425},{"word":"yeah","start":1915.285,"end":1915.525,"confidence":0.99316406,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.2152317315340042},{"word":"they've","start":1915.525,"end":1915.925,"confidence":0.9819336,"punctuated_word":"They've","sentiment":"negative","sentiment_score":-0.4175259470939636},{"word":"fucked","start":1915.925,"end":1916.245,"confidence":0.9667969,"punctuated_word":"fucked","sentiment":"negative","sentiment_score":-0.43464395403862},{"word":"up","start":1916.245,"end":1916.485,"confidence":0.9970703,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.31953099370002747},{"word":"somewhere","start":1916.485,"end":1916.965,"confidence":0.80371094,"punctuated_word":"somewhere","sentiment":"negative","sentiment_score":-0.3438190221786499},{"word":"and","start":1916.965,"end":1917.365,"confidence":0.8305664,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1981595754623413},{"word":"and","start":1917.365,"end":1917.6849,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.16436953842639923},{"word":"yeah","start":1917.845,"end":1918.245,"confidence":0.97558594,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.1814005076885223},{"word":"but","start":1918.245,"end":1918.485,"confidence":0.97314453,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.14738023281097412},{"word":"i","start":1918.485,"end":1918.645,"confidence":0.78125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14793695509433746},{"word":"know","start":1918.645,"end":1918.885,"confidence":0.98706055,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.12774938344955444},{"word":"so","start":1918.885,"end":1919.125,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1002059280872345},{"word":"i","start":1919.125,"end":1919.285,"confidence":0.98535156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09176519513130188},{"word":"and","start":1919.445,"end":1919.605,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04760610684752464},{"word":"because","start":1919.605,"end":1919.925,"confidence":0.9980469,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.1251424252986908},{"word":"of","start":1919.925,"end":1920.24,"confidence":0.66845703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1992343962192535},{"word":"yeah","start":1923.28,"end":1923.52,"confidence":0.95532227,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.0878736823797226},{"word":"yeah","start":1923.52,"end":1923.92,"confidence":0.97387695,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06719859689474106},{"word":"right","start":1923.92,"end":1924.24,"confidence":0.9880371,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.07596190273761749},{"word":"so","start":1924.24,"end":1924.74,"confidence":0.9902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07156464457511902},{"word":"but","start":1925.6,"end":1925.6799,"confidence":0.9892578,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.08791009336709976},{"word":"yeah","start":1925.76,"end":1926.16,"confidence":0.99853516,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.12670497596263883},{"word":"i","start":1926.16,"end":1926.32,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.22687877714633944},{"word":"wish","start":1926.32,"end":1926.5599,"confidence":0.7993164,"punctuated_word":"wish","sentiment":"neutral","sentiment_score":-0.3026360273361206},{"word":"i","start":1926.5599,"end":1926.8,"confidence":0.9394531,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.21012789011001587},{"word":"and","start":1927.12,"end":1927.36,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.21077165007591248},{"word":"because","start":1927.36,"end":1927.6799,"confidence":0.99902344,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.23560065031051636},{"word":"i","start":1927.6799,"end":1927.76,"confidence":0.9980469,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.34286054968833923},{"word":"was","start":1927.76,"end":1928.0,"confidence":0.9980469,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.3951091468334198},{"word":"in","start":1928.0,"end":1928.24,"confidence":0.99609375,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.45620736479759216},{"word":"addiction","start":1928.24,"end":1928.64,"confidence":0.9902344,"punctuated_word":"addiction","sentiment":"negative","sentiment_score":-0.34639373421669006},{"word":"at","start":1928.64,"end":1928.8,"confidence":0.9902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.3241426944732666},{"word":"the","start":1928.8,"end":1928.88,"confidence":0.98291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2938634753227234},{"word":"you","start":1929.04,"end":1929.2,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.279431015253067},{"word":"know","start":1929.2,"end":1929.44,"confidence":0.89941406,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.27748584747314453},{"word":"like","start":1929.44,"end":1929.6,"confidence":0.95751953,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.2651795744895935},{"word":"i","start":1929.6,"end":1929.76,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3218804597854614},{"word":"i","start":1929.76,"end":1929.92,"confidence":0.6425781,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3407643437385559},{"word":"just","start":1929.92,"end":1930.32,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.26446714997291565},{"word":"i","start":1930.5599,"end":1930.72,"confidence":1.0,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3425056040287018},{"word":"didn't","start":1930.72,"end":1930.96,"confidence":0.99658203,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.3112236261367798},{"word":"keep","start":1930.96,"end":1931.2,"confidence":0.99902344,"punctuated_word":"keep","sentiment":"negative","sentiment_score":-0.33777809143066406},{"word":"on","start":1931.2,"end":1931.36,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.2735559940338135},{"word":"top","start":1931.36,"end":1931.6,"confidence":0.89746094,"punctuated_word":"top","sentiment":"neutral","sentiment_score":-0.2791939675807953},{"word":"of","start":1931.6,"end":1931.76,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2667166590690613},{"word":"all","start":1931.76,"end":1932.0,"confidence":0.98291016,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.2821524739265442},{"word":"this","start":1932.0,"end":1932.32,"confidence":0.69384766,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.22928182780742645},{"word":"this","start":1932.32,"end":1932.5599,"confidence":0.92089844,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.2100578397512436},{"word":"stuff","start":1932.5599,"end":1932.88,"confidence":0.76708984,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":-0.12199412286281586},{"word":"and","start":1932.88,"end":1933.365,"confidence":0.98535156,"punctuated_word":"And","sentiment":"negative","sentiment_score":-0.34484875202178955},{"word":"i","start":1934.005,"end":1934.165,"confidence":0.99902344,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4708412289619446},{"word":"mean","start":1934.165,"end":1934.485,"confidence":0.9970703,"punctuated_word":"mean,","sentiment":"negative","sentiment_score":-0.4615945816040039},{"word":"it's","start":1934.485,"end":1934.885,"confidence":0.9753418,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.7428609132766724},{"word":"devastating","start":1934.885,"end":1935.385,"confidence":0.9951172,"punctuated_word":"devastating","sentiment":"negative","sentiment_score":-0.7575303316116333},{"word":"now","start":1935.605,"end":1935.845,"confidence":0.9892578,"punctuated_word":"now","sentiment":"negative","sentiment_score":-0.7700299024581909},{"word":"because","start":1935.845,"end":1936.245,"confidence":0.8828125,"punctuated_word":"because","sentiment":"negative","sentiment_score":-0.5442333221435547},{"word":"i","start":1936.245,"end":1936.565,"confidence":0.99902344,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.6807395815849304},{"word":"do","start":1936.565,"end":1936.8049,"confidence":0.8364258,"punctuated_word":"do","sentiment":"negative","sentiment_score":-0.5836778879165649},{"word":"have","start":1936.8049,"end":1937.3049,"confidence":0.9980469,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.6554866433143616},{"word":"a","start":1937.765,"end":1937.845,"confidence":0.99316406,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.6790695190429688},{"word":"permanent","start":1937.845,"end":1938.345,"confidence":0.99902344,"punctuated_word":"permanent","sentiment":"negative","sentiment_score":-0.5725129246711731},{"word":"disability","start":1938.405,"end":1938.905,"confidence":0.9057617,"punctuated_word":"disability.","sentiment":"negative","sentiment_score":-0.5947633385658264},{"word":"i've","start":1939.445,"end":1939.6849,"confidence":0.9226074,"punctuated_word":"I've","sentiment":"negative","sentiment_score":-0.6026601791381836},{"word":"got","start":1939.6849,"end":1940.165,"confidence":0.9243164,"punctuated_word":"got","sentiment":"negative","sentiment_score":-0.6832053661346436},{"word":"no","start":1940.165,"end":1940.665,"confidence":0.9980469,"punctuated_word":"no","sentiment":"negative","sentiment_score":-0.6910309195518494},{"word":"no","start":1941.525,"end":1941.925,"confidence":0.9716797,"punctuated_word":"no","sentiment":"negative","sentiment_score":-0.6656438112258911},{"word":"pain","start":1941.925,"end":1942.245,"confidence":0.7133789,"punctuated_word":"pain.","sentiment":"negative","sentiment_score":-0.6379328966140747},{"word":"nothing","start":1942.245,"end":1942.725,"confidence":0.9313965,"punctuated_word":"Nothing.","sentiment":"negative","sentiment_score":-0.555510401725769},{"word":"you","start":1942.725,"end":1942.885,"confidence":0.78222656,"punctuated_word":"You","sentiment":"negative","sentiment_score":-0.4432323575019837},{"word":"know","start":1942.885,"end":1943.045,"confidence":0.8417969,"punctuated_word":"know?","sentiment":"negative","sentiment_score":-0.4427639842033386},{"word":"and","start":1943.045,"end":1943.125,"confidence":0.9375,"punctuated_word":"And","sentiment":"negative","sentiment_score":-0.5799574851989746},{"word":"i'm","start":1943.125,"end":1943.445,"confidence":0.9916992,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.6707764863967896},{"word":"really","start":1943.445,"end":1943.765,"confidence":0.26171875,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.7617369294166565},{"word":"scared","start":1943.765,"end":1944.245,"confidence":0.90625,"punctuated_word":"scared.","sentiment":"negative","sentiment_score":-0.6459254026412964},{"word":"like","start":1944.245,"end":1944.745,"confidence":0.97558594,"punctuated_word":"Like,","sentiment":"negative","sentiment_score":-0.40531623363494873},{"word":"if","start":1944.8049,"end":1945.045,"confidence":0.37329102,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.3991574347019195},{"word":"my","start":1945.045,"end":1945.205,"confidence":0.9970703,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.3997425138950348},{"word":"mom's","start":1945.205,"end":1945.705,"confidence":0.63012695,"punctuated_word":"mom's","sentiment":"neutral","sentiment_score":-0.3014025092124939},{"word":"father's","start":1946.085,"end":1946.485,"confidence":0.51760864,"punctuated_word":"father's","sentiment":"neutral","sentiment_score":-0.31525373458862305},{"word":"away","start":1946.485,"end":1946.965,"confidence":0.9663086,"punctuated_word":"away,","sentiment":"neutral","sentiment_score":-0.3235291838645935},{"word":"she's","start":1946.965,"end":1947.36,"confidence":0.94596356,"punctuated_word":"she's,","sentiment":"negative","sentiment_score":-0.41395848989486694},{"word":"like","start":1947.6,"end":1947.76,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"negative","sentiment_score":-0.35850054025650024},{"word":"in","start":1947.76,"end":1947.96,"confidence":0.7714844,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.36053353548049927},{"word":"her","start":1947.96,"end":1948.16,"confidence":0.8071289,"punctuated_word":"her","sentiment":"negative","sentiment_score":-0.42756563425064087},{"word":"late","start":1948.16,"end":1948.48,"confidence":0.9873047,"punctuated_word":"late","sentiment":"neutral","sentiment_score":-0.31920555233955383},{"word":"seventies","start":1948.48,"end":1948.98,"confidence":0.8878581,"punctuated_word":"seventies.","sentiment":"neutral","sentiment_score":-0.3133126497268677},{"word":"and","start":1949.6799,"end":1949.84,"confidence":0.6921387,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.2901449203491211},{"word":"i","start":1949.84,"end":1949.92,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.31257444620132446},{"word":"mean","start":1949.92,"end":1950.08,"confidence":0.9995117,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.2991378605365753},{"word":"she's","start":1950.08,"end":1950.48,"confidence":0.9995117,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.2785576283931732},{"word":"pretty","start":1950.48,"end":1950.72,"confidence":0.7895508,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.16221383213996887},{"word":"healthy","start":1950.72,"end":1951.2,"confidence":0.767334,"punctuated_word":"healthy,","sentiment":"neutral","sentiment_score":-0.1912117898464203},{"word":"but","start":1951.2,"end":1951.44,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.21591441333293915},{"word":"if","start":1951.44,"end":1951.94,"confidence":0.9970703,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.5044115781784058},{"word":"something","start":1952.0,"end":1952.32,"confidence":0.8256836,"punctuated_word":"something","sentiment":"negative","sentiment_score":-0.5332787036895752},{"word":"happens","start":1952.32,"end":1952.72,"confidence":0.9526367,"punctuated_word":"happens","sentiment":"negative","sentiment_score":-0.4514385461807251},{"word":"to","start":1952.72,"end":1952.7999,"confidence":0.99121094,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.5179665684700012},{"word":"her","start":1952.7999,"end":1953.04,"confidence":0.9057617,"punctuated_word":"her,","sentiment":"negative","sentiment_score":-0.5197414755821228},{"word":"i","start":1953.04,"end":1953.2,"confidence":0.984375,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.6185779571533203},{"word":"live","start":1953.2,"end":1953.44,"confidence":0.9111328,"punctuated_word":"live","sentiment":"negative","sentiment_score":-0.5614529848098755},{"word":"with","start":1953.44,"end":1953.6,"confidence":0.9980469,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.6616710424423218},{"word":"her","start":1953.6,"end":1953.92,"confidence":0.86083984,"punctuated_word":"her,","sentiment":"negative","sentiment_score":-0.5846966505050659},{"word":"i'm","start":1953.92,"end":1954.42,"confidence":0.9421387,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.7874188423156738},{"word":"i'm","start":1954.48,"end":1954.72,"confidence":0.98999023,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.8457338809967041},{"word":"screwed","start":1954.72,"end":1955.22,"confidence":0.9970703,"punctuated_word":"screwed.","sentiment":"negative","sentiment_score":-0.7807990908622742},{"word":"like","start":1955.28,"end":1955.52,"confidence":0.99853516,"punctuated_word":"Like,","sentiment":"negative","sentiment_score":-0.5680453181266785},{"word":"i","start":1955.52,"end":1955.6799,"confidence":1.0,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.6666648387908936},{"word":"don't","start":1955.6799,"end":1955.92,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.5246051549911499},{"word":"know","start":1955.92,"end":1956.08,"confidence":0.99902344,"punctuated_word":"know","sentiment":"negative","sentiment_score":-0.677711009979248},{"word":"what","start":1956.08,"end":1956.32,"confidence":1.0,"punctuated_word":"what","sentiment":"negative","sentiment_score":-0.7855305075645447},{"word":"i","start":1956.32,"end":1956.48,"confidence":1.0,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.7374497652053833},{"word":"will","start":1956.48,"end":1956.64,"confidence":0.8569336,"punctuated_word":"will","sentiment":"negative","sentiment_score":-0.7079613208770752},{"word":"do","start":1956.64,"end":1956.88,"confidence":0.99902344,"punctuated_word":"do.","sentiment":"negative","sentiment_score":-0.6108266115188599},{"word":"i","start":1956.88,"end":1956.96,"confidence":1.0,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4443528950214386},{"word":"don't","start":1956.96,"end":1957.2,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.42238864302635193},{"word":"have","start":1957.2,"end":1957.36,"confidence":1.0,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.37546196579933167},{"word":"any","start":1957.36,"end":1957.6,"confidence":1.0,"punctuated_word":"any","sentiment":"negative","sentiment_score":-0.4041194617748261},{"word":"other","start":1957.6,"end":1958.0,"confidence":1.0,"punctuated_word":"other","sentiment":"negative","sentiment_score":-0.4373624324798584},{"word":"family","start":1958.0,"end":1958.5,"confidence":1.0,"punctuated_word":"family","sentiment":"neutral","sentiment_score":-0.31517595052719116},{"word":"at","start":1958.64,"end":1958.88,"confidence":0.99902344,"punctuated_word":"at","sentiment":"negative","sentiment_score":-0.3943263590335846},{"word":"all","start":1958.88,"end":1959.375,"confidence":0.9448242,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.26718589663505554},{"word":"you","start":1960.655,"end":1960.895,"confidence":0.9580078,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.11653202027082445},{"word":"know","start":1960.895,"end":1961.295,"confidence":0.93603516,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.10230971872806548},{"word":"yeah","start":1961.295,"end":1961.795,"confidence":0.8823242,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.09088224172592164},{"word":"and","start":1961.855,"end":1962.355,"confidence":0.7722168,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.1256563663482666},{"word":"you","start":1962.415,"end":1962.495,"confidence":0.91015625,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13826224207878113},{"word":"know","start":1962.495,"end":1962.655,"confidence":0.9880371,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.1485348641872406},{"word":"like","start":1962.655,"end":1962.895,"confidence":0.9890137,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1558804214000702},{"word":"obviously","start":1962.895,"end":1963.395,"confidence":0.935791,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.1594567745923996},{"word":"i'll","start":1963.935,"end":1964.175,"confidence":0.9724121,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.16836540400981903},{"word":"get","start":1964.175,"end":1964.675,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.17304983735084534},{"word":"there's","start":1965.375,"end":1965.695,"confidence":0.99072266,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.1656031310558319},{"word":"three","start":1965.695,"end":1965.935,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.15984073281288147},{"word":"of","start":1965.935,"end":1966.095,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.16268585622310638},{"word":"us","start":1966.095,"end":1966.335,"confidence":0.97265625,"punctuated_word":"us","sentiment":"neutral","sentiment_score":-0.12232355773448944},{"word":"kids","start":1966.335,"end":1966.835,"confidence":0.80200195,"punctuated_word":"kids.","sentiment":"neutral","sentiment_score":-0.14398354291915894},{"word":"i've","start":1967.855,"end":1968.015,"confidence":0.45410156,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.10038792341947556},{"word":"worked","start":1968.015,"end":1968.335,"confidence":0.6352539,"punctuated_word":"worked","sentiment":"neutral","sentiment_score":-0.1153782606124878},{"word":"a","start":1968.335,"end":1968.415,"confidence":0.61816406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1281895637512207},{"word":"brother","start":1968.415,"end":1968.735,"confidence":0.9970703,"punctuated_word":"brother","sentiment":"neutral","sentiment_score":-0.15372055768966675},{"word":"and","start":1968.735,"end":1968.815,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12713320553302765},{"word":"sister","start":1968.815,"end":1969.295,"confidence":0.8027344,"punctuated_word":"sister.","sentiment":"neutral","sentiment_score":-0.12206079810857771},{"word":"so","start":1969.295,"end":1969.455,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.11574336141347884},{"word":"when","start":1969.455,"end":1969.775,"confidence":0.99316406,"punctuated_word":"when,","sentiment":"neutral","sentiment_score":-0.17185163497924805},{"word":"you","start":1969.775,"end":1969.935,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.16499152779579165},{"word":"know","start":1969.935,"end":1970.175,"confidence":0.99853516,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.1859191358089447},{"word":"she","start":1970.175,"end":1970.415,"confidence":0.9951172,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.2638872265815735},{"word":"dies","start":1970.415,"end":1970.735,"confidence":0.7314453,"punctuated_word":"dies","sentiment":"negative","sentiment_score":-0.3387681841850281},{"word":"and","start":1970.735,"end":1971.235,"confidence":0.93359375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.28327134251594543},{"word":"her","start":1971.455,"end":1971.855,"confidence":0.9838867,"punctuated_word":"her","sentiment":"negative","sentiment_score":-0.3701860904693603},{"word":"house","start":1971.855,"end":1972.175,"confidence":0.9394531,"punctuated_word":"house","sentiment":"negative","sentiment_score":-0.3762749135494232},{"word":"gets","start":1972.175,"end":1972.415,"confidence":0.9453125,"punctuated_word":"gets","sentiment":"negative","sentiment_score":-0.3534689247608185},{"word":"sold","start":1972.415,"end":1972.915,"confidence":0.9699707,"punctuated_word":"sold,","sentiment":"neutral","sentiment_score":-0.27391520142555237},{"word":"i'll","start":1974.12,"end":1974.36,"confidence":0.99560547,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.2865263819694519},{"word":"get","start":1974.36,"end":1974.52,"confidence":0.99609375,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.30413705110549927},{"word":"a","start":1974.52,"end":1974.6,"confidence":0.5751953,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.289341539144516},{"word":"third","start":1974.6,"end":1974.92,"confidence":0.75927734,"punctuated_word":"third","sentiment":"neutral","sentiment_score":-0.2803550064563751},{"word":"of","start":1974.92,"end":1975.0,"confidence":0.96240234,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.29954439401626587},{"word":"that","start":1975.0,"end":1975.24,"confidence":0.9123535,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.2593225836753845},{"word":"thank","start":1975.24,"end":1975.56,"confidence":1.0,"punctuated_word":"Thank","sentiment":"neutral","sentiment_score":-0.20195266604423523},{"word":"god","start":1975.56,"end":1975.88,"confidence":0.7092285,"punctuated_word":"god.","sentiment":"neutral","sentiment_score":-0.2376500368118286},{"word":"because","start":1975.88,"end":1976.2001,"confidence":0.99902344,"punctuated_word":"Because","sentiment":"negative","sentiment_score":-0.34292104840278625},{"word":"i'm","start":1976.2001,"end":1976.36,"confidence":1.0,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.4380025565624237},{"word":"really","start":1976.36,"end":1976.6,"confidence":1.0,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.5093132257461548},{"word":"worried","start":1976.6,"end":1977.1,"confidence":0.75268555,"punctuated_word":"worried.","sentiment":"negative","sentiment_score":-0.4986835718154907},{"word":"like","start":1977.24,"end":1977.4,"confidence":0.93530273,"punctuated_word":"Like,","sentiment":"negative","sentiment_score":-0.40809595584869385},{"word":"i'm","start":1977.4,"end":1977.64,"confidence":1.0,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.5301041007041931},{"word":"not","start":1977.64,"end":1977.8,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.5858594179153442},{"word":"gonna","start":1977.8,"end":1978.04,"confidence":0.9951172,"punctuated_word":"gonna","sentiment":"negative","sentiment_score":-0.5036698579788208},{"word":"have","start":1978.04,"end":1978.2001,"confidence":0.99902344,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.5148357152938843},{"word":"any","start":1978.2001,"end":1978.7001,"confidence":0.61816406,"punctuated_word":"any","sentiment":"negative","sentiment_score":-0.4360284805297851},{"word":"sooner","start":1978.8401,"end":1979.3201,"confidence":0.5878296,"punctuated_word":"sooner.","sentiment":"negative","sentiment_score":-0.5190279483795166},{"word":"i'm","start":1979.3201,"end":1979.48,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.2644330859184265},{"word":"gonna","start":1979.48,"end":1979.98,"confidence":0.99902344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.2775692343711853},{"word":"yeah","start":1980.36,"end":1980.68,"confidence":0.99365234,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.19945934414863584},{"word":"you","start":1980.68,"end":1980.8401,"confidence":0.9892578,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.16532382369041443},{"word":"know","start":1980.8401,"end":1981.0801,"confidence":0.748291,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.1830800622701645},{"word":"i","start":1981.0801,"end":1981.3201,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19466713070869449},{"word":"don't","start":1981.3201,"end":1981.56,"confidence":0.78466797,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1685679405927658},{"word":"know","start":1981.56,"end":1981.7201,"confidence":0.9951172,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.16587932407855988},{"word":"what","start":1981.7201,"end":1981.9601,"confidence":0.9472656,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.22412365674972537},{"word":"i'm","start":1981.9601,"end":1982.12,"confidence":0.9897461,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.216673880815506},{"word":"gonna","start":1982.12,"end":1982.62,"confidence":0.9560547,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.22020941972732544},{"word":"what","start":1982.8401,"end":1983.0801,"confidence":0.8076172,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.2426857203245163},{"word":"i'm","start":1983.0801,"end":1983.24,"confidence":0.9875488,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.2178850620985031},{"word":"gonna","start":1983.24,"end":1983.48,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.22565439343452456},{"word":"do","start":1983.48,"end":1983.64,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.2818339467048645},{"word":"for","start":1983.64,"end":1983.88,"confidence":0.9790039,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.3356707692146301},{"word":"money","start":1983.88,"end":1984.2001,"confidence":0.7487793,"punctuated_word":"money,","sentiment":"neutral","sentiment_score":-0.25043678283691406},{"word":"but","start":1984.2001,"end":1984.6,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.13675305247306824},{"word":"because","start":1984.8401,"end":1985.0801,"confidence":0.96875,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.16960926353931427},{"word":"you","start":1985.0801,"end":1985.24,"confidence":0.7402344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.20042136311531067},{"word":"cannot","start":1985.24,"end":1985.56,"confidence":0.9472656,"punctuated_word":"cannot","sentiment":"neutral","sentiment_score":-0.27887022495269775},{"word":"live","start":1985.56,"end":1985.8,"confidence":0.92089844,"punctuated_word":"live","sentiment":"neutral","sentiment_score":-0.30743610858917236},{"word":"off","start":1985.8,"end":1986.3,"confidence":0.9770508,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.24891096353530884},{"word":"the","start":1986.4401,"end":1986.6,"confidence":0.60791016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1792437732219696},{"word":"disability","start":1986.6,"end":1987.1,"confidence":0.9941406,"punctuated_word":"disability","sentiment":"neutral","sentiment_score":-0.18617071211338043},{"word":"pension","start":1987.24,"end":1987.74,"confidence":0.90966797,"punctuated_word":"pension.","sentiment":"neutral","sentiment_score":-0.09004206210374832},{"word":"so","start":1987.88,"end":1988.38,"confidence":0.97265625,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0687488466501236},{"word":"and","start":1989.705,"end":1989.865,"confidence":0.6591797,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0875939279794693},{"word":"i","start":1989.865,"end":1990.025,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10889364778995514},{"word":"just","start":1990.025,"end":1990.265,"confidence":0.86621094,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.08452793955802917},{"word":"had","start":1990.265,"end":1990.425,"confidence":0.78515625,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.13550740480422974},{"word":"not","start":1990.425,"end":1990.585,"confidence":0.9970703,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.11524274945259094},{"word":"been","start":1990.585,"end":1990.825,"confidence":0.9941406,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.10229875147342682},{"word":"able","start":1990.825,"end":1991.325,"confidence":0.9970703,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.1492447853088379},{"word":"to","start":1991.385,"end":1991.625,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03847125172615051},{"word":"get","start":1991.625,"end":1991.865,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.04254264384508133},{"word":"myself","start":1991.865,"end":1992.365,"confidence":0.9980469,"punctuated_word":"myself","sentiment":"neutral","sentiment_score":-0.0132511705160141},{"word":"good","start":1992.505,"end":1992.905,"confidence":0.9902344,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.03928530216217041},{"word":"to","start":1992.905,"end":1993.405,"confidence":0.7895508,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.025708958506584167},{"word":"get","start":1993.705,"end":1994.025,"confidence":0.9135742,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.012172847986221312},{"word":"back","start":1994.025,"end":1994.345,"confidence":0.69091797,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.017393872141838074},{"word":"to","start":1994.345,"end":1994.425,"confidence":0.9140625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.010132208466529846},{"word":"working","start":1994.425,"end":1994.825,"confidence":0.90063477,"punctuated_word":"working.","sentiment":"neutral","sentiment_score":-0.02160641923546791},{"word":"but","start":1994.825,"end":1994.985,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.004417911171913147},{"word":"anyway","start":1994.985,"end":1995.485,"confidence":0.7763672,"punctuated_word":"anyway","sentiment":"neutral","sentiment_score":0.01080574095249176},{"word":"yeah","start":1995.625,"end":1996.125,"confidence":0.9902344,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.03445388749241829},{"word":"well","start":1996.985,"end":1997.485,"confidence":0.7871094,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.012356456369161606},{"word":"just","start":1997.625,"end":1997.865,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.019949734210968018},{"word":"take","start":1997.865,"end":1998.105,"confidence":0.9980469,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.021465830504894257},{"word":"one","start":1998.105,"end":1998.345,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.019117288291454315},{"word":"day","start":1998.345,"end":1998.505,"confidence":0.99609375,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.021705910563468933},{"word":"at","start":1998.505,"end":1998.665,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.005205124616622925},{"word":"a","start":1998.665,"end":1998.825,"confidence":0.98535156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01662066951394081},{"word":"time","start":1998.825,"end":1999.145,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.028289951384067535},{"word":"and","start":1999.145,"end":1999.625,"confidence":0.9316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.017220914363861084},{"word":"and","start":1999.625,"end":1999.865,"confidence":0.9536133,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06857636570930481},{"word":"not","start":1999.865,"end":2000.105,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.10878174751996994},{"word":"not","start":2000.105,"end":2000.505,"confidence":0.984375,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1884879469871521},{"word":"freak","start":2000.505,"end":2000.745,"confidence":0.96777344,"punctuated_word":"freak","sentiment":"neutral","sentiment_score":-0.27999481558799744},{"word":"out","start":2000.745,"end":2001.065,"confidence":0.661499,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":-0.1761721968650818},{"word":"you","start":2001.065,"end":2001.225,"confidence":0.88720703,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.03106769174337387},{"word":"know","start":2001.225,"end":2001.465,"confidence":0.91845703,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.03417281061410904},{"word":"look","start":2001.465,"end":2001.705,"confidence":0.8183594,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.06800927221775055},{"word":"too","start":2001.705,"end":2001.945,"confidence":0.9614258,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.05690425634384155},{"word":"far","start":2001.945,"end":2002.1849,"confidence":0.8613281,"punctuated_word":"far","sentiment":"neutral","sentiment_score":-0.04715171456336975},{"word":"ahead","start":2002.1849,"end":2002.505,"confidence":0.9633789,"punctuated_word":"ahead","sentiment":"neutral","sentiment_score":0.022033244371414185},{"word":"at","start":2002.505,"end":2002.665,"confidence":0.8076172,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.009401783347129822},{"word":"stuff","start":2002.665,"end":2002.98,"confidence":0.9567871,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":0.05327698960900307},{"word":"so","start":2003.0599,"end":2003.22,"confidence":0.9243164,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1675817370414734},{"word":"i","start":2003.22,"end":2003.38,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.25221994519233704},{"word":"think","start":2003.38,"end":2003.46,"confidence":1.0,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.3410150706768036},{"word":"we're","start":2003.46,"end":2003.54,"confidence":0.8857422,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.30417096614837646},{"word":"i'm","start":2003.62,"end":2003.94,"confidence":1.0,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.38228774070739746},{"word":"making","start":2003.94,"end":2004.26,"confidence":1.0,"punctuated_word":"making","sentiment":"positive","sentiment_score":0.3604285418987274},{"word":"some","start":2004.26,"end":2004.4199,"confidence":0.99902344,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.3723280429840088},{"word":"good","start":2004.4199,"end":2004.9199,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4228644669055938},{"word":"good","start":2005.2999,"end":2005.62,"confidence":0.9506836,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4023854434490204},{"word":"decisions","start":2005.62,"end":2006.12,"confidence":0.87231445,"punctuated_word":"decisions.","sentiment":"neutral","sentiment_score":0.2953379452228546},{"word":"these","start":2006.1799,"end":2006.34,"confidence":0.9326172,"punctuated_word":"These","sentiment":"neutral","sentiment_score":0.30608415603637695},{"word":"things","start":2006.34,"end":2006.66,"confidence":0.99316406,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.39194393157958984},{"word":"are","start":2006.66,"end":2006.82,"confidence":0.60595703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2568223774433136},{"word":"even","start":2006.82,"end":2007.0599,"confidence":0.8613281,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.15884868800640106},{"word":"gonna","start":2007.0599,"end":2007.2999,"confidence":0.99316406,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.0861361101269722},{"word":"help","start":2007.2999,"end":2007.54,"confidence":0.9970703,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.08047887682914734},{"word":"that","start":2007.54,"end":2007.7,"confidence":0.73583984,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10122769325971603},{"word":"i'm","start":2007.7,"end":2007.86,"confidence":0.98046875,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.0955115407705307},{"word":"just","start":2007.86,"end":2008.1,"confidence":0.79541016,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10510634630918504},{"word":"now","start":2008.1,"end":2008.34,"confidence":0.5883789,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.1291021704673767},{"word":"working","start":2008.34,"end":2008.84,"confidence":0.6118164,"punctuated_word":"working.","sentiment":"neutral","sentiment_score":0.11243905872106552},{"word":"yeah","start":2009.0599,"end":2009.5599,"confidence":0.9645996,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02797805890440941},{"word":"not","start":2035.0801,"end":2035.4,"confidence":0.9560547,"punctuated_word":"Not","sentiment":"negative","sentiment_score":-0.5937782526016235},{"word":"worth","start":2035.4,"end":2035.64,"confidence":0.9951172,"punctuated_word":"worth","sentiment":"negative","sentiment_score":-0.6291529536247253},{"word":"it","start":2035.64,"end":2036.14,"confidence":0.99658203,"punctuated_word":"it.","sentiment":"negative","sentiment_score":-0.5504442453384399},{"word":"not","start":2036.76,"end":2036.92,"confidence":0.67822266,"punctuated_word":"Not","sentiment":"negative","sentiment_score":-0.6076783537864685},{"word":"worth","start":2036.92,"end":2037.3201,"confidence":1.0,"punctuated_word":"worth","sentiment":"negative","sentiment_score":-0.535689115524292},{"word":"it","start":2037.3201,"end":2037.8201,"confidence":0.99853516,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.14620283246040344},{"word":"not","start":2042.84,"end":2043.225,"confidence":0.7060547,"punctuated_word":"Not","sentiment":"negative","sentiment_score":-0.4401875436306},{"word":"no","start":2043.785,"end":2044.285,"confidence":0.8964844,"punctuated_word":"No.","sentiment":"negative","sentiment_score":-0.5442090034484863},{"word":"yes","start":2054.9849,"end":2055.24,"confidence":0.77368164,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.0066750869154930115},{"word":"yeah","start":2072.855,"end":2073.1748,"confidence":0.8137207,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.054522596299648285},{"word":"yeah","start":2073.1748,"end":2073.6748,"confidence":0.9812012,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.058243412524461746},{"word":"yeah","start":2073.8948,"end":2074.3948,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05887944996356964},{"word":"yeah","start":2077.815,"end":2078.315,"confidence":0.9863281,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0434684082865715},{"word":"yeah","start":2079.93,"end":2080.43,"confidence":0.7142334,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0017806719988584518},{"word":"that's","start":2083.45,"end":2083.77,"confidence":0.9658203,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.09355933964252472},{"word":"right","start":2083.77,"end":2084.27,"confidence":0.69873047,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.11822032928466795},{"word":"yes","start":2100.665,"end":2101.165,"confidence":0.7734375,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.3103996515274048},{"word":"yes","start":2108.66,"end":2109.16,"confidence":0.87280273,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.2726646661758423},{"word":"yep","start":2112.2598,"end":2112.7598,"confidence":0.7819824,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04933616518974304},{"word":"okay","start":2123.2148,"end":2123.7148,"confidence":0.9638672,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.03207065537571907},{"word":"yep","start":2134.9749,"end":2135.4749,"confidence":0.9724121,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1415172517299652},{"word":"okay","start":2137.055,"end":2137.535,"confidence":0.828125,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.12240839004516602},{"word":"yep","start":2137.535,"end":2138.035,"confidence":0.9797363,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12032182514667512},{"word":"yep","start":2145.76,"end":2146.26,"confidence":0.7624512,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2727583050727844},{"word":"yes","start":2148.24,"end":2148.74,"confidence":0.86621094,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.04619278386235237},{"word":"okay","start":2154.475,"end":2154.875,"confidence":0.93481445,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.22978341579437256},{"word":"cool","start":2154.875,"end":2155.375,"confidence":0.92163086,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.5284765362739563},{"word":"sounds","start":2155.435,"end":2155.7551,"confidence":0.9902344,"punctuated_word":"Sounds","sentiment":"positive","sentiment_score":0.6504579782485962},{"word":"good","start":2155.7551,"end":2156.0752,"confidence":0.9970703,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.6421867609024048},{"word":"you","start":2156.0752,"end":2156.235,"confidence":0.9453125,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.6950377225875854},{"word":"sound","start":2156.235,"end":2156.5552,"confidence":0.96777344,"punctuated_word":"sound","sentiment":"positive","sentiment_score":0.7024789452552795},{"word":"really","start":2156.5552,"end":2156.955,"confidence":0.97509766,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.733826756477356},{"word":"nice","start":2156.955,"end":2157.455,"confidence":0.99365234,"punctuated_word":"nice.","sentiment":"positive","sentiment_score":0.6529989242553711},{"word":"oh","start":2173.49,"end":2173.99,"confidence":0.5275879,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.030183900147676468},{"word":"thank","start":2174.1301,"end":2174.45,"confidence":0.9658203,"punctuated_word":"thank","sentiment":"neutral","sentiment_score":0.15606524050235748},{"word":"you","start":2174.45,"end":2174.9302,"confidence":0.96362305,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.08158789575099945},{"word":"because","start":2174.9302,"end":2175.21,"confidence":0.89746094,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.0004509761929512024},{"word":"i","start":2175.21,"end":2175.49,"confidence":0.6503906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.011831503361463548},{"word":"yeah","start":2175.57,"end":2175.81,"confidence":0.9711914,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.001299683004617691},{"word":"i","start":2175.81,"end":2175.8901,"confidence":0.87597656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.033603325486183167},{"word":"used","start":2175.8901,"end":2176.1301,"confidence":0.9980469,"punctuated_word":"used","sentiment":"neutral","sentiment_score":-0.0365341454744339},{"word":"to","start":2176.1301,"end":2176.21,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03643687814474106},{"word":"be","start":2176.21,"end":2176.37,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.03552405908703804},{"word":"a","start":2176.37,"end":2176.45,"confidence":0.97998047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.024261200800538063},{"word":"registered","start":2176.45,"end":2176.95,"confidence":0.9951172,"punctuated_word":"registered","sentiment":"neutral","sentiment_score":-0.01926066353917122},{"word":"nurse","start":2177.01,"end":2177.49,"confidence":0.79052734,"punctuated_word":"nurse,","sentiment":"neutral","sentiment_score":-0.03210464119911194},{"word":"and","start":2177.49,"end":2177.99,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05764025449752808},{"word":"i","start":2179.685,"end":2179.925,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05974801257252693},{"word":"could","start":2179.925,"end":2180.085,"confidence":0.8198242,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.1137448325753212},{"word":"never","start":2180.085,"end":2180.565,"confidence":0.96875,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.13395890593528748},{"word":"have","start":2180.565,"end":2180.725,"confidence":0.5786133,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1419178992509842},{"word":"thought","start":2180.725,"end":2181.225,"confidence":0.3017578,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.09231431037187576},{"word":"that","start":2181.285,"end":2181.525,"confidence":0.56347656,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15189728140830994},{"word":"life","start":2181.525,"end":2181.845,"confidence":0.96777344,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.14802369475364685},{"word":"would","start":2181.845,"end":2182.085,"confidence":0.9277344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.15604662895202637},{"word":"have","start":2182.085,"end":2182.165,"confidence":0.5830078,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.07984486222267151},{"word":"turned","start":2182.165,"end":2182.645,"confidence":0.80908203,"punctuated_word":"turned","sentiment":"neutral","sentiment_score":-0.0755184143781662},{"word":"out","start":2182.645,"end":2182.805,"confidence":0.96875,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.06598767638206482},{"word":"the","start":2182.805,"end":2182.965,"confidence":0.91503906,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07025806605815887},{"word":"way","start":2182.965,"end":2183.205,"confidence":0.9902344,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.02899882197380066},{"word":"it","start":2183.205,"end":2183.285,"confidence":0.96240234,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05153083801269531},{"word":"has","start":2183.285,"end":2183.785,"confidence":0.6873779,"punctuated_word":"has.","sentiment":"neutral","sentiment_score":-0.048284098505973816},{"word":"but","start":2184.325,"end":2184.725,"confidence":0.9863281,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.04871746152639389},{"word":"but","start":2184.725,"end":2185.225,"confidence":0.7475586,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.04516585171222687},{"word":"yeah","start":2185.445,"end":2185.945,"confidence":0.9423828,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.03921521455049515},{"word":"i'll","start":2187.285,"end":2187.445,"confidence":0.99121094,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.23359131813049316},{"word":"get","start":2187.445,"end":2187.685,"confidence":0.9951172,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.2005217969417572},{"word":"there","start":2187.685,"end":2187.925,"confidence":0.84765625,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.1612854152917862},{"word":"and","start":2187.925,"end":2188.165,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.1059240698814392},{"word":"at","start":2188.165,"end":2188.2449,"confidence":0.82958984,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.14231741428375244},{"word":"least","start":2188.2449,"end":2188.4849,"confidence":1.0,"punctuated_word":"least","sentiment":"neutral","sentiment_score":-0.17942748963832855},{"word":"i've","start":2188.4849,"end":2188.725,"confidence":0.8898926,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.1080155223608017},{"word":"got","start":2188.725,"end":2188.885,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.12316486239433289},{"word":"my","start":2188.885,"end":2189.045,"confidence":0.98828125,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.11989215016365053},{"word":"i've","start":2189.045,"end":2189.205,"confidence":0.9970703,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.09460751712322236},{"word":"got","start":2189.205,"end":2189.365,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.10399194806814194},{"word":"my","start":2189.365,"end":2189.525,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.09892851114273073},{"word":"mom","start":2189.525,"end":2189.845,"confidence":0.87768555,"punctuated_word":"mom.","sentiment":"neutral","sentiment_score":-0.10649657249450684},{"word":"you","start":2189.845,"end":2189.925,"confidence":1.0,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.08866442739963531},{"word":"know","start":2189.925,"end":2190.165,"confidence":0.81103516,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.09938894957304},{"word":"some","start":2190.165,"end":2190.325,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.1658811867237091},{"word":"people","start":2190.325,"end":2190.825,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.14748181402683258},{"word":"are","start":2190.885,"end":2191.125,"confidence":0.9873047,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.133376806974411},{"word":"homeless","start":2191.125,"end":2191.625,"confidence":0.9970703,"punctuated_word":"homeless","sentiment":"neutral","sentiment_score":-0.15927742421627045},{"word":"out","start":2191.685,"end":2191.845,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.15822432935237885},{"word":"there","start":2191.845,"end":2192.165,"confidence":0.7626953,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.12975069880485535},{"word":"so","start":2192.165,"end":2192.665,"confidence":0.9909668,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.06933844089508057},{"word":"you","start":2193.845,"end":2194.005,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07689006626605988},{"word":"know","start":2194.005,"end":2194.165,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.09079810976982115},{"word":"it","start":2194.165,"end":2194.325,"confidence":0.97265625,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09163684397935867},{"word":"could","start":2194.325,"end":2194.4849,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.10136526077985764},{"word":"be","start":2194.4849,"end":2194.645,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.09424567967653276},{"word":"a","start":2194.645,"end":2194.725,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1074112206697464},{"word":"lot","start":2194.725,"end":2194.885,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.1034511774778366},{"word":"worse","start":2194.885,"end":2195.25,"confidence":0.9975586,"punctuated_word":"worse.","sentiment":"neutral","sentiment_score":-0.12788712978363037},{"word":"yes","start":2196.29,"end":2196.79,"confidence":0.7342529,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.013290781527757645},{"word":"yeah","start":2197.73,"end":2198.23,"confidence":0.97802734,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04124564677476883},{"word":"oh","start":2200.53,"end":2200.77,"confidence":0.77197266,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.08177901804447174},{"word":"thanks","start":2200.77,"end":2201.17,"confidence":0.91503906,"punctuated_word":"thanks,","sentiment":"neutral","sentiment_score":0.1721363365650177},{"word":"donna","start":2201.17,"end":2201.67,"confidence":0.6437988,"punctuated_word":"Donna.","sentiment":"neutral","sentiment_score":0.12078489363193512},{"word":"yes","start":2218.625,"end":2219.125,"confidence":0.9116211,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.01583242416381836},{"word":"oh","start":2242.1748,"end":2242.415,"confidence":0.63500977,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.09311851859092712},{"word":"and","start":2242.415,"end":2242.7349,"confidence":0.9838867,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10329215973615646},{"word":"she","start":2242.7349,"end":2242.9749,"confidence":0.99609375,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.09771210700273514},{"word":"won't","start":2242.9749,"end":2243.295,"confidence":0.9914551,"punctuated_word":"won't","sentiment":"neutral","sentiment_score":-0.09513041377067566},{"word":"be","start":2243.295,"end":2243.615,"confidence":0.9416504,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":-0.09000104665756226},{"word":"no","start":2243.615,"end":2244.115,"confidence":0.9904785,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1296570599079132},{"word":"yeah","start":2244.575,"end":2245.075,"confidence":0.78515625,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0730644166469574},{"word":"oh","start":2260.995,"end":2261.475,"confidence":0.8430176,"punctuated_word":"Oh,","sentiment":"negative","sentiment_score":-0.34059688448905945},{"word":"fuck","start":2261.475,"end":2261.975,"confidence":0.99658203,"punctuated_word":"fuck.","sentiment":"negative","sentiment_score":-0.5330696702003479},{"word":"yeah","start":2274.435,"end":2274.5151,"confidence":0.7454834,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.024197526276111603},{"word":"no","start":2274.5151,"end":2274.8352,"confidence":0.986084,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13100148737430573},{"word":"i","start":2274.8352,"end":2274.915,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10846071690320969},{"word":"haven't","start":2274.915,"end":2275.415,"confidence":0.9350586,"punctuated_word":"haven't.","sentiment":"neutral","sentiment_score":-0.12018205970525742},{"word":"yep","start":2292.825,"end":2293.325,"confidence":0.95703125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03475555405020714},{"word":"yeah","start":2302.68,"end":2302.92,"confidence":0.8857422,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0018563997000455856},{"word":"right","start":2302.92,"end":2303.42,"confidence":0.888916,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.011260267347097397},{"word":"okay","start":2304.76,"end":2305.26,"confidence":0.63049316,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.004626544192433357},{"word":"yep","start":2308.84,"end":2309.34,"confidence":0.80249023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.006271271966397762},{"word":"yep","start":2324.685,"end":2325.185,"confidence":0.99316406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06249627470970154},{"word":"yep","start":2343.095,"end":2343.575,"confidence":0.8215332,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1071639358997345},{"word":"that","start":2343.575,"end":2343.815,"confidence":0.9921875,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.16600866615772247},{"word":"makes","start":2343.815,"end":2344.055,"confidence":0.984375,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.15122519433498385},{"word":"sense","start":2344.055,"end":2344.535,"confidence":1.0,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.13434654474258423},{"word":"yep","start":2344.535,"end":2344.855,"confidence":0.9885254,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1078338623046875},{"word":"okay","start":2344.855,"end":2345.355,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1928950697183609},{"word":"you're","start":2347.255,"end":2347.755,"confidence":0.50354004,"punctuated_word":"You're","sentiment":"positive","sentiment_score":0.47838348150253296},{"word":"good","start":2347.9749,"end":2348.4749,"confidence":0.7607422,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5147668719291687},{"word":"this","start":2348.6948,"end":2349.015,"confidence":0.92578125,"punctuated_word":"This","sentiment":"positive","sentiment_score":0.355054646730423},{"word":"is","start":2349.015,"end":2349.175,"confidence":0.99902344,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5301358103752136},{"word":"good","start":2349.175,"end":2349.675,"confidence":0.99902344,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5349118709564209},{"word":"that","start":2350.775,"end":2351.015,"confidence":0.77734375,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5741161704063416},{"word":"good","start":2351.015,"end":2351.175,"confidence":0.9165039,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5862213969230652},{"word":"that","start":2351.175,"end":2351.335,"confidence":0.9941406,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.6452506184577942},{"word":"you","start":2351.335,"end":2351.4949,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6323235034942627},{"word":"picked","start":2351.4949,"end":2351.815,"confidence":0.9941406,"punctuated_word":"picked","sentiment":"positive","sentiment_score":0.6545647978782654},{"word":"up","start":2351.815,"end":2351.9749,"confidence":0.9892578,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.6006109118461609},{"word":"on","start":2351.9749,"end":2352.135,"confidence":0.9902344,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.6545992493629456},{"word":"this","start":2352.135,"end":2352.635,"confidence":0.47009277,"punctuated_word":"this.","sentiment":"positive","sentiment_score":0.5595493912696838},{"word":"yep","start":2369.82,"end":2370.32,"confidence":0.94140625,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.2557874917984009},{"word":"yep","start":2370.7002,"end":2371.2002,"confidence":0.9499512,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0985277146100998},{"word":"yep","start":2375.385,"end":2375.885,"confidence":0.7636719,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.2499377578496933},{"word":"keep","start":2377.305,"end":2377.545,"confidence":0.32788086,"punctuated_word":"Keep","sentiment":"neutral","sentiment_score":-0.10034741461277008},{"word":"the","start":2377.545,"end":2377.625,"confidence":0.6464844,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07237254083156586},{"word":"quote","start":2377.625,"end":2378.105,"confidence":0.7915039,"punctuated_word":"quote.","sentiment":"neutral","sentiment_score":-0.0414007306098938},{"word":"yep","start":2378.105,"end":2378.605,"confidence":0.79052734,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.016869354993104935},{"word":"yeah","start":2385.065,"end":2385.565,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06054728478193283},{"word":"yeah","start":2385.7898,"end":2386.2898,"confidence":0.8486328,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02490209974348545},{"word":"yep","start":2391.7898,"end":2392.2898,"confidence":0.984375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.029548851773142815},{"word":"yep","start":2394.5098,"end":2395.0098,"confidence":0.81518555,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04276240989565849},{"word":"yep","start":2413.085,"end":2413.585,"confidence":0.98706055,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18084309995174408},{"word":"okay","start":2427.8801,"end":2428.3801,"confidence":0.97021484,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.15906238555908203},{"word":"yep","start":2428.44,"end":2428.94,"confidence":0.9914551,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0992768257856369},{"word":"yep","start":2435.2551,"end":2435.7551,"confidence":0.96875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11899654567241667},{"word":"okay","start":2440.2952,"end":2440.7952,"confidence":0.9975586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.13776904344558716},{"word":"okay","start":2444.135,"end":2444.635,"confidence":0.9975586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.14385616779327393},{"word":"yeah","start":2446.1802,"end":2446.6802,"confidence":0.9655762,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0965375080704689},{"word":"probably","start":2448.02,"end":2448.34,"confidence":0.5019531,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":0.04780640825629234},{"word":"yeah","start":2449.46,"end":2449.96,"confidence":0.9926758,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.03597573935985565},{"word":"yeah","start":2451.78,"end":2452.1,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03113512508571148},{"word":"that'd","start":2452.1,"end":2452.5,"confidence":0.9387207,"punctuated_word":"That'd","sentiment":"neutral","sentiment_score":-0.028904717415571213},{"word":"that'd","start":2452.5,"end":2452.82,"confidence":0.96313477,"punctuated_word":"that'd","sentiment":"neutral","sentiment_score":-0.01164686679840088},{"word":"be","start":2452.82,"end":2452.98,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1378898173570633},{"word":"good","start":2452.98,"end":2453.3,"confidence":0.9995117,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.07434934377670288},{"word":"i","start":2453.3,"end":2453.3801,"confidence":1.0,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4192864298820496},{"word":"don't","start":2453.3801,"end":2453.62,"confidence":1.0,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.4049261212348938},{"word":"think","start":2453.62,"end":2453.86,"confidence":1.0,"punctuated_word":"think","sentiment":"negative","sentiment_score":-0.5433512926101685},{"word":"i","start":2453.86,"end":2454.1,"confidence":0.9951172,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.5913490653038025},{"word":"should","start":2454.1,"end":2454.34,"confidence":0.54003906,"punctuated_word":"should","sentiment":"negative","sentiment_score":-0.6212681531906128},{"word":"do","start":2454.34,"end":2454.5,"confidence":0.9980469,"punctuated_word":"do","sentiment":"negative","sentiment_score":-0.6600127220153809},{"word":"it","start":2454.5,"end":2454.6602,"confidence":1.0,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.4844834208488464},{"word":"myself","start":2454.6602,"end":2455.1602,"confidence":0.9477539,"punctuated_word":"myself.","sentiment":"negative","sentiment_score":-0.5504626631736755},{"word":"it","start":2455.7,"end":2455.78,"confidence":0.96240234,"punctuated_word":"It","sentiment":"negative","sentiment_score":-0.5767720341682434},{"word":"would","start":2455.78,"end":2455.86,"confidence":0.7583008,"punctuated_word":"would","sentiment":"negative","sentiment_score":-0.555317759513855},{"word":"it","start":2455.9402,"end":2456.1,"confidence":0.91015625,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.5844481587409973},{"word":"caused","start":2456.1,"end":2456.4202,"confidence":0.41088867,"punctuated_word":"caused","sentiment":"negative","sentiment_score":-0.6140257716178894},{"word":"me","start":2456.4202,"end":2456.58,"confidence":0.99902344,"punctuated_word":"me","sentiment":"negative","sentiment_score":-0.642571210861206},{"word":"too","start":2456.58,"end":2456.74,"confidence":0.99902344,"punctuated_word":"too","sentiment":"negative","sentiment_score":-0.6065185070037842},{"word":"much","start":2456.74,"end":2457.24,"confidence":0.9838867,"punctuated_word":"much.","sentiment":"negative","sentiment_score":-0.6511268019676208},{"word":"heartache","start":2459.085,"end":2459.585,"confidence":0.8723958,"punctuated_word":"Heartache.","sentiment":"negative","sentiment_score":-0.5396039485931396},{"word":"but","start":2460.445,"end":2460.765,"confidence":0.7524414,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.06421980261802673},{"word":"yep","start":2460.765,"end":2461.265,"confidence":0.94596356,"punctuated_word":"yep,","sentiment":"neutral","sentiment_score":0.2056017369031906},{"word":"i'm","start":2461.4849,"end":2461.805,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.409157395362854},{"word":"happy","start":2461.805,"end":2462.045,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.43912824988365173},{"word":"to","start":2462.045,"end":2462.125,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4168644845485687},{"word":"spend","start":2462.125,"end":2462.365,"confidence":1.0,"punctuated_word":"spend","sentiment":"positive","sentiment_score":0.4688114523887634},{"word":"a","start":2462.365,"end":2462.445,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4118396043777466},{"word":"couple","start":2462.445,"end":2462.765,"confidence":1.0,"punctuated_word":"couple","sentiment":"positive","sentiment_score":0.4592650830745697},{"word":"of","start":2462.765,"end":2462.845,"confidence":0.9267578,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11210055649280548},{"word":"$100","start":2462.845,"end":2463.405,"confidence":0.9916992,"punctuated_word":"$100.","sentiment":"neutral","sentiment_score":0.22810351848602295},{"word":"that's","start":2463.405,"end":2463.7249,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2614884078502655},{"word":"fine","start":2463.7249,"end":2464.2249,"confidence":0.99902344,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.29029059410095215},{"word":"okay","start":2497.015,"end":2497.515,"confidence":0.87597656,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.17492471635341644},{"word":"yep","start":2500.99,"end":2501.49,"confidence":0.99853516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.24759173393249512},{"word":"yeah","start":2515.625,"end":2515.945,"confidence":0.8413086,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07398651540279388},{"word":"let's","start":2515.945,"end":2516.2651,"confidence":0.99072266,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.06691504269838333},{"word":"we","start":2516.425,"end":2516.665,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1135724112391472},{"word":"could","start":2516.665,"end":2516.8252,"confidence":0.578125,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.1521359533071518},{"word":"we","start":2516.8252,"end":2517.0652,"confidence":0.97998047,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1637949496507645},{"word":"could","start":2517.0652,"end":2517.225,"confidence":0.99121094,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.18272055685520172},{"word":"just","start":2517.225,"end":2517.465,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.17797686159610748},{"word":"do","start":2517.465,"end":2517.625,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.15906691551208496},{"word":"it","start":2517.625,"end":2517.705,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.16316238045692444},{"word":"once","start":2517.705,"end":2518.205,"confidence":0.99902344,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.16172221302986145},{"word":"if","start":2518.2651,"end":2518.5051,"confidence":0.6855469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.19650450348854065},{"word":"you","start":2518.5051,"end":2518.5852,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19056816399097443},{"word":"like","start":2518.5852,"end":2518.985,"confidence":0.93408203,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.17140105366706848},{"word":"and","start":2518.985,"end":2519.145,"confidence":0.7080078,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1638609766960144},{"word":"make","start":2519.145,"end":2519.385,"confidence":0.9970703,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.17568333446979523},{"word":"life","start":2519.385,"end":2519.705,"confidence":0.99902344,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.23063738644123075},{"word":"easier","start":2519.705,"end":2520.205,"confidence":0.99853516,"punctuated_word":"easier.","sentiment":"neutral","sentiment_score":0.16762933135032654},{"word":"yeah","start":2520.425,"end":2520.925,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12200470268726347},{"word":"yep","start":2525.73,"end":2526.23,"confidence":0.8798828,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08721387386322021},{"word":"yep","start":2527.17,"end":2527.67,"confidence":0.8479004,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05334339663386345},{"word":"yep","start":2534.69,"end":2535.09,"confidence":0.7800293,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.025828620418906212},{"word":"okay","start":2535.09,"end":2535.59,"confidence":0.9394531,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.033943891525268555},{"word":"yep","start":2537.49,"end":2537.99,"confidence":0.7895508,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1157686933875084},{"word":"okay","start":2540.29,"end":2540.79,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.13108158111572266},{"word":"sweet","start":2541.465,"end":2541.7852,"confidence":0.99609375,"punctuated_word":"Sweet.","sentiment":"neutral","sentiment_score":0.2949763536453247},{"word":"that","start":2541.7852,"end":2541.945,"confidence":1.0,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.3747674524784088},{"word":"sounds","start":2541.945,"end":2542.445,"confidence":0.9980469,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.3433926999568939},{"word":"good","start":2545.7852,"end":2546.2852,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.635420560836792},{"word":"i","start":2553.945,"end":2554.105,"confidence":0.8540039,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07207995653152466},{"word":"don't","start":2554.105,"end":2554.425,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.03839636594057083},{"word":"think","start":2554.425,"end":2554.745,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.06049765273928642},{"word":"so","start":2554.745,"end":2555.0652,"confidence":0.9995117,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":-0.04559504613280296},{"word":"i","start":2555.0652,"end":2555.225,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03878210484981537},{"word":"think","start":2555.225,"end":2555.725,"confidence":0.703125,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":0.02744092419743538},{"word":"yeah","start":2555.945,"end":2556.105,"confidence":0.98828125,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.09319091588258745},{"word":"you've","start":2556.105,"end":2556.6,"confidence":0.9975586,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.1605394333600998},{"word":"you've","start":2556.76,"end":2557.0,"confidence":0.9848633,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.18028192222118375},{"word":"answered","start":2557.0,"end":2557.5,"confidence":0.9941406,"punctuated_word":"answered","sentiment":"neutral","sentiment_score":0.18761175870895383},{"word":"you've","start":2557.8,"end":2558.12,"confidence":0.9941406,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.24326980113983152},{"word":"helped","start":2558.12,"end":2558.4402,"confidence":0.9980469,"punctuated_word":"helped","sentiment":"positive","sentiment_score":0.3816651105880738},{"word":"a","start":2558.4402,"end":2558.52,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.34114977717399597},{"word":"lot","start":2558.52,"end":2558.76,"confidence":0.81640625,"punctuated_word":"lot,","sentiment":"positive","sentiment_score":0.3450152575969696},{"word":"actually","start":2558.76,"end":2559.1602,"confidence":0.82128906,"punctuated_word":"actually,","sentiment":"neutral","sentiment_score":0.2868066430091858},{"word":"and","start":2559.1602,"end":2559.32,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2713319659233093},{"word":"this","start":2559.32,"end":2559.48,"confidence":0.9863281,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.42491456866264343},{"word":"is","start":2559.48,"end":2559.6401,"confidence":0.9970703,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4406832754611969},{"word":"really","start":2559.6401,"end":2559.8801,"confidence":0.99316406,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.45582038164138794},{"word":"good","start":2559.8801,"end":2560.12,"confidence":0.9980469,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4304966330528259},{"word":"timing","start":2560.12,"end":2560.52,"confidence":0.83154297,"punctuated_word":"timing,","sentiment":"positive","sentiment_score":0.4328593611717224},{"word":"i","start":2560.52,"end":2560.6,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4156719744205475},{"word":"think","start":2560.6,"end":2560.84,"confidence":0.92407227,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":0.27561330795288086},{"word":"i","start":2560.84,"end":2560.9202,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2984328269958496},{"word":"think","start":2560.9202,"end":2561.4202,"confidence":0.9875488,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":0.3052223324775696},{"word":"you","start":2561.7202,"end":2561.9602,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25649717450141907},{"word":"know","start":2561.9602,"end":2562.12,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.27795714139938354},{"word":"this","start":2562.12,"end":2562.4402,"confidence":0.9453125,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.3338380455970764},{"word":"move","start":2562.4402,"end":2562.9402,"confidence":0.9550781,"punctuated_word":"move","sentiment":"neutral","sentiment_score":0.16982439160346985},{"word":"and","start":2563.0,"end":2563.4001,"confidence":0.95874023,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.1888614296913147},{"word":"you","start":2563.4001,"end":2563.56,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14350485801696777},{"word":"know","start":2563.56,"end":2564.04,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.15505623817443848},{"word":"clearing","start":2564.04,"end":2564.52,"confidence":0.6977539,"punctuated_word":"clearing","sentiment":"neutral","sentiment_score":0.14230184257030487},{"word":"out","start":2564.52,"end":2564.84,"confidence":0.9892578,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.09708766639232635},{"word":"old","start":2564.84,"end":2565.34,"confidence":0.75927734,"punctuated_word":"old,","sentiment":"neutral","sentiment_score":0.01639985293149948},{"word":"you","start":2565.48,"end":2565.6401,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.048275284469127655},{"word":"know","start":2565.6401,"end":2565.9602,"confidence":0.99902344,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.023298494517803192},{"word":"stuff","start":2565.9602,"end":2566.28,"confidence":0.9267578,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":0.01894985139369965},{"word":"and","start":2566.28,"end":2566.6,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03166749328374863},{"word":"junk","start":2566.6,"end":2566.9202,"confidence":0.8183594,"punctuated_word":"junk,","sentiment":"neutral","sentiment_score":0.008119359612464905},{"word":"and","start":2566.9202,"end":2567.1602,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.056220583617687225},{"word":"it's","start":2567.1602,"end":2567.48,"confidence":0.96850586,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.10853233188390732},{"word":"sort","start":2567.48,"end":2567.6401,"confidence":0.9892578,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.15021935105323792},{"word":"of","start":2567.6401,"end":2567.7202,"confidence":0.89208984,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12384345382452012},{"word":"getting","start":2567.7202,"end":2567.9602,"confidence":0.99902344,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.098680317401886},{"word":"rid","start":2567.9602,"end":2568.2002,"confidence":1.0,"punctuated_word":"rid","sentiment":"neutral","sentiment_score":0.025446422398090363},{"word":"of","start":2568.2002,"end":2568.28,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02965092658996582},{"word":"a","start":2568.28,"end":2568.4402,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02166912704706192},{"word":"lot","start":2568.4402,"end":2568.6,"confidence":0.9980469,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.07341257482767105},{"word":"of","start":2568.6,"end":2568.76,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.030500173568725582},{"word":"the","start":2568.76,"end":2568.84,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.005897395312786102},{"word":"past","start":2568.84,"end":2569.155,"confidence":0.8754883,"punctuated_word":"past.","sentiment":"neutral","sentiment_score":-0.013768862932920456},{"word":"so","start":2569.155,"end":2569.315,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.19492144882678983},{"word":"i","start":2569.315,"end":2569.555,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2930240035057068},{"word":"think","start":2569.555,"end":2569.795,"confidence":1.0,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.3604347705841065},{"word":"this","start":2569.795,"end":2570.035,"confidence":0.99902344,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.4370158612728119},{"word":"is","start":2570.035,"end":2570.195,"confidence":0.99902344,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3808481991291046},{"word":"gonna","start":2570.195,"end":2570.355,"confidence":0.9902344,"punctuated_word":"gonna","sentiment":"positive","sentiment_score":0.3880321979522705},{"word":"be","start":2570.355,"end":2570.595,"confidence":0.9970703,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.42959272861480713},{"word":"really","start":2570.595,"end":2570.7551,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.4707235693931579},{"word":"good","start":2570.7551,"end":2570.995,"confidence":0.99902344,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.42067092657089233},{"word":"for","start":2570.995,"end":2571.155,"confidence":0.90478516,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.31533581018447876},{"word":"me","start":2571.155,"end":2571.655,"confidence":0.9223633,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.24253886938095093},{"word":"just","start":2572.7551,"end":2572.995,"confidence":0.58203125,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.1188756823539734},{"word":"this","start":2572.995,"end":2573.315,"confidence":0.6953125,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.15620653331279755},{"word":"move","start":2573.315,"end":2573.475,"confidence":0.7324219,"punctuated_word":"move","sentiment":"neutral","sentiment_score":0.1226213127374649},{"word":"yeah","start":2573.555,"end":2573.795,"confidence":0.99121094,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.13975436985492706},{"word":"and","start":2573.795,"end":2574.035,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1560998558998108},{"word":"and","start":2574.035,"end":2574.195,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2374720722436905},{"word":"then","start":2574.195,"end":2574.435,"confidence":0.9941406,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.20600035786628723},{"word":"look","start":2574.435,"end":2574.675,"confidence":0.56689453,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.15374475717544556},{"word":"and","start":2575.075,"end":2575.575,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15657886862754822},{"word":"i'm","start":2575.635,"end":2575.955,"confidence":0.9975586,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.15689170360565186},{"word":"hoping","start":2575.955,"end":2576.2751,"confidence":0.99902344,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.16136552393436432},{"word":"that","start":2576.2751,"end":2576.7751,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14573116600513458},{"word":"i","start":2577.155,"end":2577.475,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18097028136253357},{"word":"will","start":2577.475,"end":2577.795,"confidence":0.5234375,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.17563121020793915},{"word":"be","start":2577.795,"end":2577.955,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1574498414993286},{"word":"able","start":2577.955,"end":2578.195,"confidence":0.9970703,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.17005032300949097},{"word":"to","start":2578.195,"end":2578.355,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15013691782951355},{"word":"work","start":2578.355,"end":2578.835,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.16016405820846558},{"word":"at","start":2578.835,"end":2578.915,"confidence":0.61279297,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.20117630064487457},{"word":"even","start":2579.075,"end":2579.315,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.14793364703655243},{"word":"if","start":2579.315,"end":2579.475,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1468799114227295},{"word":"it's","start":2579.475,"end":2579.715,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.10645134747028352},{"word":"a","start":2579.715,"end":2579.795,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13192105293273926},{"word":"day","start":2579.795,"end":2580.035,"confidence":1.0,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.1467699259519577},{"word":"or","start":2580.035,"end":2580.195,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.15287154912948608},{"word":"two","start":2580.195,"end":2580.5151,"confidence":0.9970703,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.15903426706790924},{"word":"a","start":2580.5151,"end":2580.675,"confidence":0.9453125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12554940581321716},{"word":"week","start":2580.675,"end":2581.155,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.11245421320199966},{"word":"doing","start":2581.155,"end":2581.555,"confidence":0.6220703,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.13224180042743683},{"word":"something","start":2581.555,"end":2582.055,"confidence":0.99609375,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.13914740085601807},{"word":"once","start":2582.195,"end":2582.595,"confidence":0.99121094,"punctuated_word":"once,","sentiment":"neutral","sentiment_score":0.125982403755188},{"word":"you","start":2582.595,"end":2582.7551,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0856199562549591},{"word":"know","start":2582.7551,"end":2582.995,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.10150476545095444},{"word":"we","start":2582.995,"end":2583.155,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11189694702625276},{"word":"get","start":2583.155,"end":2583.45,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1294700652360916},{"word":"settled","start":2583.6099,"end":2584.0898,"confidence":0.99902344,"punctuated_word":"settled","sentiment":"neutral","sentiment_score":0.1221921294927597},{"word":"sort","start":2584.0898,"end":2584.3298,"confidence":0.29516602,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.03959570452570915},{"word":"of","start":2584.3298,"end":2584.49,"confidence":0.81396484,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05436220392584801},{"word":"down","start":2584.49,"end":2584.81,"confidence":0.99609375,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.05149449408054352},{"word":"there","start":2584.81,"end":2585.05,"confidence":0.99609375,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.05524849519133568},{"word":"and","start":2585.05,"end":2585.21,"confidence":0.9741211,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04397229105234146},{"word":"whatever","start":2585.21,"end":2585.71,"confidence":0.8977051,"punctuated_word":"whatever.","sentiment":"neutral","sentiment_score":0.07281863689422607},{"word":"so","start":2587.69,"end":2588.19,"confidence":0.94140625,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10949713736772536},{"word":"that","start":2588.81,"end":2589.29,"confidence":0.72265625,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12340949475765228},{"word":"then","start":2589.45,"end":2589.77,"confidence":0.99609375,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.12641851603984833},{"word":"at","start":2589.77,"end":2589.93,"confidence":0.7871094,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1149124875664711},{"word":"least","start":2589.93,"end":2590.3298,"confidence":1.0,"punctuated_word":"least","sentiment":"neutral","sentiment_score":0.10505916178226472},{"word":"i","start":2590.3298,"end":2590.49,"confidence":0.8305664,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11907404661178587},{"word":"can","start":2590.49,"end":2590.97,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13794845342636108},{"word":"add","start":2590.97,"end":2591.29,"confidence":0.99902344,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.16609159111976624},{"word":"to","start":2591.29,"end":2591.53,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.142850860953331},{"word":"my","start":2591.53,"end":2592.01,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.14665107429027557},{"word":"my","start":2592.01,"end":2592.3298,"confidence":0.97509766,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.15466520190238953},{"word":"super","start":2592.3298,"end":2592.73,"confidence":0.33740234,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1965045928955078},{"word":"and","start":2592.73,"end":2593.23,"confidence":0.7314453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1201549395918846},{"word":"still","start":2593.77,"end":2594.01,"confidence":0.9970703,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.12299100309610368},{"word":"keep","start":2594.01,"end":2594.25,"confidence":0.9902344,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.09161673486232758},{"word":"the","start":2594.25,"end":2594.49,"confidence":0.97802734,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10843203961849213},{"word":"dsp","start":2594.49,"end":2594.99,"confidence":0.84814453,"punctuated_word":"DSP.","sentiment":"neutral","sentiment_score":0.05372278392314911},{"word":"you","start":2595.21,"end":2595.3699,"confidence":0.9970703,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.020070701837539673},{"word":"know","start":2595.3699,"end":2595.765,"confidence":0.99316406,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.01037211623042822},{"word":"yeah","start":2597.6848,"end":2598.085,"confidence":0.7763672,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0054512545466423035},{"word":"because","start":2598.085,"end":2598.325,"confidence":0.80322266,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.08139012008905411},{"word":"i","start":2598.325,"end":2598.4048,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10461872816085815},{"word":"don't","start":2598.4048,"end":2598.6448,"confidence":0.9890137,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.09675244987010956},{"word":"think","start":2598.6448,"end":2598.885,"confidence":0.9604492,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.10952800512313844},{"word":"i'll","start":2598.885,"end":2599.045,"confidence":0.67822266,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.10253167152404784},{"word":"just","start":2599.045,"end":2599.285,"confidence":0.32861328,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.10285243391990662},{"word":"yeah","start":2603.285,"end":2603.525,"confidence":0.87768555,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.03583519160747528},{"word":"what","start":2603.525,"end":2603.765,"confidence":0.9536133,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.007813550531864166},{"word":"were","start":2603.765,"end":2603.9248,"confidence":0.64208984,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.009222868829965591},{"word":"you","start":2603.9248,"end":2604.005,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.023033859208226204},{"word":"gonna","start":2604.005,"end":2604.2449,"confidence":0.98828125,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.02262161858379841},{"word":"say","start":2604.2449,"end":2604.7449,"confidence":0.99902344,"punctuated_word":"say?","sentiment":"neutral","sentiment_score":0.025617500767111775},{"word":"oh","start":2607.6848,"end":2607.845,"confidence":0.78125,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.08318687975406647},{"word":"okay","start":2607.845,"end":2608.345,"confidence":0.99658203,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.10910680145025252},{"word":"okay","start":2613.59,"end":2614.09,"confidence":0.98657227,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.11768053472042084},{"word":"oh","start":2616.55,"end":2616.79,"confidence":0.7480469,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.5093700289726257},{"word":"thank","start":2616.79,"end":2617.03,"confidence":0.9980469,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.7143927812576294},{"word":"you","start":2617.03,"end":2617.53,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5426216125488281},{"word":"yep","start":2624.485,"end":2624.985,"confidence":0.7512207,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16052260994911194},{"word":"yes","start":2637.54,"end":2638.04,"confidence":0.8503418,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1267520785331726},{"word":"yes","start":2640.02,"end":2640.52,"confidence":0.8039551,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1855875700712204},{"word":"okay","start":2650.515,"end":2651.015,"confidence":0.6645508,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2286317348480225},{"word":"thanks","start":2654.9949,"end":2655.4949,"confidence":0.8256836,"punctuated_word":"Thanks,","sentiment":"positive","sentiment_score":0.6014053821563721},{"word":"dana","start":2655.555,"end":2656.055,"confidence":0.78466797,"punctuated_word":"Dana.","sentiment":"positive","sentiment_score":0.5111523866653442},{"word":"thank","start":2656.115,"end":2656.355,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.712467610836029},{"word":"you","start":2656.355,"end":2656.6748,"confidence":0.99902344,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.708871066570282},{"word":"you're","start":2656.6748,"end":2656.9148,"confidence":0.99072266,"punctuated_word":"You're","sentiment":"positive","sentiment_score":0.735708475112915},{"word":"a","start":2656.9148,"end":2656.9949,"confidence":0.95410156,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.7537579536437988},{"word":"godsend","start":2656.9949,"end":2657.4949,"confidence":0.93391925,"punctuated_word":"godsend.","sentiment":"positive","sentiment_score":0.6968615055084229},{"word":"yep","start":2671.73,"end":2672.13,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09388290345668791},{"word":"yep","start":2672.13,"end":2672.63,"confidence":0.9562988,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14201301336288452},{"word":"yep","start":2683.7551,"end":2684.2551,"confidence":0.79248047,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.21237432956695557},{"word":"yep","start":2756.7651,"end":2757.085,"confidence":0.80200195,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08476683497428894},{"word":"no","start":2757.085,"end":2757.405,"confidence":0.9916992,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.002339649945497513},{"word":"that's","start":2757.405,"end":2757.885,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.14548340439796448},{"word":"that's","start":2757.885,"end":2758.2852,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.13954684138298035},{"word":"all","start":2758.2852,"end":2758.5251,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.22581490874290464},{"word":"fine","start":2758.5251,"end":2759.0251,"confidence":0.9946289,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.2202426940202713},{"word":"yep","start":2759.085,"end":2759.585,"confidence":0.9926758,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3664143681526184},{"word":"that's","start":2760.125,"end":2760.365,"confidence":0.99560547,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.622819185256958},{"word":"good","start":2760.365,"end":2760.865,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5499850511550903},{"word":"i","start":2761.0051,"end":2761.245,"confidence":0.49951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.28995442390441895},{"word":"yep","start":2761.885,"end":2762.385,"confidence":0.97786456,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.1737353354692459},{"word":"yep","start":2819.45,"end":2819.95,"confidence":0.954834,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03855754807591438},{"word":"yep","start":2829.065,"end":2829.565,"confidence":0.9448242,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.20959779620170593},{"word":"okay","start":2855.875,"end":2856.375,"confidence":0.9890137,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2180178463459015},{"word":"okay","start":2857.075,"end":2857.555,"confidence":0.9020996,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.3315419554710388},{"word":"cool","start":2857.555,"end":2858.055,"confidence":0.99902344,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.5459316968917847},{"word":"yep","start":2863.795,"end":2864.01,"confidence":0.99902344,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3493041396141052},{"word":"yep","start":2865.53,"end":2866.03,"confidence":0.8959961,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19613038003444672},{"word":"sure","start":2874.89,"end":2875.39,"confidence":0.9980469,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.07758256793022156},{"word":"no","start":2886.7349,"end":2886.9749,"confidence":0.9572754,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0721328854560852},{"word":"that","start":2886.9749,"end":2887.135,"confidence":0.9980469,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.06820859014987946},{"word":"that's","start":2887.2148,"end":2887.4548,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06451418995857239},{"word":"all","start":2887.4548,"end":2887.6948,"confidence":0.9941406,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.18370945751667023},{"word":"good","start":2887.6948,"end":2888.015,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.2466839700937271},{"word":"awesome","start":2888.015,"end":2888.4949,"confidence":1.0,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.5992437601089478},{"word":"thank","start":2888.4949,"end":2888.7349,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5804067254066467},{"word":"you","start":2888.7349,"end":2889.2349,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4959390163421631},{"word":"yes","start":2890.7349,"end":2891.2349,"confidence":0.8569336,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.3053935468196869},{"word":"yeah","start":2898.62,"end":2899.12,"confidence":0.8959961,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14029568433761597},{"word":"yeah","start":2900.62,"end":2901.12,"confidence":0.72180176,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1299653798341751},{"word":"yeah","start":2905.26,"end":2905.58,"confidence":0.85791016,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.126766636967659},{"word":"yeah","start":2905.58,"end":2905.82,"confidence":0.80859375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17937612533569336},{"word":"that's","start":2905.82,"end":2906.3,"confidence":0.9650879,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.3806447684764862},{"word":"excellent","start":2906.3,"end":2906.8,"confidence":0.99365234,"punctuated_word":"excellent.","sentiment":"positive","sentiment_score":0.5007632970809937},{"word":"that's","start":2907.02,"end":2907.315,"confidence":0.99365234,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.29335257411003113},{"word":"good","start":2921.2349,"end":2921.7349,"confidence":0.99853516,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.2361624538898468},{"word":"yep","start":2921.795,"end":2922.1948,"confidence":0.84814453,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1828501671552658},{"word":"that's","start":2922.1948,"end":2922.54,"confidence":0.9277344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.3006739020347595},{"word":"that's","start":2922.7,"end":2923.02,"confidence":0.8288574,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.3199816644191742},{"word":"sounds","start":2923.02,"end":2923.42,"confidence":0.92578125,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.3924039602279663},{"word":"good","start":2923.42,"end":2923.6602,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.3926551640033722},{"word":"to","start":2923.6602,"end":2923.74,"confidence":0.97509766,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.36412447690963745},{"word":"me","start":2923.74,"end":2924.22,"confidence":0.9995117,"punctuated_word":"me.","sentiment":"positive","sentiment_score":0.3367719054222107},{"word":"yep","start":2924.22,"end":2924.72,"confidence":0.98291016,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1382838934659958},{"word":"sorry","start":2933.02,"end":2933.52,"confidence":0.5888672,"punctuated_word":"Sorry?","sentiment":"neutral","sentiment_score":0.06728354096412659},{"word":"cool","start":2938.515,"end":2939.015,"confidence":0.92407227,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.094333216547966},{"word":"yeah","start":2962.8499,"end":2963.0898,"confidence":0.99121094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2249264121055603},{"word":"that","start":2963.0898,"end":2963.3298,"confidence":0.99609375,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.4330427646636963},{"word":"sounds","start":2963.3298,"end":2963.65,"confidence":0.9892578,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.5216987729072571},{"word":"good","start":2963.65,"end":2964.15,"confidence":0.99853516,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.40176209807395935},{"word":"no","start":2977.335,"end":2977.655,"confidence":0.9904785,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13550332188606262},{"word":"i","start":2977.655,"end":2977.7349,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12413515895605089},{"word":"don't","start":2977.7349,"end":2977.9749,"confidence":0.9980469,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.10390301793813704},{"word":"think","start":2977.9749,"end":2978.375,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.17384515702724457},{"word":"so","start":2978.375,"end":2978.875,"confidence":0.99609375,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":-0.15626059472560885},{"word":"if","start":2979.1702,"end":2979.33,"confidence":0.94189453,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.05150734260678291},{"word":"i","start":2979.33,"end":2979.57,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03823468089103699},{"word":"if","start":2979.57,"end":2979.6501,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.008895639330148697},{"word":"i","start":2979.6501,"end":2979.81,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0010584890842437744},{"word":"think","start":2979.81,"end":2980.05,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.0003427676856517792},{"word":"of","start":2980.05,"end":2980.2102,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.012736380100250244},{"word":"anything","start":2980.2102,"end":2980.53,"confidence":0.9863281,"punctuated_word":"anything,","sentiment":"neutral","sentiment_score":0.009939933195710182},{"word":"i'll","start":2980.53,"end":2980.85,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0030888989567756653},{"word":"i'll","start":2980.85,"end":2981.09,"confidence":0.99902344,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.010271843522787094},{"word":"definitely","start":2981.09,"end":2981.59,"confidence":0.86572266,"punctuated_word":"definitely,","sentiment":"neutral","sentiment_score":0.001487361267209053},{"word":"yeah","start":2982.05,"end":2982.53,"confidence":0.9975586,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.24323658645153048},{"word":"i'll","start":2982.53,"end":2982.77,"confidence":0.99902344,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.3014051914215088},{"word":"definitely","start":2982.77,"end":2983.27,"confidence":1.0,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.29811030626296997},{"word":"contact","start":2984.1301,"end":2984.53,"confidence":0.9980469,"punctuated_word":"contact","sentiment":"neutral","sentiment_score":0.24524469673633575},{"word":"you","start":2984.53,"end":2985.03,"confidence":0.9970703,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2936689853668213},{"word":"yep","start":2998.225,"end":2998.725,"confidence":0.96362305,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1524428278207779},{"word":"yes","start":3017.7998,"end":3018.165,"confidence":0.88134766,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.11843150109052658},{"word":"mhmm","start":3027.605,"end":3028.0051,"confidence":0.85284424,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.00990786962211132},{"word":"yep","start":3028.0051,"end":3028.5051,"confidence":0.9206543,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.021716630086302757},{"word":"yeah","start":3032.885,"end":3033.385,"confidence":0.7878418,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.011013392359018326},{"word":"okay","start":3048.835,"end":3049.335,"confidence":0.9255371,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.180007666349411},{"word":"cool","start":3049.5552,"end":3049.955,"confidence":0.99902344,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.4441068172454834},{"word":"that","start":3049.955,"end":3050.195,"confidence":1.0,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.5369533896446228},{"word":"sounds","start":3050.195,"end":3050.5151,"confidence":0.9970703,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.6449543237686157},{"word":"good","start":3050.5151,"end":3050.995,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.6126495599746704},{"word":"you're","start":3050.995,"end":3051.235,"confidence":0.97753906,"punctuated_word":"You're","sentiment":"positive","sentiment_score":0.7115061283111572},{"word":"awesome","start":3051.235,"end":3051.735,"confidence":1.0,"punctuated_word":"awesome.","sentiment":"positive","sentiment_score":0.705211877822876},{"word":"i've","start":3072.95,"end":3073.1099,"confidence":0.82006836,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.20737317204475403},{"word":"done","start":3073.1099,"end":3073.43,"confidence":1.0,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.21282050013542175},{"word":"it","start":3073.43,"end":3073.75,"confidence":0.99316406,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.23637495934963224},{"word":"i","start":3073.75,"end":3073.91,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13026219606399536},{"word":"did","start":3073.91,"end":3074.23,"confidence":0.984375,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.17755834758281708},{"word":"it","start":3074.23,"end":3074.39,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.22739042341709137},{"word":"whilst","start":3074.39,"end":3074.7898,"confidence":0.60009766,"punctuated_word":"whilst","sentiment":"neutral","sentiment_score":0.1798567175865173},{"word":"you","start":3074.7898,"end":3075.0298,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17944307625293732},{"word":"were","start":3075.0298,"end":3075.19,"confidence":0.9892578,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.1442704051733017},{"word":"just","start":3075.19,"end":3075.495,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.19312354922294617},{"word":"chatting","start":3075.655,"end":3075.975,"confidence":0.99902344,"punctuated_word":"chatting","sentiment":"neutral","sentiment_score":0.20936259627342224},{"word":"to","start":3075.975,"end":3076.215,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21937765181064608},{"word":"me","start":3076.215,"end":3076.455,"confidence":0.7310791,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.2105678766965866},{"word":"so","start":3076.455,"end":3076.955,"confidence":0.9980469,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.2588632106781006},{"word":"it","start":3077.0952,"end":3077.3352,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2632406949996948},{"word":"should","start":3077.3352,"end":3077.5752,"confidence":0.9892578,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.3307667672634125},{"word":"be","start":3077.5752,"end":3078.0752,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.25753098726272583},{"word":"it","start":3078.375,"end":3078.6152,"confidence":0.97509766,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.22103270888328552},{"word":"should","start":3078.6152,"end":3078.7751,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.2956327199935913},{"word":"be","start":3078.7751,"end":3078.935,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.08230104297399521},{"word":"done","start":3078.935,"end":3079.435,"confidence":0.9663086,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":0.05222687870264053},{"word":"wait","start":3084.695,"end":3085.195,"confidence":0.69750977,"punctuated_word":"Wait.","sentiment":"positive","sentiment_score":0.46773290634155273},{"word":"yeah","start":3095.06,"end":3095.56,"confidence":0.7088623,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.22922813892364505},{"word":"oh","start":3095.7,"end":3095.94,"confidence":0.7734375,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.2988629639148712},{"word":"thank","start":3095.94,"end":3096.18,"confidence":0.99121094,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.4481907784938812},{"word":"you","start":3096.18,"end":3096.42,"confidence":0.99853516,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.3457251191139221},{"word":"yeah","start":3096.42,"end":3096.66,"confidence":0.83251953,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2700004577636719},{"word":"it's","start":3096.66,"end":3096.82,"confidence":0.96655273,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.3868275582790375},{"word":"a","start":3096.82,"end":3096.98,"confidence":0.85253906,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.35007238388061523},{"word":"little","start":3096.98,"end":3097.14,"confidence":0.9941406,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.24608474969863892},{"word":"bit","start":3097.14,"end":3097.46,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.33497127890586853},{"word":"exciting","start":3097.46,"end":3097.96,"confidence":0.9279785,"punctuated_word":"exciting.","sentiment":"neutral","sentiment_score":0.2919626235961914},{"word":"so","start":3098.26,"end":3098.76,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07412095367908478},{"word":"yeah","start":3099.78,"end":3100.18,"confidence":0.984375,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.04344668611884117},{"word":"where","start":3100.18,"end":3100.5,"confidence":0.99902344,"punctuated_word":"Where","sentiment":"neutral","sentiment_score":0.009156087413430214},{"word":"where","start":3100.5,"end":3100.66,"confidence":0.99609375,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.009428943507373331},{"word":"do","start":3100.66,"end":3100.82,"confidence":0.98291016,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.020188268274068832},{"word":"you","start":3100.82,"end":3100.9,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.006188462488353252},{"word":"where","start":3100.98,"end":3101.22,"confidence":0.99902344,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.00427196454256773},{"word":"are","start":3101.22,"end":3101.3,"confidence":0.9873047,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.011223004199564455},{"word":"you","start":3101.3,"end":3101.54,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01205152738839388},{"word":"from","start":3101.54,"end":3101.94,"confidence":0.9995117,"punctuated_word":"from?","sentiment":"neutral","sentiment_score":0.01669440232217312},{"word":"are","start":3101.94,"end":3102.0999,"confidence":0.99121094,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.008358433842658997},{"word":"you","start":3102.0999,"end":3102.465,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.009908151812851427},{"word":"where","start":3103.5852,"end":3103.8252,"confidence":0.8256836,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.007153047248721123},{"word":"are","start":3103.905,"end":3103.985,"confidence":0.9091797,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.01600474864244461},{"word":"you","start":3103.985,"end":3104.145,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.015991348773241043},{"word":"you're","start":3104.3052,"end":3104.385,"confidence":0.9980469,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.013452610932290554},{"word":"not","start":3104.385,"end":3104.5452,"confidence":0.9951172,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.018399393185973167},{"word":"on","start":3104.5452,"end":3104.705,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.009668401442468166},{"word":"the","start":3104.705,"end":3104.7852,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.023446358740329742},{"word":"gold","start":3104.7852,"end":3105.105,"confidence":0.96240234,"punctuated_word":"Gold","sentiment":"neutral","sentiment_score":0.020287204533815384},{"word":"coast","start":3105.105,"end":3105.425,"confidence":0.97094727,"punctuated_word":"Coast,","sentiment":"neutral","sentiment_score":0.024914661422371864},{"word":"are","start":3105.425,"end":3105.5852,"confidence":0.9951172,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.01377647276967764},{"word":"you","start":3105.5852,"end":3106.0852,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.018395155668258667},{"word":"oh","start":3107.425,"end":3107.665,"confidence":0.8630371,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.018583370372653008},{"word":"you","start":3107.665,"end":3107.905,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.017465151846408844},{"word":"are","start":3107.905,"end":3108.405,"confidence":0.95703125,"punctuated_word":"are.","sentiment":"neutral","sentiment_score":0.015209992416203022},{"word":"south","start":3108.865,"end":3109.365,"confidence":0.44921875,"punctuated_word":"South","sentiment":"neutral","sentiment_score":0.016392933204770088},{"word":"beach","start":3109.425,"end":3109.925,"confidence":0.7805176,"punctuated_word":"Beach.","sentiment":"neutral","sentiment_score":0.024743497371673584},{"word":"okay","start":3111.0251,"end":3111.5251,"confidence":0.99560547,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.12695282697677612},{"word":"we're","start":3111.5852,"end":3111.8252,"confidence":0.7331543,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.2798524796962738},{"word":"oh","start":3111.985,"end":3112.145,"confidence":0.92089844,"punctuated_word":"oh,","sentiment":"positive","sentiment_score":0.440895140171051},{"word":"beautiful","start":3112.145,"end":3112.645,"confidence":0.99853516,"punctuated_word":"beautiful.","sentiment":"positive","sentiment_score":0.4975470304489136},{"word":"i","start":3112.7852,"end":3112.945,"confidence":0.99902344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4965964555740357},{"word":"love","start":3112.945,"end":3113.2651,"confidence":0.9892578,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.5403845906257629},{"word":"northern","start":3113.2651,"end":3113.745,"confidence":0.43798828,"punctuated_word":"Northern","sentiment":"positive","sentiment_score":0.4498468339443207},{"word":"new","start":3113.745,"end":3113.8252,"confidence":0.7285156,"punctuated_word":"New","sentiment":"positive","sentiment_score":0.419615775346756},{"word":"south","start":3113.8252,"end":3113.985,"confidence":0.9921875,"punctuated_word":"South","sentiment":"positive","sentiment_score":0.44664207100868225},{"word":"wales","start":3113.985,"end":3114.145,"confidence":0.9416504,"punctuated_word":"Wales.","sentiment":"positive","sentiment_score":0.5071825981140137},{"word":"i","start":3114.145,"end":3114.3052,"confidence":0.9614258,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5396267175674438},{"word":"love","start":3114.3052,"end":3114.625,"confidence":0.4970703,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.6109681725502014},{"word":"love","start":3114.625,"end":3114.7852,"confidence":0.44018555,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.5990169644355774},{"word":"to","start":3114.7852,"end":3114.945,"confidence":0.98535156,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5407047867774963},{"word":"move","start":3114.945,"end":3115.185,"confidence":0.9941406,"punctuated_word":"move","sentiment":"positive","sentiment_score":0.48197486996650696},{"word":"down","start":3115.185,"end":3115.425,"confidence":0.9970703,"punctuated_word":"down","sentiment":"positive","sentiment_score":0.45565980672836304},{"word":"there","start":3115.425,"end":3115.665,"confidence":0.84375,"punctuated_word":"there.","sentiment":"positive","sentiment_score":0.5061930418014526},{"word":"but","start":3115.665,"end":3116.13,"confidence":0.83569336,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.11413967609405518},{"word":"yeah","start":3116.2898,"end":3116.6099,"confidence":0.92041016,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.11272217333316804},{"word":"but","start":3116.6099,"end":3116.7698,"confidence":0.8029785,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.09225407242774963},{"word":"actually","start":3116.7698,"end":3117.17,"confidence":0.9995117,"punctuated_word":"actually,","sentiment":"neutral","sentiment_score":0.09608353674411774},{"word":"we've","start":3117.17,"end":3117.41,"confidence":0.9980469,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.0874682366847992},{"word":"been","start":3117.41,"end":3117.5698,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.07573682069778442},{"word":"looking","start":3117.5698,"end":3117.8098,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.08330564945936203},{"word":"at","start":3117.8098,"end":3117.89,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09274061024188995},{"word":"places","start":3117.89,"end":3118.39,"confidence":0.99902344,"punctuated_word":"places","sentiment":"neutral","sentiment_score":0.2048027068376541},{"word":"in","start":3118.45,"end":3118.69,"confidence":0.98291016,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0392572283744812},{"word":"in","start":3118.69,"end":3119.0898,"confidence":0.9003906,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05132082477211952},{"word":"southport","start":3119.0898,"end":3119.5898,"confidence":0.8076172,"punctuated_word":"Southport.","sentiment":"neutral","sentiment_score":0.06068139523267746},{"word":"so","start":3119.97,"end":3120.47,"confidence":0.97265625,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0412069633603096},{"word":"southport","start":3121.65,"end":3122.15,"confidence":0.9580078,"punctuated_word":"Southport","sentiment":"neutral","sentiment_score":0.03490027040243149},{"word":"or","start":3122.3699,"end":3122.6099,"confidence":0.92041016,"punctuated_word":"or,","sentiment":"neutral","sentiment_score":0.08963170647621155},{"word":"like","start":3122.6099,"end":3123.1099,"confidence":0.90356445,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.11564084887504578},{"word":"there","start":3123.49,"end":3123.8098,"confidence":0.5571289,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.07102513313293457},{"word":"or","start":3123.89,"end":3124.3699,"confidence":0.9760742,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06994710862636566},{"word":"or","start":3124.3699,"end":3124.6099,"confidence":0.9892578,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0632915124297142},{"word":"we","start":3124.69,"end":3124.8499,"confidence":0.9951172,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07955524325370789},{"word":"actually","start":3124.8499,"end":3125.25,"confidence":0.9951172,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.09594358503818512},{"word":"found","start":3125.25,"end":3125.49,"confidence":0.984375,"punctuated_word":"found","sentiment":"neutral","sentiment_score":0.08793303370475769},{"word":"one","start":3125.49,"end":3125.73,"confidence":0.9790039,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.06501971930265427},{"word":"last","start":3125.73,"end":3125.97,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.05572054535150528},{"word":"night","start":3125.97,"end":3126.3699,"confidence":1.0,"punctuated_word":"night","sentiment":"neutral","sentiment_score":0.0641801729798317},{"word":"in","start":3126.3699,"end":3126.5298,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.054639607667922974},{"word":"bigger","start":3126.5298,"end":3127.0098,"confidence":0.8276367,"punctuated_word":"bigger","sentiment":"neutral","sentiment_score":0.04559876024723053},{"word":"waters","start":3127.0098,"end":3127.5098,"confidence":0.91259766,"punctuated_word":"waters.","sentiment":"neutral","sentiment_score":0.048115625977516174},{"word":"like","start":3127.65,"end":3128.13,"confidence":0.9941406,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.055156826972961426},{"word":"it's","start":3128.13,"end":3128.63,"confidence":0.99365234,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.06823961436748505},{"word":"it's","start":3129.215,"end":3129.535,"confidence":0.89436847,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":0.06285574287176132},{"word":"like","start":3129.535,"end":3130.0151,"confidence":0.98583984,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.06048717349767685},{"word":"not","start":3130.0151,"end":3130.495,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.04406911879777908},{"word":"on","start":3130.495,"end":3130.655,"confidence":0.98535156,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0310894176363945},{"word":"the","start":3130.655,"end":3130.815,"confidence":0.9370117,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.040137067437171936},{"word":"it's","start":3130.895,"end":3131.295,"confidence":0.9895833,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":0.05136854946613312},{"word":"you","start":3131.295,"end":3131.375,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05764815956354141},{"word":"know","start":3131.375,"end":3131.615,"confidence":0.99902344,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.062213391065597534},{"word":"like","start":3131.615,"end":3131.855,"confidence":0.8952637,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.06249716877937317},{"word":"the","start":3131.855,"end":3132.0151,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07524403929710388},{"word":"block","start":3132.0151,"end":3132.335,"confidence":0.99902344,"punctuated_word":"block","sentiment":"neutral","sentiment_score":0.06695462018251419},{"word":"that's","start":3132.335,"end":3132.575,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.0590345561504364},{"word":"on","start":3132.575,"end":3132.735,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05422307550907135},{"word":"the","start":3132.735,"end":3132.815,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08048036694526672},{"word":"beach","start":3132.815,"end":3133.215,"confidence":1.0,"punctuated_word":"beach","sentiment":"neutral","sentiment_score":0.0645211860537529},{"word":"on","start":3133.215,"end":3133.455,"confidence":0.82666016,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06516196578741074},{"word":"marine","start":3133.455,"end":3133.7751,"confidence":0.63623047,"punctuated_word":"Marine","sentiment":"neutral","sentiment_score":0.06024033948779106},{"word":"parade","start":3133.7751,"end":3134.175,"confidence":0.99609375,"punctuated_word":"Parade","sentiment":"neutral","sentiment_score":0.0763397365808487},{"word":"there","start":3134.175,"end":3134.415,"confidence":0.9733887,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.06342218071222305},{"word":"but","start":3134.415,"end":3134.655,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.05056227743625641},{"word":"it's","start":3134.655,"end":3134.975,"confidence":0.9682617,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":0.05613820627331734},{"word":"like","start":3134.975,"end":3135.475,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.046234577894210815},{"word":"in","start":3136.0151,"end":3136.5151,"confidence":0.8413086,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0536922812461853},{"word":"a","start":3136.575,"end":3136.655,"confidence":0.85546875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07258415222167969},{"word":"heart","start":3136.655,"end":3136.975,"confidence":0.40698242,"punctuated_word":"heart","sentiment":"neutral","sentiment_score":0.08343316614627838},{"word":"a","start":3137.055,"end":3137.215,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06182238459587097},{"word":"little","start":3137.215,"end":3137.615,"confidence":0.9980469,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.07933567464351654},{"word":"mini","start":3137.615,"end":3137.935,"confidence":0.9951172,"punctuated_word":"mini","sentiment":"neutral","sentiment_score":0.08996729552745819},{"word":"high","start":3137.935,"end":3138.095,"confidence":0.9819336,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.07869349420070648},{"word":"rise","start":3138.095,"end":3138.415,"confidence":0.9428711,"punctuated_word":"rise","sentiment":"neutral","sentiment_score":0.1052343100309372},{"word":"just","start":3138.415,"end":3138.915,"confidence":0.9819336,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06477291136980057},{"word":"behind","start":3139.055,"end":3139.535,"confidence":0.7998047,"punctuated_word":"behind.","sentiment":"neutral","sentiment_score":0.05282868444919586},{"word":"so","start":3139.535,"end":3139.695,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0710022896528244},{"word":"it's","start":3139.695,"end":3139.855,"confidence":0.99560547,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.05512196570634842},{"word":"in","start":3139.855,"end":3140.0151,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.045382093638181686},{"word":"that","start":3140.0151,"end":3140.175,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07234504073858261},{"word":"block","start":3140.175,"end":3140.575,"confidence":1.0,"punctuated_word":"block","sentiment":"neutral","sentiment_score":0.047647275030612946},{"word":"on","start":3140.575,"end":3140.735,"confidence":0.99609375,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05271878466010094},{"word":"the","start":3140.735,"end":3140.895,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08343599736690521},{"word":"beach","start":3140.895,"end":3141.215,"confidence":0.8395996,"punctuated_word":"beach.","sentiment":"neutral","sentiment_score":0.05292516201734543},{"word":"but","start":3141.215,"end":3141.375,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.07943384349346161},{"word":"yeah","start":3141.455,"end":3141.955,"confidence":0.9980469,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.10311514139175416},{"word":"and","start":3143.04,"end":3143.48,"confidence":0.98828125,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.13818717002868652},{"word":"yeah","start":3143.9202,"end":3144.24,"confidence":0.9975586,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.13944169878959656},{"word":"and","start":3144.24,"end":3144.4001,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.18679139018058777},{"word":"and","start":3144.4001,"end":3144.8,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20010103285312653},{"word":"it's","start":3144.8,"end":3145.12,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.2572571635246277},{"word":"a","start":3145.12,"end":3145.28,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3097674250602722},{"word":"good","start":3145.28,"end":3145.52,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.34874558448791504},{"word":"price","start":3145.52,"end":3145.9202,"confidence":0.8173828,"punctuated_word":"price.","sentiment":"positive","sentiment_score":0.3522408604621887},{"word":"and","start":3145.9202,"end":3146.08,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.20180219411849976},{"word":"mom","start":3146.08,"end":3146.24,"confidence":0.6958008,"punctuated_word":"mom","sentiment":"neutral","sentiment_score":0.1779477596282959},{"word":"like","start":3146.32,"end":3146.6401,"confidence":0.9421387,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.21113187074661255},{"word":"mom","start":3146.6401,"end":3146.8,"confidence":0.6455078,"punctuated_word":"mom","sentiment":"neutral","sentiment_score":0.2099336683750153},{"word":"the","start":3146.96,"end":3147.2002,"confidence":0.50341797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21994400024414065},{"word":"mom's","start":3147.2002,"end":3147.4402,"confidence":0.9399414,"punctuated_word":"mom's","sentiment":"neutral","sentiment_score":0.18800988793373108},{"word":"property","start":3147.4402,"end":3147.9402,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.1583116203546524},{"word":"has","start":3148.0,"end":3148.5,"confidence":0.99316406,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.18258821964263916},{"word":"it's","start":3149.28,"end":3149.52,"confidence":0.83032227,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.16214817762374878},{"word":"worth","start":3149.52,"end":3149.84,"confidence":0.92089844,"punctuated_word":"worth,","sentiment":"neutral","sentiment_score":0.15780696272850037},{"word":"like","start":3149.84,"end":3150.32,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.15887296199798584},{"word":"between","start":3150.32,"end":3150.82,"confidence":1.0,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.16479423642158508},{"word":"900,000","start":3151.12,"end":3151.9202,"confidence":0.9996745,"punctuated_word":"900,000","sentiment":"neutral","sentiment_score":0.15986157953739166},{"word":"and","start":3151.9202,"end":3152.08,"confidence":0.9838867,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15257208049297333},{"word":"a","start":3152.08,"end":3152.1602,"confidence":0.984375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18093031644821167},{"word":"million","start":3152.1602,"end":3152.48,"confidence":0.9980469,"punctuated_word":"million","sentiment":"neutral","sentiment_score":0.1771120727062225},{"word":"dollars","start":3152.48,"end":3152.8801,"confidence":0.9885254,"punctuated_word":"dollars.","sentiment":"neutral","sentiment_score":0.13790178298950195},{"word":"so","start":3152.8801,"end":3153.12,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1283295452594757},{"word":"yeah","start":3153.2002,"end":3153.4402,"confidence":0.9753418,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.1229933425784111},{"word":"so","start":3153.4402,"end":3153.6,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13710571825504303},{"word":"she's","start":3153.6,"end":3153.84,"confidence":0.9951172,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.1486535370349884},{"word":"got","start":3153.84,"end":3154.08,"confidence":0.9404297,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.15911392867565155},{"word":"a","start":3154.08,"end":3154.1602,"confidence":0.47265625,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15413817763328552},{"word":"sort","start":3154.1602,"end":3154.32,"confidence":0.84765625,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.16582560539245603},{"word":"of","start":3154.32,"end":3154.48,"confidence":0.99121094,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15804558992385864},{"word":"a","start":3154.48,"end":3154.56,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15633609890937805},{"word":"good","start":3154.56,"end":3154.72,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.14451149106025696},{"word":"amount","start":3154.72,"end":3155.12,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.17398189008235931},{"word":"to","start":3155.12,"end":3155.62,"confidence":0.873291,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.11303795874118804},{"word":"yeah","start":3156.24,"end":3156.48,"confidence":0.98339844,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.11854518949985504},{"word":"to","start":3156.48,"end":3156.765,"confidence":0.9667969,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1162666082382202},{"word":"sort","start":3156.845,"end":3157.005,"confidence":0.9453125,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.130772203207016},{"word":"of","start":3157.005,"end":3157.085,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12057603895664216},{"word":"get","start":3157.085,"end":3157.2449,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.11482033133506776},{"word":"something","start":3157.2449,"end":3157.6448,"confidence":0.99902344,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.08942022919654846},{"word":"down","start":3157.6448,"end":3157.885,"confidence":0.9921875,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.09437412768602373},{"word":"there","start":3157.885,"end":3158.045,"confidence":0.87402344,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.08090060204267502},{"word":"and","start":3158.045,"end":3158.285,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.105255588889122},{"word":"we've","start":3158.285,"end":3158.4448,"confidence":0.79003906,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.10928692668676376},{"word":"we","start":3158.525,"end":3158.765,"confidence":0.95947266,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11200184375047684},{"word":"thought","start":3158.765,"end":3158.9248,"confidence":0.96972656,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":0.12338249385356904},{"word":"if","start":3158.9248,"end":3159.085,"confidence":0.99316406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1226636990904808},{"word":"we","start":3159.085,"end":3159.2449,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1196020245552063},{"word":"get","start":3159.2449,"end":3159.4048,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.10768032819032668},{"word":"something","start":3159.4048,"end":3159.9048,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.08777957409620285},{"word":"sort","start":3160.285,"end":3160.4448,"confidence":0.8647461,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.086655393242836},{"word":"of","start":3160.4448,"end":3160.525,"confidence":0.8310547,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08928821980953217},{"word":"near","start":3160.525,"end":3160.765,"confidence":0.92578125,"punctuated_word":"near","sentiment":"neutral","sentiment_score":0.10660932958126068},{"word":"the","start":3160.765,"end":3160.9248,"confidence":0.9741211,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10268015414476396},{"word":"tram","start":3160.9248,"end":3161.325,"confidence":0.99121094,"punctuated_word":"tram","sentiment":"neutral","sentiment_score":0.098157599568367},{"word":"or","start":3161.325,"end":3161.565,"confidence":0.97802734,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1083986759185791},{"word":"you","start":3161.6448,"end":3161.7249,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09355846047401428},{"word":"know","start":3161.7249,"end":3162.045,"confidence":0.74658203,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.0934215635061264},{"word":"and","start":3162.045,"end":3162.545,"confidence":0.87768555,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.12322357296943665},{"word":"like","start":3162.605,"end":3162.9248,"confidence":0.9970703,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.11374890059232712},{"word":"near","start":3162.9248,"end":3163.2449,"confidence":0.99316406,"punctuated_word":"near","sentiment":"neutral","sentiment_score":0.11841779202222824},{"word":"the","start":3163.2449,"end":3163.325,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12258800119161606},{"word":"broadwater","start":3163.325,"end":3163.805,"confidence":0.8376465,"punctuated_word":"Broadwater","sentiment":"neutral","sentiment_score":0.09566015005111694},{"word":"there","start":3163.805,"end":3164.045,"confidence":0.96118164,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.12928931415081024},{"word":"it's","start":3164.045,"end":3164.2048,"confidence":0.99365234,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1923012733459473},{"word":"good","start":3164.2048,"end":3164.525,"confidence":0.63183594,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.19683484733104703},{"word":"flat","start":3164.525,"end":3164.765,"confidence":0.9086914,"punctuated_word":"flat","sentiment":"neutral","sentiment_score":0.21531526744365692},{"word":"walking","start":3164.765,"end":3165.2449,"confidence":0.9941406,"punctuated_word":"walking","sentiment":"neutral","sentiment_score":0.20696668326854703},{"word":"for","start":3165.2449,"end":3165.4048,"confidence":0.9892578,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1969681680202484},{"word":"me","start":3165.4048,"end":3165.6448,"confidence":0.9980469,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.18119509518146515},{"word":"and","start":3165.6448,"end":3166.1448,"confidence":0.9902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07905641943216324},{"word":"and","start":3166.365,"end":3166.765,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06261132657527924},{"word":"stuff","start":3166.765,"end":3167.085,"confidence":0.9675293,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":0.08921002596616745},{"word":"so","start":3167.085,"end":3167.325,"confidence":0.9873047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11758981645107268},{"word":"yeah","start":3167.4849,"end":3167.9849,"confidence":0.99609375,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.13573132455348969},{"word":"yeah","start":3170.125,"end":3170.625,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11613906919956209},{"word":"i","start":3174.42,"end":3174.58,"confidence":0.88720703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2200044542551041},{"word":"know","start":3174.58,"end":3175.08,"confidence":0.98168945,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.2032829225063324},{"word":"yeah","start":3177.22,"end":3177.72,"confidence":0.91015625,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09691181033849716},{"word":"we","start":3180.1,"end":3180.6,"confidence":0.60498047,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.2755400836467743},{"word":"we","start":3181.14,"end":3181.3801,"confidence":0.95947266,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.36671555042266846},{"word":"get","start":3181.3801,"end":3181.54,"confidence":0.9921875,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.43222543597221375},{"word":"on","start":3181.54,"end":3181.7,"confidence":0.9921875,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.43326303362846375},{"word":"it","start":3181.7,"end":3181.86,"confidence":0.9921875,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.42409783601760864},{"word":"all","start":3181.86,"end":3182.02,"confidence":0.99902344,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.3698841333389282},{"word":"the","start":3182.02,"end":3182.1,"confidence":0.9951172,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4078705310821533},{"word":"time","start":3182.1,"end":3182.42,"confidence":0.97680664,"punctuated_word":"time,","sentiment":"positive","sentiment_score":0.4755057096481323},{"word":"mom","start":3182.42,"end":3182.58,"confidence":0.8803711,"punctuated_word":"mom","sentiment":"positive","sentiment_score":0.5898977518081665},{"word":"and","start":3182.58,"end":3182.74,"confidence":0.9819336,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.46485087275505066},{"word":"i","start":3182.74,"end":3182.98,"confidence":0.87402344,"punctuated_word":"I,","sentiment":"positive","sentiment_score":0.43444302678108215},{"word":"like","start":3182.98,"end":3183.14,"confidence":0.7524414,"punctuated_word":"like,","sentiment":"positive","sentiment_score":0.4321103990077973},{"word":"because","start":3183.14,"end":3183.46,"confidence":0.9941406,"punctuated_word":"because","sentiment":"positive","sentiment_score":0.395496279001236},{"word":"it","start":3183.46,"end":3183.54,"confidence":0.9980469,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.437748670578003},{"word":"saves","start":3183.54,"end":3184.04,"confidence":0.90234375,"punctuated_word":"saves","sentiment":"positive","sentiment_score":0.3618686199188232},{"word":"both","start":3184.355,"end":3184.595,"confidence":0.9980469,"punctuated_word":"both","sentiment":"positive","sentiment_score":0.392909437417984},{"word":"of","start":3184.595,"end":3184.6748,"confidence":0.97314453,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4070882499217987},{"word":"us","start":3184.6748,"end":3184.755,"confidence":1.0,"punctuated_word":"us","sentiment":"positive","sentiment_score":0.3646318018436432},{"word":"from","start":3184.755,"end":3184.9949,"confidence":0.9941406,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.29322803020477295},{"word":"having","start":3184.9949,"end":3185.315,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.2861056327819824},{"word":"to","start":3185.315,"end":3185.4749,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.27569982409477234},{"word":"drive","start":3185.4749,"end":3185.795,"confidence":0.83251953,"punctuated_word":"drive.","sentiment":"neutral","sentiment_score":0.23713591694831848},{"word":"so","start":3185.795,"end":3185.9548,"confidence":0.9921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.21081602573394775},{"word":"we","start":3185.9548,"end":3186.1948,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.17914137244224548},{"word":"will","start":3186.1948,"end":3186.4348,"confidence":0.65478516,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.17863325774669647},{"word":"sometimes","start":3186.4348,"end":3186.9148,"confidence":0.9589844,"punctuated_word":"sometimes","sentiment":"neutral","sentiment_score":0.1629491150379181},{"word":"drive","start":3186.9148,"end":3187.315,"confidence":0.9980469,"punctuated_word":"drive","sentiment":"neutral","sentiment_score":0.15785999596118927},{"word":"to","start":3187.315,"end":3187.4749,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16295719146728516},{"word":"helensvale","start":3187.4749,"end":3187.9548,"confidence":0.8766276,"punctuated_word":"Helensvale","sentiment":"neutral","sentiment_score":0.15215006470680237},{"word":"and","start":3187.9548,"end":3188.115,"confidence":0.8745117,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12258794903755188},{"word":"then","start":3188.115,"end":3188.275,"confidence":0.9970703,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.11396113783121108},{"word":"get","start":3188.275,"end":3188.515,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1411888748407364},{"word":"the","start":3188.515,"end":3188.595,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1429498791694641},{"word":"tramps","start":3188.595,"end":3188.9148,"confidence":0.43615723,"punctuated_word":"tramps","sentiment":"neutral","sentiment_score":0.11691533029079436},{"word":"in","start":3188.9148,"end":3189.075,"confidence":0.5449219,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12869742512702942},{"word":"helensvale","start":3189.075,"end":3189.555,"confidence":0.9983724,"punctuated_word":"Helensvale","sentiment":"neutral","sentiment_score":0.13036800920963287},{"word":"to","start":3189.555,"end":3189.7148,"confidence":0.95410156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14631210267543793},{"word":"surface","start":3189.7148,"end":3190.1948,"confidence":0.83447266,"punctuated_word":"surface","sentiment":"neutral","sentiment_score":0.13341602683067322},{"word":"because","start":3190.1948,"end":3190.4348,"confidence":0.7626953,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.1508943885564804},{"word":"that","start":3190.4348,"end":3190.595,"confidence":0.9760742,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1573982536792755},{"word":"that's","start":3190.6748,"end":3190.835,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.14628374576568604},{"word":"where","start":3190.835,"end":3190.9949,"confidence":0.49145508,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.11813970655202866},{"word":"i","start":3190.9949,"end":3191.1548,"confidence":0.94384766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13648483157157898},{"word":"have","start":3191.1548,"end":3191.555,"confidence":0.6772461,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16210395097732544},{"word":"appointments","start":3191.555,"end":3192.055,"confidence":0.6616211,"punctuated_word":"appointments.","sentiment":"neutral","sentiment_score":0.1099405586719513},{"word":"yeah","start":3192.515,"end":3193.015,"confidence":0.8730469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2055695354938507},{"word":"so","start":3193.795,"end":3194.275,"confidence":0.9819336,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12636607885360718},{"word":"we","start":3194.275,"end":3194.4348,"confidence":0.88427734,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14648117125034332},{"word":"haven't","start":3194.4348,"end":3194.755,"confidence":0.9995117,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":0.11782166361808775},{"word":"gone","start":3194.755,"end":3194.9148,"confidence":0.8339844,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":0.07386220246553421},{"word":"down","start":3194.9148,"end":3195.1548,"confidence":0.99316406,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.09114747494459152},{"word":"to","start":3195.1548,"end":3195.2349,"confidence":0.9873047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0977383553981781},{"word":"burley","start":3195.2349,"end":3195.555,"confidence":0.6645508,"punctuated_word":"Burley","sentiment":"neutral","sentiment_score":0.11276757717132568},{"word":"yet","start":3195.555,"end":3195.795,"confidence":0.9655762,"punctuated_word":"yet,","sentiment":"neutral","sentiment_score":0.05463866144418717},{"word":"but","start":3195.795,"end":3196.035,"confidence":0.9941406,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.08305790275335312},{"word":"it","start":3196.035,"end":3196.1948,"confidence":0.796875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13339471817016602},{"word":"is","start":3196.1948,"end":3196.4348,"confidence":0.98095703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1347321718931198},{"word":"on","start":3196.4348,"end":3196.595,"confidence":0.99609375,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.15942296385765076},{"word":"our","start":3196.595,"end":3196.755,"confidence":0.99316406,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.15173131227493286},{"word":"list","start":3196.755,"end":3196.9949,"confidence":0.9941406,"punctuated_word":"list","sentiment":"neutral","sentiment_score":0.2148403823375702},{"word":"to","start":3196.9949,"end":3197.1548,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12821805477142334},{"word":"do","start":3197.1548,"end":3197.635,"confidence":0.9133301,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.13335199654102323},{"word":"yeah","start":3197.635,"end":3198.12,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09134769439697266},{"word":"okay","start":3199.08,"end":3199.56,"confidence":0.97021484,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.16118277609348297},{"word":"thanks","start":3199.56,"end":3200.06,"confidence":0.9875488,"punctuated_word":"Thanks,","sentiment":"positive","sentiment_score":0.3480166792869568},{"word":"dana","start":3200.52,"end":3201.02,"confidence":0.6470947,"punctuated_word":"Dana.","sentiment":"neutral","sentiment_score":0.2362581342458725},{"word":"yeah","start":3204.28,"end":3204.78,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10295124351978302},{"word":"okay","start":3207.8801,"end":3208.28,"confidence":0.6772461,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1918518990278244},{"word":"that","start":3208.28,"end":3208.36,"confidence":0.515625,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.2280760258436203},{"word":"that'll","start":3208.4402,"end":3208.84,"confidence":0.98046875,"punctuated_word":"that'll","sentiment":"neutral","sentiment_score":0.22757264971733093},{"word":"be","start":3208.84,"end":3209.08,"confidence":0.97509766,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.4389475882053375},{"word":"perfect","start":3209.08,"end":3209.58,"confidence":0.9875488,"punctuated_word":"perfect.","sentiment":"positive","sentiment_score":0.432908833026886},{"word":"yep","start":3209.8801,"end":3210.2002,"confidence":0.9838867,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1494942158460617},{"word":"okay","start":3210.2002,"end":3210.7002,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.13728323578834534},{"word":"that","start":3210.76,"end":3211.0,"confidence":0.8178711,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.14536966383457184},{"word":"this","start":3211.08,"end":3211.575,"confidence":0.9277344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.15093547105789185},{"word":"this","start":3211.575,"end":3211.815,"confidence":0.9970703,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1315058171749115},{"word":"is","start":3211.815,"end":3211.9749,"confidence":0.7871094,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.12804286181926727},{"word":"this","start":3212.055,"end":3212.295,"confidence":0.9902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.11629875004291534},{"word":"has","start":3212.295,"end":3212.4548,"confidence":0.94189453,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.4911663234233856},{"word":"been","start":3212.4548,"end":3212.695,"confidence":0.9980469,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.5323905348777771},{"word":"a","start":3212.695,"end":3212.775,"confidence":0.89453125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2728654146194458},{"word":"really","start":3212.775,"end":3213.275,"confidence":0.9980469,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.2134419232606888},{"word":"helpful","start":3213.415,"end":3213.915,"confidence":0.9941406,"punctuated_word":"helpful","sentiment":"positive","sentiment_score":0.5694459080696106},{"word":"helpful","start":3217.575,"end":3218.075,"confidence":0.44580078,"punctuated_word":"helpful.","sentiment":"positive","sentiment_score":0.5464406609535217},{"word":"two","start":3222.535,"end":3223.035,"confidence":0.59155273,"punctuated_word":"Two.","sentiment":"positive","sentiment_score":0.3795502483844757},{"word":"thank","start":3227.593,"end":3227.913,"confidence":0.88134766,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5581047534942627},{"word":"you","start":3227.913,"end":3228.073,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.568572461605072},{"word":"so","start":3228.073,"end":3228.313,"confidence":0.98828125,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.6341231465339661},{"word":"much","start":3228.313,"end":3228.813,"confidence":1.0,"punctuated_word":"much.","sentiment":"positive","sentiment_score":0.5151785612106323},{"word":"see","start":3229.033,"end":3229.1929,"confidence":0.9892578,"punctuated_word":"See","sentiment":"positive","sentiment_score":0.392385870218277},{"word":"you","start":3229.1929,"end":3229.353,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3651062548160553},{"word":"later","start":3229.353,"end":3229.853,"confidence":0.9995117,"punctuated_word":"later.","sentiment":"positive","sentiment_score":0.4280211925506592},{"word":"thanks","start":3233.113,"end":3233.613,"confidence":0.97924805,"punctuated_word":"Thanks.","sentiment":"positive","sentiment_score":0.3972063660621643},{"word":"bye","start":3233.753,"end":3234.253,"confidence":0.99560547,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.1430353969335556}],"paragraphs":{"transcript":"\nMorning. Hi, Dana. I'm good. How are you? Thank you.\n\nYep. Now is a great time. Yep. Oh, good. Yep.\n\nIt's Naomi k Boyce, the fourteenth of April 1982, and the address is 17 Slash 5 To 15 Cook Road, Tenbury Mountain 4214272. No. That one was a negative. But last night on real estate, a really good one popped up for a really good price. So, yeah, we're gonna we're gonna look at that one on the weekend.\n\nAnd there's another one going for auction today that, like, we were interested in as well. We're not gonna bid for it or anything, but, like, I'm not sure. You know, it might it might not not sell at auction. But but, yeah, that's been that's been fun. So because I've been stuck on on Tambourine Mountain for a couple of years now, and my health's been so bad.\n\nSo mom's decided like, I could have been to sort of move move away a few times. And and just because of my health, I I need to be on the Gold Coast. And we're traveling down there, like, it's, like, honestly, like, five, you know, five times a week, like, five days a week, you know, and it's it's a lot of travel and and yeah. And yeah. So so that's where I'm I'm at.\n\nYeah. So we've got we might be moving, which is good. I'm yeah. I'm looking at selling my car, and I'm act and that's what I'm talking to you about after afterwards because I I wanted to see if I could invest that money just with you. You know, what would what would be my best option to invest that money just like, you know, kind of sort of short short you know, short term or whatever.\n\nMid not long term. I don't wanna add it to my super. I wanna be able to, you know, maybe do something with it in the next five years or something. I don't know. Yeah.\n\nSo and then the only other thing was yeah. The only other thing was was my tax. I I haven't done my tax, and I I'm scared it's actually coming up to, like, nearly ten years. Like yeah. It it would be coming up to ten ten years, I think.\n\nAnd I'm eight or nine years, and I'm I'm freaking out. Like yeah. So I need to I need to I've I've said that I would talk to you guys about this before, and then it's just been too overwhelmed because I have really fucking bad anxiety. And, like yeah. And, like, really bad anxiety.\n\nAnd I've had it I've had, like, some heart not heart trouble, but I've had, like, yeah, a bit of, like I've had pericarditis, which is, like, inflammation of the heart. And, apparently, it's been chronic, and and I've got really bad back problems. I haven't worked for, like, now, like, well over twelve months and, like, it's like, I'm on the disability pension and yeah. So I'm really trying to just look after my mental health to, you know, try to to try to, yeah, get my body back up like I'm going to physio twice a week. So it's costing a 14.\n\nAnd my mom I'm on a disability pension, so my mom has to cover me. You know, I don't pay rent. I don't pay for food, you know, anything. It's crazy. So I think going down to the Gold Coast will help me to access be closer to getting things done and to have more support.\n\nThere's more services down there and stuff. You know, my friends are down there. I'm so isolated up here. I can't drive, like, all that way anymore either. Mom has to drive drive me.\n\nOkay. Like, I I just try driving a car for more than ten minutes. Yeah. So all these things I have, yeah, come to the conclusion to to do that. And, of course, I'm clearing up the garage, and it's like I've got all these boxes of fucking paperwork, and I'm like, I'm not I don't wanna take this to the new place.\n\nI wanna try to get all these tax done, you know, maybe before we go so that I that's all off my off my head. And my psychologist is on my back to to just be brave and and talk to you guys about it because I was, like, in I I had an eviction for a while, and I ran a business, a cleaning business. And so I I didn't honestly keep up with paperwork and invoices and stuff. So so I'm like, there's gotta be a way that we can, you know, like, figure it all out, but I I'm just so scared to tackle it. I'm really fucking scared.\n\nLike, it makes me wanna cry, and I feel so embarrassed. So I think if I just so if I just start it with you guys and just yeah. Just start somewhere and you guys can give me some advice as what, you know, what to collect, like, what to do. Because I just I just don't know what to do and it's yeah. Yeah.\n\nSo that's me. Yep. Yep. Yep. Yep.\n\nOkay. Fine. Yep. Yeah. Yeah.\n\nYep. Yeah. That'd be great. That sounds perfect. Thank you.\n\nCool. Yep. Okay. Cool. Yeah.\n\nThat sounds good. Thanks. Yeah. I think so too. Okay.\n\nCool. Great. Like, maybe around $8,000. So not very much. Well, I don't want it to I don't wanna touch it, like, I just I wanted to put it in there, you know, like, I don't know, maybe yeah.\n\nWell, like, five years or something like so I don't wanna touch it for that you know, for whatever period that you know? Yeah. Yeah. I do I yeah. So that I don't yeah.\n\nBut yeah. What do you think? Like Okay. Okay. Yep.\n\nYep. Yep. Okay. Yep. Yep.\n\nYep. Yep. Yep. Okay. Yep.\n\nSure. Yep. And maybe that might be a good starting point just to put the money in there and then, you know, and then when yeah. I'm, yeah, more stable, whatever. And, you know, I got everything for us and everything, I suppose.\n\nWe can then maybe do something else with it. Because the thing is is I'm not gonna need I'm definitely not gonna need a car anymore. My mom, like, will just share that one car. So yeah. So I just wanted to make sure that I didn't waste you know, that that money just doesn't get wasted because I sort of want, like as I can't work and add to my super you know, or, you know, like, I just wanted to try to yeah.\n\nI guess, grow some sort of some sort of money because it's a bit scary, you know, when you're not earning any money or making any money. Yeah. So cool. Okay. Sweet.\n\nOkay. That's good. Sure. Yep. Yes.\n\nSure. Yep. Yeah. Yeah. Yep.\n\nYep. Which is what I always do. Yep. Right. Yes.\n\nYes. I've been with NIVE. Yes. Yep. Yep.\n\nBetter. No. Oh, cool. Alright. Yep.\n\nSweet. Yeah. I'm I'm talking to my friend today because he's actually got it down on the Gold Coast. Because I swapped cars with, yeah, friends of mine that had a spare one that was automatic. So I'm gonna give that back tomorrow and then and I he and I've asked him if he'll, like, sell it for me.\n\nSo, like, retro, it's running out, I think, in end of September, so I kind of wanna get it sold. You know? I just said to him, just stick $8,000 on it and and, you know, see if we can yeah. So I'm just gonna talk to him about it today. So, hopefully, I would think it would be gone, you know, in the next couple of weeks, months at the most.\n\nYeah. So what are we now? Mid mid August. So before yeah. It's got before it was more, like, the end of September because I think that's when, like, retro due again, and I just don't wanna pay retro again.\n\nSo I haven't I haven't used it. Well, I haven't used it for, like, six months. It's just a a waste of money. You know, I pay insurance and, you know, rego, and it's just a waste of money. So I thought I'd just get rid of it.\n\nOkay. Okay. Cool. Yep. Yep.\n\nYep. I can. Yep. Signature request. Sure.\n\nYep. Oh, okay. Yep. The super summary, is there four attachments? Okay.\n\nCool. Oh, good. I I said to mom, I said because, you know, the market's been, like, up and down with what Trump what's, I guess, been going on with Trump and the oil and everything. And at the moment, it because I'm in that high little high risk category. I said it'll either be, like, really good or maybe really bad.\n\nSo, yay, I'm excited. Okay. I've got it. What is Oh, good. How good's that?\n\nWe've not even adding to it at all. Yeah. Well done. Thank you. Yep.\n\nYep. Yep. Oh, sweetie. Okay. Yep.\n\nYep. Yep. Yep. Yep. Okay.\n\nYep. Mhmm. Yes. Yep. Yep.\n\nYep. Yep. That's sounds good to me. You're the boss. No.\n\nYes. Yep. Yep. Yep. Yep.\n\nOkay. Yep. Yeah. Yep. Okay.\n\nCool. Alright. Yeah. That sounds good. So, like, even if I yeah.\n\nSo even if I, like, if I, you know, have just, like, you know, fifth $50 here there. So that could like, you know, is it would it make any difference to just put that, like, you know, put that into my super, like, because I'm not very good at saving. Right? So once it goes into my super, I cannot fucking touch it. So yeah.\n\nWould that be as an idea for me? Because sometimes I do have some spare money. Like, I I I actually do at the moment. You know? Okay.\n\nYeah. Right. Yep. Yep. Yep.\n\nYeah. Yep. Okay. Yes. Yes.\n\nI do. Yeah. Yeah. I think, like like, realistically, I think, like, $25 a week. So it's a $100 a month.\n\nNow? Just for that, like yeah. I I think I put it in fortnightly because I get my money off Centrelink fortnightly. Yeah. I think and that's just yeah.\n\nOkay. And that's just even you know, I feel like I'm doing something. You know? Something. Like and it's just what's 25 dollars?\n\nIt's, like, three coffees. Yeah. So yeah. Yes. Yep.\n\nYep. Oh, no. Yeah. Yeah. I did.\n\nYeah. We would sell ourselves. I don't know what. Yeah. Yes.\n\nYep. Wait. Okay. And that's yeah. Good.\n\nLet's do that. Yes. It's a big yeah. It does all add up in the end, doesn't it? You know?\n\nAnd it's so easy that it's waste waste money, you know? Yeah. Cool. Alright. This is good.\n\nThank you. That's the the yep. Sweet. Okay. Yep.\n\nYeah. I don't know if I I I don't know if I am because, like, I don't get rent assistance. So I think I get, like, around maybe 1,200 a fortnight. Okay. Right.\n\nYep. So I don't get I don't quite I I maybe it is. Maybe it is. And maybe I've just had an advance and it's a little bit less than that, but I I thought it was around $11.49 a fortnight, not $12.40. Not yeah.\n\nBut yeah. Yeah. Yep. Yep. Okay.\n\nYep. No. Unfortunately, I don't. Nothing. No.\n\nNothing. Which is one it's been yep. Yep. Yep. Yep.\n\nYep. Yep. Okay. Yes. I don't yeah.\n\nI don't think I yeah. I don't I don't think I the fucked up thing is is, like, I had it with QSuper, and I had no idea that, like like, if you didn't add to it in a certain amount of use that it takes away your in your CPD insurance. And so I it got taken away. And in that time, I'd actually worked for an employer that didn't that just ever added to my super, which is not even legal. So had they have added in that yeah.\n\nIt's actually it's really a matter for me to take to a lawyer, really. But I don't I know. It's terrible. And then I was bad advised by a financial adviser who's actually my friend. And and then now I've got I've I've I've been involved in quite a few, like, yeah.\n\nI think with cute maybe. I don't I'm not sure, but I've I've there's some class action that I'm involved in that that yeah. They've fucked up somewhere and and yeah. But I know. So I and because of yeah.\n\nYeah. Right. So but yeah. I wish I and because I was in addiction at the you know, like, I I just I didn't keep on top of all this this stuff. And I mean, it's devastating now because I do have a permanent disability.\n\nI've got no no pain. Nothing. You know? And I'm really scared. Like, if my mom's father's away, she's, like, in her late seventies.\n\nAnd, I mean, she's pretty healthy, but if something happens to her, I live with her, I'm I'm screwed. Like, I don't know what I will do. I don't have any other family at all. You know? Yeah.\n\nAnd, you know, like, obviously, I'll get there's three of us kids. I've worked a brother and sister. So when, you know, she dies and her house gets sold, I'll get a third of that. Thank god. Because I'm really worried.\n\nLike, I'm not gonna have any sooner. I'm gonna yeah. You know, I don't know what I'm gonna what I'm gonna do for money, but because you cannot live off the disability pension. So and I just had not been able to get myself good to get back to working. But anyway yeah.\n\nWell, just take one day at a time and and not not freak out. You know, look too far ahead at stuff. So I think we're I'm making some good good decisions. These things are even gonna help that I'm just now working. Yeah.\n\nNot worth it. Not worth it. Not No. Yes. Yeah.\n\nYeah. Yeah. Yeah. Yeah. That's right.\n\nYes. Yes. Yep. Okay. Yep.\n\nOkay. Yep. Yep. Yes. Okay.\n\nCool. Sounds good. You sound really nice. Oh, thank you. Because I yeah.\n\nI used to be a registered nurse, and I could never have thought that life would have turned out the way it has. But but, yeah, I'll get there. And at least I've got my I've got my mom. You know, some people are homeless out there. So, you know, it could be a lot worse.\n\nYes. Yeah. Oh, thanks, Donna. Yes. Oh, and she won't be.\n\nNo. Yeah. Oh, fuck. Yeah. No.\n\nI haven't. Yep. Yeah. Right. Okay.\n\nYep. Yep. Yep. That makes sense. Yep.\n\nOkay. You're good. This is good that good that you picked up on this. Yep. Yep.\n\nYep. Keep the quote. Yep. Yeah. Yeah.\n\nYep. Yep. Yep. Okay. Yep.\n\nYep. Okay. Okay. Yeah. Probably yeah.\n\nYeah. That'd that'd be good. I don't think I should do it myself. It would it caused me too much. Heartache.\n\nBut, yep, I'm happy to spend a couple of $100. That's fine. Okay. Yep. Yeah.\n\nLet's we could we could just do it once if you like and make life easier. Yeah. Yep. Yep. Yep.\n\nOkay. Yep. Okay. Sweet. That sounds good.\n\nI don't think so. I think, yeah, you've you've answered you've helped a lot, actually, and this is really good timing, I think. I think, you know, this move and, you know, clearing out old, you know, stuff and junk, and it's sort of getting rid of a lot of the past. So I think this is gonna be really good for me. Just this move yeah.\n\nAnd and then look and I'm hoping that I will be able to work at even if it's a day or two a week doing something once, you know, we get settled sort of down there and whatever. So that then at least I can add to my my super and still keep the DSP. You know? Yeah. Because I don't think I'll just yeah.\n\nWhat were you gonna say? Oh, okay. Okay. Oh, thank you. Yep.\n\nYes. Yes. Okay. Thanks, Dana. Thank you.\n\nYou're a godsend. Yep. Yep. Yep. Yep.\n\nNo. That's that's all fine. Yep. That's good. I yep.\n\nYep. Yep. Okay. Okay. Cool.\n\nYep. Yep. Sure. No. That that's all good.\n\nAwesome. Thank you. Yes. Yeah. Yeah.\n\nYeah. Yeah. That's excellent. That's good. Yep.\n\nThat's that's sounds good to me. Yep. Sorry? Cool. Yeah.\n\nThat sounds good. No. I don't think so. If I if I think of anything, I'll I'll definitely, yeah, I'll definitely contact you. Yep.\n\nYes. Mhmm. Yep. Yeah. Okay.\n\nCool. That sounds good. You're awesome. I've done it. I did it whilst you were just chatting to me, so it should be it should be done.\n\nWait. Yeah. Oh, thank you. Yeah. It's a little bit exciting.\n\nSo yeah. Where where do you where are you from? Are you where are you you're not on the Gold Coast, are you? Oh, you are. South Beach.\n\nOkay. We're oh, beautiful. I love Northern New South Wales. I love love to move down there. But, yeah, but, actually, we've been looking at places in in Southport.\n\nSo Southport or, like, there or or we actually found one last night in bigger waters. Like, it's it's, like, not on the it's, you know, like, the block that's on the beach on Marine Parade there, but it's, like, in a heart a little mini high rise just behind. So it's in that block on the beach. But yeah. And yeah.\n\nAnd and it's a good price. And mom like, mom the mom's property has it's worth, like, between 900,000 and a million dollars. So yeah. So she's got a sort of a good amount to, yeah, to sort of get something down there. And we've we thought if we get something sort of near the tram or you know, and, like, near the Broadwater there, it's good flat walking for me and and stuff.\n\nSo yeah. Yeah. I know. Yeah. We we get on it all the time, mom and I, like, because it saves both of us from having to drive.\n\nSo we will sometimes drive to Helensvale and then get the tramps in Helensvale to surface because that that's where I have appointments. Yeah. So we haven't gone down to Burley yet, but it is on our list to do. Yeah. Okay.\n\nThanks, Dana. Yeah. Okay. That that'll be perfect. Yep.\n\nOkay. That this this is this has been a really helpful helpful. Two. Thank you so much. See you later.\n\nThanks. Bye.","paragraphs":[{"sentences":[{"text":"Morning.","start":6.3999996,"end":6.64,"sentiment":"neutral","sentiment_score":0.12093260884284972},{"text":"Hi, Dana.","start":6.64,"end":7.44,"sentiment":"neutral","sentiment_score":0.23799018561840057},{"text":"I'm good.","start":7.44,"end":8.16,"sentiment":"positive","sentiment_score":0.4965391457080841},{"text":"How are you?","start":8.16,"end":8.98,"sentiment":"positive","sentiment_score":0.3602370222409566},{"text":"Thank you.","start":13.36,"end":14.115,"sentiment":"positive","sentiment_score":0.6052200496196747}],"sentiment":"positive","sentiment_score":0.38811424374580383,"num_words":10,"start":6.3999996,"end":14.115},{"sentences":[{"text":"Yep.","start":21.075,"end":21.575,"sentiment":"neutral","sentiment_score":0.30111265182495117},{"text":"Now is a great time.","start":21.715,"end":23.015,"sentiment":"positive","sentiment_score":0.6375880062580108},{"text":"Yep.","start":32.69,"end":33.19,"sentiment":"neutral","sentiment_score":0.07179822772741318},{"text":"Oh, good.","start":33.25,"end":33.91,"sentiment":"neutral","sentiment_score":0.21881308406591415},{"text":"Yep.","start":42.705,"end":43.025,"sentiment":"neutral","sentiment_score":0.03278607875108719}],"sentiment":"positive","sentiment_score":0.40312631577253344,"num_words":10,"start":21.075,"end":43.025},{"sentences":[{"text":"It's Naomi k Boyce, the fourteenth of April 1982, and the address is 17 Slash 5 To 15 Cook Road, Tenbury Mountain 4214272.","start":43.025,"end":55.69,"sentiment":"neutral","sentiment_score":0.03133124477513458},{"text":"No.","start":65.355,"end":65.835,"sentiment":"neutral","sentiment_score":-0.1259966939687729},{"text":"That one was a negative.","start":65.835,"end":67.375,"sentiment":"neutral","sentiment_score":-0.18514854907989503},{"text":"But last night on real estate, a really good one popped up for a really good price.","start":67.515,"end":73.615,"sentiment":"neutral","sentiment_score":0.23253349740715587},{"text":"So, yeah, we're gonna we're gonna look at that one on the weekend.","start":74.315,"end":78.895,"sentiment":"neutral","sentiment_score":0.05868695962887544}],"sentiment":"neutral","sentiment_score":0.07431998511113352,"num_words":59,"start":43.025,"end":78.895},{"sentences":[{"text":"And there's another one going for auction today that, like, we were interested in as well.","start":79.435,"end":83.58,"sentiment":"neutral","sentiment_score":0.05142940045334399},{"text":"We're not gonna bid for it or anything, but, like, I'm not sure.","start":83.58,"end":86.64,"sentiment":"neutral","sentiment_score":-0.06150135426567151},{"text":"You know, it might it might not not sell at auction.","start":87.1,"end":90.22,"sentiment":"neutral","sentiment_score":-0.04600695554505695},{"text":"But but, yeah, that's been that's been fun.","start":90.22,"end":92.7,"sentiment":"neutral","sentiment_score":0.0254805542062968},{"text":"So because I've been stuck on on Tambourine Mountain for a couple of years now, and my health's been so bad.","start":92.7,"end":99.895,"sentiment":"neutral","sentiment_score":-0.1560924748579661}],"sentiment":"neutral","sentiment_score":-0.05154813402264878,"num_words":69,"start":79.435,"end":99.895},{"sentences":[{"text":"So mom's decided like, I could have been to sort of move move away a few times.","start":100.275,"end":105.395,"sentiment":"neutral","sentiment_score":-0.170892992440392},{"text":"And and just because of my health, I I need to be on the Gold Coast.","start":105.395,"end":108.515,"sentiment":"neutral","sentiment_score":-0.0812627172563225},{"text":"And we're traveling down there, like, it's, like, honestly, like, five, you know, five times a week, like, five days a week, you know, and it's it's a lot of travel and and yeah.","start":108.515,"end":120.32001,"sentiment":"neutral","sentiment_score":-0.014264328953097849},{"text":"And yeah.","start":120.32001,"end":121.28001,"sentiment":"neutral","sentiment_score":-0.001365399919450283},{"text":"So so that's where I'm I'm at.","start":121.28001,"end":124.415,"sentiment":"neutral","sentiment_score":0.04716300006423678}],"sentiment":"neutral","sentiment_score":-0.05740738593924202,"num_words":76,"start":100.275,"end":124.415},{"sentences":[{"text":"Yeah.","start":126.314995,"end":126.555,"sentiment":"neutral","sentiment_score":0.21540269255638125},{"text":"So we've got we might be moving, which is good.","start":126.555,"end":128.795,"sentiment":"positive","sentiment_score":0.5044640123844146},{"text":"I'm yeah.","start":128.795,"end":129.595,"sentiment":"neutral","sentiment_score":0.3028225302696228},{"text":"I'm looking at selling my car, and I'm act and that's what I'm talking to you about after afterwards because I I wanted to see if I could invest that money just with you.","start":129.595,"end":140.81,"sentiment":"neutral","sentiment_score":0.12457095130401499},{"text":"You know, what would what would be my best option to invest that money just like, you know, kind of sort of short short you know, short term or whatever.","start":140.81,"end":150.485,"sentiment":"neutral","sentiment_score":0.05757460901513696}],"sentiment":"neutral","sentiment_score":0.1536147856068882,"num_words":77,"start":126.314995,"end":150.485},{"sentences":[{"text":"Mid not long term.","start":150.705,"end":151.905,"sentiment":"neutral","sentiment_score":-0.0014828727580606937},{"text":"I don't wanna add it to my super.","start":151.905,"end":153.345,"sentiment":"neutral","sentiment_score":-0.19460265710949898},{"text":"I wanna be able to, you know, maybe do something with it in the next five years or something.","start":153.345,"end":158.30501,"sentiment":"neutral","sentiment_score":0.03422525309418377},{"text":"I don't know.","start":158.30501,"end":158.88,"sentiment":"neutral","sentiment_score":-0.02788710097471873},{"text":"Yeah.","start":159.92,"end":160.42,"sentiment":"neutral","sentiment_score":0.04542112350463867}],"sentiment":"neutral","sentiment_score":-0.027163231958236014,"num_words":35,"start":150.705,"end":160.42},{"sentences":[{"text":"So and then the only other thing was yeah.","start":160.48001,"end":164.96,"sentiment":"neutral","sentiment_score":0.06361197266313764},{"text":"The only other thing was was my tax.","start":164.96,"end":166.82,"sentiment":"neutral","sentiment_score":-0.16903136298060417},{"text":"I I haven't done my tax, and I I'm scared it's actually coming up to, like, nearly ten years.","start":166.88,"end":173.86,"sentiment":"neutral","sentiment_score":-0.29852621806295293},{"text":"Like yeah.","start":175.875,"end":177.155,"sentiment":"neutral","sentiment_score":-0.2080591917037964},{"text":"It it would be coming up to ten ten years, I think.","start":177.155,"end":180.115,"sentiment":"neutral","sentiment_score":-0.23213941107193628}],"sentiment":"neutral","sentiment_score":-0.19307065218687058,"num_words":50,"start":160.48001,"end":180.115},{"sentences":[{"text":"And I'm eight or nine years, and I'm I'm freaking out.","start":180.115,"end":184.675,"sentiment":"negative","sentiment_score":-0.34598577699877997},{"text":"Like yeah.","start":184.675,"end":185.55501,"sentiment":"neutral","sentiment_score":-0.17396458983421326},{"text":"So I need to I need to I've I've said that I would talk to you guys about this before, and then it's just been too overwhelmed because I have really fucking bad anxiety.","start":185.55501,"end":195.46999,"sentiment":"negative","sentiment_score":-0.3606410293894656},{"text":"And, like yeah.","start":197.04999,"end":198.43,"sentiment":"neutral","sentiment_score":-0.22672108312447867},{"text":"And, like, really bad anxiety.","start":198.48999,"end":200.26999,"sentiment":"neutral","sentiment_score":-0.31297212839126587}],"sentiment":"negative","sentiment_score":-0.3392834839495746,"num_words":55,"start":180.115,"end":200.26999},{"sentences":[{"text":"And I've had it I've had, like, some heart not heart trouble, but I've had, like, yeah, a bit of, like I've had pericarditis, which is, like, inflammation of the heart.","start":200.32999,"end":210.375,"sentiment":"neutral","sentiment_score":-0.23414693003700626},{"text":"And, apparently, it's been chronic, and and I've got really bad back problems.","start":210.75499,"end":215.495,"sentiment":"neutral","sentiment_score":-0.27058228391867417},{"text":"I haven't worked for, like, now, like, well over twelve months and, like, it's like, I'm on the disability pension and yeah.","start":215.635,"end":223.28,"sentiment":"neutral","sentiment_score":-0.146993843161247},{"text":"So I'm really trying to just look after my mental health to, you know, try to to try to, yeah, get my body back up like I'm going to physio twice a week.","start":223.28,"end":234.305,"sentiment":"neutral","sentiment_score":-0.02035612240433693},{"text":"So it's costing a 14.","start":234.305,"end":235.58499,"sentiment":"neutral","sentiment_score":-0.06261472105979919}],"sentiment":"neutral","sentiment_score":-0.1441809107334568,"num_words":104,"start":200.32999,"end":235.58499},{"sentences":[{"text":"And my mom I'm on a disability pension, so my mom has to cover me.","start":235.58499,"end":239.825,"sentiment":"neutral","sentiment_score":-0.056608421728014946},{"text":"You know, I don't pay rent.","start":239.825,"end":240.94499,"sentiment":"neutral","sentiment_score":-0.15169020493825278},{"text":"I don't pay for food, you know, anything.","start":240.94499,"end":242.78499,"sentiment":"neutral","sentiment_score":-0.20526357553899288},{"text":"It's crazy.","start":242.78499,"end":243.58499,"sentiment":"neutral","sentiment_score":-0.23427192121744156},{"text":"So I think going down to the Gold Coast will help me to access be closer to getting things done and to have more support.","start":243.58499,"end":251.48,"sentiment":"neutral","sentiment_score":0.10097742468118667}],"sentiment":"neutral","sentiment_score":-0.024026506879766072,"num_words":56,"start":235.58499,"end":251.48},{"sentences":[{"text":"There's more services down there and stuff.","start":251.78,"end":253.96,"sentiment":"neutral","sentiment_score":0.03608184839997973},{"text":"You know, my friends are down there.","start":254.1,"end":255.78,"sentiment":"neutral","sentiment_score":-0.030965667217969894},{"text":"I'm so isolated up here.","start":255.78,"end":257.38,"sentiment":"neutral","sentiment_score":-0.14132358282804489},{"text":"I can't drive, like, all that way anymore either.","start":257.38,"end":261.395,"sentiment":"neutral","sentiment_score":-0.17627351813846165},{"text":"Mom has to drive drive me.","start":261.395,"end":263.495,"sentiment":"neutral","sentiment_score":-0.056996949637929596}],"sentiment":"neutral","sentiment_score":-0.07644847079234965,"num_words":34,"start":251.78,"end":263.495},{"sentences":[{"text":"Okay.","start":264.03497,"end":264.35498,"sentiment":"neutral","sentiment_score":-0.03189631551504135},{"text":"Like, I I just try driving a car for more than ten minutes.","start":264.35498,"end":267.63498,"sentiment":"neutral","sentiment_score":-0.03313567861914635},{"text":"Yeah.","start":267.63498,"end":268.03497,"sentiment":"neutral","sentiment_score":-0.0017963191494345665},{"text":"So all these things I have, yeah, come to the conclusion to to do that.","start":268.03497,"end":273.39,"sentiment":"neutral","sentiment_score":-0.03255508268872897},{"text":"And, of course, I'm clearing up the garage, and it's like I've got all these boxes of fucking paperwork, and I'm like, I'm not I don't wanna take this to the new place.","start":273.39,"end":281.71,"sentiment":"neutral","sentiment_score":-0.30918090316382324}],"sentiment":"neutral","sentiment_score":-0.17707543653095997,"num_words":63,"start":264.03497,"end":281.71},{"sentences":[{"text":"I wanna try to get all these tax done, you know, maybe before we go so that I that's all off my off my head.","start":281.71,"end":291.26498,"sentiment":"neutral","sentiment_score":-0.28334608852863313},{"text":"And my psychologist is on my back to to just be brave and and talk to you guys about it because I was, like, in I I had an eviction for a while, and I ran a business, a cleaning business.","start":291.26498,"end":306.09,"sentiment":"neutral","sentiment_score":-0.1720332559652445},{"text":"And so I I didn't honestly keep up with paperwork and invoices and stuff.","start":306.94998,"end":314.07,"sentiment":"neutral","sentiment_score":-0.2830390823738916},{"text":"So so I'm like, there's gotta be a way that we can, you know, like, figure it all out, but I I'm just so scared to tackle it.","start":314.07,"end":323.82498,"sentiment":"negative","sentiment_score":-0.41966552446995464},{"text":"I'm really fucking scared.","start":323.82498,"end":325.10498,"sentiment":"negative","sentiment_score":-0.7078377157449722}],"sentiment":"neutral","sentiment_score":-0.2917995393675353,"num_words":112,"start":281.71,"end":325.10498},{"sentences":[{"text":"Like, it makes me wanna cry, and I feel so embarrassed.","start":325.10498,"end":328.16498,"sentiment":"negative","sentiment_score":-0.7074269327250394},{"text":"So I think if I just so if I just start it with you guys and just yeah.","start":328.46,"end":333.76,"sentiment":"neutral","sentiment_score":-0.036973881638712354},{"text":"Just start somewhere and you guys can give me some advice as what, you know, what to collect, like, what to do.","start":333.9,"end":340.46,"sentiment":"neutral","sentiment_score":0.1492371384731748},{"text":"Because I just I just don't know what to do and it's yeah.","start":340.46,"end":344.04498,"sentiment":"neutral","sentiment_score":-0.13163011979598266},{"text":"Yeah.","start":345.54498,"end":346.04498,"sentiment":"neutral","sentiment_score":0.0330149382352829}],"sentiment":"neutral","sentiment_score":-0.10526439541807542,"num_words":65,"start":325.10498,"end":346.04498},{"sentences":[{"text":"So that's me.","start":346.745,"end":347.72498,"sentiment":"neutral","sentiment_score":0.07332128783067067},{"text":"Yep.","start":380.86002,"end":381.36002,"sentiment":"neutral","sentiment_score":0.14296391606330872},{"text":"Yep.","start":387.34,"end":387.84,"sentiment":"neutral","sentiment_score":-0.01696767657995224},{"text":"Yep.","start":392.395,"end":392.895,"sentiment":"neutral","sentiment_score":-0.014053435996174812},{"text":"Yep.","start":402.235,"end":402.735,"sentiment":"neutral","sentiment_score":0.03816772252321243}],"sentiment":"neutral","sentiment_score":0.05286776992891516,"num_words":7,"start":346.745,"end":402.735},{"sentences":[{"text":"Okay.","start":405.51498,"end":405.995,"sentiment":"neutral","sentiment_score":0.07481369376182556},{"text":"Fine.","start":405.995,"end":406.495,"sentiment":"neutral","sentiment_score":0.1773202419281006},{"text":"Yep.","start":420.43,"end":420.825,"sentiment":"neutral","sentiment_score":0.07366843521595001},{"text":"Yeah.","start":424.825,"end":425.325,"sentiment":"neutral","sentiment_score":0.03438350930809975},{"text":"Yeah.","start":425.385,"end":425.885,"sentiment":"neutral","sentiment_score":0.12600845098495483}],"sentiment":"neutral","sentiment_score":0.09723886623978614,"num_words":5,"start":405.51498,"end":425.885},{"sentences":[{"text":"Yep.","start":427.785,"end":428.285,"sentiment":"neutral","sentiment_score":0.10676898807287216},{"text":"Yeah.","start":436.02502,"end":436.47,"sentiment":"neutral","sentiment_score":0.24540147185325625},{"text":"That'd be great.","start":436.71,"end":441.21,"sentiment":"neutral","sentiment_score":0.15333955734968185},{"text":"That sounds perfect.","start":453.28497,"end":454.50497,"sentiment":"positive","sentiment_score":0.6141006151835123},{"text":"Thank you.","start":454.56497,"end":455.38498,"sentiment":"positive","sentiment_score":0.6201848089694977}],"sentiment":"positive","sentiment_score":0.38948605954647064,"num_words":10,"start":427.785,"end":455.38498},{"sentences":[{"text":"Cool.","start":460.66,"end":461.16,"sentiment":"neutral","sentiment_score":0.10391917824745178},{"text":"Yep.","start":472.5,"end":472.9,"sentiment":"neutral","sentiment_score":0.0917488858103752},{"text":"Okay.","start":472.9,"end":473.22,"sentiment":"neutral","sentiment_score":0.12168069183826448},{"text":"Cool.","start":473.22,"end":473.72,"sentiment":"neutral","sentiment_score":0.18279117345809937},{"text":"Yeah.","start":481.725,"end":481.965,"sentiment":"neutral","sentiment_score":0.1912271678447723}],"sentiment":"neutral","sentiment_score":0.13827341943979263,"num_words":5,"start":460.66,"end":481.965},{"sentences":[{"text":"That sounds good.","start":481.965,"end":482.845,"sentiment":"positive","sentiment_score":0.41168710589408875},{"text":"Thanks.","start":482.845,"end":483.345,"sentiment":"positive","sentiment_score":0.4824433922767639},{"text":"Yeah.","start":496.12,"end":496.62,"sentiment":"neutral","sentiment_score":0.11305815726518632},{"text":"I think so too.","start":496.76,"end":497.90002,"sentiment":"neutral","sentiment_score":0.10728966444730759},{"text":"Okay.","start":499.72,"end":500.22,"sentiment":"neutral","sentiment_score":0.1987071633338928}],"sentiment":"neutral","sentiment_score":0.24584286883473397,"num_words":10,"start":481.965,"end":500.22},{"sentences":[{"text":"Cool.","start":500.68002,"end":501.18002,"sentiment":"neutral","sentiment_score":0.30009737610816956},{"text":"Great.","start":501.24002,"end":501.645,"sentiment":"positive","sentiment_score":0.3793792128562927},{"text":"Like, maybe around $8,000.","start":518.1,"end":520.27997,"sentiment":"neutral","sentiment_score":0.0010187067091464996},{"text":"So not very much.","start":522.66,"end":523.88,"sentiment":"neutral","sentiment_score":-0.04459200007840991},{"text":"Well, I don't want it to I don't wanna touch it, like, I just I wanted to put it in there, you know, like, I don't know, maybe yeah.","start":535.875,"end":544.57,"sentiment":"neutral","sentiment_score":-0.15613313584492125}],"sentiment":"neutral","sentiment_score":-0.10314557753885403,"num_words":39,"start":500.68002,"end":544.57},{"sentences":[{"text":"Well, like, five years or something like so I don't wanna touch it for that you know, for whatever period that you know?","start":544.57,"end":553.05,"sentiment":"neutral","sentiment_score":-0.11477898004586282},{"text":"Yeah.","start":553.05,"end":553.52997,"sentiment":"neutral","sentiment_score":-0.022555287927389145},{"text":"Yeah.","start":553.52997,"end":553.68994,"sentiment":"neutral","sentiment_score":-0.011912609450519083},{"text":"I do I yeah.","start":553.68994,"end":554.99,"sentiment":"neutral","sentiment_score":-0.020607748301699758},{"text":"So that I don't yeah.","start":556.08997,"end":558.74506,"sentiment":"neutral","sentiment_score":-0.016435771062970162}],"sentiment":"neutral","sentiment_score":-0.08349983196924715,"num_words":34,"start":544.57,"end":558.74506},{"sentences":[{"text":"But yeah.","start":558.965,"end":561.145,"sentiment":"neutral","sentiment_score":0.0460977628827095},{"text":"What do you think?","start":562.325,"end":563.28503,"sentiment":"neutral","sentiment_score":0.03571538161486387},{"text":"Like Okay.","start":563.28503,"end":582.365,"sentiment":"neutral","sentiment_score":-0.001825844869017601},{"text":"Okay.","start":594.505,"end":595.005,"sentiment":"neutral","sentiment_score":0.2209320366382599},{"text":"Yep.","start":595.145,"end":595.645,"sentiment":"neutral","sentiment_score":0.2000323981046677}],"sentiment":"neutral","sentiment_score":0.06523697972297668,"num_words":10,"start":558.965,"end":595.645},{"sentences":[{"text":"Yep.","start":598.3,"end":598.8,"sentiment":"neutral","sentiment_score":0.12157842516899107},{"text":"Yep.","start":602.94,"end":603.44,"sentiment":"neutral","sentiment_score":0.12297433614730836},{"text":"Okay.","start":609.33997,"end":609.83997,"sentiment":"neutral","sentiment_score":0.10719311982393263},{"text":"Yep.","start":633.48004,"end":633.98004,"sentiment":"neutral","sentiment_score":0.05789269134402275},{"text":"Yep.","start":643.935,"end":644.435,"sentiment":"neutral","sentiment_score":-0.15431252121925354}],"sentiment":"neutral","sentiment_score":0.05106521025300026,"num_words":5,"start":598.3,"end":644.435},{"sentences":[{"text":"Yep.","start":645.855,"end":646.355,"sentiment":"neutral","sentiment_score":-0.08889800310134888},{"text":"Yep.","start":661.91,"end":662.325,"sentiment":"neutral","sentiment_score":0.01643557846546173},{"text":"Yep.","start":667.045,"end":667.545,"sentiment":"neutral","sentiment_score":0.05505604296922684},{"text":"Okay.","start":667.60504,"end":667.925,"sentiment":"neutral","sentiment_score":0.11144138127565384},{"text":"Yep.","start":667.925,"end":668.425,"sentiment":"neutral","sentiment_score":0.12153595685958862}],"sentiment":"neutral","sentiment_score":0.04311419129371643,"num_words":5,"start":645.855,"end":668.425},{"sentences":[{"text":"Sure.","start":670.565,"end":671.065,"sentiment":"neutral","sentiment_score":0.290630042552948},{"text":"Yep.","start":671.685,"end":672.185,"sentiment":"neutral","sentiment_score":0.1565903127193451},{"text":"And maybe that might be a good starting point just to put the money in there and then, you know, and then when yeah.","start":673.525,"end":681.07996,"sentiment":"neutral","sentiment_score":0.23876908980309963},{"text":"I'm, yeah, more stable, whatever.","start":681.07996,"end":684.3,"sentiment":"neutral","sentiment_score":0.16151880025863646},{"text":"And, you know, I got everything for us and everything, I suppose.","start":685.48,"end":689.01996,"sentiment":"neutral","sentiment_score":0.08981294619540374}],"sentiment":"neutral","sentiment_score":0.187512275957784,"num_words":43,"start":670.565,"end":689.01996},{"sentences":[{"text":"We can then maybe do something else with it.","start":691.015,"end":693.49506,"sentiment":"neutral","sentiment_score":0.07682053496440251},{"text":"Because the thing is is I'm not gonna need I'm definitely not gonna need a car anymore.","start":693.49506,"end":697.99506,"sentiment":"neutral","sentiment_score":-0.08172626409898787},{"text":"My mom, like, will just share that one car.","start":698.29504,"end":701.515,"sentiment":"neutral","sentiment_score":0.043949178523487516},{"text":"So yeah.","start":701.655,"end":702.695,"sentiment":"neutral","sentiment_score":0.06151728890836239},{"text":"So I just wanted to make sure that I didn't waste you know, that that money just doesn't get wasted because I sort of want, like as I can't work and add to my super you know, or, you know, like, I just wanted to try to yeah.","start":702.695,"end":718.33997,"sentiment":"neutral","sentiment_score":0.0578261586294199}],"sentiment":"neutral","sentiment_score":0.030544366161612903,"num_words":85,"start":691.015,"end":718.33997},{"sentences":[{"text":"I guess, grow some sort of some sort of money because it's a bit scary, you know, when you're not earning any money or making any money.","start":718.72,"end":731.33496,"sentiment":"neutral","sentiment_score":-0.06890638696926611},{"text":"Yeah.","start":731.33496,"end":731.735,"sentiment":"neutral","sentiment_score":0.0799763947725296},{"text":"So cool.","start":731.735,"end":732.295,"sentiment":"positive","sentiment_score":0.36255642771720886},{"text":"Okay.","start":732.295,"end":732.695,"sentiment":"neutral","sentiment_score":0.3124786615371704},{"text":"Sweet.","start":732.695,"end":733.095,"sentiment":"positive","sentiment_score":0.3619996905326843}],"sentiment":"neutral","sentiment_score":-0.01190327643416822,"num_words":32,"start":718.72,"end":733.095},{"sentences":[{"text":"Okay.","start":733.095,"end":733.595,"sentiment":"neutral","sentiment_score":0.2707025408744812},{"text":"That's good.","start":733.735,"end":734.49,"sentiment":"positive","sentiment_score":0.4810730218887329},{"text":"Sure.","start":740.49,"end":740.99,"sentiment":"neutral","sentiment_score":0.1488093137741089},{"text":"Yep.","start":745.37,"end":745.87,"sentiment":"neutral","sentiment_score":0.14555126428604126},{"text":"Yes.","start":751.955,"end":752.455,"sentiment":"neutral","sentiment_score":0.18096664547920227}],"sentiment":"neutral","sentiment_score":0.28469596803188324,"num_words":6,"start":733.095,"end":752.455},{"sentences":[{"text":"Sure.","start":760.275,"end":760.675,"sentiment":"neutral","sentiment_score":0.10226047039031982},{"text":"Yep.","start":760.675,"end":761.175,"sentiment":"neutral","sentiment_score":0.09934118390083312},{"text":"Yeah.","start":770.85004,"end":771.35004,"sentiment":"neutral","sentiment_score":0.11823855340480804},{"text":"Yeah.","start":771.49005,"end":771.99005,"sentiment":"neutral","sentiment_score":0.12584379315376282},{"text":"Yep.","start":787.745,"end":788.04,"sentiment":"neutral","sentiment_score":0.15664231777191162}],"sentiment":"neutral","sentiment_score":0.12046526372432709,"num_words":5,"start":760.275,"end":788.04},{"sentences":[{"text":"Yep.","start":793.63995,"end":794.13995,"sentiment":"neutral","sentiment_score":0.10252466052770616},{"text":"Which is what I always do.","start":805.195,"end":806.815,"sentiment":"neutral","sentiment_score":0.07205592965086301},{"text":"Yep.","start":809.035,"end":809.535,"sentiment":"neutral","sentiment_score":0.1844489425420761},{"text":"Right.","start":818.17,"end":818.67,"sentiment":"neutral","sentiment_score":0.051397137343883514},{"text":"Yes.","start":825.69,"end":826.19,"sentiment":"neutral","sentiment_score":0.027903802692890167}],"sentiment":"neutral","sentiment_score":0.0798610121011734,"num_words":10,"start":793.63995,"end":826.19},{"sentences":[{"text":"Yes.","start":828.155,"end":828.655,"sentiment":"neutral","sentiment_score":0.01968149840831757},{"text":"I've been with NIVE.","start":831.115,"end":832.335,"sentiment":"neutral","sentiment_score":0.06927147321403027},{"text":"Yes.","start":838.47504,"end":838.8,"sentiment":"neutral","sentiment_score":0.11568550765514374},{"text":"Yep.","start":862.205,"end":862.705,"sentiment":"neutral","sentiment_score":0.09771102666854858},{"text":"Yep.","start":865.26,"end":865.76,"sentiment":"neutral","sentiment_score":0.07628707587718964}],"sentiment":"neutral","sentiment_score":0.07330637518316507,"num_words":8,"start":828.155,"end":865.76},{"sentences":[{"text":"Better.","start":874.22003,"end":874.72003,"sentiment":"neutral","sentiment_score":0.03988099470734596},{"text":"No.","start":878.14,"end":878.64,"sentiment":"neutral","sentiment_score":-0.005244618281722069},{"text":"Oh, cool.","start":879.02,"end":879.74005,"sentiment":"neutral","sentiment_score":0.09039836190640926},{"text":"Alright.","start":879.74005,"end":880.06006,"sentiment":"neutral","sentiment_score":0.13010279834270477},{"text":"Yep.","start":880.06006,"end":880.515,"sentiment":"neutral","sentiment_score":0.15186934173107147}],"sentiment":"neutral","sentiment_score":0.08290087338536978,"num_words":6,"start":874.22003,"end":880.515},{"sentences":[{"text":"Sweet.","start":889.875,"end":890.375,"sentiment":"neutral","sentiment_score":0.05499737337231636},{"text":"Yeah.","start":892.85004,"end":893.25,"sentiment":"neutral","sentiment_score":0.05382217839360237},{"text":"I'm I'm talking to my friend today because he's actually got it down on the Gold Coast.","start":893.25,"end":897.43005,"sentiment":"neutral","sentiment_score":0.07811455099898226},{"text":"Because I swapped cars with, yeah, friends of mine that had a spare one that was automatic.","start":897.89,"end":903.17004,"sentiment":"neutral","sentiment_score":0.0926171496291371},{"text":"So I'm gonna give that back tomorrow and then and I he and I've asked him if he'll, like, sell it for me.","start":903.17004,"end":910.115,"sentiment":"neutral","sentiment_score":0.08742322303030801}],"sentiment":"neutral","sentiment_score":0.08511851851086495,"num_words":59,"start":889.875,"end":910.115},{"sentences":[{"text":"So, like, retro, it's running out, I think, in end of September, so I kind of wanna get it sold.","start":912.415,"end":919.09,"sentiment":"neutral","sentiment_score":0.05282833715900779},{"text":"You know?","start":919.09,"end":919.41,"sentiment":"neutral","sentiment_score":0.04211096838116646},{"text":"I just said to him, just stick $8,000 on it and and, you know, see if we can yeah.","start":919.41,"end":925.09,"sentiment":"neutral","sentiment_score":0.03473502613211933},{"text":"So I'm just gonna talk to him about it today.","start":925.09,"end":927.11,"sentiment":"neutral","sentiment_score":0.060053826123476026},{"text":"So, hopefully, I would think it would be gone, you know, in the next couple of weeks, months at the most.","start":927.25,"end":934.365,"sentiment":"neutral","sentiment_score":-0.08904920376482464}],"sentiment":"neutral","sentiment_score":0.007378599425363872,"num_words":72,"start":912.415,"end":934.365},{"sentences":[{"text":"Yeah.","start":934.605,"end":935.105,"sentiment":"neutral","sentiment_score":0.011914903298020365},{"text":"So what are we now?","start":936.285,"end":937.90497,"sentiment":"neutral","sentiment_score":0.01803196407854557},{"text":"Mid mid August.","start":937.96497,"end":939.825,"sentiment":"neutral","sentiment_score":0.006934449076652527},{"text":"So before yeah.","start":939.96497,"end":942.125,"sentiment":"neutral","sentiment_score":-0.003696068190038204},{"text":"It's got before it was more, like, the end of September because I think that's when, like, retro due again, and I just don't wanna pay retro again.","start":942.125,"end":949.11,"sentiment":"neutral","sentiment_score":-0.06238898585018303}],"sentiment":"neutral","sentiment_score":-0.04087754343636334,"num_words":40,"start":934.605,"end":949.11},{"sentences":[{"text":"So I haven't I haven't used it.","start":951.43,"end":953.58997,"sentiment":"neutral","sentiment_score":-0.1695969956261771},{"text":"Well, I haven't used it for, like, six months.","start":953.58997,"end":956.39,"sentiment":"negative","sentiment_score":-0.34717293911510044},{"text":"It's just a a waste of money.","start":956.39,"end":958.47,"sentiment":"negative","sentiment_score":-0.7097172481673104},{"text":"You know, I pay insurance and, you know, rego, and it's just a waste of money.","start":958.47,"end":963.51,"sentiment":"negative","sentiment_score":-0.43818225525319576},{"text":"So I thought I'd just get rid of it.","start":963.51,"end":964.965,"sentiment":"negative","sentiment_score":-0.4094371232721541}],"sentiment":"negative","sentiment_score":-0.4161584656685591,"num_words":48,"start":951.43,"end":964.965},{"sentences":[{"text":"Okay.","start":991.69995,"end":992.19995,"sentiment":"neutral","sentiment_score":0.1107470914721489},{"text":"Okay.","start":998.795,"end":999.295,"sentiment":"neutral","sentiment_score":0.17462047934532166},{"text":"Cool.","start":999.755,"end":1000.255,"sentiment":"positive","sentiment_score":0.3912994861602783},{"text":"Yep.","start":1013.93,"end":1014.43,"sentiment":"neutral","sentiment_score":0.022786706686019897},{"text":"Yep.","start":1015.37,"end":1015.87,"sentiment":"neutral","sentiment_score":-0.008145147934556007}],"sentiment":"neutral","sentiment_score":0.13826172314584256,"num_words":5,"start":991.69995,"end":1015.87},{"sentences":[{"text":"Yep.","start":1016.97,"end":1017.21,"sentiment":"neutral","sentiment_score":0.3147677183151245},{"text":"I can.","start":1017.21,"end":1017.95,"sentiment":"neutral","sentiment_score":0.27365563809871674},{"text":"Yep.","start":1023.13495,"end":1023.45496,"sentiment":"neutral","sentiment_score":0.05943232774734497},{"text":"Signature request.","start":1023.45496,"end":1024.975,"sentiment":"neutral","sentiment_score":0.04807857982814312},{"text":"Sure.","start":1024.975,"end":1025.475,"sentiment":"neutral","sentiment_score":0.1131460666656494}],"sentiment":"neutral","sentiment_score":0.16154493551169122,"num_words":7,"start":1016.97,"end":1025.475},{"sentences":[{"text":"Yep.","start":1026.895,"end":1027.395,"sentiment":"neutral","sentiment_score":0.07591582834720612},{"text":"Oh, okay.","start":1036.11,"end":1036.77,"sentiment":"neutral","sentiment_score":0.032430135644972324},{"text":"Yep.","start":1040.03,"end":1040.53,"sentiment":"neutral","sentiment_score":0.04146672785282135},{"text":"The super summary, is there four attachments?","start":1041.07,"end":1046.385,"sentiment":"neutral","sentiment_score":0.0271231404372624},{"text":"Okay.","start":1055.885,"end":1056.385,"sentiment":"neutral","sentiment_score":0.12923988699913025}],"sentiment":"neutral","sentiment_score":0.04177872479582826,"num_words":12,"start":1026.895,"end":1056.385},{"sentences":[{"text":"Cool.","start":1056.445,"end":1056.945,"sentiment":"positive","sentiment_score":0.4017496705055237},{"text":"Oh, good.","start":1060.65,"end":1061.29,"sentiment":"neutral","sentiment_score":0.2984102815389633},{"text":"I I said to mom, I said because, you know, the market's been, like, up and down with what Trump what's, I guess, been going on with Trump and the oil and everything.","start":1061.29,"end":1068.9701,"sentiment":"neutral","sentiment_score":0.014370250543861679},{"text":"And at the moment, it because I'm in that high little high risk category.","start":1068.9701,"end":1072.505,"sentiment":"neutral","sentiment_score":-0.059056052805057595},{"text":"I said it'll either be, like, really good or maybe really bad.","start":1072.505,"end":1075.4851,"sentiment":"neutral","sentiment_score":-0.0510710379264007}],"sentiment":"neutral","sentiment_score":0.0005346985023108221,"num_words":62,"start":1056.445,"end":1075.4851},{"sentences":[{"text":"So, yay, I'm excited.","start":1075.9451,"end":1077.885,"sentiment":"positive","sentiment_score":0.35394006967544556},{"text":"Okay.","start":1079.4651,"end":1079.785,"sentiment":"neutral","sentiment_score":0.17400643229484558},{"text":"I've got it.","start":1079.785,"end":1080.6051,"sentiment":"neutral","sentiment_score":0.19928514957427979},{"text":"What is Oh, good.","start":1094.0399,"end":1116.58,"sentiment":"neutral","sentiment_score":0.20365189388394356},{"text":"How good's that?","start":1116.58,"end":1117.2999,"sentiment":"neutral","sentiment_score":0.29675745964050293}],"sentiment":"neutral","sentiment_score":0.2595001409451167,"num_words":15,"start":1075.9451,"end":1117.2999},{"sentences":[{"text":"We've not even adding to it at all.","start":1117.2999,"end":1119.22,"sentiment":"neutral","sentiment_score":-0.06696273759007454},{"text":"Yeah.","start":1119.22,"end":1119.72,"sentiment":"neutral","sentiment_score":0.07932437211275101},{"text":"Well done.","start":1121.685,"end":1122.405,"sentiment":"neutral","sentiment_score":0.24629002064466476},{"text":"Thank you.","start":1122.405,"end":1123.145,"sentiment":"positive","sentiment_score":0.5371032953262329},{"text":"Yep.","start":1135.86,"end":1136.36,"sentiment":"neutral","sentiment_score":0.10118010640144348}],"sentiment":"neutral","sentiment_score":0.08654208640967097,"num_words":14,"start":1117.2999,"end":1136.36},{"sentences":[{"text":"Yep.","start":1154.675,"end":1155.175,"sentiment":"neutral","sentiment_score":0.05582442134618759},{"text":"Yep.","start":1170.8501,"end":1171.065,"sentiment":"positive","sentiment_score":0.37384986877441406},{"text":"Oh, sweetie.","start":1184.345,"end":1185.22,"sentiment":"positive","sentiment_score":0.5347191095352173},{"text":"Okay.","start":1189.12,"end":1189.62,"sentiment":"neutral","sentiment_score":0.25143641233444214},{"text":"Yep.","start":1198.16,"end":1198.515,"sentiment":"positive","sentiment_score":0.36448901891708374}],"sentiment":"positive","sentiment_score":0.3525063234070937,"num_words":6,"start":1154.675,"end":1198.515},{"sentences":[{"text":"Yep.","start":1207.715,"end":1208.215,"sentiment":"neutral","sentiment_score":0.11239264905452728},{"text":"Yep.","start":1214.6901,"end":1215.1901,"sentiment":"neutral","sentiment_score":0.13710975646972656},{"text":"Yep.","start":1251.495,"end":1251.995,"sentiment":"neutral","sentiment_score":0.3120824694633484},{"text":"Yep.","start":1257.3351,"end":1257.495,"sentiment":"neutral","sentiment_score":0.2780560851097107},{"text":"Okay.","start":1257.495,"end":1257.995,"sentiment":"neutral","sentiment_score":0.32859939336776733}],"sentiment":"neutral","sentiment_score":0.23364807069301605,"num_words":5,"start":1207.715,"end":1257.995},{"sentences":[{"text":"Yep.","start":1264.44,"end":1264.94,"sentiment":"neutral","sentiment_score":0.1714874505996704},{"text":"Mhmm.","start":1273.88,"end":1274.38,"sentiment":"neutral","sentiment_score":0.055454447865486145},{"text":"Yes.","start":1283.815,"end":1284.315,"sentiment":"neutral","sentiment_score":0.10079170763492584},{"text":"Yep.","start":1288.0549,"end":1288.53,"sentiment":"neutral","sentiment_score":0.18708491325378415},{"text":"Yep.","start":1310.765,"end":1311.265,"sentiment":"neutral","sentiment_score":0.039236195385456085}],"sentiment":"neutral","sentiment_score":0.11081094294786453,"num_words":5,"start":1264.44,"end":1311.265},{"sentences":[{"text":"Yep.","start":1311.7251,"end":1312.2251,"sentiment":"neutral","sentiment_score":0.07790128886699677},{"text":"Yep.","start":1312.525,"end":1313.025,"sentiment":"neutral","sentiment_score":0.10230433940887453},{"text":"That's sounds good to me.","start":1313.0851,"end":1315.5851,"sentiment":"positive","sentiment_score":0.5177006185054779},{"text":"You're the boss.","start":1316.125,"end":1317.03,"sentiment":"positive","sentiment_score":0.34946759541829425},{"text":"No.","start":1333.485,"end":1333.985,"sentiment":"neutral","sentiment_score":-0.11766377836465836}],"sentiment":"positive","sentiment_score":0.3363134298812259,"num_words":11,"start":1311.7251,"end":1333.985},{"sentences":[{"text":"Yes.","start":1336.0449,"end":1336.5449,"sentiment":"neutral","sentiment_score":-0.04488178342580795},{"text":"Yep.","start":1341.0049,"end":1341.5049,"sentiment":"neutral","sentiment_score":0.04935654625296593},{"text":"Yep.","start":1344.205,"end":1344.705,"sentiment":"neutral","sentiment_score":0.13677719235420227},{"text":"Yep.","start":1346.845,"end":1347.12,"sentiment":"neutral","sentiment_score":0.11930344998836516},{"text":"Yep.","start":1356.16,"end":1356.66,"sentiment":"positive","sentiment_score":0.42514556646347046}],"sentiment":"neutral","sentiment_score":0.13714019432663918,"num_words":5,"start":1336.0449,"end":1356.66},{"sentences":[{"text":"Okay.","start":1361.125,"end":1361.625,"sentiment":"positive","sentiment_score":0.5138683915138245},{"text":"Yep.","start":1363.205,"end":1363.705,"sentiment":"neutral","sentiment_score":0.08852758258581161},{"text":"Yeah.","start":1365.525,"end":1366.025,"sentiment":"neutral","sentiment_score":0.09588594734668732},{"text":"Yep.","start":1369.605,"end":1370.105,"sentiment":"neutral","sentiment_score":0.10135257244110107},{"text":"Okay.","start":1372.1649,"end":1372.645,"sentiment":"neutral","sentiment_score":0.11301853507757188}],"sentiment":"neutral","sentiment_score":0.18253060579299926,"num_words":5,"start":1361.125,"end":1372.645},{"sentences":[{"text":"Cool.","start":1372.645,"end":1373.0449,"sentiment":"positive","sentiment_score":0.4349704384803772},{"text":"Alright.","start":1373.0449,"end":1373.5449,"sentiment":"neutral","sentiment_score":0.2878289818763733},{"text":"Yeah.","start":1373.6849,"end":1373.9249,"sentiment":"neutral","sentiment_score":0.29688549041748047},{"text":"That sounds good.","start":1373.9249,"end":1374.985,"sentiment":"positive","sentiment_score":0.5184013644854227},{"text":"So, like, even if I yeah.","start":1376.59,"end":1379.65,"sentiment":"neutral","sentiment_score":0.1657975104947885}],"sentiment":"neutral","sentiment_score":0.2974728389332692,"num_words":12,"start":1372.645,"end":1379.65},{"sentences":[{"text":"So even if I, like, if I, you know, have just, like, you know, fifth $50 here there.","start":1380.51,"end":1387.695,"sentiment":"neutral","sentiment_score":-0.006782675265438027},{"text":"So that could like, you know, is it would it make any difference to just put that, like, you know, put that into my super, like, because I'm not very good at saving.","start":1387.695,"end":1402.54,"sentiment":"neutral","sentiment_score":-0.06974509770445751},{"text":"Right?","start":1402.54,"end":1402.86,"sentiment":"neutral","sentiment_score":-0.07947081327438354},{"text":"So once it goes into my super, I cannot fucking touch it.","start":1402.86,"end":1406.0,"sentiment":"neutral","sentiment_score":-0.25907929986715317},{"text":"So yeah.","start":1406.54,"end":1408.0,"sentiment":"neutral","sentiment_score":-0.04891867935657501}],"sentiment":"neutral","sentiment_score":-0.08651418408209627,"num_words":66,"start":1380.51,"end":1408.0},{"sentences":[{"text":"Would that be as an idea for me?","start":1408.06,"end":1409.82,"sentiment":"neutral","sentiment_score":-0.020165075082331896},{"text":"Because sometimes I do have some spare money.","start":1409.82,"end":1411.84,"sentiment":"neutral","sentiment_score":-0.01737582916393876},{"text":"Like, I I I actually do at the moment.","start":1412.195,"end":1414.595,"sentiment":"neutral","sentiment_score":0.00663938828640514},{"text":"You know?","start":1414.595,"end":1415.175,"sentiment":"neutral","sentiment_score":0.026733003556728363},{"text":"Okay.","start":1415.875,"end":1416.375,"sentiment":"neutral","sentiment_score":0.050429195165634155}],"sentiment":"neutral","sentiment_score":-0.004881340611193862,"num_words":28,"start":1408.06,"end":1416.375},{"sentences":[{"text":"Yeah.","start":1416.4349,"end":1416.9349,"sentiment":"neutral","sentiment_score":0.06627430021762848},{"text":"Right.","start":1417.075,"end":1417.575,"sentiment":"neutral","sentiment_score":0.10931290686130524},{"text":"Yep.","start":1421.235,"end":1421.735,"sentiment":"neutral","sentiment_score":0.1000366434454918},{"text":"Yep.","start":1422.035,"end":1422.535,"sentiment":"neutral","sentiment_score":0.14338965713977814},{"text":"Yep.","start":1424.115,"end":1424.615,"sentiment":"neutral","sentiment_score":0.22349433600902557}],"sentiment":"neutral","sentiment_score":0.12850156873464585,"num_words":5,"start":1416.4349,"end":1424.615},{"sentences":[{"text":"Yeah.","start":1426.355,"end":1426.855,"sentiment":"positive","sentiment_score":0.42277035117149353},{"text":"Yep.","start":1430.92,"end":1431.42,"sentiment":"neutral","sentiment_score":0.10504269599914552},{"text":"Okay.","start":1431.48,"end":1431.98,"sentiment":"neutral","sentiment_score":0.07085037976503372},{"text":"Yes.","start":1435.08,"end":1435.58,"sentiment":"neutral","sentiment_score":0.0477340966463089},{"text":"Yes.","start":1436.6,"end":1437.1,"sentiment":"neutral","sentiment_score":0.07823105156421661}],"sentiment":"neutral","sentiment_score":0.14492571502923965,"num_words":5,"start":1426.355,"end":1437.1},{"sentences":[{"text":"I do.","start":1437.16,"end":1437.98,"sentiment":"neutral","sentiment_score":0.08668608218431473},{"text":"Yeah.","start":1441.3201,"end":1441.8201,"sentiment":"neutral","sentiment_score":0.06722113490104675},{"text":"Yeah.","start":1442.7051,"end":1443.025,"sentiment":"neutral","sentiment_score":0.0639602541923523},{"text":"I think, like like, realistically, I think, like, $25 a week.","start":1443.025,"end":1451.925,"sentiment":"neutral","sentiment_score":0.06410466676408594},{"text":"So it's a $100 a month.","start":1452.0651,"end":1453.92,"sentiment":"neutral","sentiment_score":0.0537569181372722}],"sentiment":"neutral","sentiment_score":0.06344030460431463,"num_words":21,"start":1437.16,"end":1453.92},{"sentences":[{"text":"Now?","start":1457.92,"end":1458.3201,"sentiment":"neutral","sentiment_score":0.25762230157852173},{"text":"Just for that, like yeah.","start":1458.3201,"end":1459.78,"sentiment":"neutral","sentiment_score":0.13457344919443132},{"text":"I I think I put it in fortnightly because I get my money off Centrelink fortnightly.","start":1463.4401,"end":1469.195,"sentiment":"neutral","sentiment_score":0.14709410746581852},{"text":"Yeah.","start":1474.5349,"end":1474.855,"sentiment":"positive","sentiment_score":0.4880867302417755},{"text":"I think and that's just yeah.","start":1474.855,"end":1478.695,"sentiment":"positive","sentiment_score":0.33791593710581463}],"sentiment":"neutral","sentiment_score":0.19998543516829095,"num_words":29,"start":1457.92,"end":1478.695},{"sentences":[{"text":"Okay.","start":1478.695,"end":1479.015,"sentiment":"neutral","sentiment_score":0.210022434592247},{"text":"And that's just even you know, I feel like I'm doing something.","start":1479.015,"end":1482.88,"sentiment":"neutral","sentiment_score":0.30661169439554214},{"text":"You know?","start":1483.02,"end":1483.58,"sentiment":"neutral","sentiment_score":0.1146378368139267},{"text":"Something.","start":1483.58,"end":1484.08,"sentiment":"neutral","sentiment_score":0.130811408162117},{"text":"Like and it's just what's 25 dollars?","start":1484.14,"end":1486.2999,"sentiment":"neutral","sentiment_score":0.0980797175850187}],"sentiment":"neutral","sentiment_score":0.21460903792277627,"num_words":23,"start":1478.695,"end":1486.2999},{"sentences":[{"text":"It's, like, three coffees.","start":1486.2999,"end":1487.76,"sentiment":"neutral","sentiment_score":0.08768895827233791},{"text":"Yeah.","start":1489.9,"end":1490.2999,"sentiment":"neutral","sentiment_score":0.18971362709999084},{"text":"So yeah.","start":1490.2999,"end":1496.655,"sentiment":"neutral","sentiment_score":0.1624966785311699},{"text":"Yes.","start":1499.295,"end":1499.795,"sentiment":"neutral","sentiment_score":0.09685584157705308},{"text":"Yep.","start":1514.67,"end":1515.17,"sentiment":"neutral","sentiment_score":0.25420236587524414}],"sentiment":"neutral","sentiment_score":0.1351690027448866,"num_words":9,"start":1486.2999,"end":1515.17},{"sentences":[{"text":"Yep.","start":1517.15,"end":1517.65,"sentiment":"positive","sentiment_score":0.373193085193634},{"text":"Oh, no.","start":1522.5901,"end":1523.25,"sentiment":"neutral","sentiment_score":-0.004873777274042368},{"text":"Yeah.","start":1523.39,"end":1523.89,"sentiment":"neutral","sentiment_score":-0.006529864855110645},{"text":"Yeah.","start":1524.455,"end":1524.955,"sentiment":"neutral","sentiment_score":0.0008648056536912918},{"text":"I did.","start":1525.255,"end":1525.895,"sentiment":"neutral","sentiment_score":0.021731882356107235}],"sentiment":"neutral","sentiment_score":0.05732060516519205,"num_words":7,"start":1517.15,"end":1525.895},{"sentences":[{"text":"Yeah.","start":1525.895,"end":1526.395,"sentiment":"neutral","sentiment_score":0.04121348634362221},{"text":"We would sell ourselves.","start":1533.8151,"end":1534.935,"sentiment":"neutral","sentiment_score":-0.30705153942108154},{"text":"I don't know what.","start":1534.935,"end":1535.835,"sentiment":"neutral","sentiment_score":-0.1528785564005375},{"text":"Yeah.","start":1552.905,"end":1553.405,"sentiment":"neutral","sentiment_score":0.01868298277258873},{"text":"Yes.","start":1559.145,"end":1559.645,"sentiment":"neutral","sentiment_score":-0.02669937163591385}],"sentiment":"neutral","sentiment_score":-0.16422938961874356,"num_words":11,"start":1525.895,"end":1559.645},{"sentences":[{"text":"Yep.","start":1568.1799,"end":1568.6799,"sentiment":"neutral","sentiment_score":0.03197723254561424},{"text":"Wait.","start":1568.8999,"end":1569.2999,"sentiment":"neutral","sentiment_score":0.028428176417946815},{"text":"Okay.","start":1569.2999,"end":1569.7799,"sentiment":"neutral","sentiment_score":0.06431717425584793},{"text":"And that's yeah.","start":1569.7799,"end":1570.74,"sentiment":"neutral","sentiment_score":0.12969422588745752},{"text":"Good.","start":1570.74,"end":1571.24,"sentiment":"positive","sentiment_score":0.4003227353096008}],"sentiment":"neutral","sentiment_score":0.13058971374162606,"num_words":7,"start":1568.1799,"end":1571.24},{"sentences":[{"text":"Let's do that.","start":1572.1,"end":1573.1599,"sentiment":"neutral","sentiment_score":0.31808122992515564},{"text":"Yes.","start":1590.885,"end":1591.11,"sentiment":"neutral","sentiment_score":-0.04678748548030853},{"text":"It's a big yeah.","start":1610.615,"end":1612.135,"sentiment":"neutral","sentiment_score":-0.009615015238523483},{"text":"It does all add up in the end, doesn't it?","start":1612.135,"end":1614.7749,"sentiment":"neutral","sentiment_score":0.03854450834915042},{"text":"You know?","start":1614.7749,"end":1615.4349,"sentiment":"neutral","sentiment_score":-0.004024712834507228}],"sentiment":"neutral","sentiment_score":0.06231959005817771,"num_words":20,"start":1572.1,"end":1615.4349},{"sentences":[{"text":"And it's so easy that it's waste waste money, you know?","start":1615.495,"end":1619.015,"sentiment":"neutral","sentiment_score":-0.1132528723471544},{"text":"Yeah.","start":1619.015,"end":1619.255,"sentiment":"neutral","sentiment_score":-0.010831650346517565},{"text":"Cool.","start":1619.255,"end":1619.575,"sentiment":"neutral","sentiment_score":0.16254374384880066},{"text":"Alright.","start":1619.575,"end":1619.8949,"sentiment":"neutral","sentiment_score":0.2622548043727875},{"text":"This is good.","start":1619.8949,"end":1620.615,"sentiment":"positive","sentiment_score":0.4812003473440806}],"sentiment":"neutral","sentiment_score":0.03598743200521259,"num_words":17,"start":1615.495,"end":1620.615},{"sentences":[{"text":"Thank you.","start":1620.615,"end":1621.35,"sentiment":"positive","sentiment_score":0.47820939123630524},{"text":"That's the the yep.","start":1622.95,"end":1629.45,"sentiment":"neutral","sentiment_score":0.10405547544360161},{"text":"Sweet.","start":1631.91,"end":1632.3099,"sentiment":"neutral","sentiment_score":0.13855962455272677},{"text":"Okay.","start":1632.3099,"end":1632.8099,"sentiment":"neutral","sentiment_score":0.1250579059123993},{"text":"Yep.","start":1633.03,"end":1633.425,"sentiment":"neutral","sentiment_score":0.18304240703582764}],"sentiment":"neutral","sentiment_score":0.20214451352755228,"num_words":9,"start":1620.615,"end":1633.425},{"sentences":[{"text":"Yeah.","start":1640.0651,"end":1640.5651,"sentiment":"neutral","sentiment_score":0.02172756940126419},{"text":"I don't know if I I I don't know if I am because, like, I don't get rent assistance.","start":1645.505,"end":1652.49,"sentiment":"neutral","sentiment_score":-0.13372421715604632},{"text":"So I think I get, like, around maybe 1,200 a fortnight.","start":1654.3099,"end":1660.0099,"sentiment":"neutral","sentiment_score":-0.06143274022774263},{"text":"Okay.","start":1677.86,"end":1678.1,"sentiment":"neutral","sentiment_score":0.000276162289083004},{"text":"Right.","start":1678.1,"end":1678.5,"sentiment":"neutral","sentiment_score":-0.006050667725503445}],"sentiment":"neutral","sentiment_score":-0.09698688498500621,"num_words":33,"start":1640.0651,"end":1678.5},{"sentences":[{"text":"Yep.","start":1678.5,"end":1679.0,"sentiment":"neutral","sentiment_score":-0.01960400864481926},{"text":"So I don't get I don't quite I I maybe it is.","start":1680.1,"end":1684.98,"sentiment":"neutral","sentiment_score":-0.1464500930160284},{"text":"Maybe it is.","start":1684.98,"end":1685.46,"sentiment":"neutral","sentiment_score":-0.12712214887142181},{"text":"And maybe I've just had an advance and it's a little bit less than that, but I I thought it was around $11.49 a fortnight, not $12.40.","start":1685.46,"end":1695.255,"sentiment":"neutral","sentiment_score":-0.07038097345718632},{"text":"Not yeah.","start":1695.3151,"end":1696.115,"sentiment":"neutral","sentiment_score":-0.07155003771185875}],"sentiment":"neutral","sentiment_score":-0.09337239844931497,"num_words":45,"start":1678.5,"end":1696.115},{"sentences":[{"text":"But yeah.","start":1696.115,"end":1697.575,"sentiment":"neutral","sentiment_score":-0.043400274589657784},{"text":"Yeah.","start":1713.3301,"end":1713.645,"sentiment":"neutral","sentiment_score":0.026198305189609528},{"text":"Yep.","start":1727.5651,"end":1728.0651,"sentiment":"neutral","sentiment_score":0.07588492333889008},{"text":"Yep.","start":1728.365,"end":1728.865,"sentiment":"neutral","sentiment_score":0.09588434547185898},{"text":"Okay.","start":1729.3999,"end":1729.8999,"sentiment":"neutral","sentiment_score":0.24349987506866455}],"sentiment":"neutral","sentiment_score":0.05911114998161793,"num_words":6,"start":1696.115,"end":1729.8999},{"sentences":[{"text":"Yep.","start":1740.12,"end":1740.62,"sentiment":"neutral","sentiment_score":0.08476239442825317},{"text":"No.","start":1749.1749,"end":1749.6749,"sentiment":"neutral","sentiment_score":0.011969223618507384},{"text":"Unfortunately, I don't.","start":1749.735,"end":1751.355,"sentiment":"neutral","sentiment_score":-0.017136219888925552},{"text":"Nothing.","start":1763.19,"end":1763.69,"sentiment":"neutral","sentiment_score":-0.009739210829138756},{"text":"No.","start":1764.3099,"end":1764.8099,"sentiment":"neutral","sentiment_score":-0.023287851363420486}],"sentiment":"neutral","sentiment_score":0.0017565565982035228,"num_words":7,"start":1740.12,"end":1764.8099},{"sentences":[{"text":"Nothing.","start":1765.0299,"end":1765.5299,"sentiment":"neutral","sentiment_score":-0.017543986439704895},{"text":"Which is one it's been yep.","start":1765.6699,"end":1768.25,"sentiment":"neutral","sentiment_score":0.06773215097685654},{"text":"Yep.","start":1769.35,"end":1769.595,"sentiment":"neutral","sentiment_score":0.20341360569000244},{"text":"Yep.","start":1788.44,"end":1788.94,"sentiment":"neutral","sentiment_score":0.06322773545980453},{"text":"Yep.","start":1792.28,"end":1792.36,"sentiment":"neutral","sentiment_score":0.03987757116556168}],"sentiment":"neutral","sentiment_score":0.06953678317368031,"num_words":10,"start":1765.0299,"end":1792.36},{"sentences":[{"text":"Yep.","start":1792.36,"end":1792.86,"sentiment":"neutral","sentiment_score":0.03395377844572067},{"text":"Yep.","start":1808.855,"end":1809.12,"sentiment":"neutral","sentiment_score":0.0513651967048645},{"text":"Okay.","start":1816.5599,"end":1817.0599,"sentiment":"neutral","sentiment_score":0.2039890289306641},{"text":"Yes.","start":1845.53,"end":1846.03,"sentiment":"neutral","sentiment_score":0.05827523395419121},{"text":"I don't yeah.","start":1854.615,"end":1857.0349,"sentiment":"neutral","sentiment_score":-0.08590958267450333}],"sentiment":"neutral","sentiment_score":0.012836355715990067,"num_words":7,"start":1792.36,"end":1857.0349},{"sentences":[{"text":"I don't think I yeah.","start":1858.215,"end":1859.895,"sentiment":"neutral","sentiment_score":-0.12103579416871071},{"text":"I don't I don't think I the fucked up thing is is, like, I had it with QSuper, and I had no idea that, like like, if you didn't add to it in a certain amount of use that it takes away your in your CPD insurance.","start":1859.895,"end":1873.39,"sentiment":"neutral","sentiment_score":-0.2360556720102087},{"text":"And so I it got taken away.","start":1874.97,"end":1877.93,"sentiment":"negative","sentiment_score":-0.3870380435671125},{"text":"And in that time, I'd actually worked for an employer that didn't that just ever added to my super, which is not even legal.","start":1877.93,"end":1885.785,"sentiment":"neutral","sentiment_score":-0.18890417429308096},{"text":"So had they have added in that yeah.","start":1885.785,"end":1888.745,"sentiment":"neutral","sentiment_score":-0.0822700778953731}],"sentiment":"neutral","sentiment_score":-0.21539475457681403,"num_words":91,"start":1858.215,"end":1888.745},{"sentences":[{"text":"It's actually it's really a matter for me to take to a lawyer, really.","start":1888.745,"end":1893.15,"sentiment":"neutral","sentiment_score":-0.21886617051703589},{"text":"But I don't I know.","start":1893.45,"end":1894.49,"sentiment":"neutral","sentiment_score":-0.17193625569343568},{"text":"It's terrible.","start":1894.49,"end":1895.23,"sentiment":"negative","sentiment_score":-0.5759213864803314},{"text":"And then I was bad advised by a financial adviser who's actually my friend.","start":1895.29,"end":1900.43,"sentiment":"neutral","sentiment_score":-0.3060539375458445},{"text":"And and then now I've got I've I've I've been involved in quite a few, like, yeah.","start":1901.05,"end":1907.6849,"sentiment":"neutral","sentiment_score":-0.1515420499969931}],"sentiment":"neutral","sentiment_score":-0.22955039258186632,"num_words":52,"start":1888.745,"end":1907.6849},{"sentences":[{"text":"I think with cute maybe.","start":1907.6849,"end":1909.045,"sentiment":"neutral","sentiment_score":-0.14035387635231017},{"text":"I don't I'm not sure, but I've I've there's some class action that I'm involved in that that yeah.","start":1909.045,"end":1915.525,"sentiment":"neutral","sentiment_score":-0.257400875028811},{"text":"They've fucked up somewhere and and yeah.","start":1915.525,"end":1918.245,"sentiment":"neutral","sentiment_score":-0.29420707694121767},{"text":"But I know.","start":1918.245,"end":1918.885,"sentiment":"neutral","sentiment_score":-0.141022190451622},{"text":"So I and because of yeah.","start":1918.885,"end":1923.52,"sentiment":"neutral","sentiment_score":-0.10863795566062133}],"sentiment":"neutral","sentiment_score":-0.21816824628040193,"num_words":40,"start":1907.6849,"end":1923.52},{"sentences":[{"text":"Yeah.","start":1923.52,"end":1923.92,"sentiment":"neutral","sentiment_score":-0.06719859689474106},{"text":"Right.","start":1923.92,"end":1924.24,"sentiment":"neutral","sentiment_score":-0.07596190273761749},{"text":"So but yeah.","start":1924.24,"end":1926.16,"sentiment":"neutral","sentiment_score":-0.09539323796828587},{"text":"I wish I and because I was in addiction at the you know, like, I I just I didn't keep on top of all this this stuff.","start":1926.16,"end":1932.88,"sentiment":"neutral","sentiment_score":-0.2869726132463526},{"text":"And I mean, it's devastating now because I do have a permanent disability.","start":1932.88,"end":1938.905,"sentiment":"negative","sentiment_score":-0.6044760713210473}],"sentiment":"negative","sentiment_score":-0.35635088218583,"num_words":45,"start":1923.52,"end":1938.905},{"sentences":[{"text":"I've got no no pain.","start":1939.445,"end":1942.245,"sentiment":"negative","sentiment_score":-0.6560946345329285},{"text":"Nothing.","start":1942.245,"end":1942.725,"sentiment":"negative","sentiment_score":-0.555510401725769},{"text":"You know?","start":1942.725,"end":1943.045,"sentiment":"negative","sentiment_score":-0.44299817085266113},{"text":"And I'm really scared.","start":1943.045,"end":1944.245,"sentiment":"negative","sentiment_score":-0.6645990759134293},{"text":"Like, if my mom's father's away, she's, like, in her late seventies.","start":1944.245,"end":1948.98,"sentiment":"negative","sentiment_score":-0.3614565009872119}],"sentiment":"negative","sentiment_score":-0.4882439263164997,"num_words":24,"start":1939.445,"end":1948.98},{"sentences":[{"text":"And, I mean, she's pretty healthy, but if something happens to her, I live with her, I'm I'm screwed.","start":1949.6799,"end":1955.22,"sentiment":"negative","sentiment_score":-0.47983906378871516},{"text":"Like, I don't know what I will do.","start":1955.28,"end":1956.88,"sentiment":"negative","sentiment_score":-0.6598493158817291},{"text":"I don't have any other family at all.","start":1956.88,"end":1959.375,"sentiment":"negative","sentiment_score":-0.38254670053720474},{"text":"You know?","start":1960.655,"end":1961.295,"sentiment":"neutral","sentiment_score":-0.10942086949944496},{"text":"Yeah.","start":1961.295,"end":1961.795,"sentiment":"neutral","sentiment_score":-0.09088224172592164}],"sentiment":"negative","sentiment_score":-0.467521955896365,"num_words":38,"start":1949.6799,"end":1961.795},{"sentences":[{"text":"And, you know, like, obviously, I'll get there's three of us kids.","start":1961.855,"end":1966.835,"sentiment":"neutral","sentiment_score":-0.15197022755940756},{"text":"I've worked a brother and sister.","start":1967.855,"end":1969.295,"sentiment":"neutral","sentiment_score":-0.12447838485240936},{"text":"So when, you know, she dies and her house gets sold, I'll get a third of that.","start":1969.295,"end":1975.24,"sentiment":"neutral","sentiment_score":-0.27161791175603867},{"text":"Thank god.","start":1975.24,"end":1975.88,"sentiment":"neutral","sentiment_score":-0.21980135142803192},{"text":"Because I'm really worried.","start":1975.88,"end":1977.1,"sentiment":"negative","sentiment_score":-0.44723010063171387}],"sentiment":"neutral","sentiment_score":-0.22967172305031522,"num_words":41,"start":1961.855,"end":1977.1},{"sentences":[{"text":"Like, I'm not gonna have any sooner.","start":1977.24,"end":1979.3201,"sentiment":"negative","sentiment_score":-0.499660210950034},{"text":"I'm gonna yeah.","start":1979.3201,"end":1980.68,"sentiment":"neutral","sentiment_score":-0.24715388814608255},{"text":"You know, I don't know what I'm gonna what I'm gonna do for money, but because you cannot live off the disability pension.","start":1980.68,"end":1987.74,"sentiment":"neutral","sentiment_score":-0.21261519290830777},{"text":"So and I just had not been able to get myself good to get back to working.","start":1987.88,"end":1994.825,"sentiment":"neutral","sentiment_score":-0.055449070956777126},{"text":"But anyway yeah.","start":1994.825,"end":1996.125,"sentiment":"neutral","sentiment_score":0.013613905757665634}],"sentiment":"neutral","sentiment_score":-0.1892646239051279,"num_words":53,"start":1977.24,"end":1996.125},{"sentences":[{"text":"Well, just take one day at a time and and not not freak out.","start":1996.985,"end":2001.065,"sentiment":"neutral","sentiment_score":-0.04960878725562777},{"text":"You know, look too far ahead at stuff.","start":2001.065,"end":2002.98,"sentiment":"neutral","sentiment_score":-0.021424661856144667},{"text":"So I think we're I'm making some good good decisions.","start":2003.0599,"end":2006.12,"sentiment":"neutral","sentiment_score":0.3300619900226593},{"text":"These things are even gonna help that I'm just now working.","start":2006.1799,"end":2008.84,"sentiment":"neutral","sentiment_score":0.1657909954136068},{"text":"Yeah.","start":2009.0599,"end":2009.5599,"sentiment":"neutral","sentiment_score":-0.02797805890440941}],"sentiment":"neutral","sentiment_score":0.09614596532827074,"num_words":44,"start":1996.985,"end":2009.5599},{"sentences":[{"text":"Not worth it.","start":2035.0801,"end":2036.14,"sentiment":"negative","sentiment_score":-0.5911251505215963},{"text":"Not worth it.","start":2036.76,"end":2037.8201,"sentiment":"negative","sentiment_score":-0.42985676725705463},{"text":"Not No.","start":2042.84,"end":2044.285,"sentiment":"negative","sentiment_score":-0.49219827353954315},{"text":"Yes.","start":2054.9849,"end":2055.24,"sentiment":"neutral","sentiment_score":-0.0066750869154930115},{"text":"Yeah.","start":2072.855,"end":2073.1748,"sentiment":"neutral","sentiment_score":0.054522596299648285}],"sentiment":"negative","sentiment_score":-0.39994947910308837,"num_words":10,"start":2035.0801,"end":2073.1748},{"sentences":[{"text":"Yeah.","start":2073.1748,"end":2073.6748,"sentiment":"neutral","sentiment_score":0.058243412524461746},{"text":"Yeah.","start":2073.8948,"end":2074.3948,"sentiment":"neutral","sentiment_score":0.05887944996356964},{"text":"Yeah.","start":2077.815,"end":2078.315,"sentiment":"neutral","sentiment_score":0.0434684082865715},{"text":"Yeah.","start":2079.93,"end":2080.43,"sentiment":"neutral","sentiment_score":0.0017806719988584518},{"text":"That's right.","start":2083.45,"end":2084.27,"sentiment":"neutral","sentiment_score":0.10588983446359634}],"sentiment":"neutral","sentiment_score":0.062358601950109005,"num_words":6,"start":2073.1748,"end":2084.27},{"sentences":[{"text":"Yes.","start":2100.665,"end":2101.165,"sentiment":"neutral","sentiment_score":0.3103996515274048},{"text":"Yes.","start":2108.66,"end":2109.16,"sentiment":"neutral","sentiment_score":0.2726646661758423},{"text":"Yep.","start":2112.2598,"end":2112.7598,"sentiment":"neutral","sentiment_score":0.04933616518974304},{"text":"Okay.","start":2123.2148,"end":2123.7148,"sentiment":"neutral","sentiment_score":-0.03207065537571907},{"text":"Yep.","start":2134.9749,"end":2135.4749,"sentiment":"neutral","sentiment_score":0.1415172517299652}],"sentiment":"neutral","sentiment_score":0.14836941584944724,"num_words":5,"start":2100.665,"end":2135.4749},{"sentences":[{"text":"Okay.","start":2137.055,"end":2137.535,"sentiment":"neutral","sentiment_score":0.12240839004516602},{"text":"Yep.","start":2137.535,"end":2138.035,"sentiment":"neutral","sentiment_score":0.12032182514667512},{"text":"Yep.","start":2145.76,"end":2146.26,"sentiment":"neutral","sentiment_score":0.2727583050727844},{"text":"Yes.","start":2148.24,"end":2148.74,"sentiment":"neutral","sentiment_score":0.04619278386235237},{"text":"Okay.","start":2154.475,"end":2154.875,"sentiment":"neutral","sentiment_score":0.22978341579437256}],"sentiment":"neutral","sentiment_score":0.1582929439842701,"num_words":5,"start":2137.055,"end":2154.875},{"sentences":[{"text":"Cool.","start":2154.875,"end":2155.375,"sentiment":"positive","sentiment_score":0.5284765362739563},{"text":"Sounds good.","start":2155.435,"end":2156.0752,"sentiment":"positive","sentiment_score":0.6463223695755005},{"text":"You sound really nice.","start":2156.0752,"end":2157.455,"sentiment":"positive","sentiment_score":0.696085587143898},{"text":"Oh, thank you.","start":2173.49,"end":2174.9302,"sentiment":"neutral","sentiment_score":0.0892790121336778},{"text":"Because I yeah.","start":2174.9302,"end":2175.81,"sentiment":"neutral","sentiment_score":-0.004226736724376679}],"sentiment":"positive","sentiment_score":0.3738938807868041,"num_words":13,"start":2154.875,"end":2175.81},{"sentences":[{"text":"I used to be a registered nurse, and I could never have thought that life would have turned out the way it has.","start":2175.81,"end":2183.785,"sentiment":"neutral","sentiment_score":-0.07362780485140241},{"text":"But but, yeah, I'll get there.","start":2184.325,"end":2187.925,"sentiment":"neutral","sentiment_score":-0.12141617635885875},{"text":"And at least I've got my I've got my mom.","start":2187.925,"end":2189.845,"sentiment":"neutral","sentiment_score":-0.11827660575509072},{"text":"You know, some people are homeless out there.","start":2189.845,"end":2192.165,"sentiment":"neutral","sentiment_score":-0.13525570463389158},{"text":"So, you know, it could be a lot worse.","start":2192.165,"end":2195.25,"sentiment":"neutral","sentiment_score":-0.09589154769976933}],"sentiment":"neutral","sentiment_score":-0.09910307488670307,"num_words":56,"start":2175.81,"end":2195.25},{"sentences":[{"text":"Yes.","start":2196.29,"end":2196.79,"sentiment":"neutral","sentiment_score":0.013290781527757645},{"text":"Yeah.","start":2197.73,"end":2198.23,"sentiment":"neutral","sentiment_score":0.04124564677476883},{"text":"Oh, thanks, Donna.","start":2200.53,"end":2201.67,"sentiment":"neutral","sentiment_score":0.12490008274714152},{"text":"Yes.","start":2218.625,"end":2219.125,"sentiment":"neutral","sentiment_score":0.01583242416381836},{"text":"Oh, and she won't be.","start":2242.1748,"end":2243.615,"sentiment":"neutral","sentiment_score":-0.09585084915161132}],"sentiment":"neutral","sentiment_score":-0.0031077404591170225,"num_words":11,"start":2196.29,"end":2243.615},{"sentences":[{"text":"No.","start":2243.615,"end":2244.115,"sentiment":"neutral","sentiment_score":-0.1296570599079132},{"text":"Yeah.","start":2244.575,"end":2245.075,"sentiment":"neutral","sentiment_score":-0.0730644166469574},{"text":"Oh, fuck.","start":2260.995,"end":2261.975,"sentiment":"negative","sentiment_score":-0.4368332773447037},{"text":"Yeah.","start":2274.435,"end":2274.5151,"sentiment":"neutral","sentiment_score":-0.024197526276111603},{"text":"No.","start":2274.5151,"end":2274.8352,"sentiment":"neutral","sentiment_score":-0.13100148737430573}],"sentiment":"neutral","sentiment_score":-0.2052645074824492,"num_words":6,"start":2243.615,"end":2274.8352},{"sentences":[{"text":"I haven't.","start":2274.8352,"end":2275.415,"sentiment":"neutral","sentiment_score":-0.11432138830423355},{"text":"Yep.","start":2292.825,"end":2293.325,"sentiment":"neutral","sentiment_score":0.03475555405020714},{"text":"Yeah.","start":2302.68,"end":2302.92,"sentiment":"neutral","sentiment_score":0.0018563997000455856},{"text":"Right.","start":2302.92,"end":2303.42,"sentiment":"neutral","sentiment_score":-0.011260267347097397},{"text":"Okay.","start":2304.76,"end":2305.26,"sentiment":"neutral","sentiment_score":0.004626544192433357}],"sentiment":"neutral","sentiment_score":-0.03311075766881307,"num_words":6,"start":2274.8352,"end":2305.26},{"sentences":[{"text":"Yep.","start":2308.84,"end":2309.34,"sentiment":"neutral","sentiment_score":0.006271271966397762},{"text":"Yep.","start":2324.685,"end":2325.185,"sentiment":"neutral","sentiment_score":0.06249627470970154},{"text":"Yep.","start":2343.095,"end":2343.575,"sentiment":"neutral","sentiment_score":0.1071639358997345},{"text":"That makes sense.","start":2343.575,"end":2344.535,"sentiment":"neutral","sentiment_score":0.15052680174509683},{"text":"Yep.","start":2344.535,"end":2344.855,"sentiment":"neutral","sentiment_score":0.1078338623046875}],"sentiment":"neutral","sentiment_score":0.1050493928736874,"num_words":7,"start":2308.84,"end":2344.855},{"sentences":[{"text":"Okay.","start":2344.855,"end":2345.355,"sentiment":"neutral","sentiment_score":0.1928950697183609},{"text":"You're good.","start":2347.255,"end":2348.4749,"sentiment":"positive","sentiment_score":0.49657517671585083},{"text":"This is good that good that you picked up on this.","start":2348.6948,"end":2352.635,"sentiment":"positive","sentiment_score":0.5752125788818706},{"text":"Yep.","start":2369.82,"end":2370.32,"sentiment":"neutral","sentiment_score":-0.2557874917984009},{"text":"Yep.","start":2370.7002,"end":2371.2002,"sentiment":"neutral","sentiment_score":-0.0985277146100998}],"sentiment":"positive","sentiment_score":0.44744178652763367,"num_words":16,"start":2344.855,"end":2371.2002},{"sentences":[{"text":"Yep.","start":2375.385,"end":2375.885,"sentiment":"neutral","sentiment_score":-0.2499377578496933},{"text":"Keep the quote.","start":2377.305,"end":2378.105,"sentiment":"neutral","sentiment_score":-0.07137356201807658},{"text":"Yep.","start":2378.105,"end":2378.605,"sentiment":"neutral","sentiment_score":0.016869354993104935},{"text":"Yeah.","start":2385.065,"end":2385.565,"sentiment":"neutral","sentiment_score":0.06054728478193283},{"text":"Yeah.","start":2385.7898,"end":2386.2898,"sentiment":"neutral","sentiment_score":0.02490209974348545}],"sentiment":"neutral","sentiment_score":-0.051677100626485686,"num_words":7,"start":2375.385,"end":2386.2898},{"sentences":[{"text":"Yep.","start":2391.7898,"end":2392.2898,"sentiment":"neutral","sentiment_score":0.029548851773142815},{"text":"Yep.","start":2394.5098,"end":2395.0098,"sentiment":"neutral","sentiment_score":0.04276240989565849},{"text":"Yep.","start":2413.085,"end":2413.585,"sentiment":"neutral","sentiment_score":0.18084309995174408},{"text":"Okay.","start":2427.8801,"end":2428.3801,"sentiment":"neutral","sentiment_score":0.15906238555908203},{"text":"Yep.","start":2428.44,"end":2428.94,"sentiment":"neutral","sentiment_score":0.0992768257856369}],"sentiment":"neutral","sentiment_score":0.10229871459305287,"num_words":5,"start":2391.7898,"end":2428.94},{"sentences":[{"text":"Yep.","start":2435.2551,"end":2435.7551,"sentiment":"neutral","sentiment_score":0.11899654567241667},{"text":"Okay.","start":2440.2952,"end":2440.7952,"sentiment":"neutral","sentiment_score":0.13776904344558716},{"text":"Okay.","start":2444.135,"end":2444.635,"sentiment":"neutral","sentiment_score":0.14385616779327393},{"text":"Yeah.","start":2446.1802,"end":2446.6802,"sentiment":"neutral","sentiment_score":0.0965375080704689},{"text":"Probably yeah.","start":2448.02,"end":2449.96,"sentiment":"neutral","sentiment_score":0.041891073808074}],"sentiment":"neutral","sentiment_score":0.09682356876631577,"num_words":6,"start":2435.2551,"end":2449.96},{"sentences":[{"text":"Yeah.","start":2451.78,"end":2452.1,"sentiment":"neutral","sentiment_score":0.03113512508571148},{"text":"That'd that'd be good.","start":2452.1,"end":2453.3,"sentiment":"neutral","sentiment_score":0.04292189422994852},{"text":"I don't think I should do it myself.","start":2453.3,"end":2455.1602,"sentiment":"negative","sentiment_score":-0.5343924835324287},{"text":"It would it caused me too much.","start":2455.7,"end":2457.24,"sentiment":"negative","sentiment_score":-0.604397177696228},{"text":"Heartache.","start":2459.085,"end":2459.585,"sentiment":"negative","sentiment_score":-0.5396039485931396}],"sentiment":"negative","sentiment_score":-0.4210810170819362,"num_words":21,"start":2451.78,"end":2459.585},{"sentences":[{"text":"But, yep, I'm happy to spend a couple of $100.","start":2460.445,"end":2463.405,"sentiment":"neutral","sentiment_score":0.32150918841362},{"text":"That's fine.","start":2463.405,"end":2464.2249,"sentiment":"neutral","sentiment_score":0.2758895009756088},{"text":"Okay.","start":2497.015,"end":2497.515,"sentiment":"neutral","sentiment_score":0.17492471635341644},{"text":"Yep.","start":2500.99,"end":2501.49,"sentiment":"neutral","sentiment_score":0.24759173393249512},{"text":"Yeah.","start":2515.625,"end":2515.945,"sentiment":"neutral","sentiment_score":0.07398651540279388}],"sentiment":"neutral","sentiment_score":0.28422492345174155,"num_words":15,"start":2460.445,"end":2515.945},{"sentences":[{"text":"Let's we could we could just do it once if you like and make life easier.","start":2515.945,"end":2520.205,"sentiment":"neutral","sentiment_score":0.16483450215309858},{"text":"Yeah.","start":2520.425,"end":2520.925,"sentiment":"neutral","sentiment_score":0.12200470268726347},{"text":"Yep.","start":2525.73,"end":2526.23,"sentiment":"neutral","sentiment_score":0.08721387386322021},{"text":"Yep.","start":2527.17,"end":2527.67,"sentiment":"neutral","sentiment_score":0.05334339663386345},{"text":"Yep.","start":2534.69,"end":2535.09,"sentiment":"neutral","sentiment_score":0.025828620418906212}],"sentiment":"neutral","sentiment_score":0.14628713140264155,"num_words":20,"start":2515.945,"end":2535.09},{"sentences":[{"text":"Okay.","start":2535.09,"end":2535.59,"sentiment":"neutral","sentiment_score":0.033943891525268555},{"text":"Yep.","start":2537.49,"end":2537.99,"sentiment":"neutral","sentiment_score":0.1157686933875084},{"text":"Okay.","start":2540.29,"end":2540.79,"sentiment":"neutral","sentiment_score":0.13108158111572266},{"text":"Sweet.","start":2541.465,"end":2541.7852,"sentiment":"neutral","sentiment_score":0.2949763536453247},{"text":"That sounds good.","start":2541.7852,"end":2546.2852,"sentiment":"positive","sentiment_score":0.45119357109069824}],"sentiment":"neutral","sentiment_score":0.2756216047065599,"num_words":7,"start":2535.09,"end":2546.2852},{"sentences":[{"text":"I don't think so.","start":2553.945,"end":2555.0652,"sentiment":"neutral","sentiment_score":-0.05414225533604622},{"text":"I think, yeah, you've you've answered you've helped a lot, actually, and this is really good timing, I think.","start":2555.0652,"end":2560.84,"sentiment":"neutral","sentiment_score":0.28187267933236926},{"text":"I think, you know, this move and, you know, clearing out old, you know, stuff and junk, and it's sort of getting rid of a lot of the past.","start":2560.84,"end":2569.155,"sentiment":"neutral","sentiment_score":0.11082080302053485},{"text":"So I think this is gonna be really good for me.","start":2569.155,"end":2571.655,"sentiment":"positive","sentiment_score":0.3575580350377343},{"text":"Just this move yeah.","start":2572.7551,"end":2573.795,"sentiment":"neutral","sentiment_score":0.13436447456479073}],"sentiment":"neutral","sentiment_score":0.19139420085433703,"num_words":67,"start":2553.945,"end":2573.795},{"sentences":[{"text":"And and then look and I'm hoping that I will be able to work at even if it's a day or two a week doing something once, you know, we get settled sort of down there and whatever.","start":2573.795,"end":2585.71,"sentiment":"neutral","sentiment_score":0.133286206639911},{"text":"So that then at least I can add to my my super and still keep the DSP.","start":2587.69,"end":2594.99,"sentiment":"neutral","sentiment_score":0.1258823599885492},{"text":"You know?","start":2595.21,"end":2595.765,"sentiment":"neutral","sentiment_score":0.015221409033983946},{"text":"Yeah.","start":2597.6848,"end":2598.085,"sentiment":"neutral","sentiment_score":-0.0054512545466423035},{"text":"Because I don't think I'll just yeah.","start":2598.085,"end":2603.525,"sentiment":"neutral","sentiment_score":-0.0802626024399485}],"sentiment":"neutral","sentiment_score":0.10258506643944061,"num_words":65,"start":2573.795,"end":2603.525},{"sentences":[{"text":"What were you gonna say?","start":2603.525,"end":2604.7449,"sentiment":"neutral","sentiment_score":0.01766187958419323},{"text":"Oh, okay.","start":2607.6848,"end":2608.345,"sentiment":"neutral","sentiment_score":0.0961468406021595},{"text":"Okay.","start":2613.59,"end":2614.09,"sentiment":"neutral","sentiment_score":0.11768053472042084},{"text":"Oh, thank you.","start":2616.55,"end":2617.53,"sentiment":"positive","sentiment_score":0.5887948075930277},{"text":"Yep.","start":2624.485,"end":2624.985,"sentiment":"neutral","sentiment_score":0.16052260994911194}],"sentiment":"neutral","sentiment_score":0.19376588721449176,"num_words":12,"start":2603.525,"end":2624.985},{"sentences":[{"text":"Yes.","start":2637.54,"end":2638.04,"sentiment":"neutral","sentiment_score":0.1267520785331726},{"text":"Yes.","start":2640.02,"end":2640.52,"sentiment":"neutral","sentiment_score":0.1855875700712204},{"text":"Okay.","start":2650.515,"end":2651.015,"sentiment":"neutral","sentiment_score":0.2286317348480225},{"text":"Thanks, Dana.","start":2654.9949,"end":2656.055,"sentiment":"positive","sentiment_score":0.5562788844108582},{"text":"Thank you.","start":2656.115,"end":2656.6748,"sentiment":"positive","sentiment_score":0.7106693387031555}],"sentiment":"positive","sentiment_score":0.4392668328114918,"num_words":7,"start":2637.54,"end":2656.6748},{"sentences":[{"text":"You're a godsend.","start":2656.6748,"end":2657.4949,"sentiment":"positive","sentiment_score":0.7287759780883789},{"text":"Yep.","start":2671.73,"end":2672.13,"sentiment":"neutral","sentiment_score":0.09388290345668791},{"text":"Yep.","start":2672.13,"end":2672.63,"sentiment":"neutral","sentiment_score":0.14201301336288452},{"text":"Yep.","start":2683.7551,"end":2684.2551,"sentiment":"neutral","sentiment_score":0.21237432956695557},{"text":"Yep.","start":2756.7651,"end":2757.085,"sentiment":"neutral","sentiment_score":0.08476683497428894}],"sentiment":"positive","sentiment_score":0.3884807165179934,"num_words":7,"start":2656.6748,"end":2757.085},{"sentences":[{"text":"No.","start":2757.085,"end":2757.405,"sentiment":"neutral","sentiment_score":-0.002339649945497513},{"text":"That's that's all fine.","start":2757.405,"end":2759.0251,"sentiment":"neutral","sentiment_score":0.1827719621360302},{"text":"Yep.","start":2759.085,"end":2759.585,"sentiment":"positive","sentiment_score":0.3664143681526184},{"text":"That's good.","start":2760.125,"end":2760.865,"sentiment":"positive","sentiment_score":0.5864021182060242},{"text":"I yep.","start":2761.0051,"end":2762.385,"sentiment":"neutral","sentiment_score":0.23184487968683243}],"sentiment":"neutral","sentiment_score":0.2731656562536955,"num_words":10,"start":2757.085,"end":2762.385},{"sentences":[{"text":"Yep.","start":2819.45,"end":2819.95,"sentiment":"neutral","sentiment_score":0.03855754807591438},{"text":"Yep.","start":2829.065,"end":2829.565,"sentiment":"neutral","sentiment_score":0.20959779620170593},{"text":"Okay.","start":2855.875,"end":2856.375,"sentiment":"neutral","sentiment_score":0.2180178463459015},{"text":"Okay.","start":2857.075,"end":2857.555,"sentiment":"neutral","sentiment_score":0.3315419554710388},{"text":"Cool.","start":2857.555,"end":2858.055,"sentiment":"positive","sentiment_score":0.5459316968917847}],"sentiment":"neutral","sentiment_score":0.26872936859726904,"num_words":5,"start":2819.45,"end":2858.055},{"sentences":[{"text":"Yep.","start":2863.795,"end":2864.01,"sentiment":"positive","sentiment_score":0.3493041396141052},{"text":"Yep.","start":2865.53,"end":2866.03,"sentiment":"neutral","sentiment_score":0.19613038003444672},{"text":"Sure.","start":2874.89,"end":2875.39,"sentiment":"neutral","sentiment_score":0.07758256793022156},{"text":"No.","start":2886.7349,"end":2886.9749,"sentiment":"neutral","sentiment_score":-0.0721328854560852},{"text":"That that's all good.","start":2886.9749,"end":2888.015,"sentiment":"neutral","sentiment_score":0.10667475685477257}],"sentiment":"neutral","sentiment_score":0.12219790369272232,"num_words":8,"start":2863.795,"end":2888.015},{"sentences":[{"text":"Awesome.","start":2888.015,"end":2888.4949,"sentiment":"positive","sentiment_score":0.5992437601089478},{"text":"Thank you.","start":2888.4949,"end":2889.2349,"sentiment":"positive","sentiment_score":0.5381728708744049},{"text":"Yes.","start":2890.7349,"end":2891.2349,"sentiment":"neutral","sentiment_score":0.3053935468196869},{"text":"Yeah.","start":2898.62,"end":2899.12,"sentiment":"neutral","sentiment_score":0.14029568433761597},{"text":"Yeah.","start":2900.62,"end":2901.12,"sentiment":"neutral","sentiment_score":0.1299653798341751}],"sentiment":"positive","sentiment_score":0.3752073521415393,"num_words":6,"start":2888.015,"end":2901.12},{"sentences":[{"text":"Yeah.","start":2905.26,"end":2905.58,"sentiment":"neutral","sentiment_score":0.126766636967659},{"text":"Yeah.","start":2905.58,"end":2905.82,"sentiment":"neutral","sentiment_score":0.17937612533569336},{"text":"That's excellent.","start":2905.82,"end":2906.8,"sentiment":"positive","sentiment_score":0.44070403277873993},{"text":"That's good.","start":2907.02,"end":2921.7349,"sentiment":"neutral","sentiment_score":0.26475751399993896},{"text":"Yep.","start":2921.795,"end":2922.1948,"sentiment":"neutral","sentiment_score":0.1828501671552658}],"sentiment":"neutral","sentiment_score":0.271416574716568,"num_words":7,"start":2905.26,"end":2922.1948},{"sentences":[{"text":"That's that's sounds good to me.","start":2922.1948,"end":2924.22,"sentiment":"positive","sentiment_score":0.3511018455028534},{"text":"Yep.","start":2924.22,"end":2924.72,"sentiment":"neutral","sentiment_score":0.1382838934659958},{"text":"Sorry?","start":2933.02,"end":2933.52,"sentiment":"neutral","sentiment_score":0.06728354096412659},{"text":"Cool.","start":2938.515,"end":2939.015,"sentiment":"neutral","sentiment_score":0.094333216547966},{"text":"Yeah.","start":2962.8499,"end":2963.0898,"sentiment":"neutral","sentiment_score":0.2249264121055603}],"sentiment":"neutral","sentiment_score":0.2631438136100769,"num_words":10,"start":2922.1948,"end":2963.0898},{"sentences":[{"text":"That sounds good.","start":2963.0898,"end":2964.15,"sentiment":"positive","sentiment_score":0.45216787854830426},{"text":"No.","start":2977.335,"end":2977.655,"sentiment":"neutral","sentiment_score":-0.13550332188606262},{"text":"I don't think so.","start":2977.655,"end":2978.875,"sentiment":"neutral","sentiment_score":-0.13953598216176033},{"text":"If I if I think of anything, I'll I'll definitely, yeah, I'll definitely contact you.","start":2979.1702,"end":2985.03,"sentiment":"neutral","sentiment_score":0.08794341757893562},{"text":"Yep.","start":2998.225,"end":2998.725,"sentiment":"neutral","sentiment_score":0.1524428278207779}],"sentiment":"neutral","sentiment_score":0.08893543652569254,"num_words":24,"start":2963.0898,"end":2998.725},{"sentences":[{"text":"Yes.","start":3017.7998,"end":3018.165,"sentiment":"neutral","sentiment_score":0.11843150109052658},{"text":"Mhmm.","start":3027.605,"end":3028.0051,"sentiment":"neutral","sentiment_score":0.00990786962211132},{"text":"Yep.","start":3028.0051,"end":3028.5051,"sentiment":"neutral","sentiment_score":0.021716630086302757},{"text":"Yeah.","start":3032.885,"end":3033.385,"sentiment":"neutral","sentiment_score":0.011013392359018326},{"text":"Okay.","start":3048.835,"end":3049.335,"sentiment":"neutral","sentiment_score":0.180007666349411}],"sentiment":"neutral","sentiment_score":0.068215411901474,"num_words":5,"start":3017.7998,"end":3049.335},{"sentences":[{"text":"Cool.","start":3049.5552,"end":3049.955,"sentiment":"positive","sentiment_score":0.4441068172454834},{"text":"That sounds good.","start":3049.955,"end":3050.995,"sentiment":"positive","sentiment_score":0.5981857577959696},{"text":"You're awesome.","start":3050.995,"end":3051.735,"sentiment":"positive","sentiment_score":0.7083590030670166},{"text":"I've done it.","start":3072.95,"end":3073.75,"sentiment":"neutral","sentiment_score":0.218856210509936},{"text":"I did it whilst you were just chatting to me, so it should be it should be done.","start":3073.75,"end":3079.435,"sentiment":"neutral","sentiment_score":0.20182265837987265}],"sentiment":"neutral","sentiment_score":0.29425031774573857,"num_words":27,"start":3049.5552,"end":3079.435},{"sentences":[{"text":"Wait.","start":3084.695,"end":3085.195,"sentiment":"positive","sentiment_score":0.46773290634155273},{"text":"Yeah.","start":3095.06,"end":3095.56,"sentiment":"neutral","sentiment_score":0.22922813892364505},{"text":"Oh, thank you.","start":3095.7,"end":3096.42,"sentiment":"positive","sentiment_score":0.36425962050755817},{"text":"Yeah.","start":3096.42,"end":3096.66,"sentiment":"neutral","sentiment_score":0.2700004577636719},{"text":"It's a little bit exciting.","start":3096.66,"end":3097.96,"sentiment":"neutral","sentiment_score":0.32198371887207033}],"sentiment":"positive","sentiment_score":0.3336053599010814,"num_words":11,"start":3084.695,"end":3097.96},{"sentences":[{"text":"So yeah.","start":3098.26,"end":3100.18,"sentiment":"neutral","sentiment_score":0.058783819898962975},{"text":"Where where do you where are you from?","start":3100.18,"end":3101.94,"sentiment":"neutral","sentiment_score":0.011150332516990602},{"text":"Are you where are you you're not on the Gold Coast, are you?","start":3101.94,"end":3106.0852,"sentiment":"neutral","sentiment_score":0.01536584530885403},{"text":"Oh, you are.","start":3107.425,"end":3108.405,"sentiment":"neutral","sentiment_score":0.01708617154508829},{"text":"South Beach.","start":3108.865,"end":3109.925,"sentiment":"neutral","sentiment_score":0.020568215288221836}],"sentiment":"neutral","sentiment_score":0.017818615505737916,"num_words":28,"start":3098.26,"end":3109.925},{"sentences":[{"text":"Okay.","start":3111.0251,"end":3111.5251,"sentiment":"neutral","sentiment_score":0.12695282697677612},{"text":"We're oh, beautiful.","start":3111.5852,"end":3112.645,"sentiment":"positive","sentiment_score":0.40609821677207947},{"text":"I love Northern New South Wales.","start":3112.7852,"end":3114.145,"sentiment":"positive","sentiment_score":0.4767113874355952},{"text":"I love love to move down there.","start":3114.145,"end":3115.665,"sentiment":"positive","sentiment_score":0.5334491942610059},{"text":"But, yeah, but, actually, we've been looking at places in in Southport.","start":3115.665,"end":3119.5898,"sentiment":"neutral","sentiment_score":0.09254274424165487}],"sentiment":"neutral","sentiment_score":0.3120749342287409,"num_words":29,"start":3111.0251,"end":3119.5898},{"sentences":[{"text":"So Southport or, like, there or or we actually found one last night in bigger waters.","start":3119.97,"end":3127.5098,"sentiment":"neutral","sentiment_score":0.06764686480164528},{"text":"Like, it's it's, like, not on the it's, you know, like, the block that's on the beach on Marine Parade there, but it's, like, in a heart a little mini high rise just behind.","start":3127.65,"end":3139.535,"sentiment":"neutral","sentiment_score":0.06343187391757965},{"text":"So it's in that block on the beach.","start":3139.535,"end":3141.215,"sentiment":"neutral","sentiment_score":0.060072326101362705},{"text":"But yeah.","start":3141.215,"end":3141.955,"sentiment":"neutral","sentiment_score":0.09127449244260788},{"text":"And yeah.","start":3143.04,"end":3144.24,"sentiment":"neutral","sentiment_score":0.13881443440914154}],"sentiment":"neutral","sentiment_score":0.06741596794416828,"num_words":62,"start":3119.97,"end":3144.24},{"sentences":[{"text":"And and it's a good price.","start":3144.24,"end":3145.9202,"sentiment":"neutral","sentiment_score":0.275817242761453},{"text":"And mom like, mom the mom's property has it's worth, like, between 900,000 and a million dollars.","start":3145.9202,"end":3152.8801,"sentiment":"neutral","sentiment_score":0.17656878776410045},{"text":"So yeah.","start":3152.8801,"end":3153.4402,"sentiment":"neutral","sentiment_score":0.1256614439189434},{"text":"So she's got a sort of a good amount to, yeah, to sort of get something down there.","start":3153.4402,"end":3158.045,"sentiment":"neutral","sentiment_score":0.13202362921502855},{"text":"And we've we thought if we get something sort of near the tram or you know, and, like, near the Broadwater there, it's good flat walking for me and and stuff.","start":3158.045,"end":3167.085,"sentiment":"neutral","sentiment_score":0.12225189396450596}],"sentiment":"neutral","sentiment_score":0.14965040236711502,"num_words":74,"start":3144.24,"end":3167.085},{"sentences":[{"text":"So yeah.","start":3167.085,"end":3167.9849,"sentiment":"neutral","sentiment_score":0.1266605705022812},{"text":"Yeah.","start":3170.125,"end":3170.625,"sentiment":"neutral","sentiment_score":0.11613906919956209},{"text":"I know.","start":3174.42,"end":3175.08,"sentiment":"neutral","sentiment_score":0.21164368838071823},{"text":"Yeah.","start":3177.22,"end":3177.72,"sentiment":"neutral","sentiment_score":0.09691181033849716},{"text":"We we get on it all the time, mom and I, like, because it saves both of us from having to drive.","start":3180.1,"end":3185.795,"sentiment":"positive","sentiment_score":0.3890144012191079}],"sentiment":"positive","sentiment_score":0.33742772229015827,"num_words":28,"start":3167.085,"end":3185.795},{"sentences":[{"text":"So we will sometimes drive to Helensvale and then get the tramps in Helensvale to surface because that that's where I have appointments.","start":3185.795,"end":3192.055,"sentiment":"neutral","sentiment_score":0.14618039973404096},{"text":"Yeah.","start":3192.515,"end":3193.015,"sentiment":"neutral","sentiment_score":0.2055695354938507},{"text":"So we haven't gone down to Burley yet, but it is on our list to do.","start":3193.795,"end":3197.635,"sentiment":"neutral","sentiment_score":0.1224732929840684},{"text":"Yeah.","start":3197.635,"end":3198.12,"sentiment":"neutral","sentiment_score":0.09134769439697266},{"text":"Okay.","start":3199.08,"end":3199.56,"sentiment":"neutral","sentiment_score":0.16118277609348297}],"sentiment":"neutral","sentiment_score":0.1376148068479129,"num_words":42,"start":3185.795,"end":3199.56},{"sentences":[{"text":"Thanks, Dana.","start":3199.56,"end":3201.02,"sentiment":"neutral","sentiment_score":0.29213740676641464},{"text":"Yeah.","start":3204.28,"end":3204.78,"sentiment":"neutral","sentiment_score":0.10295124351978302},{"text":"Okay.","start":3207.8801,"end":3208.28,"sentiment":"neutral","sentiment_score":0.1918518990278244},{"text":"That that'll be perfect.","start":3208.28,"end":3209.58,"sentiment":"neutral","sentiment_score":0.3318762741982937},{"text":"Yep.","start":3209.8801,"end":3210.2002,"sentiment":"neutral","sentiment_score":0.1494942158460617}],"sentiment":"neutral","sentiment_score":0.2617863631910748,"num_words":9,"start":3199.56,"end":3210.2002},{"sentences":[{"text":"Okay.","start":3210.2002,"end":3210.7002,"sentiment":"neutral","sentiment_score":0.13728323578834534},{"text":"That this this is this has been a really helpful helpful.","start":3210.76,"end":3218.075,"sentiment":"neutral","sentiment_score":0.2998093935576352},{"text":"Two.","start":3222.535,"end":3223.035,"sentiment":"positive","sentiment_score":0.3795502483844757},{"text":"Thank you so much.","start":3227.593,"end":3228.813,"sentiment":"positive","sentiment_score":0.5689947307109833},{"text":"See you later.","start":3229.033,"end":3229.853,"sentiment":"positive","sentiment_score":0.3951711058616638}],"sentiment":"positive","sentiment_score":0.36381145268678666,"num_words":20,"start":3210.2002,"end":3229.853},{"sentences":[{"text":"Thanks.","start":3233.113,"end":3233.613,"sentiment":"positive","sentiment_score":0.3972063660621643},{"text":"Bye.","start":3233.753,"end":3234.253,"sentiment":"neutral","sentiment_score":0.1430353969335556}],"sentiment":"neutral","sentiment_score":0.27012088149785995,"num_words":2,"start":3233.113,"end":3234.253}]}}]}],"paragraphs":{"transcript":"\nChannel 0: Hi, Naomi. It's Dana from OQ Financial. How about you?\n\nChannel 1: Morning. Hi, Dana. I'm good. How are you?\n\nChannel 0: Yeah. Good. Thank you. Thanks so much for taking my call this morning.\n\nChannel 1: Thank\n\nChannel 0: I've just\n\nChannel 1: you.\n\nChannel 0: got you in to go through your annual review, and I believe you had a couple of additional questions there for us this morning. Is now still a good time?\n\nChannel 1: Yep. Now is a great\n\nChannel 0: Fantastic.\n\nChannel 1: time.\n\nChannel 0: All good. And just to go just before we jump into the call, just to let you know, we do record our calls for quality and training purposes. Are you happy for me to proceed with that?\n\nChannel 1: Yep. Oh, good.\n\nChannel 0: Beautiful. And also just to do a really quick security check there with you just to confirm your full name, your date of birth, and address I should have on file.\n\nChannel 1: Yep. It's Naomi k Boyce, the fourteenth\n\nChannel 0: Yep.\n\nChannel 1: of April 1982, and the address\n\nChannel 0: Yep.\n\nChannel 1: is 17 Slash 5 To 15 Cook Road, Tenbury Mountain 4214272.\n\nChannel 0: Beautiful. Thank you so much for that. How did you go yesterday looking at houses with your mom? Did she find something she liked? Or\n\nChannel 1: No. That one was a negative. But last night on real estate, a really good one popped up for a really good price. So,\n\nChannel 0: Yeah.\n\nChannel 1: yeah, we're gonna we're gonna look at that one on the weekend. And there's another one going for auction today that, like, we were interested in as well. We're not gonna bid for it or anything, but, like, I'm not sure.\n\nChannel 0: Yeah.\n\nChannel 1: You know, it might it might not not sell at auction. But but, yeah, that's\n\nChannel 0: Yes.\n\nChannel 1: been that's been fun. So because I've been stuck on on Tambourine Mountain for a couple of years now, and my health's been so bad. So mom's decided like, I could have been to sort of move move away a few times. And and just because of my health, I I need to be on the Gold Coast. And we're traveling down there, like,\n\nChannel 0: Yeah.\n\nChannel 1: it's, like, honestly,\n\nChannel 0: Yeah.\n\nChannel 1: like, five, you know, five times a week, like, five days a week,\n\nChannel 0: Yep.\n\nChannel 1: you know, and it's it's a lot of travel and and yeah. And yeah. So so that's where I'm I'm at. Yeah. So we've got we might be moving, which is good.\n\nI'm yeah. I'm looking at selling my car, and I'm act and\n\nChannel 0: Yep.\n\nChannel 1: that's what I'm talking to you about after afterwards because I I wanted\n\nChannel 0: Yeah.\n\nChannel 1: to see if I could invest that money just with you. You know, what would what would be my best option to invest that\n\nChannel 0: Mhmm.\n\nChannel 1: money just like,\n\nChannel 0: Yeah.\n\nChannel 1: you know, kind of sort of short short you know, short term or whatever. Mid not\n\nChannel 0: Yeah.\n\nChannel 1: long term. I don't wanna add it to my super. I wanna be able to, you know,\n\nChannel 0: Yep.\n\nChannel 1: maybe do something with it in the next five years or something. I\n\nChannel 0: Yep.\n\nChannel 1: don't know. Yeah.\n\nChannel 0: Absolutely.\n\nChannel 1: So\n\nChannel 0: No. All good. Well, we'll definitely\n\nChannel 1: and\n\nChannel 0: talk\n\nChannel 1: then\n\nChannel 0: about\n\nChannel 1: the\n\nChannel 0: that.\n\nChannel 1: only other\n\nChannel 0: Perfect.\n\nChannel 1: thing was yeah. The only other thing was was my tax. I I haven't done my tax, and I I'm scared it's actually coming up to, like, nearly ten years. Like yeah. It it would be coming up to ten ten years, I think.\n\nAnd I'm eight or nine years, and I'm I'm freaking out.\n\nChannel 0: Yes.\n\nChannel 1: Like yeah. So I need to I need to I've I've said that I would talk to you guys about this before, and then it's just been too overwhelmed because I have really fucking bad anxiety.\n\nChannel 0: Yeah.\n\nChannel 1: And,\n\nChannel 0: Okay.\n\nChannel 1: like yeah. And, like, really bad anxiety. And I've had it I've had, like, some heart not heart trouble, but I've had, like, yeah, a bit of, like I've had pericarditis, which is, like, inflammation of the heart. And, apparently, it's been chronic, and and I've got really\n\nChannel 0: Oh,\n\nChannel 1: bad\n\nChannel 0: wow.\n\nChannel 1: back problems. I haven't worked for, like, now, like, well over twelve months and, like, it's like,\n\nChannel 0: Yeah.\n\nChannel 1: I'm on the disability pension and yeah. So I'm really trying to just look after my mental health\n\nChannel 0: Yeah.\n\nChannel 1: to, you know, try to to try to, yeah, get my body back up like I'm going to physio twice a week. So it's costing a 14. And my mom I'm on a disability pension, so my mom has to cover me. You know, I don't pay rent. I don't pay for food, you know, anything.\n\nIt's crazy. So I think going down to the Gold Coast will help me to access be closer to getting things done and to have more\n\nChannel 0: Yeah.\n\nChannel 1: support. There's more services down there and stuff. You know, my\n\nChannel 0: Yeah.\n\nChannel 1: friends are down there. I'm so isolated up here. I can't drive, like, all that way anymore either. Mom has to drive drive me. Okay.\n\nLike, I I\n\nChannel 0: Yeah.\n\nChannel 1: just try driving a car for more than ten minutes. Yeah. So all these things I have,\n\nChannel 0: Yeah.\n\nChannel 1: yeah, come to the conclusion to to do that. And, of course, I'm clearing up the garage, and it's like I've got all these boxes of fucking paperwork, and I'm like, I'm not I don't wanna take this to the new place. I wanna try to get all these tax done, you know, maybe before we go so that I that's all off my off my head. And my psychologist is on my back to to just be brave and and talk to you guys about it because I was, like, in I I had an eviction for a while, and I ran a business, a cleaning business. And\n\nChannel 0: Yes.\n\nChannel 1: so I I didn't honestly keep up with paperwork and invoices and stuff. So\n\nChannel 0: Yeah.\n\nChannel 1: so I'm like, there's gotta be a way that we can, you know, like, figure it all out, but I I'm just so scared to tackle it. I'm really fucking scared. Like,\n\nChannel 0: Yeah.\n\nChannel 1: it makes me wanna cry, and I feel so embarrassed. So I think if I just\n\nChannel 0: Yeah.\n\nChannel 1: so if I just start it with you guys and just yeah. Just start somewhere and you guys can give me some advice as what, you know, what to collect, like,\n\nChannel 0: Yes.\n\nChannel 1: what to do.\n\nChannel 0: Yes.\n\nChannel 1: Because I just I just don't know what to do and it's yeah. Yeah. So\n\nChannel 0: Yes.\n\nChannel 1: that's me.\n\nChannel 0: No. That's okay. That's that's completely under you've got a lot going on, so I can definitely, you know, understand where you're coming from. You know, it's hard to sort of work out where to start. When it does sort of come to the tax side of things, so we can't do your tax return for you.\n\nBut we can most of the time, over the last couple of years, most of the information that is collected by TaxWise from employers, a lot of that is prefilled into your myGov for you ready for taxation.\n\nChannel 1: Yep.\n\nChannel 0: So when and if you do see an accountant, realistically, most of the information should be predone if you've not done your\n\nChannel 1: Yep.\n\nChannel 0: taxes for the last nine to ten years. Each year, your old employers\n\nChannel 1: Yep.\n\nChannel 0: needed to go back and report on things like that. There's a lot of crossovers. The super funds report on contributions going in. Employers\n\nChannel 1: Yep.\n\nChannel 0: have to report everything when they're doing their taxation side of things.\n\nChannel 1: Okay.\n\nChannel 0: So\n\nChannel 1: Fine.\n\nChannel 0: while that is prefilled into your myGov for you ready for ready for it to be tax ready, it might just be worth talking to an accountant because they'll go back and be able to do all the tax returns with you. But\n\nChannel 1: Yep.\n\nChannel 0: depending on, you know, your history, there could be a bill. There might not be,\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: and they can sort of help to work with you with the ATO\n\nChannel 1: Yep.\n\nChannel 0: to if there is a bill to pay it off in smaller increments. But if you're comfortable, we do have a really great accountant that I could refer you through to.\n\nChannel 1: Yeah. That'd be\n\nChannel 0: I would just need to get approved with do so, and he can just meet with you to\n\nChannel 1: great.\n\nChannel 0: start with just to kind of get a feel for what you need and talk about what he can do and find out whether that's the right accountant for you. Does that sound like something you'd be open to me doing?\n\nChannel 1: That sounds perfect. Thank you.\n\nChannel 0: Yep. Beautiful. So when I did the referral for that for you, it's an email\n\nChannel 1: Cool.\n\nChannel 0: from myself to him and to you. He'll then make contact and book in a time to have a chat with you, whether it be Teams or by the phone or in person, depending on what you're more comfortable with.\n\nChannel 1: Yep. Okay.\n\nChannel 0: And\n\nChannel 1: Cool.\n\nChannel 0: then he'll kinda go from there and see whether they can help you give you a rundown on what they'll charge and how that'll work and things like that. Does that sound okay?\n\nChannel 1: Yeah. That sounds good. Thanks.\n\nChannel 0: Yep. Beautiful. That might give you a little bit of a starting point, and having a good accountant on your side can help you with dealing with the ACO and things like that as well, might alleviate a little bit of pressure off your plate.\n\nChannel 1: Yeah. I think so too.\n\nChannel 0: Yeah. Oh,\n\nChannel 1: Okay.\n\nChannel 0: good. Let's\n\nChannel 1: Cool.\n\nChannel 0: also\n\nChannel 1: Great.\n\nChannel 0: have a little chat about the the car and the money that you're wanting to invest as well because that's sort of something that's on your mind. So you mentioned that you're unable to really drive your car thinking about selling it. How much do you think you're hoping or should be able to get for the car?\n\nChannel 1: Like, maybe around $8,000.\n\nChannel 0: Mhmm.\n\nChannel 1: So not very\n\nChannel 0: Yep.\n\nChannel 1: much.\n\nChannel 0: Beautiful. And you may no. That's okay. Absolutely. And you said you sort of wanted to have that invested in a short term so you can access the funds when needed.\n\nIs that right?\n\nChannel 1: Well, I don't want it to I don't wanna touch it, like, I just I wanted to put it in there, you know, like, I don't know, maybe yeah. Well, like, five years or something like so I don't wanna touch it for that you know, for whatever period that\n\nChannel 0: Mhmm.\n\nChannel 1: you know? Yeah. Yeah. I do I yeah. So that I\n\nChannel 0: Yeah.\n\nChannel 1: don't\n\nChannel 0: That's okay.\n\nChannel 1: yeah. But\n\nChannel 0: Yeah. That's\n\nChannel 1: yeah. What do you think? Like\n\nChannel 0: yeah. So when I'm thinking about investing funds, realistically, to invest in the market, you wouldn't want to invest anything that you're planning to access within the next five years. So if there's a chance you might need that, let's say, a bill or, you know, rent or food or something that you might have, because\n\nChannel 1: Okay.\n\nChannel 0: large expenses definitely come on. In the shortest term, anywhere under sort of three to five years, I would generally suggest looking at term deposits. Term deposits are great. They at the moment, cash rates aren't too bad,\n\nChannel 1: Okay.\n\nChannel 0: but it means\n\nChannel 1: Yep.\n\nChannel 0: that you can access the money at the end of those terms.\n\nChannel 1: Yep.\n\nChannel 0: And with term deposits, you are still locking the money away for a set period of time. So\n\nChannel 1: Yep.\n\nChannel 0: you can start with, you know, six months, and then they'll they'll give you a call and roll it over.\n\nChannel 1: Okay.\n\nChannel 0: And you're sort of holding that money locked away for shorter periods of time, getting a little bit of interest on it at the end of that, but then you get the chance to take some out or roll it over, extend the period a little bit. If you were wanting to invest for longer, say five years or more and comfortable with investing in the market very similar to the way your super is, then we can definitely build portfolios for you.\n\nChannel 1: Yep.\n\nChannel 0: But just with everything you've got going on at the moment, my only sort of hesitant there would be I don't wanna invest money that you might have to lend the short term if something happens, because you've\n\nChannel 1: Yep.\n\nChannel 0: got quite a lot going on there. You may\n\nChannel 1: Yep.\n\nChannel 0: need to access those funds to emergencies. So I would definitely suggest a bit of a term deposit. If you wanted to, I could have a look around at some term deposit rates and send you an email after the call, which just outlines some of the highest\n\nChannel 1: Yep.\n\nChannel 0: CD rates and information around those sorts of accounts for you if you like.\n\nChannel 1: Yep. Okay. Yep.\n\nChannel 0: Yeah. Beautiful.\n\nChannel 1: Sure.\n\nChannel 0: So account\n\nChannel 1: Yep.\n\nChannel 0: deposit. Beautiful.\n\nChannel 1: And maybe that might be a good starting point just to put the money in there\n\nChannel 0: Yeah.\n\nChannel 1: and then, you know, and then\n\nChannel 0: Yep.\n\nChannel 1: when yeah. I'm, yeah, more stable, whatever. And, you know, I got everything\n\nChannel 0: Yeah.\n\nChannel 1: for us and\n\nChannel 0: Yeah.\n\nChannel 1: everything, I suppose.\n\nChannel 0: Yeah.\n\nChannel 1: We can then maybe do something else with it. Because the thing is is I'm not gonna need\n\nChannel 0: Yeah.\n\nChannel 1: I'm definitely not gonna need a car anymore. My mom, like,\n\nChannel 0: Yep.\n\nChannel 1: will just share\n\nChannel 0: Yep.\n\nChannel 1: that one car. So yeah. So I just\n\nChannel 0: Yep.\n\nChannel 1: wanted to make sure that I didn't waste you know, that that money just doesn't get wasted because I sort of want, like as I can't work and add to my super you know, or, you know, like, I just wanted to try to yeah. I guess, grow some sort\n\nChannel 0: Yeah.\n\nChannel 1: of some sort of money because it's a bit scary, you know, when you're not earning any money or making any money. Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: So cool. Okay. Sweet. Okay.\n\nChannel 0: Yes.\n\nChannel 1: That's\n\nChannel 0: Yeah.\n\nChannel 1: good.\n\nChannel 0: Absolutely. And and starting off smaller can also work with your comfort level as well. So\n\nChannel 1: Sure.\n\nChannel 0: whilst you've got quite a lot going on there, if we start with something small like term deposits and\n\nChannel 1: Yep.\n\nChannel 0: then you're getting interest in learning to reinvest it and not needing the money, then as the money gets a lot bigger, then we can\n\nChannel 1: Yes.\n\nChannel 0: definitely look at other investment options. We do have some great platforms for investing. It just comes down to what your goal is, what\n\nChannel 1: Sure.\n\nChannel 0: or not\n\nChannel 1: Yep.\n\nChannel 0: you have, and whether you do or do you have additional funds to put into it as well because long term investing does benefit from additional contributions.\n\nChannel 1: Yeah.\n\nChannel 0: So\n\nChannel 1: Yeah.\n\nChannel 0: I sort of think let's start small. Work within your comfort level. I don't wanna pile too much onto your fight all at once and overwhelm you. So just sort of starting small, working our way through the first thing, getting used to that, then doing on that over time is probably\n\nChannel 1: Yep.\n\nChannel 0: where we're gonna see some benefit and just taking it slow. You don't have to do everything at once. We can work\n\nChannel 1: Yep.\n\nChannel 0: one thing at a time and then, you know, make sure you're comfortable with it, especially with having anxiety. You don't wanna sort of overwhelm yourself all at once and make things worse.\n\nChannel 1: Which\n\nChannel 0: So\n\nChannel 1: is what\n\nChannel 0: I'm\n\nChannel 1: I\n\nChannel 0: all\n\nChannel 1: always\n\nChannel 0: of that.\n\nChannel 1: do.\n\nChannel 0: Just slowing it down, taking something.\n\nChannel 1: Yep.\n\nChannel 0: Yeah. Yeah. And that's okay. There's absolutely nothing wrong with that. So, yeah, happy to work on that for you.\n\nSo I'll get some information around 10 deposits\n\nChannel 1: Right.\n\nChannel 0: to different accounts, what the rates look like, some of the positives and disadvantages of each of the accounts for you to run your eyes over.\n\nChannel 1: Yes.\n\nChannel 0: Can I just ask what bank are you bank with at the moment\n\nChannel 1: Yes.\n\nChannel 0: just so I can look at them as well?\n\nChannel 1: I've been with NIVE.\n\nChannel 0: NAB. All good. I'll consider NAB as well because sometimes\n\nChannel 1: Yes.\n\nChannel 0: when you have 10 deposits, they've got other rates out there that are competitive. When a bank needs money in their account, so they lend when they're lending large sums of money out for loans and things like that, they often are willing to come to the party and put some extra money into the TDs and offer better rates. So I could always give you these emails and have a look at what NAB's got.\n\nChannel 1: Yep.\n\nChannel 0: And you can always go to them and go, hey. Look. There's some other rates out\n\nChannel 1: Yep.\n\nChannel 0: there. What are you willing to offer me? And see what kind of a a term deposit rate they might offer you for a certain time. They might come back with something a little bit nicer\n\nChannel 1: Better.\n\nChannel 0: than what their advertised rate is for you. Yeah.\n\nChannel 1: No.\n\nChannel 0: Yeah.\n\nChannel 1: Oh,\n\nChannel 0: Yep.\n\nChannel 1: cool. Alright. Yep.\n\nChannel 0: Excellent. Excellent. So we're selling your car. When are you sort of thinking that in the process? Have you got a time frame\n\nChannel 1: Sweet.\n\nChannel 0: for when you're sort of hoping to start selling the vehicle? Or\n\nChannel 1: Yeah. I'm I'm talking to my friend today because he's actually got it down on the Gold Coast. Because I swapped cars\n\nChannel 0: Yep.\n\nChannel 1: with, yeah, friends of mine that had a spare one that was automatic. So I'm gonna give that back tomorrow and then and I he and I've asked him if he'll, like, sell it for me.\n\nChannel 0: Yep.\n\nChannel 1: So, like, retro, it's running out, I think, in end of September, so I kind of wanna get it sold. You know? I just said to him, just stick $8,000 on it and and, you know, see if we can yeah. So I'm just gonna talk to him about it today. So, hopefully, I would think it would\n\nChannel 0: Yep.\n\nChannel 1: be gone, you know, in the next couple of weeks, months at the most. Yeah. So\n\nChannel 0: Yep.\n\nChannel 1: what are we\n\nChannel 0: Yeah.\n\nChannel 1: now?\n\nChannel 0: Absolutely.\n\nChannel 1: Mid mid August. So\n\nChannel 0: August. Yeah.\n\nChannel 1: before yeah. It's got before it was more, like, the end of\n\nChannel 0: Yeah.\n\nChannel 1: September because I think that's when, like, retro due again, and I just don't wanna pay retro again.\n\nChannel 0: Yep. No. Understandable.\n\nChannel 1: So I haven't I\n\nChannel 0: Absolutely.\n\nChannel 1: haven't used it.\n\nChannel 0: No. That's\n\nChannel 1: Well, I\n\nChannel 0: absolutely\n\nChannel 1: haven't\n\nChannel 0: fine.\n\nChannel 1: used it for, like, six months. It's just a a waste of money. You know, I pay insurance and, you know, rego, and it's just a waste of\n\nChannel 0: Yep.\n\nChannel 1: money. So I thought I'd just get rid of it.\n\nChannel 0: Yep. Yeah. Absolutely. No. Completely understandable.\n\nAll good. Sounds like a plan. Well, I'll get after the call, I'll go and do some research for you and send you an email on some term deposit rates. I'll get it through either today or Monday for you just so I can do a bit of research around the options there, what what is available, what's out there, and give you some information to kinda break it down. You also then have my direct contact email.\n\nSo if you have questions at any\n\nChannel 1: Okay.\n\nChannel 0: point or wanna talk about anything else, you can always email me, contact me, and I can make time to catch up with you as well. Okay?\n\nChannel 1: Okay. Cool.\n\nChannel 0: Excellent. Now with your super, just sort of touching base to see how things are going there. I did send through an email to you just with some annual review documents there attached. Are you able to access your\n\nChannel 1: Yep.\n\nChannel 0: email at the moment? If you're not,\n\nChannel 1: Yep.\n\nChannel 0: that's okay. Yes. Beautiful.\n\nChannel 1: Yep. I can.\n\nChannel 0: It probably comes through from oh, do sign and from Dana Taylor is my name.\n\nChannel 1: Yep. Signature request. Sure. Yep.\n\nChannel 0: So before you type before you press that one, if you just go back to the main email, on the bottom there's the attachment.\n\nChannel 1: Oh, okay.\n\nChannel 0: Mhmm.\n\nChannel 1: Yep. The super summary, is there four attachments?\n\nChannel 0: That's the one. Yeah. If you if you there is. Yeah. If you open the super summary first, that's gonna just give you an update on your balance there for you.\n\nI'll run you through\n\nChannel 1: Okay.\n\nChannel 0: some things\n\nChannel 1: Cool.\n\nChannel 0: I've been looking at for you. So I had a really good review of everything before the call.\n\nChannel 1: Oh, good. I I said to mom, I said because, you know, the market's been, like, up and down with what Trump what's, I guess, been going on with Trump and the oil and everything. And at the moment, it\n\nChannel 0: Yeah.\n\nChannel 1: because I'm in that high little high risk category. I said it'll either be, like, really good or\n\nChannel 0: Yep.\n\nChannel 1: maybe really bad. So, yay, I'm excited. Okay. I've got it.\n\nChannel 0: Got it there. Perfect. So it's giving you an update on your balance. So when I look back at your balance this time last year, you had about a 157,839 and 51¢ in the account there.\n\nChannel 1: What is\n\nChannel 0: Your balance as of the August 11, which is when we did the documents, you're sitting at a 164,360 and 79¢ then. And when I look at the super fund from then to now, you're sitting at a 165,052. So we have some had some additional growth on top of that, which is great.\n\nChannel 1: Oh, good. How good's that? We've not even\n\nChannel 0: The\n\nChannel 1: adding to it at all. Yeah.\n\nChannel 0: yeah.\n\nChannel 1: Well\n\nChannel 0: That's\n\nChannel 1: done.\n\nChannel 0: exactly\n\nChannel 1: Thank you.\n\nChannel 0: right. And, look, one of the things one of the that's okay. We wanna make sure it keeps working harder for you. One of the things we did look at, and because we haven't really had any contributions going in, is essentially what the\n\nChannel 1: Yep.\n\nChannel 0: portfolio has been doing on its own. And you are in that high growth kind of environment there. So, realistically, in a high growth portfolio, because you have 90% in those higher risk investments, so things like shares, gold and silver, so commodities and precious metals, and also property within that, You\n\nChannel 1: Yep.\n\nChannel 0: are taking a bit more risk to try and get those greater potential returns, but it also means at times where the volatility might be lower that you are gonna see those down times. And as your balance increases and grows over time, the smaller changes make a larger difference for you. Now\n\nChannel 1: Yep.\n\nChannel 0: when I sort of look at the portfolio and the performance there, so after fees, so after our ongoing service fee plus the admin fees in the account, the portfolio was up by 4.11%. That\n\nChannel 1: Oh,\n\nChannel 0: is a\n\nChannel 1: sweetie.\n\nChannel 0: little bit lower to where you sort of expressed as a high growth environment, but it is a positive.\n\nChannel 1: Okay.\n\nChannel 0: So in that high growth environment, you're sort of wanting to get about eight to eight to 10% on a yearly basis compounding that four. So it is\n\nChannel 1: Yep.\n\nChannel 0: a little bit of an underperformance for the year, but it's a positive return, and most of that return has sort of come out after April. So April was when we\n\nChannel 1: Yep.\n\nChannel 0: saw a lot of the activity between what was happening in the market with Trump and The US and Iran war.\n\nChannel 1: Yep.\n\nChannel 0: And so after that, we've seen quite some good recovery points. So your portfolio is up, but it's still growing as a dollar figure because not everyone likes the percentage. As a dollar figure, it shows the income and the earnings within your portfolio for the year is about $8,036. So that $8,036 is growth and income, which has been re reinvested and compounded back into your super to keep working and growing. And that's what we wanna see.\n\nIt's one of the most powerful things we have as the tool is compounding. You know, if you have a dollar, you make a dollar, you reinvest it, you've got 2\n\nChannel 1: Yep.\n\nChannel 0: dollars, it makes $4, and it keeps compounding and growing. And that's the most powerful tool we have there. So,\n\nChannel 1: Yep. Okay.\n\nChannel 0: look, I am really happy with how your portfolio has performed this year as much as it is a lower rate of return.\n\nChannel 1: Yep.\n\nChannel 0: I did also just have a look at some of the investments, and it looks like, like, going back, this portfolio is one of the older ones out there.\n\nChannel 1: Mhmm.\n\nChannel 0: I have sort of reviewed all the investments individually, and I do think there's a place where I can provide some advice. So I'd like to go back if you're comfortable with it, look at some\n\nChannel 1: Yes.\n\nChannel 0: of the investments, maybe switch them up a little bit. Because we\n\nChannel 1: Yep.\n\nChannel 0: do have a portfolio that might be a little bit more diversified for you to help to lower the overall risk level, but also might be cheaper in investment fees as well. So if you're comfortable, I'd love to go back and maybe switch up the investments, look at how the returns have been performing within the portfolio, and just maybe do some make some changes to keep it working harder for you. Are you open to me doing\n\nChannel 1: Yep.\n\nChannel 0: that?\n\nChannel 1: Yep. Yep.\n\nChannel 0: Yep.\n\nChannel 1: That's sounds\n\nChannel 0: Excellent.\n\nChannel 1: good to me. You're the boss.\n\nChannel 0: Yeah. Excellent. No. All good. Look, we do work for you and in your best interest.\n\nSo while we do get paid for our services, we wanna make sure that we are working in your best interest. And even whilst you're not working and not contributing, you know, you still want your super to be growing\n\nChannel 1: No.\n\nChannel 0: and working harder for you, and we know that there are gonna\n\nChannel 1: Yes.\n\nChannel 0: be years where maybe we get a negative return or return that's lower. But every so\n\nChannel 1: Yep.\n\nChannel 0: often, it's good to reevaluate the investments within the portfolio,\n\nChannel 1: Yep.\n\nChannel 0: keep them working harder, and\n\nChannel 1: Yep.\n\nChannel 0: also restructure it. So we might be at a there's a portfolio that saves in investment fees, so lowering the investment fees within your portfolio benefits you because\n\nChannel 1: Yep.\n\nChannel 0: it's more money that stays in your suit for compounding working harder for yourself. So I would love\n\nChannel 1: Okay.\n\nChannel 0: to go back and do that for you. It only\n\nChannel 1: Yep.\n\nChannel 0: takes me about two weeks to do the research, but I\n\nChannel 1: Yeah.\n\nChannel 0: can rebook you back in to go through that in about two weeks,\n\nChannel 1: Yep.\n\nChannel 0: and we can update things for\n\nChannel 1: Okay.\n\nChannel 0: you. How\n\nChannel 1: Cool.\n\nChannel 0: does that\n\nChannel 1: Alright.\n\nChannel 0: sound?\n\nChannel 1: Yeah. That sounds good.\n\nChannel 0: Yep. Oh, good.\n\nChannel 1: So, like,\n\nChannel 0: Beautiful.\n\nChannel 1: even if\n\nChannel 0: Do\n\nChannel 1: I\n\nChannel 0: you have any questions about\n\nChannel 1: yeah.\n\nChannel 0: any of that yet?\n\nChannel 1: So even if I, like, if I, you know, have just, like, you know, fifth $50\n\nChannel 0: Yeah.\n\nChannel 1: here there. So that could like, you know, is it would it make any difference to just put that, like, you know, put that into my super, like, because\n\nChannel 0: Yeah.\n\nChannel 1: I'm not very good at\n\nChannel 0: Absolutely.\n\nChannel 1: saving. Right? So once\n\nChannel 0: Yep.\n\nChannel 1: it goes into my super, I cannot fucking touch it. So yeah. Would that be as\n\nChannel 0: Mhmm.\n\nChannel 1: an idea\n\nChannel 0: Absolutely.\n\nChannel 1: for me? Because\n\nChannel 0: Yeah.\n\nChannel 1: sometimes I do have some spare money.\n\nChannel 0: Oh,\n\nChannel 1: Like, I I I actually do at\n\nChannel 0: yeah.\n\nChannel 1: the moment.\n\nChannel 0: Absolutely.\n\nChannel 1: You know? Okay. Yeah.\n\nChannel 0: Yep.\n\nChannel 1: Right.\n\nChannel 0: Yep. Absolutely. Something as simple as, you know, $20 a week or 50\n\nChannel 1: Yep.\n\nChannel 0: dollars a month or\n\nChannel 1: Yep.\n\nChannel 0: something if you're comfortable, and\n\nChannel 1: Yep. Yeah.\n\nChannel 0: That can definitely provide a greater benefit long term for you.\n\nChannel 1: Yep. Okay.\n\nChannel 0: Did you want me to maybe update the advice to reflect maybe\n\nChannel 1: Yes.\n\nChannel 0: starting to contribute\n\nChannel 1: Yes.\n\nChannel 0: from\n\nChannel 1: I do.\n\nChannel 0: from your funds and maybe just start with something small.\n\nChannel 1: Yeah. Yeah. I think, like like, realistically, I think, like, $25 a week. So it's a $100 a month.\n\nChannel 0: Yep. Yep. Beautiful.\n\nChannel 1: Now? Just\n\nChannel 0: And\n\nChannel 1: for\n\nChannel 0: would\n\nChannel 1: that,\n\nChannel 0: you\n\nChannel 1: like\n\nChannel 0: be wanting\n\nChannel 1: yeah.\n\nChannel 0: to put that in there on a weekly or monthly basis? How regularly\n\nChannel 1: I\n\nChannel 0: do you think\n\nChannel 1: I think\n\nChannel 0: you'd be?\n\nChannel 1: I put it in fortnightly because I get my money off Centrelink fortnightly.\n\nChannel 0: Yep. Yep. Perfect.\n\nChannel 1: Yeah.\n\nChannel 0: Not an\n\nChannel 1: I\n\nChannel 0: issue\n\nChannel 1: think and\n\nChannel 0: at all.\n\nChannel 1: that's\n\nChannel 0: I can\n\nChannel 1: just\n\nChannel 0: absolutely incorporate that into the advice. Yeah.\n\nChannel 1: yeah. Okay. And that's just even you know, I feel like I'm doing something. You know? Something.\n\nLike and it's just what's\n\nChannel 0: Yeah.\n\nChannel 1: 25\n\nChannel 0: Yeah.\n\nChannel 1: dollars? It's, like,\n\nChannel 0: Yep.\n\nChannel 1: three coffees. Yeah.\n\nChannel 0: Absolutely.\n\nChannel 1: So\n\nChannel 0: Yeah. Correct. And starting small kinda builds your comfort level there as well. So if you're putting\n\nChannel 1: yeah.\n\nChannel 0: something small into super on a regular basis,\n\nChannel 1: Yes.\n\nChannel 0: I'd probably look at doing this because we're not working. There's no real tax advantage to making it a concessional contribution. So if you're putting that $25 in out of your bank account, that's essentially going in being a 100 percent invested,\n\nChannel 1: Yep.\n\nChannel 0: and it's building on your paper. So it provides you\n\nChannel 1: Yep.\n\nChannel 0: greater benefit long term. And if you think about it because, I mean, you're 44 this year.\n\nChannel 1: Oh,\n\nChannel 0: Oh,\n\nChannel 1: no.\n\nChannel 0: yeah. Just 10\n\nChannel 1: Yeah.\n\nChannel 0: 44 a few months\n\nChannel 1: Yeah.\n\nChannel 0: back.\n\nChannel 1: I did. Yeah.\n\nChannel 0: It's okay. I'm in my forties too. Don't worry. I think it's the best time to bail out, personally.\n\nChannel 1: We would sell ourselves. I don't know\n\nChannel 0: Personally.\n\nChannel 1: what.\n\nChannel 0: I do find I have I do find I have less tolerance than some 20 year olds in my life, but you know what? That's okay. So if we think about $25 on a, let's say, a weekly basis, and we\n\nChannel 1: Yeah.\n\nChannel 0: do that over the course of the year, it's $3,700 that you're putting in the super. Then\n\nChannel 1: Yes.\n\nChannel 0: if you compound that over the next ten years, it's next to 13,000 that you're putting in the super that could be compounding harder for yourself.\n\nChannel 1: Yep.\n\nChannel 0: Yeah.\n\nChannel 1: Wait. Okay. And that's yeah. Good. Let's do that.\n\nChannel 0: Yeah. Yeah. Definitely. If I work it out over so if we work on just the age of 60, which is the earliest you're able to access super under legislation, if you're not working at 60, you can start drawing income out, or you can take all your super if you want to. And it's\n\nChannel 1: Yes.\n\nChannel 0: about sixteen years away. So $1,300 on a yearly basis over the next sixteen years. There's an extra $20,800 put into your super that could be building. And if that's getting sort of an eight to 10% return compounded on a yearly basis, that could provide, you know, an extra 100,000 into your super long term.\n\nChannel 1: It's\n\nChannel 0: So\n\nChannel 1: a big\n\nChannel 0: yeah.\n\nChannel 1: yeah. It does all add up in the end, doesn't\n\nChannel 0: Big\n\nChannel 1: it?\n\nChannel 0: difference.\n\nChannel 1: You know? And it's so easy that it's\n\nChannel 0: Yeah.\n\nChannel 1: waste\n\nChannel 0: Absolutely.\n\nChannel 1: waste money, you know? Yeah. Cool. Alright. This is good.\n\nThank you.\n\nChannel 0: Yeah.\n\nChannel 1: That's\n\nChannel 0: That's\n\nChannel 1: the\n\nChannel 0: okay. Not a problem\n\nChannel 1: the\n\nChannel 0: at all. So we'll start with something small, $25 per week, and I'll add that\n\nChannel 1: yep.\n\nChannel 0: to the advice to show you what that looks like. Okay.\n\nChannel 1: Sweet. Okay. Yep.\n\nChannel 0: Beautiful. Excellent. Now you you mentioned that you're on disability pension at the moment.\n\nChannel 1: Yeah.\n\nChannel 0: Are you on full disability pension receiving the full amount? Yep.\n\nChannel 1: I don't\n\nChannel 0: Beautiful. And\n\nChannel 1: know\n\nChannel 0: how\n\nChannel 1: if\n\nChannel 0: much\n\nChannel 1: I\n\nChannel 0: is that per fortnight? You're\n\nChannel 1: I I\n\nChannel 0: outside.\n\nChannel 1: don't know if I am because, like, I don't get rent assistance. So I think I\n\nChannel 0: Mhmm.\n\nChannel 1: get, like, around maybe 1,200 a fortnight.\n\nChannel 0: Yep. Let's have a look. So full disability pension rate currently for a single person per fortnight is $1,290.\n\nChannel 1: Okay. Right. Yep. So I don't get I\n\nChannel 0: Is\n\nChannel 1: don't\n\nChannel 0: that\n\nChannel 1: quite\n\nChannel 0: what you're\n\nChannel 1: I I maybe it is. Maybe it is. And maybe I've just had an advance and it's a little bit less than that, but I I thought it was around $11.49 a fortnight, not $12.40. Not yeah. But yeah.\n\nChannel 0: Okay. That's okay. Beautiful. Hopefully, they should sorry. I know the pension rates are supposed to be reviewed again in a couple of weeks, so there may be a bit of an increase there depending on how they assess it.\n\nBecause they assess\n\nChannel 1: Yeah.\n\nChannel 0: it twice a year around about the March 20 and September 20 to keep it in line with the CCI. So you may get a bit of a an increase in the next few months in the next few weeks if they decide to increase the pension rate for you. Okay?\n\nChannel 1: Yep. Yep. Okay.\n\nChannel 0: Excellent. You that's all good. Now I do have your car down here that you are wanting to sell, selling that soon for about 8,000.\n\nChannel 1: Yep.\n\nChannel 0: Other assets to kinda keep and take note of, do you have any other assets or anything else of value that you would realistically wanna note down?\n\nChannel 1: No. Unfortunately, I don't.\n\nChannel 0: That's okay. That's not a problem at all. Do we have any debts, credit cards, or personal loans, or anything that you're paying back currently, like, liability wise?\n\nChannel 1: Nothing. No. Nothing. Which is one\n\nChannel 0: Nope. That's\n\nChannel 1: it's been\n\nChannel 0: that's a good\n\nChannel 1: yep.\n\nChannel 0: thing. Yeah.\n\nChannel 1: Yep.\n\nChannel 0: That's a good thing. Yeah. All good. Excellent. And when we think about because you are 44, obviously, I won't sort of project your super projections right up to the age of retirement because there's a lot of changes that could happen in your life over that time.\n\nI normally look at the next sort of five to ten years,\n\nChannel 1: Yep.\n\nChannel 0: and then we kinda build and work on that over time.\n\nChannel 1: Yep. Yep.\n\nChannel 0: But in the next sorry. I forgot what I was gonna say. I apologize. But we'll project over the next sort of five to ten years to show you where we're tracking, where we're heading, and then we'll just sorta keep reviewing that as you, you know, find you've got a bit more money expendable\n\nChannel 1: Yep.\n\nChannel 0: or your comfort level increases. We can always look to increase or add the contributions down the tracker if you wanted to. Okay?\n\nChannel 1: Okay.\n\nChannel 0: Beautiful. Now the other thing I like to look at is now you know, the good thing about your super is you don't have any insurance that's being paid out of the out of the out of your super, so there's no additional money coming out, which is great. But it also does mean that there's no, you know, life, total, permanent disability, cover, things like that. Now income protection and CBD would be\n\nChannel 1: Yes.\n\nChannel 0: not working income protection is only not on offer. TBD, you could probably get that with, you know, the the health issues that you do have that\n\nChannel 1: I\n\nChannel 0: you\n\nChannel 1: don't\n\nChannel 0: are sort of dealing with long term. That\n\nChannel 1: yeah.\n\nChannel 0: would make it very difficult to get\n\nChannel 1: I\n\nChannel 0: things\n\nChannel 1: don't think\n\nChannel 0: like that.\n\nChannel 1: I yeah.\n\nChannel 0: Yeah.\n\nChannel 1: I\n\nChannel 0: Yeah.\n\nChannel 1: don't I don't think I the fucked up thing is is, like, I had it with QSuper, and I had no idea that, like like, if you didn't add to it\n\nChannel 0: Yeah.\n\nChannel 1: in a certain amount of use that it takes away your in your CPD insurance. And so I it got taken away. And in that time, I'd actually worked for an employer that didn't that just ever added to my super, which is not even legal. So had\n\nChannel 0: Yeah.\n\nChannel 1: they have added\n\nChannel 0: Oh,\n\nChannel 1: in that\n\nChannel 0: no.\n\nChannel 1: yeah. It's actually it's really a matter for me to take to a lawyer, really. But I don't I know.\n\nChannel 0: Yeah.\n\nChannel 1: It's terrible. And then I was bad advised by a financial adviser who's actually my\n\nChannel 0: Yeah.\n\nChannel 1: friend. And and then now I've got I've\n\nChannel 0: I'm\n\nChannel 1: I've\n\nChannel 0: so\n\nChannel 1: I've\n\nChannel 0: sorry.\n\nChannel 1: been involved in quite a few, like, yeah. I think with cute maybe. I don't I'm not sure, but I've I've there's some class action that I'm involved in that that yeah. They've fucked\n\nChannel 0: Yep.\n\nChannel 1: up somewhere and and yeah. But I know. So I and\n\nChannel 0: That's\n\nChannel 1: because\n\nChannel 0: about\n\nChannel 1: of\n\nChannel 0: the insurance premium. Yeah. Yeah.\n\nChannel 1: yeah. Yeah. Right. So but yeah. I wish I and because I was in addiction at the you know, like, I I just I didn't keep on top of all this\n\nChannel 0: Yeah.\n\nChannel 1: this stuff. And I mean, it's devastating now because I do have a permanent disability. I've got no no pain. Nothing. You know?\n\nAnd I'm really scared. Like, if my mom's\n\nChannel 0: Yeah.\n\nChannel 1: father's away, she's, like, in her late\n\nChannel 0: Yeah.\n\nChannel 1: seventies. And, I mean, she's pretty healthy, but if something happens to her, I live with her, I'm I'm screwed. Like, I don't know what I will do. I don't have any other\n\nChannel 0: Yeah.\n\nChannel 1: family at all. You\n\nChannel 0: Yeah.\n\nChannel 1: know? Yeah. And, you know, like, obviously, I'll get there's three of us kids. I've worked a brother and sister. So when, you know, she dies and her house gets sold, I'll get a third of that.\n\nThank god. Because I'm really worried. Like, I'm not gonna have any sooner. I'm gonna yeah. You know, I don't know\n\nChannel 0: Yeah.\n\nChannel 1: what I'm gonna what I'm gonna do for money, but because\n\nChannel 0: Yeah.\n\nChannel 1: you cannot live off the disability\n\nChannel 0: Yeah.\n\nChannel 1: pension. So and I just had not been\n\nChannel 0: No\n\nChannel 1: able\n\nChannel 0: worries.\n\nChannel 1: to\n\nChannel 0: Yeah.\n\nChannel 1: get myself good to get back to working. But anyway yeah. Well, just take one day at a time and\n\nChannel 0: No.\n\nChannel 1: and not not freak out. You know,\n\nChannel 0: Yeah.\n\nChannel 1: look too far\n\nChannel 0: Of course.\n\nChannel 1: ahead at stuff. So I think we're I'm making some good good decisions. These things are even gonna\n\nChannel 0: Yeah.\n\nChannel 1: help that I'm just now working. Yeah.\n\nChannel 0: No. Understandable. And, well, as much as you don't have any of those sorts of insurances, I mean, as it says, income protection is not gonna be possible because you're not working. You can get, like, TBD, but it is hard to sort of apply for, and there would be a lot of exclusions based on your current health. And that would honestly, if you're applying for cover and there's gonna be exclusions\n\nChannel 1: Not worth\n\nChannel 0: on\n\nChannel 1: it.\n\nChannel 0: the cover\n\nChannel 1: Not worth\n\nChannel 0: and\n\nChannel 1: it.\n\nChannel 0: based on your health, it means you can't claim on anything you've already suffered, and that's just really not worth it for you.\n\nChannel 1: Not No.\n\nChannel 0: There may be an option to get, like, trauma if you had a major traumatic diagnosis, but, again, there's more money that has to come out of your back pocket, and I don't wanna overextend your budget in any way.\n\nChannel 1: Yes.\n\nChannel 0: But based on, like, your life cover, if you were to, you know, pass away, as much as not having life cover at the moment, your super benefit is also paid out to your beneficiaries. And I believe you wanted it noted down that that it all gets paid to your mom as Jeanette. Is that right?\n\nChannel 1: Yeah. Yeah. Yeah.\n\nChannel 0: Yeah. Yeah. Yeah.\n\nChannel 1: Yeah.\n\nChannel 0: But, I mean, the insurances aren't the\n\nChannel 1: Yeah.\n\nChannel 0: be all and end all. There's definitely other things that we can do, and I do work with\n\nChannel 1: That's\n\nChannel 0: other\n\nChannel 1: right.\n\nChannel 0: clients who are looking to invest and build money in savings outside of super and invest outside of super and build wealth to kind of just close that gap essentially. So the good thing is whilst you're on, you know, disability pension and you do have a settlement as a backup, it\n\nChannel 1: Yes.\n\nChannel 0: does mean that you do have income coming in, but down the track definitely wanna work with you to slowly build wealth to kinda\n\nChannel 1: Yes.\n\nChannel 0: close that gap, make sure that your sleep is working as hard as possible.\n\nChannel 1: Yep.\n\nChannel 0: If you ever were diagnosed with, you know, a major condition like a a permanent disability, we could also try to access super through that.\n\nChannel 1: Okay.\n\nChannel 0: It's sort of similar to trying to access PPD cover, but you just need two doctors to sign off to say there's no guarantee that you'll never go back to any occupation again. It is hard to claim on, but it\n\nChannel 1: Yep.\n\nChannel 0: is a possibility.\n\nChannel 1: Okay.\n\nChannel 0: And then\n\nChannel 1: Yep.\n\nChannel 0: you are, you know, 44, so six sixteen years towards being able to access the data in the event that you needed to. So we are\n\nChannel 1: Yep.\n\nChannel 0: on track. There's things that I do wanna do to work with\n\nChannel 1: Yes.\n\nChannel 0: you and help you moving forward, and we'll just go one day at a time, one thing at a time, and work in your comfort level. Okay?\n\nChannel 1: Okay. Cool. Sounds good. You sound really nice.\n\nChannel 0: Oh, good. Oh, thank you. Thank you. I love what I do, and it's not easy. And I'm so sorry you've gone through so much, but I wanna help you moving forward and stay in contact and just to catch up with you to make sure that we're working in your best interest.\n\nChannel 1: Oh,\n\nChannel 0: Okay?\n\nChannel 1: thank you. Because I yeah. I used to be a registered\n\nChannel 0: Yeah.\n\nChannel 1: nurse, and I could never have thought that life would have turned out the way it has. But but, yeah,\n\nChannel 0: No. Of course\n\nChannel 1: I'll\n\nChannel 0: not.\n\nChannel 1: get there. And at least I've got my I've got my mom. You know, some people are homeless out there. So, you know, it could be a lot\n\nChannel 0: Absolutely.\n\nChannel 1: worse.\n\nChannel 0: Absolutely.\n\nChannel 1: Yes.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah.\n\nChannel 0: Correct. Absolutely. No. Definitely.\n\nChannel 1: Oh, thanks, Donna.\n\nChannel 0: Now with your no. That's okay. Honestly, it's not a problem at all. Now with your beneficiary nomination, I had a look at that before because you do have it as your mom. And I did have a look, and I think there's a way we can do this a bit better for you.\n\nSo\n\nChannel 1: Yes.\n\nChannel 0: at the moment with your beneficiary nomination on your super, it's your mom, and she's noted as being an interdependent an interdependent relationship with you, which means that if you were to pass away, essentially, she would need to be able to prove that she is reliant on you financially, which is a very difficult thing to claim.\n\nChannel 1: Oh, and she won't be.\n\nChannel 0: Yeah.\n\nChannel 1: No.\n\nChannel 0: Understood.\n\nChannel 1: Yeah.\n\nChannel 0: No. And correct. So it does mean that in the event of something happening to you, the claim wouldn't go through. It would be declined, which then means your super would have to go through the probate process.\n\nChannel 1: Oh,\n\nChannel 0: There\n\nChannel 1: fuck.\n\nChannel 0: is a way we can do it. Now do you it's okay. We can I can absolutely thought that there is a way? I had a look at all of this, and I've got a I've got a solution for you. But do you happen to have a will?\n\nHave you ever drawn up a will?\n\nChannel 1: Yeah. No. I haven't.\n\nChannel 0: No. That's okay. So the the way we when you look at the the way superannuation is set up and the rules around beneficiaries, in order for someone to be noted as a beneficiary and be able to claim on that beneficiary in the\n\nChannel 1: Yep.\n\nChannel 0: event of your passing, they have to either be a spouse, a child, or someone who relies on you and lives with you and, yeah, you support financially, essentially. They have\n\nChannel 1: Yeah.\n\nChannel 0: very\n\nChannel 1: Right.\n\nChannel 0: strict rules around that. Because\n\nChannel 1: Okay.\n\nChannel 0: your mom because your mom technically doesn't qualify, what I\n\nChannel 1: Yep.\n\nChannel 0: would wanna be doing is setting up your beneficiary. So we have the funds directed to your estate. On the beneficiary nomination, they have what's called a legal personal representative, and we tick that box. And that means in the event of passing, your\n\nChannel 1: Yep.\n\nChannel 0: super is sent to your estate, and it's piled in with all your savings, any other assets, all your other bits and pieces. And then it's really important that you have a will drawn up. And in the body of that will, you can then nominate your mom to receive a 100% of the benefit. Does that make sense?\n\nChannel 1: Yep. That makes sense. Yep. Okay.\n\nChannel 0: Yep.\n\nChannel 1: You're good.\n\nChannel 0: All good. I'm\n\nChannel 1: This\n\nChannel 0: also\n\nChannel 1: is good\n\nChannel 0: just having it\n\nChannel 1: that good that you picked up on this.\n\nChannel 0: I just wanna make sure that yeah. I just wanna make sure that if anything was to happen, that this was the easiest yeah. It was all streamlined as possible because one of the biggest things that we see as advisers is, you know, people things that happened out of the blue. Lives are thrown into turmoil. People passed\n\nChannel 1: Yep.\n\nChannel 0: away.\n\nChannel 1: Yep.\n\nChannel 0: And without having a will in place, without having proper beneficiary nominations in place,\n\nChannel 1: Yep.\n\nChannel 0: it can make life very, very difficult.\n\nChannel 1: Keep the quote.\n\nChannel 0: And,\n\nChannel 1: Yep.\n\nChannel 0: I mean, your mom is looking yeah. Your mom's looking after you, and the last thing she would probably need at this point\n\nChannel 1: Yeah.\n\nChannel 0: that, you know, something\n\nChannel 1: Yeah.\n\nChannel 0: happened to you is to be going through dealing with all the the the cost around a point\n\nChannel 1: Yep.\n\nChannel 0: you know, going through the funeral process and doing all the bits\n\nChannel 1: Yep.\n\nChannel 0: and pieces and correlating it together and finding everything and then sort of having a claim denied for her and having to go to the court system. So this way just makes it a little bit easier. I'm also just quickly having a look at some of the ways that you might be able to do a will easily\n\nChannel 1: Yep.\n\nChannel 0: because you are on disability pension. So they do have you can, at the post office, pick up a a DIY wheel kit for around about 20 to $30,\n\nChannel 1: Okay. Yep.\n\nChannel 0: or if you've got a spare sort of 80 to $162,100 dollars worth pay,\n\nChannel 1: Yep.\n\nChannel 0: you can also do it through the Queensland public trustee. And the\n\nChannel 1: Okay.\n\nChannel 0: public trustee will help you to have a simple will kit just making\n\nChannel 1: Okay.\n\nChannel 0: sure everything is in line and covering\n\nChannel 1: Yeah.\n\nChannel 0: all of your basics. Did you\n\nChannel 1: Probably\n\nChannel 0: want me to pop\n\nChannel 1: yeah.\n\nChannel 0: that information in the email as well?\n\nChannel 1: Yeah. That'd that'd be good. I don't think I should do it myself. It would it caused me too much. Heartache.\n\nChannel 0: No. That's okay. That's\n\nChannel 1: But,\n\nChannel 0: absolutely\n\nChannel 1: yep,\n\nChannel 0: fine.\n\nChannel 1: I'm happy to spend a couple\n\nChannel 0: Yeah.\n\nChannel 1: of $100. That's fine.\n\nChannel 0: Yeah. Absolutely. So I definitely wanna get this beneficiary nomination updated for you so that it does reflect the your circumstances correctly. It would just mean that we take the legal personal representative box, and it just means that everything would just need to go through to your estate. The other side is the other thing on this beneficiary is they've got a lot binding nomination.\n\nThat means that you realistically have to fill the format every three years. You can also take a non, which means we\n\nChannel 1: Okay.\n\nChannel 0: fill the nomination out once. We keep it on file, and\n\nChannel 1: Yep.\n\nChannel 0: you only have to refill the format if you wanna change that nomination. And we check it with you every year to make sure it's still valid. Did you wanna keep it so you fill the format every three years, or did you wanted to do it once and make your life a bit easier? What would you\n\nChannel 1: Yeah. Let's\n\nChannel 0: prefer?\n\nChannel 1: we could we could just do it once if you like and make life easier.\n\nChannel 0: Yep.\n\nChannel 1: Yeah.\n\nChannel 0: Yep. And then I will check it with you every time that\n\nChannel 1: Yep.\n\nChannel 0: we talk and do a review anyway.\n\nChannel 1: Yep.\n\nChannel 0: Just like, hey. Just double checking. This is your circumstances. Has anything changed? Do you still want this directed this way?\n\nAnd\n\nChannel 1: Yep.\n\nChannel 0: if you ever\n\nChannel 1: Okay.\n\nChannel 0: decide that you want it changed, I will\n\nChannel 1: Yep.\n\nChannel 0: absolutely help you refill that format. Does that sound\n\nChannel 1: Okay.\n\nChannel 0: okay?\n\nChannel 1: Sweet. That sounds\n\nChannel 0: Yep. Beautiful. Look. This is a\n\nChannel 1: good.\n\nChannel 0: lot to go through, and I fully understand that. Do you have any questions at the moment, Naomi? Anything else that you wanted me to kinda break down for you?\n\nChannel 1: I don't think so. I think, yeah, you've you've answered you've helped a lot, actually, and this is really good timing, I think. I think, you know, this move and, you know, clearing out old, you know, stuff and junk, and it's sort of getting rid of a lot of the past. So I think this is gonna be really good for me.\n\nChannel 0: Yeah.\n\nChannel 1: Just this move yeah. And\n\nChannel 0: Oh,\n\nChannel 1: and\n\nChannel 0: good.\n\nChannel 1: then look\n\nChannel 0: Good.\n\nChannel 1: and I'm hoping that\n\nChannel 0: Yeah.\n\nChannel 1: I will be able to work at even if it's a day or two a week doing something once, you know, we get settled\n\nChannel 0: Yep.\n\nChannel 1: sort of down there and whatever.\n\nChannel 0: Yep.\n\nChannel 1: So that then at least I can add to my my super and still keep the DSP. You\n\nChannel 0: Yep.\n\nChannel 1: know?\n\nChannel 0: Yep.\n\nChannel 1: Yeah.\n\nChannel 0: Yep.\n\nChannel 1: Because I don't\n\nChannel 0: Absolutely.\n\nChannel 1: think I'll just\n\nChannel 0: Absolutely. And I do no. That's okay. You're\n\nChannel 1: yeah.\n\nChannel 0: fine.\n\nChannel 1: What were you\n\nChannel 0: I\n\nChannel 1: gonna\n\nChannel 0: do\n\nChannel 1: say?\n\nChannel 0: quite a bit with Centrelink advice as well. I do\n\nChannel 1: Oh,\n\nChannel 0: handle\n\nChannel 1: okay.\n\nChannel 0: a lot with Centrelink advice as well and looking at their rules and things like that. So if you need help, let me know. I\n\nChannel 1: Okay.\n\nChannel 0: can answer questions. I could find new information. I can,\n\nChannel 1: Oh, thank\n\nChannel 0: you\n\nChannel 1: you.\n\nChannel 0: know, help to provide advice around those sorts of areas, and I'll do what I can to sort of make it as easy and cheaply as possible for you.\n\nChannel 1: Yep.\n\nChannel 0: So, yeah, just let me know if you need questions. I can do general advice or free general information. If we update the advice for super is all part of the ongoing service, so that you pay for our services. So,\n\nChannel 1: Yes.\n\nChannel 0: you know, I'll make sure\n\nChannel 1: Yes.\n\nChannel 0: I'm always helping and working with the best possible advice I can do to make sure you're answering questions. But I do quite a lot around Stanslink and deal with their their rules on a regular basis,\n\nChannel 1: Okay.\n\nChannel 0: so you're welcome to come to me if you have any questions or need any assistance there. Okay?\n\nChannel 1: Thanks, Dana. Thank you. You're a godsend.\n\nChannel 0: That's oh, that's okay. It's honestly not a problem at all. The only other thing to kind of go through with you is the ongoing service agreement side of it. So where you've got that little sign here button,\n\nChannel 1: Yep. Yep.\n\nChannel 0: that does take you through to our ongoing service agreement. Now over the last couple of years, our agreement has been exactly the same. So it's been a percentage based fee based on 1.65% per annum.\n\nChannel 1: Yep.\n\nChannel 0: It has changed a little bit this year, and that's to make it a bit more streamlined and easier, especially for yourself. So instead of just noting it as a percentage based fee, we actually have it set as a dollar fee. Our fee structure is now tiered. So once your balance hits over 200,000, you hop into the next tier, and your ongoing fee percentage drops from 1.65% to 1.375%. Then as your super balance increases over the 500,000, it drops to the next tier down.\n\nSo, essentially, you'll be paying in each tier, but the higher your super balance goes, the lower the tier the percentages that you pay for the ongoing service agreement. Instead of just noting it as a percentage, we actually have we work out the dollar figure, and we work out exactly what you're expected to pay for our services for the year, and we enter that into your super fund platform as a dollar figure fee. So instead of the fee going up and down and increasing as your balance increases, it's gonna give you more certainty. Now does that make sense? You're allowed to ask me questions and tell me if it doesn't quite make clarify or you need more clarification.\n\nChannel 1: Yep. No. That's that's all fine. Yep. That's good.\n\nI\n\nChannel 0: Yes. Yes.\n\nChannel 1: yep.\n\nChannel 0: So the idea the idea is that we didn't wanna sort of keep the same fee structure and be charged with the the set percentage. Because one of the things with having a percentage based fee is if you've got a 150,000 super and then you contribute to that and then you get, you know, 20% growth on top of it, your fee at 1.65% continues to increase. This way, we've worked out for this year based on that 1.65%. We do account for 5% growth. Your total fee for the year would be $2,847.55.\n\nThat's all you would pay. So if your Superfund gets 20% growth, you don't pay anything more than what we've stipulated on that fee agreement. So it's about giving you more certainty around how much you pay for our services for this year. And then as your balance increases, you move into the next year. And so as your balance grows, the\n\nChannel 1: Yep.\n\nChannel 0: amount you pay as a percentage starts to decrease a little bit as well so that we're, you know, hoping to build on your super much greater. It's about\n\nChannel 1: Yep.\n\nChannel 0: just clarifying exactly how much you are paying on a yearly basis. We are a professional service, and we do a lot of work around keeping the investors growing and building and working towards your goals. And I actually wanted because, you know, with where you are in helping you to build on this, I would like to do more regular catch ups with you. So I've actually asked this year for a book of clients. You're gonna be on my book of clients, so you'll only ever deal with me, which makes it easier\n\nChannel 1: Okay.\n\nChannel 0: for you.\n\nChannel 1: Okay. Cool.\n\nChannel 0: And then I would love to be able to catch up with you every sort of six months to see\n\nChannel 1: Yep.\n\nChannel 0: how things are going\n\nChannel 1: Yep.\n\nChannel 0: so that we can sort of generate their advice needs to be updated. If something's not going right in your life, then we can sort of look at what we can do to help. If\n\nChannel 1: Sure.\n\nChannel 0: you need to make a claim, we can sort of help to liaise when and if that needs to happen. So are you comfortable with that? Does that make sense? Do you have any questions? You're welcome.\n\nLet me know if it doesn't quite make\n\nChannel 1: No. That that's all good. Awesome. Thank you.\n\nChannel 0: sense. That's okay.\n\nChannel 1: Yes.\n\nChannel 0: Excellent. So are you happy with this a review in the next like, I'll call you in two weeks for booking your\n\nChannel 1: Yeah.\n\nChannel 0: advice presentation,\n\nChannel 1: Yeah.\n\nChannel 0: But then after that, we'll do a six month catch up as well. Is that comfortable for you?\n\nChannel 1: Yeah. Yeah. That's excellent. That's\n\nChannel 0: Yes? Fantastic. So two weeks time brings us to the August 27. Is the Thursday at 09:30 gonna be okay to do your advice with you in the morning?\n\nChannel 1: good. Yep. That's that's sounds good to me. Yep.\n\nChannel 0: That sounds okay? Beautiful. So I'll pop that one in there for you. I'll add a little text message reminder so it sends you\n\nChannel 1: Sorry?\n\nChannel 0: a message today of to let you know that I'll be calling to go through your advice with you. If\n\nChannel 1: Cool.\n\nChannel 0: anything changes or if you find that that time doesn't suit, just let me know. I can happily reschedule there. And then, yeah, we'll go through and update your super. I'll look at the investments and look at the structure, and we'll just incorporate that $25 on a weekly basis or, you know, $50 per fortnight to have that put into your sofa to build build on it for you. How does that sound?\n\nChannel 1: Yeah. That sounds good.\n\nChannel 0: That's okay. Do you have any questions or anything that you think I may not have touched on that you might want me to sort of talk about with you at the moment? Or\n\nChannel 1: No. I don't think so. If I if I think of anything, I'll I'll definitely,\n\nChannel 0: It's okay.\n\nChannel 1: yeah, I'll definitely contact you.\n\nChannel 0: Yes. Absolutely. Well, what I'll make sure I do up that email for you giving you some time deposit information and some rates around for the moment. And\n\nChannel 1: Yep.\n\nChannel 0: I'll add a little bit of information on the the estate planning side of things. I'll put a bit of detail in there about updating your beneficiary to a legal representative and what that means to clarify it for you. And I'll also put some details in there on doing up a will and how to go about doing that.\n\nChannel 1: Yes.\n\nChannel 0: I'll probably also just pop a little recap in as to what I'm doing advice was just to sort of clarify things because I know when we're talking on the phone, I'm going through a lot, and it\n\nChannel 1: Mhmm.\n\nChannel 0: can often\n\nChannel 1: Yep.\n\nChannel 0: be at the end of the call, there might be questions that come out of you. You might go, hang on. What did you say about that?\n\nChannel 1: Yeah.\n\nChannel 0: I don't remember. So I'll just do a little bit of a recap of what I'm looking at to give you some clarity so you can go back after the call and just review that email. And then if you do have any additional questions, you can come back. You'll have my contact. You can let me know.\n\nOkay?\n\nChannel 1: Okay. Cool. That sounds good. You're awesome.\n\nChannel 0: All good. No. All good. Honestly, not a problem at all. I've got you all booked in for your advice presentation there as well.\n\nI'll go back and do that research for you and get everything working. And if you're happy just to stay on board as a client, I'll just get you to sign on that annual ongoing service agreement. You put the sign here button, that'll all come back\n\nChannel 1: I've done it. I did it whilst you were just chatting to me, so it should be\n\nChannel 0: to\n\nChannel 1: it should\n\nChannel 0: me.\n\nChannel 1: be done.\n\nChannel 0: You're a bitch. It is. It's just come back to me now. Thank you so much\n\nChannel 1: Wait.\n\nChannel 0: for that, Naomi. I really appreciate you taking my call today. I hope everything goes well with selling the car, and I'll get that email done. And, yeah, good luck looking at properties with the mom.\n\nChannel 1: Yeah. Oh, thank you. Yeah. It's a little bit exciting. So yeah.\n\nWhere where do\n\nChannel 0: Yeah.\n\nChannel 1: you where are you from? Are you where are you you're not on the Gold\n\nChannel 0: So\n\nChannel 1: Coast,\n\nChannel 0: we're\n\nChannel 1: are\n\nChannel 0: in\n\nChannel 1: you?\n\nChannel 0: Southport on the Gold Coast in the\n\nChannel 1: Oh,\n\nChannel 0: office.\n\nChannel 1: you are.\n\nChannel 0: Yeah. But I actually\n\nChannel 1: South\n\nChannel 0: live in Northern\n\nChannel 1: Beach.\n\nChannel 0: New South Wales. Yeah.\n\nChannel 1: Okay. We're oh, beautiful. I love Northern New South Wales. I love love to move down there.\n\nChannel 0: Yeah.\n\nChannel 1: But, yeah, but, actually, we've been looking at\n\nChannel 0: It\n\nChannel 1: places\n\nChannel 0: is beautiful.\n\nChannel 1: in in Southport. So Southport\n\nChannel 0: Oh,\n\nChannel 1: or,\n\nChannel 0: nice.\n\nChannel 1: like,\n\nChannel 0: Nice.\n\nChannel 1: there or or we actually found one last night\n\nChannel 0: Yep.\n\nChannel 1: in bigger waters. Like, it's it's, like, not on the it's, you know, like, the block that's on the beach on Marine Parade there, but it's, like,\n\nChannel 0: Yeah.\n\nChannel 1: in a heart a little mini high rise just behind. So it's in that block on the beach. But yeah.\n\nChannel 0: Yes.\n\nChannel 1: And yeah. And and it's a good price. And mom like, mom the mom's property has it's worth, like, between 900,000 and a million dollars. So yeah. So she's got a sort of a good amount to,\n\nChannel 0: Yes. Wow.\n\nChannel 1: yeah, to sort of get something down there. And we've we thought if we get something sort of near the tram or you know, and, like, near the Broadwater there, it's good flat walking for me and\n\nChannel 0: Yeah.\n\nChannel 1: and\n\nChannel 0: Yep.\n\nChannel 1: stuff. So yeah.\n\nChannel 0: Absolutely.\n\nChannel 1: Yeah.\n\nChannel 0: Yeah. No. That's great. And then they extended the tram down to Burley now as well,\n\nChannel 1: I\n\nChannel 0: which\n\nChannel 1: know.\n\nChannel 0: is great. More of the Gold Coast is covered with\n\nChannel 1: Yeah.\n\nChannel 0: the tram, and it's only 50¢ a trip. So it's so\n\nChannel 1: We\n\nChannel 0: cheap.\n\nChannel 1: we get on it all the time, mom and I, like, because it saves both of us from having to drive. So we will sometimes drive to Helensvale and then get the tramps in Helensvale to surface because that that's where I have appointments.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah.\n\nChannel 0: Beautiful.\n\nChannel 1: So we haven't gone down to Burley\n\nChannel 0: Yeah.\n\nChannel 1: yet, but it is on our list to do. Yeah. Okay. Thanks,\n\nChannel 0: Yeah. No. That's\n\nChannel 1: Dana.\n\nChannel 0: all good. Well, when you do move down, we'll get you into the office, and we can\n\nChannel 1: Yeah.\n\nChannel 0: meet in person and do a bit of a catch up. That'd be fantastic.\n\nChannel 1: Okay. That that'll\n\nChannel 0: Yeah.\n\nChannel 1: be perfect. Yep. Okay. That this this is this\n\nChannel 0: All\n\nChannel 1: has been\n\nChannel 0: good.\n\nChannel 1: a really\n\nChannel 0: Thank you\n\nChannel 1: helpful\n\nChannel 0: so much, Amy. I'll let not a problem. Honestly,\n\nChannel 1: helpful.\n\nChannel 0: it's all not an issue at all. You have a lovely day. I'll let you go to enjoy the rest\n\nChannel 1: Two.\n\nChannel 0: of your day, and just let me know if there's any questions, and I'll make sure I get that email out to you shortly. Okay?\n\nChannel 1: Thank you so much. See you later.\n\nChannel 0: My pleasure. Thank you. See you later.\n\nChannel 1: Thanks.\n\nChannel 0: Bye.\n\nChannel 1: Bye.","paragraphs":[{"sentences":[{"text":"Hi, Naomi.","start":3.12,"end":3.84,"sentiment":"neutral","sentiment_score":0.11859659850597382},{"text":"It's Dana from OQ Financial.","start":3.84,"end":5.46,"sentiment":"neutral","sentiment_score":0.12301199287176132},{"text":"How about you?","start":5.52,"end":6.58,"sentiment":"neutral","sentiment_score":0.1288220336039861}],"sentiment":"neutral","sentiment_score":0.12387192621827126,"channel":0,"num_words":10,"start":3.12,"end":6.58},{"sentences":[{"text":"Morning.","start":6.3999996,"end":6.64,"sentiment":"neutral","sentiment_score":0.12093260884284972},{"text":"Hi, Dana.","start":6.64,"end":7.44,"sentiment":"neutral","sentiment_score":0.23799018561840057},{"text":"I'm good.","start":7.44,"end":8.16,"sentiment":"positive","sentiment_score":0.4965391457080841},{"text":"How are you?","start":8.16,"end":8.98,"sentiment":"positive","sentiment_score":0.3602370222409566}],"sentiment":"positive","sentiment_score":0.3338377922773361,"channel":1,"num_words":8,"start":6.3999996,"end":8.98},{"sentences":[{"text":"Yeah.","start":9.28,"end":9.599999,"sentiment":"neutral","sentiment_score":0.29958030581474304},{"text":"Good.","start":9.599999,"end":10.0,"sentiment":"positive","sentiment_score":0.49178430438041687},{"text":"Thank you.","start":10.0,"end":10.48,"sentiment":"positive","sentiment_score":0.6030992269515991},{"text":"Thanks so much for taking my call this morning.","start":10.48,"end":12.98,"sentiment":"positive","sentiment_score":0.7203643653127882}],"sentiment":"positive","sentiment_score":0.6523724886087271,"channel":0,"num_words":13,"start":9.28,"end":12.98},{"sentences":[{"text":"Thank","start":13.36,"end":13.679999,"sentiment":"positive","sentiment_score":0.66060870885849}],"sentiment":"positive","sentiment_score":0.66060870885849,"channel":1,"num_words":1,"start":13.36,"end":13.679999},{"sentences":[{"text":"I've just","start":13.455,"end":13.8550005,"sentiment":"positive","sentiment_score":0.5629367530345917}],"sentiment":"positive","sentiment_score":0.5629367530345917,"channel":0,"num_words":2,"start":13.455,"end":13.8550005},{"sentences":[{"text":"you.","start":13.679999,"end":14.115,"sentiment":"positive","sentiment_score":0.5498313903808594}],"sentiment":"positive","sentiment_score":0.5498313903808594,"channel":1,"num_words":1,"start":13.679999,"end":14.115},{"sentences":[{"text":"got you in to go through your annual review, and I believe you had a couple of additional questions there for us this morning.","start":13.8550005,"end":19.215,"sentiment":"positive","sentiment_score":0.3780413654943307},{"text":"Is now still a good time?","start":19.215,"end":20.595,"sentiment":"neutral","sentiment_score":0.22303961714108786}],"sentiment":"positive","sentiment_score":0.34704101582368213,"channel":0,"num_words":30,"start":13.8550005,"end":20.595},{"sentences":[{"text":"Yep.","start":21.075,"end":21.575,"sentiment":"neutral","sentiment_score":0.30111265182495117},{"text":"Now is a great","start":21.715,"end":22.515,"sentiment":"positive","sentiment_score":0.6235517933964729}],"sentiment":"positive","sentiment_score":0.5590639650821686,"channel":1,"num_words":5,"start":21.075,"end":22.515},{"sentences":[{"text":"Fantastic.","start":22.415,"end":22.915,"sentiment":"positive","sentiment_score":0.8000541925430298}],"sentiment":"positive","sentiment_score":0.8000541925430298,"channel":0,"num_words":1,"start":22.415,"end":22.915},{"sentences":[{"text":"time.","start":22.515,"end":23.015,"sentiment":"positive","sentiment_score":0.6937328577041626}],"sentiment":"positive","sentiment_score":0.6937328577041626,"channel":1,"num_words":1,"start":22.515,"end":23.015},{"sentences":[{"text":"All good.","start":24.654999,"end":25.295,"sentiment":"positive","sentiment_score":0.5757438540458679},{"text":"And just to go just before we jump into the call, just to let you know, we do record our calls for quality and training purposes.","start":25.295,"end":30.57,"sentiment":"neutral","sentiment_score":0.11532232050712292},{"text":"Are you happy for me to proceed with that?","start":30.57,"end":32.59,"sentiment":"neutral","sentiment_score":0.16671205560366312}],"sentiment":"neutral","sentiment_score":0.15271017680297028,"channel":0,"num_words":37,"start":24.654999,"end":32.59},{"sentences":[{"text":"Yep.","start":32.69,"end":33.19,"sentiment":"neutral","sentiment_score":0.07179822772741318},{"text":"Oh, good.","start":33.25,"end":33.91,"sentiment":"neutral","sentiment_score":0.21881308406591415}],"sentiment":"neutral","sentiment_score":0.1698081319530805,"channel":1,"num_words":3,"start":32.69,"end":33.91},{"sentences":[{"text":"Beautiful.","start":34.57,"end":35.07,"sentiment":"positive","sentiment_score":0.3917945325374603},{"text":"And also just to do a really quick security check there with you just to confirm your full name, your date of birth, and address I should have on file.","start":35.53,"end":42.215,"sentiment":"neutral","sentiment_score":0.11490722199281057}],"sentiment":"neutral","sentiment_score":0.12383907072005733,"channel":0,"num_words":31,"start":34.57,"end":42.215},{"sentences":[{"text":"Yep.","start":42.705,"end":43.025,"sentiment":"neutral","sentiment_score":0.03278607875108719},{"text":"It's Naomi k Boyce, the fourteenth","start":43.025,"end":45.365,"sentiment":"neutral","sentiment_score":0.026924606412649155}],"sentiment":"neutral","sentiment_score":0.027761959603854587,"channel":1,"num_words":7,"start":42.705,"end":45.365},{"sentences":[{"text":"Yep.","start":45.395,"end":45.895,"sentiment":"neutral","sentiment_score":0.028960861265659332}],"sentiment":"neutral","sentiment_score":0.028960861265659332,"channel":0,"num_words":1,"start":45.395,"end":45.895},{"sentences":[{"text":"of April 1982, and the address","start":45.585,"end":48.945,"sentiment":"neutral","sentiment_score":0.02917513468613227}],"sentiment":"neutral","sentiment_score":0.02917513468613227,"channel":1,"num_words":6,"start":45.585,"end":48.945},{"sentences":[{"text":"Yep.","start":48.835,"end":49.335,"sentiment":"neutral","sentiment_score":0.03144043684005737}],"sentiment":"neutral","sentiment_score":0.03144043684005737,"channel":0,"num_words":1,"start":48.835,"end":49.335},{"sentences":[{"text":"is 17 Slash 5 To 15 Cook Road, Tenbury Mountain 4214272.","start":48.945,"end":55.69,"sentiment":"neutral","sentiment_score":0.034910925748673355}],"sentiment":"neutral","sentiment_score":0.034910925748673355,"channel":1,"num_words":11,"start":48.945,"end":55.69},{"sentences":[{"text":"Beautiful.","start":56.46,"end":56.94,"sentiment":"positive","sentiment_score":0.3957955837249756},{"text":"Thank you so much for that.","start":56.94,"end":58.8,"sentiment":"positive","sentiment_score":0.47793490688006085},{"text":"How did you go yesterday looking at houses with your mom?","start":58.94,"end":61.579998,"sentiment":"neutral","sentiment_score":0.07382902164350856},{"text":"Did she find something she liked?","start":61.579998,"end":63.18,"sentiment":"neutral","sentiment_score":0.014651579161485037},{"text":"Or","start":63.18,"end":63.68,"sentiment":"neutral","sentiment_score":-0.03854892402887344}],"sentiment":"neutral","sentiment_score":0.16499539256095885,"channel":0,"num_words":25,"start":56.46,"end":63.68},{"sentences":[{"text":"No.","start":65.355,"end":65.835,"sentiment":"neutral","sentiment_score":-0.1259966939687729},{"text":"That one was a negative.","start":65.835,"end":67.375,"sentiment":"neutral","sentiment_score":-0.18514854907989503},{"text":"But last night on real estate, a really good one popped up for a really good price.","start":67.515,"end":73.615,"sentiment":"neutral","sentiment_score":0.23253349740715587},{"text":"So,","start":74.315,"end":74.815,"sentiment":"neutral","sentiment_score":0.07527777552604675}],"sentiment":"neutral","sentiment_score":0.12402532466997702,"channel":1,"num_words":24,"start":65.355,"end":74.815},{"sentences":[{"text":"Yeah.","start":75.115,"end":75.615,"sentiment":"neutral","sentiment_score":0.057138338685035706}],"sentiment":"neutral","sentiment_score":0.057138338685035706,"channel":0,"num_words":1,"start":75.115,"end":75.615},{"sentences":[{"text":"yeah, we're gonna we're gonna look at that one on the weekend.","start":75.755,"end":78.895,"sentiment":"neutral","sentiment_score":0.057304391637444496},{"text":"And there's another one going for auction today that, like, we were interested in as well.","start":79.435,"end":83.58,"sentiment":"neutral","sentiment_score":0.05142940045334399},{"text":"We're not gonna bid for it or anything, but, like, I'm not sure.","start":83.58,"end":86.64,"sentiment":"neutral","sentiment_score":-0.06150135426567151}],"sentiment":"neutral","sentiment_score":0.01734159759631971,"channel":1,"num_words":41,"start":75.755,"end":86.64},{"sentences":[{"text":"Yeah.","start":86.43,"end":86.93,"sentiment":"neutral","sentiment_score":-0.025467535480856895}],"sentiment":"neutral","sentiment_score":-0.025467535480856895,"channel":0,"num_words":1,"start":86.43,"end":86.93},{"sentences":[{"text":"You know, it might it might not not sell at auction.","start":87.1,"end":90.22,"sentiment":"neutral","sentiment_score":-0.04600695554505695},{"text":"But but, yeah, that's","start":90.22,"end":91.5,"sentiment":"neutral","sentiment_score":0.0020960238762199874}],"sentiment":"neutral","sentiment_score":-0.033179494366049764,"channel":1,"num_words":15,"start":87.1,"end":91.5},{"sentences":[{"text":"Yes.","start":91.39,"end":91.875,"sentiment":"neutral","sentiment_score":0.023756790906190872}],"sentiment":"neutral","sentiment_score":0.023756790906190872,"channel":0,"num_words":1,"start":91.39,"end":91.875},{"sentences":[{"text":"been that's been fun.","start":91.5,"end":92.7,"sentiment":"neutral","sentiment_score":0.048865084536373615},{"text":"So because I've been stuck on on Tambourine Mountain for a couple of years now, and my health's been so bad.","start":92.7,"end":99.895,"sentiment":"neutral","sentiment_score":-0.1560924748579661},{"text":"So mom's decided like, I could have been to sort of move move away a few times.","start":100.275,"end":105.395,"sentiment":"neutral","sentiment_score":-0.170892992440392},{"text":"And and just because of my health, I I need to be on the Gold Coast.","start":105.395,"end":108.515,"sentiment":"neutral","sentiment_score":-0.0812627172563225},{"text":"And we're traveling down there, like,","start":108.515,"end":110.16,"sentiment":"neutral","sentiment_score":-0.016247783942768972}],"sentiment":"neutral","sentiment_score":-0.11539613570494112,"channel":1,"num_words":64,"start":91.5,"end":110.16},{"sentences":[{"text":"Yeah.","start":109.89,"end":110.39,"sentiment":"neutral","sentiment_score":-0.009866383858025074}],"sentiment":"neutral","sentiment_score":-0.009866383858025074,"channel":0,"num_words":1,"start":109.89,"end":110.39},{"sentences":[{"text":"it's, like, honestly,","start":111.04,"end":111.86,"sentiment":"neutral","sentiment_score":-0.014122578936318556}],"sentiment":"neutral","sentiment_score":-0.014122578936318556,"channel":1,"num_words":3,"start":111.04,"end":111.86},{"sentences":[{"text":"Yeah.","start":111.49,"end":111.99,"sentiment":"neutral","sentiment_score":-0.03653897717595101}],"sentiment":"neutral","sentiment_score":-0.03653897717595101,"channel":0,"num_words":1,"start":111.49,"end":111.99},{"sentences":[{"text":"like, five, you know, five times a week, like, five days a week,","start":111.920006,"end":117.28001,"sentiment":"neutral","sentiment_score":0.011247212640368022}],"sentiment":"neutral","sentiment_score":0.011247212640368022,"channel":1,"num_words":13,"start":111.920006,"end":117.28001},{"sentences":[{"text":"Yep.","start":117.17,"end":117.555,"sentiment":"neutral","sentiment_score":0.021028995513916016}],"sentiment":"neutral","sentiment_score":0.021028995513916016,"channel":0,"num_words":1,"start":117.17,"end":117.555},{"sentences":[{"text":"you know, and it's it's a lot of travel and and yeah.","start":117.28001,"end":120.32001,"sentiment":"neutral","sentiment_score":-0.04094554235537847},{"text":"And yeah.","start":120.32001,"end":121.28001,"sentiment":"neutral","sentiment_score":-0.001365399919450283},{"text":"So so that's where I'm I'm at.","start":121.28001,"end":124.415,"sentiment":"neutral","sentiment_score":0.04716300006423678},{"text":"Yeah.","start":126.314995,"end":126.555,"sentiment":"neutral","sentiment_score":0.21540269255638125},{"text":"So we've got we might be moving, which is good.","start":126.555,"end":128.795,"sentiment":"positive","sentiment_score":0.5044640123844146}],"sentiment":"neutral","sentiment_score":0.15925332839833573,"channel":1,"num_words":32,"start":117.28001,"end":128.795},{"sentences":[{"text":"I'm yeah.","start":128.795,"end":129.595,"sentiment":"neutral","sentiment_score":0.3028225302696228},{"text":"I'm looking at selling my car, and I'm act and","start":129.595,"end":134.155,"sentiment":"neutral","sentiment_score":0.137379889190197}],"sentiment":"neutral","sentiment_score":0.16495366270343462,"channel":1,"num_words":12,"start":128.795,"end":134.155},{"sentences":[{"text":"Yep.","start":134.02,"end":134.52,"sentiment":"neutral","sentiment_score":0.10780958831310272}],"sentiment":"neutral","sentiment_score":0.10780958831310272,"channel":0,"num_words":1,"start":134.02,"end":134.52},{"sentences":[{"text":"that's what I'm talking to you about after afterwards because I I wanted","start":134.155,"end":137.85,"sentiment":"neutral","sentiment_score":0.0965859666466713}],"sentiment":"neutral","sentiment_score":0.0965859666466713,"channel":1,"num_words":13,"start":134.155,"end":137.85},{"sentences":[{"text":"Yeah.","start":137.78,"end":138.28,"sentiment":"neutral","sentiment_score":0.13814902305603027}],"sentiment":"neutral","sentiment_score":0.13814902305603027,"channel":0,"num_words":1,"start":137.78,"end":138.28},{"sentences":[{"text":"to see if I could invest that money just with you.","start":137.85,"end":140.81,"sentiment":"neutral","sentiment_score":0.14599962600252844},{"text":"You know, what would what would be my best option to invest that","start":140.81,"end":144.11,"sentiment":"neutral","sentiment_score":0.09350401449661988}],"sentiment":"neutral","sentiment_score":0.11756450310349464,"channel":1,"num_words":24,"start":137.85,"end":144.11},{"sentences":[{"text":"Mhmm.","start":144.1,"end":144.6,"sentiment":"neutral","sentiment_score":0.05028936266899109}],"sentiment":"neutral","sentiment_score":0.05028936266899109,"channel":0,"num_words":1,"start":144.1,"end":144.6},{"sentences":[{"text":"money just like,","start":144.33,"end":145.21,"sentiment":"neutral","sentiment_score":0.04012753193577131}],"sentiment":"neutral","sentiment_score":0.04012753193577131,"channel":1,"num_words":3,"start":144.33,"end":145.21},{"sentences":[{"text":"Yeah.","start":144.90001,"end":145.40001,"sentiment":"neutral","sentiment_score":0.05091509222984314}],"sentiment":"neutral","sentiment_score":0.05091509222984314,"channel":0,"num_words":1,"start":144.90001,"end":145.40001},{"sentences":[{"text":"you know, kind of sort of short short you know, short term or whatever.","start":145.21,"end":150.485,"sentiment":"neutral","sentiment_score":0.027950249013624022},{"text":"Mid not","start":150.705,"end":151.345,"sentiment":"neutral","sentiment_score":0.0011692298576235771}],"sentiment":"neutral","sentiment_score":0.024602621619123966,"channel":1,"num_words":16,"start":145.21,"end":151.345},{"sentences":[{"text":"Yeah.","start":151.315,"end":151.815,"sentiment":"neutral","sentiment_score":0.0038973838090896606}],"sentiment":"neutral","sentiment_score":0.0038973838090896606,"channel":0,"num_words":1,"start":151.315,"end":151.815},{"sentences":[{"text":"long term.","start":151.345,"end":151.905,"sentiment":"neutral","sentiment_score":-0.004134975373744965},{"text":"I don't wanna add it to my super.","start":151.905,"end":153.345,"sentiment":"neutral","sentiment_score":-0.19460265710949898},{"text":"I wanna be able to, you know,","start":153.345,"end":155.02501,"sentiment":"neutral","sentiment_score":0.06223210745624134}],"sentiment":"neutral","sentiment_score":-0.06643920326057602,"channel":1,"num_words":17,"start":151.345,"end":155.02501},{"sentences":[{"text":"Yep.","start":154.835,"end":155.335,"sentiment":"neutral","sentiment_score":0.06582669168710709}],"sentiment":"neutral","sentiment_score":0.06582669168710709,"channel":0,"num_words":1,"start":154.835,"end":155.335},{"sentences":[{"text":"maybe do something with it in the next five years or something.","start":155.02501,"end":158.30501,"sentiment":"neutral","sentiment_score":0.017887921382983524},{"text":"I","start":158.30501,"end":158.38501,"sentiment":"neutral","sentiment_score":-0.013892821967601776}],"sentiment":"neutral","sentiment_score":0.015443248817553887,"channel":1,"num_words":13,"start":155.02501,"end":158.38501},{"sentences":[{"text":"Yep.","start":158.35501,"end":158.85,"sentiment":"neutral","sentiment_score":0.00019958554184995592}],"sentiment":"neutral","sentiment_score":0.00019958554184995592,"channel":0,"num_words":1,"start":158.35501,"end":158.85},{"sentences":[{"text":"don't know.","start":158.38501,"end":158.88,"sentiment":"neutral","sentiment_score":-0.034884240478277206},{"text":"Yeah.","start":159.92,"end":160.42,"sentiment":"neutral","sentiment_score":0.04542112350463867}],"sentiment":"neutral","sentiment_score":-0.008115785817305246,"channel":1,"num_words":3,"start":158.38501,"end":160.42},{"sentences":[{"text":"Absolutely.","start":160.05,"end":160.55,"sentiment":"neutral","sentiment_score":0.10425568372011185}],"sentiment":"neutral","sentiment_score":0.10425568372011185,"channel":0,"num_words":1,"start":160.05,"end":160.55},{"sentences":[{"text":"So","start":160.48001,"end":160.72,"sentiment":"neutral","sentiment_score":0.013973422348499298}],"sentiment":"neutral","sentiment_score":0.013973422348499298,"channel":1,"num_words":1,"start":160.48001,"end":160.72},{"sentences":[{"text":"No.","start":160.93001,"end":161.33,"sentiment":"neutral","sentiment_score":-0.044883206486701965},{"text":"All good.","start":161.33,"end":161.89,"sentiment":"neutral","sentiment_score":0.1067124791443348},{"text":"Well, we'll definitely","start":161.89,"end":163.01001,"sentiment":"neutral","sentiment_score":0.10778570547699928}],"sentiment":"neutral","sentiment_score":0.08198314470549424,"channel":0,"num_words":6,"start":160.93001,"end":163.01001},{"sentences":[{"text":"and","start":162.8,"end":163.04001,"sentiment":"neutral","sentiment_score":0.10629594326019288}],"sentiment":"neutral","sentiment_score":0.10629594326019288,"channel":1,"num_words":1,"start":162.8,"end":163.04001},{"sentences":[{"text":"talk","start":163.01001,"end":163.25,"sentiment":"neutral","sentiment_score":0.11284840852022172}],"sentiment":"neutral","sentiment_score":0.11284840852022172,"channel":0,"num_words":1,"start":163.01001,"end":163.25},{"sentences":[{"text":"then","start":163.04001,"end":163.28,"sentiment":"neutral","sentiment_score":0.12757371366024017}],"sentiment":"neutral","sentiment_score":0.12757371366024017,"channel":1,"num_words":1,"start":163.04001,"end":163.28},{"sentences":[{"text":"about","start":163.25,"end":163.41,"sentiment":"neutral","sentiment_score":0.10926567018032074}],"sentiment":"neutral","sentiment_score":0.10926567018032074,"channel":0,"num_words":1,"start":163.25,"end":163.41},{"sentences":[{"text":"the","start":163.28,"end":163.44,"sentiment":"neutral","sentiment_score":0.09262491762638092}],"sentiment":"neutral","sentiment_score":0.09262491762638092,"channel":1,"num_words":1,"start":163.28,"end":163.44},{"sentences":[{"text":"that.","start":163.41,"end":163.81001,"sentiment":"neutral","sentiment_score":0.12008491158485413}],"sentiment":"neutral","sentiment_score":0.12008491158485413,"channel":0,"num_words":1,"start":163.41,"end":163.81001},{"sentences":[{"text":"only other","start":163.44,"end":164.0,"sentiment":"neutral","sentiment_score":0.03299173712730408}],"sentiment":"neutral","sentiment_score":0.03299173712730408,"channel":1,"num_words":2,"start":163.44,"end":164.0},{"sentences":[{"text":"Perfect.","start":163.81001,"end":164.31001,"sentiment":"neutral","sentiment_score":0.18975800275802612}],"sentiment":"neutral","sentiment_score":0.18975800275802612,"channel":0,"num_words":1,"start":163.81001,"end":164.31001},{"sentences":[{"text":"thing was yeah.","start":164.0,"end":164.96,"sentiment":"neutral","sentiment_score":0.05535209427277247},{"text":"The only other thing was was my tax.","start":164.96,"end":166.82,"sentiment":"neutral","sentiment_score":-0.16903136298060417},{"text":"I I haven't done my tax, and I I'm scared it's actually coming up to, like, nearly ten years.","start":166.88,"end":173.86,"sentiment":"neutral","sentiment_score":-0.29852621806295293},{"text":"Like yeah.","start":175.875,"end":177.155,"sentiment":"neutral","sentiment_score":-0.2080591917037964},{"text":"It it would be coming up to ten ten years, I think.","start":177.155,"end":180.115,"sentiment":"neutral","sentiment_score":-0.23213941107193628}],"sentiment":"neutral","sentiment_score":-0.22863600182939658,"channel":1,"num_words":44,"start":164.0,"end":180.115},{"sentences":[{"text":"And I'm eight or nine years, and I'm I'm freaking out.","start":180.115,"end":184.675,"sentiment":"negative","sentiment_score":-0.34598577699877997}],"sentiment":"negative","sentiment_score":-0.34598577699877997,"channel":1,"num_words":11,"start":180.115,"end":184.675},{"sentences":[{"text":"Yes.","start":184.425,"end":184.925,"sentiment":"neutral","sentiment_score":-0.1350998878479004}],"sentiment":"neutral","sentiment_score":-0.1350998878479004,"channel":0,"num_words":1,"start":184.425,"end":184.925},{"sentences":[{"text":"Like yeah.","start":184.675,"end":185.55501,"sentiment":"neutral","sentiment_score":-0.17396458983421326},{"text":"So I need to I need to I've I've said that I would talk to you guys about this before, and then it's just been too overwhelmed because I have really fucking bad anxiety.","start":185.55501,"end":195.46999,"sentiment":"negative","sentiment_score":-0.3606410293894656}],"sentiment":"negative","sentiment_score":-0.3502701160808404,"channel":1,"num_words":36,"start":184.675,"end":195.46999},{"sentences":[{"text":"Yeah.","start":196.73,"end":197.04999,"sentiment":"neutral","sentiment_score":-0.2523552179336548}],"sentiment":"neutral","sentiment_score":-0.2523552179336548,"channel":0,"num_words":1,"start":196.73,"end":197.04999},{"sentences":[{"text":"And,","start":197.04999,"end":197.45,"sentiment":"neutral","sentiment_score":-0.22642743587493896}],"sentiment":"neutral","sentiment_score":-0.22642743587493896,"channel":1,"num_words":1,"start":197.04999,"end":197.45},{"sentences":[{"text":"Okay.","start":197.04999,"end":197.54999,"sentiment":"neutral","sentiment_score":-0.2190437614917755}],"sentiment":"neutral","sentiment_score":-0.2190437614917755,"channel":0,"num_words":1,"start":197.04999,"end":197.54999},{"sentences":[{"text":"like yeah.","start":197.45,"end":198.43,"sentiment":"neutral","sentiment_score":-0.2268679067492485},{"text":"And, like, really bad anxiety.","start":198.48999,"end":200.26999,"sentiment":"neutral","sentiment_score":-0.31297212839126587},{"text":"And I've had it I've had, like, some heart not heart trouble, but I've had, like, yeah, a bit of, like I've had pericarditis, which is, like, inflammation of the heart.","start":200.32999,"end":210.375,"sentiment":"neutral","sentiment_score":-0.23414693003700626},{"text":"And, apparently, it's been chronic, and and I've got really","start":210.75499,"end":214.515,"sentiment":"neutral","sentiment_score":-0.25331496000289916}],"sentiment":"neutral","sentiment_score":-0.24604793513814607,"channel":1,"num_words":48,"start":197.45,"end":214.515},{"sentences":[{"text":"Oh,","start":214.38,"end":214.7,"sentiment":"negative","sentiment_score":-0.3799017667770386}],"sentiment":"negative","sentiment_score":-0.3799017667770386,"channel":0,"num_words":1,"start":214.38,"end":214.7},{"sentences":[{"text":"bad","start":214.515,"end":214.75499,"sentiment":"negative","sentiment_score":-0.4435158371925354}],"sentiment":"negative","sentiment_score":-0.4435158371925354,"channel":1,"num_words":1,"start":214.515,"end":214.75499},{"sentences":[{"text":"wow.","start":214.7,"end":215.2,"sentiment":"negative","sentiment_score":-0.4396685063838959}],"sentiment":"negative","sentiment_score":-0.4396685063838959,"channel":0,"num_words":1,"start":214.7,"end":215.2},{"sentences":[{"text":"back problems.","start":214.75499,"end":215.495,"sentiment":"neutral","sentiment_score":-0.2704521268606186},{"text":"I haven't worked for, like, now, like, well over twelve months and, like, it's like,","start":215.635,"end":220.15999,"sentiment":"neutral","sentiment_score":-0.1808481792608897}],"sentiment":"neutral","sentiment_score":-0.19138982015497544,"channel":1,"num_words":17,"start":214.75499,"end":220.15999},{"sentences":[{"text":"Yeah.","start":219.90001,"end":220.40001,"sentiment":"neutral","sentiment_score":-0.03376094251871109}],"sentiment":"neutral","sentiment_score":-0.03376094251871109,"channel":0,"num_words":1,"start":219.90001,"end":220.40001},{"sentences":[{"text":"I'm on the disability pension and yeah.","start":220.15999,"end":223.28,"sentiment":"neutral","sentiment_score":-0.07444883723344121},{"text":"So I'm really trying to just look after my mental health","start":223.28,"end":226.09999,"sentiment":"neutral","sentiment_score":-0.03670227595350959}],"sentiment":"neutral","sentiment_score":-0.05138149422903856,"channel":1,"num_words":18,"start":220.15999,"end":226.09999},{"sentences":[{"text":"Yeah.","start":227.26001,"end":227.76001,"sentiment":"neutral","sentiment_score":0.019900724291801453}],"sentiment":"neutral","sentiment_score":0.019900724291801453,"channel":0,"num_words":1,"start":227.26001,"end":227.76001},{"sentences":[{"text":"to, you know, try to to try to, yeah, get my body back up like I'm going to physio twice a week.","start":227.28,"end":234.305,"sentiment":"neutral","sentiment_score":-0.012183045629750599},{"text":"So it's costing a 14.","start":234.305,"end":235.58499,"sentiment":"neutral","sentiment_score":-0.06261472105979919},{"text":"And my mom I'm on a disability pension, so my mom has to cover me.","start":235.58499,"end":239.825,"sentiment":"neutral","sentiment_score":-0.056608421728014946},{"text":"You know, I don't pay rent.","start":239.825,"end":240.94499,"sentiment":"neutral","sentiment_score":-0.15169020493825278},{"text":"I don't pay for food, you know, anything.","start":240.94499,"end":242.78499,"sentiment":"neutral","sentiment_score":-0.20526357553899288}],"sentiment":"neutral","sentiment_score":-0.07111565658955701,"channel":1,"num_words":56,"start":227.28,"end":242.78499},{"sentences":[{"text":"It's crazy.","start":242.78499,"end":243.58499,"sentiment":"neutral","sentiment_score":-0.23427192121744156},{"text":"So I think going down to the Gold Coast will help me to access be closer to getting things done and to have more","start":243.58499,"end":250.92,"sentiment":"neutral","sentiment_score":0.1026280118773381}],"sentiment":"neutral","sentiment_score":0.07671263240850888,"channel":1,"num_words":26,"start":242.78499,"end":250.92},{"sentences":[{"text":"Yeah.","start":250.8,"end":251.3,"sentiment":"neutral","sentiment_score":0.05190414935350418}],"sentiment":"neutral","sentiment_score":0.05190414935350418,"channel":0,"num_words":1,"start":250.8,"end":251.3},{"sentences":[{"text":"support.","start":250.98,"end":251.48,"sentiment":"neutral","sentiment_score":0.061363331973552704},{"text":"There's more services down there and stuff.","start":251.78,"end":253.96,"sentiment":"neutral","sentiment_score":0.03608184839997973},{"text":"You know, my","start":254.1,"end":254.82,"sentiment":"neutral","sentiment_score":-0.004929454376300176}],"sentiment":"neutral","sentiment_score":0.027195264331319115,"channel":1,"num_words":11,"start":250.98,"end":254.82},{"sentences":[{"text":"Yeah.","start":254.64,"end":255.14,"sentiment":"neutral","sentiment_score":-0.0027132444083690643}],"sentiment":"neutral","sentiment_score":-0.0027132444083690643,"channel":0,"num_words":1,"start":254.64,"end":255.14},{"sentences":[{"text":"friends are down there.","start":254.82,"end":255.78,"sentiment":"neutral","sentiment_score":-0.05049282684922218},{"text":"I'm so isolated up here.","start":255.78,"end":257.38,"sentiment":"neutral","sentiment_score":-0.14132358282804489},{"text":"I can't drive, like, all that way anymore either.","start":257.38,"end":261.395,"sentiment":"neutral","sentiment_score":-0.17627351813846165},{"text":"Mom has to drive drive me.","start":261.395,"end":263.495,"sentiment":"neutral","sentiment_score":-0.056996949637929596},{"text":"Okay.","start":264.03497,"end":264.35498,"sentiment":"neutral","sentiment_score":-0.03189631551504135}],"sentiment":"neutral","sentiment_score":-0.11475715592503548,"channel":1,"num_words":25,"start":254.82,"end":264.35498},{"sentences":[{"text":"Like, I I","start":264.35498,"end":264.995,"sentiment":"neutral","sentiment_score":-0.011962592601776123}],"sentiment":"neutral","sentiment_score":-0.011962592601776123,"channel":1,"num_words":3,"start":264.35498,"end":264.995},{"sentences":[{"text":"Yeah.","start":264.79498,"end":265.29498,"sentiment":"neutral","sentiment_score":-0.001159925013780594}],"sentiment":"neutral","sentiment_score":-0.001159925013780594,"channel":0,"num_words":1,"start":264.79498,"end":265.29498},{"sentences":[{"text":"just try driving a car for more than ten minutes.","start":264.995,"end":267.63498,"sentiment":"neutral","sentiment_score":-0.03948760442435741},{"text":"Yeah.","start":267.63498,"end":268.03497,"sentiment":"neutral","sentiment_score":-0.0017963191494345665},{"text":"So all these things I have,","start":268.03497,"end":269.79498,"sentiment":"neutral","sentiment_score":-0.017105644568800926}],"sentiment":"neutral","sentiment_score":-0.02937095475328319,"channel":1,"num_words":17,"start":264.995,"end":269.79498},{"sentences":[{"text":"Yeah.","start":269.675,"end":270.09,"sentiment":"neutral","sentiment_score":-0.0010328255593776705}],"sentiment":"neutral","sentiment_score":-0.0010328255593776705,"channel":0,"num_words":1,"start":269.675,"end":270.09},{"sentences":[{"text":"yeah, come to the conclusion to to do that.","start":269.79498,"end":273.39,"sentiment":"neutral","sentiment_score":-0.04285470810201433},{"text":"And, of course, I'm clearing up the garage, and it's like I've got all these boxes of fucking paperwork, and I'm like, I'm not I don't wanna take this to the new place.","start":273.39,"end":281.71,"sentiment":"neutral","sentiment_score":-0.30918090316382324},{"text":"I wanna try to get all these tax done, you know, maybe before we go so that I that's all off my off my head.","start":281.71,"end":291.26498,"sentiment":"neutral","sentiment_score":-0.28334608852863313},{"text":"And my psychologist is on my back to to just be brave and and talk to you guys about it because I was, like, in I I had an eviction for a while, and I ran a business, a cleaning business.","start":291.26498,"end":306.09,"sentiment":"neutral","sentiment_score":-0.1720332559652445},{"text":"And","start":306.94998,"end":307.44998,"sentiment":"neutral","sentiment_score":-0.13329821825027466}],"sentiment":"neutral","sentiment_score":-0.22806400094830662,"channel":1,"num_words":109,"start":269.79498,"end":307.44998},{"sentences":[{"text":"Yes.","start":307.36,"end":307.86,"sentiment":"neutral","sentiment_score":-0.14530198276042938}],"sentiment":"neutral","sentiment_score":-0.14530198276042938,"channel":0,"num_words":1,"start":307.36,"end":307.86},{"sentences":[{"text":"so I I didn't honestly keep up with paperwork and invoices and stuff.","start":307.59,"end":314.07,"sentiment":"neutral","sentiment_score":-0.29455761038340056},{"text":"So","start":314.07,"end":314.57,"sentiment":"neutral","sentiment_score":-0.20565080642700195}],"sentiment":"neutral","sentiment_score":-0.2882071243865149,"channel":1,"num_words":14,"start":307.59,"end":314.57},{"sentences":[{"text":"Yeah.","start":314.235,"end":314.735,"sentiment":"neutral","sentiment_score":-0.2470242828130722}],"sentiment":"neutral","sentiment_score":-0.2470242828130722,"channel":0,"num_words":1,"start":314.235,"end":314.735},{"sentences":[{"text":"so I'm like, there's gotta be a way that we can, you know, like, figure it all out, but I I'm just so scared to tackle it.","start":315.185,"end":323.82498,"sentiment":"negative","sentiment_score":-0.4275919955085825},{"text":"I'm really fucking scared.","start":323.82498,"end":325.10498,"sentiment":"negative","sentiment_score":-0.7078377157449722},{"text":"Like,","start":325.10498,"end":325.345,"sentiment":"negative","sentiment_score":-0.5327842235565186}],"sentiment":"negative","sentiment_score":-0.4659099676646292,"channel":1,"num_words":32,"start":315.185,"end":325.345},{"sentences":[{"text":"Yeah.","start":325.275,"end":325.775,"sentiment":"negative","sentiment_score":-0.5437259674072266}],"sentiment":"negative","sentiment_score":-0.5437259674072266,"channel":0,"num_words":1,"start":325.275,"end":325.775},{"sentences":[{"text":"it makes me wanna cry, and I feel so embarrassed.","start":325.345,"end":328.16498,"sentiment":"negative","sentiment_score":-0.7248912036418915},{"text":"So I think if I just","start":328.46,"end":329.84,"sentiment":"negative","sentiment_score":-0.3507397572199504}],"sentiment":"negative","sentiment_score":-0.5845844112336636,"channel":1,"num_words":16,"start":325.345,"end":329.84},{"sentences":[{"text":"Yeah.","start":330.07,"end":330.57,"sentiment":"neutral","sentiment_score":-0.09613251686096191}],"sentiment":"neutral","sentiment_score":-0.09613251686096191,"channel":0,"num_words":1,"start":330.07,"end":330.57},{"sentences":[{"text":"so if I just start it with you guys and just yeah.","start":330.30002,"end":333.76,"sentiment":"neutral","sentiment_score":0.11990905615190665},{"text":"Just start somewhere and you guys can give me some advice as what, you know, what to collect, like,","start":333.9,"end":338.56,"sentiment":"neutral","sentiment_score":0.16405793377443365}],"sentiment":"neutral","sentiment_score":0.1469680456624877,"channel":1,"num_words":31,"start":330.30002,"end":338.56},{"sentences":[{"text":"Yes.","start":339.73502,"end":340.23502,"sentiment":"neutral","sentiment_score":0.11239057779312134}],"sentiment":"neutral","sentiment_score":0.11239057779312134,"channel":0,"num_words":1,"start":339.73502,"end":340.23502},{"sentences":[{"text":"what to do.","start":339.74,"end":340.46,"sentiment":"neutral","sentiment_score":0.05537210156520208}],"sentiment":"neutral","sentiment_score":0.05537210156520208,"channel":1,"num_words":3,"start":339.74,"end":340.46},{"sentences":[{"text":"Yes.","start":340.45502,"end":340.95502,"sentiment":"neutral","sentiment_score":0.06856488436460495}],"sentiment":"neutral","sentiment_score":0.06856488436460495,"channel":0,"num_words":1,"start":340.45502,"end":340.95502},{"sentences":[{"text":"Because I just I just don't know what to do and it's yeah.","start":340.46,"end":344.04498,"sentiment":"neutral","sentiment_score":-0.13163011979598266},{"text":"Yeah.","start":345.54498,"end":346.04498,"sentiment":"neutral","sentiment_score":0.0330149382352829},{"text":"So","start":346.745,"end":346.985,"sentiment":"neutral","sentiment_score":0.06120654940605163}],"sentiment":"neutral","sentiment_score":-0.107798004647096,"channel":1,"num_words":15,"start":340.46,"end":346.985},{"sentences":[{"text":"Yes.","start":346.775,"end":347.275,"sentiment":"neutral","sentiment_score":0.10147039592266084}],"sentiment":"neutral","sentiment_score":0.10147039592266084,"channel":0,"num_words":1,"start":346.775,"end":347.275},{"sentences":[{"text":"that's me.","start":346.985,"end":347.72498,"sentiment":"neutral","sentiment_score":0.0793786570429802}],"sentiment":"neutral","sentiment_score":0.0793786570429802,"channel":1,"num_words":2,"start":346.985,"end":347.72498},{"sentences":[{"text":"No.","start":347.495,"end":347.73502,"sentiment":"neutral","sentiment_score":-0.1754621863365173},{"text":"That's okay.","start":347.73502,"end":348.295,"sentiment":"neutral","sentiment_score":-0.04268672131001949},{"text":"That's that's completely under you've got a lot going on, so I can definitely, you know, understand where you're coming from.","start":348.295,"end":355.59,"sentiment":"neutral","sentiment_score":0.008486796813529162},{"text":"You know, it's hard to sort of work out where to start.","start":355.97,"end":358.63,"sentiment":"neutral","sentiment_score":-0.19017012665669122},{"text":"When it does sort of come to the tax side of things, so we can't do your tax return for you.","start":359.09,"end":364.55,"sentiment":"neutral","sentiment_score":-0.07035494400631814}],"sentiment":"neutral","sentiment_score":-0.06740540771728806,"channel":0,"num_words":57,"start":347.495,"end":364.55},{"sentences":[{"text":"But we can most of the time, over the last couple of years, most of the information that is collected by TaxWise from employers, a lot of that is prefilled into your myGov for you ready for taxation.","start":365.56998,"end":379.945,"sentiment":"neutral","sentiment_score":0.1406740163894076}],"sentiment":"neutral","sentiment_score":0.1406740163894076,"channel":0,"num_words":38,"start":365.56998,"end":379.945},{"sentences":[{"text":"Yep.","start":380.86002,"end":381.36002,"sentiment":"neutral","sentiment_score":0.14296391606330872}],"sentiment":"neutral","sentiment_score":0.14296391606330872,"channel":1,"num_words":1,"start":380.86002,"end":381.36002},{"sentences":[{"text":"So when and if you do see an accountant, realistically, most of the information should be predone if you've not done your","start":380.9,"end":387.46,"sentiment":"neutral","sentiment_score":0.05167277953164144}],"sentiment":"neutral","sentiment_score":0.05167277953164144,"channel":0,"num_words":22,"start":380.9,"end":387.46},{"sentences":[{"text":"Yep.","start":387.34,"end":387.84,"sentiment":"neutral","sentiment_score":-0.01696767657995224}],"sentiment":"neutral","sentiment_score":-0.01696767657995224,"channel":1,"num_words":1,"start":387.34,"end":387.84},{"sentences":[{"text":"taxes for the last nine to ten years.","start":387.46,"end":389.47998,"sentiment":"neutral","sentiment_score":-0.0028235563077032566},{"text":"Each year, your old employers","start":390.18,"end":392.41998,"sentiment":"neutral","sentiment_score":-0.00538925901055336}],"sentiment":"neutral","sentiment_score":-0.003810365039568681,"channel":0,"num_words":13,"start":387.46,"end":392.41998},{"sentences":[{"text":"Yep.","start":392.395,"end":392.895,"sentiment":"neutral","sentiment_score":-0.014053435996174812}],"sentiment":"neutral","sentiment_score":-0.014053435996174812,"channel":1,"num_words":1,"start":392.395,"end":392.895},{"sentences":[{"text":"needed to go back and report on things like that.","start":392.41998,"end":395.115,"sentiment":"neutral","sentiment_score":-0.0284182857722044},{"text":"There's a lot of crossovers.","start":395.115,"end":396.175,"sentiment":"neutral","sentiment_score":0.0025252975057810543},{"text":"The super funds report on contributions going in.","start":398.155,"end":401.755,"sentiment":"neutral","sentiment_score":0.03629285702481866},{"text":"Employers","start":401.755,"end":402.235,"sentiment":"neutral","sentiment_score":0.03474574163556099}],"sentiment":"neutral","sentiment_score":0.0022305094850404807,"channel":0,"num_words":24,"start":392.41998,"end":402.235},{"sentences":[{"text":"Yep.","start":402.235,"end":402.735,"sentiment":"neutral","sentiment_score":0.03816772252321243}],"sentiment":"neutral","sentiment_score":0.03816772252321243,"channel":1,"num_words":1,"start":402.235,"end":402.735},{"sentences":[{"text":"have to report everything when they're doing their taxation side of things.","start":402.235,"end":405.375,"sentiment":"neutral","sentiment_score":0.01690524610845993}],"sentiment":"neutral","sentiment_score":0.01690524610845993,"channel":0,"num_words":12,"start":402.235,"end":405.375},{"sentences":[{"text":"Okay.","start":405.51498,"end":405.995,"sentiment":"neutral","sentiment_score":0.07481369376182556}],"sentiment":"neutral","sentiment_score":0.07481369376182556,"channel":1,"num_words":1,"start":405.51498,"end":405.995},{"sentences":[{"text":"So","start":405.755,"end":405.995,"sentiment":"neutral","sentiment_score":0.07064659893512726}],"sentiment":"neutral","sentiment_score":0.07064659893512726,"channel":0,"num_words":1,"start":405.755,"end":405.995},{"sentences":[{"text":"Fine.","start":405.995,"end":406.495,"sentiment":"neutral","sentiment_score":0.1773202419281006}],"sentiment":"neutral","sentiment_score":0.1773202419281006,"channel":1,"num_words":1,"start":405.995,"end":406.495},{"sentences":[{"text":"while that is prefilled into your myGov for you ready for ready for it to be tax ready, it might just be worth talking to an accountant because they'll go back and be able to do all the tax returns with you.","start":405.995,"end":420.09,"sentiment":"neutral","sentiment_score":0.15324326391730989},{"text":"But","start":420.09,"end":420.49,"sentiment":"neutral","sentiment_score":0.07767557352781296}],"sentiment":"neutral","sentiment_score":0.15148587576871694,"channel":0,"num_words":43,"start":405.995,"end":420.49},{"sentences":[{"text":"Yep.","start":420.43,"end":420.825,"sentiment":"neutral","sentiment_score":0.07366843521595001}],"sentiment":"neutral","sentiment_score":0.07366843521595001,"channel":1,"num_words":1,"start":420.43,"end":420.825},{"sentences":[{"text":"depending on, you know, your history, there could be a bill.","start":420.49,"end":423.77,"sentiment":"neutral","sentiment_score":-0.024029080163348805},{"text":"There might not be,","start":423.77,"end":424.965,"sentiment":"neutral","sentiment_score":-0.06826686393469572}],"sentiment":"neutral","sentiment_score":-0.03582582250237465,"channel":0,"num_words":15,"start":420.49,"end":424.965},{"sentences":[{"text":"Yeah.","start":424.825,"end":425.325,"sentiment":"neutral","sentiment_score":0.03438350930809975},{"text":"Yeah.","start":425.385,"end":425.885,"sentiment":"neutral","sentiment_score":0.12600845098495483}],"sentiment":"neutral","sentiment_score":0.08019598014652729,"channel":1,"num_words":2,"start":424.825,"end":425.885},{"sentences":[{"text":"and they can sort of help to work with you with the ATO","start":425.445,"end":428.105,"sentiment":"neutral","sentiment_score":0.2507908447430684}],"sentiment":"neutral","sentiment_score":0.2507908447430684,"channel":0,"num_words":13,"start":425.445,"end":428.105},{"sentences":[{"text":"Yep.","start":427.785,"end":428.285,"sentiment":"neutral","sentiment_score":0.10676898807287216}],"sentiment":"neutral","sentiment_score":0.10676898807287216,"channel":1,"num_words":1,"start":427.785,"end":428.285},{"sentences":[{"text":"to if there is a bill to pay it off in smaller increments.","start":428.165,"end":431.125,"sentiment":"neutral","sentiment_score":0.08445058017969131},{"text":"But if you're comfortable, we do have a really great accountant that I could refer you through to.","start":431.125,"end":436.345,"sentiment":"positive","sentiment_score":0.4446745382414924}],"sentiment":"neutral","sentiment_score":0.2936128784091242,"channel":0,"num_words":31,"start":428.165,"end":436.345},{"sentences":[{"text":"Yeah.","start":436.02502,"end":436.47,"sentiment":"neutral","sentiment_score":0.24540147185325625},{"text":"That'd be","start":436.71,"end":437.45,"sentiment":"neutral","sentiment_score":0.20923719555139542}],"sentiment":"neutral","sentiment_score":0.22129195431868234,"channel":1,"num_words":3,"start":436.02502,"end":437.45},{"sentences":[{"text":"I would just need to get approved with do so, and he can just meet with you to","start":437.205,"end":440.88,"sentiment":"neutral","sentiment_score":0.21522890114121968}],"sentiment":"neutral","sentiment_score":0.21522890114121968,"channel":0,"num_words":18,"start":437.205,"end":440.88},{"sentences":[{"text":"great.","start":440.71,"end":441.21,"sentiment":"neutral","sentiment_score":0.04154428094625473}],"sentiment":"neutral","sentiment_score":0.04154428094625473,"channel":1,"num_words":1,"start":440.71,"end":441.21},{"sentences":[{"text":"start with just to kind of get a feel for what you need and talk about what he can do and find out whether that's the right accountant for you.","start":440.88,"end":450.24,"sentiment":"neutral","sentiment_score":0.07662201846639315},{"text":"Does that sound like something you'd be open to me doing?","start":450.24,"end":452.82,"sentiment":"neutral","sentiment_score":0.06398011777888644}],"sentiment":"neutral","sentiment_score":0.07323028901364745,"channel":0,"num_words":41,"start":440.88,"end":452.82},{"sentences":[{"text":"That sounds perfect.","start":453.28497,"end":454.50497,"sentiment":"positive","sentiment_score":0.6141006151835123},{"text":"Thank you.","start":454.56497,"end":455.38498,"sentiment":"positive","sentiment_score":0.6201848089694977}],"sentiment":"positive","sentiment_score":0.6165342926979065,"channel":1,"num_words":5,"start":453.28497,"end":455.38498},{"sentences":[{"text":"Yep.","start":456.08002,"end":456.525,"sentiment":"positive","sentiment_score":0.3608408868312836},{"text":"Beautiful.","start":456.76498,"end":457.26498,"sentiment":"positive","sentiment_score":0.5248931646347046},{"text":"So when I did the referral for that for you, it's an email","start":457.565,"end":460.705,"sentiment":"neutral","sentiment_score":0.13310507398385268}],"sentiment":"neutral","sentiment_score":0.17440666755040488,"channel":0,"num_words":15,"start":456.08002,"end":460.705},{"sentences":[{"text":"Cool.","start":460.66,"end":461.16,"sentiment":"neutral","sentiment_score":0.10391917824745178}],"sentiment":"neutral","sentiment_score":0.10391917824745178,"channel":1,"num_words":1,"start":460.66,"end":461.16},{"sentences":[{"text":"from myself to him and to you.","start":461.085,"end":463.905,"sentiment":"neutral","sentiment_score":0.12945445626974106},{"text":"He'll then make contact and book in a time to have a chat with you, whether it be Teams or by the phone or in person, depending on what you're more comfortable with.","start":464.285,"end":472.55,"sentiment":"neutral","sentiment_score":0.11591307378628037}],"sentiment":"neutral","sentiment_score":0.11828281572088599,"channel":0,"num_words":40,"start":461.085,"end":472.55},{"sentences":[{"text":"Yep.","start":472.5,"end":472.9,"sentiment":"neutral","sentiment_score":0.0917488858103752},{"text":"Okay.","start":472.9,"end":473.22,"sentiment":"neutral","sentiment_score":0.12168069183826448}],"sentiment":"neutral","sentiment_score":0.10671478882431984,"channel":1,"num_words":2,"start":472.5,"end":473.22},{"sentences":[{"text":"And","start":473.09,"end":473.25,"sentiment":"neutral","sentiment_score":0.12435358762741087}],"sentiment":"neutral","sentiment_score":0.12435358762741087,"channel":0,"num_words":1,"start":473.09,"end":473.25},{"sentences":[{"text":"Cool.","start":473.22,"end":473.72,"sentiment":"neutral","sentiment_score":0.18279117345809937}],"sentiment":"neutral","sentiment_score":0.18279117345809937,"channel":1,"num_words":1,"start":473.22,"end":473.72},{"sentences":[{"text":"then he'll kinda go from there and see whether they can help you give you a rundown on what they'll charge and how that'll work and things like that.","start":473.25,"end":480.05,"sentiment":"neutral","sentiment_score":0.14713559659390613},{"text":"Does that sound okay?","start":480.05,"end":481.35,"sentiment":"neutral","sentiment_score":0.11252516508102417}],"sentiment":"neutral","sentiment_score":0.14294039277416287,"channel":0,"num_words":33,"start":473.25,"end":481.35},{"sentences":[{"text":"Yeah.","start":481.725,"end":481.965,"sentiment":"neutral","sentiment_score":0.1912271678447723},{"text":"That sounds good.","start":481.965,"end":482.845,"sentiment":"positive","sentiment_score":0.41168710589408875},{"text":"Thanks.","start":482.845,"end":483.345,"sentiment":"positive","sentiment_score":0.4824433922767639}],"sentiment":"positive","sentiment_score":0.3817463755607605,"channel":1,"num_words":5,"start":481.725,"end":483.345},{"sentences":[{"text":"Yep.","start":484.29,"end":484.725,"sentiment":"neutral","sentiment_score":0.30811384320259094},{"text":"Beautiful.","start":484.965,"end":485.285,"sentiment":"positive","sentiment_score":0.5503650903701782},{"text":"That might give you a little bit of a starting point, and having a good accountant on your side can help you with dealing with the ACO and things like that as well, might alleviate a little bit of pressure off your plate.","start":485.285,"end":495.785,"sentiment":"positive","sentiment_score":0.41022175203922184}],"sentiment":"positive","sentiment_score":0.4110669838057624,"channel":0,"num_words":45,"start":484.29,"end":495.785},{"sentences":[{"text":"Yeah.","start":496.12,"end":496.62,"sentiment":"neutral","sentiment_score":0.11305815726518632},{"text":"I think so too.","start":496.76,"end":497.90002,"sentiment":"neutral","sentiment_score":0.10728966444730759}],"sentiment":"neutral","sentiment_score":0.10844336301088334,"channel":1,"num_words":5,"start":496.12,"end":497.90002},{"sentences":[{"text":"Yeah.","start":498.325,"end":498.825,"sentiment":"neutral","sentiment_score":0.12235619872808456},{"text":"Oh,","start":499.44,"end":499.75998,"sentiment":"neutral","sentiment_score":0.13912035524845123}],"sentiment":"neutral","sentiment_score":0.1307382769882679,"channel":0,"num_words":2,"start":498.325,"end":499.75998},{"sentences":[{"text":"Okay.","start":499.72,"end":500.22,"sentiment":"neutral","sentiment_score":0.1987071633338928}],"sentiment":"neutral","sentiment_score":0.1987071633338928,"channel":1,"num_words":1,"start":499.72,"end":500.22},{"sentences":[{"text":"good.","start":499.75998,"end":500.25998,"sentiment":"neutral","sentiment_score":0.26637741923332214},{"text":"Let's","start":500.63998,"end":500.96,"sentiment":"neutral","sentiment_score":0.2985629141330719}],"sentiment":"neutral","sentiment_score":0.282470166683197,"channel":0,"num_words":2,"start":499.75998,"end":500.96},{"sentences":[{"text":"Cool.","start":500.68002,"end":501.18002,"sentiment":"neutral","sentiment_score":0.30009737610816956}],"sentiment":"neutral","sentiment_score":0.30009737610816956,"channel":1,"num_words":1,"start":500.68002,"end":501.18002},{"sentences":[{"text":"also","start":500.96,"end":501.28,"sentiment":"neutral","sentiment_score":0.2778044641017914}],"sentiment":"neutral","sentiment_score":0.2778044641017914,"channel":0,"num_words":1,"start":500.96,"end":501.28},{"sentences":[{"text":"Great.","start":501.24002,"end":501.645,"sentiment":"positive","sentiment_score":0.3793792128562927}],"sentiment":"positive","sentiment_score":0.3793792128562927,"channel":1,"num_words":1,"start":501.24002,"end":501.645},{"sentences":[{"text":"have a little chat about the the car and the money that you're wanting to invest as well because that's sort of something that's on your mind.","start":501.28,"end":508.74,"sentiment":"neutral","sentiment_score":0.1921273836935008},{"text":"So you mentioned that you're unable to really drive your car thinking about selling it.","start":508.8,"end":513.57495,"sentiment":"neutral","sentiment_score":-0.03718347450097402},{"text":"How much do you think you're hoping or should be able to get for the car?","start":513.57495,"end":517.435,"sentiment":"neutral","sentiment_score":0.015180848306044936}],"sentiment":"neutral","sentiment_score":0.08401001405356259,"channel":0,"num_words":58,"start":501.28,"end":517.435},{"sentences":[{"text":"Like, maybe around $8,000.","start":518.1,"end":520.27997,"sentiment":"neutral","sentiment_score":0.0010187067091464996}],"sentiment":"neutral","sentiment_score":0.0010187067091464996,"channel":1,"num_words":4,"start":518.1,"end":520.27997},{"sentences":[{"text":"Mhmm.","start":521.815,"end":522.315,"sentiment":"neutral","sentiment_score":-0.01411778014153242}],"sentiment":"neutral","sentiment_score":-0.01411778014153242,"channel":0,"num_words":1,"start":521.815,"end":522.315},{"sentences":[{"text":"So not very","start":522.66,"end":523.38,"sentiment":"neutral","sentiment_score":-0.050025793413321175}],"sentiment":"neutral","sentiment_score":-0.050025793413321175,"channel":1,"num_words":3,"start":522.66,"end":523.38},{"sentences":[{"text":"Yep.","start":523.175,"end":523.57495,"sentiment":"neutral","sentiment_score":-0.03223472088575363}],"sentiment":"neutral","sentiment_score":-0.03223472088575363,"channel":0,"num_words":1,"start":523.175,"end":523.57495},{"sentences":[{"text":"much.","start":523.38,"end":523.88,"sentiment":"neutral","sentiment_score":-0.02829062007367611}],"sentiment":"neutral","sentiment_score":-0.02829062007367611,"channel":1,"num_words":1,"start":523.38,"end":523.88},{"sentences":[{"text":"Beautiful.","start":523.57495,"end":524.07495,"sentiment":"neutral","sentiment_score":0.10879115760326384},{"text":"And you may no.","start":524.21497,"end":525.89496,"sentiment":"neutral","sentiment_score":0.015981683507561684},{"text":"That's okay.","start":525.89496,"end":526.71497,"sentiment":"neutral","sentiment_score":0.01730181835591793},{"text":"Absolutely.","start":526.77496,"end":527.27496,"sentiment":"neutral","sentiment_score":0.11963384598493576},{"text":"And you said you sort of wanted to have that invested in a short term so you can access the funds when needed.","start":528.53,"end":534.77,"sentiment":"neutral","sentiment_score":0.10232041419848152}],"sentiment":"neutral","sentiment_score":0.08646209357726958,"channel":0,"num_words":31,"start":523.57495,"end":534.77},{"sentences":[{"text":"Is that right?","start":534.77,"end":535.59,"sentiment":"neutral","sentiment_score":0.08514985566337903}],"sentiment":"neutral","sentiment_score":0.08514985566337903,"channel":0,"num_words":3,"start":534.77,"end":535.59},{"sentences":[{"text":"Well, I don't want it to I don't wanna touch it, like, I just I wanted to put it in there, you know, like, I don't know, maybe yeah.","start":535.875,"end":544.57,"sentiment":"neutral","sentiment_score":-0.15613313584492125},{"text":"Well, like, five years or something like so I don't wanna touch it for that you know, for whatever period that","start":544.57,"end":552.49,"sentiment":"neutral","sentiment_score":-0.12163764557668141}],"sentiment":"neutral","sentiment_score":-0.14164502993226052,"channel":1,"num_words":50,"start":535.875,"end":552.49},{"sentences":[{"text":"Mhmm.","start":552.50494,"end":553.00494,"sentiment":"neutral","sentiment_score":-0.04282414540648461}],"sentiment":"neutral","sentiment_score":-0.04282414540648461,"channel":0,"num_words":1,"start":552.50494,"end":553.00494},{"sentences":[{"text":"you know?","start":552.57,"end":553.05,"sentiment":"neutral","sentiment_score":-0.04276299197226763},{"text":"Yeah.","start":553.05,"end":553.52997,"sentiment":"neutral","sentiment_score":-0.022555287927389145},{"text":"Yeah.","start":553.52997,"end":553.68994,"sentiment":"neutral","sentiment_score":-0.011912609450519083},{"text":"I do I yeah.","start":553.68994,"end":554.99,"sentiment":"neutral","sentiment_score":-0.020607748301699758},{"text":"So that I","start":556.08997,"end":556.64996,"sentiment":"neutral","sentiment_score":-0.008871824170152346}],"sentiment":"neutral","sentiment_score":-0.02082184973088178,"channel":1,"num_words":11,"start":552.57,"end":556.64996},{"sentences":[{"text":"Yeah.","start":556.62994,"end":556.94995,"sentiment":"neutral","sentiment_score":-0.01855984330177307}],"sentiment":"neutral","sentiment_score":-0.01855984330177307,"channel":0,"num_words":1,"start":556.62994,"end":556.94995},{"sentences":[{"text":"don't","start":556.64996,"end":556.965,"sentiment":"neutral","sentiment_score":-0.06730736792087555}],"sentiment":"neutral","sentiment_score":-0.06730736792087555,"channel":1,"num_words":1,"start":556.64996,"end":556.965},{"sentences":[{"text":"That's okay.","start":556.94995,"end":557.68994,"sentiment":"neutral","sentiment_score":-0.06052534282207489}],"sentiment":"neutral","sentiment_score":-0.06052534282207489,"channel":0,"num_words":2,"start":556.94995,"end":557.68994},{"sentences":[{"text":"yeah.","start":558.24506,"end":558.74506,"sentiment":"neutral","sentiment_score":0.01174398511648178},{"text":"But","start":558.965,"end":559.465,"sentiment":"neutral","sentiment_score":0.03197920322418213}],"sentiment":"neutral","sentiment_score":0.021861594170331955,"channel":1,"num_words":2,"start":558.24506,"end":559.465},{"sentences":[{"text":"Yeah.","start":559.99,"end":560.47,"sentiment":"neutral","sentiment_score":0.045311424881219864},{"text":"That's","start":560.47,"end":560.97,"sentiment":"neutral","sentiment_score":0.08053801953792572}],"sentiment":"neutral","sentiment_score":0.06292472220957279,"channel":0,"num_words":2,"start":559.99,"end":560.97},{"sentences":[{"text":"yeah.","start":560.645,"end":561.145,"sentiment":"neutral","sentiment_score":0.06021632254123688},{"text":"What do you think?","start":562.325,"end":563.28503,"sentiment":"neutral","sentiment_score":0.03571538161486387},{"text":"Like","start":563.28503,"end":563.78503,"sentiment":"neutral","sentiment_score":0.017836399376392365}],"sentiment":"neutral","sentiment_score":0.036819041396180786,"channel":1,"num_words":6,"start":560.645,"end":563.78503},{"sentences":[{"text":"yeah.","start":565.43,"end":565.82996,"sentiment":"neutral","sentiment_score":0.025256279855966568},{"text":"So when I'm thinking about investing funds, realistically, to invest in the market, you wouldn't want to invest anything that you're planning to access within the next five years.","start":565.82996,"end":575.015,"sentiment":"neutral","sentiment_score":-0.028081091056609976},{"text":"So if there's a chance you might need that, let's say, a bill or, you know, rent or food or something that you might have, because","start":575.015,"end":582.05505,"sentiment":"neutral","sentiment_score":-0.0016489928731551538}],"sentiment":"neutral","sentiment_score":-0.014856592419424228,"channel":0,"num_words":56,"start":565.43,"end":582.05505},{"sentences":[{"text":"Okay.","start":581.865,"end":582.365,"sentiment":"neutral","sentiment_score":-0.021488089114427567}],"sentiment":"neutral","sentiment_score":-0.021488089114427567,"channel":1,"num_words":1,"start":581.865,"end":582.365},{"sentences":[{"text":"large expenses definitely come on.","start":582.05505,"end":584.075,"sentiment":"neutral","sentiment_score":-0.04457379579544067},{"text":"In the shortest term, anywhere under sort of three to five years, I would generally suggest looking at term deposits.","start":584.21,"end":589.67,"sentiment":"neutral","sentiment_score":0.016335027292370796},{"text":"Term deposits are great.","start":590.21,"end":591.65,"sentiment":"positive","sentiment_score":0.44282692670822144},{"text":"They at the moment, cash rates aren't too bad,","start":591.65,"end":594.31,"sentiment":"neutral","sentiment_score":0.2244882947868771}],"sentiment":"neutral","sentiment_score":0.10251405070486821,"channel":0,"num_words":38,"start":582.05505,"end":594.31},{"sentences":[{"text":"Okay.","start":594.505,"end":595.005,"sentiment":"neutral","sentiment_score":0.2209320366382599}],"sentiment":"neutral","sentiment_score":0.2209320366382599,"channel":1,"num_words":1,"start":594.505,"end":595.005},{"sentences":[{"text":"but it means","start":594.69,"end":595.25,"sentiment":"neutral","sentiment_score":0.2151163270076116}],"sentiment":"neutral","sentiment_score":0.2151163270076116,"channel":0,"num_words":3,"start":594.69,"end":595.25},{"sentences":[{"text":"Yep.","start":595.145,"end":595.645,"sentiment":"neutral","sentiment_score":0.2000323981046677}],"sentiment":"neutral","sentiment_score":0.2000323981046677,"channel":1,"num_words":1,"start":595.145,"end":595.645},{"sentences":[{"text":"that you can access the money at the end of those terms.","start":595.25,"end":598.125,"sentiment":"neutral","sentiment_score":0.17894393081466356}],"sentiment":"neutral","sentiment_score":0.17894393081466356,"channel":0,"num_words":12,"start":595.25,"end":598.125},{"sentences":[{"text":"Yep.","start":598.3,"end":598.8,"sentiment":"neutral","sentiment_score":0.12157842516899107}],"sentiment":"neutral","sentiment_score":0.12157842516899107,"channel":1,"num_words":1,"start":598.3,"end":598.8},{"sentences":[{"text":"And with term deposits, you are still locking the money away for a set period of time.","start":598.42505,"end":602.905,"sentiment":"neutral","sentiment_score":0.08020619522122775},{"text":"So","start":602.905,"end":603.065,"sentiment":"neutral","sentiment_score":0.12007759511470796}],"sentiment":"neutral","sentiment_score":0.08242127299308777,"channel":0,"num_words":18,"start":598.42505,"end":603.065},{"sentences":[{"text":"Yep.","start":602.94,"end":603.44,"sentiment":"neutral","sentiment_score":0.12297433614730836}],"sentiment":"neutral","sentiment_score":0.12297433614730836,"channel":1,"num_words":1,"start":602.94,"end":603.44},{"sentences":[{"text":"you can start with, you know, six months, and then they'll they'll give you a call and roll it over.","start":603.065,"end":608.84503,"sentiment":"neutral","sentiment_score":0.08468358740210533}],"sentiment":"neutral","sentiment_score":0.08468358740210533,"channel":0,"num_words":20,"start":603.065,"end":608.84503},{"sentences":[{"text":"Okay.","start":609.33997,"end":609.83997,"sentiment":"neutral","sentiment_score":0.10719311982393263}],"sentiment":"neutral","sentiment_score":0.10719311982393263,"channel":1,"num_words":1,"start":609.33997,"end":609.83997},{"sentences":[{"text":"And you're sort of holding that money locked away for shorter periods of time, getting a little bit of interest on it at the end of that, but then you get the chance to take some out or roll it over, extend the period a little bit.","start":610.025,"end":620.78,"sentiment":"neutral","sentiment_score":0.09835597468500441},{"text":"If you were wanting to invest for longer, say five years or more and comfortable with investing in the market very similar to the way your super is, then we can definitely build portfolios for you.","start":621.48004,"end":633.125,"sentiment":"neutral","sentiment_score":0.15364480991330412}],"sentiment":"neutral","sentiment_score":0.12233667430209827,"channel":0,"num_words":83,"start":610.025,"end":633.125},{"sentences":[{"text":"Yep.","start":633.48004,"end":633.98004,"sentiment":"neutral","sentiment_score":0.05789269134402275}],"sentiment":"neutral","sentiment_score":0.05789269134402275,"channel":1,"num_words":1,"start":633.48004,"end":633.98004},{"sentences":[{"text":"But just with everything you've got going on at the moment, my only sort of hesitant there would be I don't wanna invest money that you might have to lend the short term if something happens, because you've","start":633.505,"end":644.04,"sentiment":"neutral","sentiment_score":-0.16612159441176214}],"sentiment":"neutral","sentiment_score":-0.16612159441176214,"channel":0,"num_words":38,"start":633.505,"end":644.04},{"sentences":[{"text":"Yep.","start":643.935,"end":644.435,"sentiment":"neutral","sentiment_score":-0.15431252121925354}],"sentiment":"neutral","sentiment_score":-0.15431252121925354,"channel":1,"num_words":1,"start":643.935,"end":644.435},{"sentences":[{"text":"got quite a lot going on there.","start":644.04,"end":645.56,"sentiment":"neutral","sentiment_score":-0.15999926839556014},{"text":"You may","start":645.56,"end":646.04,"sentiment":"neutral","sentiment_score":-0.10306062921881676}],"sentiment":"neutral","sentiment_score":-0.14734623746739495,"channel":0,"num_words":9,"start":644.04,"end":646.04},{"sentences":[{"text":"Yep.","start":645.855,"end":646.355,"sentiment":"neutral","sentiment_score":-0.08889800310134888}],"sentiment":"neutral","sentiment_score":-0.08889800310134888,"channel":1,"num_words":1,"start":645.855,"end":646.355},{"sentences":[{"text":"need to access those funds to emergencies.","start":646.04,"end":648.06,"sentiment":"neutral","sentiment_score":-0.12186026786054883},{"text":"So I would definitely suggest a bit of a term deposit.","start":648.6,"end":653.01996,"sentiment":"neutral","sentiment_score":0.004805601455948569},{"text":"If you wanted to, I could have a look around at some term deposit rates and send you an email after the call, which just outlines some of the highest","start":653.445,"end":661.705,"sentiment":"neutral","sentiment_score":0.03530302457511425}],"sentiment":"neutral","sentiment_score":0.005394384963437915,"channel":0,"num_words":48,"start":646.04,"end":661.705},{"sentences":[{"text":"Yep.","start":661.91,"end":662.325,"sentiment":"neutral","sentiment_score":0.01643557846546173}],"sentiment":"neutral","sentiment_score":0.01643557846546173,"channel":1,"num_words":1,"start":661.91,"end":662.325},{"sentences":[{"text":"CD rates and information around those sorts of accounts for you if you like.","start":662.16504,"end":666.9,"sentiment":"neutral","sentiment_score":0.012902613995330674}],"sentiment":"neutral","sentiment_score":0.012902613995330674,"channel":0,"num_words":14,"start":662.16504,"end":666.9},{"sentences":[{"text":"Yep.","start":667.045,"end":667.545,"sentiment":"neutral","sentiment_score":0.05505604296922684},{"text":"Okay.","start":667.60504,"end":667.925,"sentiment":"neutral","sentiment_score":0.11144138127565384},{"text":"Yep.","start":667.925,"end":668.425,"sentiment":"neutral","sentiment_score":0.12153595685958862}],"sentiment":"neutral","sentiment_score":0.0960111270348231,"channel":1,"num_words":3,"start":667.045,"end":668.425},{"sentences":[{"text":"Yeah.","start":669.78,"end":670.28,"sentiment":"neutral","sentiment_score":0.2361709475517273},{"text":"Beautiful.","start":670.34,"end":670.84,"sentiment":"positive","sentiment_score":0.5268739461898804}],"sentiment":"positive","sentiment_score":0.38152244687080383,"channel":0,"num_words":2,"start":669.78,"end":670.84},{"sentences":[{"text":"Sure.","start":670.565,"end":671.065,"sentiment":"neutral","sentiment_score":0.290630042552948}],"sentiment":"neutral","sentiment_score":0.290630042552948,"channel":1,"num_words":1,"start":670.565,"end":671.065},{"sentences":[{"text":"So account","start":671.22003,"end":671.94,"sentiment":"neutral","sentiment_score":0.1974909007549286}],"sentiment":"neutral","sentiment_score":0.1974909007549286,"channel":0,"num_words":2,"start":671.22003,"end":671.94},{"sentences":[{"text":"Yep.","start":671.685,"end":672.185,"sentiment":"neutral","sentiment_score":0.1565903127193451}],"sentiment":"neutral","sentiment_score":0.1565903127193451,"channel":1,"num_words":1,"start":671.685,"end":672.185},{"sentences":[{"text":"deposit.","start":671.94,"end":672.44,"sentiment":"neutral","sentiment_score":0.2225585579872131},{"text":"Beautiful.","start":672.9,"end":673.4,"sentiment":"neutral","sentiment_score":0.188096284866333}],"sentiment":"neutral","sentiment_score":0.20532742142677307,"channel":0,"num_words":2,"start":671.94,"end":673.4},{"sentences":[{"text":"And maybe that might be a good starting point just to put the money in there","start":673.525,"end":678.22,"sentiment":"neutral","sentiment_score":0.31840490736067295}],"sentiment":"neutral","sentiment_score":0.31840490736067295,"channel":1,"num_words":16,"start":673.525,"end":678.22},{"sentences":[{"text":"Yeah.","start":678.26,"end":678.76,"sentiment":"neutral","sentiment_score":0.15593227744102478}],"sentiment":"neutral","sentiment_score":0.15593227744102478,"channel":0,"num_words":1,"start":678.26,"end":678.76},{"sentences":[{"text":"and then, you know, and then","start":678.27997,"end":679.74,"sentiment":"neutral","sentiment_score":0.08448530609409015}],"sentiment":"neutral","sentiment_score":0.08448530609409015,"channel":1,"num_words":6,"start":678.27997,"end":679.74},{"sentences":[{"text":"Yep.","start":679.7,"end":680.2,"sentiment":"neutral","sentiment_score":0.06424209475517273}],"sentiment":"neutral","sentiment_score":0.06424209475517273,"channel":0,"num_words":1,"start":679.7,"end":680.2},{"sentences":[{"text":"when yeah.","start":680.04,"end":681.07996,"sentiment":"neutral","sentiment_score":0.06453390046954155},{"text":"I'm, yeah, more stable, whatever.","start":681.07996,"end":684.3,"sentiment":"neutral","sentiment_score":0.16151880025863646},{"text":"And, you know, I got everything","start":685.48,"end":686.76,"sentiment":"neutral","sentiment_score":0.10385172938307126}],"sentiment":"neutral","sentiment_score":0.11998247527159177,"channel":1,"num_words":13,"start":680.04,"end":686.76},{"sentences":[{"text":"Yeah.","start":686.675,"end":687.175,"sentiment":"neutral","sentiment_score":0.06696069985628128}],"sentiment":"neutral","sentiment_score":0.06696069985628128,"channel":0,"num_words":1,"start":686.675,"end":687.175},{"sentences":[{"text":"for us and","start":686.76,"end":687.48,"sentiment":"neutral","sentiment_score":0.0765256608525912}],"sentiment":"neutral","sentiment_score":0.0765256608525912,"channel":1,"num_words":3,"start":686.76,"end":687.48},{"sentences":[{"text":"Yeah.","start":687.47504,"end":687.97504,"sentiment":"neutral","sentiment_score":0.05406579747796059}],"sentiment":"neutral","sentiment_score":0.05406579747796059,"channel":0,"num_words":1,"start":687.47504,"end":687.97504},{"sentences":[{"text":"everything, I suppose.","start":687.48,"end":689.01996,"sentiment":"neutral","sentiment_score":0.07502266516288121}],"sentiment":"neutral","sentiment_score":0.07502266516288121,"channel":1,"num_words":3,"start":687.48,"end":689.01996},{"sentences":[{"text":"Yeah.","start":690.03503,"end":690.53503,"sentiment":"neutral","sentiment_score":0.07433032989501953}],"sentiment":"neutral","sentiment_score":0.07433032989501953,"channel":0,"num_words":1,"start":690.03503,"end":690.53503},{"sentences":[{"text":"We can then maybe do something else with it.","start":691.015,"end":693.49506,"sentiment":"neutral","sentiment_score":0.07682053496440251},{"text":"Because the thing is is I'm not gonna need","start":693.49506,"end":695.17505,"sentiment":"neutral","sentiment_score":-0.02807652060356405}],"sentiment":"neutral","sentiment_score":0.024372007180419233,"channel":1,"num_words":18,"start":691.015,"end":695.17505},{"sentences":[{"text":"Yeah.","start":695.235,"end":695.735,"sentiment":"neutral","sentiment_score":-0.07434706389904022}],"sentiment":"neutral","sentiment_score":-0.07434706389904022,"channel":0,"num_words":1,"start":695.235,"end":695.735},{"sentences":[{"text":"I'm definitely not gonna need a car anymore.","start":695.255,"end":697.99506,"sentiment":"neutral","sentiment_score":-0.14208222553133965},{"text":"My mom, like,","start":698.29504,"end":699.515,"sentiment":"neutral","sentiment_score":0.025380584100882213}],"sentiment":"neutral","sentiment_score":-0.09641055017709732,"channel":1,"num_words":11,"start":695.255,"end":699.515},{"sentences":[{"text":"Yep.","start":699.32,"end":699.82,"sentiment":"neutral","sentiment_score":0.08227650821208954}],"sentiment":"neutral","sentiment_score":0.08227650821208954,"channel":0,"num_words":1,"start":699.32,"end":699.82},{"sentences":[{"text":"will just share","start":699.73505,"end":700.455,"sentiment":"neutral","sentiment_score":0.06619175275166829}],"sentiment":"neutral","sentiment_score":0.06619175275166829,"channel":1,"num_words":3,"start":699.73505,"end":700.455},{"sentences":[{"text":"Yep.","start":700.27997,"end":700.77997,"sentiment":"neutral","sentiment_score":0.04677911102771759}],"sentiment":"neutral","sentiment_score":0.04677911102771759,"channel":0,"num_words":1,"start":700.27997,"end":700.77997},{"sentences":[{"text":"that one car.","start":700.455,"end":701.515,"sentiment":"neutral","sentiment_score":0.04027519871791204},{"text":"So yeah.","start":701.655,"end":702.695,"sentiment":"neutral","sentiment_score":0.06151728890836239},{"text":"So I just","start":702.695,"end":703.68,"sentiment":"neutral","sentiment_score":0.0931164746483167}],"sentiment":"neutral","sentiment_score":0.06540119973942637,"channel":1,"num_words":8,"start":700.455,"end":703.68},{"sentences":[{"text":"Yep.","start":703.72,"end":704.22,"sentiment":"neutral","sentiment_score":0.14615699648857117}],"sentiment":"neutral","sentiment_score":0.14615699648857117,"channel":0,"num_words":1,"start":703.72,"end":704.22},{"sentences":[{"text":"wanted to make sure that I didn't waste you know, that that money just doesn't get wasted because I sort of want, like as I can't work and add to my super you know, or, you know, like, I just wanted to try to yeah.","start":704.0,"end":718.33997,"sentiment":"neutral","sentiment_score":0.055473470894826786},{"text":"I guess, grow some sort","start":718.72,"end":722.055,"sentiment":"neutral","sentiment_score":0.02068088762462139}],"sentiment":"neutral","sentiment_score":0.051994212567806244,"channel":1,"num_words":50,"start":704.0,"end":722.055},{"sentences":[{"text":"Yeah.","start":721.895,"end":722.395,"sentiment":"neutral","sentiment_score":-0.0150195499882102}],"sentiment":"neutral","sentiment_score":-0.0150195499882102,"channel":0,"num_words":1,"start":721.895,"end":722.395},{"sentences":[{"text":"of some sort of money because it's a bit scary, you know, when you're not earning any money or making any money.","start":722.055,"end":731.33496,"sentiment":"neutral","sentiment_score":-0.08926713119514963},{"text":"Yeah.","start":731.33496,"end":731.735,"sentiment":"neutral","sentiment_score":0.0799763947725296}],"sentiment":"neutral","sentiment_score":-0.08190871702264184,"channel":1,"num_words":23,"start":722.055,"end":731.735},{"sentences":[{"text":"Yeah.","start":731.58,"end":732.08,"sentiment":"neutral","sentiment_score":0.17694389820098877}],"sentiment":"neutral","sentiment_score":0.17694389820098877,"channel":0,"num_words":1,"start":731.58,"end":732.08},{"sentences":[{"text":"So cool.","start":731.735,"end":732.295,"sentiment":"positive","sentiment_score":0.36255642771720886},{"text":"Okay.","start":732.295,"end":732.695,"sentiment":"neutral","sentiment_score":0.3124786615371704},{"text":"Sweet.","start":732.695,"end":733.095,"sentiment":"positive","sentiment_score":0.3619996905326843},{"text":"Okay.","start":733.095,"end":733.595,"sentiment":"neutral","sentiment_score":0.2707025408744812}],"sentiment":"positive","sentiment_score":0.3340587496757507,"channel":1,"num_words":5,"start":731.735,"end":733.595},{"sentences":[{"text":"Yes.","start":733.18,"end":733.68,"sentiment":"neutral","sentiment_score":0.28803330659866333}],"sentiment":"neutral","sentiment_score":0.28803330659866333,"channel":0,"num_words":1,"start":733.18,"end":733.68},{"sentences":[{"text":"That's","start":733.735,"end":734.135,"sentiment":"positive","sentiment_score":0.381891131401062}],"sentiment":"positive","sentiment_score":0.381891131401062,"channel":1,"num_words":1,"start":733.735,"end":734.135},{"sentences":[{"text":"Yeah.","start":733.98,"end":734.48,"sentiment":"positive","sentiment_score":0.4547004103660583}],"sentiment":"positive","sentiment_score":0.4547004103660583,"channel":0,"num_words":1,"start":733.98,"end":734.48},{"sentences":[{"text":"good.","start":734.135,"end":734.49,"sentiment":"positive","sentiment_score":0.5802549123764038}],"sentiment":"positive","sentiment_score":0.5802549123764038,"channel":1,"num_words":1,"start":734.135,"end":734.49},{"sentences":[{"text":"Absolutely.","start":735.74,"end":736.22,"sentiment":"positive","sentiment_score":0.5844378471374512},{"text":"And and starting off smaller can also work with your comfort level as well.","start":736.22,"end":740.235,"sentiment":"positive","sentiment_score":0.3813418022223881},{"text":"So","start":740.235,"end":740.735,"sentiment":"neutral","sentiment_score":0.16965213418006897}],"sentiment":"positive","sentiment_score":0.3808047007769346,"channel":0,"num_words":16,"start":735.74,"end":740.735},{"sentences":[{"text":"Sure.","start":740.49,"end":740.99,"sentiment":"neutral","sentiment_score":0.1488093137741089}],"sentiment":"neutral","sentiment_score":0.1488093137741089,"channel":1,"num_words":1,"start":740.49,"end":740.99},{"sentences":[{"text":"whilst you've got quite a lot going on there, if we start with something small like term deposits and","start":740.795,"end":745.435,"sentiment":"neutral","sentiment_score":0.14618675881310514}],"sentiment":"neutral","sentiment_score":0.14618675881310514,"channel":0,"num_words":19,"start":740.795,"end":745.435},{"sentences":[{"text":"Yep.","start":745.37,"end":745.87,"sentiment":"neutral","sentiment_score":0.14555126428604126}],"sentiment":"neutral","sentiment_score":0.14555126428604126,"channel":1,"num_words":1,"start":745.37,"end":745.87},{"sentences":[{"text":"then you're getting interest in learning to reinvest it and not needing the money, then as the money gets a lot bigger, then we can","start":745.435,"end":752.32,"sentiment":"neutral","sentiment_score":0.16023875653743744}],"sentiment":"neutral","sentiment_score":0.16023875653743744,"channel":0,"num_words":25,"start":745.435,"end":752.32},{"sentences":[{"text":"Yes.","start":751.955,"end":752.455,"sentiment":"neutral","sentiment_score":0.18096664547920227}],"sentiment":"neutral","sentiment_score":0.18096664547920227,"channel":1,"num_words":1,"start":751.955,"end":752.455},{"sentences":[{"text":"definitely look at other investment options.","start":752.32,"end":754.34,"sentiment":"neutral","sentiment_score":0.2094372883439064},{"text":"We do have some great platforms for investing.","start":754.8,"end":757.62,"sentiment":"positive","sentiment_score":0.42159460112452507},{"text":"It just comes down to what your goal is, what","start":758.16,"end":760.48,"sentiment":"neutral","sentiment_score":0.25649564564228056}],"sentiment":"neutral","sentiment_score":0.2997640414784352,"channel":0,"num_words":24,"start":752.32,"end":760.48},{"sentences":[{"text":"Sure.","start":760.275,"end":760.675,"sentiment":"neutral","sentiment_score":0.10226047039031982}],"sentiment":"neutral","sentiment_score":0.10226047039031982,"channel":1,"num_words":1,"start":760.275,"end":760.675},{"sentences":[{"text":"or not","start":760.48,"end":760.8,"sentiment":"neutral","sentiment_score":0.10072038322687149}],"sentiment":"neutral","sentiment_score":0.10072038322687149,"channel":0,"num_words":2,"start":760.48,"end":760.8},{"sentences":[{"text":"Yep.","start":760.675,"end":761.175,"sentiment":"neutral","sentiment_score":0.09934118390083312}],"sentiment":"neutral","sentiment_score":0.09934118390083312,"channel":1,"num_words":1,"start":760.675,"end":761.175},{"sentences":[{"text":"you have, and whether you do or do you have additional funds to put into it as well because long term investing does benefit from additional contributions.","start":760.8,"end":770.685,"sentiment":"neutral","sentiment_score":0.20959044910139507}],"sentiment":"neutral","sentiment_score":0.20959044910139507,"channel":0,"num_words":27,"start":760.8,"end":770.685},{"sentences":[{"text":"Yeah.","start":770.85004,"end":771.35004,"sentiment":"neutral","sentiment_score":0.11823855340480804}],"sentiment":"neutral","sentiment_score":0.11823855340480804,"channel":1,"num_words":1,"start":770.85004,"end":771.35004},{"sentences":[{"text":"So","start":771.065,"end":771.565,"sentiment":"neutral","sentiment_score":0.11603756994009018}],"sentiment":"neutral","sentiment_score":0.11603756994009018,"channel":0,"num_words":1,"start":771.065,"end":771.565},{"sentences":[{"text":"Yeah.","start":771.49005,"end":771.99005,"sentiment":"neutral","sentiment_score":0.12584379315376282}],"sentiment":"neutral","sentiment_score":0.12584379315376282,"channel":1,"num_words":1,"start":771.49005,"end":771.99005},{"sentences":[{"text":"I sort of think let's start small.","start":772.425,"end":773.945,"sentiment":"neutral","sentiment_score":0.18564029037952423},{"text":"Work within your comfort level.","start":773.945,"end":775.38495,"sentiment":"neutral","sentiment_score":0.24986196160316468},{"text":"I don't wanna pile too much onto your fight all at once and overwhelm you.","start":775.38495,"end":779.785,"sentiment":"neutral","sentiment_score":0.05152198274930318},{"text":"So just sort of starting small, working our way through the first thing, getting used to that, then doing on that over time is probably","start":779.785,"end":787.98,"sentiment":"neutral","sentiment_score":0.22841315746307372}],"sentiment":"neutral","sentiment_score":0.17369135612478623,"channel":0,"num_words":52,"start":772.425,"end":787.98},{"sentences":[{"text":"Yep.","start":787.745,"end":788.04,"sentiment":"neutral","sentiment_score":0.15664231777191162}],"sentiment":"neutral","sentiment_score":0.15664231777191162,"channel":1,"num_words":1,"start":787.745,"end":788.04},{"sentences":[{"text":"where we're gonna see some benefit and just taking it slow.","start":787.98,"end":791.33997,"sentiment":"neutral","sentiment_score":0.282803703438152},{"text":"You don't have to do everything at once.","start":791.33997,"end":793.1,"sentiment":"neutral","sentiment_score":0.19786145724356174},{"text":"We can work","start":793.1,"end":793.66,"sentiment":"neutral","sentiment_score":0.2334529161453247}],"sentiment":"neutral","sentiment_score":0.24518596110018817,"channel":0,"num_words":22,"start":787.98,"end":793.66},{"sentences":[{"text":"Yep.","start":793.63995,"end":794.13995,"sentiment":"neutral","sentiment_score":0.10252466052770616}],"sentiment":"neutral","sentiment_score":0.10252466052770616,"channel":1,"num_words":1,"start":793.63995,"end":794.13995},{"sentences":[{"text":"one thing at a time and then, you know, make sure you're comfortable with it, especially with having anxiety.","start":793.66,"end":799.615,"sentiment":"neutral","sentiment_score":0.02583375024168115},{"text":"You don't wanna sort of overwhelm yourself all at once and make things worse.","start":800.235,"end":804.89496,"sentiment":"neutral","sentiment_score":-0.20423980429768562}],"sentiment":"neutral","sentiment_score":-0.07177321229017142,"channel":0,"num_words":33,"start":793.66,"end":804.89496},{"sentences":[{"text":"Which","start":805.195,"end":805.515,"sentiment":"neutral","sentiment_score":0.0036581680178642273}],"sentiment":"neutral","sentiment_score":0.0036581680178642273,"channel":1,"num_words":1,"start":805.195,"end":805.515},{"sentences":[{"text":"So","start":805.435,"end":805.675,"sentiment":"neutral","sentiment_score":0.009372584521770476}],"sentiment":"neutral","sentiment_score":0.009372584521770476,"channel":0,"num_words":1,"start":805.435,"end":805.675},{"sentences":[{"text":"is what","start":805.515,"end":805.83496,"sentiment":"neutral","sentiment_score":0.03377783671021461}],"sentiment":"neutral","sentiment_score":0.03377783671021461,"channel":1,"num_words":2,"start":805.515,"end":805.83496},{"sentences":[{"text":"I'm","start":805.675,"end":805.83496,"sentiment":"neutral","sentiment_score":0.06215160712599754}],"sentiment":"neutral","sentiment_score":0.06215160712599754,"channel":0,"num_words":1,"start":805.675,"end":805.83496},{"sentences":[{"text":"I","start":805.83496,"end":805.995,"sentiment":"neutral","sentiment_score":0.1131075993180275}],"sentiment":"neutral","sentiment_score":0.1131075993180275,"channel":1,"num_words":1,"start":805.83496,"end":805.995},{"sentences":[{"text":"all","start":805.83496,"end":805.995,"sentiment":"neutral","sentiment_score":0.08449254930019379}],"sentiment":"neutral","sentiment_score":0.08449254930019379,"channel":0,"num_words":1,"start":805.83496,"end":805.995},{"sentences":[{"text":"always","start":805.995,"end":806.315,"sentiment":"neutral","sentiment_score":0.15105491876602173}],"sentiment":"neutral","sentiment_score":0.15105491876602173,"channel":1,"num_words":1,"start":805.995,"end":806.315},{"sentences":[{"text":"of that.","start":805.995,"end":806.315,"sentiment":"neutral","sentiment_score":0.08673861622810364}],"sentiment":"neutral","sentiment_score":0.08673861622810364,"channel":0,"num_words":2,"start":805.995,"end":806.315},{"sentences":[{"text":"do.","start":806.315,"end":806.815,"sentiment":"neutral","sentiment_score":0.0969592183828354}],"sentiment":"neutral","sentiment_score":0.0969592183828354,"channel":1,"num_words":1,"start":806.315,"end":806.815},{"sentences":[{"text":"Just slowing it down, taking something.","start":806.315,"end":808.33496,"sentiment":"neutral","sentiment_score":0.14645927275220552}],"sentiment":"neutral","sentiment_score":0.14645927275220552,"channel":0,"num_words":6,"start":806.315,"end":808.33496},{"sentences":[{"text":"Yep.","start":809.035,"end":809.535,"sentiment":"neutral","sentiment_score":0.1844489425420761}],"sentiment":"neutral","sentiment_score":0.1844489425420761,"channel":1,"num_words":1,"start":809.035,"end":809.535},{"sentences":[{"text":"Yeah.","start":809.035,"end":809.355,"sentiment":"neutral","sentiment_score":0.14784926176071167},{"text":"Yeah.","start":809.355,"end":809.675,"sentiment":"neutral","sentiment_score":0.2306806743144989},{"text":"And that's okay.","start":809.675,"end":810.635,"sentiment":"positive","sentiment_score":0.35294750332832336},{"text":"There's absolutely nothing wrong with that.","start":810.635,"end":812.99,"sentiment":"positive","sentiment_score":0.48010753591855365},{"text":"So, yeah, happy to work on that for you.","start":813.93,"end":816.08997,"sentiment":"positive","sentiment_score":0.7033548288875155}],"sentiment":"positive","sentiment_score":0.5324105560779572,"channel":0,"num_words":20,"start":809.035,"end":816.08997},{"sentences":[{"text":"So I'll get some information around 10 deposits","start":816.08997,"end":818.33,"sentiment":"neutral","sentiment_score":0.13066268432885408}],"sentiment":"neutral","sentiment_score":0.13066268432885408,"channel":0,"num_words":8,"start":816.08997,"end":818.33},{"sentences":[{"text":"Right.","start":818.17,"end":818.67,"sentiment":"neutral","sentiment_score":0.051397137343883514}],"sentiment":"neutral","sentiment_score":0.051397137343883514,"channel":1,"num_words":1,"start":818.17,"end":818.67},{"sentences":[{"text":"to different accounts, what the rates look like, some of the positives and disadvantages of each of the accounts for you to run your eyes over.","start":818.33,"end":825.23,"sentiment":"neutral","sentiment_score":0.05565210603750669}],"sentiment":"neutral","sentiment_score":0.05565210603750669,"channel":0,"num_words":26,"start":818.33,"end":825.23},{"sentences":[{"text":"Yes.","start":825.69,"end":826.19,"sentiment":"neutral","sentiment_score":0.027903802692890167}],"sentiment":"neutral","sentiment_score":0.027903802692890167,"channel":1,"num_words":1,"start":825.69,"end":826.19},{"sentences":[{"text":"Can I just ask what bank are you bank with at the moment","start":825.775,"end":828.495,"sentiment":"neutral","sentiment_score":0.020817829582553644}],"sentiment":"neutral","sentiment_score":0.020817829582553644,"channel":0,"num_words":13,"start":825.775,"end":828.495},{"sentences":[{"text":"Yes.","start":828.155,"end":828.655,"sentiment":"neutral","sentiment_score":0.01968149840831757}],"sentiment":"neutral","sentiment_score":0.01968149840831757,"channel":1,"num_words":1,"start":828.155,"end":828.655},{"sentences":[{"text":"just so I can look at them as well?","start":828.495,"end":830.275,"sentiment":"neutral","sentiment_score":0.03119995527797275}],"sentiment":"neutral","sentiment_score":0.03119995527797275,"channel":0,"num_words":9,"start":828.495,"end":830.275},{"sentences":[{"text":"I've been with NIVE.","start":831.115,"end":832.335,"sentiment":"neutral","sentiment_score":0.06927147321403027}],"sentiment":"neutral","sentiment_score":0.06927147321403027,"channel":1,"num_words":4,"start":831.115,"end":832.335},{"sentences":[{"text":"NAB.","start":834.815,"end":835.315,"sentiment":"neutral","sentiment_score":0.09428727626800536},{"text":"All good.","start":835.695,"end":836.255,"sentiment":"positive","sentiment_score":0.3667166382074356},{"text":"I'll consider NAB as well because sometimes","start":836.255,"end":838.675,"sentiment":"neutral","sentiment_score":0.13593860609190805}],"sentiment":"neutral","sentiment_score":0.1779290795326233,"channel":0,"num_words":10,"start":834.815,"end":838.675},{"sentences":[{"text":"Yes.","start":838.47504,"end":838.8,"sentiment":"neutral","sentiment_score":0.11568550765514374}],"sentiment":"neutral","sentiment_score":0.11568550765514374,"channel":1,"num_words":1,"start":838.47504,"end":838.8},{"sentences":[{"text":"when you have 10 deposits, they've got other rates out there that are competitive.","start":838.735,"end":843.26,"sentiment":"neutral","sentiment_score":0.12172078554119382},{"text":"When a bank needs money in their account, so they lend when they're lending large sums of money out for loans and things like that, they often are willing to come to the party and put some extra money into the TDs and offer better rates.","start":844.36005,"end":858.195,"sentiment":"neutral","sentiment_score":0.11412389382072118},{"text":"So I could always give you these emails and have a look at what NAB's got.","start":858.195,"end":862.35504,"sentiment":"neutral","sentiment_score":0.14444078551605344}],"sentiment":"neutral","sentiment_score":0.1219058247577203,"channel":0,"num_words":76,"start":838.735,"end":862.35504},{"sentences":[{"text":"Yep.","start":862.205,"end":862.705,"sentiment":"neutral","sentiment_score":0.09771102666854858}],"sentiment":"neutral","sentiment_score":0.09771102666854858,"channel":1,"num_words":1,"start":862.205,"end":862.705},{"sentences":[{"text":"And you can always go to them and go, hey.","start":862.35504,"end":864.03503,"sentiment":"neutral","sentiment_score":0.10324220806360244},{"text":"Look.","start":864.03503,"end":864.275,"sentiment":"neutral","sentiment_score":0.09627935290336607},{"text":"There's some other rates out","start":864.275,"end":865.47504,"sentiment":"neutral","sentiment_score":0.07434025108814239}],"sentiment":"neutral","sentiment_score":0.09377516806125641,"channel":0,"num_words":16,"start":862.35504,"end":865.47504},{"sentences":[{"text":"Yep.","start":865.26,"end":865.76,"sentiment":"neutral","sentiment_score":0.07628707587718964}],"sentiment":"neutral","sentiment_score":0.07628707587718964,"channel":1,"num_words":1,"start":865.26,"end":865.76},{"sentences":[{"text":"there.","start":865.47504,"end":865.635,"sentiment":"neutral","sentiment_score":0.06757305562496185},{"text":"What are you willing to offer me?","start":865.635,"end":867.41504,"sentiment":"neutral","sentiment_score":0.06974362581968307},{"text":"And see what kind of a a term deposit rate they might offer you for a certain time.","start":867.72,"end":871.72,"sentiment":"neutral","sentiment_score":0.07015976599521107},{"text":"They might come back with something a little bit nicer","start":871.72,"end":874.27997,"sentiment":"neutral","sentiment_score":0.09040295407176017}],"sentiment":"neutral","sentiment_score":0.07563010458317068,"channel":0,"num_words":36,"start":865.47504,"end":874.27997},{"sentences":[{"text":"Better.","start":874.22003,"end":874.72003,"sentiment":"neutral","sentiment_score":0.03988099470734596}],"sentiment":"neutral","sentiment_score":0.03988099470734596,"channel":1,"num_words":1,"start":874.22003,"end":874.72003},{"sentences":[{"text":"than what their advertised rate is for you.","start":874.27997,"end":877.5,"sentiment":"neutral","sentiment_score":0.009832599898800254},{"text":"Yeah.","start":877.56,"end":878.06,"sentiment":"neutral","sentiment_score":0.0007471498101949692}],"sentiment":"neutral","sentiment_score":0.008823105444510778,"channel":0,"num_words":9,"start":874.27997,"end":878.06},{"sentences":[{"text":"No.","start":878.14,"end":878.64,"sentiment":"neutral","sentiment_score":-0.005244618281722069}],"sentiment":"neutral","sentiment_score":-0.005244618281722069,"channel":1,"num_words":1,"start":878.14,"end":878.64},{"sentences":[{"text":"Yeah.","start":878.36,"end":878.86,"sentiment":"neutral","sentiment_score":0.011622751131653786}],"sentiment":"neutral","sentiment_score":0.011622751131653786,"channel":0,"num_words":1,"start":878.36,"end":878.86},{"sentences":[{"text":"Oh,","start":879.02,"end":879.26,"sentiment":"neutral","sentiment_score":0.04666445776820183}],"sentiment":"neutral","sentiment_score":0.04666445776820183,"channel":1,"num_words":1,"start":879.02,"end":879.26},{"sentences":[{"text":"Yep.","start":879.16,"end":879.66,"sentiment":"neutral","sentiment_score":0.0903293713927269}],"sentiment":"neutral","sentiment_score":0.0903293713927269,"channel":0,"num_words":1,"start":879.16,"end":879.66},{"sentences":[{"text":"cool.","start":879.26,"end":879.74005,"sentiment":"neutral","sentiment_score":0.1341322660446167},{"text":"Alright.","start":879.74005,"end":880.06006,"sentiment":"neutral","sentiment_score":0.13010279834270477},{"text":"Yep.","start":880.06006,"end":880.515,"sentiment":"neutral","sentiment_score":0.15186934173107147}],"sentiment":"neutral","sentiment_score":0.13870146870613098,"channel":1,"num_words":3,"start":879.26,"end":880.515},{"sentences":[{"text":"Excellent.","start":881.945,"end":882.445,"sentiment":"positive","sentiment_score":0.3970167636871338},{"text":"Excellent.","start":883.385,"end":883.885,"sentiment":"positive","sentiment_score":0.34794867038726807},{"text":"So we're selling your car.","start":884.105,"end":885.805,"sentiment":"neutral","sentiment_score":0.11575633436441421},{"text":"When are you sort of thinking that in the process?","start":886.185,"end":888.905,"sentiment":"neutral","sentiment_score":0.07041062414646149},{"text":"Have you got a time frame","start":888.905,"end":889.945,"sentiment":"neutral","sentiment_score":0.031232687023778755}],"sentiment":"neutral","sentiment_score":0.09631519432625045,"channel":0,"num_words":23,"start":881.945,"end":889.945},{"sentences":[{"text":"Sweet.","start":889.875,"end":890.375,"sentiment":"neutral","sentiment_score":0.05499737337231636}],"sentiment":"neutral","sentiment_score":0.05499737337231636,"channel":1,"num_words":1,"start":889.875,"end":890.375},{"sentences":[{"text":"for when you're sort of hoping to start selling the vehicle?","start":889.945,"end":892.505,"sentiment":"neutral","sentiment_score":0.04016773572022265},{"text":"Or","start":892.505,"end":893.005,"sentiment":"neutral","sentiment_score":0.04287182539701462}],"sentiment":"neutral","sentiment_score":0.040393076526621975,"channel":0,"num_words":12,"start":889.945,"end":893.005},{"sentences":[{"text":"Yeah.","start":892.85004,"end":893.25,"sentiment":"neutral","sentiment_score":0.05382217839360237},{"text":"I'm I'm talking to my friend today because he's actually got it down on the Gold Coast.","start":893.25,"end":897.43005,"sentiment":"neutral","sentiment_score":0.07811455099898226},{"text":"Because I swapped cars","start":897.89,"end":899.19,"sentiment":"neutral","sentiment_score":0.061568185687065125}],"sentiment":"neutral","sentiment_score":0.07400192218748006,"channel":1,"num_words":22,"start":892.85004,"end":899.19},{"sentences":[{"text":"Yep.","start":899.48004,"end":899.98004,"sentiment":"neutral","sentiment_score":0.07910706847906113}],"sentiment":"neutral","sentiment_score":0.07910706847906113,"channel":0,"num_words":1,"start":899.48004,"end":899.98004},{"sentences":[{"text":"with, yeah, friends of mine that had a spare one that was automatic.","start":899.49005,"end":903.17004,"sentiment":"neutral","sentiment_score":0.10217067699592847},{"text":"So I'm gonna give that back tomorrow and then and I he and I've asked him if he'll, like, sell it for me.","start":903.17004,"end":910.115,"sentiment":"neutral","sentiment_score":0.08742322303030801}],"sentiment":"neutral","sentiment_score":0.09274869251789318,"channel":1,"num_words":36,"start":899.49005,"end":910.115},{"sentences":[{"text":"Yep.","start":912.115,"end":912.615,"sentiment":"neutral","sentiment_score":0.11789878457784651}],"sentiment":"neutral","sentiment_score":0.11789878457784651,"channel":0,"num_words":1,"start":912.115,"end":912.615},{"sentences":[{"text":"So, like, retro, it's running out, I think, in end of September, so I kind of wanna get it sold.","start":912.415,"end":919.09,"sentiment":"neutral","sentiment_score":0.05282833715900779},{"text":"You know?","start":919.09,"end":919.41,"sentiment":"neutral","sentiment_score":0.04211096838116646},{"text":"I just said to him, just stick $8,000 on it and and, you know, see if we can yeah.","start":919.41,"end":925.09,"sentiment":"neutral","sentiment_score":0.03473502613211933},{"text":"So I'm just gonna talk to him about it today.","start":925.09,"end":927.11,"sentiment":"neutral","sentiment_score":0.060053826123476026},{"text":"So, hopefully, I would think it would","start":927.25,"end":929.49,"sentiment":"neutral","sentiment_score":0.00008056312799453735}],"sentiment":"neutral","sentiment_score":0.04141131688937031,"channel":1,"num_words":58,"start":912.415,"end":929.49},{"sentences":[{"text":"Yep.","start":929.29004,"end":929.79004,"sentiment":"neutral","sentiment_score":-0.06489366292953491}],"sentiment":"neutral","sentiment_score":-0.06489366292953491,"channel":0,"num_words":1,"start":929.29004,"end":929.79004},{"sentences":[{"text":"be gone, you know, in the next couple of weeks, months at the most.","start":929.49,"end":934.365,"sentiment":"neutral","sentiment_score":-0.13361408721123422},{"text":"Yeah.","start":934.605,"end":935.105,"sentiment":"neutral","sentiment_score":0.011914903298020365},{"text":"So","start":936.285,"end":936.685,"sentiment":"neutral","sentiment_score":0.011980881914496422}],"sentiment":"neutral","sentiment_score":-0.11541883973404765,"channel":1,"num_words":16,"start":929.49,"end":936.685},{"sentences":[{"text":"Yep.","start":936.65,"end":937.13,"sentiment":"neutral","sentiment_score":0.020239274948835373}],"sentiment":"neutral","sentiment_score":0.020239274948835373,"channel":0,"num_words":1,"start":936.65,"end":937.13},{"sentences":[{"text":"what are we","start":936.685,"end":937.40497,"sentiment":"neutral","sentiment_score":0.01868908976515134}],"sentiment":"neutral","sentiment_score":0.01868908976515134,"channel":1,"num_words":3,"start":936.685,"end":937.40497},{"sentences":[{"text":"Yeah.","start":937.13,"end":937.45,"sentiment":"neutral","sentiment_score":0.02361781895160675}],"sentiment":"neutral","sentiment_score":0.02361781895160675,"channel":0,"num_words":1,"start":937.13,"end":937.45},{"sentences":[{"text":"now?","start":937.40497,"end":937.90497,"sentiment":"neutral","sentiment_score":0.022111669182777405}],"sentiment":"neutral","sentiment_score":0.022111669182777405,"channel":1,"num_words":1,"start":937.40497,"end":937.90497},{"sentences":[{"text":"Absolutely.","start":937.45,"end":937.95,"sentiment":"neutral","sentiment_score":0.05648595094680786}],"sentiment":"neutral","sentiment_score":0.05648595094680786,"channel":0,"num_words":1,"start":937.45,"end":937.95},{"sentences":[{"text":"Mid mid August.","start":937.96497,"end":939.825,"sentiment":"neutral","sentiment_score":0.006934449076652527},{"text":"So","start":939.96497,"end":940.46497,"sentiment":"neutral","sentiment_score":0.005858614109456539}],"sentiment":"neutral","sentiment_score":0.00666549033485353,"channel":1,"num_words":4,"start":937.96497,"end":940.46497},{"sentences":[{"text":"August.","start":940.505,"end":941.005,"sentiment":"neutral","sentiment_score":0.004418696276843548},{"text":"Yeah.","start":941.225,"end":941.725,"sentiment":"neutral","sentiment_score":-0.0026659127324819565}],"sentiment":"neutral","sentiment_score":0.0008763917721807957,"channel":0,"num_words":2,"start":940.505,"end":941.725},{"sentences":[{"text":"before yeah.","start":941.485,"end":942.125,"sentiment":"neutral","sentiment_score":-0.008473409339785576},{"text":"It's got before it was more, like, the end of","start":942.125,"end":944.845,"sentiment":"neutral","sentiment_score":-0.029801096115261317}],"sentiment":"neutral","sentiment_score":-0.026246481652682025,"channel":1,"num_words":12,"start":941.485,"end":944.845},{"sentences":[{"text":"Yeah.","start":944.745,"end":945.245,"sentiment":"neutral","sentiment_score":-0.017246343195438385}],"sentiment":"neutral","sentiment_score":-0.017246343195438385,"channel":0,"num_words":1,"start":944.745,"end":945.245},{"sentences":[{"text":"September because I think that's when, like, retro due again, and I just don't wanna pay retro again.","start":944.845,"end":949.11,"sentiment":"neutral","sentiment_score":-0.08049336903625065}],"sentiment":"neutral","sentiment_score":-0.08049336903625065,"channel":1,"num_words":18,"start":944.845,"end":949.11},{"sentences":[{"text":"Yep.","start":949.625,"end":950.125,"sentiment":"neutral","sentiment_score":-0.03420335799455643},{"text":"No.","start":950.985,"end":951.225,"sentiment":"neutral","sentiment_score":-0.12588974833488464},{"text":"Understandable.","start":951.225,"end":951.725,"sentiment":"neutral","sentiment_score":-0.11606131494045258}],"sentiment":"neutral","sentiment_score":-0.09205147375663121,"channel":0,"num_words":3,"start":949.625,"end":951.725},{"sentences":[{"text":"So I haven't I","start":951.43,"end":952.55,"sentiment":"neutral","sentiment_score":-0.17660797759890556}],"sentiment":"neutral","sentiment_score":-0.17660797759890556,"channel":1,"num_words":4,"start":951.43,"end":952.55},{"sentences":[{"text":"Absolutely.","start":952.425,"end":952.925,"sentiment":"neutral","sentiment_score":-0.13206788897514343}],"sentiment":"neutral","sentiment_score":-0.13206788897514343,"channel":0,"num_words":1,"start":952.425,"end":952.925},{"sentences":[{"text":"haven't used it.","start":952.55,"end":953.58997,"sentiment":"neutral","sentiment_score":-0.16024901966253915}],"sentiment":"neutral","sentiment_score":-0.16024901966253915,"channel":1,"num_words":3,"start":952.55,"end":953.58997},{"sentences":[{"text":"No.","start":953.385,"end":953.545,"sentiment":"neutral","sentiment_score":-0.19991765916347504},{"text":"That's","start":953.545,"end":953.865,"sentiment":"neutral","sentiment_score":-0.15725815296173096}],"sentiment":"neutral","sentiment_score":-0.178587906062603,"channel":0,"num_words":2,"start":953.385,"end":953.865},{"sentences":[{"text":"Well, I","start":953.58997,"end":953.91,"sentiment":"negative","sentiment_score":-0.43083783984184265}],"sentiment":"negative","sentiment_score":-0.43083783984184265,"channel":1,"num_words":2,"start":953.58997,"end":953.91},{"sentences":[{"text":"absolutely","start":953.865,"end":954.24,"sentiment":"negative","sentiment_score":-0.5466084480285645}],"sentiment":"negative","sentiment_score":-0.5466084480285645,"channel":0,"num_words":1,"start":953.865,"end":954.24},{"sentences":[{"text":"haven't","start":953.91,"end":954.41,"sentiment":"negative","sentiment_score":-0.5074080228805542}],"sentiment":"negative","sentiment_score":-0.5074080228805542,"channel":1,"num_words":1,"start":953.91,"end":954.41},{"sentences":[{"text":"fine.","start":954.39996,"end":954.89996,"sentiment":"neutral","sentiment_score":-0.29780298471450806}],"sentiment":"neutral","sentiment_score":-0.29780298471450806,"channel":0,"num_words":1,"start":954.39996,"end":954.89996},{"sentences":[{"text":"used it for, like, six months.","start":955.02997,"end":956.39,"sentiment":"neutral","sentiment_score":-0.2925787915786107},{"text":"It's just a a waste of money.","start":956.39,"end":958.47,"sentiment":"negative","sentiment_score":-0.7097172481673104},{"text":"You know, I pay insurance and, you know, rego, and it's just a waste of","start":958.47,"end":963.26996,"sentiment":"negative","sentiment_score":-0.4362878978252411}],"sentiment":"negative","sentiment_score":-0.47385042692933765,"channel":1,"num_words":28,"start":955.02997,"end":963.26996},{"sentences":[{"text":"Yep.","start":963.2,"end":963.7,"sentiment":"negative","sentiment_score":-0.41014331579208374}],"sentiment":"negative","sentiment_score":-0.41014331579208374,"channel":0,"num_words":1,"start":963.2,"end":963.7},{"sentences":[{"text":"money.","start":963.26996,"end":963.51,"sentiment":"negative","sentiment_score":-0.4665976166725158},{"text":"So I thought I'd just get rid of it.","start":963.51,"end":964.965,"sentiment":"negative","sentiment_score":-0.4094371232721541}],"sentiment":"negative","sentiment_score":-0.41515317261219026,"channel":1,"num_words":10,"start":963.26996,"end":964.965},{"sentences":[{"text":"Yep.","start":966.32,"end":966.585,"sentiment":"neutral","sentiment_score":-0.04414805769920349},{"text":"Yeah.","start":967.145,"end":967.54504,"sentiment":"neutral","sentiment_score":-0.010266894474625587},{"text":"Absolutely.","start":967.54504,"end":968.04504,"sentiment":"neutral","sentiment_score":0.011112004518508911},{"text":"No.","start":968.505,"end":968.745,"sentiment":"neutral","sentiment_score":-0.03723134472966194},{"text":"Completely understandable.","start":968.745,"end":969.965,"sentiment":"neutral","sentiment_score":0.041390709578990936}],"sentiment":"neutral","sentiment_score":0.0003745211288332939,"channel":0,"num_words":6,"start":966.32,"end":969.965},{"sentences":[{"text":"All good.","start":970.585,"end":971.325,"sentiment":"positive","sentiment_score":0.3425854444503784},{"text":"Sounds like a plan.","start":971.54504,"end":972.505,"sentiment":"neutral","sentiment_score":0.3281693682074547},{"text":"Well, I'll get after the call, I'll go and do some research for you and send you an email on some term deposit rates.","start":972.505,"end":978.505,"sentiment":"neutral","sentiment_score":0.15092837593207756},{"text":"I'll get it through either today or Monday for you just so I can do a bit of research around the options there, what what is available, what's out there, and give you some information to kinda break it down.","start":978.505,"end":988.01,"sentiment":"neutral","sentiment_score":0.17661092579364776},{"text":"You also then have my direct contact email.","start":988.01,"end":990.25,"sentiment":"neutral","sentiment_score":0.12386121228337288}],"sentiment":"neutral","sentiment_score":0.1753263604373504,"channel":0,"num_words":78,"start":970.585,"end":990.25},{"sentences":[{"text":"So if you have questions at any","start":990.25,"end":991.77,"sentiment":"neutral","sentiment_score":0.13447721834693635}],"sentiment":"neutral","sentiment_score":0.13447721834693635,"channel":0,"num_words":7,"start":990.25,"end":991.77},{"sentences":[{"text":"Okay.","start":991.69995,"end":992.19995,"sentiment":"neutral","sentiment_score":0.1107470914721489}],"sentiment":"neutral","sentiment_score":0.1107470914721489,"channel":1,"num_words":1,"start":991.69995,"end":992.19995},{"sentences":[{"text":"point or wanna talk about anything else, you can always email me, contact me, and I can make time to catch up with you as well.","start":991.77,"end":998.385,"sentiment":"neutral","sentiment_score":0.149637063821921},{"text":"Okay?","start":998.385,"end":998.885,"sentiment":"neutral","sentiment_score":0.10077189654111862}],"sentiment":"neutral","sentiment_score":0.1478272428115209,"channel":0,"num_words":27,"start":991.77,"end":998.885},{"sentences":[{"text":"Okay.","start":998.795,"end":999.295,"sentiment":"neutral","sentiment_score":0.17462047934532166},{"text":"Cool.","start":999.755,"end":1000.255,"sentiment":"positive","sentiment_score":0.3912994861602783}],"sentiment":"neutral","sentiment_score":0.2829599827528,"channel":1,"num_words":2,"start":998.795,"end":1000.255},{"sentences":[{"text":"Excellent.","start":1001.905,"end":1002.405,"sentiment":"positive","sentiment_score":0.5142592191696167},{"text":"Now with your super, just sort of touching base to see how things are going there.","start":1003.74506,"end":1007.66504,"sentiment":"positive","sentiment_score":0.37688865326344967},{"text":"I did send through an email to you just with some annual review documents there attached.","start":1007.66504,"end":1012.4,"sentiment":"neutral","sentiment_score":0.07044957857578993},{"text":"Are you able to access your","start":1012.4,"end":1014.08,"sentiment":"neutral","sentiment_score":0.016354037448763847}],"sentiment":"neutral","sentiment_score":0.19922551675102648,"channel":0,"num_words":39,"start":1001.905,"end":1014.08},{"sentences":[{"text":"Yep.","start":1013.93,"end":1014.43,"sentiment":"neutral","sentiment_score":0.022786706686019897}],"sentiment":"neutral","sentiment_score":0.022786706686019897,"channel":1,"num_words":1,"start":1013.93,"end":1014.43},{"sentences":[{"text":"email at the moment?","start":1014.08,"end":1015.04004,"sentiment":"neutral","sentiment_score":0.01952259032987058},{"text":"If you're not,","start":1015.04004,"end":1015.60004,"sentiment":"neutral","sentiment_score":-0.02482621061305205}],"sentiment":"neutral","sentiment_score":0.0005159613543323108,"channel":0,"num_words":7,"start":1014.08,"end":1015.60004},{"sentences":[{"text":"Yep.","start":1015.37,"end":1015.87,"sentiment":"neutral","sentiment_score":-0.008145147934556007}],"sentiment":"neutral","sentiment_score":-0.008145147934556007,"channel":1,"num_words":1,"start":1015.37,"end":1015.87},{"sentences":[{"text":"that's okay.","start":1015.60004,"end":1016.42004,"sentiment":"neutral","sentiment_score":0.026039653923362494},{"text":"Yes.","start":1016.72003,"end":1016.96,"sentiment":"neutral","sentiment_score":0.30281776189804077},{"text":"Beautiful.","start":1016.96,"end":1017.46,"sentiment":"positive","sentiment_score":0.6358523964881897}],"sentiment":"neutral","sentiment_score":0.24768736655823886,"channel":0,"num_words":4,"start":1015.60004,"end":1017.46},{"sentences":[{"text":"Yep.","start":1016.97,"end":1017.21,"sentiment":"neutral","sentiment_score":0.3147677183151245},{"text":"I can.","start":1017.21,"end":1017.95,"sentiment":"neutral","sentiment_score":0.27365563809871674}],"sentiment":"neutral","sentiment_score":0.28735966483751935,"channel":1,"num_words":3,"start":1016.97,"end":1017.95},{"sentences":[{"text":"It probably comes through from oh, do sign and from Dana Taylor is my name.","start":1018.48004,"end":1023.06,"sentiment":"neutral","sentiment_score":0.12134818881750106}],"sentiment":"neutral","sentiment_score":0.12134818881750106,"channel":0,"num_words":15,"start":1018.48004,"end":1023.06},{"sentences":[{"text":"Yep.","start":1023.13495,"end":1023.45496,"sentiment":"neutral","sentiment_score":0.05943232774734497},{"text":"Signature request.","start":1023.45496,"end":1024.975,"sentiment":"neutral","sentiment_score":0.04807857982814312},{"text":"Sure.","start":1024.975,"end":1025.475,"sentiment":"neutral","sentiment_score":0.1131460666656494},{"text":"Yep.","start":1026.895,"end":1027.395,"sentiment":"neutral","sentiment_score":0.07591582834720612}],"sentiment":"neutral","sentiment_score":0.06893027648329735,"channel":1,"num_words":5,"start":1023.13495,"end":1027.395},{"sentences":[{"text":"So before you type before you press that one, if you just go back to the main email, on the bottom there's the attachment.","start":1028.1649,"end":1034.6649,"sentiment":"neutral","sentiment_score":0.027215458103455603}],"sentiment":"neutral","sentiment_score":0.027215458103455603,"channel":0,"num_words":24,"start":1028.1649,"end":1034.6649},{"sentences":[{"text":"Oh, okay.","start":1036.11,"end":1036.77,"sentiment":"neutral","sentiment_score":0.032430135644972324}],"sentiment":"neutral","sentiment_score":0.032430135644972324,"channel":1,"num_words":2,"start":1036.11,"end":1036.77},{"sentences":[{"text":"Mhmm.","start":1038.965,"end":1039.465,"sentiment":"neutral","sentiment_score":0.032052963972091675}],"sentiment":"neutral","sentiment_score":0.032052963972091675,"channel":0,"num_words":1,"start":1038.965,"end":1039.465},{"sentences":[{"text":"Yep.","start":1040.03,"end":1040.53,"sentiment":"neutral","sentiment_score":0.04146672785282135},{"text":"The super summary, is there four attachments?","start":1041.07,"end":1046.385,"sentiment":"neutral","sentiment_score":0.0271231404372624}],"sentiment":"neutral","sentiment_score":0.028916088864207268,"channel":1,"num_words":8,"start":1040.03,"end":1046.385},{"sentences":[{"text":"That's the one.","start":1045.9501,"end":1046.75,"sentiment":"neutral","sentiment_score":0.03746400773525238},{"text":"Yeah.","start":1046.75,"end":1046.99,"sentiment":"neutral","sentiment_score":0.04805400595068931},{"text":"If you if you there is.","start":1046.99,"end":1049.23,"sentiment":"neutral","sentiment_score":0.034151628303031124},{"text":"Yeah.","start":1049.23,"end":1049.39,"sentiment":"neutral","sentiment_score":0.07611864805221558},{"text":"If you open the super summary first, that's gonna just give you an update on your balance there for you.","start":1049.39,"end":1054.5901,"sentiment":"neutral","sentiment_score":0.1096376832574606}],"sentiment":"neutral","sentiment_score":0.08497510039277616,"channel":0,"num_words":31,"start":1045.9501,"end":1054.5901},{"sentences":[{"text":"I'll run you through","start":1054.5901,"end":1055.73,"sentiment":"neutral","sentiment_score":0.06989615689963102}],"sentiment":"neutral","sentiment_score":0.06989615689963102,"channel":0,"num_words":4,"start":1054.5901,"end":1055.73},{"sentences":[{"text":"Okay.","start":1055.885,"end":1056.385,"sentiment":"neutral","sentiment_score":0.12923988699913025}],"sentiment":"neutral","sentiment_score":0.12923988699913025,"channel":1,"num_words":1,"start":1055.885,"end":1056.385},{"sentences":[{"text":"some things","start":1056.03,"end":1056.51,"sentiment":"neutral","sentiment_score":0.1330716609954834}],"sentiment":"neutral","sentiment_score":0.1330716609954834,"channel":0,"num_words":2,"start":1056.03,"end":1056.51},{"sentences":[{"text":"Cool.","start":1056.445,"end":1056.945,"sentiment":"positive","sentiment_score":0.4017496705055237}],"sentiment":"positive","sentiment_score":0.4017496705055237,"channel":1,"num_words":1,"start":1056.445,"end":1056.945},{"sentences":[{"text":"I've been looking at for you.","start":1056.51,"end":1057.785,"sentiment":"positive","sentiment_score":0.3923192669947942},{"text":"So I had a really good review of everything before the call.","start":1057.785,"end":1061.005,"sentiment":"positive","sentiment_score":0.536450520157814}],"sentiment":"positive","sentiment_score":0.4884067691034741,"channel":0,"num_words":18,"start":1056.51,"end":1061.005},{"sentences":[{"text":"Oh, good.","start":1060.65,"end":1061.29,"sentiment":"neutral","sentiment_score":0.2984102815389633},{"text":"I I said to mom, I said because, you know, the market's been, like, up and down with what Trump what's, I guess, been going on with Trump and the oil and everything.","start":1061.29,"end":1068.9701,"sentiment":"neutral","sentiment_score":0.014370250543861679},{"text":"And at the moment, it","start":1068.9701,"end":1070.0383,"sentiment":"neutral","sentiment_score":-0.01792447566986084}],"sentiment":"neutral","sentiment_score":0.024535411316901446,"channel":1,"num_words":40,"start":1060.65,"end":1070.0383},{"sentences":[{"text":"Yeah.","start":1069.9451,"end":1070.34,"sentiment":"neutral","sentiment_score":-0.006234138272702694}],"sentiment":"neutral","sentiment_score":-0.006234138272702694,"channel":0,"num_words":1,"start":1069.9451,"end":1070.34},{"sentences":[{"text":"because I'm in that high little high risk category.","start":1070.245,"end":1072.505,"sentiment":"neutral","sentiment_score":-0.08190692899127801},{"text":"I said it'll either be, like, really good or","start":1072.505,"end":1074.265,"sentiment":"neutral","sentiment_score":-0.020033127835227385}],"sentiment":"neutral","sentiment_score":-0.050970028413252697,"channel":1,"num_words":18,"start":1070.245,"end":1074.265},{"sentences":[{"text":"Yep.","start":1074.26,"end":1074.76,"sentiment":"neutral","sentiment_score":-0.0717383623123169}],"sentiment":"neutral","sentiment_score":-0.0717383623123169,"channel":0,"num_words":1,"start":1074.26,"end":1074.76},{"sentences":[{"text":"maybe really bad.","start":1074.265,"end":1075.4851,"sentiment":"neutral","sentiment_score":-0.14418476819992065},{"text":"So, yay, I'm excited.","start":1075.9451,"end":1077.885,"sentiment":"positive","sentiment_score":0.35394006967544556},{"text":"Okay.","start":1079.4651,"end":1079.785,"sentiment":"neutral","sentiment_score":0.17400643229484558},{"text":"I've got it.","start":1079.785,"end":1080.6051,"sentiment":"neutral","sentiment_score":0.19928514957427979}],"sentiment":"neutral","sentiment_score":0.15955162319270047,"channel":1,"num_words":11,"start":1074.265,"end":1080.6051},{"sentences":[{"text":"Got it there.","start":1082.545,"end":1083.185,"sentiment":"neutral","sentiment_score":0.25180276731650036},{"text":"Perfect.","start":1083.185,"end":1083.585,"sentiment":"positive","sentiment_score":0.5143433213233948},{"text":"So it's giving you an update on your balance.","start":1083.585,"end":1085.425,"sentiment":"neutral","sentiment_score":0.2831656303670671},{"text":"So when I look back at your balance this time last year, you had about a 157,839 and 51¢ in the account there.","start":1085.425,"end":1093.925,"sentiment":"neutral","sentiment_score":0.1417561142959378}],"sentiment":"neutral","sentiment_score":0.1981964803167752,"channel":0,"num_words":36,"start":1082.545,"end":1093.925},{"sentences":[{"text":"What is","start":1094.0399,"end":1094.325,"sentiment":"neutral","sentiment_score":0.0913986787199974}],"sentiment":"neutral","sentiment_score":0.0913986787199974,"channel":1,"num_words":2,"start":1094.0399,"end":1094.325},{"sentences":[{"text":"Your balance as of the August 11, which is when we did the documents, you're sitting at a 164,360 and 79¢ then.","start":1094.305,"end":1103.73,"sentiment":"neutral","sentiment_score":0.13194568277824492},{"text":"And when I look at the super fund from then to now, you're sitting at a 165,052.","start":1103.9501,"end":1111.215,"sentiment":"neutral","sentiment_score":0.158249874763629},{"text":"So we have some had some additional growth on top of that, which is great.","start":1111.215,"end":1115.315,"sentiment":"positive","sentiment_score":0.3535318454106649}],"sentiment":"neutral","sentiment_score":0.20309594132990208,"channel":0,"num_words":54,"start":1094.305,"end":1115.315},{"sentences":[{"text":"Oh, good.","start":1115.86,"end":1116.58,"sentiment":"neutral","sentiment_score":0.3159051090478897},{"text":"How good's that?","start":1116.58,"end":1117.2999,"sentiment":"neutral","sentiment_score":0.29675745964050293},{"text":"We've not even","start":1117.2999,"end":1118.1,"sentiment":"neutral","sentiment_score":-0.08155760417381923}],"sentiment":"neutral","sentiment_score":0.15967622306197882,"channel":1,"num_words":8,"start":1115.86,"end":1118.1},{"sentences":[{"text":"The","start":1118.015,"end":1118.515,"sentiment":"neutral","sentiment_score":-0.08808143436908722}],"sentiment":"neutral","sentiment_score":-0.08808143436908722,"channel":0,"num_words":1,"start":1118.015,"end":1118.515},{"sentences":[{"text":"adding to it at all.","start":1118.1,"end":1119.22,"sentiment":"neutral","sentiment_score":-0.058205817639827725},{"text":"Yeah.","start":1119.22,"end":1119.72,"sentiment":"neutral","sentiment_score":0.07932437211275101}],"sentiment":"neutral","sentiment_score":-0.03528411934773127,"channel":1,"num_words":6,"start":1118.1,"end":1119.72},{"sentences":[{"text":"yeah.","start":1119.615,"end":1120.115,"sentiment":"neutral","sentiment_score":0.10235044360160828}],"sentiment":"neutral","sentiment_score":0.10235044360160828,"channel":0,"num_words":1,"start":1119.615,"end":1120.115},{"sentences":[{"text":"Well","start":1121.685,"end":1122.005,"sentiment":"neutral","sentiment_score":0.13704721629619598}],"sentiment":"neutral","sentiment_score":0.13704721629619598,"channel":1,"num_words":1,"start":1121.685,"end":1122.005},{"sentences":[{"text":"That's","start":1121.775,"end":1122.095,"sentiment":"neutral","sentiment_score":0.32319316267967224}],"sentiment":"neutral","sentiment_score":0.32319316267967224,"channel":0,"num_words":1,"start":1121.775,"end":1122.095},{"sentences":[{"text":"done.","start":1122.005,"end":1122.405,"sentiment":"positive","sentiment_score":0.35553282499313354}],"sentiment":"positive","sentiment_score":0.35553282499313354,"channel":1,"num_words":1,"start":1122.005,"end":1122.405},{"sentences":[{"text":"exactly","start":1122.095,"end":1122.595,"sentiment":"neutral","sentiment_score":0.318205863237381}],"sentiment":"neutral","sentiment_score":0.318205863237381,"channel":0,"num_words":1,"start":1122.095,"end":1122.595},{"sentences":[{"text":"Thank you.","start":1122.405,"end":1123.145,"sentiment":"positive","sentiment_score":0.5371032953262329}],"sentiment":"positive","sentiment_score":0.5371032953262329,"channel":1,"num_words":2,"start":1122.405,"end":1123.145},{"sentences":[{"text":"right.","start":1122.735,"end":1122.975,"sentiment":"neutral","sentiment_score":0.03874121978878975},{"text":"And, look, one of the things one of the that's okay.","start":1122.975,"end":1126.07,"sentiment":"neutral","sentiment_score":0.06620382822372696},{"text":"We wanna make sure it keeps working harder for you.","start":1126.09,"end":1129.11,"sentiment":"neutral","sentiment_score":0.15682204961776733},{"text":"One of the things we did look at, and because we haven't really had any contributions going in, is essentially what the","start":1129.65,"end":1135.89,"sentiment":"neutral","sentiment_score":0.12865122915668922}],"sentiment":"neutral","sentiment_score":0.11739842881533233,"channel":0,"num_words":44,"start":1122.735,"end":1135.89},{"sentences":[{"text":"Yep.","start":1135.86,"end":1136.36,"sentiment":"neutral","sentiment_score":0.10118010640144348}],"sentiment":"neutral","sentiment_score":0.10118010640144348,"channel":1,"num_words":1,"start":1135.86,"end":1136.36},{"sentences":[{"text":"portfolio has been doing on its own.","start":1135.89,"end":1138.23,"sentiment":"neutral","sentiment_score":0.10792295528309685},{"text":"And you are in that high growth kind of environment there.","start":1138.385,"end":1141.265,"sentiment":"neutral","sentiment_score":0.06573451953855428},{"text":"So, realistically, in a high growth portfolio, because you have 90% in those higher risk investments, so things like shares, gold and silver, so commodities and precious metals, and also property within that, You","start":1141.265,"end":1154.68,"sentiment":"neutral","sentiment_score":0.0822138852056335}],"sentiment":"neutral","sentiment_score":0.08218870190187143,"channel":0,"num_words":52,"start":1135.89,"end":1154.68},{"sentences":[{"text":"Yep.","start":1154.675,"end":1155.175,"sentiment":"neutral","sentiment_score":0.05582442134618759}],"sentiment":"neutral","sentiment_score":0.05582442134618759,"channel":1,"num_words":1,"start":1154.675,"end":1155.175},{"sentences":[{"text":"are taking a bit more risk to try and get those greater potential returns, but it also means at times where the volatility might be lower that you are gonna see those down times.","start":1154.68,"end":1163.88,"sentiment":"neutral","sentiment_score":-0.03099454621620038},{"text":"And as your balance increases and grows over time, the smaller changes make a larger difference for you.","start":1163.88,"end":1170.345,"sentiment":"neutral","sentiment_score":0.18420922342273924},{"text":"Now","start":1170.565,"end":1170.965,"sentiment":"neutral","sentiment_score":0.33139893412590027}],"sentiment":"neutral","sentiment_score":0.048931139328007425,"channel":0,"num_words":53,"start":1154.68,"end":1170.965},{"sentences":[{"text":"Yep.","start":1170.8501,"end":1171.065,"sentiment":"positive","sentiment_score":0.37384986877441406}],"sentiment":"positive","sentiment_score":0.37384986877441406,"channel":1,"num_words":1,"start":1170.8501,"end":1171.065},{"sentences":[{"text":"when I sort of look at the portfolio and the performance there, so after fees, so after our ongoing service fee plus the admin fees in the account, the portfolio was up by 4.11%.","start":1170.965,"end":1183.865,"sentiment":"neutral","sentiment_score":0.33212393653743405},{"text":"That","start":1184.3201,"end":1184.56,"sentiment":"positive","sentiment_score":0.3617254197597504}],"sentiment":"neutral","sentiment_score":0.33296969320092884,"channel":0,"num_words":35,"start":1170.965,"end":1184.56},{"sentences":[{"text":"Oh,","start":1184.345,"end":1184.64,"sentiment":"positive","sentiment_score":0.5255932211875916}],"sentiment":"positive","sentiment_score":0.5255932211875916,"channel":1,"num_words":1,"start":1184.345,"end":1184.64},{"sentences":[{"text":"is a","start":1184.56,"end":1184.88,"sentiment":"positive","sentiment_score":0.5145456790924072}],"sentiment":"positive","sentiment_score":0.5145456790924072,"channel":0,"num_words":2,"start":1184.56,"end":1184.88},{"sentences":[{"text":"sweetie.","start":1184.72,"end":1185.22,"sentiment":"positive","sentiment_score":0.543844997882843}],"sentiment":"positive","sentiment_score":0.543844997882843,"channel":1,"num_words":1,"start":1184.72,"end":1185.22},{"sentences":[{"text":"little bit lower to where you sort of expressed as a high growth environment, but it is a positive.","start":1184.88,"end":1189.54,"sentiment":"positive","sentiment_score":0.335012801383671}],"sentiment":"positive","sentiment_score":0.335012801383671,"channel":0,"num_words":19,"start":1184.88,"end":1189.54},{"sentences":[{"text":"Okay.","start":1189.12,"end":1189.62,"sentiment":"neutral","sentiment_score":0.25143641233444214}],"sentiment":"neutral","sentiment_score":0.25143641233444214,"channel":1,"num_words":1,"start":1189.12,"end":1189.62},{"sentences":[{"text":"So in that high growth environment, you're sort of wanting to get about eight to eight to 10% on a yearly basis compounding that four.","start":1189.76,"end":1197.6,"sentiment":"neutral","sentiment_score":0.2368861883878708},{"text":"So it is","start":1197.6,"end":1198.2949,"sentiment":"positive","sentiment_score":0.35434017578760785}],"sentiment":"neutral","sentiment_score":0.24947054418069975,"channel":0,"num_words":28,"start":1189.76,"end":1198.2949},{"sentences":[{"text":"Yep.","start":1198.16,"end":1198.515,"sentiment":"positive","sentiment_score":0.36448901891708374}],"sentiment":"positive","sentiment_score":0.36448901891708374,"channel":1,"num_words":1,"start":1198.16,"end":1198.515},{"sentences":[{"text":"a little bit of an underperformance for the year, but it's a positive return, and most of that return has sort of come out after April.","start":1198.2949,"end":1206.695,"sentiment":"neutral","sentiment_score":0.28513781697704244},{"text":"So April was when we","start":1206.695,"end":1207.815,"sentiment":"neutral","sentiment_score":0.09721296429634094}],"sentiment":"neutral","sentiment_score":0.25482735686725183,"channel":0,"num_words":31,"start":1198.2949,"end":1207.815},{"sentences":[{"text":"Yep.","start":1207.715,"end":1208.215,"sentiment":"neutral","sentiment_score":0.11239264905452728}],"sentiment":"neutral","sentiment_score":0.11239264905452728,"channel":1,"num_words":1,"start":1207.715,"end":1208.215},{"sentences":[{"text":"saw a lot of the activity between what was happening in the market with Trump and The US and Iran war.","start":1207.815,"end":1214.17,"sentiment":"neutral","sentiment_score":0.0728148968801612}],"sentiment":"neutral","sentiment_score":0.0728148968801612,"channel":0,"num_words":21,"start":1207.815,"end":1214.17},{"sentences":[{"text":"Yep.","start":1214.6901,"end":1215.1901,"sentiment":"neutral","sentiment_score":0.13710975646972656}],"sentiment":"neutral","sentiment_score":0.13710975646972656,"channel":1,"num_words":1,"start":1214.6901,"end":1215.1901},{"sentences":[{"text":"And so after that, we've seen quite some good recovery points.","start":1215.91,"end":1219.29,"sentiment":"neutral","sentiment_score":0.3009140572764657},{"text":"So your portfolio is up, but it's still growing as a dollar figure because not everyone likes the percentage.","start":1219.59,"end":1225.29,"sentiment":"neutral","sentiment_score":0.2274190928590925},{"text":"As a dollar figure, it shows the income and the earnings within your portfolio for the year is about $8,036.","start":1226.2949,"end":1233.735,"sentiment":"neutral","sentiment_score":0.17883067280054094},{"text":"So that $8,036 is growth and income, which has been re reinvested and compounded back into your super to keep working and growing.","start":1233.735,"end":1242.3501,"sentiment":"positive","sentiment_score":0.4758744498957758},{"text":"And that's what we wanna see.","start":1242.49,"end":1243.77,"sentiment":"positive","sentiment_score":0.4448143144448598}],"sentiment":"neutral","sentiment_score":0.3141978365145152,"channel":0,"num_words":79,"start":1215.91,"end":1243.77},{"sentences":[{"text":"It's one of the most powerful things we have as the tool is compounding.","start":1243.77,"end":1247.39,"sentiment":"positive","sentiment_score":0.5518358136926379},{"text":"You know, if you have a dollar, you make a dollar, you reinvest it, you've got 2","start":1247.61,"end":1251.61,"sentiment":"neutral","sentiment_score":0.29135484379880566}],"sentiment":"positive","sentiment_score":0.40899141084763313,"channel":0,"num_words":31,"start":1243.77,"end":1251.61},{"sentences":[{"text":"Yep.","start":1251.495,"end":1251.995,"sentiment":"neutral","sentiment_score":0.3120824694633484}],"sentiment":"neutral","sentiment_score":0.3120824694633484,"channel":1,"num_words":1,"start":1251.495,"end":1251.995},{"sentences":[{"text":"dollars, it makes $4, and it keeps compounding and growing.","start":1251.61,"end":1254.515,"sentiment":"positive","sentiment_score":0.503441596031189},{"text":"And that's the most powerful tool we have there.","start":1254.515,"end":1257.235,"sentiment":"positive","sentiment_score":0.6710965633392334},{"text":"So,","start":1257.235,"end":1257.735,"sentiment":"positive","sentiment_score":0.3646848797798157}],"sentiment":"positive","sentiment_score":0.5719484955072403,"channel":0,"num_words":20,"start":1251.61,"end":1257.735},{"sentences":[{"text":"Yep.","start":1257.3351,"end":1257.495,"sentiment":"neutral","sentiment_score":0.2780560851097107},{"text":"Okay.","start":1257.495,"end":1257.995,"sentiment":"neutral","sentiment_score":0.32859939336776733}],"sentiment":"neutral","sentiment_score":0.303327739238739,"channel":1,"num_words":2,"start":1257.3351,"end":1257.995},{"sentences":[{"text":"look, I am really happy with how your portfolio has performed this year as much as it is a lower rate of return.","start":1257.7949,"end":1263.815,"sentiment":"positive","sentiment_score":0.6847401572310406}],"sentiment":"positive","sentiment_score":0.6847401572310406,"channel":0,"num_words":23,"start":1257.7949,"end":1263.815},{"sentences":[{"text":"Yep.","start":1264.44,"end":1264.94,"sentiment":"neutral","sentiment_score":0.1714874505996704}],"sentiment":"neutral","sentiment_score":0.1714874505996704,"channel":1,"num_words":1,"start":1264.44,"end":1264.94},{"sentences":[{"text":"I did also just have a look at some of the investments, and it looks like, like, going back, this portfolio is one of the older ones out there.","start":1265.155,"end":1273.35,"sentiment":"neutral","sentiment_score":0.07075340512754588}],"sentiment":"neutral","sentiment_score":0.07075340512754588,"channel":0,"num_words":29,"start":1265.155,"end":1273.35},{"sentences":[{"text":"Mhmm.","start":1273.88,"end":1274.38,"sentiment":"neutral","sentiment_score":0.055454447865486145}],"sentiment":"neutral","sentiment_score":0.055454447865486145,"channel":1,"num_words":1,"start":1273.88,"end":1274.38},{"sentences":[{"text":"I have sort of reviewed all the investments individually, and I do think there's a place where I can provide some advice.","start":1274.21,"end":1281.09,"sentiment":"neutral","sentiment_score":0.09502020884643901},{"text":"So I'd like to go back if you're comfortable with it, look at some","start":1281.09,"end":1283.985,"sentiment":"neutral","sentiment_score":0.08583900545324598}],"sentiment":"neutral","sentiment_score":0.09144974086019728,"channel":0,"num_words":36,"start":1274.21,"end":1283.985},{"sentences":[{"text":"Yes.","start":1283.815,"end":1284.315,"sentiment":"neutral","sentiment_score":0.10079170763492584}],"sentiment":"neutral","sentiment_score":0.10079170763492584,"channel":1,"num_words":1,"start":1283.815,"end":1284.315},{"sentences":[{"text":"of the investments, maybe switch them up a little bit.","start":1283.985,"end":1287.665,"sentiment":"neutral","sentiment_score":0.10193917453289032},{"text":"Because we","start":1287.665,"end":1288.065,"sentiment":"neutral","sentiment_score":0.14498525112867355}],"sentiment":"neutral","sentiment_score":0.10911352063218753,"channel":0,"num_words":12,"start":1283.985,"end":1288.065},{"sentences":[{"text":"Yep.","start":1288.0549,"end":1288.53,"sentiment":"neutral","sentiment_score":0.18708491325378415}],"sentiment":"neutral","sentiment_score":0.18708491325378415,"channel":1,"num_words":1,"start":1288.0549,"end":1288.53},{"sentences":[{"text":"do have a portfolio that might be a little bit more diversified for you to help to lower the overall risk level, but also might be cheaper in investment fees as well.","start":1288.065,"end":1297.4249,"sentiment":"neutral","sentiment_score":0.23077352088876069},{"text":"So if you're comfortable, I'd love to go back and maybe switch up the investments, look at how the returns have been performing within the portfolio, and just maybe do some make some changes to keep it working harder for you.","start":1297.4249,"end":1309.5499,"sentiment":"neutral","sentiment_score":0.2273219685728957},{"text":"Are you open to me doing","start":1309.5499,"end":1310.83,"sentiment":"neutral","sentiment_score":0.04058953064183394}],"sentiment":"neutral","sentiment_score":0.2145378552377224,"channel":0,"num_words":79,"start":1288.065,"end":1310.83},{"sentences":[{"text":"Yep.","start":1310.765,"end":1311.265,"sentiment":"neutral","sentiment_score":0.039236195385456085}],"sentiment":"neutral","sentiment_score":0.039236195385456085,"channel":1,"num_words":1,"start":1310.765,"end":1311.265},{"sentences":[{"text":"that?","start":1310.83,"end":1311.33,"sentiment":"neutral","sentiment_score":0.04093186557292938}],"sentiment":"neutral","sentiment_score":0.04093186557292938,"channel":0,"num_words":1,"start":1310.83,"end":1311.33},{"sentences":[{"text":"Yep.","start":1311.7251,"end":1312.2251,"sentiment":"neutral","sentiment_score":0.07790128886699677},{"text":"Yep.","start":1312.525,"end":1313.025,"sentiment":"neutral","sentiment_score":0.10230433940887453}],"sentiment":"neutral","sentiment_score":0.09010281413793564,"channel":1,"num_words":2,"start":1311.7251,"end":1313.025},{"sentences":[{"text":"Yep.","start":1313.005,"end":1313.505,"sentiment":"neutral","sentiment_score":0.1754465103149414}],"sentiment":"neutral","sentiment_score":0.1754465103149414,"channel":0,"num_words":1,"start":1313.005,"end":1313.505},{"sentences":[{"text":"That's sounds","start":1313.0851,"end":1314.6051,"sentiment":"positive","sentiment_score":0.5098186433315277}],"sentiment":"positive","sentiment_score":0.5098186433315277,"channel":1,"num_words":2,"start":1313.0851,"end":1314.6051},{"sentences":[{"text":"Excellent.","start":1314.525,"end":1315.025,"sentiment":"positive","sentiment_score":0.628747820854187}],"sentiment":"positive","sentiment_score":0.628747820854187,"channel":0,"num_words":1,"start":1314.525,"end":1315.025},{"sentences":[{"text":"good to me.","start":1314.6051,"end":1315.5851,"sentiment":"positive","sentiment_score":0.5229552686214447},{"text":"You're the boss.","start":1316.125,"end":1317.03,"sentiment":"positive","sentiment_score":0.34946759541829425}],"sentiment":"positive","sentiment_score":0.4362114320198695,"channel":1,"num_words":6,"start":1314.6051,"end":1317.03},{"sentences":[{"text":"Yeah.","start":1317.725,"end":1318.125,"sentiment":"neutral","sentiment_score":0.30737850069999695},{"text":"Excellent.","start":1318.125,"end":1318.625,"sentiment":"positive","sentiment_score":0.37092840671539307},{"text":"No.","start":1320.125,"end":1320.365,"sentiment":"neutral","sentiment_score":0.11246908456087112},{"text":"All good.","start":1320.365,"end":1320.845,"sentiment":"neutral","sentiment_score":0.2181386798620224},{"text":"Look, we do work for you and in your best interest.","start":1320.845,"end":1323.325,"sentiment":"positive","sentiment_score":0.34897157278927887}],"sentiment":"neutral","sentiment_score":0.31660879077389836,"channel":0,"num_words":16,"start":1317.725,"end":1323.325},{"sentences":[{"text":"So while we do get paid for our services, we wanna make sure that we are working in your best interest.","start":1323.325,"end":1328.48,"sentiment":"neutral","sentiment_score":0.21893360430286044},{"text":"And even whilst you're not working and not contributing, you know, you still want your super to be growing","start":1328.48,"end":1333.6799,"sentiment":"neutral","sentiment_score":0.05063335734762644}],"sentiment":"neutral","sentiment_score":0.1389909869991243,"channel":0,"num_words":40,"start":1323.325,"end":1333.6799},{"sentences":[{"text":"No.","start":1333.485,"end":1333.985,"sentiment":"neutral","sentiment_score":-0.11766377836465836}],"sentiment":"neutral","sentiment_score":-0.11766377836465836,"channel":1,"num_words":1,"start":1333.485,"end":1333.985},{"sentences":[{"text":"and working harder for you, and we know that there are gonna","start":1333.6799,"end":1336.24,"sentiment":"neutral","sentiment_score":-0.08441659870247047}],"sentiment":"neutral","sentiment_score":-0.08441659870247047,"channel":0,"num_words":12,"start":1333.6799,"end":1336.24},{"sentences":[{"text":"Yes.","start":1336.0449,"end":1336.5449,"sentiment":"neutral","sentiment_score":-0.04488178342580795}],"sentiment":"neutral","sentiment_score":-0.04488178342580795,"channel":1,"num_words":1,"start":1336.0449,"end":1336.5449},{"sentences":[{"text":"be years where maybe we get a negative return or return that's lower.","start":1336.24,"end":1340.2599,"sentiment":"neutral","sentiment_score":-0.16297974265538728},{"text":"But every so","start":1340.495,"end":1341.135,"sentiment":"neutral","sentiment_score":0.025397640963395435}],"sentiment":"neutral","sentiment_score":-0.12765898322686553,"channel":0,"num_words":16,"start":1336.24,"end":1341.135},{"sentences":[{"text":"Yep.","start":1341.0049,"end":1341.5049,"sentiment":"neutral","sentiment_score":0.04935654625296593}],"sentiment":"neutral","sentiment_score":0.04935654625296593,"channel":1,"num_words":1,"start":1341.0049,"end":1341.5049},{"sentences":[{"text":"often, it's good to reevaluate the investments within the portfolio,","start":1341.135,"end":1344.5951,"sentiment":"neutral","sentiment_score":0.10073050037026406}],"sentiment":"neutral","sentiment_score":0.10073050037026406,"channel":0,"num_words":10,"start":1341.135,"end":1344.5951},{"sentences":[{"text":"Yep.","start":1344.205,"end":1344.705,"sentiment":"neutral","sentiment_score":0.13677719235420227}],"sentiment":"neutral","sentiment_score":0.13677719235420227,"channel":1,"num_words":1,"start":1344.205,"end":1344.705},{"sentences":[{"text":"keep them working harder, and","start":1344.895,"end":1346.9751,"sentiment":"neutral","sentiment_score":0.16117890030145646}],"sentiment":"neutral","sentiment_score":0.16117890030145646,"channel":0,"num_words":5,"start":1344.895,"end":1346.9751},{"sentences":[{"text":"Yep.","start":1346.845,"end":1347.12,"sentiment":"neutral","sentiment_score":0.11930344998836516}],"sentiment":"neutral","sentiment_score":0.11930344998836516,"channel":1,"num_words":1,"start":1346.845,"end":1347.12},{"sentences":[{"text":"also restructure it.","start":1346.9751,"end":1348.175,"sentiment":"neutral","sentiment_score":0.08776437273869912},{"text":"So we might be at a there's a portfolio that saves in investment fees, so lowering the investment fees within your portfolio benefits you because","start":1348.175,"end":1356.1799,"sentiment":"neutral","sentiment_score":0.13479654923081397}],"sentiment":"neutral","sentiment_score":0.12975738746380167,"channel":0,"num_words":28,"start":1346.9751,"end":1356.1799},{"sentences":[{"text":"Yep.","start":1356.16,"end":1356.66,"sentiment":"positive","sentiment_score":0.42514556646347046}],"sentiment":"positive","sentiment_score":0.42514556646347046,"channel":1,"num_words":1,"start":1356.16,"end":1356.66},{"sentences":[{"text":"it's more money that stays in your suit for compounding working harder for yourself.","start":1356.1799,"end":1360.02,"sentiment":"positive","sentiment_score":0.3926380383116858},{"text":"So I would love","start":1360.02,"end":1361.22,"sentiment":"positive","sentiment_score":0.4424038901925087}],"sentiment":"positive","sentiment_score":0.40369711650742424,"channel":0,"num_words":18,"start":1356.1799,"end":1361.22},{"sentences":[{"text":"Okay.","start":1361.125,"end":1361.625,"sentiment":"positive","sentiment_score":0.5138683915138245}],"sentiment":"positive","sentiment_score":0.5138683915138245,"channel":1,"num_words":1,"start":1361.125,"end":1361.625},{"sentences":[{"text":"to go back and do that for you.","start":1361.22,"end":1362.74,"sentiment":"positive","sentiment_score":0.4926239997148514},{"text":"It only","start":1362.74,"end":1363.22,"sentiment":"neutral","sentiment_score":0.11226581409573555}],"sentiment":"positive","sentiment_score":0.41655236259102824,"channel":0,"num_words":10,"start":1361.22,"end":1363.22},{"sentences":[{"text":"Yep.","start":1363.205,"end":1363.705,"sentiment":"neutral","sentiment_score":0.08852758258581161}],"sentiment":"neutral","sentiment_score":0.08852758258581161,"channel":1,"num_words":1,"start":1363.205,"end":1363.705},{"sentences":[{"text":"takes me about two weeks to do the research, but I","start":1363.22,"end":1365.62,"sentiment":"neutral","sentiment_score":0.0691604685376991}],"sentiment":"neutral","sentiment_score":0.0691604685376991,"channel":0,"num_words":11,"start":1363.22,"end":1365.62},{"sentences":[{"text":"Yeah.","start":1365.525,"end":1366.025,"sentiment":"neutral","sentiment_score":0.09588594734668732}],"sentiment":"neutral","sentiment_score":0.09588594734668732,"channel":1,"num_words":1,"start":1365.525,"end":1366.025},{"sentences":[{"text":"can rebook you back in to go through that in about two weeks,","start":1365.62,"end":1369.415,"sentiment":"neutral","sentiment_score":0.12129693363721554}],"sentiment":"neutral","sentiment_score":0.12129693363721554,"channel":0,"num_words":13,"start":1365.62,"end":1369.415},{"sentences":[{"text":"Yep.","start":1369.605,"end":1370.105,"sentiment":"neutral","sentiment_score":0.10135257244110107}],"sentiment":"neutral","sentiment_score":0.10135257244110107,"channel":1,"num_words":1,"start":1369.605,"end":1370.105},{"sentences":[{"text":"and we can update things for","start":1369.795,"end":1371.815,"sentiment":"neutral","sentiment_score":0.09838802367448807}],"sentiment":"neutral","sentiment_score":0.09838802367448807,"channel":0,"num_words":6,"start":1369.795,"end":1371.815},{"sentences":[{"text":"Okay.","start":1372.1649,"end":1372.645,"sentiment":"neutral","sentiment_score":0.11301853507757188}],"sentiment":"neutral","sentiment_score":0.11301853507757188,"channel":1,"num_words":1,"start":1372.1649,"end":1372.645},{"sentences":[{"text":"you.","start":1372.195,"end":1372.515,"sentiment":"neutral","sentiment_score":0.1097038835287094},{"text":"How","start":1372.515,"end":1372.6749,"sentiment":"positive","sentiment_score":0.3665785789489746}],"sentiment":"neutral","sentiment_score":0.238141231238842,"channel":0,"num_words":2,"start":1372.195,"end":1372.6749},{"sentences":[{"text":"Cool.","start":1372.645,"end":1373.0449,"sentiment":"positive","sentiment_score":0.4349704384803772}],"sentiment":"positive","sentiment_score":0.4349704384803772,"channel":1,"num_words":1,"start":1372.645,"end":1373.0449},{"sentences":[{"text":"does that","start":1372.6749,"end":1373.075,"sentiment":"neutral","sentiment_score":0.3235413134098053}],"sentiment":"neutral","sentiment_score":0.3235413134098053,"channel":0,"num_words":2,"start":1372.6749,"end":1373.075},{"sentences":[{"text":"Alright.","start":1373.0449,"end":1373.5449,"sentiment":"neutral","sentiment_score":0.2878289818763733}],"sentiment":"neutral","sentiment_score":0.2878289818763733,"channel":1,"num_words":1,"start":1373.0449,"end":1373.5449},{"sentences":[{"text":"sound?","start":1373.075,"end":1373.575,"sentiment":"neutral","sentiment_score":0.21010959148406985}],"sentiment":"neutral","sentiment_score":0.21010959148406985,"channel":0,"num_words":1,"start":1373.075,"end":1373.575},{"sentences":[{"text":"Yeah.","start":1373.6849,"end":1373.9249,"sentiment":"neutral","sentiment_score":0.29688549041748047},{"text":"That sounds good.","start":1373.9249,"end":1374.985,"sentiment":"positive","sentiment_score":0.5184013644854227}],"sentiment":"positive","sentiment_score":0.4630223959684372,"channel":1,"num_words":4,"start":1373.6849,"end":1374.985},{"sentences":[{"text":"Yep.","start":1375.155,"end":1375.655,"sentiment":"neutral","sentiment_score":0.26536089181900024},{"text":"Oh, good.","start":1376.035,"end":1376.775,"sentiment":"positive","sentiment_score":0.3397308886051178}],"sentiment":"neutral","sentiment_score":0.31494088967641193,"channel":0,"num_words":3,"start":1375.155,"end":1376.775},{"sentences":[{"text":"So, like,","start":1376.59,"end":1377.3099,"sentiment":"neutral","sentiment_score":0.2907448709011078}],"sentiment":"neutral","sentiment_score":0.2907448709011078,"channel":1,"num_words":2,"start":1376.59,"end":1377.3099},{"sentences":[{"text":"Beautiful.","start":1376.915,"end":1377.415,"sentiment":"positive","sentiment_score":0.49277377128601074}],"sentiment":"positive","sentiment_score":0.49277377128601074,"channel":0,"num_words":1,"start":1376.915,"end":1377.415},{"sentences":[{"text":"even if","start":1377.3099,"end":1377.79,"sentiment":"neutral","sentiment_score":0.15822387486696243}],"sentiment":"neutral","sentiment_score":0.15822387486696243,"channel":1,"num_words":2,"start":1377.3099,"end":1377.79},{"sentences":[{"text":"Do","start":1377.635,"end":1377.795,"sentiment":"neutral","sentiment_score":0.03650636598467827}],"sentiment":"neutral","sentiment_score":0.03650636598467827,"channel":0,"num_words":1,"start":1377.635,"end":1377.795},{"sentences":[{"text":"I","start":1377.79,"end":1378.11,"sentiment":"neutral","sentiment_score":0.05565350502729416}],"sentiment":"neutral","sentiment_score":0.05565350502729416,"channel":1,"num_words":1,"start":1377.79,"end":1378.11},{"sentences":[{"text":"you have any questions about","start":1377.795,"end":1379.155,"sentiment":"neutral","sentiment_score":0.03379601053893566}],"sentiment":"neutral","sentiment_score":0.03379601053893566,"channel":0,"num_words":5,"start":1377.795,"end":1379.155},{"sentences":[{"text":"yeah.","start":1379.15,"end":1379.65,"sentiment":"neutral","sentiment_score":0.041194066405296326}],"sentiment":"neutral","sentiment_score":0.041194066405296326,"channel":1,"num_words":1,"start":1379.15,"end":1379.65},{"sentences":[{"text":"any of that yet?","start":1379.155,"end":1380.375,"sentiment":"neutral","sentiment_score":0.047402204014360905}],"sentiment":"neutral","sentiment_score":0.047402204014360905,"channel":0,"num_words":4,"start":1379.155,"end":1380.375},{"sentences":[{"text":"So even if I, like, if I, you know, have just, like, you know, fifth $50","start":1380.51,"end":1386.75,"sentiment":"neutral","sentiment_score":-0.0054539620177820325}],"sentiment":"neutral","sentiment_score":-0.0054539620177820325,"channel":1,"num_words":16,"start":1380.51,"end":1386.75},{"sentences":[{"text":"Yeah.","start":1386.53,"end":1387.03,"sentiment":"neutral","sentiment_score":-0.013006843626499176}],"sentiment":"neutral","sentiment_score":-0.013006843626499176,"channel":0,"num_words":1,"start":1386.53,"end":1387.03},{"sentences":[{"text":"here there.","start":1386.75,"end":1387.695,"sentiment":"neutral","sentiment_score":-0.017412381246685982},{"text":"So that could like, you know, is it would it make any difference to just put that, like, you know, put that into my super, like, because","start":1387.695,"end":1401.26,"sentiment":"neutral","sentiment_score":-0.0335928870158063}],"sentiment":"neutral","sentiment_score":-0.0324769900662118,"channel":1,"num_words":29,"start":1386.75,"end":1401.26},{"sentences":[{"text":"Yeah.","start":1401.165,"end":1401.665,"sentiment":"neutral","sentiment_score":-0.1083640530705452}],"sentiment":"neutral","sentiment_score":-0.1083640530705452,"channel":0,"num_words":1,"start":1401.165,"end":1401.665},{"sentences":[{"text":"I'm not very good at","start":1401.26,"end":1402.06,"sentiment":"neutral","sentiment_score":-0.2402550160884857}],"sentiment":"neutral","sentiment_score":-0.2402550160884857,"channel":1,"num_words":5,"start":1401.26,"end":1402.06},{"sentences":[{"text":"Absolutely.","start":1402.045,"end":1402.545,"sentiment":"neutral","sentiment_score":-0.15986505150794983}],"sentiment":"neutral","sentiment_score":-0.15986505150794983,"channel":0,"num_words":1,"start":1402.045,"end":1402.545},{"sentences":[{"text":"saving.","start":1402.06,"end":1402.54,"sentiment":"neutral","sentiment_score":-0.19330519437789917},{"text":"Right?","start":1402.54,"end":1402.86,"sentiment":"neutral","sentiment_score":-0.07947081327438354},{"text":"So once","start":1402.86,"end":1403.34,"sentiment":"neutral","sentiment_score":-0.17066048830747604}],"sentiment":"neutral","sentiment_score":-0.1535242460668087,"channel":1,"num_words":4,"start":1402.06,"end":1403.34},{"sentences":[{"text":"Yep.","start":1403.245,"end":1403.745,"sentiment":"neutral","sentiment_score":-0.16954055428504944}],"sentiment":"neutral","sentiment_score":-0.16954055428504944,"channel":0,"num_words":1,"start":1403.245,"end":1403.745},{"sentences":[{"text":"it goes into my super, I cannot fucking touch it.","start":1403.34,"end":1406.0,"sentiment":"neutral","sentiment_score":-0.2767630621790886},{"text":"So yeah.","start":1406.54,"end":1408.0,"sentiment":"neutral","sentiment_score":-0.04891867935657501},{"text":"Would that be as","start":1408.06,"end":1409.02,"sentiment":"neutral","sentiment_score":-0.04287472553551197}],"sentiment":"neutral","sentiment_score":-0.18981043016538024,"channel":1,"num_words":16,"start":1403.34,"end":1409.02},{"sentences":[{"text":"Mhmm.","start":1408.95,"end":1409.2699,"sentiment":"neutral","sentiment_score":-0.018941838294267654}],"sentiment":"neutral","sentiment_score":-0.018941838294267654,"channel":0,"num_words":1,"start":1408.95,"end":1409.2699},{"sentences":[{"text":"an idea","start":1409.02,"end":1409.42,"sentiment":"neutral","sentiment_score":-0.00167794618755579}],"sentiment":"neutral","sentiment_score":-0.00167794618755579,"channel":1,"num_words":2,"start":1409.02,"end":1409.42},{"sentences":[{"text":"Absolutely.","start":1409.2699,"end":1409.7699,"sentiment":"neutral","sentiment_score":0.01836034469306469}],"sentiment":"neutral","sentiment_score":0.01836034469306469,"channel":0,"num_words":1,"start":1409.2699,"end":1409.7699},{"sentences":[{"text":"for me?","start":1409.42,"end":1409.82,"sentiment":"neutral","sentiment_score":0.006767096929252148},{"text":"Because","start":1409.82,"end":1409.98,"sentiment":"neutral","sentiment_score":0.004223618656396866}],"sentiment":"neutral","sentiment_score":0.005919270838300387,"channel":1,"num_words":3,"start":1409.42,"end":1409.98},{"sentences":[{"text":"Yeah.","start":1409.9099,"end":1410.4099,"sentiment":"neutral","sentiment_score":0.00030156970024108887}],"sentiment":"neutral","sentiment_score":0.00030156970024108887,"channel":0,"num_words":1,"start":1409.9099,"end":1410.4099},{"sentences":[{"text":"sometimes I do have some spare money.","start":1409.98,"end":1411.84,"sentiment":"neutral","sentiment_score":-0.020461464566843852}],"sentiment":"neutral","sentiment_score":-0.020461464566843852,"channel":1,"num_words":7,"start":1409.98,"end":1411.84},{"sentences":[{"text":"Oh,","start":1412.07,"end":1412.57,"sentiment":"neutral","sentiment_score":0.014240169897675514}],"sentiment":"neutral","sentiment_score":0.014240169897675514,"channel":0,"num_words":1,"start":1412.07,"end":1412.57},{"sentences":[{"text":"Like, I I I actually do at","start":1412.195,"end":1413.955,"sentiment":"neutral","sentiment_score":0.004949496526803289}],"sentiment":"neutral","sentiment_score":0.004949496526803289,"channel":1,"num_words":7,"start":1412.195,"end":1413.955},{"sentences":[{"text":"yeah.","start":1413.83,"end":1414.23,"sentiment":"neutral","sentiment_score":0.0016517341136932373}],"sentiment":"neutral","sentiment_score":0.0016517341136932373,"channel":0,"num_words":1,"start":1413.83,"end":1414.23},{"sentences":[{"text":"the moment.","start":1413.955,"end":1414.595,"sentiment":"neutral","sentiment_score":0.012554009445011616}],"sentiment":"neutral","sentiment_score":0.012554009445011616,"channel":1,"num_words":2,"start":1413.955,"end":1414.595},{"sentences":[{"text":"Absolutely.","start":1414.23,"end":1414.73,"sentiment":"neutral","sentiment_score":0.050783950835466385}],"sentiment":"neutral","sentiment_score":0.050783950835466385,"channel":0,"num_words":1,"start":1414.23,"end":1414.73},{"sentences":[{"text":"You know?","start":1414.595,"end":1415.175,"sentiment":"neutral","sentiment_score":0.026733003556728363},{"text":"Okay.","start":1415.875,"end":1416.375,"sentiment":"neutral","sentiment_score":0.050429195165634155},{"text":"Yeah.","start":1416.4349,"end":1416.9349,"sentiment":"neutral","sentiment_score":0.06627430021762848}],"sentiment":"neutral","sentiment_score":0.04254237562417984,"channel":1,"num_words":4,"start":1414.595,"end":1416.9349},{"sentences":[{"text":"Yep.","start":1416.71,"end":1417.19,"sentiment":"neutral","sentiment_score":0.07970085740089417}],"sentiment":"neutral","sentiment_score":0.07970085740089417,"channel":0,"num_words":1,"start":1416.71,"end":1417.19},{"sentences":[{"text":"Right.","start":1417.075,"end":1417.575,"sentiment":"neutral","sentiment_score":0.10931290686130524}],"sentiment":"neutral","sentiment_score":0.10931290686130524,"channel":1,"num_words":1,"start":1417.075,"end":1417.575},{"sentences":[{"text":"Yep.","start":1417.19,"end":1417.59,"sentiment":"neutral","sentiment_score":0.13463103771209717},{"text":"Absolutely.","start":1417.59,"end":1418.09,"sentiment":"neutral","sentiment_score":0.18663525581359863},{"text":"Something as simple as, you know, $20 a week or 50","start":1418.3099,"end":1421.2699,"sentiment":"neutral","sentiment_score":0.1533620608123866}],"sentiment":"neutral","sentiment_score":0.15448068942014986,"channel":0,"num_words":13,"start":1417.19,"end":1421.2699},{"sentences":[{"text":"Yep.","start":1421.235,"end":1421.735,"sentiment":"neutral","sentiment_score":0.1000366434454918}],"sentiment":"neutral","sentiment_score":0.1000366434454918,"channel":1,"num_words":1,"start":1421.235,"end":1421.735},{"sentences":[{"text":"dollars a month or","start":1421.2699,"end":1422.1499,"sentiment":"neutral","sentiment_score":0.11915069632232189}],"sentiment":"neutral","sentiment_score":0.11915069632232189,"channel":0,"num_words":4,"start":1421.2699,"end":1422.1499},{"sentences":[{"text":"Yep.","start":1422.035,"end":1422.535,"sentiment":"neutral","sentiment_score":0.14338965713977814}],"sentiment":"neutral","sentiment_score":0.14338965713977814,"channel":1,"num_words":1,"start":1422.035,"end":1422.535},{"sentences":[{"text":"something if you're comfortable, and","start":1422.1499,"end":1423.185,"sentiment":"neutral","sentiment_score":0.17160580158233643}],"sentiment":"neutral","sentiment_score":0.17160580158233643,"channel":0,"num_words":5,"start":1422.1499,"end":1423.185},{"sentences":[{"text":"Yep.","start":1424.115,"end":1424.615,"sentiment":"neutral","sentiment_score":0.22349433600902557},{"text":"Yeah.","start":1426.355,"end":1426.855,"sentiment":"positive","sentiment_score":0.42277035117149353}],"sentiment":"neutral","sentiment_score":0.32313234359025955,"channel":1,"num_words":2,"start":1424.115,"end":1426.855},{"sentences":[{"text":"That can definitely provide a greater benefit long term for you.","start":1427.505,"end":1430.805,"sentiment":"positive","sentiment_score":0.4832934926856648}],"sentiment":"positive","sentiment_score":0.4832934926856648,"channel":0,"num_words":11,"start":1427.505,"end":1430.805},{"sentences":[{"text":"Yep.","start":1430.92,"end":1431.42,"sentiment":"neutral","sentiment_score":0.10504269599914552},{"text":"Okay.","start":1431.48,"end":1431.98,"sentiment":"neutral","sentiment_score":0.07085037976503372}],"sentiment":"neutral","sentiment_score":0.08794653788208961,"channel":1,"num_words":2,"start":1430.92,"end":1431.98},{"sentences":[{"text":"Did you want me to maybe update the advice to reflect maybe","start":1431.505,"end":1435.185,"sentiment":"neutral","sentiment_score":0.050370847806334496}],"sentiment":"neutral","sentiment_score":0.050370847806334496,"channel":0,"num_words":12,"start":1431.505,"end":1435.185},{"sentences":[{"text":"Yes.","start":1435.08,"end":1435.58,"sentiment":"neutral","sentiment_score":0.0477340966463089}],"sentiment":"neutral","sentiment_score":0.0477340966463089,"channel":1,"num_words":1,"start":1435.08,"end":1435.58},{"sentences":[{"text":"starting to contribute","start":1435.185,"end":1436.3251,"sentiment":"neutral","sentiment_score":0.06256565327445666}],"sentiment":"neutral","sentiment_score":0.06256565327445666,"channel":0,"num_words":3,"start":1435.185,"end":1436.3251},{"sentences":[{"text":"Yes.","start":1436.6,"end":1437.1,"sentiment":"neutral","sentiment_score":0.07823105156421661}],"sentiment":"neutral","sentiment_score":0.07823105156421661,"channel":1,"num_words":1,"start":1436.6,"end":1437.1},{"sentences":[{"text":"from","start":1437.1051,"end":1437.6051,"sentiment":"neutral","sentiment_score":0.08052287995815277}],"sentiment":"neutral","sentiment_score":0.08052287995815277,"channel":0,"num_words":1,"start":1437.1051,"end":1437.6051},{"sentences":[{"text":"I do.","start":1437.16,"end":1437.98,"sentiment":"neutral","sentiment_score":0.08668608218431473}],"sentiment":"neutral","sentiment_score":0.08668608218431473,"channel":1,"num_words":2,"start":1437.16,"end":1437.98},{"sentences":[{"text":"from your funds and maybe just start with something small.","start":1437.72,"end":1440.86,"sentiment":"neutral","sentiment_score":0.08169111683964729}],"sentiment":"neutral","sentiment_score":0.08169111683964729,"channel":0,"num_words":10,"start":1437.72,"end":1440.86},{"sentences":[{"text":"Yeah.","start":1441.3201,"end":1441.8201,"sentiment":"neutral","sentiment_score":0.06722113490104675},{"text":"Yeah.","start":1442.7051,"end":1443.025,"sentiment":"neutral","sentiment_score":0.0639602541923523},{"text":"I think, like like, realistically, I think, like, $25 a week.","start":1443.025,"end":1451.925,"sentiment":"neutral","sentiment_score":0.06410466676408594},{"text":"So it's a $100 a month.","start":1452.0651,"end":1453.92,"sentiment":"neutral","sentiment_score":0.0537569181372722}],"sentiment":"neutral","sentiment_score":0.060993380648525136,"channel":1,"num_words":19,"start":1441.3201,"end":1453.92},{"sentences":[{"text":"Yep.","start":1454.0549,"end":1454.5549,"sentiment":"neutral","sentiment_score":0.14202062785625458},{"text":"Yep.","start":1455.975,"end":1456.475,"sentiment":"neutral","sentiment_score":0.22201500833034515},{"text":"Beautiful.","start":1456.695,"end":1457.195,"sentiment":"positive","sentiment_score":0.49296462535858154}],"sentiment":"neutral","sentiment_score":0.28566675384839374,"channel":0,"num_words":3,"start":1454.0549,"end":1457.195},{"sentences":[{"text":"Now?","start":1457.92,"end":1458.3201,"sentiment":"neutral","sentiment_score":0.25762230157852173},{"text":"Just","start":1458.3201,"end":1458.56,"sentiment":"neutral","sentiment_score":0.17041179537773132}],"sentiment":"neutral","sentiment_score":0.21401704847812653,"channel":1,"num_words":2,"start":1457.92,"end":1458.56},{"sentences":[{"text":"And","start":1458.375,"end":1458.615,"sentiment":"neutral","sentiment_score":0.12274810671806335}],"sentiment":"neutral","sentiment_score":0.12274810671806335,"channel":0,"num_words":1,"start":1458.375,"end":1458.615},{"sentences":[{"text":"for","start":1458.56,"end":1458.7201,"sentiment":"neutral","sentiment_score":0.10979802161455154}],"sentiment":"neutral","sentiment_score":0.10979802161455154,"channel":1,"num_words":1,"start":1458.56,"end":1458.7201},{"sentences":[{"text":"would","start":1458.615,"end":1458.855,"sentiment":"neutral","sentiment_score":0.12548227608203888}],"sentiment":"neutral","sentiment_score":0.12548227608203888,"channel":0,"num_words":1,"start":1458.615,"end":1458.855},{"sentences":[{"text":"that,","start":1458.7201,"end":1458.9601,"sentiment":"neutral","sentiment_score":0.1252186894416809}],"sentiment":"neutral","sentiment_score":0.1252186894416809,"channel":1,"num_words":1,"start":1458.7201,"end":1458.9601},{"sentences":[{"text":"you","start":1458.855,"end":1459.095,"sentiment":"neutral","sentiment_score":0.12041596323251724}],"sentiment":"neutral","sentiment_score":0.12041596323251724,"channel":0,"num_words":1,"start":1458.855,"end":1459.095},{"sentences":[{"text":"like","start":1458.9601,"end":1459.1201,"sentiment":"neutral","sentiment_score":0.12474052608013152}],"sentiment":"neutral","sentiment_score":0.12474052608013152,"channel":1,"num_words":1,"start":1458.9601,"end":1459.1201},{"sentences":[{"text":"be wanting","start":1459.095,"end":1459.495,"sentiment":"neutral","sentiment_score":0.13499902933835983}],"sentiment":"neutral","sentiment_score":0.13499902933835983,"channel":0,"num_words":2,"start":1459.095,"end":1459.495},{"sentences":[{"text":"yeah.","start":1459.28,"end":1459.78,"sentiment":"neutral","sentiment_score":0.14269821345806122}],"sentiment":"neutral","sentiment_score":0.14269821345806122,"channel":1,"num_words":1,"start":1459.28,"end":1459.78},{"sentences":[{"text":"to put that in there on a weekly or monthly basis?","start":1459.495,"end":1463.115,"sentiment":"neutral","sentiment_score":0.11743324859575792},{"text":"How regularly","start":1463.1749,"end":1463.895,"sentiment":"neutral","sentiment_score":0.05003463290631771}],"sentiment":"neutral","sentiment_score":0.1070642307973825,"channel":0,"num_words":13,"start":1459.495,"end":1463.895},{"sentences":[{"text":"I","start":1463.4401,"end":1463.9401,"sentiment":"neutral","sentiment_score":0.04840565472841263}],"sentiment":"neutral","sentiment_score":0.04840565472841263,"channel":1,"num_words":1,"start":1463.4401,"end":1463.9401},{"sentences":[{"text":"do you think","start":1463.895,"end":1464.375,"sentiment":"neutral","sentiment_score":0.048103172332048416}],"sentiment":"neutral","sentiment_score":0.048103172332048416,"channel":0,"num_words":3,"start":1463.895,"end":1464.375},{"sentences":[{"text":"I think","start":1464.16,"end":1464.8201,"sentiment":"neutral","sentiment_score":0.04500969313085079}],"sentiment":"neutral","sentiment_score":0.04500969313085079,"channel":1,"num_words":2,"start":1464.16,"end":1464.8201},{"sentences":[{"text":"you'd be?","start":1464.375,"end":1465.195,"sentiment":"neutral","sentiment_score":0.045859004370868206}],"sentiment":"neutral","sentiment_score":0.045859004370868206,"channel":0,"num_words":2,"start":1464.375,"end":1465.195},{"sentences":[{"text":"I put it in fortnightly because I get my money off Centrelink fortnightly.","start":1465.04,"end":1469.195,"sentiment":"neutral","sentiment_score":0.1703908214202294}],"sentiment":"neutral","sentiment_score":0.1703908214202294,"channel":1,"num_words":13,"start":1465.04,"end":1469.195},{"sentences":[{"text":"Yep.","start":1468.99,"end":1469.49,"sentiment":"neutral","sentiment_score":0.2486622929573059},{"text":"Yep.","start":1471.39,"end":1471.89,"sentiment":"positive","sentiment_score":0.40166765451431274},{"text":"Perfect.","start":1473.5499,"end":1474.0499,"sentiment":"positive","sentiment_score":0.7296877503395081}],"sentiment":"positive","sentiment_score":0.46000589927037555,"channel":0,"num_words":3,"start":1468.99,"end":1474.0499},{"sentences":[{"text":"Yeah.","start":1474.5349,"end":1474.855,"sentiment":"positive","sentiment_score":0.4880867302417755}],"sentiment":"positive","sentiment_score":0.4880867302417755,"channel":1,"num_words":1,"start":1474.5349,"end":1474.855},{"sentences":[{"text":"Not an","start":1474.59,"end":1474.99,"sentiment":"positive","sentiment_score":0.3648768663406372}],"sentiment":"positive","sentiment_score":0.3648768663406372,"channel":0,"num_words":2,"start":1474.59,"end":1474.99},{"sentences":[{"text":"I","start":1474.855,"end":1475.015,"sentiment":"neutral","sentiment_score":0.17824402451515198}],"sentiment":"neutral","sentiment_score":0.17824402451515198,"channel":1,"num_words":1,"start":1474.855,"end":1475.015},{"sentences":[{"text":"issue","start":1474.99,"end":1475.3099,"sentiment":"neutral","sentiment_score":0.13680484890937805}],"sentiment":"neutral","sentiment_score":0.13680484890937805,"channel":0,"num_words":1,"start":1474.99,"end":1475.3099},{"sentences":[{"text":"think and","start":1475.015,"end":1475.495,"sentiment":"neutral","sentiment_score":0.29419584572315216}],"sentiment":"neutral","sentiment_score":0.29419584572315216,"channel":1,"num_words":2,"start":1475.015,"end":1475.495},{"sentences":[{"text":"at all.","start":1475.3099,"end":1475.63,"sentiment":"positive","sentiment_score":0.3384113311767578}],"sentiment":"positive","sentiment_score":0.3384113311767578,"channel":0,"num_words":2,"start":1475.3099,"end":1475.63},{"sentences":[{"text":"that's","start":1475.495,"end":1475.815,"sentiment":"positive","sentiment_score":0.49630340933799744}],"sentiment":"positive","sentiment_score":0.49630340933799744,"channel":1,"num_words":1,"start":1475.495,"end":1475.815},{"sentences":[{"text":"I can","start":1475.63,"end":1475.95,"sentiment":"positive","sentiment_score":0.5544389486312866}],"sentiment":"positive","sentiment_score":0.5544389486312866,"channel":0,"num_words":2,"start":1475.63,"end":1475.95},{"sentences":[{"text":"just","start":1475.815,"end":1476.315,"sentiment":"positive","sentiment_score":0.5823913812637329}],"sentiment":"positive","sentiment_score":0.5823913812637329,"channel":1,"num_words":1,"start":1475.815,"end":1476.315},{"sentences":[{"text":"absolutely incorporate that into the advice.","start":1475.95,"end":1477.97,"sentiment":"positive","sentiment_score":0.5820528964201609},{"text":"Yeah.","start":1478.19,"end":1478.69,"sentiment":"neutral","sentiment_score":0.21305902302265167}],"sentiment":"positive","sentiment_score":0.5293394859348025,"channel":0,"num_words":7,"start":1475.95,"end":1478.69},{"sentences":[{"text":"yeah.","start":1478.2949,"end":1478.695,"sentiment":"neutral","sentiment_score":0.18216511607170105},{"text":"Okay.","start":1478.695,"end":1479.015,"sentiment":"neutral","sentiment_score":0.210022434592247},{"text":"And that's just even you know, I feel like I'm doing something.","start":1479.015,"end":1482.88,"sentiment":"neutral","sentiment_score":0.30661169439554214},{"text":"You know?","start":1483.02,"end":1483.58,"sentiment":"neutral","sentiment_score":0.1146378368139267},{"text":"Something.","start":1483.58,"end":1484.08,"sentiment":"neutral","sentiment_score":0.130811408162117}],"sentiment":"neutral","sentiment_score":0.26068323324708376,"channel":1,"num_words":17,"start":1478.2949,"end":1484.08},{"sentences":[{"text":"Like and it's just what's","start":1484.14,"end":1485.5,"sentiment":"neutral","sentiment_score":0.12022157460451126}],"sentiment":"neutral","sentiment_score":0.12022157460451126,"channel":1,"num_words":5,"start":1484.14,"end":1485.5},{"sentences":[{"text":"Yeah.","start":1485.415,"end":1485.895,"sentiment":"neutral","sentiment_score":0.06940712034702301}],"sentiment":"neutral","sentiment_score":0.06940712034702301,"channel":0,"num_words":1,"start":1485.415,"end":1485.895},{"sentences":[{"text":"25","start":1485.5,"end":1485.9,"sentiment":"neutral","sentiment_score":0.04807400703430176}],"sentiment":"neutral","sentiment_score":0.04807400703430176,"channel":1,"num_words":1,"start":1485.5,"end":1485.9},{"sentences":[{"text":"Yeah.","start":1485.895,"end":1486.395,"sentiment":"neutral","sentiment_score":0.024763215333223343}],"sentiment":"neutral","sentiment_score":0.024763215333223343,"channel":0,"num_words":1,"start":1485.895,"end":1486.395},{"sentences":[{"text":"dollars?","start":1485.9,"end":1486.2999,"sentiment":"neutral","sentiment_score":0.03737614303827286},{"text":"It's, like,","start":1486.2999,"end":1486.94,"sentiment":"neutral","sentiment_score":0.08077798038721085}],"sentiment":"neutral","sentiment_score":0.06631070127089818,"channel":1,"num_words":3,"start":1485.9,"end":1486.94},{"sentences":[{"text":"Yep.","start":1486.8551,"end":1487.3551,"sentiment":"neutral","sentiment_score":0.10384919494390488}],"sentiment":"neutral","sentiment_score":0.10384919494390488,"channel":0,"num_words":1,"start":1486.8551,"end":1487.3551},{"sentences":[{"text":"three coffees.","start":1486.94,"end":1487.76,"sentiment":"neutral","sentiment_score":0.09459993615746498},{"text":"Yeah.","start":1489.9,"end":1490.2999,"sentiment":"neutral","sentiment_score":0.18971362709999084}],"sentiment":"neutral","sentiment_score":0.1263044998049736,"channel":1,"num_words":3,"start":1486.94,"end":1490.2999},{"sentences":[{"text":"Absolutely.","start":1490.2151,"end":1490.7151,"sentiment":"neutral","sentiment_score":0.32878410816192627}],"sentiment":"neutral","sentiment_score":0.32878410816192627,"channel":0,"num_words":1,"start":1490.2151,"end":1490.7151},{"sentences":[{"text":"So","start":1490.2999,"end":1490.5399,"sentiment":"neutral","sentiment_score":0.21487842500209808}],"sentiment":"neutral","sentiment_score":0.21487842500209808,"channel":1,"num_words":1,"start":1490.2999,"end":1490.5399},{"sentences":[{"text":"Yeah.","start":1491.255,"end":1491.655,"sentiment":"neutral","sentiment_score":0.24764230847358704},{"text":"Correct.","start":1491.655,"end":1492.155,"sentiment":"positive","sentiment_score":0.3750556707382202},{"text":"And starting small kinda builds your comfort level there as well.","start":1492.2151,"end":1495.5751,"sentiment":"positive","sentiment_score":0.4343099729581313},{"text":"So if you're putting","start":1495.5751,"end":1496.375,"sentiment":"neutral","sentiment_score":0.12767427414655685}],"sentiment":"positive","sentiment_score":0.34769439872573404,"channel":0,"num_words":17,"start":1491.255,"end":1496.375},{"sentences":[{"text":"yeah.","start":1496.22,"end":1496.655,"sentiment":"neutral","sentiment_score":0.1101149320602417}],"sentiment":"neutral","sentiment_score":0.1101149320602417,"channel":1,"num_words":1,"start":1496.22,"end":1496.655},{"sentences":[{"text":"something small into super on a regular basis,","start":1496.375,"end":1498.795,"sentiment":"neutral","sentiment_score":0.12432868964970112}],"sentiment":"neutral","sentiment_score":0.12432868964970112,"channel":0,"num_words":8,"start":1496.375,"end":1498.795},{"sentences":[{"text":"Yes.","start":1499.295,"end":1499.795,"sentiment":"neutral","sentiment_score":0.09685584157705308}],"sentiment":"neutral","sentiment_score":0.09685584157705308,"channel":1,"num_words":1,"start":1499.295,"end":1499.795},{"sentences":[{"text":"I'd probably look at doing this because we're not working.","start":1500.04,"end":1502.52,"sentiment":"neutral","sentiment_score":-0.10105197913944722},{"text":"There's no real tax advantage to making it a concessional contribution.","start":1502.52,"end":1506.54,"sentiment":"neutral","sentiment_score":-0.05650060319087722},{"text":"So if you're putting that $25 in out of your bank account, that's essentially going in being a 100 percent invested,","start":1506.8401,"end":1513.98,"sentiment":"neutral","sentiment_score":0.18185026872725712}],"sentiment":"neutral","sentiment_score":0.052067362304244726,"channel":0,"num_words":42,"start":1500.04,"end":1513.98},{"sentences":[{"text":"Yep.","start":1514.67,"end":1515.17,"sentiment":"neutral","sentiment_score":0.25420236587524414}],"sentiment":"neutral","sentiment_score":0.25420236587524414,"channel":1,"num_words":1,"start":1514.67,"end":1515.17},{"sentences":[{"text":"and it's building on your paper.","start":1514.7649,"end":1516.2849,"sentiment":"neutral","sentiment_score":0.3156719555457433},{"text":"So it provides you","start":1516.2849,"end":1517.1649,"sentiment":"positive","sentiment_score":0.3561839759349823}],"sentiment":"neutral","sentiment_score":0.3318767637014389,"channel":0,"num_words":10,"start":1514.7649,"end":1517.1649},{"sentences":[{"text":"Yep.","start":1517.15,"end":1517.65,"sentiment":"positive","sentiment_score":0.373193085193634}],"sentiment":"positive","sentiment_score":0.373193085193634,"channel":1,"num_words":1,"start":1517.15,"end":1517.65},{"sentences":[{"text":"greater benefit long term.","start":1517.1649,"end":1518.445,"sentiment":"positive","sentiment_score":0.42687665671110153},{"text":"And if you think about it because, I mean, you're 44 this year.","start":1518.445,"end":1522.605,"sentiment":"neutral","sentiment_score":0.10065848609575859}],"sentiment":"neutral","sentiment_score":0.17741570271113338,"channel":0,"num_words":17,"start":1517.1649,"end":1522.605},{"sentences":[{"text":"Oh,","start":1522.5901,"end":1522.75,"sentiment":"neutral","sentiment_score":0.008429224602878094}],"sentiment":"neutral","sentiment_score":0.008429224602878094,"channel":1,"num_words":1,"start":1522.5901,"end":1522.75},{"sentences":[{"text":"Oh,","start":1522.605,"end":1522.7649,"sentiment":"neutral","sentiment_score":-0.005445618182420731}],"sentiment":"neutral","sentiment_score":-0.005445618182420731,"channel":0,"num_words":1,"start":1522.605,"end":1522.7649},{"sentences":[{"text":"no.","start":1522.75,"end":1523.25,"sentiment":"neutral","sentiment_score":-0.01817677915096283}],"sentiment":"neutral","sentiment_score":-0.01817677915096283,"channel":1,"num_words":1,"start":1522.75,"end":1523.25},{"sentences":[{"text":"yeah.","start":1522.7649,"end":1523.005,"sentiment":"neutral","sentiment_score":-0.01104121282696724},{"text":"Just 10","start":1523.005,"end":1523.565,"sentiment":"neutral","sentiment_score":-0.011747302953153849}],"sentiment":"neutral","sentiment_score":-0.011511939577758312,"channel":0,"num_words":3,"start":1522.7649,"end":1523.565},{"sentences":[{"text":"Yeah.","start":1523.39,"end":1523.89,"sentiment":"neutral","sentiment_score":-0.006529864855110645}],"sentiment":"neutral","sentiment_score":-0.006529864855110645,"channel":1,"num_words":1,"start":1523.39,"end":1523.89},{"sentences":[{"text":"44 a few months","start":1523.565,"end":1524.605,"sentiment":"neutral","sentiment_score":-0.012773740105330944}],"sentiment":"neutral","sentiment_score":-0.012773740105330944,"channel":0,"num_words":4,"start":1523.565,"end":1524.605},{"sentences":[{"text":"Yeah.","start":1524.455,"end":1524.955,"sentiment":"neutral","sentiment_score":0.0008648056536912918}],"sentiment":"neutral","sentiment_score":0.0008648056536912918,"channel":1,"num_words":1,"start":1524.455,"end":1524.955},{"sentences":[{"text":"back.","start":1524.605,"end":1525.105,"sentiment":"neutral","sentiment_score":-0.002139788120985031}],"sentiment":"neutral","sentiment_score":-0.002139788120985031,"channel":0,"num_words":1,"start":1524.605,"end":1525.105},{"sentences":[{"text":"I did.","start":1525.255,"end":1525.895,"sentiment":"neutral","sentiment_score":0.021731882356107235},{"text":"Yeah.","start":1525.895,"end":1526.395,"sentiment":"neutral","sentiment_score":0.04121348634362221}],"sentiment":"neutral","sentiment_score":0.02822575035194556,"channel":1,"num_words":3,"start":1525.255,"end":1526.395},{"sentences":[{"text":"It's okay.","start":1526.205,"end":1526.605,"sentiment":"neutral","sentiment_score":0.06683697551488876},{"text":"I'm in my forties too.","start":1526.605,"end":1527.8049,"sentiment":"neutral","sentiment_score":-0.027886379137635232},{"text":"Don't worry.","start":1527.8049,"end":1528.365,"sentiment":"neutral","sentiment_score":-0.05197119526565075},{"text":"I think it's the best time to bail out, personally.","start":1528.365,"end":1530.3049,"sentiment":"neutral","sentiment_score":-0.20278373658657073}],"sentiment":"neutral","sentiment_score":-0.11250198426607408,"channel":0,"num_words":19,"start":1526.205,"end":1530.3049},{"sentences":[{"text":"We would sell ourselves.","start":1533.8151,"end":1534.935,"sentiment":"neutral","sentiment_score":-0.30705153942108154},{"text":"I don't know","start":1534.935,"end":1535.335,"sentiment":"neutral","sentiment_score":-0.16660723090171814}],"sentiment":"neutral","sentiment_score":-0.24686112148421152,"channel":1,"num_words":7,"start":1533.8151,"end":1535.335},{"sentences":[{"text":"Personally.","start":1535.2899,"end":1535.69,"sentiment":"neutral","sentiment_score":-0.16519348323345184}],"sentiment":"neutral","sentiment_score":-0.16519348323345184,"channel":0,"num_words":1,"start":1535.2899,"end":1535.69},{"sentences":[{"text":"what.","start":1535.335,"end":1535.835,"sentiment":"neutral","sentiment_score":-0.11169253289699554}],"sentiment":"neutral","sentiment_score":-0.11169253289699554,"channel":1,"num_words":1,"start":1535.335,"end":1535.835},{"sentences":[{"text":"I do find I have I do find I have less tolerance than some 20 year olds in my life, but you know what?","start":1535.69,"end":1542.89,"sentiment":"neutral","sentiment_score":-0.1714503662660718},{"text":"That's okay.","start":1542.89,"end":1543.63,"sentiment":"neutral","sentiment_score":-0.03337967395782471},{"text":"So if we think about $25 on a, let's say, a weekly basis, and we","start":1546.5651,"end":1553.045,"sentiment":"neutral","sentiment_score":-0.006844691683848699}],"sentiment":"neutral","sentiment_score":-0.10449362228192934,"channel":0,"num_words":41,"start":1535.69,"end":1553.045},{"sentences":[{"text":"Yeah.","start":1552.905,"end":1553.405,"sentiment":"neutral","sentiment_score":0.01868298277258873}],"sentiment":"neutral","sentiment_score":0.01868298277258873,"channel":1,"num_words":1,"start":1552.905,"end":1553.405},{"sentences":[{"text":"do that over the course of the year, it's $3,700 that you're putting in the super.","start":1553.045,"end":1558.025,"sentiment":"neutral","sentiment_score":0.009014647861476988},{"text":"Then","start":1559.14,"end":1559.46,"sentiment":"neutral","sentiment_score":-0.02455260418355465}],"sentiment":"neutral","sentiment_score":0.00704010362353395,"channel":0,"num_words":17,"start":1553.045,"end":1559.46},{"sentences":[{"text":"Yes.","start":1559.145,"end":1559.645,"sentiment":"neutral","sentiment_score":-0.02669937163591385}],"sentiment":"neutral","sentiment_score":-0.02669937163591385,"channel":1,"num_words":1,"start":1559.145,"end":1559.645},{"sentences":[{"text":"if you compound that over the next ten years, it's next to 13,000 that you're putting in the super that could be compounding harder for yourself.","start":1559.46,"end":1567.96,"sentiment":"neutral","sentiment_score":-0.08578499334935959}],"sentiment":"neutral","sentiment_score":-0.08578499334935959,"channel":0,"num_words":26,"start":1559.46,"end":1567.96},{"sentences":[{"text":"Yep.","start":1568.1799,"end":1568.6799,"sentiment":"neutral","sentiment_score":0.03197723254561424}],"sentiment":"neutral","sentiment_score":0.03197723254561424,"channel":1,"num_words":1,"start":1568.1799,"end":1568.6799},{"sentences":[{"text":"Yeah.","start":1568.5,"end":1569.0,"sentiment":"neutral","sentiment_score":0.026303693652153015}],"sentiment":"neutral","sentiment_score":0.026303693652153015,"channel":0,"num_words":1,"start":1568.5,"end":1569.0},{"sentences":[{"text":"Wait.","start":1568.8999,"end":1569.2999,"sentiment":"neutral","sentiment_score":0.028428176417946815},{"text":"Okay.","start":1569.2999,"end":1569.7799,"sentiment":"neutral","sentiment_score":0.06431717425584793},{"text":"And that's yeah.","start":1569.7799,"end":1570.74,"sentiment":"neutral","sentiment_score":0.12969422588745752},{"text":"Good.","start":1570.74,"end":1571.24,"sentiment":"positive","sentiment_score":0.4003227353096008},{"text":"Let's do that.","start":1572.1,"end":1573.1599,"sentiment":"neutral","sentiment_score":0.31808122992515564}],"sentiment":"neutral","sentiment_score":0.204043828157915,"channel":1,"num_words":9,"start":1568.8999,"end":1573.1599},{"sentences":[{"text":"Yeah.","start":1573.665,"end":1574.065,"sentiment":"neutral","sentiment_score":0.1373414695262909},{"text":"Yeah.","start":1574.065,"end":1574.565,"sentiment":"neutral","sentiment_score":0.14155572652816772},{"text":"Definitely.","start":1575.1849,"end":1575.6849,"sentiment":"neutral","sentiment_score":0.016165466979146004},{"text":"If I work it out over so if we work on just the age of 60, which is the earliest you're able to access super under legislation, if you're not working at 60, you can start drawing income out, or you can take all your super if you want to.","start":1576.945,"end":1590.3501,"sentiment":"neutral","sentiment_score":-0.018001587707549335},{"text":"And it's","start":1590.4901,"end":1591.05,"sentiment":"neutral","sentiment_score":-0.031758660450577736}],"sentiment":"neutral","sentiment_score":-0.012155164422636682,"channel":0,"num_words":55,"start":1573.665,"end":1591.05},{"sentences":[{"text":"Yes.","start":1590.885,"end":1591.11,"sentiment":"neutral","sentiment_score":-0.04678748548030853}],"sentiment":"neutral","sentiment_score":-0.04678748548030853,"channel":1,"num_words":1,"start":1590.885,"end":1591.11},{"sentences":[{"text":"about sixteen years away.","start":1591.05,"end":1592.67,"sentiment":"neutral","sentiment_score":-0.09707952104508877},{"text":"So $1,300 on a yearly basis over the next sixteen years.","start":1593.2101,"end":1596.81,"sentiment":"neutral","sentiment_score":-0.027616848491809586},{"text":"There's an extra $20,800 put into your super that could be building.","start":1596.81,"end":1601.4149,"sentiment":"neutral","sentiment_score":-0.0029106744477758184},{"text":"And if that's getting sort of an eight to 10% return compounded on a yearly basis, that could provide, you know, an extra 100,000 into your super long term.","start":1601.4149,"end":1610.5549,"sentiment":"neutral","sentiment_score":0.0026983890064253375}],"sentiment":"neutral","sentiment_score":-0.011585325531736348,"channel":0,"num_words":56,"start":1591.05,"end":1610.5549},{"sentences":[{"text":"It's","start":1610.615,"end":1610.9349,"sentiment":"neutral","sentiment_score":-0.029672866687178612}],"sentiment":"neutral","sentiment_score":-0.029672866687178612,"channel":1,"num_words":1,"start":1610.615,"end":1610.9349},{"sentences":[{"text":"So","start":1610.615,"end":1611.115,"sentiment":"neutral","sentiment_score":-0.012676447629928589}],"sentiment":"neutral","sentiment_score":-0.012676447629928589,"channel":0,"num_words":1,"start":1610.615,"end":1611.115},{"sentences":[{"text":"a big","start":1610.9349,"end":1611.335,"sentiment":"neutral","sentiment_score":-0.017226312309503555}],"sentiment":"neutral","sentiment_score":-0.017226312309503555,"channel":1,"num_words":2,"start":1610.9349,"end":1611.335},{"sentences":[{"text":"yeah.","start":1611.255,"end":1611.755,"sentiment":"neutral","sentiment_score":-0.02143849991261959}],"sentiment":"neutral","sentiment_score":-0.02143849991261959,"channel":0,"num_words":1,"start":1611.255,"end":1611.755},{"sentences":[{"text":"yeah.","start":1611.735,"end":1612.135,"sentiment":"neutral","sentiment_score":0.02566543035209179},{"text":"It does all add up in the end, doesn't","start":1612.135,"end":1614.455,"sentiment":"neutral","sentiment_score":0.042800975032150745}],"sentiment":"neutral","sentiment_score":0.04108742056414485,"channel":1,"num_words":10,"start":1611.735,"end":1614.455},{"sentences":[{"text":"Big","start":1614.2949,"end":1614.615,"sentiment":"neutral","sentiment_score":-0.012957058846950533}],"sentiment":"neutral","sentiment_score":-0.012957058846950533,"channel":0,"num_words":1,"start":1614.2949,"end":1614.615},{"sentences":[{"text":"it?","start":1614.455,"end":1614.7749,"sentiment":"neutral","sentiment_score":0.00023630820214748385}],"sentiment":"neutral","sentiment_score":0.00023630820214748385,"channel":1,"num_words":1,"start":1614.455,"end":1614.7749},{"sentences":[{"text":"difference.","start":1614.615,"end":1615.08,"sentiment":"neutral","sentiment_score":-0.022736502811312675}],"sentiment":"neutral","sentiment_score":-0.022736502811312675,"channel":0,"num_words":1,"start":1614.615,"end":1615.08},{"sentences":[{"text":"You know?","start":1614.7749,"end":1615.4349,"sentiment":"neutral","sentiment_score":-0.004024712834507228},{"text":"And it's so easy that it's","start":1615.495,"end":1617.095,"sentiment":"neutral","sentiment_score":-0.016715687233954668}],"sentiment":"neutral","sentiment_score":-0.013542943634092808,"channel":1,"num_words":8,"start":1614.7749,"end":1617.095},{"sentences":[{"text":"Yeah.","start":1617.0,"end":1617.5,"sentiment":"neutral","sentiment_score":-0.10134469717741013}],"sentiment":"neutral","sentiment_score":-0.10134469717741013,"channel":0,"num_words":1,"start":1617.0,"end":1617.5},{"sentences":[{"text":"waste","start":1617.095,"end":1617.595,"sentiment":"neutral","sentiment_score":-0.23860898613929749}],"sentiment":"neutral","sentiment_score":-0.23860898613929749,"channel":1,"num_words":1,"start":1617.095,"end":1617.595},{"sentences":[{"text":"Absolutely.","start":1617.5599,"end":1618.0599,"sentiment":"neutral","sentiment_score":-0.2537318170070648}],"sentiment":"neutral","sentiment_score":-0.2537318170070648,"channel":0,"num_words":1,"start":1617.5599,"end":1618.0599},{"sentences":[{"text":"waste money, you know?","start":1617.735,"end":1619.015,"sentiment":"neutral","sentiment_score":-0.22671962156891823},{"text":"Yeah.","start":1619.015,"end":1619.255,"sentiment":"neutral","sentiment_score":-0.010831650346517565},{"text":"Cool.","start":1619.255,"end":1619.575,"sentiment":"neutral","sentiment_score":0.16254374384880066},{"text":"Alright.","start":1619.575,"end":1619.8949,"sentiment":"neutral","sentiment_score":0.2622548043727875},{"text":"This is good.","start":1619.8949,"end":1620.615,"sentiment":"positive","sentiment_score":0.4812003473440806}],"sentiment":"neutral","sentiment_score":0.09506894536316395,"channel":1,"num_words":10,"start":1617.735,"end":1620.615},{"sentences":[{"text":"Thank you.","start":1620.615,"end":1621.35,"sentiment":"positive","sentiment_score":0.47820939123630524}],"sentiment":"positive","sentiment_score":0.47820939123630524,"channel":1,"num_words":2,"start":1620.615,"end":1621.35},{"sentences":[{"text":"Yeah.","start":1621.88,"end":1622.38,"sentiment":"neutral","sentiment_score":0.1446029543876648}],"sentiment":"neutral","sentiment_score":0.1446029543876648,"channel":0,"num_words":1,"start":1621.88,"end":1622.38},{"sentences":[{"text":"That's","start":1622.95,"end":1623.27,"sentiment":"neutral","sentiment_score":0.12079408019781113}],"sentiment":"neutral","sentiment_score":0.12079408019781113,"channel":1,"num_words":1,"start":1622.95,"end":1623.27},{"sentences":[{"text":"That's","start":1623.08,"end":1623.58,"sentiment":"neutral","sentiment_score":0.1130119487643242}],"sentiment":"neutral","sentiment_score":0.1130119487643242,"channel":0,"num_words":1,"start":1623.08,"end":1623.58},{"sentences":[{"text":"the","start":1623.27,"end":1623.77,"sentiment":"neutral","sentiment_score":0.11989182978868484}],"sentiment":"neutral","sentiment_score":0.11989182978868484,"channel":1,"num_words":1,"start":1623.27,"end":1623.77},{"sentences":[{"text":"okay.","start":1623.64,"end":1624.12,"sentiment":"neutral","sentiment_score":0.13037729263305664},{"text":"Not a problem","start":1624.12,"end":1624.76,"sentiment":"neutral","sentiment_score":0.1471670220295588}],"sentiment":"neutral","sentiment_score":0.14296958968043327,"channel":0,"num_words":4,"start":1623.64,"end":1624.76},{"sentences":[{"text":"the","start":1624.47,"end":1624.5499,"sentiment":"neutral","sentiment_score":0.10721536725759506}],"sentiment":"neutral","sentiment_score":0.10721536725759506,"channel":1,"num_words":1,"start":1624.47,"end":1624.5499},{"sentences":[{"text":"at all.","start":1624.76,"end":1625.08,"sentiment":"neutral","sentiment_score":0.12560809031128883},{"text":"So we'll start with something small, $25 per week, and I'll add that","start":1625.08,"end":1629.08,"sentiment":"neutral","sentiment_score":0.10802197399047705}],"sentiment":"neutral","sentiment_score":0.11036678949991861,"channel":0,"num_words":15,"start":1624.76,"end":1629.08},{"sentences":[{"text":"yep.","start":1628.95,"end":1629.45,"sentiment":"neutral","sentiment_score":0.0683206245303154}],"sentiment":"neutral","sentiment_score":0.0683206245303154,"channel":1,"num_words":1,"start":1628.95,"end":1629.45},{"sentences":[{"text":"to the advice to show you what that looks like.","start":1629.08,"end":1631.495,"sentiment":"neutral","sentiment_score":0.06428833231329918},{"text":"Okay.","start":1631.875,"end":1632.375,"sentiment":"neutral","sentiment_score":0.1261971890926361}],"sentiment":"neutral","sentiment_score":0.0699164102023298,"channel":0,"num_words":11,"start":1629.08,"end":1632.375},{"sentences":[{"text":"Sweet.","start":1631.91,"end":1632.3099,"sentiment":"neutral","sentiment_score":0.13855962455272677},{"text":"Okay.","start":1632.3099,"end":1632.8099,"sentiment":"neutral","sentiment_score":0.1250579059123993},{"text":"Yep.","start":1633.03,"end":1633.425,"sentiment":"neutral","sentiment_score":0.18304240703582764}],"sentiment":"neutral","sentiment_score":0.14888664583365122,"channel":1,"num_words":3,"start":1631.91,"end":1633.425},{"sentences":[{"text":"Beautiful.","start":1633.715,"end":1634.215,"sentiment":"positive","sentiment_score":0.4517582058906555},{"text":"Excellent.","start":1635.075,"end":1635.575,"sentiment":"positive","sentiment_score":0.4025955498218536},{"text":"Now you you mentioned that you're on disability pension at the moment.","start":1636.115,"end":1639.415,"sentiment":"neutral","sentiment_score":0.0458184575351576}],"sentiment":"neutral","sentiment_score":0.10029823186674289,"channel":0,"num_words":14,"start":1633.715,"end":1639.415},{"sentences":[{"text":"Yeah.","start":1640.0651,"end":1640.5651,"sentiment":"neutral","sentiment_score":0.02172756940126419}],"sentiment":"neutral","sentiment_score":0.02172756940126419,"channel":1,"num_words":1,"start":1640.0651,"end":1640.5651},{"sentences":[{"text":"Are you on full disability pension receiving the full amount?","start":1640.115,"end":1643.555,"sentiment":"neutral","sentiment_score":0.01277020713314414},{"text":"Yep.","start":1643.555,"end":1644.055,"sentiment":"neutral","sentiment_score":-0.048308294266462326}],"sentiment":"neutral","sentiment_score":0.0072176160968162794,"channel":0,"num_words":11,"start":1640.115,"end":1644.055},{"sentences":[{"text":"I don't","start":1645.505,"end":1646.245,"sentiment":"neutral","sentiment_score":-0.19615533202886581}],"sentiment":"neutral","sentiment_score":-0.19615533202886581,"channel":1,"num_words":2,"start":1645.505,"end":1646.245},{"sentences":[{"text":"Beautiful.","start":1645.99,"end":1646.23,"sentiment":"neutral","sentiment_score":-0.16980108618736267},{"text":"And","start":1646.23,"end":1646.3099,"sentiment":"neutral","sentiment_score":-0.0534815676510334}],"sentiment":"neutral","sentiment_score":-0.11164132691919804,"channel":0,"num_words":2,"start":1645.99,"end":1646.3099},{"sentences":[{"text":"know","start":1646.305,"end":1646.545,"sentiment":"neutral","sentiment_score":-0.04311107099056244}],"sentiment":"neutral","sentiment_score":-0.04311107099056244,"channel":1,"num_words":1,"start":1646.305,"end":1646.545},{"sentences":[{"text":"how","start":1646.3099,"end":1646.5499,"sentiment":"neutral","sentiment_score":-0.030177757143974304}],"sentiment":"neutral","sentiment_score":-0.030177757143974304,"channel":0,"num_words":1,"start":1646.3099,"end":1646.5499},{"sentences":[{"text":"if","start":1646.545,"end":1646.7451,"sentiment":"neutral","sentiment_score":-0.031864963471889496}],"sentiment":"neutral","sentiment_score":-0.031864963471889496,"channel":1,"num_words":1,"start":1646.545,"end":1646.7451},{"sentences":[{"text":"much","start":1646.5499,"end":1646.7899,"sentiment":"neutral","sentiment_score":-0.04049605876207352}],"sentiment":"neutral","sentiment_score":-0.04049605876207352,"channel":0,"num_words":1,"start":1646.5499,"end":1646.7899},{"sentences":[{"text":"I","start":1646.7451,"end":1646.9451,"sentiment":"neutral","sentiment_score":-0.03713742271065712}],"sentiment":"neutral","sentiment_score":-0.03713742271065712,"channel":1,"num_words":1,"start":1646.7451,"end":1646.9451},{"sentences":[{"text":"is that per fortnight?","start":1646.7899,"end":1647.9299,"sentiment":"neutral","sentiment_score":-0.050958314910531044},{"text":"You're","start":1648.39,"end":1648.63,"sentiment":"neutral","sentiment_score":-0.10366534441709518}],"sentiment":"neutral","sentiment_score":-0.06149972081184387,"channel":0,"num_words":5,"start":1646.7899,"end":1648.63},{"sentences":[{"text":"I I","start":1648.4651,"end":1648.785,"sentiment":"neutral","sentiment_score":-0.11433538794517517}],"sentiment":"neutral","sentiment_score":-0.11433538794517517,"channel":1,"num_words":2,"start":1648.4651,"end":1648.785},{"sentences":[{"text":"outside.","start":1648.63,"end":1649.13,"sentiment":"neutral","sentiment_score":-0.11095531284809113}],"sentiment":"neutral","sentiment_score":-0.11095531284809113,"channel":0,"num_words":1,"start":1648.63,"end":1649.13},{"sentences":[{"text":"don't know if I am because, like, I don't get rent assistance.","start":1648.785,"end":1652.49,"sentiment":"neutral","sentiment_score":-0.1506387690703074},{"text":"So I think I","start":1654.3099,"end":1655.11,"sentiment":"neutral","sentiment_score":-0.06974083837121725}],"sentiment":"neutral","sentiment_score":-0.13041428639553487,"channel":1,"num_words":16,"start":1648.785,"end":1655.11},{"sentences":[{"text":"Mhmm.","start":1654.95,"end":1655.45,"sentiment":"neutral","sentiment_score":-0.05598254129290581}],"sentiment":"neutral","sentiment_score":-0.05598254129290581,"channel":0,"num_words":1,"start":1654.95,"end":1655.45},{"sentences":[{"text":"get, like, around maybe 1,200 a fortnight.","start":1655.11,"end":1660.0099,"sentiment":"neutral","sentiment_score":-0.05668525557432856}],"sentiment":"neutral","sentiment_score":-0.05668525557432856,"channel":1,"num_words":7,"start":1655.11,"end":1660.0099},{"sentences":[{"text":"Yep.","start":1662.755,"end":1663.255,"sentiment":"neutral","sentiment_score":-0.0021319291554391384},{"text":"Let's have a look.","start":1665.555,"end":1666.775,"sentiment":"neutral","sentiment_score":-0.004121918114833534},{"text":"So full disability pension rate currently for a single person per fortnight is $1,290.","start":1666.995,"end":1676.46,"sentiment":"neutral","sentiment_score":-0.01459683052131108}],"sentiment":"neutral","sentiment_score":-0.011735538363848863,"channel":0,"num_words":19,"start":1662.755,"end":1676.46},{"sentences":[{"text":"Okay.","start":1677.86,"end":1678.1,"sentiment":"neutral","sentiment_score":0.000276162289083004},{"text":"Right.","start":1678.1,"end":1678.5,"sentiment":"neutral","sentiment_score":-0.006050667725503445},{"text":"Yep.","start":1678.5,"end":1679.0,"sentiment":"neutral","sentiment_score":-0.01960400864481926},{"text":"So I don't get I","start":1680.1,"end":1681.94,"sentiment":"neutral","sentiment_score":-0.1382254645228386}],"sentiment":"neutral","sentiment_score":-0.08956322958692908,"channel":1,"num_words":8,"start":1677.86,"end":1681.94},{"sentences":[{"text":"Is","start":1681.72,"end":1681.96,"sentiment":"neutral","sentiment_score":-0.17446377873420715}],"sentiment":"neutral","sentiment_score":-0.17446377873420715,"channel":0,"num_words":1,"start":1681.72,"end":1681.96},{"sentences":[{"text":"don't","start":1681.94,"end":1682.1799,"sentiment":"neutral","sentiment_score":-0.1420143097639084}],"sentiment":"neutral","sentiment_score":-0.1420143097639084,"channel":1,"num_words":1,"start":1681.94,"end":1682.1799},{"sentences":[{"text":"that","start":1681.96,"end":1682.2,"sentiment":"neutral","sentiment_score":-0.15257087349891665}],"sentiment":"neutral","sentiment_score":-0.15257087349891665,"channel":0,"num_words":1,"start":1681.96,"end":1682.2},{"sentences":[{"text":"quite","start":1682.1799,"end":1682.6799,"sentiment":"neutral","sentiment_score":-0.16127146780490875}],"sentiment":"neutral","sentiment_score":-0.16127146780490875,"channel":1,"num_words":1,"start":1682.1799,"end":1682.6799},{"sentences":[{"text":"what you're","start":1682.2,"end":1682.94,"sentiment":"neutral","sentiment_score":-0.15521852672100067}],"sentiment":"neutral","sentiment_score":-0.15521852672100067,"channel":0,"num_words":2,"start":1682.2,"end":1682.94},{"sentences":[{"text":"I I maybe it is.","start":1683.72,"end":1684.98,"sentiment":"neutral","sentiment_score":-0.15259760320186616},{"text":"Maybe it is.","start":1684.98,"end":1685.46,"sentiment":"neutral","sentiment_score":-0.12712214887142181},{"text":"And maybe I've just had an advance and it's a little bit less than that, but I I thought it was around $11.49 a fortnight, not $12.40.","start":1685.46,"end":1695.255,"sentiment":"neutral","sentiment_score":-0.07038097345718632},{"text":"Not yeah.","start":1695.3151,"end":1696.115,"sentiment":"neutral","sentiment_score":-0.07155003771185875},{"text":"But yeah.","start":1696.115,"end":1697.575,"sentiment":"neutral","sentiment_score":-0.043400274589657784}],"sentiment":"neutral","sentiment_score":-0.08396259924540153,"channel":1,"num_words":39,"start":1683.72,"end":1697.575},{"sentences":[{"text":"Okay.","start":1699.735,"end":1700.135,"sentiment":"neutral","sentiment_score":-0.026212839409708977},{"text":"That's okay.","start":1700.135,"end":1700.955,"sentiment":"positive","sentiment_score":0.45142471790313726},{"text":"Beautiful.","start":1701.255,"end":1701.755,"sentiment":"positive","sentiment_score":0.648268461227417},{"text":"Hopefully, they should sorry.","start":1703.52,"end":1705.2201,"sentiment":"neutral","sentiment_score":0.03643733635544777},{"text":"I know the pension rates are supposed to be reviewed again in a couple of weeks, so there may be a bit of an increase there depending on how they assess it.","start":1705.68,"end":1712.88,"sentiment":"neutral","sentiment_score":-0.022612322180066258}],"sentiment":"neutral","sentiment_score":0.023676502332091332,"channel":0,"num_words":40,"start":1699.735,"end":1712.88},{"sentences":[{"text":"Because they assess","start":1712.88,"end":1713.6001,"sentiment":"neutral","sentiment_score":0.0012968036656578381}],"sentiment":"neutral","sentiment_score":0.0012968036656578381,"channel":0,"num_words":3,"start":1712.88,"end":1713.6001},{"sentences":[{"text":"Yeah.","start":1713.3301,"end":1713.645,"sentiment":"neutral","sentiment_score":0.026198305189609528}],"sentiment":"neutral","sentiment_score":0.026198305189609528,"channel":1,"num_words":1,"start":1713.3301,"end":1713.645},{"sentences":[{"text":"it twice a year around about the March 20 and September 20 to keep it in line with the CCI.","start":1713.6001,"end":1719.925,"sentiment":"neutral","sentiment_score":0.05723555348813534},{"text":"So you may get a bit of a an increase in the next few months in the next few weeks if they decide to increase the pension rate for you.","start":1720.0651,"end":1727.425,"sentiment":"neutral","sentiment_score":0.03173573302725951},{"text":"Okay?","start":1727.425,"end":1727.925,"sentiment":"neutral","sentiment_score":0.04688795655965805}],"sentiment":"neutral","sentiment_score":0.042032765041963724,"channel":0,"num_words":51,"start":1713.6001,"end":1727.925},{"sentences":[{"text":"Yep.","start":1727.5651,"end":1728.0651,"sentiment":"neutral","sentiment_score":0.07588492333889008},{"text":"Yep.","start":1728.365,"end":1728.865,"sentiment":"neutral","sentiment_score":0.09588434547185898},{"text":"Okay.","start":1729.3999,"end":1729.8999,"sentiment":"neutral","sentiment_score":0.24349987506866455}],"sentiment":"neutral","sentiment_score":0.13842304795980453,"channel":1,"num_words":3,"start":1727.5651,"end":1729.8999},{"sentences":[{"text":"Excellent.","start":1730.5701,"end":1731.0701,"sentiment":"positive","sentiment_score":0.5608428716659546},{"text":"You that's all good.","start":1731.8501,"end":1733.31,"sentiment":"positive","sentiment_score":0.6091522872447968},{"text":"Now I do have your car down here that you are wanting to sell, selling that soon for about 8,000.","start":1733.4501,"end":1739.31,"sentiment":"neutral","sentiment_score":0.17111456096172334}],"sentiment":"neutral","sentiment_score":0.2567897295951843,"channel":0,"num_words":25,"start":1730.5701,"end":1739.31},{"sentences":[{"text":"Yep.","start":1740.12,"end":1740.62,"sentiment":"neutral","sentiment_score":0.08476239442825317}],"sentiment":"neutral","sentiment_score":0.08476239442825317,"channel":1,"num_words":1,"start":1740.12,"end":1740.62},{"sentences":[{"text":"Other assets to kinda keep and take note of, do you have any other assets or anything else of value that you would realistically wanna note down?","start":1740.49,"end":1748.6749,"sentiment":"neutral","sentiment_score":0.06502710110335438}],"sentiment":"neutral","sentiment_score":0.06502710110335438,"channel":0,"num_words":27,"start":1740.49,"end":1748.6749},{"sentences":[{"text":"No.","start":1749.1749,"end":1749.6749,"sentiment":"neutral","sentiment_score":0.011969223618507384},{"text":"Unfortunately, I don't.","start":1749.735,"end":1751.355,"sentiment":"neutral","sentiment_score":-0.017136219888925552}],"sentiment":"neutral","sentiment_score":-0.009859859012067318,"channel":1,"num_words":4,"start":1749.1749,"end":1751.355},{"sentences":[{"text":"That's okay.","start":1753.375,"end":1754.2749,"sentiment":"neutral","sentiment_score":0.08476507291197777},{"text":"That's not a problem at all.","start":1754.4149,"end":1756.095,"sentiment":"neutral","sentiment_score":0.16716301937898},{"text":"Do we have any debts, credit cards, or personal loans, or anything that you're paying back currently, like, liability wise?","start":1756.095,"end":1762.81,"sentiment":"neutral","sentiment_score":0.005499554658308625}],"sentiment":"neutral","sentiment_score":0.045803548402286,"channel":0,"num_words":28,"start":1753.375,"end":1762.81},{"sentences":[{"text":"Nothing.","start":1763.19,"end":1763.69,"sentiment":"neutral","sentiment_score":-0.009739210829138756},{"text":"No.","start":1764.3099,"end":1764.8099,"sentiment":"neutral","sentiment_score":-0.023287851363420486},{"text":"Nothing.","start":1765.0299,"end":1765.5299,"sentiment":"neutral","sentiment_score":-0.017543986439704895},{"text":"Which is one","start":1765.6699,"end":1766.63,"sentiment":"neutral","sentiment_score":-0.015228195736805597}],"sentiment":"neutral","sentiment_score":-0.016042605973780155,"channel":1,"num_words":6,"start":1763.19,"end":1766.63},{"sentences":[{"text":"Nope.","start":1766.23,"end":1766.55,"sentiment":"neutral","sentiment_score":-0.01021572109311819},{"text":"That's","start":1766.55,"end":1767.05,"sentiment":"neutral","sentiment_score":0.10963299870491028}],"sentiment":"neutral","sentiment_score":0.049708638805896044,"channel":0,"num_words":2,"start":1766.23,"end":1767.05},{"sentences":[{"text":"it's been","start":1766.7899,"end":1767.2699,"sentiment":"neutral","sentiment_score":0.16151712089776993}],"sentiment":"neutral","sentiment_score":0.16151712089776993,"channel":1,"num_words":2,"start":1766.7899,"end":1767.2699},{"sentences":[{"text":"that's a good","start":1767.11,"end":1767.91,"sentiment":"neutral","sentiment_score":0.21780811746915182}],"sentiment":"neutral","sentiment_score":0.21780811746915182,"channel":0,"num_words":3,"start":1767.11,"end":1767.91},{"sentences":[{"text":"yep.","start":1767.75,"end":1768.25,"sentiment":"neutral","sentiment_score":0.12904325127601624}],"sentiment":"neutral","sentiment_score":0.12904325127601624,"channel":1,"num_words":1,"start":1767.75,"end":1768.25},{"sentences":[{"text":"thing.","start":1767.91,"end":1768.41,"sentiment":"neutral","sentiment_score":0.13289251923561096},{"text":"Yeah.","start":1769.1901,"end":1769.6901,"sentiment":"neutral","sentiment_score":0.15827149152755737}],"sentiment":"neutral","sentiment_score":0.14558200538158417,"channel":0,"num_words":2,"start":1767.91,"end":1769.6901},{"sentences":[{"text":"Yep.","start":1769.35,"end":1769.595,"sentiment":"neutral","sentiment_score":0.20341360569000244}],"sentiment":"neutral","sentiment_score":0.20341360569000244,"channel":1,"num_words":1,"start":1769.35,"end":1769.595},{"sentences":[{"text":"That's a good thing.","start":1769.99,"end":1771.27,"sentiment":"positive","sentiment_score":0.4215947762131691},{"text":"Yeah.","start":1771.27,"end":1771.77,"sentiment":"neutral","sentiment_score":0.28219372034072876},{"text":"All good.","start":1772.7101,"end":1773.53,"sentiment":"positive","sentiment_score":0.4028836041688919},{"text":"Excellent.","start":1774.635,"end":1774.9551,"sentiment":"positive","sentiment_score":0.3835628032684326},{"text":"And when we think about because you are 44, obviously, I won't sort of project your super projections right up to the age of retirement because there's a lot of changes that could happen in your life over that time.","start":1774.9551,"end":1785.995,"sentiment":"neutral","sentiment_score":0.09259695308282971}],"sentiment":"neutral","sentiment_score":0.1429537700023502,"channel":0,"num_words":48,"start":1769.99,"end":1785.995},{"sentences":[{"text":"I normally look at the next sort of five to ten years,","start":1785.995,"end":1788.735,"sentiment":"neutral","sentiment_score":0.04170252910504738}],"sentiment":"neutral","sentiment_score":0.04170252910504738,"channel":0,"num_words":12,"start":1785.995,"end":1788.735},{"sentences":[{"text":"Yep.","start":1788.44,"end":1788.94,"sentiment":"neutral","sentiment_score":0.06322773545980453}],"sentiment":"neutral","sentiment_score":0.06322773545980453,"channel":1,"num_words":1,"start":1788.44,"end":1788.94},{"sentences":[{"text":"and then we kinda build and work on that over time.","start":1788.9199,"end":1791.9,"sentiment":"neutral","sentiment_score":0.06773502989248796}],"sentiment":"neutral","sentiment_score":0.06773502989248796,"channel":0,"num_words":11,"start":1788.9199,"end":1791.9},{"sentences":[{"text":"Yep.","start":1792.28,"end":1792.36,"sentiment":"neutral","sentiment_score":0.03987757116556168},{"text":"Yep.","start":1792.36,"end":1792.86,"sentiment":"neutral","sentiment_score":0.03395377844572067}],"sentiment":"neutral","sentiment_score":0.036915674805641174,"channel":1,"num_words":2,"start":1792.28,"end":1792.86},{"sentences":[{"text":"But in the next sorry.","start":1793.0,"end":1795.96,"sentiment":"neutral","sentiment_score":-0.005584453046321869},{"text":"I forgot what I was gonna say.","start":1795.96,"end":1797.08,"sentiment":"neutral","sentiment_score":-0.05419003111975534},{"text":"I apologize.","start":1797.08,"end":1797.6599,"sentiment":"neutral","sentiment_score":-0.0688277892768383},{"text":"But we'll project over the next sort of five to ten years to show you where we're tracking, where we're heading, and then we'll just sorta keep reviewing that as you, you know, find you've got a bit more money expendable","start":1798.6,"end":1808.9651,"sentiment":"neutral","sentiment_score":0.08440310653389954}],"sentiment":"neutral","sentiment_score":0.05301126011393287,"channel":0,"num_words":55,"start":1793.0,"end":1808.9651},{"sentences":[{"text":"Yep.","start":1808.855,"end":1809.12,"sentiment":"neutral","sentiment_score":0.0513651967048645}],"sentiment":"neutral","sentiment_score":0.0513651967048645,"channel":1,"num_words":1,"start":1808.855,"end":1809.12},{"sentences":[{"text":"or your comfort level increases.","start":1809.025,"end":1810.8651,"sentiment":"neutral","sentiment_score":0.10030450820922851},{"text":"We can always look to increase or add the contributions down the tracker if you wanted to.","start":1810.8651,"end":1815.3451,"sentiment":"neutral","sentiment_score":0.11999323832638123},{"text":"Okay?","start":1815.3451,"end":1815.8451,"sentiment":"neutral","sentiment_score":0.10449294745922089}],"sentiment":"neutral","sentiment_score":0.11503915391538454,"channel":0,"num_words":23,"start":1809.025,"end":1815.8451},{"sentences":[{"text":"Okay.","start":1816.5599,"end":1817.0599,"sentiment":"neutral","sentiment_score":0.2039890289306641}],"sentiment":"neutral","sentiment_score":0.2039890289306641,"channel":1,"num_words":1,"start":1816.5599,"end":1817.0599},{"sentences":[{"text":"Beautiful.","start":1817.95,"end":1818.45,"sentiment":"neutral","sentiment_score":0.10620297491550446},{"text":"Now the other thing I like to look at is now you know, the good thing about your super is you don't have any insurance that's being paid out of the out of the out of your super, so there's no additional money coming out, which is great.","start":1818.83,"end":1834.255,"sentiment":"positive","sentiment_score":0.4553719550992052},{"text":"But it also does mean that there's no, you know, life, total, permanent disability, cover, things like that.","start":1835.355,"end":1841.515,"sentiment":"neutral","sentiment_score":0.25270144061909783},{"text":"Now income protection and CBD would be","start":1841.515,"end":1844.37,"sentiment":"neutral","sentiment_score":0.06768462434411049}],"sentiment":"positive","sentiment_score":0.3646820962328363,"channel":0,"num_words":74,"start":1817.95,"end":1844.37},{"sentences":[{"text":"Yes.","start":1845.53,"end":1846.03,"sentiment":"neutral","sentiment_score":0.05827523395419121}],"sentiment":"neutral","sentiment_score":0.05827523395419121,"channel":1,"num_words":1,"start":1845.53,"end":1846.03},{"sentences":[{"text":"not working income protection is only not on offer.","start":1845.57,"end":1848.3099,"sentiment":"neutral","sentiment_score":-0.056782876037889056},{"text":"TBD, you could probably get that with, you know, the the health issues that you do have that","start":1848.53,"end":1854.77,"sentiment":"neutral","sentiment_score":-0.03647031924790806}],"sentiment":"neutral","sentiment_score":-0.04324117151123506,"channel":0,"num_words":27,"start":1845.57,"end":1854.77},{"sentences":[{"text":"I","start":1854.615,"end":1854.775,"sentiment":"neutral","sentiment_score":-0.06633347272872925}],"sentiment":"neutral","sentiment_score":-0.06633347272872925,"channel":1,"num_words":1,"start":1854.615,"end":1854.775},{"sentences":[{"text":"you","start":1854.77,"end":1854.93,"sentiment":"neutral","sentiment_score":-0.060939889401197433}],"sentiment":"neutral","sentiment_score":-0.060939889401197433,"channel":0,"num_words":1,"start":1854.77,"end":1854.93},{"sentences":[{"text":"don't","start":1854.775,"end":1855.255,"sentiment":"neutral","sentiment_score":-0.040378592908382416}],"sentiment":"neutral","sentiment_score":-0.040378592908382416,"channel":1,"num_words":1,"start":1854.775,"end":1855.255},{"sentences":[{"text":"are sort of dealing with long term.","start":1854.93,"end":1856.53,"sentiment":"neutral","sentiment_score":-0.14124678181750433},{"text":"That","start":1856.53,"end":1856.69,"sentiment":"neutral","sentiment_score":-0.15216799080371857}],"sentiment":"neutral","sentiment_score":-0.14261193294078112,"channel":0,"num_words":8,"start":1854.93,"end":1856.69},{"sentences":[{"text":"yeah.","start":1856.5349,"end":1857.0349,"sentiment":"neutral","sentiment_score":-0.15101668238639832}],"sentiment":"neutral","sentiment_score":-0.15101668238639832,"channel":1,"num_words":1,"start":1856.5349,"end":1857.0349},{"sentences":[{"text":"would make it very difficult to get","start":1856.69,"end":1858.37,"sentiment":"neutral","sentiment_score":-0.21874552539416722}],"sentiment":"neutral","sentiment_score":-0.21874552539416722,"channel":0,"num_words":7,"start":1856.69,"end":1858.37},{"sentences":[{"text":"I","start":1858.215,"end":1858.375,"sentiment":"neutral","sentiment_score":-0.17805103957653046}],"sentiment":"neutral","sentiment_score":-0.17805103957653046,"channel":1,"num_words":1,"start":1858.215,"end":1858.375},{"sentences":[{"text":"things","start":1858.37,"end":1858.69,"sentiment":"neutral","sentiment_score":-0.2851874828338623}],"sentiment":"neutral","sentiment_score":-0.2851874828338623,"channel":0,"num_words":1,"start":1858.37,"end":1858.69},{"sentences":[{"text":"don't think","start":1858.375,"end":1858.9349,"sentiment":"neutral","sentiment_score":-0.1781259924173355}],"sentiment":"neutral","sentiment_score":-0.1781259924173355,"channel":1,"num_words":2,"start":1858.375,"end":1858.9349},{"sentences":[{"text":"like that.","start":1858.69,"end":1859.415,"sentiment":"neutral","sentiment_score":-0.19799534231424332}],"sentiment":"neutral","sentiment_score":-0.19799534231424332,"channel":0,"num_words":2,"start":1858.69,"end":1859.415},{"sentences":[{"text":"I yeah.","start":1858.9349,"end":1859.895,"sentiment":"neutral","sentiment_score":-0.03543797321617603}],"sentiment":"neutral","sentiment_score":-0.03543797321617603,"channel":1,"num_words":2,"start":1858.9349,"end":1859.895},{"sentences":[{"text":"Yeah.","start":1859.655,"end":1859.895,"sentiment":"neutral","sentiment_score":-0.02892972156405449}],"sentiment":"neutral","sentiment_score":-0.02892972156405449,"channel":0,"num_words":1,"start":1859.655,"end":1859.895},{"sentences":[{"text":"I","start":1859.895,"end":1859.975,"sentiment":"neutral","sentiment_score":-0.13293051719665527}],"sentiment":"neutral","sentiment_score":-0.13293051719665527,"channel":1,"num_words":1,"start":1859.895,"end":1859.975},{"sentences":[{"text":"Yeah.","start":1859.895,"end":1860.395,"sentiment":"neutral","sentiment_score":-0.05611042305827141}],"sentiment":"neutral","sentiment_score":-0.05611042305827141,"channel":0,"num_words":1,"start":1859.895,"end":1860.395},{"sentences":[{"text":"don't I don't think I the fucked up thing is is, like, I had it with QSuper, and I had no idea that, like like, if you didn't add to it","start":1859.975,"end":1869.05,"sentiment":"neutral","sentiment_score":-0.1983181379975811}],"sentiment":"neutral","sentiment_score":-0.1983181379975811,"channel":1,"num_words":31,"start":1859.975,"end":1869.05},{"sentences":[{"text":"Yeah.","start":1868.775,"end":1869.275,"sentiment":"neutral","sentiment_score":-0.15267106890678406}],"sentiment":"neutral","sentiment_score":-0.15267106890678406,"channel":0,"num_words":1,"start":1868.775,"end":1869.275},{"sentences":[{"text":"in a certain amount of use that it takes away your in your CPD insurance.","start":1869.05,"end":1873.39,"sentiment":"neutral","sentiment_score":-0.32092158595720927},{"text":"And so I it got taken away.","start":1874.97,"end":1877.93,"sentiment":"negative","sentiment_score":-0.3870380435671125},{"text":"And in that time, I'd actually worked for an employer that didn't that just ever added to my super, which is not even legal.","start":1877.93,"end":1885.785,"sentiment":"neutral","sentiment_score":-0.18890417429308096},{"text":"So had","start":1885.785,"end":1886.5851,"sentiment":"neutral","sentiment_score":-0.03788875974714756}],"sentiment":"neutral","sentiment_score":-0.2527618291011701,"channel":1,"num_words":48,"start":1869.05,"end":1886.5851},{"sentences":[{"text":"Yeah.","start":1886.54,"end":1887.04,"sentiment":"neutral","sentiment_score":-0.05829928070306778}],"sentiment":"neutral","sentiment_score":-0.05829928070306778,"channel":0,"num_words":1,"start":1886.54,"end":1887.04},{"sentences":[{"text":"they have added","start":1886.5851,"end":1887.385,"sentiment":"neutral","sentiment_score":-0.08788036306699117}],"sentiment":"neutral","sentiment_score":-0.08788036306699117,"channel":1,"num_words":3,"start":1886.5851,"end":1887.385},{"sentences":[{"text":"Oh,","start":1887.1001,"end":1887.6001,"sentiment":"neutral","sentiment_score":-0.10825952142477036}],"sentiment":"neutral","sentiment_score":-0.10825952142477036,"channel":0,"num_words":1,"start":1887.1001,"end":1887.6001},{"sentences":[{"text":"in that","start":1887.385,"end":1887.625,"sentiment":"neutral","sentiment_score":-0.0930720753967762}],"sentiment":"neutral","sentiment_score":-0.0930720753967762,"channel":1,"num_words":2,"start":1887.385,"end":1887.625},{"sentences":[{"text":"no.","start":1888.2201,"end":1888.7201,"sentiment":"neutral","sentiment_score":-0.14188316464424133}],"sentiment":"neutral","sentiment_score":-0.14188316464424133,"channel":0,"num_words":1,"start":1888.2201,"end":1888.7201},{"sentences":[{"text":"yeah.","start":1888.425,"end":1888.745,"sentiment":"neutral","sentiment_score":-0.13259786367416382},{"text":"It's actually it's really a matter for me to take to a lawyer, really.","start":1888.745,"end":1893.15,"sentiment":"neutral","sentiment_score":-0.21886617051703589},{"text":"But I don't I know.","start":1893.45,"end":1894.49,"sentiment":"neutral","sentiment_score":-0.17193625569343568}],"sentiment":"neutral","sentiment_score":-0.20282027646899223,"channel":1,"num_words":20,"start":1888.425,"end":1894.49},{"sentences":[{"text":"Yeah.","start":1894.435,"end":1894.935,"sentiment":"neutral","sentiment_score":-0.26552873849868774}],"sentiment":"neutral","sentiment_score":-0.26552873849868774,"channel":0,"num_words":1,"start":1894.435,"end":1894.935},{"sentences":[{"text":"It's terrible.","start":1894.49,"end":1895.23,"sentiment":"negative","sentiment_score":-0.5759213864803314},{"text":"And then I was bad advised by a financial adviser who's actually my","start":1895.29,"end":1899.93,"sentiment":"neutral","sentiment_score":-0.32172446182140935}],"sentiment":"negative","sentiment_score":-0.35561738510926566,"channel":1,"num_words":15,"start":1894.49,"end":1899.93},{"sentences":[{"text":"Yeah.","start":1899.7151,"end":1900.2151,"sentiment":"neutral","sentiment_score":-0.08454561978578568}],"sentiment":"neutral","sentiment_score":-0.08454561978578568,"channel":0,"num_words":1,"start":1899.7151,"end":1900.2151},{"sentences":[{"text":"friend.","start":1899.93,"end":1900.43,"sentiment":"neutral","sentiment_score":-0.10233712196350098},{"text":"And and then now I've got I've","start":1901.05,"end":1903.13,"sentiment":"neutral","sentiment_score":-0.11235545575618744}],"sentiment":"neutral","sentiment_score":-0.11110316403210163,"channel":1,"num_words":8,"start":1899.93,"end":1903.13},{"sentences":[{"text":"I'm","start":1902.915,"end":1903.395,"sentiment":"neutral","sentiment_score":-0.13623681664466858}],"sentiment":"neutral","sentiment_score":-0.13623681664466858,"channel":0,"num_words":1,"start":1902.915,"end":1903.395},{"sentences":[{"text":"I've","start":1903.13,"end":1903.61,"sentiment":"neutral","sentiment_score":-0.14492079615592957}],"sentiment":"neutral","sentiment_score":-0.14492079615592957,"channel":1,"num_words":1,"start":1903.13,"end":1903.61},{"sentences":[{"text":"so","start":1903.395,"end":1903.7151,"sentiment":"neutral","sentiment_score":-0.15662477910518646}],"sentiment":"neutral","sentiment_score":-0.15662477910518646,"channel":0,"num_words":1,"start":1903.395,"end":1903.7151},{"sentences":[{"text":"I've","start":1903.61,"end":1903.77,"sentiment":"neutral","sentiment_score":-0.1557524800300598}],"sentiment":"neutral","sentiment_score":-0.1557524800300598,"channel":1,"num_words":1,"start":1903.61,"end":1903.77},{"sentences":[{"text":"sorry.","start":1903.7151,"end":1904.2151,"sentiment":"neutral","sentiment_score":-0.1910632848739624}],"sentiment":"neutral","sentiment_score":-0.1910632848739624,"channel":0,"num_words":1,"start":1903.7151,"end":1904.2151},{"sentences":[{"text":"been involved in quite a few, like, yeah.","start":1903.77,"end":1907.6849,"sentiment":"neutral","sentiment_score":-0.1861316729336977},{"text":"I think with cute maybe.","start":1907.6849,"end":1909.045,"sentiment":"neutral","sentiment_score":-0.14035387635231017},{"text":"I don't I'm not sure, but I've I've there's some class action that I'm involved in that that yeah.","start":1909.045,"end":1915.525,"sentiment":"neutral","sentiment_score":-0.257400875028811},{"text":"They've fucked","start":1915.525,"end":1916.245,"sentiment":"negative","sentiment_score":-0.4260849505662918}],"sentiment":"neutral","sentiment_score":-0.23334144976209192,"channel":1,"num_words":34,"start":1903.77,"end":1916.245},{"sentences":[{"text":"Yep.","start":1915.9901,"end":1916.325,"sentiment":"neutral","sentiment_score":-0.2923153340816498}],"sentiment":"neutral","sentiment_score":-0.2923153340816498,"channel":0,"num_words":1,"start":1915.9901,"end":1916.325},{"sentences":[{"text":"up somewhere and and yeah.","start":1916.245,"end":1918.245,"sentiment":"neutral","sentiment_score":-0.24145592749118805},{"text":"But I know.","start":1918.245,"end":1918.885,"sentiment":"neutral","sentiment_score":-0.141022190451622},{"text":"So I and","start":1918.885,"end":1919.605,"sentiment":"neutral","sentiment_score":-0.07985907668868701}],"sentiment":"neutral","sentiment_score":-0.16999303989789702,"channel":1,"num_words":11,"start":1916.245,"end":1919.605},{"sentences":[{"text":"That's","start":1919.5249,"end":1919.845,"sentiment":"neutral","sentiment_score":-0.12664839625358582}],"sentiment":"neutral","sentiment_score":-0.12664839625358582,"channel":0,"num_words":1,"start":1919.5249,"end":1919.845},{"sentences":[{"text":"because","start":1919.605,"end":1919.925,"sentiment":"neutral","sentiment_score":-0.1251424252986908}],"sentiment":"neutral","sentiment_score":-0.1251424252986908,"channel":1,"num_words":1,"start":1919.605,"end":1919.925},{"sentences":[{"text":"about","start":1919.845,"end":1920.085,"sentiment":"neutral","sentiment_score":-0.1683070957660675}],"sentiment":"neutral","sentiment_score":-0.1683070957660675,"channel":0,"num_words":1,"start":1919.845,"end":1920.085},{"sentences":[{"text":"of","start":1919.925,"end":1920.24,"sentiment":"neutral","sentiment_score":-0.1992343962192535}],"sentiment":"neutral","sentiment_score":-0.1992343962192535,"channel":1,"num_words":1,"start":1919.925,"end":1920.24},{"sentences":[{"text":"the insurance premium.","start":1920.085,"end":1921.465,"sentiment":"neutral","sentiment_score":-0.23819991449515024},{"text":"Yeah.","start":1921.9249,"end":1922.4249,"sentiment":"neutral","sentiment_score":-0.09923315793275832},{"text":"Yeah.","start":1922.8049,"end":1923.3049,"sentiment":"neutral","sentiment_score":-0.09704852104187012}],"sentiment":"neutral","sentiment_score":-0.18217628449201584,"channel":0,"num_words":5,"start":1920.085,"end":1923.3049},{"sentences":[{"text":"yeah.","start":1923.28,"end":1923.52,"sentiment":"neutral","sentiment_score":-0.0878736823797226},{"text":"Yeah.","start":1923.52,"end":1923.92,"sentiment":"neutral","sentiment_score":-0.06719859689474106},{"text":"Right.","start":1923.92,"end":1924.24,"sentiment":"neutral","sentiment_score":-0.07596190273761749},{"text":"So but yeah.","start":1924.24,"end":1926.16,"sentiment":"neutral","sentiment_score":-0.09539323796828587},{"text":"I wish I and because I was in addiction at the you know, like, I I just I didn't keep on top of all this","start":1926.16,"end":1932.32,"sentiment":"neutral","sentiment_score":-0.2966483438014984}],"sentiment":"neutral","sentiment_score":-0.2559168545469161,"channel":1,"num_words":31,"start":1923.28,"end":1932.32},{"sentences":[{"text":"Yeah.","start":1932.1901,"end":1932.6901,"sentiment":"neutral","sentiment_score":-0.1418648660182953}],"sentiment":"neutral","sentiment_score":-0.1418648660182953,"channel":0,"num_words":1,"start":1932.1901,"end":1932.6901},{"sentences":[{"text":"this stuff.","start":1932.32,"end":1932.88,"sentiment":"neutral","sentiment_score":-0.16602598130702972},{"text":"And I mean, it's devastating now because I do have a permanent disability.","start":1932.88,"end":1938.905,"sentiment":"negative","sentiment_score":-0.6044760713210473},{"text":"I've got no no pain.","start":1939.445,"end":1942.245,"sentiment":"negative","sentiment_score":-0.6560946345329285},{"text":"Nothing.","start":1942.245,"end":1942.725,"sentiment":"negative","sentiment_score":-0.555510401725769},{"text":"You know?","start":1942.725,"end":1943.045,"sentiment":"negative","sentiment_score":-0.44299817085266113}],"sentiment":"negative","sentiment_score":-0.5614009046036265,"channel":1,"num_words":23,"start":1932.32,"end":1943.045},{"sentences":[{"text":"And I'm really scared.","start":1943.045,"end":1944.245,"sentiment":"negative","sentiment_score":-0.6645990759134293},{"text":"Like, if my mom's","start":1944.245,"end":1945.705,"sentiment":"negative","sentiment_score":-0.37640467286109924}],"sentiment":"negative","sentiment_score":-0.5205018743872643,"channel":1,"num_words":8,"start":1943.045,"end":1945.705},{"sentences":[{"text":"Yeah.","start":1945.63,"end":1946.13,"sentiment":"neutral","sentiment_score":-0.17233577370643616}],"sentiment":"neutral","sentiment_score":-0.17233577370643616,"channel":0,"num_words":1,"start":1945.63,"end":1946.13},{"sentences":[{"text":"father's away, she's, like, in her late","start":1946.085,"end":1948.48,"sentiment":"negative","sentiment_score":-0.3597923815250397}],"sentiment":"negative","sentiment_score":-0.3597923815250397,"channel":1,"num_words":7,"start":1946.085,"end":1948.48},{"sentences":[{"text":"Yeah.","start":1948.3151,"end":1948.8151,"sentiment":"neutral","sentiment_score":-0.18349602818489075}],"sentiment":"neutral","sentiment_score":-0.18349602818489075,"channel":0,"num_words":1,"start":1948.3151,"end":1948.8151},{"sentences":[{"text":"seventies.","start":1948.48,"end":1948.98,"sentiment":"neutral","sentiment_score":-0.3133126497268677},{"text":"And, I mean, she's pretty healthy, but if something happens to her, I live with her, I'm I'm screwed.","start":1949.6799,"end":1955.22,"sentiment":"negative","sentiment_score":-0.47983906378871516},{"text":"Like, I don't know what I will do.","start":1955.28,"end":1956.88,"sentiment":"negative","sentiment_score":-0.6598493158817291},{"text":"I don't have any other","start":1956.88,"end":1958.0,"sentiment":"negative","sentiment_score":-0.41673707962036133}],"sentiment":"negative","sentiment_score":-0.508870751117215,"channel":1,"num_words":33,"start":1948.48,"end":1958.0},{"sentences":[{"text":"Yeah.","start":1957.675,"end":1958.175,"sentiment":"neutral","sentiment_score":-0.21855513751506803}],"sentiment":"neutral","sentiment_score":-0.21855513751506803,"channel":0,"num_words":1,"start":1957.675,"end":1958.175},{"sentences":[{"text":"family at all.","start":1958.0,"end":1959.375,"sentiment":"neutral","sentiment_score":-0.3255627353986104},{"text":"You","start":1960.655,"end":1960.895,"sentiment":"neutral","sentiment_score":-0.11653202027082445}],"sentiment":"neutral","sentiment_score":-0.27330505661666393,"channel":1,"num_words":4,"start":1958.0,"end":1960.895},{"sentences":[{"text":"Yeah.","start":1960.795,"end":1961.295,"sentiment":"neutral","sentiment_score":-0.09879428148269652}],"sentiment":"neutral","sentiment_score":-0.09879428148269652,"channel":0,"num_words":1,"start":1960.795,"end":1961.295},{"sentences":[{"text":"know?","start":1960.895,"end":1961.295,"sentiment":"neutral","sentiment_score":-0.10230971872806548},{"text":"Yeah.","start":1961.295,"end":1961.795,"sentiment":"neutral","sentiment_score":-0.09088224172592164},{"text":"And, you know, like, obviously, I'll get there's three of us kids.","start":1961.855,"end":1966.835,"sentiment":"neutral","sentiment_score":-0.15197022755940756},{"text":"I've worked a brother and sister.","start":1967.855,"end":1969.295,"sentiment":"neutral","sentiment_score":-0.12447838485240936},{"text":"So when, you know, she dies and her house gets sold, I'll get a third of that.","start":1969.295,"end":1975.24,"sentiment":"neutral","sentiment_score":-0.27161791175603867}],"sentiment":"neutral","sentiment_score":-0.19949214865227002,"channel":1,"num_words":37,"start":1960.895,"end":1975.24},{"sentences":[{"text":"Thank god.","start":1975.24,"end":1975.88,"sentiment":"neutral","sentiment_score":-0.21980135142803192},{"text":"Because I'm really worried.","start":1975.88,"end":1977.1,"sentiment":"negative","sentiment_score":-0.44723010063171387},{"text":"Like, I'm not gonna have any sooner.","start":1977.24,"end":1979.3201,"sentiment":"negative","sentiment_score":-0.499660210950034},{"text":"I'm gonna yeah.","start":1979.3201,"end":1980.68,"sentiment":"neutral","sentiment_score":-0.24715388814608255},{"text":"You know, I don't know","start":1980.68,"end":1981.7201,"sentiment":"neutral","sentiment_score":-0.1755036562681198}],"sentiment":"negative","sentiment_score":-0.3497678346577145,"channel":1,"num_words":21,"start":1975.24,"end":1981.7201},{"sentences":[{"text":"Yeah.","start":1981.605,"end":1982.105,"sentiment":"neutral","sentiment_score":-0.1625329852104187}],"sentiment":"neutral","sentiment_score":-0.1625329852104187,"channel":0,"num_words":1,"start":1981.605,"end":1982.105},{"sentences":[{"text":"what I'm gonna what I'm gonna do for money, but because","start":1981.7201,"end":1985.0801,"sentiment":"neutral","sentiment_score":-0.22923054071989926}],"sentiment":"neutral","sentiment_score":-0.22923054071989926,"channel":1,"num_words":11,"start":1981.7201,"end":1985.0801},{"sentences":[{"text":"Yeah.","start":1984.965,"end":1985.465,"sentiment":"neutral","sentiment_score":-0.12765389680862427}],"sentiment":"neutral","sentiment_score":-0.12765389680862427,"channel":0,"num_words":1,"start":1984.965,"end":1985.465},{"sentences":[{"text":"you cannot live off the disability","start":1985.0801,"end":1987.1,"sentiment":"neutral","sentiment_score":-0.23350885758797327}],"sentiment":"neutral","sentiment_score":-0.23350885758797327,"channel":1,"num_words":6,"start":1985.0801,"end":1987.1},{"sentences":[{"text":"Yeah.","start":1986.725,"end":1987.225,"sentiment":"neutral","sentiment_score":-0.08218745142221451}],"sentiment":"neutral","sentiment_score":-0.08218745142221451,"channel":0,"num_words":1,"start":1986.725,"end":1987.225},{"sentences":[{"text":"pension.","start":1987.24,"end":1987.74,"sentiment":"neutral","sentiment_score":-0.09004206210374832},{"text":"So and I just had not been","start":1987.88,"end":1990.825,"sentiment":"neutral","sentiment_score":-0.1004018953868321}],"sentiment":"neutral","sentiment_score":-0.09910691622644663,"channel":1,"num_words":8,"start":1987.24,"end":1990.825},{"sentences":[{"text":"No","start":1990.8049,"end":1991.0449,"sentiment":"neutral","sentiment_score":-0.08402813971042633}],"sentiment":"neutral","sentiment_score":-0.08402813971042633,"channel":0,"num_words":1,"start":1990.8049,"end":1991.0449},{"sentences":[{"text":"able","start":1990.825,"end":1991.325,"sentiment":"neutral","sentiment_score":-0.1492447853088379}],"sentiment":"neutral","sentiment_score":-0.1492447853088379,"channel":1,"num_words":1,"start":1990.825,"end":1991.325},{"sentences":[{"text":"worries.","start":1991.0449,"end":1991.46,"sentiment":"neutral","sentiment_score":-0.089086152613163}],"sentiment":"neutral","sentiment_score":-0.089086152613163,"channel":0,"num_words":1,"start":1991.0449,"end":1991.46},{"sentences":[{"text":"to","start":1991.385,"end":1991.625,"sentiment":"neutral","sentiment_score":-0.03847125172615051}],"sentiment":"neutral","sentiment_score":-0.03847125172615051,"channel":1,"num_words":1,"start":1991.385,"end":1991.625},{"sentences":[{"text":"Yeah.","start":1991.5399,"end":1992.0399,"sentiment":"neutral","sentiment_score":-0.011508941650390623}],"sentiment":"neutral","sentiment_score":-0.011508941650390623,"channel":0,"num_words":1,"start":1991.5399,"end":1992.0399},{"sentences":[{"text":"get myself good to get back to working.","start":1991.625,"end":1994.825,"sentiment":"neutral","sentiment_score":-0.006513112690299749},{"text":"But anyway yeah.","start":1994.825,"end":1996.125,"sentiment":"neutral","sentiment_score":0.013613905757665634},{"text":"Well, just take one day at a time and","start":1996.985,"end":1999.625,"sentiment":"neutral","sentiment_score":0.014165561232301924}],"sentiment":"neutral","sentiment_score":0.0058113433420658115,"channel":1,"num_words":20,"start":1991.625,"end":1999.625},{"sentences":[{"text":"No.","start":1999.22,"end":1999.72,"sentiment":"neutral","sentiment_score":-0.0903073251247406}],"sentiment":"neutral","sentiment_score":-0.0903073251247406,"channel":0,"num_words":1,"start":1999.22,"end":1999.72},{"sentences":[{"text":"and not not freak out.","start":1999.625,"end":2001.065,"sentiment":"neutral","sentiment_score":-0.1644026145339012},{"text":"You know,","start":2001.065,"end":2001.465,"sentiment":"neutral","sentiment_score":-0.032620251178741455}],"sentiment":"neutral","sentiment_score":-0.12675051071814128,"channel":1,"num_words":7,"start":1999.625,"end":2001.465},{"sentences":[{"text":"Yeah.","start":2001.46,"end":2001.96,"sentiment":"neutral","sentiment_score":-0.034594982862472534}],"sentiment":"neutral","sentiment_score":-0.034594982862472534,"channel":0,"num_words":1,"start":2001.46,"end":2001.96},{"sentences":[{"text":"look too far","start":2001.465,"end":2002.1849,"sentiment":"neutral","sentiment_score":-0.05735508104165395}],"sentiment":"neutral","sentiment_score":-0.05735508104165395,"channel":1,"num_words":3,"start":2001.465,"end":2002.1849},{"sentences":[{"text":"Of course.","start":2002.02,"end":2002.6799,"sentiment":"neutral","sentiment_score":0.029787134379148483}],"sentiment":"neutral","sentiment_score":0.029787134379148483,"channel":0,"num_words":2,"start":2002.02,"end":2002.6799},{"sentences":[{"text":"ahead at stuff.","start":2002.1849,"end":2002.98,"sentiment":"neutral","sentiment_score":0.021969483544429142},{"text":"So I think we're I'm making some good good decisions.","start":2003.0599,"end":2006.12,"sentiment":"neutral","sentiment_score":0.3300619900226593},{"text":"These things are even gonna","start":2006.1799,"end":2007.2999,"sentiment":"neutral","sentiment_score":0.23996705263853074}],"sentiment":"neutral","sentiment_score":0.253686867447363,"channel":1,"num_words":18,"start":2002.1849,"end":2007.2999},{"sentences":[{"text":"Yeah.","start":2007.2949,"end":2007.7949,"sentiment":"neutral","sentiment_score":0.08508053421974182}],"sentiment":"neutral","sentiment_score":0.08508053421974182,"channel":0,"num_words":1,"start":2007.2949,"end":2007.7949},{"sentences":[{"text":"help that I'm just now working.","start":2007.2999,"end":2008.84,"sentiment":"neutral","sentiment_score":0.10397761439283688},{"text":"Yeah.","start":2009.0599,"end":2009.5599,"sentiment":"neutral","sentiment_score":-0.02797805890440941}],"sentiment":"neutral","sentiment_score":0.0851268039218017,"channel":1,"num_words":7,"start":2007.2999,"end":2009.5599},{"sentences":[{"text":"No.","start":2010.975,"end":2011.475,"sentiment":"neutral","sentiment_score":-0.1290564239025116},{"text":"Understandable.","start":2011.695,"end":2012.195,"sentiment":"neutral","sentiment_score":-0.12514768540859222},{"text":"And, well, as much as you don't have any of those sorts of insurances, I mean, as it says, income protection is not gonna be possible because you're not working.","start":2012.4149,"end":2019.635,"sentiment":"neutral","sentiment_score":-0.296266216536363},{"text":"You can get, like, TBD, but it is hard to sort of apply for, and there would be a lot of exclusions based on your current health.","start":2020.18,"end":2030.2001,"sentiment":"negative","sentiment_score":-0.35325781338744694},{"text":"And that would honestly, if you're applying for cover and there's gonna be exclusions","start":2030.74,"end":2035.4249,"sentiment":"negative","sentiment_score":-0.3847948376621519}],"sentiment":"neutral","sentiment_score":-0.32968875745387927,"channel":0,"num_words":73,"start":2010.975,"end":2035.4249},{"sentences":[{"text":"Not worth","start":2035.0801,"end":2035.64,"sentiment":"negative","sentiment_score":-0.6114656031131744}],"sentiment":"negative","sentiment_score":-0.6114656031131744,"channel":1,"num_words":2,"start":2035.0801,"end":2035.64},{"sentences":[{"text":"on","start":2035.4249,"end":2035.6649,"sentiment":"negative","sentiment_score":-0.6394613981246948}],"sentiment":"negative","sentiment_score":-0.6394613981246948,"channel":0,"num_words":1,"start":2035.4249,"end":2035.6649},{"sentences":[{"text":"it.","start":2035.64,"end":2036.14,"sentiment":"negative","sentiment_score":-0.5504442453384399}],"sentiment":"negative","sentiment_score":-0.5504442453384399,"channel":1,"num_words":1,"start":2035.64,"end":2036.14},{"sentences":[{"text":"the cover","start":2035.6649,"end":2036.325,"sentiment":"negative","sentiment_score":-0.4167862832546234}],"sentiment":"negative","sentiment_score":-0.4167862832546234,"channel":0,"num_words":2,"start":2035.6649,"end":2036.325},{"sentences":[{"text":"Not worth","start":2036.76,"end":2037.3201,"sentiment":"negative","sentiment_score":-0.5716837346553802}],"sentiment":"negative","sentiment_score":-0.5716837346553802,"channel":1,"num_words":2,"start":2036.76,"end":2037.3201},{"sentences":[{"text":"and","start":2037.105,"end":2037.345,"sentiment":"negative","sentiment_score":-0.4521629810333252}],"sentiment":"negative","sentiment_score":-0.4521629810333252,"channel":0,"num_words":1,"start":2037.105,"end":2037.345},{"sentences":[{"text":"it.","start":2037.3201,"end":2037.8201,"sentiment":"neutral","sentiment_score":-0.14620283246040344}],"sentiment":"neutral","sentiment_score":-0.14620283246040344,"channel":1,"num_words":1,"start":2037.3201,"end":2037.8201},{"sentences":[{"text":"based on your health, it means you can't claim on anything you've already suffered, and that's just really not worth it for you.","start":2037.345,"end":2043.2849,"sentiment":"negative","sentiment_score":-0.6591774121574734}],"sentiment":"negative","sentiment_score":-0.6591774121574734,"channel":0,"num_words":23,"start":2037.345,"end":2043.2849},{"sentences":[{"text":"Not No.","start":2042.84,"end":2044.285,"sentiment":"negative","sentiment_score":-0.49219827353954315}],"sentiment":"negative","sentiment_score":-0.49219827353954315,"channel":1,"num_words":2,"start":2042.84,"end":2044.285},{"sentences":[{"text":"There may be an option to get, like, trauma if you had a major traumatic diagnosis, but, again, there's more money that has to come out of your back pocket, and I don't wanna overextend your budget in any way.","start":2044.3049,"end":2054.4502,"sentiment":"negative","sentiment_score":-0.48471767008304595}],"sentiment":"negative","sentiment_score":-0.48471767008304595,"channel":0,"num_words":40,"start":2044.3049,"end":2054.4502},{"sentences":[{"text":"Yes.","start":2054.9849,"end":2055.24,"sentiment":"neutral","sentiment_score":-0.0066750869154930115}],"sentiment":"neutral","sentiment_score":-0.0066750869154930115,"channel":1,"num_words":1,"start":2054.9849,"end":2055.24},{"sentences":[{"text":"But based on, like, your life cover, if you were to, you know, pass away, as much as not having life cover at the moment, your super benefit is also paid out to your beneficiaries.","start":2055.23,"end":2066.4048,"sentiment":"neutral","sentiment_score":-0.03586744783180101},{"text":"And I believe you wanted it noted down that that it all gets paid to your mom as Jeanette.","start":2066.7048,"end":2071.9849,"sentiment":"neutral","sentiment_score":0.13078692437786804},{"text":"Is that right?","start":2071.9849,"end":2072.8848,"sentiment":"neutral","sentiment_score":0.10102904091278712}],"sentiment":"neutral","sentiment_score":0.026889087926400334,"channel":0,"num_words":57,"start":2055.23,"end":2072.8848},{"sentences":[{"text":"Yeah.","start":2072.855,"end":2073.1748,"sentiment":"neutral","sentiment_score":0.054522596299648285},{"text":"Yeah.","start":2073.1748,"end":2073.6748,"sentiment":"neutral","sentiment_score":0.058243412524461746},{"text":"Yeah.","start":2073.8948,"end":2074.3948,"sentiment":"neutral","sentiment_score":0.05887944996356964}],"sentiment":"neutral","sentiment_score":0.057215152929226555,"channel":1,"num_words":3,"start":2072.855,"end":2074.3948},{"sentences":[{"text":"Yeah.","start":2074.625,"end":2075.125,"sentiment":"neutral","sentiment_score":0.05979744717478752},{"text":"Yeah.","start":2075.1848,"end":2075.6848,"sentiment":"neutral","sentiment_score":0.05984964966773987},{"text":"Yeah.","start":2076.7048,"end":2077.2048,"sentiment":"neutral","sentiment_score":0.0554683655500412}],"sentiment":"neutral","sentiment_score":0.058371820797522865,"channel":0,"num_words":3,"start":2074.625,"end":2077.2048},{"sentences":[{"text":"Yeah.","start":2077.815,"end":2078.315,"sentiment":"neutral","sentiment_score":0.0434684082865715}],"sentiment":"neutral","sentiment_score":0.0434684082865715,"channel":1,"num_words":1,"start":2077.815,"end":2078.315},{"sentences":[{"text":"But, I mean, the insurances aren't the","start":2077.9048,"end":2079.99,"sentiment":"neutral","sentiment_score":-0.03252000295157943}],"sentiment":"neutral","sentiment_score":-0.03252000295157943,"channel":0,"num_words":7,"start":2077.9048,"end":2079.99},{"sentences":[{"text":"Yeah.","start":2079.93,"end":2080.43,"sentiment":"neutral","sentiment_score":0.0017806719988584518}],"sentiment":"neutral","sentiment_score":0.0017806719988584518,"channel":1,"num_words":1,"start":2079.93,"end":2080.43},{"sentences":[{"text":"be all and end all.","start":2079.99,"end":2080.79,"sentiment":"neutral","sentiment_score":-0.007735802978277207},{"text":"There's definitely other things that we can do, and I do work with","start":2080.79,"end":2083.59,"sentiment":"neutral","sentiment_score":0.10962056597838035}],"sentiment":"neutral","sentiment_score":0.07702157460153103,"channel":0,"num_words":18,"start":2079.99,"end":2083.59},{"sentences":[{"text":"That's","start":2083.45,"end":2083.77,"sentiment":"neutral","sentiment_score":0.09355933964252472}],"sentiment":"neutral","sentiment_score":0.09355933964252472,"channel":1,"num_words":1,"start":2083.45,"end":2083.77},{"sentences":[{"text":"other","start":2083.59,"end":2083.9102,"sentiment":"neutral","sentiment_score":0.08641594648361206}],"sentiment":"neutral","sentiment_score":0.08641594648361206,"channel":0,"num_words":1,"start":2083.59,"end":2083.9102},{"sentences":[{"text":"right.","start":2083.77,"end":2084.27,"sentiment":"neutral","sentiment_score":0.11822032928466795}],"sentiment":"neutral","sentiment_score":0.11822032928466795,"channel":1,"num_words":1,"start":2083.77,"end":2084.27},{"sentences":[{"text":"clients who are looking to invest and build money in savings outside of super and invest outside of super and build wealth to kind of just close that gap essentially.","start":2083.9102,"end":2093.885,"sentiment":"neutral","sentiment_score":0.11082620372374853},{"text":"So the good thing is whilst you're on, you know, disability pension and you do have a settlement as a backup, it","start":2094.2651,"end":2100.665,"sentiment":"positive","sentiment_score":0.3500820046121424}],"sentiment":"neutral","sentiment_score":0.21204981179191515,"channel":0,"num_words":52,"start":2083.9102,"end":2100.665},{"sentences":[{"text":"Yes.","start":2100.665,"end":2101.165,"sentiment":"neutral","sentiment_score":0.3103996515274048}],"sentiment":"neutral","sentiment_score":0.3103996515274048,"channel":1,"num_words":1,"start":2100.665,"end":2101.165},{"sentences":[{"text":"does mean that you do have income coming in, but down the track definitely wanna work with you to slowly build wealth to kinda","start":2100.665,"end":2108.71,"sentiment":"neutral","sentiment_score":0.29410344175994396}],"sentiment":"neutral","sentiment_score":0.29410344175994396,"channel":0,"num_words":24,"start":2100.665,"end":2108.71},{"sentences":[{"text":"Yes.","start":2108.66,"end":2109.16,"sentiment":"neutral","sentiment_score":0.2726646661758423}],"sentiment":"neutral","sentiment_score":0.2726646661758423,"channel":1,"num_words":1,"start":2108.66,"end":2109.16},{"sentences":[{"text":"close that gap, make sure that your sleep is working as hard as possible.","start":2108.71,"end":2112.41,"sentiment":"neutral","sentiment_score":0.10031771180885178}],"sentiment":"neutral","sentiment_score":0.10031771180885178,"channel":0,"num_words":14,"start":2108.71,"end":2112.41},{"sentences":[{"text":"Yep.","start":2112.2598,"end":2112.7598,"sentiment":"neutral","sentiment_score":0.04933616518974304}],"sentiment":"neutral","sentiment_score":0.04933616518974304,"channel":1,"num_words":1,"start":2112.2598,"end":2112.7598},{"sentences":[{"text":"If you ever were diagnosed with, you know, a major condition like a a permanent disability, we could also try to access super through that.","start":2113.19,"end":2122.365,"sentiment":"neutral","sentiment_score":-0.05870758444070816}],"sentiment":"neutral","sentiment_score":-0.05870758444070816,"channel":0,"num_words":25,"start":2113.19,"end":2122.365},{"sentences":[{"text":"Okay.","start":2123.2148,"end":2123.7148,"sentiment":"neutral","sentiment_score":-0.03207065537571907}],"sentiment":"neutral","sentiment_score":-0.03207065537571907,"channel":1,"num_words":1,"start":2123.2148,"end":2123.7148},{"sentences":[{"text":"It's sort of similar to trying to access PPD cover, but you just need two doctors to sign off to say there's no guarantee that you'll never go back to any occupation again.","start":2123.625,"end":2133.065,"sentiment":"neutral","sentiment_score":-0.06592063504186543},{"text":"It is hard to claim on, but it","start":2133.065,"end":2135.02,"sentiment":"neutral","sentiment_score":-0.05504398746415973}],"sentiment":"neutral","sentiment_score":-0.06379836234377652,"channel":0,"num_words":41,"start":2123.625,"end":2135.02},{"sentences":[{"text":"Yep.","start":2134.9749,"end":2135.4749,"sentiment":"neutral","sentiment_score":0.1415172517299652}],"sentiment":"neutral","sentiment_score":0.1415172517299652,"channel":1,"num_words":1,"start":2134.9749,"end":2135.4749},{"sentences":[{"text":"is a possibility.","start":2135.02,"end":2136.0,"sentiment":"neutral","sentiment_score":0.13950879871845245}],"sentiment":"neutral","sentiment_score":0.13950879871845245,"channel":0,"num_words":3,"start":2135.02,"end":2136.0},{"sentences":[{"text":"Okay.","start":2137.055,"end":2137.535,"sentiment":"neutral","sentiment_score":0.12240839004516602}],"sentiment":"neutral","sentiment_score":0.12240839004516602,"channel":1,"num_words":1,"start":2137.055,"end":2137.535},{"sentences":[{"text":"And then","start":2137.1802,"end":2137.6602,"sentiment":"neutral","sentiment_score":0.1344679892063141}],"sentiment":"neutral","sentiment_score":0.1344679892063141,"channel":0,"num_words":2,"start":2137.1802,"end":2137.6602},{"sentences":[{"text":"Yep.","start":2137.535,"end":2138.035,"sentiment":"neutral","sentiment_score":0.12032182514667512}],"sentiment":"neutral","sentiment_score":0.12032182514667512,"channel":1,"num_words":1,"start":2137.535,"end":2138.035},{"sentences":[{"text":"you are, you know, 44, so six sixteen years towards being able to access the data in the event that you needed to.","start":2137.6602,"end":2144.9402,"sentiment":"neutral","sentiment_score":0.17311140830102173},{"text":"So we are","start":2144.9402,"end":2145.9001,"sentiment":"neutral","sentiment_score":0.2651011695464452}],"sentiment":"neutral","sentiment_score":0.1837256115216475,"channel":0,"num_words":26,"start":2137.6602,"end":2145.9001},{"sentences":[{"text":"Yep.","start":2145.76,"end":2146.26,"sentiment":"neutral","sentiment_score":0.2727583050727844}],"sentiment":"neutral","sentiment_score":0.2727583050727844,"channel":1,"num_words":1,"start":2145.76,"end":2146.26},{"sentences":[{"text":"on track.","start":2145.9001,"end":2146.3801,"sentiment":"neutral","sentiment_score":0.2995623052120209},{"text":"There's things that I do wanna do to work with","start":2146.3801,"end":2148.3801,"sentiment":"neutral","sentiment_score":0.26848937571048737}],"sentiment":"neutral","sentiment_score":0.27366819729407627,"channel":0,"num_words":12,"start":2145.9001,"end":2148.3801},{"sentences":[{"text":"Yes.","start":2148.24,"end":2148.74,"sentiment":"neutral","sentiment_score":0.04619278386235237}],"sentiment":"neutral","sentiment_score":0.04619278386235237,"channel":1,"num_words":1,"start":2148.24,"end":2148.74},{"sentences":[{"text":"you and help you moving forward, and we'll just go one day at a time, one thing at a time, and work in your comfort level.","start":2148.3801,"end":2154.165,"sentiment":"neutral","sentiment_score":0.3246826002231011},{"text":"Okay?","start":2154.225,"end":2154.725,"sentiment":"neutral","sentiment_score":0.11770731210708618}],"sentiment":"neutral","sentiment_score":0.31701684881139686,"channel":0,"num_words":27,"start":2148.3801,"end":2154.725},{"sentences":[{"text":"Okay.","start":2154.475,"end":2154.875,"sentiment":"neutral","sentiment_score":0.22978341579437256},{"text":"Cool.","start":2154.875,"end":2155.375,"sentiment":"positive","sentiment_score":0.5284765362739563},{"text":"Sounds good.","start":2155.435,"end":2156.0752,"sentiment":"positive","sentiment_score":0.6463223695755005},{"text":"You sound really nice.","start":2156.0752,"end":2157.455,"sentiment":"positive","sentiment_score":0.696085587143898}],"sentiment":"positive","sentiment_score":0.6044058799743652,"channel":1,"num_words":8,"start":2154.475,"end":2157.455},{"sentences":[{"text":"Oh, good.","start":2157.665,"end":2158.485,"sentiment":"positive","sentiment_score":0.39075975120067596},{"text":"Oh, thank you.","start":2159.745,"end":2160.945,"sentiment":"positive","sentiment_score":0.4256843328475952},{"text":"Thank you.","start":2160.945,"end":2161.425,"sentiment":"positive","sentiment_score":0.5559194087982178},{"text":"I love what I do, and it's not easy.","start":2161.425,"end":2163.745,"sentiment":"neutral","sentiment_score":0.30495014786720276},{"text":"And I'm so sorry you've gone through so much, but I wanna help you moving forward and stay in contact and just to catch up with you to make sure that we're working in your best interest.","start":2163.745,"end":2173.46,"sentiment":"neutral","sentiment_score":0.21323531161288958}],"sentiment":"neutral","sentiment_score":0.2604654562079681,"channel":0,"num_words":53,"start":2157.665,"end":2173.46},{"sentences":[{"text":"Oh,","start":2173.49,"end":2173.99,"sentiment":"neutral","sentiment_score":0.030183900147676468}],"sentiment":"neutral","sentiment_score":0.030183900147676468,"channel":1,"num_words":1,"start":2173.49,"end":2173.99},{"sentences":[{"text":"Okay?","start":2173.6,"end":2174.1,"sentiment":"neutral","sentiment_score":0.0559055395424366}],"sentiment":"neutral","sentiment_score":0.0559055395424366,"channel":0,"num_words":1,"start":2173.6,"end":2174.1},{"sentences":[{"text":"thank you.","start":2174.1301,"end":2174.9302,"sentiment":"neutral","sentiment_score":0.11882656812667847},{"text":"Because I yeah.","start":2174.9302,"end":2175.81,"sentiment":"neutral","sentiment_score":-0.004226736724376679},{"text":"I used to be a registered","start":2175.81,"end":2176.95,"sentiment":"neutral","sentiment_score":-0.030936712088684242}],"sentiment":"neutral","sentiment_score":0.003577513958920132,"channel":1,"num_words":11,"start":2174.1301,"end":2176.95},{"sentences":[{"text":"Yeah.","start":2176.96,"end":2177.265,"sentiment":"neutral","sentiment_score":-0.018714118748903275}],"sentiment":"neutral","sentiment_score":-0.018714118748903275,"channel":0,"num_words":1,"start":2176.96,"end":2177.265},{"sentences":[{"text":"nurse, and I could never have thought that life would have turned out the way it has.","start":2177.01,"end":2183.785,"sentiment":"neutral","sentiment_score":-0.08869524935589117},{"text":"But but, yeah,","start":2184.325,"end":2185.945,"sentiment":"neutral","sentiment_score":-0.0443661759297053}],"sentiment":"neutral","sentiment_score":-0.08204588834196329,"channel":1,"num_words":20,"start":2177.01,"end":2185.945},{"sentences":[{"text":"No.","start":2186.785,"end":2186.9448,"sentiment":"neutral","sentiment_score":-0.19843295216560364},{"text":"Of course","start":2186.9448,"end":2187.4248,"sentiment":"neutral","sentiment_score":-0.19187056273221967}],"sentiment":"neutral","sentiment_score":-0.194058025876681,"channel":0,"num_words":3,"start":2186.785,"end":2187.4248},{"sentences":[{"text":"I'll","start":2187.285,"end":2187.445,"sentiment":"neutral","sentiment_score":-0.23359131813049316}],"sentiment":"neutral","sentiment_score":-0.23359131813049316,"channel":1,"num_words":1,"start":2187.285,"end":2187.445},{"sentences":[{"text":"not.","start":2187.4248,"end":2187.9248,"sentiment":"neutral","sentiment_score":-0.23139241337776184}],"sentiment":"neutral","sentiment_score":-0.23139241337776184,"channel":0,"num_words":1,"start":2187.4248,"end":2187.9248},{"sentences":[{"text":"get there.","start":2187.445,"end":2187.925,"sentiment":"neutral","sentiment_score":-0.1809036061167717},{"text":"And at least I've got my I've got my mom.","start":2187.925,"end":2189.845,"sentiment":"neutral","sentiment_score":-0.11827660575509072},{"text":"You know, some people are homeless out there.","start":2189.845,"end":2192.165,"sentiment":"neutral","sentiment_score":-0.13525570463389158},{"text":"So, you know, it could be a lot","start":2192.165,"end":2194.885,"sentiment":"neutral","sentiment_score":-0.09189209993928671}],"sentiment":"neutral","sentiment_score":-0.12006270379892417,"channel":1,"num_words":28,"start":2187.445,"end":2194.885},{"sentences":[{"text":"Absolutely.","start":2194.78,"end":2195.28,"sentiment":"neutral","sentiment_score":-0.13603635132312775}],"sentiment":"neutral","sentiment_score":-0.13603635132312775,"channel":0,"num_words":1,"start":2194.78,"end":2195.28},{"sentences":[{"text":"worse.","start":2194.885,"end":2195.25,"sentiment":"neutral","sentiment_score":-0.12788712978363037}],"sentiment":"neutral","sentiment_score":-0.12788712978363037,"channel":1,"num_words":1,"start":2194.885,"end":2195.25},{"sentences":[{"text":"Absolutely.","start":2195.98,"end":2196.48,"sentiment":"neutral","sentiment_score":-0.0022083502262830734}],"sentiment":"neutral","sentiment_score":-0.0022083502262830734,"channel":0,"num_words":1,"start":2195.98,"end":2196.48},{"sentences":[{"text":"Yes.","start":2196.29,"end":2196.79,"sentiment":"neutral","sentiment_score":0.013290781527757645}],"sentiment":"neutral","sentiment_score":0.013290781527757645,"channel":1,"num_words":1,"start":2196.29,"end":2196.79},{"sentences":[{"text":"Yeah.","start":2197.58,"end":2198.08,"sentiment":"neutral","sentiment_score":0.025260671973228455}],"sentiment":"neutral","sentiment_score":0.025260671973228455,"channel":0,"num_words":1,"start":2197.58,"end":2198.08},{"sentences":[{"text":"Yeah.","start":2197.73,"end":2198.23,"sentiment":"neutral","sentiment_score":0.04124564677476883}],"sentiment":"neutral","sentiment_score":0.04124564677476883,"channel":1,"num_words":1,"start":2197.73,"end":2198.23},{"sentences":[{"text":"Correct.","start":2198.3,"end":2198.8,"sentiment":"neutral","sentiment_score":0.06055575609207153},{"text":"Absolutely.","start":2199.02,"end":2199.52,"sentiment":"neutral","sentiment_score":0.04548972472548485},{"text":"No.","start":2200.06,"end":2200.46,"sentiment":"neutral","sentiment_score":-0.006371757015585899},{"text":"Definitely.","start":2200.46,"end":2200.96,"sentiment":"neutral","sentiment_score":0.03425251692533493}],"sentiment":"neutral","sentiment_score":0.03348156018182635,"channel":0,"num_words":4,"start":2198.3,"end":2200.96},{"sentences":[{"text":"Oh, thanks, Donna.","start":2200.53,"end":2201.67,"sentiment":"neutral","sentiment_score":0.12490008274714152}],"sentiment":"neutral","sentiment_score":0.12490008274714152,"channel":1,"num_words":3,"start":2200.53,"end":2201.67},{"sentences":[{"text":"Now with your no.","start":2201.82,"end":2204.06,"sentiment":"neutral","sentiment_score":0.03803808940574527},{"text":"That's okay.","start":2204.06,"end":2204.8599,"sentiment":"neutral","sentiment_score":0.07732903584837914},{"text":"Honestly, it's not a problem at all.","start":2204.8599,"end":2206.845,"sentiment":"neutral","sentiment_score":0.09437756985425949},{"text":"Now with your beneficiary nomination, I had a look at that before because you do have it as your mom.","start":2207.085,"end":2212.385,"sentiment":"neutral","sentiment_score":0.04387623136863113},{"text":"And I did have a look, and I think there's a way we can do this a bit better for you.","start":2212.685,"end":2218.125,"sentiment":"neutral","sentiment_score":0.07017169795220807}],"sentiment":"neutral","sentiment_score":0.061455253753121254,"channel":0,"num_words":54,"start":2201.82,"end":2218.125},{"sentences":[{"text":"So","start":2218.125,"end":2218.625,"sentiment":"neutral","sentiment_score":0.021428406238555908}],"sentiment":"neutral","sentiment_score":0.021428406238555908,"channel":0,"num_words":1,"start":2218.125,"end":2218.625},{"sentences":[{"text":"Yes.","start":2218.625,"end":2219.125,"sentiment":"neutral","sentiment_score":0.01583242416381836}],"sentiment":"neutral","sentiment_score":0.01583242416381836,"channel":1,"num_words":1,"start":2218.625,"end":2219.125},{"sentences":[{"text":"at the moment with your beneficiary nomination on your super, it's your mom, and she's noted as being an interdependent an interdependent relationship with you, which means that if you were to pass away, essentially, she would need to be able to prove that she is reliant on you financially, which is a very difficult thing to claim.","start":2219.02,"end":2242.335,"sentiment":"neutral","sentiment_score":-0.045395633942399434}],"sentiment":"neutral","sentiment_score":-0.045395633942399434,"channel":0,"num_words":58,"start":2219.02,"end":2242.335},{"sentences":[{"text":"Oh, and she won't be.","start":2242.1748,"end":2243.615,"sentiment":"neutral","sentiment_score":-0.09585084915161132}],"sentiment":"neutral","sentiment_score":-0.09585084915161132,"channel":1,"num_words":5,"start":2242.1748,"end":2243.615},{"sentences":[{"text":"Yeah.","start":2243.4348,"end":2243.9348,"sentiment":"neutral","sentiment_score":-0.07352688908576965}],"sentiment":"neutral","sentiment_score":-0.07352688908576965,"channel":0,"num_words":1,"start":2243.4348,"end":2243.9348},{"sentences":[{"text":"No.","start":2243.615,"end":2244.115,"sentiment":"neutral","sentiment_score":-0.1296570599079132}],"sentiment":"neutral","sentiment_score":-0.1296570599079132,"channel":1,"num_words":1,"start":2243.615,"end":2244.115},{"sentences":[{"text":"Understood.","start":2244.555,"end":2245.055,"sentiment":"neutral","sentiment_score":-0.127921000123024}],"sentiment":"neutral","sentiment_score":-0.127921000123024,"channel":0,"num_words":1,"start":2244.555,"end":2245.055},{"sentences":[{"text":"Yeah.","start":2244.575,"end":2245.075,"sentiment":"neutral","sentiment_score":-0.0730644166469574}],"sentiment":"neutral","sentiment_score":-0.0730644166469574,"channel":1,"num_words":1,"start":2244.575,"end":2245.075},{"sentences":[{"text":"No.","start":2246.4749,"end":2246.9548,"sentiment":"neutral","sentiment_score":-0.10487893223762512},{"text":"And correct.","start":2246.9548,"end":2248.07,"sentiment":"neutral","sentiment_score":-0.049581268802285194},{"text":"So it does mean that in the event of something happening to you, the claim wouldn't go through.","start":2248.37,"end":2254.77,"sentiment":"neutral","sentiment_score":-0.09289632323715422},{"text":"It would be declined, which then means your super would have to go through the probate process.","start":2254.77,"end":2260.47,"sentiment":"neutral","sentiment_score":-0.14863668206860037}],"sentiment":"neutral","sentiment_score":-0.11586839166518889,"channel":0,"num_words":38,"start":2246.4749,"end":2260.47},{"sentences":[{"text":"Oh,","start":2260.995,"end":2261.475,"sentiment":"negative","sentiment_score":-0.34059688448905945}],"sentiment":"negative","sentiment_score":-0.34059688448905945,"channel":1,"num_words":1,"start":2260.995,"end":2261.475},{"sentences":[{"text":"There","start":2261.4548,"end":2261.775,"sentiment":"negative","sentiment_score":-0.5578755736351013}],"sentiment":"negative","sentiment_score":-0.5578755736351013,"channel":0,"num_words":1,"start":2261.4548,"end":2261.775},{"sentences":[{"text":"fuck.","start":2261.475,"end":2261.975,"sentiment":"negative","sentiment_score":-0.5330696702003479}],"sentiment":"negative","sentiment_score":-0.5330696702003479,"channel":1,"num_words":1,"start":2261.475,"end":2261.975},{"sentences":[{"text":"is a way we can do it.","start":2261.775,"end":2263.135,"sentiment":"neutral","sentiment_score":-0.23562906895365035},{"text":"Now do you it's okay.","start":2263.135,"end":2264.7349,"sentiment":"neutral","sentiment_score":-0.027899175137281417},{"text":"We can I can absolutely thought that there is a way?","start":2264.7349,"end":2266.815,"sentiment":"neutral","sentiment_score":0.012417914515191858},{"text":"I had a look at all of this, and I've got a I've got a solution for you.","start":2266.815,"end":2270.175,"sentiment":"neutral","sentiment_score":0.06485502007934782},{"text":"But do you happen to have a will?","start":2270.175,"end":2272.095,"sentiment":"neutral","sentiment_score":0.002841216861270368}],"sentiment":"neutral","sentiment_score":-0.009432289844416842,"channel":0,"num_words":49,"start":2261.775,"end":2272.095},{"sentences":[{"text":"Have you ever drawn up a will?","start":2272.095,"end":2273.91,"sentiment":"neutral","sentiment_score":-0.009283317386039667}],"sentiment":"neutral","sentiment_score":-0.009283317386039667,"channel":0,"num_words":7,"start":2272.095,"end":2273.91},{"sentences":[{"text":"Yeah.","start":2274.435,"end":2274.5151,"sentiment":"neutral","sentiment_score":-0.024197526276111603},{"text":"No.","start":2274.5151,"end":2274.8352,"sentiment":"neutral","sentiment_score":-0.13100148737430573},{"text":"I haven't.","start":2274.8352,"end":2275.415,"sentiment":"neutral","sentiment_score":-0.11432138830423355}],"sentiment":"neutral","sentiment_score":-0.09596044756472111,"channel":1,"num_words":4,"start":2274.435,"end":2275.415},{"sentences":[{"text":"No.","start":2277.8298,"end":2278.15,"sentiment":"neutral","sentiment_score":-0.1318766623735428},{"text":"That's okay.","start":2278.15,"end":2279.0498,"sentiment":"neutral","sentiment_score":-0.028574862517416477},{"text":"So the the way we when you look at the the way superannuation is set up and the rules around beneficiaries, in order for someone to be noted as a beneficiary and be able to claim on that beneficiary in the","start":2279.3499,"end":2292.915,"sentiment":"neutral","sentiment_score":0.047166106041248254}],"sentiment":"neutral","sentiment_score":0.03965418091551824,"channel":0,"num_words":44,"start":2277.8298,"end":2292.915},{"sentences":[{"text":"Yep.","start":2292.825,"end":2293.325,"sentiment":"neutral","sentiment_score":0.03475555405020714}],"sentiment":"neutral","sentiment_score":0.03475555405020714,"channel":1,"num_words":1,"start":2292.825,"end":2293.325},{"sentences":[{"text":"event of your passing, they have to either be a spouse, a child, or someone who relies on you and lives with you and, yeah, you support financially, essentially.","start":2292.915,"end":2302.375,"sentiment":"neutral","sentiment_score":0.017154855974789322},{"text":"They have","start":2302.49,"end":2302.89,"sentiment":"neutral","sentiment_score":0.0092128268443048}],"sentiment":"neutral","sentiment_score":0.016642466998629032,"channel":0,"num_words":31,"start":2292.915,"end":2302.89},{"sentences":[{"text":"Yeah.","start":2302.68,"end":2302.92,"sentiment":"neutral","sentiment_score":0.0018563997000455856}],"sentiment":"neutral","sentiment_score":0.0018563997000455856,"channel":1,"num_words":1,"start":2302.68,"end":2302.92},{"sentences":[{"text":"very","start":2302.89,"end":2303.13,"sentiment":"neutral","sentiment_score":-0.00046644359827041626}],"sentiment":"neutral","sentiment_score":-0.00046644359827041626,"channel":0,"num_words":1,"start":2302.89,"end":2303.13},{"sentences":[{"text":"Right.","start":2302.92,"end":2303.42,"sentiment":"neutral","sentiment_score":-0.011260267347097397}],"sentiment":"neutral","sentiment_score":-0.011260267347097397,"channel":1,"num_words":1,"start":2302.92,"end":2303.42},{"sentences":[{"text":"strict rules around that.","start":2303.13,"end":2304.5898,"sentiment":"neutral","sentiment_score":-0.050754877738654613},{"text":"Because","start":2304.65,"end":2305.13,"sentiment":"neutral","sentiment_score":-0.017252571880817413}],"sentiment":"neutral","sentiment_score":-0.044054416567087175,"channel":0,"num_words":5,"start":2303.13,"end":2305.13},{"sentences":[{"text":"Okay.","start":2304.76,"end":2305.26,"sentiment":"neutral","sentiment_score":0.004626544192433357}],"sentiment":"neutral","sentiment_score":0.004626544192433357,"channel":1,"num_words":1,"start":2304.76,"end":2305.26},{"sentences":[{"text":"your mom because your mom technically doesn't qualify, what I","start":2305.13,"end":2308.89,"sentiment":"neutral","sentiment_score":-0.008836178667843341}],"sentiment":"neutral","sentiment_score":-0.008836178667843341,"channel":0,"num_words":10,"start":2305.13,"end":2308.89},{"sentences":[{"text":"Yep.","start":2308.84,"end":2309.34,"sentiment":"neutral","sentiment_score":0.006271271966397762}],"sentiment":"neutral","sentiment_score":0.006271271966397762,"channel":1,"num_words":1,"start":2308.84,"end":2309.34},{"sentences":[{"text":"would wanna be doing is setting up your beneficiary.","start":2308.89,"end":2311.71,"sentiment":"neutral","sentiment_score":0.030890687886211608},{"text":"So we have the funds directed to your estate.","start":2312.0898,"end":2315.875,"sentiment":"neutral","sentiment_score":0.08600416200028525},{"text":"On the beneficiary nomination, they have what's called a legal personal representative, and we tick that box.","start":2316.415,"end":2321.9548,"sentiment":"neutral","sentiment_score":0.0675136117155061},{"text":"And that means in the event of passing, your","start":2322.095,"end":2324.7349,"sentiment":"neutral","sentiment_score":0.07307181300388442}],"sentiment":"neutral","sentiment_score":0.06494162193584171,"channel":0,"num_words":44,"start":2308.89,"end":2324.7349},{"sentences":[{"text":"Yep.","start":2324.685,"end":2325.185,"sentiment":"neutral","sentiment_score":0.06249627470970154}],"sentiment":"neutral","sentiment_score":0.06249627470970154,"channel":1,"num_words":1,"start":2324.685,"end":2325.185},{"sentences":[{"text":"super is sent to your estate, and it's piled in with all your savings, any other assets, all your other bits and pieces.","start":2324.7349,"end":2332.22,"sentiment":"neutral","sentiment_score":0.09156399932892426},{"text":"And then it's really important that you have a will drawn up.","start":2332.68,"end":2336.06,"sentiment":"neutral","sentiment_score":0.12669657232860723},{"text":"And in the body of that will, you can then nominate your mom to receive a 100% of the benefit.","start":2336.36,"end":2341.9,"sentiment":"neutral","sentiment_score":0.2157338783144951},{"text":"Does that make sense?","start":2341.96,"end":2343.1,"sentiment":"neutral","sentiment_score":0.14651072397828102}],"sentiment":"neutral","sentiment_score":0.14452629346968765,"channel":0,"num_words":59,"start":2324.7349,"end":2343.1},{"sentences":[{"text":"Yep.","start":2343.095,"end":2343.575,"sentiment":"neutral","sentiment_score":0.1071639358997345},{"text":"That makes sense.","start":2343.575,"end":2344.535,"sentiment":"neutral","sentiment_score":0.15052680174509683},{"text":"Yep.","start":2344.535,"end":2344.855,"sentiment":"neutral","sentiment_score":0.1078338623046875},{"text":"Okay.","start":2344.855,"end":2345.355,"sentiment":"neutral","sentiment_score":0.1928950697183609}],"sentiment":"neutral","sentiment_score":0.14324554552634558,"channel":1,"num_words":6,"start":2343.095,"end":2345.355},{"sentences":[{"text":"Yep.","start":2346.915,"end":2347.415,"sentiment":"neutral","sentiment_score":0.2499905228614807}],"sentiment":"neutral","sentiment_score":0.2499905228614807,"channel":0,"num_words":1,"start":2346.915,"end":2347.415},{"sentences":[{"text":"You're good.","start":2347.255,"end":2348.4749,"sentiment":"positive","sentiment_score":0.49657517671585083}],"sentiment":"positive","sentiment_score":0.49657517671585083,"channel":1,"num_words":2,"start":2347.255,"end":2348.4749},{"sentences":[{"text":"All good.","start":2348.115,"end":2348.675,"sentiment":"positive","sentiment_score":0.5540976226329803},{"text":"I'm","start":2348.675,"end":2348.915,"sentiment":"neutral","sentiment_score":0.32716095447540283}],"sentiment":"positive","sentiment_score":0.4784520665804545,"channel":0,"num_words":3,"start":2348.115,"end":2348.915},{"sentences":[{"text":"This","start":2348.6948,"end":2349.015,"sentiment":"positive","sentiment_score":0.355054646730423}],"sentiment":"positive","sentiment_score":0.355054646730423,"channel":1,"num_words":1,"start":2348.6948,"end":2349.015},{"sentences":[{"text":"also","start":2348.915,"end":2349.235,"sentiment":"positive","sentiment_score":0.49124953150749207}],"sentiment":"positive","sentiment_score":0.49124953150749207,"channel":0,"num_words":1,"start":2348.915,"end":2349.235},{"sentences":[{"text":"is good","start":2349.015,"end":2349.675,"sentiment":"positive","sentiment_score":0.5325238406658173}],"sentiment":"positive","sentiment_score":0.5325238406658173,"channel":1,"num_words":2,"start":2349.015,"end":2349.675},{"sentences":[{"text":"just having it","start":2349.235,"end":2350.215,"sentiment":"positive","sentiment_score":0.5872820218404134}],"sentiment":"positive","sentiment_score":0.5872820218404134,"channel":0,"num_words":3,"start":2349.235,"end":2350.215},{"sentences":[{"text":"that good that you picked up on this.","start":2350.775,"end":2352.635,"sentiment":"positive","sentiment_score":0.6134045049548149}],"sentiment":"positive","sentiment_score":0.6134045049548149,"channel":1,"num_words":8,"start":2350.775,"end":2352.635},{"sentences":[{"text":"I just wanna make sure that yeah.","start":2352.5151,"end":2355.075,"sentiment":"positive","sentiment_score":0.35238793918064665},{"text":"I just wanna make sure that if anything was to happen, that this was the easiest yeah.","start":2355.075,"end":2359.075,"sentiment":"positive","sentiment_score":0.4354744834058425},{"text":"It was all streamlined as possible because one of the biggest things that we see as advisers is, you know, people things that happened out of the blue.","start":2359.075,"end":2367.1199,"sentiment":"neutral","sentiment_score":0.014033072228942598},{"text":"Lives are thrown into turmoil.","start":2367.3398,"end":2369.2798,"sentiment":"negative","sentiment_score":-0.35885935425758364},{"text":"People passed","start":2369.3398,"end":2370.0598,"sentiment":"neutral","sentiment_score":-0.30166253447532654}],"sentiment":"neutral","sentiment_score":0.1333065419378927,"channel":0,"num_words":59,"start":2352.5151,"end":2370.0598},{"sentences":[{"text":"Yep.","start":2369.82,"end":2370.32,"sentiment":"neutral","sentiment_score":-0.2557874917984009}],"sentiment":"neutral","sentiment_score":-0.2557874917984009,"channel":1,"num_words":1,"start":2369.82,"end":2370.32},{"sentences":[{"text":"away.","start":2370.0598,"end":2370.5598,"sentiment":"neutral","sentiment_score":-0.19361960887908936}],"sentiment":"neutral","sentiment_score":-0.19361960887908936,"channel":0,"num_words":1,"start":2370.0598,"end":2370.5598},{"sentences":[{"text":"Yep.","start":2370.7002,"end":2371.2002,"sentiment":"neutral","sentiment_score":-0.0985277146100998}],"sentiment":"neutral","sentiment_score":-0.0985277146100998,"channel":1,"num_words":1,"start":2370.7002,"end":2371.2002},{"sentences":[{"text":"And without having a will in place, without having proper beneficiary nominations in place,","start":2370.8599,"end":2375.66,"sentiment":"neutral","sentiment_score":-0.1916468425520829}],"sentiment":"neutral","sentiment_score":-0.1916468425520829,"channel":0,"num_words":14,"start":2370.8599,"end":2375.66},{"sentences":[{"text":"Yep.","start":2375.385,"end":2375.885,"sentiment":"neutral","sentiment_score":-0.2499377578496933}],"sentiment":"neutral","sentiment_score":-0.2499377578496933,"channel":1,"num_words":1,"start":2375.385,"end":2375.885},{"sentences":[{"text":"it can make life very, very difficult.","start":2375.66,"end":2377.68,"sentiment":"negative","sentiment_score":-0.4056784851210458}],"sentiment":"negative","sentiment_score":-0.4056784851210458,"channel":0,"num_words":7,"start":2375.66,"end":2377.68},{"sentences":[{"text":"Keep the quote.","start":2377.305,"end":2378.105,"sentiment":"neutral","sentiment_score":-0.07137356201807658}],"sentiment":"neutral","sentiment_score":-0.07137356201807658,"channel":1,"num_words":3,"start":2377.305,"end":2378.105},{"sentences":[{"text":"And,","start":2378.035,"end":2378.195,"sentiment":"neutral","sentiment_score":0.01882055215537548}],"sentiment":"neutral","sentiment_score":0.01882055215537548,"channel":0,"num_words":1,"start":2378.035,"end":2378.195},{"sentences":[{"text":"Yep.","start":2378.105,"end":2378.605,"sentiment":"neutral","sentiment_score":0.016869354993104935}],"sentiment":"neutral","sentiment_score":0.016869354993104935,"channel":1,"num_words":1,"start":2378.105,"end":2378.605},{"sentences":[{"text":"I mean, your mom is looking yeah.","start":2378.195,"end":2380.915,"sentiment":"neutral","sentiment_score":-0.030541198328137398},{"text":"Your mom's looking after you, and the last thing she would probably need at this point","start":2380.915,"end":2385.075,"sentiment":"neutral","sentiment_score":0.1122156260535121}],"sentiment":"neutral","sentiment_score":0.06876789689387965,"channel":0,"num_words":23,"start":2378.195,"end":2385.075},{"sentences":[{"text":"Yeah.","start":2385.065,"end":2385.565,"sentiment":"neutral","sentiment_score":0.06054728478193283}],"sentiment":"neutral","sentiment_score":0.06054728478193283,"channel":1,"num_words":1,"start":2385.065,"end":2385.565},{"sentences":[{"text":"that, you know, something","start":2385.075,"end":2386.115,"sentiment":"neutral","sentiment_score":0.02577062137424946}],"sentiment":"neutral","sentiment_score":0.02577062137424946,"channel":0,"num_words":4,"start":2385.075,"end":2386.115},{"sentences":[{"text":"Yeah.","start":2385.7898,"end":2386.2898,"sentiment":"neutral","sentiment_score":0.02490209974348545}],"sentiment":"neutral","sentiment_score":0.02490209974348545,"channel":1,"num_words":1,"start":2385.7898,"end":2386.2898},{"sentences":[{"text":"happened to you is to be going through dealing with all the the the cost around a point","start":2386.115,"end":2391.88,"sentiment":"neutral","sentiment_score":0.0174527649457256}],"sentiment":"neutral","sentiment_score":0.0174527649457256,"channel":0,"num_words":18,"start":2386.115,"end":2391.88},{"sentences":[{"text":"Yep.","start":2391.7898,"end":2392.2898,"sentiment":"neutral","sentiment_score":0.029548851773142815}],"sentiment":"neutral","sentiment_score":0.029548851773142815,"channel":1,"num_words":1,"start":2391.7898,"end":2392.2898},{"sentences":[{"text":"you know, going through the funeral process and doing all the bits","start":2392.04,"end":2394.6,"sentiment":"neutral","sentiment_score":0.04309995099902153}],"sentiment":"neutral","sentiment_score":0.04309995099902153,"channel":0,"num_words":12,"start":2392.04,"end":2394.6},{"sentences":[{"text":"Yep.","start":2394.5098,"end":2395.0098,"sentiment":"neutral","sentiment_score":0.04276240989565849}],"sentiment":"neutral","sentiment_score":0.04276240989565849,"channel":1,"num_words":1,"start":2394.5098,"end":2395.0098},{"sentences":[{"text":"and pieces and correlating it together and finding everything and then sort of having a claim denied for her and having to go to the court system.","start":2394.6,"end":2402.565,"sentiment":"neutral","sentiment_score":0.08333083932046537},{"text":"So this way just makes it a little bit easier.","start":2402.805,"end":2405.2249,"sentiment":"positive","sentiment_score":0.3683879107236862},{"text":"I'm also just quickly having a look at some of the ways that you might be able to do a will easily","start":2405.845,"end":2412.265,"sentiment":"neutral","sentiment_score":0.22793864052404056}],"sentiment":"neutral","sentiment_score":0.18556715017658168,"channel":0,"num_words":59,"start":2394.6,"end":2412.265},{"sentences":[{"text":"Yep.","start":2413.085,"end":2413.585,"sentiment":"neutral","sentiment_score":0.18084309995174408}],"sentiment":"neutral","sentiment_score":0.18084309995174408,"channel":1,"num_words":1,"start":2413.085,"end":2413.585},{"sentences":[{"text":"because you are on disability pension.","start":2414.885,"end":2418.8,"sentiment":"neutral","sentiment_score":0.1447945162653923},{"text":"So they do have you can, at the post office, pick up a a DIY wheel kit for around about 20 to $30,","start":2419.74,"end":2427.6802,"sentiment":"neutral","sentiment_score":0.17280079230018283}],"sentiment":"neutral","sentiment_score":0.1670063903619503,"channel":0,"num_words":29,"start":2414.885,"end":2427.6802},{"sentences":[{"text":"Okay.","start":2427.8801,"end":2428.3801,"sentiment":"neutral","sentiment_score":0.15906238555908203},{"text":"Yep.","start":2428.44,"end":2428.94,"sentiment":"neutral","sentiment_score":0.0992768257856369}],"sentiment":"neutral","sentiment_score":0.12916960567235947,"channel":1,"num_words":2,"start":2427.8801,"end":2428.94},{"sentences":[{"text":"or if you've got a spare sort of 80 to $162,100 dollars worth pay,","start":2428.62,"end":2434.875,"sentiment":"neutral","sentiment_score":0.10196802126509803}],"sentiment":"neutral","sentiment_score":0.10196802126509803,"channel":0,"num_words":14,"start":2428.62,"end":2434.875},{"sentences":[{"text":"Yep.","start":2435.2551,"end":2435.7551,"sentiment":"neutral","sentiment_score":0.11899654567241667}],"sentiment":"neutral","sentiment_score":0.11899654567241667,"channel":1,"num_words":1,"start":2435.2551,"end":2435.7551},{"sentences":[{"text":"you can also do it through the Queensland public trustee.","start":2435.815,"end":2439.1948,"sentiment":"neutral","sentiment_score":0.11529800221323967},{"text":"And the","start":2439.9749,"end":2440.535,"sentiment":"neutral","sentiment_score":0.12150004878640175}],"sentiment":"neutral","sentiment_score":0.11633167664210002,"channel":0,"num_words":12,"start":2435.815,"end":2440.535},{"sentences":[{"text":"Okay.","start":2440.2952,"end":2440.7952,"sentiment":"neutral","sentiment_score":0.13776904344558716}],"sentiment":"neutral","sentiment_score":0.13776904344558716,"channel":1,"num_words":1,"start":2440.2952,"end":2440.7952},{"sentences":[{"text":"public trustee will help you to have a simple will kit just making","start":2440.535,"end":2444.2148,"sentiment":"neutral","sentiment_score":0.14563533319876745}],"sentiment":"neutral","sentiment_score":0.14563533319876745,"channel":0,"num_words":13,"start":2440.535,"end":2444.2148},{"sentences":[{"text":"Okay.","start":2444.135,"end":2444.635,"sentiment":"neutral","sentiment_score":0.14385616779327393}],"sentiment":"neutral","sentiment_score":0.14385616779327393,"channel":1,"num_words":1,"start":2444.135,"end":2444.635},{"sentences":[{"text":"sure everything is in line and covering","start":2444.2148,"end":2446.4548,"sentiment":"neutral","sentiment_score":0.11371806051049914}],"sentiment":"neutral","sentiment_score":0.11371806051049914,"channel":0,"num_words":7,"start":2444.2148,"end":2446.4548},{"sentences":[{"text":"Yeah.","start":2446.1802,"end":2446.6802,"sentiment":"neutral","sentiment_score":0.0965375080704689}],"sentiment":"neutral","sentiment_score":0.0965375080704689,"channel":1,"num_words":1,"start":2446.1802,"end":2446.6802},{"sentences":[{"text":"all of your basics.","start":2446.4548,"end":2447.4348,"sentiment":"neutral","sentiment_score":0.0860916618257761},{"text":"Did you","start":2447.85,"end":2448.51,"sentiment":"neutral","sentiment_score":0.055668942630290985}],"sentiment":"neutral","sentiment_score":0.07595075542728107,"channel":0,"num_words":6,"start":2446.4548,"end":2448.51},{"sentences":[{"text":"Probably","start":2448.02,"end":2448.34,"sentiment":"neutral","sentiment_score":0.04780640825629234}],"sentiment":"neutral","sentiment_score":0.04780640825629234,"channel":1,"num_words":1,"start":2448.02,"end":2448.34},{"sentences":[{"text":"want me to pop","start":2448.9702,"end":2449.53,"sentiment":"neutral","sentiment_score":0.03722696239128709}],"sentiment":"neutral","sentiment_score":0.03722696239128709,"channel":0,"num_words":4,"start":2448.9702,"end":2449.53},{"sentences":[{"text":"yeah.","start":2449.46,"end":2449.96,"sentiment":"neutral","sentiment_score":0.03597573935985565}],"sentiment":"neutral","sentiment_score":0.03597573935985565,"channel":1,"num_words":1,"start":2449.46,"end":2449.96},{"sentences":[{"text":"that information in the email as well?","start":2449.53,"end":2452.11,"sentiment":"neutral","sentiment_score":0.05042681257639613}],"sentiment":"neutral","sentiment_score":0.05042681257639613,"channel":0,"num_words":7,"start":2449.53,"end":2452.11},{"sentences":[{"text":"Yeah.","start":2451.78,"end":2452.1,"sentiment":"neutral","sentiment_score":0.03113512508571148},{"text":"That'd that'd be good.","start":2452.1,"end":2453.3,"sentiment":"neutral","sentiment_score":0.04292189422994852},{"text":"I don't think I should do it myself.","start":2453.3,"end":2455.1602,"sentiment":"negative","sentiment_score":-0.5343924835324287},{"text":"It would it caused me too much.","start":2455.7,"end":2457.24,"sentiment":"negative","sentiment_score":-0.604397177696228},{"text":"Heartache.","start":2459.085,"end":2459.585,"sentiment":"negative","sentiment_score":-0.5396039485931396}],"sentiment":"negative","sentiment_score":-0.4210810170819362,"channel":1,"num_words":21,"start":2451.78,"end":2459.585},{"sentences":[{"text":"No.","start":2459.29,"end":2459.53,"sentiment":"neutral","sentiment_score":-0.29968369007110596},{"text":"That's okay.","start":2459.53,"end":2460.25,"sentiment":"neutral","sentiment_score":-0.15770214796066284},{"text":"That's","start":2460.25,"end":2460.6501,"sentiment":"neutral","sentiment_score":-0.03525375574827194}],"sentiment":"neutral","sentiment_score":-0.1625854354351759,"channel":0,"num_words":4,"start":2459.29,"end":2460.6501},{"sentences":[{"text":"But,","start":2460.445,"end":2460.765,"sentiment":"neutral","sentiment_score":0.06421980261802673}],"sentiment":"neutral","sentiment_score":0.06421980261802673,"channel":1,"num_words":1,"start":2460.445,"end":2460.765},{"sentences":[{"text":"absolutely","start":2460.6501,"end":2461.1501,"sentiment":"neutral","sentiment_score":0.1985965371131897}],"sentiment":"neutral","sentiment_score":0.1985965371131897,"channel":0,"num_words":1,"start":2460.6501,"end":2461.1501},{"sentences":[{"text":"yep,","start":2460.765,"end":2461.265,"sentiment":"neutral","sentiment_score":0.2056017369031906}],"sentiment":"neutral","sentiment_score":0.2056017369031906,"channel":1,"num_words":1,"start":2460.765,"end":2461.265},{"sentences":[{"text":"fine.","start":2461.2102,"end":2461.7102,"sentiment":"neutral","sentiment_score":0.2657720446586609}],"sentiment":"neutral","sentiment_score":0.2657720446586609,"channel":0,"num_words":1,"start":2461.2102,"end":2461.7102},{"sentences":[{"text":"I'm happy to spend a couple","start":2461.4849,"end":2462.765,"sentiment":"positive","sentiment_score":0.4341777116060257}],"sentiment":"positive","sentiment_score":0.4341777116060257,"channel":1,"num_words":6,"start":2461.4849,"end":2462.765},{"sentences":[{"text":"Yeah.","start":2462.6501,"end":2463.1501,"sentiment":"neutral","sentiment_score":0.20543646812438965}],"sentiment":"neutral","sentiment_score":0.20543646812438965,"channel":0,"num_words":1,"start":2462.6501,"end":2463.1501},{"sentences":[{"text":"of $100.","start":2462.765,"end":2463.405,"sentiment":"neutral","sentiment_score":0.17010203748941422},{"text":"That's fine.","start":2463.405,"end":2464.2249,"sentiment":"neutral","sentiment_score":0.2758895009756088}],"sentiment":"neutral","sentiment_score":0.22299576923251152,"channel":1,"num_words":4,"start":2462.765,"end":2464.2249},{"sentences":[{"text":"Yeah.","start":2466.075,"end":2466.575,"sentiment":"neutral","sentiment_score":0.3041042685508728},{"text":"Absolutely.","start":2466.715,"end":2467.215,"sentiment":"positive","sentiment_score":0.4202120900154114},{"text":"So I definitely wanna get this beneficiary nomination updated for you so that it does reflect the your circumstances correctly.","start":2467.355,"end":2475.98,"sentiment":"positive","sentiment_score":0.465580078959465},{"text":"It would just mean that we take the legal personal representative box, and it just means that everything would just need to go through to your estate.","start":2476.04,"end":2483.66,"sentiment":"neutral","sentiment_score":0.29665196935335797},{"text":"The other side is the other thing on this beneficiary is they've got a lot binding nomination.","start":2484.36,"end":2488.815,"sentiment":"neutral","sentiment_score":0.18574436359545765}],"sentiment":"neutral","sentiment_score":0.3212602316881671,"channel":0,"num_words":66,"start":2466.075,"end":2488.815},{"sentences":[{"text":"That means that you realistically have to fill the format every three years.","start":2489.0352,"end":2492.895,"sentiment":"neutral","sentiment_score":0.16289210262206885},{"text":"You can also take a non, which means we","start":2493.2751,"end":2497.115,"sentiment":"neutral","sentiment_score":0.09876262893279393}],"sentiment":"neutral","sentiment_score":0.13665731793100183,"channel":0,"num_words":22,"start":2489.0352,"end":2497.115},{"sentences":[{"text":"Okay.","start":2497.015,"end":2497.515,"sentiment":"neutral","sentiment_score":0.17492471635341644}],"sentiment":"neutral","sentiment_score":0.17492471635341644,"channel":1,"num_words":1,"start":2497.015,"end":2497.515},{"sentences":[{"text":"fill the nomination out once.","start":2497.115,"end":2498.875,"sentiment":"neutral","sentiment_score":0.23423045873641968},{"text":"We keep it on file, and","start":2498.875,"end":2500.99,"sentiment":"neutral","sentiment_score":0.2935595065355301}],"sentiment":"neutral","sentiment_score":0.26659175753593445,"channel":0,"num_words":11,"start":2497.115,"end":2500.99},{"sentences":[{"text":"Yep.","start":2500.99,"end":2501.49,"sentiment":"neutral","sentiment_score":0.24759173393249512}],"sentiment":"neutral","sentiment_score":0.24759173393249512,"channel":1,"num_words":1,"start":2500.99,"end":2501.49},{"sentences":[{"text":"you only have to refill the format if you wanna change that nomination.","start":2500.99,"end":2505.57,"sentiment":"neutral","sentiment_score":0.2554525085366689},{"text":"And we check it with you every year to make sure it's still valid.","start":2505.79,"end":2509.01,"sentiment":"neutral","sentiment_score":0.24163362703153066},{"text":"Did you wanna keep it so you fill the format every three years, or did you wanted to do it once and make your life a bit easier?","start":2509.31,"end":2515.325,"sentiment":"neutral","sentiment_score":0.07826802307473761},{"text":"What would you","start":2515.325,"end":2515.9648,"sentiment":"neutral","sentiment_score":0.036770619451999664}],"sentiment":"neutral","sentiment_score":0.15526844644597892,"channel":0,"num_words":58,"start":2500.99,"end":2515.9648},{"sentences":[{"text":"Yeah.","start":2515.625,"end":2515.945,"sentiment":"neutral","sentiment_score":0.07398651540279388},{"text":"Let's","start":2515.945,"end":2516.2651,"sentiment":"neutral","sentiment_score":0.06691504269838333}],"sentiment":"neutral","sentiment_score":0.07045077905058861,"channel":1,"num_words":2,"start":2515.625,"end":2516.2651},{"sentences":[{"text":"prefer?","start":2515.9648,"end":2516.4648,"sentiment":"neutral","sentiment_score":0.10380152612924576}],"sentiment":"neutral","sentiment_score":0.10380152612924576,"channel":0,"num_words":1,"start":2515.9648,"end":2516.4648},{"sentences":[{"text":"we could we could just do it once if you like and make life easier.","start":2516.425,"end":2520.205,"sentiment":"neutral","sentiment_score":0.17136246611674627}],"sentiment":"neutral","sentiment_score":0.17136246611674627,"channel":1,"num_words":15,"start":2516.425,"end":2520.205},{"sentences":[{"text":"Yep.","start":2520.365,"end":2520.865,"sentiment":"neutral","sentiment_score":0.11491578817367554}],"sentiment":"neutral","sentiment_score":0.11491578817367554,"channel":0,"num_words":1,"start":2520.365,"end":2520.865},{"sentences":[{"text":"Yeah.","start":2520.425,"end":2520.925,"sentiment":"neutral","sentiment_score":0.12200470268726347}],"sentiment":"neutral","sentiment_score":0.12200470268726347,"channel":1,"num_words":1,"start":2520.425,"end":2520.925},{"sentences":[{"text":"Yep.","start":2522.525,"end":2523.025,"sentiment":"neutral","sentiment_score":0.10743068158626556},{"text":"And then I will check it with you every time that","start":2523.325,"end":2525.805,"sentiment":"neutral","sentiment_score":0.1034252487800338}],"sentiment":"neutral","sentiment_score":0.10375903484721978,"channel":0,"num_words":12,"start":2522.525,"end":2525.805},{"sentences":[{"text":"Yep.","start":2525.73,"end":2526.23,"sentiment":"neutral","sentiment_score":0.08721387386322021}],"sentiment":"neutral","sentiment_score":0.08721387386322021,"channel":1,"num_words":1,"start":2525.73,"end":2526.23},{"sentences":[{"text":"we talk and do a review anyway.","start":2525.805,"end":2527.505,"sentiment":"neutral","sentiment_score":0.08501756297690528}],"sentiment":"neutral","sentiment_score":0.08501756297690528,"channel":0,"num_words":7,"start":2525.805,"end":2527.505},{"sentences":[{"text":"Yep.","start":2527.17,"end":2527.67,"sentiment":"neutral","sentiment_score":0.05334339663386345}],"sentiment":"neutral","sentiment_score":0.05334339663386345,"channel":1,"num_words":1,"start":2527.17,"end":2527.67},{"sentences":[{"text":"Just like, hey.","start":2527.6702,"end":2528.07,"sentiment":"neutral","sentiment_score":0.049888993302981056},{"text":"Just double checking.","start":2528.07,"end":2529.11,"sentiment":"neutral","sentiment_score":0.05352048575878143},{"text":"This is your circumstances.","start":2529.11,"end":2530.25,"sentiment":"neutral","sentiment_score":0.02761718025431037},{"text":"Has anything changed?","start":2530.6301,"end":2531.9102,"sentiment":"neutral","sentiment_score":0.015232564881443977},{"text":"Do you still want this directed this way?","start":2531.9102,"end":2534.4102,"sentiment":"neutral","sentiment_score":0.026786866248585284}],"sentiment":"neutral","sentiment_score":0.03241379918264491,"channel":0,"num_words":21,"start":2527.6702,"end":2534.4102},{"sentences":[{"text":"And","start":2534.47,"end":2534.7102,"sentiment":"neutral","sentiment_score":0.029831916093826297}],"sentiment":"neutral","sentiment_score":0.029831916093826297,"channel":0,"num_words":1,"start":2534.47,"end":2534.7102},{"sentences":[{"text":"Yep.","start":2534.69,"end":2535.09,"sentiment":"neutral","sentiment_score":0.025828620418906212}],"sentiment":"neutral","sentiment_score":0.025828620418906212,"channel":1,"num_words":1,"start":2534.69,"end":2535.09},{"sentences":[{"text":"if you ever","start":2534.7102,"end":2535.35,"sentiment":"neutral","sentiment_score":0.020222779052952923}],"sentiment":"neutral","sentiment_score":0.020222779052952923,"channel":0,"num_words":3,"start":2534.7102,"end":2535.35},{"sentences":[{"text":"Okay.","start":2535.09,"end":2535.59,"sentiment":"neutral","sentiment_score":0.033943891525268555}],"sentiment":"neutral","sentiment_score":0.033943891525268555,"channel":1,"num_words":1,"start":2535.09,"end":2535.59},{"sentences":[{"text":"decide that you want it changed, I will","start":2535.35,"end":2537.51,"sentiment":"neutral","sentiment_score":0.04712154995650053}],"sentiment":"neutral","sentiment_score":0.04712154995650053,"channel":0,"num_words":8,"start":2535.35,"end":2537.51},{"sentences":[{"text":"Yep.","start":2537.49,"end":2537.99,"sentiment":"neutral","sentiment_score":0.1157686933875084}],"sentiment":"neutral","sentiment_score":0.1157686933875084,"channel":1,"num_words":1,"start":2537.49,"end":2537.99},{"sentences":[{"text":"absolutely help you refill that format.","start":2537.51,"end":2539.6902,"sentiment":"neutral","sentiment_score":0.29144538938999176},{"text":"Does that sound","start":2539.75,"end":2540.3901,"sentiment":"neutral","sentiment_score":0.14665175477663675}],"sentiment":"neutral","sentiment_score":0.24318084451887342,"channel":0,"num_words":9,"start":2537.51,"end":2540.3901},{"sentences":[{"text":"Okay.","start":2540.29,"end":2540.79,"sentiment":"neutral","sentiment_score":0.13108158111572266}],"sentiment":"neutral","sentiment_score":0.13108158111572266,"channel":1,"num_words":1,"start":2540.29,"end":2540.79},{"sentences":[{"text":"okay?","start":2540.3901,"end":2540.8901,"sentiment":"neutral","sentiment_score":0.1443794071674347}],"sentiment":"neutral","sentiment_score":0.1443794071674347,"channel":0,"num_words":1,"start":2540.3901,"end":2540.8901},{"sentences":[{"text":"Sweet.","start":2541.465,"end":2541.7852,"sentiment":"neutral","sentiment_score":0.2949763536453247},{"text":"That sounds","start":2541.7852,"end":2542.445,"sentiment":"positive","sentiment_score":0.35908007621765137}],"sentiment":"positive","sentiment_score":0.3377121686935425,"channel":1,"num_words":3,"start":2541.465,"end":2542.445},{"sentences":[{"text":"Yep.","start":2543.1902,"end":2543.565,"sentiment":"positive","sentiment_score":0.3480455279350281},{"text":"Beautiful.","start":2544.605,"end":2545.105,"sentiment":"positive","sentiment_score":0.6594188809394836},{"text":"Look.","start":2545.165,"end":2545.405,"sentiment":"positive","sentiment_score":0.5342227220535278},{"text":"This is a","start":2545.405,"end":2545.805,"sentiment":"positive","sentiment_score":0.6208775639533997}],"sentiment":"positive","sentiment_score":0.567386637131373,"channel":0,"num_words":6,"start":2543.1902,"end":2545.805},{"sentences":[{"text":"good.","start":2545.7852,"end":2546.2852,"sentiment":"positive","sentiment_score":0.635420560836792}],"sentiment":"positive","sentiment_score":0.635420560836792,"channel":1,"num_words":1,"start":2545.7852,"end":2546.2852},{"sentences":[{"text":"lot to go through, and I fully understand that.","start":2545.805,"end":2547.885,"sentiment":"positive","sentiment_score":0.48516349660025704},{"text":"Do you have any questions at the moment, Naomi?","start":2547.885,"end":2550.2048,"sentiment":"neutral","sentiment_score":0.14458337177832922},{"text":"Anything else that you wanted me to kinda break down for you?","start":2550.2048,"end":2553.185,"sentiment":"neutral","sentiment_score":0.1025185485680898}],"sentiment":"neutral","sentiment_score":0.22993147994081178,"channel":0,"num_words":30,"start":2545.805,"end":2553.185},{"sentences":[{"text":"I don't think so.","start":2553.945,"end":2555.0652,"sentiment":"neutral","sentiment_score":-0.05414225533604622},{"text":"I think, yeah, you've you've answered you've helped a lot, actually, and this is really good timing, I think.","start":2555.0652,"end":2560.84,"sentiment":"neutral","sentiment_score":0.28187267933236926},{"text":"I think, you know, this move and, you know, clearing out old, you know, stuff and junk, and it's sort of getting rid of a lot of the past.","start":2560.84,"end":2569.155,"sentiment":"neutral","sentiment_score":0.11082080302053485},{"text":"So I think this is gonna be really good for me.","start":2569.155,"end":2571.655,"sentiment":"positive","sentiment_score":0.3575580350377343}],"sentiment":"neutral","sentiment_score":0.1950151358568479,"channel":1,"num_words":63,"start":2553.945,"end":2571.655},{"sentences":[{"text":"Yeah.","start":2571.7551,"end":2572.2551,"sentiment":"neutral","sentiment_score":0.1299649477005005}],"sentiment":"neutral","sentiment_score":0.1299649477005005,"channel":0,"num_words":1,"start":2571.7551,"end":2572.2551},{"sentences":[{"text":"Just this move yeah.","start":2572.7551,"end":2573.795,"sentiment":"neutral","sentiment_score":0.13436447456479073},{"text":"And","start":2573.795,"end":2574.035,"sentiment":"neutral","sentiment_score":0.1560998558998108}],"sentiment":"neutral","sentiment_score":0.13871155083179473,"channel":1,"num_words":5,"start":2572.7551,"end":2574.035},{"sentences":[{"text":"Oh,","start":2573.915,"end":2574.155,"sentiment":"neutral","sentiment_score":0.21203869581222537}],"sentiment":"neutral","sentiment_score":0.21203869581222537,"channel":0,"num_words":1,"start":2573.915,"end":2574.155},{"sentences":[{"text":"and","start":2574.035,"end":2574.195,"sentiment":"neutral","sentiment_score":0.2374720722436905}],"sentiment":"neutral","sentiment_score":0.2374720722436905,"channel":1,"num_words":1,"start":2574.035,"end":2574.195},{"sentences":[{"text":"good.","start":2574.155,"end":2574.655,"sentiment":"neutral","sentiment_score":0.2654869556427002}],"sentiment":"neutral","sentiment_score":0.2654869556427002,"channel":0,"num_words":1,"start":2574.155,"end":2574.655},{"sentences":[{"text":"then look","start":2574.195,"end":2574.675,"sentiment":"neutral","sentiment_score":0.1798725575208664}],"sentiment":"neutral","sentiment_score":0.1798725575208664,"channel":1,"num_words":2,"start":2574.195,"end":2574.675},{"sentences":[{"text":"Good.","start":2574.715,"end":2575.215,"sentiment":"neutral","sentiment_score":0.26912713050842285}],"sentiment":"neutral","sentiment_score":0.26912713050842285,"channel":0,"num_words":1,"start":2574.715,"end":2575.215},{"sentences":[{"text":"and I'm hoping that","start":2575.075,"end":2576.7751,"sentiment":"neutral","sentiment_score":0.15514181554317474}],"sentiment":"neutral","sentiment_score":0.15514181554317474,"channel":1,"num_words":4,"start":2575.075,"end":2576.7751},{"sentences":[{"text":"Yeah.","start":2576.475,"end":2576.975,"sentiment":"neutral","sentiment_score":0.1515318751335144}],"sentiment":"neutral","sentiment_score":0.1515318751335144,"channel":0,"num_words":1,"start":2576.475,"end":2576.975},{"sentences":[{"text":"I will be able to work at even if it's a day or two a week doing something once, you know, we get settled","start":2577.155,"end":2584.0898,"sentiment":"neutral","sentiment_score":0.14056248838702837}],"sentiment":"neutral","sentiment_score":0.14056248838702837,"channel":1,"num_words":24,"start":2577.155,"end":2584.0898},{"sentences":[{"text":"Yep.","start":2583.7551,"end":2584.2551,"sentiment":"neutral","sentiment_score":0.051048338413238525}],"sentiment":"neutral","sentiment_score":0.051048338413238525,"channel":0,"num_words":1,"start":2583.7551,"end":2584.2551},{"sentences":[{"text":"sort of down there and whatever.","start":2584.0898,"end":2585.71,"sentiment":"neutral","sentiment_score":0.052915304278333984}],"sentiment":"neutral","sentiment_score":0.052915304278333984,"channel":1,"num_words":6,"start":2584.0898,"end":2585.71},{"sentences":[{"text":"Yep.","start":2586.315,"end":2586.75,"sentiment":"neutral","sentiment_score":0.08776875585317612}],"sentiment":"neutral","sentiment_score":0.08776875585317612,"channel":0,"num_words":1,"start":2586.315,"end":2586.75},{"sentences":[{"text":"So that then at least I can add to my my super and still keep the DSP.","start":2587.69,"end":2594.99,"sentiment":"neutral","sentiment_score":0.1258823599885492},{"text":"You","start":2595.21,"end":2595.3699,"sentiment":"neutral","sentiment_score":0.020070701837539673}],"sentiment":"neutral","sentiment_score":0.12000393453571531,"channel":1,"num_words":18,"start":2587.69,"end":2595.3699},{"sentences":[{"text":"Yep.","start":2595.23,"end":2595.73,"sentiment":"neutral","sentiment_score":0.01438114419579506}],"sentiment":"neutral","sentiment_score":0.01438114419579506,"channel":0,"num_words":1,"start":2595.23,"end":2595.73},{"sentences":[{"text":"know?","start":2595.3699,"end":2595.765,"sentiment":"neutral","sentiment_score":0.01037211623042822}],"sentiment":"neutral","sentiment_score":0.01037211623042822,"channel":1,"num_words":1,"start":2595.3699,"end":2595.765},{"sentences":[{"text":"Yep.","start":2597.39,"end":2597.87,"sentiment":"neutral","sentiment_score":0.0036172056570649143}],"sentiment":"neutral","sentiment_score":0.0036172056570649143,"channel":0,"num_words":1,"start":2597.39,"end":2597.87},{"sentences":[{"text":"Yeah.","start":2597.6848,"end":2598.085,"sentiment":"neutral","sentiment_score":-0.0054512545466423035}],"sentiment":"neutral","sentiment_score":-0.0054512545466423035,"channel":1,"num_words":1,"start":2597.6848,"end":2598.085},{"sentences":[{"text":"Yep.","start":2597.87,"end":2598.37,"sentiment":"neutral","sentiment_score":-0.019712604582309723}],"sentiment":"neutral","sentiment_score":-0.019712604582309723,"channel":0,"num_words":1,"start":2597.87,"end":2598.37},{"sentences":[{"text":"Because I don't","start":2598.085,"end":2598.6448,"sentiment":"neutral","sentiment_score":-0.09425376604000728}],"sentiment":"neutral","sentiment_score":-0.09425376604000728,"channel":1,"num_words":3,"start":2598.085,"end":2598.6448},{"sentences":[{"text":"Absolutely.","start":2598.43,"end":2598.93,"sentiment":"neutral","sentiment_score":-0.09147363901138306}],"sentiment":"neutral","sentiment_score":-0.09147363901138306,"channel":0,"num_words":1,"start":2598.43,"end":2598.93},{"sentences":[{"text":"think I'll just","start":2598.6448,"end":2599.285,"sentiment":"neutral","sentiment_score":-0.1049707035223643}],"sentiment":"neutral","sentiment_score":-0.1049707035223643,"channel":1,"num_words":3,"start":2598.6448,"end":2599.285},{"sentences":[{"text":"Absolutely.","start":2599.39,"end":2599.87,"sentiment":"neutral","sentiment_score":-0.0801544040441513},{"text":"And I do no.","start":2599.87,"end":2602.135,"sentiment":"neutral","sentiment_score":-0.11306045763194561},{"text":"That's okay.","start":2602.135,"end":2602.9348,"sentiment":"neutral","sentiment_score":-0.013337470591068268},{"text":"You're","start":2602.9348,"end":2603.4148,"sentiment":"neutral","sentiment_score":0.017535585910081863}],"sentiment":"neutral","sentiment_score":-0.06769194873049855,"channel":0,"num_words":8,"start":2599.39,"end":2603.4148},{"sentences":[{"text":"yeah.","start":2603.285,"end":2603.525,"sentiment":"neutral","sentiment_score":0.03583519160747528}],"sentiment":"neutral","sentiment_score":0.03583519160747528,"channel":1,"num_words":1,"start":2603.285,"end":2603.525},{"sentences":[{"text":"fine.","start":2603.4148,"end":2603.9148,"sentiment":"neutral","sentiment_score":0.05412854999303818}],"sentiment":"neutral","sentiment_score":0.05412854999303818,"channel":0,"num_words":1,"start":2603.4148,"end":2603.9148},{"sentences":[{"text":"What were you","start":2603.525,"end":2604.005,"sentiment":"neutral","sentiment_score":0.013356759523351988}],"sentiment":"neutral","sentiment_score":0.013356759523351988,"channel":1,"num_words":3,"start":2603.525,"end":2604.005},{"sentences":[{"text":"I","start":2603.9749,"end":2604.2148,"sentiment":"neutral","sentiment_score":0.022874366492033005}],"sentiment":"neutral","sentiment_score":0.022874366492033005,"channel":0,"num_words":1,"start":2603.9749,"end":2604.2148},{"sentences":[{"text":"gonna","start":2604.005,"end":2604.2449,"sentiment":"neutral","sentiment_score":0.02262161858379841}],"sentiment":"neutral","sentiment_score":0.02262161858379841,"channel":1,"num_words":1,"start":2604.005,"end":2604.2449},{"sentences":[{"text":"do","start":2604.2148,"end":2604.615,"sentiment":"neutral","sentiment_score":0.019489280879497528}],"sentiment":"neutral","sentiment_score":0.019489280879497528,"channel":0,"num_words":1,"start":2604.2148,"end":2604.615},{"sentences":[{"text":"say?","start":2604.2449,"end":2604.7449,"sentiment":"neutral","sentiment_score":0.025617500767111775}],"sentiment":"neutral","sentiment_score":0.025617500767111775,"channel":1,"num_words":1,"start":2604.2449,"end":2604.7449},{"sentences":[{"text":"quite a bit with Centrelink advice as well.","start":2604.615,"end":2607.115,"sentiment":"neutral","sentiment_score":0.04503510892391205},{"text":"I do","start":2607.335,"end":2607.7349,"sentiment":"neutral","sentiment_score":0.05151941999793053}],"sentiment":"neutral","sentiment_score":0.04633197113871575,"channel":0,"num_words":10,"start":2604.615,"end":2607.7349},{"sentences":[{"text":"Oh,","start":2607.6848,"end":2607.845,"sentiment":"neutral","sentiment_score":0.08318687975406647}],"sentiment":"neutral","sentiment_score":0.08318687975406647,"channel":1,"num_words":1,"start":2607.6848,"end":2607.845},{"sentences":[{"text":"handle","start":2607.7349,"end":2607.9749,"sentiment":"neutral","sentiment_score":0.07517685741186142}],"sentiment":"neutral","sentiment_score":0.07517685741186142,"channel":0,"num_words":1,"start":2607.7349,"end":2607.9749},{"sentences":[{"text":"okay.","start":2607.845,"end":2608.345,"sentiment":"neutral","sentiment_score":0.10910680145025252}],"sentiment":"neutral","sentiment_score":0.10910680145025252,"channel":1,"num_words":1,"start":2607.845,"end":2608.345},{"sentences":[{"text":"a lot with Centrelink advice as well and looking at their rules and things like that.","start":2607.9749,"end":2611.895,"sentiment":"neutral","sentiment_score":0.10742061212658882},{"text":"So if you need help, let me know.","start":2611.895,"end":2613.575,"sentiment":"neutral","sentiment_score":0.11892230156809092},{"text":"I","start":2613.575,"end":2613.6548,"sentiment":"neutral","sentiment_score":0.09058528393507004}],"sentiment":"neutral","sentiment_score":0.11042773962020874,"channel":0,"num_words":25,"start":2607.9749,"end":2613.6548},{"sentences":[{"text":"Okay.","start":2613.59,"end":2614.09,"sentiment":"neutral","sentiment_score":0.11768053472042084}],"sentiment":"neutral","sentiment_score":0.11768053472042084,"channel":1,"num_words":1,"start":2613.59,"end":2614.09},{"sentences":[{"text":"can answer questions.","start":2613.6548,"end":2614.6948,"sentiment":"neutral","sentiment_score":0.07059951995809872},{"text":"I could find new information.","start":2614.6948,"end":2615.9949,"sentiment":"neutral","sentiment_score":0.17266609370708466},{"text":"I can,","start":2616.2148,"end":2616.75,"sentiment":"neutral","sentiment_score":0.1340855471789837}],"sentiment":"neutral","sentiment_score":0.1343300122767687,"channel":0,"num_words":10,"start":2613.6548,"end":2616.75},{"sentences":[{"text":"Oh, thank","start":2616.55,"end":2617.03,"sentiment":"positive","sentiment_score":0.6118814051151276}],"sentiment":"positive","sentiment_score":0.6118814051151276,"channel":1,"num_words":2,"start":2616.55,"end":2617.03},{"sentences":[{"text":"you","start":2616.91,"end":2617.07,"sentiment":"positive","sentiment_score":0.6666375398635864}],"sentiment":"positive","sentiment_score":0.6666375398635864,"channel":0,"num_words":1,"start":2616.91,"end":2617.07},{"sentences":[{"text":"you.","start":2617.03,"end":2617.53,"sentiment":"positive","sentiment_score":0.5426216125488281}],"sentiment":"positive","sentiment_score":0.5426216125488281,"channel":1,"num_words":1,"start":2617.03,"end":2617.53},{"sentences":[{"text":"know, help to provide advice around those sorts of areas, and I'll do what I can to sort of make it as easy and cheaply as possible for you.","start":2617.07,"end":2624.29,"sentiment":"positive","sentiment_score":0.47933900356292725}],"sentiment":"positive","sentiment_score":0.47933900356292725,"channel":0,"num_words":29,"start":2617.07,"end":2624.29},{"sentences":[{"text":"Yep.","start":2624.485,"end":2624.985,"sentiment":"neutral","sentiment_score":0.16052260994911194}],"sentiment":"neutral","sentiment_score":0.16052260994911194,"channel":1,"num_words":1,"start":2624.485,"end":2624.985},{"sentences":[{"text":"So, yeah, just let me know if you need questions.","start":2625.23,"end":2627.31,"sentiment":"neutral","sentiment_score":0.174778912961483},{"text":"I can do general advice or free general information.","start":2627.31,"end":2629.97,"sentiment":"neutral","sentiment_score":0.17562463879585266},{"text":"If we update the advice for super is all part of the ongoing service, so that you pay for our services.","start":2630.83,"end":2636.815,"sentiment":"neutral","sentiment_score":0.15976918772572563},{"text":"So,","start":2637.115,"end":2637.615,"sentiment":"neutral","sentiment_score":0.10533460974693298}],"sentiment":"neutral","sentiment_score":0.16558288855523598,"channel":0,"num_words":41,"start":2625.23,"end":2637.615},{"sentences":[{"text":"Yes.","start":2637.54,"end":2638.04,"sentiment":"neutral","sentiment_score":0.1267520785331726}],"sentiment":"neutral","sentiment_score":0.1267520785331726,"channel":1,"num_words":1,"start":2637.54,"end":2638.04},{"sentences":[{"text":"you know, I'll make sure","start":2637.835,"end":2640.155,"sentiment":"neutral","sentiment_score":0.09434209167957305}],"sentiment":"neutral","sentiment_score":0.09434209167957305,"channel":0,"num_words":5,"start":2637.835,"end":2640.155},{"sentences":[{"text":"Yes.","start":2640.02,"end":2640.52,"sentiment":"neutral","sentiment_score":0.1855875700712204}],"sentiment":"neutral","sentiment_score":0.1855875700712204,"channel":1,"num_words":1,"start":2640.02,"end":2640.52},{"sentences":[{"text":"I'm always helping and working with the best possible advice I can do to make sure you're answering questions.","start":2640.155,"end":2645.76,"sentiment":"neutral","sentiment_score":0.30829904346089615},{"text":"But I do quite a lot around Stanslink and deal with their their rules on a regular basis,","start":2645.84,"end":2650.64,"sentiment":"neutral","sentiment_score":0.07474639432297812}],"sentiment":"neutral","sentiment_score":0.19467883577217926,"channel":0,"num_words":37,"start":2640.155,"end":2650.64},{"sentences":[{"text":"Okay.","start":2650.515,"end":2651.015,"sentiment":"neutral","sentiment_score":0.2286317348480225}],"sentiment":"neutral","sentiment_score":0.2286317348480225,"channel":1,"num_words":1,"start":2650.515,"end":2651.015},{"sentences":[{"text":"so you're welcome to come to me if you have any questions or need any assistance there.","start":2650.64,"end":2654.64,"sentiment":"positive","sentiment_score":0.3413464251686545},{"text":"Okay?","start":2654.64,"end":2655.14,"sentiment":"neutral","sentiment_score":0.2659617066383362}],"sentiment":"positive","sentiment_score":0.3371583852503035,"channel":0,"num_words":18,"start":2650.64,"end":2655.14},{"sentences":[{"text":"Thanks, Dana.","start":2654.9949,"end":2656.055,"sentiment":"positive","sentiment_score":0.5562788844108582},{"text":"Thank you.","start":2656.115,"end":2656.6748,"sentiment":"positive","sentiment_score":0.7106693387031555},{"text":"You're a godsend.","start":2656.6748,"end":2657.4949,"sentiment":"positive","sentiment_score":0.7287759780883789}],"sentiment":"positive","sentiment_score":0.6743177686418805,"channel":1,"num_words":7,"start":2654.9949,"end":2657.4949},{"sentences":[{"text":"That's oh, that's okay.","start":2659.2,"end":2661.175,"sentiment":"positive","sentiment_score":0.4704865589737892},{"text":"It's honestly not a problem at all.","start":2661.175,"end":2663.355,"sentiment":"positive","sentiment_score":0.5481367792401995},{"text":"The only other thing to kind of go through with you is the ongoing service agreement side of it.","start":2664.2148,"end":2669.095,"sentiment":"neutral","sentiment_score":0.09160222995438073},{"text":"So where you've got that little sign here button,","start":2669.095,"end":2672.155,"sentiment":"neutral","sentiment_score":0.08596564829349518}],"sentiment":"neutral","sentiment_score":0.21110351011157036,"channel":0,"num_words":39,"start":2659.2,"end":2672.155},{"sentences":[{"text":"Yep.","start":2671.73,"end":2672.13,"sentiment":"neutral","sentiment_score":0.09388290345668791},{"text":"Yep.","start":2672.13,"end":2672.63,"sentiment":"neutral","sentiment_score":0.14201301336288452}],"sentiment":"neutral","sentiment_score":0.11794795840978622,"channel":1,"num_words":2,"start":2671.73,"end":2672.63},{"sentences":[{"text":"that does take you through to our ongoing service agreement.","start":2672.58,"end":2675.32,"sentiment":"neutral","sentiment_score":0.14316597655415536},{"text":"Now over the last couple of years, our agreement has been exactly the same.","start":2675.3801,"end":2678.9001,"sentiment":"neutral","sentiment_score":0.09564077641282763},{"text":"So it's been a percentage based fee based on 1.65% per annum.","start":2678.9001,"end":2683.4001,"sentiment":"neutral","sentiment_score":0.08979944201807182}],"sentiment":"neutral","sentiment_score":0.10689510943161117,"channel":0,"num_words":36,"start":2672.58,"end":2683.4001},{"sentences":[{"text":"Yep.","start":2683.7551,"end":2684.2551,"sentiment":"neutral","sentiment_score":0.21237432956695557}],"sentiment":"neutral","sentiment_score":0.21237432956695557,"channel":1,"num_words":1,"start":2683.7551,"end":2684.2551},{"sentences":[{"text":"It has changed a little bit this year, and that's to make it a bit more streamlined and easier, especially for yourself.","start":2684.02,"end":2689.895,"sentiment":"positive","sentiment_score":0.3580858964811672},{"text":"So instead of just noting it as a percentage based fee, we actually have it set as a dollar fee.","start":2690.275,"end":2695.9548,"sentiment":"neutral","sentiment_score":0.08093267083168029},{"text":"Our fee structure is now tiered.","start":2695.9548,"end":2697.9749,"sentiment":"neutral","sentiment_score":0.10224342594544093},{"text":"So once your balance hits over 200,000, you hop into the next tier, and your ongoing fee percentage drops from 1.65% to 1.375%.","start":2698.41,"end":2710.03,"sentiment":"neutral","sentiment_score":0.10810370629896289},{"text":"Then as your super balance increases over the 500,000, it drops to the next tier down.","start":2710.485,"end":2715.5452,"sentiment":"neutral","sentiment_score":0.0473827098030597}],"sentiment":"neutral","sentiment_score":0.15350014134042564,"channel":0,"num_words":87,"start":2684.02,"end":2715.5452},{"sentences":[{"text":"So, essentially, you'll be paying in each tier, but the higher your super balance goes, the lower the tier the percentages that you pay for the ongoing service agreement.","start":2715.8452,"end":2725.5452,"sentiment":"neutral","sentiment_score":0.10245736752604616},{"text":"Instead of just noting it as a percentage, we actually have we work out the dollar figure, and we work out exactly what you're expected to pay for our services for the year, and we enter that into your super fund platform as a dollar figure fee.","start":2727.0,"end":2741.98,"sentiment":"neutral","sentiment_score":0.050885176801301064},{"text":"So instead of the fee going up and down and increasing as your balance increases, it's gonna give you more certainty.","start":2742.335,"end":2749.555,"sentiment":"neutral","sentiment_score":0.09216828413662456},{"text":"Now does that make sense?","start":2749.775,"end":2751.055,"sentiment":"neutral","sentiment_score":0.06411975994706154},{"text":"You're allowed to ask me questions and tell me if it doesn't quite make clarify or you need more clarification.","start":2751.055,"end":2755.875,"sentiment":"neutral","sentiment_score":-0.054721208103001115}],"sentiment":"neutral","sentiment_score":0.05348012764312205,"channel":0,"num_words":122,"start":2715.8452,"end":2755.875},{"sentences":[{"text":"Yep.","start":2756.7651,"end":2757.085,"sentiment":"neutral","sentiment_score":0.08476683497428894},{"text":"No.","start":2757.085,"end":2757.405,"sentiment":"neutral","sentiment_score":-0.002339649945497513},{"text":"That's that's all fine.","start":2757.405,"end":2759.0251,"sentiment":"neutral","sentiment_score":0.1827719621360302},{"text":"Yep.","start":2759.085,"end":2759.585,"sentiment":"positive","sentiment_score":0.3664143681526184},{"text":"That's good.","start":2760.125,"end":2760.865,"sentiment":"positive","sentiment_score":0.5864021182060242}],"sentiment":"neutral","sentiment_score":0.2614148486819532,"channel":1,"num_words":9,"start":2756.7651,"end":2760.865},{"sentences":[{"text":"I","start":2761.0051,"end":2761.245,"sentiment":"neutral","sentiment_score":0.28995442390441895}],"sentiment":"neutral","sentiment_score":0.28995442390441895,"channel":1,"num_words":1,"start":2761.0051,"end":2761.245},{"sentences":[{"text":"Yes.","start":2761.27,"end":2761.6702,"sentiment":"neutral","sentiment_score":0.2944185137748718},{"text":"Yes.","start":2761.6702,"end":2761.99,"sentiment":"neutral","sentiment_score":0.2517615854740143}],"sentiment":"neutral","sentiment_score":0.27309004962444305,"channel":0,"num_words":2,"start":2761.27,"end":2761.99},{"sentences":[{"text":"yep.","start":2761.885,"end":2762.385,"sentiment":"neutral","sentiment_score":0.1737353354692459}],"sentiment":"neutral","sentiment_score":0.1737353354692459,"channel":1,"num_words":1,"start":2761.885,"end":2762.385},{"sentences":[{"text":"So the idea the idea is that we didn't wanna sort of keep the same fee structure and be charged with the the set percentage.","start":2761.99,"end":2769.53,"sentiment":"neutral","sentiment_score":0.05744001254439354},{"text":"Because one of the things with having a percentage based fee is if you've got a 150,000 super and then you contribute to that and then you get, you know, 20% growth on top of it, your fee at 1.65% continues to increase.","start":2769.59,"end":2782.855,"sentiment":"neutral","sentiment_score":0.18776282754748366},{"text":"This way, we've worked out for this year based on that 1.65%.","start":2783.79,"end":2788.35,"sentiment":"neutral","sentiment_score":0.2222752347588539},{"text":"We do account for 5% growth.","start":2788.35,"end":2790.53,"sentiment":"neutral","sentiment_score":0.22966267416874567},{"text":"Your total fee for the year would be $2,847.55.","start":2790.75,"end":2796.19,"sentiment":"neutral","sentiment_score":0.22768477102120718}],"sentiment":"neutral","sentiment_score":0.16425519683643391,"channel":0,"num_words":95,"start":2761.99,"end":2796.19},{"sentences":[{"text":"That's all you would pay.","start":2796.19,"end":2797.6501,"sentiment":"neutral","sentiment_score":0.1989794760942459},{"text":"So if your Superfund gets 20% growth, you don't pay anything more than what we've stipulated on that fee agreement.","start":2797.935,"end":2805.695,"sentiment":"neutral","sentiment_score":0.16185884661972522},{"text":"So it's about giving you more certainty around how much you pay for our services for this year.","start":2805.695,"end":2811.235,"sentiment":"neutral","sentiment_score":0.2620434852110015},{"text":"And then as your balance increases, you move into the next year.","start":2812.0,"end":2816.4802,"sentiment":"neutral","sentiment_score":0.10852936779459317},{"text":"And so as your balance grows, the","start":2816.4802,"end":2819.62,"sentiment":"neutral","sentiment_score":0.14387213332312448}],"sentiment":"neutral","sentiment_score":0.1815857160235605,"channel":0,"num_words":62,"start":2796.19,"end":2819.62},{"sentences":[{"text":"Yep.","start":2819.45,"end":2819.95,"sentiment":"neutral","sentiment_score":0.03855754807591438}],"sentiment":"neutral","sentiment_score":0.03855754807591438,"channel":1,"num_words":1,"start":2819.45,"end":2819.95},{"sentences":[{"text":"amount you pay as a percentage starts to decrease a little bit as well so that we're, you know, hoping to build on your super much greater.","start":2819.9202,"end":2828.365,"sentiment":"neutral","sentiment_score":0.11717624479421863},{"text":"It's about","start":2828.745,"end":2829.305,"sentiment":"neutral","sentiment_score":0.16198519617319107}],"sentiment":"neutral","sentiment_score":0.12026651730311327,"channel":0,"num_words":29,"start":2819.9202,"end":2829.305},{"sentences":[{"text":"Yep.","start":2829.065,"end":2829.565,"sentiment":"neutral","sentiment_score":0.20959779620170593}],"sentiment":"neutral","sentiment_score":0.20959779620170593,"channel":1,"num_words":1,"start":2829.065,"end":2829.565},{"sentences":[{"text":"just clarifying exactly how much you are paying on a yearly basis.","start":2829.305,"end":2834.125,"sentiment":"neutral","sentiment_score":0.2019683507581552},{"text":"We are a professional service, and we do a lot of work around keeping the investors growing and building and working towards your goals.","start":2834.265,"end":2840.265,"sentiment":"positive","sentiment_score":0.38089630256096524},{"text":"And I actually wanted because, you know, with where you are in helping you to build on this, I would like to do more regular catch ups with you.","start":2840.265,"end":2847.71,"sentiment":"positive","sentiment_score":0.43312630365634786},{"text":"So I've actually asked this year for a book of clients.","start":2847.71,"end":2850.93,"sentiment":"neutral","sentiment_score":0.1827284646305171},{"text":"You're gonna be on my book of clients, so you'll only ever deal with me, which makes it easier","start":2851.23,"end":2856.03,"sentiment":"neutral","sentiment_score":0.2124553487489098}],"sentiment":"neutral","sentiment_score":0.3176048317237904,"channel":0,"num_words":95,"start":2829.305,"end":2856.03},{"sentences":[{"text":"Okay.","start":2855.875,"end":2856.375,"sentiment":"neutral","sentiment_score":0.2180178463459015}],"sentiment":"neutral","sentiment_score":0.2180178463459015,"channel":1,"num_words":1,"start":2855.875,"end":2856.375},{"sentences":[{"text":"for you.","start":2856.03,"end":2856.845,"sentiment":"neutral","sentiment_score":0.20219828188419342}],"sentiment":"neutral","sentiment_score":0.20219828188419342,"channel":0,"num_words":2,"start":2856.03,"end":2856.845},{"sentences":[{"text":"Okay.","start":2857.075,"end":2857.555,"sentiment":"neutral","sentiment_score":0.3315419554710388},{"text":"Cool.","start":2857.555,"end":2858.055,"sentiment":"positive","sentiment_score":0.5459316968917847}],"sentiment":"positive","sentiment_score":0.43873682618141174,"channel":1,"num_words":2,"start":2857.075,"end":2858.055},{"sentences":[{"text":"And then I would love to be able to catch up with you every sort of six months to see","start":2858.345,"end":2863.945,"sentiment":"positive","sentiment_score":0.4847808063030243}],"sentiment":"positive","sentiment_score":0.4847808063030243,"channel":0,"num_words":20,"start":2858.345,"end":2863.945},{"sentences":[{"text":"Yep.","start":2863.795,"end":2864.01,"sentiment":"positive","sentiment_score":0.3493041396141052}],"sentiment":"positive","sentiment_score":0.3493041396141052,"channel":1,"num_words":1,"start":2863.795,"end":2864.01},{"sentences":[{"text":"how things are going","start":2863.945,"end":2865.165,"sentiment":"neutral","sentiment_score":0.3298506736755371}],"sentiment":"neutral","sentiment_score":0.3298506736755371,"channel":0,"num_words":4,"start":2863.945,"end":2865.165},{"sentences":[{"text":"Yep.","start":2865.53,"end":2866.03,"sentiment":"neutral","sentiment_score":0.19613038003444672}],"sentiment":"neutral","sentiment_score":0.19613038003444672,"channel":1,"num_words":1,"start":2865.53,"end":2866.03},{"sentences":[{"text":"so that we can sort of generate their advice needs to be updated.","start":2865.545,"end":2869.47,"sentiment":"neutral","sentiment_score":0.23057113817104927},{"text":"If something's not going right in your life, then we can sort of look at what we can do to help.","start":2869.47,"end":2874.21,"sentiment":"neutral","sentiment_score":0.15936281549788656},{"text":"If","start":2874.67,"end":2874.91,"sentiment":"neutral","sentiment_score":0.10856280475854874}],"sentiment":"neutral","sentiment_score":0.18436019218393734,"channel":0,"num_words":35,"start":2865.545,"end":2874.91},{"sentences":[{"text":"Sure.","start":2874.89,"end":2875.39,"sentiment":"neutral","sentiment_score":0.07758256793022156}],"sentiment":"neutral","sentiment_score":0.07758256793022156,"channel":1,"num_words":1,"start":2874.89,"end":2875.39},{"sentences":[{"text":"you need to make a claim, we can sort of help to liaise when and if that needs to happen.","start":2874.91,"end":2879.47,"sentiment":"neutral","sentiment_score":0.10202660299837589},{"text":"So are you comfortable with that?","start":2879.47,"end":2881.47,"sentiment":"neutral","sentiment_score":0.04732006105283896},{"text":"Does that make sense?","start":2881.47,"end":2882.35,"sentiment":"neutral","sentiment_score":0.05637245066463947},{"text":"Do you have any questions?","start":2882.35,"end":2883.63,"sentiment":"neutral","sentiment_score":0.0213791336864233},{"text":"You're welcome.","start":2883.63,"end":2884.19,"sentiment":"neutral","sentiment_score":0.1348062828183174}],"sentiment":"neutral","sentiment_score":0.07909325575707732,"channel":0,"num_words":37,"start":2874.91,"end":2884.19},{"sentences":[{"text":"Let me know if it doesn't quite make","start":2884.19,"end":2885.915,"sentiment":"neutral","sentiment_score":0.0005793964955955744}],"sentiment":"neutral","sentiment_score":0.0005793964955955744,"channel":0,"num_words":8,"start":2884.19,"end":2885.915},{"sentences":[{"text":"No.","start":2886.7349,"end":2886.9749,"sentiment":"neutral","sentiment_score":-0.0721328854560852},{"text":"That that's all good.","start":2886.9749,"end":2888.015,"sentiment":"neutral","sentiment_score":0.10667475685477257},{"text":"Awesome.","start":2888.015,"end":2888.4949,"sentiment":"positive","sentiment_score":0.5992437601089478},{"text":"Thank you.","start":2888.4949,"end":2889.2349,"sentiment":"positive","sentiment_score":0.5381728708744049}],"sentiment":"neutral","sentiment_score":0.25376945547759533,"channel":1,"num_words":8,"start":2886.7349,"end":2889.2349},{"sentences":[{"text":"sense.","start":2889.095,"end":2889.595,"sentiment":"neutral","sentiment_score":0.2211436927318573},{"text":"That's okay.","start":2890.2952,"end":2891.195,"sentiment":"neutral","sentiment_score":0.26086361706256866}],"sentiment":"neutral","sentiment_score":0.24762364228566489,"channel":0,"num_words":3,"start":2889.095,"end":2891.195},{"sentences":[{"text":"Yes.","start":2890.7349,"end":2891.2349,"sentiment":"neutral","sentiment_score":0.3053935468196869}],"sentiment":"neutral","sentiment_score":0.3053935468196869,"channel":1,"num_words":1,"start":2890.7349,"end":2891.2349},{"sentences":[{"text":"Excellent.","start":2891.655,"end":2892.155,"sentiment":"positive","sentiment_score":0.5532624125480652},{"text":"So are you happy with this a review in the next like, I'll call you in two weeks for booking your","start":2892.375,"end":2898.695,"sentiment":"positive","sentiment_score":0.3446289726666042}],"sentiment":"positive","sentiment_score":0.35411231084303424,"channel":0,"num_words":22,"start":2891.655,"end":2898.695},{"sentences":[{"text":"Yeah.","start":2898.62,"end":2899.12,"sentiment":"neutral","sentiment_score":0.14029568433761597}],"sentiment":"neutral","sentiment_score":0.14029568433761597,"channel":1,"num_words":1,"start":2898.62,"end":2899.12},{"sentences":[{"text":"advice presentation,","start":2898.695,"end":2899.595,"sentiment":"neutral","sentiment_score":0.09871333464980125}],"sentiment":"neutral","sentiment_score":0.09871333464980125,"channel":0,"num_words":2,"start":2898.695,"end":2899.595},{"sentences":[{"text":"Yeah.","start":2900.62,"end":2901.12,"sentiment":"neutral","sentiment_score":0.1299653798341751}],"sentiment":"neutral","sentiment_score":0.1299653798341751,"channel":1,"num_words":1,"start":2900.62,"end":2901.12},{"sentences":[{"text":"But then after that, we'll do a six month catch up as well.","start":2900.64,"end":2903.8398,"sentiment":"neutral","sentiment_score":0.17328822899323243},{"text":"Is that comfortable for you?","start":2903.8398,"end":2905.46,"sentiment":"neutral","sentiment_score":0.14314897060394288}],"sentiment":"neutral","sentiment_score":0.16491621277398533,"channel":0,"num_words":18,"start":2900.64,"end":2905.46},{"sentences":[{"text":"Yeah.","start":2905.26,"end":2905.58,"sentiment":"neutral","sentiment_score":0.126766636967659},{"text":"Yeah.","start":2905.58,"end":2905.82,"sentiment":"neutral","sentiment_score":0.17937612533569336},{"text":"That's excellent.","start":2905.82,"end":2906.8,"sentiment":"positive","sentiment_score":0.44070403277873993},{"text":"That's","start":2907.02,"end":2907.315,"sentiment":"neutral","sentiment_score":0.29335257411003113}],"sentiment":"neutral","sentiment_score":0.29618068039417267,"channel":1,"num_words":5,"start":2905.26,"end":2907.315},{"sentences":[{"text":"Yes?","start":2908.0,"end":2908.5,"sentiment":"neutral","sentiment_score":0.28474172949790955},{"text":"Fantastic.","start":2909.44,"end":2909.94,"sentiment":"positive","sentiment_score":0.44610825181007385},{"text":"So two weeks time brings us to the August 27.","start":2911.0398,"end":2914.66,"sentiment":"neutral","sentiment_score":0.142331612855196},{"text":"Is the Thursday at 09:30 gonna be okay to do your advice with you in the morning?","start":2915.345,"end":2921.285,"sentiment":"neutral","sentiment_score":0.1476361383410061}],"sentiment":"neutral","sentiment_score":0.16082691247093267,"channel":0,"num_words":29,"start":2908.0,"end":2921.285},{"sentences":[{"text":"good.","start":2921.2349,"end":2921.7349,"sentiment":"neutral","sentiment_score":0.2361624538898468},{"text":"Yep.","start":2921.795,"end":2922.1948,"sentiment":"neutral","sentiment_score":0.1828501671552658},{"text":"That's that's sounds good to me.","start":2922.1948,"end":2924.22,"sentiment":"positive","sentiment_score":0.3511018455028534},{"text":"Yep.","start":2924.22,"end":2924.72,"sentiment":"neutral","sentiment_score":0.1382838934659958}],"sentiment":"neutral","sentiment_score":0.295989731947581,"channel":1,"num_words":9,"start":2921.2349,"end":2924.72},{"sentences":[{"text":"That sounds okay?","start":2926.145,"end":2927.285,"sentiment":"neutral","sentiment_score":0.18802513678868613},{"text":"Beautiful.","start":2927.345,"end":2927.845,"sentiment":"positive","sentiment_score":0.46647700667381287},{"text":"So I'll pop that one in there for you.","start":2928.32,"end":2930.32,"sentiment":"neutral","sentiment_score":0.29593604803085327},{"text":"I'll add a little text message reminder so it sends you","start":2930.32,"end":2933.04,"sentiment":"neutral","sentiment_score":0.1476178067651662}],"sentiment":"neutral","sentiment_score":0.22157386348893246,"channel":0,"num_words":24,"start":2926.145,"end":2933.04},{"sentences":[{"text":"Sorry?","start":2933.02,"end":2933.52,"sentiment":"neutral","sentiment_score":0.06728354096412659}],"sentiment":"neutral","sentiment_score":0.06728354096412659,"channel":1,"num_words":1,"start":2933.02,"end":2933.52},{"sentences":[{"text":"a message today of to let you know that I'll be calling to go through your advice with you.","start":2933.04,"end":2938.1,"sentiment":"neutral","sentiment_score":0.13632572010943764},{"text":"If","start":2938.4,"end":2938.64,"sentiment":"neutral","sentiment_score":0.1099473163485527}],"sentiment":"neutral","sentiment_score":0.1350067999213934,"channel":0,"num_words":20,"start":2933.04,"end":2938.64},{"sentences":[{"text":"Cool.","start":2938.515,"end":2939.015,"sentiment":"neutral","sentiment_score":0.094333216547966}],"sentiment":"neutral","sentiment_score":0.094333216547966,"channel":1,"num_words":1,"start":2938.515,"end":2939.015},{"sentences":[{"text":"anything changes or if you find that that time doesn't suit, just let me know.","start":2938.64,"end":2942.565,"sentiment":"neutral","sentiment_score":0.04500618949532509},{"text":"I can happily reschedule there.","start":2942.565,"end":2944.505,"sentiment":"neutral","sentiment_score":0.2770838260650635},{"text":"And then, yeah, we'll go through and update your super.","start":2945.205,"end":2948.005,"sentiment":"neutral","sentiment_score":0.19069509208202362},{"text":"I'll look at the investments and look at the structure, and we'll just incorporate that $25 on a weekly basis or, you know, $50 per fortnight to have that put into your sofa to build build on it for you.","start":2948.005,"end":2961.3901,"sentiment":"neutral","sentiment_score":0.2154944848269224},{"text":"How does that sound?","start":2961.3901,"end":2962.4502,"sentiment":"neutral","sentiment_score":0.16469232738018036}],"sentiment":"neutral","sentiment_score":0.17900015670504119,"channel":0,"num_words":74,"start":2938.64,"end":2962.4502},{"sentences":[{"text":"Yeah.","start":2962.8499,"end":2963.0898,"sentiment":"neutral","sentiment_score":0.2249264121055603},{"text":"That sounds good.","start":2963.0898,"end":2964.15,"sentiment":"positive","sentiment_score":0.45216787854830426}],"sentiment":"positive","sentiment_score":0.39535751193761826,"channel":1,"num_words":4,"start":2962.8499,"end":2964.15},{"sentences":[{"text":"That's okay.","start":2966.35,"end":2967.1702,"sentiment":"neutral","sentiment_score":0.1412026658654213},{"text":"Do you have any questions or anything that you think I may not have touched on that you might want me to sort of talk about with you at the moment?","start":2967.31,"end":2974.805,"sentiment":"neutral","sentiment_score":-0.005935392823190459},{"text":"Or","start":2974.945,"end":2975.445,"sentiment":"neutral","sentiment_score":-0.0293523408472538}],"sentiment":"neutral","sentiment_score":0.002031053334255429,"channel":0,"num_words":34,"start":2966.35,"end":2975.445},{"sentences":[{"text":"No.","start":2977.335,"end":2977.655,"sentiment":"neutral","sentiment_score":-0.13550332188606262},{"text":"I don't think so.","start":2977.655,"end":2978.875,"sentiment":"neutral","sentiment_score":-0.13953598216176033},{"text":"If I if I think of anything, I'll I'll definitely,","start":2979.1702,"end":2981.59,"sentiment":"neutral","sentiment_score":-0.006251450255513191}],"sentiment":"neutral","sentiment_score":-0.05041078353921572,"channel":1,"num_words":15,"start":2977.335,"end":2981.59},{"sentences":[{"text":"It's okay.","start":2981.5051,"end":2982.245,"sentiment":"neutral","sentiment_score":0.17081128805875778}],"sentiment":"neutral","sentiment_score":0.17081128805875778,"channel":0,"num_words":2,"start":2981.5051,"end":2982.245},{"sentences":[{"text":"yeah, I'll definitely contact you.","start":2982.05,"end":2985.03,"sentiment":"neutral","sentiment_score":0.27633315324783325}],"sentiment":"neutral","sentiment_score":0.27633315324783325,"channel":1,"num_words":5,"start":2982.05,"end":2985.03},{"sentences":[{"text":"Yes.","start":2987.24,"end":2987.74,"sentiment":"neutral","sentiment_score":0.27712851762771606},{"text":"Absolutely.","start":2988.52,"end":2989.02,"sentiment":"positive","sentiment_score":0.3589315712451935},{"text":"Well, what I'll make sure I do up that email for you giving you some time deposit information and some rates around for the moment.","start":2989.88,"end":2997.74,"sentiment":"neutral","sentiment_score":0.1683928355574608},{"text":"And","start":2998.2,"end":2998.44,"sentiment":"neutral","sentiment_score":0.14843179285526276}],"sentiment":"neutral","sentiment_score":0.1783683132380247,"channel":0,"num_words":28,"start":2987.24,"end":2998.44},{"sentences":[{"text":"Yep.","start":2998.225,"end":2998.725,"sentiment":"neutral","sentiment_score":0.1524428278207779}],"sentiment":"neutral","sentiment_score":0.1524428278207779,"channel":1,"num_words":1,"start":2998.225,"end":2998.725},{"sentences":[{"text":"I'll add a little bit of information on the the estate planning side of things.","start":2998.44,"end":3004.345,"sentiment":"neutral","sentiment_score":0.14455638329188028},{"text":"I'll put a bit of detail in there about updating your beneficiary to a legal representative and what that means to clarify it for you.","start":3004.345,"end":3012.2048,"sentiment":"neutral","sentiment_score":0.15324615567922592},{"text":"And I'll also put some details in there on doing up a will and how to go about doing that.","start":3012.345,"end":3017.4048,"sentiment":"neutral","sentiment_score":0.10192167200148106}],"sentiment":"neutral","sentiment_score":0.13396555135647456,"channel":0,"num_words":60,"start":2998.44,"end":3017.4048},{"sentences":[{"text":"Yes.","start":3017.7998,"end":3018.165,"sentiment":"neutral","sentiment_score":0.11843150109052658}],"sentiment":"neutral","sentiment_score":0.11843150109052658,"channel":1,"num_words":1,"start":3017.7998,"end":3018.165},{"sentences":[{"text":"I'll probably also just pop a little recap in as to what I'm doing advice was just to sort of clarify things because I know when we're talking on the phone, I'm going through a lot, and it","start":3017.91,"end":3027.75,"sentiment":"neutral","sentiment_score":0.07758748212731198}],"sentiment":"neutral","sentiment_score":0.07758748212731198,"channel":0,"num_words":38,"start":3017.91,"end":3027.75},{"sentences":[{"text":"Mhmm.","start":3027.605,"end":3028.0051,"sentiment":"neutral","sentiment_score":0.00990786962211132}],"sentiment":"neutral","sentiment_score":0.00990786962211132,"channel":1,"num_words":1,"start":3027.605,"end":3028.0051},{"sentences":[{"text":"can often","start":3027.75,"end":3028.3098,"sentiment":"neutral","sentiment_score":0.003293590620160103}],"sentiment":"neutral","sentiment_score":0.003293590620160103,"channel":0,"num_words":2,"start":3027.75,"end":3028.3098},{"sentences":[{"text":"Yep.","start":3028.0051,"end":3028.5051,"sentiment":"neutral","sentiment_score":0.021716630086302757}],"sentiment":"neutral","sentiment_score":0.021716630086302757,"channel":1,"num_words":1,"start":3028.0051,"end":3028.5051},{"sentences":[{"text":"be at the end of the call, there might be questions that come out of you.","start":3028.3098,"end":3031.165,"sentiment":"neutral","sentiment_score":0.0301409347448498},{"text":"You might go, hang on.","start":3031.165,"end":3031.7249,"sentiment":"neutral","sentiment_score":0.005340036377310753},{"text":"What did you say about that?","start":3031.7249,"end":3032.9248,"sentiment":"neutral","sentiment_score":0.0019604177214205265}],"sentiment":"neutral","sentiment_score":0.01928583867158051,"channel":0,"num_words":27,"start":3028.3098,"end":3032.9248},{"sentences":[{"text":"Yeah.","start":3032.885,"end":3033.385,"sentiment":"neutral","sentiment_score":0.011013392359018326}],"sentiment":"neutral","sentiment_score":0.011013392359018326,"channel":1,"num_words":1,"start":3032.885,"end":3033.385},{"sentences":[{"text":"I don't remember.","start":3032.9248,"end":3033.825,"sentiment":"neutral","sentiment_score":-0.01378259373207887},{"text":"So I'll just do a little bit of a recap of what I'm looking at to give you some clarity so you can go back after the call and just review that email.","start":3034.605,"end":3042.145,"sentiment":"neutral","sentiment_score":0.0898821989469456},{"text":"And then if you do have any additional questions, you can come back.","start":3042.63,"end":3045.91,"sentiment":"neutral","sentiment_score":0.09196720444239102},{"text":"You'll have my contact.","start":3045.91,"end":3047.0298,"sentiment":"neutral","sentiment_score":0.08481701649725437},{"text":"You can let me know.","start":3047.0298,"end":3048.3098,"sentiment":"neutral","sentiment_score":0.07999330013990402}],"sentiment":"neutral","sentiment_score":0.08378574152573429,"channel":0,"num_words":58,"start":3032.9248,"end":3048.3098},{"sentences":[{"text":"Okay?","start":3048.3098,"end":3048.8098,"sentiment":"neutral","sentiment_score":0.08232596516609192}],"sentiment":"neutral","sentiment_score":0.08232596516609192,"channel":0,"num_words":1,"start":3048.3098,"end":3048.8098},{"sentences":[{"text":"Okay.","start":3048.835,"end":3049.335,"sentiment":"neutral","sentiment_score":0.180007666349411},{"text":"Cool.","start":3049.5552,"end":3049.955,"sentiment":"positive","sentiment_score":0.4441068172454834},{"text":"That sounds good.","start":3049.955,"end":3050.995,"sentiment":"positive","sentiment_score":0.5981857577959696},{"text":"You're awesome.","start":3050.995,"end":3051.735,"sentiment":"positive","sentiment_score":0.7083590030670166}],"sentiment":"positive","sentiment_score":0.5479128233024052,"channel":1,"num_words":7,"start":3048.835,"end":3051.735},{"sentences":[{"text":"All good.","start":3053.3499,"end":3054.0698,"sentiment":"positive","sentiment_score":0.4929223954677582},{"text":"No.","start":3054.0698,"end":3054.5498,"sentiment":"neutral","sentiment_score":0.2108159065246582},{"text":"All good.","start":3054.5498,"end":3055.0298,"sentiment":"neutral","sentiment_score":0.23521026968955994},{"text":"Honestly, not a problem at all.","start":3055.0298,"end":3056.71,"sentiment":"neutral","sentiment_score":0.32850833237171173},{"text":"I've got you all booked in for your advice presentation there as well.","start":3056.71,"end":3059.895,"sentiment":"positive","sentiment_score":0.3812412229868082}],"sentiment":"positive","sentiment_score":0.358094463745753,"channel":0,"num_words":24,"start":3053.3499,"end":3059.895},{"sentences":[{"text":"I'll go back and do that research for you and get everything working.","start":3060.275,"end":3063.315,"sentiment":"positive","sentiment_score":0.4312700147812183},{"text":"And if you're happy just to stay on board as a client, I'll just get you to sign on that annual ongoing service agreement.","start":3063.315,"end":3069.555,"sentiment":"positive","sentiment_score":0.3717643730342388},{"text":"You put the sign here button, that'll all come back","start":3069.555,"end":3071.91,"sentiment":"neutral","sentiment_score":0.24311160147190095}],"sentiment":"positive","sentiment_score":0.3608504502063102,"channel":0,"num_words":47,"start":3060.275,"end":3071.91},{"sentences":[{"text":"I've done it.","start":3072.95,"end":3073.75,"sentiment":"neutral","sentiment_score":0.218856210509936},{"text":"I did it whilst you were just chatting to me, so it should be","start":3073.75,"end":3078.0752,"sentiment":"neutral","sentiment_score":0.21297246430601394}],"sentiment":"neutral","sentiment_score":0.21401077245964722,"channel":1,"num_words":17,"start":3072.95,"end":3078.0752},{"sentences":[{"text":"to","start":3078.0698,"end":3078.5698,"sentiment":"neutral","sentiment_score":0.2718478739261627}],"sentiment":"neutral","sentiment_score":0.2718478739261627,"channel":0,"num_words":1,"start":3078.0698,"end":3078.5698},{"sentences":[{"text":"it should","start":3078.375,"end":3078.7751,"sentiment":"neutral","sentiment_score":0.2583327144384384}],"sentiment":"neutral","sentiment_score":0.2583327144384384,"channel":1,"num_words":2,"start":3078.375,"end":3078.7751},{"sentences":[{"text":"me.","start":3078.67,"end":3079.17,"sentiment":"neutral","sentiment_score":0.1625310480594635}],"sentiment":"neutral","sentiment_score":0.1625310480594635,"channel":0,"num_words":1,"start":3078.67,"end":3079.17},{"sentences":[{"text":"be done.","start":3078.7751,"end":3079.435,"sentiment":"neutral","sentiment_score":0.06726396083831787}],"sentiment":"neutral","sentiment_score":0.06726396083831787,"channel":1,"num_words":2,"start":3078.7751,"end":3079.435},{"sentences":[{"text":"You're a bitch.","start":3079.27,"end":3080.25,"sentiment":"neutral","sentiment_score":-0.22167329490184784},{"text":"It is.","start":3081.5898,"end":3081.99,"sentiment":"neutral","sentiment_score":-0.09473440051078796},{"text":"It's just come back to me now.","start":3081.99,"end":3083.51,"sentiment":"neutral","sentiment_score":0.07222553502236094},{"text":"Thank you so much","start":3083.51,"end":3084.705,"sentiment":"positive","sentiment_score":0.5495419502258301}],"sentiment":"neutral","sentiment_score":0.11557861627079546,"channel":0,"num_words":16,"start":3079.27,"end":3084.705},{"sentences":[{"text":"Wait.","start":3084.695,"end":3085.195,"sentiment":"positive","sentiment_score":0.46773290634155273}],"sentiment":"positive","sentiment_score":0.46773290634155273,"channel":1,"num_words":1,"start":3084.695,"end":3085.195},{"sentences":[{"text":"for that, Naomi.","start":3086.7852,"end":3086.8193,"sentiment":"positive","sentiment_score":0.5343586802482605},{"text":"I really appreciate you taking my call today.","start":3086.8193,"end":3088.3252,"sentiment":"positive","sentiment_score":0.7519227489829063},{"text":"I hope everything goes well with selling the car, and I'll get that email done.","start":3088.385,"end":3092.3052,"sentiment":"positive","sentiment_score":0.5357300301392873},{"text":"And, yeah, good luck looking at properties with the mom.","start":3092.3052,"end":3095.205,"sentiment":"positive","sentiment_score":0.4641303688287735}],"sentiment":"positive","sentiment_score":0.5637697825829188,"channel":0,"num_words":36,"start":3086.7852,"end":3095.205},{"sentences":[{"text":"Yeah.","start":3095.06,"end":3095.56,"sentiment":"neutral","sentiment_score":0.22922813892364505},{"text":"Oh, thank you.","start":3095.7,"end":3096.42,"sentiment":"positive","sentiment_score":0.36425962050755817},{"text":"Yeah.","start":3096.42,"end":3096.66,"sentiment":"neutral","sentiment_score":0.2700004577636719},{"text":"It's a little bit exciting.","start":3096.66,"end":3097.96,"sentiment":"neutral","sentiment_score":0.32198371887207033},{"text":"So yeah.","start":3098.26,"end":3100.18,"sentiment":"neutral","sentiment_score":0.058783819898962975}],"sentiment":"neutral","sentiment_score":0.27662447436402243,"channel":1,"num_words":12,"start":3095.06,"end":3100.18},{"sentences":[{"text":"Where where do","start":3100.18,"end":3100.82,"sentiment":"neutral","sentiment_score":0.01292443306495746}],"sentiment":"neutral","sentiment_score":0.01292443306495746,"channel":1,"num_words":3,"start":3100.18,"end":3100.82},{"sentences":[{"text":"Yeah.","start":3100.68,"end":3101.18,"sentiment":"neutral","sentiment_score":0.01966484822332859}],"sentiment":"neutral","sentiment_score":0.01966484822332859,"channel":0,"num_words":1,"start":3100.68,"end":3101.18},{"sentences":[{"text":"you where are you from?","start":3100.82,"end":3101.94,"sentiment":"neutral","sentiment_score":0.010085872188210488},{"text":"Are you where are you you're not on the Gold","start":3101.94,"end":3105.105,"sentiment":"neutral","sentiment_score":0.014266969915479422}],"sentiment":"neutral","sentiment_score":0.012873270673056443,"channel":1,"num_words":15,"start":3100.82,"end":3105.105},{"sentences":[{"text":"So","start":3105.0,"end":3105.32,"sentiment":"neutral","sentiment_score":0.02638796344399452}],"sentiment":"neutral","sentiment_score":0.02638796344399452,"channel":0,"num_words":1,"start":3105.0,"end":3105.32},{"sentences":[{"text":"Coast,","start":3105.105,"end":3105.425,"sentiment":"neutral","sentiment_score":0.024914661422371864}],"sentiment":"neutral","sentiment_score":0.024914661422371864,"channel":1,"num_words":1,"start":3105.105,"end":3105.425},{"sentences":[{"text":"we're","start":3105.32,"end":3105.56,"sentiment":"neutral","sentiment_score":0.021609380841255188}],"sentiment":"neutral","sentiment_score":0.021609380841255188,"channel":0,"num_words":1,"start":3105.32,"end":3105.56},{"sentences":[{"text":"are","start":3105.425,"end":3105.5852,"sentiment":"neutral","sentiment_score":0.01377647276967764}],"sentiment":"neutral","sentiment_score":0.01377647276967764,"channel":1,"num_words":1,"start":3105.425,"end":3105.5852},{"sentences":[{"text":"in","start":3105.56,"end":3105.8,"sentiment":"neutral","sentiment_score":0.014657675288617613}],"sentiment":"neutral","sentiment_score":0.014657675288617613,"channel":0,"num_words":1,"start":3105.56,"end":3105.8},{"sentences":[{"text":"you?","start":3105.5852,"end":3106.0852,"sentiment":"neutral","sentiment_score":0.018395155668258667}],"sentiment":"neutral","sentiment_score":0.018395155668258667,"channel":1,"num_words":1,"start":3105.5852,"end":3106.0852},{"sentences":[{"text":"Southport on the Gold Coast in the","start":3105.8,"end":3107.56,"sentiment":"neutral","sentiment_score":0.017982082441449165}],"sentiment":"neutral","sentiment_score":0.017982082441449165,"channel":0,"num_words":7,"start":3105.8,"end":3107.56},{"sentences":[{"text":"Oh,","start":3107.425,"end":3107.665,"sentiment":"neutral","sentiment_score":0.018583370372653008}],"sentiment":"neutral","sentiment_score":0.018583370372653008,"channel":1,"num_words":1,"start":3107.425,"end":3107.665},{"sentences":[{"text":"office.","start":3107.56,"end":3108.04,"sentiment":"neutral","sentiment_score":0.01791982725262642}],"sentiment":"neutral","sentiment_score":0.01791982725262642,"channel":0,"num_words":1,"start":3107.56,"end":3108.04},{"sentences":[{"text":"you are.","start":3107.665,"end":3108.405,"sentiment":"neutral","sentiment_score":0.016337572131305933}],"sentiment":"neutral","sentiment_score":0.016337572131305933,"channel":1,"num_words":2,"start":3107.665,"end":3108.405},{"sentences":[{"text":"Yeah.","start":3108.04,"end":3108.44,"sentiment":"neutral","sentiment_score":0.01814952492713928},{"text":"But I actually","start":3108.44,"end":3109.0,"sentiment":"neutral","sentiment_score":0.018747442712386448}],"sentiment":"neutral","sentiment_score":0.018597963266074657,"channel":0,"num_words":4,"start":3108.04,"end":3109.0},{"sentences":[{"text":"South","start":3108.865,"end":3109.365,"sentiment":"neutral","sentiment_score":0.016392933204770088}],"sentiment":"neutral","sentiment_score":0.016392933204770088,"channel":1,"num_words":1,"start":3108.865,"end":3109.365},{"sentences":[{"text":"live in Northern","start":3109.0,"end":3109.72,"sentiment":"neutral","sentiment_score":0.0226677047709624}],"sentiment":"neutral","sentiment_score":0.0226677047709624,"channel":0,"num_words":3,"start":3109.0,"end":3109.72},{"sentences":[{"text":"Beach.","start":3109.425,"end":3109.925,"sentiment":"neutral","sentiment_score":0.024743497371673584}],"sentiment":"neutral","sentiment_score":0.024743497371673584,"channel":1,"num_words":1,"start":3109.425,"end":3109.925},{"sentences":[{"text":"New South Wales.","start":3109.72,"end":3110.6199,"sentiment":"neutral","sentiment_score":0.016145104231933754},{"text":"Yeah.","start":3110.76,"end":3111.26,"sentiment":"neutral","sentiment_score":0.05921523272991181}],"sentiment":"neutral","sentiment_score":0.026912636356428266,"channel":0,"num_words":4,"start":3109.72,"end":3111.26},{"sentences":[{"text":"Okay.","start":3111.0251,"end":3111.5251,"sentiment":"neutral","sentiment_score":0.12695282697677612},{"text":"We're oh, beautiful.","start":3111.5852,"end":3112.645,"sentiment":"positive","sentiment_score":0.40609821677207947},{"text":"I love Northern New South Wales.","start":3112.7852,"end":3114.145,"sentiment":"positive","sentiment_score":0.4767113874355952},{"text":"I love love to move down there.","start":3114.145,"end":3115.665,"sentiment":"positive","sentiment_score":0.5334491942610059}],"sentiment":"positive","sentiment_score":0.4670388330431545,"channel":1,"num_words":17,"start":3111.0251,"end":3115.665},{"sentences":[{"text":"Yeah.","start":3115.5552,"end":3116.0552,"sentiment":"neutral","sentiment_score":0.16017797589302063}],"sentiment":"neutral","sentiment_score":0.16017797589302063,"channel":0,"num_words":1,"start":3115.5552,"end":3116.0552},{"sentences":[{"text":"But, yeah, but, actually, we've been looking at","start":3115.665,"end":3117.89,"sentiment":"neutral","sentiment_score":0.09430634696036577}],"sentiment":"neutral","sentiment_score":0.09430634696036577,"channel":1,"num_words":8,"start":3115.665,"end":3117.89},{"sentences":[{"text":"It","start":3117.875,"end":3118.115,"sentiment":"neutral","sentiment_score":0.1608920842409134}],"sentiment":"neutral","sentiment_score":0.1608920842409134,"channel":0,"num_words":1,"start":3117.875,"end":3118.115},{"sentences":[{"text":"places","start":3117.89,"end":3118.39,"sentiment":"neutral","sentiment_score":0.2048027068376541}],"sentiment":"neutral","sentiment_score":0.2048027068376541,"channel":1,"num_words":1,"start":3117.89,"end":3118.39},{"sentences":[{"text":"is beautiful.","start":3118.115,"end":3118.8552,"sentiment":"neutral","sentiment_score":0.2556300386786461}],"sentiment":"neutral","sentiment_score":0.2556300386786461,"channel":0,"num_words":2,"start":3118.115,"end":3118.8552},{"sentences":[{"text":"in in Southport.","start":3118.45,"end":3119.5898,"sentiment":"neutral","sentiment_score":0.05041981612642606},{"text":"So Southport","start":3119.97,"end":3122.15,"sentiment":"neutral","sentiment_score":0.038053616881370544}],"sentiment":"neutral","sentiment_score":0.04547333642840386,"channel":1,"num_words":5,"start":3118.45,"end":3122.15},{"sentences":[{"text":"Oh,","start":3122.0352,"end":3122.5352,"sentiment":"neutral","sentiment_score":0.06412860751152039}],"sentiment":"neutral","sentiment_score":0.06412860751152039,"channel":0,"num_words":1,"start":3122.0352,"end":3122.5352},{"sentences":[{"text":"or,","start":3122.3699,"end":3122.6099,"sentiment":"neutral","sentiment_score":0.08963170647621155}],"sentiment":"neutral","sentiment_score":0.08963170647621155,"channel":1,"num_words":1,"start":3122.3699,"end":3122.6099},{"sentences":[{"text":"nice.","start":3122.5952,"end":3123.0952,"sentiment":"neutral","sentiment_score":0.14895102381706238}],"sentiment":"neutral","sentiment_score":0.14895102381706238,"channel":0,"num_words":1,"start":3122.5952,"end":3123.0952},{"sentences":[{"text":"like,","start":3122.6099,"end":3123.1099,"sentiment":"neutral","sentiment_score":0.11564084887504578}],"sentiment":"neutral","sentiment_score":0.11564084887504578,"channel":1,"num_words":1,"start":3122.6099,"end":3123.1099},{"sentences":[{"text":"Nice.","start":3123.395,"end":3123.895,"sentiment":"neutral","sentiment_score":0.14146319031715393}],"sentiment":"neutral","sentiment_score":0.14146319031715393,"channel":0,"num_words":1,"start":3123.395,"end":3123.895},{"sentences":[{"text":"there or or we actually found one last night","start":3123.49,"end":3126.3699,"sentiment":"neutral","sentiment_score":0.07251289486885071}],"sentiment":"neutral","sentiment_score":0.07251289486885071,"channel":1,"num_words":9,"start":3123.49,"end":3126.3699},{"sentences":[{"text":"Yep.","start":3126.3552,"end":3126.57,"sentiment":"neutral","sentiment_score":0.058531753718853}],"sentiment":"neutral","sentiment_score":0.058531753718853,"channel":0,"num_words":1,"start":3126.3552,"end":3126.57},{"sentences":[{"text":"in bigger waters.","start":3126.3699,"end":3127.5098,"sentiment":"neutral","sentiment_score":0.04945133129755656},{"text":"Like, it's it's, like, not on the it's, you know, like, the block that's on the beach on Marine Parade there, but it's, like,","start":3127.65,"end":3135.475,"sentiment":"neutral","sentiment_score":0.058929973281919956}],"sentiment":"neutral","sentiment_score":0.05787679083921291,"channel":1,"num_words":27,"start":3126.3699,"end":3135.475},{"sentences":[{"text":"Yeah.","start":3135.6902,"end":3136.1902,"sentiment":"neutral","sentiment_score":0.06036023795604706}],"sentiment":"neutral","sentiment_score":0.06036023795604706,"channel":0,"num_words":1,"start":3135.6902,"end":3136.1902},{"sentences":[{"text":"in a heart a little mini high rise just behind.","start":3136.0151,"end":3139.535,"sentiment":"neutral","sentiment_score":0.07423643544316291},{"text":"So it's in that block on the beach.","start":3139.535,"end":3141.215,"sentiment":"neutral","sentiment_score":0.060072326101362705},{"text":"But yeah.","start":3141.215,"end":3141.955,"sentiment":"neutral","sentiment_score":0.09127449244260788}],"sentiment":"neutral","sentiment_score":0.07027459740638733,"channel":1,"num_words":20,"start":3136.0151,"end":3141.955},{"sentences":[{"text":"Yes.","start":3142.2651,"end":3142.7651,"sentiment":"neutral","sentiment_score":0.12382277846336363}],"sentiment":"neutral","sentiment_score":0.12382277846336363,"channel":0,"num_words":1,"start":3142.2651,"end":3142.7651},{"sentences":[{"text":"And yeah.","start":3143.04,"end":3144.24,"sentiment":"neutral","sentiment_score":0.13881443440914154},{"text":"And and it's a good price.","start":3144.24,"end":3145.9202,"sentiment":"neutral","sentiment_score":0.275817242761453},{"text":"And mom like, mom the mom's property has it's worth, like, between 900,000 and a million dollars.","start":3145.9202,"end":3152.8801,"sentiment":"neutral","sentiment_score":0.17656878776410045},{"text":"So yeah.","start":3152.8801,"end":3153.4402,"sentiment":"neutral","sentiment_score":0.1256614439189434},{"text":"So she's got a sort of a good amount to,","start":3153.4402,"end":3155.62,"sentiment":"neutral","sentiment_score":0.15107499957084655}],"sentiment":"neutral","sentiment_score":0.1809803946195422,"channel":1,"num_words":37,"start":3143.04,"end":3155.62},{"sentences":[{"text":"Yes.","start":3155.145,"end":3155.225,"sentiment":"neutral","sentiment_score":0.1306009143590927},{"text":"Wow.","start":3155.225,"end":3155.725,"sentiment":"neutral","sentiment_score":0.1519143283367157}],"sentiment":"neutral","sentiment_score":0.1412576213479042,"channel":0,"num_words":2,"start":3155.145,"end":3155.725},{"sentences":[{"text":"yeah, to sort of get something down there.","start":3156.24,"end":3158.045,"sentiment":"neutral","sentiment_score":0.10820941627025604},{"text":"And we've we thought if we get something sort of near the tram or you know, and, like, near the Broadwater there, it's good flat walking for me and","start":3158.045,"end":3166.1448,"sentiment":"neutral","sentiment_score":0.12544784001235304}],"sentiment":"neutral","sentiment_score":0.12172061325730504,"channel":1,"num_words":37,"start":3156.24,"end":3166.1448},{"sentences":[{"text":"Yeah.","start":3165.96,"end":3166.44,"sentiment":"neutral","sentiment_score":0.07967384159564972}],"sentiment":"neutral","sentiment_score":0.07967384159564972,"channel":0,"num_words":1,"start":3165.96,"end":3166.44},{"sentences":[{"text":"and","start":3166.365,"end":3166.765,"sentiment":"neutral","sentiment_score":0.06261132657527924}],"sentiment":"neutral","sentiment_score":0.06261132657527924,"channel":1,"num_words":1,"start":3166.365,"end":3166.765},{"sentences":[{"text":"Yep.","start":3166.44,"end":3166.94,"sentiment":"neutral","sentiment_score":0.07574188709259033}],"sentiment":"neutral","sentiment_score":0.07574188709259033,"channel":0,"num_words":1,"start":3166.44,"end":3166.94},{"sentences":[{"text":"stuff.","start":3166.765,"end":3167.085,"sentiment":"neutral","sentiment_score":0.08921002596616745},{"text":"So yeah.","start":3167.085,"end":3167.9849,"sentiment":"neutral","sentiment_score":0.1266605705022812}],"sentiment":"neutral","sentiment_score":0.11417705565690994,"channel":1,"num_words":3,"start":3166.765,"end":3167.9849},{"sentences":[{"text":"Absolutely.","start":3168.3599,"end":3168.8599,"sentiment":"neutral","sentiment_score":0.16087841987609863}],"sentiment":"neutral","sentiment_score":0.16087841987609863,"channel":0,"num_words":1,"start":3168.3599,"end":3168.8599},{"sentences":[{"text":"Yeah.","start":3170.125,"end":3170.625,"sentiment":"neutral","sentiment_score":0.11613906919956209}],"sentiment":"neutral","sentiment_score":0.11613906919956209,"channel":1,"num_words":1,"start":3170.125,"end":3170.625},{"sentences":[{"text":"Yeah.","start":3170.3052,"end":3170.625,"sentiment":"neutral","sentiment_score":0.1107177585363388},{"text":"No.","start":3170.625,"end":3170.865,"sentiment":"neutral","sentiment_score":0.14245615899562836},{"text":"That's great.","start":3170.865,"end":3171.425,"sentiment":"neutral","sentiment_score":0.30438563227653503},{"text":"And then they extended the tram down to Burley now as well,","start":3171.425,"end":3174.5452,"sentiment":"neutral","sentiment_score":0.2236518201728662}],"sentiment":"neutral","sentiment_score":0.22161043900996447,"channel":0,"num_words":16,"start":3170.3052,"end":3174.5452},{"sentences":[{"text":"I","start":3174.42,"end":3174.58,"sentiment":"neutral","sentiment_score":0.2200044542551041}],"sentiment":"neutral","sentiment_score":0.2200044542551041,"channel":1,"num_words":1,"start":3174.42,"end":3174.58},{"sentences":[{"text":"which","start":3174.5452,"end":3174.865,"sentiment":"neutral","sentiment_score":0.17549918591976166}],"sentiment":"neutral","sentiment_score":0.17549918591976166,"channel":0,"num_words":1,"start":3174.5452,"end":3174.865},{"sentences":[{"text":"know.","start":3174.58,"end":3175.08,"sentiment":"neutral","sentiment_score":0.2032829225063324}],"sentiment":"neutral","sentiment_score":0.2032829225063324,"channel":1,"num_words":1,"start":3174.58,"end":3175.08},{"sentences":[{"text":"is great.","start":3174.865,"end":3175.665,"sentiment":"positive","sentiment_score":0.371774286031723},{"text":"More of the Gold Coast is covered with","start":3175.665,"end":3177.425,"sentiment":"neutral","sentiment_score":0.14883840456604958}],"sentiment":"neutral","sentiment_score":0.19342558085918427,"channel":0,"num_words":10,"start":3174.865,"end":3177.425},{"sentences":[{"text":"Yeah.","start":3177.22,"end":3177.72,"sentiment":"neutral","sentiment_score":0.09691181033849716}],"sentiment":"neutral","sentiment_score":0.09691181033849716,"channel":1,"num_words":1,"start":3177.22,"end":3177.72},{"sentences":[{"text":"the tram, and it's only 50¢ a trip.","start":3177.425,"end":3179.585,"sentiment":"neutral","sentiment_score":0.1094858923128673},{"text":"So it's so","start":3179.585,"end":3180.3052,"sentiment":"positive","sentiment_score":0.39082685112953186}],"sentiment":"neutral","sentiment_score":0.19388817995786667,"channel":0,"num_words":11,"start":3177.425,"end":3180.3052},{"sentences":[{"text":"We","start":3180.1,"end":3180.6,"sentiment":"neutral","sentiment_score":0.2755400836467743}],"sentiment":"neutral","sentiment_score":0.2755400836467743,"channel":1,"num_words":1,"start":3180.1,"end":3180.6},{"sentences":[{"text":"cheap.","start":3180.3052,"end":3180.8052,"sentiment":"positive","sentiment_score":0.3644285500049591}],"sentiment":"positive","sentiment_score":0.3644285500049591,"channel":0,"num_words":1,"start":3180.3052,"end":3180.8052},{"sentences":[{"text":"we get on it all the time, mom and I, like, because it saves both of us from having to drive.","start":3181.14,"end":3185.795,"sentiment":"positive","sentiment_score":0.39441794015112375},{"text":"So we will sometimes drive to Helensvale and then get the tramps in Helensvale to surface because that that's where I have appointments.","start":3185.795,"end":3192.055,"sentiment":"neutral","sentiment_score":0.14618039973404096}],"sentiment":"neutral","sentiment_score":0.26465740766037593,"channel":1,"num_words":44,"start":3181.14,"end":3192.055},{"sentences":[{"text":"Yeah.","start":3192.51,"end":3192.99,"sentiment":"neutral","sentiment_score":0.12379083782434464}],"sentiment":"neutral","sentiment_score":0.12379083782434464,"channel":0,"num_words":1,"start":3192.51,"end":3192.99},{"sentences":[{"text":"Yeah.","start":3192.515,"end":3193.015,"sentiment":"neutral","sentiment_score":0.2055695354938507}],"sentiment":"neutral","sentiment_score":0.2055695354938507,"channel":1,"num_words":1,"start":3192.515,"end":3193.015},{"sentences":[{"text":"Beautiful.","start":3192.99,"end":3193.49,"sentiment":"positive","sentiment_score":0.5205712914466858}],"sentiment":"positive","sentiment_score":0.5205712914466858,"channel":0,"num_words":1,"start":3192.99,"end":3193.49},{"sentences":[{"text":"So we haven't gone down to Burley","start":3193.795,"end":3195.555,"sentiment":"neutral","sentiment_score":0.10945493195738111}],"sentiment":"neutral","sentiment_score":0.10945493195738111,"channel":1,"num_words":7,"start":3193.795,"end":3195.555},{"sentences":[{"text":"Yeah.","start":3195.47,"end":3195.97,"sentiment":"neutral","sentiment_score":0.06889127939939499}],"sentiment":"neutral","sentiment_score":0.06889127939939499,"channel":0,"num_words":1,"start":3195.47,"end":3195.97},{"sentences":[{"text":"yet, but it is on our list to do.","start":3195.555,"end":3197.635,"sentiment":"neutral","sentiment_score":0.13259868489371407},{"text":"Yeah.","start":3197.635,"end":3198.12,"sentiment":"neutral","sentiment_score":0.09134769439697266},{"text":"Okay.","start":3199.08,"end":3199.56,"sentiment":"neutral","sentiment_score":0.16118277609348297},{"text":"Thanks,","start":3199.56,"end":3200.06,"sentiment":"positive","sentiment_score":0.3480166792869568}],"sentiment":"neutral","sentiment_score":0.1494946094850699,"channel":1,"num_words":12,"start":3195.555,"end":3200.06},{"sentences":[{"text":"Yeah.","start":3199.7148,"end":3200.2148,"sentiment":"neutral","sentiment_score":0.1599973291158676},{"text":"No.","start":3200.355,"end":3200.515,"sentiment":"neutral","sentiment_score":0.14808759093284607},{"text":"That's","start":3200.515,"end":3200.835,"sentiment":"neutral","sentiment_score":0.2375905364751816}],"sentiment":"neutral","sentiment_score":0.18189181884129843,"channel":0,"num_words":3,"start":3199.7148,"end":3200.835},{"sentences":[{"text":"Dana.","start":3200.52,"end":3201.02,"sentiment":"neutral","sentiment_score":0.2362581342458725}],"sentiment":"neutral","sentiment_score":0.2362581342458725,"channel":1,"num_words":1,"start":3200.52,"end":3201.02},{"sentences":[{"text":"all good.","start":3200.835,"end":3201.315,"sentiment":"positive","sentiment_score":0.4237818568944931},{"text":"Well, when you do move down, we'll get you into the office, and we can","start":3201.315,"end":3204.4348,"sentiment":"neutral","sentiment_score":0.13466193775335947}],"sentiment":"neutral","sentiment_score":0.16867604588761048,"channel":0,"num_words":17,"start":3200.835,"end":3204.4348},{"sentences":[{"text":"Yeah.","start":3204.28,"end":3204.78,"sentiment":"neutral","sentiment_score":0.10295124351978302}],"sentiment":"neutral","sentiment_score":0.10295124351978302,"channel":1,"num_words":1,"start":3204.28,"end":3204.78},{"sentences":[{"text":"meet in person and do a bit of a catch up.","start":3204.4348,"end":3206.595,"sentiment":"neutral","sentiment_score":0.18838816610249606},{"text":"That'd be fantastic.","start":3206.595,"end":3207.6548,"sentiment":"positive","sentiment_score":0.6167774001757304}],"sentiment":"neutral","sentiment_score":0.2801858591181891,"channel":0,"num_words":14,"start":3204.4348,"end":3207.6548},{"sentences":[{"text":"Okay.","start":3207.8801,"end":3208.28,"sentiment":"neutral","sentiment_score":0.1918518990278244},{"text":"That that'll","start":3208.28,"end":3208.84,"sentiment":"neutral","sentiment_score":0.22782433778047562}],"sentiment":"neutral","sentiment_score":0.2158335248629252,"channel":1,"num_words":3,"start":3207.8801,"end":3208.84},{"sentences":[{"text":"Yeah.","start":3208.515,"end":3209.015,"sentiment":"neutral","sentiment_score":0.274678498506546}],"sentiment":"neutral","sentiment_score":0.274678498506546,"channel":0,"num_words":1,"start":3208.515,"end":3209.015},{"sentences":[{"text":"be perfect.","start":3208.84,"end":3209.58,"sentiment":"positive","sentiment_score":0.43592821061611176},{"text":"Yep.","start":3209.8801,"end":3210.2002,"sentiment":"neutral","sentiment_score":0.1494942158460617},{"text":"Okay.","start":3210.2002,"end":3210.7002,"sentiment":"neutral","sentiment_score":0.13728323578834534},{"text":"That this this is this","start":3210.76,"end":3212.295,"sentiment":"neutral","sentiment_score":0.13443051278591156}],"sentiment":"neutral","sentiment_score":0.2034207151995765,"channel":1,"num_words":9,"start":3208.84,"end":3212.295},{"sentences":[{"text":"All","start":3212.2202,"end":3212.4602,"sentiment":"neutral","sentiment_score":0.2725237309932709}],"sentiment":"neutral","sentiment_score":0.2725237309932709,"channel":0,"num_words":1,"start":3212.2202,"end":3212.4602},{"sentences":[{"text":"has been","start":3212.295,"end":3212.695,"sentiment":"positive","sentiment_score":0.5117784291505814}],"sentiment":"positive","sentiment_score":0.5117784291505814,"channel":1,"num_words":2,"start":3212.295,"end":3212.695},{"sentences":[{"text":"good.","start":3212.4602,"end":3212.9602,"sentiment":"positive","sentiment_score":0.4032530188560486}],"sentiment":"positive","sentiment_score":0.4032530188560486,"channel":0,"num_words":1,"start":3212.4602,"end":3212.9602},{"sentences":[{"text":"a really","start":3212.695,"end":3213.275,"sentiment":"neutral","sentiment_score":0.2431536689400673}],"sentiment":"neutral","sentiment_score":0.2431536689400673,"channel":1,"num_words":2,"start":3212.695,"end":3213.275},{"sentences":[{"text":"Thank you","start":3213.02,"end":3213.76,"sentiment":"positive","sentiment_score":0.6058752834796906}],"sentiment":"positive","sentiment_score":0.6058752834796906,"channel":0,"num_words":2,"start":3213.02,"end":3213.76},{"sentences":[{"text":"helpful","start":3213.415,"end":3213.915,"sentiment":"positive","sentiment_score":0.5694459080696106}],"sentiment":"positive","sentiment_score":0.5694459080696106,"channel":1,"num_words":1,"start":3213.415,"end":3213.915},{"sentences":[{"text":"so much, Amy.","start":3213.82,"end":3214.78,"sentiment":"positive","sentiment_score":0.6067220568656921},{"text":"I'll let not a problem.","start":3214.78,"end":3217.36,"sentiment":"neutral","sentiment_score":0.3223058760166168},{"text":"Honestly,","start":3217.4202,"end":3217.9202,"sentiment":"positive","sentiment_score":0.417856901884079}],"sentiment":"positive","sentiment_score":0.4277280502849155,"channel":0,"num_words":9,"start":3213.82,"end":3217.9202},{"sentences":[{"text":"helpful.","start":3217.575,"end":3218.075,"sentiment":"positive","sentiment_score":0.5464406609535217}],"sentiment":"positive","sentiment_score":0.5464406609535217,"channel":1,"num_words":1,"start":3217.575,"end":3218.075},{"sentences":[{"text":"it's all not an issue at all.","start":3218.1401,"end":3219.98,"sentiment":"positive","sentiment_score":0.5044539570808411},{"text":"You have a lovely day.","start":3219.98,"end":3221.1,"sentiment":"positive","sentiment_score":0.7197790622711182},{"text":"I'll let you go to enjoy the rest","start":3221.1,"end":3222.615,"sentiment":"positive","sentiment_score":0.5395503379404545}],"sentiment":"positive","sentiment_score":0.5723237857222557,"channel":0,"num_words":20,"start":3218.1401,"end":3222.615},{"sentences":[{"text":"Two.","start":3222.535,"end":3223.035,"sentiment":"positive","sentiment_score":0.3795502483844757}],"sentiment":"positive","sentiment_score":0.3795502483844757,"channel":1,"num_words":1,"start":3222.535,"end":3223.035},{"sentences":[{"text":"of your day, and just let me know if there's any questions, and I'll make sure I get that email out to you shortly.","start":3222.615,"end":3227.035,"sentiment":"neutral","sentiment_score":0.3183651342988014},{"text":"Okay?","start":3227.255,"end":3227.755,"sentiment":"neutral","sentiment_score":0.17868991196155548}],"sentiment":"neutral","sentiment_score":0.3127781254053116,"channel":0,"num_words":25,"start":3222.615,"end":3227.755},{"sentences":[{"text":"Thank you so much.","start":3227.593,"end":3228.813,"sentiment":"positive","sentiment_score":0.5689947307109833},{"text":"See you later.","start":3229.033,"end":3229.853,"sentiment":"positive","sentiment_score":0.3951711058616638}],"sentiment":"positive","sentiment_score":0.4944988914898464,"channel":1,"num_words":7,"start":3227.593,"end":3229.853},{"sentences":[{"text":"My pleasure.","start":3231.015,"end":3231.835,"sentiment":"positive","sentiment_score":0.50904980301857},{"text":"Thank you.","start":3231.975,"end":3232.535,"sentiment":"positive","sentiment_score":0.49717989563941956},{"text":"See you later.","start":3232.535,"end":3233.355,"sentiment":"positive","sentiment_score":0.3401823739210765}],"sentiment":"positive","sentiment_score":0.43328664558274405,"channel":0,"num_words":7,"start":3231.015,"end":3233.355},{"sentences":[{"text":"Thanks.","start":3233.113,"end":3233.613,"sentiment":"positive","sentiment_score":0.3972063660621643}],"sentiment":"positive","sentiment_score":0.3972063660621643,"channel":1,"num_words":1,"start":3233.113,"end":3233.613},{"sentences":[{"text":"Bye.","start":3233.415,"end":3233.915,"sentiment":"neutral","sentiment_score":0.24408940970897677}],"sentiment":"neutral","sentiment_score":0.24408940970897677,"channel":0,"num_words":1,"start":3233.415,"end":3233.915},{"sentences":[{"text":"Bye.","start":3233.753,"end":3234.253,"sentiment":"neutral","sentiment_score":0.1430353969335556}],"sentiment":"neutral","sentiment_score":0.1430353969335556,"channel":1,"num_words":1,"start":3233.753,"end":3234.253}]},"summary":{"result":"success","short":"Representatives from OQ Financial speak with customers about their annual reviews and personal information. They suggest referring customers to tax advisors for help with tax returns and advise them to start small and slowly. The speakers also discuss retirement plans, investment plans, and the importance of updating beneficiary and beneficiary information. They provide annual reviews and update customer advice for future reference. The speakers emphasize the importance of providing a good foundation for the customer to build on their success and provide information on estate planning and beneficiary updates."},"intents":{"segments":[{"text":"Thanks so much for taking my call this morning. Thank I've just you. got you in to go through your annual review, and I believe you had a couple of additional questions there for us this morning. Is now still a good time?","start_word":22,"end_word":64,"intents":[{"intent":"Schedule review","confidence_score":0.009646593}]},{"text":"I'm looking at selling my car, and I'm act and Yep.","start_word":394,"end_word":404,"intents":[{"intent":"Sell car","confidence_score":0.82207054}]},{"text":"to see if I could invest that money just with you.","start_word":419,"end_word":429,"intents":[{"intent":"Discuss investment options","confidence_score":0.2632006}]},{"text":"The only other thing was was my tax. I I haven't done my tax, and I I'm scared it's actually coming up to, like, nearly ten years. Like yeah. It it would be coming up to ten ten years, I think. And I'm eight or nine years, and I'm I'm freaking out. Yes. Like yeah.","start_word":520,"end_word":574,"intents":[{"intent":"Discuss tax","confidence_score":0.62675923}]},{"text":"And I've had it I've had, like, some heart not heart trouble, but I've had, like, yeah, a bit of, like I've had pericarditis, which is, like, inflammation of the heart.","start_word":619,"end_word":649,"intents":[{"intent":"Discuss pericarditis","confidence_score":0.06625467}]},{"text":"I haven't worked for, like, now, like, well over twelve months and, like, it's like, Yeah. I'm on the disability pension and yeah. So I'm really trying to just look after my mental health Yeah.","start_word":666,"end_word":700,"intents":[{"intent":"Address health concerns","confidence_score":0.021989003}]},{"text":"But we can most of the time, over the last couple of years, most of the information that is collected by TaxWise from employers, a lot of that is prefilled into your myGov for you ready for taxation.","start_word":1128,"end_word":1165,"intents":[{"intent":"Gather information","confidence_score":0.0049466905}]},{"text":"So when I did the referral for that for you, it's an email Cool. from myself to him and to you. He'll then make contact and book in a time to have a chat with you, whether it be Teams or by the phone or in person, depending on what you're more comfortable with. Yep.","start_word":1420,"end_word":1474,"intents":[{"intent":"Schedule a call with adviser","confidence_score":0.0005169847}]},{"text":"So when I'm thinking about investing funds, realistically, to invest in the market, you wouldn't want to invest anything that you're planning to access within the next five years. So if there's a chance you might need that, let's say, a bill or, you know, rent or food or something that you might have, because Okay.","start_word":1753,"end_word":1808,"intents":[{"intent":"Discuss investing funds and term deposits","confidence_score":0.00025381084},{"intent":"Discuss investing options and options for investors","confidence_score":0.0000048043407}]},{"text":"Term deposits are great.","start_word":1834,"end_word":1837,"intents":[{"intent":"Discuss term deposits and cash rates","confidence_score":0.010118084}]},{"text":"If you were wanting to invest for longer, say five years or more and comfortable with investing in the market very similar to the way your super is, then we can definitely build portfolios for you. Yep.","start_word":1952,"end_word":1988,"intents":[{"intent":"Discuss investing for extended periods","confidence_score":0.0000017242012}]},{"text":"I sort of think let's start small. Work within your comfort level. I don't wanna pile too much onto your fight all at once and overwhelm you. So just sort of starting small, working our way through the first thing, getting used to that, then doing on that over time is probably Yep. where we're gonna see some benefit and just taking it slow. You don't have to do everything at once. We can work Yep.","start_word":2407,"end_word":2482,"intents":[{"intent":"Start small business plan","confidence_score":0.000004611011}]},{"text":"Can I just ask what bank are you bank with at the moment Yes.","start_word":2590,"end_word":2603,"intents":[{"intent":"Ask about bank affiliation","confidence_score":0.0023200952}]},{"text":"What are you willing to offer me? And see what kind of a a term deposit rate they might offer you for a certain time. They might come back with something a little bit nicer Better.","start_word":2723,"end_word":2758,"intents":[{"intent":"Verify customer preferences","confidence_score":0.0000017577081}]},{"text":"What are you willing to offer me? And see what kind of a a term deposit rate they might offer you for a certain time. They might come back with something a little bit nicer Better. than what their advertised rate is for you. Yeah.","start_word":2723,"end_word":2767,"intents":[{"intent":"Offer nab rates","confidence_score":0.013170912}]},{"text":"So we're selling your car. When are you sort of thinking that in the process? Have you got a time frame Sweet. for when you're sort of hoping to start selling the vehicle? Or Yeah.","start_word":2777,"end_word":2811,"intents":[{"intent":"Discuss selling car","confidence_score":0.022733476}]},{"text":"So, like, retro, it's running out, I think, in end of September, so I kind of wanna get it sold. You know?","start_word":2871,"end_word":2892,"intents":[{"intent":"Discuss and sell retro","confidence_score":0.0032693348},{"intent":"Discuss and sell retro","confidence_score":0.27665812}]},{"text":"Well, I'll get after the call, I'll go and do some research for you and send you an email on some term deposit rates. I'll get it through either today or Monday for you just so I can do a bit of research around the options there, what what is available, what's out there, and give you some information to kinda break it down.","start_word":3059,"end_word":3122,"intents":[{"intent":"Obtain information about term deposits and the availability of term deposit rates","confidence_score":1.964152e-8}]},{"text":"Are you able to access your Yep. email at the moment?","start_word":3201,"end_word":3211,"intents":[{"intent":"Access yep email","confidence_score":0.120749295},{"intent":"Access yep documents","confidence_score":0.011162575}]},{"text":"I've been looking at for you. So I had a really good review of everything before the call. Oh, good.","start_word":3317,"end_word":3336,"intents":[{"intent":"Review everything","confidence_score":0.003808581}]},{"text":"I I said to mom, I said because, you know, the market's been, like, up and down with what Trump what's, I guess, been going on with Trump and the oil and everything. And at the moment, it Yeah.","start_word":3337,"end_word":3375,"intents":[{"intent":"Discuss trump and oil","confidence_score":0.011847851}]},{"text":"So it's giving you an update on your balance. So when I look back at your balance this time last year, you had about a 157,839 and 51<unk> in the account there. What is Your balance as of the August 11, which is when we did the documents, you're sitting at a 164,360 and 79<unk> then.","start_word":3410,"end_word":3465,"intents":[{"intent":"Check balance","confidence_score":0.036396608}]},{"text":"What is Your balance as of the August 11, which is when we did the documents, you're sitting at a 164,360 and 79<unk> then. And when I look at the super fund from then to now, you're sitting at a 165,052. So we have some had some additional growth on top of that, which is great. Oh, good.","start_word":3442,"end_word":3499,"intents":[{"intent":"Discuss potential growth","confidence_score":0.02013985}]},{"text":"So that $8,036 is growth and income, which has been re reinvested and compounded back into your super to keep working and growing.","start_word":3864,"end_word":3886,"intents":[{"intent":"Reinvest in portfolio","confidence_score":0.007275263}]},{"text":"look, I am really happy with how your portfolio has performed this year as much as it is a lower rate of return. Yep.","start_word":3947,"end_word":3970,"intents":[{"intent":"Evaluate portfolio performance","confidence_score":0.022429125}]},{"text":"I have sort of reviewed all the investments individually, and I do think there's a place where I can provide some advice. So I'd like to go back if you're comfortable with it, look at some Yes. of the investments, maybe switch them up a little bit. Because we Yep.","start_word":4001,"end_word":4050,"intents":[{"intent":"Provide advice","confidence_score":0.49408948}]},{"text":"Are you open to me doing Yep. that?","start_word":4124,"end_word":4131,"intents":[{"intent":"Manage portfolio","confidence_score":0.026906328}]},{"text":"Look, we do work for you and in your best interest. So while we do get paid for our services, we wanna make sure that we are working in your best interest.","start_word":4149,"end_word":4180,"intents":[{"intent":"Work consistently","confidence_score":0.00006947832}]},{"text":"often, it's good to reevaluate the investments within the portfolio, Yep. keep them working harder, and Yep. also restructure it.","start_word":4231,"end_word":4250,"intents":[{"intent":"Restructure portfolio","confidence_score":0.5391498}]},{"text":"So we might be at a there's a portfolio that saves in investment fees, so lowering the investment fees within your portfolio benefits you because Yep.","start_word":4252,"end_word":4277,"intents":[{"intent":"Reduce investment fees","confidence_score":0.21358393}]},{"text":"So we might be at a there's a portfolio that saves in investment fees, so lowering the investment fees within your portfolio benefits you because Yep. it's more money that stays in your suit for compounding working harder for yourself. So I would love Okay.","start_word":4252,"end_word":4296,"intents":[{"intent":"Increase savings","confidence_score":0.0013201573}]},{"text":"Did you want me to maybe update the advice to reflect maybe Yes. starting to contribute Yes.","start_word":4517,"end_word":4533,"intents":[{"intent":"Update advice","confidence_score":0.35349923}]},{"text":"from I do. from your funds and maybe just start with something small. Yeah.","start_word":4534,"end_word":4547,"intents":[{"intent":"Consider contributing","confidence_score":0.0013719696}]},{"text":"from I do. from your funds and maybe just start with something small. Yeah. Yeah. I think, like like, realistically, I think, like, $25 a week. So it's a $100 a month. Yep.","start_word":4534,"end_word":4566,"intents":[{"intent":"Discuss monthly contribution","confidence_score":0.0058078794}]},{"text":"Not an I issue think and at all. that's I can just absolutely incorporate that into the advice. Yeah. yeah.","start_word":4618,"end_word":4637,"intents":[{"intent":"Integrate advice","confidence_score":0.18482974}]},{"text":"So if we think about $25 on a, let's say, a weekly basis, and we Yeah. do that over the course of the year, it's $3,700 that you're putting in the super. Then Yes.","start_word":4839,"end_word":4872,"intents":[{"intent":"Calculate cost","confidence_score":0.0010042212}]},{"text":"waste money, you know? Yeah. Cool.","start_word":5051,"end_word":5056,"intents":[{"intent":"Advise on cost","confidence_score":0.000062467174}]},{"text":"I know the pension rates are supposed to be reviewed again in a couple of weeks, so there may be a bit of an increase there depending on how they assess it. Because they assess Yeah.","start_word":5249,"end_word":5284,"intents":[{"intent":"Monitor rates","confidence_score":0.0005909643}]},{"text":"And, well, as much as you don't have any of those sorts of insurances, I mean, as it says, income protection is not gonna be possible because you're not working. You can get, like, TBD, but it is hard to sort of apply for, and there would be a lot of exclusions based on your current health.","start_word":6184,"end_word":6240,"intents":[{"intent":"Evaluate insurance coverage","confidence_score":0.055799987}]},{"text":"I love what I do, and it's not easy. And I'm so sorry you've gone through so much, but I wanna help you moving forward and stay in contact and just to catch up with you to make sure that we're working in your best interest. Oh, Okay?","start_word":6674,"end_word":6721,"intents":[{"intent":"Stay in contact","confidence_score":0.02612842},{"intent":"Catch up with speaker","confidence_score":0.11522205}]},{"text":"at the moment with your beneficiary nomination on your super, it's your mom, and she's noted as being an interdependent an interdependent relationship with you, which means that if you were to pass away, essentially, she would need to be able to prove that she is reliant on you financially, which is a very difficult thing to claim.","start_word":6856,"end_word":6913,"intents":[{"intent":"Prove reliant on mom","confidence_score":0.43028224}]},{"text":"So it does mean that in the event of something happening to you, the claim wouldn't go through. It would be declined, which then means your super would have to go through the probate process. Oh, There fuck.","start_word":6926,"end_word":6963,"intents":[{"intent":"Propose probate process","confidence_score":0.2178693}]},{"text":"But do you happen to have a will? Have you ever drawn up a will?","start_word":7005,"end_word":7019,"intents":[{"intent":"Create will","confidence_score":0.01180656}]},{"text":"So I definitely wanna get this beneficiary nomination updated for you so that it does reflect the your circumstances correctly. It would just mean that we take the legal personal representative box, and it just means that everything would just need to go through to your estate.","start_word":7603,"end_word":7649,"intents":[{"intent":"Update beneficiary nomination","confidence_score":0.086959325}]},{"text":"And we check it with you every year to make sure it's still valid.","start_word":7715,"end_word":7728,"intents":[{"intent":"Check nomination's validity","confidence_score":0.000976633}]},{"text":"Did you wanna keep it so you fill the format every three years, or did you wanted to do it once and make your life a bit easier? What would you Yeah.","start_word":7730,"end_word":7761,"intents":[{"intent":"Refill format","confidence_score":0.48853847}]},{"text":"Do you have any questions at the moment, Naomi? Anything else that you wanted me to kinda break down for you?","start_word":7867,"end_word":7887,"intents":[{"intent":"Help on content","confidence_score":6.6439734e-9}]},{"text":"What were you I gonna do say? quite a bit with Centrelink advice as well. I do Oh, handle okay. a lot with Centrelink advice as well and looking at their rules and things like that. So if you need help, let me know. I Okay.","start_word":8040,"end_word":8085,"intents":[{"intent":"Provide help with centrelink advice","confidence_score":0.000030902742}]},{"text":"I can, Oh, thank you you. know, help to provide advice around those sorts of areas, and I'll do what I can to sort of make it as easy and cheaply as possible for you. Yep.","start_word":8094,"end_word":8129,"intents":[{"intent":"Provide advice","confidence_score":0.6443269}]},{"text":"I'm always helping and working with the best possible advice I can do to make sure you're answering questions. But I do quite a lot around Stanslink and deal with their their rules on a regular basis, Okay.","start_word":8178,"end_word":8215,"intents":[{"intent":"Update and simplify rules","confidence_score":0.0001228153}]},{"text":"The only other thing to kind of go through with you is the ongoing service agreement side of it. So where you've got that little sign here button, Yep. Yep. that does take you through to our ongoing service agreement. Now over the last couple of years, our agreement has been exactly the same. So it's been a percentage based fee based on 1.65% per annum. Yep.","start_word":8252,"end_word":8318,"intents":[{"intent":"Access service agreement","confidence_score":0.003041131}]},{"text":"So instead of just noting it as a percentage based fee, we actually have it set as a dollar fee. Our fee structure is now tiered.","start_word":8341,"end_word":8366,"intents":[{"intent":"Consolidate fee structure","confidence_score":0.0085448185},{"intent":"Automate fee structure","confidence_score":0.00035042973}]},{"text":"So the idea the idea is that we didn't wanna sort of keep the same fee structure and be charged with the the set percentage.","start_word":8541,"end_word":8565,"intents":[{"intent":"Clarify fee structure","confidence_score":0.11374514}]},{"text":"So two weeks time brings us to the August 27. Is the Thursday at 09:30 gonna be okay to do your advice with you in the morning? good.","start_word":8999,"end_word":9026,"intents":[{"intent":"Schedule call","confidence_score":0.084508814}]},{"text":"I'll add a little bit of information on the the estate planning side of things. I'll put a bit of detail in there about updating your beneficiary to a legal representative and what that means to clarify it for you. And I'll also put some details in there on doing up a will and how to go about doing that. Yes.","start_word":9244,"end_word":9304,"intents":[{"intent":"Discuss and clarify estate planning details","confidence_score":0.00065365975}]},{"text":"I'll put a bit of detail in there about updating your beneficiary to a legal representative and what that means to clarify it for you. And I'll also put some details in there on doing up a will and how to go about doing that. Yes.","start_word":9259,"end_word":9304,"intents":[{"intent":"Clarify and update beneficiary information","confidence_score":0.000710336}]},{"text":"I'll go back and do that research for you and get everything working. And if you're happy just to stay on board as a client, I'll just get you to sign on that annual ongoing service agreement. You put the sign here button, that'll all come back I've done it. I did it whilst you were just chatting to me, so it should be to it should me. be done.","start_word":9465,"end_word":9534,"intents":[{"intent":"Assist with research and stay on board as client","confidence_score":0.00076535513}]},{"text":"I hope everything goes well with selling the car, and I'll get that email done. And, yeah, good luck looking at properties with the mom. Yeah.","start_word":9563,"end_word":9588,"intents":[{"intent":"Sell car and have a good day","confidence_score":0.0000044563385}]},{"text":"And, yeah, good luck looking at properties with the mom. Yeah.","start_word":9578,"end_word":9588,"intents":[{"intent":"Explore properties with the mom","confidence_score":0.04374664}]},{"text":"And and it's a good price. And mom like, mom the mom's property has it's worth, like, between 900,000 and a million dollars. So yeah.","start_word":9750,"end_word":9774,"intents":[{"intent":"Find a good price","confidence_score":0.021711407}]},{"text":"yeah, to sort of get something down there. And we've we thought if we get something sort of near the tram or you know, and, like, near the Broadwater there, it's good flat walking for me and Yeah.","start_word":9787,"end_word":9824,"intents":[{"intent":"Consider getting a location near the tram","confidence_score":0.000074523174}]},{"text":"Well, when you do move down, we'll get you into the office, and we can Yeah. meet in person and do a bit of a catch up. That'd be fantastic.","start_word":9948,"end_word":9977,"intents":[{"intent":"Schedule meeting","confidence_score":0.110826984}]}]},"sentiments":{"segments":[{"text":"Hi, Naomi. It's Dana from OQ Financial. How about you? Morning. Hi, Dana.","start_word":0,"end_word":12,"sentiment":"neutral","sentiment_score":0.14617019891738892},{"text":"I'm good. How are you?","start_word":13,"end_word":17,"sentiment":"positive","sentiment_score":0.4312124252319336},{"text":"Yeah.","start_word":18,"end_word":18,"sentiment":"neutral","sentiment_score":0.29958030581474304},{"text":"Good. Thank you. Thanks so much for taking my call this morning. Thank I've just you. got you in to go through your annual review, and I believe you had a couple of additional questions there for us this morning.","start_word":19,"end_word":58,"sentiment":"positive","sentiment_score":0.4932915270328522},{"text":"Is now still a good time? Yep.","start_word":59,"end_word":65,"sentiment":"neutral","sentiment_score":0.25011807680130005},{"text":"Now is a great Fantastic. time. All good.","start_word":66,"end_word":73,"sentiment":"positive","sentiment_score":0.651120126247406},{"text":"And just to go just before we jump into the call, just to let you know, we do record our calls for quality and training purposes. Are you happy for me to proceed with that? Yep. Oh, good.","start_word":74,"end_word":111,"sentiment":"neutral","sentiment_score":0.133614182472229},{"text":"Beautiful.","start_word":112,"end_word":112,"sentiment":"positive","sentiment_score":0.3917945325374603},{"text":"And also just to do a really quick security check there with you just to confirm your full name, your date of birth, and address I should have on file. Yep. It's Naomi k Boyce, the fourteenth Yep. of April 1982, and the address Yep. is 17 Slash 5 To 15 Cook Road, Tenbury Mountain 4214272.","start_word":113,"end_word":168,"sentiment":"neutral","sentiment_score":0.06737169623374939},{"text":"Beautiful. Thank you so much for that.","start_word":169,"end_word":175,"sentiment":"positive","sentiment_score":0.4588208794593811},{"text":"How did you go yesterday looking at houses with your mom? Did she find something she liked? Or No. That one was a negative. But last night on real estate, a really good one popped up for a really good price. So, Yeah. yeah, we're gonna we're gonna look at that one on the weekend. And there's another one going for auction today that, like, we were interested in as well. We're not gonna bid for it or anything, but, like, I'm not sure. Yeah. You know, it might it might not not sell at auction. But but, yeah, that's Yes. been that's been fun. So because I've been stuck on on Tambourine Mountain for a couple of years now, and my health's been so bad. So mom's decided like, I could have been to sort of move move away a few times. And and just because of my health, I I need to be on the Gold Coast. And we're traveling down there, like, Yeah. it's, like, honestly, Yeah. like, five, you know, five times a week, like, five days a week, Yep. you know, and it's it's a lot of travel and and yeah. And yeah. So so that's where I'm I'm at. Yeah.","start_word":176,"end_word":381,"sentiment":"neutral","sentiment_score":-0.013026276169326698},{"text":"So we've got we might be moving, which is good.","start_word":382,"end_word":391,"sentiment":"positive","sentiment_score":0.49497750401496887},{"text":"I'm yeah. I'm looking at selling my car, and I'm act and Yep. that's what I'm talking to you about after afterwards because I I wanted Yeah. to see if I could invest that money just with you. You know, what would what would be my best option to invest that Mhmm. money just like, Yeah. you know, kind of sort of short short you know, short term or whatever. Mid not Yeah. long term. I don't wanna add it to my super. I wanna be able to, you know, Yep. maybe do something with it in the next five years or something. I Yep. don't know. Yeah. Absolutely. So No. All good. Well, we'll definitely and talk then about the that. only other Perfect. thing was yeah. The only other thing was was my tax. I I haven't done my tax, and I I'm scared it's actually coming up to, like, nearly ten years. Like yeah. It it would be coming up to ten ten years, I think.","start_word":392,"end_word":560,"sentiment":"neutral","sentiment_score":-0.015541758388280869},{"text":"And I'm eight or nine years, and I'm I'm freaking out.","start_word":561,"end_word":571,"sentiment":"negative","sentiment_score":-0.37267157435417175},{"text":"Yes. Like yeah.","start_word":572,"end_word":574,"sentiment":"neutral","sentiment_score":-0.15350066125392914},{"text":"So I need to I need to I've I've said that I would talk to you guys about this before, and then it's just been too overwhelmed because I have really fucking bad anxiety.","start_word":575,"end_word":608,"sentiment":"negative","sentiment_score":-0.37578099966049194},{"text":"Yeah. Okay. And, like yeah. And, like, really bad anxiety. And I've had it I've had, like, some heart not heart trouble, but I've had, like, yeah, a bit of, like I've had pericarditis, which is, like, inflammation of the heart. And, apparently, it's been chronic, and and I've got really Oh, bad wow.","start_word":609,"end_word":662,"sentiment":"neutral","sentiment_score":-0.2558818459510803},{"text":"back problems.","start_word":663,"end_word":664,"sentiment":"negative","sentiment_score":-0.383746325969696},{"text":"I haven't worked for, like, now, like, well over twelve months and, like, it's like, Yeah. I'm on the disability pension and yeah. So I'm really trying to just look after my mental health Yeah. to, you know, try to to try to, yeah, get my body back up like I'm going to physio twice a week. So it's costing a 14. And my mom I'm on a disability pension, so my mom has to cover me. You know, I don't pay rent. I don't pay for food, you know, anything. It's crazy. So I think going down to the Gold Coast will help me to access be closer to getting things done and to have more Yeah. support. There's more services down there and stuff. You know, my Yeah. friends are down there. I'm so isolated up here. I can't drive, like, all that way anymore either. Mom has to drive drive me. Okay. Like, I I Yeah. just try driving a car for more than ten minutes. Yeah. So all these things I have, Yeah. yeah, come to the conclusion to to do that. And, of course, I'm clearing up the garage, and it's like I've got all these boxes of fucking paperwork, and I'm like, I'm not I don't wanna take this to the new place. I wanna try to get all these tax done, you know, maybe before we go so that I that's all off my off my head. And my psychologist is on my back to to just be brave and and talk to you guys about it because I was, like, in I I had an eviction for a while, and I ran a business, a cleaning business. And Yes. so I I didn't honestly keep up with paperwork and invoices and stuff. So Yeah.","start_word":665,"end_word":966,"sentiment":"neutral","sentiment_score":-0.1349213868379593},{"text":"so I'm like, there's gotta be a way that we can, you know, like, figure it all out, but I I'm just so scared to tackle it. I'm really fucking scared. Like, Yeah. it makes me wanna cry, and I feel so embarrassed.","start_word":967,"end_word":1009,"sentiment":"negative","sentiment_score":-0.529199481010437},{"text":"So I think if I just Yeah. so if I just start it with you guys and just yeah. Just start somewhere and you guys can give me some advice as what, you know, what to collect, like, Yes. what to do. Yes. Because I just I just don't know what to do and it's yeah. Yeah. So Yes. that's me. No. That's okay. That's that's completely under you've got a lot going on, so I can definitely, you know, understand where you're coming from. You know, it's hard to sort of work out where to start. When it does sort of come to the tax side of things, so we can't do your tax return for you. But we can most of the time, over the last couple of years, most of the information that is collected by TaxWise from employers, a lot of that is prefilled into your myGov for you ready for taxation. Yep. So when and if you do see an accountant, realistically, most of the information should be predone if you've not done your Yep. taxes for the last nine to ten years. Each year, your old employers Yep. needed to go back and report on things like that. There's a lot of crossovers. The super funds report on contributions going in. Employers have Yep. to report everything when they're doing their taxation side of things. Okay. So while Fine. that is prefilled into your myGov for you ready for ready for it to be tax ready, it might just be worth talking to an accountant because they'll go back and be able to do all the tax returns with you. But Yep. depending on, you know, your history, there could be a bill. There might not be, Yeah. Yeah. and they can sort of help to work with you with the ATO Yep. to if there is a bill to pay it off in smaller increments.","start_word":1010,"end_word":1331,"sentiment":"neutral","sentiment_score":0.04311896115541458},{"text":"But if you're comfortable, we do have a really great accountant that I could refer you through to.","start_word":1332,"end_word":1349,"sentiment":"positive","sentiment_score":0.4179502427577973},{"text":"Yeah. That'd be I would just need to get approved with do so, and he can just meet with you to great. start with just to kind of get a feel for what you need and talk about what he can do and find out whether that's the right accountant for you. Does that sound like something you'd be open to me doing?","start_word":1350,"end_word":1412,"sentiment":"neutral","sentiment_score":0.1322827563872413},{"text":"That sounds perfect. Thank you. Yep. Beautiful.","start_word":1413,"end_word":1419,"sentiment":"positive","sentiment_score":0.5387412309646606},{"text":"So when I did the referral for that for you, it's an email Cool. from myself to him and to you. He'll then make contact and book in a time to have a chat with you, whether it be Teams or by the phone or in person, depending on what you're more comfortable with. Yep. Okay. And Cool. then he'll kinda go from there and see whether they can help you give you a rundown on what they'll charge and how that'll work and things like that. Does that sound okay? Yeah.","start_word":1420,"end_word":1511,"sentiment":"neutral","sentiment_score":0.1302742213010788},{"text":"That sounds good. Thanks.","start_word":1512,"end_word":1515,"sentiment":"positive","sentiment_score":0.435995876789093},{"text":"Yep.","start_word":1516,"end_word":1516,"sentiment":"neutral","sentiment_score":0.30811384320259094},{"text":"Beautiful. That might give you a little bit of a starting point, and having a good accountant on your side can help you with dealing with the ACO and things like that as well, might alleviate a little bit of pressure off your plate.","start_word":1517,"end_word":1560,"sentiment":"positive","sentiment_score":0.41019681096076965},{"text":"Yeah. I think so too. Yeah. Oh, Okay. good. Let's Cool.","start_word":1561,"end_word":1571,"sentiment":"neutral","sentiment_score":0.18605780601501465},{"text":"also Great.","start_word":1572,"end_word":1573,"sentiment":"positive","sentiment_score":0.3455209732055664},{"text":"have a little chat about the the car and the money that you're wanting to invest as well because that's sort of something that's on your mind. So you mentioned that you're unable to really drive your car thinking about selling it. How much do you think you're hoping or should be able to get for the car? Like, maybe around $8,000. Mhmm. So not very Yep. much. Beautiful. And you may no. That's okay. Absolutely. And you said you sort of wanted to have that invested in a short term so you can access the funds when needed. Is that right? Well, I don't want it to I don't wanna touch it, like, I just I wanted to put it in there, you know, like, I don't know, maybe yeah. Well, like, five years or something like so I don't wanna touch it for that you know, for whatever period that Mhmm. you know? Yeah. Yeah. I do I yeah. So that I Yeah. don't That's okay. yeah. But Yeah. That's yeah. What do you think? Like yeah. So when I'm thinking about investing funds, realistically, to invest in the market, you wouldn't want to invest anything that you're planning to access within the next five years. So if there's a chance you might need that, let's say, a bill or, you know, rent or food or something that you might have, because Okay. large expenses definitely come on. In the shortest term, anywhere under sort of three to five years, I would generally suggest looking at term deposits.","start_word":1574,"end_word":1833,"sentiment":"neutral","sentiment_score":-0.0050244394045036575},{"text":"Term deposits are great.","start_word":1834,"end_word":1837,"sentiment":"positive","sentiment_score":0.4681672751903534},{"text":"They at the moment, cash rates aren't too bad, Okay. but it means Yep. that you can access the money at the end of those terms. Yep. And with term deposits, you are still locking the money away for a set period of time. So Yep. you can start with, you know, six months, and then they'll they'll give you a call and roll it over. Okay. And you're sort of holding that money locked away for shorter periods of time, getting a little bit of interest on it at the end of that, but then you get the chance to take some out or roll it over, extend the period a little bit. If you were wanting to invest for longer, say five years or more and comfortable with investing in the market very similar to the way your super is, then we can definitely build portfolios for you. Yep. But just with everything you've got going on at the moment, my only sort of hesitant there would be I don't wanna invest money that you might have to lend the short term if something happens, because you've Yep. got quite a lot going on there. You may Yep. need to access those funds to emergencies. So I would definitely suggest a bit of a term deposit. If you wanted to, I could have a look around at some term deposit rates and send you an email after the call, which just outlines some of the highest Yep. CD rates and information around those sorts of accounts for you if you like. Yep. Okay. Yep. Yeah.","start_word":1838,"end_word":2104,"sentiment":"neutral","sentiment_score":0.04411860555410385},{"text":"Beautiful.","start_word":2105,"end_word":2105,"sentiment":"positive","sentiment_score":0.5268739461898804},{"text":"Sure. So account Yep. deposit.","start_word":2106,"end_word":2110,"sentiment":"neutral","sentiment_score":0.21012555062770844},{"text":"Beautiful.","start_word":2111,"end_word":2111,"sentiment":"positive","sentiment_score":0.4949291348457336},{"text":"And maybe that might be a good starting point just to put the money in there Yeah. and then, you know, and then Yep. when yeah. I'm, yeah, more stable, whatever. And, you know, I got everything Yeah. for us and Yeah. everything, I suppose. Yeah. We can then maybe do something else with it. Because the thing is is I'm not gonna need Yeah. I'm definitely not gonna need a car anymore. My mom, like, Yep. will just share Yep. that one car. So yeah. So I just Yep. wanted to make sure that I didn't waste you know, that that money just doesn't get wasted because I sort of want, like as I can't work and add to my super you know, or, you know, like, I just wanted to try to yeah. I guess, grow some sort Yeah. of some sort of money because it's a bit scary, you know, when you're not earning any money or making any money. Yeah. Yeah.","start_word":2112,"end_word":2276,"sentiment":"neutral","sentiment_score":0.05137868598103523},{"text":"So cool.","start_word":2277,"end_word":2278,"sentiment":"positive","sentiment_score":0.3665537834167481},{"text":"Okay.","start_word":2279,"end_word":2279,"sentiment":"neutral","sentiment_score":0.3124786615371704},{"text":"Sweet.","start_word":2280,"end_word":2280,"sentiment":"positive","sentiment_score":0.3619996905326843},{"text":"Okay. Yes.","start_word":2281,"end_word":2282,"sentiment":"neutral","sentiment_score":0.27936792373657227},{"text":"That's Yeah. good. Absolutely. And and starting off smaller can also work with your comfort level as well.","start_word":2283,"end_word":2300,"sentiment":"positive","sentiment_score":0.41997432708740234},{"text":"So Sure. whilst you've got quite a lot going on there, if we start with something small like term deposits and Yep. then you're getting interest in learning to reinvest it and not needing the money, then as the money gets a lot bigger, then we can Yes. definitely look at other investment options.","start_word":2301,"end_word":2354,"sentiment":"neutral","sentiment_score":0.15910139679908752},{"text":"We do have some great platforms for investing.","start_word":2355,"end_word":2362,"sentiment":"positive","sentiment_score":0.41613340377807617},{"text":"It just comes down to what your goal is, what Sure. or not Yep. you have, and whether you do or do you have additional funds to put into it as well because long term investing does benefit from additional contributions. Yeah. So Yeah. I sort of think let's start small. Work within your comfort level. I don't wanna pile too much onto your fight all at once and overwhelm you. So just sort of starting small, working our way through the first thing, getting used to that, then doing on that over time is probably Yep. where we're gonna see some benefit and just taking it slow. You don't have to do everything at once. We can work Yep. one thing at a time and then, you know, make sure you're comfortable with it, especially with having anxiety. You don't wanna sort of overwhelm yourself all at once and make things worse. Which So is what I'm all I of always that. Just do. slowing it down, taking something. Yeah. Yep. Yeah.","start_word":2363,"end_word":2535,"sentiment":"neutral","sentiment_score":0.13970722737210678},{"text":"And that's okay. There's absolutely nothing wrong with that. So, yeah, happy to work on that for you.","start_word":2536,"end_word":2553,"sentiment":"positive","sentiment_score":0.5463379621505737},{"text":"So I'll get some information around 10 deposits Right. to different accounts, what the rates look like, some of the positives and disadvantages of each of the accounts for you to run your eyes over. Yes. Can I just ask what bank are you bank with at the moment Yes. just so I can look at them as well? I've been with NIVE. NAB.","start_word":2554,"end_word":2617,"sentiment":"neutral","sentiment_score":0.05725322663784027},{"text":"All good.","start_word":2618,"end_word":2619,"sentiment":"positive","sentiment_score":0.36065244674682617},{"text":"I'll consider NAB as well because sometimes Yes. when you have 10 deposits, they've got other rates out there that are competitive. When a bank needs money in their account, so they lend when they're lending large sums of money out for loans and things like that, they often are willing to come to the party and put some extra money into the TDs and offer better rates. So I could always give you these emails and have a look at what NAB's got. Yep. And you can always go to them and go, hey. Look. There's some other rates out Yep. there. What are you willing to offer me? And see what kind of a a term deposit rate they might offer you for a certain time. They might come back with something a little bit nicer Better. than what their advertised rate is for you. Yeah. No. Yeah. Oh, Yep. cool. Alright. Yep.","start_word":2620,"end_word":2774,"sentiment":"neutral","sentiment_score":0.09909114986658096},{"text":"Excellent. Excellent.","start_word":2775,"end_word":2776,"sentiment":"positive","sentiment_score":0.3724827170372009},{"text":"So we're selling your car. When are you sort of thinking that in the process? Have you got a time frame Sweet. for when you're sort of hoping to start selling the vehicle? Or Yeah. I'm I'm talking to my friend today because he's actually got it down on the Gold Coast. Because I swapped cars Yep. with, yeah, friends of mine that had a spare one that was automatic. So I'm gonna give that back tomorrow and then and I he and I've asked him if he'll, like, sell it for me. Yep. So, like, retro, it's running out, I think, in end of September, so I kind of wanna get it sold. You know? I just said to him, just stick $8,000 on it and and, you know, see if we can yeah. So I'm just gonna talk to him about it today. So, hopefully, I would think it would Yep. be gone, you know, in the next couple of weeks, months at the most. Yeah. So Yep. what are we Yeah. now? Absolutely. Mid mid August. So August. Yeah. before yeah. It's got before it was more, like, the end of Yeah. September because I think that's when, like, retro due again, and I just don't wanna pay retro again. Yep. No. Understandable. So I haven't I Absolutely. haven't used it. No.","start_word":2777,"end_word":3001,"sentiment":"neutral","sentiment_score":0.018080477292339008},{"text":"That's Well, I absolutely haven't fine.","start_word":3002,"end_word":3007,"sentiment":"negative","sentiment_score":-0.3702130913734436},{"text":"used it for, like, six months.","start_word":3008,"end_word":3013,"sentiment":"neutral","sentiment_score":-0.2952064871788025},{"text":"It's just a a waste of money. You know, I pay insurance and, you know, rego, and it's just a waste of Yep. money. So I thought I'd just get rid of it.","start_word":3014,"end_word":3046,"sentiment":"negative","sentiment_score":-0.4917070865631103},{"text":"Yep. Yeah. Absolutely. No. Completely understandable.","start_word":3047,"end_word":3052,"sentiment":"neutral","sentiment_score":0.0010879492620006204},{"text":"All good.","start_word":3053,"end_word":3054,"sentiment":"positive","sentiment_score":0.34951454401016235},{"text":"Sounds like a plan. Well, I'll get after the call, I'll go and do some research for you and send you an email on some term deposit rates. I'll get it through either today or Monday for you just so I can do a bit of research around the options there, what what is available, what's out there, and give you some information to kinda break it down. You also then have my direct contact email. So if you have questions at any Okay. point or wanna talk about anything else, you can always email me, contact me, and I can make time to catch up with you as well. Okay? Okay.","start_word":3055,"end_word":3166,"sentiment":"neutral","sentiment_score":0.16257475316524506},{"text":"Cool. Excellent. Now with your super, just sort of touching base to see how things are going there.","start_word":3167,"end_word":3184,"sentiment":"positive","sentiment_score":0.4034898281097412},{"text":"I did send through an email to you just with some annual review documents there attached. Are you able to access your Yep. email at the moment? If you're not, Yep. that's okay. Yes.","start_word":3185,"end_word":3218,"sentiment":"neutral","sentiment_score":0.04199739545583725},{"text":"Beautiful.","start_word":3219,"end_word":3219,"sentiment":"positive","sentiment_score":0.6358523964881897},{"text":"Yep. I can. It probably comes through from oh, do sign and from Dana Taylor is my name. Yep. Signature request. Sure. Yep. So before you type before you press that one, if you just go back to the main email, on the bottom there's the attachment. Oh, okay. Mhmm. Yep. The super summary, is there four attachments? That's the one. Yeah. If you if you there is. Yeah. If you open the super summary first, that's gonna just give you an update on your balance there for you. I'll run you through Okay. some things Cool.","start_word":3220,"end_word":3316,"sentiment":"neutral","sentiment_score":0.08205994963645935},{"text":"I've been looking at for you. So I had a really good review of everything before the call.","start_word":3317,"end_word":3334,"sentiment":"positive","sentiment_score":0.4758845269680023},{"text":"Oh, good. I I said to mom, I said because, you know, the market's been, like, up and down with what Trump what's, I guess, been going on with Trump and the oil and everything. And at the moment, it Yeah. because I'm in that high little high risk category. I said it'll either be, like, really good or Yep. maybe really bad.","start_word":3335,"end_word":3397,"sentiment":"neutral","sentiment_score":-0.0025889473035931587},{"text":"So, yay, I'm excited.","start_word":3398,"end_word":3401,"sentiment":"positive","sentiment_score":0.3835792541503906},{"text":"Okay. I've got it. Got it there.","start_word":3402,"end_word":3408,"sentiment":"neutral","sentiment_score":0.21415045857429504},{"text":"Perfect.","start_word":3409,"end_word":3409,"sentiment":"positive","sentiment_score":0.5143433213233948},{"text":"So it's giving you an update on your balance. So when I look back at your balance this time last year, you had about a 157,839 and 51<unk> in the account there. What is Your balance as of the August 11, which is when we did the documents, you're sitting at a 164,360 and 79<unk> then. And when I look at the super fund from then to now, you're sitting at a 165,052. So we have some had some additional growth on top of that, which is great. Oh, good. How good's that? We've not even The adding to it at all. Yeah. yeah. Well That's done.","start_word":3410,"end_word":3518,"sentiment":"neutral","sentiment_score":0.1782149076461792},{"text":"exactly Thank you.","start_word":3519,"end_word":3521,"sentiment":"positive","sentiment_score":0.48028311133384705},{"text":"right. And, look, one of the things one of the that's okay. We wanna make sure it keeps working harder for you. One of the things we did look at, and because we haven't really had any contributions going in, is essentially what the Yep. portfolio has been doing on its own. And you are in that high growth kind of environment there. So, realistically, in a high growth portfolio, because you have 90% in those higher risk investments, so things like shares, gold and silver, so commodities and precious metals, and also property within that, You Yep. are taking a bit more risk to try and get those greater potential returns, but it also means at times where the volatility might be lower that you are gonna see those down times. And as your balance increases and grows over time, the smaller changes make a larger difference for you.","start_word":3522,"end_word":3669,"sentiment":"neutral","sentiment_score":0.08277231424644187},{"text":"Now Yep.","start_word":3670,"end_word":3671,"sentiment":"positive","sentiment_score":0.3632371723651886},{"text":"when I sort of look at the portfolio and the performance there, so after fees, so after our ongoing service fee plus the admin fees in the account, the portfolio was up by 4.11%.","start_word":3672,"end_word":3705,"sentiment":"neutral","sentiment_score":0.32915055751800537},{"text":"That Oh, is a sweetie. little bit lower to where you sort of expressed as a high growth environment, but it is a positive.","start_word":3706,"end_word":3729,"sentiment":"positive","sentiment_score":0.40336522459983826},{"text":"Okay. So in that high growth environment, you're sort of wanting to get about eight to eight to 10% on a yearly basis compounding that four.","start_word":3730,"end_word":3755,"sentiment":"neutral","sentiment_score":0.23598463833332065},{"text":"So it is Yep.","start_word":3756,"end_word":3759,"sentiment":"positive","sentiment_score":0.35941457748413086},{"text":"a little bit of an underperformance for the year, but it's a positive return, and most of that return has sort of come out after April. So April was when we Yep. saw a lot of the activity between what was happening in the market with Trump and The US and Iran war. Yep. And so after that, we've seen quite some good recovery points. So your portfolio is up, but it's still growing as a dollar figure because not everyone likes the percentage. As a dollar figure, it shows the income and the earnings within your portfolio for the year is about $8,036.","start_word":3760,"end_word":3863,"sentiment":"neutral","sentiment_score":0.20497217774391177},{"text":"So that $8,036 is growth and income, which has been re reinvested and compounded back into your super to keep working and growing. And that's what we wanna see. It's one of the most powerful things we have as the tool is compounding.","start_word":3864,"end_word":3906,"sentiment":"positive","sentiment_score":0.49168527126312256},{"text":"You know, if you have a dollar, you make a dollar, you reinvest it, you've got 2 Yep.","start_word":3907,"end_word":3924,"sentiment":"neutral","sentiment_score":0.2903488576412201},{"text":"dollars, it makes $4, and it keeps compounding and growing. And that's the most powerful tool we have there.","start_word":3925,"end_word":3943,"sentiment":"positive","sentiment_score":0.5743570923805237},{"text":"So, Yep. Okay.","start_word":3944,"end_word":3946,"sentiment":"neutral","sentiment_score":0.3172481060028076},{"text":"look, I am really happy with how your portfolio has performed this year as much as it is a lower rate of return.","start_word":3947,"end_word":3969,"sentiment":"positive","sentiment_score":0.6728715300559998},{"text":"Yep. I did also just have a look at some of the investments, and it looks like, like, going back, this portfolio is one of the older ones out there. Mhmm. I have sort of reviewed all the investments individually, and I do think there's a place where I can provide some advice. So I'd like to go back if you're comfortable with it, look at some Yes. of the investments, maybe switch them up a little bit. Because we Yep. do have a portfolio that might be a little bit more diversified for you to help to lower the overall risk level, but also might be cheaper in investment fees as well. So if you're comfortable, I'd love to go back and maybe switch up the investments, look at how the returns have been performing within the portfolio, and just maybe do some make some changes to keep it working harder for you. Are you open to me doing Yep. that? Yep. Yep. Yep.","start_word":3970,"end_word":4134,"sentiment":"neutral","sentiment_score":0.14447571337223053},{"text":"That's sounds Excellent. good to me. You're the boss.","start_word":4135,"end_word":4143,"sentiment":"positive","sentiment_score":0.462243914604187},{"text":"Yeah.","start_word":4144,"end_word":4144,"sentiment":"neutral","sentiment_score":0.30737850069999695},{"text":"Excellent.","start_word":4145,"end_word":4145,"sentiment":"positive","sentiment_score":0.37092840671539307},{"text":"No. All good.","start_word":4146,"end_word":4148,"sentiment":"neutral","sentiment_score":0.176099956035614},{"text":"Look, we do work for you and in your best interest.","start_word":4149,"end_word":4159,"sentiment":"positive","sentiment_score":0.3381377160549164},{"text":"So while we do get paid for our services, we wanna make sure that we are working in your best interest. And even whilst you're not working and not contributing, you know, you still want your super to be growing No. and working harder for you, and we know that there are gonna Yes. be years where maybe we get a negative return or return that's lower. But every so Yep. often, it's good to reevaluate the investments within the portfolio, Yep. keep them working harder, and Yep. also restructure it. So we might be at a there's a portfolio that saves in investment fees, so lowering the investment fees within your portfolio benefits you because Yep.","start_word":4160,"end_word":4276,"sentiment":"neutral","sentiment_score":0.07451289436883396},{"text":"it's more money that stays in your suit for compounding working harder for yourself. So I would love Okay. to go back and do that for you.","start_word":4277,"end_word":4303,"sentiment":"positive","sentiment_score":0.43342629075050354},{"text":"It only Yep. takes me about two weeks to do the research, but I Yeah. can rebook you back in to go through that in about two weeks, Yep. and we can update things for Okay. you.","start_word":4304,"end_word":4340,"sentiment":"neutral","sentiment_score":0.10065963864326476},{"text":"How Cool.","start_word":4341,"end_word":4342,"sentiment":"positive","sentiment_score":0.41217315196990967},{"text":"does that Alright. sound? Yeah.","start_word":4343,"end_word":4347,"sentiment":"neutral","sentiment_score":0.28050661087036133},{"text":"That sounds good.","start_word":4348,"end_word":4350,"sentiment":"positive","sentiment_score":0.5131738781929016},{"text":"Yep.","start_word":4351,"end_word":4351,"sentiment":"neutral","sentiment_score":0.26536089181900024},{"text":"Oh, good. So, like, Beautiful.","start_word":4352,"end_word":4356,"sentiment":"positive","sentiment_score":0.3507450520992279},{"text":"even if Do I you have any questions about yeah. any of that yet? So even if I, like, if I, you know, have just, like, you know, fifth $50 Yeah. here there. So that could like, you know, is it would it make any difference to just put that, like, you know, put that into my super, like, because Yeah. I'm not very good at Absolutely. saving. Right? So once Yep. it goes into my super, I cannot fucking touch it. So yeah. Would that be as Mhmm. an idea Absolutely. for me? Because Yeah. sometimes I do have some spare money. Oh, Like, I I I actually do at yeah. the moment. Absolutely. You know? Okay. Yeah. Yep. Right. Yep. Absolutely. Something as simple as, you know, $20 a week or 50 Yep. dollars a month or Yep. something if you're comfortable, and Yep.","start_word":4357,"end_word":4502,"sentiment":"neutral","sentiment_score":-0.006112164817750454},{"text":"Yeah. That can definitely provide a greater benefit long term for you.","start_word":4503,"end_word":4514,"sentiment":"positive","sentiment_score":0.4671367108821869},{"text":"Yep. Okay. Did you want me to maybe update the advice to reflect maybe Yes. starting to contribute Yes. from I do. from your funds and maybe just start with something small. Yeah. Yeah. I think, like like, realistically, I think, like, $25 a week. So it's a $100 a month. Yep. Yep.","start_word":4515,"end_word":4567,"sentiment":"neutral","sentiment_score":0.0745154544711113},{"text":"Beautiful.","start_word":4568,"end_word":4568,"sentiment":"positive","sentiment_score":0.49296462535858154},{"text":"Now? Just And for would that, you like be wanting yeah. to put that in there on a weekly or monthly basis? How regularly I do you think I think you'd be? I put it in fortnightly because I get my money off Centrelink fortnightly. Yep.","start_word":4569,"end_word":4614,"sentiment":"neutral","sentiment_score":0.12860871527505957},{"text":"Yep. Perfect. Yeah.","start_word":4615,"end_word":4617,"sentiment":"positive","sentiment_score":0.5200788378715515},{"text":"Not an I issue think and at all.","start_word":4618,"end_word":4625,"sentiment":"neutral","sentiment_score":0.3004300892353058},{"text":"that's I can just absolutely incorporate that into the advice.","start_word":4626,"end_word":4635,"sentiment":"positive","sentiment_score":0.5534403920173645},{"text":"Yeah. yeah. Okay. And that's just even you know, I feel like I'm doing something. You know? Something. Like and it's just what's Yeah. 25 Yeah. dollars? It's, like, Yep. three coffees. Yeah. Absolutely. So Yeah.","start_word":4636,"end_word":4671,"sentiment":"neutral","sentiment_score":0.17990019917488098},{"text":"Correct. And starting small kinda builds your comfort level there as well.","start_word":4672,"end_word":4683,"sentiment":"positive","sentiment_score":0.4209061563014984},{"text":"So if you're putting yeah. something small into super on a regular basis, Yes. I'd probably look at doing this because we're not working. There's no real tax advantage to making it a concessional contribution. So if you're putting that $25 in out of your bank account, that's essentially going in being a 100 percent invested, Yep. and it's building on your paper.","start_word":4684,"end_word":4746,"sentiment":"neutral","sentiment_score":0.0978001356124878},{"text":"So it provides you Yep. greater benefit long term.","start_word":4747,"end_word":4755,"sentiment":"positive","sentiment_score":0.3823540210723877},{"text":"And if you think about it because, I mean, you're 44 this year. Oh, Oh, no. yeah. Just 10 Yeah. 44 a few months Yeah. back. I did. Yeah. It's okay. I'm in my forties too. Don't worry. I think it's the best time to bail out, personally. We would sell ourselves. I don't know Personally. what. I do find I have I do find I have less tolerance than some 20 year olds in my life, but you know what? That's okay. So if we think about $25 on a, let's say, a weekly basis, and we Yeah. do that over the course of the year, it's $3,700 that you're putting in the super. Then Yes. if you compound that over the next ten years, it's next to 13,000 that you're putting in the super that could be compounding harder for yourself. Yep. Yeah. Wait. Okay. And that's yeah.","start_word":4756,"end_word":4905,"sentiment":"neutral","sentiment_score":-0.04686944559216499},{"text":"Good.","start_word":4906,"end_word":4906,"sentiment":"positive","sentiment_score":0.4003227353096008},{"text":"Let's do that. Yeah. Yeah. Definitely. If I work it out over so if we work on just the age of 60, which is the earliest you're able to access super under legislation, if you're not working at 60, you can start drawing income out, or you can take all your super if you want to. And it's Yes. about sixteen years away. So $1,300 on a yearly basis over the next sixteen years. There's an extra $20,800 put into your super that could be building. And if that's getting sort of an eight to 10% return compounded on a yearly basis, that could provide, you know, an extra 100,000 into your super long term. So It's a big yeah. yeah. It does all add up in the end, doesn't Big it? difference. You know? And it's so easy that it's Yeah. waste Absolutely. waste money, you know? Yeah. Cool. Alright.","start_word":4907,"end_word":5057,"sentiment":"neutral","sentiment_score":-0.006330782843642677},{"text":"This is good. Thank you.","start_word":5058,"end_word":5062,"sentiment":"positive","sentiment_score":0.4718332886695862},{"text":"Yeah. That's That's the okay. Not a problem the at all. So we'll start with something small, $25 per week, and I'll add that yep. to the advice to show you what that looks like. Okay. Sweet. Okay. Yep.","start_word":5063,"end_word":5101,"sentiment":"neutral","sentiment_score":0.10828139632940292},{"text":"Beautiful. Excellent.","start_word":5102,"end_word":5103,"sentiment":"positive","sentiment_score":0.42717689275741577},{"text":"Now you you mentioned that you're on disability pension at the moment. Yeah. Are you on full disability pension receiving the full amount? Yep. I don't Beautiful. And know how if much I is that per fortnight? You're I I outside. don't know if I am because, like, I don't get rent assistance. So I think Mhmm. I get, like, around maybe 1,200 a fortnight. Yep. Let's have a look. So full disability pension rate currently for a single person per fortnight is $1,290. Okay. Right. Yep. So I don't get I Is don't that quite what you're I I maybe it is. Maybe it is. And maybe I've just had an advance and it's a little bit less than that, but I I thought it was around $11.49 a fortnight, not $12.40. Not yeah. But yeah. Okay.","start_word":5104,"end_word":5241,"sentiment":"neutral","sentiment_score":-0.06389346718788147},{"text":"That's okay. Beautiful.","start_word":5242,"end_word":5244,"sentiment":"positive","sentiment_score":0.5019412040710449},{"text":"Hopefully, they should sorry. I know the pension rates are supposed to be reviewed again in a couple of weeks, so there may be a bit of an increase there depending on how they assess it. Because they assess Yeah. it twice a year around about the March 20 and September 20 to keep it in line with the CCI. So you may get a bit of a an increase in the next few months in the next few weeks if they decide to increase the pension rate for you. Okay? Yep. Yep. Okay.","start_word":5245,"end_word":5338,"sentiment":"neutral","sentiment_score":0.029134342446923256},{"text":"Excellent. You that's all good.","start_word":5339,"end_word":5343,"sentiment":"positive","sentiment_score":0.5937597751617432},{"text":"Now I do have your car down here that you are wanting to sell, selling that soon for about 8,000. Yep. Other assets to kinda keep and take note of, do you have any other assets or anything else of value that you would realistically wanna note down? No. Unfortunately, I don't. That's okay. That's not a problem at all. Do we have any debts, credit cards, or personal loans, or anything that you're paying back currently, like, liability wise? Nothing. No. Nothing. Which is one Nope. That's it's been that's a good yep. thing. Yeah. Yep.","start_word":5344,"end_word":5440,"sentiment":"neutral","sentiment_score":0.08180681616067886},{"text":"That's a good thing.","start_word":5441,"end_word":5444,"sentiment":"positive","sentiment_score":0.4106873869895935},{"text":"Yeah.","start_word":5445,"end_word":5445,"sentiment":"neutral","sentiment_score":0.28219372034072876},{"text":"All good. Excellent.","start_word":5446,"end_word":5448,"sentiment":"positive","sentiment_score":0.3931751847267151},{"text":"And when we think about because you are 44, obviously, I won't sort of project your super projections right up to the age of retirement because there's a lot of changes that could happen in your life over that time. I normally look at the next sort of five to ten years, Yep. and then we kinda build and work on that over time. Yep. Yep. But in the next sorry. I forgot what I was gonna say. I apologize. But we'll project over the next sort of five to ten years to show you where we're tracking, where we're heading, and then we'll just sorta keep reviewing that as you, you know, find you've got a bit more money expendable Yep. or your comfort level increases. We can always look to increase or add the contributions down the tracker if you wanted to. Okay? Okay.","start_word":5449,"end_word":5594,"sentiment":"neutral","sentiment_score":0.07393044978380203},{"text":"Beautiful. Now the other thing I like to look at is now you know, the good thing about your super is you don't have any insurance that's being paid out of the out of the out of your super, so there's no additional money coming out, which is great.","start_word":5595,"end_word":5643,"sentiment":"positive","sentiment_score":0.46231009096515424},{"text":"But it also does mean that there's no, you know, life, total, permanent disability, cover, things like that. Now income protection and CBD would be Yes. not working income protection is only not on offer. TBD, you could probably get that with, you know, the the health issues that you do have that I you don't are sort of dealing with long term. That yeah. would make it very difficult to get I things don't think like that. I yeah. Yeah. Yeah. I don't I don't think I the fucked up thing is is, like, I had it with QSuper, and I had no idea that, like like, if you didn't add to it Yeah. in a certain amount of use that it takes away your in your CPD insurance.","start_word":5644,"end_word":5773,"sentiment":"neutral","sentiment_score":-0.08660640567541122},{"text":"And so I it got taken away.","start_word":5774,"end_word":5780,"sentiment":"negative","sentiment_score":-0.3861480355262756},{"text":"And in that time, I'd actually worked for an employer that didn't that just ever added to my super, which is not even legal. So had Yeah. they have added Oh, in that no. yeah. It's actually it's really a matter for me to take to a lawyer, really. But I don't I know. Yeah.","start_word":5781,"end_word":5835,"sentiment":"neutral","sentiment_score":-0.17579743266105652},{"text":"It's terrible.","start_word":5836,"end_word":5837,"sentiment":"negative","sentiment_score":-0.5845908522605896},{"text":"And then I was bad advised by a financial adviser who's actually my Yeah. friend. And and then now I've got I've I'm I've so I've sorry. been involved in quite a few, like, yeah. I think with cute maybe. I don't I'm not sure, but I've I've there's some class action that I'm involved in that that yeah.","start_word":5838,"end_word":5896,"sentiment":"neutral","sentiment_score":-0.2081045508384705},{"text":"They've fucked Yep.","start_word":5897,"end_word":5899,"sentiment":"negative","sentiment_score":-0.38149505853652954},{"text":"up somewhere and and yeah. But I know. So I and That's because about of the insurance premium. Yeah. Yeah. yeah. Yeah. Right. So but yeah. I wish I and because I was in addiction at the you know, like, I I just I didn't keep on top of all this Yeah. this stuff.","start_word":5900,"end_word":5953,"sentiment":"neutral","sentiment_score":-0.20775321125984192},{"text":"And I mean, it's devastating now because I do have a permanent disability. I've got no no pain. Nothing. You know? And I'm really scared.","start_word":5954,"end_word":5978,"sentiment":"negative","sentiment_score":-0.6128610372543335},{"text":"Like, if my mom's Yeah.","start_word":5979,"end_word":5983,"sentiment":"neutral","sentiment_score":-0.32575687766075134},{"text":"father's away, she's, like, in her late Yeah.","start_word":5984,"end_word":5991,"sentiment":"negative","sentiment_score":-0.33999699354171753},{"text":"seventies.","start_word":5992,"end_word":5992,"sentiment":"neutral","sentiment_score":-0.3133126497268677},{"text":"And, I mean, she's pretty healthy, but if something happens to her, I live with her, I'm I'm screwed. Like, I don't know what I will do. I don't have any other Yeah.","start_word":5993,"end_word":6025,"sentiment":"negative","sentiment_score":-0.5189918875694275},{"text":"family at all. You Yeah. know? Yeah. And, you know, like, obviously, I'll get there's three of us kids. I've worked a brother and sister. So when, you know, she dies and her house gets sold, I'll get a third of that. Thank god.","start_word":6026,"end_word":6069,"sentiment":"neutral","sentiment_score":-0.19648993015289307},{"text":"Because I'm really worried. Like, I'm not gonna have any sooner.","start_word":6070,"end_word":6080,"sentiment":"negative","sentiment_score":-0.4816964268684387},{"text":"I'm gonna yeah. You know, I don't know Yeah. what I'm gonna what I'm gonna do for money, but because Yeah. you cannot live off the disability Yeah. pension. So and I just had not been No able worries. to Yeah. get myself good to get back to working. But anyway yeah. Well, just take one day at a time and No. and not not freak out. You know, Yeah. look too far Of course. ahead at stuff. So I think we're I'm making some good good decisions. These things are even gonna Yeah. help that I'm just now working. Yeah. No. Understandable. And, well, as much as you don't have any of those sorts of insurances, I mean, as it says, income protection is not gonna be possible because you're not working.","start_word":6081,"end_word":6213,"sentiment":"neutral","sentiment_score":-0.0927245318889618},{"text":"You can get, like, TBD, but it is hard to sort of apply for, and there would be a lot of exclusions based on your current health. And that would honestly, if you're applying for cover and there's gonna be exclusions Not worth on it. the cover Not worth and it. based on your health, it means you can't claim on anything you've already suffered, and that's just really not worth it for you. Not No. There may be an option to get, like, trauma if you had a major traumatic diagnosis, but, again, there's more money that has to come out of your back pocket, and I don't wanna overextend your budget in any way.","start_word":6214,"end_word":6329,"sentiment":"negative","sentiment_score":-0.47184239764665736},{"text":"Yes. But based on, like, your life cover, if you were to, you know, pass away, as much as not having life cover at the moment, your super benefit is also paid out to your beneficiaries. And I believe you wanted it noted down that that it all gets paid to your mom as Jeanette. Is that right? Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. But, I mean, the insurances aren't the Yeah. be all and end all. There's definitely other things that we can do, and I do work with That's other right. clients who are looking to invest and build money in savings outside of super and invest outside of super and build wealth to kind of just close that gap essentially.","start_word":6330,"end_word":6453,"sentiment":"neutral","sentiment_score":0.04586370661854744},{"text":"So the good thing is whilst you're on, you know, disability pension and you do have a settlement as a backup, it does Yes.","start_word":6454,"end_word":6477,"sentiment":"positive","sentiment_score":0.3479193150997162},{"text":"mean that you do have income coming in, but down the track definitely wanna work with you to slowly build wealth to kinda Yes. close that gap, make sure that your sleep is working as hard as possible. Yep. If you ever were diagnosed with, you know, a major condition like a a permanent disability, we could also try to access super through that. Okay. It's sort of similar to trying to access PPD cover, but you just need two doctors to sign off to say there's no guarantee that you'll never go back to any occupation again. It is hard to claim on, but it Yep. is a possibility. Okay. And then Yep. you are, you know, 44, so six sixteen years towards being able to access the data in the event that you needed to. So we are Yep. on track. There's things that I do wanna do to work with Yes. you and help you moving forward, and we'll just go one day at a time, one thing at a time, and work in your comfort level. Okay? Okay.","start_word":6478,"end_word":6659,"sentiment":"neutral","sentiment_score":0.12373286084486888},{"text":"Cool. Sounds good. You sound really nice. Oh, good. Oh, thank you. Thank you.","start_word":6660,"end_word":6673,"sentiment":"positive","sentiment_score":0.5319845676422119},{"text":"I love what I do, and it's not easy. And I'm so sorry you've gone through so much, but I wanna help you moving forward and stay in contact and just to catch up with you to make sure that we're working in your best interest. Oh, Okay? thank you. Because I yeah. I used to be a registered Yeah. nurse, and I could never have thought that life would have turned out the way it has. But but, yeah, No. Of course I'll not. get there. And at least I've got my I've got my mom. You know, some people are homeless out there. So, you know, it could be a lot Absolutely. worse. Absolutely. Yes. Yeah. Yeah. Correct. Absolutely. No. Definitely. Oh, thanks, Donna. Now with your no. That's okay. Honestly, it's not a problem at all. Now with your beneficiary nomination, I had a look at that before because you do have it as your mom. And I did have a look, and I think there's a way we can do this a bit better for you. So Yes. at the moment with your beneficiary nomination on your super, it's your mom, and she's noted as being an interdependent an interdependent relationship with you, which means that if you were to pass away, essentially, she would need to be able to prove that she is reliant on you financially, which is a very difficult thing to claim. Oh, and she won't be. Yeah. No. Understood. Yeah. No. And correct. So it does mean that in the event of something happening to you, the claim wouldn't go through. It would be declined, which then means your super would have to go through the probate process.","start_word":6674,"end_word":6960,"sentiment":"neutral","sentiment_score":-0.0033568714279681444},{"text":"Oh, There fuck.","start_word":6961,"end_word":6963,"sentiment":"negative","sentiment_score":-0.4816211760044098},{"text":"is a way we can do it. Now do you it's okay. We can I can absolutely thought that there is a way? I had a look at all of this, and I've got a I've got a solution for you. But do you happen to have a will? Have you ever drawn up a will? Yeah. No. I haven't. No. That's okay. So the the way we when you look at the the way superannuation is set up and the rules around beneficiaries, in order for someone to be noted as a beneficiary and be able to claim on that beneficiary in the Yep. event of your passing, they have to either be a spouse, a child, or someone who relies on you and lives with you and, yeah, you support financially, essentially. They have Yeah. very Right. strict rules around that. Because Okay. your mom because your mom technically doesn't qualify, what I Yep. would wanna be doing is setting up your beneficiary. So we have the funds directed to your estate. On the beneficiary nomination, they have what's called a legal personal representative, and we tick that box. And that means in the event of passing, your Yep. super is sent to your estate, and it's piled in with all your savings, any other assets, all your other bits and pieces. And then it's really important that you have a will drawn up. And in the body of that will, you can then nominate your mom to receive a 100% of the benefit. Does that make sense? Yep. That makes sense. Yep. Okay. Yep.","start_word":6964,"end_word":7230,"sentiment":"neutral","sentiment_score":0.04743543803022149},{"text":"You're good. All good. I'm This also is good just having it that good that you picked up on this. I just wanna make sure that yeah. I just wanna make sure that if anything was to happen, that this was the easiest yeah.","start_word":7231,"end_word":7274,"sentiment":"positive","sentiment_score":0.466535210609436},{"text":"It was all streamlined as possible because one of the biggest things that we see as advisers is, you know, people things that happened out of the blue.","start_word":7275,"end_word":7302,"sentiment":"neutral","sentiment_score":0.008494717068970203},{"text":"Lives are thrown into turmoil.","start_word":7303,"end_word":7307,"sentiment":"negative","sentiment_score":-0.36125823855400085},{"text":"People passed Yep. away. Yep. And without having a will in place, without having proper beneficiary nominations in place, Yep.","start_word":7308,"end_word":7327,"sentiment":"neutral","sentiment_score":-0.20078006386756897},{"text":"it can make life very, very difficult.","start_word":7328,"end_word":7334,"sentiment":"negative","sentiment_score":-0.4043868482112885},{"text":"Keep the quote. And, Yep. I mean, your mom is looking yeah. Your mom's looking after you, and the last thing she would probably need at this point Yeah. that, you know, something Yeah. happened to you is to be going through dealing with all the the the cost around a point Yep. you know, going through the funeral process and doing all the bits Yep. and pieces and correlating it together and finding everything and then sort of having a claim denied for her and having to go to the court system.","start_word":7335,"end_word":7427,"sentiment":"neutral","sentiment_score":0.052630309135683125},{"text":"So this way just makes it a little bit easier.","start_word":7428,"end_word":7437,"sentiment":"positive","sentiment_score":0.37466609477996826},{"text":"I'm also just quickly having a look at some of the ways that you might be able to do a will easily Yep. because you are on disability pension. So they do have you can, at the post office, pick up a a DIY wheel kit for around about 20 to $30, Okay. Yep. or if you've got a spare sort of 80 to $162,100 dollars worth pay, Yep. you can also do it through the Queensland public trustee. And the Okay. public trustee will help you to have a simple will kit just making Okay. sure everything is in line and covering Yeah. all of your basics. Did you Probably want me to pop yeah. that information in the email as well? Yeah. That'd that'd be good.","start_word":7438,"end_word":7565,"sentiment":"neutral","sentiment_score":0.13223513960838318},{"text":"I don't think I should do it myself. It would it caused me too much. Heartache.","start_word":7566,"end_word":7581,"sentiment":"negative","sentiment_score":-0.5516443252563477},{"text":"No. That's okay. That's But, absolutely yep, fine.","start_word":7582,"end_word":7589,"sentiment":"neutral","sentiment_score":0.017453661188483238},{"text":"I'm happy to spend a couple Yeah.","start_word":7590,"end_word":7596,"sentiment":"positive","sentiment_score":0.3860085308551788},{"text":"of $100. That's fine. Yeah.","start_word":7597,"end_word":7601,"sentiment":"neutral","sentiment_score":0.2541562616825104},{"text":"Absolutely. So I definitely wanna get this beneficiary nomination updated for you so that it does reflect the your circumstances correctly.","start_word":7602,"end_word":7622,"sentiment":"positive","sentiment_score":0.46281060576438904},{"text":"It would just mean that we take the legal personal representative box, and it just means that everything would just need to go through to your estate. The other side is the other thing on this beneficiary is they've got a lot binding nomination. That means that you realistically have to fill the format every three years. You can also take a non, which means we Okay. fill the nomination out once. We keep it on file, and you Yep. only have to refill the format if you wanna change that nomination. And we check it with you every year to make sure it's still valid. Did you wanna keep it so you fill the format every three years, or did you wanted to do it once and make your life a bit easier? What would you Yeah. Let's prefer? we could we could just do it once if you like and make life easier. Yep. Yeah. Yep. And then I will check it with you every time that Yep. we talk and do a review anyway. Yep. Just like, hey. Just double checking. This is your circumstances. Has anything changed? Do you still want this directed this way? And Yep. if you ever Okay. decide that you want it changed, I will Yep. absolutely help you refill that format. Does that sound Okay. okay? Sweet.","start_word":7623,"end_word":7848,"sentiment":"neutral","sentiment_score":0.15702925398286466},{"text":"That sounds Yep. Beautiful. Look. This is a good. lot to go through, and I fully understand that.","start_word":7849,"end_word":7866,"sentiment":"positive","sentiment_score":0.5142685174942017},{"text":"Do you have any questions at the moment, Naomi? Anything else that you wanted me to kinda break down for you? I don't think so. I think, yeah, you've you've answered you've helped a lot, actually, and this is really good timing, I think. I think, you know, this move and, you know, clearing out old, you know, stuff and junk, and it's sort of getting rid of a lot of the past.","start_word":7867,"end_word":7939,"sentiment":"neutral","sentiment_score":0.14987221360206604},{"text":"So I think this is gonna be really good for me.","start_word":7940,"end_word":7950,"sentiment":"positive","sentiment_score":0.3510545790195465},{"text":"Yeah. Just this move yeah. And Oh, and good. then look Good. and I'm hoping that Yeah. I will be able to work at even if it's a day or two a week doing something once, you know, we get settled Yep. sort of down there and whatever. Yep. So that then at least I can add to my my super and still keep the DSP. You Yep. know? Yep. Yeah. Yep. Because I don't Absolutely. think I'll just Absolutely. And I do no. That's okay. You're yeah. fine. What were you I gonna do say? quite a bit with Centrelink advice as well. I do Oh, handle okay. a lot with Centrelink advice as well and looking at their rules and things like that. So if you need help, let me know. I Okay. can answer questions. I could find new information.","start_word":7951,"end_word":8093,"sentiment":"neutral","sentiment_score":0.08089786809641164},{"text":"I can, Oh, thank you you. know, help to provide advice around those sorts of areas, and I'll do what I can to sort of make it as easy and cheaply as possible for you.","start_word":8094,"end_word":8128,"sentiment":"positive","sentiment_score":0.4623669385910034},{"text":"Yep. So, yeah, just let me know if you need questions. I can do general advice or free general information. If we update the advice for super is all part of the ongoing service, so that you pay for our services. So, Yes. you know, I'll make sure Yes. I'm always helping and working with the best possible advice I can do to make sure you're answering questions. But I do quite a lot around Stanslink and deal with their their rules on a regular basis, Okay.","start_word":8129,"end_word":8215,"sentiment":"neutral","sentiment_score":0.17061671614646912},{"text":"so you're welcome to come to me if you have any questions or need any assistance there.","start_word":8216,"end_word":8232,"sentiment":"positive","sentiment_score":0.34055888652801514},{"text":"Okay?","start_word":8233,"end_word":8233,"sentiment":"neutral","sentiment_score":0.2659617066383362},{"text":"Thanks, Dana. Thank you. You're a godsend. That's oh, that's okay. It's honestly not a problem at all.","start_word":8234,"end_word":8251,"sentiment":"positive","sentiment_score":0.5789777636528015},{"text":"The only other thing to kind of go through with you is the ongoing service agreement side of it. So where you've got that little sign here button, Yep. Yep. that does take you through to our ongoing service agreement. Now over the last couple of years, our agreement has been exactly the same. So it's been a percentage based fee based on 1.65% per annum. Yep.","start_word":8252,"end_word":8318,"sentiment":"neutral","sentiment_score":0.10253877192735672},{"text":"It has changed a little bit this year, and that's to make it a bit more streamlined and easier, especially for yourself.","start_word":8319,"end_word":8340,"sentiment":"positive","sentiment_score":0.3657046854496002},{"text":"So instead of just noting it as a percentage based fee, we actually have it set as a dollar fee. Our fee structure is now tiered. So once your balance hits over 200,000, you hop into the next tier, and your ongoing fee percentage drops from 1.65% to 1.375%. Then as your super balance increases over the 500,000, it drops to the next tier down. So, essentially, you'll be paying in each tier, but the higher your super balance goes, the lower the tier the percentages that you pay for the ongoing service agreement. Instead of just noting it as a percentage, we actually have we work out the dollar figure, and we work out exactly what you're expected to pay for our services for the year, and we enter that into your super fund platform as a dollar figure fee. So instead of the fee going up and down and increasing as your balance increases, it's gonna give you more certainty. Now does that make sense? You're allowed to ask me questions and tell me if it doesn't quite make clarify or you need more clarification. Yep. No. That's that's all fine.","start_word":8341,"end_word":8533,"sentiment":"neutral","sentiment_score":0.06812526945777507},{"text":"Yep. That's good.","start_word":8534,"end_word":8536,"sentiment":"positive","sentiment_score":0.5084588527679443},{"text":"I Yes. Yes. yep. So the idea the idea is that we didn't wanna sort of keep the same fee structure and be charged with the the set percentage. Because one of the things with having a percentage based fee is if you've got a 150,000 super and then you contribute to that and then you get, you know, 20% growth on top of it, your fee at 1.65% continues to increase. This way, we've worked out for this year based on that 1.65%. We do account for 5% growth. Your total fee for the year would be $2,847.55. That's all you would pay. So if your Superfund gets 20% growth, you don't pay anything more than what we've stipulated on that fee agreement. So it's about giving you more certainty around how much you pay for our services for this year. And then as your balance increases, you move into the next year. And so as your balance grows, the Yep. amount you pay as a percentage starts to decrease a little bit as well so that we're, you know, hoping to build on your super much greater. It's about Yep. just clarifying exactly how much you are paying on a yearly basis.","start_word":8537,"end_word":8740,"sentiment":"neutral","sentiment_score":0.16846825182437897},{"text":"We are a professional service, and we do a lot of work around keeping the investors growing and building and working towards your goals. And I actually wanted because, you know, with where you are in helping you to build on this, I would like to do more regular catch ups with you.","start_word":8741,"end_word":8793,"sentiment":"positive","sentiment_score":0.4032175242900848},{"text":"So I've actually asked this year for a book of clients. You're gonna be on my book of clients, so you'll only ever deal with me, which makes it easier Okay. for you. Okay.","start_word":8794,"end_word":8827,"sentiment":"neutral","sentiment_score":0.2121312057270723},{"text":"Cool. And then I would love to be able to catch up with you every sort of six months to see Yep.","start_word":8828,"end_word":8849,"sentiment":"positive","sentiment_score":0.4746963679790497},{"text":"how things are going Yep. so that we can sort of generate their advice needs to be updated. If something's not going right in your life, then we can sort of look at what we can do to help. If Sure. you need to make a claim, we can sort of help to liaise when and if that needs to happen. So are you comfortable with that? Does that make sense? Do you have any questions? You're welcome. Let me know if it doesn't quite make No. That that's all good.","start_word":8850,"end_word":8940,"sentiment":"neutral","sentiment_score":0.1182359978556633},{"text":"Awesome. Thank you.","start_word":8941,"end_word":8943,"sentiment":"positive","sentiment_score":0.5541544556617737},{"text":"sense. That's okay. Yes.","start_word":8944,"end_word":8947,"sentiment":"neutral","sentiment_score":0.26306837797164917},{"text":"Excellent.","start_word":8948,"end_word":8948,"sentiment":"positive","sentiment_score":0.5532624125480652},{"text":"So are you happy with this a review in the next like, I'll call you in two weeks for booking your Yeah. advice presentation, Yeah. But then after that, we'll do a six month catch up as well. Is that comfortable for you? Yeah. Yeah.","start_word":8949,"end_word":8993,"sentiment":"neutral","sentiment_score":0.23020653426647184},{"text":"That's excellent.","start_word":8994,"end_word":8995,"sentiment":"positive","sentiment_score":0.42869216203689575},{"text":"That's Yes?","start_word":8996,"end_word":8997,"sentiment":"neutral","sentiment_score":0.2899082601070404},{"text":"Fantastic.","start_word":8998,"end_word":8998,"sentiment":"positive","sentiment_score":0.44610825181007385},{"text":"So two weeks time brings us to the August 27. Is the Thursday at 09:30 gonna be okay to do your advice with you in the morning? good. Yep.","start_word":8999,"end_word":9027,"sentiment":"neutral","sentiment_score":0.15236017107963562},{"text":"That's that's sounds good to me.","start_word":9028,"end_word":9033,"sentiment":"positive","sentiment_score":0.33497223258018494},{"text":"Yep. That sounds okay?","start_word":9034,"end_word":9037,"sentiment":"neutral","sentiment_score":0.16923052072525024},{"text":"Beautiful.","start_word":9038,"end_word":9038,"sentiment":"positive","sentiment_score":0.46647700667381287},{"text":"So I'll pop that one in there for you. I'll add a little text message reminder so it sends you Sorry? a message today of to let you know that I'll be calling to go through your advice with you. If Cool. anything changes or if you find that that time doesn't suit, just let me know. I can happily reschedule there. And then, yeah, we'll go through and update your super. I'll look at the investments and look at the structure, and we'll just incorporate that $25 on a weekly basis or, you know, $50 per fortnight to have that put into your sofa to build build on it for you. How does that sound? Yeah.","start_word":9039,"end_word":9155,"sentiment":"neutral","sentiment_score":0.1754731684923172},{"text":"That sounds good.","start_word":9156,"end_word":9158,"sentiment":"positive","sentiment_score":0.439566433429718},{"text":"That's okay. Do you have any questions or anything that you think I may not have touched on that you might want me to sort of talk about with you at the moment? Or No. I don't think so. If I if I think of anything, I'll I'll definitely, It's okay. yeah, I'll definitely contact you. Yes.","start_word":9159,"end_word":9215,"sentiment":"neutral","sentiment_score":0.039189110722458155},{"text":"Absolutely.","start_word":9216,"end_word":9216,"sentiment":"positive","sentiment_score":0.3589315712451935},{"text":"Well, what I'll make sure I do up that email for you giving you some time deposit information and some rates around for the moment. And Yep. I'll add a little bit of information on the the estate planning side of things. I'll put a bit of detail in there about updating your beneficiary to a legal representative and what that means to clarify it for you. And I'll also put some details in there on doing up a will and how to go about doing that. Yes. I'll probably also just pop a little recap in as to what I'm doing advice was just to sort of clarify things because I know when we're talking on the phone, I'm going through a lot, and it Mhmm. can often Yep. be at the end of the call, there might be questions that come out of you. You might go, hang on. What did you say about that? Yeah. I don't remember. So I'll just do a little bit of a recap of what I'm looking at to give you some clarity so you can go back after the call and just review that email. And then if you do have any additional questions, you can come back. You'll have my contact. You can let me know. Okay? Okay.","start_word":9217,"end_word":9434,"sentiment":"neutral","sentiment_score":0.0956062525510788},{"text":"Cool. That sounds good. You're awesome. All good.","start_word":9435,"end_word":9442,"sentiment":"positive","sentiment_score":0.5918372273445129},{"text":"No. All good. Honestly, not a problem at all.","start_word":9443,"end_word":9451,"sentiment":"neutral","sentiment_score":0.27904602885246277},{"text":"I've got you all booked in for your advice presentation there as well. I'll go back and do that research for you and get everything working. And if you're happy just to stay on board as a client, I'll just get you to sign on that annual ongoing service agreement.","start_word":9452,"end_word":9501,"sentiment":"positive","sentiment_score":0.3878788948059082},{"text":"You put the sign here button, that'll all come back I've done it. I did it whilst you were just chatting to me, so it should be to it should me. be done. You're a bitch. It is. It's just come back to me now.","start_word":9502,"end_word":9546,"sentiment":"neutral","sentiment_score":0.14073009490966798},{"text":"Thank you so much Wait. for that, Naomi. I really appreciate you taking my call today. I hope everything goes well with selling the car, and I'll get that email done. And, yeah, good luck looking at properties with the mom.","start_word":9547,"end_word":9587,"sentiment":"positive","sentiment_score":0.5440726280212402},{"text":"Yeah.","start_word":9588,"end_word":9588,"sentiment":"neutral","sentiment_score":0.22922813892364505},{"text":"Oh, thank you.","start_word":9589,"end_word":9591,"sentiment":"positive","sentiment_score":0.3474733829498291},{"text":"Yeah.","start_word":9592,"end_word":9592,"sentiment":"neutral","sentiment_score":0.2700004577636719},{"text":"It's a little bit exciting.","start_word":9593,"end_word":9597,"sentiment":"positive","sentiment_score":0.336178719997406},{"text":"So yeah. Where where do Yeah. you where are you from? Are you where are you you're not on the Gold So Coast, we're are in you? Southport on the Gold Coast in the Oh, office. you are. Yeah. But I actually South live in Northern Beach. New South Wales. Yeah. Okay.","start_word":9598,"end_word":9649,"sentiment":"neutral","sentiment_score":0.022961528971791267},{"text":"We're oh, beautiful. I love Northern New South Wales. I love love to move down there.","start_word":9650,"end_word":9665,"sentiment":"positive","sentiment_score":0.4669175148010254},{"text":"Yeah. But, yeah, but, actually, we've been looking at It places is beautiful. in in Southport. So Southport Oh, or, nice. like, Nice. there or or we actually found one last night Yep. in bigger waters. Like, it's it's, like, not on the it's, you know, like, the block that's on the beach on Marine Parade there, but it's, like, Yeah. in a heart a little mini high rise just behind. So it's in that block on the beach. But yeah. Yes. And yeah. And and it's a good price. And mom like, mom the mom's property has it's worth, like, between 900,000 and a million dollars. So yeah. So she's got a sort of a good amount to, Yes. Wow. yeah, to sort of get something down there. And we've we thought if we get something sort of near the tram or you know, and, like, near the Broadwater there, it's good flat walking for me and Yeah. and Yep. stuff. So yeah. Absolutely. Yeah. Yeah. No. That's great. And then they extended the tram down to Burley now as well, I which know.","start_word":9666,"end_word":9850,"sentiment":"neutral","sentiment_score":0.1230575144290924},{"text":"is great.","start_word":9851,"end_word":9852,"sentiment":"positive","sentiment_score":0.36815690994262695},{"text":"More of the Gold Coast is covered with Yeah. the tram, and it's only 50<unk> a trip.","start_word":9853,"end_word":9870,"sentiment":"neutral","sentiment_score":0.13015536963939667},{"text":"So it's so We cheap. we get on it all the time, mom and I, like, because it saves both of us from having to drive.","start_word":9870,"end_word":9895,"sentiment":"positive","sentiment_score":0.38704153895378113},{"text":"So we will sometimes drive to Helensvale and then get the tramps in Helensvale to surface because that that's where I have appointments. Yeah. Yeah.","start_word":9896,"end_word":9920,"sentiment":"neutral","sentiment_score":0.14486217498779297},{"text":"Beautiful.","start_word":9921,"end_word":9921,"sentiment":"positive","sentiment_score":0.5205712914466858},{"text":"So we haven't gone down to Burley Yeah. yet, but it is on our list to do. Yeah. Okay. Thanks, Yeah. No. That's Dana.","start_word":9922,"end_word":9945,"sentiment":"neutral","sentiment_score":0.14975972473621368},{"text":"all good.","start_word":9946,"end_word":9947,"sentiment":"positive","sentiment_score":0.4000043272972107},{"text":"Well, when you do move down, we'll get you into the office, and we can Yeah. meet in person and do a bit of a catch up.","start_word":9948,"end_word":9974,"sentiment":"neutral","sentiment_score":0.153871089220047},{"text":"That'd be fantastic.","start_word":9975,"end_word":9977,"sentiment":"positive","sentiment_score":0.6081585884094238},{"text":"Okay. That that'll Yeah.","start_word":9978,"end_word":9981,"sentiment":"neutral","sentiment_score":0.2304818481206894},{"text":"be perfect.","start_word":9982,"end_word":9983,"sentiment":"positive","sentiment_score":0.4349217414855957},{"text":"Yep. Okay. That this this is this All has been good.","start_word":9984,"end_word":9994,"sentiment":"neutral","sentiment_score":0.23318590223789215},{"text":"a really Thank you helpful so much, Amy.","start_word":9995,"end_word":10002,"sentiment":"positive","sentiment_score":0.5040261745452881},{"text":"I'll let not a problem.","start_word":10003,"end_word":10007,"sentiment":"neutral","sentiment_score":0.3302817940711975},{"text":"Honestly, helpful. it's all not an issue at all. You have a lovely day. I'll let you go to enjoy the rest Two.","start_word":10008,"end_word":10030,"sentiment":"positive","sentiment_score":0.5512738227844238},{"text":"of your day, and just let me know if there's any questions, and I'll make sure I get that email out to you shortly. Okay?","start_word":10031,"end_word":10055,"sentiment":"neutral","sentiment_score":0.3124740719795227},{"text":"Thank you so much. See you later. My pleasure. Thank you. See you later. Thanks.","start_word":10056,"end_word":10070,"sentiment":"positive","sentiment_score":0.45508816838264465},{"text":"Bye. Bye.","start_word":10071,"end_word":10072,"sentiment":"neutral","sentiment_score":0.21668824553489685}],"average":{"sentiment":"neutral","sentiment_score":0.07714481192315505}}}}