{"metadata":{"transaction_key":"deprecated","request_id":"019eb54b-f250-7e02-be3d-92b72ee5635f","sha256":"598deab84e18cf16ba122c628d4b58afc2892bc1c0c078deb6f732bff282ba57","created":"2026-06-11T06:08:35.533Z","duration":190.58394,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":802,"output_tokens":60},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":919,"output_tokens":921},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":919,"output_tokens":120}},"results":{"channels":[{"alternatives":[{"transcript":"Good. How are you? No. Oh, that is actually a good idea. I should make a coffee. Good thinking. Member members voluntary. Yep. I would rec no. I would recommend doing BPAY. It hits faster and with less issues. Yeah. The other one yeah. So it's either BPAY or ETF, but, honestly, my recommendation is to definitely do it by BPAY. No. Yeah. You could just do it in two payments. That's fine. Even if you wanna do it in even if you wanna do it in four so you don't affect your own daily spending and stuff like that, that's fine too. Cool. I can't either, and I'll let her know to make less options. Of course. Yes. Well, I don't hate I don't hate the Latrobe assets as they're currently I don't hate how they're currently sitting, but, like, they give the 6.75, like, it's okay. Like, it's not not great, not bad, not anything. It's very, very locked it's very, very locked away. I don't wanna liquidate it because you're working, and while you're working, the like, the, you know, interest in it and all that kind of stuff, it affects you. So liquidating it is not really something I wanna do right this second, but it's something we can definitely liquidate in the future. Adding more to it, probably not right now, realistically. I wanna I wanna settle what we've what we've got now, let that roll for this financial year, and then increase your contributions next year up to the cap so that way we can be a little bit more tax tax effective that way, and then revisit Latrobe. Yeah. No. It's I'm gonna go make one now. Thanks, Peter. Bye.","confidence":0.9980469,"words":[{"word":"good","start":4.64,"end":4.88,"confidence":0.5592041,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.4596426486968994},{"word":"how","start":4.88,"end":5.12,"confidence":0.98095703,"punctuated_word":"How","sentiment":"positive","sentiment_score":0.4008675813674927},{"word":"are","start":5.12,"end":5.2799997,"confidence":0.9980469,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.3345969319343567},{"word":"you","start":5.2799997,"end":5.7799997,"confidence":1.0,"punctuated_word":"you?","sentiment":"positive","sentiment_score":0.3419591784477234},{"word":"no","start":7.8399997,"end":8.0,"confidence":0.7680664,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.022982224822044373},{"word":"oh","start":8.0,"end":8.4,"confidence":0.8754883,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.3368788957595825},{"word":"that","start":8.4,"end":8.72,"confidence":0.5878906,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5932266712188721},{"word":"is","start":8.72,"end":8.88,"confidence":0.9902344,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5625230073928833},{"word":"actually","start":8.88,"end":9.12,"confidence":0.99609375,"punctuated_word":"actually","sentiment":"positive","sentiment_score":0.556773841381073},{"word":"a","start":9.12,"end":9.2,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6540079116821289},{"word":"good","start":9.2,"end":9.36,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.7224162817001343},{"word":"idea","start":9.36,"end":9.599999,"confidence":0.99560547,"punctuated_word":"idea.","sentiment":"positive","sentiment_score":0.5328336954116821},{"word":"i","start":9.599999,"end":9.679999,"confidence":0.99902344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.40841880440711975},{"word":"should","start":9.679999,"end":9.92,"confidence":1.0,"punctuated_word":"should","sentiment":"positive","sentiment_score":0.4082810878753662},{"word":"make","start":9.92,"end":10.16,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.35585761070251465},{"word":"a","start":10.16,"end":10.24,"confidence":0.8989258,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.38523608446121216},{"word":"coffee","start":10.24,"end":10.74,"confidence":0.99902344,"punctuated_word":"coffee.","sentiment":"neutral","sentiment_score":0.2672859728336334},{"word":"good","start":10.88,"end":11.12,"confidence":0.75,"punctuated_word":"Good","sentiment":"positive","sentiment_score":0.5649425387382507},{"word":"thinking","start":11.12,"end":11.62,"confidence":0.9980469,"punctuated_word":"thinking.","sentiment":"positive","sentiment_score":0.4173159599304199},{"word":"member","start":31.960001,"end":32.46,"confidence":0.6123047,"punctuated_word":"Member","sentiment":"neutral","sentiment_score":0.03585704416036606},{"word":"members","start":33.08,"end":33.58,"confidence":0.36547852,"punctuated_word":"members","sentiment":"neutral","sentiment_score":0.04031040892004967},{"word":"voluntary","start":33.64,"end":34.14,"confidence":0.9719238,"punctuated_word":"voluntary.","sentiment":"neutral","sentiment_score":0.08751186728477478},{"word":"yep","start":34.52,"end":35.02,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08333295583724976},{"word":"i","start":46.295,"end":46.455,"confidence":0.96972656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1482478231191635},{"word":"would","start":46.455,"end":46.695,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.13233305513858795},{"word":"rec","start":46.695,"end":47.195,"confidence":0.47070312,"punctuated_word":"rec","sentiment":"neutral","sentiment_score":-0.16161873936653137},{"word":"no","start":47.495,"end":47.735,"confidence":0.9975586,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.14452379941940308},{"word":"i","start":47.735,"end":47.895,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06245899945497513},{"word":"would","start":47.895,"end":48.055,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.014274097979068756},{"word":"recommend","start":48.055,"end":48.455,"confidence":1.0,"punctuated_word":"recommend","sentiment":"neutral","sentiment_score":0.002721332013607025},{"word":"doing","start":48.455,"end":48.775,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.0016690120100975037},{"word":"bpay","start":48.775,"end":49.275,"confidence":0.9223633,"punctuated_word":"BPAY.","sentiment":"neutral","sentiment_score":0.01217278093099594},{"word":"it","start":49.335,"end":49.495,"confidence":0.99902344,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.03630438446998596},{"word":"hits","start":49.495,"end":49.895,"confidence":1.0,"punctuated_word":"hits","sentiment":"neutral","sentiment_score":0.031885579228401184},{"word":"faster","start":49.895,"end":50.395,"confidence":1.0,"punctuated_word":"faster","sentiment":"neutral","sentiment_score":0.004400268197059631},{"word":"and","start":50.535,"end":50.695,"confidence":0.9902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.016908656805753708},{"word":"with","start":50.695,"end":50.935,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.002369046211242676},{"word":"less","start":50.935,"end":51.255,"confidence":1.0,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.034290611743927},{"word":"issues","start":51.255,"end":51.755,"confidence":0.9995117,"punctuated_word":"issues.","sentiment":"neutral","sentiment_score":-0.026950158178806305},{"word":"yeah","start":52.600002,"end":53.08,"confidence":0.9301758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.010206472128629684},{"word":"the","start":53.08,"end":53.24,"confidence":0.99609375,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.004433877766132355},{"word":"other","start":53.24,"end":53.4,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.00970969907939434},{"word":"one","start":53.4,"end":53.48,"confidence":0.8125,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.012120092287659643},{"word":"yeah","start":53.56,"end":53.8,"confidence":0.9736328,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.01617860421538353},{"word":"so","start":53.8,"end":53.96,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0114574134349823},{"word":"it's","start":53.96,"end":54.04,"confidence":0.98950195,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.013918675482273102},{"word":"either","start":54.04,"end":54.36,"confidence":1.0,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.01867801696062088},{"word":"bpay","start":54.36,"end":54.760002,"confidence":0.9983724,"punctuated_word":"BPAY","sentiment":"neutral","sentiment_score":0.015156961046159267},{"word":"or","start":54.760002,"end":55.0,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.014406073838472366},{"word":"etf","start":55.0,"end":55.4,"confidence":0.7307129,"punctuated_word":"ETF,","sentiment":"neutral","sentiment_score":0.01463485322892666},{"word":"but","start":55.4,"end":55.64,"confidence":0.9248047,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.008757183328270912},{"word":"honestly","start":55.64,"end":56.14,"confidence":1.0,"punctuated_word":"honestly,","sentiment":"neutral","sentiment_score":0.06813470274209976},{"word":"my","start":56.52,"end":56.760002,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.1421668380498886},{"word":"recommendation","start":56.760002,"end":57.260002,"confidence":1.0,"punctuated_word":"recommendation","sentiment":"neutral","sentiment_score":0.10910777747631072},{"word":"is","start":57.32,"end":57.56,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10303615033626556},{"word":"to","start":57.56,"end":57.64,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10382871329784392},{"word":"definitely","start":57.64,"end":57.96,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.08235418051481247},{"word":"do","start":57.96,"end":58.120003,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05681643262505531},{"word":"it","start":58.120003,"end":58.28,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.058018527925014496},{"word":"by","start":58.28,"end":58.440002,"confidence":0.9980469,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.04151445627212525},{"word":"bpay","start":58.440002,"end":58.940002,"confidence":0.9995117,"punctuated_word":"BPAY.","sentiment":"neutral","sentiment_score":0.021645378321409225},{"word":"no","start":66.235,"end":66.555,"confidence":0.9169922,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.03630208596587181},{"word":"yeah","start":66.555,"end":66.795,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.013868696056306362},{"word":"you","start":66.795,"end":66.875,"confidence":0.9980469,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.01004604995250702},{"word":"could","start":66.875,"end":67.035,"confidence":0.5336914,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.0394531711935997},{"word":"just","start":67.035,"end":67.195,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.035287946462631226},{"word":"do","start":67.195,"end":67.275,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.039228662848472595},{"word":"it","start":67.275,"end":67.435005,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03901790827512741},{"word":"in","start":67.435005,"end":67.595,"confidence":0.98291016,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0499059185385704},{"word":"two","start":67.595,"end":67.835,"confidence":0.7084961,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.02723911963403225},{"word":"payments","start":67.835,"end":68.315,"confidence":0.99658203,"punctuated_word":"payments.","sentiment":"neutral","sentiment_score":0.021496202796697617},{"word":"that's","start":68.315,"end":68.715004,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.05232397839426994},{"word":"fine","start":68.715004,"end":69.215004,"confidence":0.9970703,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.07284596562385559},{"word":"even","start":69.995,"end":70.315,"confidence":0.99121094,"punctuated_word":"Even","sentiment":"neutral","sentiment_score":0.04029606655240059},{"word":"if","start":70.315,"end":70.475,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03479525446891785},{"word":"you","start":70.475,"end":70.555,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04227343574166298},{"word":"wanna","start":70.555,"end":70.795,"confidence":0.99609375,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.07978224754333496},{"word":"do","start":70.795,"end":70.875,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07595419883728027},{"word":"it","start":70.875,"end":71.035,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06587251275777817},{"word":"in","start":71.035,"end":71.355,"confidence":0.9111328,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0670219361782074},{"word":"even","start":71.355,"end":71.595,"confidence":0.97998047,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.047299016267061234},{"word":"if","start":71.595,"end":71.755005,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.05626266822218895},{"word":"you","start":71.755005,"end":71.835,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0718298852443695},{"word":"wanna","start":71.835,"end":72.155,"confidence":0.9902344,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.08775532245635986},{"word":"do","start":72.155,"end":72.195,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06931739300489426},{"word":"it","start":72.195,"end":72.235,"confidence":0.9873047,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06955539435148239},{"word":"in","start":72.235,"end":72.475,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06861817836761475},{"word":"four","start":72.475,"end":72.715004,"confidence":0.72021484,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.07719166576862335},{"word":"so","start":72.715004,"end":72.875,"confidence":0.8354492,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08486121892929077},{"word":"you","start":72.875,"end":73.035,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08314727991819382},{"word":"don't","start":73.035,"end":73.535,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.040820326656103134},{"word":"affect","start":73.915,"end":74.395004,"confidence":0.99316406,"punctuated_word":"affect","sentiment":"neutral","sentiment_score":0.0034631937742233276},{"word":"your","start":74.395004,"end":74.635,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03457946330308914},{"word":"own","start":74.635,"end":74.875,"confidence":1.0,"punctuated_word":"own","sentiment":"neutral","sentiment_score":0.017560333013534546},{"word":"daily","start":74.875,"end":75.195,"confidence":1.0,"punctuated_word":"daily","sentiment":"neutral","sentiment_score":-0.002552717924118042},{"word":"spending","start":75.195,"end":75.595,"confidence":1.0,"punctuated_word":"spending","sentiment":"neutral","sentiment_score":0.0256505087018013},{"word":"and","start":75.595,"end":75.755005,"confidence":0.9902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.010976340621709824},{"word":"stuff","start":75.755005,"end":75.995,"confidence":1.0,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":0.02551238238811493},{"word":"like","start":75.995,"end":76.075005,"confidence":0.9863281,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.015227995812892914},{"word":"that","start":76.075005,"end":76.315,"confidence":0.97021484,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.05174029618501663},{"word":"that's","start":76.315,"end":76.555,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.04104140400886536},{"word":"fine","start":76.555,"end":76.795,"confidence":1.0,"punctuated_word":"fine","sentiment":"neutral","sentiment_score":0.026173612102866173},{"word":"too","start":76.795,"end":77.295,"confidence":0.9975586,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":-0.06571634113788605},{"word":"cool","start":81.28,"end":81.78,"confidence":0.99658203,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.08220616728067398},{"word":"i","start":88.8,"end":88.96,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1935968846082687},{"word":"can't","start":88.96,"end":89.28,"confidence":0.98950195,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.11783164739608765},{"word":"either","start":89.28,"end":89.520004,"confidence":0.9172363,"punctuated_word":"either,","sentiment":"neutral","sentiment_score":-0.1360049545764923},{"word":"and","start":89.520004,"end":89.68,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12635497748851776},{"word":"i'll","start":89.68,"end":90.0,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.10316883027553558},{"word":"let","start":90.0,"end":90.240005,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.11193336546421052},{"word":"her","start":90.240005,"end":90.4,"confidence":1.0,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.09795169532299042},{"word":"know","start":90.4,"end":90.72,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.1939503699541092},{"word":"to","start":90.72,"end":91.22,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1631913781166077},{"word":"make","start":91.36,"end":91.600006,"confidence":0.9980469,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.16447752714157104},{"word":"less","start":91.600006,"end":91.92,"confidence":0.99902344,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.0975288450717926},{"word":"options","start":91.92,"end":92.42,"confidence":0.9838867,"punctuated_word":"options.","sentiment":"neutral","sentiment_score":-0.08908688277006149},{"word":"of","start":97.895004,"end":98.055,"confidence":0.95703125,"punctuated_word":"Of","sentiment":"neutral","sentiment_score":0.016363950446248055},{"word":"course","start":98.055,"end":98.555,"confidence":1.0,"punctuated_word":"course.","sentiment":"neutral","sentiment_score":0.029690487310290337},{"word":"yes","start":104.535,"end":105.035,"confidence":0.9995117,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.027532225474715233},{"word":"well","start":118.31,"end":118.81,"confidence":0.95214844,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.004033952951431274},{"word":"i","start":119.51501,"end":119.755005,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04172225296497345},{"word":"don't","start":119.755005,"end":119.995,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.05163875222206116},{"word":"hate","start":119.995,"end":120.495,"confidence":0.99609375,"punctuated_word":"hate","sentiment":"neutral","sentiment_score":-0.08295480906963348},{"word":"i","start":121.275,"end":121.435005,"confidence":0.9589844,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0810423493385315},{"word":"don't","start":121.435005,"end":121.675,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.07529883086681366},{"word":"hate","start":121.675,"end":121.915,"confidence":1.0,"punctuated_word":"hate","sentiment":"neutral","sentiment_score":-0.07816138118505478},{"word":"the","start":121.915,"end":122.075005,"confidence":0.90527344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06361200660467148},{"word":"latrobe","start":122.075005,"end":122.555,"confidence":0.9909668,"punctuated_word":"Latrobe","sentiment":"neutral","sentiment_score":-0.06464506685733795},{"word":"assets","start":122.555,"end":122.875,"confidence":0.94628906,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":-0.04867463558912277},{"word":"as","start":122.875,"end":123.035,"confidence":0.8305664,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.05517968162894249},{"word":"they're","start":123.035,"end":123.355,"confidence":0.7631836,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.08248772472143173},{"word":"currently","start":123.355,"end":123.855,"confidence":1.0,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":-0.12493103742599489},{"word":"i","start":124.15501,"end":124.235,"confidence":0.98828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11125428974628448},{"word":"don't","start":124.235,"end":124.475006,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.10365860909223557},{"word":"hate","start":124.475006,"end":124.715004,"confidence":0.9980469,"punctuated_word":"hate","sentiment":"neutral","sentiment_score":-0.11946837604045868},{"word":"how","start":124.715004,"end":124.875,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.10843601822853088},{"word":"they're","start":124.875,"end":125.035,"confidence":0.9875488,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.08469060063362122},{"word":"currently","start":125.035,"end":125.355,"confidence":1.0,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":-0.0945390611886978},{"word":"sitting","start":125.355,"end":125.855,"confidence":0.8317871,"punctuated_word":"sitting,","sentiment":"neutral","sentiment_score":0.005028778687119484},{"word":"but","start":126.555,"end":127.055,"confidence":0.76831055,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.018103204667568207},{"word":"like","start":127.595,"end":127.915,"confidence":0.9411621,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.03154296055436134},{"word":"they","start":127.915,"end":128.075,"confidence":0.28027344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.04222247749567032},{"word":"give","start":128.075,"end":128.235,"confidence":0.71240234,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.034195899963378906},{"word":"the","start":128.235,"end":128.315,"confidence":0.62597656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04541266709566116},{"word":"6.75","start":128.315,"end":129.435,"confidence":0.8973694,"punctuated_word":"6.75,","sentiment":"neutral","sentiment_score":0.05017830058932304},{"word":"like","start":129.435,"end":129.595,"confidence":0.9526367,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0645555853843689},{"word":"it's","start":129.595,"end":129.835,"confidence":0.99609375,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.09901714324951172},{"word":"okay","start":129.835,"end":130.155,"confidence":0.98217773,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.10886624455451964},{"word":"like","start":130.155,"end":130.315,"confidence":0.99658203,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.0832596868276596},{"word":"it's","start":130.315,"end":130.55501,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1287200152873993},{"word":"not","start":130.55501,"end":130.955,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.0899544209241867},{"word":"not","start":130.955,"end":131.195,"confidence":0.9951172,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.00829847902059555},{"word":"great","start":131.195,"end":131.515,"confidence":0.9609375,"punctuated_word":"great,","sentiment":"neutral","sentiment_score":0.053737182170152664},{"word":"not","start":131.515,"end":131.835,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.09792578220367432},{"word":"bad","start":131.835,"end":132.155,"confidence":0.99365234,"punctuated_word":"bad,","sentiment":"neutral","sentiment_score":0.023941777646541595},{"word":"not","start":132.155,"end":132.315,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.01796206831932068},{"word":"anything","start":132.315,"end":132.815,"confidence":0.9980469,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":0.03314540907740593},{"word":"it's","start":133.515,"end":133.835,"confidence":0.9519043,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.03600316494703293},{"word":"very","start":133.835,"end":134.155,"confidence":0.89697266,"punctuated_word":"very,","sentiment":"neutral","sentiment_score":0.021234339103102684},{"word":"very","start":134.155,"end":134.395,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.014445966109633446},{"word":"locked","start":134.395,"end":134.895,"confidence":0.9980469,"punctuated_word":"locked","sentiment":"neutral","sentiment_score":0.024267062544822693},{"word":"it's","start":136.56,"end":136.87999,"confidence":0.92944336,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.07678502798080444},{"word":"very","start":136.87999,"end":137.12,"confidence":0.9975586,"punctuated_word":"very,","sentiment":"neutral","sentiment_score":-0.1097705215215683},{"word":"very","start":137.12,"end":137.28,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.15488195419311523},{"word":"locked","start":137.28,"end":137.59999,"confidence":1.0,"punctuated_word":"locked","sentiment":"neutral","sentiment_score":-0.1402895748615265},{"word":"away","start":137.59999,"end":138.09999,"confidence":0.99853516,"punctuated_word":"away.","sentiment":"neutral","sentiment_score":-0.14862340688705444},{"word":"i","start":139.04,"end":139.2,"confidence":0.98828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19917167723178864},{"word":"don't","start":139.2,"end":139.44,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.193109393119812},{"word":"wanna","start":139.44,"end":139.68,"confidence":0.9902344,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.2223153710365295},{"word":"liquidate","start":139.68,"end":140.18,"confidence":1.0,"punctuated_word":"liquidate","sentiment":"neutral","sentiment_score":-0.20343555510044095},{"word":"it","start":140.23999,"end":140.48,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.16244731843471527},{"word":"because","start":140.48,"end":140.98,"confidence":0.93115234,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.14218391478061676},{"word":"you're","start":142.0,"end":142.4,"confidence":0.9975586,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.14827167987823486},{"word":"working","start":142.4,"end":142.9,"confidence":0.7685547,"punctuated_word":"working,","sentiment":"neutral","sentiment_score":-0.13817843794822693},{"word":"and","start":143.12,"end":143.36,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11659321933984756},{"word":"while","start":143.36,"end":143.59999,"confidence":0.99902344,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.1161898747086525},{"word":"you're","start":143.59999,"end":143.76,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.12060903012752532},{"word":"working","start":143.76,"end":144.26,"confidence":0.8288574,"punctuated_word":"working,","sentiment":"neutral","sentiment_score":-0.10149472206830978},{"word":"the","start":145.04,"end":145.2,"confidence":0.8461914,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11022522300481796},{"word":"like","start":145.36,"end":145.59999,"confidence":0.9279785,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.10054448246955872},{"word":"the","start":145.59999,"end":146.09999,"confidence":0.97021484,"punctuated_word":"the,","sentiment":"neutral","sentiment_score":-0.10764671117067336},{"word":"you","start":146.15999,"end":146.31999,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1364722102880478},{"word":"know","start":146.31999,"end":146.48,"confidence":0.99902344,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.10033431649208067},{"word":"interest","start":146.48,"end":146.87999,"confidence":0.9506836,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":-0.12858477234840393},{"word":"in","start":146.87999,"end":146.91998,"confidence":0.4267578,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.12325108051300047},{"word":"it","start":146.91998,"end":146.95999,"confidence":0.9667969,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1306021511554718},{"word":"and","start":146.95999,"end":147.12,"confidence":0.8881836,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.13690322637557983},{"word":"all","start":147.12,"end":147.28,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.12454356998205184},{"word":"that","start":147.28,"end":147.44,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10305248200893402},{"word":"kind","start":147.44,"end":147.59999,"confidence":0.9404297,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.1255778819322586},{"word":"of","start":147.59999,"end":147.68,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.16584235429763794},{"word":"stuff","start":147.68,"end":147.84,"confidence":0.8066406,"punctuated_word":"stuff,","sentiment":"neutral","sentiment_score":-0.1270121932029724},{"word":"it","start":147.84,"end":148.08,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.16252681612968445},{"word":"affects","start":148.08,"end":148.48,"confidence":0.59033203,"punctuated_word":"affects","sentiment":"neutral","sentiment_score":-0.12494644522666933},{"word":"you","start":148.48,"end":148.905,"confidence":0.9951172,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.2051770985126495},{"word":"so","start":149.625,"end":149.94499,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.09419238567352296},{"word":"liquidating","start":149.94499,"end":150.425,"confidence":0.9995117,"punctuated_word":"liquidating","sentiment":"neutral","sentiment_score":-0.07609795033931732},{"word":"it","start":150.425,"end":150.505,"confidence":0.59375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09795615077018738},{"word":"is","start":150.505,"end":150.665,"confidence":0.9277344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.1271606981754303},{"word":"not","start":150.665,"end":150.745,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.13907384872436523},{"word":"really","start":150.745,"end":150.985,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.10949245095252992},{"word":"something","start":150.985,"end":151.305,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.16288824379444122},{"word":"i","start":151.305,"end":151.385,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10126952081918716},{"word":"wanna","start":151.385,"end":151.705,"confidence":0.99609375,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.09696613252162932},{"word":"do","start":151.705,"end":151.865,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.1514776647090912},{"word":"right","start":151.865,"end":152.105,"confidence":0.99609375,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.13973645865917206},{"word":"this","start":152.105,"end":152.425,"confidence":0.9863281,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.09181596338748932},{"word":"second","start":152.425,"end":152.925,"confidence":0.923584,"punctuated_word":"second,","sentiment":"neutral","sentiment_score":-0.04153263568878174},{"word":"but","start":153.465,"end":153.58499,"confidence":0.8959961,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.009962901473045347},{"word":"it's","start":153.58499,"end":153.705,"confidence":0.90649414,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.010714299976825714},{"word":"something","start":153.705,"end":154.025,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.021884582936763763},{"word":"we","start":154.025,"end":154.105,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.017161153256893158},{"word":"can","start":154.105,"end":154.185,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04635117202997208},{"word":"definitely","start":154.185,"end":154.505,"confidence":0.9980469,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.051095351576805115},{"word":"liquidate","start":154.505,"end":154.905,"confidence":0.99853516,"punctuated_word":"liquidate","sentiment":"neutral","sentiment_score":-0.028999686241149902},{"word":"in","start":154.905,"end":155.065,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.04180145263671875},{"word":"the","start":155.065,"end":155.145,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04351723939180374},{"word":"future","start":155.145,"end":155.645,"confidence":0.9387207,"punctuated_word":"future.","sentiment":"neutral","sentiment_score":-0.07731763273477554},{"word":"adding","start":155.705,"end":156.105,"confidence":1.0,"punctuated_word":"Adding","sentiment":"neutral","sentiment_score":-0.09049500524997713},{"word":"more","start":156.105,"end":156.425,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.08298001438379288},{"word":"to","start":156.425,"end":156.58499,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08534050732851028},{"word":"it","start":156.58499,"end":157.08499,"confidence":0.82714844,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.10675333440303802},{"word":"probably","start":160.025,"end":160.345,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.14179830253124237},{"word":"not","start":160.345,"end":160.58499,"confidence":0.9667969,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.12948426604270935},{"word":"right","start":160.58499,"end":160.825,"confidence":1.0,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.1631881445646286},{"word":"now","start":160.825,"end":161.325,"confidence":0.873291,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.14655256271362305},{"word":"realistically","start":161.465,"end":161.965,"confidence":0.98168945,"punctuated_word":"realistically.","sentiment":"neutral","sentiment_score":-0.11468368023633956},{"word":"i","start":162.185,"end":162.345,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.028399810194969177},{"word":"wanna","start":162.345,"end":162.845,"confidence":1.0,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.039027128368616104},{"word":"i","start":163.03,"end":163.19,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02290038764476776},{"word":"wanna","start":163.19,"end":163.34999,"confidence":1.0,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.03519929200410843},{"word":"settle","start":163.34999,"end":163.83,"confidence":1.0,"punctuated_word":"settle","sentiment":"neutral","sentiment_score":0.004223376512527466},{"word":"what","start":163.83,"end":163.98999,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.04732758551836014},{"word":"we've","start":163.98999,"end":164.23,"confidence":0.97802734,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.04612472653388977},{"word":"what","start":164.23,"end":164.39,"confidence":0.9970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.0755029022693634},{"word":"we've","start":164.39,"end":164.54999,"confidence":0.9995117,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.01432077120989561},{"word":"got","start":164.54999,"end":164.79,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.004273898899555206},{"word":"now","start":164.79,"end":165.29,"confidence":0.82543945,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.0039870887994766235},{"word":"let","start":165.59,"end":165.83,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.07902855426073074},{"word":"that","start":165.83,"end":166.06999,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1421702206134796},{"word":"roll","start":166.06999,"end":166.31,"confidence":0.9428711,"punctuated_word":"roll","sentiment":"neutral","sentiment_score":0.13339990377426147},{"word":"for","start":166.31,"end":166.47,"confidence":0.9941406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08446243405342102},{"word":"this","start":166.47,"end":166.79,"confidence":0.8613281,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.04830236732959747},{"word":"financial","start":166.79,"end":167.26999,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.050972916185855865},{"word":"year","start":167.26999,"end":167.76999,"confidence":0.97314453,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.06261323392391205},{"word":"and","start":168.54999,"end":168.79,"confidence":0.6748047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05436024069786072},{"word":"then","start":168.79,"end":169.03,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08417998999357224},{"word":"increase","start":169.03,"end":169.43,"confidence":1.0,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":0.097638800740242},{"word":"your","start":169.43,"end":169.93,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10278713703155518},{"word":"contributions","start":170.15,"end":170.65,"confidence":0.99902344,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.1170271337032318},{"word":"next","start":170.70999,"end":170.95,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.037807658314704895},{"word":"year","start":170.95,"end":171.19,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.08841659128665924},{"word":"up","start":171.19,"end":171.26999,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.09974881261587144},{"word":"to","start":171.26999,"end":171.43,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0775514468550682},{"word":"the","start":171.43,"end":171.51,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06160879880189896},{"word":"cap","start":171.51,"end":171.75,"confidence":0.98291016,"punctuated_word":"cap","sentiment":"neutral","sentiment_score":0.14061760902404785},{"word":"so","start":171.75,"end":171.90999,"confidence":0.49804688,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.06718984991312027},{"word":"that","start":171.90999,"end":172.06999,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05995287001132965},{"word":"way","start":172.06999,"end":172.15,"confidence":0.99902344,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.07548631727695465},{"word":"we","start":172.15,"end":172.31,"confidence":0.83935547,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0777895525097847},{"word":"can","start":172.31,"end":172.47,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08656787127256393},{"word":"be","start":172.47,"end":172.62999,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.11116770654916765},{"word":"a","start":172.62999,"end":172.70999,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06525694578886032},{"word":"little","start":172.70999,"end":172.87,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.053321801126003265},{"word":"bit","start":172.87,"end":173.03,"confidence":0.99609375,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.025836288928985596},{"word":"more","start":173.03,"end":173.11,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.041699379682540894},{"word":"tax","start":173.11,"end":173.43,"confidence":0.9375,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.09781035035848618},{"word":"tax","start":173.43,"end":173.67,"confidence":0.8535156,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.0924619808793068},{"word":"effective","start":173.67,"end":174.06999,"confidence":0.99902344,"punctuated_word":"effective","sentiment":"neutral","sentiment_score":0.0939069241285324},{"word":"that","start":174.06999,"end":174.31,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.052007146179676056},{"word":"way","start":174.31,"end":174.81,"confidence":0.83032227,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.05626953020691872},{"word":"and","start":175.43,"end":175.59,"confidence":0.95166016,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03308551013469696},{"word":"then","start":175.59,"end":175.83,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.04057028144598007},{"word":"revisit","start":175.83,"end":176.33,"confidence":0.99902344,"punctuated_word":"revisit","sentiment":"neutral","sentiment_score":0.04766947031021118},{"word":"latrobe","start":176.39,"end":176.89,"confidence":0.99365234,"punctuated_word":"Latrobe.","sentiment":"neutral","sentiment_score":0.03247400373220444},{"word":"yeah","start":180.78499,"end":181.28499,"confidence":0.90405273,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1356726586818695},{"word":"no","start":182.465,"end":182.86499,"confidence":0.93774414,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.054641496390104294},{"word":"it's","start":182.86499,"end":183.36499,"confidence":0.9020996,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.0938444435596466},{"word":"i'm","start":183.665,"end":183.825,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.12902936339378357},{"word":"gonna","start":183.825,"end":184.065,"confidence":1.0,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.14098086953163147},{"word":"go","start":184.065,"end":184.305,"confidence":0.9970703,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.19539932906627655},{"word":"make","start":184.305,"end":184.465,"confidence":0.984375,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.19109751284122467},{"word":"one","start":184.465,"end":184.705,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.1682908684015274},{"word":"now","start":184.705,"end":185.205,"confidence":0.9995117,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.10541199147701263},{"word":"thanks","start":187.025,"end":187.42499,"confidence":0.9868164,"punctuated_word":"Thanks,","sentiment":"positive","sentiment_score":0.4350695610046386},{"word":"peter","start":187.42499,"end":187.905,"confidence":0.58148193,"punctuated_word":"Peter.","sentiment":"positive","sentiment_score":0.34334173798561096},{"word":"bye","start":187.905,"end":188.405,"confidence":0.9025879,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.1775040179491043}],"paragraphs":{"transcript":"\nGood. How are you? No. Oh, that is actually a good idea. I should make a coffee.\n\nGood thinking. Member members voluntary. Yep. I would rec no. I would recommend doing BPAY.\n\nIt hits faster and with less issues. Yeah. The other one yeah. So it's either BPAY or ETF, but, honestly, my recommendation is to definitely do it by BPAY. No.\n\nYeah. You could just do it in two payments. That's fine. Even if you wanna do it in even if you wanna do it in four so you don't affect your own daily spending and stuff like that, that's fine too. Cool.\n\nI can't either, and I'll let her know to make less options. Of course. Yes. Well, I don't hate I don't hate the Latrobe assets as they're currently I don't hate how they're currently sitting, but, like, they give the 6.75, like, it's okay. Like, it's not not great, not bad, not anything.\n\nIt's very, very locked it's very, very locked away. I don't wanna liquidate it because you're working, and while you're working, the like, the, you know, interest in it and all that kind of stuff, it affects you. So liquidating it is not really something I wanna do right this second, but it's something we can definitely liquidate in the future. Adding more to it, probably not right now, realistically. I wanna I wanna settle what we've what we've got now, let that roll for this financial year, and then increase your contributions next year up to the cap so that way we can be a little bit more tax tax effective that way, and then revisit Latrobe.\n\nYeah. No. It's I'm gonna go make one now. Thanks, Peter. Bye.","paragraphs":[{"sentences":[{"text":"Good.","start":4.64,"end":4.88,"sentiment":"positive","sentiment_score":0.4596426486968994},{"text":"How are you?","start":4.88,"end":5.7799997,"sentiment":"positive","sentiment_score":0.3591412305831909},{"text":"No.","start":7.8399997,"end":8.0,"sentiment":"neutral","sentiment_score":-0.022982224822044373},{"text":"Oh, that is actually a good idea.","start":8.0,"end":9.599999,"sentiment":"positive","sentiment_score":0.5655229006494794},{"text":"I should make a coffee.","start":9.599999,"end":10.74,"sentiment":"positive","sentiment_score":0.3650159120559692}],"sentiment":"positive","sentiment_score":0.4292837635559194,"num_words":17,"start":4.64,"end":10.74},{"sentences":[{"text":"Good thinking.","start":10.88,"end":11.62,"sentiment":"positive","sentiment_score":0.4911292493343353},{"text":"Member members voluntary.","start":31.960001,"end":34.14,"sentiment":"neutral","sentiment_score":0.0545597734550635},{"text":"Yep.","start":34.52,"end":35.02,"sentiment":"neutral","sentiment_score":0.08333295583724976},{"text":"I would rec no.","start":46.295,"end":47.735,"sentiment":"neutral","sentiment_score":-0.14668085426092148},{"text":"I would recommend doing BPAY.","start":47.735,"end":49.275,"sentiment":"neutral","sentiment_score":-0.012033994495868682}],"sentiment":"neutral","sentiment_score":0.03882515902320544,"num_words":15,"start":10.88,"end":49.275},{"sentences":[{"text":"It hits faster and with less issues.","start":49.335,"end":51.755,"sentiment":"neutral","sentiment_score":-0.0011326058634689876},{"text":"Yeah.","start":52.600002,"end":53.08,"sentiment":"neutral","sentiment_score":0.010206472128629684},{"text":"The other one yeah.","start":53.08,"end":53.8,"sentiment":"neutral","sentiment_score":0.010610568337142467},{"text":"So it's either BPAY or ETF, but, honestly, my recommendation is to definitely do it by BPAY.","start":53.8,"end":58.940002,"sentiment":"neutral","sentiment_score":0.051978372640031224},{"text":"No.","start":66.235,"end":66.555,"sentiment":"neutral","sentiment_score":-0.03630208596587181}],"sentiment":"neutral","sentiment_score":0.029735025111585857,"num_words":30,"start":49.335,"end":66.555},{"sentences":[{"text":"Yeah.","start":66.555,"end":66.795,"sentiment":"neutral","sentiment_score":0.013868696056306362},{"text":"You could just do it in two payments.","start":66.795,"end":68.315,"sentiment":"neutral","sentiment_score":0.03270937246270478},{"text":"That's fine.","start":68.315,"end":69.215004,"sentiment":"neutral","sentiment_score":0.06258497200906277},{"text":"Even if you wanna do it in even if you wanna do it in four so you don't affect your own daily spending and stuff like that, that's fine too.","start":69.995,"end":77.295,"sentiment":"neutral","sentiment_score":0.04487701573719581},{"text":"Cool.","start":81.28,"end":81.78,"sentiment":"neutral","sentiment_score":0.08220616728067398}],"sentiment":"neutral","sentiment_score":0.043553101408871864,"num_words":42,"start":66.555,"end":81.78},{"sentences":[{"text":"I can't either, and I'll let her know to make less options.","start":88.8,"end":92.42,"sentiment":"neutral","sentiment_score":-0.13292311318218708},{"text":"Of course.","start":97.895004,"end":98.555,"sentiment":"neutral","sentiment_score":0.023027218878269196},{"text":"Yes.","start":104.535,"end":105.035,"sentiment":"neutral","sentiment_score":0.027532225474715233},{"text":"Well, I don't hate I don't hate the Latrobe assets as they're currently I don't hate how they're currently sitting, but, like, they give the 6.75, like, it's okay.","start":118.31,"end":130.155,"sentiment":"neutral","sentiment_score":-0.03342200924867186},{"text":"Like, it's not not great, not bad, not anything.","start":130.155,"end":132.815,"sentiment":"neutral","sentiment_score":0.059660535719659596}],"sentiment":"neutral","sentiment_score":-0.0368638517299913,"num_words":53,"start":88.8,"end":132.815},{"sentences":[{"text":"It's very, very locked it's very, very locked away.","start":133.515,"end":138.09999,"sentiment":"neutral","sentiment_score":-0.05937777252660857},{"text":"I don't wanna liquidate it because you're working, and while you're working, the like, the, you know, interest in it and all that kind of stuff, it affects you.","start":139.04,"end":148.905,"sentiment":"neutral","sentiment_score":-0.14059459340983424},{"text":"So liquidating it is not really something I wanna do right this second, but it's something we can definitely liquidate in the future.","start":149.625,"end":155.645,"sentiment":"neutral","sentiment_score":-0.06452401986588603},{"text":"Adding more to it, probably not right now, realistically.","start":155.705,"end":161.965,"sentiment":"neutral","sentiment_score":-0.11791953527265125},{"text":"I wanna I wanna settle what we've what we've got now, let that roll for this financial year, and then increase your contributions next year up to the cap so that way we can be a little bit more tax tax effective that way, and then revisit Latrobe.","start":162.185,"end":176.89,"sentiment":"neutral","sentiment_score":0.055470941840515785}],"sentiment":"neutral","sentiment_score":-0.03808784938685722,"num_words":118,"start":133.515,"end":176.89},{"sentences":[{"text":"Yeah.","start":180.78499,"end":181.28499,"sentiment":"neutral","sentiment_score":0.1356726586818695},{"text":"No.","start":182.465,"end":182.86499,"sentiment":"neutral","sentiment_score":0.054641496390104294},{"text":"It's I'm gonna go make one now.","start":182.86499,"end":185.205,"sentiment":"neutral","sentiment_score":0.14629348261015757},{"text":"Thanks, Peter.","start":187.025,"end":187.905,"sentiment":"positive","sentiment_score":0.3892056494951248},{"text":"Bye.","start":187.905,"end":188.405,"sentiment":"neutral","sentiment_score":0.1775040179491043}],"sentiment":"neutral","sentiment_score":0.18085698752353588,"num_words":12,"start":180.78499,"end":188.405}]}}]},{"alternatives":[{"transcript":"Hey, Young again? Sorry disturbing your coffee. I got my blonde head on. Now young Maddie sent through the screenshot, and I can understand the repayment. No problems at all. And I have two options, members voluntary contribute, or the spouse. So I assume I'm doing the members. Yep. That's fine. That's fine. But she I I gathered that. But the why do you send through on top of my EFT payment details, account number BQueenBAsB and these these account. Because that's not oh, those options. Oh, options. Oh, okay. Oh, okay. That that's fine. Yeah. No. No. Okay. No. That's prepaid is fine. Now I need you can this bank was saying you could do a maximum of 20,000 a day. So it's not gonna matter, is it, to two accounts? Yeah. Yeah. Okay. Now it makes sense. No. No. No. That that this is my my slash account, so it doesn't matter. Yeah. That's fine. Okay. No worries. That makes a lot of sense. I I couldn't work out why she sent me two months. It just didn't make sense. It's if you it now it's either that or that. No. That's okay. Now that's fine. And there was one question I was gonna ask you. The $10,000 I've got playing with Latrobe and just sitting there going around. And you're saying leave my other money in that. Do we keep this thing, or do we just pile out of it when it's time up or and just throw it into my cash account? Or or do we add to it? Because it's paying six point six point seven five. Yeah. Better than five from five point two from Pinga. Yeah. Yep. Yep. No. No. That's good. Yep. Yep. Yep. No. That's okay. No worries. That's just the only question we have to ask. Thank you. Won't call you again today. Have your coffee. Bye bye. Alright. Thank you. Bye.","confidence":0.96875,"words":[{"word":"hey","start":2.96,"end":3.1999998,"confidence":0.46520996,"punctuated_word":"Hey,","sentiment":"neutral","sentiment_score":0.1313774585723877},{"word":"young","start":3.1999998,"end":3.52,"confidence":0.41625977,"punctuated_word":"Young","sentiment":"neutral","sentiment_score":0.2134568840265274},{"word":"again","start":3.52,"end":4.02,"confidence":0.6994629,"punctuated_word":"again?","sentiment":"neutral","sentiment_score":0.17592531442642212},{"word":"sorry","start":5.68,"end":6.0,"confidence":0.55615234,"punctuated_word":"Sorry","sentiment":"neutral","sentiment_score":-0.06013992428779602},{"word":"disturbing","start":6.0,"end":6.5,"confidence":0.64746094,"punctuated_word":"disturbing","sentiment":"neutral","sentiment_score":-0.10328689217567444},{"word":"your","start":6.56,"end":6.64,"confidence":0.9760742,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.09434965252876282},{"word":"coffee","start":6.64,"end":7.14,"confidence":0.97265625,"punctuated_word":"coffee.","sentiment":"neutral","sentiment_score":-0.14152470231056213},{"word":"i","start":13.615,"end":13.695,"confidence":0.97265625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1625671088695526},{"word":"got","start":13.695,"end":13.934999,"confidence":0.65625,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.19287703931331637},{"word":"my","start":13.934999,"end":14.174999,"confidence":0.96533203,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.166923388838768},{"word":"blonde","start":14.174999,"end":14.674999,"confidence":0.8745117,"punctuated_word":"blonde","sentiment":"neutral","sentiment_score":0.19454753398895264},{"word":"head","start":16.335,"end":16.574999,"confidence":0.8959961,"punctuated_word":"head","sentiment":"neutral","sentiment_score":0.17753605544567108},{"word":"on","start":16.574999,"end":16.814999,"confidence":0.8996582,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.11581215262413024},{"word":"now","start":16.814999,"end":17.314999,"confidence":0.9980469,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.09970366209745408},{"word":"young","start":17.455,"end":17.955,"confidence":0.5703125,"punctuated_word":"young","sentiment":"neutral","sentiment_score":0.14382322132587433},{"word":"maddie","start":18.255,"end":18.654999,"confidence":0.7626953,"punctuated_word":"Maddie","sentiment":"neutral","sentiment_score":0.14764466881752014},{"word":"sent","start":18.654999,"end":18.895,"confidence":0.9921875,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.10275910794734956},{"word":"through","start":18.895,"end":19.395,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.12458603829145432},{"word":"the","start":20.175,"end":20.675,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14772644639015198},{"word":"screenshot","start":20.895,"end":21.395,"confidence":0.86743164,"punctuated_word":"screenshot,","sentiment":"neutral","sentiment_score":0.11706502735614777},{"word":"and","start":22.575,"end":22.814999,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1145435869693756},{"word":"i","start":22.814999,"end":22.895,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14288800954818726},{"word":"can","start":22.895,"end":23.134998,"confidence":0.9970703,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13368360698223114},{"word":"understand","start":23.134998,"end":23.535,"confidence":1.0,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.10328994691371918},{"word":"the","start":23.535,"end":23.775,"confidence":0.8798828,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11333959549665452},{"word":"repayment","start":23.775,"end":24.275,"confidence":0.60998535,"punctuated_word":"repayment.","sentiment":"neutral","sentiment_score":0.12961547076702118},{"word":"no","start":24.494999,"end":24.654999,"confidence":1.0,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.2216900736093521},{"word":"problems","start":24.654999,"end":25.055,"confidence":0.9970703,"punctuated_word":"problems","sentiment":"neutral","sentiment_score":0.17283838987350464},{"word":"at","start":25.055,"end":25.215,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1539447158575058},{"word":"all","start":25.215,"end":25.535,"confidence":0.95458984,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.1681024134159088},{"word":"and","start":25.535,"end":25.695,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08508005738258362},{"word":"i","start":25.695,"end":25.855,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09224613755941392},{"word":"have","start":25.855,"end":26.175,"confidence":0.9941406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07563956826925278},{"word":"two","start":26.175,"end":26.335,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.04722940921783447},{"word":"options","start":26.335,"end":26.835,"confidence":0.7648926,"punctuated_word":"options,","sentiment":"neutral","sentiment_score":0.06038007140159607},{"word":"members","start":27.215,"end":27.715,"confidence":0.6381836,"punctuated_word":"members","sentiment":"neutral","sentiment_score":0.07517651468515396},{"word":"voluntary","start":27.935,"end":28.435,"confidence":0.5097656,"punctuated_word":"voluntary","sentiment":"neutral","sentiment_score":0.10265563428401948},{"word":"contribute","start":29.609999,"end":30.01,"confidence":0.45837402,"punctuated_word":"contribute,","sentiment":"neutral","sentiment_score":0.06936082243919373},{"word":"or","start":30.01,"end":30.17,"confidence":0.9819336,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.049761123955249786},{"word":"the","start":30.17,"end":30.33,"confidence":0.80908203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04289007931947708},{"word":"spouse","start":30.33,"end":30.83,"confidence":0.99609375,"punctuated_word":"spouse.","sentiment":"neutral","sentiment_score":0.057124681770801544},{"word":"so","start":31.21,"end":31.369999,"confidence":0.9902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03915772959589958},{"word":"i","start":31.369999,"end":31.529999,"confidence":0.83935547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03636419400572777},{"word":"assume","start":31.529999,"end":31.849998,"confidence":0.92333984,"punctuated_word":"assume","sentiment":"neutral","sentiment_score":0.02984462678432465},{"word":"i'm","start":31.849998,"end":32.01,"confidence":0.99658203,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.03657468780875206},{"word":"doing","start":32.01,"end":32.25,"confidence":0.98828125,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.043100520968437195},{"word":"the","start":32.25,"end":32.41,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.042071085423231125},{"word":"members","start":32.41,"end":32.89,"confidence":0.96850586,"punctuated_word":"members.","sentiment":"neutral","sentiment_score":0.037940241396427155},{"word":"yep","start":32.89,"end":33.29,"confidence":0.9797363,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08289792388677597},{"word":"that's","start":33.29,"end":33.53,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.15873409807682037},{"word":"fine","start":33.53,"end":34.03,"confidence":0.99365234,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.11950023472309113},{"word":"that's","start":34.809998,"end":35.05,"confidence":0.9785156,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.13530945777893066},{"word":"fine","start":35.05,"end":35.55,"confidence":0.9719238,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.10137416422367096},{"word":"but","start":35.77,"end":36.01,"confidence":0.71728516,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.014785446226596832},{"word":"she","start":36.01,"end":36.25,"confidence":0.92822266,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.01667908951640129},{"word":"i","start":36.489998,"end":36.89,"confidence":0.75439453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.011663177981972694},{"word":"i","start":36.89,"end":36.97,"confidence":0.26879883,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.005659483373165131},{"word":"gathered","start":36.97,"end":37.29,"confidence":0.39746094,"punctuated_word":"gathered","sentiment":"neutral","sentiment_score":0.01456160843372345},{"word":"that","start":37.29,"end":37.45,"confidence":0.74365234,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.004903462715446949},{"word":"but","start":37.45,"end":37.69,"confidence":0.9951172,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.03503178805112839},{"word":"the","start":37.69,"end":37.85,"confidence":0.6113281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.059855032712221146},{"word":"why","start":38.329998,"end":38.57,"confidence":0.85839844,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.08183199167251587},{"word":"do","start":38.57,"end":39.07,"confidence":0.6855469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.06385690718889236},{"word":"you","start":39.129997,"end":39.29,"confidence":0.9873047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05413146689534187},{"word":"send","start":39.29,"end":39.77,"confidence":0.9970703,"punctuated_word":"send","sentiment":"neutral","sentiment_score":-0.05271131917834282},{"word":"through","start":39.77,"end":40.09,"confidence":0.9819336,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.038176942616701126},{"word":"on","start":40.09,"end":40.329998,"confidence":0.9741211,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.059943463653326035},{"word":"top","start":40.329998,"end":40.449997,"confidence":0.9951172,"punctuated_word":"top","sentiment":"neutral","sentiment_score":-0.043826859444379807},{"word":"of","start":40.449997,"end":40.57,"confidence":0.9404297,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07865001261234283},{"word":"my","start":40.57,"end":40.89,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.04853267595171928},{"word":"eft","start":40.89,"end":41.39,"confidence":0.9797363,"punctuated_word":"EFT","sentiment":"neutral","sentiment_score":-0.02887628972530365},{"word":"payment","start":41.449997,"end":41.85,"confidence":0.9970703,"punctuated_word":"payment","sentiment":"neutral","sentiment_score":-0.04305056482553482},{"word":"details","start":41.85,"end":42.329998,"confidence":0.7059326,"punctuated_word":"details,","sentiment":"neutral","sentiment_score":-0.05520913749933243},{"word":"account","start":42.329998,"end":42.57,"confidence":0.9770508,"punctuated_word":"account","sentiment":"neutral","sentiment_score":-0.043176718056201935},{"word":"number","start":42.57,"end":42.89,"confidence":0.9980469,"punctuated_word":"number","sentiment":"neutral","sentiment_score":-0.04051923006772995},{"word":"bqueenbasb","start":42.89,"end":43.85,"confidence":0.5474121,"punctuated_word":"BQueenBAsB","sentiment":"neutral","sentiment_score":-0.04741639643907547},{"word":"and","start":43.85,"end":44.01,"confidence":0.43798828,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08133343607187271},{"word":"these","start":44.01,"end":44.355,"confidence":0.27319336,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.06267524510622025},{"word":"these","start":44.355,"end":44.755,"confidence":0.8598633,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.053065989166498184},{"word":"account","start":44.755,"end":45.255,"confidence":0.6032715,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":-0.07542471587657928},{"word":"because","start":45.875,"end":46.195,"confidence":0.9277344,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.1053546667098999},{"word":"that's","start":46.195,"end":46.434998,"confidence":0.84106445,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.1256139725446701},{"word":"not","start":46.434998,"end":46.675,"confidence":0.84472656,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.15273292362689972},{"word":"oh","start":50.434998,"end":50.754997,"confidence":0.69299316,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.016414161771535873},{"word":"those","start":50.754997,"end":51.075,"confidence":0.4482422,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.013530679047107697},{"word":"options","start":51.075,"end":51.575,"confidence":0.98095703,"punctuated_word":"options.","sentiment":"neutral","sentiment_score":-0.045569296926259995},{"word":"oh","start":51.795,"end":52.274998,"confidence":0.73132324,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.005634623114019632},{"word":"options","start":52.274998,"end":52.774998,"confidence":0.9904785,"punctuated_word":"options.","sentiment":"neutral","sentiment_score":0.005360947921872139},{"word":"oh","start":53.395,"end":53.555,"confidence":0.9020996,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.01010926254093647},{"word":"okay","start":53.555,"end":54.055,"confidence":0.99902344,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.020876962691545486},{"word":"oh","start":55.635,"end":55.875,"confidence":0.7468262,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.05113663524389267},{"word":"okay","start":55.875,"end":56.355,"confidence":0.9951172,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.08962208032608032},{"word":"that","start":56.355,"end":56.475,"confidence":0.98291016,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.10123582184314728},{"word":"that's","start":56.595,"end":56.915,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.128330260515213},{"word":"fine","start":56.915,"end":57.415,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.14474938809871674},{"word":"yeah","start":57.954998,"end":58.35,"confidence":0.9016113,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07635071128606796},{"word":"no","start":58.829998,"end":59.07,"confidence":0.98657227,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05122024565935135},{"word":"no","start":59.07,"end":59.23,"confidence":0.99560547,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05405193939805031},{"word":"okay","start":59.23,"end":59.469997,"confidence":0.9577637,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.029344690963625908},{"word":"no","start":59.469997,"end":59.629997,"confidence":0.95874023,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.052596159279346466},{"word":"that's","start":59.629997,"end":59.87,"confidence":0.61865234,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.009919775649905205},{"word":"prepaid","start":59.87,"end":60.19,"confidence":0.22851562,"punctuated_word":"prepaid","sentiment":"neutral","sentiment_score":-0.014836007729172708},{"word":"is","start":60.19,"end":60.269997,"confidence":0.60253906,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.002812538295984268},{"word":"fine","start":60.269997,"end":60.59,"confidence":0.99902344,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.0001381533220410347},{"word":"now","start":60.59,"end":60.91,"confidence":0.9741211,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.007539317011833191},{"word":"i","start":60.91,"end":60.989998,"confidence":0.7949219,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.011827107518911362},{"word":"need","start":60.989998,"end":61.11,"confidence":0.5878906,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.011024381965398788},{"word":"you","start":61.23,"end":61.39,"confidence":0.9707031,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.008781716227531433},{"word":"can","start":61.39,"end":61.629997,"confidence":0.99609375,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.0019268617033958435},{"word":"this","start":61.789997,"end":62.19,"confidence":0.9760742,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.01892831549048424},{"word":"bank","start":62.19,"end":62.43,"confidence":0.9370117,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.0031972192227840424},{"word":"was","start":62.43,"end":62.589996,"confidence":0.88720703,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.03015853278338909},{"word":"saying","start":62.589996,"end":62.75,"confidence":0.6220703,"punctuated_word":"saying","sentiment":"neutral","sentiment_score":-0.01713663525879383},{"word":"you","start":62.75,"end":62.829998,"confidence":0.3569336,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.003978550434112549},{"word":"could","start":62.829998,"end":62.989998,"confidence":0.69140625,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.003939095884561539},{"word":"do","start":62.989998,"end":63.07,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0026338770985603333},{"word":"a","start":63.07,"end":63.149998,"confidence":0.6035156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.011866310611367226},{"word":"maximum","start":63.149998,"end":63.469997,"confidence":0.98291016,"punctuated_word":"maximum","sentiment":"neutral","sentiment_score":-0.002064388245344162},{"word":"of","start":63.469997,"end":63.629997,"confidence":0.98095703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.003065856173634529},{"word":"20,000","start":63.629997,"end":64.189995,"confidence":0.99853516,"punctuated_word":"20,000","sentiment":"neutral","sentiment_score":-0.0006605330854654312},{"word":"a","start":64.189995,"end":64.35,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0005753152072429657},{"word":"day","start":64.35,"end":64.509995,"confidence":0.7734375,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":-0.018833383917808533},{"word":"so","start":64.509995,"end":64.75,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.005644958466291428},{"word":"it's","start":64.75,"end":64.83,"confidence":0.9875488,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.007834086194634438},{"word":"not","start":64.83,"end":64.99,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.0058648549020290375},{"word":"gonna","start":64.99,"end":65.229996,"confidence":0.98095703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.02272360771894455},{"word":"matter","start":65.229996,"end":65.47,"confidence":0.93310547,"punctuated_word":"matter,","sentiment":"neutral","sentiment_score":-0.023364491760730743},{"word":"is","start":65.47,"end":65.71,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.011594582349061966},{"word":"it","start":65.71,"end":65.95,"confidence":0.7561035,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.020907822996377945},{"word":"to","start":65.95,"end":66.27,"confidence":0.90771484,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02508029155433178},{"word":"two","start":66.27,"end":66.43,"confidence":0.78466797,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.027610283344984055},{"word":"accounts","start":66.43,"end":66.93,"confidence":0.96118164,"punctuated_word":"accounts?","sentiment":"neutral","sentiment_score":-0.02552218921482563},{"word":"yeah","start":68.67,"end":68.909996,"confidence":0.95532227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06810586154460907},{"word":"yeah","start":68.909996,"end":69.31,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05193150043487549},{"word":"okay","start":69.31,"end":69.71,"confidence":0.9423828,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.05055415257811546},{"word":"now","start":69.71,"end":70.03,"confidence":0.9941406,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.040412358939647675},{"word":"it","start":70.03,"end":70.11,"confidence":0.6430664,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.041515760123729706},{"word":"makes","start":70.11,"end":70.35,"confidence":0.83203125,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.04394938051700592},{"word":"sense","start":70.35,"end":70.85,"confidence":0.8210449,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.03480008244514465},{"word":"no","start":76.604996,"end":76.924995,"confidence":0.98339844,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05717233568429947},{"word":"no","start":76.924995,"end":77.005,"confidence":0.99902344,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10569559782743454},{"word":"no","start":77.005,"end":77.244995,"confidence":0.9980469,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1152724027633667},{"word":"that","start":77.244995,"end":77.485,"confidence":0.96777344,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.09169108420610428},{"word":"that","start":77.485,"end":77.645,"confidence":0.62939453,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07750342786312103},{"word":"this","start":77.725,"end":77.885,"confidence":0.98535156,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.10900861024856567},{"word":"is","start":77.885,"end":78.385,"confidence":0.80322266,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.10445743799209596},{"word":"my","start":78.445,"end":78.604996,"confidence":0.85058594,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.10084587335586548},{"word":"my","start":78.604996,"end":78.845,"confidence":0.96777344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.11609283089637756},{"word":"slash","start":78.845,"end":79.085,"confidence":0.47583008,"punctuated_word":"slash","sentiment":"neutral","sentiment_score":-0.08556302636861801},{"word":"account","start":79.085,"end":79.405,"confidence":0.70458984,"punctuated_word":"account,","sentiment":"neutral","sentiment_score":-0.08562973886728287},{"word":"so","start":79.405,"end":79.565,"confidence":0.9819336,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.028344202786684036},{"word":"it","start":79.565,"end":79.645,"confidence":0.77441406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.017853736877441406},{"word":"doesn't","start":79.645,"end":79.885,"confidence":0.99902344,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.057133860886096954},{"word":"matter","start":79.885,"end":80.385,"confidence":0.9995117,"punctuated_word":"matter.","sentiment":"neutral","sentiment_score":-0.03997308760881424},{"word":"yeah","start":81.405,"end":81.645,"confidence":0.98999023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.054736778140068054},{"word":"that's","start":81.645,"end":81.885,"confidence":0.9519043,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.08227367699146271},{"word":"fine","start":81.885,"end":82.365,"confidence":0.9975586,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.07151864469051361},{"word":"okay","start":82.365,"end":82.765,"confidence":0.93896484,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.024898583069443703},{"word":"no","start":82.765,"end":82.925,"confidence":0.94384766,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.017887450754642487},{"word":"worries","start":82.925,"end":83.165,"confidence":0.96875,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":-0.011041102930903436},{"word":"that","start":83.165,"end":83.405,"confidence":0.93115234,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.004100866615772247},{"word":"makes","start":83.405,"end":83.725,"confidence":0.8520508,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":-0.009048841893672945},{"word":"a","start":83.725,"end":83.965,"confidence":0.9550781,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01815163902938366},{"word":"lot","start":83.965,"end":84.205,"confidence":0.65625,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.008817456662654877},{"word":"of","start":84.205,"end":84.284996,"confidence":0.8100586,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.004203788936138153},{"word":"sense","start":84.284996,"end":84.63,"confidence":0.9975586,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":-0.016405202448368073},{"word":"i","start":84.869995,"end":85.11,"confidence":0.89746094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16225077211856842},{"word":"i","start":85.11,"end":85.43,"confidence":0.7192383,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.22809264063835144},{"word":"couldn't","start":85.43,"end":85.67,"confidence":0.7470703,"punctuated_word":"couldn't","sentiment":"neutral","sentiment_score":-0.2228166162967682},{"word":"work","start":85.67,"end":85.909996,"confidence":0.99902344,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.2339870184659958},{"word":"out","start":85.909996,"end":86.07,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.2650744616985321},{"word":"why","start":86.07,"end":86.229996,"confidence":0.99316406,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.2842022776603699},{"word":"she","start":86.229996,"end":86.39,"confidence":0.9980469,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.2285572737455368},{"word":"sent","start":86.39,"end":86.63,"confidence":0.8984375,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":-0.22368837893009183},{"word":"me","start":86.63,"end":86.78999,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.23040661215782168},{"word":"two","start":86.78999,"end":86.95,"confidence":0.9472656,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.25088855624198914},{"word":"months","start":86.95,"end":87.11,"confidence":0.39892578,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":-0.21611955761909485},{"word":"it","start":87.11,"end":87.27,"confidence":0.6591797,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.31238994002342224},{"word":"just","start":87.27,"end":87.59,"confidence":0.5683594,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.27444833517074585},{"word":"didn't","start":87.59,"end":87.829994,"confidence":0.9770508,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.2990867495536804},{"word":"make","start":87.829994,"end":87.99,"confidence":0.99121094,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.2354963719844818},{"word":"sense","start":87.99,"end":88.49,"confidence":0.984375,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":-0.25131654739379883},{"word":"it's","start":89.03,"end":89.35,"confidence":0.6748047,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.13536188006401062},{"word":"if","start":89.43,"end":89.509995,"confidence":0.99316406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.12823277711868286},{"word":"you","start":89.509995,"end":90.009995,"confidence":0.9707031,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13009189069271088},{"word":"it","start":90.39,"end":90.71,"confidence":0.8154297,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.12737539410591123},{"word":"now","start":90.78999,"end":91.11,"confidence":0.99609375,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.14351248741149902},{"word":"it's","start":91.11,"end":91.43,"confidence":0.97875977,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.16422241926193237},{"word":"either","start":91.43,"end":91.67,"confidence":0.96435547,"punctuated_word":"either","sentiment":"neutral","sentiment_score":-0.14712736010551453},{"word":"that","start":91.67,"end":92.07,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09259000420570374},{"word":"or","start":92.07,"end":92.31,"confidence":0.97265625,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.010643191635608671},{"word":"that","start":92.31,"end":92.71,"confidence":0.99194336,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.020564112812280655},{"word":"no","start":92.71,"end":92.95,"confidence":0.94262695,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.12408927828073502},{"word":"that's","start":92.95,"end":93.189995,"confidence":0.9707031,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.024544022977352142},{"word":"okay","start":93.189995,"end":93.509995,"confidence":0.99365234,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.06811872869729996},{"word":"now","start":93.509995,"end":93.75,"confidence":0.6166992,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.2540957033634186},{"word":"that's","start":93.75,"end":93.99,"confidence":0.99365234,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.4345873296260834},{"word":"fine","start":93.99,"end":94.31,"confidence":0.9951172,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.32716500759124756},{"word":"and","start":94.31,"end":94.81,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.09873202443122864},{"word":"there","start":95.11,"end":95.35,"confidence":0.94921875,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.03973311185836792},{"word":"was","start":95.35,"end":95.67,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.04605701565742493},{"word":"one","start":95.67,"end":95.909996,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.03488539159297943},{"word":"question","start":95.909996,"end":96.31,"confidence":1.0,"punctuated_word":"question","sentiment":"neutral","sentiment_score":0.04058835655450821},{"word":"i","start":96.31,"end":96.47,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.009102409705519676},{"word":"was","start":96.47,"end":96.63,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.008903807029128075},{"word":"gonna","start":96.63,"end":96.95,"confidence":0.96777344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.013319904915988444},{"word":"ask","start":96.95,"end":97.189995,"confidence":0.99902344,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.01766095869243145},{"word":"you","start":97.189995,"end":97.689995,"confidence":0.99365234,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.01659698598086834},{"word":"the","start":99.035,"end":99.275,"confidence":0.9667969,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.005376523360610008},{"word":"$10,000","start":99.275,"end":100.395004,"confidence":0.9885254,"punctuated_word":"$10,000","sentiment":"neutral","sentiment_score":0.037608031183481216},{"word":"i've","start":100.395004,"end":100.635,"confidence":0.7805176,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.020286962389945984},{"word":"got","start":100.635,"end":100.955,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.017362039536237717},{"word":"playing","start":100.955,"end":101.455,"confidence":0.88964844,"punctuated_word":"playing","sentiment":"neutral","sentiment_score":0.02892957627773285},{"word":"with","start":102.795006,"end":102.875,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.02636913955211639},{"word":"latrobe","start":102.875,"end":103.375,"confidence":0.95458984,"punctuated_word":"Latrobe","sentiment":"neutral","sentiment_score":0.021696697920560837},{"word":"and","start":104.955,"end":105.115005,"confidence":0.7470703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.008827894926071167},{"word":"just","start":105.115005,"end":105.355,"confidence":0.99121094,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.010886667296290398},{"word":"sitting","start":105.355,"end":105.595,"confidence":0.9526367,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.010404001921415327},{"word":"there","start":105.595,"end":105.995,"confidence":0.99609375,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.010471023619174956},{"word":"going","start":105.995,"end":106.315,"confidence":0.78125,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.015091978013515472},{"word":"around","start":106.315,"end":106.815,"confidence":0.83154297,"punctuated_word":"around.","sentiment":"neutral","sentiment_score":-0.008187860250473022},{"word":"and","start":107.355,"end":107.595,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.0014119688421487808},{"word":"you're","start":107.595,"end":107.83501,"confidence":0.96240234,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.008427072316408157},{"word":"saying","start":107.83501,"end":108.155,"confidence":0.99609375,"punctuated_word":"saying","sentiment":"neutral","sentiment_score":0.0002767406404018402},{"word":"leave","start":108.155,"end":108.475006,"confidence":0.7314453,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.010985076427459717},{"word":"my","start":108.475006,"end":108.715004,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.004527337849140167},{"word":"other","start":108.715004,"end":108.955,"confidence":0.9980469,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.011418409645557404},{"word":"money","start":108.955,"end":109.455,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.009213663637638092},{"word":"in","start":109.675,"end":109.83501,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0009011980146169662},{"word":"that","start":109.83501,"end":110.33501,"confidence":0.9538574,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.00508207269012928},{"word":"do","start":110.53001,"end":110.770004,"confidence":0.99609375,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.007525287568569183},{"word":"we","start":110.770004,"end":111.25,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.006878498941659927},{"word":"keep","start":111.25,"end":111.41,"confidence":0.94189453,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.012909848242998123},{"word":"this","start":111.41,"end":111.73,"confidence":0.9970703,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.01049848645925522},{"word":"thing","start":111.73,"end":112.23,"confidence":0.45458984,"punctuated_word":"thing,","sentiment":"neutral","sentiment_score":0.014566101133823397},{"word":"or","start":112.29,"end":112.61,"confidence":0.98095703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.003489471971988678},{"word":"do","start":112.61,"end":112.69,"confidence":0.5830078,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.002485649660229683},{"word":"we","start":112.69,"end":112.850006,"confidence":0.9448242,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.01564665697515011},{"word":"just","start":112.850006,"end":113.170006,"confidence":0.59277344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.013393476605415344},{"word":"pile","start":113.170006,"end":113.41,"confidence":0.5292969,"punctuated_word":"pile","sentiment":"neutral","sentiment_score":0.03271765261888504},{"word":"out","start":113.41,"end":113.65,"confidence":0.9326172,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.011738602072000504},{"word":"of","start":113.65,"end":113.73,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.00646045058965683},{"word":"it","start":113.73,"end":113.89,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.012392714619636536},{"word":"when","start":113.89,"end":113.97,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.006687561050057411},{"word":"it's","start":113.97,"end":114.21,"confidence":0.984375,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.01033073104918003},{"word":"time","start":114.21,"end":114.37,"confidence":0.98291016,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.013520492240786552},{"word":"up","start":114.37,"end":114.61,"confidence":0.9589844,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.01110006496310234},{"word":"or","start":114.61,"end":114.73,"confidence":0.73291016,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.003086743876338005},{"word":"and","start":114.850006,"end":115.090004,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.006241990253329277},{"word":"just","start":115.090004,"end":115.33,"confidence":0.9873047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.011927267536520958},{"word":"throw","start":115.33,"end":115.490005,"confidence":0.7763672,"punctuated_word":"throw","sentiment":"neutral","sentiment_score":0.006280561909079552},{"word":"it","start":115.490005,"end":115.57,"confidence":0.9819336,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.007175479084253311},{"word":"into","start":115.57,"end":115.89,"confidence":0.99121094,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.00031141936779022217},{"word":"my","start":115.89,"end":116.39,"confidence":0.99609375,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.0017117038369178772},{"word":"cash","start":116.450005,"end":116.69,"confidence":0.9472656,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.013242578133940697},{"word":"account","start":116.69,"end":117.19,"confidence":0.62805176,"punctuated_word":"account?","sentiment":"neutral","sentiment_score":0.0036636926233768463},{"word":"or","start":117.810005,"end":118.05,"confidence":0.9980469,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.001620277762413025},{"word":"or","start":118.05,"end":118.130005,"confidence":0.57421875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.001209651120007038},{"word":"do","start":118.130005,"end":118.37,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0014494787901639938},{"word":"we","start":118.37,"end":118.53,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.005810070782899857},{"word":"add","start":118.53,"end":118.69,"confidence":1.0,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.0019472111016511915},{"word":"to","start":118.69,"end":118.93,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.005728797987103462},{"word":"it","start":118.93,"end":119.43,"confidence":0.99658203,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.002741333097219467},{"word":"because","start":121.490005,"end":121.73,"confidence":0.69873047,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.048747468739748},{"word":"it's","start":121.73,"end":121.97,"confidence":0.88671875,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.07686276733875275},{"word":"paying","start":121.97,"end":122.450005,"confidence":0.90771484,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.05393929034471512},{"word":"six","start":122.450005,"end":122.69,"confidence":0.9941406,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.040166713297367096},{"word":"point","start":122.69,"end":123.105,"confidence":0.78027344,"punctuated_word":"point","sentiment":"neutral","sentiment_score":-0.05781375989317894},{"word":"six","start":124.305,"end":124.625,"confidence":0.9970703,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.0902005136013031},{"word":"point","start":124.625,"end":124.945,"confidence":0.99609375,"punctuated_word":"point","sentiment":"neutral","sentiment_score":-0.1078922152519226},{"word":"seven","start":124.945,"end":125.265,"confidence":0.9223633,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":-0.04984928295016289},{"word":"five","start":125.265,"end":125.765,"confidence":0.96240234,"punctuated_word":"five.","sentiment":"neutral","sentiment_score":-0.04924400523304939},{"word":"yeah","start":126.225006,"end":126.725006,"confidence":0.98706055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.021699946373701096},{"word":"better","start":133.185,"end":133.425,"confidence":0.50634766,"punctuated_word":"Better","sentiment":"neutral","sentiment_score":0.07452704012393951},{"word":"than","start":133.425,"end":133.585,"confidence":0.87060547,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.09238819777965546},{"word":"five","start":133.585,"end":133.825,"confidence":0.9614258,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.027495842427015305},{"word":"from","start":133.825,"end":134.065,"confidence":0.3010254,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.01937580481171608},{"word":"five","start":134.065,"end":134.30501,"confidence":0.9086914,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.018189795315265656},{"word":"point","start":134.30501,"end":134.625,"confidence":0.9951172,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.016879308968782425},{"word":"two","start":134.625,"end":134.865,"confidence":0.9941406,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.01748349890112877},{"word":"from","start":134.865,"end":135.345,"confidence":0.98291016,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.01768803969025612},{"word":"pinga","start":135.345,"end":135.825,"confidence":0.6187337,"punctuated_word":"Pinga.","sentiment":"neutral","sentiment_score":0.015139411203563212},{"word":"yeah","start":135.825,"end":136.325,"confidence":0.93896484,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.023796485736966133},{"word":"yep","start":153.41501,"end":153.655,"confidence":0.9304199,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.018961293622851372},{"word":"yep","start":153.655,"end":154.155,"confidence":0.982666,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.029897009953856468},{"word":"no","start":161.655,"end":161.895,"confidence":0.9748535,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1422865092754364},{"word":"no","start":161.895,"end":162.05501,"confidence":0.9802246,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.16690249741077423},{"word":"that's","start":162.05501,"end":162.295,"confidence":0.9343262,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.06536488980054855},{"word":"good","start":162.295,"end":162.795,"confidence":0.7578125,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":-0.0071069300174713135},{"word":"yep","start":166.05501,"end":166.41,"confidence":0.95581055,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07782813161611557},{"word":"yep","start":174.65001,"end":175.05,"confidence":0.8215332,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06308548897504807},{"word":"yep","start":175.05,"end":175.55,"confidence":0.9802246,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.053005486726760864},{"word":"no","start":177.37001,"end":177.61,"confidence":0.717041,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.06694330275058746},{"word":"that's","start":177.61,"end":177.93001,"confidence":0.99194336,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.11539368331432344},{"word":"okay","start":177.93001,"end":178.25,"confidence":0.9975586,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.13336774706840515},{"word":"no","start":178.25,"end":178.41,"confidence":0.7001953,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.1572672426700592},{"word":"worries","start":178.41,"end":178.65001,"confidence":0.99121094,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.16051331162452698},{"word":"that's","start":178.65001,"end":178.81,"confidence":0.84350586,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.13120464980602264},{"word":"just","start":178.81,"end":178.97,"confidence":0.39868164,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1265258640050888},{"word":"the","start":178.97,"end":179.05,"confidence":0.96777344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08982978761196136},{"word":"only","start":179.05,"end":179.21,"confidence":0.9819336,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.09961681067943572},{"word":"question","start":179.21,"end":179.61,"confidence":0.9614258,"punctuated_word":"question","sentiment":"neutral","sentiment_score":0.09832267463207243},{"word":"we","start":179.61,"end":179.69,"confidence":0.63427734,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08693268895149231},{"word":"have","start":179.69,"end":179.85,"confidence":0.4099121,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07485441863536835},{"word":"to","start":179.85,"end":179.93001,"confidence":0.98291016,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06533008068799973},{"word":"ask","start":179.93001,"end":180.195,"confidence":0.99902344,"punctuated_word":"ask.","sentiment":"neutral","sentiment_score":0.10313212126493454},{"word":"thank","start":180.27501,"end":180.43501,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.43542784452438354},{"word":"you","start":180.43501,"end":180.595,"confidence":0.99560547,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.3734690248966217},{"word":"won't","start":180.595,"end":180.91501,"confidence":0.8352051,"punctuated_word":"Won't","sentiment":"neutral","sentiment_score":0.1699301302433014},{"word":"call","start":180.91501,"end":181.07501,"confidence":0.99902344,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.18082711100578308},{"word":"you","start":181.07501,"end":181.15501,"confidence":0.9838867,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17753852903842926},{"word":"again","start":181.15501,"end":181.395,"confidence":0.99902344,"punctuated_word":"again","sentiment":"neutral","sentiment_score":0.21363897621631625},{"word":"today","start":181.395,"end":181.875,"confidence":0.9980469,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":0.14774015545845032},{"word":"have","start":181.875,"end":182.115,"confidence":0.8691406,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.17065536975860596},{"word":"your","start":182.115,"end":182.27501,"confidence":0.84277344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15922385454177856},{"word":"coffee","start":182.27501,"end":182.77501,"confidence":0.9975586,"punctuated_word":"coffee.","sentiment":"neutral","sentiment_score":0.12742871046066284},{"word":"bye","start":183.475,"end":183.79501,"confidence":0.99902344,"punctuated_word":"Bye","sentiment":"neutral","sentiment_score":0.08383438736200333},{"word":"bye","start":183.79501,"end":184.29501,"confidence":0.99902344,"punctuated_word":"bye.","sentiment":"neutral","sentiment_score":0.11485161632299425},{"word":"alright","start":185.55501,"end":186.035,"confidence":0.9260254,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.2206527441740036},{"word":"thank","start":186.035,"end":186.27501,"confidence":0.9980469,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.4820142388343811},{"word":"you","start":186.27501,"end":186.77501,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.39736485481262207},{"word":"bye","start":188.195,"end":188.695,"confidence":0.99121094,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":-0.07008392363786697}],"paragraphs":{"transcript":"\nHey, Young again? Sorry disturbing your coffee. I got my blonde head on. Now young Maddie sent through the screenshot, and I can understand the repayment. No problems at all.\n\nAnd I have two options, members voluntary contribute, or the spouse. So I assume I'm doing the members. Yep. That's fine. That's fine.\n\nBut she I I gathered that. But the why do you send through on top of my EFT payment details, account number BQueenBAsB and these these account. Because that's not oh, those options. Oh, options. Oh, okay.\n\nOh, okay. That that's fine. Yeah. No. No.\n\nOkay. No. That's prepaid is fine. Now I need you can this bank was saying you could do a maximum of 20,000 a day. So it's not gonna matter, is it, to two accounts?\n\nYeah. Yeah. Okay. Now it makes sense. No.\n\nNo. No. That that this is my my slash account, so it doesn't matter. Yeah. That's fine.\n\nOkay. No worries. That makes a lot of sense. I I couldn't work out why she sent me two months. It just didn't make sense.\n\nIt's if you it now it's either that or that. No. That's okay. Now that's fine. And there was one question I was gonna ask you.\n\nThe $10,000 I've got playing with Latrobe and just sitting there going around. And you're saying leave my other money in that. Do we keep this thing, or do we just pile out of it when it's time up or and just throw it into my cash account? Or or do we add to it? Because it's paying six point six point seven five.\n\nYeah. Better than five from five point two from Pinga. Yeah. Yep. Yep.\n\nNo. No. That's good. Yep. Yep.\n\nYep. No. That's okay. No worries. That's just the only question we have to ask.\n\nThank you. Won't call you again today. Have your coffee. Bye bye. Alright.\n\nThank you. Bye.","paragraphs":[{"sentences":[{"text":"Hey, Young again?","start":2.96,"end":4.02,"sentiment":"neutral","sentiment_score":0.17358655234177908},{"text":"Sorry disturbing your coffee.","start":5.68,"end":7.14,"sentiment":"neutral","sentiment_score":-0.09982529282569885},{"text":"I got my blonde head on.","start":13.615,"end":16.814999,"sentiment":"neutral","sentiment_score":0.16837721318006516},{"text":"Now young Maddie sent through the screenshot, and I can understand the repayment.","start":16.814999,"end":24.275,"sentiment":"neutral","sentiment_score":0.12466679914639546},{"text":"No problems at all.","start":24.494999,"end":25.535,"sentiment":"neutral","sentiment_score":0.17914389818906784}],"sentiment":"neutral","sentiment_score":0.11563219154874484,"num_words":30,"start":2.96,"end":25.535},{"sentences":[{"text":"And I have two options, members voluntary contribute, or the spouse.","start":25.535,"end":30.83,"sentiment":"neutral","sentiment_score":0.06886764548041603},{"text":"So I assume I'm doing the members.","start":31.21,"end":32.89,"sentiment":"neutral","sentiment_score":0.037864726568971364},{"text":"Yep.","start":32.89,"end":33.29,"sentiment":"neutral","sentiment_score":0.08289792388677597},{"text":"That's fine.","start":33.29,"end":34.03,"sentiment":"neutral","sentiment_score":0.13911716639995575},{"text":"That's fine.","start":34.809998,"end":35.55,"sentiment":"neutral","sentiment_score":0.11834181100130081}],"sentiment":"neutral","sentiment_score":0.0704527419546376,"num_words":23,"start":25.535,"end":35.55},{"sentences":[{"text":"But she I I gathered that.","start":35.77,"end":37.45,"sentiment":"neutral","sentiment_score":0.011375378041217724},{"text":"But the why do you send through on top of my EFT payment details, account number BQueenBAsB and these these account.","start":37.45,"end":45.255,"sentiment":"neutral","sentiment_score":-0.05463315156244096},{"text":"Because that's not oh, those options.","start":45.875,"end":51.575,"sentiment":"neutral","sentiment_score":-0.07106456284721692},{"text":"Oh, options.","start":51.795,"end":52.774998,"sentiment":"neutral","sentiment_score":0.005497785517945886},{"text":"Oh, okay.","start":53.395,"end":54.055,"sentiment":"neutral","sentiment_score":0.015493112616240978}],"sentiment":"neutral","sentiment_score":-0.0395526890642941,"num_words":37,"start":35.77,"end":54.055},{"sentences":[{"text":"Oh, okay.","start":55.635,"end":56.355,"sentiment":"neutral","sentiment_score":0.0703793577849865},{"text":"That that's fine.","start":56.355,"end":57.415,"sentiment":"neutral","sentiment_score":0.12477182348569234},{"text":"Yeah.","start":57.954998,"end":58.35,"sentiment":"neutral","sentiment_score":0.07635071128606796},{"text":"No.","start":58.829998,"end":59.07,"sentiment":"neutral","sentiment_score":-0.05122024565935135},{"text":"No.","start":59.07,"end":59.23,"sentiment":"neutral","sentiment_score":-0.05405193939805031}],"sentiment":"neutral","sentiment_score":0.06076908903196454,"num_words":8,"start":55.635,"end":59.23},{"sentences":[{"text":"Okay.","start":59.23,"end":59.469997,"sentiment":"neutral","sentiment_score":-0.029344690963625908},{"text":"No.","start":59.469997,"end":59.629997,"sentiment":"neutral","sentiment_score":-0.052596159279346466},{"text":"That's prepaid is fine.","start":59.629997,"end":60.59,"sentiment":"neutral","sentiment_score":-0.006857542088255286},{"text":"Now I need you can this bank was saying you could do a maximum of 20,000 a day.","start":60.59,"end":64.509995,"sentiment":"neutral","sentiment_score":-0.007992487090329329},{"text":"So it's not gonna matter, is it, to two accounts?","start":64.509995,"end":66.93,"sentiment":"neutral","sentiment_score":-0.017614716850221156}],"sentiment":"neutral","sentiment_score":-0.012628910433062735,"num_words":34,"start":59.23,"end":66.93},{"sentences":[{"text":"Yeah.","start":68.67,"end":68.909996,"sentiment":"neutral","sentiment_score":0.06810586154460907},{"text":"Yeah.","start":68.909996,"end":69.31,"sentiment":"neutral","sentiment_score":0.05193150043487549},{"text":"Okay.","start":69.31,"end":69.71,"sentiment":"neutral","sentiment_score":0.05055415257811546},{"text":"Now it makes sense.","start":69.71,"end":70.85,"sentiment":"neutral","sentiment_score":0.04016939550638199},{"text":"No.","start":76.604996,"end":76.924995,"sentiment":"neutral","sentiment_score":-0.05717233568429947}],"sentiment":"neutral","sentiment_score":0.03426209511235356,"num_words":8,"start":68.67,"end":76.924995},{"sentences":[{"text":"No.","start":76.924995,"end":77.005,"sentiment":"neutral","sentiment_score":-0.10569559782743454},{"text":"No.","start":77.005,"end":77.244995,"sentiment":"neutral","sentiment_score":-0.1152724027633667},{"text":"That that this is my my slash account, so it doesn't matter.","start":77.244995,"end":80.385,"sentiment":"neutral","sentiment_score":-0.07617474316308896},{"text":"Yeah.","start":81.405,"end":81.645,"sentiment":"neutral","sentiment_score":0.054736778140068054},{"text":"That's fine.","start":81.645,"end":82.365,"sentiment":"neutral","sentiment_score":0.07689616084098816}],"sentiment":"neutral","sentiment_score":-0.05450210698387202,"num_words":17,"start":76.924995,"end":82.365},{"sentences":[{"text":"Okay.","start":82.365,"end":82.765,"sentiment":"neutral","sentiment_score":0.024898583069443703},{"text":"No worries.","start":82.765,"end":83.165,"sentiment":"neutral","sentiment_score":0.003423173911869525},{"text":"That makes a lot of sense.","start":83.165,"end":84.63,"sentiment":"neutral","sentiment_score":-0.004413928526143233},{"text":"I I couldn't work out why she sent me two months.","start":84.869995,"end":87.11,"sentiment":"neutral","sentiment_score":-0.23146219687028366},{"text":"It just didn't make sense.","start":87.11,"end":88.49,"sentiment":"neutral","sentiment_score":-0.27454758882522584}],"sentiment":"neutral","sentiment_score":-0.15654242999851703,"num_words":25,"start":82.365,"end":88.49},{"sentences":[{"text":"It's if you it now it's either that or that.","start":89.03,"end":92.71,"sentiment":"neutral","sentiment_score":-0.10997215174138546},{"text":"No.","start":92.71,"end":92.95,"sentiment":"neutral","sentiment_score":-0.12408927828073502},{"text":"That's okay.","start":92.95,"end":93.509995,"sentiment":"neutral","sentiment_score":0.04633137583732605},{"text":"Now that's fine.","start":93.509995,"end":94.31,"sentiment":"positive","sentiment_score":0.3386160135269165},{"text":"And there was one question I was gonna ask you.","start":94.31,"end":97.689995,"sentiment":"neutral","sentiment_score":0.032557996641844514}],"sentiment":"neutral","sentiment_score":0.008087690883817581,"num_words":26,"start":89.03,"end":97.689995},{"sentences":[{"text":"The $10,000 I've got playing with Latrobe and just sitting there going around.","start":99.035,"end":106.815,"sentiment":"neutral","sentiment_score":0.015778667365129177},{"text":"And you're saying leave my other money in that.","start":107.355,"end":110.33501,"sentiment":"neutral","sentiment_score":-0.00369585905638006},{"text":"Do we keep this thing, or do we just pile out of it when it's time up or and just throw it into my cash account?","start":110.53001,"end":117.19,"sentiment":"neutral","sentiment_score":0.008266773791267322},{"text":"Or or do we add to it?","start":117.810005,"end":119.43,"sentiment":"neutral","sentiment_score":0.0013865563752395766},{"text":"Because it's paying six point six point seven five.","start":121.490005,"end":125.765,"sentiment":"neutral","sentiment_score":-0.06385733518335554}],"sentiment":"neutral","sentiment_score":-0.002784594675176777,"num_words":64,"start":99.035,"end":125.765},{"sentences":[{"text":"Yeah.","start":126.225006,"end":126.725006,"sentiment":"neutral","sentiment_score":0.021699946373701096},{"text":"Better than five from five point two from Pinga.","start":133.185,"end":135.825,"sentiment":"neutral","sentiment_score":0.033240771024591394},{"text":"Yeah.","start":135.825,"end":136.325,"sentiment":"neutral","sentiment_score":-0.023796485736966133},{"text":"Yep.","start":153.41501,"end":153.655,"sentiment":"neutral","sentiment_score":-0.018961293622851372},{"text":"Yep.","start":153.655,"end":154.155,"sentiment":"neutral","sentiment_score":0.029897009953856468}],"sentiment":"neutral","sentiment_score":0.023692778168389432,"num_words":13,"start":126.225006,"end":154.155},{"sentences":[{"text":"No.","start":161.655,"end":161.895,"sentiment":"neutral","sentiment_score":-0.1422865092754364},{"text":"No.","start":161.895,"end":162.05501,"sentiment":"neutral","sentiment_score":-0.16690249741077423},{"text":"That's good.","start":162.05501,"end":162.795,"sentiment":"neutral","sentiment_score":-0.036235909909009933},{"text":"Yep.","start":166.05501,"end":166.41,"sentiment":"neutral","sentiment_score":0.07782813161611557},{"text":"Yep.","start":174.65001,"end":175.05,"sentiment":"neutral","sentiment_score":0.06308548897504807}],"sentiment":"neutral","sentiment_score":-0.040124534318844475,"num_words":6,"start":161.655,"end":175.05},{"sentences":[{"text":"Yep.","start":175.05,"end":175.55,"sentiment":"neutral","sentiment_score":0.053005486726760864},{"text":"No.","start":177.37001,"end":177.61,"sentiment":"neutral","sentiment_score":0.06694330275058746},{"text":"That's okay.","start":177.61,"end":178.25,"sentiment":"neutral","sentiment_score":0.12438071519136429},{"text":"No worries.","start":178.25,"end":178.65001,"sentiment":"neutral","sentiment_score":0.1588902771472931},{"text":"That's just the only question we have to ask.","start":178.65001,"end":180.195,"sentiment":"neutral","sentiment_score":0.09730545514159733}],"sentiment":"neutral","sentiment_score":0.10414932469526926,"num_words":15,"start":175.05,"end":180.195},{"sentences":[{"text":"Thank you.","start":180.27501,"end":180.595,"sentiment":"positive","sentiment_score":0.4044484347105026},{"text":"Won't call you again today.","start":180.595,"end":181.875,"sentiment":"neutral","sentiment_score":0.17793498039245606},{"text":"Have your coffee.","start":181.875,"end":182.77501,"sentiment":"neutral","sentiment_score":0.15243597825368246},{"text":"Bye bye.","start":183.475,"end":184.29501,"sentiment":"neutral","sentiment_score":0.09934300184249878},{"text":"Alright.","start":185.55501,"end":186.035,"sentiment":"neutral","sentiment_score":0.2206527441740036}],"sentiment":"neutral","sentiment_score":0.1980937272310257,"num_words":13,"start":180.27501,"end":186.035},{"sentences":[{"text":"Thank you.","start":186.035,"end":186.77501,"sentiment":"positive","sentiment_score":0.4396895468235016},{"text":"Bye.","start":188.195,"end":188.695,"sentiment":"neutral","sentiment_score":-0.07008392363786697}],"sentiment":"neutral","sentiment_score":0.26976505666971207,"num_words":3,"start":186.035,"end":188.695}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hey, Young again?\n\nChannel 0: Good. How are you?\n\nChannel 1: Sorry disturbing your coffee.\n\nChannel 0: No. Oh, that is actually a good idea. I should make a coffee. Good thinking.\n\nChannel 1: I got my blonde head on. Now young Maddie sent through the screenshot, and I can understand the repayment. No problems at all. And I have two options, members voluntary contribute, or the spouse. So I assume I'm\n\nChannel 0: Member\n\nChannel 1: doing the members. Yep.\n\nChannel 0: members\n\nChannel 1: That's fine.\n\nChannel 0: voluntary. Yep.\n\nChannel 1: That's fine. But she I I gathered that. But the why do you send through on top of my EFT payment details, account number BQueenBAsB and these these account. Because that's\n\nChannel 0: I\n\nChannel 1: not\n\nChannel 0: would rec no. I would recommend doing BPAY. It hits faster\n\nChannel 1: oh,\n\nChannel 0: and with\n\nChannel 1: those\n\nChannel 0: less\n\nChannel 1: options.\n\nChannel 0: issues.\n\nChannel 1: Oh, options.\n\nChannel 0: Yeah. The other\n\nChannel 1: Oh,\n\nChannel 0: one\n\nChannel 1: okay.\n\nChannel 0: yeah. So it's either BPAY or ETF, but,\n\nChannel 1: Oh,\n\nChannel 0: honestly,\n\nChannel 1: okay. That\n\nChannel 0: my\n\nChannel 1: that's\n\nChannel 0: recommendation\n\nChannel 1: fine.\n\nChannel 0: is to definitely\n\nChannel 1: Yeah.\n\nChannel 0: do it by BPAY.\n\nChannel 1: No. No. Okay. No. That's prepaid is fine.\n\nNow I need you can this bank was saying you could do a maximum of 20,000 a day. So it's not gonna matter, is it, to\n\nChannel 0: No.\n\nChannel 1: two accounts?\n\nChannel 0: Yeah. You could just do it in two payments. That's\n\nChannel 1: Yeah.\n\nChannel 0: fine.\n\nChannel 1: Yeah. Okay. Now\n\nChannel 0: Even\n\nChannel 1: it makes\n\nChannel 0: if\n\nChannel 1: sense.\n\nChannel 0: you wanna do it in even if you wanna do it in four so you don't affect your own daily spending and stuff like that, that's fine\n\nChannel 1: No.\n\nChannel 0: too.\n\nChannel 1: No. No. That that this is my my slash account, so it doesn't matter.\n\nChannel 0: Cool.\n\nChannel 1: Yeah. That's fine. Okay. No worries. That makes a lot of sense.\n\nI I couldn't work out why she sent me two months. It just didn't make sense.\n\nChannel 0: I can't\n\nChannel 1: It's\n\nChannel 0: either,\n\nChannel 1: if you\n\nChannel 0: and I'll let her\n\nChannel 1: it\n\nChannel 0: know to\n\nChannel 1: now it's\n\nChannel 0: make\n\nChannel 1: either\n\nChannel 0: less\n\nChannel 1: that\n\nChannel 0: options.\n\nChannel 1: or that. No. That's okay. Now that's fine. And there was one question I was gonna ask you.\n\nChannel 0: Of course.\n\nChannel 1: The $10,000 I've got playing with Latrobe\n\nChannel 0: Yes.\n\nChannel 1: and just sitting there going around. And you're saying leave my other money in that. Do we keep this thing, or do we just pile out of it when it's time up or and just throw it into my cash account? Or or do\n\nChannel 0: Well,\n\nChannel 1: we add to it?\n\nChannel 0: I don't hate I don't\n\nChannel 1: Because\n\nChannel 0: hate\n\nChannel 1: it's\n\nChannel 0: the\n\nChannel 1: paying\n\nChannel 0: Latrobe\n\nChannel 1: six\n\nChannel 0: assets\n\nChannel 1: point\n\nChannel 0: as they're currently I don't\n\nChannel 1: six\n\nChannel 0: hate\n\nChannel 1: point\n\nChannel 0: how they're\n\nChannel 1: seven\n\nChannel 0: currently\n\nChannel 1: five.\n\nChannel 0: sitting,\n\nChannel 1: Yeah.\n\nChannel 0: but, like, they give the 6.75, like, it's okay. Like, it's not not great, not bad, not anything.\n\nChannel 1: Better than\n\nChannel 0: It's\n\nChannel 1: five from\n\nChannel 0: very,\n\nChannel 1: five\n\nChannel 0: very\n\nChannel 1: point\n\nChannel 0: locked\n\nChannel 1: two from Pinga. Yeah.\n\nChannel 0: it's very, very locked away. I don't wanna liquidate it because you're working, and while you're working, the like, the, you know, interest in it and all that kind of stuff, it affects you. So liquidating it is not really something I wanna do right this second,\n\nChannel 1: Yep.\n\nChannel 0: but it's\n\nChannel 1: Yep.\n\nChannel 0: something we can definitely liquidate in the future. Adding more to it, probably not right now, realistically.\n\nChannel 1: No. No. That's\n\nChannel 0: I\n\nChannel 1: good.\n\nChannel 0: wanna I wanna settle what we've what we've got now, let that\n\nChannel 1: Yep.\n\nChannel 0: roll for this financial year, and then increase your contributions next year up to the cap so that way we can be a little bit more tax tax effective that way,\n\nChannel 1: Yep. Yep.\n\nChannel 0: and then revisit Latrobe.\n\nChannel 1: No. That's okay. No worries. That's just the only question we have to ask. Thank you.\n\nWon't\n\nChannel 0: Yeah.\n\nChannel 1: call you again today. Have your coffee.\n\nChannel 0: No. It's\n\nChannel 1: Bye\n\nChannel 0: I'm\n\nChannel 1: bye.\n\nChannel 0: gonna go make one now.\n\nChannel 1: Alright. Thank you.\n\nChannel 0: Thanks, Peter. Bye.\n\nChannel 1: Bye.","paragraphs":[{"sentences":[{"text":"Hey, Young again?","start":2.96,"end":4.02,"sentiment":"neutral","sentiment_score":0.17358655234177908}],"sentiment":"neutral","sentiment_score":0.17358655234177908,"channel":1,"num_words":3,"start":2.96,"end":4.02},{"sentences":[{"text":"Good.","start":4.64,"end":4.88,"sentiment":"positive","sentiment_score":0.4596426486968994},{"text":"How are you?","start":4.88,"end":5.7799997,"sentiment":"positive","sentiment_score":0.3591412305831909}],"sentiment":"positive","sentiment_score":0.38426658511161804,"channel":0,"num_words":4,"start":4.64,"end":5.7799997},{"sentences":[{"text":"Sorry disturbing your coffee.","start":5.68,"end":7.14,"sentiment":"neutral","sentiment_score":-0.09982529282569885}],"sentiment":"neutral","sentiment_score":-0.09982529282569885,"channel":1,"num_words":4,"start":5.68,"end":7.14},{"sentences":[{"text":"No.","start":7.8399997,"end":8.0,"sentiment":"neutral","sentiment_score":-0.022982224822044373},{"text":"Oh, that is actually a good idea.","start":8.0,"end":9.599999,"sentiment":"positive","sentiment_score":0.5655229006494794},{"text":"I should make a coffee.","start":9.599999,"end":10.74,"sentiment":"positive","sentiment_score":0.3650159120559692},{"text":"Good thinking.","start":10.88,"end":11.62,"sentiment":"positive","sentiment_score":0.4911292493343353}],"sentiment":"positive","sentiment_score":0.44953440924485527,"channel":0,"num_words":15,"start":7.8399997,"end":11.62},{"sentences":[{"text":"I got my blonde head on.","start":13.615,"end":16.814999,"sentiment":"neutral","sentiment_score":0.16837721318006516},{"text":"Now young Maddie sent through the screenshot, and I can understand the repayment.","start":16.814999,"end":24.275,"sentiment":"neutral","sentiment_score":0.12466679914639546},{"text":"No problems at all.","start":24.494999,"end":25.535,"sentiment":"neutral","sentiment_score":0.17914389818906784},{"text":"And I have two options, members voluntary contribute, or the spouse.","start":25.535,"end":30.83,"sentiment":"neutral","sentiment_score":0.06886764548041603},{"text":"So I assume I'm","start":31.21,"end":32.01,"sentiment":"neutral","sentiment_score":0.035485309548676014}],"sentiment":"neutral","sentiment_score":0.11176296313734431,"channel":1,"num_words":38,"start":13.615,"end":32.01},{"sentences":[{"text":"Member","start":31.960001,"end":32.46,"sentiment":"neutral","sentiment_score":0.03585704416036606}],"sentiment":"neutral","sentiment_score":0.03585704416036606,"channel":0,"num_words":1,"start":31.960001,"end":32.46},{"sentences":[{"text":"doing the members.","start":32.01,"end":32.89,"sentiment":"neutral","sentiment_score":0.04103728259603182},{"text":"Yep.","start":32.89,"end":33.29,"sentiment":"neutral","sentiment_score":0.08289792388677597}],"sentiment":"neutral","sentiment_score":0.05150244291871786,"channel":1,"num_words":4,"start":32.01,"end":33.29},{"sentences":[{"text":"members","start":33.08,"end":33.58,"sentiment":"neutral","sentiment_score":0.04031040892004967}],"sentiment":"neutral","sentiment_score":0.04031040892004967,"channel":0,"num_words":1,"start":33.08,"end":33.58},{"sentences":[{"text":"That's fine.","start":33.29,"end":34.03,"sentiment":"neutral","sentiment_score":0.13911716639995575}],"sentiment":"neutral","sentiment_score":0.13911716639995575,"channel":1,"num_words":2,"start":33.29,"end":34.03},{"sentences":[{"text":"voluntary.","start":33.64,"end":34.14,"sentiment":"neutral","sentiment_score":0.08751186728477478},{"text":"Yep.","start":34.52,"end":35.02,"sentiment":"neutral","sentiment_score":0.08333295583724976}],"sentiment":"neutral","sentiment_score":0.08542241156101227,"channel":0,"num_words":2,"start":33.64,"end":35.02},{"sentences":[{"text":"That's fine.","start":34.809998,"end":35.55,"sentiment":"neutral","sentiment_score":0.11834181100130081},{"text":"But she I I gathered that.","start":35.77,"end":37.45,"sentiment":"neutral","sentiment_score":0.011375378041217724},{"text":"But the why do you send through on top of my EFT payment details, account number BQueenBAsB and these these account.","start":37.45,"end":45.255,"sentiment":"neutral","sentiment_score":-0.05463315156244096},{"text":"Because that's","start":45.875,"end":46.434998,"sentiment":"neutral","sentiment_score":-0.115484319627285}],"sentiment":"neutral","sentiment_score":-0.03462351392954588,"channel":1,"num_words":31,"start":34.809998,"end":46.434998},{"sentences":[{"text":"I","start":46.295,"end":46.455,"sentiment":"neutral","sentiment_score":-0.1482478231191635}],"sentiment":"neutral","sentiment_score":-0.1482478231191635,"channel":0,"num_words":1,"start":46.295,"end":46.455},{"sentences":[{"text":"not","start":46.434998,"end":46.675,"sentiment":"neutral","sentiment_score":-0.15273292362689972}],"sentiment":"neutral","sentiment_score":-0.15273292362689972,"channel":1,"num_words":1,"start":46.434998,"end":46.675},{"sentences":[{"text":"would rec no.","start":46.455,"end":47.735,"sentiment":"neutral","sentiment_score":-0.14615853130817413},{"text":"I would recommend doing BPAY.","start":47.735,"end":49.275,"sentiment":"neutral","sentiment_score":-0.012033994495868682},{"text":"It hits faster","start":49.335,"end":50.395,"sentiment":"neutral","sentiment_score":0.024196743965148926}],"sentiment":"neutral","sentiment_score":-0.038732303137129005,"channel":0,"num_words":11,"start":46.455,"end":50.395},{"sentences":[{"text":"oh,","start":50.434998,"end":50.754997,"sentiment":"neutral","sentiment_score":0.016414161771535873}],"sentiment":"neutral","sentiment_score":0.016414161771535873,"channel":1,"num_words":1,"start":50.434998,"end":50.754997},{"sentences":[{"text":"and with","start":50.535,"end":50.935,"sentiment":"neutral","sentiment_score":-0.009638851508498192}],"sentiment":"neutral","sentiment_score":-0.009638851508498192,"channel":0,"num_words":2,"start":50.535,"end":50.935},{"sentences":[{"text":"those","start":50.754997,"end":51.075,"sentiment":"neutral","sentiment_score":-0.013530679047107697}],"sentiment":"neutral","sentiment_score":-0.013530679047107697,"channel":1,"num_words":1,"start":50.754997,"end":51.075},{"sentences":[{"text":"less","start":50.935,"end":51.255,"sentiment":"neutral","sentiment_score":-0.034290611743927}],"sentiment":"neutral","sentiment_score":-0.034290611743927,"channel":0,"num_words":1,"start":50.935,"end":51.255},{"sentences":[{"text":"options.","start":51.075,"end":51.575,"sentiment":"neutral","sentiment_score":-0.045569296926259995}],"sentiment":"neutral","sentiment_score":-0.045569296926259995,"channel":1,"num_words":1,"start":51.075,"end":51.575},{"sentences":[{"text":"issues.","start":51.255,"end":51.755,"sentiment":"neutral","sentiment_score":-0.026950158178806305}],"sentiment":"neutral","sentiment_score":-0.026950158178806305,"channel":0,"num_words":1,"start":51.255,"end":51.755},{"sentences":[{"text":"Oh, options.","start":51.795,"end":52.774998,"sentiment":"neutral","sentiment_score":0.005497785517945886}],"sentiment":"neutral","sentiment_score":0.005497785517945886,"channel":1,"num_words":2,"start":51.795,"end":52.774998},{"sentences":[{"text":"Yeah.","start":52.600002,"end":53.08,"sentiment":"neutral","sentiment_score":0.010206472128629684},{"text":"The other","start":53.08,"end":53.4,"sentiment":"neutral","sentiment_score":0.007071788422763348}],"sentiment":"neutral","sentiment_score":0.00811668299138546,"channel":0,"num_words":3,"start":52.600002,"end":53.4},{"sentences":[{"text":"Oh,","start":53.395,"end":53.555,"sentiment":"neutral","sentiment_score":0.01010926254093647}],"sentiment":"neutral","sentiment_score":0.01010926254093647,"channel":1,"num_words":1,"start":53.395,"end":53.555},{"sentences":[{"text":"one","start":53.4,"end":53.48,"sentiment":"neutral","sentiment_score":0.012120092287659643}],"sentiment":"neutral","sentiment_score":0.012120092287659643,"channel":0,"num_words":1,"start":53.4,"end":53.48},{"sentences":[{"text":"okay.","start":53.555,"end":54.055,"sentiment":"neutral","sentiment_score":0.020876962691545486}],"sentiment":"neutral","sentiment_score":0.020876962691545486,"channel":1,"num_words":1,"start":53.555,"end":54.055},{"sentences":[{"text":"yeah.","start":53.56,"end":53.8,"sentiment":"neutral","sentiment_score":0.01617860421538353},{"text":"So it's either BPAY or ETF, but,","start":53.8,"end":55.64,"sentiment":"neutral","sentiment_score":0.013858453902815069}],"sentiment":"neutral","sentiment_score":0.014148472691886127,"channel":0,"num_words":8,"start":53.56,"end":55.64},{"sentences":[{"text":"Oh,","start":55.635,"end":55.875,"sentiment":"neutral","sentiment_score":0.05113663524389267}],"sentiment":"neutral","sentiment_score":0.05113663524389267,"channel":1,"num_words":1,"start":55.635,"end":55.875},{"sentences":[{"text":"honestly,","start":55.64,"end":56.14,"sentiment":"neutral","sentiment_score":0.06813470274209976}],"sentiment":"neutral","sentiment_score":0.06813470274209976,"channel":0,"num_words":1,"start":55.64,"end":56.14},{"sentences":[{"text":"okay.","start":55.875,"end":56.355,"sentiment":"neutral","sentiment_score":0.08962208032608032},{"text":"That","start":56.355,"end":56.475,"sentiment":"neutral","sentiment_score":0.10123582184314728}],"sentiment":"neutral","sentiment_score":0.0954289510846138,"channel":1,"num_words":2,"start":55.875,"end":56.475},{"sentences":[{"text":"my","start":56.52,"end":56.760002,"sentiment":"neutral","sentiment_score":0.1421668380498886}],"sentiment":"neutral","sentiment_score":0.1421668380498886,"channel":0,"num_words":1,"start":56.52,"end":56.760002},{"sentences":[{"text":"that's","start":56.595,"end":56.915,"sentiment":"neutral","sentiment_score":0.128330260515213}],"sentiment":"neutral","sentiment_score":0.128330260515213,"channel":1,"num_words":1,"start":56.595,"end":56.915},{"sentences":[{"text":"recommendation","start":56.760002,"end":57.260002,"sentiment":"neutral","sentiment_score":0.10910777747631072}],"sentiment":"neutral","sentiment_score":0.10910777747631072,"channel":0,"num_words":1,"start":56.760002,"end":57.260002},{"sentences":[{"text":"fine.","start":56.915,"end":57.415,"sentiment":"neutral","sentiment_score":0.14474938809871674}],"sentiment":"neutral","sentiment_score":0.14474938809871674,"channel":1,"num_words":1,"start":56.915,"end":57.415},{"sentences":[{"text":"is to definitely","start":57.32,"end":57.96,"sentiment":"neutral","sentiment_score":0.09640634804964066}],"sentiment":"neutral","sentiment_score":0.09640634804964066,"channel":0,"num_words":3,"start":57.32,"end":57.96},{"sentences":[{"text":"Yeah.","start":57.954998,"end":58.35,"sentiment":"neutral","sentiment_score":0.07635071128606796}],"sentiment":"neutral","sentiment_score":0.07635071128606796,"channel":1,"num_words":1,"start":57.954998,"end":58.35},{"sentences":[{"text":"do it by BPAY.","start":57.96,"end":58.940002,"sentiment":"neutral","sentiment_score":0.04449869878590107}],"sentiment":"neutral","sentiment_score":0.04449869878590107,"channel":0,"num_words":4,"start":57.96,"end":58.940002},{"sentences":[{"text":"No.","start":58.829998,"end":59.07,"sentiment":"neutral","sentiment_score":-0.05122024565935135},{"text":"No.","start":59.07,"end":59.23,"sentiment":"neutral","sentiment_score":-0.05405193939805031},{"text":"Okay.","start":59.23,"end":59.469997,"sentiment":"neutral","sentiment_score":-0.029344690963625908},{"text":"No.","start":59.469997,"end":59.629997,"sentiment":"neutral","sentiment_score":-0.052596159279346466},{"text":"That's prepaid is fine.","start":59.629997,"end":60.59,"sentiment":"neutral","sentiment_score":-0.006857542088255286}],"sentiment":"neutral","sentiment_score":-0.026830400456674397,"channel":1,"num_words":8,"start":58.829998,"end":60.59},{"sentences":[{"text":"Now I need you can this bank was saying you could do a maximum of 20,000 a day.","start":60.59,"end":64.509995,"sentiment":"neutral","sentiment_score":-0.007992487090329329},{"text":"So it's not gonna matter, is it, to","start":64.509995,"end":66.27,"sentiment":"neutral","sentiment_score":-0.015376836992800236}],"sentiment":"neutral","sentiment_score":-0.01026459475262807,"channel":1,"num_words":26,"start":60.59,"end":66.27},{"sentences":[{"text":"No.","start":66.235,"end":66.555,"sentiment":"neutral","sentiment_score":-0.03630208596587181}],"sentiment":"neutral","sentiment_score":-0.03630208596587181,"channel":0,"num_words":1,"start":66.235,"end":66.555},{"sentences":[{"text":"two accounts?","start":66.27,"end":66.93,"sentiment":"neutral","sentiment_score":-0.026566236279904842}],"sentiment":"neutral","sentiment_score":-0.026566236279904842,"channel":1,"num_words":2,"start":66.27,"end":66.93},{"sentences":[{"text":"Yeah.","start":66.555,"end":66.795,"sentiment":"neutral","sentiment_score":0.013868696056306362},{"text":"You could just do it in two payments.","start":66.795,"end":68.315,"sentiment":"neutral","sentiment_score":0.03270937246270478},{"text":"That's","start":68.315,"end":68.715004,"sentiment":"neutral","sentiment_score":0.05232397839426994}],"sentiment":"neutral","sentiment_score":0.03278676541522145,"channel":0,"num_words":10,"start":66.555,"end":68.715004},{"sentences":[{"text":"Yeah.","start":68.67,"end":68.909996,"sentiment":"neutral","sentiment_score":0.06810586154460907}],"sentiment":"neutral","sentiment_score":0.06810586154460907,"channel":1,"num_words":1,"start":68.67,"end":68.909996},{"sentences":[{"text":"fine.","start":68.715004,"end":69.215004,"sentiment":"neutral","sentiment_score":0.07284596562385559}],"sentiment":"neutral","sentiment_score":0.07284596562385559,"channel":0,"num_words":1,"start":68.715004,"end":69.215004},{"sentences":[{"text":"Yeah.","start":68.909996,"end":69.31,"sentiment":"neutral","sentiment_score":0.05193150043487549},{"text":"Okay.","start":69.31,"end":69.71,"sentiment":"neutral","sentiment_score":0.05055415257811546},{"text":"Now","start":69.71,"end":70.03,"sentiment":"neutral","sentiment_score":0.040412358939647675}],"sentiment":"neutral","sentiment_score":0.04763267065087954,"channel":1,"num_words":3,"start":68.909996,"end":70.03},{"sentences":[{"text":"Even","start":69.995,"end":70.315,"sentiment":"neutral","sentiment_score":0.04029606655240059}],"sentiment":"neutral","sentiment_score":0.04029606655240059,"channel":0,"num_words":1,"start":69.995,"end":70.315},{"sentences":[{"text":"it makes","start":70.03,"end":70.35,"sentiment":"neutral","sentiment_score":0.04273257032036781}],"sentiment":"neutral","sentiment_score":0.04273257032036781,"channel":1,"num_words":2,"start":70.03,"end":70.35},{"sentences":[{"text":"if","start":70.315,"end":70.475,"sentiment":"neutral","sentiment_score":0.03479525446891785}],"sentiment":"neutral","sentiment_score":0.03479525446891785,"channel":0,"num_words":1,"start":70.315,"end":70.475},{"sentences":[{"text":"sense.","start":70.35,"end":70.85,"sentiment":"neutral","sentiment_score":0.03480008244514465}],"sentiment":"neutral","sentiment_score":0.03480008244514465,"channel":1,"num_words":1,"start":70.35,"end":70.85},{"sentences":[{"text":"you wanna do it in even if you wanna do it in four so you don't affect your own daily spending and stuff like that, that's fine","start":70.475,"end":76.795,"sentiment":"neutral","sentiment_score":0.04951612934194229}],"sentiment":"neutral","sentiment_score":0.04951612934194229,"channel":0,"num_words":27,"start":70.475,"end":76.795},{"sentences":[{"text":"No.","start":76.604996,"end":76.924995,"sentiment":"neutral","sentiment_score":-0.05717233568429947}],"sentiment":"neutral","sentiment_score":-0.05717233568429947,"channel":1,"num_words":1,"start":76.604996,"end":76.924995},{"sentences":[{"text":"too.","start":76.795,"end":77.295,"sentiment":"neutral","sentiment_score":-0.06571634113788605}],"sentiment":"neutral","sentiment_score":-0.06571634113788605,"channel":0,"num_words":1,"start":76.795,"end":77.295},{"sentences":[{"text":"No.","start":76.924995,"end":77.005,"sentiment":"neutral","sentiment_score":-0.10569559782743454},{"text":"No.","start":77.005,"end":77.244995,"sentiment":"neutral","sentiment_score":-0.1152724027633667},{"text":"That that this is my my slash account, so it doesn't matter.","start":77.244995,"end":80.385,"sentiment":"neutral","sentiment_score":-0.07617474316308896}],"sentiment":"neutral","sentiment_score":-0.08107606561056205,"channel":1,"num_words":14,"start":76.924995,"end":80.385},{"sentences":[{"text":"Cool.","start":81.28,"end":81.78,"sentiment":"neutral","sentiment_score":0.08220616728067398}],"sentiment":"neutral","sentiment_score":0.08220616728067398,"channel":0,"num_words":1,"start":81.28,"end":81.78},{"sentences":[{"text":"Yeah.","start":81.405,"end":81.645,"sentiment":"neutral","sentiment_score":0.054736778140068054},{"text":"That's fine.","start":81.645,"end":82.365,"sentiment":"neutral","sentiment_score":0.07689616084098816},{"text":"Okay.","start":82.365,"end":82.765,"sentiment":"neutral","sentiment_score":0.024898583069443703},{"text":"No worries.","start":82.765,"end":83.165,"sentiment":"neutral","sentiment_score":0.003423173911869525},{"text":"That makes a lot of sense.","start":83.165,"end":84.63,"sentiment":"neutral","sentiment_score":-0.004413928526143233}],"sentiment":"neutral","sentiment_score":0.017815871629863977,"channel":1,"num_words":12,"start":81.405,"end":84.63},{"sentences":[{"text":"I I couldn't work out why she sent me two months.","start":84.869995,"end":87.11,"sentiment":"neutral","sentiment_score":-0.23146219687028366},{"text":"It just didn't make sense.","start":87.11,"end":88.49,"sentiment":"neutral","sentiment_score":-0.27454758882522584}],"sentiment":"neutral","sentiment_score":-0.24492638185620308,"channel":1,"num_words":16,"start":84.869995,"end":88.49},{"sentences":[{"text":"I can't","start":88.8,"end":89.28,"sentiment":"neutral","sentiment_score":-0.1557142660021782}],"sentiment":"neutral","sentiment_score":-0.1557142660021782,"channel":0,"num_words":2,"start":88.8,"end":89.28},{"sentences":[{"text":"It's","start":89.03,"end":89.35,"sentiment":"neutral","sentiment_score":-0.13536188006401062}],"sentiment":"neutral","sentiment_score":-0.13536188006401062,"channel":1,"num_words":1,"start":89.03,"end":89.35},{"sentences":[{"text":"either,","start":89.28,"end":89.520004,"sentiment":"neutral","sentiment_score":-0.1360049545764923}],"sentiment":"neutral","sentiment_score":-0.1360049545764923,"channel":0,"num_words":1,"start":89.28,"end":89.520004},{"sentences":[{"text":"if you","start":89.43,"end":90.009995,"sentiment":"neutral","sentiment_score":-0.12916233390569687}],"sentiment":"neutral","sentiment_score":-0.12916233390569687,"channel":1,"num_words":2,"start":89.43,"end":90.009995},{"sentences":[{"text":"and I'll let her","start":89.520004,"end":90.4,"sentiment":"neutral","sentiment_score":-0.10985221713781357}],"sentiment":"neutral","sentiment_score":-0.10985221713781357,"channel":0,"num_words":4,"start":89.520004,"end":90.4},{"sentences":[{"text":"it","start":90.39,"end":90.71,"sentiment":"neutral","sentiment_score":-0.12737539410591123}],"sentiment":"neutral","sentiment_score":-0.12737539410591123,"channel":1,"num_words":1,"start":90.39,"end":90.71},{"sentences":[{"text":"know to","start":90.4,"end":91.22,"sentiment":"neutral","sentiment_score":-0.17857087403535843}],"sentiment":"neutral","sentiment_score":-0.17857087403535843,"channel":0,"num_words":2,"start":90.4,"end":91.22},{"sentences":[{"text":"now it's","start":90.78999,"end":91.43,"sentiment":"neutral","sentiment_score":-0.1538674533367157}],"sentiment":"neutral","sentiment_score":-0.1538674533367157,"channel":1,"num_words":2,"start":90.78999,"end":91.43},{"sentences":[{"text":"make","start":91.36,"end":91.600006,"sentiment":"neutral","sentiment_score":-0.16447752714157104}],"sentiment":"neutral","sentiment_score":-0.16447752714157104,"channel":0,"num_words":1,"start":91.36,"end":91.600006},{"sentences":[{"text":"either","start":91.43,"end":91.67,"sentiment":"neutral","sentiment_score":-0.14712736010551453}],"sentiment":"neutral","sentiment_score":-0.14712736010551453,"channel":1,"num_words":1,"start":91.43,"end":91.67},{"sentences":[{"text":"less","start":91.600006,"end":91.92,"sentiment":"neutral","sentiment_score":-0.0975288450717926}],"sentiment":"neutral","sentiment_score":-0.0975288450717926,"channel":0,"num_words":1,"start":91.600006,"end":91.92},{"sentences":[{"text":"that","start":91.67,"end":92.07,"sentiment":"neutral","sentiment_score":-0.09259000420570374}],"sentiment":"neutral","sentiment_score":-0.09259000420570374,"channel":1,"num_words":1,"start":91.67,"end":92.07},{"sentences":[{"text":"options.","start":91.92,"end":92.42,"sentiment":"neutral","sentiment_score":-0.08908688277006149}],"sentiment":"neutral","sentiment_score":-0.08908688277006149,"channel":0,"num_words":1,"start":91.92,"end":92.42},{"sentences":[{"text":"or that.","start":92.07,"end":92.71,"sentiment":"neutral","sentiment_score":-0.015603652223944664},{"text":"No.","start":92.71,"end":92.95,"sentiment":"neutral","sentiment_score":-0.12408927828073502},{"text":"That's okay.","start":92.95,"end":93.509995,"sentiment":"neutral","sentiment_score":0.04633137583732605},{"text":"Now that's fine.","start":93.509995,"end":94.31,"sentiment":"positive","sentiment_score":0.3386160135269165},{"text":"And there was one question I was gonna ask you.","start":94.31,"end":97.689995,"sentiment":"neutral","sentiment_score":0.032557996641844514}],"sentiment":"neutral","sentiment_score":0.07104412088584569,"channel":1,"num_words":18,"start":92.07,"end":97.689995},{"sentences":[{"text":"Of course.","start":97.895004,"end":98.555,"sentiment":"neutral","sentiment_score":0.023027218878269196}],"sentiment":"neutral","sentiment_score":0.023027218878269196,"channel":0,"num_words":2,"start":97.895004,"end":98.555},{"sentences":[{"text":"The $10,000 I've got playing with Latrobe","start":99.035,"end":103.375,"sentiment":"neutral","sentiment_score":0.022518424317240715}],"sentiment":"neutral","sentiment_score":0.022518424317240715,"channel":1,"num_words":7,"start":99.035,"end":103.375},{"sentences":[{"text":"Yes.","start":104.535,"end":105.035,"sentiment":"neutral","sentiment_score":0.027532225474715233}],"sentiment":"neutral","sentiment_score":0.027532225474715233,"channel":0,"num_words":1,"start":104.535,"end":105.035},{"sentences":[{"text":"and just sitting there going around.","start":104.955,"end":106.815,"sentiment":"neutral","sentiment_score":0.007915617587665716},{"text":"And you're saying leave my other money in that.","start":107.355,"end":110.33501,"sentiment":"neutral","sentiment_score":-0.00369585905638006},{"text":"Do we keep this thing, or do we just pile out of it when it's time up or and just throw it into my cash account?","start":110.53001,"end":117.19,"sentiment":"neutral","sentiment_score":0.008266773791267322},{"text":"Or or do","start":117.810005,"end":118.37,"sentiment":"neutral","sentiment_score":-0.0003462840492526689}],"sentiment":"neutral","sentiment_score":0.005184732737358321,"channel":1,"num_words":44,"start":104.955,"end":118.37},{"sentences":[{"text":"Well,","start":118.31,"end":118.81,"sentiment":"neutral","sentiment_score":0.004033952951431274}],"sentiment":"neutral","sentiment_score":0.004033952951431274,"channel":0,"num_words":1,"start":118.31,"end":118.81},{"sentences":[{"text":"we add to it?","start":118.37,"end":119.43,"sentiment":"neutral","sentiment_score":0.002686186693608761}],"sentiment":"neutral","sentiment_score":0.002686186693608761,"channel":1,"num_words":4,"start":118.37,"end":119.43},{"sentences":[{"text":"I don't hate I don't","start":119.51501,"end":121.675,"sentiment":"neutral","sentiment_score":-0.06653139889240264}],"sentiment":"neutral","sentiment_score":-0.06653139889240264,"channel":0,"num_words":5,"start":119.51501,"end":121.675},{"sentences":[{"text":"Because","start":121.490005,"end":121.73,"sentiment":"neutral","sentiment_score":-0.048747468739748}],"sentiment":"neutral","sentiment_score":-0.048747468739748,"channel":1,"num_words":1,"start":121.490005,"end":121.73},{"sentences":[{"text":"hate","start":121.675,"end":121.915,"sentiment":"neutral","sentiment_score":-0.07816138118505478}],"sentiment":"neutral","sentiment_score":-0.07816138118505478,"channel":0,"num_words":1,"start":121.675,"end":121.915},{"sentences":[{"text":"it's","start":121.73,"end":121.97,"sentiment":"neutral","sentiment_score":-0.07686276733875275}],"sentiment":"neutral","sentiment_score":-0.07686276733875275,"channel":1,"num_words":1,"start":121.73,"end":121.97},{"sentences":[{"text":"the","start":121.915,"end":122.075005,"sentiment":"neutral","sentiment_score":-0.06361200660467148}],"sentiment":"neutral","sentiment_score":-0.06361200660467148,"channel":0,"num_words":1,"start":121.915,"end":122.075005},{"sentences":[{"text":"paying","start":121.97,"end":122.450005,"sentiment":"neutral","sentiment_score":-0.05393929034471512}],"sentiment":"neutral","sentiment_score":-0.05393929034471512,"channel":1,"num_words":1,"start":121.97,"end":122.450005},{"sentences":[{"text":"Latrobe","start":122.075005,"end":122.555,"sentiment":"neutral","sentiment_score":-0.06464506685733795}],"sentiment":"neutral","sentiment_score":-0.06464506685733795,"channel":0,"num_words":1,"start":122.075005,"end":122.555},{"sentences":[{"text":"six","start":122.450005,"end":122.69,"sentiment":"neutral","sentiment_score":-0.040166713297367096}],"sentiment":"neutral","sentiment_score":-0.040166713297367096,"channel":1,"num_words":1,"start":122.450005,"end":122.69},{"sentences":[{"text":"assets","start":122.555,"end":122.875,"sentiment":"neutral","sentiment_score":-0.04867463558912277}],"sentiment":"neutral","sentiment_score":-0.04867463558912277,"channel":0,"num_words":1,"start":122.555,"end":122.875},{"sentences":[{"text":"point","start":122.69,"end":123.105,"sentiment":"neutral","sentiment_score":-0.05781375989317894}],"sentiment":"neutral","sentiment_score":-0.05781375989317894,"channel":1,"num_words":1,"start":122.69,"end":123.105},{"sentences":[{"text":"as they're currently I don't","start":122.875,"end":124.475006,"sentiment":"neutral","sentiment_score":-0.09550226852297783}],"sentiment":"neutral","sentiment_score":-0.09550226852297783,"channel":0,"num_words":5,"start":122.875,"end":124.475006},{"sentences":[{"text":"six","start":124.305,"end":124.625,"sentiment":"neutral","sentiment_score":-0.0902005136013031}],"sentiment":"neutral","sentiment_score":-0.0902005136013031,"channel":1,"num_words":1,"start":124.305,"end":124.625},{"sentences":[{"text":"hate","start":124.475006,"end":124.715004,"sentiment":"neutral","sentiment_score":-0.11946837604045868}],"sentiment":"neutral","sentiment_score":-0.11946837604045868,"channel":0,"num_words":1,"start":124.475006,"end":124.715004},{"sentences":[{"text":"point","start":124.625,"end":124.945,"sentiment":"neutral","sentiment_score":-0.1078922152519226}],"sentiment":"neutral","sentiment_score":-0.1078922152519226,"channel":1,"num_words":1,"start":124.625,"end":124.945},{"sentences":[{"text":"how they're","start":124.715004,"end":125.035,"sentiment":"neutral","sentiment_score":-0.09656330943107605}],"sentiment":"neutral","sentiment_score":-0.09656330943107605,"channel":0,"num_words":2,"start":124.715004,"end":125.035},{"sentences":[{"text":"seven","start":124.945,"end":125.265,"sentiment":"neutral","sentiment_score":-0.04984928295016289}],"sentiment":"neutral","sentiment_score":-0.04984928295016289,"channel":1,"num_words":1,"start":124.945,"end":125.265},{"sentences":[{"text":"currently","start":125.035,"end":125.355,"sentiment":"neutral","sentiment_score":-0.0945390611886978}],"sentiment":"neutral","sentiment_score":-0.0945390611886978,"channel":0,"num_words":1,"start":125.035,"end":125.355},{"sentences":[{"text":"five.","start":125.265,"end":125.765,"sentiment":"neutral","sentiment_score":-0.04924400523304939}],"sentiment":"neutral","sentiment_score":-0.04924400523304939,"channel":1,"num_words":1,"start":125.265,"end":125.765},{"sentences":[{"text":"sitting,","start":125.355,"end":125.855,"sentiment":"neutral","sentiment_score":0.005028778687119484}],"sentiment":"neutral","sentiment_score":0.005028778687119484,"channel":0,"num_words":1,"start":125.355,"end":125.855},{"sentences":[{"text":"Yeah.","start":126.225006,"end":126.725006,"sentiment":"neutral","sentiment_score":0.021699946373701096}],"sentiment":"neutral","sentiment_score":0.021699946373701096,"channel":1,"num_words":1,"start":126.225006,"end":126.725006},{"sentences":[{"text":"but, like, they give the 6.75, like, it's okay.","start":126.555,"end":130.155,"sentiment":"neutral","sentiment_score":0.05489938706159592},{"text":"Like, it's not not great, not bad, not anything.","start":130.155,"end":132.815,"sentiment":"neutral","sentiment_score":0.059660535719659596}],"sentiment":"neutral","sentiment_score":0.05727996139062776,"channel":0,"num_words":18,"start":126.555,"end":132.815},{"sentences":[{"text":"Better than","start":133.185,"end":133.585,"sentiment":"neutral","sentiment_score":0.08345761895179749}],"sentiment":"neutral","sentiment_score":0.08345761895179749,"channel":1,"num_words":2,"start":133.185,"end":133.585},{"sentences":[{"text":"It's","start":133.515,"end":133.835,"sentiment":"neutral","sentiment_score":0.03600316494703293}],"sentiment":"neutral","sentiment_score":0.03600316494703293,"channel":0,"num_words":1,"start":133.515,"end":133.835},{"sentences":[{"text":"five from","start":133.585,"end":134.065,"sentiment":"neutral","sentiment_score":0.023435823619365692}],"sentiment":"neutral","sentiment_score":0.023435823619365692,"channel":1,"num_words":2,"start":133.585,"end":134.065},{"sentences":[{"text":"very,","start":133.835,"end":134.155,"sentiment":"neutral","sentiment_score":0.021234339103102684}],"sentiment":"neutral","sentiment_score":0.021234339103102684,"channel":0,"num_words":1,"start":133.835,"end":134.155},{"sentences":[{"text":"five","start":134.065,"end":134.30501,"sentiment":"neutral","sentiment_score":0.018189795315265656}],"sentiment":"neutral","sentiment_score":0.018189795315265656,"channel":1,"num_words":1,"start":134.065,"end":134.30501},{"sentences":[{"text":"very","start":134.155,"end":134.395,"sentiment":"neutral","sentiment_score":0.014445966109633446}],"sentiment":"neutral","sentiment_score":0.014445966109633446,"channel":0,"num_words":1,"start":134.155,"end":134.395},{"sentences":[{"text":"point","start":134.30501,"end":134.625,"sentiment":"neutral","sentiment_score":0.016879308968782425}],"sentiment":"neutral","sentiment_score":0.016879308968782425,"channel":1,"num_words":1,"start":134.30501,"end":134.625},{"sentences":[{"text":"locked","start":134.395,"end":134.895,"sentiment":"neutral","sentiment_score":0.024267062544822693}],"sentiment":"neutral","sentiment_score":0.024267062544822693,"channel":0,"num_words":1,"start":134.395,"end":134.895},{"sentences":[{"text":"two from Pinga.","start":134.625,"end":135.825,"sentiment":"neutral","sentiment_score":0.016770316598316033},{"text":"Yeah.","start":135.825,"end":136.325,"sentiment":"neutral","sentiment_score":-0.023796485736966133}],"sentiment":"neutral","sentiment_score":0.006628616014495492,"channel":1,"num_words":4,"start":134.625,"end":136.325},{"sentences":[{"text":"it's very, very locked away.","start":136.56,"end":138.09999,"sentiment":"neutral","sentiment_score":-0.12607009708881378},{"text":"I don't wanna liquidate it because you're working, and while you're working, the like, the, you know, interest in it and all that kind of stuff, it affects you.","start":139.04,"end":148.905,"sentiment":"neutral","sentiment_score":-0.14059459340983424},{"text":"So liquidating it is not really something I wanna do right this second,","start":149.625,"end":152.925,"sentiment":"neutral","sentiment_score":-0.10997385417039578}],"sentiment":"neutral","sentiment_score":-0.13057986805413632,"channel":0,"num_words":47,"start":136.56,"end":152.925},{"sentences":[{"text":"Yep.","start":153.41501,"end":153.655,"sentiment":"neutral","sentiment_score":-0.018961293622851372}],"sentiment":"neutral","sentiment_score":-0.018961293622851372,"channel":1,"num_words":1,"start":153.41501,"end":153.655},{"sentences":[{"text":"but it's","start":153.465,"end":153.705,"sentiment":"neutral","sentiment_score":0.00037569925189018336}],"sentiment":"neutral","sentiment_score":0.00037569925189018336,"channel":0,"num_words":2,"start":153.465,"end":153.705},{"sentences":[{"text":"Yep.","start":153.655,"end":154.155,"sentiment":"neutral","sentiment_score":0.029897009953856468}],"sentiment":"neutral","sentiment_score":0.029897009953856468,"channel":1,"num_words":1,"start":153.655,"end":154.155},{"sentences":[{"text":"something we can definitely liquidate in the future.","start":153.705,"end":155.645,"sentiment":"neutral","sentiment_score":-0.006892968900501728},{"text":"Adding more to it, probably not right now, realistically.","start":155.705,"end":161.965,"sentiment":"neutral","sentiment_score":-0.11791953527265125}],"sentiment":"neutral","sentiment_score":-0.06567173933281618,"channel":0,"num_words":17,"start":153.705,"end":161.965},{"sentences":[{"text":"No.","start":161.655,"end":161.895,"sentiment":"neutral","sentiment_score":-0.1422865092754364},{"text":"No.","start":161.895,"end":162.05501,"sentiment":"neutral","sentiment_score":-0.16690249741077423},{"text":"That's","start":162.05501,"end":162.295,"sentiment":"neutral","sentiment_score":-0.06536488980054855}],"sentiment":"neutral","sentiment_score":-0.12485129882891972,"channel":1,"num_words":3,"start":161.655,"end":162.295},{"sentences":[{"text":"I","start":162.185,"end":162.345,"sentiment":"neutral","sentiment_score":-0.028399810194969177}],"sentiment":"neutral","sentiment_score":-0.028399810194969177,"channel":0,"num_words":1,"start":162.185,"end":162.345},{"sentences":[{"text":"good.","start":162.295,"end":162.795,"sentiment":"neutral","sentiment_score":-0.0071069300174713135}],"sentiment":"neutral","sentiment_score":-0.0071069300174713135,"channel":1,"num_words":1,"start":162.295,"end":162.795},{"sentences":[{"text":"wanna I wanna settle what we've what we've got now, let that","start":162.345,"end":166.06999,"sentiment":"neutral","sentiment_score":0.011582180314386882}],"sentiment":"neutral","sentiment_score":0.011582180314386882,"channel":0,"num_words":12,"start":162.345,"end":166.06999},{"sentences":[{"text":"Yep.","start":166.05501,"end":166.41,"sentiment":"neutral","sentiment_score":0.07782813161611557}],"sentiment":"neutral","sentiment_score":0.07782813161611557,"channel":1,"num_words":1,"start":166.05501,"end":166.41},{"sentences":[{"text":"roll for this financial year, and then increase your contributions next year up to the cap so that way we can be a little bit more tax tax effective that way,","start":166.06999,"end":174.81,"sentiment":"neutral","sentiment_score":0.07736192223045134}],"sentiment":"neutral","sentiment_score":0.07736192223045134,"channel":0,"num_words":31,"start":166.06999,"end":174.81},{"sentences":[{"text":"Yep.","start":174.65001,"end":175.05,"sentiment":"neutral","sentiment_score":0.06308548897504807},{"text":"Yep.","start":175.05,"end":175.55,"sentiment":"neutral","sentiment_score":0.053005486726760864}],"sentiment":"neutral","sentiment_score":0.058045487850904465,"channel":1,"num_words":2,"start":174.65001,"end":175.55},{"sentences":[{"text":"and then revisit Latrobe.","start":175.43,"end":176.89,"sentiment":"neutral","sentiment_score":0.03844981640577316}],"sentiment":"neutral","sentiment_score":0.03844981640577316,"channel":0,"num_words":4,"start":175.43,"end":176.89},{"sentences":[{"text":"No.","start":177.37001,"end":177.61,"sentiment":"neutral","sentiment_score":0.06694330275058746},{"text":"That's okay.","start":177.61,"end":178.25,"sentiment":"neutral","sentiment_score":0.12438071519136429},{"text":"No worries.","start":178.25,"end":178.65001,"sentiment":"neutral","sentiment_score":0.1588902771472931},{"text":"That's just the only question we have to ask.","start":178.65001,"end":180.195,"sentiment":"neutral","sentiment_score":0.09730545514159733},{"text":"Thank you.","start":180.27501,"end":180.595,"sentiment":"positive","sentiment_score":0.4044484347105026}],"sentiment":"neutral","sentiment_score":0.1448832033202052,"channel":1,"num_words":16,"start":177.37001,"end":180.595},{"sentences":[{"text":"Won't","start":180.595,"end":180.91501,"sentiment":"neutral","sentiment_score":0.1699301302433014}],"sentiment":"neutral","sentiment_score":0.1699301302433014,"channel":1,"num_words":1,"start":180.595,"end":180.91501},{"sentences":[{"text":"Yeah.","start":180.78499,"end":181.28499,"sentiment":"neutral","sentiment_score":0.1356726586818695}],"sentiment":"neutral","sentiment_score":0.1356726586818695,"channel":0,"num_words":1,"start":180.78499,"end":181.28499},{"sentences":[{"text":"call you again today.","start":180.91501,"end":181.875,"sentiment":"neutral","sentiment_score":0.17993619292974472},{"text":"Have your coffee.","start":181.875,"end":182.77501,"sentiment":"neutral","sentiment_score":0.15243597825368246}],"sentiment":"neutral","sentiment_score":0.16815038664000376,"channel":1,"num_words":7,"start":180.91501,"end":182.77501},{"sentences":[{"text":"No.","start":182.465,"end":182.86499,"sentiment":"neutral","sentiment_score":0.054641496390104294},{"text":"It's","start":182.86499,"end":183.36499,"sentiment":"neutral","sentiment_score":0.0938444435596466}],"sentiment":"neutral","sentiment_score":0.07424296997487545,"channel":0,"num_words":2,"start":182.465,"end":183.36499},{"sentences":[{"text":"Bye","start":183.475,"end":183.79501,"sentiment":"neutral","sentiment_score":0.08383438736200333}],"sentiment":"neutral","sentiment_score":0.08383438736200333,"channel":1,"num_words":1,"start":183.475,"end":183.79501},{"sentences":[{"text":"I'm","start":183.665,"end":183.825,"sentiment":"neutral","sentiment_score":0.12902936339378357}],"sentiment":"neutral","sentiment_score":0.12902936339378357,"channel":0,"num_words":1,"start":183.665,"end":183.825},{"sentences":[{"text":"bye.","start":183.79501,"end":184.29501,"sentiment":"neutral","sentiment_score":0.11485161632299425}],"sentiment":"neutral","sentiment_score":0.11485161632299425,"channel":1,"num_words":1,"start":183.79501,"end":184.29501},{"sentences":[{"text":"gonna go make one now.","start":183.825,"end":185.205,"sentiment":"neutral","sentiment_score":0.16023611426353454}],"sentiment":"neutral","sentiment_score":0.16023611426353454,"channel":0,"num_words":5,"start":183.825,"end":185.205},{"sentences":[{"text":"Alright.","start":185.55501,"end":186.035,"sentiment":"neutral","sentiment_score":0.2206527441740036},{"text":"Thank you.","start":186.035,"end":186.77501,"sentiment":"positive","sentiment_score":0.4396895468235016}],"sentiment":"positive","sentiment_score":0.36667727927366894,"channel":1,"num_words":3,"start":185.55501,"end":186.77501},{"sentences":[{"text":"Thanks, Peter.","start":187.025,"end":187.905,"sentiment":"positive","sentiment_score":0.3892056494951248},{"text":"Bye.","start":187.905,"end":188.405,"sentiment":"neutral","sentiment_score":0.1775040179491043}],"sentiment":"neutral","sentiment_score":0.31863843897978467,"channel":0,"num_words":3,"start":187.025,"end":188.405},{"sentences":[{"text":"Bye.","start":188.195,"end":188.695,"sentiment":"neutral","sentiment_score":-0.07008392363786697}],"sentiment":"neutral","sentiment_score":-0.07008392363786697,"channel":1,"num_words":1,"start":188.195,"end":188.695}]},"summary":{"result":"success","short":"The speaker discusses the possibility of members making voluntary contributions to a program and recommends using BPAY or ETF to avoid recurring issues. They also mention the importance of liquidating the program and increasing contributions for tax purposes. The conversation ends with the speaker thanking the caller and saying goodbye."},"intents":{"segments":[{"text":"The $10,000 I've got playing with Latrobe Yes. and just sitting there going around. And you're saying leave my other money in that. Do we keep this thing, or do we just pile out of it when it's time up or and just throw it into my cash account? Or or do Well, we add to it?","start_word":326,"end_word":382,"intents":[{"intent":"Ask about liquidating funds","confidence_score":0.0032755816}]},{"text":"Do we keep this thing, or do we just pile out of it when it's time up or and just throw it into my cash account?","start_word":349,"end_word":374,"intents":[{"intent":"Inquire about storing and storing money","confidence_score":0.00047366173}]},{"text":"No.","start_word":513,"end_word":513,"intents":[{"intent":"Discuss future plans","confidence_score":0.0467387}]},{"text":"That's I good. wanna I wanna settle what we've what we've got now, let that Yep. roll for this financial year, and then increase your contributions next year up to the cap so that way we can be a little bit more tax tax effective that way, Yep.","start_word":514,"end_word":561,"intents":[{"intent":"Suggest increasing contributions","confidence_score":0.0074017583},{"intent":"Ask about potential tax impact","confidence_score":0.000069480906}]},{"text":"call you again today. Have your coffee.","start_word":585,"end_word":591,"intents":[{"intent":"Ask about calling and coffee","confidence_score":0.00005120072}]}]},"sentiments":{"segments":[{"text":"Hey, Young again?","start_word":0,"end_word":2,"sentiment":"neutral","sentiment_score":0.16561248898506165},{"text":"Good. How are you?","start_word":3,"end_word":6,"sentiment":"positive","sentiment_score":0.3897780179977417},{"text":"Sorry disturbing your coffee. No.","start_word":7,"end_word":11,"sentiment":"neutral","sentiment_score":-0.0838271901011467},{"text":"Oh, that is actually a good idea. I should make a coffee. Good thinking.","start_word":12,"end_word":25,"sentiment":"positive","sentiment_score":0.4679778218269348},{"text":"I got my blonde head on. Now young Maddie sent through the screenshot, and I can understand the repayment. No problems at all. And I have two options, members voluntary contribute, or the spouse. So I assume I'm Member doing the members. Yep. members That's fine. voluntary. Yep. That's fine. But she I I gathered that. But the why do you send through on top of my EFT payment details, account number BQueenBAsB and these these account. Because that's I not would rec no. I would recommend doing BPAY. It hits faster oh, and with those less options. issues. Oh, options. Yeah. The other Oh, one okay. yeah. So it's either BPAY or ETF, but, Oh, honestly, okay. That my that's recommendation fine. is to definitely Yeah. do it by BPAY. No. No. Okay. No. That's prepaid is fine. Now I need you can this bank was saying you could do a maximum of 20,000 a day. So it's not gonna matter, is it, to No. two accounts? Yeah. You could just do it in two payments. That's Yeah. fine. Yeah. Okay. Now Even it makes if sense. you wanna do it in even if you wanna do it in four so you don't affect your own daily spending and stuff like that, that's fine No. too. No. No. That that this is my my slash account, so it doesn't matter. Cool. Yeah. That's fine. Okay. No worries. That makes a lot of sense. I I couldn't work out why she sent me two months. It just didn't make sense. I can't It's either, if you and I'll let her it know to now it's make either less that options. or that. No. That's okay.","start_word":26,"end_word":310,"sentiment":"neutral","sentiment_score":-0.004656918199830933},{"text":"Now that's fine.","start_word":311,"end_word":313,"sentiment":"positive","sentiment_score":0.3686979711055755},{"text":"And there was one question I was gonna ask you. Of course. The $10,000 I've got playing with Latrobe Yes. and just sitting there going around. And you're saying leave my other money in that. Do we keep this thing, or do we just pile out of it when it's time up or and just throw it into my cash account? Or or do Well, we add to it? I don't hate I don't Because hate it's the paying Latrobe six assets point as they're currently I don't six hate point how they're seven currently five. sitting, Yeah. but, like, they give the 6.75, like, it's okay. Like, it's not not great, not bad, not anything. Better than It's five from very, five very point locked two from Pinga. Yeah. it's very, very locked away. I don't wanna liquidate it because you're working, and while you're working, the like, the, you know, interest in it and all that kind of stuff, it affects you. So liquidating it is not really something I wanna do right this second, Yep. but it's Yep. something we can definitely liquidate in the future. Adding more to it, probably not right now, realistically. No. No. That's I good. wanna I wanna settle what we've what we've got now, let that Yep. roll for this financial year, and then increase your contributions next year up to the cap so that way we can be a little bit more tax tax effective that way, Yep. Yep. and then revisit Latrobe. No. That's okay. No worries. That's just the only question we have to ask.","start_word":314,"end_word":580,"sentiment":"neutral","sentiment_score":-0.013783217407763004},{"text":"Thank you.","start_word":581,"end_word":582,"sentiment":"positive","sentiment_score":0.3941219747066498},{"text":"Won't Yeah. call you again today. Have your coffee. No. It's Bye I'm bye. gonna go make one now. Alright.","start_word":583,"end_word":602,"sentiment":"neutral","sentiment_score":0.14218281209468842},{"text":"Thank you. Thanks, Peter.","start_word":603,"end_word":606,"sentiment":"positive","sentiment_score":0.40479525923728943},{"text":"Bye. Bye.","start_word":607,"end_word":608,"sentiment":"neutral","sentiment_score":0.17232174426317215}],"average":{"sentiment":"neutral","sentiment_score":0.018677420517779587}}}}