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Mate, I've got this updated plan for you. I'll pop it through to your Gmail account. Are you able to look onto it with me today, or should I just walk you through it? Alright. Yeah? Oh, no worries. I thought you didn't want me to send the email. That's all good. So that should go through to you, and it should say overview financial statement of advice in the email. And just let me know when you can hop in there. Same as the last pack, you just hit that sign button to open up the documents, and we'll have a scroll through together. Do you want me to keep it super brief this morning? Or pretty much. So the portfolio within Netwealth, there was two things that we were focusing on together. So I've updated all of underperforming option with a low fee index fund, couple of other ones we've updated just with the laws for the capital gains tax negative gearing. The property side of things has been hit pretty heavy. And I've also modeled you were talking about maybe doing about 4,000 a year worth of contributions. So I've just modeled what it looks like with the contributions and without. Now what it pretty much looks like is, I mean, there's a few things in there about estate planning, you know, wills, powers of attorney, but, basically, we've lowered the fees almost in half for the investments. We've got so it costs about $332 in capital gains tax inside the super, but you save $451 per year in fees. I've added in the contributions, and the performance doubles back up to just under 12% per annum over five years. And that should boost things from projection in ten years is a $120 with no contributions, with contributions and the new investments, 250,000. Yeah. So it should help by at least a 100,000 with a grain of salt, a little bit of contributions, lower fees, better performance, and you should be pretty well sweet. Yeah, mate. Mate, I've got the I've got just a few appointments today, but you can call back. You've got the email there to have a look through if you've got any questions. If not, happy days. Mate, yeah, just give us a buzz back. I should just be in a few meetings. They'll come grab me. Yeah. No. That's totally fine, mate. And if you do get a chance to have a look at the email, basically, just have a scroll through, lower fees, up the performance, and that's pretty much it, mate. Awesome, mate. I'll I'll wait to hear from you soon. Thank you so much, Anu. All good, mate. 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I know you're through to Tommy, mate. Thank you so much for calling back. I'm doing fantastic. It's a beautiful Monday morning.\n\nWhat about your end? Still good. Still good. Mate, I've got this updated plan for you. I'll pop it through to your Gmail account.\n\nAre you able to look onto it with me today, or should I just walk you through it? Alright. Yeah? Oh, no worries. I thought you didn't want me to send the email.\n\nThat's all good. So that should go through to you, and it should say overview financial statement of advice in the email. And just let me know when you can hop in there. Same as the last pack, you just hit that sign button to open up the documents, and we'll have a scroll through together. Do you want me to keep it super brief this morning?\n\nOr pretty much. So the portfolio within Netwealth, there was two things that we were focusing on together. 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So it should help by at least a 100,000 with a grain of salt, a little bit of contributions, lower fees, better performance, and you should be pretty well sweet. Yeah, mate. Mate, I've got the I've got just a few appointments today, but you can call back. You've got the email there to have a look through if you've got any questions.\n\nIf not, happy days. Mate, yeah, just give us a buzz back. I should just be in a few meetings. They'll come grab me. Yeah.\n\nNo. That's totally fine, mate. And if you do get a chance to have a look at the email, basically, just have a scroll through, lower fees, up the performance, and that's pretty much it, mate. Awesome, mate. I'll I'll wait to hear from you soon.\n\nThank you so much, Anu. All good, mate. 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I know you're through to Tommy, mate. Thank you so much for calling back.\n\nChannel 1: No worries, Jeremy. How are you?\n\nChannel 0: I'm doing fantastic. It's a beautiful Monday morning. What about your end?\n\nChannel 1: It's alright. You know, it's still a bit rainy, but still good.\n\nChannel 0: Still good. Still good. Mate, I've\n\nChannel 1: Yes.\n\nChannel 0: got this updated plan for you. I'll pop it through to your Gmail account. Are you able to look onto it with me today, or should I just walk you through it?\n\nChannel 1: Just just yeah. You can have a look, you know. Like, let me see if it is What's going on?\n\nChannel 0: Alright.\n\nChannel 1: Yeah. Wait. Wait. Wait. Wait.\n\nWait. Wait. Wait. Hey, brother.\n\nChannel 0: Yeah?\n\nChannel 1: No. No. I'm just here, you know, doing something else too.\n\nChannel 0: Oh,\n\nChannel 1: It\n\nChannel 0: no\n\nChannel 1: is.\n\nChannel 0: worries. I thought you didn't want\n\nChannel 1: It's\n\nChannel 0: me to\n\nChannel 1: going.\n\nChannel 0: send\n\nChannel 1: Going.\n\nChannel 0: the email.\n\nChannel 1: Okay.\n\nChannel 0: That's all good. So that should go through to you, and it should say\n\nChannel 1: Yep.\n\nChannel 0: overview financial statement of advice in the email. And just let me know when you can hop in there. Same as the last pack, you just hit that sign button to open up the documents, and we'll have a scroll through together.\n\nChannel 1: Okay. Yeah. I'm working too, you know. I thought I wasn't I was I was going to be in break, you know, this and that's why I just asked you to call. But, you know, unfortunately, you know, it's got changed, you know, all over the place.\n\nChannel 0: Do you\n\nChannel 1: That's\n\nChannel 0: want me to keep\n\nChannel 1: alright.\n\nChannel 0: it super brief\n\nChannel 1: No.\n\nChannel 0: this morning?\n\nChannel 1: No.\n\nChannel 0: Or\n\nChannel 1: No. No. Give me a couple of minutes. What's your plan anyway?\n\nChannel 0: pretty\n\nChannel 1: Tell\n\nChannel 0: much. So\n\nChannel 1: me, though.\n\nChannel 0: the portfolio\n\nChannel 1: I\n\nChannel 0: within\n\nChannel 1: mean\n\nChannel 0: Netwealth,\n\nChannel 1: yeah.\n\nChannel 0: there was two things that we were focusing on together. So I've updated all of\n\nChannel 1: Yep.\n\nChannel 0: underperforming option with a low fee index fund, couple of other ones we've updated just with the laws for the capital gains tax negative gearing. The property side of things has been hit pretty heavy.\n\nChannel 1: Yeah.\n\nChannel 0: And I've also modeled you were talking about maybe doing about 4,000 a year worth of contributions. So I've just modeled what it looks like with the contributions and without.\n\nChannel 1: Okay. Yep.\n\nChannel 0: Now what it pretty much looks like is, I mean, there's a few things in there about estate planning, you know, wills, powers of attorney, but, basically, we've lowered the fees almost in half for the investments. We've got so it costs about $332 in capital gains tax inside the super, but you save $451 per year in fees. I've added in the contributions, and the performance doubles back up to just under 12% per annum over five years.\n\nChannel 1: Yep.\n\nChannel 0: And that should boost things from projection in ten years is a $120 with no contributions, with contributions and the new investments, 250,000.\n\nChannel 1: Two oh, okay. Yeah.\n\nChannel 0: Yeah. So it should help by at least a 100,000 with a grain of salt, a little bit of contributions, lower fees, better performance, and you should be pretty well sweet.\n\nChannel 1: I need to call you back, you know. I can't you know, like, is there, like, you can call me back\n\nChannel 0: Yeah,\n\nChannel 1: anytime\n\nChannel 0: mate.\n\nChannel 1: or\n\nChannel 0: Mate,\n\nChannel 1: no?\n\nChannel 0: I've got the I've got just a few appointments today, but you can call back. You've got the email there to have a look through if you've got any questions. If not, happy days. Mate, yeah, just give us a buzz back. I should just be in a few meetings.\n\nThey'll come grab me.\n\nChannel 1: Okay. No worries. You know, I better I give you a callback. You know, either today morning in the window, it's my plan, you know, that's what happened. But it's better I call you back.\n\nYou know?\n\nChannel 0: Yeah. No. That's totally fine, mate. And if you do get a chance to have a look at the email, basically, just have a scroll through, lower fees, up the performance, and that's pretty much it, mate.\n\nChannel 1: Yep. No problem. I'll do that. I'll do\n\nChannel 0: Awesome, mate.\n\nChannel 1: it.\n\nChannel 0: I'll\n\nChannel 1: Thank\n\nChannel 0: I'll\n\nChannel 1: you.\n\nChannel 0: wait to hear from you soon. Thank you so much, Anu.\n\nChannel 1: No worries. Thank you. Thank you very much.\n\nChannel 0: All good, mate. Bye.\n\nChannel 1: Okay. Bye.","paragraphs":[{"sentences":[{"text":"Good morning.","start":2.0,"end":2.6399999,"sentiment":"neutral","sentiment_score":0.33071383833885193},{"text":"I know you're through to Tommy, mate.","start":2.6399999,"end":4.08,"sentiment":"neutral","sentiment_score":0.2757189380271094},{"text":"Thank you so much for calling back.","start":4.08,"end":5.62,"sentiment":"positive","sentiment_score":0.665014215878078}],"sentiment":"positive","sentiment_score":0.45290998462587595,"channel":0,"num_words":16,"start":2.0,"end":5.62},{"sentences":[{"text":"No worries, Jeremy.","start":5.92,"end":6.7999997,"sentiment":"neutral","sentiment_score":0.3187461495399475},{"text":"How are you?","start":6.7999997,"end":7.54,"sentiment":"neutral","sentiment_score":0.29751119017601013}],"sentiment":"neutral","sentiment_score":0.3081286698579788,"channel":1,"num_words":6,"start":5.92,"end":7.54},{"sentences":[{"text":"I'm doing fantastic.","start":7.68,"end":8.82,"sentiment":"positive","sentiment_score":0.7791736125946045},{"text":"It's a beautiful Monday morning.","start":8.88,"end":10.16,"sentiment":"positive","sentiment_score":0.7403424859046936},{"text":"What about your end?","start":10.16,"end":11.3,"sentiment":"neutral","sentiment_score":0.19880112260580063}],"sentiment":"positive","sentiment_score":0.5695364798108736,"channel":0,"num_words":12,"start":7.68,"end":11.3},{"sentences":[{"text":"It's alright.","start":11.679999,"end":12.32,"sentiment":"neutral","sentiment_score":0.1788560450077057},{"text":"You know, it's still a bit rainy, but still good.","start":12.32,"end":14.5,"sentiment":"neutral","sentiment_score":0.09043026454746723}],"sentiment":"neutral","sentiment_score":0.10516789462417364,"channel":1,"num_words":12,"start":11.679999,"end":14.5},{"sentences":[{"text":"Still good.","start":15.005,"end":15.405,"sentiment":"neutral","sentiment_score":0.25382915884256363},{"text":"Still good.","start":15.405,"end":16.045,"sentiment":"neutral","sentiment_score":0.24034523218870163},{"text":"Mate, I've","start":16.045,"end":16.525,"sentiment":"neutral","sentiment_score":0.0969412736594677}],"sentiment":"neutral","sentiment_score":0.197038554896911,"channel":0,"num_words":6,"start":15.005,"end":16.525},{"sentences":[{"text":"Yes.","start":16.455,"end":16.955,"sentiment":"neutral","sentiment_score":0.14348578453063965}],"sentiment":"neutral","sentiment_score":0.14348578453063965,"channel":1,"num_words":1,"start":16.455,"end":16.955},{"sentences":[{"text":"got this updated plan for you.","start":16.525,"end":18.385,"sentiment":"neutral","sentiment_score":0.20530622949202856},{"text":"I'll pop it through to your Gmail account.","start":19.325,"end":22.625,"sentiment":"neutral","sentiment_score":0.16649532038718462},{"text":"Are you able to look onto it with me today, or should I just walk you through it?","start":22.765,"end":26.94,"sentiment":"neutral","sentiment_score":0.10720999497506353}],"sentiment":"neutral","sentiment_score":0.14042437030002475,"channel":0,"num_words":32,"start":16.525,"end":26.94},{"sentences":[{"text":"Just just yeah.","start":29.15,"end":31.07,"sentiment":"neutral","sentiment_score":0.04659545669953028},{"text":"You can have a look, you know.","start":31.07,"end":32.27,"sentiment":"neutral","sentiment_score":0.051236280905348916},{"text":"Like, let me see if it is What's going 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thought you didn't want","start":48.695,"end":49.415,"sentiment":"neutral","sentiment_score":-0.07754435837268829}],"sentiment":"neutral","sentiment_score":-0.07259936134020488,"channel":0,"num_words":6,"start":48.375,"end":49.415},{"sentences":[{"text":"It's","start":49.324997,"end":49.565,"sentiment":"neutral","sentiment_score":-0.05529174208641052}],"sentiment":"neutral","sentiment_score":-0.05529174208641052,"channel":1,"num_words":1,"start":49.324997,"end":49.565},{"sentences":[{"text":"me 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Tommy updated Jeremy's financial plan and provided some details about the investment portfolio. He also mentioned a reduction in fees and added contributions to the plan. Tommy offered to call Jeremy back if he had any questions and said he would be available for a few meetings."},"intents":{"segments":[{"text":"got this updated plan for you. I'll pop it through to your Gmail account. Are you able to look onto it with me today, or should I just walk you through it? Just just yeah.","start_word":53,"end_word":87,"intents":[{"intent":"Update plan","confidence_score":0.25972402}]},{"text":"the portfolio I within mean Netwealth, yeah. there was two things that we were focusing on together. So I've updated all of Yep. underperforming option with a low fee index fund, couple of other ones we've updated just with the laws for the capital gains tax negative gearing.","start_word":285,"end_word":332,"intents":[{"intent":"Update portfolio information","confidence_score":0.05883659}]},{"text":"So it should help by at least a 100,000 with a grain of salt, a little bit of contributions, lower fees, better performance, and you should be pretty well sweet. I need to call you back, you know. I can't you know, like, is there, like, you can call me back Yeah, anytime mate.","start_word":484,"end_word":537,"intents":[{"intent":"Schedule appointment","confidence_score":0.00496543}]},{"text":"I need to call you back, you know. I can't you know, like, is there, like, you can call me back Yeah, anytime mate.","start_word":514,"end_word":537,"intents":[{"intent":"Call back","confidence_score":0.27217332}]}]},"sentiments":{"segments":[{"text":"Good morning. I know you're through to Tommy, mate.","start_word":0,"end_word":8,"sentiment":"neutral","sentiment_score":0.2956005930900574},{"text":"Thank you so much for calling back.","start_word":9,"end_word":15,"sentiment":"positive","sentiment_score":0.6581957340240479},{"text":"No worries, Jeremy. How are you?","start_word":16,"end_word":21,"sentiment":"neutral","sentiment_score":0.3155665099620819},{"text":"I'm doing fantastic. It's a beautiful Monday morning.","start_word":22,"end_word":29,"sentiment":"positive","sentiment_score":0.7517673969268799},{"text":"What about your end? It's alright. You know, it's still a bit rainy, but still good. Still good. Still good. Mate, I've Yes. got this updated plan for you. I'll pop it through to your Gmail account. Are you able to look onto it with me today, or should I just walk you through it? Just just yeah. You can have a look, you know. Like, let me see if it is What's going on? Alright. Yeah. Wait. Wait. Wait. Wait. Wait. Wait. Wait. Hey, brother. Yeah? No. No. I'm just here, you know, doing something else too. Oh, It no is. worries. I thought you didn't want It's me to going. send Going. the email. Okay. That's all good. So that should go through to you, and it should say Yep. overview financial statement of advice in the email. And just let me know when you can hop in there. Same as the last pack, you just hit that sign button to open up the documents, and we'll have a scroll through together. Okay. Yeah. I'm working too, you know. I thought I wasn't I was I was going to be in break, you know, this and that's why I just asked you to call.","start_word":30,"end_word":235,"sentiment":"neutral","sentiment_score":0.054353248327970505},{"text":"But, you know, unfortunately, you know, it's got changed, you know, all over the place.","start_word":236,"end_word":250,"sentiment":"negative","sentiment_score":-0.34369605779647827},{"text":"Do you That's want me to keep alright. it super brief No. this morning? No. Or No. No. Give me a couple of minutes. What's your plan anyway? pretty Tell much. So me, though. the portfolio I within mean Netwealth, yeah. there was two things that we were focusing on together. So I've updated all of Yep. underperforming option with a low fee index fund, couple of other ones we've updated just with the laws for the capital gains tax negative gearing.","start_word":251,"end_word":332,"sentiment":"neutral","sentiment_score":-0.020210783928632736},{"text":"The property side of things has been hit pretty heavy.","start_word":333,"end_word":342,"sentiment":"negative","sentiment_score":-0.46271273493766785},{"text":"Yeah. And I've also modeled you were talking about maybe doing about 4,000 a year worth of contributions. So I've just modeled what it looks like with the contributions and without. Okay. Yep. Now what it pretty much looks like is, I mean, there's a few things in there about estate planning, you know, wills, powers of attorney, but, basically, we've lowered the fees almost in half for the investments.","start_word":343,"end_word":412,"sentiment":"neutral","sentiment_score":0.11516177654266356},{"text":"We've got so it costs about $332 in capital gains tax inside the super, but you save $451 per year in fees. I've added in the contributions, and the performance doubles back up to just under 12% per annum over five years. Yep. And that should boost things from projection in ten years is a $120 with no contributions, with contributions and the new investments, 250,000.","start_word":413,"end_word":478,"sentiment":"positive","sentiment_score":0.4344388544559479},{"text":"Two oh, okay. Yeah. Yeah.","start_word":479,"end_word":483,"sentiment":"neutral","sentiment_score":0.18994686007499695},{"text":"So it should help by at least a 100,000 with a grain of salt, a little bit of contributions, lower fees, better performance, and you should be pretty well sweet.","start_word":484,"end_word":513,"sentiment":"positive","sentiment_score":0.5648871064186096},{"text":"I need to call you back, you know. I can't you know, like, is there, like, you can call me back Yeah, anytime mate. or Mate, no? I've got the I've got just a few appointments today, but you can call back. You've got the email there to have a look through if you've got any questions. If not, happy days. Mate, yeah, just give us a buzz back. I should just be in a few meetings. They'll come grab me. Okay. No worries. You know, I better I give you a callback. You know, either today morning in the window, it's my plan, you know, that's what happened. But it's better I call you back. You know? Yeah. No. That's totally fine, mate. And if you do get a chance to have a look at the email, basically, just have a scroll through, lower fees, up the performance, and that's pretty much it, mate. Yep. No problem.","start_word":514,"end_word":671,"sentiment":"neutral","sentiment_score":0.013552650809288023},{"text":"I'll do that. I'll do Awesome, mate. it. I'll Thank I'll you.","start_word":672,"end_word":683,"sentiment":"positive","sentiment_score":0.4567015767097473},{"text":"wait to hear from you soon.","start_word":684,"end_word":689,"sentiment":"neutral","sentiment_score":0.23960387706756592},{"text":"Thank you so much, Anu.","start_word":690,"end_word":694,"sentiment":"positive","sentiment_score":0.5190824270248413},{"text":"No worries.","start_word":695,"end_word":696,"sentiment":"neutral","sentiment_score":0.26048073172569275},{"text":"Thank you. Thank you very much. All good, mate.","start_word":697,"end_word":705,"sentiment":"positive","sentiment_score":0.5004424452781677},{"text":"Bye. Okay. Bye.","start_word":706,"end_word":708,"sentiment":"neutral","sentiment_score":0.1817537546157837}],"average":{"sentiment":"neutral","sentiment_score":0.12284372682653703}}}}