{"metadata":{"transaction_key":"deprecated","request_id":"01a08a52-5193-7910-9634-1cc8ca3a059c","sha256":"22cca9134be2cafe378e6b7b613d1e1c0b68ed212d035b3842686ac08fde7807","created":"2026-09-10T07:57:29.405Z","duration":1416.0239,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":4464,"output_tokens":136},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":5043,"output_tokens":5053},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":5043,"output_tokens":363}},"results":{"channels":[{"alternatives":[{"transcript":"Good day, Shane. It's Tommy here, senior adviser from. How you been? Good to hear. Good to hear. I've got you booked in now for a bit of a catch up review, updated strategy, that kind of thing. Do you still have a bit of time for me? Yeah. Yeah. Have you got some time? Beautiful. I've got an email to send out to you. Will you be able to look on to that email with me today, or should I just kinda walk you through it a bit? Yeah. Perfect. Perfect. So I'll send it through just so you've got it. I'll let you know what's on its way. While that's coming through, I'll just double check security with you. So I'm registered with ASIC as adviser 1273105. Could I just get your date of birth and address, please, sir? Mhmm. Sensational. And are you okay for the call to be recorded? Perfect. Perfect. Now, mate, this is a bit of a a catch up. There's about four different items that I wanted to address with you today just regarding the super and the insurances. I will just double check if there's been any major changes with your circumstances, but just starting with the goals briefly. Main focus for you at the last time we spoke was basically just building up the savings, buying a car, doing a bit of travel, and paying off the mortgage. Does that still sound about right for you guys? Sensational. Anything else focused for the next year or two? Perfect. Nice and easy. Now the email that I've sent out to you, it's a new system that we've got custom built for us. It's kinda like a DocuSign crossed with a system for your information. It does contain a statement of advice and consent form, but there's a number of attachments there as well. Basically, just updated product documents from all the funds and providers and new service guides from. Now one thing that we did do as a bit of a change, when the Iran war kicked off in March, the stock market took a bit of a tumble, and we kind of jumped on, had a meeting with the investment committee, and decided that one particular fund called Phenolong was dropping a lot faster than the Australian market was. So you may have received an email in March for the record of advice. Do you recall at all receiving that? Okay. Just to sort of let you know that's okay. So to let you know what we did is we sold out of that fund that was doing quite badly. And because you had, like, eight options in your super, we sold out of that one and switched it in for a lower fee option that was performing a lot better. So that's what we already did a few months ago just to let you know what that document is about. Perfect. When you go through that statement of advice, it goes over kind of the scope of what we were covering. And just as a bit of a reminder, you've got the CareSoup and the NetWell as well as some insurances attached to CareSoup, if that rings a bell. Cool. Cool. At the time, we were doing a bit of a trim down. What we're trying to keep a lid on the insurance premiums because they just keep going up quite significantly. So that's the first thing I wanted to address with you today is you've got your your life insurance, your disability, and your income protection through care. Now correct. Correct. Part of sort of keeping those premiums not skyrocketing too much is just doing a bit of a trim down as you pay down your mortgage, about 100,000 at a time for the life insurance and so on. But, mate, they've they've really hyped up the premiums again this year quite significantly, so I needed to kind of touch base with you on it. They've gone to close to $8,000 a year at the moment. So if we were to trim off a little bit of the life and take the insurance, which is what I've recommended just to keep keep that going, from 575,000 down to $4.75. That'll take off a thousand bucks, which nice. But the big one is the income protection. That's the most expensive of three. So I just wanna let you know that yep. Gotcha. Yes. Yep. And Yep. No worries at all. No. You're right. I won't take up too much of your time. Yeah. So with the the truck gone oh, possibly 4 or $5. Yeah. Correct. So that way, the with the amount of contributions going in and the growth, they'll actually start to really pick up again. Well, if it's helpful, I did actually put together a bit of a pack with the team that I wanted to run by you. So they have forms to switch investment, alter insurance, and cancel insurance. We can prefill those forms through to you, post them out with a forward on envelope, and then all you gotta do is basically just sign them and chuck it in the pot. Would that be helpful? Cool. Alrighty. Yeah. Cool. Well, I've already got a yeah. It's basically similar to life insurance, like you can never work again kind of thing, lump sum. I've quoted for a trim down of a $100 on that one. I can whack it down further. It's really up to you how much you wanna knock it down to. Correct. It's equal to the life insurance. They're they're linked together. Okay. Easy done. What I'll do is yeah. No. That's okay. Yep. Yep. And just cover that kind of thing? Awesome. So if it's okay with you, on the statement of advice that I've sent you through, there's a box at the bottom when you go to sign it. Basically, right above the signature, there's a box that you can type in. Are you okay just to type in that you wanna cancel the income protection and how much you want for the life and CPD, and then we'll add that into the forms for you? So the email to your Yahoo yeah. Yep. You should see yep. And that's with that Beachfront City Gold Coast picture on it? Yeah. So right down the bottom, the second last page has a has a box there to vary the implementation right above where it says, please sign the lot. The old DocuSigns are getting there. They're not the best, but they're they're getting better. Are you doing it on the phone or the computer, mate? No. I apologize. So, yeah, amounts in there for life PPD and just put cancel income protection, and then I will sort that out. That's alright. As long as it's legible and I can make it out. I'll put a file note in. Yep. How much for the life insurance and the disability insurance? Yep. CPD. No. That's perfect. I've put a file note in so everyone's aware of what you're aiming for. And that's the beauty of the recorded line is we've got your wishes there as well. Yeah. Just the one below that. Yep. It should stamp those on there for you. Yeah. It'll do a stamp on there. It should just plug it on there for today. Just quickly before you go any further, so the other things that I was gonna do is you know how I said we switched that investment around earlier in the year? We're just wanting to do a bit of a rebalance with all of your eight options. I'm just gonna kind of rebalance them back to the weighting that they should be at just to make sure none of them are too high or too low. I'm not recommending to move anything from CareSuper across right now until the premiums are down. And if you're comfortable with it because do you remember we were kind of talking about being high growth, try and get as much returns out of it as possible? So your care super sitting in a balanced fund in the middle. I've also recommended that we bump that one up. The highest they can go to is the growth, which is a four. The net wealth is already a five, so that's alright. But I just wanna let you know before you go any further, I wanna switch the investments with CareSuper, rebalance the net wealth, and get the premiums down on the insurance. Because that's, like, the three main recommendations. That's it, mate. Basically, get the returns going double digits as long as I can. Once you've built the funds up and you close the retirement, we'll reduce the risk level back down again, but we need to get it going a bit faster. So everything's in that document in terms of, you know, fee differences, performance differences, that sort of allocation, all that kind of thing. Any questions on those ideas? Yeah. And just quickly on that before I let you go, just in terms of the changes, we've hit end of financial year a couple of months ago. Do you know what you're currently on at the moment for for the year on the income? K. Line to a 100,000. And is it still doing anything kinda like that batch work, driving work, anything like that? That's concrete. So when you say batch, you're not doing anything physical, no tools, or nothing like that? Yep. Perfect. And how long have you been doing that type of role for now? Yep. Perfect. So no truck doing the batching outside of that. Got the new income. That's perfect. Email's fine. Any major changes to the mortgage? I think we had it at 300,000 at the time. Is it back up to the 400 mark? Or yep. I'll put $4.20 in. To get the home, I'll do an updated online valuation. Do you still have the the vehicles and the caravan and everything, or do you have to sort of get rid of something truck going or clear that one out? What? Just a car and a caravan? Anything that would be just for you? Am I calling the caravan jointly owned for the time being? Yeah. I'll just quickly do a quick value update. If you sold the car, sold the caravan, would you get $30 for the caravan still? Yep. 35 to 40 and just lastly for the car. Yep. Perfect. No other loans floating around or million dollars under the mattress? Perfect. Done and done. I'll update that on our system. And lastly, only thing for me, two quick things. We just got some reminders in there for the will and the power of attorney if you haven't put that in place, but you do have the beneficiary nomination for the super. So just a quick reminder on those ones if that's important for you. If it's helpful, you can get, you know, basic will kits and power of attorney kits from the post office. All post has government approved ones for $25 a pop. They're not the best in the world, but for, you know, a straightforward situation, they can be helpful. But don't always have to go to a lawyer for them. That's all. Right. Fair enough. Outside of that, any questions for me so far on what we've talked about, Shane? Any questions on your end so far from any of these aspects? Yeah. So the other one, once you've signed off the statement of advice, the last one is the consent form for Netwealth. So we can't look after the super or anything unless we do have the consent form, which is the last one on that that DocuSign. We do have the oh, perfect. So yeah. So we've changed it to a bit of a flat fee structure now. So what basically happens is normally we charge the 1.65%, but we put it in as a flat one. So as the super grows up, it doesn't change for twelve months at a time. But, again, you're not locked in with us for the twelve months. It's just the consent can only last for up to twelve months at a time. Cool. It's yes. That's come through, Simon. Thank you very much for that. Is there anything else I can sort of help with in the interim? Yeah. So but it could be, again, $45, so I'll see what it comes back like. What I'll do is, again, we'll post out an investment switch form to get that bumped up on care, the investment reduction of the life and CBD, and I think they've got a separate form for the cancellation of the IP, the income protection. So we'll post you out a big pack with three in there, prefilled. You just gotta give them a squiggle, and there'll be a forward on envelope in there as well. Yeah. That's right. They're a little bit sensitive with it. Like, you can scan them up and email them, but sometimes they're a bit iffy about signatures and ID and things like that. So it's probably best to just put it in the pack and chuck it in the box. Yeah. Yep. Easy done. And for the NetWell, because we've got access to transact on the account, as soon as that's now back signed, I'll give that to the team, and next week they'll switch all the investments around on there and do the old rebalance. So that should be the last thing is that pack. Yeah. Yeah. He's still the boss, man. He's still the director. He you'll see him online if you have a look at the the Facebook or the TikTok. He does a few videos every now and then with Bart. And, yeah, I talk to him every day. Yes. Yep. No. He's still the boss. That's the right that's the aim. If you have any trouble with the forms at all, just be careful not to try and scribble anything out. If you make a mistake, just give us a call straight away because they're very they're a bit sensitive with their documents. Cool. Awesome. Look. I really appreciate you taking the time, mate. Cool. I'll talk to you again soon. Thanks so much,","confidence":0.9970703,"words":[{"word":"good","start":3.1999998,"end":3.4399998,"confidence":0.99609375,"punctuated_word":"Good","sentiment":"positive","sentiment_score":0.33495646715164185},{"word":"day","start":3.4399998,"end":3.6799998,"confidence":0.9975586,"punctuated_word":"day,","sentiment":"positive","sentiment_score":0.3641791045665741},{"word":"shane","start":3.6799998,"end":3.9199998,"confidence":0.9941406,"punctuated_word":"Shane.","sentiment":"neutral","sentiment_score":0.2869264781475067},{"word":"it's","start":3.9199998,"end":4.08,"confidence":0.951416,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.2378781735897064},{"word":"tommy","start":4.08,"end":4.48,"confidence":0.6953125,"punctuated_word":"Tommy","sentiment":"neutral","sentiment_score":0.15737806260585785},{"word":"here","start":4.48,"end":4.72,"confidence":0.9758301,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.17369405925273895},{"word":"senior","start":4.72,"end":4.96,"confidence":0.9902344,"punctuated_word":"senior","sentiment":"neutral","sentiment_score":0.14552415907382965},{"word":"adviser","start":4.96,"end":5.3599997,"confidence":0.8935547,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.18402615189552307},{"word":"from","start":5.3599997,"end":5.8599997,"confidence":0.7709961,"punctuated_word":"from.","sentiment":"neutral","sentiment_score":0.15423955023288727},{"word":"how","start":6.0,"end":6.16,"confidence":0.97802734,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.1068306639790535},{"word":"you","start":6.16,"end":6.3999996,"confidence":0.67626953,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11514662206172945},{"word":"been","start":6.3999996,"end":6.8999996,"confidence":0.8835449,"punctuated_word":"been?","sentiment":"neutral","sentiment_score":0.11921894550323486},{"word":"good","start":9.12,"end":9.36,"confidence":0.99316406,"punctuated_word":"Good","sentiment":"positive","sentiment_score":0.5890915393829346},{"word":"to","start":9.36,"end":9.44,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4717426896095276},{"word":"hear","start":9.44,"end":9.679999,"confidence":0.99316406,"punctuated_word":"hear.","sentiment":"positive","sentiment_score":0.4234437942504883},{"word":"good","start":9.679999,"end":9.84,"confidence":0.99902344,"punctuated_word":"Good","sentiment":"positive","sentiment_score":0.563281238079071},{"word":"to","start":9.84,"end":10.0,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5613334774971008},{"word":"hear","start":10.0,"end":10.5,"confidence":1.0,"punctuated_word":"hear.","sentiment":"positive","sentiment_score":0.533728837966919},{"word":"i've","start":10.8,"end":10.96,"confidence":0.90283203,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.2866624891757965},{"word":"got","start":10.96,"end":11.2,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.24616336822509768},{"word":"you","start":11.2,"end":11.36,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15094925463199615},{"word":"booked","start":11.36,"end":11.599999,"confidence":0.99902344,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.2081967741250992},{"word":"in","start":11.599999,"end":11.92,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.15691891312599182},{"word":"now","start":11.92,"end":12.24,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.18889391422271729},{"word":"for","start":12.24,"end":12.559999,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13175059854984283},{"word":"a","start":12.559999,"end":12.639999,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1821645200252533},{"word":"bit","start":12.639999,"end":12.799999,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1854579895734787},{"word":"of","start":12.799999,"end":12.96,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.20458267629146576},{"word":"a","start":12.96,"end":13.12,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2455449402332306},{"word":"catch","start":13.12,"end":13.44,"confidence":0.9951172,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.24582847952842712},{"word":"up","start":13.44,"end":13.679999,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1533178985118866},{"word":"review","start":13.679999,"end":14.179999,"confidence":0.70336914,"punctuated_word":"review,","sentiment":"neutral","sentiment_score":0.23189979791641235},{"word":"updated","start":14.32,"end":14.82,"confidence":0.984375,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.20651757717132568},{"word":"strategy","start":14.96,"end":15.44,"confidence":0.98706055,"punctuated_word":"strategy,","sentiment":"neutral","sentiment_score":0.17983892560005188},{"word":"that","start":15.44,"end":15.705,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1807606965303421},{"word":"kind","start":15.865,"end":16.025,"confidence":0.99609375,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.14852727949619293},{"word":"of","start":16.025,"end":16.185,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.20795489847660065},{"word":"thing","start":16.185,"end":16.505,"confidence":0.9880371,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.17660720646381378},{"word":"do","start":16.505,"end":16.664999,"confidence":0.8203125,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.017152294516563416},{"word":"you","start":16.664999,"end":16.744999,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.024415666237473488},{"word":"still","start":16.744999,"end":16.905,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.017276398837566376},{"word":"have","start":16.905,"end":17.065,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.019860660657286644},{"word":"a","start":17.065,"end":17.145,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.024952886626124385},{"word":"bit","start":17.145,"end":17.305,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.02201477438211441},{"word":"of","start":17.305,"end":17.465,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.008513718843460083},{"word":"time","start":17.465,"end":17.625,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.04031581059098244},{"word":"for","start":17.625,"end":17.785,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03424330800771713},{"word":"me","start":17.785,"end":18.285,"confidence":0.99902344,"punctuated_word":"me?","sentiment":"neutral","sentiment_score":0.06193922087550163},{"word":"yeah","start":21.385,"end":21.625,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02056320756673813},{"word":"yeah","start":21.625,"end":21.865,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.019218262284994125},{"word":"have","start":21.865,"end":22.105,"confidence":0.97314453,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.008883574046194553},{"word":"you","start":22.105,"end":22.185,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.00897134654223919},{"word":"got","start":22.185,"end":22.425,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.008294401690363884},{"word":"some","start":22.425,"end":22.585,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.0075369942933321},{"word":"time","start":22.585,"end":23.085,"confidence":1.0,"punctuated_word":"time?","sentiment":"neutral","sentiment_score":0.03211047127842903},{"word":"beautiful","start":25.145,"end":25.645,"confidence":0.99658203,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5679447650909424},{"word":"i've","start":26.345,"end":26.505001,"confidence":0.8625488,"punctuated_word":"I've","sentiment":"positive","sentiment_score":0.38552841544151306},{"word":"got","start":26.505001,"end":26.665,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.32995283603668213},{"word":"an","start":26.665,"end":26.904999,"confidence":1.0,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.3448847532272339},{"word":"email","start":26.904999,"end":27.224998,"confidence":1.0,"punctuated_word":"email","sentiment":"positive","sentiment_score":0.40683019161224365},{"word":"to","start":27.224998,"end":27.384998,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.25084078311920166},{"word":"send","start":27.384998,"end":27.625,"confidence":0.99902344,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.23692165315151217},{"word":"out","start":27.625,"end":27.785,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.24696868658065796},{"word":"to","start":27.785,"end":27.945,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2771530747413635},{"word":"you","start":27.945,"end":28.265,"confidence":0.99609375,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.3128158152103424},{"word":"will","start":28.265,"end":28.505,"confidence":0.99902344,"punctuated_word":"Will","sentiment":"neutral","sentiment_score":0.1538481563329697},{"word":"you","start":28.505,"end":28.825,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21671397984027865},{"word":"be","start":28.825,"end":28.985,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.16323205828666687},{"word":"able","start":28.985,"end":29.145,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.197139710187912},{"word":"to","start":29.145,"end":29.224998,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21927177906036377},{"word":"look","start":29.224998,"end":29.384998,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.19994623959064484},{"word":"on","start":29.384998,"end":29.625,"confidence":0.57421875,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.22359630465507507},{"word":"to","start":29.625,"end":29.705,"confidence":0.9267578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.30636435747146606},{"word":"that","start":29.705,"end":30.09,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3109951913356781},{"word":"email","start":30.17,"end":30.33,"confidence":0.9941406,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.23506538569927216},{"word":"with","start":30.33,"end":30.49,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.16653206944465637},{"word":"me","start":30.49,"end":30.73,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.2760014832019806},{"word":"today","start":30.73,"end":31.23,"confidence":0.9003906,"punctuated_word":"today,","sentiment":"neutral","sentiment_score":0.21582624316215515},{"word":"or","start":31.29,"end":31.53,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.22250470519065857},{"word":"should","start":31.53,"end":31.77,"confidence":0.9970703,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.2350236475467682},{"word":"i","start":31.77,"end":31.85,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2711845338344574},{"word":"just","start":31.85,"end":32.09,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1957017481327057},{"word":"kinda","start":32.09,"end":32.33,"confidence":0.6166992,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.26586148142814636},{"word":"walk","start":32.33,"end":32.57,"confidence":0.9980469,"punctuated_word":"walk","sentiment":"neutral","sentiment_score":0.19995765388011932},{"word":"you","start":32.57,"end":32.73,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22926947474479675},{"word":"through","start":32.73,"end":32.89,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.2116807252168655},{"word":"it","start":32.89,"end":33.05,"confidence":0.97509766,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24475985765457153},{"word":"a","start":33.05,"end":33.21,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19835034012794495},{"word":"bit","start":33.21,"end":33.71,"confidence":0.9975586,"punctuated_word":"bit?","sentiment":"neutral","sentiment_score":0.16294249892234802},{"word":"yeah","start":37.61,"end":37.93,"confidence":0.98535156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.19885912537574768},{"word":"perfect","start":37.93,"end":38.33,"confidence":0.99853516,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4370385408401489},{"word":"perfect","start":38.33,"end":38.65,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5056666135787964},{"word":"so","start":38.65,"end":38.89,"confidence":0.99902344,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3938086330890655},{"word":"i'll","start":38.89,"end":39.05,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.39952003955841064},{"word":"send","start":39.05,"end":39.29,"confidence":1.0,"punctuated_word":"send","sentiment":"positive","sentiment_score":0.38812628388404846},{"word":"it","start":39.29,"end":39.37,"confidence":0.98535156,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3821220397949219},{"word":"through","start":39.37,"end":39.61,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.32509008049964905},{"word":"just","start":39.61,"end":39.85,"confidence":0.9873047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.3239705264568329},{"word":"so","start":39.85,"end":40.010002,"confidence":0.9980469,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.3311478793621063},{"word":"you've","start":40.010002,"end":40.25,"confidence":0.9785156,"punctuated_word":"you've","sentiment":"positive","sentiment_score":0.41779202222824097},{"word":"got","start":40.25,"end":40.41,"confidence":1.0,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.470900297164917},{"word":"it","start":40.41,"end":40.91,"confidence":0.99658203,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.4491502642631531},{"word":"i'll","start":41.21,"end":41.37,"confidence":0.90527344,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.37483665347099304},{"word":"let","start":41.37,"end":41.53,"confidence":1.0,"punctuated_word":"let","sentiment":"positive","sentiment_score":0.38422369956970215},{"word":"you","start":41.53,"end":41.69,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3541191816329956},{"word":"know","start":41.69,"end":41.85,"confidence":1.0,"punctuated_word":"know","sentiment":"positive","sentiment_score":0.37551817297935486},{"word":"what's","start":41.85,"end":42.09,"confidence":1.0,"punctuated_word":"what's","sentiment":"positive","sentiment_score":0.38939961791038513},{"word":"on","start":42.09,"end":42.33,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3995143473148346},{"word":"its","start":42.33,"end":42.489998,"confidence":0.98291016,"punctuated_word":"its","sentiment":"positive","sentiment_score":0.45155441761016846},{"word":"way","start":42.489998,"end":42.885,"confidence":0.9995117,"punctuated_word":"way.","sentiment":"positive","sentiment_score":0.36967581510543823},{"word":"while","start":43.364998,"end":43.605,"confidence":1.0,"punctuated_word":"While","sentiment":"neutral","sentiment_score":0.04432971775531769},{"word":"that's","start":43.605,"end":44.004997,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.08838870376348495},{"word":"coming","start":44.004997,"end":44.484997,"confidence":1.0,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.06410247087478638},{"word":"through","start":44.484997,"end":44.885,"confidence":0.9980469,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":0.03856552392244339},{"word":"i'll","start":44.885,"end":45.125,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06427299976348877},{"word":"just","start":45.125,"end":45.364998,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05808189511299133},{"word":"double","start":45.364998,"end":45.684998,"confidence":1.0,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.02837337553501129},{"word":"check","start":45.684998,"end":46.004997,"confidence":1.0,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.03310020640492439},{"word":"security","start":46.004997,"end":46.504997,"confidence":1.0,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.03289293497800827},{"word":"with","start":46.565,"end":47.065,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07310015708208084},{"word":"you","start":47.364998,"end":47.524998,"confidence":0.9980469,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.08936932682991028},{"word":"so","start":47.524998,"end":47.844997,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05884547159075737},{"word":"i'm","start":47.844997,"end":48.085,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.05864111706614494},{"word":"registered","start":48.085,"end":48.484997,"confidence":0.99902344,"punctuated_word":"registered","sentiment":"neutral","sentiment_score":0.06649887561798096},{"word":"with","start":48.484997,"end":48.725,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07748256623744965},{"word":"asic","start":48.725,"end":49.125,"confidence":0.18774414,"punctuated_word":"ASIC","sentiment":"neutral","sentiment_score":0.07906986773014069},{"word":"as","start":49.125,"end":49.284996,"confidence":0.8935547,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.084245465695858},{"word":"adviser","start":49.284996,"end":49.784996,"confidence":0.91015625,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.05737832933664322},{"word":"1273105","start":50.085,"end":52.484997,"confidence":0.96135604,"punctuated_word":"1273105.","sentiment":"neutral","sentiment_score":0.08337373286485672},{"word":"could","start":52.484997,"end":52.805,"confidence":0.9472656,"punctuated_word":"Could","sentiment":"neutral","sentiment_score":0.05237963795661926},{"word":"i","start":52.805,"end":52.964996,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05474226176738739},{"word":"just","start":52.964996,"end":53.284996,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.056321632117033005},{"word":"get","start":53.284996,"end":53.524998,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.0505637489259243},{"word":"your","start":53.524998,"end":53.925,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03905051201581955},{"word":"date","start":53.925,"end":54.085,"confidence":1.0,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.05168236047029495},{"word":"of","start":54.085,"end":54.245,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05316692590713501},{"word":"birth","start":54.245,"end":54.405,"confidence":1.0,"punctuated_word":"birth","sentiment":"neutral","sentiment_score":0.05238143354654312},{"word":"and","start":54.405,"end":54.565,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05672396719455719},{"word":"address","start":54.565,"end":54.9,"confidence":0.9880371,"punctuated_word":"address,","sentiment":"neutral","sentiment_score":0.05237368494272232},{"word":"please","start":54.980003,"end":55.38,"confidence":0.9904785,"punctuated_word":"please,","sentiment":"neutral","sentiment_score":0.06739816069602966},{"word":"sir","start":55.38,"end":55.88,"confidence":0.9970703,"punctuated_word":"sir?","sentiment":"neutral","sentiment_score":0.061413850635290146},{"word":"mhmm","start":59.460003,"end":59.960003,"confidence":0.994751,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.010510432533919811},{"word":"sensational","start":63.06,"end":63.56,"confidence":0.9967448,"punctuated_word":"Sensational.","sentiment":"neutral","sentiment_score":0.034582674503326416},{"word":"and","start":63.7,"end":63.86,"confidence":0.9941406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.023083096370100975},{"word":"are","start":63.86,"end":64.020004,"confidence":0.9970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.01131920889019966},{"word":"you","start":64.020004,"end":64.1,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.027672048658132553},{"word":"okay","start":64.1,"end":64.340004,"confidence":1.0,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.02680487185716629},{"word":"for","start":64.340004,"end":64.5,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.016574982553720474},{"word":"the","start":64.5,"end":64.58,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.022514980286359787},{"word":"call","start":64.58,"end":64.82,"confidence":0.9980469,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.023448770865797997},{"word":"to","start":64.82,"end":64.98,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.014511659741401672},{"word":"be","start":64.98,"end":65.06,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.016308454796671867},{"word":"recorded","start":65.06,"end":65.56,"confidence":1.0,"punctuated_word":"recorded?","sentiment":"neutral","sentiment_score":0.03308059647679329},{"word":"perfect","start":67.94,"end":68.42,"confidence":0.9970703,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.24614620208740232},{"word":"perfect","start":68.42,"end":68.92,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2341972589492798},{"word":"now","start":69.065,"end":69.225,"confidence":0.9916992,"punctuated_word":"Now,","sentiment":"neutral","sentiment_score":0.08576654642820358},{"word":"mate","start":69.225,"end":69.465004,"confidence":0.9819336,"punctuated_word":"mate,","sentiment":"neutral","sentiment_score":0.08653470128774643},{"word":"this","start":69.465004,"end":69.705,"confidence":0.9453125,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.046381473541259766},{"word":"is","start":69.705,"end":69.785,"confidence":0.9658203,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.023146748542785645},{"word":"a","start":69.785,"end":69.865,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04181341081857681},{"word":"bit","start":69.865,"end":70.025,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.05952263623476029},{"word":"of","start":70.025,"end":70.185,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07747235894203186},{"word":"a","start":70.185,"end":70.585,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06160220503807068},{"word":"a","start":70.585,"end":70.665,"confidence":0.69677734,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04628670960664749},{"word":"catch","start":70.665,"end":70.905,"confidence":1.0,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.036473654210567474},{"word":"up","start":70.905,"end":71.405,"confidence":0.9975586,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.038233913481235504},{"word":"there's","start":71.945,"end":72.425,"confidence":0.8149414,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.019494634121656414},{"word":"about","start":72.425,"end":72.825,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.024485070258378983},{"word":"four","start":72.825,"end":73.065,"confidence":0.99902344,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.01591939479112625},{"word":"different","start":73.065,"end":73.465004,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.02154829353094101},{"word":"items","start":73.465004,"end":73.865,"confidence":1.0,"punctuated_word":"items","sentiment":"neutral","sentiment_score":0.03321423381567001},{"word":"that","start":73.865,"end":74.025,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.029333721846342087},{"word":"i","start":74.025,"end":74.185,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04585517570376396},{"word":"wanted","start":74.185,"end":74.585,"confidence":1.0,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.04538416489958763},{"word":"to","start":74.585,"end":74.985,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0470845066010952},{"word":"address","start":74.985,"end":75.385,"confidence":1.0,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.04755429923534393},{"word":"with","start":75.385,"end":75.545,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06641820073127747},{"word":"you","start":75.545,"end":75.785,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11286967992782591},{"word":"today","start":75.785,"end":76.185,"confidence":1.0,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.08985293656587601},{"word":"just","start":76.185,"end":76.425,"confidence":0.90283203,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.042557425796985626},{"word":"regarding","start":76.425,"end":76.825,"confidence":1.0,"punctuated_word":"regarding","sentiment":"neutral","sentiment_score":0.027773475274443623},{"word":"the","start":76.825,"end":76.985,"confidence":0.94970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.007255997508764267},{"word":"super","start":76.985,"end":77.305,"confidence":0.46972656,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.04227250814437866},{"word":"and","start":77.305,"end":77.465,"confidence":0.8203125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.011899653822183607},{"word":"the","start":77.465,"end":77.625,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.015495158731937408},{"word":"insurances","start":77.625,"end":78.125,"confidence":0.99609375,"punctuated_word":"insurances.","sentiment":"neutral","sentiment_score":0.02417511865496635},{"word":"i","start":80.185,"end":80.265,"confidence":0.95410156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.029853079468011856},{"word":"will","start":80.265,"end":80.505,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.02247568592429161},{"word":"just","start":80.505,"end":80.745,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02672434225678444},{"word":"double","start":80.745,"end":80.985,"confidence":1.0,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.018514491617679596},{"word":"check","start":80.985,"end":81.145004,"confidence":1.0,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.030716657638549805},{"word":"if","start":81.145004,"end":81.305,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.010277479887008669},{"word":"there's","start":81.305,"end":81.545,"confidence":0.9980469,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.005958510097116232},{"word":"been","start":81.545,"end":81.705,"confidence":0.99902344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.0269085094332695},{"word":"any","start":81.705,"end":81.945,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.008279308676719666},{"word":"major","start":81.945,"end":82.345,"confidence":1.0,"punctuated_word":"major","sentiment":"neutral","sentiment_score":-0.037183843553066254},{"word":"changes","start":82.345,"end":82.845,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.015577733516693115},{"word":"with","start":82.95,"end":83.189995,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.006065167486667633},{"word":"your","start":83.189995,"end":83.43,"confidence":0.9604492,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.008041635155677795},{"word":"circumstances","start":83.43,"end":83.93,"confidence":0.751709,"punctuated_word":"circumstances,","sentiment":"neutral","sentiment_score":0.03783906251192093},{"word":"but","start":84.149994,"end":84.31,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.04847022518515587},{"word":"just","start":84.31,"end":84.46999,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.058837130665779114},{"word":"starting","start":84.46999,"end":84.78999,"confidence":1.0,"punctuated_word":"starting","sentiment":"neutral","sentiment_score":0.07627992331981659},{"word":"with","start":84.78999,"end":85.03,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12306512892246246},{"word":"the","start":85.03,"end":85.11,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13183975219726562},{"word":"goals","start":85.11,"end":85.509995,"confidence":0.95703125,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.06649565696716309},{"word":"briefly","start":85.509995,"end":86.009995,"confidence":0.8664551,"punctuated_word":"briefly.","sentiment":"neutral","sentiment_score":0.07921811938285828},{"word":"main","start":87.509995,"end":87.909996,"confidence":0.7216797,"punctuated_word":"Main","sentiment":"neutral","sentiment_score":0.049092214554548264},{"word":"focus","start":87.909996,"end":88.229996,"confidence":0.9921875,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":0.02823977917432785},{"word":"for","start":88.229996,"end":88.39,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06053866073489189},{"word":"you","start":88.39,"end":88.549995,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05738155543804169},{"word":"at","start":88.549995,"end":88.78999,"confidence":0.8491211,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05566985532641411},{"word":"the","start":88.78999,"end":88.95,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05025428906083107},{"word":"last","start":88.95,"end":89.27,"confidence":0.9873047,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.03894897550344467},{"word":"time","start":89.27,"end":89.43,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.04941090941429138},{"word":"we","start":89.43,"end":89.67,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04642730578780174},{"word":"spoke","start":89.67,"end":90.07,"confidence":0.99902344,"punctuated_word":"spoke","sentiment":"neutral","sentiment_score":0.05105884373188019},{"word":"was","start":90.07,"end":90.31,"confidence":0.9951172,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.06418491154909134},{"word":"basically","start":90.31,"end":90.71,"confidence":0.9770508,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.09249354898929596},{"word":"just","start":90.71,"end":91.21,"confidence":0.9921875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.09979818016290665},{"word":"building","start":91.27,"end":91.59,"confidence":0.9941406,"punctuated_word":"building","sentiment":"neutral","sentiment_score":0.11318132281303406},{"word":"up","start":91.59,"end":91.75,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.12361063063144684},{"word":"the","start":91.75,"end":91.909996,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12306519597768784},{"word":"savings","start":91.909996,"end":92.409996,"confidence":0.986084,"punctuated_word":"savings,","sentiment":"neutral","sentiment_score":0.11013438552618028},{"word":"buying","start":92.78999,"end":93.11,"confidence":0.99902344,"punctuated_word":"buying","sentiment":"neutral","sentiment_score":0.15278750658035278},{"word":"a","start":93.11,"end":93.27,"confidence":0.7133789,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15623831748962402},{"word":"car","start":93.27,"end":93.59,"confidence":0.9875488,"punctuated_word":"car,","sentiment":"neutral","sentiment_score":0.12479673326015472},{"word":"doing","start":93.59,"end":93.829994,"confidence":0.88671875,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.16044414043426514},{"word":"a","start":93.829994,"end":93.909996,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13387224078178406},{"word":"bit","start":93.909996,"end":94.149994,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1329847127199173},{"word":"of","start":94.149994,"end":94.31,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14287583529949188},{"word":"travel","start":94.31,"end":94.78999,"confidence":0.94311523,"punctuated_word":"travel,","sentiment":"neutral","sentiment_score":0.10309264063835144},{"word":"and","start":94.78999,"end":95.03,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10516928881406784},{"word":"paying","start":95.03,"end":95.35,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.1477670669555664},{"word":"off","start":95.35,"end":95.59,"confidence":0.9980469,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.08632484078407288},{"word":"the","start":95.59,"end":95.75,"confidence":0.9526367,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11664360761642456},{"word":"mortgage","start":95.75,"end":96.229996,"confidence":0.99902344,"punctuated_word":"mortgage.","sentiment":"neutral","sentiment_score":0.06989201158285141},{"word":"does","start":96.229996,"end":96.39,"confidence":0.99902344,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.044445477426052094},{"word":"that","start":96.39,"end":96.63,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15489716827869415},{"word":"still","start":96.63,"end":96.869995,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.053392816334962845},{"word":"sound","start":96.869995,"end":97.11,"confidence":0.99902344,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.08210230618715286},{"word":"about","start":97.11,"end":97.42999,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.07087302207946777},{"word":"right","start":97.42999,"end":97.59,"confidence":1.0,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.07093190401792526},{"word":"for","start":97.59,"end":97.75,"confidence":0.9580078,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.031452201306819916},{"word":"you","start":97.75,"end":97.909996,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04880065098404884},{"word":"guys","start":97.909996,"end":98.175,"confidence":0.95581055,"punctuated_word":"guys?","sentiment":"neutral","sentiment_score":0.0717369094491005},{"word":"sensational","start":104.095,"end":104.595,"confidence":0.5933431,"punctuated_word":"Sensational.","sentiment":"neutral","sentiment_score":0.012517789378762243},{"word":"anything","start":105.215004,"end":105.615005,"confidence":0.9301758,"punctuated_word":"Anything","sentiment":"neutral","sentiment_score":0.004577316343784332},{"word":"else","start":105.615005,"end":106.095,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.007488518953323364},{"word":"focused","start":106.095,"end":106.575005,"confidence":0.6074219,"punctuated_word":"focused","sentiment":"neutral","sentiment_score":-0.0024635903537273407},{"word":"for","start":106.575005,"end":106.735,"confidence":0.8925781,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.007419031113386154},{"word":"the","start":106.735,"end":106.815,"confidence":0.5366211,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0014524348080158234},{"word":"next","start":106.815,"end":107.055,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.005635406821966171},{"word":"year","start":107.055,"end":107.295006,"confidence":0.99902344,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.030238408595323563},{"word":"or","start":107.295006,"end":107.455,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.02667626366019249},{"word":"two","start":107.455,"end":107.955,"confidence":0.9782715,"punctuated_word":"two?","sentiment":"neutral","sentiment_score":0.03518810123205185},{"word":"perfect","start":110.895004,"end":111.395004,"confidence":0.9951172,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3793884515762329},{"word":"nice","start":111.535,"end":111.935005,"confidence":0.9980469,"punctuated_word":"Nice","sentiment":"positive","sentiment_score":0.4509539902210235},{"word":"and","start":111.935005,"end":112.175,"confidence":0.9902344,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4403568208217621},{"word":"easy","start":112.175,"end":112.675,"confidence":1.0,"punctuated_word":"easy.","sentiment":"positive","sentiment_score":0.4861488342285156},{"word":"now","start":113.310005,"end":113.79,"confidence":0.9707031,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.2299428284168243},{"word":"the","start":113.79,"end":114.11,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12996073067188263},{"word":"email","start":114.11,"end":114.35,"confidence":0.8051758,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.18923205137252808},{"word":"that","start":114.35,"end":114.590004,"confidence":0.9902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.127471923828125},{"word":"i've","start":114.590004,"end":114.67,"confidence":0.9519043,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.11581607162952424},{"word":"sent","start":114.67,"end":114.91,"confidence":0.9716797,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.14928211271762848},{"word":"out","start":114.91,"end":115.07,"confidence":0.984375,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.16144585609436035},{"word":"to","start":115.07,"end":115.15,"confidence":0.93115234,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1939360797405243},{"word":"you","start":115.15,"end":115.65,"confidence":0.98999023,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.183318629860878},{"word":"it's","start":115.950005,"end":116.450005,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1421487033367157},{"word":"a","start":116.83,"end":116.91,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18944905698299408},{"word":"new","start":116.91,"end":117.15,"confidence":0.56396484,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.17583581805229187},{"word":"system","start":117.15,"end":117.630005,"confidence":1.0,"punctuated_word":"system","sentiment":"neutral","sentiment_score":0.1881684362888336},{"word":"that","start":117.630005,"end":117.79,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1815143525600433},{"word":"we've","start":117.79,"end":118.11,"confidence":0.98535156,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.1583263874053955},{"word":"got","start":118.11,"end":118.35,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.18183140456676483},{"word":"custom","start":118.35,"end":118.75,"confidence":0.96972656,"punctuated_word":"custom","sentiment":"neutral","sentiment_score":0.2746211588382721},{"word":"built","start":118.75,"end":118.990005,"confidence":0.99121094,"punctuated_word":"built","sentiment":"neutral","sentiment_score":0.3050611913204193},{"word":"for","start":118.990005,"end":119.15,"confidence":0.99121094,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.25118446350097656},{"word":"us","start":119.15,"end":119.310005,"confidence":0.99560547,"punctuated_word":"us.","sentiment":"neutral","sentiment_score":0.16394802927970886},{"word":"it's","start":119.310005,"end":119.55,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.10252903401851654},{"word":"kinda","start":119.55,"end":119.79,"confidence":0.59033203,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.11651250720024107},{"word":"like","start":119.79,"end":120.03,"confidence":0.97998047,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.11135251820087431},{"word":"a","start":120.03,"end":120.11,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12796086072921753},{"word":"docusign","start":120.11,"end":120.61,"confidence":0.9954427,"punctuated_word":"DocuSign","sentiment":"neutral","sentiment_score":0.10824018716812134},{"word":"crossed","start":121.31,"end":121.71,"confidence":0.5332031,"punctuated_word":"crossed","sentiment":"neutral","sentiment_score":0.1288505643606186},{"word":"with","start":121.71,"end":122.21,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.13938456773757937},{"word":"a","start":122.35,"end":122.43,"confidence":0.80908203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12899744510650635},{"word":"system","start":122.43,"end":122.83,"confidence":0.9863281,"punctuated_word":"system","sentiment":"neutral","sentiment_score":0.13033826649188995},{"word":"for","start":122.83,"end":122.990005,"confidence":0.8911133,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10662424564361572},{"word":"your","start":122.990005,"end":123.15,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11269666254520416},{"word":"information","start":123.15,"end":123.65,"confidence":0.9995117,"punctuated_word":"information.","sentiment":"neutral","sentiment_score":0.09209888428449632},{"word":"it","start":124.75,"end":124.990005,"confidence":0.984375,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.04750870168209076},{"word":"does","start":124.990005,"end":125.31,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.013458050787448885},{"word":"contain","start":125.31,"end":125.81,"confidence":1.0,"punctuated_word":"contain","sentiment":"neutral","sentiment_score":0.003861755132675171},{"word":"a","start":126.11,"end":126.51,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02734181471168995},{"word":"statement","start":126.51,"end":126.990005,"confidence":1.0,"punctuated_word":"statement","sentiment":"neutral","sentiment_score":0.03146040439605713},{"word":"of","start":126.990005,"end":127.15,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02759438008069992},{"word":"advice","start":127.15,"end":127.65,"confidence":0.9980469,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.030358511954545975},{"word":"and","start":127.935,"end":128.435,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.020609192550182343},{"word":"consent","start":128.655,"end":129.135,"confidence":0.99609375,"punctuated_word":"consent","sentiment":"neutral","sentiment_score":0.028123870491981503},{"word":"form","start":129.135,"end":129.635,"confidence":0.9667969,"punctuated_word":"form,","sentiment":"neutral","sentiment_score":0.030868301168084145},{"word":"but","start":129.695,"end":129.935,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.012742195278406143},{"word":"there's","start":129.935,"end":130.255,"confidence":0.9995117,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.02233613096177578},{"word":"a","start":130.255,"end":130.335,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.007281504571437836},{"word":"number","start":130.335,"end":130.575,"confidence":1.0,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.012693684548139572},{"word":"of","start":130.575,"end":130.815,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.029908884316682816},{"word":"attachments","start":130.815,"end":131.315,"confidence":0.99609375,"punctuated_word":"attachments","sentiment":"neutral","sentiment_score":0.017892001196742058},{"word":"there","start":131.455,"end":131.775,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.021382667124271393},{"word":"as","start":131.775,"end":131.935,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.019723333418369293},{"word":"well","start":131.935,"end":132.435,"confidence":0.8154297,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.004437967203557491},{"word":"basically","start":132.655,"end":133.155,"confidence":0.8640137,"punctuated_word":"Basically,","sentiment":"neutral","sentiment_score":0.02508481591939926},{"word":"just","start":133.215,"end":133.455,"confidence":0.9536133,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04446650668978691},{"word":"updated","start":133.455,"end":133.935,"confidence":0.9970703,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.029722660779953003},{"word":"product","start":133.935,"end":134.335,"confidence":0.99121094,"punctuated_word":"product","sentiment":"neutral","sentiment_score":0.027418263256549835},{"word":"documents","start":134.335,"end":134.815,"confidence":0.99902344,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.026242012158036232},{"word":"from","start":134.815,"end":134.975,"confidence":0.9902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.04231560230255127},{"word":"all","start":134.975,"end":135.135,"confidence":0.9980469,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.06181979179382324},{"word":"the","start":135.135,"end":135.295,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06787430495023727},{"word":"funds","start":135.295,"end":135.615,"confidence":0.9941406,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.06739383935928345},{"word":"and","start":135.615,"end":135.775,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08809021860361099},{"word":"providers","start":135.775,"end":136.275,"confidence":0.96875,"punctuated_word":"providers","sentiment":"neutral","sentiment_score":0.056023817509412766},{"word":"and","start":137.295,"end":137.615,"confidence":0.81347656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07982173562049866},{"word":"new","start":137.615,"end":137.855,"confidence":0.9838867,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.08364024013280869},{"word":"service","start":137.855,"end":138.33499,"confidence":1.0,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.06333434581756592},{"word":"guides","start":138.33499,"end":138.655,"confidence":0.9394531,"punctuated_word":"guides","sentiment":"neutral","sentiment_score":0.04367656260728836},{"word":"from","start":138.655,"end":139.155,"confidence":0.6290283,"punctuated_word":"from.","sentiment":"neutral","sentiment_score":0.050239451229572296},{"word":"now","start":142.26001,"end":142.5,"confidence":0.99609375,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.002802148461341858},{"word":"one","start":142.5,"end":142.74,"confidence":0.984375,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.0336124449968338},{"word":"thing","start":142.74,"end":142.98001,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.027890361845493317},{"word":"that","start":142.98001,"end":143.14,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.042307376861572266},{"word":"we","start":143.14,"end":143.22,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0561310201883316},{"word":"did","start":143.22,"end":143.46,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.043632522225379944},{"word":"do","start":143.46,"end":143.7,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.057363610714674},{"word":"as","start":143.7,"end":143.86,"confidence":0.9116211,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.06364474445581436},{"word":"a","start":143.86,"end":143.94,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06880981475114822},{"word":"bit","start":143.94,"end":144.1,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.06600531935691833},{"word":"of","start":144.1,"end":144.26001,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06229915469884872},{"word":"a","start":144.26001,"end":144.34001,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06678400933742523},{"word":"change","start":144.34001,"end":144.84001,"confidence":0.8623047,"punctuated_word":"change,","sentiment":"neutral","sentiment_score":-0.07047960162162781},{"word":"when","start":145.86,"end":146.1,"confidence":0.6376953,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.10199086368083954},{"word":"the","start":146.1,"end":146.6,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14375346899032593},{"word":"iran","start":146.66,"end":146.98001,"confidence":0.99121094,"punctuated_word":"Iran","sentiment":"neutral","sentiment_score":-0.18843166530132296},{"word":"war","start":146.98001,"end":147.3,"confidence":0.8491211,"punctuated_word":"war","sentiment":"neutral","sentiment_score":-0.21215635538101196},{"word":"kicked","start":147.3,"end":147.54001,"confidence":0.99609375,"punctuated_word":"kicked","sentiment":"neutral","sentiment_score":-0.16099005937576294},{"word":"off","start":147.54001,"end":147.78,"confidence":0.9951172,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.1414550244808197},{"word":"in","start":147.78,"end":148.1,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.160050630569458},{"word":"march","start":148.1,"end":148.6,"confidence":0.9970703,"punctuated_word":"March,","sentiment":"neutral","sentiment_score":-0.1407451629638672},{"word":"the","start":148.74,"end":149.06,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.24681559205055237},{"word":"stock","start":149.06,"end":149.3,"confidence":0.9970703,"punctuated_word":"stock","sentiment":"negative","sentiment_score":-0.3962538242340088},{"word":"market","start":149.3,"end":149.62001,"confidence":0.9951172,"punctuated_word":"market","sentiment":"negative","sentiment_score":-0.4362059235572815},{"word":"took","start":149.62001,"end":149.78,"confidence":0.99902344,"punctuated_word":"took","sentiment":"negative","sentiment_score":-0.33734047412872314},{"word":"a","start":149.78,"end":149.86,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.28512102365493774},{"word":"bit","start":149.86,"end":150.02,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.2488221824169159},{"word":"of","start":150.02,"end":150.18001,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.30273890495300293},{"word":"a","start":150.18001,"end":150.26001,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.3113240897655487},{"word":"tumble","start":150.26001,"end":150.76001,"confidence":0.8400879,"punctuated_word":"tumble,","sentiment":"neutral","sentiment_score":-0.23717935383319855},{"word":"and","start":151.06,"end":151.56,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1850215494632721},{"word":"we","start":151.78,"end":152.28,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.1861133575439453},{"word":"kind","start":152.5,"end":152.82,"confidence":0.9819336,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.2206524908542633},{"word":"of","start":152.82,"end":152.98001,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.22708064317703247},{"word":"jumped","start":152.98001,"end":153.38,"confidence":0.99902344,"punctuated_word":"jumped","sentiment":"neutral","sentiment_score":-0.21830175817012787},{"word":"on","start":153.38,"end":153.88,"confidence":0.69836426,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":-0.1732693612575531},{"word":"had","start":154.02,"end":154.18001,"confidence":0.9902344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.2051587551832199},{"word":"a","start":154.18001,"end":154.34,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2091325521469116},{"word":"meeting","start":154.34,"end":154.58,"confidence":1.0,"punctuated_word":"meeting","sentiment":"neutral","sentiment_score":-0.18775348365306857},{"word":"with","start":154.58,"end":154.74,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.2176473438739777},{"word":"the","start":154.74,"end":154.82,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.20667701959609985},{"word":"investment","start":154.82,"end":155.32,"confidence":0.9941406,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.17423215508461},{"word":"committee","start":155.38,"end":155.86,"confidence":0.7504883,"punctuated_word":"committee,","sentiment":"neutral","sentiment_score":-0.1386682689189911},{"word":"and","start":155.86,"end":156.26001,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08172714710235596},{"word":"decided","start":156.26001,"end":156.76001,"confidence":0.984375,"punctuated_word":"decided","sentiment":"neutral","sentiment_score":-0.13737668097019196},{"word":"that","start":156.82,"end":156.98001,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1530947983264923},{"word":"one","start":156.98001,"end":157.48001,"confidence":0.9140625,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.25725969672203064},{"word":"particular","start":157.765,"end":158.08499,"confidence":0.98535156,"punctuated_word":"particular","sentiment":"neutral","sentiment_score":-0.1932307928800583},{"word":"fund","start":158.08499,"end":158.58499,"confidence":0.97998047,"punctuated_word":"fund","sentiment":"negative","sentiment_score":-0.3706910312175751},{"word":"called","start":158.64499,"end":159.125,"confidence":0.9589844,"punctuated_word":"called","sentiment":"neutral","sentiment_score":-0.3064514696598053},{"word":"phenolong","start":159.125,"end":159.625,"confidence":0.4868164,"punctuated_word":"Phenolong","sentiment":"neutral","sentiment_score":-0.2618390917778015},{"word":"was","start":161.605,"end":161.765,"confidence":0.5024414,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.34464386105537415},{"word":"dropping","start":161.765,"end":162.08499,"confidence":1.0,"punctuated_word":"dropping","sentiment":"neutral","sentiment_score":-0.2932078242301941},{"word":"a","start":162.08499,"end":162.165,"confidence":1.0,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.42328640818595886},{"word":"lot","start":162.165,"end":162.405,"confidence":1.0,"punctuated_word":"lot","sentiment":"negative","sentiment_score":-0.4103472828865051},{"word":"faster","start":162.405,"end":162.805,"confidence":0.99902344,"punctuated_word":"faster","sentiment":"neutral","sentiment_score":-0.2963688373565674},{"word":"than","start":162.805,"end":162.965,"confidence":1.0,"punctuated_word":"than","sentiment":"negative","sentiment_score":-0.35671913623809814},{"word":"the","start":162.965,"end":163.205,"confidence":1.0,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.4841345548629761},{"word":"australian","start":163.205,"end":163.705,"confidence":0.9980469,"punctuated_word":"Australian","sentiment":"negative","sentiment_score":-0.530906081199646},{"word":"market","start":163.765,"end":164.00499,"confidence":0.9980469,"punctuated_word":"market","sentiment":"negative","sentiment_score":-0.3652358651161194},{"word":"was","start":164.00499,"end":164.50499,"confidence":0.8835449,"punctuated_word":"was.","sentiment":"neutral","sentiment_score":-0.2948695719242096},{"word":"so","start":164.805,"end":165.045,"confidence":0.98828125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0762806236743927},{"word":"you","start":165.045,"end":165.28499,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07147606462240219},{"word":"may","start":165.28499,"end":165.44499,"confidence":1.0,"punctuated_word":"may","sentiment":"neutral","sentiment_score":-0.06118848919868469},{"word":"have","start":165.44499,"end":165.685,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.06649740785360336},{"word":"received","start":165.685,"end":166.185,"confidence":1.0,"punctuated_word":"received","sentiment":"neutral","sentiment_score":-0.11606518924236298},{"word":"an","start":166.485,"end":166.72499,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.09876015782356262},{"word":"email","start":166.72499,"end":167.22499,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":-0.062244053930044174},{"word":"in","start":167.28499,"end":167.605,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.07028251886367798},{"word":"march","start":167.605,"end":168.105,"confidence":1.0,"punctuated_word":"March","sentiment":"neutral","sentiment_score":-0.05226451903581619},{"word":"for","start":168.64499,"end":168.885,"confidence":0.5229492,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.05198289453983307},{"word":"the","start":168.885,"end":169.045,"confidence":0.9003906,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05059237405657768},{"word":"record","start":169.045,"end":169.525,"confidence":0.9941406,"punctuated_word":"record","sentiment":"neutral","sentiment_score":-0.0353366881608963},{"word":"of","start":169.525,"end":169.765,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.035639725625514984},{"word":"advice","start":169.765,"end":170.265,"confidence":0.97924805,"punctuated_word":"advice.","sentiment":"neutral","sentiment_score":-0.06151353567838669},{"word":"do","start":170.39,"end":170.47,"confidence":0.9951172,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.03134801238775253},{"word":"you","start":170.47,"end":170.70999,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.025963766500353813},{"word":"recall","start":170.70999,"end":171.03,"confidence":1.0,"punctuated_word":"recall","sentiment":"neutral","sentiment_score":-0.02005244605243206},{"word":"at","start":171.03,"end":171.27,"confidence":0.7211914,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.05151616781949997},{"word":"all","start":171.27,"end":171.59,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.03603873774409294},{"word":"receiving","start":171.59,"end":172.06999,"confidence":0.9902344,"punctuated_word":"receiving","sentiment":"neutral","sentiment_score":-0.05087820440530777},{"word":"that","start":172.06999,"end":172.56999,"confidence":0.9995117,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.05783642828464508},{"word":"okay","start":177.67,"end":178.06999,"confidence":0.7380371,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.02802078239619732},{"word":"just","start":178.06999,"end":178.31,"confidence":0.9941406,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.09393875300884248},{"word":"to","start":178.31,"end":178.39,"confidence":0.9633789,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1066395416855812},{"word":"sort","start":178.39,"end":178.55,"confidence":0.97314453,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.10632355511188508},{"word":"of","start":178.55,"end":178.63,"confidence":0.72216797,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08352576196193695},{"word":"let","start":178.63,"end":178.79,"confidence":0.99902344,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.0670744925737381},{"word":"you","start":178.79,"end":178.95,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04431258141994476},{"word":"know","start":178.95,"end":179.11,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.08207019418478012},{"word":"that's","start":182.79,"end":183.03,"confidence":0.99316406,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.04298710450530052},{"word":"okay","start":183.03,"end":183.34999,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.050773706287145615},{"word":"so","start":183.34999,"end":183.67,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.05195682495832443},{"word":"to","start":183.67,"end":183.83,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07737961411476135},{"word":"let","start":183.83,"end":183.98999,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.057840652763843536},{"word":"you","start":183.98999,"end":184.06999,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.011813096702098846},{"word":"know","start":184.06999,"end":184.23,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.022484302520751953},{"word":"what","start":184.23,"end":184.39,"confidence":0.74853516,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.042983755469322205},{"word":"we","start":184.39,"end":184.55,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.06478153169155121},{"word":"did","start":184.55,"end":185.05,"confidence":0.99902344,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.06547286361455917},{"word":"is","start":185.40501,"end":185.725,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.06642840057611465},{"word":"we","start":185.725,"end":186.04501,"confidence":0.9838867,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.119350403547287},{"word":"sold","start":186.04501,"end":186.365,"confidence":0.99902344,"punctuated_word":"sold","sentiment":"neutral","sentiment_score":-0.2255054712295532},{"word":"out","start":186.365,"end":186.52501,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.2051153928041458},{"word":"of","start":186.52501,"end":186.68501,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2801445424556732},{"word":"that","start":186.68501,"end":187.005,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2582487165927887},{"word":"fund","start":187.005,"end":187.485,"confidence":0.9277344,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":-0.2895068824291229},{"word":"that","start":187.485,"end":187.725,"confidence":0.96875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.27640438079833984},{"word":"was","start":187.725,"end":187.88501,"confidence":0.9819336,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.35420578718185425},{"word":"doing","start":187.88501,"end":188.205,"confidence":0.99609375,"punctuated_word":"doing","sentiment":"negative","sentiment_score":-0.3522428274154663},{"word":"quite","start":188.205,"end":188.445,"confidence":1.0,"punctuated_word":"quite","sentiment":"negative","sentiment_score":-0.34770065546035767},{"word":"badly","start":188.445,"end":188.945,"confidence":0.8183594,"punctuated_word":"badly.","sentiment":"neutral","sentiment_score":-0.2501969635486603},{"word":"and","start":189.16501,"end":189.405,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.05431002005934715},{"word":"because","start":189.485,"end":189.645,"confidence":0.93408203,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.08090098202228546},{"word":"you","start":189.645,"end":189.80501,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10147392749786376},{"word":"had","start":189.80501,"end":190.04501,"confidence":0.7336426,"punctuated_word":"had,","sentiment":"neutral","sentiment_score":-0.08209529519081116},{"word":"like","start":190.04501,"end":190.205,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.05138439312577248},{"word":"eight","start":190.205,"end":190.445,"confidence":1.0,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":-0.0351366251707077},{"word":"options","start":190.445,"end":190.765,"confidence":0.9980469,"punctuated_word":"options","sentiment":"neutral","sentiment_score":-0.035288259387016296},{"word":"in","start":190.765,"end":190.925,"confidence":0.9921875,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03600513935089111},{"word":"your","start":190.925,"end":191.16501,"confidence":0.6230469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.01984003186225891},{"word":"super","start":191.16501,"end":191.66501,"confidence":0.7507324,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":-0.0019785575568675995},{"word":"we","start":191.80501,"end":192.04501,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.05066603422164917},{"word":"sold","start":192.04501,"end":192.365,"confidence":1.0,"punctuated_word":"sold","sentiment":"neutral","sentiment_score":-0.03798064589500427},{"word":"out","start":192.365,"end":192.60501,"confidence":0.9970703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.06821203231811523},{"word":"of","start":192.60501,"end":192.765,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1049000397324562},{"word":"that","start":192.765,"end":192.925,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09068497270345688},{"word":"one","start":192.925,"end":193.16501,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.11377010494470596},{"word":"and","start":193.16501,"end":193.485,"confidence":0.9892578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06078054755926132},{"word":"switched","start":193.485,"end":193.80501,"confidence":0.95410156,"punctuated_word":"switched","sentiment":"neutral","sentiment_score":-0.06217601895332336},{"word":"it","start":193.80501,"end":193.88501,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.035144247114658356},{"word":"in","start":193.88501,"end":194.125,"confidence":0.9716797,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03516693413257599},{"word":"for","start":194.125,"end":194.285,"confidence":0.9902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.017361260950565338},{"word":"a","start":194.285,"end":194.365,"confidence":0.96777344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.003870084881782532},{"word":"lower","start":194.365,"end":194.68501,"confidence":0.9550781,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.07480525225400925},{"word":"fee","start":194.68501,"end":194.925,"confidence":0.9921875,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":-0.014003977179527284},{"word":"option","start":194.925,"end":195.16501,"confidence":0.9980469,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.0028312504291534424},{"word":"that","start":195.16501,"end":195.405,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.012806378304958344},{"word":"was","start":195.405,"end":195.565,"confidence":0.9980469,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.09035610407590866},{"word":"performing","start":195.565,"end":195.845,"confidence":0.9980469,"punctuated_word":"performing","sentiment":"neutral","sentiment_score":-0.00256308913230896},{"word":"a","start":195.845,"end":196.125,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.004412516951560974},{"word":"lot","start":196.125,"end":196.365,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.05048692226409912},{"word":"better","start":196.365,"end":196.845,"confidence":0.9667969,"punctuated_word":"better.","sentiment":"neutral","sentiment_score":-0.009042125195264816},{"word":"so","start":196.845,"end":197.085,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06176377460360527},{"word":"that's","start":197.085,"end":197.32501,"confidence":0.9890137,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06318645924329758},{"word":"what","start":197.32501,"end":197.565,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0763612613081932},{"word":"we","start":197.565,"end":197.725,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.05109957233071327},{"word":"already","start":197.725,"end":198.125,"confidence":0.99902344,"punctuated_word":"already","sentiment":"neutral","sentiment_score":0.1136854737997055},{"word":"did","start":198.125,"end":198.365,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.06850661337375641},{"word":"a","start":198.365,"end":198.445,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06479451805353165},{"word":"few","start":198.445,"end":198.60501,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.03791489824652672},{"word":"months","start":198.60501,"end":198.925,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.03891695663332939},{"word":"ago","start":198.925,"end":199.16501,"confidence":0.99902344,"punctuated_word":"ago","sentiment":"neutral","sentiment_score":0.07044833898544312},{"word":"just","start":199.16501,"end":199.405,"confidence":0.46923828,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06503508985042572},{"word":"to","start":199.405,"end":199.485,"confidence":0.97802734,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.050547484308481216},{"word":"let","start":199.485,"end":199.645,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.053621239960193634},{"word":"you","start":199.645,"end":199.725,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06086772680282593},{"word":"know","start":199.725,"end":199.88501,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.05716001242399216},{"word":"what","start":199.88501,"end":200.125,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05540355294942856},{"word":"that","start":200.125,"end":200.28,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05183830112218857},{"word":"document","start":200.44,"end":200.76,"confidence":0.9970703,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.028272420167922977},{"word":"is","start":200.76,"end":201.26,"confidence":0.51171875,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.026577554643154144},{"word":"about","start":202.4,"end":202.9,"confidence":0.9995117,"punctuated_word":"about.","sentiment":"neutral","sentiment_score":0.101334810256958},{"word":"perfect","start":204.04,"end":204.54,"confidence":0.96899414,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.430466502904892},{"word":"when","start":205.24,"end":205.4,"confidence":0.82958984,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.24486950039863584},{"word":"you","start":205.4,"end":205.64,"confidence":0.984375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20980989933013916},{"word":"go","start":205.64,"end":205.8,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.22728118300437927},{"word":"through","start":205.8,"end":206.04,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.24529893696308136},{"word":"that","start":206.04,"end":206.2,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.35179203748703003},{"word":"statement","start":206.2,"end":206.52,"confidence":0.99902344,"punctuated_word":"statement","sentiment":"neutral","sentiment_score":0.2878729999065399},{"word":"of","start":206.52,"end":206.76,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17506304383277893},{"word":"advice","start":206.76,"end":207.08,"confidence":0.99560547,"punctuated_word":"advice,","sentiment":"neutral","sentiment_score":0.1778572052717209},{"word":"it","start":207.08,"end":207.24,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2232947200536728},{"word":"goes","start":207.24,"end":207.48,"confidence":1.0,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.1848761886358261},{"word":"over","start":207.48,"end":207.8,"confidence":0.9873047,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.2527092695236206},{"word":"kind","start":207.8,"end":208.04,"confidence":0.9394531,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.2427695393562317},{"word":"of","start":208.04,"end":208.36,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.26156294345855713},{"word":"the","start":208.36,"end":208.6,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18472184240818024},{"word":"scope","start":208.6,"end":208.92,"confidence":1.0,"punctuated_word":"scope","sentiment":"neutral","sentiment_score":0.1942335069179535},{"word":"of","start":208.92,"end":209.08,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2039787471294403},{"word":"what","start":209.08,"end":209.24,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.2088740766048431},{"word":"we","start":209.24,"end":209.48,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14384207129478457},{"word":"were","start":209.48,"end":209.64,"confidence":0.9550781,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.15895351767539978},{"word":"covering","start":209.64,"end":210.14,"confidence":0.9633789,"punctuated_word":"covering.","sentiment":"neutral","sentiment_score":0.16138675808906555},{"word":"and","start":210.44,"end":210.68,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08649349212646484},{"word":"just","start":210.68,"end":210.92,"confidence":0.90234375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07731856405735016},{"word":"as","start":210.92,"end":211.0,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06787213683128357},{"word":"a","start":211.0,"end":211.08,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08453407883644104},{"word":"bit","start":211.08,"end":211.31999,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.08834554255008698},{"word":"of","start":211.31999,"end":211.48,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07462812215089798},{"word":"a","start":211.48,"end":211.56,"confidence":0.81933594,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.060335446149110794},{"word":"reminder","start":211.56,"end":212.06,"confidence":0.99853516,"punctuated_word":"reminder,","sentiment":"neutral","sentiment_score":0.08218060433864594},{"word":"you've","start":212.92,"end":213.16,"confidence":0.93603516,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.08352413028478622},{"word":"got","start":213.16,"end":213.4,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.0892319455742836},{"word":"the","start":213.4,"end":213.48,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08735734224319458},{"word":"caresoup","start":213.48,"end":213.98,"confidence":0.79785156,"punctuated_word":"CareSoup","sentiment":"neutral","sentiment_score":0.0780307799577713},{"word":"and","start":214.04,"end":214.2,"confidence":0.8574219,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07997527718544006},{"word":"the","start":214.2,"end":214.28,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0990079939365387},{"word":"netwell","start":214.28,"end":214.78,"confidence":0.9008789,"punctuated_word":"NetWell","sentiment":"neutral","sentiment_score":0.08908393234014511},{"word":"as","start":215.325,"end":215.565,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07875615358352661},{"word":"well","start":215.565,"end":215.80501,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.07518301904201508},{"word":"as","start":215.80501,"end":215.885,"confidence":0.9863281,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07617896795272827},{"word":"some","start":215.885,"end":216.125,"confidence":0.99609375,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.060355767607688904},{"word":"insurances","start":216.125,"end":216.625,"confidence":0.9941406,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.05191544443368912},{"word":"attached","start":216.765,"end":217.16501,"confidence":0.9980469,"punctuated_word":"attached","sentiment":"neutral","sentiment_score":0.0735311359167099},{"word":"to","start":217.16501,"end":217.325,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05933688208460808},{"word":"caresoup","start":217.325,"end":217.825,"confidence":0.88879395,"punctuated_word":"CareSoup,","sentiment":"neutral","sentiment_score":0.0770791694521904},{"word":"if","start":217.885,"end":217.965,"confidence":0.9716797,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1728150099515915},{"word":"that","start":217.965,"end":218.125,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13996756076812744},{"word":"rings","start":218.125,"end":218.445,"confidence":0.9980469,"punctuated_word":"rings","sentiment":"neutral","sentiment_score":0.07917514443397522},{"word":"a","start":218.445,"end":218.605,"confidence":0.85058594,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08241283893585205},{"word":"bell","start":218.605,"end":219.105,"confidence":0.97680664,"punctuated_word":"bell.","sentiment":"neutral","sentiment_score":0.05875420570373535},{"word":"cool","start":222.925,"end":223.16501,"confidence":0.97216797,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.25385135412216187},{"word":"cool","start":223.16501,"end":223.66501,"confidence":0.9760742,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.20874935388565063},{"word":"at","start":224.045,"end":224.205,"confidence":0.9633789,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.04652649164199829},{"word":"the","start":224.205,"end":224.445,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03624200075864792},{"word":"time","start":224.445,"end":224.945,"confidence":0.99609375,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.030718635767698288},{"word":"we","start":225.085,"end":225.405,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.002827070653438568},{"word":"were","start":225.405,"end":225.565,"confidence":0.5185547,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.03736744821071625},{"word":"doing","start":225.565,"end":225.80501,"confidence":0.9980469,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.039080195128917694},{"word":"a","start":225.80501,"end":225.885,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.020854145288467407},{"word":"bit","start":225.885,"end":226.045,"confidence":0.9790039,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.006565794348716736},{"word":"of","start":226.045,"end":226.125,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01578976958990097},{"word":"a","start":226.125,"end":226.285,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03920884057879448},{"word":"trim","start":226.285,"end":226.525,"confidence":0.92089844,"punctuated_word":"trim","sentiment":"neutral","sentiment_score":-0.026204943656921387},{"word":"down","start":226.525,"end":226.765,"confidence":0.8569336,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":-0.042080797255039215},{"word":"what","start":226.765,"end":226.845,"confidence":0.5600586,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.0447220578789711},{"word":"we're","start":226.845,"end":227.085,"confidence":0.92578125,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.02739635109901428},{"word":"trying","start":227.085,"end":227.325,"confidence":0.99902344,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.01733441650867462},{"word":"to","start":227.325,"end":227.405,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.047640129923820496},{"word":"keep","start":227.405,"end":227.565,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.027786046266555783},{"word":"a","start":227.565,"end":227.645,"confidence":0.9160156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.043530963361263275},{"word":"lid","start":227.645,"end":227.885,"confidence":0.99609375,"punctuated_word":"lid","sentiment":"neutral","sentiment_score":0.01338745653629303},{"word":"on","start":227.885,"end":228.045,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.003786563873291016},{"word":"the","start":228.045,"end":228.205,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12654924392700195},{"word":"insurance","start":228.205,"end":228.705,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.1235554963350296},{"word":"premiums","start":228.8,"end":229.12,"confidence":0.8251953,"punctuated_word":"premiums","sentiment":"neutral","sentiment_score":-0.12319262325763702},{"word":"because","start":229.12,"end":229.2,"confidence":0.72509766,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.054258689284324646},{"word":"they","start":229.2,"end":229.44,"confidence":0.9902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.09863177686929704},{"word":"just","start":229.44,"end":229.68001,"confidence":0.98291016,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.09453729540109634},{"word":"keep","start":229.68001,"end":229.92,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.11956755071878432},{"word":"going","start":229.92,"end":230.16,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.05375172197818756},{"word":"up","start":230.16,"end":230.4,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.05235089361667633},{"word":"quite","start":230.4,"end":230.8,"confidence":1.0,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.03359633684158325},{"word":"significantly","start":230.8,"end":231.3,"confidence":0.97753906,"punctuated_word":"significantly.","sentiment":"neutral","sentiment_score":-0.004498586058616638},{"word":"so","start":232.16,"end":232.4,"confidence":0.8173828,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04878215491771698},{"word":"that's","start":232.4,"end":232.72,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06485629081726074},{"word":"the","start":232.72,"end":232.8,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07470188289880753},{"word":"first","start":232.8,"end":233.04001,"confidence":0.9980469,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.10158583521842957},{"word":"thing","start":233.04001,"end":233.28,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.13060732185840607},{"word":"i","start":233.28,"end":233.44,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08789260685443878},{"word":"wanted","start":233.44,"end":233.76,"confidence":0.5161133,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.0910835787653923},{"word":"to","start":233.76,"end":233.84,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10777221620082857},{"word":"address","start":233.84,"end":234.16,"confidence":0.9970703,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.14521731436252594},{"word":"with","start":234.16,"end":234.32,"confidence":0.98095703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.118779718875885},{"word":"you","start":234.32,"end":234.56,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1632636785507202},{"word":"today","start":234.56,"end":235.06,"confidence":0.99902344,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.15447035431861875},{"word":"is","start":235.2,"end":235.68001,"confidence":0.8286133,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11370624601840972},{"word":"you've","start":235.68001,"end":235.92,"confidence":0.9760742,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.08426336944103241},{"word":"got","start":235.92,"end":236.24,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.05962651968002319},{"word":"your","start":236.24,"end":236.56,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06210462749004364},{"word":"your","start":236.56,"end":236.88,"confidence":0.98291016,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.054283302277326584},{"word":"life","start":236.88,"end":237.12,"confidence":0.9980469,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.07855004072189331},{"word":"insurance","start":237.12,"end":237.62,"confidence":0.99365234,"punctuated_word":"insurance,","sentiment":"neutral","sentiment_score":0.06704401969909668},{"word":"your","start":237.68001,"end":237.84,"confidence":0.99316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.071894571185112},{"word":"disability","start":237.84,"end":238.34,"confidence":0.9904785,"punctuated_word":"disability,","sentiment":"neutral","sentiment_score":0.07075285166501999},{"word":"and","start":238.64,"end":238.8,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0669448971748352},{"word":"your","start":238.8,"end":239.04001,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07341481745243073},{"word":"income","start":239.04001,"end":239.36,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.07786601781845093},{"word":"protection","start":239.36,"end":239.86,"confidence":0.91748047,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.08077392727136612},{"word":"through","start":239.92,"end":240.16,"confidence":0.6176758,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.05599631369113922},{"word":"care","start":240.16,"end":240.66,"confidence":0.8913574,"punctuated_word":"care.","sentiment":"neutral","sentiment_score":0.05317585170269013},{"word":"now","start":243.92,"end":244.42,"confidence":0.97265625,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.02737210877239704},{"word":"correct","start":250.325,"end":250.825,"confidence":0.9916992,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":0.07458397001028061},{"word":"correct","start":250.885,"end":251.385,"confidence":1.0,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.1119907796382904},{"word":"part","start":251.765,"end":252.085,"confidence":0.84814453,"punctuated_word":"Part","sentiment":"neutral","sentiment_score":0.09033334255218506},{"word":"of","start":252.085,"end":252.245,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07266394793987274},{"word":"sort","start":252.245,"end":252.405,"confidence":0.96777344,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.10281719267368317},{"word":"of","start":252.405,"end":252.645,"confidence":0.9863281,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09618906676769257},{"word":"keeping","start":252.645,"end":252.885,"confidence":1.0,"punctuated_word":"keeping","sentiment":"neutral","sentiment_score":0.11145548522472382},{"word":"those","start":252.885,"end":253.205,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.0926944762468338},{"word":"premiums","start":253.205,"end":253.705,"confidence":0.9980469,"punctuated_word":"premiums","sentiment":"neutral","sentiment_score":0.09781215339899064},{"word":"not","start":254.165,"end":254.665,"confidence":0.9448242,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.08748680353164673},{"word":"skyrocketing","start":254.805,"end":255.305,"confidence":0.8561198,"punctuated_word":"skyrocketing","sentiment":"neutral","sentiment_score":0.04772236943244934},{"word":"too","start":255.525,"end":255.765,"confidence":0.99902344,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.03924378752708435},{"word":"much","start":255.765,"end":256.165,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.04510410875082016},{"word":"is","start":256.165,"end":256.405,"confidence":0.99316406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07449086010456085},{"word":"just","start":256.405,"end":256.645,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13815602660179138},{"word":"doing","start":256.645,"end":256.805,"confidence":0.99609375,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.09826973080635072},{"word":"a","start":256.805,"end":256.885,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08888697624206543},{"word":"bit","start":256.885,"end":257.045,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.08007719367742538},{"word":"of","start":257.045,"end":257.205,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09592272341251372},{"word":"a","start":257.205,"end":257.285,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08497604727745056},{"word":"trim","start":257.285,"end":257.605,"confidence":0.97265625,"punctuated_word":"trim","sentiment":"neutral","sentiment_score":0.05319579690694809},{"word":"down","start":257.605,"end":258.005,"confidence":0.9892578,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.1440204679965973},{"word":"as","start":258.005,"end":258.245,"confidence":0.9741211,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06213062256574631},{"word":"you","start":258.245,"end":258.405,"confidence":0.96972656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07887203246355057},{"word":"pay","start":258.405,"end":258.645,"confidence":0.99316406,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.07297383248806},{"word":"down","start":258.645,"end":258.805,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.07728470861911774},{"word":"your","start":258.805,"end":259.045,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05200745910406113},{"word":"mortgage","start":259.045,"end":259.5,"confidence":0.76049805,"punctuated_word":"mortgage,","sentiment":"neutral","sentiment_score":0.062222860753536224},{"word":"about","start":260.06,"end":260.38,"confidence":0.95703125,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.05978954583406448},{"word":"100,000","start":260.38,"end":261.26,"confidence":0.9947917,"punctuated_word":"100,000","sentiment":"neutral","sentiment_score":0.093142569065094},{"word":"at","start":261.26,"end":261.42,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.060451947152614594},{"word":"a","start":261.42,"end":261.58,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06505800038576126},{"word":"time","start":261.58,"end":262.08,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.06035299971699715},{"word":"for","start":262.14,"end":262.38,"confidence":0.9790039,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.052431829273700714},{"word":"the","start":262.38,"end":262.46,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04200027137994766},{"word":"life","start":262.46,"end":262.78,"confidence":0.9951172,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.0866369754076004},{"word":"insurance","start":262.78,"end":263.28,"confidence":0.99902344,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.06654591858386993},{"word":"and","start":263.34,"end":263.5,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03169828653335571},{"word":"so","start":263.5,"end":263.74,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.030671775341033936},{"word":"on","start":263.74,"end":264.24,"confidence":0.9812012,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.021494917571544647},{"word":"but","start":264.7,"end":264.86,"confidence":0.8156738,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.04920904338359833},{"word":"mate","start":264.86,"end":265.18,"confidence":0.9692383,"punctuated_word":"mate,","sentiment":"neutral","sentiment_score":-0.0339689701795578},{"word":"they've","start":265.18,"end":265.68,"confidence":0.9482422,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":-0.11448800563812256},{"word":"they've","start":265.82,"end":266.22,"confidence":0.9880371,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":-0.22932535409927368},{"word":"really","start":266.22,"end":266.54,"confidence":0.99902344,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.2865777015686035},{"word":"hyped","start":266.54,"end":266.94,"confidence":0.91625977,"punctuated_word":"hyped","sentiment":"neutral","sentiment_score":-0.1672949492931366},{"word":"up","start":266.94,"end":267.02,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.20326067507267},{"word":"the","start":267.02,"end":267.26,"confidence":0.9658203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.29544317722320557},{"word":"premiums","start":267.26,"end":267.74,"confidence":0.9980469,"punctuated_word":"premiums","sentiment":"neutral","sentiment_score":-0.19678786396980288},{"word":"again","start":267.74,"end":267.98,"confidence":0.9980469,"punctuated_word":"again","sentiment":"neutral","sentiment_score":-0.19319145381450653},{"word":"this","start":267.98,"end":268.22,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.17963433265686035},{"word":"year","start":268.22,"end":268.46,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.16113746166229248},{"word":"quite","start":268.46,"end":268.86,"confidence":0.98535156,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.1352601796388626},{"word":"significantly","start":268.86,"end":269.36,"confidence":0.80688477,"punctuated_word":"significantly,","sentiment":"neutral","sentiment_score":-0.0894879475235939},{"word":"so","start":269.82,"end":270.06,"confidence":0.9902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.0032959282398223877},{"word":"i","start":270.06,"end":270.22,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0029308050870895386},{"word":"needed","start":270.22,"end":270.62,"confidence":0.9863281,"punctuated_word":"needed","sentiment":"neutral","sentiment_score":-0.005191206932067871},{"word":"to","start":270.62,"end":270.78,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.015650715678930283},{"word":"kind","start":270.78,"end":270.94,"confidence":0.9902344,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.02717394381761551},{"word":"of","start":270.94,"end":271.1,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02923731505870819},{"word":"touch","start":271.1,"end":271.42,"confidence":1.0,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.019425339996814728},{"word":"base","start":271.42,"end":271.66,"confidence":0.99609375,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.04734955355525017},{"word":"with","start":271.66,"end":271.82,"confidence":0.5307617,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06177396699786186},{"word":"you","start":271.82,"end":271.98,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08863914012908936},{"word":"on","start":271.98,"end":272.06,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0701022520661354},{"word":"it","start":272.06,"end":272.355,"confidence":0.9875488,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.016000133007764816},{"word":"they've","start":273.475,"end":273.795,"confidence":0.9916992,"punctuated_word":"They've","sentiment":"neutral","sentiment_score":-0.06020110100507736},{"word":"gone","start":273.795,"end":274.27502,"confidence":0.9980469,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.04630950093269348},{"word":"to","start":274.27502,"end":274.67502,"confidence":0.70214844,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0561661422252655},{"word":"close","start":274.67502,"end":274.99503,"confidence":0.97998047,"punctuated_word":"close","sentiment":"neutral","sentiment_score":-0.07117001712322235},{"word":"to","start":274.99503,"end":275.155,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08985551446676254},{"word":"$8,000","start":275.155,"end":276.11502,"confidence":0.9995117,"punctuated_word":"$8,000","sentiment":"neutral","sentiment_score":-0.06165362894535065},{"word":"a","start":276.11502,"end":276.195,"confidence":0.98095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07078896462917328},{"word":"year","start":276.195,"end":276.355,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.061530739068984985},{"word":"at","start":276.355,"end":276.515,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.08629761636257172},{"word":"the","start":276.515,"end":276.67502,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.080449178814888},{"word":"moment","start":276.67502,"end":277.17502,"confidence":0.9970703,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.0681319460272789},{"word":"so","start":280.355,"end":280.855,"confidence":0.9873047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.055631883442401886},{"word":"if","start":281.315,"end":281.55502,"confidence":0.9941406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.05150875821709633},{"word":"we","start":281.55502,"end":281.795,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.07941322028636932},{"word":"were","start":281.795,"end":282.035,"confidence":0.99902344,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.04685928672552109},{"word":"to","start":282.035,"end":282.195,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09172992408275604},{"word":"trim","start":282.195,"end":282.435,"confidence":0.99902344,"punctuated_word":"trim","sentiment":"neutral","sentiment_score":-0.14395621418952942},{"word":"off","start":282.435,"end":282.595,"confidence":0.8911133,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.09734471142292024},{"word":"a","start":282.595,"end":282.755,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11106546223163603},{"word":"little","start":282.755,"end":282.995,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.09341856092214584},{"word":"bit","start":282.995,"end":283.155,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.11720901727676392},{"word":"of","start":283.155,"end":283.23502,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10465313494205476},{"word":"the","start":283.23502,"end":283.39502,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08704309910535812},{"word":"life","start":283.39502,"end":283.55502,"confidence":0.9760742,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.10547610372304916},{"word":"and","start":283.55502,"end":283.715,"confidence":0.70703125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07499519735574722},{"word":"take","start":283.715,"end":284.035,"confidence":0.20739746,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.09226173907518388},{"word":"the","start":284.035,"end":284.195,"confidence":0.2932129,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.094809889793396},{"word":"insurance","start":284.195,"end":284.67502,"confidence":0.986084,"punctuated_word":"insurance,","sentiment":"neutral","sentiment_score":-0.07408258318901062},{"word":"which","start":284.67502,"end":284.83502,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.020117975771427155},{"word":"is","start":284.83502,"end":284.995,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.01973343640565872},{"word":"what","start":284.995,"end":285.155,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.003845952451229095},{"word":"i've","start":285.155,"end":285.39502,"confidence":0.9692383,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.03747088462114334},{"word":"recommended","start":285.39502,"end":285.89502,"confidence":0.99902344,"punctuated_word":"recommended","sentiment":"neutral","sentiment_score":0.06691505014896393},{"word":"just","start":286.195,"end":286.435,"confidence":0.55322266,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.01580851525068283},{"word":"to","start":286.435,"end":286.67502,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03880567848682403},{"word":"keep","start":286.67502,"end":287.17502,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.01478712260723114},{"word":"keep","start":287.23502,"end":287.475,"confidence":0.9892578,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.0048866719007492065},{"word":"that","start":287.475,"end":287.795,"confidence":0.95703125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.030218906700611115},{"word":"going","start":287.795,"end":288.295,"confidence":0.7519531,"punctuated_word":"going,","sentiment":"neutral","sentiment_score":0.022803589701652527},{"word":"from","start":288.86,"end":289.25998,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.0017958655953407288},{"word":"575,000","start":289.25998,"end":290.94,"confidence":0.99690753,"punctuated_word":"575,000","sentiment":"neutral","sentiment_score":0.0207441970705986},{"word":"down","start":290.94,"end":291.09998,"confidence":0.96777344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.027040604501962665},{"word":"to","start":291.09998,"end":291.25998,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.006459690630435944},{"word":"$4.75","start":291.25998,"end":292.37997,"confidence":0.99090576,"punctuated_word":"$4.75.","sentiment":"neutral","sentiment_score":-0.039049893617630005},{"word":"that'll","start":292.37997,"end":292.69998,"confidence":0.8210449,"punctuated_word":"That'll","sentiment":"neutral","sentiment_score":-0.04950851202011109},{"word":"take","start":292.69998,"end":292.86,"confidence":0.99902344,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.03597169369459152},{"word":"off","start":292.86,"end":293.09998,"confidence":0.95166016,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.05053812265396118},{"word":"a","start":293.09998,"end":293.18,"confidence":0.98095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07691235840320587},{"word":"thousand","start":293.18,"end":293.58,"confidence":0.99902344,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":-0.03409120440483093},{"word":"bucks","start":293.58,"end":294.08,"confidence":0.9560547,"punctuated_word":"bucks,","sentiment":"neutral","sentiment_score":-0.05298637971282005},{"word":"which","start":294.3,"end":294.53998,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.04952140152454376},{"word":"nice","start":295.09998,"end":295.59998,"confidence":0.78125,"punctuated_word":"nice.","sentiment":"neutral","sentiment_score":0.07873977720737457},{"word":"but","start":296.22,"end":296.46,"confidence":0.96435547,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.15990270674228668},{"word":"the","start":296.46,"end":296.53998,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.25892171263694763},{"word":"big","start":296.53998,"end":296.78,"confidence":1.0,"punctuated_word":"big","sentiment":"neutral","sentiment_score":-0.2727656662464142},{"word":"one","start":296.78,"end":297.02,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.26487821340560913},{"word":"is","start":297.02,"end":297.18,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.2775019109249115},{"word":"the","start":297.18,"end":297.41998,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.3127746284008026},{"word":"income","start":297.41998,"end":297.74,"confidence":0.99902344,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.31297704577445984},{"word":"protection","start":297.74,"end":298.24,"confidence":0.9135742,"punctuated_word":"protection.","sentiment":"negative","sentiment_score":-0.34261423349380493},{"word":"that's","start":298.3,"end":298.53998,"confidence":0.99853516,"punctuated_word":"That's","sentiment":"negative","sentiment_score":-0.42373913526535034},{"word":"the","start":298.53998,"end":298.62,"confidence":0.9980469,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3816469311714173},{"word":"most","start":298.62,"end":299.02,"confidence":0.99902344,"punctuated_word":"most","sentiment":"negative","sentiment_score":-0.35281163454055786},{"word":"expensive","start":299.02,"end":299.52,"confidence":0.97998047,"punctuated_word":"expensive","sentiment":"neutral","sentiment_score":-0.3054431080818176},{"word":"of","start":299.65997,"end":299.9,"confidence":0.2644043,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.3642600476741791},{"word":"three","start":299.9,"end":300.4,"confidence":0.68151855,"punctuated_word":"three.","sentiment":"negative","sentiment_score":-0.34091728925704956},{"word":"so","start":303.805,"end":304.125,"confidence":0.9902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1370634138584137},{"word":"i","start":304.125,"end":304.365,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13617120683193207},{"word":"just","start":304.365,"end":304.445,"confidence":0.97802734,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.14618775248527527},{"word":"wanna","start":304.445,"end":304.605,"confidence":0.87841797,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.10425949096679688},{"word":"let","start":304.605,"end":304.76498,"confidence":0.99902344,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.06984905898571014},{"word":"you","start":304.76498,"end":304.925,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07097066938877106},{"word":"know","start":304.925,"end":305.005,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.09403245151042938},{"word":"that","start":305.005,"end":305.505,"confidence":0.9863281,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10108895599842072},{"word":"yep","start":312.445,"end":312.945,"confidence":0.99641925,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":-0.11875756084918976},{"word":"gotcha","start":315.245,"end":315.745,"confidence":0.9983724,"punctuated_word":"Gotcha.","sentiment":"neutral","sentiment_score":-0.10176993906497955},{"word":"yes","start":332.55502,"end":333.035,"confidence":0.935791,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.038453564047813416},{"word":"yep","start":333.035,"end":333.355,"confidence":0.76416016,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.02769900858402252},{"word":"and","start":333.355,"end":333.595,"confidence":0.8964844,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.0526072233915329},{"word":"yep","start":336.635,"end":337.135,"confidence":0.91796875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.10215438902378082},{"word":"no","start":341.915,"end":342.155,"confidence":0.9892578,"punctuated_word":"No","sentiment":"neutral","sentiment_score":-0.003123752772808075},{"word":"worries","start":342.155,"end":342.39502,"confidence":0.99609375,"punctuated_word":"worries","sentiment":"neutral","sentiment_score":-0.018821023404598236},{"word":"at","start":342.39502,"end":342.555,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.05145319178700447},{"word":"all","start":342.555,"end":342.87,"confidence":0.99658203,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.023125512525439262},{"word":"no","start":382.115,"end":382.51498,"confidence":0.8330078,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1094033271074295},{"word":"you're","start":382.51498,"end":382.675,"confidence":0.9995117,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.08740093559026718},{"word":"right","start":382.675,"end":382.91498,"confidence":0.97802734,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":-0.06474226713180542},{"word":"i","start":382.91498,"end":383.07498,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.20444461703300476},{"word":"won't","start":383.07498,"end":383.235,"confidence":0.9995117,"punctuated_word":"won't","sentiment":"neutral","sentiment_score":-0.1556045264005661},{"word":"take","start":383.235,"end":383.47498,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.24839332699775696},{"word":"up","start":383.47498,"end":383.63498,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.24661828577518463},{"word":"too","start":383.63498,"end":383.79498,"confidence":0.9980469,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.2341463416814804},{"word":"much","start":383.79498,"end":384.035,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.23263902962207791},{"word":"of","start":384.035,"end":384.115,"confidence":0.9658203,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2609366476535797},{"word":"your","start":384.115,"end":384.275,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.21498052775859833},{"word":"time","start":384.275,"end":384.775,"confidence":1.0,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.19731679558753967},{"word":"yeah","start":385.155,"end":385.47498,"confidence":0.8671875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.016910865902900696},{"word":"so","start":385.47498,"end":385.79498,"confidence":0.9921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08789435774087906},{"word":"with","start":385.79498,"end":386.035,"confidence":0.9448242,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.18120798468589783},{"word":"the","start":386.035,"end":386.19498,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1277165710926056},{"word":"the","start":386.19498,"end":386.435,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14347466826438904},{"word":"truck","start":386.435,"end":386.835,"confidence":0.9760742,"punctuated_word":"truck","sentiment":"neutral","sentiment_score":0.047901451587677},{"word":"gone","start":386.835,"end":387.335,"confidence":0.7109375,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":0.08475196361541748},{"word":"oh","start":391.235,"end":391.47498,"confidence":0.9885254,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.11919793486595154},{"word":"possibly","start":391.47498,"end":391.97498,"confidence":0.99902344,"punctuated_word":"possibly","sentiment":"neutral","sentiment_score":0.0915401577949524},{"word":"4","start":392.035,"end":392.19498,"confidence":0.99316406,"punctuated_word":"4","sentiment":"neutral","sentiment_score":0.1095268726348877},{"word":"or","start":392.19498,"end":392.35498,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.12558583915233612},{"word":"$5","start":392.35498,"end":393.06,"confidence":0.97558594,"punctuated_word":"$5.","sentiment":"neutral","sentiment_score":0.11170370876789092},{"word":"yeah","start":398.82,"end":399.06,"confidence":0.9916992,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13162276148796082},{"word":"correct","start":399.06,"end":399.54,"confidence":1.0,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.222581684589386},{"word":"so","start":399.54,"end":399.7,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.23372074961662292},{"word":"that","start":399.7,"end":399.94,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2818349003791809},{"word":"way","start":399.94,"end":400.44,"confidence":0.84350586,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.3248879313468933},{"word":"the","start":400.58,"end":400.66,"confidence":0.87890625,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3726158142089844},{"word":"with","start":400.74,"end":400.9,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.32516732811927795},{"word":"the","start":400.9,"end":401.22,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.28850239515304565},{"word":"amount","start":401.22,"end":401.46,"confidence":0.9482422,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.2552507519721985},{"word":"of","start":401.46,"end":401.7,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.26958605647087097},{"word":"contributions","start":401.7,"end":402.2,"confidence":0.9770508,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.18393230438232425},{"word":"going","start":402.41998,"end":402.74,"confidence":0.99609375,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.30980467796325684},{"word":"in","start":402.74,"end":402.98,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.24965593218803409},{"word":"and","start":402.98,"end":403.13998,"confidence":0.98535156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2357102930545807},{"word":"the","start":403.13998,"end":403.38,"confidence":0.9760742,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23119878768920896},{"word":"growth","start":403.38,"end":403.62,"confidence":0.96899414,"punctuated_word":"growth,","sentiment":"neutral","sentiment_score":0.2695099115371704},{"word":"they'll","start":403.62,"end":403.86,"confidence":0.79467773,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.23813585937023163},{"word":"actually","start":403.86,"end":404.26,"confidence":0.99121094,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.216556578874588},{"word":"start","start":404.26,"end":404.58,"confidence":1.0,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.1754942536354065},{"word":"to","start":404.58,"end":404.98,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16081494092941284},{"word":"really","start":404.98,"end":405.22,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.15608984231948853},{"word":"pick","start":405.22,"end":405.46,"confidence":0.9980469,"punctuated_word":"pick","sentiment":"neutral","sentiment_score":0.20915842056274417},{"word":"up","start":405.46,"end":405.7,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.184141144156456},{"word":"again","start":405.7,"end":406.095,"confidence":0.99560547,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":0.13649708032608032},{"word":"well","start":415.375,"end":415.875,"confidence":0.99658203,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.056452520191669464},{"word":"if","start":416.175,"end":416.335,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0921880304813385},{"word":"it's","start":416.335,"end":416.575,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.13742180168628693},{"word":"helpful","start":416.575,"end":417.075,"confidence":0.98657227,"punctuated_word":"helpful,","sentiment":"neutral","sentiment_score":0.18275302648544312},{"word":"i","start":417.135,"end":417.215,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2220238894224167},{"word":"did","start":417.215,"end":417.455,"confidence":0.99902344,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.23242975771427157},{"word":"actually","start":417.455,"end":417.775,"confidence":0.99902344,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.20600882172584536},{"word":"put","start":417.775,"end":418.015,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.14988897740840912},{"word":"together","start":418.015,"end":418.335,"confidence":1.0,"punctuated_word":"together","sentiment":"neutral","sentiment_score":0.1393425017595291},{"word":"a","start":418.335,"end":418.495,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14263014495372772},{"word":"bit","start":418.495,"end":418.575,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1468333601951599},{"word":"of","start":418.575,"end":418.735,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1385592371225357},{"word":"a","start":418.735,"end":418.815,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09388969838619232},{"word":"pack","start":418.815,"end":419.055,"confidence":0.9506836,"punctuated_word":"pack","sentiment":"neutral","sentiment_score":0.09648624807596208},{"word":"with","start":419.055,"end":419.215,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.14507341384887695},{"word":"the","start":419.215,"end":419.455,"confidence":0.97314453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10934144258499146},{"word":"team","start":419.455,"end":419.615,"confidence":0.9892578,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.04567892849445343},{"word":"that","start":419.615,"end":419.775,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14458303153514862},{"word":"i","start":419.775,"end":419.855,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14756980538368225},{"word":"wanted","start":419.855,"end":420.175,"confidence":0.74316406,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.1353289783000946},{"word":"to","start":420.175,"end":420.255,"confidence":0.9819336,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.101190023124218},{"word":"run","start":420.255,"end":420.495,"confidence":1.0,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.10569314658641817},{"word":"by","start":420.495,"end":420.655,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.138997882604599},{"word":"you","start":420.655,"end":421.135,"confidence":0.94873047,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.107592411339283},{"word":"so","start":421.135,"end":421.635,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09670647978782654},{"word":"they","start":422.05,"end":422.29,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.07931452989578247},{"word":"have","start":422.29,"end":422.79,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08069568127393723},{"word":"forms","start":422.85,"end":423.35,"confidence":0.41381836,"punctuated_word":"forms","sentiment":"neutral","sentiment_score":0.03839152306318283},{"word":"to","start":423.49,"end":423.81,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.033370375633239746},{"word":"switch","start":423.81,"end":424.21,"confidence":0.98291016,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":0.004544712603092194},{"word":"investment","start":424.21,"end":424.71,"confidence":0.84277344,"punctuated_word":"investment,","sentiment":"neutral","sentiment_score":-0.006079714745283127},{"word":"alter","start":425.00998,"end":425.41,"confidence":0.96777344,"punctuated_word":"alter","sentiment":"neutral","sentiment_score":-0.020662132650613785},{"word":"insurance","start":425.41,"end":425.91,"confidence":0.970459,"punctuated_word":"insurance,","sentiment":"neutral","sentiment_score":-0.041640449315309525},{"word":"and","start":425.97,"end":426.13,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05556999891996384},{"word":"cancel","start":426.13,"end":426.53,"confidence":0.9970703,"punctuated_word":"cancel","sentiment":"neutral","sentiment_score":-0.06256032735109329},{"word":"insurance","start":426.53,"end":427.03,"confidence":0.9975586,"punctuated_word":"insurance.","sentiment":"neutral","sentiment_score":-0.011997321620583534},{"word":"we","start":427.49,"end":427.72998,"confidence":0.99902344,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.2386840581893921},{"word":"can","start":427.72998,"end":428.13,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2677379250526428},{"word":"prefill","start":428.13,"end":428.63,"confidence":0.7355957,"punctuated_word":"prefill","sentiment":"neutral","sentiment_score":0.2565220892429352},{"word":"those","start":428.69,"end":429.00998,"confidence":0.9980469,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.2695575952529907},{"word":"forms","start":429.00998,"end":429.41,"confidence":0.95703125,"punctuated_word":"forms","sentiment":"neutral","sentiment_score":0.14068929851055145},{"word":"through","start":429.41,"end":429.65,"confidence":0.9941406,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.218102365732193},{"word":"to","start":429.65,"end":429.81,"confidence":0.9838867,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.278233140707016},{"word":"you","start":429.81,"end":430.31,"confidence":0.9807129,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.2071608006954193},{"word":"post","start":430.44998,"end":430.77,"confidence":0.9658203,"punctuated_word":"post","sentiment":"neutral","sentiment_score":0.15355214476585388},{"word":"them","start":430.77,"end":430.93,"confidence":0.99609375,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.18479670584201813},{"word":"out","start":430.93,"end":431.09,"confidence":0.9970703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.17395025491714478},{"word":"with","start":431.09,"end":431.33,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1983659267425537},{"word":"a","start":431.33,"end":431.41,"confidence":0.8701172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17854221165180206},{"word":"forward","start":431.41,"end":431.72998,"confidence":0.8745117,"punctuated_word":"forward","sentiment":"neutral","sentiment_score":0.11992628127336502},{"word":"on","start":431.72998,"end":431.97,"confidence":0.7636719,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.12427935004234314},{"word":"envelope","start":431.97,"end":432.47,"confidence":0.89453125,"punctuated_word":"envelope,","sentiment":"neutral","sentiment_score":0.14321169257164},{"word":"and","start":432.85,"end":433.00998,"confidence":0.8496094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2074306607246399},{"word":"then","start":433.00998,"end":433.16998,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.20054712891578672},{"word":"all","start":433.16998,"end":433.33,"confidence":0.9560547,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2039864212274551},{"word":"you","start":433.33,"end":433.41,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21288035809993744},{"word":"gotta","start":433.41,"end":433.72998,"confidence":0.5390625,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":0.20027370750904083},{"word":"do","start":433.72998,"end":433.81,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2085482627153397},{"word":"is","start":433.81,"end":433.97,"confidence":0.9921875,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14628833532333374},{"word":"basically","start":433.97,"end":434.28998,"confidence":0.9589844,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.1594078689813614},{"word":"just","start":434.28998,"end":434.44998,"confidence":0.74658203,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.15838180482387543},{"word":"sign","start":434.44998,"end":434.69,"confidence":0.9741211,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.118033267557621},{"word":"them","start":434.69,"end":434.85,"confidence":0.80126953,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.17734132707118988},{"word":"and","start":434.85,"end":434.93,"confidence":0.9892578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1304769366979599},{"word":"chuck","start":434.93,"end":435.16998,"confidence":0.86621094,"punctuated_word":"chuck","sentiment":"neutral","sentiment_score":0.11119548976421356},{"word":"it","start":435.16998,"end":435.33,"confidence":0.7709961,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15916237235069275},{"word":"in","start":435.33,"end":435.41,"confidence":0.95947266,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11525478214025496},{"word":"the","start":435.41,"end":435.49,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11516305804252625},{"word":"pot","start":435.49,"end":435.765,"confidence":0.8803711,"punctuated_word":"pot.","sentiment":"neutral","sentiment_score":0.15089595317840576},{"word":"would","start":435.845,"end":436.005,"confidence":0.97509766,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.16782239079475403},{"word":"that","start":436.005,"end":436.24503,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20572681725025177},{"word":"be","start":436.24503,"end":436.74503,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.13741937279701233},{"word":"helpful","start":441.125,"end":441.20502,"confidence":0.99853516,"punctuated_word":"helpful?","sentiment":"positive","sentiment_score":0.33922848105430603},{"word":"cool","start":441.20502,"end":441.70502,"confidence":0.9338379,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.4273544847965241},{"word":"alrighty","start":442.08502,"end":442.58502,"confidence":0.9973958,"punctuated_word":"Alrighty.","sentiment":"neutral","sentiment_score":-0.13180825114250183},{"word":"yeah","start":453.88,"end":454.28,"confidence":0.86083984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11240167915821075},{"word":"cool","start":454.28,"end":454.52002,"confidence":0.99853516,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.20706355571746823},{"word":"well","start":454.52002,"end":454.76,"confidence":0.9526367,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.05586753785610199},{"word":"i've","start":454.76,"end":455.0,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.004988223314285278},{"word":"already","start":455.0,"end":455.24002,"confidence":1.0,"punctuated_word":"already","sentiment":"neutral","sentiment_score":0.043218180537223816},{"word":"got","start":455.24002,"end":455.56,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.004128746688365936},{"word":"a","start":455.56,"end":456.06,"confidence":0.8745117,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.012254495173692703},{"word":"yeah","start":458.6,"end":458.92,"confidence":0.99316406,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.011593855917453766},{"word":"it's","start":458.92,"end":459.24002,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.04368377849459648},{"word":"basically","start":459.24002,"end":459.72,"confidence":0.9863281,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.04792414605617523},{"word":"similar","start":459.72,"end":460.04,"confidence":0.9902344,"punctuated_word":"similar","sentiment":"neutral","sentiment_score":-0.032026536762714386},{"word":"to","start":460.04,"end":460.12,"confidence":0.8959961,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.005882658064365387},{"word":"life","start":460.12,"end":460.44,"confidence":0.99902344,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.08365967124700546},{"word":"insurance","start":460.44,"end":460.76,"confidence":0.7753906,"punctuated_word":"insurance,","sentiment":"neutral","sentiment_score":-0.06007978320121765},{"word":"like","start":460.76,"end":461.0,"confidence":0.9863281,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.08179822564125061},{"word":"you","start":461.0,"end":461.08002,"confidence":0.56103516,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1397186815738678},{"word":"can","start":461.08002,"end":461.32,"confidence":0.7973633,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.1340673565864563},{"word":"never","start":461.32,"end":461.56,"confidence":0.99902344,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.20130056142807007},{"word":"work","start":461.56,"end":461.80002,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.16866812109947205},{"word":"again","start":461.80002,"end":462.12,"confidence":1.0,"punctuated_word":"again","sentiment":"neutral","sentiment_score":-0.17886793613433838},{"word":"kind","start":462.12,"end":462.36002,"confidence":0.7998047,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.0530967116355896},{"word":"of","start":462.36002,"end":462.44,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07890921831130981},{"word":"thing","start":462.44,"end":462.94,"confidence":0.79345703,"punctuated_word":"thing,","sentiment":"neutral","sentiment_score":-0.03383586183190346},{"word":"lump","start":463.56,"end":463.88,"confidence":0.89208984,"punctuated_word":"lump","sentiment":"neutral","sentiment_score":0.013802289962768556},{"word":"sum","start":463.88,"end":464.38,"confidence":0.99853516,"punctuated_word":"sum.","sentiment":"neutral","sentiment_score":0.03648728132247925},{"word":"i've","start":465.4,"end":465.64,"confidence":0.9951172,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.03194704279303551},{"word":"quoted","start":465.64,"end":466.14,"confidence":0.99902344,"punctuated_word":"quoted","sentiment":"neutral","sentiment_score":0.041538894176483154},{"word":"for","start":466.2,"end":466.7,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06952609866857529},{"word":"a","start":467.175,"end":467.335,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0700274109840393},{"word":"trim","start":467.335,"end":467.655,"confidence":0.6479492,"punctuated_word":"trim","sentiment":"neutral","sentiment_score":0.01125972718000412},{"word":"down","start":467.655,"end":467.815,"confidence":0.9892578,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.04047480225563049},{"word":"of","start":467.815,"end":467.975,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05841311067342758},{"word":"a","start":467.975,"end":468.135,"confidence":0.97998047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.049317557364702225},{"word":"$100","start":468.135,"end":468.955,"confidence":0.98339844,"punctuated_word":"$100","sentiment":"neutral","sentiment_score":0.05177880823612213},{"word":"on","start":469.01498,"end":469.255,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06803973764181137},{"word":"that","start":469.255,"end":469.495,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0639137402176857},{"word":"one","start":469.495,"end":469.995,"confidence":0.99853516,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.01646847277879715},{"word":"i","start":470.695,"end":471.01498,"confidence":0.83251953,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.004033342003822327},{"word":"can","start":471.01498,"end":471.415,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03638552129268646},{"word":"whack","start":471.415,"end":471.735,"confidence":0.9914551,"punctuated_word":"whack","sentiment":"neutral","sentiment_score":0.007553309202194214},{"word":"it","start":471.735,"end":471.815,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.02679792046546936},{"word":"down","start":471.815,"end":472.055,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.057672202587127686},{"word":"further","start":472.055,"end":472.455,"confidence":0.97802734,"punctuated_word":"further.","sentiment":"neutral","sentiment_score":0.04032992199063301},{"word":"it's","start":472.455,"end":472.615,"confidence":0.99658203,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.07586991786956787},{"word":"really","start":472.615,"end":472.855,"confidence":0.9970703,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.12693506479263306},{"word":"up","start":472.855,"end":473.01498,"confidence":0.99609375,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.11632829904556274},{"word":"to","start":473.01498,"end":473.175,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10825692117214204},{"word":"you","start":473.175,"end":473.335,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06534504890441895},{"word":"how","start":473.335,"end":473.495,"confidence":0.99316406,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.0473797433078289},{"word":"much","start":473.495,"end":473.735,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.020683735609054565},{"word":"you","start":473.735,"end":473.815,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03720860183238983},{"word":"wanna","start":473.815,"end":474.135,"confidence":0.8569336,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.06531666219234467},{"word":"knock","start":474.135,"end":474.29498,"confidence":0.9941406,"punctuated_word":"knock","sentiment":"neutral","sentiment_score":0.038864150643348694},{"word":"it","start":474.29498,"end":474.455,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.018054045736789703},{"word":"down","start":474.455,"end":474.695,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.03899271786212921},{"word":"to","start":474.695,"end":475.195,"confidence":0.95874023,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":0.023384466767311096},{"word":"correct","start":478.055,"end":478.455,"confidence":0.9897461,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.17692312598228457},{"word":"it's","start":478.455,"end":478.775,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.15697453916072843},{"word":"equal","start":478.775,"end":479.095,"confidence":1.0,"punctuated_word":"equal","sentiment":"neutral","sentiment_score":0.1810355931520462},{"word":"to","start":479.095,"end":479.255,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1519799828529358},{"word":"the","start":479.255,"end":479.335,"confidence":0.95947266,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13022664189338684},{"word":"life","start":479.335,"end":479.575,"confidence":0.99609375,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.12493621557950974},{"word":"insurance","start":479.575,"end":479.975,"confidence":0.9050293,"punctuated_word":"insurance.","sentiment":"neutral","sentiment_score":0.14188453555107117},{"word":"they're","start":479.975,"end":480.215,"confidence":0.97802734,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.14085084199905396},{"word":"they're","start":480.215,"end":480.455,"confidence":0.9921875,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.1276591271162033},{"word":"linked","start":480.455,"end":480.695,"confidence":1.0,"punctuated_word":"linked","sentiment":"neutral","sentiment_score":0.10947402566671371},{"word":"together","start":480.695,"end":481.195,"confidence":1.0,"punctuated_word":"together.","sentiment":"neutral","sentiment_score":0.1242607831954956},{"word":"okay","start":484.48,"end":484.98,"confidence":0.88842773,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.154106467962265},{"word":"easy","start":485.04,"end":485.36002,"confidence":0.98535156,"punctuated_word":"Easy","sentiment":"neutral","sentiment_score":0.26121920347213745},{"word":"done","start":485.36002,"end":485.86002,"confidence":0.9970703,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":0.17613735795021057},{"word":"what","start":488.48,"end":488.72,"confidence":0.9921875,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.0032793842256069183},{"word":"i'll","start":488.72,"end":489.04,"confidence":0.99902344,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.02064817026257515},{"word":"do","start":489.04,"end":489.44,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.06165825203061104},{"word":"is","start":489.44,"end":489.94,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.07220283150672913},{"word":"yeah","start":504.57498,"end":504.975,"confidence":0.9387207,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.08234451711177826},{"word":"no","start":504.975,"end":505.215,"confidence":0.9890137,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1640939712524414},{"word":"that's","start":505.215,"end":505.455,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.182987779378891},{"word":"okay","start":505.455,"end":505.955,"confidence":0.99902344,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.12524577975273132},{"word":"yep","start":515.94,"end":516.44,"confidence":0.9433594,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.1110963523387909},{"word":"yep","start":529.15497,"end":529.65497,"confidence":0.99365234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03346170112490654},{"word":"and","start":543.81,"end":544.13,"confidence":0.5366211,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.03925160691142082},{"word":"just","start":544.13,"end":544.37,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0769195407629013},{"word":"cover","start":544.37,"end":544.69,"confidence":0.99902344,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.12672103941440582},{"word":"that","start":544.69,"end":544.93,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10120818018913268},{"word":"kind","start":544.93,"end":545.17,"confidence":0.8588867,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.09842702746391296},{"word":"of","start":545.17,"end":545.25,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10527943074703217},{"word":"thing","start":545.25,"end":545.625,"confidence":0.8137207,"punctuated_word":"thing?","sentiment":"neutral","sentiment_score":-0.06661254167556763},{"word":"awesome","start":556.265,"end":556.665,"confidence":0.9914551,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.6376462578773499},{"word":"so","start":556.665,"end":557.165,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.21703104674816132},{"word":"if","start":557.225,"end":557.385,"confidence":0.96435547,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.24091991782188416},{"word":"it's","start":557.385,"end":557.625,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.17775562405586243},{"word":"okay","start":557.625,"end":557.945,"confidence":1.0,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.15418663620948792},{"word":"with","start":557.945,"end":558.185,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1517445743083954},{"word":"you","start":558.185,"end":558.685,"confidence":0.9797363,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.2001451551914215},{"word":"on","start":559.97003,"end":560.21,"confidence":0.9526367,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.215565025806427},{"word":"the","start":560.21,"end":560.37,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21336059272289276},{"word":"statement","start":560.37,"end":560.77,"confidence":0.9980469,"punctuated_word":"statement","sentiment":"neutral","sentiment_score":0.3095361292362213},{"word":"of","start":560.77,"end":560.85,"confidence":0.9707031,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.23760728538036344},{"word":"advice","start":560.85,"end":561.17,"confidence":0.99121094,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.1556682288646698},{"word":"that","start":561.17,"end":561.33,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15069279074668884},{"word":"i've","start":561.33,"end":561.49,"confidence":0.9921875,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.12995611131191254},{"word":"sent","start":561.49,"end":561.65,"confidence":1.0,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.09779151529073717},{"word":"you","start":561.65,"end":561.89,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.127242773771286},{"word":"through","start":561.89,"end":562.39,"confidence":0.9970703,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":0.12634149193763733},{"word":"there's","start":562.53,"end":562.85,"confidence":0.99609375,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.10349830240011217},{"word":"a","start":562.85,"end":563.01,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07995188236236572},{"word":"box","start":563.01,"end":563.25,"confidence":1.0,"punctuated_word":"box","sentiment":"neutral","sentiment_score":0.03777612000703811},{"word":"at","start":563.25,"end":563.37,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.027988258749246597},{"word":"the","start":563.37,"end":563.49,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04301942884922027},{"word":"bottom","start":563.49,"end":563.89,"confidence":1.0,"punctuated_word":"bottom","sentiment":"neutral","sentiment_score":0.048684895038604736},{"word":"when","start":563.89,"end":564.05,"confidence":0.9941406,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.04629625380039215},{"word":"you","start":564.05,"end":564.13,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05966240167617798},{"word":"go","start":564.13,"end":564.37,"confidence":0.9980469,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.05861514434218407},{"word":"to","start":564.37,"end":564.45,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07625412940979004},{"word":"sign","start":564.45,"end":564.77,"confidence":1.0,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.06055755913257599},{"word":"it","start":564.77,"end":565.27,"confidence":0.90625,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.06767956912517548},{"word":"basically","start":565.97003,"end":566.47003,"confidence":0.8762207,"punctuated_word":"Basically,","sentiment":"neutral","sentiment_score":0.0263716634362936},{"word":"right","start":566.53,"end":566.77,"confidence":0.99902344,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.04077450931072235},{"word":"above","start":566.77,"end":567.09,"confidence":1.0,"punctuated_word":"above","sentiment":"neutral","sentiment_score":0.02618991769850254},{"word":"the","start":567.09,"end":567.33,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.025166261941194534},{"word":"signature","start":567.33,"end":567.73,"confidence":0.8100586,"punctuated_word":"signature,","sentiment":"neutral","sentiment_score":0.022781426087021828},{"word":"there's","start":567.73,"end":567.97003,"confidence":0.99365234,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.0453992560505867},{"word":"a","start":567.97003,"end":568.05,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06320178508758545},{"word":"box","start":568.05,"end":568.29,"confidence":0.99902344,"punctuated_word":"box","sentiment":"neutral","sentiment_score":0.030375918373465535},{"word":"that","start":568.29,"end":568.45,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.060140058398246765},{"word":"you","start":568.45,"end":568.61,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0510656014084816},{"word":"can","start":568.61,"end":568.85,"confidence":0.99316406,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04251498728990555},{"word":"type","start":568.85,"end":569.09,"confidence":1.0,"punctuated_word":"type","sentiment":"neutral","sentiment_score":0.02445582114160061},{"word":"in","start":569.09,"end":569.49,"confidence":0.9941406,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.053390562534332275},{"word":"are","start":569.49,"end":569.65,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.0836155116558075},{"word":"you","start":569.65,"end":569.89,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08267991244792938},{"word":"okay","start":569.89,"end":570.21,"confidence":1.0,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.054957590997219086},{"word":"just","start":570.21,"end":570.45,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08922353386878967},{"word":"to","start":570.45,"end":570.61,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06796857714653015},{"word":"type","start":570.61,"end":570.77,"confidence":1.0,"punctuated_word":"type","sentiment":"neutral","sentiment_score":0.021092355251312256},{"word":"in","start":570.77,"end":571.01,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.058967430144548416},{"word":"that","start":571.01,"end":571.17,"confidence":0.99121094,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.029403243213891983},{"word":"you","start":571.17,"end":571.33,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.049106206744909286},{"word":"wanna","start":571.33,"end":571.73,"confidence":0.8095703,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.06291954964399338},{"word":"cancel","start":571.73,"end":572.13,"confidence":1.0,"punctuated_word":"cancel","sentiment":"neutral","sentiment_score":0.04102925956249237},{"word":"the","start":572.13,"end":572.29,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.012091964483261108},{"word":"income","start":572.29,"end":572.61,"confidence":0.99609375,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.02836403250694275},{"word":"protection","start":572.61,"end":573.11,"confidence":0.9951172,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.018298078328371048},{"word":"and","start":573.595,"end":573.835,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05717659741640091},{"word":"how","start":573.835,"end":573.915,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.06855671107769012},{"word":"much","start":573.915,"end":574.15497,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.04633110389113426},{"word":"you","start":574.15497,"end":574.315,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06364171952009201},{"word":"want","start":574.315,"end":574.555,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.0560862310230732},{"word":"for","start":574.555,"end":574.635,"confidence":0.98535156,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05701097846031189},{"word":"the","start":574.635,"end":574.875,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05239512771368027},{"word":"life","start":574.875,"end":575.035,"confidence":0.8745117,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.12181495130062105},{"word":"and","start":575.035,"end":575.195,"confidence":0.8959961,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06336836516857147},{"word":"cpd","start":575.195,"end":575.695,"confidence":0.6666667,"punctuated_word":"CPD,","sentiment":"neutral","sentiment_score":0.06926193088293076},{"word":"and","start":575.755,"end":575.915,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05108947306871414},{"word":"then","start":575.915,"end":576.075,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.06292703002691269},{"word":"we'll","start":576.075,"end":576.575,"confidence":0.9946289,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.06098709627985954},{"word":"add","start":576.635,"end":576.795,"confidence":0.91015625,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.05765858292579651},{"word":"that","start":576.795,"end":576.955,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06451404094696045},{"word":"into","start":576.955,"end":577.275,"confidence":0.99121094,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.05247993767261505},{"word":"the","start":577.275,"end":577.435,"confidence":0.96972656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04631415382027626},{"word":"forms","start":577.435,"end":577.755,"confidence":0.9604492,"punctuated_word":"forms","sentiment":"neutral","sentiment_score":0.03132173418998718},{"word":"for","start":577.755,"end":577.995,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04408666864037514},{"word":"you","start":577.995,"end":578.495,"confidence":0.76171875,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.019042901694774628},{"word":"so","start":585.435,"end":585.595,"confidence":0.82177734,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.002202402800321579},{"word":"the","start":585.595,"end":585.835,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.005530837923288345},{"word":"email","start":585.835,"end":586.335,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.007747192867100239},{"word":"to","start":586.99005,"end":587.07,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.00399405974894762},{"word":"your","start":587.07,"end":587.15,"confidence":0.57421875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0021286532282829285},{"word":"yahoo","start":587.15,"end":587.65,"confidence":0.93603516,"punctuated_word":"Yahoo","sentiment":"neutral","sentiment_score":0.007747652940452099},{"word":"yeah","start":589.55005,"end":589.79004,"confidence":0.9855957,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.012244516983628271},{"word":"yep","start":589.79004,"end":590.29004,"confidence":0.98461914,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03125912323594093},{"word":"you","start":591.63,"end":591.87006,"confidence":0.9951172,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.033458177000284195},{"word":"should","start":591.87006,"end":592.27,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.03292151540517807},{"word":"see","start":592.27,"end":592.35004,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.017611250281333923},{"word":"yep","start":594.91003,"end":595.23004,"confidence":0.9576823,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.01169947162270546},{"word":"and","start":595.23004,"end":595.39,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.016456326469779015},{"word":"that's","start":595.39,"end":595.63,"confidence":0.98217773,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.017624838277697563},{"word":"with","start":595.63,"end":595.79004,"confidence":0.45874023,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.015422516502439976},{"word":"that","start":595.79004,"end":595.95,"confidence":0.93359375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04068075120449066},{"word":"beachfront","start":595.95,"end":596.43005,"confidence":0.842041,"punctuated_word":"Beachfront","sentiment":"neutral","sentiment_score":0.026671389117836952},{"word":"city","start":596.43005,"end":596.83,"confidence":0.9448242,"punctuated_word":"City","sentiment":"neutral","sentiment_score":0.03492993488907814},{"word":"gold","start":596.83,"end":597.15,"confidence":0.38378906,"punctuated_word":"Gold","sentiment":"neutral","sentiment_score":0.020212452858686447},{"word":"coast","start":597.15,"end":597.39,"confidence":0.984375,"punctuated_word":"Coast","sentiment":"neutral","sentiment_score":0.02975374460220337},{"word":"picture","start":597.39,"end":597.71,"confidence":0.9921875,"punctuated_word":"picture","sentiment":"neutral","sentiment_score":0.0282369963824749},{"word":"on","start":597.71,"end":597.87006,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.016890626400709152},{"word":"it","start":597.87006,"end":598.37006,"confidence":0.8051758,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.012394215911626816},{"word":"yeah","start":605.485,"end":605.805,"confidence":0.8869629,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.012823185883462427},{"word":"so","start":605.805,"end":606.125,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.009279031306505203},{"word":"right","start":606.125,"end":606.445,"confidence":0.9970703,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.014064500108361244},{"word":"down","start":606.445,"end":606.605,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.010590767487883568},{"word":"the","start":606.605,"end":606.76495,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014718744903802872},{"word":"bottom","start":606.76495,"end":607.26495,"confidence":0.99194336,"punctuated_word":"bottom,","sentiment":"neutral","sentiment_score":0.012325001880526544},{"word":"the","start":607.725,"end":608.125,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010991116985678673},{"word":"second","start":608.125,"end":608.52496,"confidence":1.0,"punctuated_word":"second","sentiment":"neutral","sentiment_score":0.012178009375929832},{"word":"last","start":608.52496,"end":608.925,"confidence":0.97314453,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.010982494801282884},{"word":"page","start":608.925,"end":609.425,"confidence":1.0,"punctuated_word":"page","sentiment":"neutral","sentiment_score":0.0033421162515878677},{"word":"has","start":609.96497,"end":610.44495,"confidence":0.8798828,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.008634038269519806},{"word":"a","start":610.44495,"end":610.925,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.007358892820775509},{"word":"has","start":610.925,"end":611.08496,"confidence":0.98095703,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.00536404550075531},{"word":"a","start":611.08496,"end":611.245,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.011539805680513382},{"word":"box","start":611.245,"end":611.64496,"confidence":0.9970703,"punctuated_word":"box","sentiment":"neutral","sentiment_score":0.010211585089564323},{"word":"there","start":611.64496,"end":611.885,"confidence":0.9326172,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.012727055698633194},{"word":"to","start":611.885,"end":612.045,"confidence":0.9394531,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.014305027201771736},{"word":"vary","start":612.045,"end":612.54,"confidence":0.9863281,"punctuated_word":"vary","sentiment":"neutral","sentiment_score":0.01861177943646908},{"word":"the","start":612.86,"end":613.1,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.016696123406291008},{"word":"implementation","start":613.1,"end":613.6,"confidence":1.0,"punctuated_word":"implementation","sentiment":"neutral","sentiment_score":0.012924879789352415},{"word":"right","start":614.38,"end":614.62,"confidence":0.6689453,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.024853667244315147},{"word":"above","start":614.62,"end":614.86,"confidence":1.0,"punctuated_word":"above","sentiment":"neutral","sentiment_score":0.012457482516765594},{"word":"where","start":614.86,"end":615.1,"confidence":0.9970703,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.006970953196287155},{"word":"it","start":615.1,"end":615.18,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.011848380789160728},{"word":"says","start":615.18,"end":615.5,"confidence":0.7910156,"punctuated_word":"says,","sentiment":"neutral","sentiment_score":0.00968209933489561},{"word":"please","start":615.5,"end":615.82,"confidence":0.99609375,"punctuated_word":"please","sentiment":"neutral","sentiment_score":-0.012108778581023216},{"word":"sign","start":615.82,"end":616.22,"confidence":0.87841797,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":-0.007678089663386345},{"word":"the","start":616.22,"end":616.38,"confidence":0.90478516,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0028177201747894287},{"word":"lot","start":616.38,"end":616.88,"confidence":0.79833984,"punctuated_word":"lot.","sentiment":"neutral","sentiment_score":-0.009706937707960606},{"word":"the","start":623.89996,"end":623.98,"confidence":0.66796875,"punctuated_word":"The","sentiment":"negative","sentiment_score":-0.541342556476593},{"word":"old","start":623.98,"end":624.22,"confidence":0.98828125,"punctuated_word":"old","sentiment":"negative","sentiment_score":-0.6354057788848877},{"word":"docusigns","start":624.22,"end":624.69995,"confidence":0.93237305,"punctuated_word":"DocuSigns","sentiment":"negative","sentiment_score":-0.5112709999084473},{"word":"are","start":624.69995,"end":624.86,"confidence":0.7553711,"punctuated_word":"are","sentiment":"negative","sentiment_score":-0.5882790684700012},{"word":"getting","start":624.86,"end":625.1,"confidence":0.9980469,"punctuated_word":"getting","sentiment":"negative","sentiment_score":-0.5564911961555481},{"word":"there","start":625.1,"end":625.25995,"confidence":0.8952637,"punctuated_word":"there.","sentiment":"negative","sentiment_score":-0.5355398654937744},{"word":"they're","start":625.25995,"end":625.42,"confidence":0.93969727,"punctuated_word":"They're","sentiment":"negative","sentiment_score":-0.5775107741355896},{"word":"not","start":625.42,"end":625.57996,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.6283406615257263},{"word":"the","start":625.57996,"end":625.74,"confidence":0.9970703,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.6044893860816956},{"word":"best","start":625.74,"end":625.89996,"confidence":0.97387695,"punctuated_word":"best,","sentiment":"negative","sentiment_score":-0.5796027779579163},{"word":"but","start":625.89996,"end":626.13995,"confidence":0.98828125,"punctuated_word":"but","sentiment":"negative","sentiment_score":-0.5506323575973511},{"word":"they're","start":626.13995,"end":626.22,"confidence":0.57543945,"punctuated_word":"they're","sentiment":"negative","sentiment_score":-0.527528703212738},{"word":"they're","start":626.22,"end":626.54,"confidence":0.74279785,"punctuated_word":"they're","sentiment":"negative","sentiment_score":-0.5562962293624878},{"word":"getting","start":626.54,"end":626.69995,"confidence":0.9980469,"punctuated_word":"getting","sentiment":"negative","sentiment_score":-0.5568757653236389},{"word":"better","start":626.69995,"end":627.135,"confidence":0.9975586,"punctuated_word":"better.","sentiment":"negative","sentiment_score":-0.5261048674583435},{"word":"are","start":633.53503,"end":633.695,"confidence":0.6850586,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.09219403564929962},{"word":"you","start":633.695,"end":633.855,"confidence":0.9838867,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09868588298559187},{"word":"doing","start":633.855,"end":634.09503,"confidence":0.9580078,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.10018900036811829},{"word":"it","start":634.09503,"end":634.175,"confidence":0.66796875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.11001166701316832},{"word":"on","start":634.175,"end":634.335,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.09542617946863174},{"word":"the","start":634.335,"end":634.41504,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11730076372623444},{"word":"phone","start":634.41504,"end":634.655,"confidence":0.9980469,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":-0.08889027684926987},{"word":"or","start":634.655,"end":634.735,"confidence":0.97314453,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1270723044872284},{"word":"the","start":634.735,"end":634.895,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15565823018550873},{"word":"computer","start":634.895,"end":635.295,"confidence":0.9663086,"punctuated_word":"computer,","sentiment":"neutral","sentiment_score":-0.15792453289031982},{"word":"mate","start":635.295,"end":635.795,"confidence":0.94018555,"punctuated_word":"mate?","sentiment":"neutral","sentiment_score":-0.16823959350585938},{"word":"no","start":639.135,"end":639.635,"confidence":0.7685547,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13659876585006714},{"word":"i","start":639.775,"end":639.935,"confidence":0.71875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15653295814990997},{"word":"apologize","start":639.935,"end":640.435,"confidence":0.9946289,"punctuated_word":"apologize.","sentiment":"neutral","sentiment_score":-0.13629013299942017},{"word":"so","start":643.26,"end":643.74,"confidence":0.9104004,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.05542541667819023},{"word":"yeah","start":643.74,"end":644.14,"confidence":0.9970703,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.031776756048202515},{"word":"amounts","start":644.14,"end":644.54,"confidence":0.67626953,"punctuated_word":"amounts","sentiment":"neutral","sentiment_score":-0.03297949582338333},{"word":"in","start":644.54,"end":644.7,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.031377047300338745},{"word":"there","start":644.7,"end":644.94,"confidence":0.98828125,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.03575834631919861},{"word":"for","start":644.94,"end":645.1,"confidence":0.94970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.03709369897842407},{"word":"life","start":645.1,"end":645.6,"confidence":0.9326172,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.0943177491426468},{"word":"ppd","start":645.66,"end":646.16,"confidence":0.6861572,"punctuated_word":"PPD","sentiment":"neutral","sentiment_score":-0.0924009159207344},{"word":"and","start":646.22,"end":646.38,"confidence":0.8251953,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1299164593219757},{"word":"just","start":646.38,"end":646.54,"confidence":0.9760742,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1380307823419571},{"word":"put","start":646.54,"end":646.77997,"confidence":0.91748047,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.12238485366106032},{"word":"cancel","start":646.77997,"end":647.18,"confidence":0.95703125,"punctuated_word":"cancel","sentiment":"neutral","sentiment_score":-0.13778993487358093},{"word":"income","start":647.18,"end":647.57996,"confidence":0.9970703,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.19582189619541168},{"word":"protection","start":647.57996,"end":648.07996,"confidence":0.91503906,"punctuated_word":"protection,","sentiment":"neutral","sentiment_score":-0.13773837685585022},{"word":"and","start":648.38,"end":648.62,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11920712143182756},{"word":"then","start":648.62,"end":649.01996,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.0910368636250496},{"word":"i","start":649.01996,"end":649.42,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14148931205272677},{"word":"will","start":649.42,"end":649.74,"confidence":0.9892578,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.13179761171340942},{"word":"sort","start":649.74,"end":650.06,"confidence":0.99609375,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.2011101096868515},{"word":"that","start":650.06,"end":650.22,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.17627385258674622},{"word":"out","start":650.22,"end":650.72,"confidence":0.98461914,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":-0.14539363980293274},{"word":"that's","start":667.04,"end":667.19995,"confidence":0.8137207,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.1947450339794159},{"word":"alright","start":667.19995,"end":667.36,"confidence":0.8354492,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":-0.1559274196624756},{"word":"as","start":667.36,"end":667.6,"confidence":0.99121094,"punctuated_word":"As","sentiment":"negative","sentiment_score":-0.4683519005775452},{"word":"long","start":667.6,"end":667.68,"confidence":0.9980469,"punctuated_word":"long","sentiment":"negative","sentiment_score":-0.6700575351715088},{"word":"as","start":667.68,"end":667.83997,"confidence":0.9921875,"punctuated_word":"as","sentiment":"negative","sentiment_score":-0.5912694931030273},{"word":"it's","start":667.83997,"end":668.07996,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.6247133016586304},{"word":"legible","start":668.07996,"end":668.57996,"confidence":1.0,"punctuated_word":"legible","sentiment":"negative","sentiment_score":-0.6552419066429138},{"word":"and","start":668.63995,"end":669.13995,"confidence":0.5644531,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.6126818656921387},{"word":"i","start":669.27997,"end":669.43994,"confidence":0.99316406,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.38717085123062134},{"word":"can","start":669.43994,"end":669.68,"confidence":0.98828125,"punctuated_word":"can","sentiment":"negative","sentiment_score":-0.36641258001327515},{"word":"make","start":669.68,"end":669.83997,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.32083314657211304},{"word":"it","start":669.83997,"end":670.0,"confidence":0.99902344,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.3393520712852478},{"word":"out","start":670.0,"end":670.5,"confidence":0.7192383,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":-0.2967643439769745},{"word":"i'll","start":671.92,"end":672.07996,"confidence":0.98339844,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0022668293677270412},{"word":"put","start":672.07996,"end":672.31995,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.0023543499410152435},{"word":"a","start":672.31995,"end":672.48,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.000738237053155899},{"word":"file","start":672.48,"end":672.72,"confidence":0.8178711,"punctuated_word":"file","sentiment":"neutral","sentiment_score":-0.013472426682710648},{"word":"note","start":672.72,"end":672.95996,"confidence":0.57128906,"punctuated_word":"note","sentiment":"neutral","sentiment_score":-0.020805438980460167},{"word":"in","start":672.95996,"end":673.45996,"confidence":0.9946289,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":-0.011135270819067957},{"word":"yep","start":680.07996,"end":680.535,"confidence":0.9848633,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.056915439665317535},{"word":"how","start":683.095,"end":683.25494,"confidence":0.84814453,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.06898044049739838},{"word":"much","start":683.25494,"end":683.495,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.08745549619197845},{"word":"for","start":683.495,"end":683.65497,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.08182390034198761},{"word":"the","start":683.65497,"end":683.815,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0960562378168106},{"word":"life","start":683.815,"end":684.21497,"confidence":0.99902344,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.09353891760110856},{"word":"insurance","start":684.21497,"end":684.69495,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.0818520039319992},{"word":"and","start":684.69495,"end":684.855,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10670628398656844},{"word":"the","start":684.855,"end":685.01495,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1224142238497734},{"word":"disability","start":685.01495,"end":685.51495,"confidence":1.0,"punctuated_word":"disability","sentiment":"neutral","sentiment_score":-0.1089555025100708},{"word":"insurance","start":685.65497,"end":686.15497,"confidence":0.86279297,"punctuated_word":"insurance?","sentiment":"neutral","sentiment_score":-0.07810717821121216},{"word":"yep","start":717.985,"end":718.485,"confidence":0.8354492,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11241337656974792},{"word":"cpd","start":726.88,"end":727.38,"confidence":0.7989909,"punctuated_word":"CPD.","sentiment":"neutral","sentiment_score":0.006961753126233816},{"word":"no","start":749.04004,"end":749.28,"confidence":0.75561523,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.0682738721370697},{"word":"that's","start":749.28,"end":749.60004,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5282270908355713},{"word":"perfect","start":749.60004,"end":750.10004,"confidence":1.0,"punctuated_word":"perfect.","sentiment":"positive","sentiment_score":0.6529662609100342},{"word":"i've","start":750.4,"end":750.64,"confidence":0.86938477,"punctuated_word":"I've","sentiment":"positive","sentiment_score":0.7085981369018555},{"word":"put","start":750.64,"end":750.88,"confidence":1.0,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.735890805721283},{"word":"a","start":750.88,"end":751.04004,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.707365870475769},{"word":"file","start":751.04004,"end":751.28,"confidence":0.49902344,"punctuated_word":"file","sentiment":"positive","sentiment_score":0.6424399018287659},{"word":"note","start":751.28,"end":751.44,"confidence":0.46923828,"punctuated_word":"note","sentiment":"positive","sentiment_score":0.584571123123169},{"word":"in","start":751.44,"end":751.84,"confidence":0.99316406,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.6672255396842957},{"word":"so","start":751.84,"end":752.24005,"confidence":0.8051758,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.6033515334129333},{"word":"everyone's","start":752.24005,"end":752.64,"confidence":0.9790039,"punctuated_word":"everyone's","sentiment":"positive","sentiment_score":0.6364670395851135},{"word":"aware","start":752.64,"end":752.96,"confidence":0.99902344,"punctuated_word":"aware","sentiment":"positive","sentiment_score":0.6013636589050293},{"word":"of","start":752.96,"end":753.04004,"confidence":0.98095703,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.7155858278274536},{"word":"what","start":753.04004,"end":753.2,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.7470030784606934},{"word":"you're","start":753.2,"end":753.36005,"confidence":1.0,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.776422381401062},{"word":"aiming","start":753.36005,"end":753.68,"confidence":1.0,"punctuated_word":"aiming","sentiment":"positive","sentiment_score":0.6872254014015198},{"word":"for","start":753.68,"end":754.18,"confidence":0.77612305,"punctuated_word":"for.","sentiment":"positive","sentiment_score":0.631013035774231},{"word":"and","start":754.32,"end":754.56,"confidence":0.8520508,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.6900674104690552},{"word":"that's","start":754.56,"end":754.72003,"confidence":0.71777344,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.7117284536361694},{"word":"the","start":754.72003,"end":754.80005,"confidence":0.7109375,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6793956756591797},{"word":"beauty","start":754.80005,"end":755.12,"confidence":1.0,"punctuated_word":"beauty","sentiment":"positive","sentiment_score":0.747241735458374},{"word":"of","start":755.12,"end":755.28,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.7426003217697144},{"word":"the","start":755.28,"end":755.36005,"confidence":0.9980469,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.8127368688583374},{"word":"recorded","start":755.36005,"end":755.84,"confidence":0.99902344,"punctuated_word":"recorded","sentiment":"positive","sentiment_score":0.7855502963066101},{"word":"line","start":755.84,"end":756.08,"confidence":1.0,"punctuated_word":"line","sentiment":"positive","sentiment_score":0.8089686632156372},{"word":"is","start":756.08,"end":756.4,"confidence":0.9550781,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.7232392430305481},{"word":"we've","start":756.4,"end":756.64,"confidence":0.98291016,"punctuated_word":"we've","sentiment":"positive","sentiment_score":0.8548299670219421},{"word":"got","start":756.64,"end":756.80005,"confidence":1.0,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.8291906714439392},{"word":"your","start":756.80005,"end":756.96,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.7981670498847961},{"word":"wishes","start":756.96,"end":757.36005,"confidence":0.99902344,"punctuated_word":"wishes","sentiment":"positive","sentiment_score":0.750332772731781},{"word":"there","start":757.36005,"end":757.60004,"confidence":1.0,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.7891192436218262},{"word":"as","start":757.60004,"end":757.76,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.6876839399337769},{"word":"well","start":757.76,"end":758.025,"confidence":0.99902344,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.5485645532608032},{"word":"yeah","start":769.705,"end":770.025,"confidence":0.98461914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.051914282143116},{"word":"just","start":770.025,"end":770.265,"confidence":0.92578125,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.03549719601869583},{"word":"the","start":770.265,"end":770.34503,"confidence":0.8925781,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03900938481092453},{"word":"one","start":770.34503,"end":770.505,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.04815110191702843},{"word":"below","start":770.505,"end":770.905,"confidence":1.0,"punctuated_word":"below","sentiment":"neutral","sentiment_score":0.05100005492568016},{"word":"that","start":770.905,"end":771.24,"confidence":0.9301758,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.06943142414093018},{"word":"yep","start":775.24,"end":775.72,"confidence":0.9909668,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10868000239133836},{"word":"it","start":775.72,"end":775.8,"confidence":0.40673828,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.1289660930633545},{"word":"should","start":775.8,"end":776.12,"confidence":0.66259766,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.18005961179733276},{"word":"stamp","start":776.12,"end":776.44,"confidence":0.9550781,"punctuated_word":"stamp","sentiment":"neutral","sentiment_score":0.1200188249349594},{"word":"those","start":776.44,"end":776.68,"confidence":0.9980469,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.1254803091287613},{"word":"on","start":776.68,"end":776.83997,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.12668544054031372},{"word":"there","start":776.83997,"end":777.08,"confidence":0.99316406,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.16167156398296356},{"word":"for","start":777.08,"end":777.24,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1813044250011444},{"word":"you","start":777.24,"end":777.74,"confidence":0.9980469,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.15611571073532104},{"word":"yeah","start":783.95996,"end":784.36,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06865176558494568},{"word":"it'll","start":784.36,"end":784.68,"confidence":0.986084,"punctuated_word":"It'll","sentiment":"neutral","sentiment_score":0.08059778809547424},{"word":"do","start":784.68,"end":784.83997,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06153842434287071},{"word":"a","start":784.83997,"end":785.0,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06097763776779175},{"word":"stamp","start":785.0,"end":785.32,"confidence":0.99902344,"punctuated_word":"stamp","sentiment":"neutral","sentiment_score":0.055160149931907654},{"word":"on","start":785.32,"end":785.48,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04109616205096245},{"word":"there","start":785.48,"end":785.98,"confidence":0.85302734,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.06512658298015594},{"word":"it","start":787.005,"end":787.245,"confidence":0.99609375,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.09567996859550476},{"word":"should","start":787.245,"end":787.48505,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.1416143923997879},{"word":"just","start":787.48505,"end":787.645,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.094232015311718},{"word":"plug","start":787.645,"end":787.885,"confidence":0.9970703,"punctuated_word":"plug","sentiment":"neutral","sentiment_score":0.09517000615596773},{"word":"it","start":787.885,"end":788.04504,"confidence":0.92578125,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10187329351902008},{"word":"on","start":788.04504,"end":788.205,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0780574306845665},{"word":"there","start":788.205,"end":788.36505,"confidence":0.9921875,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.10064999014139175},{"word":"for","start":788.36505,"end":788.525,"confidence":0.9921875,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08810865134000778},{"word":"today","start":788.525,"end":789.025,"confidence":0.99853516,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":0.12412186712026596},{"word":"just","start":793.80505,"end":794.04504,"confidence":0.9580078,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.013619475066661836},{"word":"quickly","start":794.04504,"end":794.36505,"confidence":1.0,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.007105875760316849},{"word":"before","start":794.36505,"end":794.685,"confidence":0.91845703,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.006534364074468613},{"word":"you","start":794.685,"end":794.765,"confidence":0.9291992,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.011682450771331789},{"word":"go","start":794.765,"end":795.005,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.00469980388879776},{"word":"any","start":795.005,"end":795.245,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.01423199474811554},{"word":"further","start":795.245,"end":795.745,"confidence":0.79467773,"punctuated_word":"further,","sentiment":"neutral","sentiment_score":-0.013378122821450232},{"word":"so","start":796.04504,"end":796.525,"confidence":0.9604492,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.0035005658864974976},{"word":"the","start":796.525,"end":796.685,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.019727129489183422},{"word":"other","start":796.685,"end":796.92505,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.017905279994010925},{"word":"things","start":796.92505,"end":797.16504,"confidence":0.8354492,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.023952625691890717},{"word":"that","start":797.16504,"end":797.325,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01967819780111313},{"word":"i","start":797.325,"end":797.48505,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.017643503844738007},{"word":"was","start":797.48505,"end":797.645,"confidence":0.9970703,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.01716749370098114},{"word":"gonna","start":797.645,"end":797.965,"confidence":0.9111328,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.02660495415329933},{"word":"do","start":797.965,"end":798.205,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.016472861170768738},{"word":"is","start":798.205,"end":798.28503,"confidence":0.9902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.012162167578935623},{"word":"you","start":798.445,"end":798.525,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0028211623430252075},{"word":"know","start":798.525,"end":798.685,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.007109764963388443},{"word":"how","start":798.685,"end":798.84503,"confidence":0.9243164,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.002479054033756256},{"word":"i","start":798.84503,"end":798.92505,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.009034290909767153},{"word":"said","start":798.92505,"end":799.085,"confidence":0.9951172,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.006701059639453888},{"word":"we","start":799.085,"end":799.245,"confidence":0.9892578,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0027714669704437256},{"word":"switched","start":799.245,"end":799.48505,"confidence":0.4951172,"punctuated_word":"switched","sentiment":"neutral","sentiment_score":0.02110825479030609},{"word":"that","start":799.48505,"end":799.72504,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.010920464992523192},{"word":"investment","start":799.72504,"end":800.205,"confidence":0.9970703,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.003198619931936264},{"word":"around","start":800.205,"end":800.445,"confidence":0.99902344,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.028756167739629745},{"word":"earlier","start":800.445,"end":800.765,"confidence":0.99902344,"punctuated_word":"earlier","sentiment":"neutral","sentiment_score":0.04159793257713318},{"word":"in","start":800.765,"end":801.005,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03149409964680672},{"word":"the","start":801.005,"end":801.085,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.023258890956640244},{"word":"year","start":801.085,"end":801.36,"confidence":0.8786621,"punctuated_word":"year?","sentiment":"neutral","sentiment_score":0.019245421513915065},{"word":"we're","start":804.56,"end":805.04,"confidence":0.9025879,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.09395769238471983},{"word":"just","start":805.04,"end":805.27997,"confidence":0.86328125,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.11681130528450012},{"word":"wanting","start":805.27997,"end":805.51996,"confidence":0.9921875,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.10309449583292007},{"word":"to","start":805.51996,"end":805.6,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1816573441028595},{"word":"do","start":805.6,"end":805.76,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1509171426296234},{"word":"a","start":805.76,"end":805.83997,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18823738396167755},{"word":"bit","start":805.83997,"end":806.0,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.13732978701591492},{"word":"of","start":806.0,"end":806.16,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.210242360830307},{"word":"a","start":806.16,"end":806.24,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17467813193798065},{"word":"rebalance","start":806.24,"end":806.74,"confidence":0.99902344,"punctuated_word":"rebalance","sentiment":"neutral","sentiment_score":0.1142495423555374},{"word":"with","start":806.95996,"end":807.27997,"confidence":0.82470703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.15965132415294647},{"word":"all","start":807.27997,"end":807.51996,"confidence":0.9941406,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.1827471554279327},{"word":"of","start":807.51996,"end":807.6,"confidence":0.5078125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15179792046546936},{"word":"your","start":807.6,"end":807.92,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15954101085662842},{"word":"eight","start":807.92,"end":808.16,"confidence":0.4885254,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.11561569571495056},{"word":"options","start":808.16,"end":808.48,"confidence":0.9104004,"punctuated_word":"options.","sentiment":"neutral","sentiment_score":0.10462075471878052},{"word":"i'm","start":808.48,"end":808.64,"confidence":0.99853516,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.174761101603508},{"word":"just","start":808.64,"end":808.8,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.14851811528205872},{"word":"gonna","start":808.8,"end":809.04,"confidence":0.9560547,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.18774878978729248},{"word":"kind","start":809.04,"end":809.27997,"confidence":0.9604492,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.1201075091958046},{"word":"of","start":809.27997,"end":809.44,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1789911687374115},{"word":"rebalance","start":809.44,"end":809.92,"confidence":0.9970703,"punctuated_word":"rebalance","sentiment":"neutral","sentiment_score":0.12549425661563873},{"word":"them","start":809.92,"end":810.16,"confidence":0.9790039,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.20830082893371585},{"word":"back","start":810.16,"end":810.39996,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.2415607273578644},{"word":"to","start":810.39996,"end":810.48,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1847238540649414},{"word":"the","start":810.48,"end":810.64,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2110270857810974},{"word":"weighting","start":810.64,"end":810.95996,"confidence":0.58984375,"punctuated_word":"weighting","sentiment":"neutral","sentiment_score":0.17568925023078918},{"word":"that","start":810.95996,"end":811.12,"confidence":0.9921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1742485612630844},{"word":"they","start":811.12,"end":811.36,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.1831878423690796},{"word":"should","start":811.36,"end":811.51996,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.15401238203048706},{"word":"be","start":811.51996,"end":811.68,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.09867323935031892},{"word":"at","start":811.68,"end":812.18,"confidence":0.9873047,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.10977821797132492},{"word":"just","start":812.24,"end":812.48,"confidence":0.8359375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13437551259994507},{"word":"to","start":812.48,"end":812.56,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08249616622924805},{"word":"make","start":812.56,"end":812.72,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.06656467169523239},{"word":"sure","start":812.72,"end":813.04,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.0418044850230217},{"word":"none","start":813.04,"end":813.2,"confidence":0.99902344,"punctuated_word":"none","sentiment":"neutral","sentiment_score":0.05794496089220047},{"word":"of","start":813.2,"end":813.36,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01854117214679718},{"word":"them","start":813.36,"end":813.51996,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.04614432156085968},{"word":"are","start":813.51996,"end":814.0,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.009370505809783936},{"word":"too","start":814.0,"end":814.24,"confidence":0.94384766,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.11111298203468324},{"word":"high","start":814.24,"end":814.48,"confidence":1.0,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.07699360698461533},{"word":"or","start":814.48,"end":814.72,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.05139659345149994},{"word":"too","start":814.72,"end":814.95996,"confidence":0.99902344,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.15139378607273102},{"word":"low","start":814.95996,"end":815.385,"confidence":0.97094727,"punctuated_word":"low.","sentiment":"neutral","sentiment_score":0.009563207626342772},{"word":"i'm","start":816.34503,"end":816.505,"confidence":0.98535156,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.39392516016960144},{"word":"not","start":816.505,"end":816.745,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.4705732762813568},{"word":"recommending","start":816.745,"end":817.22504,"confidence":1.0,"punctuated_word":"recommending","sentiment":"negative","sentiment_score":-0.4474615156650543},{"word":"to","start":817.22504,"end":817.385,"confidence":1.0,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.5057926177978516},{"word":"move","start":817.385,"end":817.625,"confidence":1.0,"punctuated_word":"move","sentiment":"negative","sentiment_score":-0.4841986894607544},{"word":"anything","start":817.625,"end":818.025,"confidence":1.0,"punctuated_word":"anything","sentiment":"negative","sentiment_score":-0.5282047986984253},{"word":"from","start":818.025,"end":818.265,"confidence":1.0,"punctuated_word":"from","sentiment":"negative","sentiment_score":-0.5365577340126038},{"word":"caresuper","start":818.265,"end":818.765,"confidence":0.76538086,"punctuated_word":"CareSuper","sentiment":"negative","sentiment_score":-0.4171881973743438},{"word":"across","start":818.905,"end":819.305,"confidence":0.9863281,"punctuated_word":"across","sentiment":"neutral","sentiment_score":-0.3005162477493286},{"word":"right","start":819.305,"end":819.545,"confidence":1.0,"punctuated_word":"right","sentiment":"negative","sentiment_score":-0.43096065521240234},{"word":"now","start":819.545,"end":820.045,"confidence":1.0,"punctuated_word":"now","sentiment":"negative","sentiment_score":-0.5116176605224609},{"word":"until","start":820.105,"end":820.505,"confidence":0.9980469,"punctuated_word":"until","sentiment":"negative","sentiment_score":-0.6133217811584473},{"word":"the","start":820.505,"end":820.66504,"confidence":0.99902344,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.516360342502594},{"word":"premiums","start":820.66504,"end":821.145,"confidence":0.9941406,"punctuated_word":"premiums","sentiment":"negative","sentiment_score":-0.3524978458881378},{"word":"are","start":821.145,"end":821.305,"confidence":0.9980469,"punctuated_word":"are","sentiment":"negative","sentiment_score":-0.43179890513420105},{"word":"down","start":821.305,"end":821.805,"confidence":0.84472656,"punctuated_word":"down.","sentiment":"negative","sentiment_score":-0.4368261694908142},{"word":"and","start":822.185,"end":822.66504,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.1777455061674118},{"word":"if","start":822.66504,"end":822.905,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.07333023101091385},{"word":"you're","start":822.905,"end":823.22504,"confidence":0.9946289,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.07439948618412018},{"word":"comfortable","start":823.22504,"end":823.705,"confidence":0.99902344,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.0930793434381485},{"word":"with","start":823.705,"end":823.865,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.003897607326507568},{"word":"it","start":823.865,"end":824.025,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.013363391160964966},{"word":"because","start":824.105,"end":824.585,"confidence":0.9892578,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.1686567664146423},{"word":"do","start":824.585,"end":824.66504,"confidence":0.74658203,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.09536673128604888},{"word":"you","start":824.66504,"end":824.745,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09748972207307816},{"word":"remember","start":824.745,"end":825.065,"confidence":1.0,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":-0.10517282783985138},{"word":"we","start":825.065,"end":825.145,"confidence":0.9428711,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.05692371726036072},{"word":"were","start":825.145,"end":825.305,"confidence":0.9892578,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.0400361567735672},{"word":"kind","start":825.305,"end":825.545,"confidence":0.9770508,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.09481121599674223},{"word":"of","start":825.545,"end":825.705,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.11151158064603806},{"word":"talking","start":825.705,"end":826.025,"confidence":0.99902344,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.012977510690689089},{"word":"about","start":826.025,"end":826.265,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.0551200807094574},{"word":"being","start":826.265,"end":826.585,"confidence":0.9970703,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.0644938200712204},{"word":"high","start":826.585,"end":826.825,"confidence":0.99121094,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.11041486263275146},{"word":"growth","start":826.825,"end":827.325,"confidence":0.8742676,"punctuated_word":"growth,","sentiment":"neutral","sentiment_score":-0.10837645828723907},{"word":"try","start":827.385,"end":827.625,"confidence":0.6557617,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.20611681044101715},{"word":"and","start":827.625,"end":827.705,"confidence":0.9902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.09131224453449248},{"word":"get","start":827.705,"end":827.865,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.1426052749156952},{"word":"as","start":827.865,"end":828.025,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.13684935867786407},{"word":"much","start":828.025,"end":828.185,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.017611905932426453},{"word":"returns","start":828.185,"end":828.585,"confidence":0.9941406,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.11288008093833923},{"word":"out","start":828.585,"end":828.745,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.11614322662353516},{"word":"of","start":828.745,"end":828.905,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.11555315554141998},{"word":"it","start":828.905,"end":829.065,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.009247183799743652},{"word":"as","start":829.065,"end":829.22504,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.20897044241428375},{"word":"possible","start":829.22504,"end":829.72504,"confidence":0.97680664,"punctuated_word":"possible?","sentiment":"neutral","sentiment_score":-0.23284006118774417},{"word":"so","start":833.74,"end":834.24,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04324387013912201},{"word":"your","start":834.62,"end":835.12,"confidence":0.9902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07919047027826309},{"word":"care","start":835.26,"end":835.5,"confidence":0.7998047,"punctuated_word":"care","sentiment":"neutral","sentiment_score":0.1249770000576973},{"word":"super","start":835.5,"end":835.82,"confidence":0.16271973,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2502569258213043},{"word":"sitting","start":835.82,"end":836.14,"confidence":0.6665039,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.17162778973579407},{"word":"in","start":836.14,"end":836.22,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13148580491542816},{"word":"a","start":836.22,"end":836.45996,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14785699546337128},{"word":"balanced","start":836.45996,"end":836.94,"confidence":0.7998047,"punctuated_word":"balanced","sentiment":"neutral","sentiment_score":0.15795102715492249},{"word":"fund","start":836.94,"end":837.42,"confidence":0.9243164,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.13965266942977905},{"word":"in","start":837.42,"end":837.5,"confidence":0.9770508,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16011257469654083},{"word":"the","start":837.5,"end":837.66,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1607106477022171},{"word":"middle","start":837.66,"end":838.16,"confidence":0.82128906,"punctuated_word":"middle.","sentiment":"neutral","sentiment_score":0.15293169021606445},{"word":"i've","start":838.7,"end":838.94,"confidence":0.8569336,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.26296567916870117},{"word":"also","start":838.94,"end":839.33997,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.11973919719457626},{"word":"recommended","start":839.33997,"end":839.83997,"confidence":0.99902344,"punctuated_word":"recommended","sentiment":"neutral","sentiment_score":0.259148508310318},{"word":"that","start":839.89996,"end":840.06,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18890398740768433},{"word":"we","start":840.06,"end":840.45996,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.21713189780712128},{"word":"bump","start":840.45996,"end":840.95996,"confidence":0.94970703,"punctuated_word":"bump","sentiment":"neutral","sentiment_score":0.19296333193778992},{"word":"that","start":841.02,"end":841.18,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15665802359580994},{"word":"one","start":841.18,"end":841.5,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.12492166459560394},{"word":"up","start":841.5,"end":841.89996,"confidence":0.92993164,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.13631436228752136},{"word":"the","start":841.89996,"end":842.14,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.21779468655586243},{"word":"highest","start":842.14,"end":842.45996,"confidence":1.0,"punctuated_word":"highest","sentiment":"neutral","sentiment_score":0.26353293657302856},{"word":"they","start":842.45996,"end":842.62,"confidence":0.9838867,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.30271726846694946},{"word":"can","start":842.62,"end":842.77997,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.23827195167541504},{"word":"go","start":842.77997,"end":842.94,"confidence":1.0,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.33576685190200806},{"word":"to","start":842.94,"end":843.18,"confidence":0.9580078,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2992393672466278},{"word":"is","start":843.18,"end":843.26,"confidence":0.6123047,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2069828510284424},{"word":"the","start":843.26,"end":843.5,"confidence":0.47680664,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3102330267429352},{"word":"growth","start":843.5,"end":843.885,"confidence":0.9794922,"punctuated_word":"growth,","sentiment":"positive","sentiment_score":0.33424708247184753},{"word":"which","start":844.045,"end":844.205,"confidence":0.9970703,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.25816574692726135},{"word":"is","start":844.205,"end":844.365,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16549287736415863},{"word":"a","start":844.365,"end":844.865,"confidence":0.9604492,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2493906319141388},{"word":"four","start":845.04504,"end":845.54504,"confidence":0.98339844,"punctuated_word":"four.","sentiment":"neutral","sentiment_score":0.21927714347839355},{"word":"the","start":845.72504,"end":845.965,"confidence":0.8051758,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.2532353401184082},{"word":"net","start":845.965,"end":846.125,"confidence":0.9951172,"punctuated_word":"net","sentiment":"neutral","sentiment_score":0.3290274143218994},{"word":"wealth","start":846.125,"end":846.365,"confidence":0.9707031,"punctuated_word":"wealth","sentiment":"positive","sentiment_score":0.35618874430656433},{"word":"is","start":846.365,"end":846.525,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2525574564933777},{"word":"already","start":846.525,"end":846.925,"confidence":0.9980469,"punctuated_word":"already","sentiment":"positive","sentiment_score":0.3583371043205261},{"word":"a","start":846.925,"end":847.005,"confidence":0.8432617,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20780223608016968},{"word":"five","start":847.005,"end":847.245,"confidence":0.95166016,"punctuated_word":"five,","sentiment":"neutral","sentiment_score":0.20582765340805056},{"word":"so","start":847.245,"end":847.405,"confidence":0.9980469,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.19603492319583893},{"word":"that's","start":847.405,"end":847.72504,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2472650706768036},{"word":"alright","start":847.72504,"end":848.22504,"confidence":0.94311523,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":-0.001522955484688282},{"word":"but","start":848.525,"end":848.925,"confidence":0.9980469,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.08991321176290512},{"word":"i","start":848.925,"end":849.085,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14488722383975983},{"word":"just","start":849.085,"end":849.245,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16129983961582184},{"word":"wanna","start":849.245,"end":849.405,"confidence":0.91015625,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.15845513343811035},{"word":"let","start":849.405,"end":849.565,"confidence":0.9970703,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.12935268878936768},{"word":"you","start":849.565,"end":849.645,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12987898290157318},{"word":"know","start":849.645,"end":849.805,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.11001430451869965},{"word":"before","start":849.805,"end":850.045,"confidence":0.86572266,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.11289453506469728},{"word":"you","start":850.045,"end":850.205,"confidence":0.8984375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08304901421070099},{"word":"go","start":850.205,"end":850.28503,"confidence":0.9951172,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.10030043125152588},{"word":"any","start":850.28503,"end":850.525,"confidence":0.9980469,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.1283561736345291},{"word":"further","start":850.525,"end":851.025,"confidence":0.9848633,"punctuated_word":"further,","sentiment":"neutral","sentiment_score":0.0848311185836792},{"word":"i","start":851.405,"end":851.565,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2000998556613922},{"word":"wanna","start":851.565,"end":851.805,"confidence":0.9741211,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.2365792840719223},{"word":"switch","start":851.805,"end":852.125,"confidence":0.99902344,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":0.183284729719162},{"word":"the","start":852.125,"end":852.28503,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20521000027656555},{"word":"investments","start":852.28503,"end":852.765,"confidence":0.70996094,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.09737777709960938},{"word":"with","start":852.765,"end":853.005,"confidence":0.35375977,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.28124916553497314},{"word":"caresuper","start":853.005,"end":853.505,"confidence":0.8655599,"punctuated_word":"CareSuper,","sentiment":"neutral","sentiment_score":0.2801828384399414},{"word":"rebalance","start":854.045,"end":854.525,"confidence":0.9977214,"punctuated_word":"rebalance","sentiment":"neutral","sentiment_score":0.22758683562278748},{"word":"the","start":854.525,"end":854.685,"confidence":0.9770508,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20863258838653564},{"word":"net","start":854.685,"end":854.925,"confidence":0.9633789,"punctuated_word":"net","sentiment":"neutral","sentiment_score":0.1963571161031723},{"word":"wealth","start":854.925,"end":855.16504,"confidence":0.9584961,"punctuated_word":"wealth,","sentiment":"neutral","sentiment_score":0.25357893109321594},{"word":"and","start":855.16504,"end":855.325,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.25336217880249023},{"word":"get","start":855.325,"end":855.485,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2749917507171631},{"word":"the","start":855.485,"end":855.645,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.25163447856903076},{"word":"premiums","start":855.645,"end":856.045,"confidence":0.95703125,"punctuated_word":"premiums","sentiment":"neutral","sentiment_score":0.2703966796398163},{"word":"down","start":856.045,"end":856.28503,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.21372659504413605},{"word":"on","start":856.28503,"end":856.445,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.24201823770999908},{"word":"the","start":856.445,"end":856.605,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1995757669210434},{"word":"insurance","start":856.605,"end":857.085,"confidence":0.88671875,"punctuated_word":"insurance.","sentiment":"neutral","sentiment_score":0.17848044633865356},{"word":"because","start":857.085,"end":857.245,"confidence":0.34936523,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.17125819623470306},{"word":"that's","start":857.245,"end":857.485,"confidence":0.92366534,"punctuated_word":"that's,","sentiment":"neutral","sentiment_score":0.16299837827682495},{"word":"like","start":857.485,"end":857.645,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.1665307879447937},{"word":"the","start":857.645,"end":857.805,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14438284933567047},{"word":"three","start":857.805,"end":858.125,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.14090894162654877},{"word":"main","start":858.125,"end":858.625,"confidence":1.0,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.15891680121421814},{"word":"recommendations","start":858.685,"end":859.185,"confidence":0.7783203,"punctuated_word":"recommendations.","sentiment":"neutral","sentiment_score":0.14420652389526367},{"word":"that's","start":867.41003,"end":867.65,"confidence":0.97802734,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1962122917175293},{"word":"it","start":867.65,"end":867.89,"confidence":0.97265625,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.2000303715467453},{"word":"mate","start":867.89,"end":868.21,"confidence":0.99072266,"punctuated_word":"mate.","sentiment":"neutral","sentiment_score":0.23518753051757812},{"word":"basically","start":868.21,"end":868.71,"confidence":0.9790039,"punctuated_word":"Basically,","sentiment":"neutral","sentiment_score":0.2060631364583969},{"word":"get","start":869.17004,"end":869.41003,"confidence":0.94140625,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.3636291325092316},{"word":"the","start":869.41003,"end":869.57,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4030649960041046},{"word":"returns","start":869.57,"end":870.05005,"confidence":0.9536133,"punctuated_word":"returns","sentiment":"positive","sentiment_score":0.42189398407936096},{"word":"going","start":870.05005,"end":870.29004,"confidence":0.60839844,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.4582926034927368},{"word":"double","start":870.29004,"end":870.61005,"confidence":0.99316406,"punctuated_word":"double","sentiment":"positive","sentiment_score":0.4278373122215271},{"word":"digits","start":870.61005,"end":870.93005,"confidence":0.98535156,"punctuated_word":"digits","sentiment":"positive","sentiment_score":0.44363316893577576},{"word":"as","start":870.93005,"end":871.17004,"confidence":0.9941406,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.3826591372489929},{"word":"long","start":871.17004,"end":871.33,"confidence":1.0,"punctuated_word":"long","sentiment":"positive","sentiment_score":0.451067179441452},{"word":"as","start":871.33,"end":871.49005,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.25789642333984375},{"word":"i","start":871.49005,"end":871.65,"confidence":0.99902344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3350010812282562},{"word":"can","start":871.65,"end":872.115,"confidence":0.9880371,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.2754558324813843},{"word":"once","start":872.355,"end":872.515,"confidence":1.0,"punctuated_word":"Once","sentiment":"neutral","sentiment_score":0.2984553873538971},{"word":"you've","start":872.515,"end":872.83496,"confidence":0.94799805,"punctuated_word":"you've","sentiment":"positive","sentiment_score":0.3773997724056244},{"word":"built","start":872.83496,"end":872.995,"confidence":0.9970703,"punctuated_word":"built","sentiment":"positive","sentiment_score":0.48605769872665405},{"word":"the","start":872.995,"end":873.15497,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.38532575964927673},{"word":"funds","start":873.15497,"end":873.395,"confidence":0.99609375,"punctuated_word":"funds","sentiment":"positive","sentiment_score":0.378823459148407},{"word":"up","start":873.395,"end":873.555,"confidence":0.99902344,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.4361933767795563},{"word":"and","start":873.555,"end":873.71497,"confidence":0.97314453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2951294779777527},{"word":"you","start":873.71497,"end":873.795,"confidence":0.96972656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.31602615118026733},{"word":"close","start":873.795,"end":874.035,"confidence":0.76660156,"punctuated_word":"close","sentiment":"positive","sentiment_score":0.3830581307411194},{"word":"the","start":874.035,"end":874.195,"confidence":0.35717773,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3293069899082184},{"word":"retirement","start":874.195,"end":874.695,"confidence":0.6984863,"punctuated_word":"retirement,","sentiment":"neutral","sentiment_score":0.26065391302108765},{"word":"we'll","start":874.83496,"end":875.235,"confidence":0.98999023,"punctuated_word":"we'll","sentiment":"positive","sentiment_score":0.3748328387737274},{"word":"reduce","start":875.235,"end":875.555,"confidence":1.0,"punctuated_word":"reduce","sentiment":"neutral","sentiment_score":0.2684229016304016},{"word":"the","start":875.555,"end":875.71497,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2629299461841583},{"word":"risk","start":875.71497,"end":875.955,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.11290456354618073},{"word":"level","start":875.955,"end":876.27496,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.1793482005596161},{"word":"back","start":876.27496,"end":876.515,"confidence":1.0,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.3433392643928528},{"word":"down","start":876.515,"end":876.83496,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.22424167394638064},{"word":"again","start":876.83496,"end":877.33496,"confidence":0.8864746,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.2734633982181549},{"word":"but","start":877.875,"end":878.035,"confidence":0.63964844,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.17015494406223297},{"word":"we","start":878.035,"end":878.195,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14946499466896057},{"word":"need","start":878.195,"end":878.355,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.19915249943733215},{"word":"to","start":878.355,"end":878.435,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20202472805976868},{"word":"get","start":878.435,"end":878.595,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.24604034423828125},{"word":"it","start":878.595,"end":878.755,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24845898151397705},{"word":"going","start":878.755,"end":878.995,"confidence":0.9970703,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.387623131275177},{"word":"a","start":878.995,"end":879.075,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2561336159706116},{"word":"bit","start":879.075,"end":879.315,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1468018889427185},{"word":"faster","start":879.315,"end":879.815,"confidence":0.99560547,"punctuated_word":"faster.","sentiment":"neutral","sentiment_score":0.20264026522636416},{"word":"so","start":884.115,"end":884.355,"confidence":0.67041016,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10597676038742064},{"word":"everything's","start":884.355,"end":884.83496,"confidence":0.9538574,"punctuated_word":"everything's","sentiment":"neutral","sentiment_score":0.11323964595794678},{"word":"in","start":884.83496,"end":884.995,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10919486731290816},{"word":"that","start":884.995,"end":885.15497,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11478572338819504},{"word":"document","start":885.15497,"end":885.555,"confidence":1.0,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.08524265885353088},{"word":"in","start":885.555,"end":885.71497,"confidence":0.98535156,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09008029848337172},{"word":"terms","start":885.71497,"end":885.955,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.07542850822210312},{"word":"of","start":885.955,"end":886.115,"confidence":0.96728516,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.07876445353031158},{"word":"you","start":886.115,"end":886.195,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05123252421617508},{"word":"know","start":886.195,"end":886.515,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.056853607296943665},{"word":"fee","start":886.515,"end":886.675,"confidence":0.89990234,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.06064459681510925},{"word":"differences","start":886.675,"end":887.175,"confidence":0.9880371,"punctuated_word":"differences,","sentiment":"neutral","sentiment_score":0.04456879943609238},{"word":"performance","start":887.58997,"end":887.91,"confidence":0.96777344,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.042925529181957245},{"word":"differences","start":887.91,"end":888.39,"confidence":0.9382324,"punctuated_word":"differences,","sentiment":"neutral","sentiment_score":0.046340327709913254},{"word":"that","start":888.39,"end":888.55,"confidence":0.38183594,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04982175678014755},{"word":"sort","start":888.55,"end":889.02997,"confidence":0.6191406,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.029401104897260662},{"word":"of","start":889.02997,"end":889.35,"confidence":0.9316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.056216761469841},{"word":"allocation","start":889.35,"end":889.75,"confidence":0.907959,"punctuated_word":"allocation,","sentiment":"neutral","sentiment_score":0.06778718531131744},{"word":"all","start":889.75,"end":889.83,"confidence":0.44995117,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.04440578073263168},{"word":"that","start":889.83,"end":889.99,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04472191631793976},{"word":"kind","start":889.99,"end":890.23,"confidence":0.97314453,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.03783779591321945},{"word":"of","start":890.23,"end":890.39,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06686395406723022},{"word":"thing","start":890.39,"end":890.89,"confidence":0.986084,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.07129167020320892},{"word":"any","start":892.47,"end":892.79,"confidence":0.76660156,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.040153417736291885},{"word":"questions","start":892.79,"end":893.19,"confidence":0.7524414,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.03221267834305763},{"word":"on","start":893.19,"end":893.35,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.036250025033950806},{"word":"those","start":893.35,"end":893.58997,"confidence":0.9970703,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.058103397488594055},{"word":"ideas","start":893.58997,"end":894.08997,"confidence":0.9941406,"punctuated_word":"ideas?","sentiment":"neutral","sentiment_score":0.03463733196258545},{"word":"yeah","start":904.165,"end":904.565,"confidence":0.8352051,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.016640979796648026},{"word":"and","start":904.565,"end":904.885,"confidence":0.9921875,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.015807734802365303},{"word":"just","start":904.885,"end":905.045,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.023026561364531517},{"word":"quickly","start":905.045,"end":905.365,"confidence":0.99902344,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":-0.0064289383590221405},{"word":"on","start":905.365,"end":905.525,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.01469426415860653},{"word":"that","start":905.525,"end":905.685,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.01377670094370842},{"word":"before","start":905.685,"end":905.925,"confidence":0.94140625,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.020688824355602264},{"word":"i","start":905.925,"end":906.005,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02881398424506187},{"word":"let","start":906.005,"end":906.165,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.021718937903642654},{"word":"you","start":906.165,"end":906.245,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.013577032834291458},{"word":"go","start":906.245,"end":906.485,"confidence":0.8840332,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":-0.011679019778966904},{"word":"just","start":906.485,"end":906.72504,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.012231744825839996},{"word":"in","start":906.72504,"end":906.885,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.008963430300354958},{"word":"terms","start":906.885,"end":907.045,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.002828627824783325},{"word":"of","start":907.045,"end":907.205,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.006477203220129013},{"word":"the","start":907.205,"end":907.365,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01452602818608284},{"word":"changes","start":907.365,"end":907.865,"confidence":0.9042969,"punctuated_word":"changes,","sentiment":"neutral","sentiment_score":-0.0131707601249218},{"word":"we've","start":908.645,"end":908.965,"confidence":0.9255371,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.021173592656850815},{"word":"hit","start":908.965,"end":909.205,"confidence":1.0,"punctuated_word":"hit","sentiment":"neutral","sentiment_score":-0.026958245784044262},{"word":"end","start":909.205,"end":909.445,"confidence":0.9892578,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.029586702585220337},{"word":"of","start":909.445,"end":909.605,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04526205360889435},{"word":"financial","start":909.605,"end":910.005,"confidence":0.99609375,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.034400466829538345},{"word":"year","start":910.005,"end":910.165,"confidence":0.99316406,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.04284156113862991},{"word":"a","start":910.165,"end":910.245,"confidence":0.90722656,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04177284240722656},{"word":"couple","start":910.245,"end":910.485,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.04068254679441452},{"word":"of","start":910.485,"end":910.565,"confidence":0.92822266,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0325159952044487},{"word":"months","start":910.565,"end":910.805,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.022404514253139496},{"word":"ago","start":910.805,"end":911.305,"confidence":0.9914551,"punctuated_word":"ago.","sentiment":"neutral","sentiment_score":-0.028429504483938217},{"word":"do","start":911.365,"end":911.525,"confidence":0.9873047,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.02412303164601326},{"word":"you","start":911.525,"end":911.605,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.016214583069086075},{"word":"know","start":911.605,"end":911.765,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.023106491193175316},{"word":"what","start":911.765,"end":911.925,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.018799802288413048},{"word":"you're","start":911.925,"end":912.085,"confidence":0.9970703,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.01392546109855175},{"word":"currently","start":912.085,"end":912.485,"confidence":1.0,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":-0.03009500913321972},{"word":"on","start":912.485,"end":912.645,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.017579400911927223},{"word":"at","start":912.645,"end":912.805,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.030802935361862183},{"word":"the","start":912.805,"end":912.885,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02579045295715332},{"word":"moment","start":912.885,"end":913.365,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":-0.020221885293722153},{"word":"for","start":913.365,"end":913.605,"confidence":0.99316406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.020301297307014465},{"word":"for","start":913.605,"end":913.84503,"confidence":0.93408203,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.01849895715713501},{"word":"the","start":913.84503,"end":914.005,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.015818800777196884},{"word":"year","start":914.005,"end":914.245,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.009902868419885635},{"word":"on","start":914.245,"end":914.405,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.01614040695130825},{"word":"the","start":914.405,"end":914.485,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02243606373667717},{"word":"income","start":914.485,"end":914.985,"confidence":0.9975586,"punctuated_word":"income?","sentiment":"neutral","sentiment_score":-0.016596585512161255},{"word":"k","start":933.28503,"end":933.78503,"confidence":0.67626953,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":-0.0000785323791205883},{"word":"line","start":934.48505,"end":934.80505,"confidence":0.27539062,"punctuated_word":"Line","sentiment":"neutral","sentiment_score":0.0005678767338395119},{"word":"to","start":934.80505,"end":935.04504,"confidence":0.71191406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0010943785309791565},{"word":"a","start":935.04504,"end":935.125,"confidence":0.8017578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.005649990402162075},{"word":"100,000","start":935.125,"end":936.025,"confidence":0.9824219,"punctuated_word":"100,000.","sentiment":"neutral","sentiment_score":0.008147794753313065},{"word":"and","start":937.445,"end":937.685,"confidence":0.8076172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.002813052386045456},{"word":"is","start":937.685,"end":937.84503,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.010073896497488022},{"word":"it","start":937.84503,"end":938.005,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.007614763453602791},{"word":"still","start":938.005,"end":938.245,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.018680930137634277},{"word":"doing","start":938.245,"end":938.48505,"confidence":0.9980469,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.011400174349546432},{"word":"anything","start":938.48505,"end":938.885,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.010217474773526192},{"word":"kinda","start":938.885,"end":939.125,"confidence":0.5024414,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.019652847200632095},{"word":"like","start":939.125,"end":939.28503,"confidence":0.96240234,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.02292642183601856},{"word":"that","start":939.28503,"end":939.525,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.02240474335849285},{"word":"batch","start":939.525,"end":939.765,"confidence":0.9819336,"punctuated_word":"batch","sentiment":"neutral","sentiment_score":-0.01776781864464283},{"word":"work","start":939.765,"end":940.085,"confidence":0.92822266,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":-0.02718862891197205},{"word":"driving","start":940.085,"end":940.48505,"confidence":0.99316406,"punctuated_word":"driving","sentiment":"neutral","sentiment_score":-0.0118884164839983},{"word":"work","start":940.48505,"end":940.72504,"confidence":0.98291016,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":-0.023432446643710136},{"word":"anything","start":940.72504,"end":941.125,"confidence":0.9838867,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.011060956865549088},{"word":"like","start":941.125,"end":941.28503,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.02957265079021454},{"word":"that","start":941.28503,"end":941.58,"confidence":0.9970703,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.02138448879122734},{"word":"that's","start":949.5,"end":950.0,"confidence":0.77319336,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.09968243539333344},{"word":"concrete","start":950.06,"end":950.56,"confidence":0.8828125,"punctuated_word":"concrete.","sentiment":"neutral","sentiment_score":-0.0898587703704834},{"word":"so","start":951.02,"end":951.18,"confidence":0.79052734,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0763329416513443},{"word":"when","start":951.18,"end":951.34,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.0668395459651947},{"word":"you","start":951.34,"end":951.5,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.062252968549728394},{"word":"say","start":951.5,"end":951.82,"confidence":0.99902344,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.06475923210382462},{"word":"batch","start":951.82,"end":952.3,"confidence":0.99658203,"punctuated_word":"batch,","sentiment":"neutral","sentiment_score":-0.06012705713510513},{"word":"you're","start":952.3,"end":952.54004,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.08042507618665695},{"word":"not","start":952.54004,"end":952.78,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.11112980544567108},{"word":"doing","start":952.78,"end":953.02,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.09900318086147308},{"word":"anything","start":953.02,"end":953.52,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.1265675276517868},{"word":"physical","start":953.915,"end":954.27496,"confidence":0.83374023,"punctuated_word":"physical,","sentiment":"neutral","sentiment_score":-0.12235811352729796},{"word":"no","start":954.27496,"end":954.63495,"confidence":0.99902344,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.16926677525043488},{"word":"tools","start":954.63495,"end":954.83496,"confidence":0.84399414,"punctuated_word":"tools,","sentiment":"neutral","sentiment_score":-0.1454433798789978},{"word":"or","start":954.83496,"end":955.035,"confidence":0.7519531,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.12816746532917023},{"word":"nothing","start":955.035,"end":955.355,"confidence":0.9970703,"punctuated_word":"nothing","sentiment":"neutral","sentiment_score":-0.15051986277103424},{"word":"like","start":955.355,"end":955.435,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.11880097538232803},{"word":"that","start":955.435,"end":955.935,"confidence":0.9926758,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.12216217815876008},{"word":"yep","start":964.475,"end":964.975,"confidence":0.9848633,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.05708213895559311},{"word":"perfect","start":970.64996,"end":971.13,"confidence":0.9719238,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.08603616058826447},{"word":"and","start":971.13,"end":971.52997,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.00028873980045318604},{"word":"how","start":971.52997,"end":971.69,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.00132838636636734},{"word":"long","start":971.69,"end":971.85,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.007239840924739838},{"word":"have","start":971.85,"end":972.01,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.004729311913251877},{"word":"you","start":972.01,"end":972.17,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.025916844606399536},{"word":"been","start":972.17,"end":972.67,"confidence":0.9980469,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.014349792152643204},{"word":"doing","start":972.97,"end":973.20996,"confidence":0.86035156,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.008881084620952606},{"word":"that","start":973.20996,"end":973.45,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.030577275902032852},{"word":"type","start":973.45,"end":973.69,"confidence":0.9970703,"punctuated_word":"type","sentiment":"neutral","sentiment_score":-0.006291784346103668},{"word":"of","start":973.69,"end":973.85,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01437048241496086},{"word":"role","start":973.85,"end":974.08997,"confidence":0.9970703,"punctuated_word":"role","sentiment":"neutral","sentiment_score":0.017958175390958786},{"word":"for","start":974.08997,"end":974.32996,"confidence":0.9941406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.006052929908037186},{"word":"now","start":974.32996,"end":974.82996,"confidence":0.9946289,"punctuated_word":"now?","sentiment":"neutral","sentiment_score":0.013810861855745316},{"word":"yep","start":983.625,"end":984.125,"confidence":0.9284668,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06528578698635101},{"word":"perfect","start":984.345,"end":984.845,"confidence":0.99853516,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.1699860394001007},{"word":"so","start":985.145,"end":985.545,"confidence":0.99121094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.020218826830387115},{"word":"no","start":985.545,"end":985.785,"confidence":0.9614258,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.002053476870059967},{"word":"truck","start":985.785,"end":986.105,"confidence":0.8745117,"punctuated_word":"truck","sentiment":"neutral","sentiment_score":0.0062368810176849365},{"word":"doing","start":986.105,"end":986.345,"confidence":0.9506836,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.015083424746990204},{"word":"the","start":986.345,"end":986.505,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0010248944163322449},{"word":"batching","start":986.505,"end":987.005,"confidence":0.99365234,"punctuated_word":"batching","sentiment":"neutral","sentiment_score":0.000830305740237236},{"word":"outside","start":988.745,"end":989.245,"confidence":0.60791016,"punctuated_word":"outside","sentiment":"neutral","sentiment_score":-0.03599206358194351},{"word":"of","start":989.545,"end":989.945,"confidence":0.6489258,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.015967145562171936},{"word":"that","start":989.945,"end":990.445,"confidence":0.9675293,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.06126328185200691},{"word":"got","start":990.745,"end":990.985,"confidence":0.9589844,"punctuated_word":"Got","sentiment":"neutral","sentiment_score":0.24674548208713531},{"word":"the","start":990.985,"end":991.145,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2432629019021988},{"word":"new","start":991.145,"end":991.305,"confidence":1.0,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.30497345328330994},{"word":"income","start":991.305,"end":991.705,"confidence":0.9616699,"punctuated_word":"income.","sentiment":"neutral","sentiment_score":0.2760423421859741},{"word":"that's","start":991.705,"end":992.025,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4900124073028565},{"word":"perfect","start":992.025,"end":992.525,"confidence":0.9995117,"punctuated_word":"perfect.","sentiment":"positive","sentiment_score":0.494880348443985},{"word":"email's","start":992.99,"end":993.49,"confidence":0.8330078,"punctuated_word":"Email's","sentiment":"neutral","sentiment_score":0.21903347969055176},{"word":"fine","start":993.63,"end":994.13,"confidence":0.9995117,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.14302726089954376},{"word":"any","start":995.63,"end":995.87,"confidence":0.78564453,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.004492834210395813},{"word":"major","start":995.87,"end":996.19,"confidence":0.99902344,"punctuated_word":"major","sentiment":"neutral","sentiment_score":-0.024189498275518417},{"word":"changes","start":996.19,"end":996.51,"confidence":0.99902344,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.004908110946416855},{"word":"to","start":996.51,"end":996.67,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.017156653106212616},{"word":"the","start":996.67,"end":996.82996,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.008108794689178467},{"word":"mortgage","start":996.82996,"end":997.32996,"confidence":0.9526367,"punctuated_word":"mortgage?","sentiment":"neutral","sentiment_score":0.009759110398590565},{"word":"i","start":997.38995,"end":997.47,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.006577102467417717},{"word":"think","start":997.47,"end":997.63,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.014553092420101166},{"word":"we","start":997.63,"end":997.79,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.004993565380573273},{"word":"had","start":997.79,"end":998.02997,"confidence":0.9970703,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.002258487045764923},{"word":"it","start":998.02997,"end":998.19,"confidence":0.94384766,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0026888512074947357},{"word":"at","start":998.19,"end":998.35,"confidence":0.96435547,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0032676495611667633},{"word":"300,000","start":998.35,"end":999.23,"confidence":0.9996745,"punctuated_word":"300,000","sentiment":"neutral","sentiment_score":0.032029107213020325},{"word":"at","start":999.23,"end":999.31,"confidence":0.9892578,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.010998886078596117},{"word":"the","start":999.31,"end":999.55,"confidence":0.5366211,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.016036182641983032},{"word":"time","start":999.55,"end":999.87,"confidence":0.9995117,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.0035979407839477062},{"word":"is","start":999.87,"end":1000.11,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.017748495563864708},{"word":"it","start":1000.11,"end":1000.43,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.032601553946733475},{"word":"back","start":1000.43,"end":1000.58997,"confidence":0.99609375,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.024762090295553207},{"word":"up","start":1000.58997,"end":1000.75,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.01089450716972351},{"word":"to","start":1000.75,"end":1000.91,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0014778301119804382},{"word":"the","start":1000.91,"end":1001.07,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.001065090298652649},{"word":"400","start":1001.07,"end":1001.55,"confidence":1.0,"punctuated_word":"400","sentiment":"neutral","sentiment_score":0.012151647359132768},{"word":"mark","start":1001.55,"end":1001.87,"confidence":0.873291,"punctuated_word":"mark?","sentiment":"neutral","sentiment_score":-0.01522865705192089},{"word":"or","start":1001.87,"end":1002.37,"confidence":0.94140625,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.023966381326317787},{"word":"yep","start":1011.885,"end":1012.385,"confidence":0.99576825,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.03524503856897354},{"word":"i'll","start":1012.685,"end":1012.925,"confidence":0.9926758,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.05166642367839813},{"word":"put","start":1012.925,"end":1013.245,"confidence":0.9951172,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.0389895960688591},{"word":"$4.20","start":1013.245,"end":1013.965,"confidence":0.9980469,"punctuated_word":"$4.20","sentiment":"neutral","sentiment_score":0.0606192946434021},{"word":"in","start":1013.965,"end":1014.465,"confidence":0.7507324,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.06005507707595825},{"word":"to","start":1014.925,"end":1015.005,"confidence":0.5151367,"punctuated_word":"To","sentiment":"neutral","sentiment_score":0.06823525577783585},{"word":"get","start":1015.005,"end":1015.325,"confidence":0.99316406,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.05261630192399025},{"word":"the","start":1015.325,"end":1015.40497,"confidence":0.95947266,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05254071205854416},{"word":"home","start":1015.40497,"end":1015.725,"confidence":0.9921875,"punctuated_word":"home,","sentiment":"neutral","sentiment_score":0.06215748563408851},{"word":"i'll","start":1015.725,"end":1015.885,"confidence":0.9951172,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.08562064170837402},{"word":"do","start":1015.885,"end":1015.965,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10966096073389052},{"word":"an","start":1015.965,"end":1016.125,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.08663539588451385},{"word":"updated","start":1016.125,"end":1016.625,"confidence":0.9980469,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.09422390162944794},{"word":"online","start":1016.765,"end":1017.245,"confidence":0.99902344,"punctuated_word":"online","sentiment":"neutral","sentiment_score":0.12705765664577484},{"word":"valuation","start":1017.245,"end":1017.745,"confidence":0.94262695,"punctuated_word":"valuation.","sentiment":"neutral","sentiment_score":0.0978737249970436},{"word":"do","start":1018.685,"end":1018.845,"confidence":0.98535156,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.002585720270872116},{"word":"you","start":1018.845,"end":1018.925,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.008354682475328445},{"word":"still","start":1018.925,"end":1019.165,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.002025064080953598},{"word":"have","start":1019.165,"end":1019.40497,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.002833899110555649},{"word":"the","start":1019.40497,"end":1019.725,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0028961412608623505},{"word":"the","start":1019.725,"end":1019.805,"confidence":0.9770508,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.001929719001054764},{"word":"vehicles","start":1019.805,"end":1020.285,"confidence":0.9428711,"punctuated_word":"vehicles","sentiment":"neutral","sentiment_score":-0.0024401862174272537},{"word":"and","start":1020.285,"end":1020.445,"confidence":0.7158203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03601575642824173},{"word":"the","start":1020.445,"end":1020.66,"confidence":0.92578125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01882828027009964},{"word":"caravan","start":1020.81995,"end":1021.06,"confidence":0.88427734,"punctuated_word":"caravan","sentiment":"neutral","sentiment_score":0.001574154943227768},{"word":"and","start":1021.06,"end":1021.13995,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02252817153930664},{"word":"everything","start":1021.13995,"end":1021.37994,"confidence":0.8496094,"punctuated_word":"everything,","sentiment":"neutral","sentiment_score":-0.018625784665346146},{"word":"or","start":1021.37994,"end":1021.5,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.025259295478463173},{"word":"do","start":1021.5,"end":1021.62,"confidence":0.5385742,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.030718626454472545},{"word":"you","start":1021.62,"end":1021.69995,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03306613862514496},{"word":"have","start":1021.69995,"end":1021.86,"confidence":0.94384766,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.04671883583068848},{"word":"to","start":1021.86,"end":1022.01996,"confidence":0.91503906,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04481060057878494},{"word":"sort","start":1022.01996,"end":1022.13995,"confidence":0.79052734,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.07002593576908112},{"word":"of","start":1022.13995,"end":1022.25995,"confidence":0.96972656,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07171664386987686},{"word":"get","start":1022.25995,"end":1022.5,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.0826297476887703},{"word":"rid","start":1022.5,"end":1022.81995,"confidence":1.0,"punctuated_word":"rid","sentiment":"neutral","sentiment_score":-0.056631557643413544},{"word":"of","start":1022.81995,"end":1022.98,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06513311713933945},{"word":"something","start":1022.98,"end":1023.37994,"confidence":0.27197266,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.07424046099185944},{"word":"truck","start":1023.37994,"end":1023.77997,"confidence":0.47485352,"punctuated_word":"truck","sentiment":"neutral","sentiment_score":-0.046691931784152985},{"word":"going","start":1023.77997,"end":1024.02,"confidence":0.58154297,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.06824960559606552},{"word":"or","start":1024.02,"end":1024.1799,"confidence":0.69189453,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.05232204869389534},{"word":"clear","start":1024.1799,"end":1024.4199,"confidence":0.9838867,"punctuated_word":"clear","sentiment":"neutral","sentiment_score":-0.06579747796058655},{"word":"that","start":1024.4199,"end":1024.58,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.05406014621257782},{"word":"one","start":1024.58,"end":1024.82,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.07123900949954987},{"word":"out","start":1024.82,"end":1025.32,"confidence":0.98339844,"punctuated_word":"out?","sentiment":"neutral","sentiment_score":-0.03354449197649956},{"word":"what","start":1025.78,"end":1026.02,"confidence":0.80737305,"punctuated_word":"What?","sentiment":"neutral","sentiment_score":-0.017091933637857437},{"word":"just","start":1026.02,"end":1026.1799,"confidence":0.9838867,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.022164396941661835},{"word":"a","start":1026.1799,"end":1026.26,"confidence":0.8574219,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01743956282734871},{"word":"car","start":1026.26,"end":1026.5,"confidence":0.9951172,"punctuated_word":"car","sentiment":"neutral","sentiment_score":-0.01380152441561222},{"word":"and","start":1026.5,"end":1026.62,"confidence":0.62597656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.028506331145763397},{"word":"a","start":1026.62,"end":1026.74,"confidence":0.9863281,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.015952223911881447},{"word":"caravan","start":1026.74,"end":1027.24,"confidence":0.9855957,"punctuated_word":"caravan?","sentiment":"neutral","sentiment_score":-0.015011465176939964},{"word":"anything","start":1033.7,"end":1034.1,"confidence":0.9770508,"punctuated_word":"Anything","sentiment":"neutral","sentiment_score":-0.006624558940529823},{"word":"that","start":1034.1,"end":1034.26,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.007532952353358269},{"word":"would","start":1034.26,"end":1034.4199,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.0034161657094955444},{"word":"be","start":1034.4199,"end":1034.58,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.01031579077243805},{"word":"just","start":1034.58,"end":1034.955,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.009729976765811443},{"word":"for","start":1034.955,"end":1035.455,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.005807975307106972},{"word":"you","start":1041.8474,"end":1042.3474,"confidence":0.8210449,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":-0.004856359213590622},{"word":"am","start":1048.9,"end":1048.98,"confidence":0.36987305,"punctuated_word":"Am","sentiment":"neutral","sentiment_score":-0.031308192759752274},{"word":"i","start":1048.98,"end":1049.14,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03245215862989426},{"word":"calling","start":1049.14,"end":1049.22,"confidence":0.2734375,"punctuated_word":"calling","sentiment":"neutral","sentiment_score":-0.04471505433320999},{"word":"the","start":1049.22,"end":1049.46,"confidence":0.88183594,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.052728235721588135},{"word":"caravan","start":1049.46,"end":1049.96,"confidence":0.68066406,"punctuated_word":"caravan","sentiment":"neutral","sentiment_score":-0.10208828747272491},{"word":"jointly","start":1050.02,"end":1050.42,"confidence":0.984375,"punctuated_word":"jointly","sentiment":"neutral","sentiment_score":-0.06010999530553818},{"word":"owned","start":1050.42,"end":1050.66,"confidence":0.9604492,"punctuated_word":"owned","sentiment":"neutral","sentiment_score":-0.05873985588550568},{"word":"for","start":1050.66,"end":1050.9,"confidence":0.99121094,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.05239899829030037},{"word":"the","start":1050.9,"end":1050.98,"confidence":0.79296875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06189364939928055},{"word":"time","start":1050.98,"end":1051.48,"confidence":0.9741211,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.047091588377952576},{"word":"being","start":1056.58,"end":1057.08,"confidence":0.9941406,"punctuated_word":"being?","sentiment":"neutral","sentiment_score":-0.03516661375761032},{"word":"yeah","start":1064.595,"end":1065.095,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01620287448167801},{"word":"i'll","start":1067.075,"end":1067.395,"confidence":0.93969727,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.04023052752017975},{"word":"just","start":1067.395,"end":1067.5549,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04696200042963028},{"word":"quickly","start":1067.5549,"end":1067.875,"confidence":0.99902344,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.07254268229007721},{"word":"do","start":1067.875,"end":1068.195,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07290981709957123},{"word":"a","start":1068.195,"end":1068.4349,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09623242914676666},{"word":"quick","start":1068.4349,"end":1068.9349,"confidence":0.99902344,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.10263783484697342},{"word":"value","start":1069.235,"end":1069.735,"confidence":0.9980469,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.08696362376213074},{"word":"update","start":1069.7949,"end":1070.2949,"confidence":0.9970703,"punctuated_word":"update.","sentiment":"neutral","sentiment_score":0.07770228385925293},{"word":"if","start":1070.915,"end":1071.155,"confidence":0.94140625,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.04537482559680939},{"word":"you","start":1071.155,"end":1071.315,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02306453324854374},{"word":"sold","start":1071.315,"end":1071.635,"confidence":0.9902344,"punctuated_word":"sold","sentiment":"neutral","sentiment_score":0.01780131831765175},{"word":"the","start":1071.635,"end":1071.7949,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0197618305683136},{"word":"car","start":1071.7949,"end":1072.2949,"confidence":0.76049805,"punctuated_word":"car,","sentiment":"neutral","sentiment_score":0.017561670392751694},{"word":"sold","start":1072.595,"end":1072.915,"confidence":0.9951172,"punctuated_word":"sold","sentiment":"neutral","sentiment_score":-0.0004053264856338501},{"word":"the","start":1072.915,"end":1073.075,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.009311217814683914},{"word":"caravan","start":1073.075,"end":1073.575,"confidence":0.94189453,"punctuated_word":"caravan,","sentiment":"neutral","sentiment_score":0.00840011052787304},{"word":"would","start":1073.635,"end":1073.875,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.0004973970353603363},{"word":"you","start":1073.875,"end":1074.035,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.006606880575418472},{"word":"get","start":1074.035,"end":1074.275,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.005337044596672058},{"word":"$30","start":1074.275,"end":1074.755,"confidence":0.9921875,"punctuated_word":"$30","sentiment":"neutral","sentiment_score":0.03307240083813667},{"word":"for","start":1074.755,"end":1074.915,"confidence":0.98535156,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0013057775795459747},{"word":"the","start":1074.915,"end":1075.075,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.015033137053251266},{"word":"caravan","start":1075.075,"end":1075.5549,"confidence":0.9770508,"punctuated_word":"caravan","sentiment":"neutral","sentiment_score":0.028486650437116623},{"word":"still","start":1075.5549,"end":1076.0549,"confidence":0.9770508,"punctuated_word":"still?","sentiment":"neutral","sentiment_score":-0.014095239341259004},{"word":"yep","start":1082.37,"end":1082.87,"confidence":0.98168945,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01859118789434433},{"word":"35","start":1083.17,"end":1083.73,"confidence":0.9921875,"punctuated_word":"35","sentiment":"neutral","sentiment_score":0.000790594145655632},{"word":"to","start":1083.73,"end":1083.89,"confidence":0.8154297,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.003808252513408661},{"word":"40","start":1083.89,"end":1084.39,"confidence":0.99902344,"punctuated_word":"40","sentiment":"neutral","sentiment_score":0.006022501736879349},{"word":"and","start":1084.45,"end":1084.77,"confidence":0.41430664,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0014112219214439392},{"word":"just","start":1084.77,"end":1085.17,"confidence":0.9951172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0066133104264736176},{"word":"lastly","start":1085.17,"end":1085.65,"confidence":0.9082031,"punctuated_word":"lastly","sentiment":"neutral","sentiment_score":-0.014135562814772127},{"word":"for","start":1085.65,"end":1085.8099,"confidence":0.7392578,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0020160190761089325},{"word":"the","start":1085.8099,"end":1085.97,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0005834363400936127},{"word":"car","start":1085.97,"end":1086.47,"confidence":0.9650879,"punctuated_word":"car.","sentiment":"neutral","sentiment_score":-0.002356216311454773},{"word":"yep","start":1094.865,"end":1095.365,"confidence":0.9875488,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08995398879051208},{"word":"perfect","start":1095.585,"end":1096.085,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.307578980922699},{"word":"no","start":1097.185,"end":1097.425,"confidence":0.80615234,"punctuated_word":"No","sentiment":"neutral","sentiment_score":-0.02614857256412506},{"word":"other","start":1097.425,"end":1097.905,"confidence":0.9902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.07763829082250595},{"word":"loans","start":1097.905,"end":1098.305,"confidence":0.96972656,"punctuated_word":"loans","sentiment":"neutral","sentiment_score":-0.04584882408380509},{"word":"floating","start":1098.305,"end":1098.625,"confidence":0.99609375,"punctuated_word":"floating","sentiment":"neutral","sentiment_score":-0.011521846055984495},{"word":"around","start":1098.625,"end":1099.105,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.0015244260430336},{"word":"or","start":1099.105,"end":1099.425,"confidence":0.9790039,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.09420250356197356},{"word":"million","start":1099.425,"end":1099.745,"confidence":0.9301758,"punctuated_word":"million","sentiment":"neutral","sentiment_score":-0.07163915038108826},{"word":"dollars","start":1099.745,"end":1100.0651,"confidence":1.0,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":-0.06143795698881149},{"word":"under","start":1100.0651,"end":1100.305,"confidence":1.0,"punctuated_word":"under","sentiment":"neutral","sentiment_score":-0.016063474118709564},{"word":"the","start":1100.305,"end":1100.385,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.006829686462879181},{"word":"mattress","start":1100.385,"end":1100.79,"confidence":0.9736328,"punctuated_word":"mattress?","sentiment":"neutral","sentiment_score":-0.002197016030550003},{"word":"perfect","start":1110.9501,"end":1111.4501,"confidence":0.98291016,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.47758498787879944},{"word":"done","start":1114.285,"end":1114.605,"confidence":0.98828125,"punctuated_word":"Done","sentiment":"positive","sentiment_score":0.45774155855178833},{"word":"and","start":1114.605,"end":1114.845,"confidence":0.9448242,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4001303017139435},{"word":"done","start":1114.845,"end":1115.085,"confidence":0.98950195,"punctuated_word":"done.","sentiment":"positive","sentiment_score":0.4508972465991974},{"word":"i'll","start":1115.085,"end":1115.3251,"confidence":0.99853516,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.3281683921813965},{"word":"update","start":1115.3251,"end":1115.5651,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.3035011887550354},{"word":"that","start":1115.5651,"end":1115.885,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.33082011342048645},{"word":"on","start":1115.885,"end":1116.045,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2898535132408142},{"word":"our","start":1116.045,"end":1116.2051,"confidence":0.99121094,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.30787259340286255},{"word":"system","start":1116.2051,"end":1116.7051,"confidence":0.9892578,"punctuated_word":"system.","sentiment":"neutral","sentiment_score":0.25700509548187256},{"word":"and","start":1117.245,"end":1117.485,"confidence":0.8256836,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15348964929580688},{"word":"lastly","start":1117.485,"end":1117.965,"confidence":0.9690755,"punctuated_word":"lastly,","sentiment":"neutral","sentiment_score":0.13498342037200928},{"word":"only","start":1117.965,"end":1118.2051,"confidence":0.8535156,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.13450860977172852},{"word":"thing","start":1118.2051,"end":1118.4451,"confidence":0.9902344,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.1447828859090805},{"word":"for","start":1118.4451,"end":1118.525,"confidence":0.9589844,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10617662966251372},{"word":"me","start":1118.525,"end":1118.765,"confidence":0.9008789,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.1242307648062706},{"word":"two","start":1118.765,"end":1119.085,"confidence":0.98535156,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.08599923551082611},{"word":"quick","start":1119.085,"end":1119.405,"confidence":0.99609375,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.1239435449242592},{"word":"things","start":1119.405,"end":1119.905,"confidence":0.8417969,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.10654596984386444},{"word":"we","start":1120.4451,"end":1120.605,"confidence":0.97509766,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.1178293526172638},{"word":"just","start":1120.605,"end":1120.845,"confidence":0.9135742,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13088932633399963},{"word":"got","start":1120.845,"end":1121.005,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.16229134798049927},{"word":"some","start":1121.005,"end":1121.245,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.12214381992816924},{"word":"reminders","start":1121.245,"end":1121.645,"confidence":1.0,"punctuated_word":"reminders","sentiment":"neutral","sentiment_score":0.1313883662223816},{"word":"in","start":1121.645,"end":1121.805,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13717888295650482},{"word":"there","start":1121.805,"end":1122.045,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.17984336614608765},{"word":"for","start":1122.045,"end":1122.2051,"confidence":0.98828125,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12304706126451492},{"word":"the","start":1122.2051,"end":1122.365,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09303818643093108},{"word":"will","start":1122.365,"end":1122.605,"confidence":0.9980469,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.10440687835216522},{"word":"and","start":1122.605,"end":1122.765,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07303324341773987},{"word":"the","start":1122.765,"end":1122.845,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07527121901512146},{"word":"power","start":1122.845,"end":1123.085,"confidence":1.0,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.11038126796483994},{"word":"of","start":1123.085,"end":1123.245,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10303935408592224},{"word":"attorney","start":1123.245,"end":1123.645,"confidence":0.9863281,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.07762094587087631},{"word":"if","start":1123.645,"end":1123.805,"confidence":0.7680664,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1395481526851654},{"word":"you","start":1123.805,"end":1123.885,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09956356137990952},{"word":"haven't","start":1123.885,"end":1124.2051,"confidence":0.99853516,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":0.09018955379724504},{"word":"put","start":1124.2051,"end":1124.4451,"confidence":0.9980469,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.1022750586271286},{"word":"that","start":1124.4451,"end":1124.605,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12726205587387085},{"word":"in","start":1124.605,"end":1124.765,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09763245284557344},{"word":"place","start":1124.765,"end":1125.005,"confidence":0.9736328,"punctuated_word":"place,","sentiment":"neutral","sentiment_score":0.1054602637887001},{"word":"but","start":1125.005,"end":1125.245,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.13825294375419617},{"word":"you","start":1125.245,"end":1125.405,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1370018720626831},{"word":"do","start":1125.405,"end":1125.645,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11865012347698212},{"word":"have","start":1125.645,"end":1125.885,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13238482177257538},{"word":"the","start":1125.885,"end":1126.045,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1409110128879547},{"word":"beneficiary","start":1126.045,"end":1126.545,"confidence":1.0,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.2206573188304901},{"word":"nomination","start":1126.765,"end":1127.265,"confidence":0.94628906,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":0.2214166224002838},{"word":"for","start":1127.9901,"end":1128.4901,"confidence":0.9941406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.15535232424736023},{"word":"the","start":1128.55,"end":1128.79,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16314226388931274},{"word":"super","start":1128.79,"end":1129.29,"confidence":0.96362305,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.18104326725006104},{"word":"so","start":1130.31,"end":1130.4701,"confidence":0.8051758,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14659863710403442},{"word":"just","start":1130.4701,"end":1130.63,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.18160974979400635},{"word":"a","start":1130.63,"end":1130.79,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1807096153497696},{"word":"quick","start":1130.79,"end":1131.03,"confidence":1.0,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.16918860375881195},{"word":"reminder","start":1131.03,"end":1131.43,"confidence":1.0,"punctuated_word":"reminder","sentiment":"neutral","sentiment_score":0.2132965326309204},{"word":"on","start":1131.43,"end":1131.5901,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1840915083885193},{"word":"those","start":1131.5901,"end":1131.8301,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.1364215612411499},{"word":"ones","start":1131.8301,"end":1132.3301,"confidence":0.99121094,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":0.11668439209461212},{"word":"if","start":1132.55,"end":1132.7101,"confidence":0.64746094,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.19789186120033264},{"word":"that's","start":1132.7101,"end":1132.9501,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.1709197759628296},{"word":"important","start":1132.9501,"end":1133.43,"confidence":1.0,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.1078524887561798},{"word":"for","start":1133.43,"end":1133.5901,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.17329369485378265},{"word":"you","start":1133.5901,"end":1134.0901,"confidence":0.9980469,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1275281012058258},{"word":"if","start":1141.2949,"end":1141.455,"confidence":0.48901367,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.019045867025852203},{"word":"it's","start":1141.455,"end":1141.695,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.09088689088821413},{"word":"helpful","start":1141.695,"end":1142.1749,"confidence":0.9975586,"punctuated_word":"helpful,","sentiment":"neutral","sentiment_score":0.12439392507076263},{"word":"you","start":1142.1749,"end":1142.4149,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14499101042747498},{"word":"can","start":1142.4149,"end":1142.735,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15161333978176117},{"word":"get","start":1142.735,"end":1142.975,"confidence":0.9885254,"punctuated_word":"get,","sentiment":"neutral","sentiment_score":0.113067626953125},{"word":"you","start":1142.975,"end":1143.135,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0984036549925804},{"word":"know","start":1143.135,"end":1143.455,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.1125793308019638},{"word":"basic","start":1143.455,"end":1143.855,"confidence":1.0,"punctuated_word":"basic","sentiment":"neutral","sentiment_score":0.11913087218999864},{"word":"will","start":1143.855,"end":1144.1749,"confidence":0.95410156,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1199900358915329},{"word":"kits","start":1144.1749,"end":1144.575,"confidence":0.9921875,"punctuated_word":"kits","sentiment":"neutral","sentiment_score":0.11253221333026886},{"word":"and","start":1144.575,"end":1144.815,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08743692189455032},{"word":"power","start":1144.815,"end":1145.135,"confidence":0.9921875,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.13406699895858765},{"word":"of","start":1145.135,"end":1145.215,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1242387667298317},{"word":"attorney","start":1145.215,"end":1145.695,"confidence":1.0,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.07657982409000397},{"word":"kits","start":1145.695,"end":1146.015,"confidence":0.99902344,"punctuated_word":"kits","sentiment":"neutral","sentiment_score":0.11717187613248824},{"word":"from","start":1146.015,"end":1146.1749,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.14392927289009094},{"word":"the","start":1146.1749,"end":1146.335,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12317058444023132},{"word":"post","start":1146.335,"end":1146.6549,"confidence":0.97314453,"punctuated_word":"post","sentiment":"neutral","sentiment_score":0.1147817000746727},{"word":"office","start":1146.6549,"end":1147.0549,"confidence":0.74975586,"punctuated_word":"office.","sentiment":"neutral","sentiment_score":0.12677159905433655},{"word":"all","start":1147.0549,"end":1147.2949,"confidence":0.57666016,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.08828366547822952},{"word":"post","start":1147.2949,"end":1147.5349,"confidence":0.5864258,"punctuated_word":"post","sentiment":"neutral","sentiment_score":0.07494813948869705},{"word":"has","start":1147.5349,"end":1147.775,"confidence":0.91503906,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.07459871470928192},{"word":"government","start":1147.775,"end":1148.255,"confidence":0.9970703,"punctuated_word":"government","sentiment":"neutral","sentiment_score":0.16881167888641355},{"word":"approved","start":1148.255,"end":1148.575,"confidence":0.99609375,"punctuated_word":"approved","sentiment":"neutral","sentiment_score":0.09645926207304},{"word":"ones","start":1148.575,"end":1148.815,"confidence":0.98291016,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":0.1562967151403427},{"word":"for","start":1148.815,"end":1149.0549,"confidence":0.9941406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07141176611185074},{"word":"$25","start":1149.0549,"end":1149.775,"confidence":0.99731445,"punctuated_word":"$25","sentiment":"neutral","sentiment_score":0.14727896451950073},{"word":"a","start":1149.775,"end":1149.9349,"confidence":0.97314453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0668242871761322},{"word":"pop","start":1149.9349,"end":1150.4349,"confidence":0.95166016,"punctuated_word":"pop.","sentiment":"neutral","sentiment_score":0.10324264317750932},{"word":"they're","start":1150.575,"end":1150.815,"confidence":0.91430664,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":-0.08935719728469849},{"word":"not","start":1150.815,"end":1150.975,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.12635454535484314},{"word":"the","start":1150.975,"end":1151.135,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02135251462459564},{"word":"best","start":1151.135,"end":1151.375,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":-0.038095250725746155},{"word":"in","start":1151.375,"end":1151.5349,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.05915878713130951},{"word":"the","start":1151.5349,"end":1151.615,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03692351281642914},{"word":"world","start":1151.615,"end":1151.855,"confidence":0.9675293,"punctuated_word":"world,","sentiment":"neutral","sentiment_score":-0.08801952004432678},{"word":"but","start":1151.855,"end":1152.095,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.04495455324649811},{"word":"for","start":1152.095,"end":1152.4149,"confidence":0.94433594,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":0.07326299697160721},{"word":"you","start":1152.4149,"end":1152.575,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11303865909576416},{"word":"know","start":1152.575,"end":1152.815,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.10880807787179948},{"word":"a","start":1152.815,"end":1153.0549,"confidence":0.94628906,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2265537530183792},{"word":"straightforward","start":1153.0549,"end":1153.5549,"confidence":0.99609375,"punctuated_word":"straightforward","sentiment":"neutral","sentiment_score":0.2340396344661713},{"word":"situation","start":1153.695,"end":1154.1749,"confidence":0.94799805,"punctuated_word":"situation,","sentiment":"neutral","sentiment_score":0.2769712209701538},{"word":"they","start":1154.1749,"end":1154.335,"confidence":0.76171875,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.2135200947523117},{"word":"can","start":1154.335,"end":1154.575,"confidence":0.9970703,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.29924821853637695},{"word":"be","start":1154.575,"end":1154.735,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.37351739406585693},{"word":"helpful","start":1154.735,"end":1155.235,"confidence":0.7780762,"punctuated_word":"helpful.","sentiment":"neutral","sentiment_score":0.03218960016965866},{"word":"but","start":1155.8099,"end":1156.3099,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.07456646859645844},{"word":"don't","start":1156.7699,"end":1157.09,"confidence":0.9128418,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.19912096858024597},{"word":"always","start":1157.09,"end":1157.33,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.19234168529510495},{"word":"have","start":1157.33,"end":1157.49,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.13517317175865173},{"word":"to","start":1157.49,"end":1157.57,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.225643590092659},{"word":"go","start":1157.57,"end":1157.73,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.3236786127090454},{"word":"to","start":1157.73,"end":1157.89,"confidence":0.99902344,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.341475248336792},{"word":"a","start":1157.89,"end":1157.97,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.3166925311088562},{"word":"lawyer","start":1157.97,"end":1158.2899,"confidence":1.0,"punctuated_word":"lawyer","sentiment":"neutral","sentiment_score":-0.3249271512031555},{"word":"for","start":1158.2899,"end":1158.5299,"confidence":0.9873047,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.27771294116973877},{"word":"them","start":1158.5299,"end":1158.61,"confidence":0.9104004,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":-0.2736823558807373},{"word":"that's","start":1158.61,"end":1158.85,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.17874006927013397},{"word":"all","start":1158.85,"end":1159.35,"confidence":0.9980469,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.11837636679410934},{"word":"right","start":1167.1699,"end":1167.525,"confidence":0.9916992,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.033748432993888855},{"word":"fair","start":1175.125,"end":1175.365,"confidence":0.9941406,"punctuated_word":"Fair","sentiment":"neutral","sentiment_score":-0.024678312242031097},{"word":"enough","start":1175.365,"end":1175.865,"confidence":0.9995117,"punctuated_word":"enough.","sentiment":"neutral","sentiment_score":-0.038876716047525406},{"word":"outside","start":1177.925,"end":1178.425,"confidence":0.8618164,"punctuated_word":"Outside","sentiment":"neutral","sentiment_score":-0.04500149190425873},{"word":"of","start":1178.485,"end":1178.645,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.048707250505685806},{"word":"that","start":1178.645,"end":1179.145,"confidence":0.99658203,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.032121144235134125},{"word":"any","start":1179.285,"end":1179.605,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.001812666654586792},{"word":"questions","start":1179.605,"end":1180.005,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":-0.027282238006591797},{"word":"for","start":1180.005,"end":1180.245,"confidence":0.8442383,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.05010171979665756},{"word":"me","start":1180.245,"end":1180.405,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.05449889227747917},{"word":"so","start":1180.405,"end":1180.5651,"confidence":0.99609375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.005900219082832336},{"word":"far","start":1180.5651,"end":1180.885,"confidence":1.0,"punctuated_word":"far","sentiment":"neutral","sentiment_score":-0.014254353940486908},{"word":"on","start":1180.885,"end":1181.045,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.016733136028051376},{"word":"what","start":1181.045,"end":1181.2051,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.006817452609539032},{"word":"we've","start":1181.2051,"end":1181.4451,"confidence":0.7359619,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.007740558590739965},{"word":"talked","start":1181.4451,"end":1181.685,"confidence":0.97802734,"punctuated_word":"talked","sentiment":"neutral","sentiment_score":0.0230693556368351},{"word":"about","start":1181.685,"end":1181.925,"confidence":0.96484375,"punctuated_word":"about,","sentiment":"neutral","sentiment_score":0.002460155636072159},{"word":"shane","start":1181.925,"end":1182.425,"confidence":0.95581055,"punctuated_word":"Shane?","sentiment":"neutral","sentiment_score":0.011438626796007156},{"word":"any","start":1187.46,"end":1187.7,"confidence":0.9892578,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":-0.012220997363328934},{"word":"questions","start":1187.7,"end":1188.1,"confidence":1.0,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":-0.024233601987361908},{"word":"on","start":1188.1,"end":1188.26,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0421777218580246},{"word":"your","start":1188.26,"end":1188.5,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.03836505115032196},{"word":"end","start":1188.5,"end":1188.74,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.02408895641565323},{"word":"so","start":1188.74,"end":1188.9,"confidence":0.99316406,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.025679271668195724},{"word":"far","start":1188.9,"end":1189.22,"confidence":1.0,"punctuated_word":"far","sentiment":"neutral","sentiment_score":-0.03246622532606125},{"word":"from","start":1189.22,"end":1189.7,"confidence":0.9951172,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.024453096091747284},{"word":"any","start":1189.7,"end":1190.02,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.004100676625967026},{"word":"of","start":1190.02,"end":1190.18,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04126627370715141},{"word":"these","start":1190.18,"end":1190.5,"confidence":0.9980469,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.03951890394091606},{"word":"aspects","start":1190.5,"end":1191.0,"confidence":0.9880371,"punctuated_word":"aspects?","sentiment":"neutral","sentiment_score":-0.04127141833305359},{"word":"yeah","start":1198.885,"end":1199.205,"confidence":0.7570801,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01497265137732029},{"word":"so","start":1199.205,"end":1199.445,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.02023060992360115},{"word":"the","start":1199.445,"end":1199.6849,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0014936216175556185},{"word":"other","start":1199.6849,"end":1199.9249,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.01328439638018608},{"word":"one","start":1199.9249,"end":1200.4249,"confidence":0.9638672,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":-0.003775354474782944},{"word":"once","start":1200.965,"end":1201.285,"confidence":0.64501953,"punctuated_word":"once","sentiment":"neutral","sentiment_score":-0.0017368495464324951},{"word":"you've","start":1201.285,"end":1201.525,"confidence":0.76782227,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.004176584538072348},{"word":"signed","start":1201.525,"end":1201.765,"confidence":0.9819336,"punctuated_word":"signed","sentiment":"neutral","sentiment_score":-0.019916608929634098},{"word":"off","start":1201.765,"end":1201.9249,"confidence":0.9604492,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.0017831772565841677},{"word":"the","start":1201.9249,"end":1202.085,"confidence":0.9790039,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.001370362937450409},{"word":"statement","start":1202.085,"end":1202.405,"confidence":0.99902344,"punctuated_word":"statement","sentiment":"neutral","sentiment_score":0.03397248312830925},{"word":"of","start":1202.405,"end":1202.565,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.023856528103351593},{"word":"advice","start":1202.565,"end":1202.965,"confidence":0.99072266,"punctuated_word":"advice,","sentiment":"neutral","sentiment_score":-0.01026543416082859},{"word":"the","start":1202.965,"end":1203.205,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01163635402917862},{"word":"last","start":1203.205,"end":1203.445,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.013638939708471298},{"word":"one","start":1203.445,"end":1203.6849,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.01859055459499359},{"word":"is","start":1203.6849,"end":1203.9249,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.013805985450744627},{"word":"the","start":1203.9249,"end":1204.1649,"confidence":0.6743164,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.013971805572509766},{"word":"consent","start":1204.1649,"end":1204.645,"confidence":1.0,"punctuated_word":"consent","sentiment":"neutral","sentiment_score":0.0248410701751709},{"word":"form","start":1204.645,"end":1204.885,"confidence":0.98291016,"punctuated_word":"form","sentiment":"neutral","sentiment_score":-0.02192528545856476},{"word":"for","start":1204.885,"end":1205.125,"confidence":0.9506836,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0002843216061592102},{"word":"netwealth","start":1205.125,"end":1205.625,"confidence":0.8463542,"punctuated_word":"Netwealth.","sentiment":"neutral","sentiment_score":0.007501974701881409},{"word":"so","start":1205.6849,"end":1206.1849,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07393009960651398},{"word":"we","start":1206.245,"end":1206.405,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.07265396416187286},{"word":"can't","start":1206.405,"end":1206.645,"confidence":1.0,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.03762472793459892},{"word":"look","start":1206.645,"end":1206.965,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.06661814451217651},{"word":"after","start":1206.965,"end":1207.205,"confidence":0.9921875,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.08538371324539185},{"word":"the","start":1207.205,"end":1207.445,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05224718153476715},{"word":"super","start":1207.445,"end":1207.765,"confidence":0.5966797,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.04079943150281906},{"word":"or","start":1207.765,"end":1208.005,"confidence":0.98095703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1052182763814926},{"word":"anything","start":1208.005,"end":1208.405,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.09282469749450684},{"word":"unless","start":1208.405,"end":1208.725,"confidence":0.98095703,"punctuated_word":"unless","sentiment":"neutral","sentiment_score":-0.11839735507965088},{"word":"we","start":1208.725,"end":1208.885,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0475742369890213},{"word":"do","start":1208.885,"end":1209.125,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.046235598623752594},{"word":"have","start":1209.125,"end":1209.625,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.06526985764503479},{"word":"the","start":1209.845,"end":1210.005,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0445183664560318},{"word":"consent","start":1210.005,"end":1210.405,"confidence":1.0,"punctuated_word":"consent","sentiment":"neutral","sentiment_score":-0.06828352063894272},{"word":"form","start":1210.405,"end":1210.645,"confidence":0.9604492,"punctuated_word":"form,","sentiment":"neutral","sentiment_score":-0.01659293845295906},{"word":"which","start":1210.645,"end":1210.885,"confidence":0.9980469,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.021156154572963715},{"word":"is","start":1210.885,"end":1210.965,"confidence":0.9707031,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.022402722388505936},{"word":"the","start":1210.965,"end":1211.0449,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.011155493557453156},{"word":"last","start":1211.0449,"end":1211.285,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.000451602041721344},{"word":"one","start":1211.285,"end":1211.445,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.007390357553958893},{"word":"on","start":1211.445,"end":1211.605,"confidence":0.99316406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.004710987210273743},{"word":"that","start":1211.605,"end":1211.88,"confidence":0.9902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02473192662000656},{"word":"that","start":1211.88,"end":1212.28,"confidence":0.98828125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.016962669789791107},{"word":"docusign","start":1212.28,"end":1212.78,"confidence":0.98547363,"punctuated_word":"DocuSign.","sentiment":"neutral","sentiment_score":-0.0012615531450137496},{"word":"we","start":1214.4401,"end":1214.68,"confidence":0.90625,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.07071913778781891},{"word":"do","start":1214.68,"end":1214.92,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1327485740184784},{"word":"have","start":1214.92,"end":1215.32,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0901014879345894},{"word":"the","start":1215.32,"end":1215.82,"confidence":0.9375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07937648892402649},{"word":"oh","start":1220.52,"end":1220.68,"confidence":0.98461914,"punctuated_word":"oh,","sentiment":"positive","sentiment_score":0.3755599856376648},{"word":"perfect","start":1220.68,"end":1221.18,"confidence":0.9951172,"punctuated_word":"perfect.","sentiment":"positive","sentiment_score":0.41672950983047485},{"word":"so","start":1221.48,"end":1221.64,"confidence":0.6689453,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07684935629367828},{"word":"yeah","start":1222.84,"end":1223.32,"confidence":0.98706055,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.09570171684026718},{"word":"so","start":1223.32,"end":1223.82,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06697933375835419},{"word":"we've","start":1223.88,"end":1224.38,"confidence":0.99902344,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.10922396183013916},{"word":"changed","start":1224.5449,"end":1224.865,"confidence":0.9980469,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.1263267695903778},{"word":"it","start":1224.865,"end":1224.945,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05973619222640991},{"word":"to","start":1224.945,"end":1225.105,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08816097676753998},{"word":"a","start":1225.105,"end":1225.1849,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11747701466083528},{"word":"bit","start":1225.1849,"end":1225.345,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.09646572172641754},{"word":"of","start":1225.345,"end":1225.505,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1029844731092453},{"word":"a","start":1225.505,"end":1225.6649,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09111375361680984},{"word":"flat","start":1225.6649,"end":1226.065,"confidence":1.0,"punctuated_word":"flat","sentiment":"neutral","sentiment_score":0.0922067016363144},{"word":"fee","start":1226.065,"end":1226.385,"confidence":0.9941406,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.043629445135593414},{"word":"structure","start":1226.385,"end":1226.7849,"confidence":1.0,"punctuated_word":"structure","sentiment":"neutral","sentiment_score":0.05445763841271401},{"word":"now","start":1226.7849,"end":1227.105,"confidence":0.98217773,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.09050968289375304},{"word":"so","start":1227.105,"end":1227.265,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07245612144470215},{"word":"what","start":1227.265,"end":1227.505,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.08278298377990723},{"word":"basically","start":1227.505,"end":1227.985,"confidence":0.99121094,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.05818654224276543},{"word":"happens","start":1227.985,"end":1228.385,"confidence":0.9863281,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":0.07651250064373016},{"word":"is","start":1228.385,"end":1228.865,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06237158179283142},{"word":"normally","start":1228.865,"end":1229.265,"confidence":0.5048828,"punctuated_word":"normally","sentiment":"neutral","sentiment_score":0.07378184795379639},{"word":"we","start":1229.265,"end":1229.4249,"confidence":0.6723633,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07812303304672241},{"word":"charge","start":1229.4249,"end":1229.745,"confidence":0.99121094,"punctuated_word":"charge","sentiment":"neutral","sentiment_score":0.08906956017017365},{"word":"the","start":1229.745,"end":1229.9049,"confidence":0.9550781,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03826189041137695},{"word":"1.65%","start":1229.9049,"end":1231.1849,"confidence":0.98520505,"punctuated_word":"1.65%,","sentiment":"neutral","sentiment_score":0.04758341610431671},{"word":"but","start":1231.1849,"end":1231.345,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.015160560607910156},{"word":"we","start":1231.345,"end":1231.585,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.030814770609140396},{"word":"put","start":1231.585,"end":1231.745,"confidence":0.7675781,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.01847471296787262},{"word":"it","start":1231.745,"end":1231.825,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.02371860295534134},{"word":"in","start":1231.825,"end":1231.985,"confidence":0.8911133,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.034342214465141296},{"word":"as","start":1231.985,"end":1232.145,"confidence":0.9301758,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04195975884795189},{"word":"a","start":1232.145,"end":1232.3049,"confidence":0.9770508,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06032700836658478},{"word":"flat","start":1232.3049,"end":1232.5449,"confidence":1.0,"punctuated_word":"flat","sentiment":"neutral","sentiment_score":0.07655072212219238},{"word":"one","start":1232.5449,"end":1233.0449,"confidence":0.99609375,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.03781188651919365},{"word":"so","start":1233.1849,"end":1233.585,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.057755060493946075},{"word":"as","start":1233.585,"end":1233.825,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10805895924568176},{"word":"the","start":1233.825,"end":1233.985,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10650800168514252},{"word":"super","start":1233.985,"end":1234.385,"confidence":0.9741211,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.14310945570468905},{"word":"grows","start":1234.385,"end":1234.625,"confidence":0.9892578,"punctuated_word":"grows","sentiment":"neutral","sentiment_score":0.10056260228157043},{"word":"up","start":1234.625,"end":1234.865,"confidence":0.9970703,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.08706147223711014},{"word":"it","start":1234.865,"end":1235.025,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08067503571510315},{"word":"doesn't","start":1235.025,"end":1235.345,"confidence":1.0,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.026684142649173737},{"word":"change","start":1235.345,"end":1235.745,"confidence":1.0,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.031014949083328247},{"word":"for","start":1235.745,"end":1235.9049,"confidence":0.8457031,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.026645362377166748},{"word":"twelve","start":1235.9049,"end":1236.145,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.03476283699274063},{"word":"months","start":1236.145,"end":1236.465,"confidence":0.9970703,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.015566445887088776},{"word":"at","start":1236.465,"end":1236.625,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.006495438516139984},{"word":"a","start":1236.625,"end":1236.705,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.026486720889806747},{"word":"time","start":1236.705,"end":1237.205,"confidence":0.9675293,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.016749262809753418},{"word":"but","start":1237.745,"end":1237.985,"confidence":0.842041,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.006292656064033508},{"word":"again","start":1237.985,"end":1238.3049,"confidence":1.0,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.011876743286848068},{"word":"you're","start":1238.3049,"end":1238.465,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.02667691372334957},{"word":"not","start":1238.465,"end":1238.705,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.019740603864192963},{"word":"locked","start":1238.705,"end":1238.865,"confidence":0.99316406,"punctuated_word":"locked","sentiment":"neutral","sentiment_score":-0.02164629101753235},{"word":"in","start":1238.865,"end":1239.105,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.017629459500312805},{"word":"with","start":1239.105,"end":1239.265,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.027646541595458984},{"word":"us","start":1239.265,"end":1239.4249,"confidence":0.9902344,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.001850895583629608},{"word":"for","start":1239.4249,"end":1239.585,"confidence":0.9370117,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.027600184082984924},{"word":"the","start":1239.585,"end":1239.745,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03915815427899361},{"word":"twelve","start":1239.745,"end":1240.065,"confidence":0.95703125,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.05170879513025284},{"word":"months","start":1240.065,"end":1240.41,"confidence":0.92041016,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":-0.027037065476179123},{"word":"it's","start":1240.5701,"end":1240.81,"confidence":0.9975586,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.00983484461903572},{"word":"just","start":1240.81,"end":1241.31,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0011237338185310364},{"word":"the","start":1241.93,"end":1242.0901,"confidence":0.77685547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0186922624707222},{"word":"consent","start":1242.0901,"end":1242.49,"confidence":0.984375,"punctuated_word":"consent","sentiment":"neutral","sentiment_score":0.05025976151227951},{"word":"can","start":1242.49,"end":1242.73,"confidence":0.9941406,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.04349330440163613},{"word":"only","start":1242.73,"end":1243.05,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.06263270974159241},{"word":"last","start":1243.05,"end":1243.4501,"confidence":0.9951172,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.022207241505384445},{"word":"for","start":1243.4501,"end":1243.61,"confidence":0.84814453,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0251338928937912},{"word":"up","start":1243.61,"end":1243.85,"confidence":0.9951172,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.05604709312319755},{"word":"to","start":1243.85,"end":1243.93,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07152833789587021},{"word":"twelve","start":1243.93,"end":1244.3301,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.041633374989032745},{"word":"months","start":1244.3301,"end":1244.81,"confidence":0.99902344,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.011703874915838242},{"word":"at","start":1244.81,"end":1244.9701,"confidence":0.96435547,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.01969476416707039},{"word":"a","start":1244.9701,"end":1245.13,"confidence":0.49316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.012954793870449066},{"word":"time","start":1245.13,"end":1245.63,"confidence":0.9484863,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.007997289299964905},{"word":"cool","start":1250.0901,"end":1250.5901,"confidence":0.8132324,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.4272170662879944},{"word":"it's","start":1251.29,"end":1251.79,"confidence":0.689209,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.2842579483985901},{"word":"yes","start":1252.81,"end":1253.13,"confidence":0.98950195,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.30607330799102783},{"word":"that's","start":1253.13,"end":1253.37,"confidence":0.94873047,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.41712841391563416},{"word":"come","start":1253.37,"end":1253.61,"confidence":0.9970703,"punctuated_word":"come","sentiment":"positive","sentiment_score":0.4448015093803406},{"word":"through","start":1253.61,"end":1253.85,"confidence":0.6977539,"punctuated_word":"through,","sentiment":"positive","sentiment_score":0.48211240768432617},{"word":"simon","start":1253.85,"end":1254.17,"confidence":0.6331787,"punctuated_word":"Simon.","sentiment":"positive","sentiment_score":0.4112548828125},{"word":"thank","start":1254.17,"end":1254.41,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.7866766452789307},{"word":"you","start":1254.41,"end":1254.5701,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8071510195732117},{"word":"very","start":1254.5701,"end":1254.81,"confidence":1.0,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.7987716197967529},{"word":"much","start":1254.81,"end":1255.05,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.8017188906669617},{"word":"for","start":1255.05,"end":1255.2101,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7982717752456665},{"word":"that","start":1255.2101,"end":1255.515,"confidence":1.0,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.7972205877304077},{"word":"is","start":1255.755,"end":1255.915,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.3146143853664398},{"word":"there","start":1255.915,"end":1256.155,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.23792849481105804},{"word":"anything","start":1256.155,"end":1256.555,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.2494767904281616},{"word":"else","start":1256.555,"end":1256.795,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.09883750975131989},{"word":"i","start":1256.795,"end":1256.955,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.031756121665239334},{"word":"can","start":1256.955,"end":1257.115,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.05751968547701835},{"word":"sort","start":1257.115,"end":1257.275,"confidence":0.9892578,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.05185658112168312},{"word":"of","start":1257.275,"end":1257.355,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08600275218486786},{"word":"help","start":1257.355,"end":1257.595,"confidence":1.0,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.0575626902282238},{"word":"with","start":1257.595,"end":1257.755,"confidence":0.79003906,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07306607812643051},{"word":"in","start":1257.755,"end":1257.915,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10682620853185654},{"word":"the","start":1257.915,"end":1257.995,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11836101859807968},{"word":"interim","start":1257.995,"end":1258.495,"confidence":0.9980469,"punctuated_word":"interim?","sentiment":"neutral","sentiment_score":0.14394402503967285},{"word":"yeah","start":1271.0801,"end":1271.5801,"confidence":0.79418945,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.011582670733332634},{"word":"so","start":1272.12,"end":1272.2,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04329870641231537},{"word":"but","start":1272.28,"end":1272.6001,"confidence":0.8925781,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0740918442606926},{"word":"it","start":1272.6001,"end":1272.76,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.08836595714092255},{"word":"could","start":1272.76,"end":1272.92,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.10654044896364212},{"word":"be","start":1272.92,"end":1273.24,"confidence":0.8688965,"punctuated_word":"be,","sentiment":"neutral","sentiment_score":-0.05412926524877548},{"word":"again","start":1273.24,"end":1273.64,"confidence":0.99853516,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":-0.085212841629982},{"word":"$45","start":1273.64,"end":1274.52,"confidence":0.8837077,"punctuated_word":"$45,","sentiment":"neutral","sentiment_score":-0.046347130089998245},{"word":"so","start":1274.52,"end":1274.68,"confidence":0.9980469,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.037722282111644745},{"word":"i'll","start":1274.68,"end":1274.76,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.017328020185232162},{"word":"see","start":1274.76,"end":1275.0,"confidence":0.9980469,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.05052284151315689},{"word":"what","start":1275.0,"end":1275.16,"confidence":0.99609375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.045932263135910034},{"word":"it","start":1275.16,"end":1275.3201,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.04049094766378403},{"word":"comes","start":1275.3201,"end":1275.56,"confidence":0.99609375,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":-0.06682252883911133},{"word":"back","start":1275.56,"end":1275.8,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.05558199435472488},{"word":"like","start":1275.8,"end":1276.3,"confidence":0.99560547,"punctuated_word":"like.","sentiment":"neutral","sentiment_score":-0.08019084483385086},{"word":"what","start":1276.92,"end":1277.16,"confidence":0.91748047,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.08055727183818817},{"word":"i'll","start":1277.16,"end":1277.3201,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.09802114963531494},{"word":"do","start":1277.3201,"end":1277.8201,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.12007886171340942},{"word":"is","start":1278.2001,"end":1278.4401,"confidence":0.9614258,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.09863322228193284},{"word":"again","start":1278.4401,"end":1278.92,"confidence":1.0,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.10382452607154846},{"word":"we'll","start":1278.92,"end":1279.16,"confidence":0.9980469,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.1256837099790573},{"word":"post","start":1279.16,"end":1279.56,"confidence":1.0,"punctuated_word":"post","sentiment":"neutral","sentiment_score":0.15549948811531067},{"word":"out","start":1279.56,"end":1279.88,"confidence":0.9980469,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1359957903623581},{"word":"an","start":1279.88,"end":1280.12,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.14553582668304443},{"word":"investment","start":1280.12,"end":1280.6001,"confidence":0.9941406,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.09567855298519136},{"word":"switch","start":1280.6001,"end":1280.92,"confidence":0.9970703,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":0.09323012828826904},{"word":"form","start":1280.92,"end":1281.24,"confidence":0.9819336,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.1279500275850296},{"word":"to","start":1281.24,"end":1281.4,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14340414106845856},{"word":"get","start":1281.4,"end":1281.56,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1769932508468628},{"word":"that","start":1281.56,"end":1281.8,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13621178269386292},{"word":"bumped","start":1281.8,"end":1282.12,"confidence":0.9482422,"punctuated_word":"bumped","sentiment":"neutral","sentiment_score":0.16755370795726776},{"word":"up","start":1282.12,"end":1282.6001,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.11992571502923964},{"word":"on","start":1282.6001,"end":1282.92,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.11912500858306883},{"word":"care","start":1282.92,"end":1283.385,"confidence":0.91796875,"punctuated_word":"care,","sentiment":"neutral","sentiment_score":0.09203493595123292},{"word":"the","start":1283.865,"end":1284.025,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10868684947490692},{"word":"investment","start":1284.025,"end":1284.525,"confidence":0.99902344,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.053800079971551895},{"word":"reduction","start":1284.585,"end":1285.085,"confidence":0.9970703,"punctuated_word":"reduction","sentiment":"neutral","sentiment_score":0.05322384834289551},{"word":"of","start":1285.385,"end":1285.545,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06935027241706848},{"word":"the","start":1285.545,"end":1285.705,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05771614238619805},{"word":"life","start":1285.705,"end":1285.9451,"confidence":0.9301758,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.10907332599163055},{"word":"and","start":1285.9451,"end":1286.105,"confidence":0.8618164,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.052377693355083466},{"word":"cbd","start":1286.105,"end":1286.605,"confidence":0.6533203,"punctuated_word":"CBD,","sentiment":"neutral","sentiment_score":0.06476768106222153},{"word":"and","start":1286.825,"end":1287.0651,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06672386825084686},{"word":"i","start":1287.0651,"end":1287.145,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08557203412055969},{"word":"think","start":1287.145,"end":1287.305,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.06150033324956894},{"word":"they've","start":1287.305,"end":1287.545,"confidence":0.9892578,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":0.08118879050016403},{"word":"got","start":1287.545,"end":1287.705,"confidence":0.98291016,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.081672802567482},{"word":"a","start":1287.705,"end":1287.865,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05215700343251228},{"word":"separate","start":1287.865,"end":1288.185,"confidence":1.0,"punctuated_word":"separate","sentiment":"neutral","sentiment_score":0.03584545478224754},{"word":"form","start":1288.185,"end":1288.505,"confidence":0.9980469,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.017606668174266815},{"word":"for","start":1288.505,"end":1288.665,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03270961716771126},{"word":"the","start":1288.665,"end":1288.985,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.013890646398067474},{"word":"cancellation","start":1288.985,"end":1289.485,"confidence":0.9760742,"punctuated_word":"cancellation","sentiment":"neutral","sentiment_score":0.03456743434071541},{"word":"of","start":1289.625,"end":1289.865,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0211859866976738},{"word":"the","start":1289.865,"end":1290.105,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.020536206662654877},{"word":"ip","start":1290.105,"end":1290.605,"confidence":0.84033203,"punctuated_word":"IP,","sentiment":"neutral","sentiment_score":0.0030528083443641663},{"word":"the","start":1290.745,"end":1290.905,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01667308807373047},{"word":"income","start":1290.905,"end":1291.225,"confidence":0.9902344,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.005099251866340637},{"word":"protection","start":1291.225,"end":1291.725,"confidence":0.99609375,"punctuated_word":"protection.","sentiment":"neutral","sentiment_score":0.0367593988776207},{"word":"so","start":1292.025,"end":1292.425,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08533639460802078},{"word":"we'll","start":1292.425,"end":1292.665,"confidence":0.99902344,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.08178811520338058},{"word":"post","start":1292.665,"end":1292.905,"confidence":0.9951172,"punctuated_word":"post","sentiment":"neutral","sentiment_score":0.07154923677444458},{"word":"you","start":1292.905,"end":1293.0651,"confidence":0.83251953,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19303657114505768},{"word":"out","start":1293.0651,"end":1293.225,"confidence":0.9760742,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.2375556379556656},{"word":"a","start":1293.225,"end":1293.305,"confidence":0.92333984,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1886683851480484},{"word":"big","start":1293.305,"end":1293.545,"confidence":0.97314453,"punctuated_word":"big","sentiment":"neutral","sentiment_score":0.19726306200027463},{"word":"pack","start":1293.545,"end":1293.705,"confidence":0.96777344,"punctuated_word":"pack","sentiment":"neutral","sentiment_score":0.15540537238121033},{"word":"with","start":1293.705,"end":1294.025,"confidence":0.98535156,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1651214212179184},{"word":"three","start":1294.025,"end":1294.185,"confidence":0.99902344,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.14914420247077942},{"word":"in","start":1294.185,"end":1294.345,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.15304386615753174},{"word":"there","start":1294.345,"end":1294.585,"confidence":0.8144531,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.16062557697296145},{"word":"prefilled","start":1294.585,"end":1295.085,"confidence":0.7558594,"punctuated_word":"prefilled.","sentiment":"neutral","sentiment_score":0.17758679389953613},{"word":"you","start":1295.385,"end":1295.545,"confidence":0.9970703,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.1482858806848526},{"word":"just","start":1295.545,"end":1295.785,"confidence":0.9003906,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12128590047359468},{"word":"gotta","start":1295.785,"end":1295.9451,"confidence":0.89746094,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":0.1219303384423256},{"word":"give","start":1295.9451,"end":1296.105,"confidence":0.99609375,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.09394247829914092},{"word":"them","start":1296.105,"end":1296.345,"confidence":0.98095703,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.112188920378685},{"word":"a","start":1296.345,"end":1296.425,"confidence":0.7109375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0911123901605606},{"word":"squiggle","start":1296.425,"end":1296.925,"confidence":0.96484375,"punctuated_word":"squiggle,","sentiment":"neutral","sentiment_score":0.08975590765476227},{"word":"and","start":1297.14,"end":1297.3,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07822311669588089},{"word":"there'll","start":1297.3,"end":1297.54,"confidence":0.94799805,"punctuated_word":"there'll","sentiment":"neutral","sentiment_score":0.07830017805099487},{"word":"be","start":1297.54,"end":1297.62,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.10047458112239838},{"word":"a","start":1297.62,"end":1297.78,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08381572365760803},{"word":"forward","start":1297.78,"end":1298.1,"confidence":0.2902832,"punctuated_word":"forward","sentiment":"neutral","sentiment_score":0.041948284953832626},{"word":"on","start":1298.1,"end":1298.34,"confidence":0.89746094,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04592301324009895},{"word":"envelope","start":1298.34,"end":1298.84,"confidence":0.5175781,"punctuated_word":"envelope","sentiment":"neutral","sentiment_score":0.06549400091171265},{"word":"in","start":1299.06,"end":1299.22,"confidence":0.9873047,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07482845336198807},{"word":"there","start":1299.22,"end":1299.38,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.10455015301704408},{"word":"as","start":1299.38,"end":1299.88,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10622884333133698},{"word":"well","start":1303.54,"end":1303.9401,"confidence":0.99853516,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.10837976634502412},{"word":"yeah","start":1303.9401,"end":1304.26,"confidence":0.9875488,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12810960412025452},{"word":"that's","start":1304.26,"end":1304.58,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.20855379104614255},{"word":"right","start":1304.58,"end":1305.08,"confidence":1.0,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.273391991853714},{"word":"they're","start":1305.3,"end":1305.54,"confidence":0.9243164,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.11514243483543396},{"word":"a","start":1305.54,"end":1305.7001,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04991248995065689},{"word":"little","start":1305.7001,"end":1305.86,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.1763143241405487},{"word":"bit","start":1305.86,"end":1306.36,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.18619036674499512},{"word":"sensitive","start":1306.5,"end":1306.98,"confidence":0.9863281,"punctuated_word":"sensitive","sentiment":"neutral","sentiment_score":-0.32459867000579834},{"word":"with","start":1306.98,"end":1307.22,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.26995572447776794},{"word":"it","start":1307.22,"end":1307.38,"confidence":0.9741211,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.2378125935792923},{"word":"like","start":1307.38,"end":1307.54,"confidence":0.9916992,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.1561252623796463},{"word":"you","start":1307.54,"end":1307.7001,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.16347834467887878},{"word":"can","start":1307.7001,"end":1307.9401,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.16752800345420835},{"word":"scan","start":1307.9401,"end":1308.18,"confidence":0.9941406,"punctuated_word":"scan","sentiment":"neutral","sentiment_score":-0.12284086644649506},{"word":"them","start":1308.18,"end":1308.34,"confidence":0.99902344,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.15179041028022766},{"word":"up","start":1308.34,"end":1308.5,"confidence":0.98828125,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.11683417111635208},{"word":"and","start":1308.5,"end":1308.8201,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.143538236618042},{"word":"email","start":1308.8201,"end":1309.14,"confidence":0.99609375,"punctuated_word":"email","sentiment":"neutral","sentiment_score":-0.11612612009048462},{"word":"them","start":1309.14,"end":1309.38,"confidence":0.9904785,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":-0.07507313042879105},{"word":"but","start":1309.38,"end":1309.54,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.04823252931237221},{"word":"sometimes","start":1309.54,"end":1309.9401,"confidence":0.9941406,"punctuated_word":"sometimes","sentiment":"neutral","sentiment_score":-0.13765761256217957},{"word":"they're","start":1309.9401,"end":1310.1,"confidence":0.96777344,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.21663281321525577},{"word":"a","start":1310.1,"end":1310.18,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.24087682366371155},{"word":"bit","start":1310.18,"end":1310.42,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.2627395689487457},{"word":"iffy","start":1310.42,"end":1310.66,"confidence":0.9880371,"punctuated_word":"iffy","sentiment":"negative","sentiment_score":-0.3436148166656494},{"word":"about","start":1310.66,"end":1310.925,"confidence":0.9970703,"punctuated_word":"about","sentiment":"negative","sentiment_score":-0.35476675629615784},{"word":"signatures","start":1311.0851,"end":1311.405,"confidence":0.99902344,"punctuated_word":"signatures","sentiment":"negative","sentiment_score":-0.3501961827278137},{"word":"and","start":1311.405,"end":1311.645,"confidence":0.9770508,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.38864144682884216},{"word":"id","start":1311.645,"end":1311.9651,"confidence":0.9873047,"punctuated_word":"ID","sentiment":"negative","sentiment_score":-0.3853227496147156},{"word":"and","start":1311.9651,"end":1312.125,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2798105776309967},{"word":"things","start":1312.125,"end":1312.4451,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.2870975136756897},{"word":"like","start":1312.4451,"end":1312.525,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.22073516249656677},{"word":"that","start":1312.525,"end":1312.765,"confidence":0.87597656,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.2752569913864136},{"word":"so","start":1312.765,"end":1312.925,"confidence":0.95166016,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.10435263812541962},{"word":"it's","start":1312.925,"end":1313.0851,"confidence":0.9926758,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.09688112139701845},{"word":"probably","start":1313.0851,"end":1313.405,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.1496334671974182},{"word":"best","start":1313.405,"end":1313.645,"confidence":0.99902344,"punctuated_word":"best","sentiment":"neutral","sentiment_score":-0.11607296019792555},{"word":"to","start":1313.645,"end":1313.805,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06262613832950592},{"word":"just","start":1313.805,"end":1314.305,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0484975129365921},{"word":"put","start":1314.365,"end":1314.6051,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.025508172810077667},{"word":"it","start":1314.6051,"end":1314.765,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.01849822700023651},{"word":"in","start":1314.765,"end":1314.925,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03358142077922821},{"word":"the","start":1314.925,"end":1315.0851,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08755725622177124},{"word":"pack","start":1315.0851,"end":1315.245,"confidence":0.9902344,"punctuated_word":"pack","sentiment":"neutral","sentiment_score":0.06724107265472412},{"word":"and","start":1315.245,"end":1315.405,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08226075768470764},{"word":"chuck","start":1315.405,"end":1315.645,"confidence":0.59277344,"punctuated_word":"chuck","sentiment":"neutral","sentiment_score":0.05025332048535347},{"word":"it","start":1315.645,"end":1315.7251,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0992562100291252},{"word":"in","start":1315.7251,"end":1315.885,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05587504804134369},{"word":"the","start":1315.885,"end":1315.9651,"confidence":0.80322266,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10426130145788191},{"word":"box","start":1315.9651,"end":1316.4651,"confidence":0.9890137,"punctuated_word":"box.","sentiment":"neutral","sentiment_score":0.08411483466625214},{"word":"yeah","start":1323.805,"end":1324.23,"confidence":0.96850586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1531144380569458},{"word":"yep","start":1324.39,"end":1324.89,"confidence":0.94750977,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.17177918553352356},{"word":"easy","start":1331.4299,"end":1331.83,"confidence":0.9506836,"punctuated_word":"Easy","sentiment":"positive","sentiment_score":0.73918217420578},{"word":"done","start":1331.83,"end":1332.33,"confidence":0.9819336,"punctuated_word":"done.","sentiment":"positive","sentiment_score":0.6335867643356323},{"word":"and","start":1332.39,"end":1332.63,"confidence":0.76464844,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.35948818922042847},{"word":"for","start":1332.63,"end":1332.79,"confidence":0.96240234,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.38667845726013184},{"word":"the","start":1332.79,"end":1332.95,"confidence":0.9970703,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.49206751585006714},{"word":"netwell","start":1332.95,"end":1333.45,"confidence":0.78808594,"punctuated_word":"NetWell,","sentiment":"positive","sentiment_score":0.4062671363353729},{"word":"because","start":1333.83,"end":1334.15,"confidence":0.99121094,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.2189757823944092},{"word":"we've","start":1334.15,"end":1334.39,"confidence":0.9975586,"punctuated_word":"we've","sentiment":"positive","sentiment_score":0.354537695646286},{"word":"got","start":1334.39,"end":1334.63,"confidence":1.0,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.33522269129753113},{"word":"access","start":1334.63,"end":1335.03,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.3301079273223877},{"word":"to","start":1335.03,"end":1335.27,"confidence":0.93359375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.32909896969795227},{"word":"transact","start":1335.27,"end":1335.77,"confidence":0.91845703,"punctuated_word":"transact","sentiment":"neutral","sentiment_score":0.30328235030174255},{"word":"on","start":1335.83,"end":1335.99,"confidence":0.98291016,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.34836339950561523},{"word":"the","start":1335.99,"end":1336.15,"confidence":0.9980469,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.34416452050209045},{"word":"account","start":1336.15,"end":1336.65,"confidence":0.98168945,"punctuated_word":"account,","sentiment":"neutral","sentiment_score":0.32775357365608215},{"word":"as","start":1336.8251,"end":1336.985,"confidence":0.9980469,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.38067275285720825},{"word":"soon","start":1336.985,"end":1337.065,"confidence":1.0,"punctuated_word":"soon","sentiment":"neutral","sentiment_score":0.2443365901708603},{"word":"as","start":1337.065,"end":1337.145,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.28835350275039673},{"word":"that's","start":1337.145,"end":1337.545,"confidence":0.99609375,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.3147302567958832},{"word":"now","start":1337.545,"end":1337.785,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.3201747238636017},{"word":"back","start":1337.785,"end":1338.025,"confidence":0.9873047,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.29213985800743103},{"word":"signed","start":1338.025,"end":1338.3451,"confidence":0.97216797,"punctuated_word":"signed,","sentiment":"neutral","sentiment_score":0.30664438009262085},{"word":"i'll","start":1338.3451,"end":1338.5851,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.3284517526626587},{"word":"give","start":1338.5851,"end":1338.8251,"confidence":1.0,"punctuated_word":"give","sentiment":"positive","sentiment_score":0.3584032952785492},{"word":"that","start":1338.8251,"end":1338.985,"confidence":0.9980469,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3899008631706238},{"word":"to","start":1338.985,"end":1339.145,"confidence":0.98535156,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3376619219779968},{"word":"the","start":1339.145,"end":1339.2251,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2967824637889862},{"word":"team","start":1339.2251,"end":1339.4651,"confidence":0.7166748,"punctuated_word":"team,","sentiment":"neutral","sentiment_score":0.2706625461578369},{"word":"and","start":1339.4651,"end":1339.625,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3266173005104065},{"word":"next","start":1339.625,"end":1339.865,"confidence":0.99121094,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.3039761483669281},{"word":"week","start":1339.865,"end":1340.105,"confidence":0.9873047,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.2719354033470154},{"word":"they'll","start":1340.105,"end":1340.505,"confidence":0.7770996,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.29377004504203796},{"word":"switch","start":1340.505,"end":1340.745,"confidence":0.9980469,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":0.24554243683815},{"word":"all","start":1340.745,"end":1340.905,"confidence":0.9902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.16828815639019012},{"word":"the","start":1340.905,"end":1341.0651,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1680750697851181},{"word":"investments","start":1341.0651,"end":1341.5651,"confidence":0.9658203,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.11250829696655272},{"word":"around","start":1341.625,"end":1342.025,"confidence":0.99316406,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.17367158830165863},{"word":"on","start":1342.025,"end":1342.105,"confidence":0.9941406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.19356024265289307},{"word":"there","start":1342.105,"end":1342.505,"confidence":0.9980469,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.17869262397289276},{"word":"and","start":1342.505,"end":1342.8251,"confidence":0.97802734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17795278131961825},{"word":"do","start":1342.8251,"end":1343.0651,"confidence":0.97314453,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1883831024169922},{"word":"the","start":1343.0651,"end":1343.2251,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19543702900409696},{"word":"old","start":1343.2251,"end":1343.545,"confidence":0.9560547,"punctuated_word":"old","sentiment":"neutral","sentiment_score":0.1384914368391037},{"word":"rebalance","start":1343.545,"end":1344.045,"confidence":0.98339844,"punctuated_word":"rebalance.","sentiment":"neutral","sentiment_score":0.19570091366767883},{"word":"so","start":1344.105,"end":1344.605,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2616232633590698},{"word":"that","start":1344.8251,"end":1345.0651,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21668632328510284},{"word":"should","start":1345.0651,"end":1345.2251,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.30091002583503723},{"word":"be","start":1345.2251,"end":1345.385,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1398906111717224},{"word":"the","start":1345.385,"end":1345.545,"confidence":0.89208984,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11081432551145554},{"word":"last","start":1345.545,"end":1345.785,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.0301559716463089},{"word":"thing","start":1345.785,"end":1346.025,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.05829910933971405},{"word":"is","start":1346.025,"end":1346.185,"confidence":0.7392578,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04322757571935654},{"word":"that","start":1346.185,"end":1346.505,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05255419760942459},{"word":"pack","start":1346.505,"end":1347.005,"confidence":0.9602051,"punctuated_word":"pack.","sentiment":"neutral","sentiment_score":0.060348544269800186},{"word":"yeah","start":1355.0,"end":1355.3201,"confidence":0.98657227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0552695095539093},{"word":"yeah","start":1355.3201,"end":1355.56,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04694477096199989},{"word":"he's","start":1355.56,"end":1355.88,"confidence":0.9980469,"punctuated_word":"He's","sentiment":"neutral","sentiment_score":-0.015081686899065971},{"word":"still","start":1355.88,"end":1356.04,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.018521495163440704},{"word":"the","start":1356.04,"end":1356.2001,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.055391326546669006},{"word":"boss","start":1356.2001,"end":1356.52,"confidence":0.86987305,"punctuated_word":"boss,","sentiment":"neutral","sentiment_score":-0.0206051804125309},{"word":"man","start":1356.52,"end":1357.02,"confidence":0.9970703,"punctuated_word":"man.","sentiment":"neutral","sentiment_score":0.018114537000656128},{"word":"he's","start":1357.16,"end":1357.4,"confidence":0.95947266,"punctuated_word":"He's","sentiment":"neutral","sentiment_score":-0.008660547435283661},{"word":"still","start":1357.4,"end":1357.64,"confidence":0.9951172,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.010214641690254211},{"word":"the","start":1357.64,"end":1357.88,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.011830821633338928},{"word":"director","start":1357.88,"end":1358.2001,"confidence":0.98657227,"punctuated_word":"director.","sentiment":"neutral","sentiment_score":0.005468921735882759},{"word":"he","start":1358.2001,"end":1358.3601,"confidence":0.94970703,"punctuated_word":"He","sentiment":"neutral","sentiment_score":0.041043028235435486},{"word":"you'll","start":1358.4401,"end":1358.6001,"confidence":0.8676758,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.06794160604476929},{"word":"see","start":1358.6001,"end":1358.8401,"confidence":0.9902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.0703558623790741},{"word":"him","start":1358.8401,"end":1359.0,"confidence":0.99609375,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.047542110085487366},{"word":"online","start":1359.0,"end":1359.2401,"confidence":0.99609375,"punctuated_word":"online","sentiment":"neutral","sentiment_score":0.07370682060718536},{"word":"if","start":1359.2401,"end":1359.4,"confidence":0.9140625,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09568515419960022},{"word":"you","start":1359.4,"end":1359.4801,"confidence":0.9873047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08126614987850189},{"word":"have","start":1359.4801,"end":1359.64,"confidence":0.5214844,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08872681856155396},{"word":"a","start":1359.64,"end":1359.7201,"confidence":0.59277344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08360028266906738},{"word":"look","start":1359.7201,"end":1359.88,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.04798059910535813},{"word":"at","start":1359.88,"end":1360.04,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06370905041694641},{"word":"the","start":1360.04,"end":1360.3601,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09448307752609252},{"word":"the","start":1360.3601,"end":1360.52,"confidence":0.9707031,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07870031893253326},{"word":"facebook","start":1360.52,"end":1360.92,"confidence":0.9970703,"punctuated_word":"Facebook","sentiment":"neutral","sentiment_score":0.07989020645618439},{"word":"or","start":1360.92,"end":1361.0801,"confidence":0.9902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.07587343454360962},{"word":"the","start":1361.0801,"end":1361.2401,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1014862209558487},{"word":"tiktok","start":1361.2401,"end":1361.64,"confidence":0.9851888,"punctuated_word":"TikTok.","sentiment":"neutral","sentiment_score":0.0947277769446373},{"word":"he","start":1361.64,"end":1361.8,"confidence":0.9980469,"punctuated_word":"He","sentiment":"neutral","sentiment_score":0.09854945540428162},{"word":"does","start":1361.8,"end":1361.9601,"confidence":0.99902344,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.10042060911655426},{"word":"a","start":1361.9601,"end":1362.04,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09700176119804382},{"word":"few","start":1362.04,"end":1362.2001,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.08486004173755646},{"word":"videos","start":1362.2001,"end":1362.6001,"confidence":1.0,"punctuated_word":"videos","sentiment":"neutral","sentiment_score":0.06813576817512512},{"word":"every","start":1362.6001,"end":1362.8401,"confidence":1.0,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.06572134792804718},{"word":"now","start":1362.8401,"end":1363.0,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.10891129076480864},{"word":"and","start":1363.0,"end":1363.0801,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07240824401378632},{"word":"then","start":1363.0801,"end":1363.2401,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.06348976492881775},{"word":"with","start":1363.2401,"end":1363.4801,"confidence":0.98828125,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06143410503864288},{"word":"bart","start":1363.4801,"end":1363.785,"confidence":0.75146484,"punctuated_word":"Bart.","sentiment":"neutral","sentiment_score":0.056214552372694016},{"word":"and","start":1364.265,"end":1364.765,"confidence":0.9536133,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.020731927827000615},{"word":"yeah","start":1365.0651,"end":1365.385,"confidence":0.83325195,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.19788196682929993},{"word":"i","start":1365.385,"end":1365.625,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14734545350074768},{"word":"talk","start":1365.625,"end":1365.785,"confidence":0.9243164,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":-0.1555556058883667},{"word":"to","start":1365.785,"end":1365.865,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1927693635225296},{"word":"him","start":1365.865,"end":1366.105,"confidence":0.9536133,"punctuated_word":"him","sentiment":"neutral","sentiment_score":-0.16369321942329407},{"word":"every","start":1366.105,"end":1366.3451,"confidence":0.9506836,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.17767289280891418},{"word":"day","start":1366.3451,"end":1366.8451,"confidence":1.0,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":-0.16263803839683533},{"word":"yes","start":1370.905,"end":1371.225,"confidence":0.9748535,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.03080650046467781},{"word":"yep","start":1371.225,"end":1371.725,"confidence":0.9951172,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.018284965306520466},{"word":"no","start":1372.025,"end":1372.265,"confidence":0.97265625,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.14605557918548584},{"word":"he's","start":1372.265,"end":1372.505,"confidence":0.9980469,"punctuated_word":"He's","sentiment":"neutral","sentiment_score":-0.12505018711090088},{"word":"still","start":1372.505,"end":1372.745,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.14172504842281342},{"word":"the","start":1372.745,"end":1372.8251,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1656518578529358},{"word":"boss","start":1372.8251,"end":1373.3251,"confidence":0.9770508,"punctuated_word":"boss.","sentiment":"neutral","sentiment_score":-0.1393301486968994},{"word":"that's","start":1387.16,"end":1387.4801,"confidence":0.92578125,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4651847779750824},{"word":"the","start":1387.4801,"end":1387.64,"confidence":0.7128906,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5690762400627136},{"word":"right","start":1387.64,"end":1387.8,"confidence":0.7167969,"punctuated_word":"right","sentiment":"positive","sentiment_score":0.6439046263694763},{"word":"that's","start":1387.88,"end":1388.12,"confidence":0.9790039,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.6533015370368958},{"word":"the","start":1388.12,"end":1388.28,"confidence":0.53564453,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6456920504570007},{"word":"aim","start":1388.28,"end":1388.655,"confidence":0.7910156,"punctuated_word":"aim.","sentiment":"positive","sentiment_score":0.565010130405426},{"word":"if","start":1388.895,"end":1389.055,"confidence":0.9970703,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.011987283825874329},{"word":"you","start":1389.055,"end":1389.135,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07844719290733337},{"word":"have","start":1389.135,"end":1389.375,"confidence":0.97314453,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05401010811328888},{"word":"any","start":1389.375,"end":1389.6951,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.03851914405822754},{"word":"trouble","start":1389.6951,"end":1390.015,"confidence":0.9980469,"punctuated_word":"trouble","sentiment":"neutral","sentiment_score":-0.06027671694755554},{"word":"with","start":1390.015,"end":1390.175,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.09245315194129944},{"word":"the","start":1390.175,"end":1390.3351,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0644063875079155},{"word":"forms","start":1390.3351,"end":1390.5751,"confidence":0.9838867,"punctuated_word":"forms","sentiment":"neutral","sentiment_score":-0.06928953528404236},{"word":"at","start":1390.5751,"end":1390.8151,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.16530317068099976},{"word":"all","start":1390.8151,"end":1391.2151,"confidence":0.99560547,"punctuated_word":"all,","sentiment":"neutral","sentiment_score":-0.08933155983686447},{"word":"just","start":1391.2151,"end":1391.535,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.09437473118305206},{"word":"be","start":1391.535,"end":1391.6951,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.20176947116851807},{"word":"careful","start":1391.6951,"end":1392.015,"confidence":1.0,"punctuated_word":"careful","sentiment":"neutral","sentiment_score":-0.22299186885356903},{"word":"not","start":1392.015,"end":1392.255,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.22003935277462008},{"word":"to","start":1392.255,"end":1392.3351,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.17647606134414673},{"word":"try","start":1392.3351,"end":1392.5751,"confidence":0.99902344,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.3090829849243164},{"word":"and","start":1392.5751,"end":1392.735,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.31159988045692444},{"word":"scribble","start":1392.735,"end":1393.135,"confidence":0.99853516,"punctuated_word":"scribble","sentiment":"negative","sentiment_score":-0.3831837773323059},{"word":"anything","start":1393.135,"end":1393.4551,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.20039044320583344},{"word":"out","start":1393.4551,"end":1393.775,"confidence":0.95092773,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":-0.21086809039115903},{"word":"if","start":1393.775,"end":1393.935,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.17392686009407043},{"word":"you","start":1393.935,"end":1394.095,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.18980276584625244},{"word":"make","start":1394.095,"end":1394.255,"confidence":0.9941406,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.22402796149253845},{"word":"a","start":1394.255,"end":1394.415,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2083282321691513},{"word":"mistake","start":1394.415,"end":1394.8151,"confidence":0.99316406,"punctuated_word":"mistake,","sentiment":"neutral","sentiment_score":-0.12687653303146362},{"word":"just","start":1394.8151,"end":1395.055,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.101078562438488},{"word":"give","start":1395.055,"end":1395.2151,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.13969388604164124},{"word":"us","start":1395.2151,"end":1395.4551,"confidence":0.9970703,"punctuated_word":"us","sentiment":"neutral","sentiment_score":-0.06290672719478607},{"word":"a","start":1395.4551,"end":1395.535,"confidence":0.8598633,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06857501715421677},{"word":"call","start":1395.535,"end":1395.775,"confidence":0.99902344,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.03689292073249817},{"word":"straight","start":1395.775,"end":1396.015,"confidence":0.99609375,"punctuated_word":"straight","sentiment":"neutral","sentiment_score":-0.1312204748392105},{"word":"away","start":1396.015,"end":1396.3351,"confidence":0.79248047,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.08609621226787567},{"word":"because","start":1396.3351,"end":1396.655,"confidence":0.88183594,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.11171235889196396},{"word":"they're","start":1396.655,"end":1396.8151,"confidence":0.9995117,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.2451289594173431},{"word":"very","start":1396.8151,"end":1397.055,"confidence":0.99609375,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.24300259351730347},{"word":"they're","start":1397.535,"end":1397.775,"confidence":0.96118164,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.2825656831264496},{"word":"a","start":1397.775,"end":1397.855,"confidence":0.90234375,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.3443743586540222},{"word":"bit","start":1397.855,"end":1398.015,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.28147444128990173},{"word":"sensitive","start":1398.015,"end":1398.495,"confidence":0.99902344,"punctuated_word":"sensitive","sentiment":"neutral","sentiment_score":-0.30565986037254333},{"word":"with","start":1398.495,"end":1398.655,"confidence":0.9873047,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.3130881190299988},{"word":"their","start":1398.655,"end":1398.8151,"confidence":0.9863281,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.17807340621948242},{"word":"documents","start":1398.8151,"end":1399.3151,"confidence":0.87597656,"punctuated_word":"documents.","sentiment":"neutral","sentiment_score":-0.14583289623260498},{"word":"cool","start":1403.295,"end":1403.7,"confidence":0.9921875,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.38684165477752686},{"word":"awesome","start":1403.94,"end":1404.1799,"confidence":0.9941406,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.7036387920379639},{"word":"look","start":1404.1799,"end":1404.58,"confidence":0.8186035,"punctuated_word":"Look.","sentiment":"positive","sentiment_score":0.5266340970993042},{"word":"i","start":1404.58,"end":1404.74,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.8080382943153381},{"word":"really","start":1404.74,"end":1405.0599,"confidence":0.95166016,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.7993543148040771},{"word":"appreciate","start":1405.0599,"end":1405.38,"confidence":1.0,"punctuated_word":"appreciate","sentiment":"positive","sentiment_score":0.728800356388092},{"word":"you","start":1405.38,"end":1405.5399,"confidence":0.9892578,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8280638456344604},{"word":"taking","start":1405.5399,"end":1405.7799,"confidence":0.9902344,"punctuated_word":"taking","sentiment":"positive","sentiment_score":0.8798947334289551},{"word":"the","start":1405.7799,"end":1405.94,"confidence":0.98095703,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.8592296242713928},{"word":"time","start":1405.94,"end":1406.1799,"confidence":0.8640137,"punctuated_word":"time,","sentiment":"positive","sentiment_score":0.7979665994644165},{"word":"mate","start":1406.1799,"end":1406.6799,"confidence":0.7595215,"punctuated_word":"mate.","sentiment":"positive","sentiment_score":0.7982323169708252},{"word":"cool","start":1409.86,"end":1410.1799,"confidence":0.9555664,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.7133053541183472},{"word":"i'll","start":1410.1799,"end":1410.34,"confidence":0.99853516,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.5854295492172241},{"word":"talk","start":1410.34,"end":1410.58,"confidence":1.0,"punctuated_word":"talk","sentiment":"positive","sentiment_score":0.6265861392021179},{"word":"to","start":1410.58,"end":1410.6599,"confidence":0.9863281,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6703643202781677},{"word":"you","start":1410.6599,"end":1410.74,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6078242659568787},{"word":"again","start":1410.74,"end":1410.98,"confidence":0.99902344,"punctuated_word":"again","sentiment":"positive","sentiment_score":0.5949755907058716},{"word":"soon","start":1410.98,"end":1411.22,"confidence":0.9970703,"punctuated_word":"soon.","sentiment":"positive","sentiment_score":0.5460286140441895},{"word":"thanks","start":1411.22,"end":1411.46,"confidence":0.9838867,"punctuated_word":"Thanks","sentiment":"positive","sentiment_score":0.825866162776947},{"word":"so","start":1411.46,"end":1411.5399,"confidence":0.9980469,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.8098302483558655},{"word":"much","start":1411.5399,"end":1412.0399,"confidence":0.7836914,"punctuated_word":"much,","sentiment":"positive","sentiment_score":0.724390983581543}],"paragraphs":{"transcript":"\nGood day, Shane. It's Tommy here, senior adviser from. How you been? Good to hear. Good to hear.\n\nI've got you booked in now for a bit of a catch up review, updated strategy, that kind of thing. Do you still have a bit of time for me? Yeah. Yeah. Have you got some time?\n\nBeautiful. I've got an email to send out to you. Will you be able to look on to that email with me today, or should I just kinda walk you through it a bit? Yeah. Perfect.\n\nPerfect. So I'll send it through just so you've got it. I'll let you know what's on its way. While that's coming through, I'll just double check security with you. So I'm registered with ASIC as adviser 1273105.\n\nCould I just get your date of birth and address, please, sir? Mhmm. Sensational. And are you okay for the call to be recorded? Perfect.\n\nPerfect. Now, mate, this is a bit of a a catch up. There's about four different items that I wanted to address with you today just regarding the super and the insurances. I will just double check if there's been any major changes with your circumstances, but just starting with the goals briefly. Main focus for you at the last time we spoke was basically just building up the savings, buying a car, doing a bit of travel, and paying off the mortgage.\n\nDoes that still sound about right for you guys? Sensational. Anything else focused for the next year or two? Perfect. Nice and easy.\n\nNow the email that I've sent out to you, it's a new system that we've got custom built for us. It's kinda like a DocuSign crossed with a system for your information. It does contain a statement of advice and consent form, but there's a number of attachments there as well. Basically, just updated product documents from all the funds and providers and new service guides from. Now one thing that we did do as a bit of a change, when the Iran war kicked off in March, the stock market took a bit of a tumble, and we kind of jumped on, had a meeting with the investment committee, and decided that one particular fund called Phenolong was dropping a lot faster than the Australian market was.\n\nSo you may have received an email in March for the record of advice. Do you recall at all receiving that? Okay. Just to sort of let you know that's okay. So to let you know what we did is we sold out of that fund that was doing quite badly.\n\nAnd because you had, like, eight options in your super, we sold out of that one and switched it in for a lower fee option that was performing a lot better. So that's what we already did a few months ago just to let you know what that document is about. Perfect. When you go through that statement of advice, it goes over kind of the scope of what we were covering. And just as a bit of a reminder, you've got the CareSoup and the NetWell as well as some insurances attached to CareSoup, if that rings a bell.\n\nCool. Cool. At the time, we were doing a bit of a trim down. What we're trying to keep a lid on the insurance premiums because they just keep going up quite significantly. So that's the first thing I wanted to address with you today is you've got your your life insurance, your disability, and your income protection through care.\n\nNow correct. Correct. Part of sort of keeping those premiums not skyrocketing too much is just doing a bit of a trim down as you pay down your mortgage, about 100,000 at a time for the life insurance and so on. But, mate, they've they've really hyped up the premiums again this year quite significantly, so I needed to kind of touch base with you on it. They've gone to close to $8,000 a year at the moment.\n\nSo if we were to trim off a little bit of the life and take the insurance, which is what I've recommended just to keep keep that going, from 575,000 down to $4.75. That'll take off a thousand bucks, which nice. But the big one is the income protection. That's the most expensive of three. So I just wanna let you know that yep.\n\nGotcha. Yes. Yep. And Yep. No worries at all.\n\nNo. You're right. I won't take up too much of your time. Yeah. So with the the truck gone oh, possibly 4 or $5.\n\nYeah. Correct. So that way, the with the amount of contributions going in and the growth, they'll actually start to really pick up again. Well, if it's helpful, I did actually put together a bit of a pack with the team that I wanted to run by you. So they have forms to switch investment, alter insurance, and cancel insurance.\n\nWe can prefill those forms through to you, post them out with a forward on envelope, and then all you gotta do is basically just sign them and chuck it in the pot. Would that be helpful? Cool. Alrighty. Yeah.\n\nCool. Well, I've already got a yeah. It's basically similar to life insurance, like you can never work again kind of thing, lump sum. I've quoted for a trim down of a $100 on that one. I can whack it down further.\n\nIt's really up to you how much you wanna knock it down to. Correct. It's equal to the life insurance. They're they're linked together. Okay.\n\nEasy done. What I'll do is yeah. No. That's okay. Yep.\n\nYep. And just cover that kind of thing? Awesome. So if it's okay with you, on the statement of advice that I've sent you through, there's a box at the bottom when you go to sign it. Basically, right above the signature, there's a box that you can type in.\n\nAre you okay just to type in that you wanna cancel the income protection and how much you want for the life and CPD, and then we'll add that into the forms for you? So the email to your Yahoo yeah. Yep. You should see yep. And that's with that Beachfront City Gold Coast picture on it?\n\nYeah. So right down the bottom, the second last page has a has a box there to vary the implementation right above where it says, please sign the lot. The old DocuSigns are getting there. They're not the best, but they're they're getting better. Are you doing it on the phone or the computer, mate?\n\nNo. I apologize. So, yeah, amounts in there for life PPD and just put cancel income protection, and then I will sort that out. That's alright. As long as it's legible and I can make it out.\n\nI'll put a file note in. Yep. How much for the life insurance and the disability insurance? Yep. CPD.\n\nNo. That's perfect. I've put a file note in so everyone's aware of what you're aiming for. And that's the beauty of the recorded line is we've got your wishes there as well. Yeah.\n\nJust the one below that. Yep. It should stamp those on there for you. Yeah. It'll do a stamp on there.\n\nIt should just plug it on there for today. Just quickly before you go any further, so the other things that I was gonna do is you know how I said we switched that investment around earlier in the year? We're just wanting to do a bit of a rebalance with all of your eight options. I'm just gonna kind of rebalance them back to the weighting that they should be at just to make sure none of them are too high or too low. I'm not recommending to move anything from CareSuper across right now until the premiums are down.\n\nAnd if you're comfortable with it because do you remember we were kind of talking about being high growth, try and get as much returns out of it as possible? So your care super sitting in a balanced fund in the middle. I've also recommended that we bump that one up. The highest they can go to is the growth, which is a four. The net wealth is already a five, so that's alright.\n\nBut I just wanna let you know before you go any further, I wanna switch the investments with CareSuper, rebalance the net wealth, and get the premiums down on the insurance. Because that's, like, the three main recommendations. That's it, mate. Basically, get the returns going double digits as long as I can. Once you've built the funds up and you close the retirement, we'll reduce the risk level back down again, but we need to get it going a bit faster.\n\nSo everything's in that document in terms of, you know, fee differences, performance differences, that sort of allocation, all that kind of thing. Any questions on those ideas? Yeah. And just quickly on that before I let you go, just in terms of the changes, we've hit end of financial year a couple of months ago. Do you know what you're currently on at the moment for for the year on the income?\n\nK. Line to a 100,000. And is it still doing anything kinda like that batch work, driving work, anything like that? That's concrete. So when you say batch, you're not doing anything physical, no tools, or nothing like that?\n\nYep. Perfect. And how long have you been doing that type of role for now? Yep. Perfect.\n\nSo no truck doing the batching outside of that. Got the new income. That's perfect. Email's fine. Any major changes to the mortgage?\n\nI think we had it at 300,000 at the time. Is it back up to the 400 mark? Or yep. I'll put $4.20 in. To get the home, I'll do an updated online valuation.\n\nDo you still have the the vehicles and the caravan and everything, or do you have to sort of get rid of something truck going or clear that one out? What? Just a car and a caravan? Anything that would be just for you? Am I calling the caravan jointly owned for the time being?\n\nYeah. I'll just quickly do a quick value update. If you sold the car, sold the caravan, would you get $30 for the caravan still? Yep. 35 to 40 and just lastly for the car.\n\nYep. Perfect. No other loans floating around or million dollars under the mattress? Perfect. Done and done.\n\nI'll update that on our system. And lastly, only thing for me, two quick things. We just got some reminders in there for the will and the power of attorney if you haven't put that in place, but you do have the beneficiary nomination for the super. So just a quick reminder on those ones if that's important for you. If it's helpful, you can get, you know, basic will kits and power of attorney kits from the post office.\n\nAll post has government approved ones for $25 a pop. They're not the best in the world, but for, you know, a straightforward situation, they can be helpful. But don't always have to go to a lawyer for them. That's all. Right.\n\nFair enough. Outside of that, any questions for me so far on what we've talked about, Shane? Any questions on your end so far from any of these aspects? Yeah. So the other one, once you've signed off the statement of advice, the last one is the consent form for Netwealth.\n\nSo we can't look after the super or anything unless we do have the consent form, which is the last one on that that DocuSign. We do have the oh, perfect. So yeah. So we've changed it to a bit of a flat fee structure now. So what basically happens is normally we charge the 1.65%, but we put it in as a flat one.\n\nSo as the super grows up, it doesn't change for twelve months at a time. But, again, you're not locked in with us for the twelve months. It's just the consent can only last for up to twelve months at a time. Cool. It's yes.\n\nThat's come through, Simon. Thank you very much for that. Is there anything else I can sort of help with in the interim? Yeah. So but it could be, again, $45, so I'll see what it comes back like.\n\nWhat I'll do is, again, we'll post out an investment switch form to get that bumped up on care, the investment reduction of the life and CBD, and I think they've got a separate form for the cancellation of the IP, the income protection. So we'll post you out a big pack with three in there, prefilled. You just gotta give them a squiggle, and there'll be a forward on envelope in there as well. Yeah. That's right.\n\nThey're a little bit sensitive with it. Like, you can scan them up and email them, but sometimes they're a bit iffy about signatures and ID and things like that. So it's probably best to just put it in the pack and chuck it in the box. Yeah. Yep.\n\nEasy done. And for the NetWell, because we've got access to transact on the account, as soon as that's now back signed, I'll give that to the team, and next week they'll switch all the investments around on there and do the old rebalance. So that should be the last thing is that pack. Yeah. Yeah.\n\nHe's still the boss, man. He's still the director. He you'll see him online if you have a look at the the Facebook or the TikTok. He does a few videos every now and then with Bart. And, yeah, I talk to him every day.\n\nYes. Yep. No. He's still the boss. That's the right that's the aim.\n\nIf you have any trouble with the forms at all, just be careful not to try and scribble anything out. If you make a mistake, just give us a call straight away because they're very they're a bit sensitive with their documents. Cool. Awesome. Look.\n\nI really appreciate you taking the time, mate. Cool. I'll talk to you again soon. Thanks so much,","paragraphs":[{"sentences":[{"text":"Good day, Shane.","start":3.1999998,"end":3.9199998,"sentiment":"neutral","sentiment_score":0.3286873499552409},{"text":"It's Tommy here, senior adviser from.","start":3.9199998,"end":5.8599997,"sentiment":"neutral","sentiment_score":0.17545669277509054},{"text":"How you been?","start":6.0,"end":6.8999996,"sentiment":"neutral","sentiment_score":0.11373207718133926},{"text":"Good to hear.","start":9.12,"end":9.679999,"sentiment":"positive","sentiment_score":0.49475934108098346},{"text":"Good to hear.","start":9.679999,"end":10.5,"sentiment":"positive","sentiment_score":0.5527811845143636}],"sentiment":"neutral","sentiment_score":0.30681222304701805,"num_words":18,"start":3.1999998,"end":10.5},{"sentences":[{"text":"I've got you booked in now for a bit of a catch up review, updated strategy, that kind of thing.","start":10.8,"end":16.505,"sentiment":"neutral","sentiment_score":0.19592690989375114},{"text":"Do you still have a bit of time for me?","start":16.505,"end":18.285,"sentiment":"neutral","sentiment_score":0.027068473957479},{"text":"Yeah.","start":21.385,"end":21.625,"sentiment":"neutral","sentiment_score":0.02056320756673813},{"text":"Yeah.","start":21.625,"end":21.865,"sentiment":"neutral","sentiment_score":0.019218262284994125},{"text":"Have you got some time?","start":21.865,"end":23.085,"sentiment":"neutral","sentiment_score":0.013159357570111751}],"sentiment":"neutral","sentiment_score":0.11607570797708389,"num_words":37,"start":10.8,"end":23.085},{"sentences":[{"text":"Beautiful.","start":25.145,"end":25.645,"sentiment":"positive","sentiment_score":0.5679447650909424},{"text":"I've got an email to send out to you.","start":26.345,"end":28.265,"sentiment":"neutral","sentiment_score":0.3102106899023056},{"text":"Will you be able to look on to that email with me today, or should I just kinda walk you through it a bit?","start":28.265,"end":33.71,"sentiment":"neutral","sentiment_score":0.2217404010395209},{"text":"Yeah.","start":37.61,"end":37.93,"sentiment":"neutral","sentiment_score":0.19885912537574768},{"text":"Perfect.","start":37.93,"end":38.33,"sentiment":"positive","sentiment_score":0.4370385408401489}],"sentiment":"neutral","sentiment_score":0.25881967403822476,"num_words":36,"start":25.145,"end":38.33},{"sentences":[{"text":"Perfect.","start":38.33,"end":38.65,"sentiment":"positive","sentiment_score":0.5056666135787964},{"text":"So I'll send it through just so you've got it.","start":38.65,"end":40.91,"sentiment":"positive","sentiment_score":0.3881628066301346},{"text":"I'll let you know what's on its way.","start":41.21,"end":42.885,"sentiment":"positive","sentiment_score":0.387355238199234},{"text":"While that's coming through, I'll just double check security with you.","start":43.364998,"end":47.524998,"sentiment":"neutral","sentiment_score":0.055870664729313416},{"text":"So I'm registered with ASIC as adviser 1273105.","start":47.524998,"end":52.484997,"sentiment":"neutral","sentiment_score":0.07069192826747894}],"sentiment":"neutral","sentiment_score":0.22805919272727088,"num_words":38,"start":38.33,"end":52.484997},{"sentences":[{"text":"Could I just get your date of birth and address, please, sir?","start":52.484997,"end":55.88,"sentiment":"neutral","sentiment_score":0.05401651468127966},{"text":"Mhmm.","start":59.460003,"end":59.960003,"sentiment":"neutral","sentiment_score":0.010510432533919811},{"text":"Sensational.","start":63.06,"end":63.56,"sentiment":"neutral","sentiment_score":0.034582674503326416},{"text":"And are you okay for the call to be recorded?","start":63.7,"end":65.56,"sentiment":"neutral","sentiment_score":0.021531867049634456},{"text":"Perfect.","start":67.94,"end":68.42,"sentiment":"neutral","sentiment_score":0.24614620208740232}],"sentiment":"neutral","sentiment_score":0.046190246231853964,"num_words":25,"start":52.484997,"end":68.42},{"sentences":[{"text":"Perfect.","start":68.42,"end":68.92,"sentiment":"neutral","sentiment_score":0.2341972589492798},{"text":"Now, mate, this is a bit of a a catch up.","start":69.065,"end":71.405,"sentiment":"neutral","sentiment_score":0.05483948710289868},{"text":"There's about four different items that I wanted to address with you today just regarding the super and the insurances.","start":71.945,"end":78.125,"sentiment":"neutral","sentiment_score":0.03852218249812722},{"text":"I will just double check if there's been any major changes with your circumstances, but just starting with the goals briefly.","start":80.185,"end":86.009995,"sentiment":"neutral","sentiment_score":0.03319766361355072},{"text":"Main focus for you at the last time we spoke was basically just building up the savings, buying a car, doing a bit of travel, and paying off the mortgage.","start":87.509995,"end":96.229996,"sentiment":"neutral","sentiment_score":0.09487931691110134}],"sentiment":"neutral","sentiment_score":0.062065129039292954,"num_words":83,"start":68.42,"end":96.229996},{"sentences":[{"text":"Does that still sound about right for you guys?","start":96.229996,"end":98.175,"sentiment":"neutral","sentiment_score":0.06984805067380269},{"text":"Sensational.","start":104.095,"end":104.595,"sentiment":"neutral","sentiment_score":0.012517789378762243},{"text":"Anything else focused for the next year or two?","start":105.215004,"end":107.955,"sentiment":"neutral","sentiment_score":0.012912432352701822},{"text":"Perfect.","start":110.895004,"end":111.395004,"sentiment":"positive","sentiment_score":0.3793884515762329},{"text":"Nice and easy.","start":111.535,"end":112.675,"sentiment":"positive","sentiment_score":0.4591532150904338}],"sentiment":"neutral","sentiment_score":0.10931348841151466,"num_words":23,"start":96.229996,"end":112.675},{"sentences":[{"text":"Now the email that I've sent out to you, it's a new system that we've got custom built for us.","start":113.310005,"end":119.310005,"sentiment":"neutral","sentiment_score":0.18462476432323455},{"text":"It's kinda like a DocuSign crossed with a system for your information.","start":119.310005,"end":123.65,"sentiment":"neutral","sentiment_score":0.11713214529057343},{"text":"It does contain a statement of advice and consent form, but there's a number of attachments there as well.","start":124.75,"end":132.435,"sentiment":"neutral","sentiment_score":0.019205846823751926},{"text":"Basically, just updated product documents from all the funds and providers and new service guides from.","start":132.655,"end":139.155,"sentiment":"neutral","sentiment_score":0.053572760545648634},{"text":"Now one thing that we did do as a bit of a change, when the Iran war kicked off in March, the stock market took a bit of a tumble, and we kind of jumped on, had a meeting with the investment committee, and decided that one particular fund called Phenolong was dropping a lot faster than the Australian market was.","start":142.26001,"end":164.50499,"sentiment":"neutral","sentiment_score":-0.21023337048341018}],"sentiment":"neutral","sentiment_score":-0.05081311961839674,"num_words":128,"start":113.310005,"end":164.50499},{"sentences":[{"text":"So you may have received an email in March for the record of advice.","start":164.805,"end":170.265,"sentiment":"neutral","sentiment_score":-0.06500887445041112},{"text":"Do you recall at all receiving that?","start":170.39,"end":172.56999,"sentiment":"neutral","sentiment_score":-0.03909053759915488},{"text":"Okay.","start":177.67,"end":178.06999,"sentiment":"neutral","sentiment_score":-0.02802078239619732},{"text":"Just to sort of let you know that's okay.","start":178.06999,"end":183.34999,"sentiment":"neutral","sentiment_score":-0.05445822990602917},{"text":"So to let you know what we did is we sold out of that fund that was doing quite badly.","start":183.34999,"end":188.945,"sentiment":"neutral","sentiment_score":-0.17098815329372882}],"sentiment":"neutral","sentiment_score":-0.10042482201813482,"num_words":51,"start":164.805,"end":188.945},{"sentences":[{"text":"And because you had, like, eight options in your super, we sold out of that one and switched it in for a lower fee option that was performing a lot better.","start":189.16501,"end":196.845,"sentiment":"neutral","sentiment_score":-0.03766521667280505},{"text":"So that's what we already did a few months ago just to let you know what that document is about.","start":196.845,"end":202.9,"sentiment":"neutral","sentiment_score":0.059866802953183654},{"text":"Perfect.","start":204.04,"end":204.54,"sentiment":"positive","sentiment_score":0.430466502904892},{"text":"When you go through that statement of advice, it goes over kind of the scope of what we were covering.","start":205.24,"end":210.14,"sentiment":"neutral","sentiment_score":0.21705239936709403},{"text":"And just as a bit of a reminder, you've got the CareSoup and the NetWell as well as some insurances attached to CareSoup, if that rings a bell.","start":210.44,"end":219.105,"sentiment":"neutral","sentiment_score":0.08262073887245995}],"sentiment":"neutral","sentiment_score":0.07114609520882369,"num_words":100,"start":189.16501,"end":219.105},{"sentences":[{"text":"Cool.","start":222.925,"end":223.16501,"sentiment":"neutral","sentiment_score":0.25385135412216187},{"text":"Cool.","start":223.16501,"end":223.66501,"sentiment":"neutral","sentiment_score":0.20874935388565063},{"text":"At the time, we were doing a bit of a trim down.","start":224.045,"end":226.765,"sentiment":"neutral","sentiment_score":-0.009236477936307589},{"text":"What we're trying to keep a lid on the insurance premiums because they just keep going up quite significantly.","start":226.765,"end":231.3,"sentiment":"neutral","sentiment_score":-0.05661716625878686},{"text":"So that's the first thing I wanted to address with you today is you've got your your life insurance, your disability, and your income protection through care.","start":232.16,"end":240.66,"sentiment":"neutral","sentiment_score":0.08738556766399631}],"sentiment":"neutral","sentiment_score":0.027257452346384527,"num_words":60,"start":222.925,"end":240.66},{"sentences":[{"text":"Now correct.","start":243.92,"end":250.825,"sentiment":"neutral","sentiment_score":0.023605930618941784},{"text":"Correct.","start":250.885,"end":251.385,"sentiment":"neutral","sentiment_score":0.1119907796382904},{"text":"Part of sort of keeping those premiums not skyrocketing too much is just doing a bit of a trim down as you pay down your mortgage, about 100,000 at a time for the life insurance and so on.","start":251.765,"end":264.24,"sentiment":"neutral","sentiment_score":0.0741390818239827},{"text":"But, mate, they've they've really hyped up the premiums again this year quite significantly, so I needed to kind of touch base with you on it.","start":264.7,"end":272.355,"sentiment":"neutral","sentiment_score":-0.075812795987496},{"text":"They've gone to close to $8,000 a year at the moment.","start":273.475,"end":277.17502,"sentiment":"neutral","sentiment_score":-0.06841403178193352}],"sentiment":"neutral","sentiment_score":0.0032410346783506563,"num_words":78,"start":243.92,"end":277.17502},{"sentences":[{"text":"So if we were to trim off a little bit of the life and take the insurance, which is what I've recommended just to keep keep that going, from 575,000 down to $4.75.","start":280.355,"end":292.37997,"sentiment":"neutral","sentiment_score":-0.04661825570193204},{"text":"That'll take off a thousand bucks, which nice.","start":292.37997,"end":295.59998,"sentiment":"neutral","sentiment_score":-0.02146838651970029},{"text":"But the big one is the income protection.","start":296.22,"end":298.24,"sentiment":"neutral","sentiment_score":-0.27529201470315456},{"text":"That's the most expensive of three.","start":298.3,"end":300.4,"sentiment":"negative","sentiment_score":-0.36146969099839527},{"text":"So I just wanna let you know that yep.","start":303.805,"end":312.945,"sentiment":"neutral","sentiment_score":-0.10870895120832655}],"sentiment":"neutral","sentiment_score":-0.11030756804393604,"num_words":64,"start":280.355,"end":312.945},{"sentences":[{"text":"Gotcha.","start":315.245,"end":315.745,"sentiment":"neutral","sentiment_score":-0.10176993906497955},{"text":"Yes.","start":332.55502,"end":333.035,"sentiment":"neutral","sentiment_score":-0.038453564047813416},{"text":"Yep.","start":333.035,"end":333.355,"sentiment":"neutral","sentiment_score":-0.02769900858402252},{"text":"And Yep.","start":333.355,"end":337.135,"sentiment":"neutral","sentiment_score":-0.07738080620765686},{"text":"No worries at all.","start":341.915,"end":342.87,"sentiment":"neutral","sentiment_score":-0.02413087012246251}],"sentiment":"neutral","sentiment_score":-0.04657862273355325,"num_words":9,"start":315.245,"end":342.87},{"sentences":[{"text":"No.","start":382.115,"end":382.51498,"sentiment":"neutral","sentiment_score":-0.1094033271074295},{"text":"You're right.","start":382.51498,"end":382.91498,"sentiment":"neutral","sentiment_score":-0.0760716013610363},{"text":"I won't take up too much of your time.","start":382.91498,"end":384.775,"sentiment":"neutral","sentiment_score":-0.2216755665010876},{"text":"Yeah.","start":385.155,"end":385.47498,"sentiment":"neutral","sentiment_score":0.016910865902900696},{"text":"So with the the truck gone oh, possibly 4 or $5.","start":385.47498,"end":393.06,"sentiment":"neutral","sentiment_score":0.1118637736548077}],"sentiment":"neutral","sentiment_score":-0.04205059384306272,"num_words":24,"start":382.115,"end":393.06},{"sentences":[{"text":"Yeah.","start":398.82,"end":399.06,"sentiment":"neutral","sentiment_score":0.13162276148796082},{"text":"Correct.","start":399.06,"end":399.54,"sentiment":"neutral","sentiment_score":0.222581684589386},{"text":"So that way, the with the amount of contributions going in and the growth, they'll actually start to really pick up again.","start":399.54,"end":406.095,"sentiment":"neutral","sentiment_score":0.24128481610254807},{"text":"Well, if it's helpful, I did actually put together a bit of a pack with the team that I wanted to run by you.","start":415.375,"end":421.135,"sentiment":"neutral","sentiment_score":0.1340815449754397},{"text":"So they have forms to switch investment, alter insurance, and cancel insurance.","start":421.135,"end":427.03,"sentiment":"neutral","sentiment_score":0.011209446471184492}],"sentiment":"neutral","sentiment_score":0.1502490139566362,"num_words":60,"start":398.82,"end":427.03},{"sentences":[{"text":"We can prefill those forms through to you, post them out with a forward on envelope, and then all you gotta do is basically just sign them and chuck it in the pot.","start":427.49,"end":435.765,"sentiment":"neutral","sentiment_score":0.1796539265549544},{"text":"Would that be helpful?","start":435.845,"end":441.20502,"sentiment":"neutral","sentiment_score":0.21254926547408104},{"text":"Cool.","start":441.20502,"end":441.70502,"sentiment":"positive","sentiment_score":0.4273544847965241},{"text":"Alrighty.","start":442.08502,"end":442.58502,"sentiment":"neutral","sentiment_score":-0.13180825114250183},{"text":"Yeah.","start":453.88,"end":454.28,"sentiment":"neutral","sentiment_score":0.11240167915821075}],"sentiment":"neutral","sentiment_score":0.1796681137755513,"num_words":40,"start":427.49,"end":454.28},{"sentences":[{"text":"Cool.","start":454.28,"end":454.52002,"sentiment":"neutral","sentiment_score":0.20706355571746823},{"text":"Well, I've already got a yeah.","start":454.52002,"end":458.92,"sentiment":"neutral","sentiment_score":0.018143887942035992},{"text":"It's basically similar to life insurance, like you can never work again kind of thing, lump sum.","start":458.92,"end":464.38,"sentiment":"neutral","sentiment_score":-0.07538025650907965},{"text":"I've quoted for a trim down of a $100 on that one.","start":465.4,"end":469.995,"sentiment":"neutral","sentiment_score":0.04772545024752617},{"text":"I can whack it down further.","start":470.695,"end":472.455,"sentiment":"neutral","sentiment_score":0.027450922255714733}],"sentiment":"neutral","sentiment_score":-0.00543158430428732,"num_words":42,"start":454.28,"end":472.455},{"sentences":[{"text":"It's really up to you how much you wanna knock it down to.","start":472.455,"end":475.195,"sentiment":"neutral","sentiment_score":0.060201490441193946},{"text":"Correct.","start":478.055,"end":478.455,"sentiment":"neutral","sentiment_score":0.17692312598228457},{"text":"It's equal to the life insurance.","start":478.455,"end":479.975,"sentiment":"neutral","sentiment_score":0.1478395846982797},{"text":"They're they're linked together.","start":479.975,"end":481.195,"sentiment":"neutral","sentiment_score":0.12556119449436665},{"text":"Okay.","start":484.48,"end":484.98,"sentiment":"neutral","sentiment_score":0.154106467962265}],"sentiment":"neutral","sentiment_score":0.10011725023388862,"num_words":25,"start":472.455,"end":484.98},{"sentences":[{"text":"Easy done.","start":485.04,"end":485.86002,"sentiment":"neutral","sentiment_score":0.218678280711174},{"text":"What I'll do is yeah.","start":488.48,"end":504.975,"sentiment":"neutral","sentiment_score":-0.0480266310274601},{"text":"No.","start":504.975,"end":505.215,"sentiment":"neutral","sentiment_score":-0.1640939712524414},{"text":"That's okay.","start":505.215,"end":505.955,"sentiment":"neutral","sentiment_score":-0.15411677956581116},{"text":"Yep.","start":515.94,"end":516.44,"sentiment":"neutral","sentiment_score":-0.1110963523387909}],"sentiment":"neutral","sentiment_score":-0.03510913422161883,"num_words":11,"start":485.04,"end":516.44},{"sentences":[{"text":"Yep.","start":529.15497,"end":529.65497,"sentiment":"neutral","sentiment_score":0.03346170112490654},{"text":"And just cover that kind of thing?","start":543.81,"end":545.625,"sentiment":"neutral","sentiment_score":-0.0877741953091962},{"text":"Awesome.","start":556.265,"end":556.665,"sentiment":"positive","sentiment_score":0.6376462578773499},{"text":"So if it's okay with you, on the statement of advice that I've sent you through, there's a box at the bottom when you go to sign it.","start":556.665,"end":565.27,"sentiment":"neutral","sentiment_score":0.12912603015346186},{"text":"Basically, right above the signature, there's a box that you can type in.","start":565.97003,"end":569.49,"sentiment":"neutral","sentiment_score":0.039371366827533796}],"sentiment":"neutral","sentiment_score":0.08368090409785509,"num_words":50,"start":529.15497,"end":569.49},{"sentences":[{"text":"Are you okay just to type in that you wanna cancel the income protection and how much you want for the life and CPD, and then we'll add that into the forms for you?","start":569.49,"end":578.495,"sentiment":"neutral","sentiment_score":0.05428772299166988},{"text":"So the email to your Yahoo yeah.","start":585.435,"end":589.79004,"sentiment":"neutral","sentiment_score":0.005942188070288726},{"text":"Yep.","start":589.79004,"end":590.29004,"sentiment":"neutral","sentiment_score":0.03125912323594093},{"text":"You should see yep.","start":591.63,"end":595.23004,"sentiment":"neutral","sentiment_score":0.023922603577375412},{"text":"And that's with that Beachfront City Gold Coast picture on it?","start":595.23004,"end":598.37006,"sentiment":"neutral","sentiment_score":0.023570344783365726}],"sentiment":"neutral","sentiment_score":0.03988774084861864,"num_words":57,"start":569.49,"end":598.37006},{"sentences":[{"text":"Yeah.","start":605.485,"end":605.805,"sentiment":"neutral","sentiment_score":0.012823185883462427},{"text":"So right down the bottom, the second last page has a has a box there to vary the implementation right above where it says, please sign the lot.","start":605.805,"end":616.88,"sentiment":"neutral","sentiment_score":0.008940931176766753},{"text":"The old DocuSigns are getting there.","start":623.89996,"end":625.25995,"sentiment":"negative","sentiment_score":-0.561388244231542},{"text":"They're not the best, but they're they're getting better.","start":625.25995,"end":627.135,"sentiment":"negative","sentiment_score":-0.5674868358506097},{"text":"Are you doing it on the phone or the computer, mate?","start":633.53503,"end":635.795,"sentiment":"neutral","sentiment_score":-0.11923567882993004}],"sentiment":"neutral","sentiment_score":-0.17316607629710978,"num_words":55,"start":605.485,"end":635.795},{"sentences":[{"text":"No.","start":639.135,"end":639.635,"sentiment":"neutral","sentiment_score":-0.13659876585006714},{"text":"I apologize.","start":639.775,"end":640.435,"sentiment":"neutral","sentiment_score":-0.14641154557466507},{"text":"So, yeah, amounts in there for life PPD and just put cancel income protection, and then I will sort that out.","start":643.26,"end":650.72,"sentiment":"neutral","sentiment_score":-0.10852953525526184},{"text":"That's alright.","start":667.04,"end":667.36,"sentiment":"neutral","sentiment_score":-0.17533622682094574},{"text":"As long as it's legible and I can make it out.","start":667.36,"end":670.5,"sentiment":"negative","sentiment_score":-0.48480445417490875}],"sentiment":"neutral","sentiment_score":-0.22681252829529144,"num_words":37,"start":639.135,"end":670.5},{"sentences":[{"text":"I'll put a file note in.","start":671.92,"end":673.45996,"sentiment":"neutral","sentiment_score":-0.006921699037775397},{"text":"Yep.","start":680.07996,"end":680.535,"sentiment":"neutral","sentiment_score":-0.056915439665317535},{"text":"How much for the life insurance and the disability insurance?","start":683.095,"end":686.15497,"sentiment":"neutral","sentiment_score":-0.09258901849389076},{"text":"Yep.","start":717.985,"end":718.485,"sentiment":"neutral","sentiment_score":0.11241337656974792},{"text":"CPD.","start":726.88,"end":727.38,"sentiment":"neutral","sentiment_score":0.006961753126233816}],"sentiment":"neutral","sentiment_score":-0.0476295099544682,"num_words":19,"start":671.92,"end":727.38},{"sentences":[{"text":"No.","start":749.04004,"end":749.28,"sentiment":"neutral","sentiment_score":0.0682738721370697},{"text":"That's perfect.","start":749.28,"end":750.10004,"sentiment":"positive","sentiment_score":0.5905966758728027},{"text":"I've put a file note in so everyone's aware of what you're aiming for.","start":750.4,"end":754.18,"sentiment":"positive","sentiment_score":0.6746088096073696},{"text":"And that's the beauty of the recorded line is we've got your wishes there as well.","start":754.32,"end":758.025,"sentiment":"positive","sentiment_score":0.7474635541439056},{"text":"Yeah.","start":769.705,"end":770.025,"sentiment":"neutral","sentiment_score":0.051914282143116}],"sentiment":"positive","sentiment_score":0.6678035796126899,"num_words":34,"start":749.04004,"end":770.025},{"sentences":[{"text":"Just the one below that.","start":770.025,"end":771.24,"sentiment":"neutral","sentiment_score":0.048617832362651825},{"text":"Yep.","start":775.24,"end":775.72,"sentiment":"neutral","sentiment_score":0.10868000239133836},{"text":"It should stamp those on there for you.","start":775.72,"end":777.74,"sentiment":"neutral","sentiment_score":0.14753774739801884},{"text":"Yeah.","start":783.95996,"end":784.36,"sentiment":"neutral","sentiment_score":0.06865176558494568},{"text":"It'll do a stamp on there.","start":784.36,"end":785.98,"sentiment":"neutral","sentiment_score":0.060749457528193794}],"sentiment":"neutral","sentiment_score":0.09358188829251698,"num_words":21,"start":770.025,"end":785.98},{"sentences":[{"text":"It should just plug it on there for today.","start":787.005,"end":789.025,"sentiment":"neutral","sentiment_score":0.10216751280758116},{"text":"Just quickly before you go any further, so the other things that I was gonna do is you know how I said we switched that investment around earlier in the year?","start":793.80505,"end":801.36,"sentiment":"neutral","sentiment_score":0.011927564658464925},{"text":"We're just wanting to do a bit of a rebalance with all of your eight options.","start":804.56,"end":808.48,"sentiment":"neutral","sentiment_score":0.14657181547954679},{"text":"I'm just gonna kind of rebalance them back to the weighting that they should be at just to make sure none of them are too high or too low.","start":808.48,"end":815.385,"sentiment":"neutral","sentiment_score":0.09492175743497651},{"text":"I'm not recommending to move anything from CareSuper across right now until the premiums are down.","start":816.34503,"end":821.805,"sentiment":"negative","sentiment_score":-0.4611125998198986}],"sentiment":"neutral","sentiment_score":-0.00980850954604621,"num_words":101,"start":787.005,"end":821.805},{"sentences":[{"text":"And if you're comfortable with it because do you remember we were kind of talking about being high growth, try and get as much returns out of it as possible?","start":822.185,"end":829.72504,"sentiment":"neutral","sentiment_score":-0.08235852594176928},{"text":"So your care super sitting in a balanced fund in the middle.","start":833.74,"end":838.16,"sentiment":"neutral","sentiment_score":0.14333312213420868},{"text":"I've also recommended that we bump that one up.","start":838.7,"end":841.89996,"sentiment":"neutral","sentiment_score":0.18430518358945847},{"text":"The highest they can go to is the growth, which is a four.","start":841.89996,"end":845.54504,"sentiment":"neutral","sentiment_score":0.26162403248823607},{"text":"The net wealth is already a five, so that's alright.","start":845.72504,"end":848.22504,"sentiment":"neutral","sentiment_score":0.24047529874369503}],"sentiment":"neutral","sentiment_score":0.09072775337089961,"num_words":74,"start":822.185,"end":848.22504},{"sentences":[{"text":"But I just wanna let you know before you go any further, I wanna switch the investments with CareSuper, rebalance the net wealth, and get the premiums down on the insurance.","start":848.525,"end":857.085,"sentiment":"neutral","sentiment_score":0.18346961010848323},{"text":"Because that's, like, the three main recommendations.","start":857.085,"end":859.185,"sentiment":"neutral","sentiment_score":0.15560035407543182},{"text":"That's it, mate.","start":867.41003,"end":868.21,"sentiment":"neutral","sentiment_score":0.21047673126061758},{"text":"Basically, get the returns going double digits as long as I can.","start":868.21,"end":872.115,"sentiment":"positive","sentiment_score":0.3688744989534219},{"text":"Once you've built the funds up and you close the retirement, we'll reduce the risk level back down again, but we need to get it going a bit faster.","start":872.355,"end":879.815,"sentiment":"neutral","sentiment_score":0.2825658033634054}],"sentiment":"neutral","sentiment_score":0.24425723012991069,"num_words":82,"start":848.525,"end":879.815},{"sentences":[{"text":"So everything's in that document in terms of, you know, fee differences, performance differences, that sort of allocation, all that kind of thing.","start":884.115,"end":890.89,"sentiment":"neutral","sentiment_score":0.06711418376020763},{"text":"Any questions on those ideas?","start":892.47,"end":894.08997,"sentiment":"neutral","sentiment_score":0.040271370112895964},{"text":"Yeah.","start":904.165,"end":904.565,"sentiment":"neutral","sentiment_score":-0.016640979796648026},{"text":"And just quickly on that before I let you go, just in terms of the changes, we've hit end of financial year a couple of months ago.","start":904.565,"end":911.305,"sentiment":"neutral","sentiment_score":-0.02180668753054407},{"text":"Do you know what you're currently on at the moment for for the year on the income?","start":911.365,"end":914.985,"sentiment":"neutral","sentiment_score":-0.02002082545967663}],"sentiment":"neutral","sentiment_score":0.010948047960457737,"num_words":73,"start":884.115,"end":914.985},{"sentences":[{"text":"K.","start":933.28503,"end":933.78503,"sentiment":"neutral","sentiment_score":-0.0000785323791205883},{"text":"Line to a 100,000.","start":934.48505,"end":936.025,"sentiment":"neutral","sentiment_score":0.0033178208395838737},{"text":"And is it still doing anything kinda like that batch work, driving work, anything like that?","start":937.445,"end":941.58,"sentiment":"neutral","sentiment_score":-0.01675498194526881},{"text":"That's concrete.","start":949.5,"end":950.56,"sentiment":"neutral","sentiment_score":-0.09477060288190842},{"text":"So when you say batch, you're not doing anything physical, no tools, or nothing like that?","start":951.02,"end":955.935,"sentiment":"neutral","sentiment_score":-0.10650975536555052}],"sentiment":"neutral","sentiment_score":-0.055091903891223364,"num_words":39,"start":933.28503,"end":955.935},{"sentences":[{"text":"Yep.","start":964.475,"end":964.975,"sentiment":"neutral","sentiment_score":-0.05708213895559311},{"text":"Perfect.","start":970.64996,"end":971.13,"sentiment":"neutral","sentiment_score":0.08603616058826447},{"text":"And how long have you been doing that type of role for now?","start":971.13,"end":974.82996,"sentiment":"neutral","sentiment_score":0.008618414115447264},{"text":"Yep.","start":983.625,"end":984.125,"sentiment":"neutral","sentiment_score":0.06528578698635101},{"text":"Perfect.","start":984.345,"end":984.845,"sentiment":"neutral","sentiment_score":0.1699860394001007}],"sentiment":"neutral","sentiment_score":0.0221332489129375,"num_words":17,"start":964.475,"end":984.845},{"sentences":[{"text":"So no truck doing the batching outside of that.","start":985.145,"end":990.445,"sentiment":"neutral","sentiment_score":0.0025039160003264747},{"text":"Got the new income.","start":990.745,"end":991.705,"sentiment":"neutral","sentiment_score":0.26775604486465454},{"text":"That's perfect.","start":991.705,"end":992.525,"sentiment":"positive","sentiment_score":0.4924463778734207},{"text":"Email's fine.","start":992.99,"end":994.13,"sentiment":"neutral","sentiment_score":0.18103037029504776},{"text":"Any major changes to the mortgage?","start":995.63,"end":997.32996,"sentiment":"neutral","sentiment_score":-0.0066851854013899965}],"sentiment":"neutral","sentiment_score":0.10436529597348493,"num_words":23,"start":985.145,"end":997.32996},{"sentences":[{"text":"I think we had it at 300,000 at the time.","start":997.38995,"end":999.87,"sentiment":"neutral","sentiment_score":0.003304048860445619},{"text":"Is it back up to the 400 mark?","start":999.87,"end":1001.87,"sentiment":"neutral","sentiment_score":-0.011453322134912014},{"text":"Or yep.","start":1001.87,"end":1012.385,"sentiment":"neutral","sentiment_score":0.005639328621327877},{"text":"I'll put $4.20 in.","start":1012.685,"end":1014.465,"sentiment":"neutral","sentiment_score":0.052832597866654396},{"text":"To get the home, I'll do an updated online valuation.","start":1014.925,"end":1017.745,"sentiment":"neutral","sentiment_score":0.08366220369935036}],"sentiment":"neutral","sentiment_score":0.029430735212586382,"num_words":34,"start":997.38995,"end":1017.745},{"sentences":[{"text":"Do you still have the the vehicles and the caravan and everything, or do you have to sort of get rid of something truck going or clear that one out?","start":1018.685,"end":1025.32,"sentiment":"neutral","sentiment_score":-0.035954056866467},{"text":"What?","start":1025.78,"end":1026.02,"sentiment":"neutral","sentiment_score":-0.017091933637857437},{"text":"Just a car and a caravan?","start":1026.02,"end":1027.24,"sentiment":"neutral","sentiment_score":-0.018812584069867928},{"text":"Anything that would be just for you?","start":1033.7,"end":1042.3474,"sentiment":"neutral","sentiment_score":-0.006897682723190103},{"text":"Am I calling the caravan jointly owned for the time being?","start":1048.9,"end":1057.08,"sentiment":"neutral","sentiment_score":-0.05260842090303248}],"sentiment":"neutral","sentiment_score":-0.03337391914630478,"num_words":55,"start":1018.685,"end":1057.08},{"sentences":[{"text":"Yeah.","start":1064.595,"end":1065.095,"sentiment":"neutral","sentiment_score":0.01620287448167801},{"text":"I'll just quickly do a quick value update.","start":1067.075,"end":1070.2949,"sentiment":"neutral","sentiment_score":0.07452264986932278},{"text":"If you sold the car, sold the caravan, would you get $30 for the caravan still?","start":1070.915,"end":1076.0549,"sentiment":"neutral","sentiment_score":0.01284033409319818},{"text":"Yep.","start":1082.37,"end":1082.87,"sentiment":"neutral","sentiment_score":0.01859118789434433},{"text":"35 to 40 and just lastly for the car.","start":1083.17,"end":1086.47,"sentiment":"neutral","sentiment_score":-0.00004948375539647189}],"sentiment":"neutral","sentiment_score":0.023885007229234492,"num_words":35,"start":1064.595,"end":1086.47},{"sentences":[{"text":"Yep.","start":1094.865,"end":1095.365,"sentiment":"neutral","sentiment_score":0.08995398879051208},{"text":"Perfect.","start":1095.585,"end":1096.085,"sentiment":"neutral","sentiment_score":0.307578980922699},{"text":"No other loans floating around or million dollars under the mattress?","start":1097.185,"end":1100.79,"sentiment":"neutral","sentiment_score":-0.036213047463785515},{"text":"Perfect.","start":1110.9501,"end":1111.4501,"sentiment":"positive","sentiment_score":0.47758498787879944},{"text":"Done and done.","start":1114.285,"end":1115.085,"sentiment":"positive","sentiment_score":0.4362563689549764}],"sentiment":"neutral","sentiment_score":0.10503197307972346,"num_words":17,"start":1094.865,"end":1115.085},{"sentences":[{"text":"I'll update that on our system.","start":1115.085,"end":1116.7051,"sentiment":"neutral","sentiment_score":0.3028701494137446},{"text":"And lastly, only thing for me, two quick things.","start":1117.245,"end":1119.905,"sentiment":"neutral","sentiment_score":0.12385119001070659},{"text":"We just got some reminders in there for the will and the power of attorney if you haven't put that in place, but you do have the beneficiary nomination for the super.","start":1120.4451,"end":1129.29,"sentiment":"neutral","sentiment_score":0.12850457150489092},{"text":"So just a quick reminder on those ones if that's important for you.","start":1130.31,"end":1134.0901,"sentiment":"neutral","sentiment_score":0.16200665556467497},{"text":"If it's helpful, you can get, you know, basic will kits and power of attorney kits from the post office.","start":1141.2949,"end":1147.0549,"sentiment":"neutral","sentiment_score":0.1127391155809164}],"sentiment":"neutral","sentiment_score":0.14256120910868048,"num_words":80,"start":1115.085,"end":1147.0549},{"sentences":[{"text":"All post has government approved ones for $25 a pop.","start":1147.0549,"end":1150.4349,"sentiment":"neutral","sentiment_score":0.10481558367609978},{"text":"They're not the best in the world, but for, you know, a straightforward situation, they can be helpful.","start":1150.575,"end":1155.235,"sentiment":"neutral","sentiment_score":0.08038520937164624},{"text":"But don't always have to go to a lawyer for them.","start":1155.8099,"end":1158.61,"sentiment":"neutral","sentiment_score":-0.24409224770285867},{"text":"That's all.","start":1158.61,"end":1159.35,"sentiment":"neutral","sentiment_score":-0.14855821803212166},{"text":"Right.","start":1167.1699,"end":1167.525,"sentiment":"neutral","sentiment_score":-0.033748432993888855}],"sentiment":"neutral","sentiment_score":-0.012399761627117792,"num_words":42,"start":1147.0549,"end":1167.525},{"sentences":[{"text":"Fair enough.","start":1175.125,"end":1175.865,"sentiment":"neutral","sentiment_score":-0.03177751414477825},{"text":"Outside of that, any questions for me so far on what we've talked about, Shane?","start":1177.925,"end":1182.425,"sentiment":"neutral","sentiment_score":-0.018266865704208612},{"text":"Any questions on your end so far from any of these aspects?","start":1187.46,"end":1191.0,"sentiment":"neutral","sentiment_score":-0.029153516205648582},{"text":"Yeah.","start":1198.885,"end":1199.205,"sentiment":"neutral","sentiment_score":-0.01497265137732029},{"text":"So the other one, once you've signed off the statement of advice, the last one is the consent form for Netwealth.","start":1199.205,"end":1205.625,"sentiment":"neutral","sentiment_score":-0.00356373649888805}],"sentiment":"neutral","sentiment_score":-0.015239437768126236,"num_words":51,"start":1175.125,"end":1205.625},{"sentences":[{"text":"So we can't look after the super or anything unless we do have the consent form, which is the last one on that that DocuSign.","start":1205.6849,"end":1212.78,"sentiment":"neutral","sentiment_score":-0.0370949981501326},{"text":"We do have the oh, perfect.","start":1214.4401,"end":1221.18,"sentiment":"neutral","sentiment_score":0.19420586402217546},{"text":"So yeah.","start":1221.48,"end":1223.32,"sentiment":"neutral","sentiment_score":0.08627553656697273},{"text":"So we've changed it to a bit of a flat fee structure now.","start":1223.32,"end":1227.105,"sentiment":"neutral","sentiment_score":0.08763628195111568},{"text":"So what basically happens is normally we charge the 1.65%, but we put it in as a flat one.","start":1227.105,"end":1233.0449,"sentiment":"neutral","sentiment_score":0.053594195529034265}],"sentiment":"neutral","sentiment_score":0.03950727206045905,"num_words":65,"start":1205.6849,"end":1233.0449},{"sentences":[{"text":"So as the super grows up, it doesn't change for twelve months at a time.","start":1233.1849,"end":1237.205,"sentiment":"neutral","sentiment_score":0.04261104539036751},{"text":"But, again, you're not locked in with us for the twelve months.","start":1237.745,"end":1240.41,"sentiment":"neutral","sentiment_score":-0.015455823857337236},{"text":"It's just the consent can only last for up to twelve months at a time.","start":1240.5701,"end":1245.63,"sentiment":"neutral","sentiment_score":-0.023627850413322448},{"text":"Cool.","start":1250.0901,"end":1250.5901,"sentiment":"positive","sentiment_score":0.4272170662879944},{"text":"It's yes.","start":1251.29,"end":1253.13,"sentiment":"neutral","sentiment_score":0.29516562819480896}],"sentiment":"neutral","sentiment_score":0.024818363578783142,"num_words":45,"start":1233.1849,"end":1253.13},{"sentences":[{"text":"That's come through, Simon.","start":1253.13,"end":1254.17,"sentiment":"positive","sentiment_score":0.4388243034482002},{"text":"Thank you very much for that.","start":1254.17,"end":1255.515,"sentiment":"positive","sentiment_score":0.7983017563819885},{"text":"Is there anything else I can sort of help with in the interim?","start":1255.755,"end":1258.495,"sentiment":"neutral","sentiment_score":0.1252117185638501},{"text":"Yeah.","start":1271.0801,"end":1271.5801,"sentiment":"neutral","sentiment_score":-0.011582670733332634},{"text":"So but it could be, again, $45, so I'll see what it comes back like.","start":1272.12,"end":1276.3,"sentiment":"neutral","sentiment_score":-0.059505194425582886}],"sentiment":"neutral","sentiment_score":0.18637691041788992,"num_words":39,"start":1253.13,"end":1276.3},{"sentences":[{"text":"What I'll do is, again, we'll post out an investment switch form to get that bumped up on care, the investment reduction of the life and CBD, and I think they've got a separate form for the cancellation of the IP, the income protection.","start":1276.92,"end":1291.725,"sentiment":"neutral","sentiment_score":0.07828830267218026},{"text":"So we'll post you out a big pack with three in there, prefilled.","start":1292.025,"end":1295.085,"sentiment":"neutral","sentiment_score":0.15508651045652536},{"text":"You just gotta give them a squiggle, and there'll be a forward on envelope in there as well.","start":1295.385,"end":1303.9401,"sentiment":"neutral","sentiment_score":0.09259266282121341},{"text":"Yeah.","start":1303.9401,"end":1304.26,"sentiment":"neutral","sentiment_score":0.12810960412025452},{"text":"That's right.","start":1304.26,"end":1305.08,"sentiment":"neutral","sentiment_score":0.24097289144992828}],"sentiment":"neutral","sentiment_score":0.09919914450400914,"num_words":78,"start":1276.92,"end":1305.08},{"sentences":[{"text":"They're a little bit sensitive with it.","start":1305.3,"end":1307.38,"sentiment":"neutral","sentiment_score":-0.1613773905805179},{"text":"Like, you can scan them up and email them, but sometimes they're a bit iffy about signatures and ID and things like that.","start":1307.38,"end":1312.765,"sentiment":"neutral","sentiment_score":-0.21760504741383635},{"text":"So it's probably best to just put it in the pack and chuck it in the box.","start":1312.765,"end":1316.4651,"sentiment":"neutral","sentiment_score":0.0046663198839215665},{"text":"Yeah.","start":1323.805,"end":1324.23,"sentiment":"neutral","sentiment_score":0.1531144380569458},{"text":"Yep.","start":1324.39,"end":1324.89,"sentiment":"neutral","sentiment_score":0.17177918553352356}],"sentiment":"neutral","sentiment_score":-0.1169456482237699,"num_words":49,"start":1305.3,"end":1324.89},{"sentences":[{"text":"Easy done.","start":1331.4299,"end":1332.33,"sentiment":"positive","sentiment_score":0.6863844692707062},{"text":"And for the NetWell, because we've got access to transact on the account, as soon as that's now back signed, I'll give that to the team, and next week they'll switch all the investments around on there and do the old rebalance.","start":1332.39,"end":1344.045,"sentiment":"neutral","sentiment_score":0.2856553736187163},{"text":"So that should be the last thing is that pack.","start":1344.105,"end":1347.005,"sentiment":"neutral","sentiment_score":0.1274509947746992},{"text":"Yeah.","start":1355.0,"end":1355.3201,"sentiment":"neutral","sentiment_score":0.0552695095539093},{"text":"Yeah.","start":1355.3201,"end":1355.56,"sentiment":"neutral","sentiment_score":0.04694477096199989}],"sentiment":"neutral","sentiment_score":0.2633396224784,"num_words":56,"start":1331.4299,"end":1355.56},{"sentences":[{"text":"He's still the boss, man.","start":1355.56,"end":1357.02,"sentiment":"neutral","sentiment_score":-0.01829703040421009},{"text":"He's still the director.","start":1357.16,"end":1358.2001,"sentiment":"neutral","sentiment_score":-0.00630927225574851},{"text":"He you'll see him online if you have a look at the the Facebook or the TikTok.","start":1358.2001,"end":1361.64,"sentiment":"neutral","sentiment_score":0.07568932456128738},{"text":"He does a few videos every now and then with Bart.","start":1361.64,"end":1363.785,"sentiment":"neutral","sentiment_score":0.07974063097075983},{"text":"And, yeah, I talk to him every day.","start":1364.265,"end":1366.8451,"sentiment":"neutral","sentiment_score":-0.1522860585246235}],"sentiment":"neutral","sentiment_score":0.018418994421760242,"num_words":45,"start":1355.56,"end":1366.8451},{"sentences":[{"text":"Yes.","start":1370.905,"end":1371.225,"sentiment":"neutral","sentiment_score":0.03080650046467781},{"text":"Yep.","start":1371.225,"end":1371.725,"sentiment":"neutral","sentiment_score":0.018284965306520466},{"text":"No.","start":1372.025,"end":1372.265,"sentiment":"neutral","sentiment_score":-0.14605557918548584},{"text":"He's still the boss.","start":1372.265,"end":1373.3251,"sentiment":"neutral","sentiment_score":-0.14293931052088737},{"text":"That's the right that's the aim.","start":1387.16,"end":1388.655,"sentiment":"positive","sentiment_score":0.5903615603844324}],"sentiment":"neutral","sentiment_score":0.22103446206221214,"num_words":13,"start":1370.905,"end":1388.655},{"sentences":[{"text":"If you have any trouble with the forms at all, just be careful not to try and scribble anything out.","start":1388.895,"end":1393.775,"sentiment":"neutral","sentiment_score":-0.14369659796357154},{"text":"If you make a mistake, just give us a call straight away because they're very they're a bit sensitive with their documents.","start":1393.775,"end":1399.3151,"sentiment":"neutral","sentiment_score":-0.18183358318426393},{"text":"Cool.","start":1403.295,"end":1403.7,"sentiment":"positive","sentiment_score":0.38684165477752686},{"text":"Awesome.","start":1403.94,"end":1404.1799,"sentiment":"positive","sentiment_score":0.7036387920379639},{"text":"Look.","start":1404.1799,"end":1404.58,"sentiment":"positive","sentiment_score":0.5266340970993042}],"sentiment":"neutral","sentiment_score":-0.11682569434245428,"num_words":45,"start":1388.895,"end":1404.58},{"sentences":[{"text":"I really appreciate you taking the time, mate.","start":1404.58,"end":1406.6799,"sentiment":"positive","sentiment_score":0.8124475106596947},{"text":"Cool.","start":1409.86,"end":1410.1799,"sentiment":"positive","sentiment_score":0.7133053541183472},{"text":"I'll talk to you again soon.","start":1410.1799,"end":1411.22,"sentiment":"positive","sentiment_score":0.605201413234075},{"text":"Thanks so much,","start":1411.22,"end":1412.0399,"sentiment":"positive","sentiment_score":0.7866957982381185}],"sentiment":"positive","sentiment_score":0.733565628528595,"num_words":18,"start":1404.58,"end":1412.0399}]}}]},{"alternatives":[{"transcript":"Hello? Right now, isn't it? Yeah. Yeah. Yep. Yep. Second eleven seventy three. 40 4 Pride Bank Crescent in Pinross. Yeah. Yep. Yep. Yeah. Yeah. I'd travel tomorrow if I could. Yeah. Hello? I might. Okay. Probably, I don't know whether I saved it, but I'm I reckon I'm on the same. Something's better. Right. Yeah. That's all. Yep. Yeah. That's right. Yep. Because when you'd like to go over, you couldn't match their insurance today. That's why I stayed with them. Yeah. Right. Okay. I could probably just about I could probably just about get rid of that really because I've actually I only had that when I had my own truck when I was, like, a subcontractor. And I could I only wanted that in place. So if I got injured while I was out riding my bike or whatever, I still got some sort of income to keep paying the truck loan. You know? But, obviously, all that's changed now because I don't have a truck. That's gone. And I've just excuse me for two seconds. I gotta track this phone call. Sorry about that. I'm still at work. Right. So, yeah, if we get rid of that altogether, we'll obviously save quite a bit of money. So that'll be more 4 or $5 back into my super, you mean? Right. Right. Have you got the phone number? So, obviously, I'm gonna have to ring and cancel it with you guys. I might be able to. Yeah. Yeah. Yeah. Yeah. Because like I say, I reckon I could just about cancel that altogether. But the PPD, we could probably put that down to, like, a $150 or something. You know? That's that's only a just in case thing, you know? You know? Yeah. Yeah. Well, that's a $57.05 the same, isn't it? I reckon we could just about half that, Like, 200 and 50 or something. Because I think last time last time I spoke to somebody about all this sort of stuff, last last time someone rang. Basically, I had to ring up and and do it. But I know I've been needing to do it, but I just haven't got around to doing it. You know? I do think about it all the time, but, you know, I think we can get rid of the the income because obviously, I work for a big company now, you know, so I don't need that, you know. And obviously, the other one, we could probably have it, like, 250, the the TPD. And the the income protection, the life insurance, you you could put it down to $4.70 or something. Yeah. Or even $4.50 probably because I don't owe that much on my mortgage. So, you know, it's only to pay that out if something happened. You know? So so you could put that down to $4.50 and the other one could pay she could probably put it in 200,000, I suppose. Alright. Hang on. Let's have a look. Where where is this particular box? In the it's in the I q thing? Yeah. I see the I q thing. Yeah. Yeah. When you go on that sign document, yeah, it comes up with that Gold Coast picture thing. Yeah. Yeah. Yeah. Yeah. Little tiny fucking box that you can hardly read. Yeah. And I say the fucking writing text more. I can't even read what I've written in there. No. It's fine. Probably I probably wrote protection wrong, but I can't read the account anyway. It's that fucking it's that fucking phone. Alright. Can you please can you can you cancel the income protection? What's the other bit we need to run? Oh, alright. Life insurance put down to let me say log as well as 450. I think that's enough zeros, I think. And the other one, we need the okay. I don't know that. 3, 23322300000. Alright. I don't know if there's enough euros there, but anyway, you know what I mean. Now I need to find and where's it going? Do we need to sign that box, is it? Yep. And the date, is it? I was gonna say I have the two already written in there because I can't see it. Yeah. Alright. So now what do we do? Yep. Yep. Somewhere up there. Right. Okay. Well, whatever is gonna benefit me. Whatever. Yeah. You know? Yeah. Yeah. Yeah. No. It's just so in order, I knew I had to do it and put it down because obviously things have changed, you know, but yeah. Well, I was on, like, really good money last year, but this year is gonna be a bit different. But I think it's gonna be around the around the 90 to a 100,000. No. I don't drive a truck anymore. I sit in a office and batched concrete. I might go and chuck 10 kilo bags in a load and that's about it. Nothing doing strenuously physical. No. A good two years? I think it's $4.20, I think. It's somewhere around there anyway. What that I own or me and the Wi Fi? Pretty sure well, I don't know whether the caravan's in my name, but I know the car is. Because I've got a well, obviously, the car and the caravan's jointly owned because it's on the mortgage, you know, but they've so but they obviously they're paid off, obviously. I owe them. No. I'd probably get $35.40 for it. The car, I'd probably get 30 to 35. 35, probably. No. No. I consolidated them all into the mortgage loan, actually, and that was it. Yeah. I I I do realize I've gotta do that. Yeah. I've just I've just been to a lawyer for mom and dad's bill, actually. Yeah. They just they just Google theirs out with some stupid amount of money. What was that? No. Only that thing we have to sign. You have to sign in two different places. Right? Yeah. I signed that and it's saying back with you get a signed document by email. So that's obviously done too. Yeah. Okay. Alright. So that should be all done. Right? Yeah. I don't think so. I think that's what I say. I knew I had to change all that sort of shit to save money and obviously changing them all is gonna save quite a bit obviously. Yeah. Yep. And send them back to care. Yeah. Just mail them out, then I could I could sign it. You you know, it comes with the prepaid envelope to send it back to them, Yeah. Yeah. Okay. Yeah. That'll be the best way. Yeah. We can just wait and sort it all out. Yeah. Yeah. Is that got a Chevy? Chevy still working? I think it is. Yeah. Okay. No. No. I can't remember talking to him when I first changed everything over. Okay. Okay. Alright. Yeah. No worries. Don't wait for all that shit to come out and we'll sort it out and send it all back and save some money for once. Yeah. Okay. Yep. Yep. Alright. Yep. No worries. Alright. Thank you. Alright. See you then.","confidence":0.95874023,"words":[{"word":"hello","start":7.04,"end":7.54,"confidence":0.9567871,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.1000378206372261},{"word":"right","start":19.085,"end":19.485,"confidence":0.36157227,"punctuated_word":"Right","sentiment":"neutral","sentiment_score":-0.015423580072820188},{"word":"now","start":19.485,"end":19.805,"confidence":0.6623535,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.01631847955286503},{"word":"isn't","start":19.805,"end":20.205,"confidence":0.83691406,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":0.006808487698435783},{"word":"it","start":20.205,"end":20.705,"confidence":0.9980469,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.025039855390787125},{"word":"yeah","start":23.564999,"end":23.724998,"confidence":0.9836426,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07041525840759277},{"word":"yeah","start":23.724998,"end":24.224998,"confidence":0.98217773,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17538878321647644},{"word":"yep","start":34.989998,"end":35.489998,"confidence":0.64416504,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11467142403125764},{"word":"yep","start":42.605,"end":43.105,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1054021343588829},{"word":"second","start":56.74,"end":57.14,"confidence":0.9394531,"punctuated_word":"Second","sentiment":"neutral","sentiment_score":0.009796170517802238},{"word":"eleven","start":57.14,"end":57.64,"confidence":0.8676758,"punctuated_word":"eleven","sentiment":"neutral","sentiment_score":0.005441244225949049},{"word":"seventy","start":57.7,"end":58.100002,"confidence":0.99609375,"punctuated_word":"seventy","sentiment":"neutral","sentiment_score":0.007675215136259794},{"word":"three","start":58.100002,"end":58.600002,"confidence":0.734375,"punctuated_word":"three.","sentiment":"neutral","sentiment_score":0.005236914847046137},{"word":"40","start":59.22,"end":59.62,"confidence":0.97998047,"punctuated_word":"40","sentiment":"neutral","sentiment_score":0.006657502613961697},{"word":"4","start":59.62,"end":60.1,"confidence":0.99609375,"punctuated_word":"4","sentiment":"neutral","sentiment_score":0.008820829913020134},{"word":"pride","start":60.1,"end":60.34,"confidence":0.80371094,"punctuated_word":"Pride","sentiment":"neutral","sentiment_score":0.01143118366599083},{"word":"bank","start":60.34,"end":60.66,"confidence":0.7915039,"punctuated_word":"Bank","sentiment":"neutral","sentiment_score":0.017429934814572334},{"word":"crescent","start":60.66,"end":61.06,"confidence":0.99609375,"punctuated_word":"Crescent","sentiment":"neutral","sentiment_score":0.014071150682866572},{"word":"in","start":61.06,"end":61.22,"confidence":0.9633789,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.012131795287132263},{"word":"pinross","start":61.22,"end":61.72,"confidence":0.70442706,"punctuated_word":"Pinross.","sentiment":"neutral","sentiment_score":0.026271579787135124},{"word":"yeah","start":66.5,"end":67.0,"confidence":0.5583496,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09363413602113724},{"word":"yep","start":76.665,"end":77.165,"confidence":0.6505127,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.019110914319753647},{"word":"yep","start":79.065,"end":79.565,"confidence":0.782959,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03417125344276428},{"word":"yeah","start":99.7,"end":100.155,"confidence":0.96240234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01858383417129517},{"word":"yeah","start":100.795,"end":101.115,"confidence":0.95410156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.017079703509807587},{"word":"i'd","start":101.115,"end":101.354996,"confidence":0.95166016,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.005707865115255117},{"word":"travel","start":101.354996,"end":101.835,"confidence":0.9941406,"punctuated_word":"travel","sentiment":"neutral","sentiment_score":0.0007764101028442383},{"word":"tomorrow","start":101.835,"end":102.155,"confidence":0.99902344,"punctuated_word":"tomorrow","sentiment":"neutral","sentiment_score":0.016447708010673523},{"word":"if","start":102.155,"end":102.395,"confidence":0.94140625,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.020254721865057945},{"word":"i","start":102.395,"end":102.475,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.004702374339103699},{"word":"could","start":102.475,"end":102.975,"confidence":0.9975586,"punctuated_word":"could.","sentiment":"neutral","sentiment_score":0.015485621988773346},{"word":"yeah","start":108.634995,"end":109.134995,"confidence":0.68969727,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14754188060760498},{"word":"hello","start":140.45,"end":140.95,"confidence":0.92871094,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.019466448575258255},{"word":"i","start":175.21,"end":175.37001,"confidence":0.48388672,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06570509076118469},{"word":"might","start":175.37001,"end":175.69,"confidence":0.62561035,"punctuated_word":"might.","sentiment":"neutral","sentiment_score":-0.05165945738554001},{"word":"okay","start":175.69,"end":176.19,"confidence":0.9777832,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.014645634219050407},{"word":"probably","start":177.53,"end":177.85,"confidence":0.6218262,"punctuated_word":"Probably,","sentiment":"neutral","sentiment_score":-0.03774671256542206},{"word":"i","start":177.85,"end":177.93001,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08031308650970459},{"word":"don't","start":177.93001,"end":178.17,"confidence":0.98168945,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.08838563412427902},{"word":"know","start":178.17,"end":178.33,"confidence":0.9790039,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.09071117639541626},{"word":"whether","start":178.33,"end":178.57,"confidence":0.9589844,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":-0.07473985850811005},{"word":"i","start":178.57,"end":178.81,"confidence":0.9580078,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.095804400742054},{"word":"saved","start":178.81,"end":179.145,"confidence":0.5498047,"punctuated_word":"saved","sentiment":"neutral","sentiment_score":-0.046113334596157074},{"word":"it","start":179.225,"end":179.38501,"confidence":0.7937012,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.05956799536943436},{"word":"but","start":179.38501,"end":179.545,"confidence":0.96875,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.07058969140052795},{"word":"i'm","start":179.545,"end":179.745,"confidence":0.7351074,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.07774987816810608},{"word":"i","start":179.945,"end":180.02501,"confidence":0.9819336,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08286711573600769},{"word":"reckon","start":180.02501,"end":180.345,"confidence":0.97998047,"punctuated_word":"reckon","sentiment":"neutral","sentiment_score":-0.0869780033826828},{"word":"i'm","start":180.345,"end":180.505,"confidence":0.9291992,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.06049244850873947},{"word":"on","start":180.505,"end":180.66501,"confidence":0.8535156,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.06967479735612869},{"word":"the","start":180.66501,"end":180.74501,"confidence":0.9550781,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07150042802095413},{"word":"same","start":180.74501,"end":181.065,"confidence":0.7775879,"punctuated_word":"same.","sentiment":"neutral","sentiment_score":-0.05754777789115906},{"word":"something's","start":181.065,"end":181.315,"confidence":0.95703125,"punctuated_word":"Something's","sentiment":"neutral","sentiment_score":-0.007495179772377014},{"word":"better","start":181.315,"end":181.815,"confidence":0.99609375,"punctuated_word":"better.","sentiment":"neutral","sentiment_score":-0.001162298023700714},{"word":"right","start":202.3,"end":202.8,"confidence":0.85961914,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.04894687235355377},{"word":"yeah","start":220.985,"end":221.30501,"confidence":0.765625,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07256428897380829},{"word":"that's","start":221.30501,"end":221.625,"confidence":0.64782715,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.06450634449720383},{"word":"all","start":221.625,"end":221.865,"confidence":0.8300781,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.06939258426427841},{"word":"yep","start":221.865,"end":222.365,"confidence":0.76782227,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1391633152961731},{"word":"yeah","start":241.94499,"end":242.185,"confidence":0.9921875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08628122508525848},{"word":"that's","start":242.185,"end":242.50499,"confidence":0.9719238,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.10668782889842988},{"word":"right","start":242.50499,"end":242.665,"confidence":0.8774414,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.12334052473306656},{"word":"yep","start":242.665,"end":243.165,"confidence":0.7573242,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0901896059513092},{"word":"because","start":243.305,"end":243.70499,"confidence":0.9589844,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.02225368469953537},{"word":"when","start":243.70499,"end":243.94499,"confidence":0.9941406,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.006697006523609161},{"word":"you'd","start":243.94499,"end":244.185,"confidence":0.79418945,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":-0.0029612507205456495},{"word":"like","start":244.185,"end":244.50499,"confidence":0.8803711,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.025853030383586884},{"word":"to","start":244.50499,"end":244.58499,"confidence":0.91015625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.023974165320396423},{"word":"go","start":244.58499,"end":244.825,"confidence":0.33374023,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.012669555842876434},{"word":"over","start":244.825,"end":245.305,"confidence":0.79589844,"punctuated_word":"over,","sentiment":"neutral","sentiment_score":-0.009218476712703705},{"word":"you","start":245.305,"end":245.545,"confidence":0.9448242,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09004084765911102},{"word":"couldn't","start":245.545,"end":246.025,"confidence":0.7595215,"punctuated_word":"couldn't","sentiment":"neutral","sentiment_score":-0.09290823340415956},{"word":"match","start":246.025,"end":246.42499,"confidence":0.9316406,"punctuated_word":"match","sentiment":"neutral","sentiment_score":-0.11582038551568984},{"word":"their","start":246.42499,"end":246.665,"confidence":0.8911133,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.12945300340652466},{"word":"insurance","start":246.665,"end":247.165,"confidence":0.9267578,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.13128811120986938},{"word":"today","start":247.305,"end":247.805,"confidence":0.71398926,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":-0.09357915073633194},{"word":"that's","start":247.94499,"end":248.105,"confidence":0.9941406,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.013755297288298609},{"word":"why","start":248.105,"end":248.34499,"confidence":0.9135742,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.004128873348236084},{"word":"i","start":248.34499,"end":248.50499,"confidence":0.64160156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03198561817407608},{"word":"stayed","start":248.50499,"end":248.825,"confidence":0.81640625,"punctuated_word":"stayed","sentiment":"neutral","sentiment_score":0.019729740917682648},{"word":"with","start":248.825,"end":248.98499,"confidence":0.9760742,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.06357388198375702},{"word":"them","start":248.98499,"end":249.48499,"confidence":0.99658203,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":-0.04056505858898163},{"word":"yeah","start":270.345,"end":270.845,"confidence":0.76220703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.015683848410844803},{"word":"right","start":301.70502,"end":301.945,"confidence":0.7352295,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.0751066654920578},{"word":"okay","start":301.945,"end":302.445,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.07000488042831421},{"word":"i","start":303.785,"end":303.945,"confidence":0.57373047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11288844048976898},{"word":"could","start":303.945,"end":304.185,"confidence":0.5385742,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.13775916397571564},{"word":"probably","start":304.185,"end":304.505,"confidence":0.9760742,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.15186133980751038},{"word":"just","start":304.505,"end":304.665,"confidence":0.96875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.09236034005880356},{"word":"about","start":304.665,"end":304.905,"confidence":0.95703125,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.06708429008722305},{"word":"i","start":305.065,"end":305.145,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19240833818912503},{"word":"could","start":305.145,"end":305.305,"confidence":0.63964844,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.22528387606143951},{"word":"probably","start":305.305,"end":305.625,"confidence":0.9980469,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.2713280916213989},{"word":"just","start":305.625,"end":305.865,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.288640558719635},{"word":"about","start":305.865,"end":306.185,"confidence":0.99121094,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.29844826459884644},{"word":"get","start":306.185,"end":306.345,"confidence":0.9921875,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.2677643895149231},{"word":"rid","start":306.345,"end":306.505,"confidence":1.0,"punctuated_word":"rid","sentiment":"neutral","sentiment_score":-0.21689552068710327},{"word":"of","start":306.505,"end":306.585,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2805785536766052},{"word":"that","start":306.585,"end":306.905,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.29904288053512573},{"word":"really","start":306.905,"end":307.145,"confidence":0.57910156,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.2489727884531021},{"word":"because","start":307.145,"end":307.385,"confidence":0.5961914,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.12161214649677277},{"word":"i've","start":307.385,"end":307.70502,"confidence":0.7512207,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.18445484340190887},{"word":"actually","start":307.70502,"end":308.20502,"confidence":0.7495117,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.11638122797012328},{"word":"i","start":308.585,"end":308.745,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16490480303764343},{"word":"only","start":308.745,"end":309.065,"confidence":0.97998047,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.10353466123342514},{"word":"had","start":309.065,"end":309.305,"confidence":0.98291016,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.1913270205259323},{"word":"that","start":309.305,"end":309.465,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.19549442827701569},{"word":"when","start":309.465,"end":309.785,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.12930025160312653},{"word":"i","start":309.785,"end":309.865,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13396981358528137},{"word":"had","start":309.865,"end":310.105,"confidence":0.9838867,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.11776933073997498},{"word":"my","start":310.105,"end":310.345,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1344909816980362},{"word":"own","start":310.345,"end":310.745,"confidence":0.99609375,"punctuated_word":"own","sentiment":"neutral","sentiment_score":-0.1311465948820114},{"word":"truck","start":310.745,"end":311.04,"confidence":0.70458984,"punctuated_word":"truck","sentiment":"neutral","sentiment_score":-0.09796840697526932},{"word":"when","start":311.68002,"end":312.0,"confidence":0.99121094,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.08726200461387634},{"word":"i","start":312.0,"end":312.08002,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10984095185995102},{"word":"was","start":312.08002,"end":312.32,"confidence":0.7988281,"punctuated_word":"was,","sentiment":"neutral","sentiment_score":-0.1147165149450302},{"word":"like","start":312.32,"end":312.48,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.11662866175174712},{"word":"a","start":312.48,"end":312.72,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12841583788394928},{"word":"subcontractor","start":312.72,"end":313.22,"confidence":0.8461914,"punctuated_word":"subcontractor.","sentiment":"neutral","sentiment_score":-0.11869092285633089},{"word":"and","start":314.72,"end":315.22,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.09092114865779875},{"word":"i","start":316.80002,"end":317.04,"confidence":0.8588867,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1022387444972992},{"word":"could","start":317.04,"end":317.36002,"confidence":0.8251953,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.1073622703552246},{"word":"i","start":317.6,"end":317.84,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09936751425266266},{"word":"only","start":317.84,"end":318.24002,"confidence":0.99121094,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.06501678377389908},{"word":"wanted","start":318.24002,"end":318.56,"confidence":0.9941406,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":-0.0985068306326866},{"word":"that","start":318.56,"end":318.88,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11861337721347807},{"word":"in","start":318.88,"end":319.04,"confidence":0.98828125,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.07732678949832916},{"word":"place","start":319.04,"end":319.52002,"confidence":0.7585449,"punctuated_word":"place.","sentiment":"neutral","sentiment_score":-0.09420688450336456},{"word":"so","start":319.52002,"end":319.76,"confidence":0.9741211,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.111967533826828},{"word":"if","start":319.76,"end":319.92,"confidence":0.96972656,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.16046030819416046},{"word":"i","start":319.92,"end":320.42,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.26088234782218933},{"word":"got","start":321.12,"end":321.2,"confidence":0.9892578,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.2630321979522705},{"word":"injured","start":321.2,"end":321.7,"confidence":0.99609375,"punctuated_word":"injured","sentiment":"neutral","sentiment_score":-0.24892494082450867},{"word":"while","start":322.32,"end":322.56,"confidence":0.9472656,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.26441386342048645},{"word":"i","start":322.56,"end":322.64,"confidence":0.8935547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2917170822620392},{"word":"was","start":322.64,"end":322.80002,"confidence":0.93115234,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.2385777533054352},{"word":"out","start":322.80002,"end":323.04,"confidence":0.92822266,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.1943865716457367},{"word":"riding","start":323.04,"end":323.44,"confidence":0.9760742,"punctuated_word":"riding","sentiment":"neutral","sentiment_score":-0.12644816935062408},{"word":"my","start":323.44,"end":323.595,"confidence":0.5864258,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.20599794387817383},{"word":"bike","start":323.755,"end":323.995,"confidence":0.48657227,"punctuated_word":"bike","sentiment":"neutral","sentiment_score":-0.08966377377510071},{"word":"or","start":323.995,"end":324.155,"confidence":0.9819336,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.15250752866268158},{"word":"whatever","start":324.155,"end":324.655,"confidence":0.8400879,"punctuated_word":"whatever,","sentiment":"neutral","sentiment_score":-0.16527214646339417},{"word":"i","start":325.755,"end":326.075,"confidence":0.9892578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.18605612218379977},{"word":"still","start":326.075,"end":326.395,"confidence":0.98828125,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.11009543389081956},{"word":"got","start":326.395,"end":326.635,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.17705130577087402},{"word":"some","start":326.635,"end":326.955,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.1556599736213684},{"word":"sort","start":326.955,"end":327.115,"confidence":0.9941406,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.16772140562534332},{"word":"of","start":327.115,"end":327.355,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2025658488273621},{"word":"income","start":327.355,"end":327.855,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.1997094750404358},{"word":"to","start":328.555,"end":329.055,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15682710707187653},{"word":"keep","start":329.355,"end":329.675,"confidence":0.99902344,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.15936535596847534},{"word":"paying","start":329.675,"end":329.915,"confidence":0.9448242,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.18488287925720215},{"word":"the","start":329.915,"end":330.155,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.18297669291496277},{"word":"truck","start":330.155,"end":330.475,"confidence":0.98828125,"punctuated_word":"truck","sentiment":"neutral","sentiment_score":-0.12330825626850128},{"word":"loan","start":330.475,"end":330.715,"confidence":0.5656738,"punctuated_word":"loan.","sentiment":"neutral","sentiment_score":-0.1731957197189331},{"word":"you","start":330.715,"end":330.875,"confidence":0.99121094,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.07678328454494476},{"word":"know","start":330.875,"end":331.375,"confidence":0.9880371,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.06590137630701065},{"word":"but","start":332.395,"end":332.715,"confidence":0.7805176,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.05211905017495155},{"word":"obviously","start":332.715,"end":333.195,"confidence":0.99902344,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.045305412262678146},{"word":"all","start":333.195,"end":333.435,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.02347099781036377},{"word":"that's","start":333.435,"end":333.755,"confidence":0.9213867,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.07748372852802277},{"word":"changed","start":333.755,"end":334.075,"confidence":0.9980469,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":-0.10709728300571442},{"word":"now","start":334.075,"end":334.395,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.0934802070260048},{"word":"because","start":334.395,"end":334.635,"confidence":0.8310547,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.08200199902057648},{"word":"i","start":334.635,"end":334.715,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14617274701595306},{"word":"don't","start":334.715,"end":335.035,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.11970558762550354},{"word":"have","start":335.035,"end":335.275,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.16891516745090485},{"word":"a","start":335.275,"end":335.435,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.15055051445961},{"word":"truck","start":335.435,"end":335.935,"confidence":0.90234375,"punctuated_word":"truck.","sentiment":"neutral","sentiment_score":-0.13458144664764404},{"word":"that's","start":336.155,"end":336.635,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.11022765934467316},{"word":"gone","start":336.635,"end":337.135,"confidence":0.845459,"punctuated_word":"gone.","sentiment":"neutral","sentiment_score":-0.13536426424980164},{"word":"and","start":337.835,"end":338.155,"confidence":0.8720703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.06575992703437805},{"word":"i've","start":338.155,"end":338.46,"confidence":0.57250977,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.08990535140037537},{"word":"just","start":338.62,"end":338.86,"confidence":0.5341797,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.07555678486824036},{"word":"excuse","start":338.86,"end":339.25998,"confidence":0.98291016,"punctuated_word":"excuse","sentiment":"neutral","sentiment_score":-0.08728514611721039},{"word":"me","start":339.25998,"end":339.41998,"confidence":0.9951172,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.08426307141780853},{"word":"for","start":339.41998,"end":339.5,"confidence":0.8178711,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0814860612154007},{"word":"two","start":339.5,"end":339.74,"confidence":0.50097656,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.06621668487787247},{"word":"seconds","start":339.74,"end":339.97998,"confidence":0.95532227,"punctuated_word":"seconds.","sentiment":"neutral","sentiment_score":-0.058542750775814056},{"word":"i","start":339.97998,"end":340.06,"confidence":0.96972656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04897303879261017},{"word":"gotta","start":340.06,"end":340.3,"confidence":0.61376953,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.0427691712975502},{"word":"track","start":340.3,"end":340.53998,"confidence":0.62890625,"punctuated_word":"track","sentiment":"neutral","sentiment_score":-0.03260539099574089},{"word":"this","start":340.53998,"end":340.69998,"confidence":0.7758789,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.04302053153514862},{"word":"phone","start":340.69998,"end":340.94,"confidence":0.84716797,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":-0.027005530893802643},{"word":"call","start":340.94,"end":341.44,"confidence":0.9550781,"punctuated_word":"call.","sentiment":"neutral","sentiment_score":-0.028054222464561462},{"word":"sorry","start":379.11,"end":379.34998,"confidence":0.75341797,"punctuated_word":"Sorry","sentiment":"neutral","sentiment_score":-0.1375330686569214},{"word":"about","start":379.34998,"end":379.59,"confidence":0.9482422,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.11627183109521866},{"word":"that","start":379.59,"end":379.83,"confidence":0.91137695,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.09790374338626862},{"word":"i'm","start":379.83,"end":380.15,"confidence":0.7597656,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.08648297190666199},{"word":"still","start":380.15,"end":380.38998,"confidence":0.99609375,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.08076195418834686},{"word":"at","start":380.38998,"end":380.55,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.07714688777923584},{"word":"work","start":380.55,"end":381.05,"confidence":0.99853516,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":-0.06481240689754486},{"word":"right","start":385.325,"end":385.485,"confidence":0.5229492,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.06819799542427063},{"word":"so","start":385.485,"end":385.985,"confidence":0.76904297,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.15670041739940643},{"word":"yeah","start":386.045,"end":386.285,"confidence":0.7487793,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.1431492269039154},{"word":"if","start":386.285,"end":386.365,"confidence":0.984375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.14976882934570312},{"word":"we","start":386.365,"end":386.685,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08048456907272339},{"word":"get","start":386.685,"end":386.925,"confidence":0.99609375,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.06146247684955597},{"word":"rid","start":386.925,"end":387.165,"confidence":1.0,"punctuated_word":"rid","sentiment":"neutral","sentiment_score":0.03769848495721817},{"word":"of","start":387.165,"end":387.325,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0970899760723114},{"word":"that","start":387.325,"end":387.565,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02780929207801819},{"word":"altogether","start":387.565,"end":388.065,"confidence":0.88623047,"punctuated_word":"altogether,","sentiment":"neutral","sentiment_score":0.14692813158035278},{"word":"we'll","start":388.125,"end":388.365,"confidence":0.6394043,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.3256935775279999},{"word":"obviously","start":388.365,"end":388.845,"confidence":0.94921875,"punctuated_word":"obviously","sentiment":"positive","sentiment_score":0.3825741410255432},{"word":"save","start":388.845,"end":389.245,"confidence":0.9716797,"punctuated_word":"save","sentiment":"neutral","sentiment_score":0.24403442442417145},{"word":"quite","start":389.245,"end":389.485,"confidence":0.99316406,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.3289576470851898},{"word":"a","start":389.485,"end":389.565,"confidence":0.9970703,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3490775227546692},{"word":"bit","start":389.565,"end":389.725,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.29271724820137024},{"word":"of","start":389.725,"end":389.805,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.28142493963241577},{"word":"money","start":389.805,"end":390.305,"confidence":0.9951172,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":0.1964658349752426},{"word":"so","start":394.54,"end":394.7,"confidence":0.9902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.16483785212039948},{"word":"that'll","start":394.7,"end":395.02002,"confidence":0.84399414,"punctuated_word":"that'll","sentiment":"neutral","sentiment_score":0.2101044654846191},{"word":"be","start":395.02002,"end":395.26,"confidence":0.98535156,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.2670277953147888},{"word":"more","start":395.26,"end":395.58002,"confidence":0.9951172,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.23771487176418304},{"word":"4","start":395.58002,"end":395.82,"confidence":0.7338867,"punctuated_word":"4","sentiment":"neutral","sentiment_score":0.1772388219833374},{"word":"or","start":395.82,"end":395.90002,"confidence":0.8144531,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.20075476169586184},{"word":"$5","start":395.90002,"end":396.46002,"confidence":0.9975586,"punctuated_word":"$5","sentiment":"neutral","sentiment_score":0.2427929639816284},{"word":"back","start":396.46002,"end":396.62003,"confidence":0.9951172,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.22245624661445615},{"word":"into","start":396.62003,"end":396.86002,"confidence":0.97265625,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.22070428729057312},{"word":"my","start":396.86002,"end":397.1,"confidence":0.9902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.1582571417093277},{"word":"super","start":397.1,"end":397.34003,"confidence":0.80981445,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.1708601862192154},{"word":"you","start":397.34003,"end":397.5,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1362691968679428},{"word":"mean","start":397.5,"end":398.0,"confidence":0.9350586,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":0.11166645586490632},{"word":"right","start":406.7,"end":407.2,"confidence":0.86865234,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.06215428560972214},{"word":"right","start":407.74002,"end":408.14,"confidence":0.8769531,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.030434513464570045},{"word":"have","start":408.14,"end":408.46002,"confidence":0.35546875,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":-0.00144098699092865},{"word":"you","start":408.46002,"end":408.62003,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.010180339217185974},{"word":"got","start":408.62003,"end":408.94,"confidence":0.9902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.008217383176088333},{"word":"the","start":408.94,"end":409.305,"confidence":0.7373047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.016703128814697266},{"word":"phone","start":409.465,"end":409.705,"confidence":0.98095703,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":-0.03564881533384323},{"word":"number","start":409.705,"end":409.945,"confidence":0.86499023,"punctuated_word":"number?","sentiment":"neutral","sentiment_score":-0.03354876488447189},{"word":"so","start":409.945,"end":410.26498,"confidence":0.779541,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.06291873753070831},{"word":"obviously","start":410.26498,"end":410.66498,"confidence":0.9995117,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.10500911623239516},{"word":"i'm","start":410.66498,"end":410.905,"confidence":0.93115234,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.13490942120552063},{"word":"gonna","start":410.905,"end":411.145,"confidence":0.9873047,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.16923752427101135},{"word":"have","start":411.145,"end":411.305,"confidence":0.99609375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.14901909232139587},{"word":"to","start":411.305,"end":411.465,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12212805449962616},{"word":"ring","start":411.465,"end":411.705,"confidence":0.99902344,"punctuated_word":"ring","sentiment":"neutral","sentiment_score":-0.12406112998723984},{"word":"and","start":411.705,"end":411.865,"confidence":0.9873047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2120729088783264},{"word":"cancel","start":411.865,"end":412.26498,"confidence":0.99609375,"punctuated_word":"cancel","sentiment":"neutral","sentiment_score":-0.16150692105293274},{"word":"it","start":412.26498,"end":412.425,"confidence":0.8798828,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.11374156177043916},{"word":"with","start":412.425,"end":412.585,"confidence":0.3022461,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.15203681588172913},{"word":"you","start":412.585,"end":412.745,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09722000360488892},{"word":"guys","start":412.745,"end":412.865,"confidence":0.55737305,"punctuated_word":"guys.","sentiment":"neutral","sentiment_score":-0.09047086536884308},{"word":"i","start":412.865,"end":412.985,"confidence":0.38208008,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.023392096161842343},{"word":"might","start":412.985,"end":413.225,"confidence":0.26879883,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.016634956002235413},{"word":"be","start":413.225,"end":413.38498,"confidence":0.97802734,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0045006051659584045},{"word":"able","start":413.38498,"end":413.625,"confidence":0.98095703,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.019586579874157906},{"word":"to","start":413.625,"end":414.125,"confidence":0.6348877,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":-0.024853985756635662},{"word":"yeah","start":438.135,"end":438.635,"confidence":0.7661133,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1381669044494629},{"word":"yeah","start":438.855,"end":439.355,"confidence":0.85253906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.19165730476379397},{"word":"yeah","start":440.295,"end":440.795,"confidence":0.78271484,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.27994516491889954},{"word":"yeah","start":441.255,"end":441.335,"confidence":0.80078125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09646721184253693},{"word":"because","start":441.335,"end":441.575,"confidence":0.82177734,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.05172554403543472},{"word":"like","start":441.575,"end":441.73502,"confidence":0.4260254,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.06363669037818909},{"word":"i","start":441.73502,"end":441.815,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06780799478292465},{"word":"say","start":441.815,"end":442.135,"confidence":0.717041,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.04403232783079147},{"word":"i","start":442.135,"end":442.215,"confidence":0.9116211,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.18115878105163577},{"word":"reckon","start":442.215,"end":442.535,"confidence":0.9526367,"punctuated_word":"reckon","sentiment":"neutral","sentiment_score":-0.266503244638443},{"word":"i","start":442.535,"end":442.695,"confidence":0.8310547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2916942536830902},{"word":"could","start":442.695,"end":442.775,"confidence":0.7163086,"punctuated_word":"could","sentiment":"negative","sentiment_score":-0.3360731601715088},{"word":"just","start":442.775,"end":443.095,"confidence":0.9819336,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.30370619893074036},{"word":"about","start":443.095,"end":443.335,"confidence":0.9394531,"punctuated_word":"about","sentiment":"negative","sentiment_score":-0.3424863815307617},{"word":"cancel","start":443.335,"end":443.73502,"confidence":0.89746094,"punctuated_word":"cancel","sentiment":"negative","sentiment_score":-0.3428107500076294},{"word":"that","start":443.73502,"end":443.975,"confidence":0.9277344,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.3360436260700226},{"word":"altogether","start":443.975,"end":444.475,"confidence":0.77685547,"punctuated_word":"altogether.","sentiment":"neutral","sentiment_score":-0.3169199228286743},{"word":"but","start":445.815,"end":446.135,"confidence":0.9951172,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.10551611334085464},{"word":"the","start":446.135,"end":446.635,"confidence":0.9716797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.13215243816375732},{"word":"ppd","start":447.495,"end":447.995,"confidence":0.87093097,"punctuated_word":"PPD,","sentiment":"neutral","sentiment_score":-0.040012918412685394},{"word":"we","start":449.17502,"end":449.255,"confidence":0.8540039,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.043436311185359955},{"word":"could","start":449.255,"end":449.415,"confidence":0.9370117,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.05234245955944061},{"word":"probably","start":449.415,"end":449.85,"confidence":0.9970703,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.06744542717933655},{"word":"put","start":449.93,"end":450.25,"confidence":0.3972168,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.007772162556648254},{"word":"that","start":450.25,"end":450.33002,"confidence":0.8183594,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03261241316795349},{"word":"down","start":450.33002,"end":450.57,"confidence":0.9741211,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.036193281412124634},{"word":"to","start":450.57,"end":450.73,"confidence":0.7770996,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.006236795336008072},{"word":"like","start":450.73,"end":450.89,"confidence":0.9970703,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.011298399418592451},{"word":"a","start":450.89,"end":450.97,"confidence":0.90283203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.008247427642345428},{"word":"$150","start":450.97,"end":451.77002,"confidence":0.98583984,"punctuated_word":"$150","sentiment":"neutral","sentiment_score":-0.01198771595954895},{"word":"or","start":451.77002,"end":451.93,"confidence":0.96777344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.02131076157093048},{"word":"something","start":451.93,"end":452.25,"confidence":0.92626953,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":-0.03755727410316467},{"word":"you","start":452.25,"end":452.33002,"confidence":0.34692383,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.005126602947711945},{"word":"know","start":452.33002,"end":452.83002,"confidence":0.9580078,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.004996802657842636},{"word":"that's","start":454.73,"end":454.89,"confidence":0.91137695,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.03344109281897545},{"word":"that's","start":454.89,"end":455.29,"confidence":0.90063477,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.01584051549434662},{"word":"only","start":455.29,"end":455.69,"confidence":0.83251953,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.012057527899742126},{"word":"a","start":455.69,"end":455.77002,"confidence":0.3815918,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.015972431749105453},{"word":"just","start":455.77002,"end":455.93,"confidence":0.53564453,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.031222164630889893},{"word":"in","start":455.93,"end":456.17,"confidence":0.94970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.030621696263551712},{"word":"case","start":456.17,"end":456.49002,"confidence":0.9707031,"punctuated_word":"case","sentiment":"neutral","sentiment_score":0.03334851562976837},{"word":"thing","start":456.49002,"end":456.65,"confidence":0.39990234,"punctuated_word":"thing,","sentiment":"neutral","sentiment_score":0.022085219621658325},{"word":"you","start":456.65,"end":456.73,"confidence":0.9394531,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.010287810117006302},{"word":"know","start":456.73,"end":457.13,"confidence":0.7817383,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.01283373311161995},{"word":"you","start":457.13,"end":457.21,"confidence":0.8798828,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.01680542156100273},{"word":"know","start":457.21,"end":457.71,"confidence":0.98535156,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.006405871361494064},{"word":"yeah","start":463.53,"end":463.85,"confidence":0.72717285,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.001805892214179039},{"word":"yeah","start":463.85,"end":464.35,"confidence":0.83935547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.024462684988975525},{"word":"well","start":474.48502,"end":474.645,"confidence":0.7680664,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.02473786100745201},{"word":"that's","start":474.645,"end":474.965,"confidence":0.95458984,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.021107152104377747},{"word":"a","start":474.965,"end":475.20502,"confidence":0.29858398,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02365526370704174},{"word":"$57.05","start":475.20502,"end":476.165,"confidence":0.89941406,"punctuated_word":"$57.05","sentiment":"neutral","sentiment_score":0.04573935270309448},{"word":"the","start":476.165,"end":476.325,"confidence":0.46118164,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0455484539270401},{"word":"same","start":476.325,"end":476.565,"confidence":0.89282227,"punctuated_word":"same,","sentiment":"neutral","sentiment_score":0.0509210079908371},{"word":"isn't","start":476.565,"end":476.885,"confidence":0.79833984,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":0.06412603706121445},{"word":"it","start":476.885,"end":477.385,"confidence":0.92285156,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.05609223246574402},{"word":"i","start":480.88,"end":481.12,"confidence":0.50634766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11992569267749786},{"word":"reckon","start":481.12,"end":481.2,"confidence":0.9873047,"punctuated_word":"reckon","sentiment":"neutral","sentiment_score":0.16183026134967804},{"word":"we","start":481.2,"end":481.44,"confidence":0.9819336,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.16250836849212646},{"word":"could","start":481.44,"end":481.68,"confidence":0.99316406,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.22143815457820892},{"word":"just","start":481.68,"end":481.92,"confidence":0.99121094,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.14509952068328855},{"word":"about","start":481.92,"end":482.24,"confidence":0.53466797,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12395919114351273},{"word":"half","start":482.24,"end":482.48,"confidence":0.5703125,"punctuated_word":"half","sentiment":"neutral","sentiment_score":0.1715259701013565},{"word":"that","start":482.48,"end":482.98,"confidence":0.6665039,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.115215964615345},{"word":"like","start":484.4,"end":484.8,"confidence":0.5380249,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.120493583381176},{"word":"200","start":484.8,"end":485.28,"confidence":0.98583984,"punctuated_word":"200","sentiment":"neutral","sentiment_score":0.22424381971359253},{"word":"and","start":485.28,"end":485.36002,"confidence":0.7597656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20021608471870425},{"word":"50","start":485.36002,"end":485.76,"confidence":1.0,"punctuated_word":"50","sentiment":"neutral","sentiment_score":0.05045939236879349},{"word":"or","start":485.76,"end":485.92,"confidence":0.9951172,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.07459541410207748},{"word":"something","start":485.92,"end":486.42,"confidence":0.89868164,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":0.056097619235515594},{"word":"because","start":488.72,"end":489.04,"confidence":0.7788086,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.032176073640584946},{"word":"i","start":489.04,"end":489.12,"confidence":0.97265625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07898537814617157},{"word":"think","start":489.12,"end":489.44,"confidence":0.99316406,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.071340411901474},{"word":"last","start":489.44,"end":489.68,"confidence":0.890625,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.06679456681013107},{"word":"time","start":489.68,"end":490.0,"confidence":0.99316406,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.0837724506855011},{"word":"last","start":490.0,"end":490.24,"confidence":0.9428711,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.06396535784006119},{"word":"time","start":490.24,"end":490.48,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.06825457513332367},{"word":"i","start":490.48,"end":490.64,"confidence":0.9707031,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07372847199440002},{"word":"spoke","start":490.64,"end":490.96,"confidence":0.99609375,"punctuated_word":"spoke","sentiment":"neutral","sentiment_score":-0.07195408642292023},{"word":"to","start":490.96,"end":491.12,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10070806741714478},{"word":"somebody","start":491.12,"end":491.62,"confidence":1.0,"punctuated_word":"somebody","sentiment":"neutral","sentiment_score":-0.08345825970172882},{"word":"about","start":491.76,"end":492.26,"confidence":0.95166016,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.09383837878704072},{"word":"all","start":492.32,"end":492.56,"confidence":0.9790039,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.08676151931285858},{"word":"this","start":492.56,"end":492.72,"confidence":0.6948242,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.07103335857391357},{"word":"sort","start":492.72,"end":492.96,"confidence":0.9658203,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.095707967877388},{"word":"of","start":492.96,"end":493.12,"confidence":0.96533203,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.13335824012756348},{"word":"stuff","start":493.12,"end":493.52,"confidence":0.72058105,"punctuated_word":"stuff,","sentiment":"neutral","sentiment_score":-0.10586334019899368},{"word":"last","start":493.52,"end":494.02,"confidence":0.93847656,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.09776224195957184},{"word":"last","start":494.08,"end":494.32,"confidence":0.90771484,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.08194208890199661},{"word":"time","start":494.32,"end":494.48,"confidence":0.98535156,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.11295033246278764},{"word":"someone","start":494.48,"end":494.98,"confidence":0.96875,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.12894344329833984},{"word":"rang","start":496.05502,"end":496.295,"confidence":0.7836914,"punctuated_word":"rang.","sentiment":"neutral","sentiment_score":-0.13701067864894867},{"word":"basically","start":496.295,"end":496.77502,"confidence":0.7685547,"punctuated_word":"Basically,","sentiment":"neutral","sentiment_score":-0.1088154762983322},{"word":"i","start":496.77502,"end":496.93503,"confidence":0.984375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13459444046020508},{"word":"had","start":496.93503,"end":497.095,"confidence":0.7734375,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.14964115619659424},{"word":"to","start":497.095,"end":497.17502,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.13944506645202637},{"word":"ring","start":497.17502,"end":497.415,"confidence":0.99609375,"punctuated_word":"ring","sentiment":"neutral","sentiment_score":-0.136585533618927},{"word":"up","start":497.415,"end":497.915,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.17796209454536438},{"word":"and","start":498.295,"end":498.535,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.14121916890144348},{"word":"and","start":498.535,"end":498.77502,"confidence":0.9716797,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12812158465385437},{"word":"do","start":498.77502,"end":499.015,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.1708672046661377},{"word":"it","start":499.015,"end":499.255,"confidence":0.85375977,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.10741876810789108},{"word":"but","start":499.255,"end":499.49503,"confidence":0.98291016,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.1378093957901001},{"word":"i","start":499.49503,"end":499.575,"confidence":0.9394531,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16512727737426758},{"word":"know","start":499.575,"end":499.815,"confidence":0.9970703,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.23923295736312863},{"word":"i've","start":499.815,"end":499.975,"confidence":0.9831543,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.21021638810634613},{"word":"been","start":499.975,"end":500.21503,"confidence":0.99902344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.21701554954051971},{"word":"needing","start":500.21503,"end":500.535,"confidence":0.9902344,"punctuated_word":"needing","sentiment":"neutral","sentiment_score":-0.24113184213638303},{"word":"to","start":500.535,"end":500.695,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2290859967470169},{"word":"do","start":500.695,"end":500.855,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.23388582468032837},{"word":"it","start":500.855,"end":501.015,"confidence":0.9482422,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.188885897397995},{"word":"but","start":501.015,"end":501.255,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.15774758160114288},{"word":"i","start":501.255,"end":501.33502,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2572692036628723},{"word":"just","start":501.33502,"end":501.575,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.216150626540184},{"word":"haven't","start":501.575,"end":501.89502,"confidence":1.0,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.23262040317058563},{"word":"got","start":501.89502,"end":502.295,"confidence":0.9819336,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.2545332908630371},{"word":"around","start":502.295,"end":502.61502,"confidence":0.9902344,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.2705947160720825},{"word":"to","start":502.61502,"end":502.77502,"confidence":0.96435547,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.23134039342403412},{"word":"doing","start":502.77502,"end":503.015,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.2366134077310562},{"word":"it","start":503.015,"end":503.515,"confidence":0.7849121,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.18904578685760495},{"word":"you","start":504.135,"end":504.295,"confidence":0.9941406,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.08750486373901367},{"word":"know","start":504.295,"end":504.695,"confidence":0.94628906,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.07200644910335541},{"word":"i","start":504.695,"end":504.855,"confidence":0.60498047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11589068174362184},{"word":"do","start":504.855,"end":505.015,"confidence":0.9526367,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.11598741263151167},{"word":"think","start":505.015,"end":505.255,"confidence":0.99609375,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.12894274294376373},{"word":"about","start":505.255,"end":505.575,"confidence":0.99609375,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.2013315111398697},{"word":"it","start":505.575,"end":505.65503,"confidence":0.96875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1513376384973526},{"word":"all","start":505.65503,"end":505.89502,"confidence":0.9604492,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.123632550239563},{"word":"the","start":505.89502,"end":506.05502,"confidence":0.9838867,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12686650454998016},{"word":"time","start":506.05502,"end":506.295,"confidence":0.8227539,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":-0.12270375341176988},{"word":"but","start":506.295,"end":506.535,"confidence":0.8762207,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.13334862887859344},{"word":"you","start":506.535,"end":506.695,"confidence":0.734375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.14912769198417664},{"word":"know","start":506.695,"end":507.06,"confidence":0.9506836,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.16828683018684387},{"word":"i","start":508.02,"end":508.1,"confidence":0.93847656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19354449212551117},{"word":"think","start":508.1,"end":508.34,"confidence":0.7519531,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.24715431034564972},{"word":"we","start":508.34,"end":508.58,"confidence":0.94189453,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.28209301829338074},{"word":"can","start":508.58,"end":509.06,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.29784095287323},{"word":"get","start":509.06,"end":509.3,"confidence":0.9428711,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.30309775471687317},{"word":"rid","start":509.3,"end":509.54,"confidence":0.9951172,"punctuated_word":"rid","sentiment":"neutral","sentiment_score":-0.2770034372806549},{"word":"of","start":509.54,"end":509.62,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.28932857513427734},{"word":"the","start":509.62,"end":510.12,"confidence":0.9838867,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.30182892084121704},{"word":"the","start":510.82,"end":511.06,"confidence":0.96972656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.26319676637649536},{"word":"income","start":511.06,"end":511.46,"confidence":0.9902344,"punctuated_word":"income","sentiment":"negative","sentiment_score":-0.3751482367515564},{"word":"because","start":511.46,"end":511.94,"confidence":0.22729492,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.15600430965423584},{"word":"obviously","start":511.94,"end":512.44,"confidence":0.43884277,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.14662137627601624},{"word":"i","start":512.5,"end":512.66,"confidence":0.9658203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.160878524184227},{"word":"work","start":512.66,"end":512.98,"confidence":0.81396484,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.1606321483850479},{"word":"for","start":512.98,"end":513.38,"confidence":0.984375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.19455985724925995},{"word":"a","start":513.38,"end":513.54,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.15346409380435944},{"word":"big","start":513.54,"end":513.86,"confidence":0.96240234,"punctuated_word":"big","sentiment":"neutral","sentiment_score":-0.1822694391012192},{"word":"company","start":513.86,"end":514.34,"confidence":0.99902344,"punctuated_word":"company","sentiment":"neutral","sentiment_score":-0.16989557445049286},{"word":"now","start":514.34,"end":514.84,"confidence":0.751709,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.14670315384864807},{"word":"you","start":515.54,"end":515.62,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11485102772712708},{"word":"know","start":515.62,"end":515.86,"confidence":0.81811523,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.116148442029953},{"word":"so","start":515.86,"end":516.02,"confidence":0.9707031,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.07469753175973892},{"word":"i","start":516.02,"end":516.1,"confidence":0.85839844,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2812610864639282},{"word":"don't","start":516.1,"end":516.6,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.249129056930542},{"word":"need","start":516.74,"end":516.98,"confidence":0.99609375,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.257925808429718},{"word":"that","start":516.98,"end":517.3,"confidence":0.8894043,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.2291833460330963},{"word":"you","start":517.3,"end":517.46,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2038315236568451},{"word":"know","start":517.46,"end":517.96,"confidence":0.9313965,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.1742951273918152},{"word":"and","start":519.86,"end":520.02,"confidence":0.94189453,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.09309259057044984},{"word":"obviously","start":520.02,"end":520.52,"confidence":0.71606445,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.07921252399682999},{"word":"the","start":520.58,"end":520.82,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08090478181838989},{"word":"other","start":520.82,"end":521.06,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.08993039280176163},{"word":"one","start":521.06,"end":521.3,"confidence":0.84716797,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":-0.0786886066198349},{"word":"we","start":521.3,"end":521.46,"confidence":0.9863281,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04809175804257393},{"word":"could","start":521.46,"end":521.62,"confidence":0.72802734,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.014066912233829498},{"word":"probably","start":521.62,"end":521.94,"confidence":0.9951172,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.008828826248645782},{"word":"have","start":521.94,"end":522.225,"confidence":0.9658203,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.04546457901597023},{"word":"it","start":522.225,"end":522.38495,"confidence":0.48266602,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.07045826315879822},{"word":"like","start":522.38495,"end":522.70496,"confidence":0.71240234,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.03348316252231598},{"word":"250","start":522.70496,"end":523.76495,"confidence":0.9125061,"punctuated_word":"250,","sentiment":"neutral","sentiment_score":-0.02872079610824585},{"word":"the","start":526.38495,"end":526.625,"confidence":0.96240234,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.045893192291259766},{"word":"the","start":526.625,"end":526.785,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06308640539646149},{"word":"tpd","start":526.785,"end":527.285,"confidence":0.8367513,"punctuated_word":"TPD.","sentiment":"neutral","sentiment_score":-0.03902692347764969},{"word":"and","start":530.38495,"end":530.70496,"confidence":0.9741211,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03715526685118675},{"word":"the","start":530.70496,"end":530.94495,"confidence":0.4428711,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.023344621062278748},{"word":"the","start":530.94495,"end":531.185,"confidence":0.94189453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014492802321910858},{"word":"income","start":531.185,"end":531.685,"confidence":0.8574219,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.0002480447292327881},{"word":"protection","start":532.065,"end":532.565,"confidence":0.7264404,"punctuated_word":"protection,","sentiment":"neutral","sentiment_score":0.005901973694562912},{"word":"the","start":533.105,"end":533.605,"confidence":0.8984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.027681708335876465},{"word":"life","start":534.625,"end":534.785,"confidence":0.875,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.009727992117404938},{"word":"insurance","start":534.785,"end":535.285,"confidence":0.8371582,"punctuated_word":"insurance,","sentiment":"neutral","sentiment_score":0.030628858134150505},{"word":"you","start":535.665,"end":536.165,"confidence":0.27270508,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07938501238822937},{"word":"you","start":536.225,"end":536.305,"confidence":0.36108398,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09345167130231856},{"word":"could","start":536.305,"end":536.46497,"confidence":0.4194336,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.10579974949359894},{"word":"put","start":536.46497,"end":536.73,"confidence":0.9863281,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.06463944911956787},{"word":"it","start":536.81,"end":536.88995,"confidence":0.40698242,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.023158490657806396},{"word":"down","start":536.88995,"end":537.05,"confidence":0.9819336,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.048115074634552},{"word":"to","start":537.05,"end":537.13,"confidence":0.9428711,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04912265390157699},{"word":"$4.70","start":537.13,"end":537.69,"confidence":0.9921875,"punctuated_word":"$4.70","sentiment":"neutral","sentiment_score":0.047878216952085495},{"word":"or","start":537.69,"end":537.85,"confidence":0.97265625,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.04403606802225113},{"word":"something","start":537.85,"end":538.17,"confidence":0.7392578,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":0.01769052818417549},{"word":"yeah","start":538.17,"end":538.41,"confidence":0.7800293,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.007813075557351112},{"word":"or","start":538.41,"end":538.57,"confidence":0.89208984,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.015713952481746674},{"word":"even","start":538.57,"end":538.81,"confidence":0.9902344,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.01805802434682846},{"word":"$4.50","start":538.81,"end":539.44995,"confidence":0.99658203,"punctuated_word":"$4.50","sentiment":"neutral","sentiment_score":0.004165127873420715},{"word":"probably","start":539.44995,"end":539.85,"confidence":0.8144531,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.011738121509552002},{"word":"because","start":539.85,"end":540.35,"confidence":0.5888672,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.01827652007341385},{"word":"i","start":540.41,"end":540.57,"confidence":0.9770508,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.053148284554481506},{"word":"don't","start":540.57,"end":540.81,"confidence":0.99609375,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.05305632948875427},{"word":"owe","start":540.81,"end":540.97,"confidence":0.78027344,"punctuated_word":"owe","sentiment":"neutral","sentiment_score":-0.11452218890190125},{"word":"that","start":540.97,"end":541.20996,"confidence":0.9760742,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09773045033216476},{"word":"much","start":541.20996,"end":541.37,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.11382758617401124},{"word":"on","start":541.37,"end":541.52997,"confidence":0.5439453,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.11895487457513808},{"word":"my","start":541.52997,"end":541.69,"confidence":0.99609375,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.11271140724420547},{"word":"mortgage","start":541.69,"end":542.19,"confidence":0.6899414,"punctuated_word":"mortgage.","sentiment":"neutral","sentiment_score":-0.07868766784667969},{"word":"so","start":542.25,"end":542.57,"confidence":0.9213867,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.027995966374874115},{"word":"you","start":542.57,"end":542.64996,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.030710089951753616},{"word":"know","start":542.64996,"end":543.14996,"confidence":0.9675293,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.028443818911910057},{"word":"it's","start":543.52997,"end":543.76996,"confidence":0.7076416,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.040779732167720795},{"word":"only","start":543.76996,"end":544.01,"confidence":0.79833984,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.03026070073246956},{"word":"to","start":544.01,"end":544.17,"confidence":0.74316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10271812230348588},{"word":"pay","start":544.17,"end":544.32996,"confidence":0.98291016,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.14924247562885284},{"word":"that","start":544.32996,"end":544.64996,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1043013334274292},{"word":"out","start":544.64996,"end":544.73,"confidence":0.8642578,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.06184173375368118},{"word":"if","start":544.73,"end":544.97,"confidence":0.94628906,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.10427076369524002},{"word":"something","start":544.97,"end":545.29,"confidence":0.9760742,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.06843012571334839},{"word":"happened","start":545.29,"end":545.69,"confidence":0.43432617,"punctuated_word":"happened.","sentiment":"neutral","sentiment_score":-0.05395191162824631},{"word":"you","start":545.69,"end":545.85,"confidence":0.97265625,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.02492363750934601},{"word":"know","start":545.85,"end":546.35,"confidence":0.96069336,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.02504896745085716},{"word":"so","start":547.52997,"end":547.69,"confidence":0.89501953,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06002601236104965},{"word":"so","start":547.69,"end":547.85,"confidence":0.41015625,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.07697267085313797},{"word":"you","start":547.85,"end":547.93,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1081378161907196},{"word":"could","start":547.93,"end":548.17,"confidence":0.65722656,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.1344880908727646},{"word":"put","start":548.17,"end":548.32996,"confidence":0.99902344,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.1056060791015625},{"word":"that","start":548.32996,"end":548.49,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11408157646656036},{"word":"down","start":548.49,"end":548.73,"confidence":0.9921875,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.1280856728553772},{"word":"to","start":548.73,"end":548.88995,"confidence":0.97314453,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08827468752861023},{"word":"$4.50","start":548.88995,"end":549.585,"confidence":0.9995117,"punctuated_word":"$4.50","sentiment":"neutral","sentiment_score":0.0710437148809433},{"word":"and","start":550.54504,"end":550.86505,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06804784387350082},{"word":"the","start":550.86505,"end":551.025,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07257651537656784},{"word":"other","start":551.025,"end":551.185,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.05930505692958832},{"word":"one","start":551.185,"end":551.505,"confidence":0.8251953,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.05712471157312393},{"word":"could","start":551.505,"end":551.745,"confidence":0.31689453,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.07189895957708359},{"word":"pay","start":551.745,"end":552.145,"confidence":0.7421875,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.0672842264175415},{"word":"she","start":552.305,"end":552.465,"confidence":0.47851562,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.07830817252397537},{"word":"could","start":552.465,"end":552.625,"confidence":0.9243164,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.07988621294498444},{"word":"probably","start":552.625,"end":552.945,"confidence":0.9902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.05290598422288895},{"word":"put","start":552.945,"end":553.185,"confidence":0.76171875,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.04628694802522659},{"word":"it","start":553.185,"end":553.34503,"confidence":0.8276367,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06340906769037247},{"word":"in","start":553.34503,"end":553.42505,"confidence":0.4050293,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04350729286670685},{"word":"200,000","start":553.42505,"end":554.22504,"confidence":0.8569336,"punctuated_word":"200,000,","sentiment":"neutral","sentiment_score":0.0627623051404953},{"word":"i","start":554.22504,"end":554.385,"confidence":0.9316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08231067657470703},{"word":"suppose","start":554.385,"end":554.885,"confidence":0.99072266,"punctuated_word":"suppose.","sentiment":"neutral","sentiment_score":0.15054580569267273},{"word":"alright","start":556.385,"end":556.885,"confidence":0.39624023,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.3579438626766205},{"word":"hang","start":578.775,"end":579.175,"confidence":0.8364258,"punctuated_word":"Hang","sentiment":"neutral","sentiment_score":-0.0012108050286769867},{"word":"on","start":579.175,"end":579.335,"confidence":0.9885254,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.0016678599640727043},{"word":"let's","start":579.335,"end":579.495,"confidence":0.9807129,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.007667038589715958},{"word":"have","start":579.495,"end":579.735,"confidence":0.93603516,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0022937972098588943},{"word":"a","start":579.735,"end":579.815,"confidence":0.9741211,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.007538947276771069},{"word":"look","start":579.815,"end":580.315,"confidence":0.99658203,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.0031431913375854492},{"word":"where","start":580.375,"end":580.695,"confidence":0.98828125,"punctuated_word":"Where","sentiment":"neutral","sentiment_score":-0.009285222738981249},{"word":"where","start":580.695,"end":580.935,"confidence":0.9741211,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.010005714371800424},{"word":"is","start":580.935,"end":581.255,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.0059881871566176414},{"word":"this","start":581.255,"end":581.495,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.000048922374844551086},{"word":"particular","start":581.495,"end":581.995,"confidence":1.0,"punctuated_word":"particular","sentiment":"neutral","sentiment_score":0.0027413442730903625},{"word":"box","start":582.375,"end":582.875,"confidence":0.9807129,"punctuated_word":"box?","sentiment":"neutral","sentiment_score":-0.003484666347503662},{"word":"in","start":584.695,"end":584.935,"confidence":0.88427734,"punctuated_word":"In","sentiment":"neutral","sentiment_score":-0.001126001589000225},{"word":"the","start":584.935,"end":585.335,"confidence":0.8520508,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0012798258103430271},{"word":"it's","start":585.495,"end":585.655,"confidence":0.9140625,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.005539508070796728},{"word":"in","start":585.655,"end":585.97504,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.007642100565135479},{"word":"the","start":585.97504,"end":586.135,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0020367642864584923},{"word":"i","start":586.135,"end":586.295,"confidence":0.31323242,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0056443363428115845},{"word":"q","start":586.295,"end":586.615,"confidence":0.28710938,"punctuated_word":"q","sentiment":"neutral","sentiment_score":0.004122090991586447},{"word":"thing","start":586.615,"end":587.115,"confidence":0.8317871,"punctuated_word":"thing?","sentiment":"neutral","sentiment_score":0.002259036060422659},{"word":"yeah","start":591.895,"end":592.135,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.024851441383361816},{"word":"i","start":592.135,"end":592.295,"confidence":0.8510742,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0186779648065567},{"word":"see","start":592.295,"end":592.53503,"confidence":0.83251953,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.01271243952214718},{"word":"the","start":592.53503,"end":592.695,"confidence":0.92333984,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.012597979046404362},{"word":"i","start":592.695,"end":592.935,"confidence":0.9760742,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.012291371822357178},{"word":"q","start":592.935,"end":593.09503,"confidence":0.95166016,"punctuated_word":"q","sentiment":"neutral","sentiment_score":0.008373819291591644},{"word":"thing","start":593.09503,"end":593.55,"confidence":0.8754883,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.009930905885994434},{"word":"yeah","start":599.39,"end":599.63,"confidence":0.9770508,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.014916306361556051},{"word":"yeah","start":599.63,"end":599.87,"confidence":0.87060547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.015974611043930054},{"word":"when","start":599.87,"end":600.02997,"confidence":0.9892578,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.01214579027146101},{"word":"you","start":600.02997,"end":600.19,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01143103651702404},{"word":"go","start":600.19,"end":600.35,"confidence":0.99121094,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.00962881837040186},{"word":"on","start":600.35,"end":600.51,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.011862396262586117},{"word":"that","start":600.51,"end":600.99,"confidence":0.96875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0209874976426363},{"word":"sign","start":600.99,"end":601.31,"confidence":0.51464844,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.011533680371940136},{"word":"document","start":601.31,"end":601.70996,"confidence":0.9404297,"punctuated_word":"document,","sentiment":"neutral","sentiment_score":0.011010047048330309},{"word":"yeah","start":601.70996,"end":601.95,"confidence":0.9301758,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.012740163132548332},{"word":"it","start":601.95,"end":602.11,"confidence":0.96875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.01542859710752964},{"word":"comes","start":602.11,"end":602.35,"confidence":0.99902344,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.01362177822738886},{"word":"up","start":602.35,"end":602.51,"confidence":0.99316406,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.009401499293744564},{"word":"with","start":602.51,"end":602.67,"confidence":0.9248047,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.009925886988639832},{"word":"that","start":602.67,"end":602.91,"confidence":0.98828125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02009200304746628},{"word":"gold","start":602.91,"end":603.14996,"confidence":0.7270508,"punctuated_word":"Gold","sentiment":"neutral","sentiment_score":0.011121884919703008},{"word":"coast","start":603.14996,"end":603.47,"confidence":0.9951172,"punctuated_word":"Coast","sentiment":"neutral","sentiment_score":0.019173070788383484},{"word":"picture","start":603.47,"end":603.79,"confidence":0.92578125,"punctuated_word":"picture","sentiment":"neutral","sentiment_score":0.01751854084432125},{"word":"thing","start":603.79,"end":604.11,"confidence":0.96655273,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.011548524722456932},{"word":"yeah","start":604.11,"end":604.61,"confidence":0.83251953,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0150635102763772},{"word":"yeah","start":617.245,"end":617.645,"confidence":0.7766113,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.031929537653923035},{"word":"yeah","start":617.645,"end":617.885,"confidence":0.9885254,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05320775508880615},{"word":"yeah","start":617.885,"end":618.385,"confidence":0.93481445,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1765626072883606},{"word":"little","start":619.005,"end":619.245,"confidence":0.5761719,"punctuated_word":"Little","sentiment":"negative","sentiment_score":-0.5005326271057129},{"word":"tiny","start":619.245,"end":619.645,"confidence":0.9091797,"punctuated_word":"tiny","sentiment":"negative","sentiment_score":-0.5540515780448914},{"word":"fucking","start":619.645,"end":619.965,"confidence":0.88964844,"punctuated_word":"fucking","sentiment":"negative","sentiment_score":-0.6946514844894409},{"word":"box","start":619.965,"end":620.205,"confidence":0.83447266,"punctuated_word":"box","sentiment":"negative","sentiment_score":-0.7054297924041748},{"word":"that","start":620.205,"end":620.28503,"confidence":0.4206543,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.6098671555519104},{"word":"you","start":620.28503,"end":620.36505,"confidence":0.7470703,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.5924541354179382},{"word":"can","start":620.36505,"end":620.445,"confidence":0.3400879,"punctuated_word":"can","sentiment":"negative","sentiment_score":-0.5756917595863342},{"word":"hardly","start":620.445,"end":620.765,"confidence":0.9980469,"punctuated_word":"hardly","sentiment":"negative","sentiment_score":-0.5492596626281738},{"word":"read","start":620.765,"end":621.03,"confidence":0.8654785,"punctuated_word":"read.","sentiment":"negative","sentiment_score":-0.5419360399246216},{"word":"yeah","start":627.03,"end":627.27,"confidence":0.7636719,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.21427978575229645},{"word":"and","start":627.27,"end":627.43005,"confidence":0.20385742,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.21752366423606873},{"word":"i","start":627.43005,"end":627.51,"confidence":0.37329102,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3212834894657135},{"word":"say","start":627.51,"end":627.75,"confidence":0.6542969,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.31851908564567566},{"word":"the","start":627.75,"end":627.99005,"confidence":0.5957031,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.34359583258628845},{"word":"fucking","start":627.99005,"end":628.39,"confidence":0.9902344,"punctuated_word":"fucking","sentiment":"negative","sentiment_score":-0.5134430527687073},{"word":"writing","start":628.39,"end":628.79004,"confidence":0.86279297,"punctuated_word":"writing","sentiment":"negative","sentiment_score":-0.6274673938751221},{"word":"text","start":628.79004,"end":629.03,"confidence":0.5239258,"punctuated_word":"text","sentiment":"negative","sentiment_score":-0.63889080286026},{"word":"more","start":629.03,"end":629.35004,"confidence":0.7753906,"punctuated_word":"more.","sentiment":"negative","sentiment_score":-0.4426518678665161},{"word":"i","start":629.35004,"end":629.43005,"confidence":0.9941406,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.390676885843277},{"word":"can't","start":629.43005,"end":629.67004,"confidence":0.9880371,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.3264721632003784},{"word":"even","start":629.67004,"end":629.91003,"confidence":0.99609375,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.32214102149009705},{"word":"read","start":629.91003,"end":630.07,"confidence":0.8251953,"punctuated_word":"read","sentiment":"negative","sentiment_score":-0.3333706855773926},{"word":"what","start":630.07,"end":630.23004,"confidence":0.9223633,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.3309729993343353},{"word":"i've","start":630.23004,"end":630.39,"confidence":0.92822266,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.26206696033477783},{"word":"written","start":630.39,"end":630.79004,"confidence":0.99316406,"punctuated_word":"written","sentiment":"neutral","sentiment_score":-0.22015199065208435},{"word":"in","start":630.79004,"end":630.87006,"confidence":0.9941406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.28177961707115173},{"word":"there","start":630.87006,"end":631.37006,"confidence":0.94262695,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.27405858039855957},{"word":"no","start":636.045,"end":636.545,"confidence":0.86987305,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1377638578414917},{"word":"it's","start":645.245,"end":645.495,"confidence":0.53393555,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.0165189728140831},{"word":"fine","start":645.495,"end":645.995,"confidence":0.96118164,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":-0.010239236056804655},{"word":"probably","start":662.33,"end":662.73,"confidence":0.96875,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":-0.23062628507614136},{"word":"i","start":662.73,"end":662.98,"confidence":0.5107422,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2891295850276947},{"word":"probably","start":662.98,"end":663.255,"confidence":0.68847656,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.3253951668739319},{"word":"wrote","start":663.415,"end":663.495,"confidence":0.6542969,"punctuated_word":"wrote","sentiment":"neutral","sentiment_score":-0.29945534467697144},{"word":"protection","start":663.495,"end":663.735,"confidence":0.96777344,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.264314204454422},{"word":"wrong","start":663.735,"end":663.975,"confidence":0.73583984,"punctuated_word":"wrong,","sentiment":"neutral","sentiment_score":-0.2955717444419861},{"word":"but","start":663.975,"end":664.215,"confidence":0.87060547,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.2515433132648468},{"word":"i","start":664.215,"end":664.295,"confidence":0.97802734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.30605819821357727},{"word":"can't","start":664.295,"end":664.53503,"confidence":0.9980469,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.27746233344078064},{"word":"read","start":664.53503,"end":664.775,"confidence":0.9873047,"punctuated_word":"read","sentiment":"negative","sentiment_score":-0.3392934799194336},{"word":"the","start":664.775,"end":664.935,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2710278332233429},{"word":"account","start":664.935,"end":665.175,"confidence":0.9560547,"punctuated_word":"account","sentiment":"negative","sentiment_score":-0.3651794195175171},{"word":"anyway","start":665.175,"end":665.675,"confidence":0.9555664,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":-0.2885138988494873},{"word":"it's","start":667.015,"end":667.255,"confidence":0.70910645,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.09512561559677124},{"word":"that","start":667.255,"end":667.415,"confidence":0.7192383,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1437886208295822},{"word":"fucking","start":667.415,"end":667.915,"confidence":0.9604492,"punctuated_word":"fucking","sentiment":"negative","sentiment_score":-0.6777729988098145},{"word":"it's","start":668.135,"end":668.455,"confidence":0.9199219,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.5625687837600708},{"word":"that","start":668.455,"end":668.695,"confidence":0.98291016,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.6054695844650269},{"word":"fucking","start":668.695,"end":669.195,"confidence":0.984375,"punctuated_word":"fucking","sentiment":"negative","sentiment_score":-0.6730853319168091},{"word":"phone","start":669.255,"end":669.755,"confidence":0.6673584,"punctuated_word":"phone.","sentiment":"negative","sentiment_score":-0.635907769203186},{"word":"alright","start":671.015,"end":671.495,"confidence":0.96728516,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":-0.027618911117315292},{"word":"can","start":671.495,"end":671.655,"confidence":0.99902344,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":-0.032744791358709335},{"word":"you","start":671.655,"end":671.815,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.045472413301467896},{"word":"please","start":671.815,"end":672.135,"confidence":0.82177734,"punctuated_word":"please","sentiment":"neutral","sentiment_score":-0.05850248783826828},{"word":"can","start":675.415,"end":675.655,"confidence":0.96240234,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.02953910455107689},{"word":"you","start":675.655,"end":676.055,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05341994762420654},{"word":"can","start":676.055,"end":676.375,"confidence":0.9941406,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.057666532695293427},{"word":"you","start":676.375,"end":676.615,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09337474405765532},{"word":"cancel","start":676.615,"end":677.015,"confidence":0.9970703,"punctuated_word":"cancel","sentiment":"neutral","sentiment_score":-0.07648079097270966},{"word":"the","start":677.015,"end":677.255,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07934966683387756},{"word":"income","start":677.255,"end":677.655,"confidence":0.99609375,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.08569817245006561},{"word":"protection","start":677.655,"end":678.155,"confidence":0.9946289,"punctuated_word":"protection?","sentiment":"neutral","sentiment_score":-0.06716872751712799},{"word":"what's","start":679.31,"end":679.71,"confidence":0.96118164,"punctuated_word":"What's","sentiment":"neutral","sentiment_score":-0.06646354496479034},{"word":"the","start":679.71,"end":679.79,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06041708588600159},{"word":"other","start":679.79,"end":680.03,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.08263131231069565},{"word":"bit","start":680.03,"end":680.27,"confidence":0.9667969,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.05146638676524162},{"word":"we","start":680.27,"end":680.35,"confidence":0.95703125,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.07667378336191177},{"word":"need","start":680.35,"end":680.47,"confidence":0.9892578,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.07537704706192017},{"word":"to","start":680.47,"end":680.59,"confidence":0.91845703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06507939845323563},{"word":"run","start":680.59,"end":681.09,"confidence":0.63342285,"punctuated_word":"run?","sentiment":"neutral","sentiment_score":-0.062376223504543304},{"word":"oh","start":688.91,"end":689.07,"confidence":0.5809326,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.12742677330970764},{"word":"alright","start":689.07,"end":689.57,"confidence":0.64538574,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.12737910449504852},{"word":"life","start":701.135,"end":701.295,"confidence":0.3046875,"punctuated_word":"Life","sentiment":"neutral","sentiment_score":0.11653760075569151},{"word":"insurance","start":701.295,"end":701.795,"confidence":0.94189453,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.13760250806808472},{"word":"put","start":702.095,"end":702.595,"confidence":0.86865234,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.07342533767223358},{"word":"down","start":703.21497,"end":703.71497,"confidence":0.9165039,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.10495486855506896},{"word":"to","start":706.495,"end":706.995,"confidence":0.9536133,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08766268938779831},{"word":"let","start":709.81995,"end":710.01996,"confidence":0.8027344,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.09083561599254608},{"word":"me","start":710.01996,"end":710.22,"confidence":0.99316406,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.101021409034729},{"word":"say","start":710.22,"end":710.45996,"confidence":0.8618164,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.11311079561710358},{"word":"log","start":710.45996,"end":710.77997,"confidence":0.7246094,"punctuated_word":"log","sentiment":"neutral","sentiment_score":0.09841548651456831},{"word":"as","start":710.77997,"end":710.94,"confidence":0.38623047,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.09941346943378448},{"word":"well","start":710.94,"end":711.42,"confidence":0.53027344,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.09574604034423828},{"word":"as","start":711.42,"end":711.66,"confidence":0.44433594,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1046137884259224},{"word":"450","start":711.66,"end":713.75995,"confidence":0.92285156,"punctuated_word":"450.","sentiment":"neutral","sentiment_score":0.0947786420583725},{"word":"i","start":716.86,"end":717.01996,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08623786270618439},{"word":"think","start":717.01996,"end":717.25995,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.07639750093221664},{"word":"that's","start":717.25995,"end":717.5,"confidence":0.9926758,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.09533272683620451},{"word":"enough","start":717.5,"end":717.81995,"confidence":0.9863281,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":0.09889370203018188},{"word":"zeros","start":717.81995,"end":718.31995,"confidence":0.8901367,"punctuated_word":"zeros,","sentiment":"neutral","sentiment_score":0.1140357255935669},{"word":"i","start":719.89996,"end":719.98,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12238103151321413},{"word":"think","start":719.98,"end":720.48,"confidence":0.9863281,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":0.09512120485305786},{"word":"and","start":721.42,"end":721.81995,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0725717544555664},{"word":"the","start":721.81995,"end":722.085,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04658515378832817},{"word":"other","start":722.16504,"end":722.405,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.04778367653489113},{"word":"one","start":722.405,"end":722.72504,"confidence":0.7524414,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":0.026601383462548256},{"word":"we","start":722.72504,"end":722.885,"confidence":0.9404297,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.05486035719513893},{"word":"need","start":722.885,"end":723.365,"confidence":0.9316406,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.03416905924677849},{"word":"the","start":723.365,"end":723.84503,"confidence":0.6113281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04816833883523941},{"word":"okay","start":724.005,"end":724.325,"confidence":0.9133301,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.06681203097105026},{"word":"i","start":724.325,"end":724.405,"confidence":0.62890625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05168062075972557},{"word":"don't","start":724.405,"end":724.565,"confidence":0.907959,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.04182831943035126},{"word":"know","start":724.565,"end":724.805,"confidence":0.93408203,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.02834741398692131},{"word":"that","start":724.805,"end":725.305,"confidence":0.77563477,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.0157321784645319},{"word":"3","start":727.84503,"end":728.34503,"confidence":0.45593262,"punctuated_word":"3,","sentiment":"neutral","sentiment_score":0.003603531513363123},{"word":"23322300000","start":728.805,"end":739.4,"confidence":0.6020847,"punctuated_word":"23322300000.","sentiment":"neutral","sentiment_score":0.01047276146709919},{"word":"alright","start":744.02,"end":744.52,"confidence":0.7597656,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.08531831204891205},{"word":"i","start":744.66,"end":744.74,"confidence":0.77001953,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.024312183260917664},{"word":"don't","start":744.74,"end":744.98,"confidence":0.953125,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.02073683589696884},{"word":"know","start":744.98,"end":745.14,"confidence":0.9760742,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.016279399394989014},{"word":"if","start":745.14,"end":745.3,"confidence":0.484375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.013837452977895737},{"word":"there's","start":745.3,"end":745.62,"confidence":0.9682617,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.0005745614762417972},{"word":"enough","start":745.62,"end":745.94,"confidence":0.91503906,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":0.005520269274711609},{"word":"euros","start":745.94,"end":746.26,"confidence":0.4099121,"punctuated_word":"euros","sentiment":"neutral","sentiment_score":0.02620549499988556},{"word":"there","start":746.26,"end":746.42,"confidence":0.677124,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.02134096436202526},{"word":"but","start":746.42,"end":746.58,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.006517782807350159},{"word":"anyway","start":746.58,"end":747.08,"confidence":0.72753906,"punctuated_word":"anyway,","sentiment":"neutral","sentiment_score":0.03633784502744675},{"word":"you","start":747.94,"end":748.1,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03485889360308647},{"word":"know","start":748.1,"end":748.34,"confidence":0.6953125,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.03792740777134895},{"word":"what","start":748.34,"end":748.5,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.032993219792842865},{"word":"i","start":748.5,"end":748.58,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01768265664577484},{"word":"mean","start":748.58,"end":749.08,"confidence":0.94750977,"punctuated_word":"mean.","sentiment":"neutral","sentiment_score":0.023477785289287567},{"word":"now","start":760.735,"end":760.97504,"confidence":0.52441406,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1783357560634613},{"word":"i","start":760.97504,"end":761.055,"confidence":0.46704102,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08646904677152634},{"word":"need","start":761.055,"end":761.29504,"confidence":0.78515625,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.13365942239761353},{"word":"to","start":761.29504,"end":761.455,"confidence":0.7841797,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14617300033569336},{"word":"find","start":761.455,"end":761.955,"confidence":0.7915039,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.07505550235509872},{"word":"and","start":763.47003,"end":763.63,"confidence":0.3083496,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05605146288871765},{"word":"where's","start":763.63,"end":763.95,"confidence":0.48376465,"punctuated_word":"where's","sentiment":"neutral","sentiment_score":0.07236212491989136},{"word":"it","start":763.95,"end":764.11005,"confidence":0.96435547,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13766983151435852},{"word":"going","start":764.11005,"end":764.61005,"confidence":0.65600586,"punctuated_word":"going?","sentiment":"neutral","sentiment_score":0.053287506103515625},{"word":"do","start":766.11005,"end":766.27,"confidence":0.7001953,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.0057501718401908875},{"word":"we","start":766.27,"end":766.51,"confidence":0.9370117,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.029685821384191513},{"word":"need","start":766.51,"end":766.67004,"confidence":0.9980469,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.03710357844829559},{"word":"to","start":766.67004,"end":766.83,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0433482900261879},{"word":"sign","start":766.83,"end":767.15,"confidence":0.82714844,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.045982785522937775},{"word":"that","start":767.15,"end":767.31006,"confidence":0.9902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04460512101650238},{"word":"box","start":767.31006,"end":767.63,"confidence":0.6911621,"punctuated_word":"box,","sentiment":"neutral","sentiment_score":0.03955364599823952},{"word":"is","start":767.63,"end":767.79004,"confidence":0.9863281,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08399391919374466},{"word":"it","start":767.79004,"end":768.29004,"confidence":0.9941406,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.042483195662498474},{"word":"yep","start":772.19,"end":772.51,"confidence":0.7553711,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08014664053916931},{"word":"and","start":772.51,"end":772.75,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03514976054430008},{"word":"the","start":772.75,"end":772.91003,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03375611826777458},{"word":"date","start":772.91003,"end":773.23004,"confidence":0.8845215,"punctuated_word":"date,","sentiment":"neutral","sentiment_score":0.05356626212596893},{"word":"is","start":773.23004,"end":773.39,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07133740186691284},{"word":"it","start":773.39,"end":773.89,"confidence":0.9863281,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.05863293260335922},{"word":"i","start":778.965,"end":779.125,"confidence":0.89990234,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07376852631568909},{"word":"was","start":779.125,"end":779.365,"confidence":0.93408203,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.03955705836415291},{"word":"gonna","start":779.365,"end":779.605,"confidence":0.9921875,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.059892669320106506},{"word":"say","start":779.605,"end":779.84503,"confidence":0.99121094,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.05860210582613945},{"word":"i","start":779.84503,"end":779.925,"confidence":0.67285156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.031631313264369965},{"word":"have","start":779.925,"end":780.085,"confidence":0.9819336,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03712785616517067},{"word":"the","start":780.085,"end":780.165,"confidence":0.61376953,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03308233618736267},{"word":"two","start":780.165,"end":780.405,"confidence":0.5371094,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.025528233498334885},{"word":"already","start":780.405,"end":780.645,"confidence":0.7421875,"punctuated_word":"already","sentiment":"neutral","sentiment_score":0.0643509104847908},{"word":"written","start":780.645,"end":780.885,"confidence":0.99902344,"punctuated_word":"written","sentiment":"neutral","sentiment_score":0.03324471786618233},{"word":"in","start":780.885,"end":781.045,"confidence":0.9873047,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.005818206816911697},{"word":"there","start":781.045,"end":781.125,"confidence":0.8774414,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.02703043818473816},{"word":"because","start":781.125,"end":781.365,"confidence":0.8881836,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.0208926759660244},{"word":"i","start":781.365,"end":781.445,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08370985090732574},{"word":"can't","start":781.445,"end":781.765,"confidence":0.99853516,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.04836557060480118},{"word":"see","start":781.765,"end":781.84503,"confidence":0.97314453,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.05493691936135292},{"word":"it","start":781.84503,"end":782.34503,"confidence":0.99658203,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.009116431698203089},{"word":"yeah","start":787.445,"end":787.945,"confidence":0.8483887,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1155243068933487},{"word":"alright","start":789.925,"end":790.165,"confidence":0.9614258,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.09557759761810304},{"word":"so","start":790.165,"end":790.405,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06496677547693253},{"word":"now","start":790.405,"end":790.905,"confidence":0.9921875,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.057282961905002594},{"word":"what","start":791.205,"end":791.365,"confidence":0.91845703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.028518816456198692},{"word":"do","start":791.365,"end":791.58,"confidence":0.9863281,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.026103610172867775},{"word":"we","start":791.58,"end":792.08,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.029694030061364177},{"word":"do","start":802.3,"end":802.78,"confidence":0.99365234,"punctuated_word":"do?","sentiment":"neutral","sentiment_score":0.021169498562812805},{"word":"yep","start":802.78,"end":803.28,"confidence":0.7194824,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1150251030921936},{"word":"yep","start":816.215,"end":816.715,"confidence":0.739624,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.021020684391260147},{"word":"somewhere","start":831.27997,"end":831.68,"confidence":0.22399902,"punctuated_word":"Somewhere","sentiment":"neutral","sentiment_score":-0.03567030280828476},{"word":"up","start":831.68,"end":831.83997,"confidence":0.6904297,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.029822662472724915},{"word":"there","start":831.83997,"end":832.33997,"confidence":0.9477539,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.020874440670013428},{"word":"right","start":860.75,"end":861.07,"confidence":0.84936523,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.20143677294254303},{"word":"okay","start":861.07,"end":861.47,"confidence":0.9885254,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.22429780662059784},{"word":"well","start":861.47,"end":861.63,"confidence":0.74902344,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.2595894932746887},{"word":"whatever","start":861.63,"end":862.02997,"confidence":0.9980469,"punctuated_word":"whatever","sentiment":"positive","sentiment_score":0.35490289330482483},{"word":"is","start":862.02997,"end":862.19,"confidence":0.5053711,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.31249773502349854},{"word":"gonna","start":862.19,"end":862.43,"confidence":0.9716797,"punctuated_word":"gonna","sentiment":"positive","sentiment_score":0.3436163663864136},{"word":"benefit","start":862.43,"end":862.93,"confidence":0.99902344,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.4307652413845062},{"word":"me","start":863.92505,"end":864.24506,"confidence":0.9160156,"punctuated_word":"me.","sentiment":"positive","sentiment_score":0.3396356701850891},{"word":"whatever","start":864.24506,"end":864.74506,"confidence":0.96362305,"punctuated_word":"Whatever.","sentiment":"neutral","sentiment_score":0.22491516172885895},{"word":"yeah","start":864.80505,"end":865.30505,"confidence":0.9902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.23090660572052},{"word":"you","start":867.205,"end":867.445,"confidence":0.91748047,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.188625305891037},{"word":"know","start":867.445,"end":867.945,"confidence":0.9609375,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.16450724005699158},{"word":"yeah","start":880.7,"end":881.1,"confidence":0.9875488,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09391114115715028},{"word":"yeah","start":881.1,"end":881.6,"confidence":0.96972656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08594284951686859},{"word":"yeah","start":882.94,"end":883.44,"confidence":0.74780273,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09223704040050508},{"word":"no","start":895.775,"end":896.255,"confidence":0.9680176,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09490329772233964},{"word":"it's","start":896.255,"end":896.495,"confidence":0.55877686,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.06449086964130402},{"word":"just","start":896.495,"end":896.655,"confidence":0.76123047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.11090241372585297},{"word":"so","start":896.655,"end":897.155,"confidence":0.6303711,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.12940150499343872},{"word":"in","start":897.455,"end":897.775,"confidence":0.8911133,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.10505282878875732},{"word":"order","start":897.775,"end":898.015,"confidence":0.80688477,"punctuated_word":"order,","sentiment":"neutral","sentiment_score":-0.08385034650564194},{"word":"i","start":898.015,"end":898.175,"confidence":0.98291016,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13213181495666504},{"word":"knew","start":898.175,"end":898.41504,"confidence":0.9453125,"punctuated_word":"knew","sentiment":"neutral","sentiment_score":-0.16374289989471436},{"word":"i","start":898.41504,"end":898.495,"confidence":0.97314453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15215349197387695},{"word":"had","start":898.495,"end":898.655,"confidence":0.9633789,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.17079371213912964},{"word":"to","start":898.655,"end":898.735,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1613698452711105},{"word":"do","start":898.735,"end":898.895,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.17849408090114594},{"word":"it","start":898.895,"end":899.055,"confidence":0.99316406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1376308798789978},{"word":"and","start":899.055,"end":899.215,"confidence":0.8911133,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.15523232519626615},{"word":"put","start":899.215,"end":899.455,"confidence":0.9970703,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.1317639797925949},{"word":"it","start":899.455,"end":899.53503,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.10530035942792892},{"word":"down","start":899.53503,"end":899.775,"confidence":0.9980469,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.06579293310642242},{"word":"because","start":899.775,"end":900.09503,"confidence":0.70654297,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.16386878490447998},{"word":"obviously","start":900.09503,"end":900.495,"confidence":0.5493164,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.1644519418478012},{"word":"things","start":900.495,"end":900.815,"confidence":0.60009766,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.19407448172569275},{"word":"have","start":900.815,"end":900.97504,"confidence":0.98291016,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.14128291606903076},{"word":"changed","start":900.97504,"end":901.375,"confidence":0.9001465,"punctuated_word":"changed,","sentiment":"neutral","sentiment_score":-0.17097464203834534},{"word":"you","start":901.375,"end":901.53503,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.19368578493595123},{"word":"know","start":901.53503,"end":901.775,"confidence":0.7602539,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.1908421516418457},{"word":"but","start":901.775,"end":902.015,"confidence":0.99609375,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.10858964174985886},{"word":"yeah","start":902.09503,"end":902.59503,"confidence":0.98706055,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.0853189155459404},{"word":"well","start":917.69,"end":918.19,"confidence":0.93896484,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.023129893466830257},{"word":"i","start":918.81,"end":918.89,"confidence":0.9448242,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03115202486515045},{"word":"was","start":918.89,"end":919.13,"confidence":0.98095703,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.019778870046138763},{"word":"on","start":919.13,"end":919.365,"confidence":0.85961914,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":-0.023324420675635334},{"word":"like","start":919.445,"end":919.605,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.015952706336975098},{"word":"really","start":919.605,"end":919.845,"confidence":0.9951172,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.04963769018650055},{"word":"good","start":919.845,"end":920.08496,"confidence":0.99902344,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.07896190136671066},{"word":"money","start":920.08496,"end":920.485,"confidence":0.9980469,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.12048383802175522},{"word":"last","start":920.485,"end":920.645,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.015393249690532684},{"word":"year","start":920.645,"end":920.885,"confidence":0.89404297,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.03224073722958565},{"word":"but","start":920.885,"end":921.045,"confidence":0.9980469,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.00427941232919693},{"word":"this","start":921.045,"end":921.205,"confidence":0.9970703,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.08521657437086105},{"word":"year","start":921.205,"end":921.445,"confidence":0.9941406,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.07056638598442078},{"word":"is","start":921.445,"end":921.52496,"confidence":0.5625,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.05631354451179504},{"word":"gonna","start":921.52496,"end":921.765,"confidence":0.96777344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.05784006044268608},{"word":"be","start":921.765,"end":921.925,"confidence":0.99121094,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.04532357305288315},{"word":"a","start":921.925,"end":922.005,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04992163181304931},{"word":"bit","start":922.005,"end":922.245,"confidence":0.9921875,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.04813137650489807},{"word":"different","start":922.245,"end":922.645,"confidence":0.82836914,"punctuated_word":"different.","sentiment":"neutral","sentiment_score":-0.06249026209115982},{"word":"but","start":922.645,"end":923.145,"confidence":0.94140625,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.02108700200915337},{"word":"i","start":924.165,"end":924.245,"confidence":0.91503906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0031081289052963257},{"word":"think","start":924.245,"end":924.565,"confidence":0.99609375,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.005159512162208557},{"word":"it's","start":924.565,"end":924.725,"confidence":0.9975586,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.011007295921444891},{"word":"gonna","start":924.725,"end":925.125,"confidence":0.97314453,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.006554516032338142},{"word":"be","start":925.125,"end":925.445,"confidence":0.9863281,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.015753082931041718},{"word":"around","start":925.445,"end":925.945,"confidence":0.9970703,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.012181397527456284},{"word":"the","start":927.445,"end":927.605,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.006644342094659805},{"word":"around","start":927.605,"end":928.005,"confidence":0.9604492,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.020573902875185013},{"word":"the","start":928.005,"end":928.505,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.015583451837301254},{"word":"90","start":929.685,"end":930.08496,"confidence":0.56933594,"punctuated_word":"90","sentiment":"neutral","sentiment_score":0.010951671749353409},{"word":"to","start":930.08496,"end":930.245,"confidence":0.8989258,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.008347313851118088},{"word":"a","start":930.245,"end":930.40497,"confidence":0.78759766,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01926275715231895},{"word":"100,000","start":930.40497,"end":931.225,"confidence":0.9890137,"punctuated_word":"100,000.","sentiment":"neutral","sentiment_score":0.013402502983808516},{"word":"no","start":942.80005,"end":943.12006,"confidence":0.9890137,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.16411037743091583},{"word":"i","start":943.12006,"end":943.2,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1866994947195053},{"word":"don't","start":943.2,"end":943.52,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.17936424911022186},{"word":"drive","start":943.52,"end":943.76,"confidence":0.99902344,"punctuated_word":"drive","sentiment":"neutral","sentiment_score":-0.15899516642093658},{"word":"a","start":943.76,"end":943.92004,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.16661089658737183},{"word":"truck","start":943.92004,"end":944.16003,"confidence":0.9980469,"punctuated_word":"truck","sentiment":"neutral","sentiment_score":-0.11108694970607758},{"word":"anymore","start":944.16003,"end":944.64,"confidence":0.99365234,"punctuated_word":"anymore.","sentiment":"neutral","sentiment_score":-0.2078584730625153},{"word":"i","start":944.64,"end":944.72003,"confidence":0.97509766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1620100438594818},{"word":"sit","start":944.72003,"end":944.96,"confidence":0.94628906,"punctuated_word":"sit","sentiment":"neutral","sentiment_score":-0.12364280223846436},{"word":"in","start":944.96,"end":945.2,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1203414872288704},{"word":"a","start":945.2,"end":945.44,"confidence":0.4807129,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11965806782245636},{"word":"office","start":945.44,"end":945.92004,"confidence":0.99609375,"punctuated_word":"office","sentiment":"neutral","sentiment_score":-0.09244461357593536},{"word":"and","start":945.92004,"end":946.08,"confidence":0.58984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1297028660774231},{"word":"batched","start":946.08,"end":946.48004,"confidence":0.94262695,"punctuated_word":"batched","sentiment":"neutral","sentiment_score":-0.11876987665891647},{"word":"concrete","start":946.48004,"end":946.98004,"confidence":0.99853516,"punctuated_word":"concrete.","sentiment":"neutral","sentiment_score":-0.11122404783964156},{"word":"i","start":957.39496,"end":957.475,"confidence":0.79003906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10910069942474364},{"word":"might","start":957.475,"end":957.795,"confidence":0.7729492,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.08554887026548386},{"word":"go","start":957.795,"end":958.295,"confidence":0.9111328,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.07700248807668686},{"word":"and","start":958.755,"end":958.915,"confidence":0.7817383,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07338150590658188},{"word":"chuck","start":958.915,"end":959.415,"confidence":0.78466797,"punctuated_word":"chuck","sentiment":"neutral","sentiment_score":-0.07518690824508667},{"word":"10","start":959.71497,"end":960.035,"confidence":0.99316406,"punctuated_word":"10","sentiment":"neutral","sentiment_score":-0.08523102104663849},{"word":"kilo","start":960.035,"end":960.51495,"confidence":0.9980469,"punctuated_word":"kilo","sentiment":"neutral","sentiment_score":-0.05936560034751892},{"word":"bags","start":960.51495,"end":960.83496,"confidence":0.99902344,"punctuated_word":"bags","sentiment":"neutral","sentiment_score":-0.05880248174071312},{"word":"in","start":960.83496,"end":960.995,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.06648510694503784},{"word":"a","start":960.995,"end":961.15497,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07077573984861374},{"word":"load","start":961.15497,"end":961.475,"confidence":0.9951172,"punctuated_word":"load","sentiment":"neutral","sentiment_score":-0.0442645400762558},{"word":"and","start":961.475,"end":961.635,"confidence":0.68603516,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08184710144996643},{"word":"that's","start":961.635,"end":961.875,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.09766131639480592},{"word":"about","start":961.875,"end":962.195,"confidence":0.9951172,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.10663290321826936},{"word":"it","start":962.195,"end":962.695,"confidence":0.9147949,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.08575531840324402},{"word":"nothing","start":963.875,"end":964.32,"confidence":0.671875,"punctuated_word":"Nothing","sentiment":"neutral","sentiment_score":-0.056911811232566833},{"word":"doing","start":966.08,"end":966.32,"confidence":0.38500977,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.08361658453941345},{"word":"strenuously","start":966.32,"end":966.82,"confidence":0.99316406,"punctuated_word":"strenuously","sentiment":"neutral","sentiment_score":-0.07087424397468567},{"word":"physical","start":967.28,"end":967.78,"confidence":0.9453125,"punctuated_word":"physical.","sentiment":"neutral","sentiment_score":-0.0778578370809555},{"word":"no","start":967.84,"end":968.34,"confidence":0.98339844,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.052454426884651184},{"word":"a","start":979.76,"end":979.92,"confidence":0.16320801,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.03312504291534424},{"word":"good","start":979.92,"end":980.175,"confidence":0.96777344,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.021062195301055908},{"word":"two","start":980.735,"end":981.135,"confidence":0.88671875,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.017987007275223732},{"word":"years","start":981.135,"end":981.635,"confidence":0.9885254,"punctuated_word":"years?","sentiment":"neutral","sentiment_score":0.03550545126199722},{"word":"i","start":1003.77,"end":1003.93,"confidence":0.9013672,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.033748313784599304},{"word":"think","start":1003.93,"end":1004.25,"confidence":0.9790039,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.022917645052075383},{"word":"it's","start":1004.25,"end":1004.75,"confidence":0.9797363,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.03882633149623871},{"word":"$4.20","start":1005.13,"end":1006.815,"confidence":0.8808594,"punctuated_word":"$4.20,","sentiment":"neutral","sentiment_score":-0.033013686537742615},{"word":"i","start":1008.575,"end":1008.735,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.032161980867385864},{"word":"think","start":1008.735,"end":1008.815,"confidence":0.95874023,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":-0.03725976496934891},{"word":"it's","start":1008.815,"end":1008.975,"confidence":0.9067383,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.07595367729663849},{"word":"somewhere","start":1008.975,"end":1009.375,"confidence":0.99316406,"punctuated_word":"somewhere","sentiment":"neutral","sentiment_score":-0.05983605235815048},{"word":"around","start":1009.375,"end":1009.535,"confidence":0.99902344,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.04678606614470482},{"word":"there","start":1009.535,"end":1009.775,"confidence":0.99902344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.08054611086845398},{"word":"anyway","start":1009.775,"end":1010.275,"confidence":0.8652344,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":-0.044593386352062225},{"word":"what","start":1029.21,"end":1029.45,"confidence":0.9838867,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.018759021535515785},{"word":"that","start":1029.45,"end":1029.69,"confidence":0.47583008,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.024054013192653656},{"word":"i","start":1029.69,"end":1029.9299,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01737905666232109},{"word":"own","start":1029.9299,"end":1030.33,"confidence":0.9941406,"punctuated_word":"own","sentiment":"neutral","sentiment_score":-0.01643870398402214},{"word":"or","start":1030.33,"end":1030.57,"confidence":0.6352539,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.016128581017255783},{"word":"me","start":1030.57,"end":1030.8099,"confidence":0.99316406,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.018094010651111603},{"word":"and","start":1030.8099,"end":1031.05,"confidence":0.98095703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.014228862710297108},{"word":"the","start":1031.05,"end":1031.21,"confidence":0.97998047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.012805366888642313},{"word":"wi","start":1031.21,"end":1031.45,"confidence":0.6459961,"punctuated_word":"Wi","sentiment":"neutral","sentiment_score":-0.001973263919353485},{"word":"fi","start":1031.45,"end":1031.95,"confidence":0.9785156,"punctuated_word":"Fi?","sentiment":"neutral","sentiment_score":-0.005409478209912777},{"word":"pretty","start":1038.385,"end":1038.885,"confidence":0.9707031,"punctuated_word":"Pretty","sentiment":"neutral","sentiment_score":0.0038574766367673874},{"word":"sure","start":1038.945,"end":1039.445,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.005327697843313217},{"word":"well","start":1041.665,"end":1042.165,"confidence":0.9213867,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.005832983180880547},{"word":"i","start":1042.385,"end":1042.545,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08423160016536713},{"word":"don't","start":1042.545,"end":1042.865,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.11146785318851472},{"word":"know","start":1042.865,"end":1043.105,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.1204553246498108},{"word":"whether","start":1043.105,"end":1043.505,"confidence":0.9604492,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":-0.1341484785079956},{"word":"the","start":1043.505,"end":1043.665,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12517672777175903},{"word":"caravan's","start":1043.665,"end":1044.145,"confidence":0.76049805,"punctuated_word":"caravan's","sentiment":"neutral","sentiment_score":-0.09730589389801024},{"word":"in","start":1044.145,"end":1044.385,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.051239263266325},{"word":"my","start":1044.385,"end":1044.545,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.08117039501667023},{"word":"name","start":1044.545,"end":1044.865,"confidence":0.9753418,"punctuated_word":"name,","sentiment":"neutral","sentiment_score":-0.09013999998569489},{"word":"but","start":1044.865,"end":1045.025,"confidence":0.9951172,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0665326714515686},{"word":"i","start":1045.025,"end":1045.105,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07150482386350632},{"word":"know","start":1045.105,"end":1045.265,"confidence":0.9667969,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.04398798570036888},{"word":"the","start":1045.265,"end":1045.505,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.059661731123924255},{"word":"car","start":1045.505,"end":1045.825,"confidence":0.99121094,"punctuated_word":"car","sentiment":"neutral","sentiment_score":-0.05928841978311539},{"word":"is","start":1045.825,"end":1046.325,"confidence":0.736084,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.05755872279405594},{"word":"because","start":1049.025,"end":1049.345,"confidence":0.49145508,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.03867291286587715},{"word":"i've","start":1049.345,"end":1049.505,"confidence":0.97631836,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.058197539299726486},{"word":"got","start":1049.505,"end":1049.745,"confidence":0.91503906,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.06125209107995033},{"word":"a","start":1049.745,"end":1049.905,"confidence":0.8520508,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0492081344127655},{"word":"well","start":1053.265,"end":1053.765,"confidence":0.9926758,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.05649496614933014},{"word":"obviously","start":1054.3701,"end":1054.8501,"confidence":0.93530273,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.05929221957921982},{"word":"the","start":1054.8501,"end":1055.0901,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.062145963311195374},{"word":"car","start":1055.0901,"end":1055.3301,"confidence":0.9980469,"punctuated_word":"car","sentiment":"neutral","sentiment_score":-0.03947076201438904},{"word":"and","start":1055.3301,"end":1055.5701,"confidence":0.98291016,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05502875521779061},{"word":"the","start":1055.5701,"end":1055.7301,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06995876878499985},{"word":"caravan's","start":1055.7301,"end":1056.2301,"confidence":0.5274658,"punctuated_word":"caravan's","sentiment":"neutral","sentiment_score":-0.05376576632261276},{"word":"jointly","start":1056.29,"end":1056.6901,"confidence":0.9902344,"punctuated_word":"jointly","sentiment":"neutral","sentiment_score":-0.030094828456640244},{"word":"owned","start":1056.6901,"end":1056.93,"confidence":0.9873047,"punctuated_word":"owned","sentiment":"neutral","sentiment_score":-0.049867693334817886},{"word":"because","start":1056.93,"end":1057.17,"confidence":0.9003906,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.07828084379434586},{"word":"it's","start":1057.17,"end":1057.3301,"confidence":0.9980469,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.1094665676355362},{"word":"on","start":1057.3301,"end":1057.4901,"confidence":0.98095703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.10446199029684068},{"word":"the","start":1057.4901,"end":1057.65,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11344341188669203},{"word":"mortgage","start":1057.65,"end":1058.05,"confidence":0.91674805,"punctuated_word":"mortgage,","sentiment":"neutral","sentiment_score":-0.11798188835382462},{"word":"you","start":1058.05,"end":1058.2101,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13579002022743225},{"word":"know","start":1058.2101,"end":1058.3701,"confidence":0.89501953,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.13384568691253662},{"word":"but","start":1058.3701,"end":1058.6101,"confidence":0.99316406,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.09090088307857512},{"word":"they've","start":1058.6101,"end":1059.01,"confidence":0.6201172,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":-0.12230604887008668},{"word":"so","start":1059.41,"end":1059.7301,"confidence":0.7211914,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.1268533021211624},{"word":"but","start":1059.89,"end":1060.05,"confidence":0.98535156,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.10741041600704192},{"word":"they","start":1060.05,"end":1060.29,"confidence":0.9604492,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.18972159922122955},{"word":"obviously","start":1060.29,"end":1060.49,"confidence":0.39575195,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.1788058876991272},{"word":"they're","start":1060.6901,"end":1060.93,"confidence":0.9272461,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.21303927898406985},{"word":"paid","start":1060.93,"end":1061.25,"confidence":0.96435547,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":-0.19826093316078183},{"word":"off","start":1061.25,"end":1061.4901,"confidence":0.88183594,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":-0.21893754601478577},{"word":"obviously","start":1061.4901,"end":1061.9901,"confidence":0.94750977,"punctuated_word":"obviously.","sentiment":"neutral","sentiment_score":-0.20503874123096463},{"word":"i","start":1062.05,"end":1062.2101,"confidence":0.9863281,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2187038213014603},{"word":"owe","start":1062.2101,"end":1062.3701,"confidence":0.8510742,"punctuated_word":"owe","sentiment":"neutral","sentiment_score":-0.15469825267791748},{"word":"them","start":1062.3701,"end":1062.8701,"confidence":0.9848633,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":-0.17988871037960052},{"word":"no","start":1078.125,"end":1078.525,"confidence":0.826416,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.184225469827652},{"word":"i'd","start":1078.525,"end":1078.685,"confidence":0.83618164,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.19184380769729617},{"word":"probably","start":1078.685,"end":1079.005,"confidence":0.9902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.24058885872364044},{"word":"get","start":1079.005,"end":1079.3251,"confidence":0.99609375,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.24906159937381744},{"word":"$35.40","start":1079.3251,"end":1080.365,"confidence":0.96191406,"punctuated_word":"$35.40","sentiment":"neutral","sentiment_score":-0.19294878840446472},{"word":"for","start":1080.365,"end":1080.6051,"confidence":0.98535156,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.16068950295448303},{"word":"it","start":1080.6051,"end":1081.1051,"confidence":0.9909668,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.15508122742176056},{"word":"the","start":1088.07,"end":1088.5499,"confidence":0.75390625,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.01623879373073578},{"word":"car","start":1088.5499,"end":1089.0299,"confidence":0.8256836,"punctuated_word":"car,","sentiment":"neutral","sentiment_score":-0.00960838422179222},{"word":"i'd","start":1089.0299,"end":1089.11,"confidence":0.81640625,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.004940285347402096},{"word":"probably","start":1089.11,"end":1089.59,"confidence":0.9980469,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.0024394989013671875},{"word":"get","start":1089.59,"end":1090.09,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.006964284926652908},{"word":"30","start":1090.5499,"end":1090.95,"confidence":0.9980469,"punctuated_word":"30","sentiment":"neutral","sentiment_score":0.003168649971485138},{"word":"to","start":1090.95,"end":1091.11,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.020558733493089676},{"word":"35","start":1091.11,"end":1092.01,"confidence":0.8831787,"punctuated_word":"35.","sentiment":"neutral","sentiment_score":-0.006480898708105087},{"word":"35","start":1092.1499,"end":1092.71,"confidence":0.8795166,"punctuated_word":"35,","sentiment":"neutral","sentiment_score":0.0004481133073568344},{"word":"probably","start":1092.71,"end":1093.21,"confidence":0.9926758,"punctuated_word":"probably.","sentiment":"neutral","sentiment_score":0.008939273655414581},{"word":"no","start":1104.075,"end":1104.575,"confidence":0.9824219,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.12322920560836792},{"word":"no","start":1104.875,"end":1105.115,"confidence":0.9975586,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13701602816581726},{"word":"i","start":1105.115,"end":1105.355,"confidence":0.9873047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12625689804553986},{"word":"consolidated","start":1105.355,"end":1105.855,"confidence":0.9838867,"punctuated_word":"consolidated","sentiment":"neutral","sentiment_score":-0.1307111829519272},{"word":"them","start":1106.155,"end":1106.3151,"confidence":0.96777344,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.11550608277320862},{"word":"all","start":1106.3151,"end":1106.475,"confidence":0.97998047,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.03288773447275162},{"word":"into","start":1106.475,"end":1106.795,"confidence":0.9863281,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.03998316079378128},{"word":"the","start":1106.795,"end":1106.875,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05180326849222183},{"word":"mortgage","start":1106.875,"end":1107.275,"confidence":0.9980469,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":-0.05757736414670944},{"word":"loan","start":1107.275,"end":1107.515,"confidence":0.7163086,"punctuated_word":"loan,","sentiment":"neutral","sentiment_score":-0.059723399579524994},{"word":"actually","start":1107.515,"end":1107.835,"confidence":0.94750977,"punctuated_word":"actually,","sentiment":"neutral","sentiment_score":-0.06226031482219696},{"word":"and","start":1107.835,"end":1107.915,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.055736057460308075},{"word":"that","start":1107.915,"end":1108.075,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.059682779014110565},{"word":"was","start":1108.075,"end":1108.3151,"confidence":0.9707031,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.08416435122489929},{"word":"it","start":1108.3151,"end":1108.8151,"confidence":0.9770508,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.002169158309698105},{"word":"yeah","start":1135.655,"end":1136.0549,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0985082909464836},{"word":"i","start":1136.0549,"end":1136.455,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04791369289159775},{"word":"i","start":1136.455,"end":1136.615,"confidence":0.9506836,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.029921438544988632},{"word":"i","start":1136.615,"end":1136.695,"confidence":0.54785156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.028439264744520187},{"word":"do","start":1136.695,"end":1136.935,"confidence":0.9506836,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07912735641002655},{"word":"realize","start":1136.935,"end":1137.415,"confidence":0.9892578,"punctuated_word":"realize","sentiment":"neutral","sentiment_score":0.08226174861192703},{"word":"i've","start":1137.415,"end":1137.495,"confidence":0.98095703,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.00834312941879034},{"word":"gotta","start":1137.495,"end":1137.93,"confidence":0.8935547,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.001552466303110123},{"word":"do","start":1139.29,"end":1139.79,"confidence":0.98291016,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.008894547820091248},{"word":"that","start":1142.7301,"end":1143.2301,"confidence":0.94433594,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.13651107251644137},{"word":"yeah","start":1159.785,"end":1160.265,"confidence":0.9523926,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.007433149963617325},{"word":"i've","start":1160.265,"end":1160.505,"confidence":0.5218506,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.04879390820860863},{"word":"just","start":1160.505,"end":1160.985,"confidence":0.9707031,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0106087327003479},{"word":"i've","start":1160.985,"end":1161.0651,"confidence":0.96313477,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.02756161242723465},{"word":"just","start":1161.0651,"end":1161.305,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0003846287727355957},{"word":"been","start":1161.305,"end":1161.4651,"confidence":0.98535156,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.024854768067598343},{"word":"to","start":1161.4651,"end":1161.7051,"confidence":0.94921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05882059037685394},{"word":"a","start":1161.7051,"end":1161.865,"confidence":0.7871094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07146728783845901},{"word":"lawyer","start":1161.865,"end":1162.365,"confidence":0.89208984,"punctuated_word":"lawyer","sentiment":"neutral","sentiment_score":-0.05383005738258362},{"word":"for","start":1162.5851,"end":1163.0851,"confidence":0.8339844,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.04719192907214165},{"word":"mom","start":1163.305,"end":1163.545,"confidence":0.55615234,"punctuated_word":"mom","sentiment":"neutral","sentiment_score":-0.006838619709014893},{"word":"and","start":1163.545,"end":1163.7051,"confidence":0.92089844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05298037827014923},{"word":"dad's","start":1163.7051,"end":1164.025,"confidence":0.98217773,"punctuated_word":"dad's","sentiment":"neutral","sentiment_score":-0.04358675330877304},{"word":"bill","start":1164.025,"end":1164.105,"confidence":0.5325928,"punctuated_word":"bill,","sentiment":"neutral","sentiment_score":0.005736075341701508},{"word":"actually","start":1164.105,"end":1164.6,"confidence":0.8310547,"punctuated_word":"actually.","sentiment":"neutral","sentiment_score":-0.021046480163931847},{"word":"yeah","start":1168.6,"end":1168.84,"confidence":0.68652344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1269298940896988},{"word":"they","start":1168.84,"end":1169.08,"confidence":0.9506836,"punctuated_word":"They","sentiment":"negative","sentiment_score":-0.3763222098350525},{"word":"just","start":1169.08,"end":1169.32,"confidence":0.95947266,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.266227662563324},{"word":"they","start":1169.32,"end":1169.64,"confidence":0.93603516,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.4658486247062683},{"word":"just","start":1169.64,"end":1169.88,"confidence":0.9970703,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.4486576914787293},{"word":"google","start":1169.88,"end":1170.28,"confidence":0.2770996,"punctuated_word":"Google","sentiment":"negative","sentiment_score":-0.4554101526737213},{"word":"theirs","start":1170.28,"end":1170.6,"confidence":0.8071289,"punctuated_word":"theirs","sentiment":"negative","sentiment_score":-0.5589330792427063},{"word":"out","start":1170.6,"end":1170.84,"confidence":0.8745117,"punctuated_word":"out","sentiment":"negative","sentiment_score":-0.5763055086135864},{"word":"with","start":1170.84,"end":1171.16,"confidence":0.55566406,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.6408055424690247},{"word":"some","start":1171.16,"end":1171.5599,"confidence":0.8510742,"punctuated_word":"some","sentiment":"negative","sentiment_score":-0.7002480626106262},{"word":"stupid","start":1171.5599,"end":1172.0399,"confidence":0.99609375,"punctuated_word":"stupid","sentiment":"negative","sentiment_score":-0.6711788773536682},{"word":"amount","start":1172.0399,"end":1172.36,"confidence":0.9863281,"punctuated_word":"amount","sentiment":"negative","sentiment_score":-0.5257663726806641},{"word":"of","start":1172.36,"end":1172.44,"confidence":0.98095703,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.5751668810844421},{"word":"money","start":1172.44,"end":1172.94,"confidence":0.9995117,"punctuated_word":"money.","sentiment":"negative","sentiment_score":-0.4569477438926697},{"word":"what","start":1184.8651,"end":1185.025,"confidence":0.8964844,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.018752239644527435},{"word":"was","start":1185.025,"end":1185.265,"confidence":0.9970703,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.02966146171092987},{"word":"that","start":1185.265,"end":1185.765,"confidence":0.9655762,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.02362723834812641},{"word":"no","start":1192.66,"end":1192.9,"confidence":0.8137207,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1868993043899536},{"word":"only","start":1192.9,"end":1193.2201,"confidence":0.890625,"punctuated_word":"Only","sentiment":"neutral","sentiment_score":-0.1633879542350769},{"word":"that","start":1193.2201,"end":1193.38,"confidence":0.9863281,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.18778648972511292},{"word":"thing","start":1193.38,"end":1193.7001,"confidence":0.99609375,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.2045305371284485},{"word":"we","start":1193.7001,"end":1193.86,"confidence":0.8911133,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.18524017930030823},{"word":"have","start":1193.86,"end":1194.02,"confidence":0.94921875,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.22594666481018064},{"word":"to","start":1194.02,"end":1194.18,"confidence":0.9873047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.27606818079948425},{"word":"sign","start":1194.18,"end":1194.42,"confidence":0.89086914,"punctuated_word":"sign.","sentiment":"neutral","sentiment_score":-0.21255792677402496},{"word":"you","start":1194.42,"end":1194.5801,"confidence":0.8774414,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.16832371056079865},{"word":"have","start":1194.5801,"end":1194.74,"confidence":0.984375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.13627690076828003},{"word":"to","start":1194.74,"end":1194.98,"confidence":0.98535156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.13923503458499908},{"word":"sign","start":1194.98,"end":1195.3,"confidence":0.9941406,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":-0.14575521647930145},{"word":"in","start":1195.3,"end":1195.4601,"confidence":0.96972656,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.13849687576293945},{"word":"two","start":1195.4601,"end":1195.62,"confidence":0.9902344,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.1158025711774826},{"word":"different","start":1195.62,"end":1196.02,"confidence":0.99902344,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.07587990164756775},{"word":"places","start":1196.02,"end":1196.42,"confidence":0.8659668,"punctuated_word":"places.","sentiment":"neutral","sentiment_score":-0.14891405403614044},{"word":"right","start":1196.42,"end":1196.92,"confidence":0.77246094,"punctuated_word":"Right?","sentiment":"neutral","sentiment_score":-0.052353762090206146},{"word":"yeah","start":1213.585,"end":1213.9049,"confidence":0.95532227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07190562784671783},{"word":"i","start":1213.9049,"end":1214.065,"confidence":0.5263672,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06363130360841751},{"word":"signed","start":1214.065,"end":1214.465,"confidence":0.7319336,"punctuated_word":"signed","sentiment":"neutral","sentiment_score":0.08340592682361603},{"word":"that","start":1214.465,"end":1214.705,"confidence":0.9707031,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16318157315254211},{"word":"and","start":1214.705,"end":1214.865,"confidence":0.58203125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1337875872850418},{"word":"it's","start":1214.865,"end":1215.105,"confidence":0.9326172,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.10124681890010834},{"word":"saying","start":1215.105,"end":1215.4249,"confidence":0.40698242,"punctuated_word":"saying","sentiment":"neutral","sentiment_score":0.10752029716968536},{"word":"back","start":1215.4249,"end":1215.6649,"confidence":0.5883789,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.0783429741859436},{"word":"with","start":1215.6649,"end":1215.985,"confidence":0.8388672,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08284471184015274},{"word":"you","start":1215.985,"end":1216.2,"confidence":0.7583008,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09341026842594148},{"word":"get","start":1216.2799,"end":1216.44,"confidence":0.9448242,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.08695672452449799},{"word":"a","start":1216.44,"end":1216.6,"confidence":0.7993164,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07682912051677704},{"word":"signed","start":1216.6,"end":1217.0,"confidence":0.9633789,"punctuated_word":"signed","sentiment":"neutral","sentiment_score":0.0914020985364914},{"word":"document","start":1217.0,"end":1217.5,"confidence":0.95166016,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.1098344624042511},{"word":"by","start":1217.6399,"end":1217.88,"confidence":0.84228516,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.0989895835518837},{"word":"email","start":1217.88,"end":1218.38,"confidence":0.90966797,"punctuated_word":"email.","sentiment":"neutral","sentiment_score":0.11754485219717026},{"word":"so","start":1219.6399,"end":1219.72,"confidence":0.9790039,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.20068001747131348},{"word":"that's","start":1219.72,"end":1220.0399,"confidence":0.9975586,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2757672965526581},{"word":"obviously","start":1220.0399,"end":1220.5199,"confidence":0.9790039,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.2929118871688843},{"word":"done","start":1220.5199,"end":1220.76,"confidence":0.9863281,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.235559344291687},{"word":"too","start":1220.76,"end":1221.26,"confidence":0.98291016,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":0.16007986664772034},{"word":"yeah","start":1247.03,"end":1247.43,"confidence":0.77368164,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09104764461517334},{"word":"okay","start":1247.43,"end":1247.93,"confidence":0.984375,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1225624680519104},{"word":"alright","start":1249.27,"end":1249.5901,"confidence":0.7246094,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.23002606630325317},{"word":"so","start":1249.5901,"end":1249.75,"confidence":0.4736328,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3657172918319702},{"word":"that","start":1249.75,"end":1249.91,"confidence":0.9316406,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4309091866016388},{"word":"should","start":1249.91,"end":1250.15,"confidence":0.9951172,"punctuated_word":"should","sentiment":"positive","sentiment_score":0.47069087624549866},{"word":"be","start":1250.15,"end":1250.31,"confidence":0.97998047,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.33719345927238464},{"word":"all","start":1250.31,"end":1250.4701,"confidence":0.99316406,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2989793121814728},{"word":"done","start":1250.4701,"end":1250.79,"confidence":0.6311035,"punctuated_word":"done.","sentiment":"positive","sentiment_score":0.3378024995326996},{"word":"right","start":1250.79,"end":1251.29,"confidence":0.90771484,"punctuated_word":"Right?","sentiment":"neutral","sentiment_score":0.23770329356193545},{"word":"yeah","start":1256.2301,"end":1256.7301,"confidence":0.9494629,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1604713350534439},{"word":"i","start":1260.375,"end":1260.535,"confidence":0.5546875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.26414284110069275},{"word":"don't","start":1260.535,"end":1260.855,"confidence":0.6123047,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.2546488642692566},{"word":"think","start":1260.855,"end":1261.335,"confidence":0.4177246,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.28109627962112427},{"word":"so","start":1261.335,"end":1261.575,"confidence":0.9807129,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":-0.24513550102710724},{"word":"i","start":1261.575,"end":1261.735,"confidence":0.9453125,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3482198715209961},{"word":"think","start":1261.735,"end":1261.895,"confidence":0.9428711,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.3236114978790283},{"word":"that's","start":1261.895,"end":1262.215,"confidence":0.77612305,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.29694709181785583},{"word":"what","start":1262.215,"end":1262.375,"confidence":0.63427734,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.32031169533729553},{"word":"i","start":1262.375,"end":1262.535,"confidence":0.8720703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2623332440853119},{"word":"say","start":1262.535,"end":1262.695,"confidence":0.65979004,"punctuated_word":"say.","sentiment":"neutral","sentiment_score":-0.2875114679336548},{"word":"i","start":1262.695,"end":1262.855,"confidence":0.9970703,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3388908803462982},{"word":"knew","start":1262.855,"end":1263.095,"confidence":0.98828125,"punctuated_word":"knew","sentiment":"negative","sentiment_score":-0.35220202803611755},{"word":"i","start":1263.095,"end":1263.255,"confidence":0.9892578,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.35791534185409546},{"word":"had","start":1263.255,"end":1263.495,"confidence":0.89990234,"punctuated_word":"had","sentiment":"negative","sentiment_score":-0.3607882261276245},{"word":"to","start":1263.495,"end":1263.575,"confidence":0.99609375,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.4379540681838989},{"word":"change","start":1263.575,"end":1263.895,"confidence":0.99902344,"punctuated_word":"change","sentiment":"negative","sentiment_score":-0.5377800464630127},{"word":"all","start":1263.895,"end":1264.0549,"confidence":0.9980469,"punctuated_word":"all","sentiment":"negative","sentiment_score":-0.4319825768470764},{"word":"that","start":1264.0549,"end":1264.215,"confidence":0.9970703,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.5033003091812134},{"word":"sort","start":1264.215,"end":1264.455,"confidence":0.9902344,"punctuated_word":"sort","sentiment":"negative","sentiment_score":-0.5332850217819214},{"word":"of","start":1264.455,"end":1264.615,"confidence":0.93603516,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.5308430194854736},{"word":"shit","start":1264.615,"end":1264.9349,"confidence":0.97998047,"punctuated_word":"shit","sentiment":"negative","sentiment_score":-0.5405145287513733},{"word":"to","start":1264.9349,"end":1265.255,"confidence":0.98828125,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.5171793699264526},{"word":"save","start":1265.255,"end":1265.495,"confidence":0.99902344,"punctuated_word":"save","sentiment":"negative","sentiment_score":-0.4244399666786194},{"word":"money","start":1265.495,"end":1265.815,"confidence":1.0,"punctuated_word":"money","sentiment":"negative","sentiment_score":-0.4112548828125},{"word":"and","start":1265.815,"end":1265.975,"confidence":0.40966797,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.34894102811813354},{"word":"obviously","start":1265.975,"end":1266.375,"confidence":0.6064453,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.22907710075378415},{"word":"changing","start":1266.375,"end":1266.855,"confidence":0.8598633,"punctuated_word":"changing","sentiment":"neutral","sentiment_score":-0.3022228479385376},{"word":"them","start":1266.855,"end":1267.015,"confidence":0.96875,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.24000224471092224},{"word":"all","start":1267.015,"end":1267.1749,"confidence":0.97265625,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.18880639970302585},{"word":"is","start":1267.1749,"end":1267.335,"confidence":0.80322266,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.2989270091056824},{"word":"gonna","start":1267.335,"end":1267.575,"confidence":0.97314453,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.2438299059867859},{"word":"save","start":1267.575,"end":1267.815,"confidence":0.93603516,"punctuated_word":"save","sentiment":"neutral","sentiment_score":-0.2055613100528717},{"word":"quite","start":1267.815,"end":1268.0549,"confidence":0.9970703,"punctuated_word":"quite","sentiment":"negative","sentiment_score":-0.3604677021503449},{"word":"a","start":1268.0549,"end":1268.135,"confidence":1.0,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.3935480117797851},{"word":"bit","start":1268.135,"end":1268.375,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.2703053057193756},{"word":"obviously","start":1268.375,"end":1268.875,"confidence":0.75561523,"punctuated_word":"obviously.","sentiment":"neutral","sentiment_score":-0.22953811287879944},{"word":"yeah","start":1292.675,"end":1293.175,"confidence":0.7585449,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10612134635448456},{"word":"yep","start":1300.355,"end":1300.595,"confidence":0.70202637,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09413369745016098},{"word":"and","start":1300.595,"end":1300.835,"confidence":0.40625,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.09344197064638138},{"word":"send","start":1300.835,"end":1301.075,"confidence":0.8442383,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.10049881786108016},{"word":"them","start":1301.075,"end":1301.235,"confidence":0.6743164,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.12002763152122498},{"word":"back","start":1301.235,"end":1301.52,"confidence":0.99316406,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.08275031298398972},{"word":"to","start":1301.52,"end":1302.02,"confidence":0.97802734,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06303834915161133},{"word":"care","start":1305.36,"end":1305.6,"confidence":0.9511719,"punctuated_word":"care.","sentiment":"neutral","sentiment_score":0.0898316502571106},{"word":"yeah","start":1305.6,"end":1306.1,"confidence":0.8557129,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0927501916885376},{"word":"just","start":1314.64,"end":1314.88,"confidence":0.7348633,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.005034543573856354},{"word":"mail","start":1314.88,"end":1315.12,"confidence":0.47314453,"punctuated_word":"mail","sentiment":"neutral","sentiment_score":0.02771950513124466},{"word":"them","start":1315.12,"end":1315.28,"confidence":0.96533203,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.0942811518907547},{"word":"out","start":1315.28,"end":1315.52,"confidence":0.71313477,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":0.07526475191116333},{"word":"then","start":1315.52,"end":1315.6799,"confidence":0.64404297,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08589266985654831},{"word":"i","start":1315.6799,"end":1315.84,"confidence":0.96777344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06353776156902313},{"word":"could","start":1315.84,"end":1316.3201,"confidence":0.97314453,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.037669092416763306},{"word":"i","start":1316.3201,"end":1316.4,"confidence":0.9013672,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15955200791358948},{"word":"could","start":1316.4,"end":1316.595,"confidence":0.9921875,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.16562777757644653},{"word":"sign","start":1316.755,"end":1316.995,"confidence":0.73828125,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.13924230635166168},{"word":"it","start":1316.995,"end":1317.495,"confidence":0.69262695,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.14189496636390686},{"word":"you","start":1318.515,"end":1318.755,"confidence":0.49902344,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.11905089020729064},{"word":"you","start":1318.755,"end":1318.835,"confidence":0.6430664,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09795372188091278},{"word":"know","start":1318.835,"end":1318.995,"confidence":0.7077637,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.12576130032539368},{"word":"it","start":1318.995,"end":1319.075,"confidence":0.8198242,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2194138914346695},{"word":"comes","start":1319.075,"end":1319.395,"confidence":0.83984375,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.15886074304580688},{"word":"with","start":1319.395,"end":1319.635,"confidence":0.71484375,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1852111965417862},{"word":"the","start":1319.635,"end":1319.875,"confidence":0.703125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15902379155158997},{"word":"prepaid","start":1319.875,"end":1320.355,"confidence":0.99121094,"punctuated_word":"prepaid","sentiment":"neutral","sentiment_score":0.15199297666549683},{"word":"envelope","start":1320.355,"end":1320.835,"confidence":0.97998047,"punctuated_word":"envelope","sentiment":"neutral","sentiment_score":0.1323491334915161},{"word":"to","start":1320.835,"end":1320.9149,"confidence":0.62060547,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12338326126337051},{"word":"send","start":1320.9149,"end":1321.155,"confidence":0.99902344,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.12010279297828674},{"word":"it","start":1321.155,"end":1321.235,"confidence":0.9707031,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15454447269439697},{"word":"back","start":1321.235,"end":1321.475,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.1395825296640396},{"word":"to","start":1321.475,"end":1321.5549,"confidence":0.98535156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11197932064533234},{"word":"them","start":1321.5549,"end":1322.0549,"confidence":0.85424805,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":0.06616178900003433},{"word":"yeah","start":1324.9149,"end":1325.235,"confidence":0.81469727,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17501726746559143},{"word":"yeah","start":1325.235,"end":1325.5549,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.19436365365982056},{"word":"okay","start":1325.5549,"end":1325.875,"confidence":0.94677734,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.23015539348125455},{"word":"yeah","start":1325.875,"end":1326.115,"confidence":0.8444824,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2984318733215332},{"word":"that'll","start":1326.115,"end":1326.355,"confidence":0.80371094,"punctuated_word":"That'll","sentiment":"positive","sentiment_score":0.413996934890747},{"word":"be","start":1326.355,"end":1326.515,"confidence":0.9980469,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.41892316937446594},{"word":"the","start":1326.515,"end":1326.6749,"confidence":0.9941406,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3547836244106293},{"word":"best","start":1326.6749,"end":1326.835,"confidence":0.9970703,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.3218613862991333},{"word":"way","start":1326.835,"end":1327.155,"confidence":0.7167969,"punctuated_word":"way.","sentiment":"positive","sentiment_score":0.38058698177337646},{"word":"yeah","start":1327.155,"end":1327.395,"confidence":0.7546387,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2419780939817429},{"word":"we","start":1327.395,"end":1327.635,"confidence":0.27734375,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.23635531961917877},{"word":"can","start":1327.635,"end":1327.875,"confidence":0.4645996,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.30117568373680115},{"word":"just","start":1327.875,"end":1328.0349,"confidence":0.29833984,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.25390803813934326},{"word":"wait","start":1328.0349,"end":1328.275,"confidence":0.26049805,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":0.2915673553943634},{"word":"and","start":1328.275,"end":1328.4349,"confidence":0.49414062,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21691961586475372},{"word":"sort","start":1328.4349,"end":1328.6749,"confidence":0.921875,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.28525519371032715},{"word":"it","start":1328.6749,"end":1328.835,"confidence":0.9770508,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3183242976665497},{"word":"all","start":1328.835,"end":1328.995,"confidence":0.95947266,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2709464132785797},{"word":"out","start":1328.995,"end":1329.155,"confidence":0.76220703,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.3102136254310608},{"word":"yeah","start":1329.155,"end":1329.655,"confidence":0.9355469,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.5415199995040894},{"word":"yeah","start":1348.1951,"end":1348.6951,"confidence":0.8342285,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05145404860377312},{"word":"is","start":1348.755,"end":1348.995,"confidence":0.625,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.01086842268705368},{"word":"that","start":1348.995,"end":1349.235,"confidence":0.83203125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02848264202475548},{"word":"got","start":1349.235,"end":1349.395,"confidence":0.3022461,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.010286737233400345},{"word":"a","start":1349.395,"end":1349.895,"confidence":0.28344727,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01442239060997963},{"word":"chevy","start":1350.515,"end":1351.015,"confidence":0.6594238,"punctuated_word":"Chevy?","sentiment":"neutral","sentiment_score":0.002467166632413864},{"word":"chevy","start":1351.395,"end":1351.875,"confidence":0.9951172,"punctuated_word":"Chevy","sentiment":"neutral","sentiment_score":0.006858706474304199},{"word":"still","start":1351.875,"end":1352.115,"confidence":0.9194336,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.03620375692844391},{"word":"working","start":1352.115,"end":1352.435,"confidence":0.5423584,"punctuated_word":"working?","sentiment":"neutral","sentiment_score":0.058512330055236816},{"word":"i","start":1352.435,"end":1352.595,"confidence":0.9614258,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03883726894855499},{"word":"think","start":1352.595,"end":1352.8351,"confidence":0.7397461,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.03967700898647308},{"word":"it","start":1352.8351,"end":1352.995,"confidence":0.9892578,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09313856065273284},{"word":"is","start":1352.995,"end":1353.495,"confidence":0.9511719,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.07372057437896729},{"word":"yeah","start":1357.81,"end":1358.13,"confidence":0.7907715,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.013744832947850227},{"word":"okay","start":1358.13,"end":1358.63,"confidence":0.9345703,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06508293747901917},{"word":"no","start":1364.37,"end":1364.61,"confidence":0.8642578,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.14519697427749634},{"word":"no","start":1364.61,"end":1364.77,"confidence":0.9719238,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.22536224126815796},{"word":"i","start":1364.77,"end":1364.93,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2602148950099945},{"word":"can't","start":1364.93,"end":1365.17,"confidence":0.8562012,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.21075746417045593},{"word":"remember","start":1365.17,"end":1365.5701,"confidence":1.0,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":-0.17609776556491852},{"word":"talking","start":1365.5701,"end":1365.89,"confidence":0.9980469,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.1442343443632126},{"word":"to","start":1365.89,"end":1366.05,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.18646365404129028},{"word":"him","start":1366.05,"end":1366.2101,"confidence":0.99902344,"punctuated_word":"him","sentiment":"neutral","sentiment_score":-0.17616942524909973},{"word":"when","start":1366.2101,"end":1366.4501,"confidence":0.9921875,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.14904949069023132},{"word":"i","start":1366.4501,"end":1366.61,"confidence":0.98291016,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1328756958246231},{"word":"first","start":1366.61,"end":1366.8501,"confidence":0.97509766,"punctuated_word":"first","sentiment":"neutral","sentiment_score":-0.1137850135564804},{"word":"changed","start":1366.8501,"end":1367.25,"confidence":0.90722656,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":-0.1392827332019806},{"word":"everything","start":1367.25,"end":1367.7301,"confidence":0.9863281,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.10397285968065262},{"word":"over","start":1367.7301,"end":1368.2301,"confidence":0.9797363,"punctuated_word":"over.","sentiment":"neutral","sentiment_score":-0.11016997694969176},{"word":"okay","start":1374.3151,"end":1374.8151,"confidence":0.74658203,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.020230460911989212},{"word":"okay","start":1375.035,"end":1375.535,"confidence":0.9890137,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.031425945460796356},{"word":"alright","start":1377.8351,"end":1378.3351,"confidence":0.7322998,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.07458725571632385},{"word":"yeah","start":1378.395,"end":1378.635,"confidence":0.94018555,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09654852747917177},{"word":"no","start":1378.635,"end":1378.795,"confidence":0.64501953,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.0966138243675232},{"word":"worries","start":1378.795,"end":1379.035,"confidence":0.9916992,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":-0.0515608936548233},{"word":"don't","start":1379.035,"end":1379.1951,"confidence":0.76782227,"punctuated_word":"Don't","sentiment":"neutral","sentiment_score":-0.0866534560918808},{"word":"wait","start":1379.1951,"end":1379.3551,"confidence":0.97265625,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":-0.271098256111145},{"word":"for","start":1379.3551,"end":1379.515,"confidence":0.99609375,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.3816002309322357},{"word":"all","start":1379.515,"end":1379.675,"confidence":0.9921875,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.32026246190071106},{"word":"that","start":1379.675,"end":1379.8351,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.26853495836257935},{"word":"shit","start":1379.8351,"end":1379.995,"confidence":0.9863281,"punctuated_word":"shit","sentiment":"negative","sentiment_score":-0.4861258268356323},{"word":"to","start":1379.995,"end":1380.0751,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2554381489753723},{"word":"come","start":1380.0751,"end":1380.3151,"confidence":0.99902344,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.17269209027290344},{"word":"out","start":1380.3151,"end":1380.4751,"confidence":0.9243164,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.1291380226612091},{"word":"and","start":1380.4751,"end":1380.635,"confidence":0.48632812,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06230272352695465},{"word":"we'll","start":1380.635,"end":1380.9551,"confidence":0.95336914,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.10165517032146454},{"word":"sort","start":1380.9551,"end":1381.115,"confidence":0.97314453,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.12244676053524016},{"word":"it","start":1381.115,"end":1381.1951,"confidence":0.9873047,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13839967548847198},{"word":"out","start":1381.1951,"end":1381.435,"confidence":0.9951172,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.21693715453147888},{"word":"and","start":1381.435,"end":1381.5951,"confidence":0.87353516,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22713015973567963},{"word":"send","start":1381.5951,"end":1381.8351,"confidence":0.9970703,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.2751573920249939},{"word":"it","start":1381.8351,"end":1381.915,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.17365945875644684},{"word":"all","start":1381.915,"end":1382.155,"confidence":0.9941406,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.26222309470176697},{"word":"back","start":1382.155,"end":1382.3151,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.28665822744369507},{"word":"and","start":1382.3151,"end":1382.8151,"confidence":0.8720703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.321235328912735},{"word":"save","start":1384.3151,"end":1384.555,"confidence":0.9863281,"punctuated_word":"save","sentiment":"neutral","sentiment_score":0.2846134305000305},{"word":"some","start":1384.555,"end":1384.7151,"confidence":0.9980469,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.3942001760005951},{"word":"money","start":1384.7151,"end":1385.04,"confidence":0.99902344,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.42581140995025635},{"word":"for","start":1392.48,"end":1392.98,"confidence":0.99609375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.20840665698051453},{"word":"once","start":1394.48,"end":1394.98,"confidence":0.8120117,"punctuated_word":"once.","sentiment":"neutral","sentiment_score":-0.09109537303447723},{"word":"yeah","start":1400.195,"end":1400.515,"confidence":0.79125977,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02712632901966572},{"word":"okay","start":1400.515,"end":1400.755,"confidence":0.98583984,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.04801974073052406},{"word":"yep","start":1400.755,"end":1401.255,"confidence":0.97314453,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07459384948015213},{"word":"yep","start":1402.675,"end":1403.175,"confidence":0.96875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1189289689064026},{"word":"alright","start":1403.395,"end":1403.875,"confidence":0.9567871,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.29203492403030396},{"word":"yep","start":1403.875,"end":1404.275,"confidence":0.9890137,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.31765317916870117},{"word":"no","start":1404.275,"end":1404.515,"confidence":0.99609375,"punctuated_word":"No","sentiment":"positive","sentiment_score":0.41766199469566345},{"word":"worries","start":1404.515,"end":1405.015,"confidence":0.9995117,"punctuated_word":"worries.","sentiment":"positive","sentiment_score":0.566132664680481},{"word":"alright","start":1407.075,"end":1407.475,"confidence":0.97436523,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.5905256271362305},{"word":"thank","start":1407.475,"end":1407.715,"confidence":0.9980469,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.8245260119438171},{"word":"you","start":1407.715,"end":1408.215,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.7743963003158569},{"word":"alright","start":1412.4349,"end":1412.915,"confidence":0.9526367,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.6061124205589294},{"word":"see","start":1412.915,"end":1413.075,"confidence":0.92333984,"punctuated_word":"See","sentiment":"positive","sentiment_score":0.5380820631980896},{"word":"you","start":1413.075,"end":1413.235,"confidence":0.96777344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6093677878379822},{"word":"then","start":1413.235,"end":1413.735,"confidence":0.8625488,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":-0.11262771487236024}],"paragraphs":{"transcript":"\nHello? Right now, isn't it? Yeah. Yeah. Yep.\n\nYep. Second eleven seventy three. 40 4 Pride Bank Crescent in Pinross. Yeah. Yep.\n\nYep. Yeah. Yeah. I'd travel tomorrow if I could. Yeah.\n\nHello? I might. Okay. Probably, I don't know whether I saved it, but I'm I reckon I'm on the same. Something's better.\n\nRight. Yeah. That's all. Yep. Yeah.\n\nThat's right. Yep. Because when you'd like to go over, you couldn't match their insurance today. That's why I stayed with them. Yeah.\n\nRight. Okay. I could probably just about I could probably just about get rid of that really because I've actually I only had that when I had my own truck when I was, like, a subcontractor. And I could I only wanted that in place. So if I got injured while I was out riding my bike or whatever, I still got some sort of income to keep paying the truck loan.\n\nYou know? But, obviously, all that's changed now because I don't have a truck. That's gone. And I've just excuse me for two seconds. I gotta track this phone call.\n\nSorry about that. I'm still at work. Right. So, yeah, if we get rid of that altogether, we'll obviously save quite a bit of money. So that'll be more 4 or $5 back into my super, you mean?\n\nRight. Right. Have you got the phone number? So, obviously, I'm gonna have to ring and cancel it with you guys. I might be able to.\n\nYeah. Yeah. Yeah. Yeah. Because like I say, I reckon I could just about cancel that altogether.\n\nBut the PPD, we could probably put that down to, like, a $150 or something. You know? That's that's only a just in case thing, you know? You know? Yeah.\n\nYeah. Well, that's a $57.05 the same, isn't it? I reckon we could just about half that, Like, 200 and 50 or something. Because I think last time last time I spoke to somebody about all this sort of stuff, last last time someone rang. Basically, I had to ring up and and do it.\n\nBut I know I've been needing to do it, but I just haven't got around to doing it. You know? I do think about it all the time, but, you know, I think we can get rid of the the income because obviously, I work for a big company now, you know, so I don't need that, you know. And obviously, the other one, we could probably have it, like, 250, the the TPD. And the the income protection, the life insurance, you you could put it down to $4.70 or something.\n\nYeah. Or even $4.50 probably because I don't owe that much on my mortgage. So, you know, it's only to pay that out if something happened. You know? So so you could put that down to $4.50 and the other one could pay she could probably put it in 200,000, I suppose.\n\nAlright. Hang on. Let's have a look. Where where is this particular box? In the it's in the I q thing?\n\nYeah. I see the I q thing. Yeah. Yeah. When you go on that sign document, yeah, it comes up with that Gold Coast picture thing.\n\nYeah. Yeah. Yeah. Yeah. Little tiny fucking box that you can hardly read.\n\nYeah. And I say the fucking writing text more. I can't even read what I've written in there. No. It's fine.\n\nProbably I probably wrote protection wrong, but I can't read the account anyway. It's that fucking it's that fucking phone. Alright. Can you please can you can you cancel the income protection? What's the other bit we need to run?\n\nOh, alright. Life insurance put down to let me say log as well as 450. I think that's enough zeros, I think. And the other one, we need the okay. I don't know that.\n\n3, 23322300000. Alright. I don't know if there's enough euros there, but anyway, you know what I mean. Now I need to find and where's it going? Do we need to sign that box, is it?\n\nYep. And the date, is it? I was gonna say I have the two already written in there because I can't see it. Yeah. Alright.\n\nSo now what do we do? Yep. Yep. Somewhere up there. Right.\n\nOkay. Well, whatever is gonna benefit me. Whatever. Yeah. You know?\n\nYeah. Yeah. Yeah. No. It's just so in order, I knew I had to do it and put it down because obviously things have changed, you know, but yeah.\n\nWell, I was on, like, really good money last year, but this year is gonna be a bit different. But I think it's gonna be around the around the 90 to a 100,000. No. I don't drive a truck anymore. I sit in a office and batched concrete.\n\nI might go and chuck 10 kilo bags in a load and that's about it. Nothing doing strenuously physical. No. A good two years? I think it's $4.20, I think.\n\nIt's somewhere around there anyway. What that I own or me and the Wi Fi? Pretty sure well, I don't know whether the caravan's in my name, but I know the car is. Because I've got a well, obviously, the car and the caravan's jointly owned because it's on the mortgage, you know, but they've so but they obviously they're paid off, obviously. I owe them.\n\nNo. I'd probably get $35.40 for it. The car, I'd probably get 30 to 35. 35, probably. No.\n\nNo. I consolidated them all into the mortgage loan, actually, and that was it. Yeah. I I I do realize I've gotta do that. Yeah.\n\nI've just I've just been to a lawyer for mom and dad's bill, actually. Yeah. They just they just Google theirs out with some stupid amount of money. What was that? No.\n\nOnly that thing we have to sign. You have to sign in two different places. Right? Yeah. I signed that and it's saying back with you get a signed document by email.\n\nSo that's obviously done too. Yeah. Okay. Alright. So that should be all done.\n\nRight? Yeah. I don't think so. I think that's what I say. I knew I had to change all that sort of shit to save money and obviously changing them all is gonna save quite a bit obviously.\n\nYeah. Yep. And send them back to care. Yeah. Just mail them out, then I could I could sign it.\n\nYou you know, it comes with the prepaid envelope to send it back to them, Yeah. Yeah. Okay. Yeah. That'll be the best way.\n\nYeah. We can just wait and sort it all out. Yeah. Yeah. Is that got a Chevy?\n\nChevy still working? I think it is. Yeah. Okay. No.\n\nNo. I can't remember talking to him when I first changed everything over. Okay. Okay. Alright.\n\nYeah. No worries. Don't wait for all that shit to come out and we'll sort it out and send it all back and save some money for once. Yeah. Okay.\n\nYep. Yep. Alright. Yep. No worries.\n\nAlright. Thank you. Alright. See you then.","paragraphs":[{"sentences":[{"text":"Hello?","start":7.04,"end":7.54,"sentiment":"neutral","sentiment_score":0.1000378206372261},{"text":"Right now, isn't it?","start":19.085,"end":20.705,"sentiment":"neutral","sentiment_score":0.000026570865884423256},{"text":"Yeah.","start":23.564999,"end":23.724998,"sentiment":"neutral","sentiment_score":0.07041525840759277},{"text":"Yeah.","start":23.724998,"end":24.224998,"sentiment":"neutral","sentiment_score":0.17538878321647644},{"text":"Yep.","start":34.989998,"end":35.489998,"sentiment":"neutral","sentiment_score":0.11467142403125764}],"sentiment":"neutral","sentiment_score":0.05757744621951133,"num_words":8,"start":7.04,"end":35.489998},{"sentences":[{"text":"Yep.","start":42.605,"end":43.105,"sentiment":"neutral","sentiment_score":0.1054021343588829},{"text":"Second eleven seventy three.","start":56.74,"end":58.600002,"sentiment":"neutral","sentiment_score":0.007037386181764305},{"text":"40 4 Pride Bank Crescent in Pinross.","start":59.22,"end":61.72,"sentiment":"neutral","sentiment_score":0.013830568109239851},{"text":"Yeah.","start":66.5,"end":67.0,"sentiment":"neutral","sentiment_score":0.09363413602113724},{"text":"Yep.","start":76.665,"end":77.165,"sentiment":"neutral","sentiment_score":0.019110914319753647}],"sentiment":"neutral","sentiment_score":0.024507907585107853,"num_words":14,"start":42.605,"end":77.165},{"sentences":[{"text":"Yep.","start":79.065,"end":79.565,"sentiment":"neutral","sentiment_score":0.03417125344276428},{"text":"Yeah.","start":99.7,"end":100.155,"sentiment":"neutral","sentiment_score":0.01858383417129517},{"text":"Yeah.","start":100.795,"end":101.115,"sentiment":"neutral","sentiment_score":0.017079703509807587},{"text":"I'd travel tomorrow if I could.","start":101.115,"end":102.975,"sentiment":"neutral","sentiment_score":0.010562450236951312},{"text":"Yeah.","start":108.634995,"end":109.134995,"sentiment":"neutral","sentiment_score":0.14754188060760498}],"sentiment":"neutral","sentiment_score":0.028075137315317987,"num_words":10,"start":79.065,"end":109.134995},{"sentences":[{"text":"Hello?","start":140.45,"end":140.95,"sentiment":"neutral","sentiment_score":0.019466448575258255},{"text":"I might.","start":175.21,"end":175.69,"sentiment":"neutral","sentiment_score":-0.05868227407336235},{"text":"Okay.","start":175.69,"end":176.19,"sentiment":"neutral","sentiment_score":-0.014645634219050407},{"text":"Probably, I don't know whether I saved it, but I'm I reckon I'm on the same.","start":177.53,"end":181.065,"sentiment":"neutral","sentiment_score":-0.0719238962046802},{"text":"Something's better.","start":181.065,"end":181.815,"sentiment":"neutral","sentiment_score":-0.004328738898038864}],"sentiment":"neutral","sentiment_score":-0.05781743413006717,"num_words":22,"start":140.45,"end":181.815},{"sentences":[{"text":"Right.","start":202.3,"end":202.8,"sentiment":"neutral","sentiment_score":0.04894687235355377},{"text":"Yeah.","start":220.985,"end":221.30501,"sentiment":"neutral","sentiment_score":0.07256428897380829},{"text":"That's all.","start":221.30501,"end":221.865,"sentiment":"neutral","sentiment_score":0.06694946438074112},{"text":"Yep.","start":221.865,"end":222.365,"sentiment":"neutral","sentiment_score":0.1391633152961731},{"text":"Yeah.","start":241.94499,"end":242.185,"sentiment":"neutral","sentiment_score":0.08628122508525848}],"sentiment":"neutral","sentiment_score":0.08014243841171265,"num_words":6,"start":202.3,"end":242.185},{"sentences":[{"text":"That's right.","start":242.185,"end":242.665,"sentiment":"neutral","sentiment_score":0.11501417681574821},{"text":"Yep.","start":242.665,"end":243.165,"sentiment":"neutral","sentiment_score":0.0901896059513092},{"text":"Because when you'd like to go over, you couldn't match their insurance today.","start":243.305,"end":247.805,"sentiment":"neutral","sentiment_score":-0.05478534867198995},{"text":"That's why I stayed with them.","start":247.94499,"end":249.48499,"sentiment":"neutral","sentiment_score":-0.011717958686252436},{"text":"Yeah.","start":270.345,"end":270.845,"sentiment":"neutral","sentiment_score":0.015683848410844803}],"sentiment":"neutral","sentiment_score":-0.01941806421129276,"num_words":23,"start":242.185,"end":270.845},{"sentences":[{"text":"Right.","start":301.70502,"end":301.945,"sentiment":"neutral","sentiment_score":-0.0751066654920578},{"text":"Okay.","start":301.945,"end":302.445,"sentiment":"neutral","sentiment_score":-0.07000488042831421},{"text":"I could probably just about I could probably just about get rid of that really because I've actually I only had that when I had my own truck when I was, like, a subcontractor.","start":303.785,"end":313.22,"sentiment":"neutral","sentiment_score":-0.16615371296510978},{"text":"And I could I only wanted that in place.","start":314.72,"end":319.52002,"sentiment":"neutral","sentiment_score":-0.0948400381538603},{"text":"So if I got injured while I was out riding my bike or whatever, I still got some sort of income to keep paying the truck loan.","start":319.52002,"end":330.715,"sentiment":"neutral","sentiment_score":-0.18346917546457714}],"sentiment":"neutral","sentiment_score":-0.1611328592730893,"num_words":72,"start":301.70502,"end":330.715},{"sentences":[{"text":"You know?","start":330.715,"end":331.375,"sentiment":"neutral","sentiment_score":-0.0713423304259777},{"text":"But, obviously, all that's changed now because I don't have a truck.","start":332.395,"end":335.935,"sentiment":"neutral","sentiment_score":-0.10007367841899395},{"text":"That's gone.","start":336.155,"end":337.135,"sentiment":"neutral","sentiment_score":-0.1227959617972374},{"text":"And I've just excuse me for two seconds.","start":337.835,"end":339.97998,"sentiment":"neutral","sentiment_score":-0.07612697221338749},{"text":"I gotta track this phone call.","start":339.97998,"end":341.44,"sentiment":"neutral","sentiment_score":-0.03707131432990233}],"sentiment":"neutral","sentiment_score":-0.08068681297202905,"num_words":30,"start":330.715,"end":341.44},{"sentences":[{"text":"Sorry about that.","start":379.11,"end":379.83,"sentiment":"neutral","sentiment_score":-0.11723621437946956},{"text":"I'm still at work.","start":379.83,"end":381.05,"sentiment":"neutral","sentiment_score":-0.07730105519294739},{"text":"Right.","start":385.325,"end":385.485,"sentiment":"neutral","sentiment_score":0.06819799542427063},{"text":"So, yeah, if we get rid of that altogether, we'll obviously save quite a bit of money.","start":385.485,"end":390.305,"sentiment":"neutral","sentiment_score":0.1942374552874004},{"text":"So that'll be more 4 or $5 back into my super, you mean?","start":394.54,"end":398.0,"sentiment":"neutral","sentiment_score":0.19389884976240304}],"sentiment":"neutral","sentiment_score":0.13763176100818733,"num_words":38,"start":379.11,"end":398.0},{"sentences":[{"text":"Right.","start":406.7,"end":407.2,"sentiment":"neutral","sentiment_score":0.06215428560972214},{"text":"Right.","start":407.74002,"end":408.14,"sentiment":"neutral","sentiment_score":0.030434513464570045},{"text":"Have you got the phone number?","start":408.14,"end":409.945,"sentiment":"neutral","sentiment_score":-0.017623236402869225},{"text":"So, obviously, I'm gonna have to ring and cancel it with you guys.","start":409.945,"end":412.865,"sentiment":"neutral","sentiment_score":-0.1303332425080813},{"text":"I might be able to.","start":412.865,"end":414.125,"sentiment":"neutral","sentiment_score":-0.017793644592165946}],"sentiment":"neutral","sentiment_score":-0.06909426903495422,"num_words":26,"start":406.7,"end":414.125},{"sentences":[{"text":"Yeah.","start":438.135,"end":438.635,"sentiment":"neutral","sentiment_score":0.1381669044494629},{"text":"Yeah.","start":438.855,"end":439.355,"sentiment":"neutral","sentiment_score":0.19165730476379397},{"text":"Yeah.","start":440.295,"end":440.795,"sentiment":"neutral","sentiment_score":0.27994516491889954},{"text":"Yeah.","start":441.255,"end":441.335,"sentiment":"neutral","sentiment_score":0.09646721184253693},{"text":"Because like I say, I reckon I could just about cancel that altogether.","start":441.335,"end":444.475,"sentiment":"neutral","sentiment_score":-0.22650760584152663}],"sentiment":"neutral","sentiment_score":-0.13166836999795017,"num_words":17,"start":438.135,"end":444.475},{"sentences":[{"text":"But the PPD, we could probably put that down to, like, a $150 or something.","start":445.815,"end":452.25,"sentiment":"neutral","sentiment_score":-0.007398030658562978},{"text":"You know?","start":452.25,"end":452.83002,"sentiment":"neutral","sentiment_score":-0.00006490014493465424},{"text":"That's that's only a just in case thing, you know?","start":454.73,"end":457.13,"sentiment":"neutral","sentiment_score":0.02177107073366642},{"text":"You know?","start":457.13,"end":457.71,"sentiment":"neutral","sentiment_score":-0.011605646461248398},{"text":"Yeah.","start":463.53,"end":463.85,"sentiment":"neutral","sentiment_score":-0.001805892214179039}],"sentiment":"neutral","sentiment_score":0.002719775401055813,"num_words":30,"start":445.815,"end":463.85},{"sentences":[{"text":"Yeah.","start":463.85,"end":464.35,"sentiment":"neutral","sentiment_score":0.024462684988975525},{"text":"Well, that's a $57.05 the same, isn't it?","start":474.48502,"end":477.385,"sentiment":"neutral","sentiment_score":0.041490920120850205},{"text":"I reckon we could just about half that, Like, 200 and 50 or something.","start":480.88,"end":486.42,"sentiment":"neutral","sentiment_score":0.13911493122577667},{"text":"Because I think last time last time I spoke to somebody about all this sort of stuff, last last time someone rang.","start":488.72,"end":496.295,"sentiment":"neutral","sentiment_score":-0.08819587681103837},{"text":"Basically, I had to ring up and and do it.","start":496.295,"end":499.255,"sentiment":"neutral","sentiment_score":-0.1394670493900776}],"sentiment":"neutral","sentiment_score":-0.01874510364776308,"num_words":55,"start":463.85,"end":499.255},{"sentences":[{"text":"But I know I've been needing to do it, but I just haven't got around to doing it.","start":499.255,"end":503.515,"sentiment":"neutral","sentiment_score":-0.21712814105881584},{"text":"You know?","start":504.135,"end":504.695,"sentiment":"neutral","sentiment_score":-0.07975565642118454},{"text":"I do think about it all the time, but, you know, I think we can get rid of the the income because obviously, I work for a big company now, you know, so I don't need that, you know.","start":504.695,"end":517.96,"sentiment":"neutral","sentiment_score":-0.19333445739287597},{"text":"And obviously, the other one, we could probably have it, like, 250, the the TPD.","start":519.86,"end":527.285,"sentiment":"neutral","sentiment_score":-0.05459664762020111},{"text":"And the the income protection, the life insurance, you you could put it down to $4.70 or something.","start":530.38495,"end":538.17,"sentiment":"neutral","sentiment_score":0.04010900513579448}],"sentiment":"neutral","sentiment_score":-0.12722662295741233,"num_words":92,"start":499.255,"end":538.17},{"sentences":[{"text":"Yeah.","start":538.17,"end":538.41,"sentiment":"neutral","sentiment_score":0.007813075557351112},{"text":"Or even $4.50 probably because I don't owe that much on my mortgage.","start":538.41,"end":542.19,"sentiment":"neutral","sentiment_score":-0.056516640461408175},{"text":"So, you know, it's only to pay that out if something happened.","start":542.25,"end":545.69,"sentiment":"neutral","sentiment_score":-0.066912231190751},{"text":"You know?","start":545.69,"end":546.35,"sentiment":"neutral","sentiment_score":-0.024986302480101585},{"text":"So so you could put that down to $4.50 and the other one could pay she could probably put it in 200,000, I suppose.","start":547.52997,"end":554.885,"sentiment":"neutral","sentiment_score":0.08095317085584004}],"sentiment":"neutral","sentiment_score":0.006981797516345978,"num_words":52,"start":538.17,"end":554.885},{"sentences":[{"text":"Alright.","start":556.385,"end":556.885,"sentiment":"positive","sentiment_score":0.3579438626766205},{"text":"Hang on.","start":578.775,"end":579.335,"sentiment":"neutral","sentiment_score":0.0002285274676978588},{"text":"Let's have a look.","start":579.335,"end":580.315,"sentiment":"neutral","sentiment_score":0.0051607436034828424},{"text":"Where where is this particular box?","start":580.375,"end":582.875,"sentiment":"neutral","sentiment_score":-0.0043289206611613435},{"text":"In the it's in the I q thing?","start":584.695,"end":587.115,"sentiment":"neutral","sentiment_score":0.003104751114733517}],"sentiment":"neutral","sentiment_score":0.01799563699889751,"num_words":21,"start":556.385,"end":587.115},{"sentences":[{"text":"Yeah.","start":591.895,"end":592.135,"sentiment":"neutral","sentiment_score":0.024851441383361816},{"text":"I see the I q thing.","start":592.135,"end":593.55,"sentiment":"neutral","sentiment_score":0.01243074672917525},{"text":"Yeah.","start":599.39,"end":599.63,"sentiment":"neutral","sentiment_score":0.014916306361556051},{"text":"Yeah.","start":599.63,"end":599.87,"sentiment":"neutral","sentiment_score":0.015974611043930054},{"text":"When you go on that sign document, yeah, it comes up with that Gold Coast picture thing.","start":599.87,"end":604.11,"sentiment":"neutral","sentiment_score":0.013480659738621292}],"sentiment":"neutral","sentiment_score":0.013826848258479284,"num_words":26,"start":591.895,"end":604.11},{"sentences":[{"text":"Yeah.","start":604.11,"end":604.61,"sentiment":"neutral","sentiment_score":0.0150635102763772},{"text":"Yeah.","start":617.245,"end":617.645,"sentiment":"neutral","sentiment_score":-0.031929537653923035},{"text":"Yeah.","start":617.645,"end":617.885,"sentiment":"neutral","sentiment_score":-0.05320775508880615},{"text":"Yeah.","start":617.885,"end":618.385,"sentiment":"neutral","sentiment_score":-0.1765626072883606},{"text":"Little tiny fucking box that you can hardly read.","start":619.005,"end":621.03,"sentiment":"negative","sentiment_score":-0.5915415816836886}],"sentiment":"negative","sentiment_score":-0.4285008173006085,"num_words":13,"start":604.11,"end":621.03},{"sentences":[{"text":"Yeah.","start":627.03,"end":627.27,"sentiment":"neutral","sentiment_score":-0.21427978575229645},{"text":"And I say the fucking writing text more.","start":627.27,"end":629.35004,"sentiment":"negative","sentiment_score":-0.427921898663044},{"text":"I can't even read what I've written in there.","start":629.35004,"end":631.37006,"sentiment":"neutral","sentiment_score":-0.30463232265578377},{"text":"No.","start":636.045,"end":636.545,"sentiment":"neutral","sentiment_score":-0.1377638578414917},{"text":"It's fine.","start":645.245,"end":645.995,"sentiment":"neutral","sentiment_score":0.003139868378639222}],"sentiment":"neutral","sentiment_score":-0.3100395238115674,"num_words":21,"start":627.03,"end":645.995},{"sentences":[{"text":"Probably I probably wrote protection wrong, but I can't read the account anyway.","start":662.33,"end":665.675,"sentiment":"neutral","sentiment_score":-0.2925823697677025},{"text":"It's that fucking it's that fucking phone.","start":667.015,"end":669.755,"sentiment":"negative","sentiment_score":-0.484816957797323},{"text":"Alright.","start":671.015,"end":671.495,"sentiment":"neutral","sentiment_score":-0.027618911117315292},{"text":"Can you please can you can you cancel the income protection?","start":671.495,"end":678.155,"sentiment":"neutral","sentiment_score":-0.061765216290950775},{"text":"What's the other bit we need to run?","start":679.31,"end":681.09,"sentiment":"neutral","sentiment_score":-0.06756059778854251}],"sentiment":"neutral","sentiment_score":-0.2111202646046877,"num_words":40,"start":662.33,"end":681.09},{"sentences":[{"text":"Oh, alright.","start":688.91,"end":689.57,"sentiment":"neutral","sentiment_score":0.12740293890237808},{"text":"Life insurance put down to let me say log as well as 450.","start":701.135,"end":713.75995,"sentiment":"neutral","sentiment_score":0.10139371168154937},{"text":"I think that's enough zeros, I think.","start":716.86,"end":720.48,"sentiment":"neutral","sentiment_score":0.0983428220663752},{"text":"And the other one, we need the okay.","start":721.42,"end":724.325,"sentiment":"neutral","sentiment_score":0.04969396931119263},{"text":"I don't know that.","start":724.325,"end":725.305,"sentiment":"neutral","sentiment_score":-0.03439713316038251}],"sentiment":"neutral","sentiment_score":0.07415550311698633,"num_words":34,"start":688.91,"end":725.305},{"sentences":[{"text":"3, 23322300000.","start":727.84503,"end":739.4,"sentiment":"neutral","sentiment_score":0.007038146490231156},{"text":"Alright.","start":744.02,"end":744.52,"sentiment":"neutral","sentiment_score":0.08531831204891205},{"text":"I don't know if there's enough euros there, but anyway, you know what I mean.","start":744.66,"end":749.08,"sentiment":"neutral","sentiment_score":0.01722460318900024},{"text":"Now I need to find and where's it going?","start":760.735,"end":764.61005,"sentiment":"neutral","sentiment_score":0.10434040592776404},{"text":"Do we need to sign that box, is it?","start":766.11005,"end":768.29004,"sentiment":"neutral","sentiment_score":0.04011179837915632}],"sentiment":"neutral","sentiment_score":0.04605093032296281,"num_words":36,"start":727.84503,"end":768.29004},{"sentences":[{"text":"Yep.","start":772.19,"end":772.51,"sentiment":"neutral","sentiment_score":0.08014664053916931},{"text":"And the date, is it?","start":772.51,"end":773.89,"sentiment":"neutral","sentiment_score":0.05048849508166313},{"text":"I was gonna say I have the two already written in there because I can't see it.","start":778.965,"end":782.34503,"sentiment":"neutral","sentiment_score":0.01603605433860246},{"text":"Yeah.","start":787.445,"end":787.945,"sentiment":"neutral","sentiment_score":0.1155243068933487},{"text":"Alright.","start":789.925,"end":790.165,"sentiment":"neutral","sentiment_score":0.09557759761810304}],"sentiment":"neutral","sentiment_score":0.03265215776860714,"num_words":25,"start":772.19,"end":790.165},{"sentences":[{"text":"So now what do we do?","start":790.165,"end":802.78,"sentiment":"neutral","sentiment_score":0.03795594877252976},{"text":"Yep.","start":802.78,"end":803.28,"sentiment":"neutral","sentiment_score":0.1150251030921936},{"text":"Yep.","start":816.215,"end":816.715,"sentiment":"neutral","sentiment_score":-0.021020684391260147},{"text":"Somewhere up there.","start":831.27997,"end":832.33997,"sentiment":"neutral","sentiment_score":-0.028789135317007702},{"text":"Right.","start":860.75,"end":861.07,"sentiment":"neutral","sentiment_score":0.20143677294254303}],"sentiment":"neutral","sentiment_score":0.036400789860635996,"num_words":12,"start":790.165,"end":861.07},{"sentences":[{"text":"Okay.","start":861.07,"end":861.47,"sentiment":"neutral","sentiment_score":0.22429780662059784},{"text":"Well, whatever is gonna benefit me.","start":861.47,"end":864.24506,"sentiment":"positive","sentiment_score":0.3401678999265035},{"text":"Whatever.","start":864.24506,"end":864.74506,"sentiment":"neutral","sentiment_score":0.22491516172885895},{"text":"Yeah.","start":864.80505,"end":865.30505,"sentiment":"neutral","sentiment_score":0.23090660572052},{"text":"You know?","start":867.205,"end":867.945,"sentiment":"neutral","sentiment_score":0.17656627297401428}],"sentiment":"neutral","sentiment_score":0.27947813814336603,"num_words":11,"start":861.07,"end":867.945},{"sentences":[{"text":"Yeah.","start":880.7,"end":881.1,"sentiment":"neutral","sentiment_score":0.09391114115715028},{"text":"Yeah.","start":881.1,"end":881.6,"sentiment":"neutral","sentiment_score":0.08594284951686859},{"text":"Yeah.","start":882.94,"end":883.44,"sentiment":"neutral","sentiment_score":0.09223704040050508},{"text":"No.","start":895.775,"end":896.255,"sentiment":"neutral","sentiment_score":-0.09490329772233964},{"text":"It's just so in order, I knew I had to do it and put it down because obviously things have changed, you know, but yeah.","start":896.255,"end":902.59503,"sentiment":"neutral","sentiment_score":-0.13844774186611175}],"sentiment":"neutral","sentiment_score":-0.11324157976898654,"num_words":29,"start":880.7,"end":902.59503},{"sentences":[{"text":"Well, I was on, like, really good money last year, but this year is gonna be a bit different.","start":917.69,"end":922.645,"sentiment":"neutral","sentiment_score":-0.015615964210347125},{"text":"But I think it's gonna be around the around the 90 to a 100,000.","start":922.645,"end":931.225,"sentiment":"neutral","sentiment_score":0.007910589022295815},{"text":"No.","start":942.80005,"end":943.12006,"sentiment":"neutral","sentiment_score":-0.16411037743091583},{"text":"I don't drive a truck anymore.","start":943.12006,"end":944.64,"sentiment":"neutral","sentiment_score":-0.16843587160110474},{"text":"I sit in a office and batched concrete.","start":944.64,"end":946.98004,"sentiment":"neutral","sentiment_score":-0.12222422566264868}],"sentiment":"neutral","sentiment_score":-0.04871821845881641,"num_words":48,"start":917.69,"end":946.98004},{"sentences":[{"text":"I might go and chuck 10 kilo bags in a load and that's about it.","start":957.39496,"end":962.695,"sentiment":"neutral","sentiment_score":-0.0784694400926431},{"text":"Nothing doing strenuously physical.","start":963.875,"end":967.78,"sentiment":"neutral","sentiment_score":-0.07231511920690536},{"text":"No.","start":967.84,"end":968.34,"sentiment":"neutral","sentiment_score":-0.052454426884651184},{"text":"A good two years?","start":979.76,"end":981.635,"sentiment":"neutral","sentiment_score":0.026919924188405275},{"text":"I think it's $4.20, I think.","start":1003.77,"end":1008.815,"sentiment":"neutral","sentiment_score":-0.03298795378456513}],"sentiment":"neutral","sentiment_score":-0.053633484368522964,"num_words":30,"start":957.39496,"end":1008.815},{"sentences":[{"text":"It's somewhere around there anyway.","start":1008.815,"end":1010.275,"sentiment":"neutral","sentiment_score":-0.061543058604002},{"text":"What that I own or me and the Wi Fi?","start":1029.21,"end":1031.95,"sentiment":"neutral","sentiment_score":-0.014527035877108574},{"text":"Pretty sure well, I don't know whether the caravan's in my name, but I know the car is.","start":1038.385,"end":1046.325,"sentiment":"neutral","sentiment_score":-0.06941706273290846},{"text":"Because I've got a well, obviously, the car and the caravan's jointly owned because it's on the mortgage, you know, but they've so but they obviously they're paid off, obviously.","start":1049.025,"end":1061.9901,"sentiment":"neutral","sentiment_score":-0.10426651487747828},{"text":"I owe them.","start":1062.05,"end":1062.8701,"sentiment":"neutral","sentiment_score":-0.18443026145299277}],"sentiment":"neutral","sentiment_score":-0.0815724092676784,"num_words":66,"start":1008.815,"end":1062.8701},{"sentences":[{"text":"No.","start":1078.125,"end":1078.525,"sentiment":"neutral","sentiment_score":-0.184225469827652},{"text":"I'd probably get $35.40 for it.","start":1078.525,"end":1081.1051,"sentiment":"neutral","sentiment_score":-0.1983689640959104},{"text":"The car, I'd probably get 30 to 35.","start":1088.07,"end":1092.01,"sentiment":"neutral","sentiment_score":-0.00739790394436568},{"text":"35, probably.","start":1092.1499,"end":1093.21,"sentiment":"neutral","sentiment_score":0.004693693481385708},{"text":"No.","start":1104.075,"end":1104.575,"sentiment":"neutral","sentiment_score":-0.12322920560836792}],"sentiment":"neutral","sentiment_score":-0.08597023914464647,"num_words":18,"start":1078.125,"end":1104.575},{"sentences":[{"text":"No.","start":1104.875,"end":1105.115,"sentiment":"neutral","sentiment_score":-0.13701602816581726},{"text":"I consolidated them all into the mortgage loan, actually, and that was it.","start":1105.115,"end":1108.8151,"sentiment":"neutral","sentiment_score":-0.06757398092975983},{"text":"Yeah.","start":1135.655,"end":1136.0549,"sentiment":"neutral","sentiment_score":0.0985082909464836},{"text":"I I I do realize I've gotta do that.","start":1136.0549,"end":1143.2301,"sentiment":"neutral","sentiment_score":0.044674521001676716},{"text":"Yeah.","start":1159.785,"end":1160.265,"sentiment":"neutral","sentiment_score":0.007433149963617325}],"sentiment":"neutral","sentiment_score":-0.020298626013100146,"num_words":25,"start":1104.875,"end":1160.265},{"sentences":[{"text":"I've just I've just been to a lawyer for mom and dad's bill, actually.","start":1160.265,"end":1164.6,"sentiment":"neutral","sentiment_score":-0.03296145810080426},{"text":"Yeah.","start":1168.6,"end":1168.84,"sentiment":"neutral","sentiment_score":-0.1269298940896988},{"text":"They just they just Google theirs out with some stupid amount of money.","start":1168.84,"end":1172.94,"sentiment":"negative","sentiment_score":-0.5167552622464987},{"text":"What was that?","start":1184.8651,"end":1185.765,"sentiment":"neutral","sentiment_score":-0.02401364656786124},{"text":"No.","start":1192.66,"end":1192.9,"sentiment":"neutral","sentiment_score":-0.1868993043899536}],"sentiment":"neutral","sentiment_score":-0.2364109050249681,"num_words":32,"start":1160.265,"end":1192.9},{"sentences":[{"text":"Only that thing we have to sign.","start":1192.9,"end":1194.42,"sentiment":"neutral","sentiment_score":-0.20793113325323379},{"text":"You have to sign in two different places.","start":1194.42,"end":1196.42,"sentiment":"neutral","sentiment_score":-0.13358553312718868},{"text":"Right?","start":1196.42,"end":1196.92,"sentiment":"neutral","sentiment_score":-0.052353762090206146},{"text":"Yeah.","start":1213.585,"end":1213.9049,"sentiment":"neutral","sentiment_score":0.07190562784671783},{"text":"I signed that and it's saying back with you get a signed document by email.","start":1213.9049,"end":1218.38,"sentiment":"neutral","sentiment_score":0.0992618868748347}],"sentiment":"neutral","sentiment_score":-0.031741313403472304,"num_words":32,"start":1192.9,"end":1218.38},{"sentences":[{"text":"So that's obviously done too.","start":1219.6399,"end":1221.26,"sentiment":"neutral","sentiment_score":0.23299968242645264},{"text":"Yeah.","start":1247.03,"end":1247.43,"sentiment":"neutral","sentiment_score":0.09104764461517334},{"text":"Okay.","start":1247.43,"end":1247.93,"sentiment":"neutral","sentiment_score":0.1225624680519104},{"text":"Alright.","start":1249.27,"end":1249.5901,"sentiment":"neutral","sentiment_score":0.23002606630325317},{"text":"So that should be all done.","start":1249.5901,"end":1250.79,"sentiment":"positive","sentiment_score":0.37354877094427746}],"sentiment":"neutral","sentiment_score":0.2749948011977332,"num_words":14,"start":1219.6399,"end":1250.79},{"sentences":[{"text":"Right?","start":1250.79,"end":1251.29,"sentiment":"neutral","sentiment_score":0.23770329356193545},{"text":"Yeah.","start":1256.2301,"end":1256.7301,"sentiment":"neutral","sentiment_score":0.1604713350534439},{"text":"I don't think so.","start":1260.375,"end":1261.575,"sentiment":"neutral","sentiment_score":-0.2612558715045452},{"text":"I think that's what I say.","start":1261.575,"end":1262.695,"sentiment":"neutral","sentiment_score":-0.30648914476235706},{"text":"I knew I had to change all that sort of shit to save money and obviously changing them all is gonna save quite a bit obviously.","start":1262.695,"end":1268.875,"sentiment":"negative","sentiment_score":-0.36882912482206637}],"sentiment":"neutral","sentiment_score":-0.31777213082501765,"num_words":38,"start":1250.79,"end":1268.875},{"sentences":[{"text":"Yeah.","start":1292.675,"end":1293.175,"sentiment":"neutral","sentiment_score":0.10612134635448456},{"text":"Yep.","start":1300.355,"end":1300.595,"sentiment":"neutral","sentiment_score":0.09413369745016098},{"text":"And send them back to care.","start":1300.595,"end":1305.6,"sentiment":"neutral","sentiment_score":0.09159812207023303},{"text":"Yeah.","start":1305.6,"end":1306.1,"sentiment":"neutral","sentiment_score":-0.0927501916885376},{"text":"Just mail them out, then I could I could sign it.","start":1314.64,"end":1317.495,"sentiment":"neutral","sentiment_score":0.09051968495954167}],"sentiment":"neutral","sentiment_score":0.08264050595462322,"num_words":20,"start":1292.675,"end":1317.495},{"sentences":[{"text":"You you know, it comes with the prepaid envelope to send it back to them, Yeah.","start":1318.515,"end":1325.235,"sentiment":"neutral","sentiment_score":0.14002431742846966},{"text":"Yeah.","start":1325.235,"end":1325.5549,"sentiment":"neutral","sentiment_score":0.19436365365982056},{"text":"Okay.","start":1325.5549,"end":1325.875,"sentiment":"neutral","sentiment_score":0.23015539348125455},{"text":"Yeah.","start":1325.875,"end":1326.115,"sentiment":"neutral","sentiment_score":0.2984318733215332},{"text":"That'll be the best way.","start":1326.115,"end":1327.155,"sentiment":"positive","sentiment_score":0.3780304193496704}],"sentiment":"neutral","sentiment_score":0.2022288373361031,"num_words":24,"start":1318.515,"end":1327.155},{"sentences":[{"text":"Yeah.","start":1327.155,"end":1327.395,"sentiment":"neutral","sentiment_score":0.2419780939817429},{"text":"We can just wait and sort it all out.","start":1327.395,"end":1329.155,"sentiment":"neutral","sentiment_score":0.27607394920455086},{"text":"Yeah.","start":1329.155,"end":1329.655,"sentiment":"positive","sentiment_score":0.5415199995040894},{"text":"Yeah.","start":1348.1951,"end":1348.6951,"sentiment":"neutral","sentiment_score":0.05145404860377312},{"text":"Is that got a Chevy?","start":1348.755,"end":1351.015,"sentiment":"neutral","sentiment_score":0.013305471837520599}],"sentiment":"neutral","sentiment_score":0.19918500259518623,"num_words":17,"start":1327.155,"end":1351.015},{"sentences":[{"text":"Chevy still working?","start":1351.395,"end":1352.435,"sentiment":"neutral","sentiment_score":0.03385826448599497},{"text":"I think it is.","start":1352.435,"end":1353.495,"sentiment":"neutral","sentiment_score":0.06134335324168205},{"text":"Yeah.","start":1357.81,"end":1358.13,"sentiment":"neutral","sentiment_score":0.013744832947850227},{"text":"Okay.","start":1358.13,"end":1358.63,"sentiment":"neutral","sentiment_score":0.06508293747901917},{"text":"No.","start":1364.37,"end":1364.61,"sentiment":"neutral","sentiment_score":-0.14519697427749634}],"sentiment":"neutral","sentiment_score":0.02805790025740862,"num_words":10,"start":1351.395,"end":1364.61},{"sentences":[{"text":"No.","start":1364.61,"end":1364.77,"sentiment":"neutral","sentiment_score":-0.22536224126815796},{"text":"I can't remember talking to him when I first changed everything over.","start":1364.77,"end":1368.2301,"sentiment":"neutral","sentiment_score":-0.15858944319188595},{"text":"Okay.","start":1374.3151,"end":1374.8151,"sentiment":"neutral","sentiment_score":0.020230460911989212},{"text":"Okay.","start":1375.035,"end":1375.535,"sentiment":"neutral","sentiment_score":0.031425945460796356},{"text":"Alright.","start":1377.8351,"end":1378.3351,"sentiment":"neutral","sentiment_score":0.07458725571632385}],"sentiment":"neutral","sentiment_score":-0.125136993592605,"num_words":16,"start":1364.61,"end":1378.3351},{"sentences":[{"text":"Yeah.","start":1378.395,"end":1378.635,"sentiment":"neutral","sentiment_score":0.09654852747917177},{"text":"No worries.","start":1378.635,"end":1379.035,"sentiment":"neutral","sentiment_score":0.022526465356349945},{"text":"Don't wait for all that shit to come out and we'll sort it out and send it all back and save some money for once.","start":1379.035,"end":1394.98,"sentiment":"neutral","sentiment_score":0.019871169328689577},{"text":"Yeah.","start":1400.195,"end":1400.515,"sentiment":"neutral","sentiment_score":0.02712632901966572},{"text":"Okay.","start":1400.515,"end":1400.755,"sentiment":"neutral","sentiment_score":0.04801974073052406}],"sentiment":"neutral","sentiment_score":0.023784225371976695,"num_words":30,"start":1378.395,"end":1400.755},{"sentences":[{"text":"Yep.","start":1400.755,"end":1401.255,"sentiment":"neutral","sentiment_score":0.07459384948015213},{"text":"Yep.","start":1402.675,"end":1403.175,"sentiment":"neutral","sentiment_score":0.1189289689064026},{"text":"Alright.","start":1403.395,"end":1403.875,"sentiment":"neutral","sentiment_score":0.29203492403030396},{"text":"Yep.","start":1403.875,"end":1404.275,"sentiment":"neutral","sentiment_score":0.31765317916870117},{"text":"No worries.","start":1404.275,"end":1405.015,"sentiment":"positive","sentiment_score":0.4918973296880722}],"sentiment":"neutral","sentiment_score":0.29783426349361736,"num_words":6,"start":1400.755,"end":1405.015},{"sentences":[{"text":"Alright.","start":1407.075,"end":1407.475,"sentiment":"positive","sentiment_score":0.5905256271362305},{"text":"Thank you.","start":1407.475,"end":1408.215,"sentiment":"positive","sentiment_score":0.799461156129837},{"text":"Alright.","start":1412.4349,"end":1412.915,"sentiment":"positive","sentiment_score":0.6061124205589294},{"text":"See you then.","start":1412.915,"end":1413.735,"sentiment":"positive","sentiment_score":0.3449407120545705}],"sentiment":"positive","sentiment_score":0.5471974994455066,"num_words":7,"start":1407.075,"end":1413.735}]}}]}],"paragraphs":{"transcript":"\nChannel 0: Good day, Shane. It's Tommy here, senior adviser from. How you been?\n\nChannel 1: Hello?\n\nChannel 0: Good to hear. Good to hear. I've got you booked in now for a bit of a catch up review, updated strategy, that kind of thing. Do you still have a bit of time for me?\n\nChannel 1: Right now, isn't it?\n\nChannel 0: Yeah. Yeah. Have you got some time?\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: Beautiful. I've got an email to send out to you. Will you be able to look on to that email with me today, or should I just kinda walk you through it a bit?\n\nChannel 1: Yep.\n\nChannel 0: Yeah. Perfect. Perfect. So I'll send it through just so you've got it. I'll let you know what's on its way.\n\nChannel 1: Yep.\n\nChannel 0: While that's coming through, I'll just double check security with you. So I'm registered with ASIC as adviser 1273105. Could I just get your date of birth and address, please, sir?\n\nChannel 1: Second eleven seventy three. 40\n\nChannel 0: Mhmm.\n\nChannel 1: 4 Pride Bank Crescent in Pinross.\n\nChannel 0: Sensational. And are you okay for the call to be recorded?\n\nChannel 1: Yeah.\n\nChannel 0: Perfect. Perfect. Now, mate, this is a bit of a a catch up. There's about four different items that I wanted to address with you today just regarding\n\nChannel 1: Yep.\n\nChannel 0: the super and the insurances.\n\nChannel 1: Yep.\n\nChannel 0: I will just double check if there's been any major changes with your circumstances, but just starting with the goals briefly. Main focus for you at the last time we spoke was basically just building up the savings, buying a car, doing a bit of travel, and paying off the mortgage. Does that still sound about right for you guys?\n\nChannel 1: Yeah. Yeah. I'd travel tomorrow if I could.\n\nChannel 0: Sensational. Anything else focused for the next year or two?\n\nChannel 1: Yeah.\n\nChannel 0: Perfect. Nice and easy. Now the email that I've sent out to you, it's a new system that we've got custom built for us. It's kinda like a DocuSign crossed with a system for your information. It does contain a statement of advice and consent form, but there's a number of attachments there as well.\n\nBasically, just updated product documents from all the funds and providers and new service guides from.\n\nChannel 1: Hello?\n\nChannel 0: Now one thing that we did do as a bit of a change, when the Iran war kicked off in March, the stock market took a bit of a tumble, and we kind of jumped on, had a meeting with the investment committee, and decided that one particular fund called Phenolong was dropping a lot faster than the Australian market was. So you may have received an email in March for the record of advice. Do you recall at all receiving that?\n\nChannel 1: I might. Okay. Probably,\n\nChannel 0: Okay.\n\nChannel 1: I don't\n\nChannel 0: Just\n\nChannel 1: know\n\nChannel 0: to\n\nChannel 1: whether\n\nChannel 0: sort of\n\nChannel 1: I\n\nChannel 0: let you\n\nChannel 1: saved\n\nChannel 0: know\n\nChannel 1: it, but I'm I reckon I'm on the same. Something's better.\n\nChannel 0: that's okay. So to let you know what we did is we sold out of that fund that was doing quite badly. And because you had, like, eight options in your super, we sold out of that one and switched it in for a lower fee option that was performing a lot better. So that's what we already did a few months ago just to let you know what that document is\n\nChannel 1: Right.\n\nChannel 0: about. Perfect. When you go through that statement of advice, it goes over kind of the scope of what we were covering. And just as a bit of a reminder, you've got the CareSoup and the NetWell as well as some insurances attached to CareSoup, if that rings a bell.\n\nChannel 1: Yeah. That's all. Yep.\n\nChannel 0: Cool. Cool. At the time, we were doing a bit of a trim down. What we're trying to keep a lid on the insurance premiums because they just keep going up quite significantly. So that's the first thing I wanted to address with you today is you've got your your life insurance, your disability, and your income protection through care.\n\nChannel 1: Yeah. That's right. Yep. Because when\n\nChannel 0: Now\n\nChannel 1: you'd like to go over, you couldn't match their insurance today. That's why I stayed with them.\n\nChannel 0: correct. Correct. Part of sort of keeping those premiums not skyrocketing too much is just doing a bit of a trim down as you pay down your mortgage, about 100,000 at a time for the life insurance and so on. But, mate, they've they've really hyped up the premiums again this year quite significantly, so I needed\n\nChannel 1: Yeah.\n\nChannel 0: to kind of touch base with you on it. They've gone to close to $8,000 a year at the moment. So if we were to trim off a little bit of the life and take the insurance, which is what I've recommended just to keep keep that going, from 575,000 down to $4.75. That'll take off a thousand bucks, which nice. But the big one is the income protection.\n\nThat's the most expensive of three.\n\nChannel 1: Right. Okay. I\n\nChannel 0: So\n\nChannel 1: could\n\nChannel 0: I\n\nChannel 1: probably\n\nChannel 0: just wanna\n\nChannel 1: just\n\nChannel 0: let\n\nChannel 1: about\n\nChannel 0: you know that\n\nChannel 1: I could probably just about get rid of that really because I've actually I only had that when I had my own truck when I was, like,\n\nChannel 0: yep.\n\nChannel 1: a subcontractor. And\n\nChannel 0: Gotcha.\n\nChannel 1: I could I only wanted that in place. So if I got injured while I was out riding my bike or whatever, I still got some sort of income to keep paying the truck loan. You know? But,\n\nChannel 0: Yes.\n\nChannel 1: obviously,\n\nChannel 0: Yep.\n\nChannel 1: all\n\nChannel 0: And\n\nChannel 1: that's changed now because I don't have a truck. That's gone.\n\nChannel 0: Yep.\n\nChannel 1: And I've just excuse me for two seconds. I gotta track this phone call.\n\nChannel 0: No worries at all.\n\nChannel 1: Sorry about that. I'm still at work.\n\nChannel 0: No. You're right. I won't take up too much of your time. Yeah.\n\nChannel 1: Right.\n\nChannel 0: So\n\nChannel 1: So,\n\nChannel 0: with the\n\nChannel 1: yeah,\n\nChannel 0: the\n\nChannel 1: if we\n\nChannel 0: truck\n\nChannel 1: get\n\nChannel 0: gone\n\nChannel 1: rid of that altogether, we'll obviously save quite a bit of money.\n\nChannel 0: oh, possibly 4 or $5.\n\nChannel 1: So that'll be more 4 or $5 back into my super, you mean?\n\nChannel 0: Yeah. Correct. So that way, the with the amount of contributions going in and the growth, they'll actually start to really pick up again.\n\nChannel 1: Right. Right. Have you got the phone number? So, obviously, I'm gonna have to ring and cancel it with you guys. I might be able to.\n\nChannel 0: Well, if it's helpful, I did actually put together a bit of a pack with the team that I wanted to run by you. So they have forms to switch investment, alter insurance, and cancel insurance. We can prefill those forms through to you, post them out with a forward on envelope, and then all you gotta do is basically just sign them and chuck it in the pot. Would that be\n\nChannel 1: Yeah. Yeah. Yeah.\n\nChannel 0: helpful? Cool.\n\nChannel 1: Yeah. Because like I say,\n\nChannel 0: Alrighty.\n\nChannel 1: I reckon I could just about cancel that altogether. But the PPD, we could probably put that down to, like, a $150 or something. You know?\n\nChannel 0: Yeah. Cool. Well,\n\nChannel 1: That's\n\nChannel 0: I've\n\nChannel 1: that's\n\nChannel 0: already got\n\nChannel 1: only\n\nChannel 0: a\n\nChannel 1: a just in case thing, you know? You know?\n\nChannel 0: yeah. It's basically similar to life insurance, like you can never work again kind of thing,\n\nChannel 1: Yeah.\n\nChannel 0: lump\n\nChannel 1: Yeah.\n\nChannel 0: sum. I've quoted for a trim down of a $100 on that one. I can whack it down further. It's really up to you how much you wanna knock it down\n\nChannel 1: Well, that's\n\nChannel 0: to.\n\nChannel 1: a $57.05 the same, isn't it?\n\nChannel 0: Correct. It's equal to the life insurance. They're they're linked together.\n\nChannel 1: I reckon we could just about half that, Like,\n\nChannel 0: Okay.\n\nChannel 1: 200\n\nChannel 0: Easy\n\nChannel 1: and 50\n\nChannel 0: done.\n\nChannel 1: or something.\n\nChannel 0: What\n\nChannel 1: Because\n\nChannel 0: I'll\n\nChannel 1: I\n\nChannel 0: do\n\nChannel 1: think last\n\nChannel 0: is\n\nChannel 1: time last time I spoke to somebody about all this sort of stuff, last last time someone rang. Basically, I had to ring up and and do it. But I know I've been needing to do it, but I just haven't got around to doing it. You know?\n\nChannel 0: yeah.\n\nChannel 1: I do\n\nChannel 0: No.\n\nChannel 1: think\n\nChannel 0: That's\n\nChannel 1: about\n\nChannel 0: okay.\n\nChannel 1: it all the time, but, you know, I think we can get rid of the the income because obviously, I work for a big company now, you know, so\n\nChannel 0: Yep.\n\nChannel 1: I don't need that, you know. And obviously, the other one, we could probably have it, like, 250, the the TPD.\n\nChannel 0: Yep.\n\nChannel 1: And the the income protection, the life insurance, you you could put it down to $4.70 or something. Yeah. Or even $4.50 probably because I don't owe that much on my mortgage. So, you know, it's only\n\nChannel 0: And\n\nChannel 1: to\n\nChannel 0: just\n\nChannel 1: pay that\n\nChannel 0: cover\n\nChannel 1: out\n\nChannel 0: that\n\nChannel 1: if\n\nChannel 0: kind\n\nChannel 1: something\n\nChannel 0: of thing?\n\nChannel 1: happened. You know? So so you could put that down to $4.50 and the other one could pay she could probably put it in 200,000, I suppose.\n\nChannel 0: Awesome.\n\nChannel 1: Alright.\n\nChannel 0: So if it's okay with you, on the statement of advice that I've sent you through, there's a box at the bottom when you go to sign it. Basically, right above the signature, there's a box that you can type in. Are you okay just to type in that you wanna cancel the income protection and how much you want for the life and CPD, and then we'll add that into the forms for you?\n\nChannel 1: Hang on. Let's have a look. Where where is this particular box? In the\n\nChannel 0: So\n\nChannel 1: it's\n\nChannel 0: the\n\nChannel 1: in\n\nChannel 0: email\n\nChannel 1: the I q thing?\n\nChannel 0: to your Yahoo yeah. Yep. You should\n\nChannel 1: Yeah. I\n\nChannel 0: see\n\nChannel 1: see the I q thing.\n\nChannel 0: yep. And that's with that Beachfront City Gold Coast picture on it?\n\nChannel 1: Yeah. Yeah. When you go on that sign document, yeah, it comes up with that Gold Coast picture thing. Yeah.\n\nChannel 0: Yeah. So right down the bottom, the second last page has a has a box there to vary the implementation right above where it says, please sign the lot.\n\nChannel 1: Yeah. Yeah. Yeah. Little tiny fucking box that you can hardly read.\n\nChannel 0: The old DocuSigns are getting there. They're not the best, but they're they're getting better.\n\nChannel 1: Yeah. And I say the fucking writing text more. I can't even read what I've written in there.\n\nChannel 0: Are you doing it on the phone or the computer, mate?\n\nChannel 1: No.\n\nChannel 0: No. I apologize. So, yeah, amounts in there for life\n\nChannel 1: It's fine.\n\nChannel 0: PPD and just put cancel income protection, and then I will sort that out.\n\nChannel 1: Probably I probably wrote protection wrong, but I can't read the account anyway. It's\n\nChannel 0: That's alright.\n\nChannel 1: that\n\nChannel 0: As\n\nChannel 1: fucking\n\nChannel 0: long as it's legible\n\nChannel 1: it's that\n\nChannel 0: and\n\nChannel 1: fucking phone.\n\nChannel 0: I can make it out.\n\nChannel 1: Alright. Can you please\n\nChannel 0: I'll put a file note in.\n\nChannel 1: can you can you cancel the income protection? What's the other bit\n\nChannel 0: Yep.\n\nChannel 1: we need to run?\n\nChannel 0: How much for the life insurance and the disability insurance?\n\nChannel 1: Oh, alright. Life insurance put down to let me say log as well as 450. I think that's enough zeros,\n\nChannel 0: Yep.\n\nChannel 1: I think. And the other one, we need the okay. I don't know that.\n\nChannel 0: CPD.\n\nChannel 1: 3, 23322300000. Alright. I don't know if there's enough euros there, but anyway, you know what I mean.\n\nChannel 0: No. That's perfect. I've put a file note in so everyone's aware of what you're aiming for. And that's the beauty of the recorded line is we've got your wishes there as well.\n\nChannel 1: Now I need to find and where's it going? Do we need to sign that box, is it?\n\nChannel 0: Yeah. Just the one below that.\n\nChannel 1: Yep. And the date, is it?\n\nChannel 0: Yep. It should stamp those on there for you.\n\nChannel 1: I was gonna say I have the two already written in there because I can't see it.\n\nChannel 0: Yeah. It'll do a stamp on there. It should\n\nChannel 1: Yeah.\n\nChannel 0: just plug it on there for today.\n\nChannel 1: Alright. So now what do we\n\nChannel 0: Just quickly before you go any further, so the other things that I was gonna do is you know how I said we switched that investment around earlier in the year?\n\nChannel 1: do? Yep.\n\nChannel 0: We're just wanting to do a bit of a rebalance with all of your eight options. I'm just gonna kind of rebalance them back to the weighting that they should be at just to make sure none of them are too high or too low.\n\nChannel 1: Yep.\n\nChannel 0: I'm not recommending to move anything from CareSuper across right now until the premiums are down. And if you're comfortable with it because do you remember we were kind of talking about being high growth, try and get as much returns out of it as possible?\n\nChannel 1: Somewhere up there.\n\nChannel 0: So your care super sitting in a balanced fund in the middle. I've also recommended that we bump that one up. The highest they can go to is the growth, which is a four. The net wealth is already a five, so that's alright. But I just wanna let you know before you go any further, I wanna switch the investments with CareSuper, rebalance the net wealth, and get the premiums down on the insurance.\n\nBecause that's, like, the three main recommendations.\n\nChannel 1: Right. Okay. Well, whatever is gonna benefit me. Whatever. Yeah.\n\nYou\n\nChannel 0: That's\n\nChannel 1: know?\n\nChannel 0: it, mate. Basically, get the returns going double digits as long as I can. Once you've built the funds up and you close the retirement, we'll reduce the risk level back down again, but we need to get it going a bit faster.\n\nChannel 1: Yeah. Yeah. Yeah.\n\nChannel 0: So everything's in that document in terms of, you know, fee differences, performance differences, that sort of allocation, all that kind of thing. Any questions on those ideas?\n\nChannel 1: No. It's just so in order, I knew I had to do it and put it down because obviously things have changed, you know, but yeah.\n\nChannel 0: Yeah. And just quickly on that before I let you go, just in terms of the changes, we've hit end of financial year a couple of months ago. Do you know what you're currently on at the moment for for the year on the income?\n\nChannel 1: Well, I was on, like, really good money last year, but this year is gonna be a bit different. But I think it's gonna be around the around the 90 to a 100,000.\n\nChannel 0: K. Line to a 100,000. And is it still doing anything kinda like that batch work, driving work, anything like that?\n\nChannel 1: No. I don't drive a truck anymore. I sit in a office and batched concrete.\n\nChannel 0: That's concrete. So when you say batch, you're not doing anything physical, no tools, or nothing like that?\n\nChannel 1: I might go and chuck 10 kilo bags in a load and that's about it. Nothing\n\nChannel 0: Yep.\n\nChannel 1: doing strenuously physical. No.\n\nChannel 0: Perfect. And how long have you been doing that type of role for now?\n\nChannel 1: A good two years?\n\nChannel 0: Yep. Perfect. So no truck doing the batching outside of that. Got the new income. That's perfect.\n\nEmail's fine. Any major changes to the mortgage? I think we had it at 300,000 at the time. Is it back up to the 400 mark? Or\n\nChannel 1: I think it's $4.20, I think. It's somewhere around there anyway.\n\nChannel 0: yep. I'll put $4.20 in. To get the home, I'll do an updated online valuation. Do you still have the the vehicles and the caravan and everything, or do you have to sort of get rid of something truck going or clear that one out? What?\n\nJust a car and a caravan?\n\nChannel 1: What that I own or me and the Wi Fi?\n\nChannel 0: Anything that would be just for\n\nChannel 1: Pretty sure well,\n\nChannel 0: you?\n\nChannel 1: I don't know whether the caravan's in my name, but I know the car is.\n\nChannel 0: Am I\n\nChannel 1: Because\n\nChannel 0: calling the\n\nChannel 1: I've\n\nChannel 0: caravan\n\nChannel 1: got a\n\nChannel 0: jointly owned for the time\n\nChannel 1: well, obviously, the car and the caravan's jointly\n\nChannel 0: being?\n\nChannel 1: owned because it's on the mortgage, you know, but they've so but they obviously they're paid off, obviously. I owe them.\n\nChannel 0: Yeah. I'll just quickly do a quick value update. If you sold the car, sold the caravan, would you get $30 for the caravan still?\n\nChannel 1: No. I'd probably get $35.40 for it.\n\nChannel 0: Yep. 35 to 40 and just lastly for the car.\n\nChannel 1: The car, I'd probably get 30 to 35. 35, probably.\n\nChannel 0: Yep. Perfect. No other loans floating around or million dollars under the mattress?\n\nChannel 1: No. No. I consolidated them all into the mortgage loan, actually, and that was it.\n\nChannel 0: Perfect. Done and done. I'll update that on our system. And lastly, only thing for me, two quick things. We just got some reminders in there for the will and the power of attorney if you haven't put that in place, but you do have the beneficiary nomination for the super.\n\nSo just a quick reminder on those ones if that's important for you.\n\nChannel 1: Yeah. I I I do realize I've gotta do\n\nChannel 0: If it's helpful, you can\n\nChannel 1: that.\n\nChannel 0: get, you know, basic will kits and power of attorney kits from the post office. All post has government approved ones for $25 a pop. They're not the best in the world, but for, you know, a straightforward situation, they can be helpful. But don't always have to go to a lawyer for them. That's all.\n\nChannel 1: Yeah. I've just I've just been to a lawyer for mom and dad's bill, actually.\n\nChannel 0: Right.\n\nChannel 1: Yeah. They just they just Google theirs out with some stupid amount of money.\n\nChannel 0: Fair enough. Outside of that, any questions for me so far on what we've talked about, Shane?\n\nChannel 1: What was that?\n\nChannel 0: Any questions on your end so far from any of these aspects?\n\nChannel 1: No. Only that thing we have to sign. You have to sign in two different places. Right?\n\nChannel 0: Yeah. So the other one, once you've signed off the statement of advice, the last one is the consent form for Netwealth. So we can't look after the super or anything unless we do have the consent form, which is the last one on that that DocuSign.\n\nChannel 1: Yeah. I signed\n\nChannel 0: We\n\nChannel 1: that\n\nChannel 0: do\n\nChannel 1: and it's\n\nChannel 0: have\n\nChannel 1: saying\n\nChannel 0: the\n\nChannel 1: back with you get a signed document by email. So that's obviously done\n\nChannel 0: oh, perfect.\n\nChannel 1: too.\n\nChannel 0: So yeah. So we've changed it to a bit of a flat fee structure now. So what basically happens is normally we charge the 1.65%, but we put it in as a flat one. So as the super grows up, it doesn't change for twelve months at a time. But, again, you're not locked in with us for the twelve months.\n\nIt's just the consent can only last for up to twelve months at a time.\n\nChannel 1: Yeah. Okay. Alright. So that should\n\nChannel 0: Cool.\n\nChannel 1: be all done. Right?\n\nChannel 0: It's yes. That's come through, Simon. Thank you very much for that. Is there anything\n\nChannel 1: Yeah.\n\nChannel 0: else I can sort of help with in the interim?\n\nChannel 1: I don't think so. I think that's what I say. I knew I had to change all that sort of shit to save money and obviously changing them all is gonna save quite a bit obviously.\n\nChannel 0: Yeah. So but it could be, again, $45, so I'll see what it comes back like. What I'll do is, again, we'll post out an investment switch form to get that bumped up on care, the investment reduction of the life and CBD, and I think they've got a separate form for the cancellation of the IP, the income protection. So we'll post\n\nChannel 1: Yeah.\n\nChannel 0: you out a big pack with three in there, prefilled. You just gotta give them a squiggle, and there'll be a forward on envelope in there as\n\nChannel 1: Yep. And send them back to\n\nChannel 0: well. Yeah. That's right. They're\n\nChannel 1: care.\n\nChannel 0: a\n\nChannel 1: Yeah.\n\nChannel 0: little bit sensitive with it. Like, you can scan them up and email them, but sometimes they're a bit iffy about signatures and ID and things like that. So it's probably best to just put it\n\nChannel 1: Just\n\nChannel 0: in\n\nChannel 1: mail\n\nChannel 0: the pack\n\nChannel 1: them\n\nChannel 0: and\n\nChannel 1: out,\n\nChannel 0: chuck\n\nChannel 1: then\n\nChannel 0: it\n\nChannel 1: I\n\nChannel 0: in\n\nChannel 1: could\n\nChannel 0: the box.\n\nChannel 1: I could sign it. You you know, it comes with the prepaid envelope to send it back to them,\n\nChannel 0: Yeah. Yep.\n\nChannel 1: Yeah. Yeah. Okay. Yeah. That'll be the best way.\n\nYeah. We can just wait and sort it all out. Yeah.\n\nChannel 0: Easy done. And for the NetWell, because we've got access to transact on the account, as soon as that's now back signed, I'll give that to the team, and next week they'll switch all the investments around on there and do the old rebalance. So that should be the last thing is that pack.\n\nChannel 1: Yeah. Is that got a Chevy? Chevy still working? I think it is.\n\nChannel 0: Yeah. Yeah. He's still the boss, man. He's still the\n\nChannel 1: Yeah.\n\nChannel 0: director.\n\nChannel 1: Okay.\n\nChannel 0: He you'll see him online if you have a look at the the Facebook or the TikTok. He does a few videos every now and then with Bart. And,\n\nChannel 1: No. No. I can't\n\nChannel 0: yeah,\n\nChannel 1: remember\n\nChannel 0: I\n\nChannel 1: talking\n\nChannel 0: talk to him\n\nChannel 1: to him\n\nChannel 0: every\n\nChannel 1: when\n\nChannel 0: day.\n\nChannel 1: I first changed everything over.\n\nChannel 0: Yes. Yep. No. He's still the boss.\n\nChannel 1: Okay. Okay. Alright. Yeah. No worries.\n\nDon't wait for all that shit to come out and we'll sort it out and send it all back and save some money\n\nChannel 0: That's the right that's the aim. If you have any trouble with the forms at all, just be careful not to try\n\nChannel 1: for\n\nChannel 0: and scribble anything out. If you make a mistake,\n\nChannel 1: once.\n\nChannel 0: just give us a call straight away because they're very they're a bit sensitive with their documents.\n\nChannel 1: Yeah. Okay. Yep. Yep.\n\nChannel 0: Cool.\n\nChannel 1: Alright. Yep.\n\nChannel 0: Awesome. Look.\n\nChannel 1: No worries.\n\nChannel 0: I really appreciate you taking the time, mate.\n\nChannel 1: Alright. Thank you.\n\nChannel 0: Cool. I'll talk to you again soon. Thanks so much,\n\nChannel 1: Alright. See you then.","paragraphs":[{"sentences":[{"text":"Good day, Shane.","start":3.1999998,"end":3.9199998,"sentiment":"neutral","sentiment_score":0.3286873499552409},{"text":"It's Tommy here, senior adviser from.","start":3.9199998,"end":5.8599997,"sentiment":"neutral","sentiment_score":0.17545669277509054},{"text":"How you been?","start":6.0,"end":6.8999996,"sentiment":"neutral","sentiment_score":0.11373207718133926}],"sentiment":"neutral","sentiment_score":0.19833320317169031,"channel":0,"num_words":12,"start":3.1999998,"end":6.8999996},{"sentences":[{"text":"Hello?","start":7.04,"end":7.54,"sentiment":"neutral","sentiment_score":0.1000378206372261}],"sentiment":"neutral","sentiment_score":0.1000378206372261,"channel":1,"num_words":1,"start":7.04,"end":7.54},{"sentences":[{"text":"Good to hear.","start":9.12,"end":9.679999,"sentiment":"positive","sentiment_score":0.49475934108098346},{"text":"Good to hear.","start":9.679999,"end":10.5,"sentiment":"positive","sentiment_score":0.5527811845143636},{"text":"I've got you booked in now for a bit of a catch up review, updated strategy, that kind of thing.","start":10.8,"end":16.505,"sentiment":"neutral","sentiment_score":0.19592690989375114},{"text":"Do you still have a bit of time for me?","start":16.505,"end":18.285,"sentiment":"neutral","sentiment_score":0.027068473957479}],"sentiment":"neutral","sentiment_score":0.2036623476176626,"channel":0,"num_words":36,"start":9.12,"end":18.285},{"sentences":[{"text":"Right now, isn't it?","start":19.085,"end":20.705,"sentiment":"neutral","sentiment_score":0.000026570865884423256}],"sentiment":"neutral","sentiment_score":0.000026570865884423256,"channel":1,"num_words":4,"start":19.085,"end":20.705},{"sentences":[{"text":"Yeah.","start":21.385,"end":21.625,"sentiment":"neutral","sentiment_score":0.02056320756673813},{"text":"Yeah.","start":21.625,"end":21.865,"sentiment":"neutral","sentiment_score":0.019218262284994125},{"text":"Have you got some time?","start":21.865,"end":23.085,"sentiment":"neutral","sentiment_score":0.013159357570111751}],"sentiment":"neutral","sentiment_score":0.01508260824318443,"channel":0,"num_words":7,"start":21.385,"end":23.085},{"sentences":[{"text":"Yeah.","start":23.564999,"end":23.724998,"sentiment":"neutral","sentiment_score":0.07041525840759277},{"text":"Yeah.","start":23.724998,"end":24.224998,"sentiment":"neutral","sentiment_score":0.17538878321647644}],"sentiment":"neutral","sentiment_score":0.1229020208120346,"channel":1,"num_words":2,"start":23.564999,"end":24.224998},{"sentences":[{"text":"Beautiful.","start":25.145,"end":25.645,"sentiment":"positive","sentiment_score":0.5679447650909424},{"text":"I've got an email to send out to you.","start":26.345,"end":28.265,"sentiment":"neutral","sentiment_score":0.3102106899023056},{"text":"Will you be able to look on to that email with me today, or should I just kinda walk you through it a bit?","start":28.265,"end":33.71,"sentiment":"neutral","sentiment_score":0.2217404010395209}],"sentiment":"neutral","sentiment_score":0.25534148821059394,"channel":0,"num_words":34,"start":25.145,"end":33.71},{"sentences":[{"text":"Yep.","start":34.989998,"end":35.489998,"sentiment":"neutral","sentiment_score":0.11467142403125764}],"sentiment":"neutral","sentiment_score":0.11467142403125764,"channel":1,"num_words":1,"start":34.989998,"end":35.489998},{"sentences":[{"text":"Yeah.","start":37.61,"end":37.93,"sentiment":"neutral","sentiment_score":0.19885912537574768},{"text":"Perfect.","start":37.93,"end":38.33,"sentiment":"positive","sentiment_score":0.4370385408401489},{"text":"Perfect.","start":38.33,"end":38.65,"sentiment":"positive","sentiment_score":0.5056666135787964},{"text":"So I'll send it through just so you've got it.","start":38.65,"end":40.91,"sentiment":"positive","sentiment_score":0.3881628066301346},{"text":"I'll let you know what's on its way.","start":41.21,"end":42.885,"sentiment":"positive","sentiment_score":0.387355238199234}],"sentiment":"positive","sentiment_score":0.38676353579475764,"channel":0,"num_words":21,"start":37.61,"end":42.885},{"sentences":[{"text":"Yep.","start":42.605,"end":43.105,"sentiment":"neutral","sentiment_score":0.1054021343588829}],"sentiment":"neutral","sentiment_score":0.1054021343588829,"channel":1,"num_words":1,"start":42.605,"end":43.105},{"sentences":[{"text":"While that's coming through, I'll just double check security with you.","start":43.364998,"end":47.524998,"sentiment":"neutral","sentiment_score":0.055870664729313416},{"text":"So I'm registered with ASIC as adviser 1273105.","start":47.524998,"end":52.484997,"sentiment":"neutral","sentiment_score":0.07069192826747894},{"text":"Could I just get your date of birth and address, please, sir?","start":52.484997,"end":55.88,"sentiment":"neutral","sentiment_score":0.05401651468127966}],"sentiment":"neutral","sentiment_score":0.05897777143024629,"channel":0,"num_words":31,"start":43.364998,"end":55.88},{"sentences":[{"text":"Second eleven seventy three.","start":56.74,"end":58.600002,"sentiment":"neutral","sentiment_score":0.007037386181764305},{"text":"40","start":59.22,"end":59.62,"sentiment":"neutral","sentiment_score":0.006657502613961697}],"sentiment":"neutral","sentiment_score":0.006961409468203783,"channel":1,"num_words":5,"start":56.74,"end":59.62},{"sentences":[{"text":"Mhmm.","start":59.460003,"end":59.960003,"sentiment":"neutral","sentiment_score":0.010510432533919811}],"sentiment":"neutral","sentiment_score":0.010510432533919811,"channel":0,"num_words":1,"start":59.460003,"end":59.960003},{"sentences":[{"text":"4 Pride Bank Crescent in Pinross.","start":59.62,"end":61.72,"sentiment":"neutral","sentiment_score":0.015026079025119543}],"sentiment":"neutral","sentiment_score":0.015026079025119543,"channel":1,"num_words":6,"start":59.62,"end":61.72},{"sentences":[{"text":"Sensational.","start":63.06,"end":63.56,"sentiment":"neutral","sentiment_score":0.034582674503326416},{"text":"And are you okay for the call to be recorded?","start":63.7,"end":65.56,"sentiment":"neutral","sentiment_score":0.021531867049634456}],"sentiment":"neutral","sentiment_score":0.02271830409087918,"channel":0,"num_words":11,"start":63.06,"end":65.56},{"sentences":[{"text":"Yeah.","start":66.5,"end":67.0,"sentiment":"neutral","sentiment_score":0.09363413602113724}],"sentiment":"neutral","sentiment_score":0.09363413602113724,"channel":1,"num_words":1,"start":66.5,"end":67.0},{"sentences":[{"text":"Perfect.","start":67.94,"end":68.42,"sentiment":"neutral","sentiment_score":0.24614620208740232},{"text":"Perfect.","start":68.42,"end":68.92,"sentiment":"neutral","sentiment_score":0.2341972589492798},{"text":"Now, mate, this is a bit of a a catch up.","start":69.065,"end":71.405,"sentiment":"neutral","sentiment_score":0.05483948710289868},{"text":"There's about four different items that I wanted to address with you today just regarding","start":71.945,"end":76.825,"sentiment":"neutral","sentiment_score":0.04462301420668761}],"sentiment":"neutral","sentiment_score":0.06260439400960292,"channel":0,"num_words":28,"start":67.94,"end":76.825},{"sentences":[{"text":"Yep.","start":76.665,"end":77.165,"sentiment":"neutral","sentiment_score":0.019110914319753647}],"sentiment":"neutral","sentiment_score":0.019110914319753647,"channel":1,"num_words":1,"start":76.665,"end":77.165},{"sentences":[{"text":"the super and the insurances.","start":76.825,"end":78.125,"sentiment":"neutral","sentiment_score":0.02021968737244606}],"sentiment":"neutral","sentiment_score":0.02021968737244606,"channel":0,"num_words":5,"start":76.825,"end":78.125},{"sentences":[{"text":"Yep.","start":79.065,"end":79.565,"sentiment":"neutral","sentiment_score":0.03417125344276428}],"sentiment":"neutral","sentiment_score":0.03417125344276428,"channel":1,"num_words":1,"start":79.065,"end":79.565},{"sentences":[{"text":"I will just double check if there's been any major changes with your circumstances, but just starting with the goals briefly.","start":80.185,"end":86.009995,"sentiment":"neutral","sentiment_score":0.03319766361355072},{"text":"Main focus for you at the last time we spoke was basically just building up the savings, buying a car, doing a bit of travel, and paying off the mortgage.","start":87.509995,"end":96.229996,"sentiment":"neutral","sentiment_score":0.09487931691110134},{"text":"Does that still sound about right for you guys?","start":96.229996,"end":98.175,"sentiment":"neutral","sentiment_score":0.06984805067380269}],"sentiment":"neutral","sentiment_score":0.06953604832136383,"channel":0,"num_words":60,"start":80.185,"end":98.175},{"sentences":[{"text":"Yeah.","start":99.7,"end":100.155,"sentiment":"neutral","sentiment_score":0.01858383417129517},{"text":"Yeah.","start":100.795,"end":101.115,"sentiment":"neutral","sentiment_score":0.017079703509807587},{"text":"I'd travel tomorrow if I could.","start":101.115,"end":102.975,"sentiment":"neutral","sentiment_score":0.010562450236951312}],"sentiment":"neutral","sentiment_score":0.012379779887851328,"channel":1,"num_words":8,"start":99.7,"end":102.975},{"sentences":[{"text":"Sensational.","start":104.095,"end":104.595,"sentiment":"neutral","sentiment_score":0.012517789378762243},{"text":"Anything else focused for the next year or two?","start":105.215004,"end":107.955,"sentiment":"neutral","sentiment_score":0.012912432352701822}],"sentiment":"neutral","sentiment_score":0.012872968055307864,"channel":0,"num_words":10,"start":104.095,"end":107.955},{"sentences":[{"text":"Yeah.","start":108.634995,"end":109.134995,"sentiment":"neutral","sentiment_score":0.14754188060760498}],"sentiment":"neutral","sentiment_score":0.14754188060760498,"channel":1,"num_words":1,"start":108.634995,"end":109.134995},{"sentences":[{"text":"Perfect.","start":110.895004,"end":111.395004,"sentiment":"positive","sentiment_score":0.3793884515762329},{"text":"Nice and easy.","start":111.535,"end":112.675,"sentiment":"positive","sentiment_score":0.4591532150904338},{"text":"Now the email that I've sent out to you, it's a new system that we've got custom built for us.","start":113.310005,"end":119.310005,"sentiment":"neutral","sentiment_score":0.18462476432323455},{"text":"It's kinda like a DocuSign crossed with a system for your information.","start":119.310005,"end":123.65,"sentiment":"neutral","sentiment_score":0.11713214529057343},{"text":"It does contain a statement of advice and consent form, but there's a number of attachments there as well.","start":124.75,"end":132.435,"sentiment":"neutral","sentiment_score":0.019205846823751926}],"sentiment":"neutral","sentiment_score":0.1312698221172799,"channel":0,"num_words":55,"start":110.895004,"end":132.435},{"sentences":[{"text":"Basically, just updated product documents from all the funds and providers and new service guides from.","start":132.655,"end":139.155,"sentiment":"neutral","sentiment_score":0.053572760545648634}],"sentiment":"neutral","sentiment_score":0.053572760545648634,"channel":0,"num_words":16,"start":132.655,"end":139.155},{"sentences":[{"text":"Hello?","start":140.45,"end":140.95,"sentiment":"neutral","sentiment_score":0.019466448575258255}],"sentiment":"neutral","sentiment_score":0.019466448575258255,"channel":1,"num_words":1,"start":140.45,"end":140.95},{"sentences":[{"text":"Now one thing that we did do as a bit of a change, when the Iran war kicked off in March, the stock market took a bit of a tumble, and we kind of jumped on, had a meeting with the investment committee, and decided that one particular fund called Phenolong was dropping a lot faster than the Australian market was.","start":142.26001,"end":164.50499,"sentiment":"neutral","sentiment_score":-0.21023337048341018},{"text":"So you may have received an email in March for the record of advice.","start":164.805,"end":170.265,"sentiment":"neutral","sentiment_score":-0.06500887445041112},{"text":"Do you recall at all receiving that?","start":170.39,"end":172.56999,"sentiment":"neutral","sentiment_score":-0.03909053759915488}],"sentiment":"neutral","sentiment_score":-0.17082919030472998,"channel":0,"num_words":82,"start":142.26001,"end":172.56999},{"sentences":[{"text":"I might.","start":175.21,"end":175.69,"sentiment":"neutral","sentiment_score":-0.05868227407336235},{"text":"Okay.","start":175.69,"end":176.19,"sentiment":"neutral","sentiment_score":-0.014645634219050407},{"text":"Probably,","start":177.53,"end":177.85,"sentiment":"neutral","sentiment_score":-0.03774671256542206}],"sentiment":"neutral","sentiment_score":-0.04243922373279929,"channel":1,"num_words":4,"start":175.21,"end":177.85},{"sentences":[{"text":"Okay.","start":177.67,"end":178.06999,"sentiment":"neutral","sentiment_score":-0.02802078239619732}],"sentiment":"neutral","sentiment_score":-0.02802078239619732,"channel":0,"num_words":1,"start":177.67,"end":178.06999},{"sentences":[{"text":"I don't","start":177.85,"end":178.17,"sentiment":"neutral","sentiment_score":-0.0843493603169918}],"sentiment":"neutral","sentiment_score":-0.0843493603169918,"channel":1,"num_words":2,"start":177.85,"end":178.17},{"sentences":[{"text":"Just","start":178.06999,"end":178.31,"sentiment":"neutral","sentiment_score":-0.09393875300884248}],"sentiment":"neutral","sentiment_score":-0.09393875300884248,"channel":0,"num_words":1,"start":178.06999,"end":178.31},{"sentences":[{"text":"know","start":178.17,"end":178.33,"sentiment":"neutral","sentiment_score":-0.09071117639541626}],"sentiment":"neutral","sentiment_score":-0.09071117639541626,"channel":1,"num_words":1,"start":178.17,"end":178.33},{"sentences":[{"text":"to","start":178.31,"end":178.39,"sentiment":"neutral","sentiment_score":-0.1066395416855812}],"sentiment":"neutral","sentiment_score":-0.1066395416855812,"channel":0,"num_words":1,"start":178.31,"end":178.39},{"sentences":[{"text":"whether","start":178.33,"end":178.57,"sentiment":"neutral","sentiment_score":-0.07473985850811005}],"sentiment":"neutral","sentiment_score":-0.07473985850811005,"channel":1,"num_words":1,"start":178.33,"end":178.57},{"sentences":[{"text":"sort of","start":178.39,"end":178.63,"sentiment":"neutral","sentiment_score":-0.09492465853691101}],"sentiment":"neutral","sentiment_score":-0.09492465853691101,"channel":0,"num_words":2,"start":178.39,"end":178.63},{"sentences":[{"text":"I","start":178.57,"end":178.81,"sentiment":"neutral","sentiment_score":-0.095804400742054}],"sentiment":"neutral","sentiment_score":-0.095804400742054,"channel":1,"num_words":1,"start":178.57,"end":178.81},{"sentences":[{"text":"let you","start":178.63,"end":178.95,"sentiment":"neutral","sentiment_score":-0.05569353699684143}],"sentiment":"neutral","sentiment_score":-0.05569353699684143,"channel":0,"num_words":2,"start":178.63,"end":178.95},{"sentences":[{"text":"saved","start":178.81,"end":179.145,"sentiment":"neutral","sentiment_score":-0.046113334596157074}],"sentiment":"neutral","sentiment_score":-0.046113334596157074,"channel":1,"num_words":1,"start":178.81,"end":179.145},{"sentences":[{"text":"know","start":178.95,"end":179.11,"sentiment":"neutral","sentiment_score":-0.08207019418478012}],"sentiment":"neutral","sentiment_score":-0.08207019418478012,"channel":0,"num_words":1,"start":178.95,"end":179.11},{"sentences":[{"text":"it, but I'm I reckon I'm on the same.","start":179.225,"end":181.065,"sentiment":"neutral","sentiment_score":-0.07077423731486003},{"text":"Something's better.","start":181.065,"end":181.815,"sentiment":"neutral","sentiment_score":-0.004328738898038864}],"sentiment":"neutral","sentiment_score":-0.058693237602710724,"channel":1,"num_words":11,"start":179.225,"end":181.815},{"sentences":[{"text":"that's okay.","start":182.79,"end":183.34999,"sentiment":"neutral","sentiment_score":0.04688040539622307},{"text":"So to let you know what we did is we sold out of that fund that was doing quite badly.","start":183.34999,"end":188.945,"sentiment":"neutral","sentiment_score":-0.17098815329372882},{"text":"And because you had, like, eight options in your super, we sold out of that one and switched it in for a lower fee option that was performing a lot better.","start":189.16501,"end":196.845,"sentiment":"neutral","sentiment_score":-0.03766521667280505},{"text":"So that's what we already did a few months ago just to let you know what that document is","start":196.845,"end":201.26,"sentiment":"neutral","sentiment_score":0.057684276252985}],"sentiment":"neutral","sentiment_score":-0.04718920448794961,"channel":0,"num_words":72,"start":182.79,"end":201.26},{"sentences":[{"text":"Right.","start":202.3,"end":202.8,"sentiment":"neutral","sentiment_score":0.04894687235355377}],"sentiment":"neutral","sentiment_score":0.04894687235355377,"channel":1,"num_words":1,"start":202.3,"end":202.8},{"sentences":[{"text":"about.","start":202.4,"end":202.9,"sentiment":"neutral","sentiment_score":0.101334810256958},{"text":"Perfect.","start":204.04,"end":204.54,"sentiment":"positive","sentiment_score":0.430466502904892},{"text":"When you go through that statement of advice, it goes over kind of the scope of what we were covering.","start":205.24,"end":210.14,"sentiment":"neutral","sentiment_score":0.21705239936709403},{"text":"And just as a bit of a reminder, you've got the CareSoup and the NetWell as well as some insurances attached to CareSoup, if that rings a bell.","start":210.44,"end":219.105,"sentiment":"neutral","sentiment_score":0.08262073887245995}],"sentiment":"neutral","sentiment_score":0.14372459977865218,"channel":0,"num_words":50,"start":202.4,"end":219.105},{"sentences":[{"text":"Yeah.","start":220.985,"end":221.30501,"sentiment":"neutral","sentiment_score":0.07256428897380829},{"text":"That's all.","start":221.30501,"end":221.865,"sentiment":"neutral","sentiment_score":0.06694946438074112},{"text":"Yep.","start":221.865,"end":222.365,"sentiment":"neutral","sentiment_score":0.1391633152961731}],"sentiment":"neutral","sentiment_score":0.0864066332578659,"channel":1,"num_words":4,"start":220.985,"end":222.365},{"sentences":[{"text":"Cool.","start":222.925,"end":223.16501,"sentiment":"neutral","sentiment_score":0.25385135412216187},{"text":"Cool.","start":223.16501,"end":223.66501,"sentiment":"neutral","sentiment_score":0.20874935388565063},{"text":"At the time, we were doing a bit of a trim down.","start":224.045,"end":226.765,"sentiment":"neutral","sentiment_score":-0.009236477936307589},{"text":"What we're trying to keep a lid on the insurance premiums because they just keep going up quite significantly.","start":226.765,"end":231.3,"sentiment":"neutral","sentiment_score":-0.05661716625878686},{"text":"So that's the first thing I wanted to address with you today is you've got your your life insurance, your disability, and your income protection through care.","start":232.16,"end":240.66,"sentiment":"neutral","sentiment_score":0.08738556766399631}],"sentiment":"neutral","sentiment_score":0.027257452346384527,"channel":0,"num_words":60,"start":222.925,"end":240.66},{"sentences":[{"text":"Yeah.","start":241.94499,"end":242.185,"sentiment":"neutral","sentiment_score":0.08628122508525848},{"text":"That's right.","start":242.185,"end":242.665,"sentiment":"neutral","sentiment_score":0.11501417681574821},{"text":"Yep.","start":242.665,"end":243.165,"sentiment":"neutral","sentiment_score":0.0901896059513092},{"text":"Because when","start":243.305,"end":243.94499,"sentiment":"neutral","sentiment_score":0.007778339087963104}],"sentiment":"neutral","sentiment_score":0.07034264380733173,"channel":1,"num_words":6,"start":241.94499,"end":243.94499},{"sentences":[{"text":"Now","start":243.92,"end":244.42,"sentiment":"neutral","sentiment_score":-0.02737210877239704}],"sentiment":"neutral","sentiment_score":-0.02737210877239704,"channel":0,"num_words":1,"start":243.92,"end":244.42},{"sentences":[{"text":"you'd like to go over, you couldn't match their insurance today.","start":243.94499,"end":247.805,"sentiment":"neutral","sentiment_score":-0.06616056462834505},{"text":"That's why I stayed with them.","start":247.94499,"end":249.48499,"sentiment":"neutral","sentiment_score":-0.011717958686252436}],"sentiment":"neutral","sentiment_score":-0.04694552723701824,"channel":1,"num_words":17,"start":243.94499,"end":249.48499},{"sentences":[{"text":"correct.","start":250.325,"end":250.825,"sentiment":"neutral","sentiment_score":0.07458397001028061},{"text":"Correct.","start":250.885,"end":251.385,"sentiment":"neutral","sentiment_score":0.1119907796382904},{"text":"Part of sort of keeping those premiums not skyrocketing too much is just doing a bit of a trim down as you pay down your mortgage, about 100,000 at a time for the life insurance and so on.","start":251.765,"end":264.24,"sentiment":"neutral","sentiment_score":0.0741390818239827},{"text":"But, mate, they've they've really hyped up the premiums again this year quite significantly, so I needed","start":264.7,"end":270.62,"sentiment":"neutral","sentiment_score":-0.13802853270488627}],"sentiment":"neutral","sentiment_score":0.011532891280295556,"channel":0,"num_words":57,"start":250.325,"end":270.62},{"sentences":[{"text":"Yeah.","start":270.345,"end":270.845,"sentiment":"neutral","sentiment_score":0.015683848410844803}],"sentiment":"neutral","sentiment_score":0.015683848410844803,"channel":1,"num_words":1,"start":270.345,"end":270.845},{"sentences":[{"text":"to kind of touch base with you on it.","start":270.62,"end":272.355,"sentiment":"neutral","sentiment_score":0.041705817812018924},{"text":"They've gone to close to $8,000 a year at the moment.","start":273.475,"end":277.17502,"sentiment":"neutral","sentiment_score":-0.06841403178193352},{"text":"So if we were to trim off a little bit of the life and take the insurance, which is what I've recommended just to keep keep that going, from 575,000 down to $4.75.","start":280.355,"end":292.37997,"sentiment":"neutral","sentiment_score":-0.04661825570193204},{"text":"That'll take off a thousand bucks, which nice.","start":292.37997,"end":295.59998,"sentiment":"neutral","sentiment_score":-0.02146838651970029},{"text":"But the big one is the income protection.","start":296.22,"end":298.24,"sentiment":"neutral","sentiment_score":-0.27529201470315456}],"sentiment":"neutral","sentiment_score":-0.062169386046952095,"channel":0,"num_words":69,"start":270.62,"end":298.24},{"sentences":[{"text":"That's the most expensive of three.","start":298.3,"end":300.4,"sentiment":"negative","sentiment_score":-0.36146969099839527}],"sentiment":"negative","sentiment_score":-0.36146969099839527,"channel":0,"num_words":6,"start":298.3,"end":300.4},{"sentences":[{"text":"Right.","start":301.70502,"end":301.945,"sentiment":"neutral","sentiment_score":-0.0751066654920578},{"text":"Okay.","start":301.945,"end":302.445,"sentiment":"neutral","sentiment_score":-0.07000488042831421},{"text":"I","start":303.785,"end":303.945,"sentiment":"neutral","sentiment_score":-0.11288844048976898}],"sentiment":"neutral","sentiment_score":-0.085999995470047,"channel":1,"num_words":3,"start":301.70502,"end":303.945},{"sentences":[{"text":"So","start":303.805,"end":304.125,"sentiment":"neutral","sentiment_score":-0.1370634138584137}],"sentiment":"neutral","sentiment_score":-0.1370634138584137,"channel":0,"num_words":1,"start":303.805,"end":304.125},{"sentences":[{"text":"could","start":303.945,"end":304.185,"sentiment":"neutral","sentiment_score":-0.13775916397571564}],"sentiment":"neutral","sentiment_score":-0.13775916397571564,"channel":1,"num_words":1,"start":303.945,"end":304.185},{"sentences":[{"text":"I","start":304.125,"end":304.365,"sentiment":"neutral","sentiment_score":-0.13617120683193207}],"sentiment":"neutral","sentiment_score":-0.13617120683193207,"channel":0,"num_words":1,"start":304.125,"end":304.365},{"sentences":[{"text":"probably","start":304.185,"end":304.505,"sentiment":"neutral","sentiment_score":-0.15186133980751038}],"sentiment":"neutral","sentiment_score":-0.15186133980751038,"channel":1,"num_words":1,"start":304.185,"end":304.505},{"sentences":[{"text":"just wanna","start":304.365,"end":304.605,"sentiment":"neutral","sentiment_score":-0.12522362172603607}],"sentiment":"neutral","sentiment_score":-0.12522362172603607,"channel":0,"num_words":2,"start":304.365,"end":304.605},{"sentences":[{"text":"just","start":304.505,"end":304.665,"sentiment":"neutral","sentiment_score":-0.09236034005880356}],"sentiment":"neutral","sentiment_score":-0.09236034005880356,"channel":1,"num_words":1,"start":304.505,"end":304.665},{"sentences":[{"text":"let","start":304.605,"end":304.76498,"sentiment":"neutral","sentiment_score":-0.06984905898571014}],"sentiment":"neutral","sentiment_score":-0.06984905898571014,"channel":0,"num_words":1,"start":304.605,"end":304.76498},{"sentences":[{"text":"about","start":304.665,"end":304.905,"sentiment":"neutral","sentiment_score":-0.06708429008722305}],"sentiment":"neutral","sentiment_score":-0.06708429008722305,"channel":1,"num_words":1,"start":304.665,"end":304.905},{"sentences":[{"text":"you know that","start":304.76498,"end":305.505,"sentiment":"neutral","sentiment_score":-0.08869735896587372}],"sentiment":"neutral","sentiment_score":-0.08869735896587372,"channel":0,"num_words":3,"start":304.76498,"end":305.505},{"sentences":[{"text":"I could probably just about get rid of that really because I've actually I only had that when I had my own truck when I was, like,","start":305.065,"end":312.48,"sentiment":"neutral","sentiment_score":-0.17926540391312706}],"sentiment":"neutral","sentiment_score":-0.17926540391312706,"channel":1,"num_words":27,"start":305.065,"end":312.48},{"sentences":[{"text":"yep.","start":312.445,"end":312.945,"sentiment":"neutral","sentiment_score":-0.11875756084918976}],"sentiment":"neutral","sentiment_score":-0.11875756084918976,"channel":0,"num_words":1,"start":312.445,"end":312.945},{"sentences":[{"text":"a subcontractor.","start":312.48,"end":313.22,"sentiment":"neutral","sentiment_score":-0.12355338037014008},{"text":"And","start":314.72,"end":315.22,"sentiment":"neutral","sentiment_score":-0.09092114865779875}],"sentiment":"neutral","sentiment_score":-0.11267596979935963,"channel":1,"num_words":3,"start":312.48,"end":315.22},{"sentences":[{"text":"Gotcha.","start":315.245,"end":315.745,"sentiment":"neutral","sentiment_score":-0.10176993906497955}],"sentiment":"neutral","sentiment_score":-0.10176993906497955,"channel":0,"num_words":1,"start":315.245,"end":315.745},{"sentences":[{"text":"I could I only wanted that in place.","start":316.80002,"end":319.52002,"sentiment":"neutral","sentiment_score":-0.095329899340868},{"text":"So if I got injured while I was out riding my bike or whatever, I still got some sort of income to keep paying the truck loan.","start":319.52002,"end":330.715,"sentiment":"neutral","sentiment_score":-0.18346917546457714},{"text":"You know?","start":330.715,"end":331.375,"sentiment":"neutral","sentiment_score":-0.0713423304259777},{"text":"But,","start":332.395,"end":332.715,"sentiment":"neutral","sentiment_score":-0.05211905017495155}],"sentiment":"neutral","sentiment_score":-0.1555555432446693,"channel":1,"num_words":38,"start":316.80002,"end":332.715},{"sentences":[{"text":"Yes.","start":332.55502,"end":333.035,"sentiment":"neutral","sentiment_score":-0.038453564047813416}],"sentiment":"neutral","sentiment_score":-0.038453564047813416,"channel":0,"num_words":1,"start":332.55502,"end":333.035},{"sentences":[{"text":"obviously,","start":332.715,"end":333.195,"sentiment":"neutral","sentiment_score":-0.045305412262678146}],"sentiment":"neutral","sentiment_score":-0.045305412262678146,"channel":1,"num_words":1,"start":332.715,"end":333.195},{"sentences":[{"text":"Yep.","start":333.035,"end":333.355,"sentiment":"neutral","sentiment_score":-0.02769900858402252}],"sentiment":"neutral","sentiment_score":-0.02769900858402252,"channel":0,"num_words":1,"start":333.035,"end":333.355},{"sentences":[{"text":"all","start":333.195,"end":333.435,"sentiment":"neutral","sentiment_score":-0.02347099781036377}],"sentiment":"neutral","sentiment_score":-0.02347099781036377,"channel":1,"num_words":1,"start":333.195,"end":333.435},{"sentences":[{"text":"And","start":333.355,"end":333.595,"sentiment":"neutral","sentiment_score":-0.0526072233915329}],"sentiment":"neutral","sentiment_score":-0.0526072233915329,"channel":0,"num_words":1,"start":333.355,"end":333.595},{"sentences":[{"text":"that's changed now because I don't have a truck.","start":333.435,"end":335.935,"sentiment":"neutral","sentiment_score":-0.11999874230888155},{"text":"That's gone.","start":336.155,"end":337.135,"sentiment":"neutral","sentiment_score":-0.1227959617972374}],"sentiment":"neutral","sentiment_score":-0.12050732767040079,"channel":1,"num_words":11,"start":333.435,"end":337.135},{"sentences":[{"text":"Yep.","start":336.635,"end":337.135,"sentiment":"neutral","sentiment_score":-0.10215438902378082}],"sentiment":"neutral","sentiment_score":-0.10215438902378082,"channel":0,"num_words":1,"start":336.635,"end":337.135},{"sentences":[{"text":"And I've just excuse me for two seconds.","start":337.835,"end":339.97998,"sentiment":"neutral","sentiment_score":-0.07612697221338749},{"text":"I gotta track this phone call.","start":339.97998,"end":341.44,"sentiment":"neutral","sentiment_score":-0.03707131432990233}],"sentiment":"neutral","sentiment_score":-0.05938883312046528,"channel":1,"num_words":14,"start":337.835,"end":341.44},{"sentences":[{"text":"No worries at all.","start":341.915,"end":342.87,"sentiment":"neutral","sentiment_score":-0.02413087012246251}],"sentiment":"neutral","sentiment_score":-0.02413087012246251,"channel":0,"num_words":4,"start":341.915,"end":342.87},{"sentences":[{"text":"Sorry about that.","start":379.11,"end":379.83,"sentiment":"neutral","sentiment_score":-0.11723621437946956},{"text":"I'm still at work.","start":379.83,"end":381.05,"sentiment":"neutral","sentiment_score":-0.07730105519294739}],"sentiment":"neutral","sentiment_score":-0.0944161234157426,"channel":1,"num_words":7,"start":379.11,"end":381.05},{"sentences":[{"text":"No.","start":382.115,"end":382.51498,"sentiment":"neutral","sentiment_score":-0.1094033271074295},{"text":"You're right.","start":382.51498,"end":382.91498,"sentiment":"neutral","sentiment_score":-0.0760716013610363},{"text":"I won't take up too much of your time.","start":382.91498,"end":384.775,"sentiment":"neutral","sentiment_score":-0.2216755665010876},{"text":"Yeah.","start":385.155,"end":385.47498,"sentiment":"neutral","sentiment_score":0.016910865902900696}],"sentiment":"neutral","sentiment_score":-0.1722858278797223,"channel":0,"num_words":13,"start":382.115,"end":385.47498},{"sentences":[{"text":"Right.","start":385.325,"end":385.485,"sentiment":"neutral","sentiment_score":0.06819799542427063}],"sentiment":"neutral","sentiment_score":0.06819799542427063,"channel":1,"num_words":1,"start":385.325,"end":385.485},{"sentences":[{"text":"So","start":385.47498,"end":385.79498,"sentiment":"neutral","sentiment_score":0.08789435774087906}],"sentiment":"neutral","sentiment_score":0.08789435774087906,"channel":0,"num_words":1,"start":385.47498,"end":385.79498},{"sentences":[{"text":"So,","start":385.485,"end":385.985,"sentiment":"neutral","sentiment_score":0.15670041739940643}],"sentiment":"neutral","sentiment_score":0.15670041739940643,"channel":1,"num_words":1,"start":385.485,"end":385.985},{"sentences":[{"text":"with the","start":385.79498,"end":386.19498,"sentiment":"neutral","sentiment_score":0.1544622778892517}],"sentiment":"neutral","sentiment_score":0.1544622778892517,"channel":0,"num_words":2,"start":385.79498,"end":386.19498},{"sentences":[{"text":"yeah,","start":386.045,"end":386.285,"sentiment":"neutral","sentiment_score":0.1431492269039154}],"sentiment":"neutral","sentiment_score":0.1431492269039154,"channel":1,"num_words":1,"start":386.045,"end":386.285},{"sentences":[{"text":"the","start":386.19498,"end":386.435,"sentiment":"neutral","sentiment_score":0.14347466826438904}],"sentiment":"neutral","sentiment_score":0.14347466826438904,"channel":0,"num_words":1,"start":386.19498,"end":386.435},{"sentences":[{"text":"if we","start":386.285,"end":386.685,"sentiment":"neutral","sentiment_score":0.11512669920921326}],"sentiment":"neutral","sentiment_score":0.11512669920921326,"channel":1,"num_words":2,"start":386.285,"end":386.685},{"sentences":[{"text":"truck","start":386.435,"end":386.835,"sentiment":"neutral","sentiment_score":0.047901451587677}],"sentiment":"neutral","sentiment_score":0.047901451587677,"channel":0,"num_words":1,"start":386.435,"end":386.835},{"sentences":[{"text":"get","start":386.685,"end":386.925,"sentiment":"neutral","sentiment_score":0.06146247684955597}],"sentiment":"neutral","sentiment_score":0.06146247684955597,"channel":1,"num_words":1,"start":386.685,"end":386.925},{"sentences":[{"text":"gone","start":386.835,"end":387.335,"sentiment":"neutral","sentiment_score":0.08475196361541748}],"sentiment":"neutral","sentiment_score":0.08475196361541748,"channel":0,"num_words":1,"start":386.835,"end":387.335},{"sentences":[{"text":"rid of that altogether, we'll obviously save quite a bit of money.","start":386.925,"end":390.305,"sentiment":"neutral","sentiment_score":0.22587260169287524}],"sentiment":"neutral","sentiment_score":0.22587260169287524,"channel":1,"num_words":12,"start":386.925,"end":390.305},{"sentences":[{"text":"oh, possibly 4 or $5.","start":391.235,"end":393.06,"sentiment":"neutral","sentiment_score":0.11151090264320374}],"sentiment":"neutral","sentiment_score":0.11151090264320374,"channel":0,"num_words":5,"start":391.235,"end":393.06},{"sentences":[{"text":"So that'll be more 4 or $5 back into my super, you mean?","start":394.54,"end":398.0,"sentiment":"neutral","sentiment_score":0.19389884976240304}],"sentiment":"neutral","sentiment_score":0.19389884976240304,"channel":1,"num_words":13,"start":394.54,"end":398.0},{"sentences":[{"text":"Yeah.","start":398.82,"end":399.06,"sentiment":"neutral","sentiment_score":0.13162276148796082},{"text":"Correct.","start":399.06,"end":399.54,"sentiment":"neutral","sentiment_score":0.222581684589386},{"text":"So that way, the with the amount of contributions going in and the growth, they'll actually start to really pick up again.","start":399.54,"end":406.095,"sentiment":"neutral","sentiment_score":0.24128481610254807}],"sentiment":"neutral","sentiment_score":0.23593626668055853,"channel":0,"num_words":24,"start":398.82,"end":406.095},{"sentences":[{"text":"Right.","start":406.7,"end":407.2,"sentiment":"neutral","sentiment_score":0.06215428560972214},{"text":"Right.","start":407.74002,"end":408.14,"sentiment":"neutral","sentiment_score":0.030434513464570045},{"text":"Have you got the phone number?","start":408.14,"end":409.945,"sentiment":"neutral","sentiment_score":-0.017623236402869225},{"text":"So, obviously, I'm gonna have to ring and cancel it with you guys.","start":409.945,"end":412.865,"sentiment":"neutral","sentiment_score":-0.1303332425080813},{"text":"I might be able to.","start":412.865,"end":414.125,"sentiment":"neutral","sentiment_score":-0.017793644592165946}],"sentiment":"neutral","sentiment_score":-0.06909426903495422,"channel":1,"num_words":26,"start":406.7,"end":414.125},{"sentences":[{"text":"Well, if it's helpful, I did actually put together a bit of a pack with the team that I wanted to run by you.","start":415.375,"end":421.135,"sentiment":"neutral","sentiment_score":0.1340815449754397},{"text":"So they have forms to switch investment, alter insurance, and cancel insurance.","start":421.135,"end":427.03,"sentiment":"neutral","sentiment_score":0.011209446471184492},{"text":"We can prefill those forms through to you, post them out with a forward on envelope, and then all you gotta do is basically just sign them and chuck it in the pot.","start":427.49,"end":435.765,"sentiment":"neutral","sentiment_score":0.1796539265549544},{"text":"Would that be","start":435.845,"end":436.74503,"sentiment":"neutral","sentiment_score":0.1703228602806727}],"sentiment":"neutral","sentiment_score":0.13600025825305945,"channel":0,"num_words":72,"start":415.375,"end":436.74503},{"sentences":[{"text":"Yeah.","start":438.135,"end":438.635,"sentiment":"neutral","sentiment_score":0.1381669044494629},{"text":"Yeah.","start":438.855,"end":439.355,"sentiment":"neutral","sentiment_score":0.19165730476379397},{"text":"Yeah.","start":440.295,"end":440.795,"sentiment":"neutral","sentiment_score":0.27994516491889954}],"sentiment":"neutral","sentiment_score":0.20325645804405212,"channel":1,"num_words":3,"start":438.135,"end":440.795},{"sentences":[{"text":"helpful?","start":441.125,"end":441.20502,"sentiment":"positive","sentiment_score":0.33922848105430603},{"text":"Cool.","start":441.20502,"end":441.70502,"sentiment":"positive","sentiment_score":0.4273544847965241}],"sentiment":"positive","sentiment_score":0.38329148292541504,"channel":0,"num_words":2,"start":441.125,"end":441.70502},{"sentences":[{"text":"Yeah.","start":441.255,"end":441.335,"sentiment":"neutral","sentiment_score":0.09646721184253693},{"text":"Because like I say,","start":441.335,"end":442.135,"sentiment":"neutral","sentiment_score":-0.056800639256834984}],"sentiment":"neutral","sentiment_score":-0.026147069036960603,"channel":1,"num_words":5,"start":441.255,"end":442.135},{"sentences":[{"text":"Alrighty.","start":442.08502,"end":442.58502,"sentiment":"neutral","sentiment_score":-0.13180825114250183}],"sentiment":"neutral","sentiment_score":-0.13180825114250183,"channel":0,"num_words":1,"start":442.08502,"end":442.58502},{"sentences":[{"text":"I reckon I could just about cancel that altogether.","start":442.135,"end":444.475,"sentiment":"neutral","sentiment_score":-0.3019329243236118},{"text":"But the PPD, we could probably put that down to, like, a $150 or something.","start":445.815,"end":452.25,"sentiment":"neutral","sentiment_score":-0.007398030658562978},{"text":"You know?","start":452.25,"end":452.83002,"sentiment":"neutral","sentiment_score":-0.00006490014493465424}],"sentiment":"neutral","sentiment_score":-0.10878832996464692,"channel":1,"num_words":26,"start":442.135,"end":452.83002},{"sentences":[{"text":"Yeah.","start":453.88,"end":454.28,"sentiment":"neutral","sentiment_score":0.11240167915821075},{"text":"Cool.","start":454.28,"end":454.52002,"sentiment":"neutral","sentiment_score":0.20706355571746823},{"text":"Well,","start":454.52002,"end":454.76,"sentiment":"neutral","sentiment_score":0.05586753785610199}],"sentiment":"neutral","sentiment_score":0.125110924243927,"channel":0,"num_words":3,"start":453.88,"end":454.76},{"sentences":[{"text":"That's","start":454.73,"end":454.89,"sentiment":"neutral","sentiment_score":0.03344109281897545}],"sentiment":"neutral","sentiment_score":0.03344109281897545,"channel":1,"num_words":1,"start":454.73,"end":454.89},{"sentences":[{"text":"I've","start":454.76,"end":455.0,"sentiment":"neutral","sentiment_score":0.004988223314285278}],"sentiment":"neutral","sentiment_score":0.004988223314285278,"channel":0,"num_words":1,"start":454.76,"end":455.0},{"sentences":[{"text":"that's","start":454.89,"end":455.29,"sentiment":"neutral","sentiment_score":0.01584051549434662}],"sentiment":"neutral","sentiment_score":0.01584051549434662,"channel":1,"num_words":1,"start":454.89,"end":455.29},{"sentences":[{"text":"already got","start":455.0,"end":455.56,"sentiment":"neutral","sentiment_score":0.023673463612794876}],"sentiment":"neutral","sentiment_score":0.023673463612794876,"channel":0,"num_words":2,"start":455.0,"end":455.56},{"sentences":[{"text":"only","start":455.29,"end":455.69,"sentiment":"neutral","sentiment_score":0.012057527899742126}],"sentiment":"neutral","sentiment_score":0.012057527899742126,"channel":1,"num_words":1,"start":455.29,"end":455.69},{"sentences":[{"text":"a","start":455.56,"end":456.06,"sentiment":"neutral","sentiment_score":0.012254495173692703}],"sentiment":"neutral","sentiment_score":0.012254495173692703,"channel":0,"num_words":1,"start":455.56,"end":456.06},{"sentences":[{"text":"a just in case thing, you know?","start":455.69,"end":457.13,"sentiment":"neutral","sentiment_score":0.0223387958748},{"text":"You know?","start":457.13,"end":457.71,"sentiment":"neutral","sentiment_score":-0.011605646461248398}],"sentiment":"neutral","sentiment_score":0.014795586466789246,"channel":1,"num_words":9,"start":455.69,"end":457.71},{"sentences":[{"text":"yeah.","start":458.6,"end":458.92,"sentiment":"neutral","sentiment_score":-0.011593855917453766},{"text":"It's basically similar to life insurance, like you can never work again kind of thing,","start":458.92,"end":462.94,"sentiment":"neutral","sentiment_score":-0.08878359546264013}],"sentiment":"neutral","sentiment_score":-0.08395923674106598,"channel":0,"num_words":16,"start":458.6,"end":462.94},{"sentences":[{"text":"Yeah.","start":463.53,"end":463.85,"sentiment":"neutral","sentiment_score":-0.001805892214179039}],"sentiment":"neutral","sentiment_score":-0.001805892214179039,"channel":1,"num_words":1,"start":463.53,"end":463.85},{"sentences":[{"text":"lump","start":463.56,"end":463.88,"sentiment":"neutral","sentiment_score":0.013802289962768556}],"sentiment":"neutral","sentiment_score":0.013802289962768556,"channel":0,"num_words":1,"start":463.56,"end":463.88},{"sentences":[{"text":"Yeah.","start":463.85,"end":464.35,"sentiment":"neutral","sentiment_score":0.024462684988975525}],"sentiment":"neutral","sentiment_score":0.024462684988975525,"channel":1,"num_words":1,"start":463.85,"end":464.35},{"sentences":[{"text":"sum.","start":463.88,"end":464.38,"sentiment":"neutral","sentiment_score":0.03648728132247925},{"text":"I've quoted for a trim down of a $100 on that one.","start":465.4,"end":469.995,"sentiment":"neutral","sentiment_score":0.04772545024752617},{"text":"I can whack it down further.","start":470.695,"end":472.455,"sentiment":"neutral","sentiment_score":0.027450922255714733},{"text":"It's really up to you how much you wanna knock it down","start":472.455,"end":474.695,"sentiment":"neutral","sentiment_score":0.06326957574735086}],"sentiment":"neutral","sentiment_score":0.04945590731597716,"channel":0,"num_words":31,"start":463.88,"end":474.695},{"sentences":[{"text":"Well, that's","start":474.48502,"end":474.965,"sentiment":"neutral","sentiment_score":0.02292250655591488}],"sentiment":"neutral","sentiment_score":0.02292250655591488,"channel":1,"num_words":2,"start":474.48502,"end":474.965},{"sentences":[{"text":"to.","start":474.695,"end":475.195,"sentiment":"neutral","sentiment_score":0.023384466767311096}],"sentiment":"neutral","sentiment_score":0.023384466767311096,"channel":0,"num_words":1,"start":474.695,"end":475.195},{"sentences":[{"text":"a $57.05 the same, isn't it?","start":474.965,"end":477.385,"sentiment":"neutral","sentiment_score":0.04768039130916198}],"sentiment":"neutral","sentiment_score":0.04768039130916198,"channel":1,"num_words":6,"start":474.965,"end":477.385},{"sentences":[{"text":"Correct.","start":478.055,"end":478.455,"sentiment":"neutral","sentiment_score":0.17692312598228457},{"text":"It's equal to the life insurance.","start":478.455,"end":479.975,"sentiment":"neutral","sentiment_score":0.1478395846982797},{"text":"They're they're linked together.","start":479.975,"end":481.195,"sentiment":"neutral","sentiment_score":0.12556119449436665}],"sentiment":"neutral","sentiment_score":0.14238231019540268,"channel":0,"num_words":11,"start":478.055,"end":481.195},{"sentences":[{"text":"I reckon we could just about half that, Like,","start":480.88,"end":484.8,"sentiment":"neutral","sentiment_score":0.14911074522468779}],"sentiment":"neutral","sentiment_score":0.14911074522468779,"channel":1,"num_words":9,"start":480.88,"end":484.8},{"sentences":[{"text":"Okay.","start":484.48,"end":484.98,"sentiment":"neutral","sentiment_score":0.154106467962265}],"sentiment":"neutral","sentiment_score":0.154106467962265,"channel":0,"num_words":1,"start":484.48,"end":484.98},{"sentences":[{"text":"200","start":484.8,"end":485.28,"sentiment":"neutral","sentiment_score":0.22424381971359253}],"sentiment":"neutral","sentiment_score":0.22424381971359253,"channel":1,"num_words":1,"start":484.8,"end":485.28},{"sentences":[{"text":"Easy","start":485.04,"end":485.36002,"sentiment":"neutral","sentiment_score":0.26121920347213745}],"sentiment":"neutral","sentiment_score":0.26121920347213745,"channel":0,"num_words":1,"start":485.04,"end":485.36002},{"sentences":[{"text":"and 50","start":485.28,"end":485.76,"sentiment":"neutral","sentiment_score":0.12533773854374886}],"sentiment":"neutral","sentiment_score":0.12533773854374886,"channel":1,"num_words":2,"start":485.28,"end":485.76},{"sentences":[{"text":"done.","start":485.36002,"end":485.86002,"sentiment":"neutral","sentiment_score":0.17613735795021057}],"sentiment":"neutral","sentiment_score":0.17613735795021057,"channel":0,"num_words":1,"start":485.36002,"end":485.86002},{"sentences":[{"text":"or something.","start":485.76,"end":486.42,"sentiment":"neutral","sentiment_score":0.06534651666879654}],"sentiment":"neutral","sentiment_score":0.06534651666879654,"channel":1,"num_words":2,"start":485.76,"end":486.42},{"sentences":[{"text":"What","start":488.48,"end":488.72,"sentiment":"neutral","sentiment_score":-0.0032793842256069183}],"sentiment":"neutral","sentiment_score":-0.0032793842256069183,"channel":0,"num_words":1,"start":488.48,"end":488.72},{"sentences":[{"text":"Because","start":488.72,"end":489.04,"sentiment":"neutral","sentiment_score":-0.032176073640584946}],"sentiment":"neutral","sentiment_score":-0.032176073640584946,"channel":1,"num_words":1,"start":488.72,"end":489.04},{"sentences":[{"text":"I'll","start":488.72,"end":489.04,"sentiment":"neutral","sentiment_score":-0.02064817026257515}],"sentiment":"neutral","sentiment_score":-0.02064817026257515,"channel":0,"num_words":1,"start":488.72,"end":489.04},{"sentences":[{"text":"I","start":489.04,"end":489.12,"sentiment":"neutral","sentiment_score":-0.07898537814617157}],"sentiment":"neutral","sentiment_score":-0.07898537814617157,"channel":1,"num_words":1,"start":489.04,"end":489.12},{"sentences":[{"text":"do","start":489.04,"end":489.44,"sentiment":"neutral","sentiment_score":-0.06165825203061104}],"sentiment":"neutral","sentiment_score":-0.06165825203061104,"channel":0,"num_words":1,"start":489.04,"end":489.44},{"sentences":[{"text":"think last","start":489.12,"end":489.68,"sentiment":"neutral","sentiment_score":-0.06906748935580254}],"sentiment":"neutral","sentiment_score":-0.06906748935580254,"channel":1,"num_words":2,"start":489.12,"end":489.68},{"sentences":[{"text":"is","start":489.44,"end":489.94,"sentiment":"neutral","sentiment_score":-0.07220283150672913}],"sentiment":"neutral","sentiment_score":-0.07220283150672913,"channel":0,"num_words":1,"start":489.44,"end":489.94},{"sentences":[{"text":"time last time I spoke to somebody about all this sort of stuff, last last time someone rang.","start":489.68,"end":496.295,"sentiment":"neutral","sentiment_score":-0.09394515885247125},{"text":"Basically, I had to ring up and and do it.","start":496.295,"end":499.255,"sentiment":"neutral","sentiment_score":-0.1394670493900776},{"text":"But I know I've been needing to do it, but I just haven't got around to doing it.","start":499.255,"end":503.515,"sentiment":"neutral","sentiment_score":-0.21712814105881584},{"text":"You know?","start":504.135,"end":504.695,"sentiment":"neutral","sentiment_score":-0.07975565642118454}],"sentiment":"neutral","sentiment_score":-0.14903127510721484,"channel":1,"num_words":48,"start":489.68,"end":504.695},{"sentences":[{"text":"yeah.","start":504.57498,"end":504.975,"sentiment":"neutral","sentiment_score":-0.08234451711177826}],"sentiment":"neutral","sentiment_score":-0.08234451711177826,"channel":0,"num_words":1,"start":504.57498,"end":504.975},{"sentences":[{"text":"I do","start":504.695,"end":505.015,"sentiment":"neutral","sentiment_score":-0.11593904718756676}],"sentiment":"neutral","sentiment_score":-0.11593904718756676,"channel":1,"num_words":2,"start":504.695,"end":505.015},{"sentences":[{"text":"No.","start":504.975,"end":505.215,"sentiment":"neutral","sentiment_score":-0.1640939712524414}],"sentiment":"neutral","sentiment_score":-0.1640939712524414,"channel":0,"num_words":1,"start":504.975,"end":505.215},{"sentences":[{"text":"think","start":505.015,"end":505.255,"sentiment":"neutral","sentiment_score":-0.12894274294376373}],"sentiment":"neutral","sentiment_score":-0.12894274294376373,"channel":1,"num_words":1,"start":505.015,"end":505.255},{"sentences":[{"text":"That's","start":505.215,"end":505.455,"sentiment":"neutral","sentiment_score":-0.182987779378891}],"sentiment":"neutral","sentiment_score":-0.182987779378891,"channel":0,"num_words":1,"start":505.215,"end":505.455},{"sentences":[{"text":"about","start":505.255,"end":505.575,"sentiment":"neutral","sentiment_score":-0.2013315111398697}],"sentiment":"neutral","sentiment_score":-0.2013315111398697,"channel":1,"num_words":1,"start":505.255,"end":505.575},{"sentences":[{"text":"okay.","start":505.455,"end":505.955,"sentiment":"neutral","sentiment_score":-0.12524577975273132}],"sentiment":"neutral","sentiment_score":-0.12524577975273132,"channel":0,"num_words":1,"start":505.455,"end":505.955},{"sentences":[{"text":"it all the time, but, you know, I think we can get rid of the the income because obviously, I work for a big company now, you know, so","start":505.575,"end":516.02,"sentiment":"neutral","sentiment_score":-0.19249191520542935}],"sentiment":"neutral","sentiment_score":-0.19249191520542935,"channel":1,"num_words":29,"start":505.575,"end":516.02},{"sentences":[{"text":"Yep.","start":515.94,"end":516.44,"sentiment":"neutral","sentiment_score":-0.1110963523387909}],"sentiment":"neutral","sentiment_score":-0.1110963523387909,"channel":0,"num_words":1,"start":515.94,"end":516.44},{"sentences":[{"text":"I don't need that, you know.","start":516.02,"end":517.96,"sentiment":"neutral","sentiment_score":-0.23260432481765747},{"text":"And obviously, the other one, we could probably have it, like, 250, the the TPD.","start":519.86,"end":527.285,"sentiment":"neutral","sentiment_score":-0.05459664762020111}],"sentiment":"neutral","sentiment_score":-0.1054559839623315,"channel":1,"num_words":21,"start":516.02,"end":527.285},{"sentences":[{"text":"Yep.","start":529.15497,"end":529.65497,"sentiment":"neutral","sentiment_score":0.03346170112490654}],"sentiment":"neutral","sentiment_score":0.03346170112490654,"channel":0,"num_words":1,"start":529.15497,"end":529.65497},{"sentences":[{"text":"And the the income protection, the life insurance, you you could put it down to $4.70 or something.","start":530.38495,"end":538.17,"sentiment":"neutral","sentiment_score":0.04010900513579448},{"text":"Yeah.","start":538.17,"end":538.41,"sentiment":"neutral","sentiment_score":0.007813075557351112},{"text":"Or even $4.50 probably because I don't owe that much on my mortgage.","start":538.41,"end":542.19,"sentiment":"neutral","sentiment_score":-0.056516640461408175},{"text":"So, you know, it's only","start":542.25,"end":544.01,"sentiment":"neutral","sentiment_score":-0.03163806162774563}],"sentiment":"neutral","sentiment_score":-0.004408958544199531,"channel":1,"num_words":37,"start":530.38495,"end":544.01},{"sentences":[{"text":"And","start":543.81,"end":544.13,"sentiment":"neutral","sentiment_score":-0.03925160691142082}],"sentiment":"neutral","sentiment_score":-0.03925160691142082,"channel":0,"num_words":1,"start":543.81,"end":544.13},{"sentences":[{"text":"to","start":544.01,"end":544.17,"sentiment":"neutral","sentiment_score":-0.10271812230348588}],"sentiment":"neutral","sentiment_score":-0.10271812230348588,"channel":1,"num_words":1,"start":544.01,"end":544.17},{"sentences":[{"text":"just","start":544.13,"end":544.37,"sentiment":"neutral","sentiment_score":-0.0769195407629013}],"sentiment":"neutral","sentiment_score":-0.0769195407629013,"channel":0,"num_words":1,"start":544.13,"end":544.37},{"sentences":[{"text":"pay that","start":544.17,"end":544.64996,"sentiment":"neutral","sentiment_score":-0.12677190452814102}],"sentiment":"neutral","sentiment_score":-0.12677190452814102,"channel":1,"num_words":2,"start":544.17,"end":544.64996},{"sentences":[{"text":"cover","start":544.37,"end":544.69,"sentiment":"neutral","sentiment_score":-0.12672103941440582}],"sentiment":"neutral","sentiment_score":-0.12672103941440582,"channel":0,"num_words":1,"start":544.37,"end":544.69},{"sentences":[{"text":"out","start":544.64996,"end":544.73,"sentiment":"neutral","sentiment_score":-0.06184173375368118}],"sentiment":"neutral","sentiment_score":-0.06184173375368118,"channel":1,"num_words":1,"start":544.64996,"end":544.73},{"sentences":[{"text":"that","start":544.69,"end":544.93,"sentiment":"neutral","sentiment_score":-0.10120818018913268}],"sentiment":"neutral","sentiment_score":-0.10120818018913268,"channel":0,"num_words":1,"start":544.69,"end":544.93},{"sentences":[{"text":"if","start":544.73,"end":544.97,"sentiment":"neutral","sentiment_score":-0.10427076369524002}],"sentiment":"neutral","sentiment_score":-0.10427076369524002,"channel":1,"num_words":1,"start":544.73,"end":544.97},{"sentences":[{"text":"kind","start":544.93,"end":545.17,"sentiment":"neutral","sentiment_score":-0.09842702746391296}],"sentiment":"neutral","sentiment_score":-0.09842702746391296,"channel":0,"num_words":1,"start":544.93,"end":545.17},{"sentences":[{"text":"something","start":544.97,"end":545.29,"sentiment":"neutral","sentiment_score":-0.06843012571334839}],"sentiment":"neutral","sentiment_score":-0.06843012571334839,"channel":1,"num_words":1,"start":544.97,"end":545.29},{"sentences":[{"text":"of thing?","start":545.17,"end":545.625,"sentiment":"neutral","sentiment_score":-0.0859459862112999}],"sentiment":"neutral","sentiment_score":-0.0859459862112999,"channel":0,"num_words":2,"start":545.17,"end":545.625},{"sentences":[{"text":"happened.","start":545.29,"end":545.69,"sentiment":"neutral","sentiment_score":-0.05395191162824631},{"text":"You know?","start":545.69,"end":546.35,"sentiment":"neutral","sentiment_score":-0.024986302480101585},{"text":"So so you could put that down to $4.50 and the other one could pay she could probably put it in 200,000, I suppose.","start":547.52997,"end":554.885,"sentiment":"neutral","sentiment_score":0.08095317085584004}],"sentiment":"neutral","sentiment_score":0.06810931792413746,"channel":1,"num_words":27,"start":545.29,"end":554.885},{"sentences":[{"text":"Awesome.","start":556.265,"end":556.665,"sentiment":"positive","sentiment_score":0.6376462578773499}],"sentiment":"positive","sentiment_score":0.6376462578773499,"channel":0,"num_words":1,"start":556.265,"end":556.665},{"sentences":[{"text":"Alright.","start":556.385,"end":556.885,"sentiment":"positive","sentiment_score":0.3579438626766205}],"sentiment":"positive","sentiment_score":0.3579438626766205,"channel":1,"num_words":1,"start":556.385,"end":556.885},{"sentences":[{"text":"So if it's okay with you, on the statement of advice that I've sent you through, there's a box at the bottom when you go to sign it.","start":556.665,"end":565.27,"sentiment":"neutral","sentiment_score":0.12912603015346186},{"text":"Basically, right above the signature, there's a box that you can type in.","start":565.97003,"end":569.49,"sentiment":"neutral","sentiment_score":0.039371366827533796},{"text":"Are you okay just to type in that you wanna cancel the income protection and how much you want for the life and CPD, and then we'll add that into the forms for you?","start":569.49,"end":578.495,"sentiment":"neutral","sentiment_score":0.05428772299166988}],"sentiment":"neutral","sentiment_score":0.07964185593028864,"channel":0,"num_words":75,"start":556.665,"end":578.495},{"sentences":[{"text":"Hang on.","start":578.775,"end":579.335,"sentiment":"neutral","sentiment_score":0.0002285274676978588},{"text":"Let's have a look.","start":579.335,"end":580.315,"sentiment":"neutral","sentiment_score":0.0051607436034828424},{"text":"Where where is this particular box?","start":580.375,"end":582.875,"sentiment":"neutral","sentiment_score":-0.0043289206611613435},{"text":"In the","start":584.695,"end":585.335,"sentiment":"neutral","sentiment_score":-0.001202913699671626}],"sentiment":"neutral","sentiment_score":-0.0005199515726417305,"channel":1,"num_words":14,"start":578.775,"end":585.335},{"sentences":[{"text":"So","start":585.435,"end":585.595,"sentiment":"neutral","sentiment_score":0.002202402800321579}],"sentiment":"neutral","sentiment_score":0.002202402800321579,"channel":0,"num_words":1,"start":585.435,"end":585.595},{"sentences":[{"text":"it's","start":585.495,"end":585.655,"sentiment":"neutral","sentiment_score":0.005539508070796728}],"sentiment":"neutral","sentiment_score":0.005539508070796728,"channel":1,"num_words":1,"start":585.495,"end":585.655},{"sentences":[{"text":"the","start":585.595,"end":585.835,"sentiment":"neutral","sentiment_score":0.005530837923288345}],"sentiment":"neutral","sentiment_score":0.005530837923288345,"channel":0,"num_words":1,"start":585.595,"end":585.835},{"sentences":[{"text":"in","start":585.655,"end":585.97504,"sentiment":"neutral","sentiment_score":0.007642100565135479}],"sentiment":"neutral","sentiment_score":0.007642100565135479,"channel":1,"num_words":1,"start":585.655,"end":585.97504},{"sentences":[{"text":"email","start":585.835,"end":586.335,"sentiment":"neutral","sentiment_score":0.007747192867100239}],"sentiment":"neutral","sentiment_score":0.007747192867100239,"channel":0,"num_words":1,"start":585.835,"end":586.335},{"sentences":[{"text":"the I q thing?","start":585.97504,"end":587.115,"sentiment":"neutral","sentiment_score":0.0035155569203197956}],"sentiment":"neutral","sentiment_score":0.0035155569203197956,"channel":1,"num_words":4,"start":585.97504,"end":587.115},{"sentences":[{"text":"to your Yahoo yeah.","start":586.99005,"end":589.79004,"sentiment":"neutral","sentiment_score":0.00652872072532773},{"text":"Yep.","start":589.79004,"end":590.29004,"sentiment":"neutral","sentiment_score":0.03125912323594093},{"text":"You should","start":591.63,"end":592.27,"sentiment":"neutral","sentiment_score":0.03318984620273113}],"sentiment":"neutral","sentiment_score":0.017679099791816304,"channel":0,"num_words":7,"start":586.99005,"end":592.27},{"sentences":[{"text":"Yeah.","start":591.895,"end":592.135,"sentiment":"neutral","sentiment_score":0.024851441383361816},{"text":"I","start":592.135,"end":592.295,"sentiment":"neutral","sentiment_score":0.0186779648065567}],"sentiment":"neutral","sentiment_score":0.02176470309495926,"channel":1,"num_words":2,"start":591.895,"end":592.295},{"sentences":[{"text":"see","start":592.27,"end":592.35004,"sentiment":"neutral","sentiment_score":0.017611250281333923}],"sentiment":"neutral","sentiment_score":0.017611250281333923,"channel":0,"num_words":1,"start":592.27,"end":592.35004},{"sentences":[{"text":"see the I q thing.","start":592.295,"end":593.55,"sentiment":"neutral","sentiment_score":0.01118130311369896}],"sentiment":"neutral","sentiment_score":0.01118130311369896,"channel":1,"num_words":5,"start":592.295,"end":593.55},{"sentences":[{"text":"yep.","start":594.91003,"end":595.23004,"sentiment":"neutral","sentiment_score":0.01169947162270546},{"text":"And that's with that Beachfront City Gold Coast picture on it?","start":595.23004,"end":598.37006,"sentiment":"neutral","sentiment_score":0.023570344783365726}],"sentiment":"neutral","sentiment_score":0.022581105353310704,"channel":0,"num_words":12,"start":594.91003,"end":598.37006},{"sentences":[{"text":"Yeah.","start":599.39,"end":599.63,"sentiment":"neutral","sentiment_score":0.014916306361556051},{"text":"Yeah.","start":599.63,"end":599.87,"sentiment":"neutral","sentiment_score":0.015974611043930054},{"text":"When you go on that sign document, yeah, it comes up with that Gold Coast picture thing.","start":599.87,"end":604.11,"sentiment":"neutral","sentiment_score":0.013480659738621292},{"text":"Yeah.","start":604.11,"end":604.61,"sentiment":"neutral","sentiment_score":0.0150635102763772}],"sentiment":"neutral","sentiment_score":0.013756282161921263,"channel":1,"num_words":20,"start":599.39,"end":604.61},{"sentences":[{"text":"Yeah.","start":605.485,"end":605.805,"sentiment":"neutral","sentiment_score":0.012823185883462427},{"text":"So right down the bottom, the second last page has a has a box there to vary the implementation right above where it says, please sign the lot.","start":605.805,"end":616.88,"sentiment":"neutral","sentiment_score":0.008940931176766753}],"sentiment":"neutral","sentiment_score":0.009074802028721777,"channel":0,"num_words":29,"start":605.485,"end":616.88},{"sentences":[{"text":"Yeah.","start":617.245,"end":617.645,"sentiment":"neutral","sentiment_score":-0.031929537653923035},{"text":"Yeah.","start":617.645,"end":617.885,"sentiment":"neutral","sentiment_score":-0.05320775508880615},{"text":"Yeah.","start":617.885,"end":618.385,"sentiment":"neutral","sentiment_score":-0.1765626072883606},{"text":"Little tiny fucking box that you can hardly read.","start":619.005,"end":621.03,"sentiment":"negative","sentiment_score":-0.5915415816836886}],"sentiment":"negative","sentiment_score":-0.4654645112653573,"channel":1,"num_words":12,"start":617.245,"end":621.03},{"sentences":[{"text":"The old DocuSigns are getting there.","start":623.89996,"end":625.25995,"sentiment":"negative","sentiment_score":-0.561388244231542},{"text":"They're not the best, but they're they're getting better.","start":625.25995,"end":627.135,"sentiment":"negative","sentiment_score":-0.5674868358506097}],"sentiment":"negative","sentiment_score":-0.5650473992029826,"channel":0,"num_words":15,"start":623.89996,"end":627.135},{"sentences":[{"text":"Yeah.","start":627.03,"end":627.27,"sentiment":"neutral","sentiment_score":-0.21427978575229645},{"text":"And I say the fucking writing text more.","start":627.27,"end":629.35004,"sentiment":"negative","sentiment_score":-0.427921898663044},{"text":"I can't even read what I've written in there.","start":629.35004,"end":631.37006,"sentiment":"neutral","sentiment_score":-0.30463232265578377}],"sentiment":"negative","sentiment_score":-0.35440810438659454,"channel":1,"num_words":18,"start":627.03,"end":631.37006},{"sentences":[{"text":"Are you doing it on the phone or the computer, mate?","start":633.53503,"end":635.795,"sentiment":"neutral","sentiment_score":-0.11923567882993004}],"sentiment":"neutral","sentiment_score":-0.11923567882993004,"channel":0,"num_words":11,"start":633.53503,"end":635.795},{"sentences":[{"text":"No.","start":636.045,"end":636.545,"sentiment":"neutral","sentiment_score":-0.1377638578414917}],"sentiment":"neutral","sentiment_score":-0.1377638578414917,"channel":1,"num_words":1,"start":636.045,"end":636.545},{"sentences":[{"text":"No.","start":639.135,"end":639.635,"sentiment":"neutral","sentiment_score":-0.13659876585006714},{"text":"I apologize.","start":639.775,"end":640.435,"sentiment":"neutral","sentiment_score":-0.14641154557466507},{"text":"So, yeah, amounts in there for life","start":643.26,"end":645.6,"sentiment":"neutral","sentiment_score":-0.04553264432719776}],"sentiment":"neutral","sentiment_score":-0.07481503672897816,"channel":0,"num_words":10,"start":639.135,"end":645.6},{"sentences":[{"text":"It's fine.","start":645.245,"end":645.995,"sentiment":"neutral","sentiment_score":0.003139868378639222}],"sentiment":"neutral","sentiment_score":0.003139868378639222,"channel":1,"num_words":2,"start":645.245,"end":645.995},{"sentences":[{"text":"PPD and just put cancel income protection, and then I will sort that out.","start":645.66,"end":650.72,"sentiment":"neutral","sentiment_score":-0.14002798071929387}],"sentiment":"neutral","sentiment_score":-0.14002798071929387,"channel":0,"num_words":14,"start":645.66,"end":650.72},{"sentences":[{"text":"Probably I probably wrote protection wrong, but I can't read the account anyway.","start":662.33,"end":665.675,"sentiment":"neutral","sentiment_score":-0.2925823697677025},{"text":"It's","start":667.015,"end":667.255,"sentiment":"neutral","sentiment_score":-0.09512561559677124}],"sentiment":"neutral","sentiment_score":-0.2784783158983503,"channel":1,"num_words":14,"start":662.33,"end":667.255},{"sentences":[{"text":"That's alright.","start":667.04,"end":667.36,"sentiment":"neutral","sentiment_score":-0.17533622682094574}],"sentiment":"neutral","sentiment_score":-0.17533622682094574,"channel":0,"num_words":2,"start":667.04,"end":667.36},{"sentences":[{"text":"that","start":667.255,"end":667.415,"sentiment":"neutral","sentiment_score":-0.1437886208295822}],"sentiment":"neutral","sentiment_score":-0.1437886208295822,"channel":1,"num_words":1,"start":667.255,"end":667.415},{"sentences":[{"text":"As","start":667.36,"end":667.6,"sentiment":"negative","sentiment_score":-0.4683519005775452}],"sentiment":"negative","sentiment_score":-0.4683519005775452,"channel":0,"num_words":1,"start":667.36,"end":667.6},{"sentences":[{"text":"fucking","start":667.415,"end":667.915,"sentiment":"negative","sentiment_score":-0.6777729988098145}],"sentiment":"negative","sentiment_score":-0.6777729988098145,"channel":1,"num_words":1,"start":667.415,"end":667.915},{"sentences":[{"text":"long as it's legible","start":667.6,"end":668.57996,"sentiment":"negative","sentiment_score":-0.6353205591440201}],"sentiment":"negative","sentiment_score":-0.6353205591440201,"channel":0,"num_words":4,"start":667.6,"end":668.57996},{"sentences":[{"text":"it's that","start":668.135,"end":668.695,"sentiment":"negative","sentiment_score":-0.5840191841125488}],"sentiment":"negative","sentiment_score":-0.5840191841125488,"channel":1,"num_words":2,"start":668.135,"end":668.695},{"sentences":[{"text":"and","start":668.63995,"end":669.13995,"sentiment":"negative","sentiment_score":-0.6126818656921387}],"sentiment":"negative","sentiment_score":-0.6126818656921387,"channel":0,"num_words":1,"start":668.63995,"end":669.13995},{"sentences":[{"text":"fucking phone.","start":668.695,"end":669.755,"sentiment":"negative","sentiment_score":-0.6544965505599976}],"sentiment":"negative","sentiment_score":-0.6544965505599976,"channel":1,"num_words":2,"start":668.695,"end":669.755},{"sentences":[{"text":"I can make it out.","start":669.27997,"end":670.5,"sentiment":"negative","sentiment_score":-0.34210659861564635}],"sentiment":"negative","sentiment_score":-0.34210659861564635,"channel":0,"num_words":5,"start":669.27997,"end":670.5},{"sentences":[{"text":"Alright.","start":671.015,"end":671.495,"sentiment":"neutral","sentiment_score":-0.027618911117315292},{"text":"Can you please","start":671.495,"end":672.135,"sentiment":"neutral","sentiment_score":-0.04557323083281517}],"sentiment":"neutral","sentiment_score":-0.0410846509039402,"channel":1,"num_words":4,"start":671.015,"end":672.135},{"sentences":[{"text":"I'll put a file note in.","start":671.92,"end":673.45996,"sentiment":"neutral","sentiment_score":-0.006921699037775397}],"sentiment":"neutral","sentiment_score":-0.006921699037775397,"channel":0,"num_words":6,"start":671.92,"end":673.45996},{"sentences":[{"text":"can you can you cancel the income protection?","start":675.415,"end":678.155,"sentiment":"neutral","sentiment_score":-0.06783721083775163},{"text":"What's the other bit","start":679.31,"end":680.27,"sentiment":"neutral","sentiment_score":-0.0652445824816823}],"sentiment":"neutral","sentiment_score":-0.06697300138572852,"channel":1,"num_words":12,"start":675.415,"end":680.27},{"sentences":[{"text":"Yep.","start":680.07996,"end":680.535,"sentiment":"neutral","sentiment_score":-0.056915439665317535}],"sentiment":"neutral","sentiment_score":-0.056915439665317535,"channel":0,"num_words":1,"start":680.07996,"end":680.535},{"sentences":[{"text":"we need to run?","start":680.27,"end":681.09,"sentiment":"neutral","sentiment_score":-0.06987661309540272}],"sentiment":"neutral","sentiment_score":-0.06987661309540272,"channel":1,"num_words":4,"start":680.27,"end":681.09},{"sentences":[{"text":"How much for the life insurance and the disability insurance?","start":683.095,"end":686.15497,"sentiment":"neutral","sentiment_score":-0.09258901849389076}],"sentiment":"neutral","sentiment_score":-0.09258901849389076,"channel":0,"num_words":10,"start":683.095,"end":686.15497},{"sentences":[{"text":"Oh, alright.","start":688.91,"end":689.57,"sentiment":"neutral","sentiment_score":0.12740293890237808},{"text":"Life insurance put down to let me say log as well as 450.","start":701.135,"end":713.75995,"sentiment":"neutral","sentiment_score":0.10139371168154937},{"text":"I think that's enough zeros,","start":716.86,"end":718.31995,"sentiment":"neutral","sentiment_score":0.09417950361967087}],"sentiment":"neutral","sentiment_score":0.10219108238816262,"channel":1,"num_words":20,"start":688.91,"end":718.31995},{"sentences":[{"text":"Yep.","start":717.985,"end":718.485,"sentiment":"neutral","sentiment_score":0.11241337656974792}],"sentiment":"neutral","sentiment_score":0.11241337656974792,"channel":0,"num_words":1,"start":717.985,"end":718.485},{"sentences":[{"text":"I think.","start":719.89996,"end":720.48,"sentiment":"neutral","sentiment_score":0.10875111818313599},{"text":"And the other one, we need the okay.","start":721.42,"end":724.325,"sentiment":"neutral","sentiment_score":0.04969396931119263},{"text":"I don't know that.","start":724.325,"end":725.305,"sentiment":"neutral","sentiment_score":-0.03439713316038251}],"sentiment":"neutral","sentiment_score":0.0341046755867345,"channel":1,"num_words":14,"start":719.89996,"end":725.305},{"sentences":[{"text":"CPD.","start":726.88,"end":727.38,"sentiment":"neutral","sentiment_score":0.006961753126233816}],"sentiment":"neutral","sentiment_score":0.006961753126233816,"channel":0,"num_words":1,"start":726.88,"end":727.38},{"sentences":[{"text":"3, 23322300000.","start":727.84503,"end":739.4,"sentiment":"neutral","sentiment_score":0.007038146490231156},{"text":"Alright.","start":744.02,"end":744.52,"sentiment":"neutral","sentiment_score":0.08531831204891205},{"text":"I don't know if there's enough euros there, but anyway, you know what I mean.","start":744.66,"end":749.08,"sentiment":"neutral","sentiment_score":0.01722460318900024}],"sentiment":"neutral","sentiment_score":0.01987575849246544,"channel":1,"num_words":18,"start":727.84503,"end":749.08},{"sentences":[{"text":"No.","start":749.04004,"end":749.28,"sentiment":"neutral","sentiment_score":0.0682738721370697},{"text":"That's perfect.","start":749.28,"end":750.10004,"sentiment":"positive","sentiment_score":0.5905966758728027},{"text":"I've put a file note in so everyone's aware of what you're aiming for.","start":750.4,"end":754.18,"sentiment":"positive","sentiment_score":0.6746088096073696},{"text":"And that's the beauty of the recorded line is we've got your wishes there as well.","start":754.32,"end":758.025,"sentiment":"positive","sentiment_score":0.7474635541439056}],"sentiment":"positive","sentiment_score":0.6864668916572224,"channel":0,"num_words":33,"start":749.04004,"end":758.025},{"sentences":[{"text":"Now I need to find and where's it going?","start":760.735,"end":764.61005,"sentiment":"neutral","sentiment_score":0.10434040592776404},{"text":"Do we need to sign that box, is it?","start":766.11005,"end":768.29004,"sentiment":"neutral","sentiment_score":0.04011179837915632}],"sentiment":"neutral","sentiment_score":0.07222610215346019,"channel":1,"num_words":18,"start":760.735,"end":768.29004},{"sentences":[{"text":"Yeah.","start":769.705,"end":770.025,"sentiment":"neutral","sentiment_score":0.051914282143116},{"text":"Just the one below that.","start":770.025,"end":771.24,"sentiment":"neutral","sentiment_score":0.048617832362651825}],"sentiment":"neutral","sentiment_score":0.04916724065939585,"channel":0,"num_words":6,"start":769.705,"end":771.24},{"sentences":[{"text":"Yep.","start":772.19,"end":772.51,"sentiment":"neutral","sentiment_score":0.08014664053916931},{"text":"And the date, is it?","start":772.51,"end":773.89,"sentiment":"neutral","sentiment_score":0.05048849508166313}],"sentiment":"neutral","sentiment_score":0.055431519324580826,"channel":1,"num_words":6,"start":772.19,"end":773.89},{"sentences":[{"text":"Yep.","start":775.24,"end":775.72,"sentiment":"neutral","sentiment_score":0.10868000239133836},{"text":"It should stamp those on there for you.","start":775.72,"end":777.74,"sentiment":"neutral","sentiment_score":0.14753774739801884}],"sentiment":"neutral","sentiment_score":0.14322022017505434,"channel":0,"num_words":9,"start":775.24,"end":777.74},{"sentences":[{"text":"I was gonna say I have the two already written in there because I can't see it.","start":778.965,"end":782.34503,"sentiment":"neutral","sentiment_score":0.01603605433860246}],"sentiment":"neutral","sentiment_score":0.01603605433860246,"channel":1,"num_words":17,"start":778.965,"end":782.34503},{"sentences":[{"text":"Yeah.","start":783.95996,"end":784.36,"sentiment":"neutral","sentiment_score":0.06865176558494568},{"text":"It'll do a stamp on there.","start":784.36,"end":785.98,"sentiment":"neutral","sentiment_score":0.060749457528193794},{"text":"It should","start":787.005,"end":787.48505,"sentiment":"neutral","sentiment_score":0.11864718049764633}],"sentiment":"neutral","sentiment_score":0.07449365241660012,"channel":0,"num_words":9,"start":783.95996,"end":787.48505},{"sentences":[{"text":"Yeah.","start":787.445,"end":787.945,"sentiment":"neutral","sentiment_score":0.1155243068933487}],"sentiment":"neutral","sentiment_score":0.1155243068933487,"channel":1,"num_words":1,"start":787.445,"end":787.945},{"sentences":[{"text":"just plug it on there for today.","start":787.48505,"end":789.025,"sentiment":"neutral","sentiment_score":0.0974590363247054}],"sentiment":"neutral","sentiment_score":0.0974590363247054,"channel":0,"num_words":7,"start":787.48505,"end":789.025},{"sentences":[{"text":"Alright.","start":789.925,"end":790.165,"sentiment":"neutral","sentiment_score":0.09557759761810304},{"text":"So now what do we","start":790.165,"end":792.08,"sentiment":"neutral","sentiment_score":0.04131323881447315}],"sentiment":"neutral","sentiment_score":0.05035729861507813,"channel":1,"num_words":6,"start":789.925,"end":792.08},{"sentences":[{"text":"Just quickly before you go any further, so the other things that I was gonna do is you know how I said we switched that investment around earlier in the year?","start":793.80505,"end":801.36,"sentiment":"neutral","sentiment_score":0.011927564658464925}],"sentiment":"neutral","sentiment_score":0.011927564658464925,"channel":0,"num_words":31,"start":793.80505,"end":801.36},{"sentences":[{"text":"do?","start":802.3,"end":802.78,"sentiment":"neutral","sentiment_score":0.021169498562812805},{"text":"Yep.","start":802.78,"end":803.28,"sentiment":"neutral","sentiment_score":0.1150251030921936}],"sentiment":"neutral","sentiment_score":0.0680973008275032,"channel":1,"num_words":2,"start":802.3,"end":803.28},{"sentences":[{"text":"We're just wanting to do a bit of a rebalance with all of your eight options.","start":804.56,"end":808.48,"sentiment":"neutral","sentiment_score":0.14657181547954679},{"text":"I'm just gonna kind of rebalance them back to the weighting that they should be at just to make sure none of them are too high or too low.","start":808.48,"end":815.385,"sentiment":"neutral","sentiment_score":0.09492175743497651}],"sentiment":"neutral","sentiment_score":0.11328622251749039,"channel":0,"num_words":45,"start":804.56,"end":815.385},{"sentences":[{"text":"Yep.","start":816.215,"end":816.715,"sentiment":"neutral","sentiment_score":-0.021020684391260147}],"sentiment":"neutral","sentiment_score":-0.021020684391260147,"channel":1,"num_words":1,"start":816.215,"end":816.715},{"sentences":[{"text":"I'm not recommending to move anything from CareSuper across right now until the premiums are down.","start":816.34503,"end":821.805,"sentiment":"negative","sentiment_score":-0.4611125998198986},{"text":"And if you're comfortable with it because do you remember we were kind of talking about being high growth, try and get as much returns out of it as possible?","start":822.185,"end":829.72504,"sentiment":"neutral","sentiment_score":-0.08235852594176928}],"sentiment":"neutral","sentiment_score":-0.21409907337764036,"channel":0,"num_words":46,"start":816.34503,"end":829.72504},{"sentences":[{"text":"Somewhere up there.","start":831.27997,"end":832.33997,"sentiment":"neutral","sentiment_score":-0.028789135317007702}],"sentiment":"neutral","sentiment_score":-0.028789135317007702,"channel":1,"num_words":3,"start":831.27997,"end":832.33997},{"sentences":[{"text":"So your care super sitting in a balanced fund in the middle.","start":833.74,"end":838.16,"sentiment":"neutral","sentiment_score":0.14333312213420868},{"text":"I've also recommended that we bump that one up.","start":838.7,"end":841.89996,"sentiment":"neutral","sentiment_score":0.18430518358945847},{"text":"The highest they can go to is the growth, which is a four.","start":841.89996,"end":845.54504,"sentiment":"neutral","sentiment_score":0.26162403248823607},{"text":"The net wealth is already a five, so that's alright.","start":845.72504,"end":848.22504,"sentiment":"neutral","sentiment_score":0.24047529874369503},{"text":"But I just wanna let you know before you go any further, I wanna switch the investments with CareSuper, rebalance the net wealth, and get the premiums down on the insurance.","start":848.525,"end":857.085,"sentiment":"neutral","sentiment_score":0.18346961010848323}],"sentiment":"neutral","sentiment_score":0.19829556588083505,"channel":0,"num_words":75,"start":833.74,"end":857.085},{"sentences":[{"text":"Because that's, like, the three main recommendations.","start":857.085,"end":859.185,"sentiment":"neutral","sentiment_score":0.15560035407543182}],"sentiment":"neutral","sentiment_score":0.15560035407543182,"channel":0,"num_words":7,"start":857.085,"end":859.185},{"sentences":[{"text":"Right.","start":860.75,"end":861.07,"sentiment":"neutral","sentiment_score":0.20143677294254303},{"text":"Okay.","start":861.07,"end":861.47,"sentiment":"neutral","sentiment_score":0.22429780662059784},{"text":"Well, whatever is gonna benefit me.","start":861.47,"end":864.24506,"sentiment":"positive","sentiment_score":0.3401678999265035},{"text":"Whatever.","start":864.24506,"end":864.74506,"sentiment":"neutral","sentiment_score":0.22491516172885895},{"text":"Yeah.","start":864.80505,"end":865.30505,"sentiment":"neutral","sentiment_score":0.23090660572052}],"sentiment":"neutral","sentiment_score":0.2922563746571541,"channel":1,"num_words":10,"start":860.75,"end":865.30505},{"sentences":[{"text":"You","start":867.205,"end":867.445,"sentiment":"neutral","sentiment_score":0.188625305891037}],"sentiment":"neutral","sentiment_score":0.188625305891037,"channel":1,"num_words":1,"start":867.205,"end":867.445},{"sentences":[{"text":"That's","start":867.41003,"end":867.65,"sentiment":"neutral","sentiment_score":0.1962122917175293}],"sentiment":"neutral","sentiment_score":0.1962122917175293,"channel":0,"num_words":1,"start":867.41003,"end":867.65},{"sentences":[{"text":"know?","start":867.445,"end":867.945,"sentiment":"neutral","sentiment_score":0.16450724005699158}],"sentiment":"neutral","sentiment_score":0.16450724005699158,"channel":1,"num_words":1,"start":867.445,"end":867.945},{"sentences":[{"text":"it, mate.","start":867.65,"end":868.21,"sentiment":"neutral","sentiment_score":0.2176089510321617},{"text":"Basically, get the returns going double digits as long as I can.","start":868.21,"end":872.115,"sentiment":"positive","sentiment_score":0.3688744989534219},{"text":"Once you've built the funds up and you close the retirement, we'll reduce the risk level back down again, but we need to get it going a bit faster.","start":872.355,"end":879.815,"sentiment":"neutral","sentiment_score":0.2825658033634054}],"sentiment":"neutral","sentiment_score":0.3036307020242824,"channel":0,"num_words":43,"start":867.65,"end":879.815},{"sentences":[{"text":"Yeah.","start":880.7,"end":881.1,"sentiment":"neutral","sentiment_score":0.09391114115715028},{"text":"Yeah.","start":881.1,"end":881.6,"sentiment":"neutral","sentiment_score":0.08594284951686859},{"text":"Yeah.","start":882.94,"end":883.44,"sentiment":"neutral","sentiment_score":0.09223704040050508}],"sentiment":"neutral","sentiment_score":0.09069701035817464,"channel":1,"num_words":3,"start":880.7,"end":883.44},{"sentences":[{"text":"So everything's in that document in terms of, you know, fee differences, performance differences, that sort of allocation, all that kind of thing.","start":884.115,"end":890.89,"sentiment":"neutral","sentiment_score":0.06711418376020763},{"text":"Any questions on those ideas?","start":892.47,"end":894.08997,"sentiment":"neutral","sentiment_score":0.040271370112895964}],"sentiment":"neutral","sentiment_score":0.062320824180330546,"channel":0,"num_words":28,"start":884.115,"end":894.08997},{"sentences":[{"text":"No.","start":895.775,"end":896.255,"sentiment":"neutral","sentiment_score":-0.09490329772233964},{"text":"It's just so in order, I knew I had to do it and put it down because obviously things have changed, you know, but yeah.","start":896.255,"end":902.59503,"sentiment":"neutral","sentiment_score":-0.13844774186611175}],"sentiment":"neutral","sentiment_score":-0.13677295555288976,"channel":1,"num_words":26,"start":895.775,"end":902.59503},{"sentences":[{"text":"Yeah.","start":904.165,"end":904.565,"sentiment":"neutral","sentiment_score":-0.016640979796648026},{"text":"And just quickly on that before I let you go, just in terms of the changes, we've hit end of financial year a couple of months ago.","start":904.565,"end":911.305,"sentiment":"neutral","sentiment_score":-0.02180668753054407},{"text":"Do you know what you're currently on at the moment for for the year on the income?","start":911.365,"end":914.985,"sentiment":"neutral","sentiment_score":-0.02002082545967663}],"sentiment":"neutral","sentiment_score":-0.021017235020796457,"channel":0,"num_words":45,"start":904.165,"end":914.985},{"sentences":[{"text":"Well, I was on, like, really good money last year, but this year is gonna be a bit different.","start":917.69,"end":922.645,"sentiment":"neutral","sentiment_score":-0.015615964210347125},{"text":"But I think it's gonna be around the around the 90 to a 100,000.","start":922.645,"end":931.225,"sentiment":"neutral","sentiment_score":0.007910589022295815}],"sentiment":"neutral","sentiment_score":-0.005635002232862242,"channel":1,"num_words":33,"start":917.69,"end":931.225},{"sentences":[{"text":"K.","start":933.28503,"end":933.78503,"sentiment":"neutral","sentiment_score":-0.0000785323791205883},{"text":"Line to a 100,000.","start":934.48505,"end":936.025,"sentiment":"neutral","sentiment_score":0.0033178208395838737},{"text":"And is it still doing anything kinda like that batch work, driving work, anything like that?","start":937.445,"end":941.58,"sentiment":"neutral","sentiment_score":-0.01675498194526881}],"sentiment":"neutral","sentiment_score":-0.012137474292623145,"channel":0,"num_words":21,"start":933.28503,"end":941.58},{"sentences":[{"text":"No.","start":942.80005,"end":943.12006,"sentiment":"neutral","sentiment_score":-0.16411037743091583},{"text":"I don't drive a truck anymore.","start":943.12006,"end":944.64,"sentiment":"neutral","sentiment_score":-0.16843587160110474},{"text":"I sit in a office and batched concrete.","start":944.64,"end":946.98004,"sentiment":"neutral","sentiment_score":-0.12222422566264868}],"sentiment":"neutral","sentiment_score":-0.1435012941559156,"channel":1,"num_words":15,"start":942.80005,"end":946.98004},{"sentences":[{"text":"That's concrete.","start":949.5,"end":950.56,"sentiment":"neutral","sentiment_score":-0.09477060288190842},{"text":"So when you say batch, you're not doing anything physical, no tools, or nothing like that?","start":951.02,"end":955.935,"sentiment":"neutral","sentiment_score":-0.10650975536555052}],"sentiment":"neutral","sentiment_score":-0.10520540508959028,"channel":0,"num_words":18,"start":949.5,"end":955.935},{"sentences":[{"text":"I might go and chuck 10 kilo bags in a load and that's about it.","start":957.39496,"end":962.695,"sentiment":"neutral","sentiment_score":-0.0784694400926431},{"text":"Nothing","start":963.875,"end":964.32,"sentiment":"neutral","sentiment_score":-0.056911811232566833}],"sentiment":"neutral","sentiment_score":-0.07712208828888834,"channel":1,"num_words":16,"start":957.39496,"end":964.32},{"sentences":[{"text":"Yep.","start":964.475,"end":964.975,"sentiment":"neutral","sentiment_score":-0.05708213895559311}],"sentiment":"neutral","sentiment_score":-0.05708213895559311,"channel":0,"num_words":1,"start":964.475,"end":964.975},{"sentences":[{"text":"doing strenuously physical.","start":966.08,"end":967.78,"sentiment":"neutral","sentiment_score":-0.07744955519835155},{"text":"No.","start":967.84,"end":968.34,"sentiment":"neutral","sentiment_score":-0.052454426884651184}],"sentiment":"neutral","sentiment_score":-0.07120077311992645,"channel":1,"num_words":4,"start":966.08,"end":968.34},{"sentences":[{"text":"Perfect.","start":970.64996,"end":971.13,"sentiment":"neutral","sentiment_score":0.08603616058826447},{"text":"And how long have you been doing that type of role for now?","start":971.13,"end":974.82996,"sentiment":"neutral","sentiment_score":0.008618414115447264}],"sentiment":"neutral","sentiment_score":0.014148253149219922,"channel":0,"num_words":14,"start":970.64996,"end":974.82996},{"sentences":[{"text":"A good two years?","start":979.76,"end":981.635,"sentiment":"neutral","sentiment_score":0.026919924188405275}],"sentiment":"neutral","sentiment_score":0.026919924188405275,"channel":1,"num_words":4,"start":979.76,"end":981.635},{"sentences":[{"text":"Yep.","start":983.625,"end":984.125,"sentiment":"neutral","sentiment_score":0.06528578698635101},{"text":"Perfect.","start":984.345,"end":984.845,"sentiment":"neutral","sentiment_score":0.1699860394001007},{"text":"So no truck doing the batching outside of that.","start":985.145,"end":990.445,"sentiment":"neutral","sentiment_score":0.0025039160003264747},{"text":"Got the new income.","start":990.745,"end":991.705,"sentiment":"neutral","sentiment_score":0.26775604486465454},{"text":"That's perfect.","start":991.705,"end":992.525,"sentiment":"positive","sentiment_score":0.4924463778734207}],"sentiment":"neutral","sentiment_score":0.13610141209381468,"channel":0,"num_words":17,"start":983.625,"end":992.525},{"sentences":[{"text":"Email's fine.","start":992.99,"end":994.13,"sentiment":"neutral","sentiment_score":0.18103037029504776},{"text":"Any major changes to the mortgage?","start":995.63,"end":997.32996,"sentiment":"neutral","sentiment_score":-0.0066851854013899965},{"text":"I think we had it at 300,000 at the time.","start":997.38995,"end":999.87,"sentiment":"neutral","sentiment_score":0.003304048860445619},{"text":"Is it back up to the 400 mark?","start":999.87,"end":1001.87,"sentiment":"neutral","sentiment_score":-0.011453322134912014},{"text":"Or","start":1001.87,"end":1002.37,"sentiment":"neutral","sentiment_score":-0.023966381326317787}],"sentiment":"neutral","sentiment_score":0.008866561421503624,"channel":0,"num_words":27,"start":992.99,"end":1002.37},{"sentences":[{"text":"I think it's $4.20, I think.","start":1003.77,"end":1008.815,"sentiment":"neutral","sentiment_score":-0.03298795378456513},{"text":"It's somewhere around there anyway.","start":1008.815,"end":1010.275,"sentiment":"neutral","sentiment_score":-0.061543058604002}],"sentiment":"neutral","sentiment_score":-0.04596754688430916,"channel":1,"num_words":11,"start":1003.77,"end":1010.275},{"sentences":[{"text":"yep.","start":1011.885,"end":1012.385,"sentiment":"neutral","sentiment_score":0.03524503856897354},{"text":"I'll put $4.20 in.","start":1012.685,"end":1014.465,"sentiment":"neutral","sentiment_score":0.052832597866654396},{"text":"To get the home, I'll do an updated online valuation.","start":1014.925,"end":1017.745,"sentiment":"neutral","sentiment_score":0.08366220369935036},{"text":"Do you still have the the vehicles and the caravan and everything, or do you have to sort of get rid of something truck going or clear that one out?","start":1018.685,"end":1025.32,"sentiment":"neutral","sentiment_score":-0.035954056866467},{"text":"What?","start":1025.78,"end":1026.02,"sentiment":"neutral","sentiment_score":-0.017091933637857437}],"sentiment":"neutral","sentiment_score":-0.0002720907087559285,"channel":0,"num_words":46,"start":1011.885,"end":1026.02},{"sentences":[{"text":"Just a car and a caravan?","start":1026.02,"end":1027.24,"sentiment":"neutral","sentiment_score":-0.018812584069867928}],"sentiment":"neutral","sentiment_score":-0.018812584069867928,"channel":0,"num_words":6,"start":1026.02,"end":1027.24},{"sentences":[{"text":"What that I own or me and the Wi Fi?","start":1029.21,"end":1031.95,"sentiment":"neutral","sentiment_score":-0.014527035877108574}],"sentiment":"neutral","sentiment_score":-0.014527035877108574,"channel":1,"num_words":10,"start":1029.21,"end":1031.95},{"sentences":[{"text":"Anything that would be just for","start":1033.7,"end":1035.455,"sentiment":"neutral","sentiment_score":-0.00723790330812335}],"sentiment":"neutral","sentiment_score":-0.00723790330812335,"channel":0,"num_words":6,"start":1033.7,"end":1035.455},{"sentences":[{"text":"Pretty sure well,","start":1038.385,"end":1042.165,"sentiment":"neutral","sentiment_score":0.0014542539914449055}],"sentiment":"neutral","sentiment_score":0.0014542539914449055,"channel":1,"num_words":3,"start":1038.385,"end":1042.165},{"sentences":[{"text":"you?","start":1041.8474,"end":1042.3474,"sentiment":"neutral","sentiment_score":-0.004856359213590622}],"sentiment":"neutral","sentiment_score":-0.004856359213590622,"channel":0,"num_words":1,"start":1041.8474,"end":1042.3474},{"sentences":[{"text":"I don't know whether the caravan's in my name, but I know the car is.","start":1042.385,"end":1046.325,"sentiment":"neutral","sentiment_score":-0.08359132607777914}],"sentiment":"neutral","sentiment_score":-0.08359132607777914,"channel":1,"num_words":15,"start":1042.385,"end":1046.325},{"sentences":[{"text":"Am I","start":1048.9,"end":1049.14,"sentiment":"neutral","sentiment_score":-0.031880175694823265}],"sentiment":"neutral","sentiment_score":-0.031880175694823265,"channel":0,"num_words":2,"start":1048.9,"end":1049.14},{"sentences":[{"text":"Because","start":1049.025,"end":1049.345,"sentiment":"neutral","sentiment_score":-0.03867291286587715}],"sentiment":"neutral","sentiment_score":-0.03867291286587715,"channel":1,"num_words":1,"start":1049.025,"end":1049.345},{"sentences":[{"text":"calling the","start":1049.14,"end":1049.46,"sentiment":"neutral","sentiment_score":-0.04872164502739906}],"sentiment":"neutral","sentiment_score":-0.04872164502739906,"channel":0,"num_words":2,"start":1049.14,"end":1049.46},{"sentences":[{"text":"I've","start":1049.345,"end":1049.505,"sentiment":"neutral","sentiment_score":-0.058197539299726486}],"sentiment":"neutral","sentiment_score":-0.058197539299726486,"channel":1,"num_words":1,"start":1049.345,"end":1049.505},{"sentences":[{"text":"caravan","start":1049.46,"end":1049.96,"sentiment":"neutral","sentiment_score":-0.10208828747272491}],"sentiment":"neutral","sentiment_score":-0.10208828747272491,"channel":0,"num_words":1,"start":1049.46,"end":1049.96},{"sentences":[{"text":"got a","start":1049.505,"end":1049.905,"sentiment":"neutral","sentiment_score":-0.05523011274635792}],"sentiment":"neutral","sentiment_score":-0.05523011274635792,"channel":1,"num_words":2,"start":1049.505,"end":1049.905},{"sentences":[{"text":"jointly owned for the time","start":1050.02,"end":1051.48,"sentiment":"neutral","sentiment_score":-0.05604681745171547}],"sentiment":"neutral","sentiment_score":-0.05604681745171547,"channel":0,"num_words":5,"start":1050.02,"end":1051.48},{"sentences":[{"text":"well, obviously, the car and the caravan's jointly","start":1053.265,"end":1056.6901,"sentiment":"neutral","sentiment_score":-0.05328150372952223}],"sentiment":"neutral","sentiment_score":-0.05328150372952223,"channel":1,"num_words":8,"start":1053.265,"end":1056.6901},{"sentences":[{"text":"being?","start":1056.58,"end":1057.08,"sentiment":"neutral","sentiment_score":-0.03516661375761032}],"sentiment":"neutral","sentiment_score":-0.03516661375761032,"channel":0,"num_words":1,"start":1056.58,"end":1057.08},{"sentences":[{"text":"owned because it's on the mortgage, you know, but they've so but they obviously they're paid off, obviously.","start":1056.6901,"end":1061.9901,"sentiment":"neutral","sentiment_score":-0.1385784854905473},{"text":"I owe them.","start":1062.05,"end":1062.8701,"sentiment":"neutral","sentiment_score":-0.18443026145299277}],"sentiment":"neutral","sentiment_score":-0.14512873919946806,"channel":1,"num_words":21,"start":1056.6901,"end":1062.8701},{"sentences":[{"text":"Yeah.","start":1064.595,"end":1065.095,"sentiment":"neutral","sentiment_score":0.01620287448167801},{"text":"I'll just quickly do a quick value update.","start":1067.075,"end":1070.2949,"sentiment":"neutral","sentiment_score":0.07452264986932278},{"text":"If you sold the car, sold the caravan, would you get $30 for the caravan still?","start":1070.915,"end":1076.0549,"sentiment":"neutral","sentiment_score":0.01284033409319818}],"sentiment":"neutral","sentiment_score":0.03271317675709724,"channel":0,"num_words":25,"start":1064.595,"end":1076.0549},{"sentences":[{"text":"No.","start":1078.125,"end":1078.525,"sentiment":"neutral","sentiment_score":-0.184225469827652},{"text":"I'd probably get $35.40 for it.","start":1078.525,"end":1081.1051,"sentiment":"neutral","sentiment_score":-0.1983689640959104}],"sentiment":"neutral","sentiment_score":-0.19634846491473062,"channel":1,"num_words":7,"start":1078.125,"end":1081.1051},{"sentences":[{"text":"Yep.","start":1082.37,"end":1082.87,"sentiment":"neutral","sentiment_score":0.01859118789434433},{"text":"35 to 40 and just lastly for the car.","start":1083.17,"end":1086.47,"sentiment":"neutral","sentiment_score":-0.00004948375539647189}],"sentiment":"neutral","sentiment_score":0.0018145834095776082,"channel":0,"num_words":10,"start":1082.37,"end":1086.47},{"sentences":[{"text":"The car, I'd probably get 30 to 35.","start":1088.07,"end":1092.01,"sentiment":"neutral","sentiment_score":-0.00739790394436568},{"text":"35, probably.","start":1092.1499,"end":1093.21,"sentiment":"neutral","sentiment_score":0.004693693481385708}],"sentiment":"neutral","sentiment_score":-0.004979584459215402,"channel":1,"num_words":10,"start":1088.07,"end":1093.21},{"sentences":[{"text":"Yep.","start":1094.865,"end":1095.365,"sentiment":"neutral","sentiment_score":0.08995398879051208},{"text":"Perfect.","start":1095.585,"end":1096.085,"sentiment":"neutral","sentiment_score":0.307578980922699},{"text":"No other loans floating around or million dollars under the mattress?","start":1097.185,"end":1100.79,"sentiment":"neutral","sentiment_score":-0.036213047463785515}],"sentiment":"neutral","sentiment_score":-0.00006235018372535706,"channel":0,"num_words":13,"start":1094.865,"end":1100.79},{"sentences":[{"text":"No.","start":1104.075,"end":1104.575,"sentiment":"neutral","sentiment_score":-0.12322920560836792},{"text":"No.","start":1104.875,"end":1105.115,"sentiment":"neutral","sentiment_score":-0.13701602816581726},{"text":"I consolidated them all into the mortgage loan, actually, and that was it.","start":1105.115,"end":1108.8151,"sentiment":"neutral","sentiment_score":-0.06757398092975983}],"sentiment":"neutral","sentiment_score":-0.0759137990574042,"channel":1,"num_words":15,"start":1104.075,"end":1108.8151},{"sentences":[{"text":"Perfect.","start":1110.9501,"end":1111.4501,"sentiment":"positive","sentiment_score":0.47758498787879944},{"text":"Done and done.","start":1114.285,"end":1115.085,"sentiment":"positive","sentiment_score":0.4362563689549764},{"text":"I'll update that on our system.","start":1115.085,"end":1116.7051,"sentiment":"neutral","sentiment_score":0.3028701494137446},{"text":"And lastly, only thing for me, two quick things.","start":1117.245,"end":1119.905,"sentiment":"neutral","sentiment_score":0.12385119001070659},{"text":"We just got some reminders in there for the will and the power of attorney if you haven't put that in place, but you do have the beneficiary nomination for the super.","start":1120.4451,"end":1129.29,"sentiment":"neutral","sentiment_score":0.12850457150489092}],"sentiment":"neutral","sentiment_score":0.17314474489174636,"channel":0,"num_words":51,"start":1110.9501,"end":1129.29},{"sentences":[{"text":"So just a quick reminder on those ones if that's important for you.","start":1130.31,"end":1134.0901,"sentiment":"neutral","sentiment_score":0.16200665556467497}],"sentiment":"neutral","sentiment_score":0.16200665556467497,"channel":0,"num_words":13,"start":1130.31,"end":1134.0901},{"sentences":[{"text":"Yeah.","start":1135.655,"end":1136.0549,"sentiment":"neutral","sentiment_score":0.0985082909464836},{"text":"I I I do realize I've gotta do","start":1136.0549,"end":1139.79,"sentiment":"neutral","sentiment_score":0.03319495206233114}],"sentiment":"neutral","sentiment_score":0.04045198971612586,"channel":1,"num_words":9,"start":1135.655,"end":1139.79},{"sentences":[{"text":"If it's helpful, you can","start":1141.2949,"end":1142.735,"sentiment":"neutral","sentiment_score":0.10618620663881302}],"sentiment":"neutral","sentiment_score":0.10618620663881302,"channel":0,"num_words":5,"start":1141.2949,"end":1142.735},{"sentences":[{"text":"that.","start":1142.7301,"end":1143.2301,"sentiment":"neutral","sentiment_score":0.13651107251644137}],"sentiment":"neutral","sentiment_score":0.13651107251644137,"channel":1,"num_words":1,"start":1142.7301,"end":1143.2301},{"sentences":[{"text":"get, you know, basic will kits and power of attorney kits from the post office.","start":1142.735,"end":1147.0549,"sentiment":"neutral","sentiment_score":0.11492341856161753},{"text":"All post has government approved ones for $25 a pop.","start":1147.0549,"end":1150.4349,"sentiment":"neutral","sentiment_score":0.10481558367609978},{"text":"They're not the best in the world, but for, you know, a straightforward situation, they can be helpful.","start":1150.575,"end":1155.235,"sentiment":"neutral","sentiment_score":0.08038520937164624},{"text":"But don't always have to go to a lawyer for them.","start":1155.8099,"end":1158.61,"sentiment":"neutral","sentiment_score":-0.24409224770285867},{"text":"That's all.","start":1158.61,"end":1159.35,"sentiment":"neutral","sentiment_score":-0.14855821803212166}],"sentiment":"neutral","sentiment_score":0.022085887912128652,"channel":0,"num_words":56,"start":1142.735,"end":1159.35},{"sentences":[{"text":"Yeah.","start":1159.785,"end":1160.265,"sentiment":"neutral","sentiment_score":0.007433149963617325},{"text":"I've just I've just been to a lawyer for mom and dad's bill, actually.","start":1160.265,"end":1164.6,"sentiment":"neutral","sentiment_score":-0.03296145810080426}],"sentiment":"neutral","sentiment_score":-0.03026848422984282,"channel":1,"num_words":15,"start":1159.785,"end":1164.6},{"sentences":[{"text":"Right.","start":1167.1699,"end":1167.525,"sentiment":"neutral","sentiment_score":-0.033748432993888855}],"sentiment":"neutral","sentiment_score":-0.033748432993888855,"channel":0,"num_words":1,"start":1167.1699,"end":1167.525},{"sentences":[{"text":"Yeah.","start":1168.6,"end":1168.84,"sentiment":"neutral","sentiment_score":-0.1269298940896988},{"text":"They just they just Google theirs out with some stupid amount of money.","start":1168.84,"end":1172.94,"sentiment":"negative","sentiment_score":-0.5167552622464987}],"sentiment":"negative","sentiment_score":-0.48891059309244156,"channel":1,"num_words":14,"start":1168.6,"end":1172.94},{"sentences":[{"text":"Fair enough.","start":1175.125,"end":1175.865,"sentiment":"neutral","sentiment_score":-0.03177751414477825},{"text":"Outside of that, any questions for me so far on what we've talked about, Shane?","start":1177.925,"end":1182.425,"sentiment":"neutral","sentiment_score":-0.018266865704208612}],"sentiment":"neutral","sentiment_score":-0.019856353756040335,"channel":0,"num_words":17,"start":1175.125,"end":1182.425},{"sentences":[{"text":"What was that?","start":1184.8651,"end":1185.765,"sentiment":"neutral","sentiment_score":-0.02401364656786124}],"sentiment":"neutral","sentiment_score":-0.02401364656786124,"channel":1,"num_words":3,"start":1184.8651,"end":1185.765},{"sentences":[{"text":"Any questions on your end so far from any of these aspects?","start":1187.46,"end":1191.0,"sentiment":"neutral","sentiment_score":-0.029153516205648582}],"sentiment":"neutral","sentiment_score":-0.029153516205648582,"channel":0,"num_words":12,"start":1187.46,"end":1191.0},{"sentences":[{"text":"No.","start":1192.66,"end":1192.9,"sentiment":"neutral","sentiment_score":-0.1868993043899536},{"text":"Only that thing we have to sign.","start":1192.9,"end":1194.42,"sentiment":"neutral","sentiment_score":-0.20793113325323379},{"text":"You have to sign in two different places.","start":1194.42,"end":1196.42,"sentiment":"neutral","sentiment_score":-0.13358553312718868},{"text":"Right?","start":1196.42,"end":1196.92,"sentiment":"neutral","sentiment_score":-0.052353762090206146}],"sentiment":"neutral","sentiment_score":-0.16255619201590032,"channel":1,"num_words":17,"start":1192.66,"end":1196.92},{"sentences":[{"text":"Yeah.","start":1198.885,"end":1199.205,"sentiment":"neutral","sentiment_score":-0.01497265137732029},{"text":"So the other one, once you've signed off the statement of advice, the last one is the consent form for Netwealth.","start":1199.205,"end":1205.625,"sentiment":"neutral","sentiment_score":-0.00356373649888805},{"text":"So we can't look after the super or anything unless we do have the consent form, which is the last one on that that DocuSign.","start":1205.6849,"end":1212.78,"sentiment":"neutral","sentiment_score":-0.0370949981501326}],"sentiment":"neutral","sentiment_score":-0.021642256842708176,"channel":0,"num_words":47,"start":1198.885,"end":1212.78},{"sentences":[{"text":"Yeah.","start":1213.585,"end":1213.9049,"sentiment":"neutral","sentiment_score":0.07190562784671783},{"text":"I signed","start":1213.9049,"end":1214.465,"sentiment":"neutral","sentiment_score":0.07351861521601677}],"sentiment":"neutral","sentiment_score":0.07298095275958379,"channel":1,"num_words":3,"start":1213.585,"end":1214.465},{"sentences":[{"text":"We","start":1214.4401,"end":1214.68,"sentiment":"neutral","sentiment_score":0.07071913778781891}],"sentiment":"neutral","sentiment_score":0.07071913778781891,"channel":0,"num_words":1,"start":1214.4401,"end":1214.68},{"sentences":[{"text":"that","start":1214.465,"end":1214.705,"sentiment":"neutral","sentiment_score":0.16318157315254211}],"sentiment":"neutral","sentiment_score":0.16318157315254211,"channel":1,"num_words":1,"start":1214.465,"end":1214.705},{"sentences":[{"text":"do","start":1214.68,"end":1214.92,"sentiment":"neutral","sentiment_score":0.1327485740184784}],"sentiment":"neutral","sentiment_score":0.1327485740184784,"channel":0,"num_words":1,"start":1214.68,"end":1214.92},{"sentences":[{"text":"and it's","start":1214.705,"end":1215.105,"sentiment":"neutral","sentiment_score":0.11751720309257507}],"sentiment":"neutral","sentiment_score":0.11751720309257507,"channel":1,"num_words":2,"start":1214.705,"end":1215.105},{"sentences":[{"text":"have","start":1214.92,"end":1215.32,"sentiment":"neutral","sentiment_score":0.0901014879345894}],"sentiment":"neutral","sentiment_score":0.0901014879345894,"channel":0,"num_words":1,"start":1214.92,"end":1215.32},{"sentences":[{"text":"saying","start":1215.105,"end":1215.4249,"sentiment":"neutral","sentiment_score":0.10752029716968536}],"sentiment":"neutral","sentiment_score":0.10752029716968536,"channel":1,"num_words":1,"start":1215.105,"end":1215.4249},{"sentences":[{"text":"the","start":1215.32,"end":1215.82,"sentiment":"neutral","sentiment_score":0.07937648892402649}],"sentiment":"neutral","sentiment_score":0.07937648892402649,"channel":0,"num_words":1,"start":1215.32,"end":1215.82},{"sentences":[{"text":"back with you get a signed document by email.","start":1215.4249,"end":1218.38,"sentiment":"neutral","sentiment_score":0.09290608846478993},{"text":"So that's obviously done","start":1219.6399,"end":1220.76,"sentiment":"neutral","sentiment_score":0.2512296363711357}],"sentiment":"neutral","sentiment_score":0.14162102628212708,"channel":1,"num_words":13,"start":1215.4249,"end":1220.76},{"sentences":[{"text":"oh, perfect.","start":1220.52,"end":1221.18,"sentiment":"positive","sentiment_score":0.3961447477340698}],"sentiment":"positive","sentiment_score":0.3961447477340698,"channel":0,"num_words":2,"start":1220.52,"end":1221.18},{"sentences":[{"text":"too.","start":1220.76,"end":1221.26,"sentiment":"neutral","sentiment_score":0.16007986664772034}],"sentiment":"neutral","sentiment_score":0.16007986664772034,"channel":1,"num_words":1,"start":1220.76,"end":1221.26},{"sentences":[{"text":"So yeah.","start":1221.48,"end":1223.32,"sentiment":"neutral","sentiment_score":0.08627553656697273},{"text":"So we've changed it to a bit of a flat fee structure now.","start":1223.32,"end":1227.105,"sentiment":"neutral","sentiment_score":0.08763628195111568},{"text":"So what basically happens is normally we charge the 1.65%, but we put it in as a flat one.","start":1227.105,"end":1233.0449,"sentiment":"neutral","sentiment_score":0.053594195529034265},{"text":"So as the super grows up, it doesn't change for twelve months at a time.","start":1233.1849,"end":1237.205,"sentiment":"neutral","sentiment_score":0.04261104539036751},{"text":"But, again, you're not locked in with us for the twelve months.","start":1237.745,"end":1240.41,"sentiment":"neutral","sentiment_score":-0.015455823857337236}],"sentiment":"neutral","sentiment_score":0.04563620078881256,"channel":0,"num_words":61,"start":1221.48,"end":1240.41},{"sentences":[{"text":"It's just the consent can only last for up to twelve months at a time.","start":1240.5701,"end":1245.63,"sentiment":"neutral","sentiment_score":-0.023627850413322448}],"sentiment":"neutral","sentiment_score":-0.023627850413322448,"channel":0,"num_words":15,"start":1240.5701,"end":1245.63},{"sentences":[{"text":"Yeah.","start":1247.03,"end":1247.43,"sentiment":"neutral","sentiment_score":0.09104764461517334},{"text":"Okay.","start":1247.43,"end":1247.93,"sentiment":"neutral","sentiment_score":0.1225624680519104},{"text":"Alright.","start":1249.27,"end":1249.5901,"sentiment":"neutral","sentiment_score":0.23002606630325317},{"text":"So that should","start":1249.5901,"end":1250.15,"sentiment":"positive","sentiment_score":0.4224391182263692}],"sentiment":"neutral","sentiment_score":0.2851589222749074,"channel":1,"num_words":6,"start":1247.03,"end":1250.15},{"sentences":[{"text":"Cool.","start":1250.0901,"end":1250.5901,"sentiment":"positive","sentiment_score":0.4272170662879944}],"sentiment":"positive","sentiment_score":0.4272170662879944,"channel":0,"num_words":1,"start":1250.0901,"end":1250.5901},{"sentences":[{"text":"be all done.","start":1250.15,"end":1250.79,"sentiment":"neutral","sentiment_score":0.32465842366218567},{"text":"Right?","start":1250.79,"end":1251.29,"sentiment":"neutral","sentiment_score":0.23770329356193545}],"sentiment":"neutral","sentiment_score":0.3029196411371231,"channel":1,"num_words":4,"start":1250.15,"end":1251.29},{"sentences":[{"text":"It's yes.","start":1251.29,"end":1253.13,"sentiment":"neutral","sentiment_score":0.29516562819480896},{"text":"That's come through, Simon.","start":1253.13,"end":1254.17,"sentiment":"positive","sentiment_score":0.4388243034482002},{"text":"Thank you very much for that.","start":1254.17,"end":1255.515,"sentiment":"positive","sentiment_score":0.7983017563819885},{"text":"Is there anything","start":1255.755,"end":1256.555,"sentiment":"neutral","sentiment_score":0.2673398902018865}],"sentiment":"positive","sentiment_score":0.5291639119386673,"channel":0,"num_words":15,"start":1251.29,"end":1256.555},{"sentences":[{"text":"Yeah.","start":1256.2301,"end":1256.7301,"sentiment":"neutral","sentiment_score":0.1604713350534439}],"sentiment":"neutral","sentiment_score":0.1604713350534439,"channel":1,"num_words":1,"start":1256.2301,"end":1256.7301},{"sentences":[{"text":"else I can sort of help with in the interim?","start":1256.555,"end":1258.495,"sentiment":"neutral","sentiment_score":0.0825732670724392}],"sentiment":"neutral","sentiment_score":0.0825732670724392,"channel":0,"num_words":10,"start":1256.555,"end":1258.495},{"sentences":[{"text":"I don't think so.","start":1260.375,"end":1261.575,"sentiment":"neutral","sentiment_score":-0.2612558715045452},{"text":"I think that's what I say.","start":1261.575,"end":1262.695,"sentiment":"neutral","sentiment_score":-0.30648914476235706},{"text":"I knew I had to change all that sort of shit to save money and obviously changing them all is gonna save quite a bit obviously.","start":1262.695,"end":1268.875,"sentiment":"negative","sentiment_score":-0.36882912482206637}],"sentiment":"negative","sentiment_score":-0.34648654444350135,"channel":1,"num_words":36,"start":1260.375,"end":1268.875},{"sentences":[{"text":"Yeah.","start":1271.0801,"end":1271.5801,"sentiment":"neutral","sentiment_score":-0.011582670733332634},{"text":"So but it could be, again, $45, so I'll see what it comes back like.","start":1272.12,"end":1276.3,"sentiment":"neutral","sentiment_score":-0.059505194425582886},{"text":"What I'll do is, again, we'll post out an investment switch form to get that bumped up on care, the investment reduction of the life and CBD, and I think they've got a separate form for the cancellation of the IP, the income protection.","start":1276.92,"end":1291.725,"sentiment":"neutral","sentiment_score":0.07828830267218026},{"text":"So we'll post","start":1292.025,"end":1292.905,"sentiment":"neutral","sentiment_score":0.07955791552861531}],"sentiment":"neutral","sentiment_score":0.04411426154039209,"channel":0,"num_words":63,"start":1271.0801,"end":1292.905},{"sentences":[{"text":"Yeah.","start":1292.675,"end":1293.175,"sentiment":"neutral","sentiment_score":0.10612134635448456}],"sentiment":"neutral","sentiment_score":0.10612134635448456,"channel":1,"num_words":1,"start":1292.675,"end":1293.175},{"sentences":[{"text":"you out a big pack with three in there, prefilled.","start":1292.905,"end":1295.085,"sentiment":"neutral","sentiment_score":0.17774508893489838},{"text":"You just gotta give them a squiggle, and there'll be a forward on envelope in there as","start":1295.385,"end":1299.88,"sentiment":"neutral","sentiment_score":0.09166400967275395}],"sentiment":"neutral","sentiment_score":0.12354589088095559,"channel":0,"num_words":27,"start":1292.905,"end":1299.88},{"sentences":[{"text":"Yep.","start":1300.355,"end":1300.595,"sentiment":"neutral","sentiment_score":0.09413369745016098},{"text":"And send them back to","start":1300.595,"end":1302.02,"sentiment":"neutral","sentiment_score":0.09195141643285751}],"sentiment":"neutral","sentiment_score":0.09231512993574142,"channel":1,"num_words":6,"start":1300.355,"end":1302.02},{"sentences":[{"text":"well.","start":1303.54,"end":1303.9401,"sentiment":"neutral","sentiment_score":0.10837976634502412},{"text":"Yeah.","start":1303.9401,"end":1304.26,"sentiment":"neutral","sentiment_score":0.12810960412025452},{"text":"That's right.","start":1304.26,"end":1305.08,"sentiment":"neutral","sentiment_score":0.24097289144992828},{"text":"They're","start":1305.3,"end":1305.54,"sentiment":"neutral","sentiment_score":0.11514243483543396}],"sentiment":"neutral","sentiment_score":0.16671551764011383,"channel":0,"num_words":5,"start":1303.54,"end":1305.54},{"sentences":[{"text":"care.","start":1305.36,"end":1305.6,"sentiment":"neutral","sentiment_score":0.0898316502571106}],"sentiment":"neutral","sentiment_score":0.0898316502571106,"channel":1,"num_words":1,"start":1305.36,"end":1305.6},{"sentences":[{"text":"a","start":1305.54,"end":1305.7001,"sentiment":"neutral","sentiment_score":-0.04991248995065689}],"sentiment":"neutral","sentiment_score":-0.04991248995065689,"channel":0,"num_words":1,"start":1305.54,"end":1305.7001},{"sentences":[{"text":"Yeah.","start":1305.6,"end":1306.1,"sentiment":"neutral","sentiment_score":-0.0927501916885376}],"sentiment":"neutral","sentiment_score":-0.0927501916885376,"channel":1,"num_words":1,"start":1305.6,"end":1306.1},{"sentences":[{"text":"little bit sensitive with it.","start":1305.7001,"end":1307.38,"sentiment":"neutral","sentiment_score":-0.23897433578968047},{"text":"Like, you can scan them up and email them, but sometimes they're a bit iffy about signatures and ID and things like that.","start":1307.38,"end":1312.765,"sentiment":"neutral","sentiment_score":-0.21760504741383635},{"text":"So it's probably best to just put it","start":1312.765,"end":1314.765,"sentiment":"neutral","sentiment_score":-0.07313422299921513}],"sentiment":"neutral","sentiment_score":-0.18846837648501,"channel":0,"num_words":36,"start":1305.7001,"end":1314.765},{"sentences":[{"text":"Just","start":1314.64,"end":1314.88,"sentiment":"neutral","sentiment_score":0.005034543573856354}],"sentiment":"neutral","sentiment_score":0.005034543573856354,"channel":1,"num_words":1,"start":1314.64,"end":1314.88},{"sentences":[{"text":"in","start":1314.765,"end":1314.925,"sentiment":"neutral","sentiment_score":0.03358142077922821}],"sentiment":"neutral","sentiment_score":0.03358142077922821,"channel":0,"num_words":1,"start":1314.765,"end":1314.925},{"sentences":[{"text":"mail","start":1314.88,"end":1315.12,"sentiment":"neutral","sentiment_score":0.02771950513124466}],"sentiment":"neutral","sentiment_score":0.02771950513124466,"channel":1,"num_words":1,"start":1314.88,"end":1315.12},{"sentences":[{"text":"the pack","start":1314.925,"end":1315.245,"sentiment":"neutral","sentiment_score":0.07739916443824768}],"sentiment":"neutral","sentiment_score":0.07739916443824768,"channel":0,"num_words":2,"start":1314.925,"end":1315.245},{"sentences":[{"text":"them","start":1315.12,"end":1315.28,"sentiment":"neutral","sentiment_score":0.0942811518907547}],"sentiment":"neutral","sentiment_score":0.0942811518907547,"channel":1,"num_words":1,"start":1315.12,"end":1315.28},{"sentences":[{"text":"and","start":1315.245,"end":1315.405,"sentiment":"neutral","sentiment_score":0.08226075768470764}],"sentiment":"neutral","sentiment_score":0.08226075768470764,"channel":0,"num_words":1,"start":1315.245,"end":1315.405},{"sentences":[{"text":"out,","start":1315.28,"end":1315.52,"sentiment":"neutral","sentiment_score":0.07526475191116333}],"sentiment":"neutral","sentiment_score":0.07526475191116333,"channel":1,"num_words":1,"start":1315.28,"end":1315.52},{"sentences":[{"text":"chuck","start":1315.405,"end":1315.645,"sentiment":"neutral","sentiment_score":0.05025332048535347}],"sentiment":"neutral","sentiment_score":0.05025332048535347,"channel":0,"num_words":1,"start":1315.405,"end":1315.645},{"sentences":[{"text":"then","start":1315.52,"end":1315.6799,"sentiment":"neutral","sentiment_score":0.08589266985654831}],"sentiment":"neutral","sentiment_score":0.08589266985654831,"channel":1,"num_words":1,"start":1315.52,"end":1315.6799},{"sentences":[{"text":"it","start":1315.645,"end":1315.7251,"sentiment":"neutral","sentiment_score":0.0992562100291252}],"sentiment":"neutral","sentiment_score":0.0992562100291252,"channel":0,"num_words":1,"start":1315.645,"end":1315.7251},{"sentences":[{"text":"I","start":1315.6799,"end":1315.84,"sentiment":"neutral","sentiment_score":0.06353776156902313}],"sentiment":"neutral","sentiment_score":0.06353776156902313,"channel":1,"num_words":1,"start":1315.6799,"end":1315.84},{"sentences":[{"text":"in","start":1315.7251,"end":1315.885,"sentiment":"neutral","sentiment_score":0.05587504804134369}],"sentiment":"neutral","sentiment_score":0.05587504804134369,"channel":0,"num_words":1,"start":1315.7251,"end":1315.885},{"sentences":[{"text":"could","start":1315.84,"end":1316.3201,"sentiment":"neutral","sentiment_score":0.037669092416763306}],"sentiment":"neutral","sentiment_score":0.037669092416763306,"channel":1,"num_words":1,"start":1315.84,"end":1316.3201},{"sentences":[{"text":"the box.","start":1315.885,"end":1316.4651,"sentiment":"neutral","sentiment_score":0.09418806806206703}],"sentiment":"neutral","sentiment_score":0.09418806806206703,"channel":0,"num_words":2,"start":1315.885,"end":1316.4651},{"sentences":[{"text":"I could sign it.","start":1316.3201,"end":1317.495,"sentiment":"neutral","sentiment_score":0.15157926455140114},{"text":"You you know, it comes with the prepaid envelope to send it back to them,","start":1318.515,"end":1322.0549,"sentiment":"neutral","sentiment_score":0.13769145409266154}],"sentiment":"neutral","sentiment_score":0.14061520366292252,"channel":1,"num_words":19,"start":1316.3201,"end":1322.0549},{"sentences":[{"text":"Yeah.","start":1323.805,"end":1324.23,"sentiment":"neutral","sentiment_score":0.1531144380569458},{"text":"Yep.","start":1324.39,"end":1324.89,"sentiment":"neutral","sentiment_score":0.17177918553352356}],"sentiment":"neutral","sentiment_score":0.16244681179523468,"channel":0,"num_words":2,"start":1323.805,"end":1324.89},{"sentences":[{"text":"Yeah.","start":1324.9149,"end":1325.235,"sentiment":"neutral","sentiment_score":0.17501726746559143},{"text":"Yeah.","start":1325.235,"end":1325.5549,"sentiment":"neutral","sentiment_score":0.19436365365982056},{"text":"Okay.","start":1325.5549,"end":1325.875,"sentiment":"neutral","sentiment_score":0.23015539348125455},{"text":"Yeah.","start":1325.875,"end":1326.115,"sentiment":"neutral","sentiment_score":0.2984318733215332},{"text":"That'll be the best way.","start":1326.115,"end":1327.155,"sentiment":"positive","sentiment_score":0.3780304193496704}],"sentiment":"neutral","sentiment_score":0.3097911427418391,"channel":1,"num_words":9,"start":1324.9149,"end":1327.155},{"sentences":[{"text":"Yeah.","start":1327.155,"end":1327.395,"sentiment":"neutral","sentiment_score":0.2419780939817429},{"text":"We can just wait and sort it all out.","start":1327.395,"end":1329.155,"sentiment":"neutral","sentiment_score":0.27607394920455086},{"text":"Yeah.","start":1329.155,"end":1329.655,"sentiment":"positive","sentiment_score":0.5415199995040894}],"sentiment":"neutral","sentiment_score":0.29710578512061725,"channel":1,"num_words":11,"start":1327.155,"end":1329.655},{"sentences":[{"text":"Easy done.","start":1331.4299,"end":1332.33,"sentiment":"positive","sentiment_score":0.6863844692707062},{"text":"And for the NetWell, because we've got access to transact on the account, as soon as that's now back signed, I'll give that to the team, and next week they'll switch all the investments around on there and do the old rebalance.","start":1332.39,"end":1344.045,"sentiment":"neutral","sentiment_score":0.2856553736187163},{"text":"So that should be the last thing is that pack.","start":1344.105,"end":1347.005,"sentiment":"neutral","sentiment_score":0.1274509947746992}],"sentiment":"neutral","sentiment_score":0.2712000847828609,"channel":0,"num_words":54,"start":1331.4299,"end":1347.005},{"sentences":[{"text":"Yeah.","start":1348.1951,"end":1348.6951,"sentiment":"neutral","sentiment_score":0.05145404860377312},{"text":"Is that got a Chevy?","start":1348.755,"end":1351.015,"sentiment":"neutral","sentiment_score":0.013305471837520599},{"text":"Chevy still working?","start":1351.395,"end":1352.435,"sentiment":"neutral","sentiment_score":0.03385826448599497},{"text":"I think it is.","start":1352.435,"end":1353.495,"sentiment":"neutral","sentiment_score":0.06134335324168205}],"sentiment":"neutral","sentiment_score":0.03576381647816071,"channel":1,"num_words":13,"start":1348.1951,"end":1353.495},{"sentences":[{"text":"Yeah.","start":1355.0,"end":1355.3201,"sentiment":"neutral","sentiment_score":0.0552695095539093},{"text":"Yeah.","start":1355.3201,"end":1355.56,"sentiment":"neutral","sentiment_score":0.04694477096199989},{"text":"He's still the boss, man.","start":1355.56,"end":1357.02,"sentiment":"neutral","sentiment_score":-0.01829703040421009},{"text":"He's still the","start":1357.16,"end":1357.88,"sentiment":"neutral","sentiment_score":-0.0102353369196256}],"sentiment":"neutral","sentiment_score":-0.001997688226401806,"channel":0,"num_words":10,"start":1355.0,"end":1357.88},{"sentences":[{"text":"Yeah.","start":1357.81,"end":1358.13,"sentiment":"neutral","sentiment_score":0.013744832947850227}],"sentiment":"neutral","sentiment_score":0.013744832947850227,"channel":1,"num_words":1,"start":1357.81,"end":1358.13},{"sentences":[{"text":"director.","start":1357.88,"end":1358.2001,"sentiment":"neutral","sentiment_score":0.005468921735882759}],"sentiment":"neutral","sentiment_score":0.005468921735882759,"channel":0,"num_words":1,"start":1357.88,"end":1358.2001},{"sentences":[{"text":"Okay.","start":1358.13,"end":1358.63,"sentiment":"neutral","sentiment_score":0.06508293747901917}],"sentiment":"neutral","sentiment_score":0.06508293747901917,"channel":1,"num_words":1,"start":1358.13,"end":1358.63},{"sentences":[{"text":"He you'll see him online if you have a look at the the Facebook or the TikTok.","start":1358.2001,"end":1361.64,"sentiment":"neutral","sentiment_score":0.07568932456128738},{"text":"He does a few videos every now and then with Bart.","start":1361.64,"end":1363.785,"sentiment":"neutral","sentiment_score":0.07974063097075983},{"text":"And,","start":1364.265,"end":1364.765,"sentiment":"neutral","sentiment_score":-0.020731927827000615}],"sentiment":"neutral","sentiment_score":0.07390115622045665,"channel":0,"num_words":29,"start":1358.2001,"end":1364.765},{"sentences":[{"text":"No.","start":1364.37,"end":1364.61,"sentiment":"neutral","sentiment_score":-0.14519697427749634},{"text":"No.","start":1364.61,"end":1364.77,"sentiment":"neutral","sentiment_score":-0.22536224126815796},{"text":"I can't","start":1364.77,"end":1365.17,"sentiment":"neutral","sentiment_score":-0.23548617959022522}],"sentiment":"neutral","sentiment_score":-0.21038289368152618,"channel":1,"num_words":4,"start":1364.37,"end":1365.17},{"sentences":[{"text":"yeah,","start":1365.0651,"end":1365.385,"sentiment":"neutral","sentiment_score":-0.19788196682929993}],"sentiment":"neutral","sentiment_score":-0.19788196682929993,"channel":0,"num_words":1,"start":1365.0651,"end":1365.385},{"sentences":[{"text":"remember","start":1365.17,"end":1365.5701,"sentiment":"neutral","sentiment_score":-0.17609776556491852}],"sentiment":"neutral","sentiment_score":-0.17609776556491852,"channel":1,"num_words":1,"start":1365.17,"end":1365.5701},{"sentences":[{"text":"I","start":1365.385,"end":1365.625,"sentiment":"neutral","sentiment_score":-0.14734545350074768}],"sentiment":"neutral","sentiment_score":-0.14734545350074768,"channel":0,"num_words":1,"start":1365.385,"end":1365.625},{"sentences":[{"text":"talking","start":1365.5701,"end":1365.89,"sentiment":"neutral","sentiment_score":-0.1442343443632126}],"sentiment":"neutral","sentiment_score":-0.1442343443632126,"channel":1,"num_words":1,"start":1365.5701,"end":1365.89},{"sentences":[{"text":"talk to him","start":1365.625,"end":1366.105,"sentiment":"neutral","sentiment_score":-0.1706727296113968}],"sentiment":"neutral","sentiment_score":-0.1706727296113968,"channel":0,"num_words":3,"start":1365.625,"end":1366.105},{"sentences":[{"text":"to him","start":1365.89,"end":1366.2101,"sentiment":"neutral","sentiment_score":-0.181316539645195}],"sentiment":"neutral","sentiment_score":-0.181316539645195,"channel":1,"num_words":2,"start":1365.89,"end":1366.2101},{"sentences":[{"text":"every","start":1366.105,"end":1366.3451,"sentiment":"neutral","sentiment_score":-0.17767289280891418}],"sentiment":"neutral","sentiment_score":-0.17767289280891418,"channel":0,"num_words":1,"start":1366.105,"end":1366.3451},{"sentences":[{"text":"when","start":1366.2101,"end":1366.4501,"sentiment":"neutral","sentiment_score":-0.14904949069023132}],"sentiment":"neutral","sentiment_score":-0.14904949069023132,"channel":1,"num_words":1,"start":1366.2101,"end":1366.4501},{"sentences":[{"text":"day.","start":1366.3451,"end":1366.8451,"sentiment":"neutral","sentiment_score":-0.16263803839683533}],"sentiment":"neutral","sentiment_score":-0.16263803839683533,"channel":0,"num_words":1,"start":1366.3451,"end":1366.8451},{"sentences":[{"text":"I first changed everything over.","start":1366.4501,"end":1368.2301,"sentiment":"neutral","sentiment_score":-0.1200172558426857}],"sentiment":"neutral","sentiment_score":-0.1200172558426857,"channel":1,"num_words":5,"start":1366.4501,"end":1368.2301},{"sentences":[{"text":"Yes.","start":1370.905,"end":1371.225,"sentiment":"neutral","sentiment_score":0.03080650046467781},{"text":"Yep.","start":1371.225,"end":1371.725,"sentiment":"neutral","sentiment_score":0.018284965306520466},{"text":"No.","start":1372.025,"end":1372.265,"sentiment":"neutral","sentiment_score":-0.14605557918548584},{"text":"He's still the boss.","start":1372.265,"end":1373.3251,"sentiment":"neutral","sentiment_score":-0.14293931052088737}],"sentiment":"neutral","sentiment_score":-0.09553162221397672,"channel":0,"num_words":7,"start":1370.905,"end":1373.3251},{"sentences":[{"text":"Okay.","start":1374.3151,"end":1374.8151,"sentiment":"neutral","sentiment_score":0.020230460911989212},{"text":"Okay.","start":1375.035,"end":1375.535,"sentiment":"neutral","sentiment_score":0.031425945460796356},{"text":"Alright.","start":1377.8351,"end":1378.3351,"sentiment":"neutral","sentiment_score":0.07458725571632385},{"text":"Yeah.","start":1378.395,"end":1378.635,"sentiment":"neutral","sentiment_score":0.09654852747917177},{"text":"No worries.","start":1378.635,"end":1379.035,"sentiment":"neutral","sentiment_score":0.022526465356349945}],"sentiment":"neutral","sentiment_score":0.04464085338016351,"channel":1,"num_words":6,"start":1374.3151,"end":1379.035},{"sentences":[{"text":"Don't wait for all that shit to come out and we'll sort it out and send it all back and save some money","start":1379.035,"end":1385.04,"sentiment":"neutral","sentiment_score":0.03462092448835787}],"sentiment":"neutral","sentiment_score":0.03462092448835787,"channel":1,"num_words":23,"start":1379.035,"end":1385.04},{"sentences":[{"text":"That's the right that's the aim.","start":1387.16,"end":1388.655,"sentiment":"positive","sentiment_score":0.5903615603844324},{"text":"If you have any trouble with the forms at all, just be careful not to try","start":1388.895,"end":1392.5751,"sentiment":"neutral","sentiment_score":-0.11049311049282551}],"sentiment":"neutral","sentiment_score":0.0806490724736994,"channel":0,"num_words":22,"start":1387.16,"end":1392.5751},{"sentences":[{"text":"for","start":1392.48,"end":1392.98,"sentiment":"neutral","sentiment_score":-0.20840665698051453}],"sentiment":"neutral","sentiment_score":-0.20840665698051453,"channel":1,"num_words":1,"start":1392.48,"end":1392.98},{"sentences":[{"text":"and scribble anything out.","start":1392.5751,"end":1393.775,"sentiment":"neutral","sentiment_score":-0.2765105478465557},{"text":"If you make a mistake,","start":1393.775,"end":1394.8151,"sentiment":"neutral","sentiment_score":-0.18459247052669525}],"sentiment":"neutral","sentiment_score":-0.22544494933552212,"channel":0,"num_words":9,"start":1392.5751,"end":1394.8151},{"sentences":[{"text":"once.","start":1394.48,"end":1394.98,"sentiment":"neutral","sentiment_score":-0.09109537303447723}],"sentiment":"neutral","sentiment_score":-0.09109537303447723,"channel":1,"num_words":1,"start":1394.48,"end":1394.98},{"sentences":[{"text":"just give us a call straight away because they're very they're a bit sensitive with their documents.","start":1394.8151,"end":1399.3151,"sentiment":"neutral","sentiment_score":-0.18102214573060765}],"sentiment":"neutral","sentiment_score":-0.18102214573060765,"channel":0,"num_words":17,"start":1394.8151,"end":1399.3151},{"sentences":[{"text":"Yeah.","start":1400.195,"end":1400.515,"sentiment":"neutral","sentiment_score":0.02712632901966572},{"text":"Okay.","start":1400.515,"end":1400.755,"sentiment":"neutral","sentiment_score":0.04801974073052406},{"text":"Yep.","start":1400.755,"end":1401.255,"sentiment":"neutral","sentiment_score":0.07459384948015213},{"text":"Yep.","start":1402.675,"end":1403.175,"sentiment":"neutral","sentiment_score":0.1189289689064026}],"sentiment":"neutral","sentiment_score":0.06716722203418612,"channel":1,"num_words":4,"start":1400.195,"end":1403.175},{"sentences":[{"text":"Cool.","start":1403.295,"end":1403.7,"sentiment":"positive","sentiment_score":0.38684165477752686}],"sentiment":"positive","sentiment_score":0.38684165477752686,"channel":0,"num_words":1,"start":1403.295,"end":1403.7},{"sentences":[{"text":"Alright.","start":1403.395,"end":1403.875,"sentiment":"neutral","sentiment_score":0.29203492403030396},{"text":"Yep.","start":1403.875,"end":1404.275,"sentiment":"neutral","sentiment_score":0.31765317916870117}],"sentiment":"neutral","sentiment_score":0.30484405159950256,"channel":1,"num_words":2,"start":1403.395,"end":1404.275},{"sentences":[{"text":"Awesome.","start":1403.94,"end":1404.1799,"sentiment":"positive","sentiment_score":0.7036387920379639},{"text":"Look.","start":1404.1799,"end":1404.58,"sentiment":"positive","sentiment_score":0.5266340970993042}],"sentiment":"positive","sentiment_score":0.615136444568634,"channel":0,"num_words":2,"start":1403.94,"end":1404.58},{"sentences":[{"text":"No worries.","start":1404.275,"end":1405.015,"sentiment":"positive","sentiment_score":0.4918973296880722}],"sentiment":"positive","sentiment_score":0.4918973296880722,"channel":1,"num_words":2,"start":1404.275,"end":1405.015},{"sentences":[{"text":"I really appreciate you taking the time, mate.","start":1404.58,"end":1406.6799,"sentiment":"positive","sentiment_score":0.8124475106596947}],"sentiment":"positive","sentiment_score":0.8124475106596947,"channel":0,"num_words":8,"start":1404.58,"end":1406.6799},{"sentences":[{"text":"Alright.","start":1407.075,"end":1407.475,"sentiment":"positive","sentiment_score":0.5905256271362305},{"text":"Thank you.","start":1407.475,"end":1408.215,"sentiment":"positive","sentiment_score":0.799461156129837}],"sentiment":"positive","sentiment_score":0.7298159797986349,"channel":1,"num_words":3,"start":1407.075,"end":1408.215},{"sentences":[{"text":"Cool.","start":1409.86,"end":1410.1799,"sentiment":"positive","sentiment_score":0.7133053541183472},{"text":"I'll talk to you again soon.","start":1410.1799,"end":1411.22,"sentiment":"positive","sentiment_score":0.605201413234075},{"text":"Thanks so much,","start":1411.22,"end":1412.0399,"sentiment":"positive","sentiment_score":0.7866957982381185}],"sentiment":"positive","sentiment_score":0.6704601228237153,"channel":0,"num_words":10,"start":1409.86,"end":1412.0399},{"sentences":[{"text":"Alright.","start":1412.4349,"end":1412.915,"sentiment":"positive","sentiment_score":0.6061124205589294},{"text":"See you then.","start":1412.915,"end":1413.735,"sentiment":"positive","sentiment_score":0.3449407120545705}],"sentiment":"positive","sentiment_score":0.41023363918066025,"channel":1,"num_words":4,"start":1412.4349,"end":1413.735}]},"summary":{"result":"success","short":"A senior adviser from a company called Shane is speaking with a customer named Shane to discuss their retirement plans and savings. They have updated their retirement strategy and will send an email to provide updates. The impact of the Iran war on the stock market and the importance of keeping life insurance and disability insurance is discussed. The adviser explains that they will trim the customer's premiums and reduce their income protection through their car loan, and that they will also cut their premiums and save money on their auto insurance. They provide instructions on filling out forms and signing them, and remind the customer to be careful with their documents. The conversation ends with some feedback given on the previous topics."},"intents":{"segments":[{"text":"I've got an email to send out to you. Will you be able to look on to that email with me today, or should I just kinda walk you through it a bit? Yep. Yeah. Perfect.","start_word":63,"end_word":98,"intents":[{"intent":"Check email status","confidence_score":0.014599798}]},{"text":"Basically, just updated product documents from all the funds and providers and new service guides from. Hello?","start_word":344,"end_word":360,"intents":[{"intent":"Update product documents","confidence_score":0.7642519}]},{"text":"Now one thing that we did do as a bit of a change, when the Iran war kicked off in March, the stock market took a bit of a tumble, and we kind of jumped on, had a meeting with the investment committee, and decided that one particular fund called Phenolong was dropping a lot faster than the Australian market was.","start_word":360,"end_word":420,"intents":[{"intent":"Report and discuss phenolong's performance","confidence_score":0.000021410275}]},{"text":"At the time, we were doing a bit of a trim down. What we're trying to keep a lid on the insurance premiums because they just keep going up quite significantly. So that's the first thing I wanted to address with you today is you've got your your life insurance, your disability, and your income protection through care. Yeah.","start_word":600,"end_word":658,"intents":[{"intent":"Discuss insurance premiums","confidence_score":0.060780987}]},{"text":"But, mate, they've they've really hyped up the premiums again this year quite significantly, so I needed Yeah. to kind of touch base with you on it. They've gone to close to $8,000 a year at the moment. So if we were to trim off a little bit of the life and take the insurance, which is what I've recommended just to keep keep that going, from 575,000 down to $4.75.","start_word":723,"end_word":793,"intents":[{"intent":"Update insurance plans","confidence_score":0.070964254}]},{"text":"We can prefill those forms through to you, post them out with a forward on envelope, and then all you gotta do is basically just sign them and chuck it in the pot. Would that be Yeah.","start_word":1084,"end_word":1120,"intents":[{"intent":"Prefill forms","confidence_score":0.26919982}]},{"text":"But the PPD, we could probably put that down to, like, a $150 or something. You know? Yeah. Cool.","start_word":1139,"end_word":1157,"intents":[{"intent":"Reduce ppdd cost","confidence_score":0.000984704}]},{"text":"think That's about okay. it all the time, but, you know, I think we can get rid of the the income because obviously, I work for a big company now, you know, so Yep.","start_word":1322,"end_word":1355,"intents":[{"intent":"Get rid of income","confidence_score":0.1407844}]},{"text":"Or even $4.50 probably because I don't owe that much on my mortgage. So, you know, it's only And to just pay that cover out that if kind something of thing? happened. You know?","start_word":1397,"end_word":1430,"intents":[{"intent":"Pay off mortgage cover","confidence_score":0.033345208}]},{"text":"We're just wanting to do a bit of a rebalance with all of your eight options. I'm just gonna kind of rebalance them back to the weighting that they should be at just to make sure none of them are too high or too low. Yep.","start_word":1983,"end_word":2028,"intents":[{"intent":"Rebalance funds","confidence_score":0.1935135}]},{"text":"But I just wanna let you know before you go any further, I wanna switch the investments with CareSuper, rebalance the net wealth, and get the premiums down on the insurance. Because that's, like, the three main recommendations. Right. Okay.","start_word":2123,"end_word":2162,"intents":[{"intent":"Switch investments","confidence_score":0.47264865}]},{"text":"Well, whatever is gonna benefit me. Whatever. Yeah. You That's know? it, mate. Basically, get the returns going double digits as long as I can. Once you've built the funds up and you close the retirement, we'll reduce the risk level back down again, but we need to get it going a bit faster. Yeah.","start_word":2162,"end_word":2216,"intents":[{"intent":"Improve portfolio performance and portfolio","confidence_score":0.000008023862}]},{"text":"Basically, get the returns going double digits as long as I can. Once you've built the funds up and you close the retirement, we'll reduce the risk level back down again, but we need to get it going a bit faster. Yeah.","start_word":2175,"end_word":2216,"intents":[{"intent":"Improve returns","confidence_score":0.050583377}]},{"text":"Once you've built the funds up and you close the retirement, we'll reduce the risk level back down again, but we need to get it going a bit faster. Yeah. Yeah. Yeah.","start_word":2187,"end_word":2218,"intents":[{"intent":"Reduce risk level","confidence_score":0.5095429}]},{"text":"Do you know what you're currently on at the moment for for the year on the income?","start_word":2301,"end_word":2317,"intents":[{"intent":"Discuss income change","confidence_score":0.00004806643}]},{"text":"I might go and chuck 10 kilo bags in a load and that's about it.","start_word":2405,"end_word":2419,"intents":[{"intent":"Check availability of tools","confidence_score":0.000035720415}]},{"text":"And how long have you been doing that type of role for now? A good two years?","start_word":2427,"end_word":2443,"intents":[{"intent":"Inquire about job role","confidence_score":0.0035145595}]},{"text":"I consolidated them all into the mortgage loan, actually, and that was it. Perfect.","start_word":2697,"end_word":2710,"intents":[{"intent":"Consolidate debt","confidence_score":0.00027453943}]},{"text":"else I can sort of help with in the interim?","start_word":3101,"end_word":3110,"intents":[{"intent":"Request help with interim cost","confidence_score":0.00012095614}]},{"text":"And for the NetWell, because we've got access to transact on the account, as soon as that's now back signed, I'll give that to the team, and next week they'll switch all the investments around on there and do the old rebalance. So that should be the last thing is that pack. Yeah.","start_word":3347,"end_word":3399,"intents":[{"intent":"Rebalance accounts","confidence_score":0.000669659}]}]},"sentiments":{"segments":[{"text":"Good day, Shane. It's Tommy here, senior adviser from. How you been? Hello?","start_word":0,"end_word":12,"sentiment":"neutral","sentiment_score":0.2018643319606781},{"text":"Good to hear. Good to hear.","start_word":13,"end_word":18,"sentiment":"positive","sentiment_score":0.5124742984771729},{"text":"I've got you booked in now for a bit of a catch up review, updated strategy, that kind of thing. Do you still have a bit of time for me? Right now, isn't it? Yeah. Yeah. Have you got some time? Yeah. Yeah.","start_word":19,"end_word":61,"sentiment":"neutral","sentiment_score":0.10586816817522048},{"text":"Beautiful.","start_word":62,"end_word":62,"sentiment":"positive","sentiment_score":0.5679447650909424},{"text":"I've got an email to send out to you. Will you be able to look on to that email with me today, or should I just kinda walk you through it a bit? Yep. Yeah.","start_word":63,"end_word":97,"sentiment":"neutral","sentiment_score":0.23868241906166077},{"text":"Perfect. Perfect. So I'll send it through just so you've got it. I'll let you know what's on its way.","start_word":98,"end_word":117,"sentiment":"positive","sentiment_score":0.4014938473701477},{"text":"Yep. While that's coming through, I'll just double check security with you. So I'm registered with ASIC as adviser 1273105. Could I just get your date of birth and address, please, sir? Second eleven seventy three. 40 Mhmm. 4 Pride Bank Crescent in Pinross. Sensational. And are you okay for the call to be recorded? Yeah. Perfect. Perfect. Now, mate, this is a bit of a a catch up. There's about four different items that I wanted to address with you today just regarding Yep. the super and the insurances. Yep. I will just double check if there's been any major changes with your circumstances, but just starting with the goals briefly. Main focus for you at the last time we spoke was basically just building up the savings, buying a car, doing a bit of travel, and paying off the mortgage. Does that still sound about right for you guys? Yeah. Yeah. I'd travel tomorrow if I could. Sensational. Anything else focused for the next year or two? Yeah.","start_word":118,"end_word":287,"sentiment":"neutral","sentiment_score":0.053042080253362656},{"text":"Perfect. Nice and easy.","start_word":288,"end_word":291,"sentiment":"positive","sentiment_score":0.4370642602443695},{"text":"Now the email that I've sent out to you, it's a new system that we've got custom built for us. It's kinda like a DocuSign crossed with a system for your information. It does contain a statement of advice and consent form, but there's a number of attachments there as well. Basically, just updated product documents from all the funds and providers and new service guides from. Hello? Now one thing that we did do as a bit of a change, when the Iran war kicked off in March, the stock market took a bit of a tumble, and we kind of jumped on, had a meeting with the investment committee, and decided that one particular fund called Phenolong was dropping a lot faster than the Australian market was. So you may have received an email in March for the record of advice. Do you recall at all receiving that? I might. Okay. Probably, Okay. I don't Just know to whether sort of I let you saved know it, but I'm I reckon I'm on the same. Something's better. that's okay. So to let you know what we did is we sold out of that fund that was doing quite badly. And because you had, like, eight options in your super, we sold out of that one and switched it in for a lower fee option that was performing a lot better. So that's what we already did a few months ago just to let you know what that document is Right. about.","start_word":292,"end_word":544,"sentiment":"neutral","sentiment_score":-0.04921956442797137},{"text":"Perfect.","start_word":545,"end_word":545,"sentiment":"positive","sentiment_score":0.430466502904892},{"text":"When you go through that statement of advice, it goes over kind of the scope of what we were covering. And just as a bit of a reminder, you've got the CareSoup and the NetWell as well as some insurances attached to CareSoup, if that rings a bell. Yeah. That's all. Yep. Cool. Cool. At the time, we were doing a bit of a trim down. What we're trying to keep a lid on the insurance premiums because they just keep going up quite significantly. So that's the first thing I wanted to address with you today is you've got your your life insurance, your disability, and your income protection through care. Yeah. That's right. Yep. Because when Now you'd like to go over, you couldn't match their insurance today. That's why I stayed with them. correct. Correct. Part of sort of keeping those premiums not skyrocketing too much is just doing a bit of a trim down as you pay down your mortgage, about 100,000 at a time for the life insurance and so on. But, mate, they've they've really hyped up the premiums again this year quite significantly, so I needed Yeah. to kind of touch base with you on it. They've gone to close to $8,000 a year at the moment. So if we were to trim off a little bit of the life and take the insurance, which is what I've recommended just to keep keep that going, from 575,000 down to $4.75. That'll take off a thousand bucks, which nice. But the big one is the income protection.","start_word":546,"end_word":808,"sentiment":"neutral","sentiment_score":0.017032407507470353},{"text":"That's the most expensive of three.","start_word":809,"end_word":814,"sentiment":"negative","sentiment_score":-0.3730237185955048},{"text":"Right. Okay. I So could I probably just wanna just let about you know that I could probably just about get rid of that really because I've actually I only had that when I had my own truck when I was, like, yep. a subcontractor. And Gotcha. I could I only wanted that in place. So if I got injured while I was out riding my bike or whatever, I still got some sort of income to keep paying the truck loan. You know? But, Yes. obviously, Yep. all And that's changed now because I don't have a truck. That's Yep. gone. And I've just excuse me for two seconds. I gotta track this phone call. No worries at all. Sorry about that. I'm still at work. No. You're right. I won't take up too much of your time. Yeah. Right. So So, with the yeah, the if we truck get gone rid of that altogether, we'll obviously save quite a bit of money. oh, possibly 4 or $5. So that'll be more 4 or $5 back into my super, you mean? Yeah. Correct. So that way, the with the amount of contributions going in and the growth, they'll actually start to really pick up again. Right. Right. Have you got the phone number? So, obviously, I'm gonna have to ring and cancel it with you guys. I might be able to. Well, if it's helpful, I did actually put together a bit of a pack with the team that I wanted to run by you. So they have forms to switch investment, alter insurance, and cancel insurance. We can prefill those forms through to you, post them out with a forward on envelope, and then all you gotta do is basically just sign them and chuck it in the pot. Would that be Yeah. Yeah. Yeah.","start_word":815,"end_word":1121,"sentiment":"neutral","sentiment_score":0.011435003168516904},{"text":"helpful? Cool.","start_word":1122,"end_word":1123,"sentiment":"positive","sentiment_score":0.38329148292541504},{"text":"Yeah. Because like I say, Alrighty. I reckon I could just about cancel that altogether. But the PPD, we could probably put that down to, like, a $150 or something. You know? Yeah. Cool. Well, That's I've that's already got only a a just in case thing, you know? You know? yeah. It's basically similar to life insurance, like you can never work again kind of thing, Yeah. lump Yeah. sum. I've quoted for a trim down of a $100 on that one. I can whack it down further. It's really up to you how much you wanna knock it down Well, that's to. a $57.05 the same, isn't it? Correct. It's equal to the life insurance. They're they're linked together. I reckon we could just about half that, Like, Okay. 200 Easy and done. 50 or something. What I'll Because do I think is last time last time I spoke to somebody about all this sort of stuff, last last time someone rang. Basically, I had to ring up and and do it. But I know I've been needing to do it, but I just haven't got around to doing it. You know? yeah. I do No. think That's about okay. it all the time, but, you know, I think we can get rid of the the income because obviously, I work for a big company now, you know, so Yep. I don't need that, you know. And obviously, the other one, we could probably have it, like, 250, the the TPD. Yep. And the the income protection, the life insurance, you you could put it down to $4.70 or something. Yeah. Or even $4.50 probably because I don't owe that much on my mortgage. So, you know, it's only And to just pay that cover out that if kind something of thing? happened. You know? So so you could put that down to $4.50 and the other one could pay she could probably put it in 200,000, I suppose.","start_word":1124,"end_word":1454,"sentiment":"neutral","sentiment_score":-0.03519878293362269},{"text":"Awesome. Alright.","start_word":1455,"end_word":1456,"sentiment":"positive","sentiment_score":0.46982479095458984},{"text":"So if it's okay with you, on the statement of advice that I've sent you through, there's a box at the bottom when you go to sign it. Basically, right above the signature, there's a box that you can type in. Are you okay just to type in that you wanna cancel the income protection and how much you want for the life and CPD, and then we'll add that into the forms for you? Hang on. Let's have a look. Where where is this particular box? In the So it's the in email the I q thing? to your Yahoo yeah. Yep. You should Yeah. I see see the I q thing. yep. And that's with that Beachfront City Gold Coast picture on it? Yeah. Yeah. When you go on that sign document, yeah, it comes up with that Gold Coast picture thing. Yeah. Yeah. So right down the bottom, the second last page has a has a box there to vary the implementation right above where it says, please sign the lot. Yeah. Yeah. Yeah.","start_word":1457,"end_word":1633,"sentiment":"neutral","sentiment_score":0.03793356195092201},{"text":"Little tiny fucking box that you can hardly read. The old DocuSigns are getting there. They're not the best, but they're they're getting better.","start_word":1634,"end_word":1657,"sentiment":"negative","sentiment_score":-0.5710414052009583},{"text":"Yeah.","start_word":1658,"end_word":1658,"sentiment":"neutral","sentiment_score":-0.21427978575229645},{"text":"And I say the fucking writing text more.","start_word":1659,"end_word":1666,"sentiment":"negative","sentiment_score":-0.45052969455718994},{"text":"I can't even read what I've written in there. Are you doing it on the phone or the computer, mate? No. No. I apologize. So, yeah, amounts in there for life It's fine. PPD and just put cancel income protection, and then I will sort that out. Probably I probably wrote protection wrong, but I can't read the account anyway. It's That's alright.","start_word":1667,"end_word":1729,"sentiment":"neutral","sentiment_score":-0.17419396340847015},{"text":"that As fucking long as it's legible it's that and fucking phone. I can make it out.","start_word":1730,"end_word":1746,"sentiment":"negative","sentiment_score":-0.5548832416534424},{"text":"Alright. Can you please I'll put a file note in. can you can you cancel the income protection? What's the other bit Yep. we need to run? How much for the life insurance and the disability insurance? Oh, alright. Life insurance put down to let me say log as well as 450. I think that's enough zeros, Yep. I think. And the other one, we need the okay. I don't know that. CPD. 3, 23322300000. Alright. I don't know if there's enough euros there, but anyway, you know what I mean. No.","start_word":1747,"end_word":1838,"sentiment":"neutral","sentiment_score":0.009108418477294235},{"text":"That's perfect. I've put a file note in so everyone's aware of what you're aiming for. And that's the beauty of the recorded line is we've got your wishes there as well.","start_word":1839,"end_word":1870,"sentiment":"positive","sentiment_score":0.6988736987113953},{"text":"Now I need to find and where's it going? Do we need to sign that box, is it? Yeah. Just the one below that. Yep. And the date, is it? Yep. It should stamp those on there for you. I was gonna say I have the two already written in there because I can't see it. Yeah. It'll do a stamp on there. It should Yeah. just plug it on there for today. Alright. So now what do we Just quickly before you go any further, so the other things that I was gonna do is you know how I said we switched that investment around earlier in the year? do? Yep. We're just wanting to do a bit of a rebalance with all of your eight options. I'm just gonna kind of rebalance them back to the weighting that they should be at just to make sure none of them are too high or too low. Yep.","start_word":1871,"end_word":2028,"sentiment":"neutral","sentiment_score":0.07162395119667053},{"text":"I'm not recommending to move anything from CareSuper across right now until the premiums are down.","start_word":2029,"end_word":2044,"sentiment":"negative","sentiment_score":-0.446346640586853},{"text":"And if you're comfortable with it because do you remember we were kind of talking about being high growth, try and get as much returns out of it as possible? Somewhere up there. So your care super sitting in a balanced fund in the middle. I've also recommended that we bump that one up. The highest they can go to is the growth, which is a four. The net wealth is already a five, so that's alright. But I just wanna let you know before you go any further, I wanna switch the investments with CareSuper, rebalance the net wealth, and get the premiums down on the insurance. Because that's, like, the three main recommendations. Right. Okay. Well, whatever is gonna benefit me. Whatever. Yeah. You That's know? it, mate.","start_word":2045,"end_word":2174,"sentiment":"neutral","sentiment_score":0.1407159854586308},{"text":"Basically, get the returns going double digits as long as I can.","start_word":2175,"end_word":2186,"sentiment":"positive","sentiment_score":0.3530201315879822},{"text":"Once you've built the funds up and you close the retirement, we'll reduce the risk level back down again, but we need to get it going a bit faster. Yeah. Yeah. Yeah. So everything's in that document in terms of, you know, fee differences, performance differences, that sort of allocation, all that kind of thing. Any questions on those ideas? No. It's just so in order, I knew I had to do it and put it down because obviously things have changed, you know, but yeah. Yeah. And just quickly on that before I let you go, just in terms of the changes, we've hit end of financial year a couple of months ago. Do you know what you're currently on at the moment for for the year on the income? Well, I was on, like, really good money last year, but this year is gonna be a bit different. But I think it's gonna be around the around the 90 to a 100,000. K. Line to a 100,000. And is it still doing anything kinda like that batch work, driving work, anything like that? No. I don't drive a truck anymore. I sit in a office and batched concrete. That's concrete. So when you say batch, you're not doing anything physical, no tools, or nothing like that? I might go and chuck 10 kilo bags in a load and that's about it. Nothing Yep. doing strenuously physical. No. Perfect. And how long have you been doing that type of role for now? A good two years? Yep. Perfect. So no truck doing the batching outside of that. Got the new income.","start_word":2187,"end_word":2458,"sentiment":"neutral","sentiment_score":0.00290425936691463},{"text":"That's perfect.","start_word":2459,"end_word":2460,"sentiment":"positive","sentiment_score":0.4919595718383789},{"text":"Email's fine. Any major changes to the mortgage? I think we had it at 300,000 at the time. Is it back up to the 400 mark? Or I think it's $4.20, I think. It's somewhere around there anyway. yep. I'll put $4.20 in. To get the home, I'll do an updated online valuation. Do you still have the the vehicles and the caravan and everything, or do you have to sort of get rid of something truck going or clear that one out? What? Just a car and a caravan? What that I own or me and the Wi Fi? Anything that would be just for Pretty sure well, you? I don't know whether the caravan's in my name, but I know the car is. Am I Because calling the I've caravan got a jointly owned for the time well, obviously, the car and the caravan's jointly being? owned because it's on the mortgage, you know, but they've so but they obviously they're paid off, obviously. I owe them. Yeah. I'll just quickly do a quick value update. If you sold the car, sold the caravan, would you get $30 for the caravan still? No. I'd probably get $35.40 for it. Yep. 35 to 40 and just lastly for the car. The car, I'd probably get 30 to 35. 35, probably. Yep. Perfect. No other loans floating around or million dollars under the mattress? No. No. I consolidated them all into the mortgage loan, actually, and that was it.","start_word":2461,"end_word":2709,"sentiment":"neutral","sentiment_score":-0.030912482998816364},{"text":"Perfect. Done and done.","start_word":2710,"end_word":2713,"sentiment":"positive","sentiment_score":0.45322543382644653},{"text":"I'll update that on our system. And lastly, only thing for me, two quick things. We just got some reminders in there for the will and the power of attorney if you haven't put that in place, but you do have the beneficiary nomination for the super. So just a quick reminder on those ones if that's important for you. Yeah. I I I do realize I've gotta do If it's helpful, you can that. get, you know, basic will kits and power of attorney kits from the post office. All post has government approved ones for $25 a pop. They're not the best in the world, but for, you know, a straightforward situation, they can be helpful. But don't always have to go to a lawyer for them. That's all. Yeah. I've just I've just been to a lawyer for mom and dad's bill, actually. Right. Yeah.","start_word":2714,"end_word":2861,"sentiment":"neutral","sentiment_score":0.07556150259601103},{"text":"They just they just Google theirs out with some stupid amount of money.","start_word":2862,"end_word":2874,"sentiment":"negative","sentiment_score":-0.5155799388885498},{"text":"Fair enough. Outside of that, any questions for me so far on what we've talked about, Shane? What was that? Any questions on your end so far from any of these aspects? No. Only that thing we have to sign. You have to sign in two different places. Right? Yeah. So the other one, once you've signed off the statement of advice, the last one is the consent form for Netwealth. So we can't look after the super or anything unless we do have the consent form, which is the last one on that that DocuSign. Yeah. I signed We that do and it's have saying the back with you get a signed document by email. So that's obviously done oh, perfect. too. So yeah. So we've changed it to a bit of a flat fee structure now. So what basically happens is normally we charge the 1.65%, but we put it in as a flat one. So as the super grows up, it doesn't change for twelve months at a time. But, again, you're not locked in with us for the twelve months. It's just the consent can only last for up to twelve months at a time. Yeah. Okay. Alright.","start_word":2875,"end_word":3076,"sentiment":"neutral","sentiment_score":0.02083142288029194},{"text":"So that should Cool.","start_word":3077,"end_word":3080,"sentiment":"positive","sentiment_score":0.4243503212928772},{"text":"be all done. Right? It's yes.","start_word":3081,"end_word":3086,"sentiment":"neutral","sentiment_score":0.29564589262008667},{"text":"That's come through, Simon. Thank you very much for that.","start_word":3087,"end_word":3096,"sentiment":"positive","sentiment_score":0.6046635508537292},{"text":"Is there anything Yeah. else I can sort of help with in the interim? I don't think so. I think that's what I say.","start_word":3097,"end_word":3120,"sentiment":"neutral","sentiment_score":-0.06401648372411728},{"text":"I knew I had to change all that sort of shit to save money and obviously changing them all is gonna save quite a bit obviously.","start_word":3121,"end_word":3146,"sentiment":"negative","sentiment_score":-0.37217748165130615},{"text":"Yeah. So but it could be, again, $45, so I'll see what it comes back like. What I'll do is, again, we'll post out an investment switch form to get that bumped up on care, the investment reduction of the life and CBD, and I think they've got a separate form for the cancellation of the IP, the income protection. So we'll post Yeah. you out a big pack with three in there, prefilled. You just gotta give them a squiggle, and there'll be a forward on envelope in there as Yep. And send them back to well. Yeah. That's right. They're care. a Yeah. little bit sensitive with it. Like, you can scan them up and email them, but sometimes they're a bit iffy about signatures and ID and things like that. So it's probably best to just put it Just in mail the pack them and out, chuck then it I in could the box. I could sign it. You you know, it comes with the prepaid envelope to send it back to them, Yeah. Yep. Yeah. Yeah. Okay. Yeah.","start_word":3147,"end_word":3328,"sentiment":"neutral","sentiment_score":0.03657109724296318},{"text":"That'll be the best way.","start_word":3329,"end_word":3333,"sentiment":"positive","sentiment_score":0.3873416185379028},{"text":"Yeah. We can just wait and sort it all out.","start_word":3334,"end_word":3343,"sentiment":"neutral","sentiment_score":0.2732362747192383},{"text":"Yeah. Easy done.","start_word":3344,"end_word":3346,"sentiment":"positive","sentiment_score":0.6178792119026184},{"text":"And for the NetWell, because we've got access to transact on the account, as soon as that's now back signed, I'll give that to the team, and next week they'll switch all the investments around on there and do the old rebalance. So that should be the last thing is that pack. Yeah. Is that got a Chevy? Chevy still working? I think it is. Yeah. Yeah. He's still the boss, man. He's still the Yeah. director. Okay. He you'll see him online if you have a look at the the Facebook or the TikTok. He does a few videos every now and then with Bart. And, No. No. I can't yeah, remember I talking talk to him to him every when day. I first changed everything over. Yes. Yep. No. He's still the boss. Okay. Okay. Alright. Yeah. No worries. Don't wait for all that shit to come out and we'll sort it out and send it all back and save some money That's the right that's the aim. If you have any trouble with the forms at all, just be careful not to try for and scribble anything out. If you make a mistake, once. just give us a call straight away because they're very they're a bit sensitive with their documents. Yeah. Okay. Yep. Yep.","start_word":3347,"end_word":3564,"sentiment":"neutral","sentiment_score":0.04208636312924941},{"text":"Cool.","start_word":3565,"end_word":3565,"sentiment":"positive","sentiment_score":0.38684165477752686},{"text":"Alright. Yep.","start_word":3566,"end_word":3567,"sentiment":"neutral","sentiment_score":0.3048440217971802},{"text":"Awesome. Look. No worries. I really appreciate you taking the time, mate. Alright. Thank you. Cool. I'll talk to you again soon. Thanks so much, Alright. See you then.","start_word":3568,"end_word":3596,"sentiment":"positive","sentiment_score":0.6708666682243347}],"average":{"sentiment":"neutral","sentiment_score":0.02571105655056402}}}}