{"metadata":{"transaction_key":"deprecated","request_id":"01a0a89a-43d9-7a53-8131-b7c5e18c9abe","sha256":"9893b514246bf4c9d5a37965e871d0b7b40f64e74498a8c56477ebb7fc4159d3","created":"2026-09-16T05:04:40.801Z","duration":2139.48,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":6740,"output_tokens":113},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":7503,"output_tokens":7517},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":7503,"output_tokens":500}},"results":{"channels":[{"alternatives":[{"transcript":"Hi, Adrian. This is Janet here finding from Oakview Financial. How are you today? That's fine. No worries at all. Okay. Well, just before I go any further, I just need to let you know that our calls are recorded for quality and coaching purposes. Is that okay? Thank you. Adrian, can I please get you to confirm your full name, date of birth, and address, please? Okay. I have a different address here on file. What would be a proof... Yes. That's correct. Okay. So while I've got you on the phone, let's update your address. Okay. What is your new address? Yes? Neptune Street. Yes. In Maryborough? Yep. Okay. Won't be a sec. I'm just gonna update that while I've got you on the phone. So 236 Neptune Street. Fantastic. Okay. Alright. All updated. That's nice. Okay. Adrian, the purpose of my call today is to phone and book in... Oh, sorry. Complete your annual review that we have booked in. Do you still have time for that now? Okay. Well, if at any time that we need to stop or there's any safety concerns, please let me know, and we can reschedule. That's absolutely fine. Alright. I was having a chat with my colleague Whitlam earlier, and he said that you have a number of questions that you want to run by us. Did you wanna start with those to begin with? That's okay. I'm sure they'll come back to you as we as we move through our conversation. Yes. Okay. Alright. Let's work through the information we have on file just to make sure it's up to date, and then we can touch on those in a little bit more detail. I have you... Your marital status as married. Is that correct? Yep. Alright. Fantastic. And your email address is Rager73Aussie@Hotmail.com? Yeah. And your wife's name is Catherine Jarvis? And do you have any dependents? No. Okay. I have you here as a bus driver, so I am going to assume that's still correct because you said you're gonna jump in the bus shortly. Okay. And are you still employed with Wide Bay Transit? And how long have you been there for? Oh, wow. Very good. And are you still casual, or is it full time? Casual? Casual? Yeah. How many hours per week do you do on average? Per week or fortnight? Okay. 76 per fortnight. Beautiful. Okay. And what would you say that your gross income is? 90. Okay. Would that include... That's okay. Would that include super or exclude super? Okay. Okay. And we had your expenditure noted as about $400 a week in living expenses. Would that be correct still? Yes. So it's hitting everyone's pocket, isn't it? Yeah. The cost of living still tends to rise. Yeah. Yes. Yeah. Unfortunately. Okay. Alright. Okay. Okay. I'll bump that up to $4.50. Are you... Do you have any regular savings per week that you put aside? Yeah. Yeah. Yep. Okay. That's... I can understand that. I can understand that. Okay. I can. Yes. I have a... Just moving on to assets and liabilities. I have a car here valued at 20,000 with a $16,000 debt. Would that be accurate? Okay. And I had a credit card noted here with a outstanding balance of 3,000. Is that correct? Okay. Do you know what the limit is? Do you know what the limit is on it? Yes. Okay. Okay. Any other assets or liabilities that you can think of? No? Okay. I have you here as a nonsmoker. Is that still correct? And you... Do you still take medication for high blood pressure? Yeah. Any other illness? Oh, that's good. That's very good. And do you have a will or power of attorney in place? Okay. Fantastic. The... Moving over to your goals that we have on file from previously, you... They were... One of them was to buy a house with your daughter. Is that still on the the plans? Is that what you're talking about when you refer to purchasing property? Okay. Are you... Is there a... I know you said maybe in the New Year. Is there an amount of money you need to have as a deposit? Is there any kind of investigation being done into it, what you need to do? Yep. Yep. Yep. Yeah. Okay. Do you do you... So do you have more than one one child? Wow. Very nice. He must be... Must have been busy with the children activities. Oh, wow. That would have been a handful of... House full of women. I understand. I do know what you mean. My dad... We're we've got all girls on my side, so I completely understand. Yeah. Yeah. Exactly. Exactly. Okay. So is it you and your wife looking at buying the house with your daughter? Okay. Alright. So probably a couple of... There's not much there that I can probably advise on. There are some logistical things that you and your wife would need to look into and consider. Just given the fact that you have five children, it would be things like estate planning and ensuring that anything that you do purchase is... Yeah. Yes. Yep. So... Yeah. So if you do... Yes. Because it can cause... I've seen a... It can it can cause... It can... Yeah. Yes. No. Correct. Yeah. So if you do end up going down that path, we can obviously provide some referrals for you if you like to solicit us and also brokers to help with the funding of any potential property purchase. But it would be prudent to make sure that any estate planning is in place. Yeah. Yeah. Exactly. And there and there are a few different professionals that would help guide through that process to make sure that it's all set up correctly and in the way that you want. So when that time does come, we can definitely point you in the direction of the professionals that you do need to speak to to make sure that is the case. And the other goal was to be financially stable, holidays, pay off your car, which you have done fantastic, And start looking at getting a caravan. Are they still relevant? You wanted to be have holidays, pay off your car, and start looking at getting a caravan. So you've paid off your car. How are you going with with the rest of it? Is... Are they still priorities? Yep. Okay. Yeah. Yep. Okay. Yeah. That's right. Yeah. I mean, as long as you've got your head down and working hard, I think that's all that any of us really wanna achieve at the end of the day. Yep. Yeah. No. You are not old at all. Not at all. Oh, like Okay. Okay. Okay. Okay. Okay. Okay. Alright. Well, I understand that. I understand that. Adrianne, do you have access to your emails at the moment? Okay. I'm going to... When you do later have access for them, you're gonna have a document there from myself and OdooSign. You'll need to just open it because this is gonna be your reference for the documents that we've talked through. Your... The first document is a summary of your super fund showing a balance of approximately 226,300, and your insurance policies with TAO being life and TPD insurance of 413,684, and your income protection being $5,870 per month. Do you do you feel that those levels of cover are still adequate for you? Yep. Yeah. Yeah. Yeah. And and how income protection works is you can only insure up to 70% of your taxable income, so you wouldn't be able to insure the full amount anyhow. Yep. Okay. The next document across is your performance report with hub twenty four. So there's two when you get a chance to go through them. There's a twelve month and six month period. The twelve month period was a lower return of 3.31%. That was... That's been attributed to probably two funds underperforming, being the Benelong Australian Equities Fund and the Vanek Property Unit Fund. What we're doing at the moment with our clients is we're actively reviewing those to look at alternative options. We we don't swap and change willy nilly, let's call it. There's usually a systemic ongoing situation before we start looking at alternative options. Unfortunately, Bannalong and the Vernek property are one of those that we're looking at replacing. So with your permission, I'd like to look into alternatives to those, those, if that's okay. Yep. Yeah. Yeah. Well, we're always gonna have some volatility being a high growth investor, but this is the purpose of the... Our reviews and our our contacts are to make sure that, you know, we're staying on top of anything that needs to be prioritized and looked at rather than just a set and forget kind of arrangement. Okay. And there's just one other investment in there that I wanna look at personally. It's the beta bank hybrid funds. Nothing wrong with it performance wise. Income wise, it's done okay in the last twelve months, but the banks are phasing out the Hyatt Bank hybrids from January 2027. So rather than sitting sitting and waiting, I'd like to probably be a little bit proactive seeing alternative options to rather just wait and see what the banks offer from January 2027. Yep. Yep. Yeah. A little bit more proactive in that sense. The six month return on your portfolio has bounced back up to 4.82%, so it's bouncing back. Again, Bennelong and the property fund are the small returns on the... In the portfolio. So we're still looking at replacing... Well, not replacing them, but looking at alternatives to see if there's more suitable ones for you. The other document within the pack is the Vanguard index chart. So all this is... What we use this for is a visual tool, and it explains how the... It's a visual tool to show how volatility affects the market. So the top four are your growth assets, being US shares, Australian shares, international, and property, with the bottom two being your bonds and cash being your defensive assets. Now how your funds are invested at the moment is that you predominantly have about defensive assets, which provides basically income producing returns as opposed to long term growth. The the situation there is more so being comfortable with that that level of volatility and understand... Yeah. Understanding that, you know, maybe statistically what we see is one in every five years being a negative year, and the volatility can be plus or minus any side of 14%. So in in those bad times and then your good times, you know, that's a great thing. But the minimum time frame for a high growth portfolio is eight years. So that allows you the the time to ride out those waves of volatility. That's why we say a minimum of eight years. So to to confirm and make sure that you're comfortable, are you are you still wanting to take that high growth approach? Yes? Okay. Beautiful. Thank you for confirming that. The other document within the pack is your TAL certificate of currency. It just shows that your policies that we talked about earlier being your life and TPD and income protection are current and in place. You also have your financial services guide, which explains to you who we are, who we're licensed through... That we're licensed with, importantly, the advice we provide, the type, and how we provide it along with our fees, and if you're unhappy with any of the services, the complaints process. The last two documents I'm gonna touch on are the ones that require signing once you've had the opportunity to review those and you're comfortable. The first one is the ongoing fee arrangement. So this is the fee to continue as a client for us to manage your superannuation and provide advice. As such, in relation to that. So that fee is... Has changed to a fixed fee now. It used to be a percent based fee, which would fluctuate based on the balance of the fund. It's now fixed at $3,844.65, which is still equivalent to the 1.65% fee that you paid in the past. However, it's fixed now, so it's not gonna fluctuate. So each month, it would be $320.40 approximately that would be deducted from your funds. And then the final form is your tax fund acknowledgment that we hold your tax file number on file. So we do hold that on file because of your superannuation fund, and it's just confirming that you are aware of that and and comfortable with it. So after that mouthful, any questions for me? Yep. Did you want... Yeah. Did you want me to set a task for me to reach out to you in the New Year? Yeah. Okay. When would you like me to do that? Yep. Yep. Okay. I can do I can do that. Yeah. Nice and busy. Absolutely. Yeah. Absolutely. I'll set that task to give you a call. Absolutely. Speaking of retirement, when do you think you would like to retire? Yep. Mhmm. Okay. Alright. Too easy. So you need... Would you continue to work to pay debt down, like the mortgage? Retirement. Yep. Do you know what what what type of... Like, the value of the house you're looking at buying roughly or your portion of it? Mhmm. Yep. Okay. Yeah. Yeah. No. That's okay. It's just a goal at this stage, and it's kind of a... It's it's something to look at and continue fine tuning over time. So just just something that I have here. So when I do phone you in January end of January, we can touch base on it again, and I've got the notes here to make sure that I remember this conversation. And while I've got you, Adrian, I just wanted to let you know that at the moment, you've got no beneficiary nomination on your superannuation fund. So that means, no. You don't. So, yeah, I I can't see that it's been applied anywhere. I can get that out to you very quickly. Do you have access to a printer, or would you prefer it be posted? Okay. I will email that to you to make sure that you can print it and sign it, and you can scan it back or take pictures, whatever is the best for you. Did you... Is it Catherine that you want as your beneficiary? Alright. Yep. So each child, are they over 18? Okay. So that's absolutely fine. What I am gonna tell you, though, is that there are tax implications for children over the age of 18 that are not financially dependent. So they will be taxed at 15% plus an additional 2% for Medicare on any funds paid to them. So... Yes. So, yeah, so Catherine herself won't get any tax because she's your... She's she's your spouse and she's your financial dependent under and tax laws. Well, superannuation and tax laws, whereas children are only dependent under the tax Yep. Yep. Okay. So there's there's two options there. There's a binding nomination and then what we call a non lapsing binding nomination. The only difference is is that one will expire in three years, and the one does one does not expire and is only updated when you complete a new form. What would be your preference in relation to that? Yep. That's what most people choose. It does. It does. Okay. That was probably all for me. So what my process from here is is I'm going to set a task to touch base with you in the new year. But before that, I'm going to reach out to you once I've had a chance to review those investments that we talked about to make sure to arrange any replacements if needed. Outside of that, did you... Are you happy with annual reviews, or did you want them more frequent? Yep. Okay. Okay. Alright. I will leave that as is. I'm just... I've got some homework to do, and you'll hear from me within the next couple of weeks to make sure that we have another meeting to go over those changes of the investments. And, then you'll hear from me again in the new year to talk about the house. Alright. Fantastic. Well, do you have any other questions for me, Adrian? Adrianne? Okay. Alright. Well, if any pop into mind, please give me a call. And once you've had a chance to look over those documents, if you're happy to sign those documents, if you can sign them and return them, that would be fantastic. Beautiful. Alright. Well, I will speak to you soon, and you enjoy the rest of your day. Okay. Will that will that take too long? Okay. Oh, yeah. I think there are everywhere. I don't know where some people get their driver's license from, to be honest with you. Yes. Okay. Yes. Yep. Keeps the day interesting. I was just gonna say make it... Become a YouTube sensation. Well, it was lovely speaking with you, Adrianne. I hope you have an... A lovely afternoon, and I will speak with you again soon. Okay. I'll talk to you soon. Bye. Bye.","confidence":0.99902344,"words":[{"word":"hi","start":2.32,"end":2.72,"confidence":0.99853516,"punctuated_word":"Hi,","sentiment":"neutral","sentiment_score":0.1852535605430603},{"word":"adrian","start":2.72,"end":3.1999998,"confidence":0.87231445,"punctuated_word":"Adrian.","sentiment":"neutral","sentiment_score":0.1997014880180359},{"word":"this","start":3.1999998,"end":3.36,"confidence":1.0,"punctuated_word":"This","sentiment":"neutral","sentiment_score":0.23932389914989471},{"word":"is","start":3.36,"end":3.52,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2426723837852478},{"word":"janet","start":3.52,"end":3.9199998,"confidence":0.68652344,"punctuated_word":"Janet","sentiment":"neutral","sentiment_score":0.24092285335063937},{"word":"here","start":3.9199998,"end":4.08,"confidence":0.9316406,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.25784623622894287},{"word":"finding","start":4.08,"end":4.4,"confidence":0.31835938,"punctuated_word":"finding","sentiment":"neutral","sentiment_score":0.2208845168352127},{"word":"from","start":4.4,"end":4.64,"confidence":0.9980469,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.2386375516653061},{"word":"oakview","start":4.64,"end":5.14,"confidence":0.7763672,"punctuated_word":"Oakview","sentiment":"neutral","sentiment_score":0.21790961921215057},{"word":"financial","start":5.2,"end":5.7,"confidence":0.99902344,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.23251867294311523},{"word":"how","start":5.8399997,"end":6.08,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.2827278673648834},{"word":"are","start":6.08,"end":6.16,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2670198082923889},{"word":"you","start":6.16,"end":6.3199997,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.27356699109077454},{"word":"today","start":6.3199997,"end":6.8199997,"confidence":1.0,"punctuated_word":"today?","sentiment":"neutral","sentiment_score":0.23640742897987368},{"word":"that's","start":16.135,"end":16.455,"confidence":0.9980469,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.016857784241437912},{"word":"fine","start":16.455,"end":16.935,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.029976926743984222},{"word":"no","start":16.935,"end":17.255001,"confidence":1.0,"punctuated_word":"No","sentiment":"neutral","sentiment_score":-0.008938387036323547},{"word":"worries","start":17.255001,"end":17.495,"confidence":1.0,"punctuated_word":"worries","sentiment":"neutral","sentiment_score":-0.05466284602880478},{"word":"at","start":17.495,"end":17.735,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.04699494689702988},{"word":"all","start":17.735,"end":18.235,"confidence":0.9995117,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.007120832800865173},{"word":"okay","start":33.43,"end":33.93,"confidence":0.91186523,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.004023987799882889},{"word":"well","start":34.07,"end":34.47,"confidence":0.9970703,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.002856956794857979},{"word":"just","start":34.47,"end":34.71,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0103355310857296},{"word":"before","start":34.71,"end":35.03,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.004617929458618164},{"word":"i","start":35.03,"end":35.11,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02246496081352234},{"word":"go","start":35.11,"end":35.27,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.018174946308135983},{"word":"any","start":35.27,"end":35.51,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.000566624104976654},{"word":"further","start":35.51,"end":35.91,"confidence":0.9975586,"punctuated_word":"further,","sentiment":"neutral","sentiment_score":-0.01372402161359787},{"word":"i","start":35.91,"end":36.07,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.004357863217592239},{"word":"just","start":36.07,"end":36.23,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02844737097620964},{"word":"need","start":36.23,"end":36.47,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.0018554888665676117},{"word":"to","start":36.47,"end":36.55,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.004999715834856033},{"word":"let","start":36.55,"end":36.71,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.0058121457695961},{"word":"you","start":36.71,"end":36.79,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.004223160445690155},{"word":"know","start":36.79,"end":37.03,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.0057956501841545105},{"word":"that","start":37.03,"end":37.19,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0002541542053222656},{"word":"our","start":37.19,"end":37.35,"confidence":1.0,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.002911563962697983},{"word":"calls","start":37.35,"end":37.67,"confidence":1.0,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":0.015021663159132004},{"word":"are","start":37.67,"end":37.83,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0034053362905979156},{"word":"recorded","start":37.83,"end":38.23,"confidence":1.0,"punctuated_word":"recorded","sentiment":"neutral","sentiment_score":0.0051660798490047455},{"word":"for","start":38.23,"end":38.47,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0011840835213661194},{"word":"quality","start":38.47,"end":38.79,"confidence":1.0,"punctuated_word":"quality","sentiment":"neutral","sentiment_score":0.018298164010047913},{"word":"and","start":38.79,"end":38.95,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.017241057008504868},{"word":"coaching","start":38.95,"end":39.43,"confidence":1.0,"punctuated_word":"coaching","sentiment":"neutral","sentiment_score":-0.011494878679513931},{"word":"purposes","start":39.43,"end":39.93,"confidence":1.0,"punctuated_word":"purposes.","sentiment":"neutral","sentiment_score":0.001363346353173256},{"word":"is","start":39.989998,"end":40.15,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.03590639680624008},{"word":"that","start":40.15,"end":40.39,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05283054709434509},{"word":"okay","start":40.39,"end":40.695,"confidence":1.0,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.02640431746840477},{"word":"thank","start":44.055,"end":44.295,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5747933387756348},{"word":"you","start":44.295,"end":44.795,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4629585146903992},{"word":"adrian","start":45.095,"end":45.575,"confidence":0.78271484,"punctuated_word":"Adrian,","sentiment":"neutral","sentiment_score":0.0907432958483696},{"word":"can","start":45.575,"end":45.735,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08673301339149475},{"word":"i","start":45.735,"end":45.895,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1083407998085022},{"word":"please","start":45.895,"end":46.215,"confidence":1.0,"punctuated_word":"please","sentiment":"neutral","sentiment_score":0.07573238760232925},{"word":"get","start":46.215,"end":46.375,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.07386760413646698},{"word":"you","start":46.375,"end":46.535,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.054486233741045},{"word":"to","start":46.535,"end":46.695,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06932421028614044},{"word":"confirm","start":46.695,"end":47.095,"confidence":1.0,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.07109563797712326},{"word":"your","start":47.095,"end":47.335,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0478864386677742},{"word":"full","start":47.335,"end":47.495,"confidence":1.0,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.07601769268512726},{"word":"name","start":47.495,"end":47.815,"confidence":0.9995117,"punctuated_word":"name,","sentiment":"neutral","sentiment_score":0.05511609837412834},{"word":"date","start":47.815,"end":48.055,"confidence":1.0,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.07097165286540985},{"word":"of","start":48.055,"end":48.215,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06796484440565109},{"word":"birth","start":48.215,"end":48.535,"confidence":0.98583984,"punctuated_word":"birth,","sentiment":"neutral","sentiment_score":0.063115693628788},{"word":"and","start":48.535,"end":48.775,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04531214386224747},{"word":"address","start":48.775,"end":49.254997,"confidence":0.9995117,"punctuated_word":"address,","sentiment":"neutral","sentiment_score":0.045162588357925415},{"word":"please","start":49.254997,"end":49.754997,"confidence":0.9975586,"punctuated_word":"please?","sentiment":"neutral","sentiment_score":0.04702626168727875},{"word":"okay","start":59.11,"end":59.61,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.005816946737468243},{"word":"i","start":59.75,"end":59.989998,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01266556791961193},{"word":"have","start":59.989998,"end":60.23,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.015260793268680573},{"word":"a","start":60.23,"end":60.309998,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.013250751420855522},{"word":"different","start":60.309998,"end":60.79,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.0235378947108984},{"word":"address","start":60.79,"end":61.19,"confidence":1.0,"punctuated_word":"address","sentiment":"neutral","sentiment_score":-0.018094507977366447},{"word":"here","start":61.19,"end":61.51,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.008891360834240913},{"word":"on","start":61.51,"end":61.75,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.006060542538762093},{"word":"file","start":61.75,"end":62.25,"confidence":0.9995117,"punctuated_word":"file.","sentiment":"neutral","sentiment_score":-0.010739406570792198},{"word":"what","start":62.79,"end":63.03,"confidence":1.0,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.005721302703022957},{"word":"would","start":63.03,"end":63.19,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.0011327285319566729},{"word":"be","start":63.19,"end":63.51,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0001047421246767044},{"word":"a","start":63.51,"end":63.59,"confidence":0.47753906,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.007683987729251385},{"word":"proof","start":63.59,"end":64.09,"confidence":0.7475586,"punctuated_word":"proof...","sentiment":"neutral","sentiment_score":-0.005427607335150242},{"word":"yes","start":66.79,"end":67.245,"confidence":0.99560547,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.03548596799373627},{"word":"that's","start":67.485,"end":67.885,"confidence":0.9980469,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.06274425983428955},{"word":"correct","start":67.885,"end":68.385,"confidence":1.0,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":0.06680591404438019},{"word":"okay","start":68.445,"end":68.765,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.035808417946100235},{"word":"so","start":68.765,"end":69.005005,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.031819894909858704},{"word":"while","start":69.005005,"end":69.245,"confidence":0.99902344,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.024888748303055763},{"word":"i've","start":69.245,"end":69.325005,"confidence":0.9995117,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.03718673437833786},{"word":"got","start":69.325005,"end":69.485,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.03955518454313278},{"word":"you","start":69.485,"end":69.645004,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.030731437727808952},{"word":"on","start":69.645004,"end":69.805,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03902604430913925},{"word":"the","start":69.805,"end":69.885,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03093997947871685},{"word":"phone","start":69.885,"end":70.385,"confidence":0.99902344,"punctuated_word":"phone,","sentiment":"neutral","sentiment_score":0.026047812774777412},{"word":"let's","start":70.445,"end":70.925,"confidence":0.9995117,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":0.03310101851820946},{"word":"update","start":70.925,"end":71.425,"confidence":0.99902344,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.028416622430086136},{"word":"your","start":71.485,"end":71.805,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.012701787054538729},{"word":"address","start":71.805,"end":72.305,"confidence":0.99902344,"punctuated_word":"address.","sentiment":"neutral","sentiment_score":0.012537756934762},{"word":"okay","start":75.245,"end":75.745,"confidence":0.9338379,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.022520974278450012},{"word":"what","start":75.965004,"end":76.205,"confidence":0.99609375,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.02225189097225666},{"word":"is","start":76.205,"end":76.445,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.026602620258927345},{"word":"your","start":76.445,"end":76.685005,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.01910415105521679},{"word":"new","start":76.685005,"end":76.925,"confidence":0.9873047,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.02312101423740387},{"word":"address","start":76.925,"end":77.425,"confidence":0.9975586,"punctuated_word":"address?","sentiment":"neutral","sentiment_score":0.01056109182536602},{"word":"yes","start":80.525,"end":81.025,"confidence":0.94311523,"punctuated_word":"Yes?","sentiment":"neutral","sentiment_score":0.0064588324166834354},{"word":"neptune","start":83.23,"end":83.55,"confidence":0.8540039,"punctuated_word":"Neptune","sentiment":"neutral","sentiment_score":0.00510887335985899},{"word":"street","start":83.55,"end":84.03,"confidence":0.94262695,"punctuated_word":"Street.","sentiment":"neutral","sentiment_score":0.0052355448715388775},{"word":"yes","start":84.03,"end":84.53,"confidence":0.842041,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.012876592576503754},{"word":"in","start":87.229996,"end":87.39,"confidence":0.7182617,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.002952997572720051},{"word":"maryborough","start":87.39,"end":87.89,"confidence":0.9506836,"punctuated_word":"Maryborough?","sentiment":"neutral","sentiment_score":0.005189649295061827},{"word":"yep","start":88.75,"end":89.25,"confidence":0.9980469,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02779521606862545},{"word":"okay","start":90.67,"end":91.17,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.03640175983309746},{"word":"won't","start":92.35,"end":92.67,"confidence":0.94799805,"punctuated_word":"Won't","sentiment":"neutral","sentiment_score":-0.0002062227576971054},{"word":"be","start":92.67,"end":92.83,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.030362475663423535},{"word":"a","start":92.83,"end":92.91,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.030110584571957588},{"word":"sec","start":92.91,"end":93.07,"confidence":0.9411621,"punctuated_word":"sec.","sentiment":"neutral","sentiment_score":-0.02536219172179699},{"word":"i'm","start":93.07,"end":93.229996,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.028949029743671417},{"word":"just","start":93.229996,"end":93.39,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.037816256284713745},{"word":"gonna","start":93.39,"end":93.63,"confidence":0.9941406,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.03288136050105095},{"word":"update","start":93.63,"end":93.95,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.04795542359352112},{"word":"that","start":93.95,"end":94.11,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03333480283617973},{"word":"while","start":94.11,"end":94.35,"confidence":1.0,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.02444690838456154},{"word":"i've","start":94.35,"end":94.51,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.04033509269356728},{"word":"got","start":94.51,"end":94.67,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.033427171409130096},{"word":"you","start":94.67,"end":94.83,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02617844380438328},{"word":"on","start":94.83,"end":94.99,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03449811786413193},{"word":"the","start":94.99,"end":95.15,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02442539669573307},{"word":"phone","start":95.15,"end":95.565,"confidence":0.99853516,"punctuated_word":"phone.","sentiment":"neutral","sentiment_score":0.01693347841501236},{"word":"so","start":105.245,"end":105.325005,"confidence":0.9350586,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.016849908977746964},{"word":"236","start":105.325005,"end":106.445,"confidence":0.9736328,"punctuated_word":"236","sentiment":"neutral","sentiment_score":0.014814820140600204},{"word":"neptune","start":106.445,"end":106.945,"confidence":0.9863281,"punctuated_word":"Neptune","sentiment":"neutral","sentiment_score":0.011949455365538595},{"word":"street","start":107.085,"end":107.585,"confidence":0.99072266,"punctuated_word":"Street.","sentiment":"neutral","sentiment_score":0.010624859482049942},{"word":"fantastic","start":110.41,"end":110.91,"confidence":0.9875488,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.4538203477859497},{"word":"okay","start":111.93,"end":112.43,"confidence":0.99609375,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.24239329993724823},{"word":"alright","start":116.89,"end":117.39,"confidence":0.99658203,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.26994049549102783},{"word":"all","start":117.85,"end":118.09,"confidence":0.98291016,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.2824459671974182},{"word":"updated","start":118.09,"end":118.59,"confidence":0.9970703,"punctuated_word":"updated.","sentiment":"neutral","sentiment_score":0.29717978835105896},{"word":"that's","start":119.77,"end":120.09,"confidence":0.97021484,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4738656282424927},{"word":"nice","start":120.09,"end":120.59,"confidence":0.6793213,"punctuated_word":"nice.","sentiment":"positive","sentiment_score":0.4729701280593872},{"word":"okay","start":121.61,"end":122.11,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06101411581039429},{"word":"adrian","start":122.41,"end":122.89,"confidence":0.967041,"punctuated_word":"Adrian,","sentiment":"neutral","sentiment_score":0.034485168755054474},{"word":"the","start":122.89,"end":123.05,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02196281775832176},{"word":"purpose","start":123.05,"end":123.45,"confidence":1.0,"punctuated_word":"purpose","sentiment":"neutral","sentiment_score":0.024012550711631775},{"word":"of","start":123.45,"end":123.61,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.024870678782463074},{"word":"my","start":123.61,"end":123.77,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.03260137885808945},{"word":"call","start":123.77,"end":124.01,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.04543525725603104},{"word":"today","start":124.01,"end":124.41,"confidence":1.0,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.03086363710463047},{"word":"is","start":124.41,"end":124.65,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02766326814889908},{"word":"to","start":124.65,"end":124.89,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.037934303283691406},{"word":"phone","start":124.89,"end":125.39,"confidence":0.99609375,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":0.0376351997256279},{"word":"and","start":125.53,"end":126.03,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.019700774922966957},{"word":"book","start":127.585,"end":127.905,"confidence":0.9863281,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.01894460991024971},{"word":"in","start":127.905,"end":128.405,"confidence":0.9970703,"punctuated_word":"in...","sentiment":"neutral","sentiment_score":0.019501294940710068},{"word":"oh","start":128.785,"end":128.94499,"confidence":0.9099121,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.02253144606947899},{"word":"sorry","start":128.94499,"end":129.345,"confidence":0.90478516,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.0137865599244833},{"word":"complete","start":129.345,"end":129.665,"confidence":0.9980469,"punctuated_word":"Complete","sentiment":"neutral","sentiment_score":-0.01156269758939743},{"word":"your","start":129.665,"end":129.905,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.01242092251777649},{"word":"annual","start":129.905,"end":130.225,"confidence":0.9482422,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.040468424558639526},{"word":"review","start":130.225,"end":130.545,"confidence":0.9980469,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.03344499319791794},{"word":"that","start":130.545,"end":130.705,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.000581592321395874},{"word":"we","start":130.705,"end":130.865,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.009837206453084946},{"word":"have","start":130.865,"end":131.105,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.01817505806684494},{"word":"booked","start":131.105,"end":131.345,"confidence":1.0,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.028703507035970688},{"word":"in","start":131.345,"end":131.58499,"confidence":1.0,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.00617053359746933},{"word":"do","start":131.58499,"end":131.745,"confidence":1.0,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.01378152146935463},{"word":"you","start":131.745,"end":131.905,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.003709185868501663},{"word":"still","start":131.905,"end":132.225,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.00945674255490303},{"word":"have","start":132.225,"end":132.385,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.021521467715501785},{"word":"time","start":132.385,"end":132.705,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.003266572952270508},{"word":"for","start":132.705,"end":132.865,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.00759747251868248},{"word":"that","start":132.865,"end":133.105,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.01284356415271759},{"word":"now","start":133.105,"end":133.605,"confidence":1.0,"punctuated_word":"now?","sentiment":"neutral","sentiment_score":-0.006124064326286316},{"word":"okay","start":143.36,"end":143.84001,"confidence":0.8522949,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.05148644372820854},{"word":"well","start":143.84001,"end":144.16,"confidence":0.99853516,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.02357172593474388},{"word":"if","start":144.16,"end":144.40001,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.003982095047831535},{"word":"at","start":144.40001,"end":144.56,"confidence":0.98535156,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.0238281674683094},{"word":"any","start":144.56,"end":144.8,"confidence":0.9536133,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.012515049427747726},{"word":"time","start":144.8,"end":145.04001,"confidence":0.9980469,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.03007056564092636},{"word":"that","start":145.04001,"end":145.36,"confidence":0.9892578,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03691110387444496},{"word":"we","start":145.36,"end":145.6,"confidence":0.98828125,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.050221316516399384},{"word":"need","start":145.6,"end":145.76001,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.07077242434024811},{"word":"to","start":145.76001,"end":146.0,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06506388634443283},{"word":"stop","start":146.0,"end":146.24,"confidence":1.0,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":-0.04740999639034271},{"word":"or","start":146.24,"end":146.40001,"confidence":0.94189453,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03519506752490997},{"word":"there's","start":146.40001,"end":146.64,"confidence":0.99609375,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.05041178688406944},{"word":"any","start":146.64,"end":146.88,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.05596062168478966},{"word":"safety","start":146.88,"end":147.28,"confidence":0.99902344,"punctuated_word":"safety","sentiment":"neutral","sentiment_score":-0.09785950183868408},{"word":"concerns","start":147.28,"end":147.76001,"confidence":0.9980469,"punctuated_word":"concerns,","sentiment":"neutral","sentiment_score":-0.05393332242965698},{"word":"please","start":147.76001,"end":148.0,"confidence":1.0,"punctuated_word":"please","sentiment":"neutral","sentiment_score":-0.0320705808699131},{"word":"let","start":148.0,"end":148.16,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.017028532922267914},{"word":"me","start":148.16,"end":148.40001,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.002849329262971878},{"word":"know","start":148.40001,"end":148.72,"confidence":0.90893555,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.015012046322226524},{"word":"and","start":148.72,"end":148.96,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0016148202121257782},{"word":"we","start":148.96,"end":149.12001,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.004334531724452972},{"word":"can","start":149.12001,"end":149.36,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.0010831542313098907},{"word":"reschedule","start":149.36,"end":149.86,"confidence":0.9995117,"punctuated_word":"reschedule.","sentiment":"neutral","sentiment_score":-0.02242601476609707},{"word":"that's","start":150.0,"end":150.32,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2257891297340393},{"word":"absolutely","start":150.32,"end":150.82,"confidence":1.0,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":0.2251277267932892},{"word":"fine","start":150.88,"end":151.38,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.16402147710323334},{"word":"alright","start":154.16501,"end":154.66501,"confidence":0.9885254,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":-0.05457665771245957},{"word":"i","start":154.725,"end":155.225,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04188750684261322},{"word":"was","start":155.365,"end":155.525,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.031143048778176308},{"word":"having","start":155.525,"end":155.845,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.04271262139081955},{"word":"a","start":155.845,"end":155.925,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04661247879266739},{"word":"chat","start":155.925,"end":156.085,"confidence":1.0,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.05643100291490555},{"word":"with","start":156.085,"end":156.325,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.04708338528871536},{"word":"my","start":156.325,"end":156.405,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.044687096029520035},{"word":"colleague","start":156.405,"end":156.725,"confidence":1.0,"punctuated_word":"colleague","sentiment":"neutral","sentiment_score":0.04424182325601578},{"word":"whitlam","start":156.725,"end":157.225,"confidence":0.8383789,"punctuated_word":"Whitlam","sentiment":"neutral","sentiment_score":0.04078064113855362},{"word":"earlier","start":157.285,"end":157.525,"confidence":0.9875488,"punctuated_word":"earlier,","sentiment":"neutral","sentiment_score":0.04968392848968506},{"word":"and","start":157.525,"end":157.685,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02698533423244953},{"word":"he","start":157.685,"end":157.845,"confidence":1.0,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.031169090420007706},{"word":"said","start":157.845,"end":158.005,"confidence":1.0,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.03583306446671486},{"word":"that","start":158.005,"end":158.16501,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02853800728917122},{"word":"you","start":158.16501,"end":158.325,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.035709962248802185},{"word":"have","start":158.325,"end":158.485,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.023239893838763237},{"word":"a","start":158.485,"end":158.565,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.028450224548578262},{"word":"number","start":158.565,"end":158.885,"confidence":1.0,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.02780504897236824},{"word":"of","start":158.885,"end":159.045,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02697876468300819},{"word":"questions","start":159.045,"end":159.525,"confidence":1.0,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.027674701064825055},{"word":"that","start":159.525,"end":159.685,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03556440770626068},{"word":"you","start":159.685,"end":159.925,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03374289348721504},{"word":"want","start":159.925,"end":160.085,"confidence":0.99609375,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.024535708129405975},{"word":"to","start":160.085,"end":160.585,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.024503063410520554},{"word":"run","start":160.885,"end":161.205,"confidence":1.0,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.0318574383854866},{"word":"by","start":161.205,"end":161.705,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.029746096581220627},{"word":"us","start":161.765,"end":162.16501,"confidence":0.9980469,"punctuated_word":"us.","sentiment":"neutral","sentiment_score":0.02879602462053299},{"word":"did","start":162.16501,"end":162.325,"confidence":0.99902344,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.025376595556735992},{"word":"you","start":162.325,"end":162.485,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.026028314605355263},{"word":"wanna","start":162.485,"end":162.885,"confidence":0.9536133,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.02816523984074593},{"word":"start","start":162.885,"end":163.125,"confidence":1.0,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.022793715819716457},{"word":"with","start":163.125,"end":163.365,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.030568718910217285},{"word":"those","start":163.365,"end":163.765,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.03605953976511955},{"word":"to","start":163.765,"end":163.845,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01654611900448799},{"word":"begin","start":163.845,"end":164.345,"confidence":1.0,"punctuated_word":"begin","sentiment":"neutral","sentiment_score":0.019633909687399864},{"word":"with","start":170.87999,"end":171.04,"confidence":0.9975586,"punctuated_word":"with?","sentiment":"neutral","sentiment_score":0.008862904272973537},{"word":"that's","start":171.04,"end":171.43999,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1737549751996994},{"word":"okay","start":171.43999,"end":171.93999,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.20997577905654907},{"word":"i'm","start":172.15999,"end":172.31999,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.23162248730659485},{"word":"sure","start":172.31999,"end":172.56,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.205743670463562},{"word":"they'll","start":172.56,"end":172.79999,"confidence":0.98706055,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.225449800491333},{"word":"come","start":172.79999,"end":173.04,"confidence":1.0,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.22671876847743988},{"word":"back","start":173.04,"end":173.2,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.198124960064888},{"word":"to","start":173.2,"end":173.43999,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15918494760990143},{"word":"you","start":173.43999,"end":173.59999,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1886201947927475},{"word":"as","start":173.59999,"end":173.76,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.19176532328128815},{"word":"we","start":173.76,"end":174.15999,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.18743832409381864},{"word":"as","start":174.15999,"end":174.48,"confidence":0.484375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.19879132509231567},{"word":"we","start":174.48,"end":174.98,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14973847568035126},{"word":"move","start":175.04,"end":175.28,"confidence":0.99902344,"punctuated_word":"move","sentiment":"neutral","sentiment_score":0.16810807585716248},{"word":"through","start":175.28,"end":175.51999,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.18225738406181335},{"word":"our","start":175.51999,"end":175.76,"confidence":1.0,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.1463899463415146},{"word":"conversation","start":175.76,"end":176.26,"confidence":0.99853516,"punctuated_word":"conversation.","sentiment":"neutral","sentiment_score":0.10676945000886916},{"word":"yes","start":197.26001,"end":197.76001,"confidence":0.99853516,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.024523843079805378},{"word":"okay","start":218.33,"end":218.81,"confidence":0.8803711,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.05682648718357086},{"word":"alright","start":218.81,"end":219.31,"confidence":0.99902344,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.09428678452968596},{"word":"let's","start":219.45001,"end":219.93001,"confidence":1.0,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.09423871338367462},{"word":"work","start":219.93001,"end":220.25,"confidence":0.99902344,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.10919690132141112},{"word":"through","start":220.25,"end":220.75,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.10484069585800172},{"word":"the","start":220.97,"end":221.13,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08646062016487122},{"word":"information","start":221.13,"end":221.63,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.05671834200620651},{"word":"we","start":221.69,"end":221.85,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07911689579486847},{"word":"have","start":221.85,"end":222.01001,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06067053973674774},{"word":"on","start":222.01001,"end":222.17,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.061666809022426605},{"word":"file","start":222.17,"end":222.41,"confidence":1.0,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.05337362736463547},{"word":"just","start":222.41,"end":222.57,"confidence":0.9951172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10097522288560867},{"word":"to","start":222.57,"end":222.65001,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.089406318962574},{"word":"make","start":222.65001,"end":222.81,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.0791262835264206},{"word":"sure","start":222.81,"end":223.05,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.09219090640544891},{"word":"it's","start":223.05,"end":223.21,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.08052951842546463},{"word":"up","start":223.21,"end":223.45001,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.09697555005550385},{"word":"to","start":223.45001,"end":223.53,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08538772165775299},{"word":"date","start":223.53,"end":224.03,"confidence":0.96850586,"punctuated_word":"date,","sentiment":"neutral","sentiment_score":0.07152166962623596},{"word":"and","start":224.585,"end":224.82501,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04781388491392136},{"word":"then","start":224.82501,"end":224.985,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.07795323431491852},{"word":"we","start":224.985,"end":225.145,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07344373315572739},{"word":"can","start":225.145,"end":225.38501,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.06540320813655853},{"word":"touch","start":225.38501,"end":225.705,"confidence":1.0,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.0684501975774765},{"word":"on","start":225.705,"end":225.865,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0625949278473854},{"word":"those","start":225.865,"end":226.265,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.053507935255765915},{"word":"in","start":226.265,"end":226.425,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.041392698884010315},{"word":"a","start":226.425,"end":226.585,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.046181123703718185},{"word":"little","start":226.585,"end":226.74501,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.04301005229353905},{"word":"bit","start":226.74501,"end":226.985,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.04166679084300995},{"word":"more","start":226.985,"end":227.225,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.02797004207968712},{"word":"detail","start":227.225,"end":227.725,"confidence":1.0,"punctuated_word":"detail.","sentiment":"neutral","sentiment_score":0.03431803360581398},{"word":"i","start":228.425,"end":228.585,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.008607150055468082},{"word":"have","start":228.585,"end":228.82501,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.008208532817661762},{"word":"you","start":228.82501,"end":229.30501,"confidence":0.9604492,"punctuated_word":"you...","sentiment":"neutral","sentiment_score":0.003957449458539486},{"word":"your","start":229.30501,"end":229.46501,"confidence":1.0,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":0.004101352766156197},{"word":"marital","start":229.46501,"end":229.96501,"confidence":1.0,"punctuated_word":"marital","sentiment":"neutral","sentiment_score":0.0061570750549435616},{"word":"status","start":230.02501,"end":230.505,"confidence":1.0,"punctuated_word":"status","sentiment":"neutral","sentiment_score":-0.008553709834814072},{"word":"as","start":230.505,"end":230.74501,"confidence":0.6748047,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.006601013243198395},{"word":"married","start":230.74501,"end":231.24501,"confidence":0.9914551,"punctuated_word":"married.","sentiment":"neutral","sentiment_score":-0.0025874292477965355},{"word":"is","start":231.30501,"end":231.545,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.016228090971708298},{"word":"that","start":231.545,"end":232.045,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.035760052502155304},{"word":"correct","start":232.585,"end":233.085,"confidence":0.96850586,"punctuated_word":"correct?","sentiment":"neutral","sentiment_score":0.018428821116685867},{"word":"yep","start":234.505,"end":235.005,"confidence":0.9523926,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09764283895492554},{"word":"alright","start":235.30501,"end":235.785,"confidence":0.9995117,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.27898502349853516},{"word":"fantastic","start":235.785,"end":236.285,"confidence":1.0,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.5168074369430542},{"word":"and","start":237.145,"end":237.38501,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.19693756103515625},{"word":"your","start":237.38501,"end":237.625,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19635610282421112},{"word":"email","start":237.625,"end":238.02501,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.22884973883628845},{"word":"address","start":238.02501,"end":238.52501,"confidence":1.0,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.1851590871810913},{"word":"is","start":238.86,"end":238.94,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.20233622193336487},{"word":"rager73aussie@hotmail.com","start":238.94,"end":241.76,"confidence":0.9118347,"punctuated_word":"Rager73Aussie@Hotmail.com?","sentiment":"neutral","sentiment_score":0.14083586633205414},{"word":"yeah","start":243.58,"end":243.9,"confidence":0.76049805,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05774613469839096},{"word":"and","start":243.9,"end":244.14,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.041591789573431015},{"word":"your","start":244.14,"end":244.64,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.035107504576444626},{"word":"wife's","start":244.94,"end":245.26,"confidence":0.99902344,"punctuated_word":"wife's","sentiment":"neutral","sentiment_score":0.048407621681690216},{"word":"name","start":245.26,"end":245.42,"confidence":1.0,"punctuated_word":"name","sentiment":"neutral","sentiment_score":0.0407918393611908},{"word":"is","start":245.42,"end":245.73999,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05026015639305115},{"word":"catherine","start":245.73999,"end":246.23999,"confidence":0.5625,"punctuated_word":"Catherine","sentiment":"neutral","sentiment_score":0.04100837931036949},{"word":"jarvis","start":246.54,"end":247.04,"confidence":0.796875,"punctuated_word":"Jarvis?","sentiment":"neutral","sentiment_score":0.04811876267194748},{"word":"and","start":249.42,"end":249.92,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03079100511968136},{"word":"do","start":250.06,"end":250.22,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.021337049081921577},{"word":"you","start":250.22,"end":250.37999,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02384563907980919},{"word":"have","start":250.37999,"end":250.62,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.01827460527420044},{"word":"any","start":250.62,"end":250.86,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.025538573041558266},{"word":"dependents","start":250.86,"end":251.36,"confidence":0.99641925,"punctuated_word":"dependents?","sentiment":"neutral","sentiment_score":0.021422214806079865},{"word":"no","start":253.81999,"end":254.055,"confidence":0.9663086,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.010628136806190014},{"word":"okay","start":254.53499,"end":255.03499,"confidence":0.99609375,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.025277892127633095},{"word":"i","start":255.73499,"end":255.97499,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01822047308087349},{"word":"have","start":255.97499,"end":256.215,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.026867032051086422},{"word":"you","start":256.215,"end":256.375,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.017393555492162704},{"word":"here","start":256.375,"end":256.695,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.01966186985373497},{"word":"as","start":256.695,"end":256.775,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.01193658821284771},{"word":"a","start":256.775,"end":256.935,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.019961418583989143},{"word":"bus","start":256.935,"end":257.175,"confidence":1.0,"punctuated_word":"bus","sentiment":"neutral","sentiment_score":0.026030953973531723},{"word":"driver","start":257.175,"end":257.655,"confidence":0.84814453,"punctuated_word":"driver,","sentiment":"neutral","sentiment_score":0.02647625282406807},{"word":"so","start":257.655,"end":257.975,"confidence":0.9863281,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.01903197169303894},{"word":"i","start":257.975,"end":258.29498,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04061281681060791},{"word":"am","start":258.29498,"end":258.535,"confidence":0.99609375,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.03850536420941353},{"word":"going","start":258.535,"end":258.695,"confidence":0.9892578,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.034425415098667145},{"word":"to","start":258.695,"end":258.85498,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.030724070966243744},{"word":"assume","start":258.85498,"end":259.175,"confidence":1.0,"punctuated_word":"assume","sentiment":"neutral","sentiment_score":0.030239243060350415},{"word":"that's","start":259.175,"end":259.41498,"confidence":0.99609375,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.03449060022830963},{"word":"still","start":259.41498,"end":259.655,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.01730409637093544},{"word":"correct","start":259.655,"end":259.975,"confidence":1.0,"punctuated_word":"correct","sentiment":"neutral","sentiment_score":0.03874821215867996},{"word":"because","start":259.975,"end":260.375,"confidence":0.9199219,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.04467299580574035},{"word":"you","start":260.375,"end":260.535,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05735398456454277},{"word":"said","start":260.535,"end":260.775,"confidence":1.0,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.04916638135910034},{"word":"you're","start":260.775,"end":260.935,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.03651044517755509},{"word":"gonna","start":260.935,"end":261.255,"confidence":0.96435547,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.035984452813863754},{"word":"jump","start":261.255,"end":261.41498,"confidence":0.99902344,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":0.02915485203266144},{"word":"in","start":261.41498,"end":261.57498,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.022570163011550903},{"word":"the","start":261.57498,"end":261.655,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03446976840496063},{"word":"bus","start":261.655,"end":261.895,"confidence":1.0,"punctuated_word":"bus","sentiment":"neutral","sentiment_score":0.03698858991265297},{"word":"shortly","start":261.895,"end":262.395,"confidence":0.9770508,"punctuated_word":"shortly.","sentiment":"neutral","sentiment_score":0.011959144845604897},{"word":"okay","start":265.655,"end":266.055,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.04031860455870629},{"word":"and","start":266.055,"end":266.29498,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03404263034462929},{"word":"are","start":266.29498,"end":266.455,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.025883208960294724},{"word":"you","start":266.455,"end":266.615,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03857188671827316},{"word":"still","start":266.615,"end":266.85498,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.03939223289489746},{"word":"employed","start":266.85498,"end":267.335,"confidence":1.0,"punctuated_word":"employed","sentiment":"neutral","sentiment_score":0.02765902318060398},{"word":"with","start":267.335,"end":267.57498,"confidence":0.99609375,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.036905668675899506},{"word":"wide","start":267.57498,"end":267.815,"confidence":0.7783203,"punctuated_word":"Wide","sentiment":"neutral","sentiment_score":0.047024957835674286},{"word":"bay","start":267.815,"end":268.23,"confidence":0.9873047,"punctuated_word":"Bay","sentiment":"neutral","sentiment_score":0.05996716395020485},{"word":"transit","start":268.39,"end":268.89,"confidence":0.97802734,"punctuated_word":"Transit?","sentiment":"neutral","sentiment_score":0.049730345606803894},{"word":"and","start":271.27002,"end":271.51,"confidence":0.99121094,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.01938813179731369},{"word":"how","start":271.51,"end":271.67,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.00748101994395256},{"word":"long","start":271.67,"end":271.91,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.015043151564896108},{"word":"have","start":271.91,"end":272.07,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.005913835018873215},{"word":"you","start":272.07,"end":272.23,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.016289489343762398},{"word":"been","start":272.23,"end":272.39,"confidence":0.99902344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.00839180313050747},{"word":"there","start":272.39,"end":272.71002,"confidence":0.99902344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.00984089821577072},{"word":"for","start":272.71002,"end":273.21002,"confidence":0.99560547,"punctuated_word":"for?","sentiment":"neutral","sentiment_score":0.0042624929919838905},{"word":"oh","start":276.07,"end":276.39,"confidence":0.9848633,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.1381901353597641},{"word":"wow","start":276.39,"end":276.89,"confidence":0.9980469,"punctuated_word":"wow.","sentiment":"neutral","sentiment_score":0.2617356479167938},{"word":"very","start":277.27002,"end":277.59,"confidence":0.9980469,"punctuated_word":"Very","sentiment":"positive","sentiment_score":0.4266585409641266},{"word":"good","start":277.59,"end":278.09,"confidence":0.99853516,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.36762815713882446},{"word":"and","start":278.31,"end":278.55002,"confidence":0.9819336,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.09088166058063508},{"word":"are","start":278.55002,"end":278.79,"confidence":0.99316406,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.06281274557113647},{"word":"you","start":278.79,"end":279.03,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08804965019226074},{"word":"still","start":279.03,"end":279.51,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.06682756543159485},{"word":"casual","start":279.51,"end":280.01,"confidence":0.8322754,"punctuated_word":"casual,","sentiment":"neutral","sentiment_score":0.08043651282787323},{"word":"or","start":280.07,"end":280.23,"confidence":0.9892578,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.03168703615665436},{"word":"is","start":280.23,"end":280.47,"confidence":0.9941406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.041095420718193054},{"word":"it","start":280.47,"end":280.63,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05749543756246567},{"word":"full","start":280.63,"end":280.95,"confidence":0.99609375,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.07964378595352173},{"word":"time","start":280.95,"end":281.45,"confidence":0.94628906,"punctuated_word":"time?","sentiment":"neutral","sentiment_score":0.029305560514330864},{"word":"casual","start":282.23,"end":282.73,"confidence":0.8137207,"punctuated_word":"Casual?","sentiment":"neutral","sentiment_score":0.035305969417095184},{"word":"casual","start":283.215,"end":283.615,"confidence":0.7792969,"punctuated_word":"Casual?","sentiment":"neutral","sentiment_score":0.03556244447827339},{"word":"yeah","start":283.615,"end":283.935,"confidence":0.7963867,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.032381996512413025},{"word":"how","start":283.935,"end":284.175,"confidence":0.98828125,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.019255472347140312},{"word":"many","start":284.175,"end":284.57498,"confidence":0.99609375,"punctuated_word":"many","sentiment":"neutral","sentiment_score":0.014750881120562552},{"word":"hours","start":284.57498,"end":284.97498,"confidence":0.99609375,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.02082250453531742},{"word":"per","start":284.97498,"end":285.13498,"confidence":0.9970703,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.02792869322001934},{"word":"week","start":285.13498,"end":285.375,"confidence":0.9970703,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.020248254761099815},{"word":"do","start":285.375,"end":285.53497,"confidence":0.99121094,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.01695413887500763},{"word":"you","start":285.53497,"end":285.69498,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02535935677587986},{"word":"do","start":285.69498,"end":286.09497,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.017910990864038467},{"word":"on","start":286.09497,"end":286.25497,"confidence":0.98291016,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.01944451406598091},{"word":"average","start":286.25497,"end":286.75497,"confidence":0.9848633,"punctuated_word":"average?","sentiment":"neutral","sentiment_score":0.01970367506146431},{"word":"per","start":290.81497,"end":291.13498,"confidence":0.9951172,"punctuated_word":"Per","sentiment":"neutral","sentiment_score":0.012249027378857136},{"word":"week","start":291.13498,"end":291.29498,"confidence":0.9921875,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.014263766817748548},{"word":"or","start":291.29498,"end":291.53497,"confidence":0.9863281,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.012161558493971825},{"word":"fortnight","start":291.53497,"end":292.03497,"confidence":0.9904785,"punctuated_word":"fortnight?","sentiment":"neutral","sentiment_score":0.01839437335729599},{"word":"okay","start":293.85498,"end":294.25497,"confidence":0.98535156,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06942543387413025},{"word":"76","start":294.25497,"end":295.23,"confidence":0.951416,"punctuated_word":"76","sentiment":"neutral","sentiment_score":0.071341872215271},{"word":"per","start":295.23,"end":295.63,"confidence":0.43066406,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.10056184977293016},{"word":"fortnight","start":295.63,"end":296.13,"confidence":0.9836426,"punctuated_word":"fortnight.","sentiment":"neutral","sentiment_score":0.16227987408638},{"word":"beautiful","start":296.19,"end":296.69,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.7123279571533203},{"word":"okay","start":297.47,"end":297.97,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.30691957473754883},{"word":"and","start":298.27,"end":298.67,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15145349502563477},{"word":"what","start":298.67,"end":298.91,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.17482662200927734},{"word":"would","start":298.91,"end":299.41,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.18887904286384585},{"word":"you","start":299.87,"end":300.03,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1817946135997772},{"word":"say","start":300.03,"end":300.27,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.10639669746160509},{"word":"that","start":300.27,"end":300.51,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09915204346179962},{"word":"your","start":300.51,"end":300.75,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0914633721113205},{"word":"gross","start":300.75,"end":301.15,"confidence":0.9819336,"punctuated_word":"gross","sentiment":"neutral","sentiment_score":0.1394747793674469},{"word":"income","start":301.15,"end":301.55,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.14083218574523926},{"word":"is","start":301.55,"end":302.05,"confidence":0.9951172,"punctuated_word":"is?","sentiment":"neutral","sentiment_score":0.0834643542766571},{"word":"90","start":308.59,"end":309.015,"confidence":0.8098958,"punctuated_word":"90.","sentiment":"neutral","sentiment_score":0.022415166720747948},{"word":"okay","start":311.575,"end":312.075,"confidence":0.95288086,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.013841019943356514},{"word":"would","start":312.855,"end":312.93503,"confidence":0.65966797,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.010171489790081978},{"word":"that","start":312.93503,"end":313.255,"confidence":0.59277344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0010167323052883148},{"word":"include","start":313.255,"end":313.755,"confidence":0.9760742,"punctuated_word":"include...","sentiment":"neutral","sentiment_score":0.005985459312796593},{"word":"that's","start":315.17502,"end":315.575,"confidence":0.98583984,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.05530645698308945},{"word":"okay","start":315.575,"end":315.89502,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.04095594212412834},{"word":"would","start":315.89502,"end":316.135,"confidence":0.99902344,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.0004339106380939483},{"word":"that","start":316.135,"end":316.375,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02340432070195675},{"word":"include","start":316.375,"end":316.875,"confidence":0.9980469,"punctuated_word":"include","sentiment":"neutral","sentiment_score":0.012849899008870125},{"word":"super","start":316.93503,"end":317.33502,"confidence":0.9707031,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.027923252433538437},{"word":"or","start":317.33502,"end":317.83502,"confidence":0.99121094,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.01304366998374462},{"word":"exclude","start":317.975,"end":318.475,"confidence":0.9951172,"punctuated_word":"exclude","sentiment":"neutral","sentiment_score":-0.001684330403804779},{"word":"super","start":318.535,"end":319.035,"confidence":0.99902344,"punctuated_word":"super?","sentiment":"neutral","sentiment_score":0.024916987866163257},{"word":"okay","start":323.65503,"end":324.03,"confidence":0.9812012,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.03486918658018112},{"word":"okay","start":325.38998,"end":325.88998,"confidence":0.99560547,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.033017463982105255},{"word":"and","start":326.59,"end":326.83,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02791728079319},{"word":"we","start":326.83,"end":327.15,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03398758918046951},{"word":"had","start":327.15,"end":327.38998,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.037233658134937286},{"word":"your","start":327.38998,"end":327.88998,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.050359830260276794},{"word":"expenditure","start":328.03,"end":328.53,"confidence":0.99902344,"punctuated_word":"expenditure","sentiment":"neutral","sentiment_score":0.06750169396400452},{"word":"noted","start":329.07,"end":329.38998,"confidence":0.9980469,"punctuated_word":"noted","sentiment":"neutral","sentiment_score":0.04383617639541626},{"word":"as","start":329.38998,"end":329.63,"confidence":0.9760742,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04017115384340286},{"word":"about","start":329.63,"end":329.95,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.035010483115911484},{"word":"$400","start":329.95,"end":330.91,"confidence":1.0,"punctuated_word":"$400","sentiment":"neutral","sentiment_score":0.04122087359428406},{"word":"a","start":330.91,"end":331.07,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.037030138075351715},{"word":"week","start":331.07,"end":331.55,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.03283680975437164},{"word":"in","start":331.55,"end":331.79,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05103348195552826},{"word":"living","start":331.79,"end":332.11,"confidence":1.0,"punctuated_word":"living","sentiment":"neutral","sentiment_score":0.04177723824977875},{"word":"expenses","start":332.11,"end":332.61,"confidence":0.9970703,"punctuated_word":"expenses.","sentiment":"neutral","sentiment_score":0.0403904989361763},{"word":"would","start":332.66998,"end":332.91,"confidence":0.99902344,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.03373583033680916},{"word":"that","start":332.91,"end":333.15,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06039389222860336},{"word":"be","start":333.15,"end":333.47,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.03745719790458679},{"word":"correct","start":333.47,"end":333.87,"confidence":0.95947266,"punctuated_word":"correct","sentiment":"neutral","sentiment_score":0.04332038015127182},{"word":"still","start":333.87,"end":334.37,"confidence":0.9946289,"punctuated_word":"still?","sentiment":"neutral","sentiment_score":0.02847924456000328},{"word":"yes","start":340.92502,"end":341.325,"confidence":0.76660156,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.03779633343219757},{"word":"so","start":341.325,"end":341.80502,"confidence":0.47851562,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.016069568693637848},{"word":"it's","start":341.80502,"end":342.20502,"confidence":0.6335449,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.027287539094686508},{"word":"hitting","start":342.20502,"end":342.52502,"confidence":0.90234375,"punctuated_word":"hitting","sentiment":"neutral","sentiment_score":-0.008993163704872131},{"word":"everyone's","start":342.52502,"end":342.92502,"confidence":0.9995117,"punctuated_word":"everyone's","sentiment":"neutral","sentiment_score":-0.02387773245573044},{"word":"pocket","start":342.92502,"end":343.325,"confidence":0.9489746,"punctuated_word":"pocket,","sentiment":"neutral","sentiment_score":-0.02901706099510193},{"word":"isn't","start":343.325,"end":343.725,"confidence":0.9995117,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":-0.002419646829366684},{"word":"it","start":343.725,"end":344.225,"confidence":0.99902344,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.018869418650865555},{"word":"yeah","start":352.605,"end":353.105,"confidence":0.93847656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0343928337097168},{"word":"the","start":353.325,"end":353.48502,"confidence":0.89501953,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.10150904953479768},{"word":"cost","start":353.48502,"end":353.725,"confidence":0.7324219,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":-0.05727289617061615},{"word":"of","start":353.725,"end":353.80502,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0553581565618515},{"word":"living","start":353.80502,"end":354.20502,"confidence":0.99902344,"punctuated_word":"living","sentiment":"neutral","sentiment_score":-0.10913152247667313},{"word":"still","start":354.20502,"end":354.605,"confidence":0.9614258,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.118084654211998},{"word":"tends","start":354.605,"end":354.92502,"confidence":0.97265625,"punctuated_word":"tends","sentiment":"neutral","sentiment_score":-0.1129654496908188},{"word":"to","start":354.92502,"end":355.005,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1375293880701065},{"word":"rise","start":355.005,"end":355.505,"confidence":0.9946289,"punctuated_word":"rise.","sentiment":"neutral","sentiment_score":-0.1010521724820137},{"word":"yeah","start":360.28,"end":360.78,"confidence":0.8000488,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0649643987417221},{"word":"yes","start":365.47998,"end":365.87997,"confidence":0.9663086,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.03073291853070259},{"word":"yeah","start":365.87997,"end":366.19998,"confidence":0.888916,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06703811883926392},{"word":"unfortunately","start":366.19998,"end":366.69998,"confidence":0.98706055,"punctuated_word":"Unfortunately.","sentiment":"neutral","sentiment_score":-0.08903208374977112},{"word":"okay","start":376.355,"end":376.855,"confidence":0.9975586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.03458989039063454},{"word":"alright","start":377.715,"end":378.215,"confidence":0.9995117,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":-0.05039314925670624},{"word":"okay","start":381.315,"end":381.78,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.015973329544067383},{"word":"okay","start":382.1,"end":382.6,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.03082715906202793},{"word":"i'll","start":382.82,"end":382.98,"confidence":0.8964844,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.051412396132946014},{"word":"bump","start":382.98,"end":383.3,"confidence":0.9970703,"punctuated_word":"bump","sentiment":"neutral","sentiment_score":0.11000604927539824},{"word":"that","start":383.3,"end":383.46,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10150916874408722},{"word":"up","start":383.46,"end":383.62,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.07382278889417648},{"word":"to","start":383.62,"end":383.86,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07765348255634308},{"word":"$4.50","start":383.86,"end":384.68,"confidence":1.0,"punctuated_word":"$4.50.","sentiment":"neutral","sentiment_score":0.06322969496250153},{"word":"are","start":385.86,"end":386.1,"confidence":0.86865234,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.015397880226373672},{"word":"you","start":386.1,"end":386.6,"confidence":1.0,"punctuated_word":"you...","sentiment":"neutral","sentiment_score":0.01139504462480545},{"word":"do","start":386.9,"end":387.06,"confidence":1.0,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.0007805265486240387},{"word":"you","start":387.06,"end":387.22,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.011953260749578476},{"word":"have","start":387.22,"end":387.38,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.004404868930578232},{"word":"any","start":387.38,"end":387.62,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.005848951637744904},{"word":"regular","start":387.62,"end":388.02,"confidence":1.0,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":-0.0059080831706523895},{"word":"savings","start":388.02,"end":388.5,"confidence":0.99902344,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.001024499535560608},{"word":"per","start":388.5,"end":388.66,"confidence":1.0,"punctuated_word":"per","sentiment":"neutral","sentiment_score":-0.003347456455230713},{"word":"week","start":388.66,"end":388.9,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":-0.0013508424162864685},{"word":"that","start":388.9,"end":389.06,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.023349937051534653},{"word":"you","start":389.06,"end":389.22,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.010242357850074768},{"word":"put","start":389.22,"end":389.46,"confidence":0.9951172,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.01175394281744957},{"word":"aside","start":389.46,"end":389.96,"confidence":0.9995117,"punctuated_word":"aside?","sentiment":"neutral","sentiment_score":0.006989208981394768},{"word":"yeah","start":397.985,"end":398.485,"confidence":0.9016113,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.09760382026433943},{"word":"yeah","start":410.15,"end":410.65,"confidence":0.90893555,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05821096897125244},{"word":"yep","start":411.03,"end":411.35,"confidence":0.9921875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.09347059577703476},{"word":"okay","start":411.35,"end":411.59,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.12125098705291748},{"word":"that's","start":411.59,"end":412.09,"confidence":0.98999023,"punctuated_word":"That's...","sentiment":"neutral","sentiment_score":-0.16558310389518738},{"word":"i","start":417.03,"end":417.19,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16096940636634827},{"word":"can","start":417.19,"end":417.43,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.15000243484973907},{"word":"understand","start":417.43,"end":417.93,"confidence":1.0,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":-0.20029985904693604},{"word":"that","start":418.31,"end":418.63,"confidence":0.99902344,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.1988235116004944},{"word":"i","start":418.63,"end":418.79,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11629801988601685},{"word":"can","start":418.79,"end":419.03,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.11242617666721344},{"word":"understand","start":419.03,"end":419.53,"confidence":1.0,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":-0.13586315512657166},{"word":"that","start":419.59,"end":420.09,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.12568765878677368},{"word":"okay","start":423.27002,"end":423.765,"confidence":0.9863281,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.0237265657633543},{"word":"i","start":430.40503,"end":430.725,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.031947873532772064},{"word":"can","start":430.725,"end":431.125,"confidence":0.99853516,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.02924218215048313},{"word":"yes","start":431.125,"end":431.625,"confidence":0.9975586,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08061090856790543},{"word":"i","start":436.165,"end":436.325,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0351513996720314},{"word":"have","start":436.325,"end":436.825,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.047888435423374176},{"word":"a","start":436.885,"end":437.285,"confidence":0.9873047,"punctuated_word":"a...","sentiment":"neutral","sentiment_score":0.04686396569013595},{"word":"just","start":437.285,"end":437.52502,"confidence":1.0,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.0006704609841108322},{"word":"moving","start":437.52502,"end":437.765,"confidence":1.0,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":0.008189007639884949},{"word":"on","start":437.765,"end":438.005,"confidence":0.92822266,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.011894335970282556},{"word":"to","start":438.005,"end":438.165,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02603888511657715},{"word":"assets","start":438.165,"end":438.48502,"confidence":0.9970703,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.0014027860015630722},{"word":"and","start":438.48502,"end":438.75,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.00382312573492527},{"word":"liabilities","start":438.91,"end":439.31,"confidence":0.75439453,"punctuated_word":"liabilities.","sentiment":"neutral","sentiment_score":0.008549344725906849},{"word":"i","start":439.31,"end":439.55,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0072320569306612015},{"word":"have","start":439.55,"end":439.71,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.012523554265499117},{"word":"a","start":439.71,"end":439.87,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.018821844831109047},{"word":"car","start":439.87,"end":440.19,"confidence":0.99609375,"punctuated_word":"car","sentiment":"neutral","sentiment_score":0.010838044807314873},{"word":"here","start":440.19,"end":440.43,"confidence":0.9941406,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.009840527549386024},{"word":"valued","start":440.43,"end":440.75,"confidence":0.99609375,"punctuated_word":"valued","sentiment":"neutral","sentiment_score":0.007312469184398651},{"word":"at","start":440.75,"end":440.99,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.00768677145242691},{"word":"20,000","start":440.99,"end":441.79,"confidence":1.0,"punctuated_word":"20,000","sentiment":"neutral","sentiment_score":0.021341737359762192},{"word":"with","start":441.79,"end":441.95,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.002234628424048424},{"word":"a","start":441.95,"end":442.11,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.014093657955527306},{"word":"$16,000","start":442.11,"end":443.23,"confidence":0.9914551,"punctuated_word":"$16,000","sentiment":"neutral","sentiment_score":-0.007904255762696266},{"word":"debt","start":443.23,"end":443.55,"confidence":0.99902344,"punctuated_word":"debt.","sentiment":"neutral","sentiment_score":-0.014623711816966534},{"word":"would","start":443.55,"end":443.71,"confidence":1.0,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.0030112601816654205},{"word":"that","start":443.71,"end":443.95,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02193553000688553},{"word":"be","start":443.95,"end":444.11,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0019721388816833496},{"word":"accurate","start":444.11,"end":444.61,"confidence":1.0,"punctuated_word":"accurate?","sentiment":"neutral","sentiment_score":-0.01172378845512867},{"word":"okay","start":450.83,"end":451.33,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.0031642457470297813},{"word":"and","start":451.655,"end":451.89502,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.008319484069943428},{"word":"i","start":451.89502,"end":452.05502,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0009420961141586304},{"word":"had","start":452.05502,"end":452.21503,"confidence":0.9980469,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.001499965786933899},{"word":"a","start":452.21503,"end":452.375,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.014146605506539345},{"word":"credit","start":452.375,"end":452.77502,"confidence":1.0,"punctuated_word":"credit","sentiment":"neutral","sentiment_score":-0.010001685470342636},{"word":"card","start":452.77502,"end":453.17502,"confidence":1.0,"punctuated_word":"card","sentiment":"neutral","sentiment_score":0.0008157305419445038},{"word":"noted","start":453.17502,"end":453.575,"confidence":1.0,"punctuated_word":"noted","sentiment":"neutral","sentiment_score":-0.004777994006872177},{"word":"here","start":453.575,"end":453.89502,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.0016239583492279053},{"word":"with","start":453.89502,"end":454.39502,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.01648755557835102},{"word":"a","start":454.45502,"end":454.695,"confidence":0.7294922,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.006767638027667999},{"word":"outstanding","start":454.695,"end":455.17502,"confidence":1.0,"punctuated_word":"outstanding","sentiment":"neutral","sentiment_score":-0.05187419056892395},{"word":"balance","start":455.17502,"end":455.49503,"confidence":1.0,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":-0.07402916997671127},{"word":"of","start":455.49503,"end":455.73502,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.014863599091768265},{"word":"3,000","start":455.73502,"end":456.45502,"confidence":0.9987793,"punctuated_word":"3,000.","sentiment":"neutral","sentiment_score":-0.014627836644649506},{"word":"is","start":456.45502,"end":456.695,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.003937318921089172},{"word":"that","start":456.695,"end":456.855,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.009020591154694555},{"word":"correct","start":456.855,"end":457.355,"confidence":1.0,"punctuated_word":"correct?","sentiment":"neutral","sentiment_score":-0.01072815153747797},{"word":"okay","start":463.655,"end":464.01,"confidence":0.8725586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.027987321838736538},{"word":"do","start":468.41,"end":468.65002,"confidence":0.7475586,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.023220039904117584},{"word":"you","start":468.65002,"end":468.73,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.025357898324728012},{"word":"know","start":468.73,"end":468.89,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.0308136772364378},{"word":"what","start":468.89,"end":469.13,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.04790495336055755},{"word":"the","start":469.13,"end":469.29,"confidence":0.71191406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03603866323828697},{"word":"limit","start":469.29,"end":469.69,"confidence":0.97998047,"punctuated_word":"limit","sentiment":"neutral","sentiment_score":-0.04042273387312889},{"word":"is","start":469.69,"end":470.19,"confidence":0.8015137,"punctuated_word":"is?","sentiment":"neutral","sentiment_score":-0.04148254543542862},{"word":"do","start":471.13,"end":471.29,"confidence":0.99609375,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.03268939256668091},{"word":"you","start":471.29,"end":471.37,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03164853900671005},{"word":"know","start":471.37,"end":471.53,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.030120501294732097},{"word":"what","start":471.53,"end":471.69,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.02967653051018715},{"word":"the","start":471.69,"end":471.77002,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.027442405000329018},{"word":"limit","start":471.77002,"end":472.09,"confidence":1.0,"punctuated_word":"limit","sentiment":"neutral","sentiment_score":-0.04160068556666374},{"word":"is","start":472.09,"end":472.25,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.03758137673139572},{"word":"on","start":472.25,"end":472.49002,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.03048710711300373},{"word":"it","start":472.49002,"end":472.99002,"confidence":0.9597168,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.03313544765114784},{"word":"yes","start":480.985,"end":481.485,"confidence":0.99902344,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.047817837446928024},{"word":"okay","start":484.985,"end":485.485,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.009268964640796185},{"word":"okay","start":490.025,"end":490.525,"confidence":0.72802734,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.016069773584604263},{"word":"any","start":492.92,"end":493.24,"confidence":0.9902344,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.015973439440131187},{"word":"other","start":493.24,"end":493.74,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.004424074664711952},{"word":"assets","start":493.80002,"end":494.2,"confidence":0.9951172,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":-0.0007625594735145569},{"word":"or","start":494.2,"end":494.52,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0053899846971035},{"word":"liabilities","start":494.52,"end":495.02,"confidence":1.0,"punctuated_word":"liabilities","sentiment":"neutral","sentiment_score":-0.0016111955046653748},{"word":"that","start":495.16,"end":495.32,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.010672712698578836},{"word":"you","start":495.32,"end":495.4,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.00024970248341560364},{"word":"can","start":495.4,"end":495.56,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.002799324691295624},{"word":"think","start":495.56,"end":495.80002,"confidence":0.9980469,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.009518826380372047},{"word":"of","start":495.80002,"end":496.30002,"confidence":0.9970703,"punctuated_word":"of?","sentiment":"neutral","sentiment_score":-0.014251633547246456},{"word":"no","start":498.84,"end":499.34,"confidence":0.80493164,"punctuated_word":"No?","sentiment":"neutral","sentiment_score":-0.03663156181573868},{"word":"okay","start":501.72,"end":502.22,"confidence":0.90356445,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.02037450298666954},{"word":"i","start":503.0,"end":503.24,"confidence":0.9667969,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04086651653051376},{"word":"have","start":503.24,"end":503.4,"confidence":0.99316406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.042159438133239746},{"word":"you","start":503.4,"end":503.56,"confidence":0.97998047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04110440984368324},{"word":"here","start":503.56,"end":503.8,"confidence":0.99609375,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.0346621498465538},{"word":"as","start":503.8,"end":503.88,"confidence":0.98291016,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.03554576635360718},{"word":"a","start":503.88,"end":504.12,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03112087771296501},{"word":"nonsmoker","start":504.12,"end":504.62,"confidence":0.9901123,"punctuated_word":"nonsmoker.","sentiment":"neutral","sentiment_score":-0.0695570558309555},{"word":"is","start":504.76,"end":504.92,"confidence":0.9770508,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.037581488490104675},{"word":"that","start":504.92,"end":505.08002,"confidence":0.9921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04016797989606857},{"word":"still","start":505.08002,"end":505.575,"confidence":0.98095703,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.0510486364364624},{"word":"correct","start":507.49503,"end":507.99503,"confidence":0.9916992,"punctuated_word":"correct?","sentiment":"neutral","sentiment_score":-0.043806299567222595},{"word":"and","start":508.935,"end":509.435,"confidence":0.9951172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.03716549277305603},{"word":"you","start":509.73502,"end":510.05502,"confidence":0.9819336,"punctuated_word":"you...","sentiment":"neutral","sentiment_score":-0.03134361281991005},{"word":"do","start":510.05502,"end":510.295,"confidence":0.9980469,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.041621383279562},{"word":"you","start":510.295,"end":510.375,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.040201567113399506},{"word":"still","start":510.375,"end":510.61502,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.051966167986392975},{"word":"take","start":510.61502,"end":510.855,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.04847678914666176},{"word":"medication","start":510.855,"end":511.355,"confidence":1.0,"punctuated_word":"medication","sentiment":"neutral","sentiment_score":-0.0570785291492939},{"word":"for","start":511.49503,"end":511.655,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.09202198684215546},{"word":"high","start":511.655,"end":511.89502,"confidence":0.99902344,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.08638434112071991},{"word":"blood","start":511.89502,"end":512.055,"confidence":1.0,"punctuated_word":"blood","sentiment":"neutral","sentiment_score":-0.08873425424098969},{"word":"pressure","start":512.055,"end":512.555,"confidence":0.99853516,"punctuated_word":"pressure?","sentiment":"neutral","sentiment_score":-0.06864047050476074},{"word":"yeah","start":514.615,"end":515.015,"confidence":0.96606445,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.016725409775972366},{"word":"any","start":515.015,"end":515.255,"confidence":0.99902344,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":-0.02099941112101078},{"word":"other","start":515.255,"end":515.655,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.04311618208885193},{"word":"illness","start":515.655,"end":516.155,"confidence":0.99609375,"punctuated_word":"illness?","sentiment":"neutral","sentiment_score":-0.037232331931591034},{"word":"oh","start":516.85504,"end":517.015,"confidence":0.8859863,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.16278085112571716},{"word":"that's","start":517.015,"end":517.255,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.19632920622825625},{"word":"good","start":517.255,"end":517.575,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.17654061317443848},{"word":"that's","start":517.575,"end":517.815,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.3407919406890869},{"word":"very","start":517.815,"end":518.135,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.2899732291698456},{"word":"good","start":518.135,"end":518.635,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.21959593892097473},{"word":"and","start":520.02997,"end":520.35,"confidence":0.9716797,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.044634297490119934},{"word":"do","start":520.35,"end":520.58997,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03668097406625748},{"word":"you","start":520.58997,"end":520.67,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05599018558859825},{"word":"have","start":520.67,"end":520.99,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05053483694791794},{"word":"a","start":520.99,"end":521.14996,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03484506160020828},{"word":"will","start":521.14996,"end":521.47,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.016091741621494293},{"word":"or","start":521.47,"end":521.70996,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.008821811527013779},{"word":"power","start":521.70996,"end":521.94995,"confidence":0.99902344,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.020820721983909607},{"word":"of","start":521.94995,"end":522.11,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01275266706943512},{"word":"attorney","start":522.11,"end":522.50995,"confidence":1.0,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.006379034370183945},{"word":"in","start":522.50995,"end":522.67,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.01491251215338707},{"word":"place","start":522.67,"end":523.17,"confidence":0.9995117,"punctuated_word":"place?","sentiment":"neutral","sentiment_score":0.0006220526993274689},{"word":"okay","start":525.38995,"end":525.88995,"confidence":0.9890137,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.09123393148183824},{"word":"fantastic","start":526.19,"end":526.69,"confidence":1.0,"punctuated_word":"Fantastic.","sentiment":"neutral","sentiment_score":0.29348599910736084},{"word":"the","start":528.11,"end":528.61,"confidence":0.99121094,"punctuated_word":"The...","sentiment":"neutral","sentiment_score":0.07314431667327881},{"word":"moving","start":529.06995,"end":529.56995,"confidence":0.99902344,"punctuated_word":"Moving","sentiment":"neutral","sentiment_score":0.04745087027549744},{"word":"over","start":529.62994,"end":530.02997,"confidence":0.9980469,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.08585105091333389},{"word":"to","start":530.02997,"end":530.19,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13280270993709564},{"word":"your","start":530.19,"end":530.50995,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09850142896175385},{"word":"goals","start":530.50995,"end":531.00995,"confidence":0.97998047,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.028070349246263504},{"word":"that","start":531.14996,"end":531.47,"confidence":0.9921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.039627693593502045},{"word":"we","start":531.47,"end":531.55,"confidence":0.9941406,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04274056851863861},{"word":"have","start":531.55,"end":531.915,"confidence":0.9902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0501079335808754},{"word":"on","start":531.995,"end":532.235,"confidence":0.99121094,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04758026450872421},{"word":"file","start":532.235,"end":532.735,"confidence":0.9941406,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.06443202495574951},{"word":"from","start":532.875,"end":533.375,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.04839899018406868},{"word":"previously","start":533.995,"end":534.495,"confidence":0.94677734,"punctuated_word":"previously,","sentiment":"neutral","sentiment_score":0.05088257044553757},{"word":"you","start":535.915,"end":536.315,"confidence":0.9921875,"punctuated_word":"you...","sentiment":"neutral","sentiment_score":0.023361574858427048},{"word":"they","start":536.315,"end":536.555,"confidence":1.0,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.0008057411760091782},{"word":"were","start":536.555,"end":537.055,"confidence":1.0,"punctuated_word":"were...","sentiment":"neutral","sentiment_score":0.0017661778256297112},{"word":"one","start":537.83496,"end":537.995,"confidence":0.99902344,"punctuated_word":"One","sentiment":"neutral","sentiment_score":-0.0006710812449455261},{"word":"of","start":537.995,"end":538.15497,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.003972969949245453},{"word":"them","start":538.15497,"end":538.315,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.005173034965991974},{"word":"was","start":538.315,"end":538.555,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.02549702860414982},{"word":"to","start":538.555,"end":538.795,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04094067960977554},{"word":"buy","start":538.795,"end":539.035,"confidence":1.0,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":0.02370290458202362},{"word":"a","start":539.035,"end":539.115,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03640526160597801},{"word":"house","start":539.115,"end":539.51495,"confidence":1.0,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.04169342294335365},{"word":"with","start":539.51495,"end":539.675,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.029001478105783463},{"word":"your","start":539.675,"end":539.915,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.024512462317943573},{"word":"daughter","start":539.915,"end":540.415,"confidence":0.9885254,"punctuated_word":"daughter.","sentiment":"neutral","sentiment_score":0.015091023407876492},{"word":"is","start":541.27496,"end":541.51495,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.017069030553102493},{"word":"that","start":541.51495,"end":541.915,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.018406232818961143},{"word":"still","start":541.915,"end":542.415,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.014904292300343512},{"word":"on","start":542.875,"end":543.115,"confidence":0.99121094,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.014079486951231956},{"word":"the","start":543.115,"end":543.615,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.007534010335803032},{"word":"the","start":543.995,"end":544.15497,"confidence":0.97265625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010888652876019478},{"word":"plans","start":544.15497,"end":544.555,"confidence":0.97680664,"punctuated_word":"plans?","sentiment":"neutral","sentiment_score":0.00486009381711483},{"word":"is","start":544.555,"end":544.71497,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.0014675520360469818},{"word":"that","start":544.71497,"end":544.875,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0003722533583641052},{"word":"what","start":544.875,"end":545.035,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.010390661656856537},{"word":"you're","start":545.035,"end":545.195,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.009846167638897896},{"word":"talking","start":545.195,"end":545.51495,"confidence":1.0,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.0077669136226177216},{"word":"about","start":545.51495,"end":545.755,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.011612769216299055},{"word":"when","start":545.755,"end":545.915,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.005704406648874283},{"word":"you","start":545.915,"end":546.07495,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.011457880958914757},{"word":"refer","start":546.07495,"end":546.315,"confidence":0.90722656,"punctuated_word":"refer","sentiment":"neutral","sentiment_score":-0.002946503460407257},{"word":"to","start":546.315,"end":546.78,"confidence":0.94140625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01540270447731018},{"word":"purchasing","start":547.02,"end":547.52,"confidence":0.9970703,"punctuated_word":"purchasing","sentiment":"neutral","sentiment_score":0.000018853694200515747},{"word":"property","start":548.42004,"end":548.92004,"confidence":0.99609375,"punctuated_word":"property?","sentiment":"neutral","sentiment_score":0.007569676265120506},{"word":"okay","start":549.82,"end":550.32,"confidence":0.9914551,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.0018913019448518753},{"word":"are","start":550.62006,"end":550.86005,"confidence":0.9951172,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.013390079140663149},{"word":"you","start":550.86005,"end":551.10004,"confidence":1.0,"punctuated_word":"you...","sentiment":"neutral","sentiment_score":-0.02124310657382011},{"word":"is","start":551.10004,"end":551.26,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.02908860705792904},{"word":"there","start":551.26,"end":551.30005,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.031307898461818695},{"word":"a","start":551.30005,"end":551.34,"confidence":0.97802734,"punctuated_word":"a...","sentiment":"neutral","sentiment_score":-0.041446853429079056},{"word":"i","start":551.34,"end":551.84,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0528092198073864},{"word":"know","start":552.30005,"end":552.62006,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.049170851707458496},{"word":"you","start":552.62006,"end":552.78,"confidence":0.9838867,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05032047629356384},{"word":"said","start":552.78,"end":553.02,"confidence":1.0,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.043294623494148254},{"word":"maybe","start":553.02,"end":553.26,"confidence":0.9707031,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.0475485697388649},{"word":"in","start":553.26,"end":553.42004,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.030590558424592015},{"word":"the","start":553.42004,"end":553.58,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02941607311367989},{"word":"new","start":553.58,"end":553.82,"confidence":0.5102539,"punctuated_word":"New","sentiment":"neutral","sentiment_score":-0.020435649901628498},{"word":"year","start":553.82,"end":554.06006,"confidence":0.9140625,"punctuated_word":"Year.","sentiment":"neutral","sentiment_score":-0.03305983915925026},{"word":"is","start":554.06006,"end":554.30005,"confidence":0.99609375,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.03681965917348862},{"word":"there","start":554.30005,"end":554.78,"confidence":0.99121094,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.026700500398874283},{"word":"an","start":554.78,"end":554.94,"confidence":0.9951172,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.041109904646873474},{"word":"amount","start":554.94,"end":555.26,"confidence":0.99902344,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.0367104634642601},{"word":"of","start":555.26,"end":555.42004,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04641090705990791},{"word":"money","start":555.42004,"end":555.92004,"confidence":0.99609375,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.03583608940243721},{"word":"you","start":556.14,"end":556.30005,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05368736386299133},{"word":"need","start":556.30005,"end":556.7,"confidence":0.9941406,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.06544211506843567},{"word":"to","start":556.7,"end":557.2,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04627346992492676},{"word":"have","start":557.74005,"end":557.9,"confidence":0.9951172,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05545856058597565},{"word":"as","start":557.9,"end":558.14,"confidence":0.99316406,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.04461310803890228},{"word":"a","start":558.14,"end":558.22003,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05212114751338959},{"word":"deposit","start":558.22003,"end":558.72003,"confidence":0.9975586,"punctuated_word":"deposit?","sentiment":"neutral","sentiment_score":-0.05903960391879082},{"word":"is","start":559.02,"end":559.26,"confidence":0.99316406,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.0628899410367012},{"word":"there","start":559.26,"end":559.58,"confidence":0.9873047,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.061002954840660095},{"word":"any","start":559.58,"end":559.9,"confidence":0.9873047,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.07197480648756027},{"word":"kind","start":559.9,"end":560.14,"confidence":0.9707031,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.08288595080375671},{"word":"of","start":560.14,"end":560.64,"confidence":0.92089844,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09291526675224304},{"word":"investigation","start":561.615,"end":562.095,"confidence":0.9267578,"punctuated_word":"investigation","sentiment":"neutral","sentiment_score":-0.07103752344846725},{"word":"being","start":562.095,"end":562.255,"confidence":0.72802734,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.09995075315237044},{"word":"done","start":562.255,"end":562.495,"confidence":0.99902344,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.12247463315725328},{"word":"into","start":562.495,"end":562.815,"confidence":0.9980469,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.10813663899898528},{"word":"it","start":562.815,"end":562.975,"confidence":0.74975586,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.10620975494384766},{"word":"what","start":562.975,"end":563.215,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.10879864543676376},{"word":"you","start":563.215,"end":563.295,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08963136374950409},{"word":"need","start":563.295,"end":563.535,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.0825168639421463},{"word":"to","start":563.535,"end":563.695,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08177021145820618},{"word":"do","start":563.695,"end":564.195,"confidence":0.99902344,"punctuated_word":"do?","sentiment":"neutral","sentiment_score":-0.08819591253995895},{"word":"yep","start":566.495,"end":566.995,"confidence":0.95996094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.2426581829786301},{"word":"yep","start":571.535,"end":572.035,"confidence":0.9406738,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11333777010440826},{"word":"yep","start":574.735,"end":575.04,"confidence":0.97924805,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1627914160490036},{"word":"yeah","start":585.19995,"end":585.69995,"confidence":0.92871094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.27242806553840637},{"word":"okay","start":588.32,"end":588.765,"confidence":0.9875488,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0604063868522644},{"word":"do","start":589.965,"end":590.28503,"confidence":0.9941406,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.03280868008732796},{"word":"you","start":590.28503,"end":590.78503,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.025122761726379395},{"word":"do","start":592.04504,"end":592.365,"confidence":0.96533203,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.00962898414582014},{"word":"you","start":592.365,"end":592.60504,"confidence":0.7705078,"punctuated_word":"you...","sentiment":"neutral","sentiment_score":0.012395366095006466},{"word":"so","start":592.60504,"end":592.84503,"confidence":0.9291992,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.013139182701706886},{"word":"do","start":592.84503,"end":593.005,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.00507805310189724},{"word":"you","start":593.005,"end":593.16504,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.008271079510450363},{"word":"have","start":593.16504,"end":593.325,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.005415931344032288},{"word":"more","start":593.325,"end":593.485,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.011930542066693306},{"word":"than","start":593.485,"end":593.805,"confidence":0.99902344,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.015465542674064636},{"word":"one","start":593.805,"end":594.125,"confidence":0.9941406,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.006939088925719261},{"word":"one","start":594.125,"end":594.525,"confidence":0.6323242,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.005711384117603302},{"word":"child","start":594.525,"end":595.025,"confidence":0.9995117,"punctuated_word":"child?","sentiment":"neutral","sentiment_score":0.02125348150730133},{"word":"wow","start":599.325,"end":599.805,"confidence":0.9941406,"punctuated_word":"Wow.","sentiment":"positive","sentiment_score":0.43722566962242126},{"word":"very","start":599.805,"end":600.125,"confidence":0.99902344,"punctuated_word":"Very","sentiment":"positive","sentiment_score":0.6659374237060547},{"word":"nice","start":600.125,"end":600.445,"confidence":1.0,"punctuated_word":"nice.","sentiment":"positive","sentiment_score":0.5471682548522949},{"word":"he","start":600.445,"end":600.685,"confidence":0.7963867,"punctuated_word":"He","sentiment":"neutral","sentiment_score":0.19089153409004211},{"word":"must","start":600.685,"end":600.925,"confidence":1.0,"punctuated_word":"must","sentiment":"neutral","sentiment_score":0.1423504650592804},{"word":"be","start":600.925,"end":601.325,"confidence":0.56347656,"punctuated_word":"be...","sentiment":"neutral","sentiment_score":0.2038504183292389},{"word":"must","start":601.325,"end":601.485,"confidence":0.9223633,"punctuated_word":"Must","sentiment":"neutral","sentiment_score":-0.1359589695930481},{"word":"have","start":601.485,"end":601.72504,"confidence":0.8852539,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1440040022134781},{"word":"been","start":601.72504,"end":601.885,"confidence":0.9980469,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.09274512529373168},{"word":"busy","start":601.885,"end":602.385,"confidence":1.0,"punctuated_word":"busy","sentiment":"neutral","sentiment_score":-0.1031394824385643},{"word":"with","start":603.24,"end":603.48004,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.1200992465019226},{"word":"the","start":603.48004,"end":603.64,"confidence":0.96777344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10144248604774476},{"word":"children","start":603.64,"end":604.14,"confidence":1.0,"punctuated_word":"children","sentiment":"neutral","sentiment_score":-0.075648233294487},{"word":"activities","start":604.28,"end":604.78,"confidence":0.935791,"punctuated_word":"activities.","sentiment":"neutral","sentiment_score":-0.04231875389814377},{"word":"oh","start":610.92004,"end":611.24,"confidence":0.7426758,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.026731515303254128},{"word":"wow","start":611.24,"end":611.56,"confidence":0.9880371,"punctuated_word":"wow.","sentiment":"neutral","sentiment_score":-0.015448163263499737},{"word":"that","start":611.56,"end":611.80005,"confidence":1.0,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.052931591868400574},{"word":"would","start":611.80005,"end":611.96,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.06474831700325012},{"word":"have","start":611.96,"end":612.04004,"confidence":0.92089844,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.057497840374708176},{"word":"been","start":612.04004,"end":612.54004,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.04220840707421303},{"word":"a","start":612.92004,"end":613.16003,"confidence":0.7324219,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.051022328436374664},{"word":"handful","start":613.16003,"end":613.66003,"confidence":0.93359375,"punctuated_word":"handful","sentiment":"neutral","sentiment_score":-0.04967418313026428},{"word":"of","start":613.80005,"end":614.2,"confidence":0.8027344,"punctuated_word":"of...","sentiment":"neutral","sentiment_score":-0.04809468239545822},{"word":"house","start":614.2,"end":614.52,"confidence":0.59716797,"punctuated_word":"House","sentiment":"neutral","sentiment_score":-0.1869188696146011},{"word":"full","start":614.52,"end":614.68,"confidence":0.82128906,"punctuated_word":"full","sentiment":"neutral","sentiment_score":-0.10186935216188432},{"word":"of","start":614.68,"end":614.84,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09845231473445892},{"word":"women","start":614.84,"end":615.34,"confidence":0.98291016,"punctuated_word":"women.","sentiment":"neutral","sentiment_score":-0.06069438531994819},{"word":"i","start":624.98505,"end":625.305,"confidence":0.5029297,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13690777122974396},{"word":"understand","start":625.305,"end":625.805,"confidence":0.9995117,"punctuated_word":"understand.","sentiment":"neutral","sentiment_score":-0.06956090778112411},{"word":"i","start":626.34503,"end":626.585,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05001286044716835},{"word":"do","start":626.585,"end":626.745,"confidence":0.99121094,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.03646401688456535},{"word":"know","start":626.745,"end":626.98505,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.04615085944533348},{"word":"what","start":626.98505,"end":627.145,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.046572327613830566},{"word":"you","start":627.145,"end":627.305,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.030352886766195297},{"word":"mean","start":627.305,"end":627.805,"confidence":0.9995117,"punctuated_word":"mean.","sentiment":"neutral","sentiment_score":-0.03161652013659477},{"word":"my","start":628.265,"end":628.505,"confidence":0.98095703,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.04601635783910751},{"word":"dad","start":628.505,"end":629.005,"confidence":0.9951172,"punctuated_word":"dad...","sentiment":"neutral","sentiment_score":-0.04929565265774727},{"word":"we're","start":629.22504,"end":629.72504,"confidence":0.986084,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":-0.12229561805725098},{"word":"we've","start":629.91,"end":630.23,"confidence":0.9970703,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.1312594711780548},{"word":"got","start":630.23,"end":630.31,"confidence":0.9526367,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.1142819970846176},{"word":"all","start":630.31,"end":630.38995,"confidence":0.9716797,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.08465731143951416},{"word":"girls","start":630.38995,"end":630.87,"confidence":0.9980469,"punctuated_word":"girls","sentiment":"neutral","sentiment_score":-0.15415704250335693},{"word":"on","start":630.87,"end":631.02997,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.07322859019041061},{"word":"my","start":631.02997,"end":631.11,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.09576836228370668},{"word":"side","start":631.11,"end":631.43,"confidence":0.9802246,"punctuated_word":"side,","sentiment":"neutral","sentiment_score":-0.10323891043663024},{"word":"so","start":631.43,"end":631.58997,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.051216982305049896},{"word":"i","start":631.58997,"end":631.75,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07527197897434235},{"word":"completely","start":631.75,"end":632.25,"confidence":0.9921875,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":-0.015869438648223877},{"word":"understand","start":632.31,"end":632.81,"confidence":1.0,"punctuated_word":"understand.","sentiment":"neutral","sentiment_score":-0.06456159055233002},{"word":"yeah","start":640.06995,"end":640.56995,"confidence":0.8684082,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.021445132791996},{"word":"yeah","start":645.595,"end":646.095,"confidence":0.9645996,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.011173744685947897},{"word":"exactly","start":657.31,"end":657.81,"confidence":0.85424805,"punctuated_word":"Exactly.","sentiment":"neutral","sentiment_score":-0.004875948186963797},{"word":"exactly","start":658.03,"end":658.53,"confidence":0.8359375,"punctuated_word":"Exactly.","sentiment":"neutral","sentiment_score":0.0186463613063097},{"word":"okay","start":660.51,"end":660.91003,"confidence":0.9206543,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.030035678297281265},{"word":"so","start":660.91003,"end":661.23004,"confidence":0.96875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.029006823897361755},{"word":"is","start":661.23004,"end":661.39,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03312475234270096},{"word":"it","start":661.39,"end":661.63,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04215341806411743},{"word":"you","start":661.63,"end":661.79004,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.030947063118219376},{"word":"and","start":661.79004,"end":661.95,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.026720691472291943},{"word":"your","start":661.95,"end":662.27,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03166943043470383},{"word":"wife","start":662.27,"end":662.75,"confidence":1.0,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.024998348206281665},{"word":"looking","start":662.75,"end":662.99005,"confidence":0.99902344,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.04114319384098053},{"word":"at","start":662.99005,"end":663.15,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03939883038401604},{"word":"buying","start":663.15,"end":663.47003,"confidence":1.0,"punctuated_word":"buying","sentiment":"neutral","sentiment_score":0.040597692131996155},{"word":"the","start":663.47003,"end":663.63,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03866371884942055},{"word":"house","start":663.63,"end":663.95,"confidence":1.0,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.04103682562708855},{"word":"with","start":663.95,"end":664.11005,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.04892858117818832},{"word":"your","start":664.11005,"end":664.27,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.050364527851343155},{"word":"daughter","start":664.27,"end":664.77,"confidence":1.0,"punctuated_word":"daughter?","sentiment":"neutral","sentiment_score":0.031904298812150955},{"word":"okay","start":666.59,"end":667.09,"confidence":0.99658203,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.017848681658506393},{"word":"alright","start":668.75,"end":669.25,"confidence":0.98339844,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.01975846104323864},{"word":"so","start":669.615,"end":670.115,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.004047801718115807},{"word":"probably","start":672.495,"end":672.995,"confidence":0.8857422,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.001049024984240532},{"word":"a","start":673.375,"end":673.535,"confidence":0.9790039,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.001356435939669609},{"word":"couple","start":673.535,"end":673.855,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.00703037902712822},{"word":"of","start":673.855,"end":674.175,"confidence":1.0,"punctuated_word":"of...","sentiment":"neutral","sentiment_score":-0.006184774450957775},{"word":"there's","start":674.175,"end":674.495,"confidence":0.9995117,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.07935227453708649},{"word":"not","start":674.495,"end":674.655,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.12180447578430176},{"word":"much","start":674.655,"end":674.895,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.12947405874729156},{"word":"there","start":674.895,"end":675.215,"confidence":0.99121094,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.1199006512761116},{"word":"that","start":675.215,"end":675.375,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09535177052021028},{"word":"i","start":675.375,"end":675.535,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11465124785900116},{"word":"can","start":675.535,"end":675.935,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.09644941985607149},{"word":"probably","start":675.935,"end":676.435,"confidence":0.9951172,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.09927582740783691},{"word":"advise","start":676.735,"end":677.135,"confidence":0.9980469,"punctuated_word":"advise","sentiment":"neutral","sentiment_score":-0.1077345684170723},{"word":"on","start":677.135,"end":677.375,"confidence":0.9980469,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":-0.09147641807794572},{"word":"there","start":677.375,"end":677.535,"confidence":1.0,"punctuated_word":"There","sentiment":"neutral","sentiment_score":-0.09406019747257233},{"word":"are","start":677.535,"end":677.695,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.0858643501996994},{"word":"some","start":677.695,"end":678.015,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.08710630238056183},{"word":"logistical","start":678.015,"end":678.515,"confidence":1.0,"punctuated_word":"logistical","sentiment":"neutral","sentiment_score":-0.0878724753856659},{"word":"things","start":678.815,"end":679.055,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.0801977813243866},{"word":"that","start":679.055,"end":679.295,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.060467466711997986},{"word":"you","start":679.295,"end":679.455,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07504886388778687},{"word":"and","start":679.455,"end":679.535,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06198594719171524},{"word":"your","start":679.535,"end":679.775,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.0620114803314209},{"word":"wife","start":679.775,"end":680.095,"confidence":1.0,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.065819151699543},{"word":"would","start":680.095,"end":680.335,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.060144372284412384},{"word":"need","start":680.335,"end":680.575,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.07576185464859009},{"word":"to","start":680.575,"end":680.735,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06927411258220673},{"word":"look","start":680.735,"end":680.895,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.06786776334047318},{"word":"into","start":680.895,"end":681.295,"confidence":0.9980469,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.05320940166711807},{"word":"and","start":681.295,"end":681.455,"confidence":0.97509766,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05541239306330681},{"word":"consider","start":681.455,"end":681.955,"confidence":0.7116699,"punctuated_word":"consider.","sentiment":"neutral","sentiment_score":-0.09067031741142272},{"word":"just","start":682.015,"end":682.255,"confidence":0.9951172,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.035521250218153},{"word":"given","start":682.255,"end":682.495,"confidence":1.0,"punctuated_word":"given","sentiment":"neutral","sentiment_score":-0.02801582962274551},{"word":"the","start":682.495,"end":682.655,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.016683168709278107},{"word":"fact","start":682.655,"end":682.895,"confidence":1.0,"punctuated_word":"fact","sentiment":"neutral","sentiment_score":0.006013348698616028},{"word":"that","start":682.895,"end":683.055,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0006874911487102509},{"word":"you","start":683.055,"end":683.215,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.003818418830633163},{"word":"have","start":683.215,"end":683.455,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0046334415674209595},{"word":"five","start":683.455,"end":683.775,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.002983424812555313},{"word":"children","start":683.775,"end":684.275,"confidence":0.9692383,"punctuated_word":"children,","sentiment":"neutral","sentiment_score":-0.006907464936375618},{"word":"it","start":686.41003,"end":686.57,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0032915063202381134},{"word":"would","start":686.57,"end":686.81,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.013349652290344238},{"word":"be","start":686.81,"end":686.97003,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.009189985692501068},{"word":"things","start":686.97003,"end":687.37,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.002650618553161621},{"word":"like","start":687.37,"end":687.87,"confidence":0.984375,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.008144453167915344},{"word":"estate","start":687.93,"end":688.41003,"confidence":0.8535156,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":-0.021377913653850555},{"word":"planning","start":688.41003,"end":688.91003,"confidence":1.0,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.0030252933502197266},{"word":"and","start":689.21,"end":689.71,"confidence":0.9892578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.011939279735088348},{"word":"ensuring","start":693.13,"end":693.63,"confidence":0.94628906,"punctuated_word":"ensuring","sentiment":"neutral","sentiment_score":-0.005913283675909042},{"word":"that","start":693.69,"end":693.85004,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0050713494420051575},{"word":"anything","start":693.85004,"end":694.33,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.005537763237953186},{"word":"that","start":694.33,"end":694.49,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.006124898791313171},{"word":"you","start":694.49,"end":694.65,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.016465947031974792},{"word":"do","start":694.65,"end":694.97003,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.02844054251909256},{"word":"purchase","start":694.97003,"end":695.47003,"confidence":0.99902344,"punctuated_word":"purchase","sentiment":"neutral","sentiment_score":-0.03211104869842529},{"word":"is","start":696.945,"end":697.445,"confidence":0.47753906,"punctuated_word":"is...","sentiment":"neutral","sentiment_score":-0.02890219539403915},{"word":"yeah","start":701.025,"end":701.525,"confidence":0.83325195,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.021139193326234818},{"word":"yes","start":703.585,"end":704.065,"confidence":0.9123535,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.01771840825676918},{"word":"yep","start":704.065,"end":704.565,"confidence":0.6608887,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.007812989875674248},{"word":"so","start":704.625,"end":705.125,"confidence":0.93408203,"punctuated_word":"So...","sentiment":"neutral","sentiment_score":-0.0018116235733032229},{"word":"yeah","start":706.065,"end":706.465,"confidence":0.8898926,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.029897620901465416},{"word":"so","start":706.465,"end":706.705,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08275251090526581},{"word":"if","start":706.705,"end":706.865,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.08132431656122208},{"word":"you","start":706.865,"end":707.105,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07802935689687729},{"word":"do","start":707.105,"end":707.605,"confidence":1.0,"punctuated_word":"do...","sentiment":"neutral","sentiment_score":-0.07102303951978683},{"word":"yes","start":707.745,"end":708.245,"confidence":0.98876953,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.04816610366106033},{"word":"because","start":708.945,"end":709.34503,"confidence":0.88183594,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.10093072801828384},{"word":"it","start":709.34503,"end":709.505,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.11112453788518906},{"word":"can","start":709.505,"end":710.005,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.08670151233673096},{"word":"cause","start":710.065,"end":710.565,"confidence":0.99902344,"punctuated_word":"cause...","sentiment":"neutral","sentiment_score":-0.07268716394901276},{"word":"i've","start":711.425,"end":711.69,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.06653249263763428},{"word":"seen","start":711.85,"end":712.35,"confidence":0.9453125,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":-0.053849734365940094},{"word":"a","start":712.81,"end":713.05,"confidence":0.47583008,"punctuated_word":"a...","sentiment":"neutral","sentiment_score":-0.024667255580425262},{"word":"it","start":713.05,"end":713.21,"confidence":0.5078125,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.00749824196100235},{"word":"can","start":713.21,"end":713.37,"confidence":0.9550781,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.01076563075184822},{"word":"it","start":713.37,"end":713.87,"confidence":0.90722656,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.013396577909588814},{"word":"can","start":714.25,"end":714.41,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.059907086193561554},{"word":"cause","start":714.41,"end":714.91,"confidence":0.96777344,"punctuated_word":"cause...","sentiment":"neutral","sentiment_score":-0.0989341288805008},{"word":"it","start":715.21,"end":715.37,"confidence":0.74316406,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.1601131558418274},{"word":"can","start":715.37,"end":715.87,"confidence":0.9951172,"punctuated_word":"can...","sentiment":"neutral","sentiment_score":-0.12375688552856444},{"word":"yeah","start":723.53,"end":723.93,"confidence":0.845459,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.15219278633594513},{"word":"yes","start":723.93,"end":724.245,"confidence":0.9658203,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.14034801721572876},{"word":"no","start":724.725,"end":725.225,"confidence":0.9916992,"punctuated_word":"No.","sentiment":"negative","sentiment_score":-0.5404478311538696},{"word":"correct","start":734.805,"end":735.305,"confidence":0.73791504,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":-0.03040163405239582},{"word":"yeah","start":735.925,"end":736.425,"confidence":0.98583984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10595062375068665},{"word":"so","start":736.74,"end":736.98,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.17199558019638062},{"word":"if","start":736.98,"end":737.22,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2556981146335602},{"word":"you","start":737.22,"end":737.46,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2222086787223816},{"word":"do","start":737.46,"end":737.94,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2352903187274933},{"word":"end","start":737.94,"end":738.18,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.24762748181819916},{"word":"up","start":738.18,"end":738.34,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1908920258283615},{"word":"going","start":738.34,"end":738.66,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.2120848298072815},{"word":"down","start":738.66,"end":738.9,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.25249576568603516},{"word":"that","start":738.9,"end":739.06,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20630648732185364},{"word":"path","start":739.06,"end":739.3,"confidence":0.99316406,"punctuated_word":"path,","sentiment":"neutral","sentiment_score":0.211433544754982},{"word":"we","start":739.3,"end":739.54,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.29809463024139404},{"word":"can","start":739.54,"end":739.7,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3649088144302368},{"word":"obviously","start":739.7,"end":740.2,"confidence":0.94189453,"punctuated_word":"obviously","sentiment":"positive","sentiment_score":0.3497459292411804},{"word":"provide","start":741.22,"end":741.62,"confidence":0.60498047,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.29170966148376465},{"word":"some","start":741.62,"end":741.94,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.2832789123058319},{"word":"referrals","start":741.94,"end":742.44,"confidence":1.0,"punctuated_word":"referrals","sentiment":"neutral","sentiment_score":0.2611405849456787},{"word":"for","start":742.5,"end":742.58,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.32633137702941895},{"word":"you","start":742.58,"end":742.82,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.29528748989105225},{"word":"if","start":742.82,"end":742.98,"confidence":0.7944336,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.27934032678604126},{"word":"you","start":742.98,"end":743.06,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2569851577281952},{"word":"like","start":743.06,"end":743.3,"confidence":0.93359375,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2610028088092804},{"word":"to","start":743.3,"end":743.54,"confidence":0.9770508,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2896546721458435},{"word":"solicit","start":743.54,"end":744.02,"confidence":0.9970703,"punctuated_word":"solicit","sentiment":"neutral","sentiment_score":0.23723453283309937},{"word":"us","start":744.02,"end":744.34,"confidence":0.35229492,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.2210777848958969},{"word":"and","start":744.34,"end":744.66,"confidence":0.7470703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21251918375492096},{"word":"also","start":744.66,"end":745.06,"confidence":0.9086914,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.20360970497131348},{"word":"brokers","start":745.06,"end":745.56,"confidence":0.9951172,"punctuated_word":"brokers","sentiment":"neutral","sentiment_score":0.21114078164100647},{"word":"to","start":745.7,"end":745.78,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2212396115064621},{"word":"help","start":745.78,"end":746.02,"confidence":1.0,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.21037721633911133},{"word":"with","start":746.02,"end":746.34,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2228986024856567},{"word":"the","start":746.34,"end":746.84,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20111529529094696},{"word":"funding","start":746.9,"end":747.4,"confidence":1.0,"punctuated_word":"funding","sentiment":"neutral","sentiment_score":0.18336082994937897},{"word":"of","start":747.46,"end":747.7,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1874179095029831},{"word":"any","start":747.7,"end":748.02,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.17877057194709778},{"word":"potential","start":748.02,"end":748.52,"confidence":1.0,"punctuated_word":"potential","sentiment":"neutral","sentiment_score":0.19494791328907013},{"word":"property","start":748.9,"end":749.4,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.17782582342624664},{"word":"purchase","start":749.46,"end":749.96,"confidence":0.92211914,"punctuated_word":"purchase.","sentiment":"neutral","sentiment_score":0.1498105823993683},{"word":"but","start":750.745,"end":751.06494,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.1335841417312622},{"word":"it","start":751.06494,"end":751.225,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.12656134366989136},{"word":"would","start":751.225,"end":751.625,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.1364426612854004},{"word":"be","start":751.625,"end":752.125,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.11160367727279664},{"word":"prudent","start":752.82495,"end":753.32495,"confidence":0.8071289,"punctuated_word":"prudent","sentiment":"neutral","sentiment_score":0.08950230479240417},{"word":"to","start":753.38495,"end":753.545,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08264364302158356},{"word":"make","start":753.545,"end":753.785,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.05973116308450699},{"word":"sure","start":753.785,"end":754.105,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.05882597714662552},{"word":"that","start":754.105,"end":754.345,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11000625044107436},{"word":"any","start":754.345,"end":754.745,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.09112725406885148},{"word":"estate","start":754.745,"end":755.225,"confidence":0.9892578,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":0.024459421634674072},{"word":"planning","start":755.225,"end":755.725,"confidence":1.0,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.0776284709572792},{"word":"is","start":756.665,"end":757.165,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06895528733730316},{"word":"in","start":757.38495,"end":757.545,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10419148951768877},{"word":"place","start":757.545,"end":758.045,"confidence":0.99902344,"punctuated_word":"place.","sentiment":"neutral","sentiment_score":0.12569361925125122},{"word":"yeah","start":778.56,"end":778.72003,"confidence":0.75439453,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12085801362991332},{"word":"yeah","start":778.72003,"end":779.22003,"confidence":0.9333496,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13014119863510132},{"word":"exactly","start":779.28,"end":779.78,"confidence":0.9946289,"punctuated_word":"Exactly.","sentiment":"neutral","sentiment_score":0.15665356814861298},{"word":"and","start":779.92,"end":780.08,"confidence":0.9716797,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1819765865802765},{"word":"there","start":780.08,"end":780.32,"confidence":0.41479492,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.18939054012298584},{"word":"and","start":780.32,"end":780.48,"confidence":0.88183594,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1877744197845459},{"word":"there","start":780.48,"end":780.72003,"confidence":0.9941406,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.17837145924568176},{"word":"are","start":780.72003,"end":781.22003,"confidence":0.890625,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.19572943449020383},{"word":"a","start":781.44,"end":781.52,"confidence":0.93115234,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18682733178138733},{"word":"few","start":781.52,"end":781.68,"confidence":0.97802734,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.1585492193698883},{"word":"different","start":781.68,"end":782.18,"confidence":0.9770508,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.1445084512233734},{"word":"professionals","start":783.735,"end":783.86835,"confidence":0.5683594,"punctuated_word":"professionals","sentiment":"neutral","sentiment_score":0.1180233359336853},{"word":"that","start":783.86835,"end":784.00165,"confidence":0.83251953,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19272831082344055},{"word":"would","start":784.00165,"end":784.135,"confidence":0.6689453,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.18399792909622192},{"word":"help","start":784.135,"end":784.5883,"confidence":0.78564453,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.22647619247436523},{"word":"guide","start":784.5883,"end":785.0417,"confidence":0.9003906,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.2379927039146423},{"word":"through","start":785.0417,"end":785.495,"confidence":0.8520508,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.2763163149356842},{"word":"that","start":785.495,"end":785.53503,"confidence":0.79003906,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3059397041797638},{"word":"process","start":785.53503,"end":785.575,"confidence":0.6928711,"punctuated_word":"process","sentiment":"neutral","sentiment_score":0.24042567610740664},{"word":"to","start":785.575,"end":785.7217,"confidence":0.94628906,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2538730502128601},{"word":"make","start":785.7217,"end":785.86835,"confidence":0.89746094,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.1809731423854828},{"word":"sure","start":785.86835,"end":786.015,"confidence":0.88134766,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.17826110124588013},{"word":"that","start":786.015,"end":786.1616,"confidence":0.8925781,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20637817680835724},{"word":"it's","start":786.1616,"end":786.3083,"confidence":0.9616699,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.23946011066436768},{"word":"all","start":786.3083,"end":786.45496,"confidence":0.9658203,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2401098757982254},{"word":"set","start":786.45496,"end":786.81494,"confidence":0.9614258,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.2741098403930664},{"word":"up","start":786.81494,"end":787.175,"confidence":0.7661133,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.24963530898094177},{"word":"correctly","start":787.175,"end":787.675,"confidence":0.8173828,"punctuated_word":"correctly","sentiment":"neutral","sentiment_score":0.23023857176303864},{"word":"and","start":787.735,"end":788.235,"confidence":0.9350586,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12182018160820007},{"word":"in","start":788.375,"end":788.45496,"confidence":0.9140625,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.18042883276939392},{"word":"the","start":788.45496,"end":788.695,"confidence":0.8745117,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2989059090614319},{"word":"way","start":788.695,"end":788.935,"confidence":0.9243164,"punctuated_word":"way","sentiment":"positive","sentiment_score":0.379325270652771},{"word":"that","start":788.935,"end":789.33496,"confidence":0.921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3119768798351288},{"word":"you","start":789.33496,"end":789.495,"confidence":0.91845703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2907749116420746},{"word":"want","start":789.495,"end":789.65497,"confidence":0.90185547,"punctuated_word":"want.","sentiment":"neutral","sentiment_score":0.25588130950927734},{"word":"so","start":789.65497,"end":790.15497,"confidence":0.94628906,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.27267444133758545},{"word":"when","start":790.295,"end":790.45496,"confidence":0.875,"punctuated_word":"when","sentiment":"positive","sentiment_score":0.35868915915489197},{"word":"that","start":790.45496,"end":790.695,"confidence":0.9140625,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.27207326889038086},{"word":"time","start":790.695,"end":790.935,"confidence":0.9013672,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.2697598338127136},{"word":"does","start":790.935,"end":791.255,"confidence":0.8647461,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.18661700189113617},{"word":"come","start":791.255,"end":791.575,"confidence":0.9416504,"punctuated_word":"come,","sentiment":"positive","sentiment_score":0.3350989818572998},{"word":"we","start":791.575,"end":791.735,"confidence":0.88720703,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.3669580817222595},{"word":"can","start":791.735,"end":791.815,"confidence":0.9482422,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3422028124332428},{"word":"definitely","start":791.815,"end":792.315,"confidence":0.96435547,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.4234403371810913},{"word":"point","start":792.45496,"end":792.695,"confidence":0.9941406,"punctuated_word":"point","sentiment":"positive","sentiment_score":0.3435150980949402},{"word":"you","start":792.695,"end":792.815,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3207922577857971},{"word":"in","start":792.815,"end":792.935,"confidence":0.9838867,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3630650937557221},{"word":"the","start":792.935,"end":793.01495,"confidence":0.9448242,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.33657366037368774},{"word":"direction","start":793.01495,"end":793.51495,"confidence":0.91845703,"punctuated_word":"direction","sentiment":"neutral","sentiment_score":0.31534719467163086},{"word":"of","start":793.575,"end":793.735,"confidence":0.9760742,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2877589762210846},{"word":"the","start":793.735,"end":794.055,"confidence":0.9819336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22780638933181763},{"word":"professionals","start":794.055,"end":794.31,"confidence":0.81396484,"punctuated_word":"professionals","sentiment":"neutral","sentiment_score":0.1310533881187439},{"word":"that","start":794.31,"end":794.47,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.29602643847465515},{"word":"you","start":794.47,"end":794.63,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23044848442077637},{"word":"do","start":794.63,"end":794.79,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.15743066370487213},{"word":"need","start":794.79,"end":795.02997,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.19783583283424375},{"word":"to","start":795.02997,"end":795.19,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14808034896850586},{"word":"speak","start":795.19,"end":795.43,"confidence":1.0,"punctuated_word":"speak","sentiment":"neutral","sentiment_score":0.18548846244812012},{"word":"to","start":795.43,"end":795.75,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1808185577392578},{"word":"to","start":795.75,"end":795.83,"confidence":0.9526367,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.188578262925148},{"word":"make","start":795.83,"end":795.99,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.14327964186668396},{"word":"sure","start":795.99,"end":796.15,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.17102031409740448},{"word":"that","start":796.15,"end":796.39,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.26519709825515747},{"word":"is","start":796.39,"end":796.55,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.22299666702747345},{"word":"the","start":796.55,"end":796.71,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2150854617357254},{"word":"case","start":796.71,"end":797.21,"confidence":0.99902344,"punctuated_word":"case.","sentiment":"neutral","sentiment_score":0.201661616563797},{"word":"and","start":799.99,"end":800.23,"confidence":0.69873047,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2146756798028946},{"word":"the","start":800.23,"end":800.39,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.25657376646995544},{"word":"other","start":800.39,"end":800.71,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.23293283581733704},{"word":"goal","start":800.71,"end":801.19,"confidence":1.0,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.30101847648620605},{"word":"was","start":801.19,"end":801.59,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.2709084451198578},{"word":"to","start":801.59,"end":801.75,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3218207359313965},{"word":"be","start":801.75,"end":801.99,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.29009225964546204},{"word":"financially","start":801.99,"end":802.49,"confidence":0.99902344,"punctuated_word":"financially","sentiment":"positive","sentiment_score":0.3560123145580292},{"word":"stable","start":803.19,"end":803.69,"confidence":0.8161621,"punctuated_word":"stable,","sentiment":"neutral","sentiment_score":0.3013087511062622},{"word":"holidays","start":803.83,"end":804.33,"confidence":0.9692383,"punctuated_word":"holidays,","sentiment":"positive","sentiment_score":0.4216957688331604},{"word":"pay","start":804.47,"end":804.63,"confidence":0.9980469,"punctuated_word":"pay","sentiment":"positive","sentiment_score":0.3367377519607544},{"word":"off","start":804.63,"end":804.79,"confidence":1.0,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.20445197820663452},{"word":"your","start":804.79,"end":805.02997,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.29553836584091187},{"word":"car","start":805.02997,"end":805.27,"confidence":0.9951172,"punctuated_word":"car,","sentiment":"neutral","sentiment_score":0.30490756034851074},{"word":"which","start":805.27,"end":805.51,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.4463679790496826},{"word":"you","start":805.51,"end":805.67,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.511472761631012},{"word":"have","start":805.67,"end":805.83,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.3950115144252777},{"word":"done","start":805.83,"end":806.23,"confidence":1.0,"punctuated_word":"done","sentiment":"positive","sentiment_score":0.4550788998603821},{"word":"fantastic","start":806.23,"end":806.73,"confidence":0.682251,"punctuated_word":"fantastic,","sentiment":"positive","sentiment_score":0.45111358165740967},{"word":"and","start":807.355,"end":807.59503,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1671559363603592},{"word":"start","start":807.59503,"end":807.835,"confidence":0.99902344,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.271794855594635},{"word":"looking","start":807.835,"end":808.155,"confidence":0.9980469,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.25508713722229004},{"word":"at","start":808.155,"end":808.235,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.250900000333786},{"word":"getting","start":808.235,"end":808.555,"confidence":0.9980469,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.2604210078716278},{"word":"a","start":808.555,"end":808.795,"confidence":0.9667969,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1851002722978592},{"word":"caravan","start":808.795,"end":809.295,"confidence":0.94189453,"punctuated_word":"caravan.","sentiment":"neutral","sentiment_score":0.14210043847560885},{"word":"are","start":810.635,"end":810.795,"confidence":0.61083984,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.07424506545066833},{"word":"they","start":810.795,"end":811.195,"confidence":0.9394531,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.12209323793649672},{"word":"still","start":811.195,"end":811.695,"confidence":0.9580078,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.0923181176185608},{"word":"relevant","start":812.955,"end":813.455,"confidence":0.9941406,"punctuated_word":"relevant?","sentiment":"neutral","sentiment_score":0.08067469298839569},{"word":"you","start":816.955,"end":817.195,"confidence":0.87060547,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.03712776303291321},{"word":"wanted","start":817.195,"end":817.59503,"confidence":0.98095703,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.07700088620185852},{"word":"to","start":817.59503,"end":818.09503,"confidence":0.9472656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13672825694084167},{"word":"be","start":818.235,"end":818.735,"confidence":0.7055664,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.11315257102251051},{"word":"have","start":820.55005,"end":820.87,"confidence":0.53125,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10869207978248596},{"word":"holidays","start":820.87,"end":821.31,"confidence":0.8483887,"punctuated_word":"holidays,","sentiment":"neutral","sentiment_score":0.14557123184204102},{"word":"pay","start":821.31,"end":821.75,"confidence":0.81591797,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.11358582228422164},{"word":"off","start":821.75,"end":821.91003,"confidence":0.7939453,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.09266035258769988},{"word":"your","start":821.91003,"end":822.15,"confidence":0.8076172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08898155391216278},{"word":"car","start":822.15,"end":822.43005,"confidence":0.8701172,"punctuated_word":"car,","sentiment":"neutral","sentiment_score":0.09714540839195251},{"word":"and","start":822.43005,"end":822.71,"confidence":0.8886719,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12945011258125305},{"word":"start","start":822.71,"end":823.11005,"confidence":0.9003906,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.1207149624824524},{"word":"looking","start":823.11005,"end":823.27,"confidence":0.8886719,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.12346983700990675},{"word":"at","start":823.27,"end":823.43,"confidence":0.93408203,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.14284855127334595},{"word":"getting","start":823.43,"end":823.51,"confidence":0.6538086,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.15579715371131897},{"word":"a","start":823.51,"end":823.99,"confidence":0.87890625,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14312702417373657},{"word":"caravan","start":823.99,"end":824.39,"confidence":0.84643555,"punctuated_word":"caravan.","sentiment":"neutral","sentiment_score":0.1252443939447403},{"word":"so","start":824.39,"end":824.55005,"confidence":0.93408203,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08136802166700363},{"word":"you've","start":824.55005,"end":825.03,"confidence":0.9616699,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.07546152919530869},{"word":"paid","start":825.03,"end":825.27,"confidence":0.89501953,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.06548449397087097},{"word":"off","start":825.27,"end":825.35004,"confidence":0.8857422,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.05843617394566536},{"word":"your","start":825.35004,"end":825.67004,"confidence":0.8330078,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05546291545033455},{"word":"car","start":825.67004,"end":826.17004,"confidence":0.8293457,"punctuated_word":"car.","sentiment":"neutral","sentiment_score":0.04088296368718147},{"word":"how","start":826.31,"end":826.39,"confidence":0.8769531,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.11326774209737778},{"word":"are","start":826.39,"end":826.47003,"confidence":0.80810547,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1351761519908905},{"word":"you","start":826.47003,"end":826.63,"confidence":0.8798828,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12606479227542877},{"word":"going","start":826.63,"end":826.71,"confidence":0.65283203,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.14468903839588165},{"word":"with","start":826.71,"end":827.21,"confidence":0.83447266,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12014615535736084},{"word":"with","start":827.51,"end":827.59,"confidence":0.79003906,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.13391321897506714},{"word":"the","start":827.59,"end":827.75,"confidence":0.8574219,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10816511511802672},{"word":"rest","start":827.75,"end":827.99,"confidence":0.6748047,"punctuated_word":"rest","sentiment":"neutral","sentiment_score":0.10626907646656036},{"word":"of","start":827.99,"end":828.07,"confidence":0.90527344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1039591059088707},{"word":"it","start":828.07,"end":828.31,"confidence":0.8955078,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.07546397298574448},{"word":"is","start":828.31,"end":828.47003,"confidence":0.6645508,"punctuated_word":"Is...","sentiment":"neutral","sentiment_score":0.02372799813747406},{"word":"are","start":828.47003,"end":828.63,"confidence":0.99609375,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.005899995565414429},{"word":"they","start":828.63,"end":828.79004,"confidence":0.9790039,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.024150539189577103},{"word":"still","start":828.79004,"end":829.03,"confidence":0.88671875,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.008233234286308289},{"word":"priorities","start":829.03,"end":829.53,"confidence":0.96655273,"punctuated_word":"priorities?","sentiment":"neutral","sentiment_score":0.018255509436130524},{"word":"yep","start":841.52496,"end":842.02496,"confidence":0.9794922,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10152366757392885},{"word":"okay","start":849.06,"end":849.56,"confidence":0.97436523,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2012849897146225},{"word":"yeah","start":860.865,"end":861.365,"confidence":0.80908203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07663536816835403},{"word":"yep","start":861.425,"end":861.925,"confidence":0.9921875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1018909513950348},{"word":"okay","start":862.38495,"end":862.88495,"confidence":0.95874023,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.08827973157167435},{"word":"yeah","start":866.46497,"end":866.96497,"confidence":0.76171875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11138033866882324},{"word":"that's","start":868.065,"end":868.46497,"confidence":0.9667969,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.15078860521316528},{"word":"right","start":868.46497,"end":868.92,"confidence":0.8786621,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.17996633052825928},{"word":"yeah","start":878.6,"end":879.1,"confidence":0.9550781,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.4633105397224426},{"word":"i","start":879.16,"end":879.32,"confidence":0.9980469,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.479480654001236},{"word":"mean","start":879.32,"end":879.56,"confidence":0.9941406,"punctuated_word":"mean,","sentiment":"positive","sentiment_score":0.4871101677417755},{"word":"as","start":879.56,"end":879.72,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.6722123026847839},{"word":"long","start":879.72,"end":879.88,"confidence":0.99902344,"punctuated_word":"long","sentiment":"positive","sentiment_score":0.6837860345840454},{"word":"as","start":879.88,"end":879.95996,"confidence":0.9970703,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.6603062152862549},{"word":"you've","start":879.95996,"end":880.2,"confidence":0.92944336,"punctuated_word":"you've","sentiment":"positive","sentiment_score":0.6847822666168213},{"word":"got","start":880.2,"end":880.27997,"confidence":1.0,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.6490926742553711},{"word":"your","start":880.27997,"end":880.44,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6517603993415833},{"word":"head","start":880.44,"end":880.6,"confidence":1.0,"punctuated_word":"head","sentiment":"positive","sentiment_score":0.6290673613548279},{"word":"down","start":880.6,"end":880.83997,"confidence":0.9970703,"punctuated_word":"down","sentiment":"positive","sentiment_score":0.6710032224655151},{"word":"and","start":880.83997,"end":881.0,"confidence":0.9223633,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5188868045806885},{"word":"working","start":881.0,"end":881.39996,"confidence":1.0,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.49815481901168823},{"word":"hard","start":881.39996,"end":881.72,"confidence":0.98583984,"punctuated_word":"hard,","sentiment":"positive","sentiment_score":0.6085246801376343},{"word":"i","start":881.72,"end":881.8,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.6714958548545837},{"word":"think","start":881.8,"end":882.04,"confidence":1.0,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.6817352175712585},{"word":"that's","start":882.04,"end":882.27997,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.6372165083885193},{"word":"all","start":882.27997,"end":882.51996,"confidence":0.99902344,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.4810042977333069},{"word":"that","start":882.51996,"end":882.76,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5846092700958252},{"word":"any","start":882.76,"end":882.92,"confidence":1.0,"punctuated_word":"any","sentiment":"positive","sentiment_score":0.6955562233924866},{"word":"of","start":882.92,"end":883.0,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.600204348564148},{"word":"us","start":883.0,"end":883.24,"confidence":1.0,"punctuated_word":"us","sentiment":"positive","sentiment_score":0.5098631978034973},{"word":"really","start":883.24,"end":883.48,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.6237363815307617},{"word":"wanna","start":883.48,"end":883.785,"confidence":0.92822266,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.5970140695571899},{"word":"achieve","start":883.785,"end":884.185,"confidence":1.0,"punctuated_word":"achieve","sentiment":"positive","sentiment_score":0.5550183057785034},{"word":"at","start":884.185,"end":884.225,"confidence":0.99902344,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.42932406067848206},{"word":"the","start":884.225,"end":884.26495,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5261310338973999},{"word":"end","start":884.26495,"end":884.345,"confidence":1.0,"punctuated_word":"end","sentiment":"positive","sentiment_score":0.5044881701469421},{"word":"of","start":884.345,"end":884.425,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4330742657184601},{"word":"the","start":884.425,"end":884.925,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.401882141828537},{"word":"day","start":894.415,"end":894.665,"confidence":0.99902344,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":-0.19491520524024963},{"word":"yep","start":894.665,"end":895.165,"confidence":0.87719727,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.10962443053722382},{"word":"yeah","start":896.425,"end":896.91,"confidence":0.9748535,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1530313491821289},{"word":"no","start":901.70996,"end":902.20996,"confidence":0.9663086,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.27744632959365845},{"word":"you","start":902.26996,"end":902.50995,"confidence":0.99609375,"punctuated_word":"You","sentiment":"negative","sentiment_score":-0.3521002531051636},{"word":"are","start":902.50995,"end":902.67,"confidence":0.8203125,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.314599871635437},{"word":"not","start":902.67,"end":902.91,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.27747291326522827},{"word":"old","start":902.91,"end":903.23,"confidence":0.80322266,"punctuated_word":"old","sentiment":"negative","sentiment_score":-0.3702234923839569},{"word":"at","start":903.23,"end":903.38995,"confidence":0.9921875,"punctuated_word":"at","sentiment":"negative","sentiment_score":-0.4334617257118225},{"word":"all","start":903.38995,"end":903.88995,"confidence":0.9890137,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.2790907025337219},{"word":"not","start":904.35,"end":904.58997,"confidence":0.9790039,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.30541712045669556},{"word":"at","start":904.58997,"end":904.75,"confidence":0.9248047,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.2893330752849579},{"word":"all","start":904.75,"end":905.25,"confidence":0.9970703,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.18937328457832336},{"word":"oh","start":906.35,"end":906.85,"confidence":0.8532715,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.01652691140770912},{"word":"like","start":909.47,"end":909.795,"confidence":0.6689453,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2008046954870224},{"word":"okay","start":921.15497,"end":921.65497,"confidence":0.99658203,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.0978626012802124},{"word":"okay","start":934.54,"end":935.04,"confidence":0.9904785,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.07333363592624664},{"word":"okay","start":937.18,"end":937.575,"confidence":0.7817383,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06828251481056213},{"word":"okay","start":939.09503,"end":939.59503,"confidence":0.97753906,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.01822185143828392},{"word":"okay","start":941.255,"end":941.755,"confidence":0.7915039,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.01942966878414154},{"word":"okay","start":945.97504,"end":946.47504,"confidence":0.83251953,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.057796020060777664},{"word":"alright","start":946.695,"end":947.09503,"confidence":0.9753418,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.074372798204422},{"word":"well","start":947.09503,"end":947.59503,"confidence":0.9980469,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.05698559433221817},{"word":"i","start":947.735,"end":947.97504,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07739843428134918},{"word":"understand","start":947.97504,"end":948.455,"confidence":1.0,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.09406185150146484},{"word":"that","start":948.455,"end":948.775,"confidence":0.9975586,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.05975824221968651},{"word":"i","start":948.775,"end":948.935,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06479610502719879},{"word":"understand","start":948.935,"end":949.41504,"confidence":1.0,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.07178770750761032},{"word":"that","start":949.41504,"end":949.91504,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.05573825538158417},{"word":"adrianne","start":951.26,"end":951.76,"confidence":0.7991536,"punctuated_word":"Adrianne,","sentiment":"neutral","sentiment_score":0.027252111583948135},{"word":"do","start":951.82,"end":951.98,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.00601615384221077},{"word":"you","start":951.98,"end":952.13995,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.011429404839873314},{"word":"have","start":952.13995,"end":952.3,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.011763827875256538},{"word":"access","start":952.3,"end":952.69995,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.0018785633146762848},{"word":"to","start":952.69995,"end":952.77997,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0014435239136219025},{"word":"your","start":952.77997,"end":953.01996,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.00012437626719474792},{"word":"emails","start":953.01996,"end":953.42,"confidence":0.99121094,"punctuated_word":"emails","sentiment":"neutral","sentiment_score":0.00209055095911026},{"word":"at","start":953.42,"end":953.57996,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.01076863333582878},{"word":"the","start":953.57996,"end":953.66,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.009626150131225586},{"word":"moment","start":953.66,"end":954.16,"confidence":0.9995117,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.0036500971764326096},{"word":"okay","start":959.26,"end":959.76,"confidence":0.9970703,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.005131964571774006},{"word":"i'm","start":959.82,"end":960.13995,"confidence":0.99560547,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.0028727117460221052},{"word":"going","start":960.13995,"end":960.45996,"confidence":0.9980469,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.0057684276252985},{"word":"to","start":960.45996,"end":960.95996,"confidence":0.99609375,"punctuated_word":"to...","sentiment":"neutral","sentiment_score":0.0018161898478865623},{"word":"when","start":961.26,"end":961.76,"confidence":0.9980469,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.024337124079465863},{"word":"you","start":962.3,"end":962.54,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04784661903977394},{"word":"do","start":962.54,"end":963.01996,"confidence":0.9941406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.019681494683027267},{"word":"later","start":963.01996,"end":963.42,"confidence":0.97314453,"punctuated_word":"later","sentiment":"neutral","sentiment_score":0.0333888977766037},{"word":"have","start":963.42,"end":963.66,"confidence":0.99609375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.025827329605817795},{"word":"access","start":963.66,"end":963.98,"confidence":0.99902344,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.014161307364702225},{"word":"for","start":963.98,"end":964.13995,"confidence":0.5229492,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03827036917209625},{"word":"them","start":964.13995,"end":964.38,"confidence":0.9970703,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":0.0477813184261322},{"word":"you're","start":964.38,"end":964.54,"confidence":0.99658203,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.05899755284190178},{"word":"gonna","start":964.54,"end":964.86,"confidence":0.9526367,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.06592753529548645},{"word":"have","start":964.86,"end":965.01996,"confidence":0.98828125,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08139108121395111},{"word":"a","start":965.01996,"end":965.1,"confidence":0.96777344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04042518883943558},{"word":"document","start":965.1,"end":965.565,"confidence":0.9921875,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.033494897186756134},{"word":"there","start":967.165,"end":967.565,"confidence":0.99902344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.07155987620353699},{"word":"from","start":967.565,"end":967.965,"confidence":0.8613281,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.06269451975822449},{"word":"myself","start":967.965,"end":968.465,"confidence":0.99121094,"punctuated_word":"myself","sentiment":"neutral","sentiment_score":0.13817328214645386},{"word":"and","start":969.165,"end":969.485,"confidence":0.94384766,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08448271453380585},{"word":"odoosign","start":969.485,"end":969.985,"confidence":0.6729126,"punctuated_word":"OdooSign.","sentiment":"neutral","sentiment_score":0.07600755244493484},{"word":"you'll","start":971.325,"end":971.565,"confidence":0.98535156,"punctuated_word":"You'll","sentiment":"neutral","sentiment_score":0.051754482090473175},{"word":"need","start":971.565,"end":971.805,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.04892423748970032},{"word":"to","start":971.805,"end":971.965,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05601529777050018},{"word":"just","start":971.965,"end":972.365,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06920278072357178},{"word":"open","start":972.365,"end":972.685,"confidence":1.0,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.06294319778680801},{"word":"it","start":972.685,"end":973.185,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05859780311584473},{"word":"because","start":973.405,"end":973.725,"confidence":0.8774414,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.0410127118229866},{"word":"this","start":973.725,"end":974.045,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.08460502326488495},{"word":"is","start":974.045,"end":974.125,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10789263993501665},{"word":"gonna","start":974.125,"end":974.525,"confidence":0.98828125,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.1041424721479416},{"word":"be","start":974.525,"end":974.84503,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.12357625365257265},{"word":"your","start":974.84503,"end":975.085,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09478852152824402},{"word":"reference","start":975.085,"end":975.565,"confidence":1.0,"punctuated_word":"reference","sentiment":"neutral","sentiment_score":0.04789312183856964},{"word":"for","start":975.565,"end":975.725,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08226113021373749},{"word":"the","start":975.725,"end":975.885,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0720064789056778},{"word":"documents","start":975.885,"end":976.365,"confidence":0.99902344,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.045350804924964905},{"word":"that","start":976.365,"end":976.525,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.088050976395607},{"word":"we've","start":976.525,"end":976.84503,"confidence":0.9995117,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.07577063888311386},{"word":"talked","start":976.84503,"end":977.245,"confidence":0.99609375,"punctuated_word":"talked","sentiment":"neutral","sentiment_score":0.09869226813316344},{"word":"through","start":977.245,"end":977.745,"confidence":0.99902344,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":0.056858763098716736},{"word":"your","start":979.84,"end":980.34,"confidence":0.98095703,"punctuated_word":"Your...","sentiment":"neutral","sentiment_score":0.007884293794631958},{"word":"the","start":980.88,"end":981.28,"confidence":0.9980469,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.02264350652694702},{"word":"first","start":981.28,"end":981.6,"confidence":0.99902344,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.021436773240566257},{"word":"document","start":981.6,"end":982.08,"confidence":0.99902344,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.019291453063488007},{"word":"is","start":982.08,"end":982.32,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.024115221574902534},{"word":"a","start":982.32,"end":982.56,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.028141804039478305},{"word":"summary","start":982.56,"end":983.04,"confidence":1.0,"punctuated_word":"summary","sentiment":"neutral","sentiment_score":0.02669234201312065},{"word":"of","start":983.04,"end":983.28,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03210564702749252},{"word":"your","start":983.28,"end":983.52,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.02990969829261303},{"word":"super","start":983.52,"end":983.92,"confidence":0.85253906,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.05729962140321731},{"word":"fund","start":983.92,"end":984.42,"confidence":0.7207031,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.04531165212392807},{"word":"showing","start":984.56,"end":984.96,"confidence":0.9165039,"punctuated_word":"showing","sentiment":"neutral","sentiment_score":0.044626690447330475},{"word":"a","start":984.96,"end":985.12,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.032016053795814514},{"word":"balance","start":985.12,"end":985.62,"confidence":0.99902344,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.021722370758652687},{"word":"of","start":985.68,"end":986.08,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.027598313987255096},{"word":"approximately","start":986.08,"end":986.58,"confidence":0.9980469,"punctuated_word":"approximately","sentiment":"neutral","sentiment_score":0.01993099600076675},{"word":"226,300","start":986.96,"end":989.46,"confidence":0.96199036,"punctuated_word":"226,300,","sentiment":"neutral","sentiment_score":0.02244514226913452},{"word":"and","start":990.24,"end":990.64,"confidence":0.9277344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.019551381468772888},{"word":"your","start":990.64,"end":991.14,"confidence":0.7792969,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.041061997413635254},{"word":"insurance","start":991.615,"end":991.85504,"confidence":0.8457031,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.026549985632300377},{"word":"policies","start":991.85504,"end":992.35504,"confidence":0.9326172,"punctuated_word":"policies","sentiment":"neutral","sentiment_score":0.023762328550219536},{"word":"with","start":992.41504,"end":992.575,"confidence":0.9892578,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.041189685463905334},{"word":"tao","start":992.575,"end":993.055,"confidence":0.6091919,"punctuated_word":"TAO","sentiment":"neutral","sentiment_score":0.0259170513600111},{"word":"being","start":993.055,"end":993.375,"confidence":0.91503906,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.039317622780799866},{"word":"life","start":993.375,"end":993.695,"confidence":0.9614258,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.0500640794634819},{"word":"and","start":993.695,"end":993.935,"confidence":0.90771484,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.030436627566814423},{"word":"tpd","start":993.935,"end":994.435,"confidence":0.37731934,"punctuated_word":"TPD","sentiment":"neutral","sentiment_score":0.028579697012901303},{"word":"insurance","start":994.575,"end":994.97504,"confidence":0.9003906,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.024682538583874702},{"word":"of","start":994.97504,"end":995.215,"confidence":0.9760742,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.026672963052988052},{"word":"413,684","start":995.215,"end":998.275,"confidence":0.9798096,"punctuated_word":"413,684,","sentiment":"neutral","sentiment_score":0.022252550348639488},{"word":"and","start":998.335,"end":998.575,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.017156127840280533},{"word":"your","start":998.575,"end":998.895,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.01741122454404831},{"word":"income","start":998.895,"end":999.29504,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.020357344299554825},{"word":"protection","start":999.29504,"end":999.79504,"confidence":0.9921875,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.01598537713289261},{"word":"being","start":1000.015,"end":1000.335,"confidence":0.9941406,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.010242264717817308},{"word":"$5,870","start":1000.335,"end":1002.495,"confidence":0.9971924,"punctuated_word":"$5,870","sentiment":"neutral","sentiment_score":0.01293172687292099},{"word":"per","start":1002.495,"end":1002.73505,"confidence":1.0,"punctuated_word":"per","sentiment":"neutral","sentiment_score":-0.0009972527623176577},{"word":"month","start":1002.73505,"end":1003.23505,"confidence":0.98706055,"punctuated_word":"month.","sentiment":"neutral","sentiment_score":0.014389276504516602},{"word":"do","start":1004.015,"end":1004.175,"confidence":0.99902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.08914805203676224},{"word":"you","start":1004.175,"end":1004.675,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1495143622159958},{"word":"do","start":1005.215,"end":1005.455,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07644013315439224},{"word":"you","start":1005.455,"end":1005.615,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1451675295829773},{"word":"feel","start":1005.615,"end":1005.85504,"confidence":0.99609375,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.1229844018816948},{"word":"that","start":1005.85504,"end":1006.015,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.169132262468338},{"word":"those","start":1006.015,"end":1006.335,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.23576900362968445},{"word":"levels","start":1006.335,"end":1006.77,"confidence":0.99609375,"punctuated_word":"levels","sentiment":"neutral","sentiment_score":0.08567598462104797},{"word":"of","start":1006.77,"end":1007.01,"confidence":0.9902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1439758539199829},{"word":"cover","start":1007.01,"end":1007.25,"confidence":1.0,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.12107884138822556},{"word":"are","start":1007.25,"end":1007.41003,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.06801781058311462},{"word":"still","start":1007.41003,"end":1007.81,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.14033904671669006},{"word":"adequate","start":1007.81,"end":1008.31,"confidence":1.0,"punctuated_word":"adequate","sentiment":"neutral","sentiment_score":0.1169600710272789},{"word":"for","start":1008.61005,"end":1008.93,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10991650819778442},{"word":"you","start":1008.93,"end":1009.43,"confidence":0.99902344,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.08304525911808014},{"word":"yep","start":1018.865,"end":1019.365,"confidence":0.9030762,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11783723533153534},{"word":"yeah","start":1034.225,"end":1034.52,"confidence":0.7687988,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.053312018513679504},{"word":"yeah","start":1034.52,"end":1035.02,"confidence":0.8498535,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.016458408907055855},{"word":"yeah","start":1037.0801,"end":1037.5801,"confidence":0.7583008,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0451270267367363},{"word":"and","start":1037.72,"end":1038.22,"confidence":0.9819336,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03082159161567688},{"word":"and","start":1038.28,"end":1038.52,"confidence":0.9716797,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.017376363277435303},{"word":"how","start":1038.52,"end":1038.84,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.0022907108068466187},{"word":"income","start":1038.84,"end":1039.16,"confidence":0.98828125,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.0033152252435684204},{"word":"protection","start":1039.16,"end":1039.64,"confidence":1.0,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.019592061638832092},{"word":"works","start":1039.64,"end":1039.88,"confidence":0.99902344,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.04503802955150604},{"word":"is","start":1039.88,"end":1040.12,"confidence":0.9921875,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.014975205063819884},{"word":"you","start":1040.12,"end":1040.2001,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.008332975208759308},{"word":"can","start":1040.2001,"end":1040.4401,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.02623889595270157},{"word":"only","start":1040.4401,"end":1040.68,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.07118253409862518},{"word":"insure","start":1040.68,"end":1041.0,"confidence":0.9277344,"punctuated_word":"insure","sentiment":"neutral","sentiment_score":-0.033420365303754807},{"word":"up","start":1041.0,"end":1041.16,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.005830191075801849},{"word":"to","start":1041.16,"end":1041.24,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01841600239276886},{"word":"70%","start":1041.24,"end":1041.88,"confidence":1.0,"punctuated_word":"70%","sentiment":"neutral","sentiment_score":0.02238824963569641},{"word":"of","start":1041.88,"end":1042.04,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01836656779050827},{"word":"your","start":1042.04,"end":1042.2001,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.05284406989812851},{"word":"taxable","start":1042.2001,"end":1042.68,"confidence":1.0,"punctuated_word":"taxable","sentiment":"neutral","sentiment_score":-0.02081078663468361},{"word":"income","start":1042.68,"end":1043.18,"confidence":0.7878418,"punctuated_word":"income,","sentiment":"neutral","sentiment_score":-0.07154704630374908},{"word":"so","start":1043.88,"end":1044.38,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.07483609020709991},{"word":"you","start":1044.4401,"end":1044.68,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2503761947154999},{"word":"wouldn't","start":1044.68,"end":1044.92,"confidence":1.0,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.2221526801586151},{"word":"be","start":1044.92,"end":1045.0801,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.15060365200042725},{"word":"able","start":1045.0801,"end":1045.24,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.14932622015476227},{"word":"to","start":1045.24,"end":1045.4,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.16011981666088104},{"word":"insure","start":1045.4,"end":1045.72,"confidence":0.6152344,"punctuated_word":"insure","sentiment":"neutral","sentiment_score":-0.12684647738933563},{"word":"the","start":1045.72,"end":1045.88,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07867395877838135},{"word":"full","start":1045.88,"end":1046.12,"confidence":1.0,"punctuated_word":"full","sentiment":"neutral","sentiment_score":-0.020928166806697845},{"word":"amount","start":1046.12,"end":1046.62,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.09805569797754288},{"word":"anyhow","start":1046.68,"end":1047.18,"confidence":0.98746747,"punctuated_word":"anyhow.","sentiment":"neutral","sentiment_score":-0.08641797304153442},{"word":"yep","start":1049.24,"end":1049.74,"confidence":0.9951172,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0269561018794775},{"word":"okay","start":1051.375,"end":1051.875,"confidence":0.984375,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0370347835123539},{"word":"the","start":1052.175,"end":1052.415,"confidence":0.99902344,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.03450511395931244},{"word":"next","start":1052.415,"end":1052.735,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.029132140800356865},{"word":"document","start":1052.735,"end":1053.235,"confidence":1.0,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.02110249735414982},{"word":"across","start":1053.295,"end":1053.775,"confidence":0.9970703,"punctuated_word":"across","sentiment":"neutral","sentiment_score":0.0160621739923954},{"word":"is","start":1053.775,"end":1054.095,"confidence":0.9951172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03184721991419792},{"word":"your","start":1054.095,"end":1054.595,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03887451067566872},{"word":"performance","start":1054.735,"end":1055.235,"confidence":0.9980469,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.03333333879709244},{"word":"report","start":1055.455,"end":1055.855,"confidence":1.0,"punctuated_word":"report","sentiment":"neutral","sentiment_score":0.03394339606165886},{"word":"with","start":1055.855,"end":1056.095,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03783015161752701},{"word":"hub","start":1056.095,"end":1056.415,"confidence":0.6899414,"punctuated_word":"hub","sentiment":"neutral","sentiment_score":0.05619457364082336},{"word":"twenty","start":1056.415,"end":1056.735,"confidence":0.99902344,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.04466237127780914},{"word":"four","start":1056.735,"end":1057.055,"confidence":0.9707031,"punctuated_word":"four.","sentiment":"neutral","sentiment_score":0.03281649202108383},{"word":"so","start":1057.055,"end":1057.215,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.030142121016979218},{"word":"there's","start":1057.215,"end":1057.535,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.034006595611572266},{"word":"two","start":1057.535,"end":1057.775,"confidence":0.99902344,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.027501823380589485},{"word":"when","start":1057.775,"end":1057.935,"confidence":0.97314453,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.03368394821882248},{"word":"you","start":1057.935,"end":1058.015,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03227049857378006},{"word":"get","start":1058.015,"end":1058.175,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.03226066753268242},{"word":"a","start":1058.175,"end":1058.335,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03798559308052063},{"word":"chance","start":1058.335,"end":1058.5751,"confidence":1.0,"punctuated_word":"chance","sentiment":"neutral","sentiment_score":0.0420813225209713},{"word":"to","start":1058.5751,"end":1058.735,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.031643711030483246},{"word":"go","start":1058.735,"end":1058.895,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.04151242226362229},{"word":"through","start":1058.895,"end":1059.135,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.020407814532518387},{"word":"them","start":1059.135,"end":1059.295,"confidence":0.9926758,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":0.015096787363290788},{"word":"there's","start":1059.295,"end":1059.615,"confidence":0.9946289,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.006324979942291975},{"word":"a","start":1059.615,"end":1059.6951,"confidence":0.58154297,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0012893220409750938},{"word":"twelve","start":1059.6951,"end":1059.935,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.0045716725289821625},{"word":"month","start":1059.935,"end":1060.175,"confidence":0.984375,"punctuated_word":"month","sentiment":"neutral","sentiment_score":-0.000043837353587150574},{"word":"and","start":1060.175,"end":1060.415,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.012814357876777647},{"word":"six","start":1060.415,"end":1060.655,"confidence":0.99609375,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.017432926222682},{"word":"month","start":1060.655,"end":1060.895,"confidence":0.9404297,"punctuated_word":"month","sentiment":"neutral","sentiment_score":-0.014808116480708122},{"word":"period","start":1060.895,"end":1061.395,"confidence":1.0,"punctuated_word":"period.","sentiment":"neutral","sentiment_score":-0.007012183777987957},{"word":"the","start":1062.095,"end":1062.255,"confidence":0.99902344,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.03470603749155998},{"word":"twelve","start":1062.255,"end":1062.5751,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.03660847619175911},{"word":"month","start":1062.5751,"end":1062.975,"confidence":0.98095703,"punctuated_word":"month","sentiment":"neutral","sentiment_score":-0.03387853503227234},{"word":"period","start":1062.975,"end":1063.475,"confidence":0.99902344,"punctuated_word":"period","sentiment":"neutral","sentiment_score":-0.022670473903417587},{"word":"was","start":1064.07,"end":1064.57,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.052082695066928864},{"word":"a","start":1065.0299,"end":1065.2699,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06199587136507034},{"word":"lower","start":1065.2699,"end":1065.59,"confidence":0.99902344,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":-0.06402941048145294},{"word":"return","start":1065.59,"end":1066.09,"confidence":1.0,"punctuated_word":"return","sentiment":"neutral","sentiment_score":-0.07647323608398438},{"word":"of","start":1066.5499,"end":1067.0299,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08812403678894043},{"word":"3.31%","start":1067.0299,"end":1068.73,"confidence":0.9873535,"punctuated_word":"3.31%.","sentiment":"neutral","sentiment_score":-0.07432205975055695},{"word":"that","start":1069.2699,"end":1069.6699,"confidence":1.0,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.0321521982550621},{"word":"was","start":1069.6699,"end":1070.1699,"confidence":0.9941406,"punctuated_word":"was...","sentiment":"neutral","sentiment_score":-0.02278241515159607},{"word":"that's","start":1070.39,"end":1070.71,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.08882158994674683},{"word":"been","start":1070.71,"end":1070.95,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.09005703777074814},{"word":"attributed","start":1070.95,"end":1071.45,"confidence":0.99902344,"punctuated_word":"attributed","sentiment":"neutral","sentiment_score":-0.10550910234451294},{"word":"to","start":1071.59,"end":1071.83,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14576047658920288},{"word":"probably","start":1071.83,"end":1072.33,"confidence":0.9667969,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.15173302590847015},{"word":"two","start":1072.39,"end":1072.63,"confidence":0.91259766,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.16311568021774292},{"word":"funds","start":1072.63,"end":1073.13,"confidence":0.9980469,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":-0.15490609407424927},{"word":"underperforming","start":1074.3099,"end":1074.8099,"confidence":0.76220703,"punctuated_word":"underperforming,","sentiment":"neutral","sentiment_score":-0.11612871289253236},{"word":"being","start":1076.605,"end":1076.845,"confidence":0.9248047,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.04511464387178421},{"word":"the","start":1076.845,"end":1076.9249,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07122962176799774},{"word":"benelong","start":1076.9249,"end":1077.4249,"confidence":0.66064453,"punctuated_word":"Benelong","sentiment":"neutral","sentiment_score":-0.04229097813367843},{"word":"australian","start":1077.485,"end":1077.965,"confidence":0.8803711,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":-0.0071209147572517395},{"word":"equities","start":1077.965,"end":1078.445,"confidence":0.85595703,"punctuated_word":"Equities","sentiment":"neutral","sentiment_score":-0.02519056759774685},{"word":"fund","start":1078.445,"end":1078.845,"confidence":0.9316406,"punctuated_word":"Fund","sentiment":"neutral","sentiment_score":-0.050606388598680496},{"word":"and","start":1078.845,"end":1079.005,"confidence":0.97265625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06620437651872635},{"word":"the","start":1079.005,"end":1079.1649,"confidence":0.9667969,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06260165572166443},{"word":"vanek","start":1079.1649,"end":1079.6649,"confidence":0.43548584,"punctuated_word":"Vanek","sentiment":"neutral","sentiment_score":-0.046024173498153687},{"word":"property","start":1079.8049,"end":1080.3049,"confidence":0.80126953,"punctuated_word":"Property","sentiment":"neutral","sentiment_score":-0.054458774626255035},{"word":"unit","start":1080.605,"end":1081.005,"confidence":0.89501953,"punctuated_word":"Unit","sentiment":"neutral","sentiment_score":-0.037986598908901215},{"word":"fund","start":1081.005,"end":1081.505,"confidence":0.97021484,"punctuated_word":"Fund.","sentiment":"neutral","sentiment_score":-0.06082411855459213},{"word":"what","start":1081.725,"end":1081.965,"confidence":1.0,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.035511452704668045},{"word":"we're","start":1081.965,"end":1082.205,"confidence":0.9980469,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.03372732177376747},{"word":"doing","start":1082.205,"end":1082.5249,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.03657731413841248},{"word":"at","start":1082.5249,"end":1082.6849,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.05052845925092697},{"word":"the","start":1082.6849,"end":1082.7649,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05184732750058174},{"word":"moment","start":1082.7649,"end":1083.2649,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":-0.05154109001159668},{"word":"with","start":1083.4049,"end":1083.725,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.03215670585632324},{"word":"our","start":1083.725,"end":1083.8849,"confidence":1.0,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.048004910349845886},{"word":"clients","start":1083.8849,"end":1084.2849,"confidence":0.98828125,"punctuated_word":"clients","sentiment":"neutral","sentiment_score":-0.059139057993888855},{"word":"is","start":1084.2849,"end":1084.445,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.023732542991638184},{"word":"we're","start":1084.445,"end":1084.6849,"confidence":0.99853516,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.03410841524600983},{"word":"actively","start":1084.6849,"end":1085.1649,"confidence":1.0,"punctuated_word":"actively","sentiment":"neutral","sentiment_score":-0.018713466823101044},{"word":"reviewing","start":1085.1649,"end":1085.6449,"confidence":1.0,"punctuated_word":"reviewing","sentiment":"neutral","sentiment_score":-0.03547884523868561},{"word":"those","start":1085.6449,"end":1086.125,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.08377008140087128},{"word":"to","start":1086.125,"end":1086.625,"confidence":0.96240234,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08401862531900406},{"word":"look","start":1089.9,"end":1090.06,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.06701704859733582},{"word":"at","start":1090.06,"end":1090.3,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.08818104863166809},{"word":"alternative","start":1090.3,"end":1090.8,"confidence":1.0,"punctuated_word":"alternative","sentiment":"neutral","sentiment_score":-0.10563209652900696},{"word":"options","start":1091.02,"end":1091.52,"confidence":0.87646484,"punctuated_word":"options.","sentiment":"neutral","sentiment_score":-0.05527401715517044},{"word":"we","start":1092.9401,"end":1093.3401,"confidence":0.8911133,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.09273896366357803},{"word":"we","start":1093.3401,"end":1093.5,"confidence":0.9658203,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.09303758293390274},{"word":"don't","start":1093.5,"end":1093.98,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.11575765907764436},{"word":"swap","start":1093.98,"end":1094.3,"confidence":0.9941406,"punctuated_word":"swap","sentiment":"neutral","sentiment_score":-0.14738231897354126},{"word":"and","start":1094.3,"end":1094.4601,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.18118387460708615},{"word":"change","start":1094.4601,"end":1094.9601,"confidence":1.0,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.174832284450531},{"word":"willy","start":1096.2201,"end":1096.54,"confidence":0.8720703,"punctuated_word":"willy","sentiment":"neutral","sentiment_score":-0.23905304074287417},{"word":"nilly","start":1096.54,"end":1097.04,"confidence":0.95784503,"punctuated_word":"nilly,","sentiment":"neutral","sentiment_score":-0.1876705139875412},{"word":"let's","start":1097.1,"end":1097.42,"confidence":0.99902344,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":-0.1119021475315094},{"word":"call","start":1097.42,"end":1097.5801,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.08913097530603409},{"word":"it","start":1097.5801,"end":1098.0801,"confidence":0.99609375,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.10805466771125792},{"word":"there's","start":1098.7001,"end":1099.1,"confidence":0.99365234,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.10738568007946014},{"word":"usually","start":1099.1,"end":1099.6,"confidence":0.9980469,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":-0.12164996564388277},{"word":"a","start":1099.66,"end":1099.8201,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11594028770923616},{"word":"systemic","start":1099.8201,"end":1100.3201,"confidence":0.99902344,"punctuated_word":"systemic","sentiment":"neutral","sentiment_score":-0.18199217319488523},{"word":"ongoing","start":1101.74,"end":1102.24,"confidence":0.97802734,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":-0.14684917032718658},{"word":"situation","start":1104.2549,"end":1104.7549,"confidence":1.0,"punctuated_word":"situation","sentiment":"neutral","sentiment_score":-0.14823570847511292},{"word":"before","start":1105.455,"end":1105.7749,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.11239731311798096},{"word":"we","start":1105.7749,"end":1106.0149,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.13138172030448914},{"word":"start","start":1106.0149,"end":1106.335,"confidence":1.0,"punctuated_word":"start","sentiment":"neutral","sentiment_score":-0.1330455243587494},{"word":"looking","start":1106.335,"end":1106.815,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.10961142927408218},{"word":"at","start":1106.815,"end":1107.315,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.14244344830513},{"word":"alternative","start":1107.5349,"end":1108.0349,"confidence":0.99902344,"punctuated_word":"alternative","sentiment":"neutral","sentiment_score":-0.15426303446292877},{"word":"options","start":1108.1749,"end":1108.6749,"confidence":0.99902344,"punctuated_word":"options.","sentiment":"neutral","sentiment_score":-0.10329225659370422},{"word":"unfortunately","start":1108.735,"end":1109.235,"confidence":0.9995117,"punctuated_word":"Unfortunately,","sentiment":"neutral","sentiment_score":-0.16163328289985657},{"word":"bannalong","start":1109.695,"end":1110.195,"confidence":0.61816406,"punctuated_word":"Bannalong","sentiment":"neutral","sentiment_score":-0.12916813790798187},{"word":"and","start":1110.6549,"end":1110.8949,"confidence":0.9790039,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1777808666229248},{"word":"the","start":1110.8949,"end":1111.0549,"confidence":0.8989258,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12057232856750488},{"word":"vernek","start":1111.0549,"end":1111.455,"confidence":0.49536133,"punctuated_word":"Vernek","sentiment":"neutral","sentiment_score":-0.1175754889845848},{"word":"property","start":1111.455,"end":1111.955,"confidence":0.8798828,"punctuated_word":"property","sentiment":"neutral","sentiment_score":-0.12022814899683},{"word":"are","start":1112.2549,"end":1112.495,"confidence":0.9248047,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.17700527608394623},{"word":"one","start":1112.495,"end":1112.735,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.22739601135253903},{"word":"of","start":1112.735,"end":1112.815,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.14816012978553772},{"word":"those","start":1112.815,"end":1113.1349,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.2323886603116989},{"word":"that","start":1113.1349,"end":1113.375,"confidence":0.9902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.17860543727874756},{"word":"we're","start":1113.375,"end":1113.5349,"confidence":0.99853516,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.1794508397579193},{"word":"looking","start":1113.5349,"end":1113.855,"confidence":0.99902344,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.2008574604988098},{"word":"at","start":1113.855,"end":1114.355,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1552995592355728},{"word":"replacing","start":1114.575,"end":1115.075,"confidence":0.98095703,"punctuated_word":"replacing.","sentiment":"neutral","sentiment_score":-0.14427432417869568},{"word":"so","start":1115.5349,"end":1115.695,"confidence":0.9902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.049320582300424576},{"word":"with","start":1115.695,"end":1115.9349,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.03553832322359085},{"word":"your","start":1115.9349,"end":1116.1749,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.03270583227276802},{"word":"permission","start":1116.1749,"end":1116.575,"confidence":0.99902344,"punctuated_word":"permission,","sentiment":"neutral","sentiment_score":0.008408434689044952},{"word":"i'd","start":1116.575,"end":1116.735,"confidence":0.9980469,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.01595144346356392},{"word":"like","start":1116.735,"end":1116.8949,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.012346170842647552},{"word":"to","start":1116.8949,"end":1117.0549,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.015339791774749756},{"word":"look","start":1117.0549,"end":1117.215,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.000209711492061615},{"word":"into","start":1117.215,"end":1117.715,"confidence":0.9941406,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.020560868084430695},{"word":"alternatives","start":1117.7749,"end":1118.2749,"confidence":0.9819336,"punctuated_word":"alternatives","sentiment":"neutral","sentiment_score":-0.018665306270122528},{"word":"to","start":1118.495,"end":1118.575,"confidence":0.95703125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.005715332925319672},{"word":"those","start":1118.575,"end":1118.76,"confidence":0.65649414,"punctuated_word":"those,","sentiment":"neutral","sentiment_score":-0.016917932778596878},{"word":"those","start":1118.76,"end":1119.0,"confidence":0.83618164,"punctuated_word":"those,","sentiment":"neutral","sentiment_score":-0.035922080278396606},{"word":"if","start":1119.0,"end":1119.16,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.010311421006917952},{"word":"that's","start":1119.16,"end":1119.66,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.022829145193099976},{"word":"okay","start":1124.04,"end":1124.54,"confidence":0.8803711,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.07542136311531067},{"word":"yep","start":1130.68,"end":1130.925,"confidence":0.94677734,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0050719380378723145},{"word":"yeah","start":1134.765,"end":1135.265,"confidence":0.9082031,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.023897644132375717},{"word":"yeah","start":1136.2051,"end":1136.7051,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.008073985576629639},{"word":"well","start":1136.8451,"end":1137.005,"confidence":0.9921875,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.01274692639708519},{"word":"we're","start":1137.005,"end":1137.165,"confidence":1.0,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.04723258316516876},{"word":"always","start":1137.165,"end":1137.5651,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.02325750887393951},{"word":"gonna","start":1137.5651,"end":1137.805,"confidence":0.95703125,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.09839868545532228},{"word":"have","start":1137.805,"end":1137.9651,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1145205870270729},{"word":"some","start":1137.9651,"end":1138.2051,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.14330141246318817},{"word":"volatility","start":1138.2051,"end":1138.7051,"confidence":1.0,"punctuated_word":"volatility","sentiment":"neutral","sentiment_score":-0.10288728773593904},{"word":"being","start":1139.005,"end":1139.245,"confidence":0.94140625,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.14518380165100098},{"word":"a","start":1139.245,"end":1139.405,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13221749663352966},{"word":"high","start":1139.405,"end":1139.645,"confidence":0.99902344,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.1600288450717926},{"word":"growth","start":1139.645,"end":1139.9651,"confidence":0.9970703,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":-0.2277874052524567},{"word":"investor","start":1139.9651,"end":1140.4651,"confidence":0.8581543,"punctuated_word":"investor,","sentiment":"neutral","sentiment_score":-0.1243789866566658},{"word":"but","start":1141.3251,"end":1141.7251,"confidence":0.7866211,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.03360237926244736},{"word":"this","start":1141.7251,"end":1141.9651,"confidence":0.9980469,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.01869955286383629},{"word":"is","start":1141.9651,"end":1142.2051,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.01236255094408989},{"word":"the","start":1142.2051,"end":1142.4451,"confidence":0.83447266,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0014095641672611237},{"word":"purpose","start":1142.4451,"end":1142.765,"confidence":0.99902344,"punctuated_word":"purpose","sentiment":"neutral","sentiment_score":-0.011213287711143494},{"word":"of","start":1142.765,"end":1143.005,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.010450396686792374},{"word":"the","start":1143.005,"end":1143.165,"confidence":0.86572266,"punctuated_word":"the...","sentiment":"neutral","sentiment_score":-0.017005955800414085},{"word":"our","start":1143.165,"end":1143.405,"confidence":0.9970703,"punctuated_word":"Our","sentiment":"neutral","sentiment_score":0.0014057010412216189},{"word":"reviews","start":1143.405,"end":1143.885,"confidence":0.9980469,"punctuated_word":"reviews","sentiment":"neutral","sentiment_score":-0.0177806094288826},{"word":"and","start":1143.885,"end":1144.285,"confidence":0.98291016,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.003869384527206421},{"word":"our","start":1144.285,"end":1144.6051,"confidence":0.9951172,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.03140738606452942},{"word":"our","start":1144.6051,"end":1145.005,"confidence":0.9873047,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.026078693568706512},{"word":"contacts","start":1145.005,"end":1145.4851,"confidence":0.7949219,"punctuated_word":"contacts","sentiment":"neutral","sentiment_score":-0.011134125292301178},{"word":"are","start":1145.4851,"end":1145.645,"confidence":0.66308594,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04171617329120636},{"word":"to","start":1145.645,"end":1145.805,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07073640078306198},{"word":"make","start":1145.805,"end":1146.045,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.04955443739891052},{"word":"sure","start":1146.045,"end":1146.285,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.08395279943943024},{"word":"that","start":1146.285,"end":1146.785,"confidence":0.9790039,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.10289157927036284},{"word":"you","start":1147.11,"end":1147.27,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04518236219882965},{"word":"know","start":1147.27,"end":1147.59,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.0656493604183197},{"word":"we're","start":1147.59,"end":1147.83,"confidence":1.0,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.11200201511383057},{"word":"staying","start":1147.83,"end":1148.15,"confidence":1.0,"punctuated_word":"staying","sentiment":"neutral","sentiment_score":0.04533335566520691},{"word":"on","start":1148.15,"end":1148.3099,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1000397726893425},{"word":"top","start":1148.3099,"end":1148.55,"confidence":1.0,"punctuated_word":"top","sentiment":"neutral","sentiment_score":0.1428481936454773},{"word":"of","start":1148.55,"end":1148.63,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13519206643104553},{"word":"anything","start":1148.63,"end":1149.03,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.14184895157814026},{"word":"that","start":1149.03,"end":1149.27,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07770241051912308},{"word":"needs","start":1149.27,"end":1149.51,"confidence":1.0,"punctuated_word":"needs","sentiment":"neutral","sentiment_score":0.08277644962072372},{"word":"to","start":1149.51,"end":1149.59,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06887828558683395},{"word":"be","start":1149.59,"end":1150.09,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.05786246806383133},{"word":"prioritized","start":1151.03,"end":1151.53,"confidence":0.9682617,"punctuated_word":"prioritized","sentiment":"neutral","sentiment_score":0.09545879065990448},{"word":"and","start":1151.67,"end":1151.75,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13601356744766235},{"word":"looked","start":1151.75,"end":1152.07,"confidence":0.99902344,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":0.0849592387676239},{"word":"at","start":1152.07,"end":1152.39,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.095555417239666},{"word":"rather","start":1152.39,"end":1152.71,"confidence":0.9428711,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":-0.015341594815254211},{"word":"than","start":1152.71,"end":1152.87,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.021423593163490295},{"word":"just","start":1152.87,"end":1153.19,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.18555553257465365},{"word":"a","start":1153.19,"end":1153.35,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1497967541217804},{"word":"set","start":1153.35,"end":1153.59,"confidence":0.94628906,"punctuated_word":"set","sentiment":"neutral","sentiment_score":-0.14102457463741302},{"word":"and","start":1153.59,"end":1153.75,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.14572137594223022},{"word":"forget","start":1153.75,"end":1154.25,"confidence":0.99609375,"punctuated_word":"forget","sentiment":"neutral","sentiment_score":-0.07827311754226685},{"word":"kind","start":1154.47,"end":1154.63,"confidence":0.99121094,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.09978458285331726},{"word":"of","start":1154.63,"end":1154.79,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04172709584236145},{"word":"arrangement","start":1154.79,"end":1155.29,"confidence":0.9909668,"punctuated_word":"arrangement.","sentiment":"neutral","sentiment_score":-0.053487855941057205},{"word":"okay","start":1171.865,"end":1172.365,"confidence":0.74401855,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.16971708834171295},{"word":"and","start":1173.7849,"end":1174.025,"confidence":0.8017578,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1419295370578766},{"word":"there's","start":1174.025,"end":1174.345,"confidence":0.92944336,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.17851361632347107},{"word":"just","start":1174.345,"end":1174.6649,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1457068920135498},{"word":"one","start":1174.6649,"end":1174.985,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.1416212022304535},{"word":"other","start":1174.985,"end":1175.485,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.16347548365592957},{"word":"investment","start":1176.84,"end":1177.34,"confidence":0.99902344,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.09844076633453368},{"word":"in","start":1177.4,"end":1177.56,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1445777863264084},{"word":"there","start":1177.56,"end":1177.8,"confidence":0.99902344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.18596547842025757},{"word":"that","start":1177.8,"end":1178.12,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17057111859321594},{"word":"i","start":1178.12,"end":1178.28,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18418696522712708},{"word":"wanna","start":1178.28,"end":1178.6,"confidence":0.9658203,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.22414101660251615},{"word":"look","start":1178.6,"end":1178.76,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.19080251455307007},{"word":"at","start":1178.76,"end":1179.08,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2254759967327118},{"word":"personally","start":1179.08,"end":1179.58,"confidence":0.9770508,"punctuated_word":"personally.","sentiment":"neutral","sentiment_score":0.19924446940422055},{"word":"it's","start":1179.72,"end":1179.96,"confidence":1.0,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.1442561149597168},{"word":"the","start":1179.96,"end":1180.4401,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16746746003627777},{"word":"beta","start":1180.4401,"end":1180.92,"confidence":0.6875,"punctuated_word":"beta","sentiment":"neutral","sentiment_score":0.17388547956943512},{"word":"bank","start":1180.92,"end":1181.32,"confidence":0.97509766,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.15704798698425293},{"word":"hybrid","start":1181.32,"end":1181.8,"confidence":0.9892578,"punctuated_word":"hybrid","sentiment":"neutral","sentiment_score":0.15915535390377045},{"word":"funds","start":1181.8,"end":1182.3,"confidence":0.98706055,"punctuated_word":"funds.","sentiment":"neutral","sentiment_score":0.14421376585960388},{"word":"nothing","start":1182.4401,"end":1182.76,"confidence":1.0,"punctuated_word":"Nothing","sentiment":"neutral","sentiment_score":0.3037418723106384},{"word":"wrong","start":1182.76,"end":1183.0,"confidence":1.0,"punctuated_word":"wrong","sentiment":"neutral","sentiment_score":0.13542822003364563},{"word":"with","start":1183.0,"end":1183.16,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.23666882514953613},{"word":"it","start":1183.16,"end":1183.66,"confidence":0.98828125,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.25155457854270935},{"word":"performance","start":1184.04,"end":1184.54,"confidence":0.5332031,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.2315332293510437},{"word":"wise","start":1184.6,"end":1185.1,"confidence":0.89868164,"punctuated_word":"wise.","sentiment":"neutral","sentiment_score":0.23731620609760284},{"word":"income","start":1185.24,"end":1185.72,"confidence":0.9873047,"punctuated_word":"Income","sentiment":"neutral","sentiment_score":0.20852553844451904},{"word":"wise","start":1185.72,"end":1186.04,"confidence":0.99609375,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.18157146871089935},{"word":"it's","start":1186.04,"end":1186.28,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.2475959062576294},{"word":"done","start":1186.28,"end":1186.6,"confidence":1.0,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.23098072409629825},{"word":"okay","start":1186.6,"end":1187.08,"confidence":0.99902344,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.2314983457326889},{"word":"in","start":1187.08,"end":1187.32,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.25948578119277954},{"word":"the","start":1187.32,"end":1187.4,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.27425938844680786},{"word":"last","start":1187.4,"end":1187.8,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.188532754778862},{"word":"twelve","start":1187.8,"end":1188.04,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.18122924864292145},{"word":"months","start":1188.04,"end":1188.54,"confidence":0.8833008,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":0.17006130516529083},{"word":"but","start":1188.84,"end":1189.08,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.06138361245393753},{"word":"the","start":1189.08,"end":1189.24,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0989716574549675},{"word":"banks","start":1189.24,"end":1189.575,"confidence":0.99902344,"punctuated_word":"banks","sentiment":"neutral","sentiment_score":-0.10364200174808502},{"word":"are","start":1189.815,"end":1189.975,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.1640917956829071},{"word":"phasing","start":1189.975,"end":1190.2949,"confidence":0.9975586,"punctuated_word":"phasing","sentiment":"neutral","sentiment_score":-0.09559546411037444},{"word":"out","start":1190.2949,"end":1190.5349,"confidence":0.98828125,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.058760866522789},{"word":"the","start":1190.5349,"end":1190.695,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04562102258205414},{"word":"hyatt","start":1190.695,"end":1191.0149,"confidence":0.9309082,"punctuated_word":"Hyatt","sentiment":"neutral","sentiment_score":0.02750506065785885},{"word":"bank","start":1191.0149,"end":1191.255,"confidence":0.9394531,"punctuated_word":"Bank","sentiment":"neutral","sentiment_score":-0.033464305102825165},{"word":"hybrids","start":1191.255,"end":1191.755,"confidence":0.7578125,"punctuated_word":"hybrids","sentiment":"neutral","sentiment_score":0.005799267441034317},{"word":"from","start":1191.815,"end":1192.135,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.032116442918777466},{"word":"january","start":1192.135,"end":1192.9451,"confidence":0.99938965,"punctuated_word":"January","sentiment":"neutral","sentiment_score":-0.01609337329864502},{"word":"2027","start":1192.9451,"end":1193.7551,"confidence":0.99938965,"punctuated_word":"2027.","sentiment":"neutral","sentiment_score":0.020337216556072235},{"word":"so","start":1193.975,"end":1194.215,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08506469428539276},{"word":"rather","start":1194.215,"end":1194.455,"confidence":0.99902344,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":0.11121929436922072},{"word":"than","start":1194.455,"end":1194.695,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.031170137226581573},{"word":"sitting","start":1194.695,"end":1195.195,"confidence":1.0,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":-0.0680508092045784},{"word":"sitting","start":1195.4149,"end":1195.815,"confidence":0.9892578,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":-0.08025958389043808},{"word":"and","start":1195.815,"end":1196.0549,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.20884570479393005},{"word":"waiting","start":1196.0549,"end":1196.5349,"confidence":1.0,"punctuated_word":"waiting,","sentiment":"neutral","sentiment_score":-0.05061111971735954},{"word":"i'd","start":1196.5349,"end":1196.7749,"confidence":1.0,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.011927535757422447},{"word":"like","start":1196.7749,"end":1197.0149,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.06353296339511871},{"word":"to","start":1197.0149,"end":1197.1749,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09339693188667296},{"word":"probably","start":1197.1749,"end":1197.6749,"confidence":0.99316406,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.12489452213048936},{"word":"be","start":1197.735,"end":1197.8949,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.06021437048912048},{"word":"a","start":1197.8949,"end":1197.975,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07357539981603622},{"word":"little","start":1197.975,"end":1198.135,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.08269596099853516},{"word":"bit","start":1198.135,"end":1198.375,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.09269945323467256},{"word":"proactive","start":1198.375,"end":1198.875,"confidence":0.9970703,"punctuated_word":"proactive","sentiment":"neutral","sentiment_score":0.07581087946891785},{"word":"seeing","start":1199.095,"end":1199.595,"confidence":0.3166504,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":0.12253481149673462},{"word":"alternative","start":1200.855,"end":1201.355,"confidence":0.7138672,"punctuated_word":"alternative","sentiment":"neutral","sentiment_score":0.04127979278564453},{"word":"options","start":1201.4149,"end":1201.9149,"confidence":0.99902344,"punctuated_word":"options","sentiment":"neutral","sentiment_score":0.012738198041915894},{"word":"to","start":1201.975,"end":1202.135,"confidence":0.9160156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0003988966345787048},{"word":"rather","start":1202.135,"end":1202.455,"confidence":0.9980469,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":-0.06129993498325348},{"word":"just","start":1202.455,"end":1202.695,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.04369984567165375},{"word":"wait","start":1202.695,"end":1202.91,"confidence":0.7104492,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":-0.04431641101837158},{"word":"and","start":1202.99,"end":1203.23,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0022746920585632324},{"word":"see","start":1203.23,"end":1203.39,"confidence":0.94921875,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.03784346580505371},{"word":"what","start":1203.39,"end":1203.7101,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.06000501662492752},{"word":"the","start":1203.7101,"end":1203.87,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03837726265192032},{"word":"banks","start":1203.87,"end":1204.1901,"confidence":0.97265625,"punctuated_word":"banks","sentiment":"neutral","sentiment_score":-0.030346766114234924},{"word":"offer","start":1204.1901,"end":1204.6901,"confidence":0.99902344,"punctuated_word":"offer","sentiment":"neutral","sentiment_score":0.04195018857717514},{"word":"from","start":1205.39,"end":1205.63,"confidence":0.93408203,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.005378849804401398},{"word":"january","start":1205.63,"end":1206.11,"confidence":1.0,"punctuated_word":"January","sentiment":"neutral","sentiment_score":-0.03873288631439209},{"word":"2027","start":1206.11,"end":1207.17,"confidence":0.9963379,"punctuated_word":"2027.","sentiment":"neutral","sentiment_score":-0.025294926017522812},{"word":"yep","start":1208.99,"end":1209.49,"confidence":0.93237305,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18425200879573825},{"word":"yep","start":1210.27,"end":1210.77,"confidence":0.98657227,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13063675165176392},{"word":"yeah","start":1213.79,"end":1214.03,"confidence":0.9851074,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14847813546657562},{"word":"a","start":1214.03,"end":1214.11,"confidence":0.9902344,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.11654800921678544},{"word":"little","start":1214.11,"end":1214.35,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.12480827420949936},{"word":"bit","start":1214.35,"end":1214.51,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.12605547904968262},{"word":"more","start":1214.51,"end":1214.67,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.12049446254968645},{"word":"proactive","start":1214.67,"end":1215.15,"confidence":1.0,"punctuated_word":"proactive","sentiment":"neutral","sentiment_score":0.1579626202583313},{"word":"in","start":1215.15,"end":1215.31,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2210126519203186},{"word":"that","start":1215.31,"end":1215.55,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21517112851142883},{"word":"sense","start":1215.55,"end":1216.05,"confidence":0.9975586,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.13944414258003235},{"word":"the","start":1217.665,"end":1217.905,"confidence":0.97998047,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.2762058973312378},{"word":"six","start":1217.905,"end":1218.0651,"confidence":0.99902344,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.244378462433815},{"word":"month","start":1218.0651,"end":1218.385,"confidence":0.8935547,"punctuated_word":"month","sentiment":"neutral","sentiment_score":0.200664222240448},{"word":"return","start":1218.385,"end":1218.7051,"confidence":0.9980469,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.394443154335022},{"word":"on","start":1218.7051,"end":1218.8651,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3385719358921051},{"word":"your","start":1218.8651,"end":1219.025,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.27762189507484436},{"word":"portfolio","start":1219.025,"end":1219.525,"confidence":0.9550781,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.18384617567062375},{"word":"has","start":1219.5851,"end":1219.745,"confidence":0.8095703,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.2962650656700134},{"word":"bounced","start":1219.745,"end":1220.0651,"confidence":0.9902344,"punctuated_word":"bounced","sentiment":"neutral","sentiment_score":0.3218027949333191},{"word":"back","start":1220.0651,"end":1220.305,"confidence":1.0,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.3462078869342804},{"word":"up","start":1220.305,"end":1220.4651,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.31372278928756714},{"word":"to","start":1220.4651,"end":1220.625,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.28631114959716797},{"word":"4.82%","start":1220.625,"end":1222.005,"confidence":0.94799805,"punctuated_word":"4.82%,","sentiment":"neutral","sentiment_score":0.2837597727775574},{"word":"so","start":1222.0651,"end":1222.305,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.14963601529598236},{"word":"it's","start":1222.305,"end":1222.625,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1961173713207245},{"word":"bouncing","start":1222.625,"end":1223.025,"confidence":1.0,"punctuated_word":"bouncing","sentiment":"neutral","sentiment_score":0.20787708461284635},{"word":"back","start":1223.025,"end":1223.525,"confidence":0.97680664,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":0.16508570313453674},{"word":"again","start":1225.265,"end":1225.765,"confidence":0.9506836,"punctuated_word":"Again,","sentiment":"neutral","sentiment_score":0.044173553586006165},{"word":"bennelong","start":1225.905,"end":1226.405,"confidence":0.7425537,"punctuated_word":"Bennelong","sentiment":"neutral","sentiment_score":0.03791920840740204},{"word":"and","start":1226.545,"end":1227.045,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.020363565534353256},{"word":"the","start":1229.3451,"end":1229.5851,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04820605739951134},{"word":"property","start":1229.5851,"end":1229.9851,"confidence":0.9453125,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.03839098662137985},{"word":"fund","start":1229.9851,"end":1230.4851,"confidence":0.99316406,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.019111186265945435},{"word":"are","start":1230.625,"end":1230.785,"confidence":0.91503906,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.017643846571445465},{"word":"the","start":1230.785,"end":1231.14,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.006058722734451294},{"word":"small","start":1231.38,"end":1231.86,"confidence":0.99902344,"punctuated_word":"small","sentiment":"neutral","sentiment_score":0.021430525928735733},{"word":"returns","start":1231.86,"end":1232.36,"confidence":0.99902344,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.026517752557992935},{"word":"on","start":1232.9,"end":1233.14,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.009881161153316498},{"word":"the","start":1233.14,"end":1233.46,"confidence":0.9980469,"punctuated_word":"the...","sentiment":"neutral","sentiment_score":0.0035945530980825424},{"word":"in","start":1233.46,"end":1233.54,"confidence":1.0,"punctuated_word":"In","sentiment":"neutral","sentiment_score":-0.02852707728743553},{"word":"the","start":1233.54,"end":1233.78,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03822803869843483},{"word":"portfolio","start":1233.78,"end":1234.28,"confidence":0.92626953,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":-0.032872676849365234},{"word":"so","start":1234.42,"end":1234.66,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.03159138932824135},{"word":"we're","start":1234.66,"end":1234.8201,"confidence":0.99658203,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.0404387041926384},{"word":"still","start":1234.8201,"end":1235.06,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.05329299718141556},{"word":"looking","start":1235.06,"end":1235.38,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.051167406141757965},{"word":"at","start":1235.38,"end":1235.7001,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.06586825102567673},{"word":"replacing","start":1235.7001,"end":1236.2001,"confidence":0.99902344,"punctuated_word":"replacing...","sentiment":"neutral","sentiment_score":-0.042062342166900635},{"word":"well","start":1236.66,"end":1236.8201,"confidence":0.6743164,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.044194601476192474},{"word":"not","start":1236.8201,"end":1237.06,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.08091685175895691},{"word":"replacing","start":1237.06,"end":1237.38,"confidence":1.0,"punctuated_word":"replacing","sentiment":"neutral","sentiment_score":-0.11019621789455414},{"word":"them","start":1237.38,"end":1237.62,"confidence":0.9655762,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":-0.10315091162919998},{"word":"but","start":1237.62,"end":1237.78,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.06979863345623016},{"word":"looking","start":1237.78,"end":1238.02,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.0681353360414505},{"word":"at","start":1238.02,"end":1238.18,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.07178065925836563},{"word":"alternatives","start":1238.18,"end":1238.68,"confidence":0.9951172,"punctuated_word":"alternatives","sentiment":"neutral","sentiment_score":-0.050874851644039154},{"word":"to","start":1238.8201,"end":1238.98,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03806440532207489},{"word":"see","start":1238.98,"end":1239.06,"confidence":0.9980469,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.004790909588336945},{"word":"if","start":1239.06,"end":1239.14,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.014545179903507233},{"word":"there's","start":1239.14,"end":1239.46,"confidence":0.9946289,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.010632368735969068},{"word":"more","start":1239.46,"end":1239.7001,"confidence":0.9970703,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.0632990300655365},{"word":"suitable","start":1239.7001,"end":1240.1,"confidence":1.0,"punctuated_word":"suitable","sentiment":"neutral","sentiment_score":-0.02081160992383957},{"word":"ones","start":1240.1,"end":1240.5,"confidence":0.97314453,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":-0.02353101223707199},{"word":"for","start":1240.5,"end":1240.66,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.003842756152153015},{"word":"you","start":1240.66,"end":1241.16,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.010782789438962936},{"word":"the","start":1243.7001,"end":1243.9401,"confidence":0.8120117,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.04602500796318054},{"word":"other","start":1243.9401,"end":1244.18,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.03474361449480057},{"word":"document","start":1244.18,"end":1244.68,"confidence":1.0,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.025577465072274208},{"word":"within","start":1244.74,"end":1244.98,"confidence":1.0,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.04695320129394531},{"word":"the","start":1244.98,"end":1245.14,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05845804139971733},{"word":"pack","start":1245.14,"end":1245.46,"confidence":0.99609375,"punctuated_word":"pack","sentiment":"neutral","sentiment_score":0.07958724349737167},{"word":"is","start":1245.46,"end":1245.54,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.044896673411130905},{"word":"the","start":1245.54,"end":1245.7001,"confidence":0.9394531,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04642879590392113},{"word":"vanguard","start":1245.7001,"end":1246.2001,"confidence":0.9633789,"punctuated_word":"Vanguard","sentiment":"neutral","sentiment_score":0.035087183117866516},{"word":"index","start":1246.34,"end":1246.84,"confidence":0.95947266,"punctuated_word":"index","sentiment":"neutral","sentiment_score":0.04441235959529877},{"word":"chart","start":1246.845,"end":1247.245,"confidence":0.9682617,"punctuated_word":"chart.","sentiment":"neutral","sentiment_score":0.03518226742744446},{"word":"so","start":1247.245,"end":1247.745,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.028730399906635284},{"word":"all","start":1247.8049,"end":1248.0449,"confidence":0.99121094,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.03205587714910507},{"word":"this","start":1248.0449,"end":1248.2849,"confidence":0.9941406,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.029162313789129257},{"word":"is","start":1248.2849,"end":1248.6849,"confidence":0.99316406,"punctuated_word":"is...","sentiment":"neutral","sentiment_score":0.01937856897711754},{"word":"what","start":1248.6849,"end":1248.9249,"confidence":0.99902344,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.03439003974199295},{"word":"we","start":1248.9249,"end":1249.085,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03206675872206688},{"word":"use","start":1249.085,"end":1249.325,"confidence":0.9951172,"punctuated_word":"use","sentiment":"neutral","sentiment_score":0.05367634817957878},{"word":"this","start":1249.325,"end":1249.485,"confidence":0.9863281,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.03669048473238945},{"word":"for","start":1249.485,"end":1249.725,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04402738064527512},{"word":"is","start":1249.725,"end":1249.885,"confidence":0.9790039,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03766675293445587},{"word":"a","start":1249.885,"end":1250.0449,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05896329507231712},{"word":"visual","start":1250.0449,"end":1250.365,"confidence":1.0,"punctuated_word":"visual","sentiment":"neutral","sentiment_score":0.06056533753871918},{"word":"tool","start":1250.365,"end":1250.865,"confidence":0.92700195,"punctuated_word":"tool,","sentiment":"neutral","sentiment_score":0.06087254360318184},{"word":"and","start":1251.8049,"end":1252.0449,"confidence":0.93408203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04324614256620407},{"word":"it","start":1252.0449,"end":1252.2849,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04931055381894112},{"word":"explains","start":1252.2849,"end":1252.7849,"confidence":1.0,"punctuated_word":"explains","sentiment":"neutral","sentiment_score":0.03721257671713829},{"word":"how","start":1252.9249,"end":1253.1649,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.03194928541779518},{"word":"the","start":1253.1649,"end":1253.6649,"confidence":0.9970703,"punctuated_word":"the...","sentiment":"neutral","sentiment_score":0.01818937622010708},{"word":"it's","start":1254.765,"end":1255.005,"confidence":0.8383789,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.06471748650074005},{"word":"a","start":1255.005,"end":1255.085,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07404887676239014},{"word":"visual","start":1255.085,"end":1255.405,"confidence":1.0,"punctuated_word":"visual","sentiment":"neutral","sentiment_score":0.062161240726709366},{"word":"tool","start":1255.405,"end":1255.645,"confidence":0.9892578,"punctuated_word":"tool","sentiment":"neutral","sentiment_score":0.08126412332057953},{"word":"to","start":1255.645,"end":1255.8049,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09797893464565276},{"word":"show","start":1255.8049,"end":1256.0449,"confidence":1.0,"punctuated_word":"show","sentiment":"neutral","sentiment_score":0.07709332555532455},{"word":"how","start":1256.0449,"end":1256.445,"confidence":0.9980469,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.05973979830741882},{"word":"volatility","start":1256.445,"end":1256.945,"confidence":0.99902344,"punctuated_word":"volatility","sentiment":"neutral","sentiment_score":-0.02770949900150299},{"word":"affects","start":1257.405,"end":1257.8049,"confidence":0.99902344,"punctuated_word":"affects","sentiment":"neutral","sentiment_score":0.04546806961297989},{"word":"the","start":1257.8049,"end":1257.965,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.023802198469638824},{"word":"market","start":1257.965,"end":1258.445,"confidence":0.9885254,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":0.02992483228445053},{"word":"so","start":1258.445,"end":1258.605,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0740729570388794},{"word":"the","start":1258.605,"end":1258.765,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06890382617712021},{"word":"top","start":1258.765,"end":1259.005,"confidence":0.99902344,"punctuated_word":"top","sentiment":"neutral","sentiment_score":0.07104949653148651},{"word":"four","start":1259.005,"end":1259.485,"confidence":0.9970703,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.08532293140888214},{"word":"are","start":1259.485,"end":1259.645,"confidence":0.9873047,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.09651181846857072},{"word":"your","start":1259.645,"end":1259.965,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09654946625232697},{"word":"growth","start":1259.965,"end":1260.2849,"confidence":0.98291016,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.09948693960905076},{"word":"assets","start":1260.2849,"end":1260.765,"confidence":0.7492676,"punctuated_word":"assets,","sentiment":"neutral","sentiment_score":0.07967384159564972},{"word":"being","start":1260.765,"end":1261.005,"confidence":0.9003906,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.12784543633461},{"word":"us","start":1261.005,"end":1261.44,"confidence":0.9770508,"punctuated_word":"US","sentiment":"neutral","sentiment_score":0.06956209987401962},{"word":"shares","start":1261.5199,"end":1261.84,"confidence":0.9902344,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.09898034483194353},{"word":"australian","start":1261.84,"end":1262.24,"confidence":0.9741211,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.09106546640396118},{"word":"shares","start":1262.24,"end":1262.6399,"confidence":0.9926758,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.11929836869239809},{"word":"international","start":1262.6399,"end":1263.1399,"confidence":0.94677734,"punctuated_word":"international,","sentiment":"neutral","sentiment_score":0.10120011866092682},{"word":"and","start":1263.2799,"end":1263.5199,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1325836479663849},{"word":"property","start":1263.5199,"end":1264.0199,"confidence":0.8100586,"punctuated_word":"property,","sentiment":"neutral","sentiment_score":0.10607725381851196},{"word":"with","start":1264.6399,"end":1264.8799,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1296595185995102},{"word":"the","start":1264.8799,"end":1265.0399,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14646360278129578},{"word":"bottom","start":1265.0399,"end":1265.5199,"confidence":1.0,"punctuated_word":"bottom","sentiment":"neutral","sentiment_score":0.1436765491962433},{"word":"two","start":1265.5199,"end":1265.84,"confidence":0.99609375,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.11971502006053925},{"word":"being","start":1265.84,"end":1266.1599,"confidence":0.99902344,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.17368051409721377},{"word":"your","start":1266.1599,"end":1266.3999,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14400531351566315},{"word":"bonds","start":1266.3999,"end":1266.72,"confidence":0.95410156,"punctuated_word":"bonds","sentiment":"neutral","sentiment_score":0.1331714689731598},{"word":"and","start":1266.72,"end":1266.96,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1143026053905487},{"word":"cash","start":1266.96,"end":1267.36,"confidence":1.0,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.14513461291790009},{"word":"being","start":1267.36,"end":1267.6,"confidence":0.43310547,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.19028794765472412},{"word":"your","start":1267.6,"end":1267.84,"confidence":0.96533203,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14733198285102844},{"word":"defensive","start":1267.84,"end":1268.34,"confidence":0.9790039,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.09599113464355467},{"word":"assets","start":1268.3999,"end":1268.7999,"confidence":0.9980469,"punctuated_word":"assets.","sentiment":"neutral","sentiment_score":0.09827284514904022},{"word":"now","start":1268.7999,"end":1269.12,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.06874231994152069},{"word":"how","start":1269.12,"end":1269.2799,"confidence":0.9941406,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.07491223514080048},{"word":"your","start":1269.2799,"end":1269.44,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06763448566198349},{"word":"funds","start":1269.44,"end":1269.7599,"confidence":0.9970703,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.07800409942865372},{"word":"are","start":1269.7599,"end":1269.9199,"confidence":0.9902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0990474373102188},{"word":"invested","start":1269.9199,"end":1270.3999,"confidence":0.99902344,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.07657620310783386},{"word":"at","start":1270.3999,"end":1270.5599,"confidence":0.9951172,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.053079769015312195},{"word":"the","start":1270.5599,"end":1270.6399,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08528152108192444},{"word":"moment","start":1270.6399,"end":1271.1399,"confidence":0.9970703,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.09199993312358856},{"word":"is","start":1271.7599,"end":1271.9199,"confidence":0.98535156,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08014193177223206},{"word":"that","start":1271.9199,"end":1272.1599,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0641670674085617},{"word":"you","start":1272.1599,"end":1272.48,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06140097603201866},{"word":"predominantly","start":1272.48,"end":1272.98,"confidence":0.9951172,"punctuated_word":"predominantly","sentiment":"neutral","sentiment_score":0.06396383047103882},{"word":"have","start":1273.2,"end":1273.36,"confidence":0.97509766,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04162014275789261},{"word":"about","start":1273.36,"end":1273.86,"confidence":0.9326172,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.021187402307987213},{"word":"defensive","start":1283.755,"end":1284.155,"confidence":0.90478516,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.02535494789481163},{"word":"assets","start":1284.155,"end":1284.555,"confidence":0.9272461,"punctuated_word":"assets,","sentiment":"neutral","sentiment_score":0.025082139298319817},{"word":"which","start":1284.555,"end":1284.875,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.06260891258716583},{"word":"provides","start":1284.875,"end":1285.375,"confidence":0.9921875,"punctuated_word":"provides","sentiment":"neutral","sentiment_score":0.07228999584913254},{"word":"basically","start":1285.595,"end":1286.095,"confidence":0.8925781,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.04289698228240013},{"word":"income","start":1286.155,"end":1286.555,"confidence":0.99121094,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.06733112037181854},{"word":"producing","start":1286.555,"end":1287.055,"confidence":1.0,"punctuated_word":"producing","sentiment":"neutral","sentiment_score":0.12902820110321045},{"word":"returns","start":1288.1901,"end":1288.59,"confidence":0.9980469,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.15337330102920532},{"word":"as","start":1288.59,"end":1288.83,"confidence":0.9941406,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.05665264278650284},{"word":"opposed","start":1288.83,"end":1289.23,"confidence":0.9980469,"punctuated_word":"opposed","sentiment":"neutral","sentiment_score":0.05045122280716896},{"word":"to","start":1289.23,"end":1289.31,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07844115048646927},{"word":"long","start":1289.31,"end":1289.55,"confidence":0.99902344,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.03598590940237045},{"word":"term","start":1289.55,"end":1289.95,"confidence":0.9980469,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.0678567960858345},{"word":"growth","start":1289.95,"end":1290.45,"confidence":0.99365234,"punctuated_word":"growth.","sentiment":"neutral","sentiment_score":0.04862213134765625},{"word":"the","start":1291.23,"end":1291.73,"confidence":0.9892578,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.09349262714385986},{"word":"the","start":1293.15,"end":1293.47,"confidence":0.95947266,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11498020589351654},{"word":"situation","start":1293.47,"end":1293.97,"confidence":0.99902344,"punctuated_word":"situation","sentiment":"neutral","sentiment_score":-0.12305771559476852},{"word":"there","start":1294.1901,"end":1294.67,"confidence":0.9770508,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.15618757903575897},{"word":"is","start":1294.67,"end":1294.99,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.1656847894191742},{"word":"more","start":1294.99,"end":1295.23,"confidence":0.9951172,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.15718460083007812},{"word":"so","start":1295.23,"end":1295.73,"confidence":0.9892578,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.1606917828321457},{"word":"being","start":1297.95,"end":1298.35,"confidence":0.9394531,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.1300768107175827},{"word":"comfortable","start":1298.35,"end":1298.85,"confidence":0.9980469,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.1445666253566742},{"word":"with","start":1299.07,"end":1299.31,"confidence":0.99316406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.10076820850372314},{"word":"that","start":1299.31,"end":1299.81,"confidence":0.9873047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08125334978103638},{"word":"that","start":1301.63,"end":1301.87,"confidence":0.62890625,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08574989438056946},{"word":"level","start":1301.87,"end":1302.285,"confidence":0.9921875,"punctuated_word":"level","sentiment":"neutral","sentiment_score":-0.09181193262338638},{"word":"of","start":1302.4451,"end":1302.605,"confidence":0.67578125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.12163954973220824},{"word":"volatility","start":1302.605,"end":1303.105,"confidence":0.9970703,"punctuated_word":"volatility","sentiment":"neutral","sentiment_score":-0.15053826570510864},{"word":"and","start":1304.285,"end":1304.765,"confidence":0.7109375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1474047154188156},{"word":"understand","start":1304.765,"end":1305.265,"confidence":0.9863281,"punctuated_word":"understand...","sentiment":"neutral","sentiment_score":-0.136182963848114},{"word":"yeah","start":1305.885,"end":1306.285,"confidence":0.9477539,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1134674921631813},{"word":"understanding","start":1306.285,"end":1306.785,"confidence":0.9941406,"punctuated_word":"Understanding","sentiment":"neutral","sentiment_score":-0.17555993795394895},{"word":"that","start":1307.005,"end":1307.505,"confidence":0.953125,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.1544114649295807},{"word":"you","start":1307.805,"end":1307.885,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1598591506481171},{"word":"know","start":1307.885,"end":1308.2051,"confidence":0.99853516,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.13146311044692993},{"word":"maybe","start":1308.2051,"end":1308.7051,"confidence":0.99902344,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.1832033693790436},{"word":"statistically","start":1309.405,"end":1309.905,"confidence":0.5048828,"punctuated_word":"statistically","sentiment":"neutral","sentiment_score":-0.16347813606262207},{"word":"what","start":1309.9651,"end":1310.2051,"confidence":0.5732422,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.12785229086875916},{"word":"we","start":1310.2051,"end":1310.285,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.1039457768201828},{"word":"see","start":1310.285,"end":1310.525,"confidence":0.9526367,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.1134568303823471},{"word":"is","start":1310.525,"end":1310.685,"confidence":0.9873047,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.11789528280496596},{"word":"one","start":1310.685,"end":1310.8451,"confidence":0.9970703,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.1878321468830109},{"word":"in","start":1310.8451,"end":1311.0851,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.16425557434558868},{"word":"every","start":1311.0851,"end":1311.405,"confidence":0.99902344,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.15323103964328766},{"word":"five","start":1311.405,"end":1311.645,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.20010167360305783},{"word":"years","start":1311.645,"end":1312.045,"confidence":0.99902344,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.19373877346515656},{"word":"being","start":1312.045,"end":1312.285,"confidence":0.9941406,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.19065512716770172},{"word":"a","start":1312.285,"end":1312.4451,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.18534429371356964},{"word":"negative","start":1312.4451,"end":1312.8451,"confidence":1.0,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.20172956585884097},{"word":"year","start":1312.8451,"end":1313.3451,"confidence":0.8251953,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":-0.1807966381311417},{"word":"and","start":1313.9651,"end":1314.2051,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.14585140347480774},{"word":"the","start":1314.2051,"end":1314.4451,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.17646601796150208},{"word":"volatility","start":1314.4451,"end":1314.9451,"confidence":1.0,"punctuated_word":"volatility","sentiment":"neutral","sentiment_score":-0.15096530318260193},{"word":"can","start":1315.245,"end":1315.59,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.12849050760269165},{"word":"be","start":1316.07,"end":1316.15,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.12940308451652527},{"word":"plus","start":1316.15,"end":1316.47,"confidence":0.9902344,"punctuated_word":"plus","sentiment":"neutral","sentiment_score":-0.10781096667051315},{"word":"or","start":1316.47,"end":1316.63,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.16706903278827667},{"word":"minus","start":1316.63,"end":1317.13,"confidence":1.0,"punctuated_word":"minus","sentiment":"neutral","sentiment_score":-0.16522005200386047},{"word":"any","start":1317.19,"end":1317.4299,"confidence":0.9941406,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.15712100267410278},{"word":"side","start":1317.4299,"end":1317.6699,"confidence":0.99316406,"punctuated_word":"side","sentiment":"neutral","sentiment_score":-0.14217504858970642},{"word":"of","start":1317.6699,"end":1317.9099,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.13331732153892517},{"word":"14%","start":1317.9099,"end":1318.97,"confidence":0.98657227,"punctuated_word":"14%.","sentiment":"neutral","sentiment_score":-0.17098037898540497},{"word":"so","start":1319.4299,"end":1319.9299,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.051017194986343384},{"word":"in","start":1320.63,"end":1320.95,"confidence":0.9863281,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0904153361916542},{"word":"in","start":1320.95,"end":1321.27,"confidence":0.9863281,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.09091699868440628},{"word":"those","start":1321.27,"end":1321.59,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.08325348049402237},{"word":"bad","start":1321.59,"end":1322.07,"confidence":1.0,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":-0.19761008024215695},{"word":"times","start":1322.07,"end":1322.57,"confidence":0.99902344,"punctuated_word":"times","sentiment":"neutral","sentiment_score":-0.1992265582084656},{"word":"and","start":1322.71,"end":1322.87,"confidence":0.79833984,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12769246101379397},{"word":"then","start":1322.87,"end":1323.11,"confidence":0.9970703,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.009480491280555723},{"word":"your","start":1323.11,"end":1323.27,"confidence":0.98828125,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.1181567758321762},{"word":"good","start":1323.27,"end":1323.51,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":-0.03807981312274933},{"word":"times","start":1323.51,"end":1324.01,"confidence":0.9880371,"punctuated_word":"times,","sentiment":"neutral","sentiment_score":0.015154510736465454},{"word":"you","start":1324.07,"end":1324.23,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.00465981662273407},{"word":"know","start":1324.23,"end":1324.5499,"confidence":0.9975586,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.054680418223142624},{"word":"that's","start":1324.5499,"end":1324.7899,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.13553929328918457},{"word":"a","start":1324.7899,"end":1324.87,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0613107904791832},{"word":"great","start":1324.87,"end":1325.11,"confidence":1.0,"punctuated_word":"great","sentiment":"neutral","sentiment_score":0.2993616461753845},{"word":"thing","start":1325.11,"end":1325.61,"confidence":0.98291016,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.13702014088630676},{"word":"but","start":1326.95,"end":1327.27,"confidence":0.8540039,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.05637015402317047},{"word":"the","start":1327.27,"end":1327.35,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10877685993909836},{"word":"minimum","start":1327.35,"end":1327.85,"confidence":1.0,"punctuated_word":"minimum","sentiment":"neutral","sentiment_score":0.08302178233861923},{"word":"time","start":1327.905,"end":1328.145,"confidence":0.9604492,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.0635734498500824},{"word":"frame","start":1328.145,"end":1328.385,"confidence":1.0,"punctuated_word":"frame","sentiment":"neutral","sentiment_score":0.11570827662944794},{"word":"for","start":1328.385,"end":1328.545,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0411750003695488},{"word":"a","start":1328.545,"end":1328.625,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07563219219446182},{"word":"high","start":1328.625,"end":1328.865,"confidence":0.99902344,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.09542585909366608},{"word":"growth","start":1328.865,"end":1329.345,"confidence":0.9951172,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.124007485806942},{"word":"portfolio","start":1329.345,"end":1329.845,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.08411383628845215},{"word":"is","start":1330.0651,"end":1330.545,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08415286988019943},{"word":"eight","start":1330.545,"end":1330.785,"confidence":0.99902344,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.050515249371528625},{"word":"years","start":1330.785,"end":1331.285,"confidence":0.84765625,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.04961525276303291},{"word":"so","start":1331.745,"end":1331.985,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1264905333518982},{"word":"that","start":1331.985,"end":1332.305,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1913955509662628},{"word":"allows","start":1332.305,"end":1332.805,"confidence":1.0,"punctuated_word":"allows","sentiment":"neutral","sentiment_score":0.17031656205654144},{"word":"you","start":1332.865,"end":1333.365,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2082572877407074},{"word":"the","start":1333.505,"end":1334.005,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21148188412189484},{"word":"the","start":1334.385,"end":1334.625,"confidence":0.95410156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22774355113506317},{"word":"time","start":1334.625,"end":1335.025,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.27405622601509094},{"word":"to","start":1335.025,"end":1335.425,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18469581007957456},{"word":"ride","start":1335.425,"end":1335.8251,"confidence":0.6376953,"punctuated_word":"ride","sentiment":"neutral","sentiment_score":0.2643778324127197},{"word":"out","start":1335.8251,"end":1336.145,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1710406243801117},{"word":"those","start":1336.145,"end":1336.625,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.06892436742782593},{"word":"waves","start":1336.625,"end":1337.105,"confidence":0.99609375,"punctuated_word":"waves","sentiment":"neutral","sentiment_score":0.09995292872190475},{"word":"of","start":1337.105,"end":1337.345,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03339701145887375},{"word":"volatility","start":1337.345,"end":1337.845,"confidence":0.96875,"punctuated_word":"volatility.","sentiment":"neutral","sentiment_score":0.04680105298757553},{"word":"that's","start":1338.4651,"end":1338.7051,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.09438218921422958},{"word":"why","start":1338.7051,"end":1338.9451,"confidence":1.0,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.08033683896064758},{"word":"we","start":1338.9451,"end":1339.185,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.13404354453086853},{"word":"say","start":1339.185,"end":1339.425,"confidence":0.99609375,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.06394350528717041},{"word":"a","start":1339.425,"end":1339.5851,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05516450479626656},{"word":"minimum","start":1339.5851,"end":1340.0851,"confidence":1.0,"punctuated_word":"minimum","sentiment":"neutral","sentiment_score":0.028826601803302765},{"word":"of","start":1340.145,"end":1340.4651,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06881934404373169},{"word":"eight","start":1340.4651,"end":1340.625,"confidence":1.0,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.039584554731845856},{"word":"years","start":1340.625,"end":1341.03,"confidence":0.98706055,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.06028514727950096},{"word":"so","start":1341.27,"end":1341.77,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12070445716381072},{"word":"to","start":1342.0701,"end":1342.5701,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12884649634361267},{"word":"to","start":1343.03,"end":1343.27,"confidence":0.9838867,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12810377776622772},{"word":"confirm","start":1343.27,"end":1343.77,"confidence":1.0,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.1871471405029297},{"word":"and","start":1344.0701,"end":1344.47,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15531033277511597},{"word":"make","start":1344.47,"end":1344.7101,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.12578445672988892},{"word":"sure","start":1344.7101,"end":1344.87,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.1536216139793396},{"word":"that","start":1344.87,"end":1345.11,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16428038477897644},{"word":"you're","start":1345.11,"end":1345.35,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.137424498796463},{"word":"comfortable","start":1345.35,"end":1345.85,"confidence":0.98706055,"punctuated_word":"comfortable,","sentiment":"neutral","sentiment_score":0.10178779065608978},{"word":"are","start":1346.0701,"end":1346.31,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.07662751525640488},{"word":"you","start":1346.31,"end":1346.55,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06340975314378738},{"word":"are","start":1346.55,"end":1346.7101,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.06281491369009018},{"word":"you","start":1346.7101,"end":1346.9501,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08241655677556992},{"word":"still","start":1346.9501,"end":1347.27,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.09278322756290436},{"word":"wanting","start":1347.27,"end":1347.5901,"confidence":1.0,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.08001737296581268},{"word":"to","start":1347.5901,"end":1347.75,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09032629430294035},{"word":"take","start":1347.75,"end":1347.99,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.10514382272958755},{"word":"that","start":1347.99,"end":1348.39,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1242576390504837},{"word":"high","start":1348.39,"end":1348.63,"confidence":1.0,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.1267610341310501},{"word":"growth","start":1348.63,"end":1349.03,"confidence":0.99316406,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.13269269466400146},{"word":"approach","start":1349.03,"end":1349.53,"confidence":0.9995117,"punctuated_word":"approach?","sentiment":"neutral","sentiment_score":0.10211250185966492},{"word":"yes","start":1351.91,"end":1352.41,"confidence":0.9560547,"punctuated_word":"Yes?","sentiment":"neutral","sentiment_score":0.08309002220630646},{"word":"okay","start":1369.8601,"end":1370.3601,"confidence":0.8601074,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.024321595206856728},{"word":"beautiful","start":1370.5,"end":1370.9801,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5043851137161255},{"word":"thank","start":1370.9801,"end":1371.14,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6140738129615784},{"word":"you","start":1371.14,"end":1371.3,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6293073296546936},{"word":"for","start":1371.3,"end":1371.54,"confidence":0.99902344,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5848532915115356},{"word":"confirming","start":1371.54,"end":1372.02,"confidence":1.0,"punctuated_word":"confirming","sentiment":"positive","sentiment_score":0.5240340232849121},{"word":"that","start":1372.02,"end":1372.52,"confidence":0.9995117,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.4887266755104065},{"word":"the","start":1373.78,"end":1374.02,"confidence":0.7675781,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.1789056807756424},{"word":"other","start":1374.02,"end":1374.26,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.12536489963531494},{"word":"document","start":1374.26,"end":1374.7401,"confidence":1.0,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.12824653089046478},{"word":"within","start":1374.7401,"end":1375.14,"confidence":1.0,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.0885620266199112},{"word":"the","start":1375.14,"end":1375.3,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08968459814786911},{"word":"pack","start":1375.3,"end":1375.7001,"confidence":0.9970703,"punctuated_word":"pack","sentiment":"neutral","sentiment_score":0.0983373522758484},{"word":"is","start":1375.7001,"end":1376.02,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09541135281324388},{"word":"your","start":1376.02,"end":1376.26,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10055775940418243},{"word":"tal","start":1376.26,"end":1376.5,"confidence":0.51501465,"punctuated_word":"TAL","sentiment":"neutral","sentiment_score":0.099269799888134},{"word":"certificate","start":1376.5,"end":1376.9801,"confidence":0.9716797,"punctuated_word":"certificate","sentiment":"neutral","sentiment_score":0.13000306487083435},{"word":"of","start":1376.9801,"end":1377.14,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13459765911102295},{"word":"currency","start":1377.14,"end":1377.64,"confidence":0.99609375,"punctuated_word":"currency.","sentiment":"neutral","sentiment_score":0.11594074964523315},{"word":"it","start":1377.7001,"end":1377.8601,"confidence":0.9970703,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.07357235252857208},{"word":"just","start":1377.8601,"end":1378.1001,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.061744362115859985},{"word":"shows","start":1378.1001,"end":1378.42,"confidence":0.99609375,"punctuated_word":"shows","sentiment":"neutral","sentiment_score":0.058185141533613205},{"word":"that","start":1378.42,"end":1378.605,"confidence":0.9394531,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07372400909662247},{"word":"your","start":1378.765,"end":1378.9249,"confidence":0.9111328,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06369808316230774},{"word":"policies","start":1378.9249,"end":1379.325,"confidence":0.96777344,"punctuated_word":"policies","sentiment":"neutral","sentiment_score":0.08036167919635773},{"word":"that","start":1379.325,"end":1379.485,"confidence":0.99121094,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09240029007196426},{"word":"we","start":1379.485,"end":1379.565,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08497354388237},{"word":"talked","start":1379.565,"end":1379.8049,"confidence":0.9970703,"punctuated_word":"talked","sentiment":"neutral","sentiment_score":0.09656347334384918},{"word":"about","start":1379.8049,"end":1380.125,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.10471773147583008},{"word":"earlier","start":1380.125,"end":1380.625,"confidence":0.65722656,"punctuated_word":"earlier","sentiment":"neutral","sentiment_score":0.10155272483825684},{"word":"being","start":1380.6849,"end":1381.005,"confidence":0.8178711,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.05151934176683426},{"word":"your","start":1381.005,"end":1381.165,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0726204663515091},{"word":"life","start":1381.165,"end":1381.325,"confidence":0.9970703,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.10242979973554613},{"word":"and","start":1381.325,"end":1381.485,"confidence":0.97314453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09048963338136672},{"word":"tpd","start":1381.485,"end":1381.885,"confidence":0.4165039,"punctuated_word":"TPD","sentiment":"neutral","sentiment_score":0.08782410621643066},{"word":"and","start":1381.885,"end":1381.965,"confidence":0.7729492,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08994194865226746},{"word":"income","start":1381.965,"end":1382.285,"confidence":0.9951172,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.09765973687171936},{"word":"protection","start":1382.285,"end":1382.785,"confidence":0.99902344,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.1429852843284607},{"word":"are","start":1382.845,"end":1383.085,"confidence":0.9902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1047419011592865},{"word":"current","start":1383.085,"end":1383.405,"confidence":1.0,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.14019641280174255},{"word":"and","start":1383.405,"end":1383.645,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14632798731327057},{"word":"in","start":1383.645,"end":1383.8049,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12928129732608795},{"word":"place","start":1383.8049,"end":1384.3049,"confidence":0.9995117,"punctuated_word":"place.","sentiment":"neutral","sentiment_score":0.11946452409029008},{"word":"you","start":1386.125,"end":1386.365,"confidence":0.99902344,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.07725456357002258},{"word":"also","start":1386.365,"end":1386.765,"confidence":0.9980469,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.064522884786129},{"word":"have","start":1386.765,"end":1387.085,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08072129637002945},{"word":"your","start":1387.085,"end":1387.585,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07910594344139099},{"word":"financial","start":1387.725,"end":1388.225,"confidence":0.99902344,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.049733348190784454},{"word":"services","start":1388.285,"end":1388.785,"confidence":1.0,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.041898537427186966},{"word":"guide","start":1388.845,"end":1389.165,"confidence":0.8803711,"punctuated_word":"guide,","sentiment":"neutral","sentiment_score":0.07184773683547974},{"word":"which","start":1389.165,"end":1389.645,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.08500068634748459},{"word":"explains","start":1389.645,"end":1390.145,"confidence":1.0,"punctuated_word":"explains","sentiment":"neutral","sentiment_score":0.07432833313941956},{"word":"to","start":1390.285,"end":1390.445,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07517067342996597},{"word":"you","start":1390.445,"end":1390.765,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07559928297996521},{"word":"who","start":1390.765,"end":1391.005,"confidence":0.99902344,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.05335872247815132},{"word":"we","start":1391.005,"end":1391.245,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.05147407203912735},{"word":"are","start":1391.245,"end":1391.745,"confidence":0.9770508,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":0.06563819199800491},{"word":"who","start":1392.525,"end":1392.6849,"confidence":0.8286133,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.050114355981349945},{"word":"we're","start":1392.6849,"end":1392.9249,"confidence":0.8173828,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.03925815224647522},{"word":"licensed","start":1392.9249,"end":1393.4249,"confidence":0.99902344,"punctuated_word":"licensed","sentiment":"neutral","sentiment_score":0.0398348867893219},{"word":"through","start":1394.87,"end":1395.35,"confidence":1.0,"punctuated_word":"through...","sentiment":"neutral","sentiment_score":0.024101242423057556},{"word":"that","start":1395.35,"end":1395.59,"confidence":0.9951172,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.042789213359355927},{"word":"we're","start":1395.59,"end":1395.75,"confidence":0.9875488,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.04725486040115357},{"word":"licensed","start":1395.75,"end":1396.23,"confidence":0.99902344,"punctuated_word":"licensed","sentiment":"neutral","sentiment_score":0.03220842406153679},{"word":"with","start":1396.23,"end":1396.73,"confidence":0.723999,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":0.05029352754354477},{"word":"importantly","start":1397.83,"end":1398.33,"confidence":0.9499512,"punctuated_word":"importantly,","sentiment":"neutral","sentiment_score":0.07264336943626404},{"word":"the","start":1399.11,"end":1399.35,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06980526447296143},{"word":"advice","start":1399.35,"end":1399.75,"confidence":0.9902344,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.08630762994289398},{"word":"we","start":1399.75,"end":1399.9099,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0654139518737793},{"word":"provide","start":1399.9099,"end":1400.39,"confidence":0.9736328,"punctuated_word":"provide,","sentiment":"neutral","sentiment_score":0.07070007920265198},{"word":"the","start":1400.39,"end":1400.71,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08740644156932831},{"word":"type","start":1400.71,"end":1401.11,"confidence":0.939209,"punctuated_word":"type,","sentiment":"neutral","sentiment_score":0.06997253000736237},{"word":"and","start":1401.11,"end":1401.35,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08400100469589233},{"word":"how","start":1401.35,"end":1401.51,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.09266892075538637},{"word":"we","start":1401.51,"end":1401.75,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08342794328927994},{"word":"provide","start":1401.75,"end":1402.1499,"confidence":0.99316406,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.07558765262365341},{"word":"it","start":1402.1499,"end":1402.39,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10136419534683228},{"word":"along","start":1402.39,"end":1402.71,"confidence":0.90478516,"punctuated_word":"along","sentiment":"neutral","sentiment_score":0.0752677470445633},{"word":"with","start":1402.71,"end":1403.21,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0809268057346344},{"word":"our","start":1404.07,"end":1404.23,"confidence":0.89501953,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.06974774599075317},{"word":"fees","start":1404.23,"end":1404.73,"confidence":0.86694336,"punctuated_word":"fees,","sentiment":"neutral","sentiment_score":0.04707220196723938},{"word":"and","start":1405.19,"end":1405.69,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.050487618893384933},{"word":"if","start":1405.83,"end":1406.07,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.01294412836432457},{"word":"you're","start":1406.07,"end":1406.3099,"confidence":0.9980469,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.048735570162534714},{"word":"unhappy","start":1406.3099,"end":1406.7899,"confidence":0.99902344,"punctuated_word":"unhappy","sentiment":"neutral","sentiment_score":-0.11391185224056244},{"word":"with","start":1406.7899,"end":1407.0299,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.12632471323013306},{"word":"any","start":1407.0299,"end":1407.2699,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.09593581408262251},{"word":"of","start":1407.2699,"end":1407.35,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.062436431646347046},{"word":"the","start":1407.35,"end":1407.51,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0573844313621521},{"word":"services","start":1407.51,"end":1408.01,"confidence":0.9248047,"punctuated_word":"services,","sentiment":"neutral","sentiment_score":-0.06957347691059113},{"word":"the","start":1408.695,"end":1408.855,"confidence":0.97265625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0393751785159111},{"word":"complaints","start":1408.855,"end":1409.355,"confidence":0.9038086,"punctuated_word":"complaints","sentiment":"neutral","sentiment_score":-0.08014845848083496},{"word":"process","start":1409.735,"end":1410.235,"confidence":0.98706055,"punctuated_word":"process.","sentiment":"neutral","sentiment_score":0.0018914863467216492},{"word":"the","start":1412.375,"end":1412.615,"confidence":0.9980469,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.04314035922288895},{"word":"last","start":1412.615,"end":1412.9349,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.06095019355416298},{"word":"two","start":1412.9349,"end":1413.095,"confidence":0.99902344,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.04790463671088219},{"word":"documents","start":1413.095,"end":1413.575,"confidence":1.0,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.04261566698551178},{"word":"i'm","start":1413.575,"end":1413.735,"confidence":0.9975586,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.06326888501644135},{"word":"gonna","start":1413.735,"end":1414.0549,"confidence":0.8720703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.08425693213939667},{"word":"touch","start":1414.0549,"end":1414.375,"confidence":0.9951172,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.0778266191482544},{"word":"on","start":1414.375,"end":1414.695,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07016397267580032},{"word":"are","start":1414.695,"end":1415.195,"confidence":0.9199219,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.05524037778377533},{"word":"the","start":1415.495,"end":1415.6549,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.046564534306526184},{"word":"ones","start":1415.6549,"end":1415.895,"confidence":1.0,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":0.04742515832185745},{"word":"that","start":1415.895,"end":1416.135,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03522542119026184},{"word":"require","start":1416.135,"end":1416.615,"confidence":0.99609375,"punctuated_word":"require","sentiment":"neutral","sentiment_score":0.032065730541944504},{"word":"signing","start":1416.615,"end":1416.855,"confidence":0.99902344,"punctuated_word":"signing","sentiment":"neutral","sentiment_score":0.011996395885944366},{"word":"once","start":1416.855,"end":1417.095,"confidence":0.92333984,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.04429998621344566},{"word":"you've","start":1417.095,"end":1417.335,"confidence":0.9941406,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.06662632524967194},{"word":"had","start":1417.335,"end":1417.495,"confidence":0.99902344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.06278381496667862},{"word":"the","start":1417.495,"end":1417.575,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08393646776676178},{"word":"opportunity","start":1417.575,"end":1418.075,"confidence":0.99316406,"punctuated_word":"opportunity","sentiment":"neutral","sentiment_score":0.08897782862186432},{"word":"to","start":1418.2949,"end":1418.375,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10659850388765336},{"word":"review","start":1418.375,"end":1418.775,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.07215967774391174},{"word":"those","start":1418.775,"end":1419.015,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.07747268676757812},{"word":"and","start":1419.015,"end":1419.1749,"confidence":0.98095703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0863063633441925},{"word":"you're","start":1419.1749,"end":1419.4149,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.09472621977329254},{"word":"comfortable","start":1419.4149,"end":1419.9149,"confidence":0.9941406,"punctuated_word":"comfortable.","sentiment":"neutral","sentiment_score":0.04255449026823044},{"word":"the","start":1420.5599,"end":1420.72,"confidence":0.99902344,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.019602369517087936},{"word":"first","start":1420.72,"end":1421.12,"confidence":0.9970703,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.026184147223830223},{"word":"one","start":1421.12,"end":1421.6,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.014113351702690125},{"word":"is","start":1421.6,"end":1421.84,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.020587071776390076},{"word":"the","start":1421.84,"end":1422.1599,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.025086533278226852},{"word":"ongoing","start":1422.1599,"end":1422.6399,"confidence":1.0,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.027105700224637985},{"word":"fee","start":1422.6399,"end":1422.88,"confidence":0.9921875,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.008626163005828857},{"word":"arrangement","start":1422.88,"end":1423.38,"confidence":0.95092773,"punctuated_word":"arrangement.","sentiment":"neutral","sentiment_score":0.02407783269882202},{"word":"so","start":1423.5199,"end":1423.7599,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03164053335785866},{"word":"this","start":1423.7599,"end":1424.0,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.03083471581339836},{"word":"is","start":1424.0,"end":1424.24,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02849561721086502},{"word":"the","start":1424.24,"end":1424.48,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02411869540810585},{"word":"fee","start":1424.48,"end":1424.98,"confidence":0.9970703,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.05019873008131981},{"word":"to","start":1425.0399,"end":1425.2799,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.046784043312072754},{"word":"continue","start":1425.2799,"end":1425.7799,"confidence":1.0,"punctuated_word":"continue","sentiment":"neutral","sentiment_score":0.09842249006032944},{"word":"as","start":1426.08,"end":1426.32,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07613853365182877},{"word":"a","start":1426.32,"end":1426.5599,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07433155179023743},{"word":"client","start":1426.5599,"end":1427.0399,"confidence":1.0,"punctuated_word":"client","sentiment":"neutral","sentiment_score":0.06363257765769958},{"word":"for","start":1427.0399,"end":1427.2,"confidence":0.99121094,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06940969824790955},{"word":"us","start":1427.2,"end":1427.36,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.05878911167383194},{"word":"to","start":1427.36,"end":1427.5199,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06688128411769867},{"word":"manage","start":1427.5199,"end":1427.84,"confidence":0.99902344,"punctuated_word":"manage","sentiment":"neutral","sentiment_score":0.07535313814878464},{"word":"your","start":1427.84,"end":1428.08,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08255961537361145},{"word":"superannuation","start":1428.08,"end":1428.58,"confidence":0.9970703,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":0.08064736425876617},{"word":"and","start":1430.88,"end":1431.12,"confidence":0.8911133,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08078663051128387},{"word":"provide","start":1431.12,"end":1431.6,"confidence":0.9980469,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.0928221046924591},{"word":"advice","start":1431.6,"end":1432.1,"confidence":0.76464844,"punctuated_word":"advice.","sentiment":"neutral","sentiment_score":0.06700517237186432},{"word":"as","start":1432.48,"end":1432.72,"confidence":0.57666016,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.024985384196043015},{"word":"such","start":1432.72,"end":1433.085,"confidence":0.89624023,"punctuated_word":"such,","sentiment":"neutral","sentiment_score":0.024447517469525337},{"word":"in","start":1433.1649,"end":1433.325,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.01398373767733574},{"word":"relation","start":1433.325,"end":1433.565,"confidence":1.0,"punctuated_word":"relation","sentiment":"neutral","sentiment_score":0.022287048399448395},{"word":"to","start":1433.565,"end":1433.885,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01429622247815132},{"word":"that","start":1433.885,"end":1434.205,"confidence":0.9794922,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.009428080171346664},{"word":"so","start":1434.205,"end":1434.705,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0011411570012569427},{"word":"that","start":1434.9249,"end":1435.325,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.006303999572992325},{"word":"fee","start":1435.325,"end":1435.8049,"confidence":0.99609375,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":-0.009892046451568604},{"word":"is","start":1435.8049,"end":1436.3049,"confidence":0.9770508,"punctuated_word":"is...","sentiment":"neutral","sentiment_score":-0.0036379005759954457},{"word":"has","start":1437.085,"end":1437.4049,"confidence":1.0,"punctuated_word":"Has","sentiment":"neutral","sentiment_score":-0.03524356335401535},{"word":"changed","start":1437.4049,"end":1437.8049,"confidence":1.0,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":-0.054941508919000626},{"word":"to","start":1437.8049,"end":1437.965,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04922088608145714},{"word":"a","start":1437.965,"end":1438.205,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0318337008357048},{"word":"fixed","start":1438.205,"end":1438.605,"confidence":0.9980469,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":-0.03190155327320099},{"word":"fee","start":1438.605,"end":1438.845,"confidence":0.99121094,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":-0.04550306126475334},{"word":"now","start":1438.845,"end":1439.1649,"confidence":0.99853516,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.0012217988260090351},{"word":"it","start":1439.1649,"end":1439.325,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.024877801537513733},{"word":"used","start":1439.325,"end":1439.565,"confidence":1.0,"punctuated_word":"used","sentiment":"neutral","sentiment_score":-0.04302820935845375},{"word":"to","start":1439.565,"end":1439.725,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.018874358385801315},{"word":"be","start":1439.725,"end":1439.885,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.03192992880940437},{"word":"a","start":1439.885,"end":1440.0449,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03381434828042984},{"word":"percent","start":1440.0449,"end":1440.445,"confidence":0.9980469,"punctuated_word":"percent","sentiment":"neutral","sentiment_score":-0.026675697416067123},{"word":"based","start":1440.445,"end":1440.6849,"confidence":0.7602539,"punctuated_word":"based","sentiment":"neutral","sentiment_score":-0.02296481840312481},{"word":"fee","start":1440.6849,"end":1440.9249,"confidence":0.9172363,"punctuated_word":"fee,","sentiment":"neutral","sentiment_score":-0.03003847226500511},{"word":"which","start":1440.9249,"end":1441.245,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.03978905454277992},{"word":"would","start":1441.245,"end":1441.485,"confidence":0.9941406,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.017669416964054108},{"word":"fluctuate","start":1441.485,"end":1441.985,"confidence":1.0,"punctuated_word":"fluctuate","sentiment":"neutral","sentiment_score":-0.012619944289326668},{"word":"based","start":1442.125,"end":1442.445,"confidence":1.0,"punctuated_word":"based","sentiment":"neutral","sentiment_score":-0.02071288973093033},{"word":"on","start":1442.445,"end":1442.605,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.01679924875497818},{"word":"the","start":1442.605,"end":1442.765,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.019221913069486615},{"word":"balance","start":1442.765,"end":1443.245,"confidence":1.0,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":-0.05990893393754959},{"word":"of","start":1443.245,"end":1443.4049,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03100692108273506},{"word":"the","start":1443.4049,"end":1443.645,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02485332079231739},{"word":"fund","start":1443.645,"end":1444.145,"confidence":0.861084,"punctuated_word":"fund.","sentiment":"neutral","sentiment_score":-0.03195656090974808},{"word":"it's","start":1444.5249,"end":1444.765,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.010510973632335665},{"word":"now","start":1444.765,"end":1445.085,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.04308071732521057},{"word":"fixed","start":1445.085,"end":1445.585,"confidence":0.9394531,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":0.06568653881549835},{"word":"at","start":1445.645,"end":1445.8049,"confidence":0.9111328,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05409117043018341},{"word":"$3,844.65","start":1445.8049,"end":1449.2,"confidence":0.9960659,"punctuated_word":"$3,844.65,","sentiment":"neutral","sentiment_score":0.08970583975315094},{"word":"which","start":1449.2,"end":1449.52,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.08106572180986404},{"word":"is","start":1449.52,"end":1449.68,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05485829338431358},{"word":"still","start":1449.68,"end":1449.92,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.08266091346740723},{"word":"equivalent","start":1449.92,"end":1450.42,"confidence":1.0,"punctuated_word":"equivalent","sentiment":"neutral","sentiment_score":0.03717656806111336},{"word":"to","start":1450.48,"end":1450.64,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08077993988990784},{"word":"the","start":1450.64,"end":1450.8,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06814001500606537},{"word":"1.65%","start":1450.8,"end":1452.16,"confidence":0.99541014,"punctuated_word":"1.65%","sentiment":"neutral","sentiment_score":0.03988923877477646},{"word":"fee","start":1452.16,"end":1452.32,"confidence":0.99316406,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.02862102910876274},{"word":"that","start":1452.32,"end":1452.48,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07369425892829895},{"word":"you","start":1452.48,"end":1452.72,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07308360934257507},{"word":"paid","start":1452.72,"end":1452.96,"confidence":0.91503906,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.023408178240060806},{"word":"in","start":1452.96,"end":1453.12,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05474236607551575},{"word":"the","start":1453.12,"end":1453.28,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04614628478884697},{"word":"past","start":1453.28,"end":1453.78,"confidence":0.9970703,"punctuated_word":"past.","sentiment":"neutral","sentiment_score":0.01330483704805374},{"word":"however","start":1454.32,"end":1454.82,"confidence":0.9995117,"punctuated_word":"However,","sentiment":"neutral","sentiment_score":0.007194168865680695},{"word":"it's","start":1455.44,"end":1455.76,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.07950390875339508},{"word":"fixed","start":1455.76,"end":1456.08,"confidence":0.9980469,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":0.1188868135213852},{"word":"now","start":1456.08,"end":1456.32,"confidence":0.94677734,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.14749109745025635},{"word":"so","start":1456.32,"end":1456.56,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.09178663790225984},{"word":"it's","start":1456.56,"end":1456.72,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1213691234588623},{"word":"not","start":1456.72,"end":1456.88,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.09994713217020036},{"word":"gonna","start":1456.88,"end":1457.12,"confidence":0.87597656,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.08583197742700577},{"word":"fluctuate","start":1457.12,"end":1457.62,"confidence":0.99609375,"punctuated_word":"fluctuate.","sentiment":"neutral","sentiment_score":0.055020056664943695},{"word":"so","start":1457.76,"end":1458.0,"confidence":0.9760742,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08029887080192566},{"word":"each","start":1458.0,"end":1458.32,"confidence":0.99902344,"punctuated_word":"each","sentiment":"neutral","sentiment_score":0.10608889907598495},{"word":"month","start":1458.32,"end":1458.82,"confidence":0.99658203,"punctuated_word":"month,","sentiment":"neutral","sentiment_score":0.10172514617443083},{"word":"it","start":1458.96,"end":1459.12,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1198488175868988},{"word":"would","start":1459.12,"end":1459.36,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.08585726469755173},{"word":"be","start":1459.36,"end":1459.6,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1037093549966812},{"word":"$320.40","start":1459.6,"end":1462.455,"confidence":0.99848634,"punctuated_word":"$320.40","sentiment":"neutral","sentiment_score":0.11018100380897522},{"word":"approximately","start":1462.455,"end":1462.955,"confidence":0.7583008,"punctuated_word":"approximately","sentiment":"neutral","sentiment_score":0.08931144326925278},{"word":"that","start":1463.015,"end":1463.1749,"confidence":0.8730469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1107482612133026},{"word":"would","start":1463.1749,"end":1463.4149,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.07875213772058487},{"word":"be","start":1463.4149,"end":1463.655,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.11093263328075408},{"word":"deducted","start":1463.655,"end":1464.155,"confidence":0.9970703,"punctuated_word":"deducted","sentiment":"neutral","sentiment_score":0.08741331845521927},{"word":"from","start":1464.2949,"end":1464.535,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.0911722183227539},{"word":"your","start":1464.535,"end":1464.855,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07110758125782013},{"word":"funds","start":1464.855,"end":1465.355,"confidence":0.9519043,"punctuated_word":"funds.","sentiment":"neutral","sentiment_score":0.06773591041564941},{"word":"and","start":1467.735,"end":1467.895,"confidence":0.8540039,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.13564036786556244},{"word":"then","start":1467.895,"end":1468.215,"confidence":0.99316406,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.14251849055290222},{"word":"the","start":1468.215,"end":1468.455,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1856854259967804},{"word":"final","start":1468.455,"end":1468.9349,"confidence":1.0,"punctuated_word":"final","sentiment":"neutral","sentiment_score":0.20288152992725372},{"word":"form","start":1468.9349,"end":1469.4149,"confidence":1.0,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.2847538888454437},{"word":"is","start":1469.4149,"end":1469.655,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.32316654920578003},{"word":"your","start":1469.655,"end":1469.975,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3748895227909088},{"word":"tax","start":1469.975,"end":1470.375,"confidence":0.99902344,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.349316269159317},{"word":"fund","start":1470.375,"end":1470.855,"confidence":0.67333984,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.2054847776889801},{"word":"acknowledgment","start":1470.855,"end":1471.335,"confidence":0.5751953,"punctuated_word":"acknowledgment","sentiment":"neutral","sentiment_score":0.28772732615470886},{"word":"that","start":1471.335,"end":1471.495,"confidence":0.9838867,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.27354010939598083},{"word":"we","start":1471.495,"end":1471.655,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.25645712018013},{"word":"hold","start":1471.655,"end":1471.895,"confidence":1.0,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":0.24395142495632172},{"word":"your","start":1471.895,"end":1472.0549,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2615029513835907},{"word":"tax","start":1472.0549,"end":1472.375,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.28315746784210205},{"word":"file","start":1472.375,"end":1472.615,"confidence":0.9160156,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.2253142148256302},{"word":"number","start":1472.615,"end":1473.015,"confidence":1.0,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.2152242660522461},{"word":"on","start":1473.015,"end":1473.335,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.22463101148605347},{"word":"file","start":1473.335,"end":1473.735,"confidence":0.99365234,"punctuated_word":"file.","sentiment":"neutral","sentiment_score":0.19071771204471588},{"word":"so","start":1473.735,"end":1474.23,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.264882892370224},{"word":"we","start":1474.3099,"end":1474.5499,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.4696190059185028},{"word":"do","start":1474.5499,"end":1474.71,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.39833059906959534},{"word":"hold","start":1474.71,"end":1475.11,"confidence":1.0,"punctuated_word":"hold","sentiment":"positive","sentiment_score":0.47951042652130127},{"word":"that","start":1475.11,"end":1475.35,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5493096113204956},{"word":"on","start":1475.35,"end":1475.59,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.4419752359390259},{"word":"file","start":1475.59,"end":1475.99,"confidence":1.0,"punctuated_word":"file","sentiment":"positive","sentiment_score":0.4556175768375397},{"word":"because","start":1475.99,"end":1476.39,"confidence":0.9980469,"punctuated_word":"because","sentiment":"positive","sentiment_score":0.5203076601028442},{"word":"of","start":1476.39,"end":1476.47,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5948817729949951},{"word":"your","start":1476.47,"end":1476.71,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5774504542350769},{"word":"superannuation","start":1476.71,"end":1477.21,"confidence":0.9977214,"punctuated_word":"superannuation","sentiment":"positive","sentiment_score":0.46663719415664673},{"word":"fund","start":1477.4299,"end":1477.6699,"confidence":0.97387695,"punctuated_word":"fund,","sentiment":"positive","sentiment_score":0.4029027819633484},{"word":"and","start":1477.6699,"end":1477.83,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4980926811695099},{"word":"it's","start":1477.83,"end":1478.07,"confidence":1.0,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.5370420813560486},{"word":"just","start":1478.07,"end":1478.3099,"confidence":1.0,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.4884059131145478},{"word":"confirming","start":1478.3099,"end":1478.8099,"confidence":1.0,"punctuated_word":"confirming","sentiment":"positive","sentiment_score":0.4584638476371765},{"word":"that","start":1478.95,"end":1479.45,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.47421178221702576},{"word":"you","start":1480.79,"end":1481.11,"confidence":0.91845703,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5290042161941528},{"word":"are","start":1481.11,"end":1481.35,"confidence":0.9980469,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.42514967918396},{"word":"aware","start":1481.35,"end":1481.6699,"confidence":1.0,"punctuated_word":"aware","sentiment":"positive","sentiment_score":0.4657772183418274},{"word":"of","start":1481.6699,"end":1481.83,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5332720279693604},{"word":"that","start":1481.83,"end":1482.15,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5182938575744629},{"word":"and","start":1482.15,"end":1482.63,"confidence":0.9970703,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4900726974010467},{"word":"and","start":1482.63,"end":1482.95,"confidence":0.8803711,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5100357532501221},{"word":"comfortable","start":1482.95,"end":1483.45,"confidence":0.99902344,"punctuated_word":"comfortable","sentiment":"positive","sentiment_score":0.36916908621788025},{"word":"with","start":1483.51,"end":1483.59,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.4564758539199829},{"word":"it","start":1483.59,"end":1484.09,"confidence":0.99902344,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.31307387351989746},{"word":"so","start":1488.235,"end":1488.735,"confidence":0.9921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11132211983203888},{"word":"after","start":1490.075,"end":1490.395,"confidence":0.9506836,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.13387538492679596},{"word":"that","start":1490.395,"end":1490.635,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1921039372682571},{"word":"mouthful","start":1490.635,"end":1491.135,"confidence":0.93147784,"punctuated_word":"mouthful,","sentiment":"neutral","sentiment_score":0.12754212319850922},{"word":"any","start":1491.1951,"end":1491.515,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.10834723711013794},{"word":"questions","start":1491.515,"end":1492.015,"confidence":1.0,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.07986494153738022},{"word":"for","start":1492.475,"end":1492.795,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06199249252676964},{"word":"me","start":1492.795,"end":1493.295,"confidence":0.99853516,"punctuated_word":"me?","sentiment":"neutral","sentiment_score":0.06127397716045379},{"word":"yep","start":1516.505,"end":1517.005,"confidence":0.72924805,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13863863050937653},{"word":"did","start":1519.865,"end":1520.105,"confidence":0.99609375,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.005220156162977219},{"word":"you","start":1520.105,"end":1520.3451,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.003086689859628678},{"word":"want","start":1520.3451,"end":1520.8451,"confidence":0.9970703,"punctuated_word":"want...","sentiment":"neutral","sentiment_score":-0.0019938815385103226},{"word":"yeah","start":1521.385,"end":1521.885,"confidence":0.9238281,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02263173647224903},{"word":"did","start":1524.025,"end":1524.265,"confidence":1.0,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":-0.04523713141679764},{"word":"you","start":1524.265,"end":1524.425,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.027650609612464905},{"word":"want","start":1524.425,"end":1524.665,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.037313058972358704},{"word":"me","start":1524.665,"end":1524.745,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.10003779828548431},{"word":"to","start":1524.745,"end":1524.905,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12623852491378784},{"word":"set","start":1524.905,"end":1525.2251,"confidence":1.0,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.17071595788002014},{"word":"a","start":1525.2251,"end":1525.7251,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17950570583343506},{"word":"task","start":1525.99,"end":1526.23,"confidence":1.0,"punctuated_word":"task","sentiment":"neutral","sentiment_score":0.22687336802482605},{"word":"for","start":1526.23,"end":1526.3099,"confidence":0.9716797,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13907495141029358},{"word":"me","start":1526.3099,"end":1526.47,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1295800656080246},{"word":"to","start":1526.47,"end":1526.5499,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13409188389778137},{"word":"reach","start":1526.5499,"end":1526.7899,"confidence":1.0,"punctuated_word":"reach","sentiment":"neutral","sentiment_score":0.1525102257728577},{"word":"out","start":1526.7899,"end":1527.0299,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.196470245718956},{"word":"to","start":1527.0299,"end":1527.11,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20238959789276123},{"word":"you","start":1527.11,"end":1527.2699,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1108613982796669},{"word":"in","start":1527.2699,"end":1527.4299,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1654474288225174},{"word":"the","start":1527.4299,"end":1527.51,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17185309529304504},{"word":"new","start":1527.51,"end":1527.75,"confidence":0.51708984,"punctuated_word":"New","sentiment":"neutral","sentiment_score":0.12786661088466644},{"word":"year","start":1527.75,"end":1528.25,"confidence":0.9980469,"punctuated_word":"Year?","sentiment":"neutral","sentiment_score":0.12492582201957704},{"word":"yeah","start":1531.4299,"end":1531.9299,"confidence":0.7578125,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3645186424255371},{"word":"okay","start":1538.1499,"end":1538.47,"confidence":0.97680664,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.12498149275779724},{"word":"when","start":1538.47,"end":1538.7899,"confidence":0.9707031,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.08544190973043442},{"word":"would","start":1538.7899,"end":1538.95,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.0796535313129425},{"word":"you","start":1538.95,"end":1539.19,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10855026543140411},{"word":"like","start":1539.19,"end":1539.35,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.1362119019031525},{"word":"me","start":1539.35,"end":1539.51,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.12633295357227323},{"word":"to","start":1539.51,"end":1539.735,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1144171953201294},{"word":"do","start":1539.735,"end":1539.975,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11043298244476318},{"word":"that","start":1539.975,"end":1540.475,"confidence":1.0,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.10990972071886064},{"word":"yep","start":1550.695,"end":1551.195,"confidence":0.9890137,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03738711029291153},{"word":"yep","start":1552.455,"end":1552.855,"confidence":0.8996582,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09619971364736556},{"word":"okay","start":1552.855,"end":1553.22,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1115027368068695},{"word":"i","start":1553.22,"end":1553.38,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1274057924747467},{"word":"can","start":1553.38,"end":1553.88,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.11733237653970718},{"word":"do","start":1555.0599,"end":1555.22,"confidence":0.6772461,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1327119767665863},{"word":"i","start":1555.22,"end":1555.38,"confidence":0.8100586,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07320025563240051},{"word":"can","start":1555.38,"end":1555.62,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.09726734459400176},{"word":"do","start":1555.62,"end":1555.78,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11036425828933716},{"word":"that","start":1555.78,"end":1556.28,"confidence":0.99853516,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.08229905366897583},{"word":"yeah","start":1559.46,"end":1559.96,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2881954312324524},{"word":"nice","start":1560.02,"end":1560.26,"confidence":1.0,"punctuated_word":"Nice","sentiment":"positive","sentiment_score":0.6223974227905273},{"word":"and","start":1560.26,"end":1560.4199,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.511847734451294},{"word":"busy","start":1560.4199,"end":1560.9199,"confidence":1.0,"punctuated_word":"busy.","sentiment":"positive","sentiment_score":0.5591663122177124},{"word":"absolutely","start":1562.4199,"end":1562.9199,"confidence":0.9458008,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.4429214000701904},{"word":"yeah","start":1564.98,"end":1565.2999,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.22305777668952945},{"word":"absolutely","start":1565.2999,"end":1565.7999,"confidence":0.9145508,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.30864661931991577},{"word":"i'll","start":1566.1,"end":1566.4199,"confidence":0.9250488,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2794702649116516},{"word":"set","start":1566.4199,"end":1566.9199,"confidence":0.98291016,"punctuated_word":"set","sentiment":"positive","sentiment_score":0.40963342785835266},{"word":"that","start":1567.0599,"end":1567.5599,"confidence":0.9951172,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4150723218917846},{"word":"task","start":1567.7,"end":1568.02,"confidence":0.99121094,"punctuated_word":"task","sentiment":"positive","sentiment_score":0.4088665246963501},{"word":"to","start":1568.02,"end":1568.1799,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2920275926589966},{"word":"give","start":1568.1799,"end":1568.4199,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.2442554235458374},{"word":"you","start":1568.4199,"end":1568.5,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.28406739234924316},{"word":"a","start":1568.5,"end":1568.715,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.25546586513519287},{"word":"call","start":1578.1549,"end":1578.6549,"confidence":0.9995117,"punctuated_word":"call.","sentiment":"neutral","sentiment_score":0.2511049509048462},{"word":"absolutely","start":1587.61,"end":1588.11,"confidence":0.89282227,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.4513511657714844},{"word":"speaking","start":1602.405,"end":1602.905,"confidence":0.71728516,"punctuated_word":"Speaking","sentiment":"neutral","sentiment_score":0.01045999675989151},{"word":"of","start":1602.9651,"end":1603.2051,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.047362200915813446},{"word":"retirement","start":1603.2051,"end":1603.7051,"confidence":0.98657227,"punctuated_word":"retirement,","sentiment":"neutral","sentiment_score":-0.04578941687941551},{"word":"when","start":1603.765,"end":1603.925,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.0434228852391243},{"word":"do","start":1603.925,"end":1604.0851,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.09350946545600893},{"word":"you","start":1604.0851,"end":1604.165,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03387012332677841},{"word":"think","start":1604.165,"end":1604.405,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.0458841398358345},{"word":"you","start":1604.405,"end":1604.5651,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04011074453592301},{"word":"would","start":1604.5651,"end":1604.7251,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.022318124771118164},{"word":"like","start":1604.7251,"end":1604.885,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.024002142250537872},{"word":"to","start":1604.885,"end":1605.125,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04427226632833481},{"word":"retire","start":1605.125,"end":1605.625,"confidence":0.99902344,"punctuated_word":"retire?","sentiment":"neutral","sentiment_score":-0.04747949913144112},{"word":"yep","start":1616.6599,"end":1617.1599,"confidence":0.9890137,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.06206323951482773},{"word":"mhmm","start":1622.4199,"end":1622.805,"confidence":0.977417,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.02999505028128624},{"word":"okay","start":1627.045,"end":1627.545,"confidence":0.9951172,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.07056432962417603},{"word":"alright","start":1627.685,"end":1628.185,"confidence":0.99853516,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.0982508510351181},{"word":"too","start":1628.405,"end":1628.645,"confidence":0.6645508,"punctuated_word":"Too","sentiment":"neutral","sentiment_score":-0.012201130390167236},{"word":"easy","start":1628.645,"end":1629.125,"confidence":0.99902344,"punctuated_word":"easy.","sentiment":"neutral","sentiment_score":-0.0014281198382377625},{"word":"so","start":1629.125,"end":1629.285,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.020789749920368195},{"word":"you","start":1629.285,"end":1629.525,"confidence":0.8388672,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0161278173327446},{"word":"need","start":1629.525,"end":1629.925,"confidence":0.5541992,"punctuated_word":"need...","sentiment":"neutral","sentiment_score":-0.05978190153837204},{"word":"would","start":1629.925,"end":1630.0851,"confidence":0.99902344,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.13866497576236725},{"word":"you","start":1630.0851,"end":1630.245,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1269456297159195},{"word":"continue","start":1630.245,"end":1630.7251,"confidence":1.0,"punctuated_word":"continue","sentiment":"neutral","sentiment_score":-0.13356657326221466},{"word":"to","start":1630.7251,"end":1630.805,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1077878326177597},{"word":"work","start":1630.805,"end":1631.2051,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.12791499495506287},{"word":"to","start":1631.2051,"end":1631.3651,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1514015793800354},{"word":"pay","start":1631.3651,"end":1631.8651,"confidence":0.99902344,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.2311599999666214},{"word":"debt","start":1632.0851,"end":1632.405,"confidence":0.8959961,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":-0.18615004420280457},{"word":"down","start":1632.405,"end":1632.905,"confidence":0.86694336,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":-0.1486459523439407},{"word":"like","start":1633.125,"end":1633.3651,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.15189248323440552},{"word":"the","start":1633.3651,"end":1633.6051,"confidence":0.61816406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1464347541332245},{"word":"mortgage","start":1633.6051,"end":1634.1051,"confidence":0.9941406,"punctuated_word":"mortgage?","sentiment":"neutral","sentiment_score":-0.10412319749593736},{"word":"retirement","start":1643.86,"end":1644.36,"confidence":0.9470215,"punctuated_word":"Retirement.","sentiment":"neutral","sentiment_score":0.03279803320765495},{"word":"yep","start":1644.74,"end":1645.24,"confidence":0.99609375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03178822994232178},{"word":"do","start":1645.38,"end":1645.5399,"confidence":0.99902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.0458962544798851},{"word":"you","start":1645.5399,"end":1645.62,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03449564427137375},{"word":"know","start":1645.62,"end":1645.86,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.07386230677366257},{"word":"what","start":1645.86,"end":1646.36,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.03636550158262253},{"word":"what","start":1647.22,"end":1647.38,"confidence":0.97509766,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.06207633391022682},{"word":"what","start":1647.38,"end":1647.88,"confidence":0.8496094,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.06114837899804115},{"word":"type","start":1648.0549,"end":1648.2949,"confidence":1.0,"punctuated_word":"type","sentiment":"neutral","sentiment_score":-0.08115353435277939},{"word":"of","start":1648.2949,"end":1648.615,"confidence":0.99902344,"punctuated_word":"of...","sentiment":"neutral","sentiment_score":-0.06328912079334259},{"word":"like","start":1648.615,"end":1649.115,"confidence":0.9951172,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.0885787159204483},{"word":"the","start":1650.0549,"end":1650.2949,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10566472262144087},{"word":"value","start":1650.2949,"end":1650.615,"confidence":0.99902344,"punctuated_word":"value","sentiment":"neutral","sentiment_score":-0.1033131629228592},{"word":"of","start":1650.615,"end":1650.775,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06184197962284088},{"word":"the","start":1650.775,"end":1650.9349,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07181157916784286},{"word":"house","start":1650.9349,"end":1651.1749,"confidence":1.0,"punctuated_word":"house","sentiment":"neutral","sentiment_score":-0.04954554885625839},{"word":"you're","start":1651.1749,"end":1651.4149,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.06853681057691574},{"word":"looking","start":1651.4149,"end":1651.655,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.06519018858671188},{"word":"at","start":1651.655,"end":1651.895,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.061137184500694275},{"word":"buying","start":1651.895,"end":1652.2949,"confidence":1.0,"punctuated_word":"buying","sentiment":"neutral","sentiment_score":-0.055635057389736176},{"word":"roughly","start":1652.2949,"end":1652.7949,"confidence":0.8510742,"punctuated_word":"roughly","sentiment":"neutral","sentiment_score":-0.07739665359258652},{"word":"or","start":1652.855,"end":1653.095,"confidence":0.86865234,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.051830731332302094},{"word":"your","start":1653.095,"end":1653.335,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.028454475104808807},{"word":"portion","start":1653.335,"end":1653.735,"confidence":1.0,"punctuated_word":"portion","sentiment":"neutral","sentiment_score":-0.007753290235996246},{"word":"of","start":1653.735,"end":1653.895,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04772193729877472},{"word":"it","start":1653.895,"end":1654.395,"confidence":0.9980469,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.08945455402135849},{"word":"mhmm","start":1670.95,"end":1671.45,"confidence":0.9779053,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.05195630341768265},{"word":"yep","start":1677.285,"end":1677.785,"confidence":0.94921875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02031971514225006},{"word":"okay","start":1677.925,"end":1678.425,"confidence":0.9975586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.018309732899069783},{"word":"yeah","start":1693.9401,"end":1694.4401,"confidence":0.8125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06603969633579254},{"word":"yeah","start":1694.5801,"end":1695.0801,"confidence":0.9147949,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07988671958446503},{"word":"no","start":1711.95,"end":1712.19,"confidence":0.7897949,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.20252668857574463},{"word":"that's","start":1712.19,"end":1712.51,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.02489735744893551},{"word":"okay","start":1712.51,"end":1712.9099,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.10129863023757936},{"word":"it's","start":1712.9099,"end":1713.23,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.3311793804168701},{"word":"just","start":1713.23,"end":1713.47,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.29772233963012695},{"word":"a","start":1713.47,"end":1713.63,"confidence":0.96972656,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4774705171585083},{"word":"goal","start":1713.63,"end":1713.95,"confidence":1.0,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.2857058644294739},{"word":"at","start":1713.95,"end":1714.11,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.25528034567832947},{"word":"this","start":1714.11,"end":1714.35,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.3163966238498688},{"word":"stage","start":1714.35,"end":1714.59,"confidence":0.9494629,"punctuated_word":"stage,","sentiment":"positive","sentiment_score":0.3426785171031952},{"word":"and","start":1714.59,"end":1714.75,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2932533621788025},{"word":"it's","start":1714.75,"end":1714.99,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.23351144790649417},{"word":"kind","start":1714.99,"end":1715.23,"confidence":0.99902344,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.07096976041793823},{"word":"of","start":1715.23,"end":1715.73,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15138626098632812},{"word":"a","start":1716.0299,"end":1716.11,"confidence":0.94384766,"punctuated_word":"a...","sentiment":"neutral","sentiment_score":0.050487540662288666},{"word":"it's","start":1716.11,"end":1716.59,"confidence":0.9980469,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.18333730101585388},{"word":"it's","start":1716.59,"end":1716.99,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.20193904638290405},{"word":"something","start":1716.99,"end":1717.47,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.25346043705940247},{"word":"to","start":1717.47,"end":1717.63,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.29562872648239136},{"word":"look","start":1717.63,"end":1717.7899,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.20878393948078156},{"word":"at","start":1717.7899,"end":1718.0299,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2231936752796173},{"word":"and","start":1718.0299,"end":1718.27,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20772328972816467},{"word":"continue","start":1718.27,"end":1718.77,"confidence":1.0,"punctuated_word":"continue","sentiment":"neutral","sentiment_score":0.2596891224384308},{"word":"fine","start":1718.83,"end":1719.1499,"confidence":0.9980469,"punctuated_word":"fine","sentiment":"neutral","sentiment_score":0.22196635603904724},{"word":"tuning","start":1719.1499,"end":1719.63,"confidence":1.0,"punctuated_word":"tuning","sentiment":"neutral","sentiment_score":0.2023439109325409},{"word":"over","start":1719.63,"end":1719.87,"confidence":0.9941406,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.3086562752723694},{"word":"time","start":1719.87,"end":1720.37,"confidence":0.9946289,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.2234915196895599},{"word":"so","start":1720.83,"end":1721.33,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2163820117712021},{"word":"just","start":1722.6699,"end":1722.99,"confidence":0.9248047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16080255806446075},{"word":"just","start":1722.99,"end":1723.23,"confidence":0.9902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1618286818265915},{"word":"something","start":1723.23,"end":1723.5499,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.2041354477405548},{"word":"that","start":1723.5499,"end":1723.7899,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2362227439880371},{"word":"i","start":1723.7899,"end":1723.95,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.21824321150779724},{"word":"have","start":1723.95,"end":1724.11,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.22835314273834229},{"word":"here","start":1724.11,"end":1724.4299,"confidence":0.8757324,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.230919748544693},{"word":"so","start":1724.4299,"end":1724.75,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14063706994056702},{"word":"when","start":1724.75,"end":1724.9099,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.11127056181430817},{"word":"i","start":1724.9099,"end":1725.07,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12965740263462067},{"word":"do","start":1725.07,"end":1725.39,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13796785473823547},{"word":"phone","start":1725.39,"end":1725.71,"confidence":0.96240234,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":0.11625680327415466},{"word":"you","start":1725.71,"end":1725.95,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10340029001235962},{"word":"in","start":1725.95,"end":1726.19,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08325102925300598},{"word":"january","start":1726.19,"end":1726.69,"confidence":0.9980469,"punctuated_word":"January","sentiment":"neutral","sentiment_score":0.07765477895736694},{"word":"end","start":1726.845,"end":1727.005,"confidence":0.5078125,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.09873540699481964},{"word":"of","start":1727.005,"end":1727.1649,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10931865870952606},{"word":"january","start":1727.1649,"end":1727.6649,"confidence":0.5324707,"punctuated_word":"January,","sentiment":"neutral","sentiment_score":0.06020471081137657},{"word":"we","start":1729.885,"end":1729.965,"confidence":0.6333008,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.25005173683166504},{"word":"can","start":1729.965,"end":1730.205,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.27951666712760925},{"word":"touch","start":1730.205,"end":1730.445,"confidence":1.0,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.28145772218704224},{"word":"base","start":1730.445,"end":1730.765,"confidence":0.9980469,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.3039799928665161},{"word":"on","start":1730.765,"end":1730.9249,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.35230937600135803},{"word":"it","start":1730.9249,"end":1731.085,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.33045414090156555},{"word":"again","start":1731.085,"end":1731.325,"confidence":0.83251953,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.33100953698158264},{"word":"and","start":1731.325,"end":1731.645,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.290663480758667},{"word":"i've","start":1731.645,"end":1731.885,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.264892578125},{"word":"got","start":1731.885,"end":1732.0449,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.281892865896225},{"word":"the","start":1732.0449,"end":1732.205,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.25894105434417725},{"word":"notes","start":1732.205,"end":1732.605,"confidence":0.99902344,"punctuated_word":"notes","sentiment":"neutral","sentiment_score":0.19295066595077515},{"word":"here","start":1732.605,"end":1733.085,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.2828580141067505},{"word":"to","start":1733.085,"end":1733.585,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.26486071944236755},{"word":"make","start":1734.2849,"end":1734.525,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.229708194732666},{"word":"sure","start":1734.525,"end":1734.765,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.2138645052909851},{"word":"that","start":1734.765,"end":1735.085,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24989470839500427},{"word":"i","start":1735.085,"end":1735.325,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2473161220550537},{"word":"remember","start":1735.325,"end":1735.825,"confidence":1.0,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":0.23748710751533508},{"word":"this","start":1736.0449,"end":1736.365,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.271487295627594},{"word":"conversation","start":1736.365,"end":1736.865,"confidence":0.9970703,"punctuated_word":"conversation.","sentiment":"neutral","sentiment_score":0.23501189053058624},{"word":"and","start":1746.13,"end":1746.53,"confidence":0.7163086,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.031959209591150284},{"word":"while","start":1746.53,"end":1746.77,"confidence":0.9951172,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.04486992582678795},{"word":"i've","start":1746.77,"end":1746.93,"confidence":0.9995117,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.0430423840880394},{"word":"got","start":1746.93,"end":1747.17,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.003239259123802185},{"word":"you","start":1747.17,"end":1747.3301,"confidence":0.9580078,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.008012082427740097},{"word":"adrian","start":1747.3301,"end":1747.73,"confidence":0.751709,"punctuated_word":"Adrian,","sentiment":"neutral","sentiment_score":0.013273622840642927},{"word":"i","start":1747.73,"end":1747.89,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.010556861758232117},{"word":"just","start":1747.89,"end":1748.13,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.023534268140792847},{"word":"wanted","start":1748.13,"end":1748.37,"confidence":1.0,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.006450384855270386},{"word":"to","start":1748.37,"end":1748.4501,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.014962300658226011},{"word":"let","start":1748.4501,"end":1748.6901,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.0024524182081222534},{"word":"you","start":1748.6901,"end":1748.77,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.003323495388031006},{"word":"know","start":1748.77,"end":1748.93,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.009356580674648283},{"word":"that","start":1748.93,"end":1749.17,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03803785890340805},{"word":"at","start":1749.17,"end":1749.25,"confidence":0.96533203,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.08243498206138611},{"word":"the","start":1749.25,"end":1749.41,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08223313093185425},{"word":"moment","start":1749.41,"end":1749.81,"confidence":0.94677734,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.09080858528614044},{"word":"you've","start":1749.81,"end":1750.05,"confidence":1.0,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.1746366024017334},{"word":"got","start":1750.05,"end":1750.29,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.182916522026062},{"word":"no","start":1750.29,"end":1750.61,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.1976474970579147},{"word":"beneficiary","start":1750.61,"end":1751.0901,"confidence":1.0,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":-0.17526385188102722},{"word":"nomination","start":1751.0901,"end":1751.5901,"confidence":1.0,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":-0.14084452390670776},{"word":"on","start":1751.65,"end":1751.73,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.21079975366592407},{"word":"your","start":1751.73,"end":1751.9701,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.22274227440357208},{"word":"superannuation","start":1751.9701,"end":1752.4701,"confidence":0.9980469,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":-0.11668341606855392},{"word":"fund","start":1752.85,"end":1753.35,"confidence":0.9597168,"punctuated_word":"fund.","sentiment":"neutral","sentiment_score":-0.13653990626335144},{"word":"so","start":1753.89,"end":1754.39,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.2131834626197815},{"word":"that","start":1754.77,"end":1755.0901,"confidence":0.88427734,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.22765889763832092},{"word":"means","start":1755.0901,"end":1755.5901,"confidence":0.4519043,"punctuated_word":"means,","sentiment":"neutral","sentiment_score":-0.18971017003059387},{"word":"no","start":1755.81,"end":1755.9701,"confidence":0.7746582,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.2656695246696472},{"word":"you","start":1755.9701,"end":1756.29,"confidence":0.9970703,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.26102426648139954},{"word":"don't","start":1756.29,"end":1756.79,"confidence":0.9980469,"punctuated_word":"don't.","sentiment":"neutral","sentiment_score":-0.233546644449234},{"word":"so","start":1759.6749,"end":1759.915,"confidence":0.85058594,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.17779269814491272},{"word":"yeah","start":1759.915,"end":1760.415,"confidence":0.9926758,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.21730484068393707},{"word":"i","start":1760.5549,"end":1760.875,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2838028073310852},{"word":"i","start":1760.875,"end":1761.115,"confidence":0.9970703,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.34473446011543274},{"word":"can't","start":1761.115,"end":1761.595,"confidence":1.0,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.3171873688697815},{"word":"see","start":1761.595,"end":1761.835,"confidence":0.9941406,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.30304640531539917},{"word":"that","start":1761.835,"end":1762.075,"confidence":1.0,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.3597432076931},{"word":"it's","start":1762.075,"end":1762.235,"confidence":1.0,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.3565816581249237},{"word":"been","start":1762.235,"end":1762.475,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.31623518466949463},{"word":"applied","start":1762.475,"end":1762.975,"confidence":1.0,"punctuated_word":"applied","sentiment":"neutral","sentiment_score":-0.2481926679611206},{"word":"anywhere","start":1763.195,"end":1763.695,"confidence":0.99902344,"punctuated_word":"anywhere.","sentiment":"neutral","sentiment_score":-0.2729285955429077},{"word":"i","start":1764.875,"end":1765.035,"confidence":0.71191406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16422536969184875},{"word":"can","start":1765.035,"end":1765.275,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.17186589539051056},{"word":"get","start":1765.275,"end":1765.515,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.19064126908779144},{"word":"that","start":1765.515,"end":1765.755,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.25390923023223877},{"word":"out","start":1765.755,"end":1765.995,"confidence":0.99902344,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.340903103351593},{"word":"to","start":1765.995,"end":1766.155,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3656702637672424},{"word":"you","start":1766.155,"end":1766.315,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3407593369483948},{"word":"very","start":1766.315,"end":1766.635,"confidence":1.0,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.39259323477745056},{"word":"quickly","start":1766.635,"end":1767.135,"confidence":1.0,"punctuated_word":"quickly.","sentiment":"neutral","sentiment_score":0.3130868077278137},{"word":"do","start":1767.595,"end":1767.755,"confidence":1.0,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.0666012093424797},{"word":"you","start":1767.755,"end":1767.915,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07440461963415146},{"word":"have","start":1767.915,"end":1768.235,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07804989814758301},{"word":"access","start":1768.235,"end":1768.5549,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.07801634073257446},{"word":"to","start":1768.5549,"end":1768.715,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07913476228713989},{"word":"a","start":1768.715,"end":1768.875,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05084485560655594},{"word":"printer","start":1768.875,"end":1769.275,"confidence":0.88842773,"punctuated_word":"printer,","sentiment":"neutral","sentiment_score":0.035897597670555115},{"word":"or","start":1769.275,"end":1769.4349,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.029860127717256543},{"word":"would","start":1769.4349,"end":1769.6749,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.028666645288467407},{"word":"you","start":1769.6749,"end":1769.835,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03203495219349861},{"word":"prefer","start":1769.835,"end":1770.075,"confidence":1.0,"punctuated_word":"prefer","sentiment":"neutral","sentiment_score":0.04349300265312195},{"word":"it","start":1770.075,"end":1770.315,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03653344511985779},{"word":"be","start":1770.315,"end":1770.5549,"confidence":0.99316406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.027350910007953644},{"word":"posted","start":1770.5549,"end":1770.99,"confidence":0.99902344,"punctuated_word":"posted?","sentiment":"neutral","sentiment_score":0.046235375106334686},{"word":"okay","start":1775.71,"end":1776.21,"confidence":0.99609375,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.09311555325984956},{"word":"i","start":1776.99,"end":1777.15,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18990890681743625},{"word":"will","start":1777.15,"end":1777.47,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.19415682554244995},{"word":"email","start":1777.47,"end":1777.87,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.1981344372034073},{"word":"that","start":1777.87,"end":1778.11,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2063203901052475},{"word":"to","start":1778.11,"end":1778.31,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.25049903988838196},{"word":"you","start":1778.31,"end":1778.51,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22354502975940704},{"word":"to","start":1778.51,"end":1778.67,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.23174527287483215},{"word":"make","start":1778.67,"end":1778.91,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.18960286676883695},{"word":"sure","start":1778.91,"end":1779.15,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.167667418718338},{"word":"that","start":1779.15,"end":1779.39,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2364538311958313},{"word":"you","start":1779.39,"end":1779.47,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21356214582920072},{"word":"can","start":1779.47,"end":1779.71,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.19799715280532837},{"word":"print","start":1779.71,"end":1780.03,"confidence":1.0,"punctuated_word":"print","sentiment":"neutral","sentiment_score":0.17119912803173065},{"word":"it","start":1780.03,"end":1780.19,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.19947895407676697},{"word":"and","start":1780.19,"end":1780.4299,"confidence":0.98828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2305365353822708},{"word":"sign","start":1780.4299,"end":1780.75,"confidence":0.99902344,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.16884195804595947},{"word":"it","start":1780.75,"end":1780.91,"confidence":0.88500977,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.23496323823928833},{"word":"and","start":1780.91,"end":1781.15,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.24526432156562805},{"word":"you","start":1781.15,"end":1781.3099,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23353418707847595},{"word":"can","start":1781.3099,"end":1781.63,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2044145166873932},{"word":"scan","start":1781.63,"end":1781.95,"confidence":1.0,"punctuated_word":"scan","sentiment":"neutral","sentiment_score":0.16327284276485443},{"word":"it","start":1781.95,"end":1782.11,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1707029938697815},{"word":"back","start":1782.11,"end":1782.35,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.16636258363723755},{"word":"or","start":1782.35,"end":1782.51,"confidence":0.9892578,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.16333168745040894},{"word":"take","start":1782.51,"end":1782.83,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.15821939706802368},{"word":"pictures","start":1782.83,"end":1783.3099,"confidence":0.91552734,"punctuated_word":"pictures,","sentiment":"neutral","sentiment_score":0.18991193175315857},{"word":"whatever","start":1783.3099,"end":1783.71,"confidence":1.0,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":0.29368701577186584},{"word":"is","start":1783.71,"end":1783.87,"confidence":0.71484375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.22641858458518985},{"word":"the","start":1783.87,"end":1784.03,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2243681699037552},{"word":"best","start":1784.03,"end":1784.4299,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.20781105756759644},{"word":"for","start":1784.4299,"end":1784.67,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.24880695343017575},{"word":"you","start":1784.67,"end":1785.17,"confidence":0.99902344,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.18992480635643005},{"word":"did","start":1787.525,"end":1787.845,"confidence":0.9902344,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.07546594738960266},{"word":"you","start":1787.845,"end":1788.165,"confidence":1.0,"punctuated_word":"you...","sentiment":"neutral","sentiment_score":0.06888744235038757},{"word":"is","start":1788.165,"end":1788.3251,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.05146246775984764},{"word":"it","start":1788.3251,"end":1788.725,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0587703213095665},{"word":"catherine","start":1788.725,"end":1789.225,"confidence":0.70458984,"punctuated_word":"Catherine","sentiment":"neutral","sentiment_score":0.04025232046842575},{"word":"that","start":1789.285,"end":1789.525,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07241514325141907},{"word":"you","start":1789.525,"end":1789.765,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.043711256235837936},{"word":"want","start":1789.765,"end":1790.245,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.05217056721448898},{"word":"as","start":1790.245,"end":1790.405,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07533814013004303},{"word":"your","start":1790.405,"end":1790.805,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03800297528505325},{"word":"beneficiary","start":1790.805,"end":1791.305,"confidence":0.9995117,"punctuated_word":"beneficiary?","sentiment":"neutral","sentiment_score":0.07303175330162048},{"word":"alright","start":1801.15,"end":1801.65,"confidence":0.6759033,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.08003686368465424},{"word":"yep","start":1801.95,"end":1802.35,"confidence":0.9921875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06476476788520813},{"word":"so","start":1802.35,"end":1802.83,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03501804918050766},{"word":"each","start":1802.83,"end":1803.15,"confidence":1.0,"punctuated_word":"each","sentiment":"neutral","sentiment_score":0.04279342293739319},{"word":"child","start":1803.15,"end":1803.55,"confidence":0.98168945,"punctuated_word":"child,","sentiment":"neutral","sentiment_score":0.030376942828297615},{"word":"are","start":1803.55,"end":1803.71,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.029199831187725067},{"word":"they","start":1803.71,"end":1804.03,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.019534911960363388},{"word":"over","start":1804.03,"end":1804.53,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.04076290875673294},{"word":"18","start":1805.3099,"end":1805.8099,"confidence":1.0,"punctuated_word":"18?","sentiment":"neutral","sentiment_score":0.03555593639612198},{"word":"okay","start":1807.47,"end":1807.97,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.09508472681045532},{"word":"so","start":1808.19,"end":1808.69,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1946206092834473},{"word":"that's","start":1810.67,"end":1811.07,"confidence":0.99316406,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.3925138711929322},{"word":"absolutely","start":1811.07,"end":1811.57,"confidence":1.0,"punctuated_word":"absolutely","sentiment":"positive","sentiment_score":0.3782513737678528},{"word":"fine","start":1811.63,"end":1811.95,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.26501452922821045},{"word":"what","start":1811.95,"end":1812.19,"confidence":1.0,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.03737916052341461},{"word":"i","start":1812.19,"end":1812.27,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0687379315495491},{"word":"am","start":1812.27,"end":1812.4299,"confidence":0.99902344,"punctuated_word":"am","sentiment":"neutral","sentiment_score":-0.07946311682462692},{"word":"gonna","start":1812.4299,"end":1812.75,"confidence":0.8959961,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.07062916457653046},{"word":"tell","start":1812.75,"end":1812.91,"confidence":0.9970703,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":-0.07718642055988312},{"word":"you","start":1812.91,"end":1813.15,"confidence":0.80908203,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.11319899559020996},{"word":"though","start":1813.15,"end":1813.39,"confidence":1.0,"punctuated_word":"though,","sentiment":"neutral","sentiment_score":-0.10934211313724518},{"word":"is","start":1813.39,"end":1813.63,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.10577233880758286},{"word":"that","start":1813.63,"end":1813.95,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11616329848766328},{"word":"there","start":1813.95,"end":1814.19,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.20813775062561035},{"word":"are","start":1814.19,"end":1814.51,"confidence":0.67529297,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.22618140280246735},{"word":"tax","start":1814.51,"end":1814.895,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.17548522353172302},{"word":"implications","start":1815.135,"end":1815.635,"confidence":0.99902344,"punctuated_word":"implications","sentiment":"neutral","sentiment_score":-0.21114836633205417},{"word":"for","start":1815.855,"end":1816.355,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.11837346106767654},{"word":"children","start":1816.495,"end":1816.895,"confidence":1.0,"punctuated_word":"children","sentiment":"neutral","sentiment_score":-0.07013053447008133},{"word":"over","start":1816.895,"end":1817.135,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.027506545186042786},{"word":"the","start":1817.135,"end":1817.295,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08391633629798889},{"word":"age","start":1817.295,"end":1817.535,"confidence":1.0,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.04243087023496628},{"word":"of","start":1817.535,"end":1817.6951,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05179804563522339},{"word":"18","start":1817.6951,"end":1818.175,"confidence":0.99902344,"punctuated_word":"18","sentiment":"neutral","sentiment_score":-0.05095922946929931},{"word":"that","start":1818.175,"end":1818.335,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.023851096630096436},{"word":"are","start":1818.335,"end":1818.415,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.007502570748329163},{"word":"not","start":1818.415,"end":1818.655,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.013470947742462158},{"word":"financially","start":1818.655,"end":1819.155,"confidence":0.9970703,"punctuated_word":"financially","sentiment":"neutral","sentiment_score":-0.09116700291633606},{"word":"dependent","start":1819.295,"end":1819.795,"confidence":0.97558594,"punctuated_word":"dependent.","sentiment":"neutral","sentiment_score":-0.09147079288959505},{"word":"so","start":1820.495,"end":1820.8151,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.026655659079551697},{"word":"they","start":1820.8151,"end":1820.975,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.03228729963302612},{"word":"will","start":1820.975,"end":1821.215,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.02505958080291748},{"word":"be","start":1821.215,"end":1821.375,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.036428049206733704},{"word":"taxed","start":1821.375,"end":1821.775,"confidence":0.99902344,"punctuated_word":"taxed","sentiment":"neutral","sentiment_score":0.01693902537226677},{"word":"at","start":1821.775,"end":1821.935,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.010918930172920229},{"word":"15%","start":1821.935,"end":1822.835,"confidence":1.0,"punctuated_word":"15%","sentiment":"neutral","sentiment_score":0.06351548433303833},{"word":"plus","start":1823.215,"end":1823.535,"confidence":0.6435547,"punctuated_word":"plus","sentiment":"neutral","sentiment_score":0.03559357672929764},{"word":"an","start":1823.535,"end":1823.6951,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.0041627660393714905},{"word":"additional","start":1823.6951,"end":1824.1951,"confidence":1.0,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.006687633693218231},{"word":"2%","start":1824.255,"end":1824.8151,"confidence":1.0,"punctuated_word":"2%","sentiment":"neutral","sentiment_score":-0.0013156309723854065},{"word":"for","start":1824.8151,"end":1825.055,"confidence":0.65283203,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.04017672687768936},{"word":"medicare","start":1825.055,"end":1825.555,"confidence":0.9980469,"punctuated_word":"Medicare","sentiment":"neutral","sentiment_score":0.0465497225522995},{"word":"on","start":1826.895,"end":1827.055,"confidence":0.7783203,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.02924380451440811},{"word":"any","start":1827.055,"end":1827.4551,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.04199894517660141},{"word":"funds","start":1827.4551,"end":1827.935,"confidence":1.0,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.038593582808971405},{"word":"paid","start":1827.935,"end":1828.435,"confidence":0.9980469,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.08207937330007553},{"word":"to","start":1828.495,"end":1828.735,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.011853165924549105},{"word":"them","start":1828.735,"end":1829.235,"confidence":0.99658203,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":-0.04863718152046203},{"word":"so","start":1830.24,"end":1830.74,"confidence":0.9951172,"punctuated_word":"So...","sentiment":"neutral","sentiment_score":-0.026486532762646675},{"word":"yes","start":1831.52,"end":1832.02,"confidence":0.9807129,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.01910570077598095},{"word":"so","start":1832.24,"end":1832.74,"confidence":0.7441406,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.0891260951757431},{"word":"yeah","start":1834.3201,"end":1834.72,"confidence":0.7854004,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.07133370637893677},{"word":"so","start":1834.72,"end":1835.22,"confidence":0.9873047,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.10058441758155824},{"word":"catherine","start":1835.36,"end":1835.86,"confidence":0.52734375,"punctuated_word":"Catherine","sentiment":"neutral","sentiment_score":-0.11959964036941528},{"word":"herself","start":1835.92,"end":1836.42,"confidence":0.8676758,"punctuated_word":"herself","sentiment":"neutral","sentiment_score":-0.1652933657169342},{"word":"won't","start":1837.2,"end":1837.4401,"confidence":1.0,"punctuated_word":"won't","sentiment":"neutral","sentiment_score":-0.11290577054023744},{"word":"get","start":1837.4401,"end":1837.68,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.0926944762468338},{"word":"any","start":1837.68,"end":1838.0,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.15547281503677368},{"word":"tax","start":1838.0,"end":1838.5,"confidence":0.9970703,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.15492387115955353},{"word":"because","start":1840.56,"end":1840.88,"confidence":0.84716797,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.0021355245262384415},{"word":"she's","start":1840.88,"end":1841.36,"confidence":0.9460449,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.0029734193813055754},{"word":"your","start":1841.36,"end":1841.86,"confidence":0.9941406,"punctuated_word":"your...","sentiment":"neutral","sentiment_score":-0.007237190846353769},{"word":"she's","start":1842.08,"end":1842.4,"confidence":0.9875488,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":-0.029927652329206467},{"word":"she's","start":1842.4,"end":1842.88,"confidence":0.69189453,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.03144128620624542},{"word":"your","start":1842.88,"end":1843.04,"confidence":0.98535156,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.032843686640262604},{"word":"spouse","start":1843.04,"end":1843.28,"confidence":0.9980469,"punctuated_word":"spouse","sentiment":"neutral","sentiment_score":-0.011648956686258316},{"word":"and","start":1843.28,"end":1843.575,"confidence":0.5004883,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.016455143690109253},{"word":"she's","start":1843.575,"end":1843.815,"confidence":0.9609375,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.014888351783156397},{"word":"your","start":1843.815,"end":1843.975,"confidence":0.9902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.022233348339796063},{"word":"financial","start":1843.975,"end":1844.455,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.02310851216316223},{"word":"dependent","start":1844.455,"end":1844.955,"confidence":0.9863281,"punctuated_word":"dependent","sentiment":"neutral","sentiment_score":-0.02506636828184128},{"word":"under","start":1846.0549,"end":1846.455,"confidence":0.8886719,"punctuated_word":"under","sentiment":"neutral","sentiment_score":-0.005661439150571823},{"word":"and","start":1846.455,"end":1846.855,"confidence":0.29736328,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04732036590576172},{"word":"tax","start":1846.855,"end":1847.255,"confidence":0.99902344,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.025643788278102875},{"word":"laws","start":1847.255,"end":1847.755,"confidence":0.72961426,"punctuated_word":"laws.","sentiment":"neutral","sentiment_score":-0.025548676028847694},{"word":"well","start":1848.135,"end":1848.375,"confidence":0.97753906,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.018467118963599205},{"word":"superannuation","start":1848.375,"end":1848.875,"confidence":0.97021484,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":-0.004942786879837513},{"word":"and","start":1849.255,"end":1849.4149,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03242872655391693},{"word":"tax","start":1849.4149,"end":1849.735,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.011224590241909029},{"word":"laws","start":1849.735,"end":1850.0549,"confidence":0.7922363,"punctuated_word":"laws,","sentiment":"neutral","sentiment_score":-0.01608266681432724},{"word":"whereas","start":1850.0549,"end":1850.5549,"confidence":0.99902344,"punctuated_word":"whereas","sentiment":"neutral","sentiment_score":-0.01986822485923767},{"word":"children","start":1850.615,"end":1851.115,"confidence":0.9921875,"punctuated_word":"children","sentiment":"neutral","sentiment_score":-0.026852549985051155},{"word":"are","start":1851.495,"end":1851.735,"confidence":0.9921875,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.028830647468566895},{"word":"only","start":1851.735,"end":1852.235,"confidence":0.7006836,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.026461150497198105},{"word":"dependent","start":1852.375,"end":1852.875,"confidence":0.7597656,"punctuated_word":"dependent","sentiment":"neutral","sentiment_score":-0.02367839217185974},{"word":"under","start":1853.1749,"end":1853.6749,"confidence":0.93408203,"punctuated_word":"under","sentiment":"neutral","sentiment_score":-0.02102749794721603},{"word":"the","start":1855.815,"end":1855.975,"confidence":0.93408203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02635609731078148},{"word":"tax","start":1855.975,"end":1856.475,"confidence":0.9873047,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.002060838043689728},{"word":"yep","start":1857.53,"end":1857.9299,"confidence":0.90771484,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15627503395080566},{"word":"yep","start":1857.9299,"end":1858.4299,"confidence":0.99658203,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3413284718990326},{"word":"okay","start":1864.25,"end":1864.75,"confidence":0.99609375,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1401439607143402},{"word":"so","start":1865.85,"end":1866.25,"confidence":0.9770508,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12638530135154724},{"word":"there's","start":1866.25,"end":1866.73,"confidence":0.98217773,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.14248540997505188},{"word":"there's","start":1866.73,"end":1867.23,"confidence":0.9682617,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.15414999425411224},{"word":"two","start":1867.53,"end":1867.77,"confidence":0.99902344,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.07915597409009933},{"word":"options","start":1867.77,"end":1868.27,"confidence":1.0,"punctuated_word":"options","sentiment":"neutral","sentiment_score":0.053999222815036774},{"word":"there","start":1868.33,"end":1868.83,"confidence":0.9975586,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.12367018312215804},{"word":"there's","start":1869.025,"end":1869.265,"confidence":0.9975586,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.08427900075912476},{"word":"a","start":1869.265,"end":1869.345,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08547051250934601},{"word":"binding","start":1869.345,"end":1869.845,"confidence":1.0,"punctuated_word":"binding","sentiment":"neutral","sentiment_score":0.08188207447528839},{"word":"nomination","start":1869.905,"end":1870.405,"confidence":1.0,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":0.08776514232158661},{"word":"and","start":1870.545,"end":1870.705,"confidence":0.8828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0629788488149643},{"word":"then","start":1870.705,"end":1870.865,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.10519180446863174},{"word":"what","start":1870.865,"end":1871.025,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.08621121942996979},{"word":"we","start":1871.025,"end":1871.1849,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0858287438750267},{"word":"call","start":1871.1849,"end":1871.425,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.08198724687099457},{"word":"a","start":1871.425,"end":1871.505,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08880016952753067},{"word":"non","start":1871.505,"end":1871.745,"confidence":0.9951172,"punctuated_word":"non","sentiment":"neutral","sentiment_score":0.06588104367256165},{"word":"lapsing","start":1871.745,"end":1872.225,"confidence":0.8339844,"punctuated_word":"lapsing","sentiment":"neutral","sentiment_score":0.07064478099346161},{"word":"binding","start":1872.225,"end":1872.625,"confidence":0.99902344,"punctuated_word":"binding","sentiment":"neutral","sentiment_score":0.05317821353673935},{"word":"nomination","start":1872.625,"end":1873.125,"confidence":0.9970703,"punctuated_word":"nomination.","sentiment":"neutral","sentiment_score":0.07811188697814941},{"word":"the","start":1873.985,"end":1874.145,"confidence":0.99902344,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.07014471292495728},{"word":"only","start":1874.145,"end":1874.465,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.035999588668346405},{"word":"difference","start":1874.465,"end":1874.865,"confidence":0.9970703,"punctuated_word":"difference","sentiment":"neutral","sentiment_score":0.03341173008084297},{"word":"is","start":1874.865,"end":1875.365,"confidence":0.94628906,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05287659913301468},{"word":"is","start":1876.225,"end":1876.465,"confidence":0.9404297,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04106274992227554},{"word":"that","start":1876.465,"end":1876.865,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03276782110333443},{"word":"one","start":1876.865,"end":1877.105,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.019254468381404877},{"word":"will","start":1877.105,"end":1877.425,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.0240173377096653},{"word":"expire","start":1877.425,"end":1877.925,"confidence":1.0,"punctuated_word":"expire","sentiment":"neutral","sentiment_score":0.026771429926157},{"word":"in","start":1878.065,"end":1878.3049,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.028970547020435333},{"word":"three","start":1878.3049,"end":1878.625,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.02435585856437683},{"word":"years","start":1878.625,"end":1879.105,"confidence":0.7919922,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.02626661956310272},{"word":"and","start":1879.105,"end":1879.265,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01859714463353157},{"word":"the","start":1879.265,"end":1879.425,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.027272336184978485},{"word":"one","start":1879.425,"end":1879.585,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.02925630286335945},{"word":"does","start":1879.585,"end":1880.065,"confidence":0.61572266,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.04259912669658661},{"word":"one","start":1880.065,"end":1880.3049,"confidence":0.8647461,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.033160701394081116},{"word":"does","start":1880.3049,"end":1880.625,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.032455019652843475},{"word":"not","start":1880.625,"end":1880.865,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.02897965908050537},{"word":"expire","start":1880.865,"end":1881.365,"confidence":0.99902344,"punctuated_word":"expire","sentiment":"neutral","sentiment_score":0.02030094154179096},{"word":"and","start":1881.585,"end":1881.905,"confidence":0.9160156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.024952147156000137},{"word":"is","start":1881.905,"end":1882.145,"confidence":0.92822266,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05101447552442551},{"word":"only","start":1882.145,"end":1882.465,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.02471925318241119},{"word":"updated","start":1882.465,"end":1882.945,"confidence":0.99902344,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.050403349101543427},{"word":"when","start":1882.945,"end":1883.1849,"confidence":0.9951172,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.06525824218988419},{"word":"you","start":1883.1849,"end":1883.345,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06660469621419907},{"word":"complete","start":1883.345,"end":1883.825,"confidence":0.9941406,"punctuated_word":"complete","sentiment":"neutral","sentiment_score":0.05313155800104141},{"word":"a","start":1883.825,"end":1883.905,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.062431398779153824},{"word":"new","start":1883.905,"end":1884.145,"confidence":0.9980469,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.03998218476772308},{"word":"form","start":1884.145,"end":1884.42,"confidence":0.99902344,"punctuated_word":"form.","sentiment":"neutral","sentiment_score":0.04441381245851517},{"word":"what","start":1885.2201,"end":1885.4601,"confidence":0.9970703,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.06589769572019577},{"word":"would","start":1885.4601,"end":1885.62,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.09744822978973389},{"word":"be","start":1885.62,"end":1885.78,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.11500880122184752},{"word":"your","start":1885.78,"end":1885.9401,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09434418380260468},{"word":"preference","start":1885.9401,"end":1886.4401,"confidence":0.99609375,"punctuated_word":"preference","sentiment":"neutral","sentiment_score":0.144463911652565},{"word":"in","start":1887.14,"end":1887.38,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11529558151960372},{"word":"relation","start":1887.38,"end":1887.78,"confidence":1.0,"punctuated_word":"relation","sentiment":"neutral","sentiment_score":0.15083280205726624},{"word":"to","start":1887.78,"end":1888.02,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14280825853347778},{"word":"that","start":1888.02,"end":1888.52,"confidence":0.9995117,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.12701159715652466},{"word":"yep","start":1891.3,"end":1891.62,"confidence":0.98339844,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3180226683616638},{"word":"that's","start":1891.62,"end":1891.78,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4009650349617005},{"word":"what","start":1891.78,"end":1892.02,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.4003281891345978},{"word":"most","start":1892.02,"end":1892.18,"confidence":1.0,"punctuated_word":"most","sentiment":"positive","sentiment_score":0.5096216797828674},{"word":"people","start":1892.18,"end":1892.5,"confidence":1.0,"punctuated_word":"people","sentiment":"positive","sentiment_score":0.5387928485870361},{"word":"choose","start":1892.5,"end":1893.0,"confidence":0.99853516,"punctuated_word":"choose.","sentiment":"positive","sentiment_score":0.47929084300994873},{"word":"it","start":1897.38,"end":1897.54,"confidence":0.98828125,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.35564473271369934},{"word":"does","start":1897.54,"end":1897.9401,"confidence":0.9946289,"punctuated_word":"does.","sentiment":"positive","sentiment_score":0.4052849411964417},{"word":"it","start":1897.9401,"end":1898.1001,"confidence":0.984375,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.39179033041000366},{"word":"does","start":1898.1001,"end":1898.6001,"confidence":0.9980469,"punctuated_word":"does.","sentiment":"positive","sentiment_score":0.36065030097961426},{"word":"okay","start":1899.855,"end":1900.355,"confidence":0.99365234,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2908795475959778},{"word":"that","start":1900.8151,"end":1901.215,"confidence":1.0,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.3648536503314972},{"word":"was","start":1901.215,"end":1901.715,"confidence":1.0,"punctuated_word":"was","sentiment":"positive","sentiment_score":0.3371622562408447},{"word":"probably","start":1901.855,"end":1902.355,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"positive","sentiment_score":0.34533679485321045},{"word":"all","start":1902.415,"end":1902.655,"confidence":0.9951172,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.25950849056243896},{"word":"for","start":1902.655,"end":1902.8151,"confidence":0.9838867,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2759021520614624},{"word":"me","start":1902.8151,"end":1903.055,"confidence":0.9980469,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.31191563606262207},{"word":"so","start":1903.055,"end":1903.215,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2822610139846802},{"word":"what","start":1903.215,"end":1903.615,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.2898755371570587},{"word":"my","start":1903.615,"end":1904.015,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.2794397175312042},{"word":"process","start":1904.015,"end":1904.515,"confidence":1.0,"punctuated_word":"process","sentiment":"neutral","sentiment_score":0.288068026304245},{"word":"from","start":1904.5751,"end":1904.8151,"confidence":1.0,"punctuated_word":"from","sentiment":"positive","sentiment_score":0.3506438732147217},{"word":"here","start":1904.8151,"end":1905.055,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.3090512454509735},{"word":"is","start":1905.055,"end":1905.375,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.32000935077667236},{"word":"is","start":1905.375,"end":1905.615,"confidence":0.8510742,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.29393354058265686},{"word":"i'm","start":1905.615,"end":1905.935,"confidence":0.9970703,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.28070929646492004},{"word":"going","start":1905.935,"end":1906.255,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.2886243164539337},{"word":"to","start":1906.255,"end":1906.415,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2642909586429596},{"word":"set","start":1906.415,"end":1906.5751,"confidence":1.0,"punctuated_word":"set","sentiment":"positive","sentiment_score":0.3407215476036072},{"word":"a","start":1906.5751,"end":1906.735,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3172447681427002},{"word":"task","start":1906.735,"end":1907.055,"confidence":0.9970703,"punctuated_word":"task","sentiment":"neutral","sentiment_score":0.3330938518047333},{"word":"to","start":1907.055,"end":1907.135,"confidence":0.97998047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3070765733718872},{"word":"touch","start":1907.135,"end":1907.375,"confidence":1.0,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.2550334334373474},{"word":"base","start":1907.375,"end":1907.535,"confidence":1.0,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.31142133474349976},{"word":"with","start":1907.535,"end":1907.6951,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.3570277690887451},{"word":"you","start":1907.6951,"end":1907.855,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.37707287073135376},{"word":"in","start":1907.855,"end":1907.935,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.32919272780418396},{"word":"the","start":1907.935,"end":1908.095,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.29625964164733887},{"word":"new","start":1908.095,"end":1908.255,"confidence":0.60009766,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.272249698638916},{"word":"year","start":1908.255,"end":1908.755,"confidence":0.94433594,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.23863476514816284},{"word":"but","start":1909.055,"end":1909.295,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.11475588381290436},{"word":"before","start":1909.295,"end":1909.6951,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.09814143180847168},{"word":"that","start":1909.6951,"end":1910.175,"confidence":0.9995117,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.11837559938430786},{"word":"i'm","start":1910.175,"end":1910.495,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.15414667129516602},{"word":"going","start":1910.495,"end":1910.735,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.17489024996757507},{"word":"to","start":1910.735,"end":1910.895,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13748373091220856},{"word":"reach","start":1910.895,"end":1911.215,"confidence":1.0,"punctuated_word":"reach","sentiment":"neutral","sentiment_score":0.14913514256477356},{"word":"out","start":1911.215,"end":1911.4551,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1285851001739502},{"word":"to","start":1911.4551,"end":1911.6951,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16479997336864471},{"word":"you","start":1911.6951,"end":1912.1951,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2277313470840454},{"word":"once","start":1913.0,"end":1913.32,"confidence":1.0,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.2471565902233124},{"word":"i've","start":1913.32,"end":1913.5599,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.19526582956314087},{"word":"had","start":1913.5599,"end":1913.72,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.17336398363113403},{"word":"a","start":1913.72,"end":1913.7999,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19497179985046387},{"word":"chance","start":1913.7999,"end":1914.2,"confidence":1.0,"punctuated_word":"chance","sentiment":"neutral","sentiment_score":0.17511479556560516},{"word":"to","start":1914.2,"end":1914.36,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1532235890626907},{"word":"review","start":1914.36,"end":1914.7599,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.15423519909381866},{"word":"those","start":1914.7599,"end":1915.2599,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.1536542773246765},{"word":"investments","start":1915.7999,"end":1916.2999,"confidence":0.9760742,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.08604158461093903},{"word":"that","start":1916.36,"end":1916.5199,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13776162266731262},{"word":"we","start":1916.5199,"end":1916.6799,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11636421829462051},{"word":"talked","start":1916.6799,"end":1916.9199,"confidence":0.9970703,"punctuated_word":"talked","sentiment":"neutral","sentiment_score":0.122157484292984},{"word":"about","start":1916.9199,"end":1917.4199,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.13254022598266602},{"word":"to","start":1917.8799,"end":1918.0399,"confidence":0.90283203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09347432851791382},{"word":"make","start":1918.0399,"end":1918.2799,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.10947448760271072},{"word":"sure","start":1918.2799,"end":1918.7799,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.1314891278743744},{"word":"to","start":1919.0,"end":1919.5,"confidence":0.5371094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15360769629478457},{"word":"arrange","start":1919.5599,"end":1919.96,"confidence":0.99902344,"punctuated_word":"arrange","sentiment":"neutral","sentiment_score":0.1470930278301239},{"word":"any","start":1919.96,"end":1920.36,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.13065674901008606},{"word":"replacements","start":1920.36,"end":1920.86,"confidence":0.83935547,"punctuated_word":"replacements","sentiment":"neutral","sentiment_score":0.08622588217258453},{"word":"if","start":1921.3999,"end":1921.5599,"confidence":0.90527344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1286315619945526},{"word":"needed","start":1921.5599,"end":1922.0599,"confidence":0.9995117,"punctuated_word":"needed.","sentiment":"neutral","sentiment_score":0.07043744623661041},{"word":"outside","start":1923.6399,"end":1924.0399,"confidence":0.9370117,"punctuated_word":"Outside","sentiment":"neutral","sentiment_score":0.031528040766716},{"word":"of","start":1924.0399,"end":1924.2799,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.029738467186689377},{"word":"that","start":1924.2799,"end":1924.7799,"confidence":0.9995117,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.024960238486528397},{"word":"did","start":1926.7599,"end":1927.095,"confidence":0.98828125,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.01787879690527916},{"word":"you","start":1927.255,"end":1927.755,"confidence":1.0,"punctuated_word":"you...","sentiment":"neutral","sentiment_score":0.012643609195947649},{"word":"are","start":1928.0549,"end":1928.215,"confidence":0.99902344,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.010398291051387789},{"word":"you","start":1928.215,"end":1928.375,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05448339134454727},{"word":"happy","start":1928.375,"end":1928.775,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.06745854765176773},{"word":"with","start":1928.775,"end":1929.015,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07147393375635147},{"word":"annual","start":1929.015,"end":1929.495,"confidence":0.9370117,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.004704408347606659},{"word":"reviews","start":1929.495,"end":1929.975,"confidence":0.88134766,"punctuated_word":"reviews,","sentiment":"neutral","sentiment_score":0.007270505651831627},{"word":"or","start":1929.975,"end":1930.215,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.030131995677948},{"word":"did","start":1930.215,"end":1930.375,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.029090527445077896},{"word":"you","start":1930.375,"end":1930.455,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05679897591471672},{"word":"want","start":1930.455,"end":1930.695,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.05723876878619194},{"word":"them","start":1930.695,"end":1930.9349,"confidence":0.9716797,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.04531826078891754},{"word":"more","start":1930.9349,"end":1931.1749,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.028856422752141953},{"word":"frequent","start":1931.1749,"end":1931.6749,"confidence":0.9995117,"punctuated_word":"frequent?","sentiment":"neutral","sentiment_score":0.03883892297744751},{"word":"yep","start":1949.67,"end":1950.17,"confidence":0.9050293,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04513150453567505},{"word":"okay","start":1950.39,"end":1950.89,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.10385073721408844},{"word":"okay","start":1953.11,"end":1953.61,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.09013546258211136},{"word":"alright","start":1953.83,"end":1954.33,"confidence":0.99902344,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.1258918046951294},{"word":"i","start":1954.665,"end":1954.905,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10590800642967224},{"word":"will","start":1954.905,"end":1955.405,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.111693874001503},{"word":"leave","start":1956.185,"end":1956.685,"confidence":0.99609375,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.12941022217273712},{"word":"that","start":1956.905,"end":1957.405,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1002345010638237},{"word":"as","start":1958.8251,"end":1959.305,"confidence":0.7685547,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.14569947123527527},{"word":"is","start":1959.305,"end":1959.805,"confidence":0.99365234,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.12808319926261902},{"word":"i'm","start":1959.9451,"end":1960.185,"confidence":0.9946289,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.07667946815490723},{"word":"just","start":1960.185,"end":1960.425,"confidence":0.6074219,"punctuated_word":"just...","sentiment":"neutral","sentiment_score":0.06051506847143173},{"word":"i've","start":1960.425,"end":1960.665,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.06236251816153526},{"word":"got","start":1960.665,"end":1960.905,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.06659656763076782},{"word":"some","start":1960.905,"end":1961.2251,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.048836514353752136},{"word":"homework","start":1961.2251,"end":1961.7251,"confidence":0.9941406,"punctuated_word":"homework","sentiment":"neutral","sentiment_score":0.06738380342721939},{"word":"to","start":1961.9451,"end":1962.1051,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08823226392269135},{"word":"do","start":1962.1051,"end":1962.6051,"confidence":0.9128418,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.09988786280155182},{"word":"and","start":1962.8251,"end":1963.0651,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1017066240310669},{"word":"you'll","start":1963.0651,"end":1963.305,"confidence":1.0,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.09292417019605637},{"word":"hear","start":1963.305,"end":1963.545,"confidence":1.0,"punctuated_word":"hear","sentiment":"neutral","sentiment_score":0.13679403066635132},{"word":"from","start":1963.545,"end":1963.865,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.1679588407278061},{"word":"me","start":1963.865,"end":1964.365,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1848597526550293},{"word":"within","start":1965.545,"end":1965.865,"confidence":0.9892578,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.17154346406459808},{"word":"the","start":1965.865,"end":1966.025,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1900687962770462},{"word":"next","start":1966.025,"end":1966.265,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.1608288437128067},{"word":"couple","start":1966.265,"end":1966.505,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.13682538270950317},{"word":"of","start":1966.505,"end":1966.665,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1887090653181076},{"word":"weeks","start":1966.665,"end":1966.9851,"confidence":1.0,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":0.1582556962966919},{"word":"to","start":1966.9851,"end":1967.2251,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18179894983768463},{"word":"make","start":1967.2251,"end":1967.4651,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.1521623283624649},{"word":"sure","start":1967.4651,"end":1967.7051,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.1604522317647934},{"word":"that","start":1967.7051,"end":1968.185,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17174243927001953},{"word":"we","start":1968.185,"end":1968.425,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1641995757818222},{"word":"have","start":1968.425,"end":1968.665,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15972314774990082},{"word":"another","start":1968.665,"end":1969.165,"confidence":0.99902344,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.1469215452671051},{"word":"meeting","start":1969.625,"end":1970.125,"confidence":0.99902344,"punctuated_word":"meeting","sentiment":"neutral","sentiment_score":0.14311489462852478},{"word":"to","start":1970.4701,"end":1970.7101,"confidence":0.98535156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16341865062713623},{"word":"go","start":1970.7101,"end":1970.79,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.20834235846996307},{"word":"over","start":1970.79,"end":1971.27,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.23380699753761292},{"word":"those","start":1971.27,"end":1971.75,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.1933363676071167},{"word":"changes","start":1971.75,"end":1972.2301,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.17418257892131803},{"word":"of","start":1972.2301,"end":1972.39,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2206302136182785},{"word":"the","start":1972.39,"end":1972.63,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21080751717090607},{"word":"investments","start":1972.63,"end":1973.13,"confidence":0.8635254,"punctuated_word":"investments.","sentiment":"neutral","sentiment_score":0.15310409665107727},{"word":"and","start":1973.9901,"end":1974.4901,"confidence":0.7512207,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.15262216329574585},{"word":"then","start":1975.43,"end":1975.67,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.19579079747200012},{"word":"you'll","start":1975.67,"end":1975.8301,"confidence":0.99853516,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.18309347331523895},{"word":"hear","start":1975.8301,"end":1976.0701,"confidence":1.0,"punctuated_word":"hear","sentiment":"neutral","sentiment_score":0.16356156766414642},{"word":"from","start":1976.0701,"end":1976.31,"confidence":0.9980469,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.15495269000530243},{"word":"me","start":1976.31,"end":1976.39,"confidence":0.98535156,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1826067715883255},{"word":"again","start":1976.39,"end":1976.63,"confidence":0.9970703,"punctuated_word":"again","sentiment":"neutral","sentiment_score":0.1955358386039734},{"word":"in","start":1976.63,"end":1976.7101,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.17994341254234314},{"word":"the","start":1976.7101,"end":1976.8701,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21623361110687256},{"word":"new","start":1976.8701,"end":1977.1101,"confidence":0.63671875,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.2161175161600113},{"word":"year","start":1977.1101,"end":1977.27,"confidence":0.99609375,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.20314088463783264},{"word":"to","start":1977.27,"end":1977.51,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21410387754440308},{"word":"talk","start":1977.51,"end":1977.75,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.17795470356941223},{"word":"about","start":1977.75,"end":1977.9901,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.17761972546577454},{"word":"the","start":1977.9901,"end":1978.15,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1677856743335724},{"word":"house","start":1978.15,"end":1978.65,"confidence":0.9863281,"punctuated_word":"house.","sentiment":"neutral","sentiment_score":0.17052562534809113},{"word":"alright","start":1982.0701,"end":1982.5701,"confidence":0.99609375,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.3985153138637543},{"word":"fantastic","start":1982.63,"end":1983.13,"confidence":1.0,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.6427297592163086},{"word":"well","start":1983.3501,"end":1983.8301,"confidence":0.99902344,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.2505422830581665},{"word":"do","start":1983.8301,"end":1983.9901,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1792585700750351},{"word":"you","start":1983.9901,"end":1984.0701,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1992531269788742},{"word":"have","start":1984.0701,"end":1984.31,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1571698784828186},{"word":"any","start":1984.31,"end":1984.55,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.11347754299640656},{"word":"other","start":1984.55,"end":1984.79,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.07047499716281891},{"word":"questions","start":1984.79,"end":1985.1901,"confidence":0.98291016,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.06943058967590332},{"word":"for","start":1985.1901,"end":1985.3501,"confidence":0.9902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04480982199311256},{"word":"me","start":1985.3501,"end":1985.51,"confidence":0.9890137,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.11590303480625153},{"word":"adrian","start":1985.51,"end":1985.925,"confidence":0.73217773,"punctuated_word":"Adrian?","sentiment":"neutral","sentiment_score":0.11992890387773514},{"word":"adrianne","start":1988.4851,"end":1988.9851,"confidence":0.8351237,"punctuated_word":"Adrianne?","sentiment":"neutral","sentiment_score":0.026050571352243423},{"word":"okay","start":1989.045,"end":1989.4451,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.041728150099515915},{"word":"alright","start":1989.4451,"end":1989.765,"confidence":1.0,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.05708974227309227},{"word":"well","start":1989.765,"end":1990.005,"confidence":0.9995117,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.03888929635286331},{"word":"if","start":1990.005,"end":1990.245,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04405809938907623},{"word":"any","start":1990.245,"end":1990.645,"confidence":0.9921875,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.039981547743082047},{"word":"pop","start":1990.645,"end":1990.885,"confidence":0.97802734,"punctuated_word":"pop","sentiment":"neutral","sentiment_score":0.042919691652059555},{"word":"into","start":1990.885,"end":1991.2051,"confidence":0.8613281,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.03827732801437378},{"word":"mind","start":1991.2051,"end":1991.7051,"confidence":0.98095703,"punctuated_word":"mind,","sentiment":"neutral","sentiment_score":0.041690077632665634},{"word":"please","start":1993.365,"end":1993.685,"confidence":0.68066406,"punctuated_word":"please","sentiment":"neutral","sentiment_score":0.03681107610464096},{"word":"give","start":1993.685,"end":1993.925,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.033953823149204254},{"word":"me","start":1993.925,"end":1994.0851,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.03862075135111809},{"word":"a","start":1994.0851,"end":1994.245,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05373336002230644},{"word":"call","start":1994.245,"end":1994.745,"confidence":0.9604492,"punctuated_word":"call.","sentiment":"neutral","sentiment_score":0.03569520637392998},{"word":"and","start":1994.885,"end":1995.125,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02926853857934475},{"word":"once","start":1995.125,"end":1995.365,"confidence":1.0,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.029986757785081863},{"word":"you've","start":1995.365,"end":1995.6051,"confidence":1.0,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.01909925974905491},{"word":"had","start":1995.6051,"end":1995.765,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.07299455255270004},{"word":"a","start":1995.765,"end":1995.925,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08396663516759872},{"word":"chance","start":1995.925,"end":1996.245,"confidence":1.0,"punctuated_word":"chance","sentiment":"neutral","sentiment_score":0.1039598286151886},{"word":"to","start":1996.245,"end":1996.405,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09661553055047988},{"word":"look","start":1996.405,"end":1996.645,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.08505447953939438},{"word":"over","start":1996.645,"end":1996.885,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.10497798025608064},{"word":"those","start":1996.885,"end":1997.2051,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.07967140525579453},{"word":"documents","start":1997.2051,"end":1997.7051,"confidence":0.9916992,"punctuated_word":"documents,","sentiment":"neutral","sentiment_score":0.07936084270477295},{"word":"if","start":1997.765,"end":1997.925,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0995260328054428},{"word":"you're","start":1997.925,"end":1998.24,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.11192713677883148},{"word":"happy","start":1998.32,"end":1998.48,"confidence":0.9921875,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.10763274878263474},{"word":"to","start":1998.48,"end":1998.72,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16022321581840515},{"word":"sign","start":1998.72,"end":1998.96,"confidence":0.9760742,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.09579377621412276},{"word":"those","start":1998.96,"end":1999.2,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.10955891013145448},{"word":"documents","start":1999.2,"end":1999.6799,"confidence":0.9770508,"punctuated_word":"documents,","sentiment":"neutral","sentiment_score":0.10949410498142242},{"word":"if","start":1999.6799,"end":1999.84,"confidence":0.9921875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1408649981021881},{"word":"you","start":1999.84,"end":1999.92,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11025207489728928},{"word":"can","start":1999.92,"end":2000.08,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12061571329832076},{"word":"sign","start":2000.08,"end":2000.32,"confidence":0.94189453,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.09822653979063034},{"word":"them","start":2000.32,"end":2000.48,"confidence":0.99902344,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.1262684464454651},{"word":"and","start":2000.48,"end":2000.64,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10840539634227753},{"word":"return","start":2000.64,"end":2000.96,"confidence":1.0,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.15203870832920074},{"word":"them","start":2000.96,"end":2001.46,"confidence":0.98950195,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":0.08108735829591751},{"word":"that","start":2001.84,"end":2002.0,"confidence":0.5566406,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.773786723613739},{"word":"would","start":2002.0,"end":2002.16,"confidence":1.0,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.7511762380599976},{"word":"be","start":2002.16,"end":2002.4,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.7670122981071472},{"word":"fantastic","start":2002.4,"end":2002.9,"confidence":1.0,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.7600561380386353},{"word":"beautiful","start":2005.6799,"end":2006.1799,"confidence":0.9975586,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.7003965377807617},{"word":"alright","start":2006.48,"end":2006.98,"confidence":0.99853516,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.5176892876625061},{"word":"well","start":2007.04,"end":2007.44,"confidence":1.0,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.4682472944259643},{"word":"i","start":2007.44,"end":2007.6,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5141543745994568},{"word":"will","start":2007.6,"end":2007.84,"confidence":1.0,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.43897953629493713},{"word":"speak","start":2007.84,"end":2008.08,"confidence":1.0,"punctuated_word":"speak","sentiment":"positive","sentiment_score":0.42798563838005066},{"word":"to","start":2008.08,"end":2008.24,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4346121549606323},{"word":"you","start":2008.24,"end":2008.48,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.49618563055992126},{"word":"soon","start":2008.48,"end":2008.8,"confidence":0.9736328,"punctuated_word":"soon,","sentiment":"positive","sentiment_score":0.45243197679519653},{"word":"and","start":2008.8,"end":2008.96,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3296990394592285},{"word":"you","start":2008.96,"end":2009.28,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3916812241077423},{"word":"enjoy","start":2009.28,"end":2009.6799,"confidence":1.0,"punctuated_word":"enjoy","sentiment":"positive","sentiment_score":0.439828485250473},{"word":"the","start":2009.6799,"end":2009.84,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4773592948913574},{"word":"rest","start":2009.84,"end":2010.08,"confidence":1.0,"punctuated_word":"rest","sentiment":"positive","sentiment_score":0.4818364083766937},{"word":"of","start":2010.08,"end":2010.24,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5861414670944214},{"word":"your","start":2010.24,"end":2010.4,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5337346792221069},{"word":"day","start":2010.4,"end":2010.705,"confidence":1.0,"punctuated_word":"day.","sentiment":"positive","sentiment_score":0.5143871307373047},{"word":"okay","start":2017.585,"end":2018.085,"confidence":0.8117676,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.010132748633623123},{"word":"will","start":2018.225,"end":2018.465,"confidence":0.8535156,"punctuated_word":"Will","sentiment":"neutral","sentiment_score":0.004189562983810902},{"word":"that","start":2018.465,"end":2018.865,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.005521377548575401},{"word":"will","start":2018.865,"end":2019.1849,"confidence":0.9873047,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.001032019965350628},{"word":"that","start":2019.1849,"end":2019.345,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03991074860095978},{"word":"take","start":2019.345,"end":2019.585,"confidence":0.97314453,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.023895688354969025},{"word":"too","start":2019.585,"end":2019.745,"confidence":0.44360352,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.041061557829380035},{"word":"long","start":2019.745,"end":2020.245,"confidence":1.0,"punctuated_word":"long?","sentiment":"neutral","sentiment_score":-0.024620141834020615},{"word":"okay","start":2026.68,"end":2027.18,"confidence":0.84643555,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.014578256756067276},{"word":"oh","start":2037.3201,"end":2037.4801,"confidence":0.8491211,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.049351196736097336},{"word":"yeah","start":2037.4801,"end":2037.7201,"confidence":0.9758301,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.05019298195838928},{"word":"i","start":2037.7201,"end":2037.8,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06526638567447662},{"word":"think","start":2037.8,"end":2038.04,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.07087738066911697},{"word":"there","start":2038.04,"end":2038.28,"confidence":0.7246094,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.06164529174566269},{"word":"are","start":2038.28,"end":2038.52,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.06488761305809021},{"word":"everywhere","start":2038.52,"end":2039.02,"confidence":0.99658203,"punctuated_word":"everywhere.","sentiment":"neutral","sentiment_score":-0.06263746321201324},{"word":"i","start":2039.475,"end":2039.635,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.085812509059906},{"word":"don't","start":2039.635,"end":2039.7949,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.08373429626226425},{"word":"know","start":2039.7949,"end":2039.875,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.089009590446949},{"word":"where","start":2039.875,"end":2040.115,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.07028456032276154},{"word":"some","start":2040.115,"end":2040.275,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.10172301530838011},{"word":"people","start":2040.275,"end":2040.515,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.08763956278562546},{"word":"get","start":2040.515,"end":2040.755,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.05914343148469925},{"word":"their","start":2040.755,"end":2040.9149,"confidence":0.9902344,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.07049927860498428},{"word":"driver's","start":2040.9149,"end":2041.315,"confidence":0.9975586,"punctuated_word":"driver's","sentiment":"neutral","sentiment_score":-0.0632534772157669},{"word":"license","start":2041.315,"end":2041.715,"confidence":0.99609375,"punctuated_word":"license","sentiment":"neutral","sentiment_score":-0.06325971335172653},{"word":"from","start":2041.715,"end":2041.955,"confidence":0.9667969,"punctuated_word":"from,","sentiment":"neutral","sentiment_score":-0.07467302680015564},{"word":"to","start":2041.955,"end":2042.115,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08082428574562073},{"word":"be","start":2042.115,"end":2042.275,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.06250184774398804},{"word":"honest","start":2042.275,"end":2042.595,"confidence":1.0,"punctuated_word":"honest","sentiment":"neutral","sentiment_score":-0.060355499386787415},{"word":"with","start":2042.595,"end":2042.755,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.08601152896881104},{"word":"you","start":2042.755,"end":2043.255,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.07621105015277863},{"word":"yes","start":2061.25,"end":2061.75,"confidence":0.984375,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0023192567750811577},{"word":"okay","start":2073.825,"end":2074.325,"confidence":0.8293457,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.003472212702035904},{"word":"yes","start":2082.56,"end":2083.06,"confidence":0.9645996,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0233822762966156},{"word":"yep","start":2084.48,"end":2084.98,"confidence":0.9194336,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0028610292356461287},{"word":"keeps","start":2095.5051,"end":2095.8252,"confidence":0.9082031,"punctuated_word":"Keeps","sentiment":"neutral","sentiment_score":0.014882776886224748},{"word":"the","start":2095.8252,"end":2095.985,"confidence":0.9838867,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.011875376105308533},{"word":"day","start":2095.985,"end":2096.3052,"confidence":1.0,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.021298382431268692},{"word":"interesting","start":2096.3052,"end":2096.8052,"confidence":0.97436523,"punctuated_word":"interesting.","sentiment":"neutral","sentiment_score":-0.0003956221044063568},{"word":"i","start":2110.56,"end":2110.72,"confidence":0.92578125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1962592750787735},{"word":"was","start":2110.72,"end":2111.04,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.2114596664905548},{"word":"just","start":2111.04,"end":2111.2,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.20605508983135223},{"word":"gonna","start":2111.2,"end":2111.52,"confidence":0.9316406,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.21351617574691772},{"word":"say","start":2111.52,"end":2112.0,"confidence":0.99902344,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.15585091710090637},{"word":"make","start":2112.0,"end":2112.16,"confidence":0.72216797,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.21526871621608737},{"word":"it","start":2112.16,"end":2112.66,"confidence":0.9667969,"punctuated_word":"it...","sentiment":"neutral","sentiment_score":0.16676419973373413},{"word":"become","start":2112.72,"end":2113.04,"confidence":0.77978516,"punctuated_word":"Become","sentiment":"neutral","sentiment_score":0.2631622850894928},{"word":"a","start":2113.04,"end":2113.54,"confidence":0.98535156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.28462380170822144},{"word":"youtube","start":2114.115,"end":2114.615,"confidence":0.9951172,"punctuated_word":"YouTube","sentiment":"neutral","sentiment_score":0.22076299786567688},{"word":"sensation","start":2115.075,"end":2115.575,"confidence":1.0,"punctuated_word":"sensation.","sentiment":"neutral","sentiment_score":0.253020703792572},{"word":"well","start":2124.035,"end":2124.275,"confidence":0.7507324,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.5847377181053162},{"word":"it","start":2124.275,"end":2124.435,"confidence":0.99902344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.8096712231636047},{"word":"was","start":2124.435,"end":2124.675,"confidence":1.0,"punctuated_word":"was","sentiment":"positive","sentiment_score":0.8254197239875793},{"word":"lovely","start":2124.675,"end":2125.175,"confidence":0.9980469,"punctuated_word":"lovely","sentiment":"positive","sentiment_score":0.8561211824417114},{"word":"speaking","start":2125.235,"end":2125.555,"confidence":1.0,"punctuated_word":"speaking","sentiment":"positive","sentiment_score":0.8361356854438782},{"word":"with","start":2125.555,"end":2125.715,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.8108474016189575},{"word":"you","start":2125.715,"end":2126.035,"confidence":0.99609375,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.781910240650177},{"word":"adrianne","start":2126.035,"end":2126.515,"confidence":0.80615234,"punctuated_word":"Adrianne.","sentiment":"positive","sentiment_score":0.7131569981575012},{"word":"i","start":2126.515,"end":2126.675,"confidence":0.9980469,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.44918113946914673},{"word":"hope","start":2126.675,"end":2126.915,"confidence":0.9921875,"punctuated_word":"hope","sentiment":"positive","sentiment_score":0.4245763123035431},{"word":"you","start":2126.915,"end":2126.995,"confidence":0.9970703,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3668869137763977},{"word":"have","start":2126.995,"end":2127.235,"confidence":0.93359375,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.3973379731178284},{"word":"an","start":2127.235,"end":2127.475,"confidence":0.5307617,"punctuated_word":"an...","sentiment":"neutral","sentiment_score":0.13531926274299622},{"word":"a","start":2127.475,"end":2127.635,"confidence":0.94970703,"punctuated_word":"A","sentiment":"positive","sentiment_score":0.5701610445976257},{"word":"lovely","start":2127.635,"end":2128.035,"confidence":1.0,"punctuated_word":"lovely","sentiment":"positive","sentiment_score":0.7571083307266235},{"word":"afternoon","start":2128.035,"end":2128.535,"confidence":0.9904785,"punctuated_word":"afternoon,","sentiment":"positive","sentiment_score":0.604214072227478},{"word":"and","start":2128.595,"end":2128.915,"confidence":0.99902344,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.6714931130409241},{"word":"i","start":2128.915,"end":2129.075,"confidence":0.99609375,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5397471785545349},{"word":"will","start":2129.075,"end":2129.315,"confidence":0.9970703,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.6433350443840027},{"word":"speak","start":2129.315,"end":2129.555,"confidence":0.99902344,"punctuated_word":"speak","sentiment":"positive","sentiment_score":0.6299350261688232},{"word":"with","start":2129.555,"end":2129.73,"confidence":0.8520508,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.615556538105011},{"word":"you","start":2129.73,"end":2129.97,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5104195475578308},{"word":"again","start":2129.97,"end":2130.21,"confidence":1.0,"punctuated_word":"again","sentiment":"positive","sentiment_score":0.526722252368927},{"word":"soon","start":2130.21,"end":2130.71,"confidence":0.9995117,"punctuated_word":"soon.","sentiment":"positive","sentiment_score":0.4996152818202973},{"word":"okay","start":2133.41,"end":2133.91,"confidence":0.8208008,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.17454996705055237},{"word":"i'll","start":2134.21,"end":2134.45,"confidence":0.83251953,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1453877091407776},{"word":"talk","start":2134.45,"end":2134.6099,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.21792271733283997},{"word":"to","start":2134.6099,"end":2134.77,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2390675991773605},{"word":"you","start":2134.77,"end":2134.85,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2629581689834595},{"word":"soon","start":2134.85,"end":2135.09,"confidence":1.0,"punctuated_word":"soon.","sentiment":"neutral","sentiment_score":0.2156710922718048},{"word":"bye","start":2135.09,"end":2135.59,"confidence":0.9440918,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.22094836831092832},{"word":"bye","start":2136.93,"end":2137.43,"confidence":0.94018555,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":-0.1354828178882599}],"paragraphs":{"transcript":"\nHi, Adrian. This is Janet here finding from Oakview Financial. How are you today? That's fine. No worries at all.\n\nOkay. Well, just before I go any further, I just need to let you know that our calls are recorded for quality and coaching purposes. Is that okay? Thank you. Adrian, can I please get you to confirm your full name, date of birth, and address, please?\n\nOkay. I have a different address here on file. What would be a proof... Yes. That's correct.\n\nOkay. So while I've got you on the phone, let's update your address. Okay. What is your new address? Yes?\n\nNeptune Street. Yes. In Maryborough? Yep. Okay.\n\nWon't be a sec. I'm just gonna update that while I've got you on the phone. So 236 Neptune Street. Fantastic. Okay.\n\nAlright. All updated. That's nice. Okay. Adrian, the purpose of my call today is to phone and book in...\n\nOh, sorry. Complete your annual review that we have booked in. Do you still have time for that now? Okay. Well, if at any time that we need to stop or there's any safety concerns, please let me know, and we can reschedule.\n\nThat's absolutely fine. Alright. I was having a chat with my colleague Whitlam earlier, and he said that you have a number of questions that you want to run by us. Did you wanna start with those to begin with? That's okay.\n\nI'm sure they'll come back to you as we as we move through our conversation. Yes. Okay. Alright. Let's work through the information we have on file just to make sure it's up to date, and then we can touch on those in a little bit more detail.\n\nI have you... Your marital status as married. Is that correct? Yep. Alright.\n\nFantastic. And your email address is Rager73Aussie@Hotmail.com? Yeah. And your wife's name is Catherine Jarvis? And do you have any dependents?\n\nNo. Okay. I have you here as a bus driver, so I am going to assume that's still correct because you said you're gonna jump in the bus shortly. Okay. And are you still employed with Wide Bay Transit?\n\nAnd how long have you been there for? Oh, wow. Very good. And are you still casual, or is it full time? Casual?\n\nCasual? Yeah. How many hours per week do you do on average? Per week or fortnight? Okay.\n\n76 per fortnight. Beautiful. Okay. And what would you say that your gross income is? 90.\n\nOkay. Would that include... That's okay. Would that include super or exclude super? Okay.\n\nOkay. And we had your expenditure noted as about $400 a week in living expenses. Would that be correct still? Yes. So it's hitting everyone's pocket, isn't it?\n\nYeah. The cost of living still tends to rise. Yeah. Yes. Yeah.\n\nUnfortunately. Okay. Alright. Okay. Okay.\n\nI'll bump that up to $4.50. Are you... Do you have any regular savings per week that you put aside? Yeah. Yeah.\n\nYep. Okay. That's... I can understand that. I can understand that.\n\nOkay. I can. Yes. I have a... Just moving on to assets and liabilities.\n\nI have a car here valued at 20,000 with a $16,000 debt. Would that be accurate? Okay. And I had a credit card noted here with a outstanding balance of 3,000. Is that correct?\n\nOkay. Do you know what the limit is? Do you know what the limit is on it? Yes. Okay.\n\nOkay. Any other assets or liabilities that you can think of? No? Okay. I have you here as a nonsmoker.\n\nIs that still correct? And you... Do you still take medication for high blood pressure? Yeah. Any other illness?\n\nOh, that's good. That's very good. And do you have a will or power of attorney in place? Okay. Fantastic.\n\nThe... Moving over to your goals that we have on file from previously, you... They were... One of them was to buy a house with your daughter. Is that still on the the plans?\n\nIs that what you're talking about when you refer to purchasing property? Okay. Are you... Is there a... I know you said maybe in the New Year.\n\nIs there an amount of money you need to have as a deposit? Is there any kind of investigation being done into it, what you need to do? Yep. Yep. Yep.\n\nYeah. Okay. Do you do you... So do you have more than one one child? Wow.\n\nVery nice. He must be... Must have been busy with the children activities. Oh, wow. That would have been a handful of...\n\nHouse full of women. I understand. I do know what you mean. My dad... We're we've got all girls on my side, so I completely understand.\n\nYeah. Yeah. Exactly. Exactly. Okay.\n\nSo is it you and your wife looking at buying the house with your daughter? Okay. Alright. So probably a couple of... There's not much there that I can probably advise on.\n\nThere are some logistical things that you and your wife would need to look into and consider. Just given the fact that you have five children, it would be things like estate planning and ensuring that anything that you do purchase is... Yeah. Yes. Yep.\n\nSo... Yeah. So if you do... Yes. Because it can cause...\n\nI've seen a... It can it can cause... It can... Yeah. Yes.\n\nNo. Correct. Yeah. So if you do end up going down that path, we can obviously provide some referrals for you if you like to solicit us and also brokers to help with the funding of any potential property purchase. But it would be prudent to make sure that any estate planning is in place.\n\nYeah. Yeah. Exactly. And there and there are a few different professionals that would help guide through that process to make sure that it's all set up correctly and in the way that you want. So when that time does come, we can definitely point you in the direction of the professionals that you do need to speak to to make sure that is the case.\n\nAnd the other goal was to be financially stable, holidays, pay off your car, which you have done fantastic, And start looking at getting a caravan. Are they still relevant? You wanted to be have holidays, pay off your car, and start looking at getting a caravan. So you've paid off your car. How are you going with with the rest of it?\n\nIs... Are they still priorities? Yep. Okay. Yeah.\n\nYep. Okay. Yeah. That's right. Yeah.\n\nI mean, as long as you've got your head down and working hard, I think that's all that any of us really wanna achieve at the end of the day. Yep. Yeah. No. You are not old at all.\n\nNot at all. Oh, like Okay. Okay. Okay. Okay.\n\nOkay. Okay. Alright. Well, I understand that. I understand that.\n\nAdrianne, do you have access to your emails at the moment? Okay. I'm going to... When you do later have access for them, you're gonna have a document there from myself and OdooSign. You'll need to just open it because this is gonna be your reference for the documents that we've talked through.\n\nYour... The first document is a summary of your super fund showing a balance of approximately 226,300, and your insurance policies with TAO being life and TPD insurance of 413,684, and your income protection being $5,870 per month. Do you do you feel that those levels of cover are still adequate for you? Yep. Yeah.\n\nYeah. Yeah. And and how income protection works is you can only insure up to 70% of your taxable income, so you wouldn't be able to insure the full amount anyhow. Yep. Okay.\n\nThe next document across is your performance report with hub twenty four. So there's two when you get a chance to go through them. There's a twelve month and six month period. The twelve month period was a lower return of 3.31%. That was...\n\nThat's been attributed to probably two funds underperforming, being the Benelong Australian Equities Fund and the Vanek Property Unit Fund. What we're doing at the moment with our clients is we're actively reviewing those to look at alternative options. We we don't swap and change willy nilly, let's call it. There's usually a systemic ongoing situation before we start looking at alternative options. Unfortunately, Bannalong and the Vernek property are one of those that we're looking at replacing.\n\nSo with your permission, I'd like to look into alternatives to those, those, if that's okay. Yep. Yeah. Yeah. Well, we're always gonna have some volatility being a high growth investor, but this is the purpose of the...\n\nOur reviews and our our contacts are to make sure that, you know, we're staying on top of anything that needs to be prioritized and looked at rather than just a set and forget kind of arrangement. Okay. And there's just one other investment in there that I wanna look at personally. It's the beta bank hybrid funds. Nothing wrong with it performance wise.\n\nIncome wise, it's done okay in the last twelve months, but the banks are phasing out the Hyatt Bank hybrids from January 2027. So rather than sitting sitting and waiting, I'd like to probably be a little bit proactive seeing alternative options to rather just wait and see what the banks offer from January 2027. Yep. Yep. Yeah.\n\nA little bit more proactive in that sense. The six month return on your portfolio has bounced back up to 4.82%, so it's bouncing back. Again, Bennelong and the property fund are the small returns on the... In the portfolio. So we're still looking at replacing...\n\nWell, not replacing them, but looking at alternatives to see if there's more suitable ones for you. The other document within the pack is the Vanguard index chart. So all this is... What we use this for is a visual tool, and it explains how the... It's a visual tool to show how volatility affects the market.\n\nSo the top four are your growth assets, being US shares, Australian shares, international, and property, with the bottom two being your bonds and cash being your defensive assets. Now how your funds are invested at the moment is that you predominantly have about defensive assets, which provides basically income producing returns as opposed to long term growth. The the situation there is more so being comfortable with that that level of volatility and understand... Yeah. Understanding that, you know, maybe statistically what we see is one in every five years being a negative year, and the volatility can be plus or minus any side of 14%.\n\nSo in in those bad times and then your good times, you know, that's a great thing. But the minimum time frame for a high growth portfolio is eight years. So that allows you the the time to ride out those waves of volatility. That's why we say a minimum of eight years. So to to confirm and make sure that you're comfortable, are you are you still wanting to take that high growth approach?\n\nYes? Okay. Beautiful. Thank you for confirming that. The other document within the pack is your TAL certificate of currency.\n\nIt just shows that your policies that we talked about earlier being your life and TPD and income protection are current and in place. You also have your financial services guide, which explains to you who we are, who we're licensed through... That we're licensed with, importantly, the advice we provide, the type, and how we provide it along with our fees, and if you're unhappy with any of the services, the complaints process. The last two documents I'm gonna touch on are the ones that require signing once you've had the opportunity to review those and you're comfortable. The first one is the ongoing fee arrangement.\n\nSo this is the fee to continue as a client for us to manage your superannuation and provide advice. As such, in relation to that. So that fee is... Has changed to a fixed fee now. It used to be a percent based fee, which would fluctuate based on the balance of the fund.\n\nIt's now fixed at $3,844.65, which is still equivalent to the 1.65% fee that you paid in the past. However, it's fixed now, so it's not gonna fluctuate. So each month, it would be $320.40 approximately that would be deducted from your funds. And then the final form is your tax fund acknowledgment that we hold your tax file number on file. So we do hold that on file because of your superannuation fund, and it's just confirming that you are aware of that and and comfortable with it.\n\nSo after that mouthful, any questions for me? Yep. Did you want... Yeah. Did you want me to set a task for me to reach out to you in the New Year?\n\nYeah. Okay. When would you like me to do that? Yep. Yep.\n\nOkay. I can do I can do that. Yeah. Nice and busy. Absolutely.\n\nYeah. Absolutely. I'll set that task to give you a call. Absolutely. Speaking of retirement, when do you think you would like to retire?\n\nYep. Mhmm. Okay. Alright. Too easy.\n\nSo you need... Would you continue to work to pay debt down, like the mortgage? Retirement. Yep. Do you know what what what type of...\n\nLike, the value of the house you're looking at buying roughly or your portion of it? Mhmm. Yep. Okay. Yeah.\n\nYeah. No. That's okay. It's just a goal at this stage, and it's kind of a... It's it's something to look at and continue fine tuning over time.\n\nSo just just something that I have here. So when I do phone you in January end of January, we can touch base on it again, and I've got the notes here to make sure that I remember this conversation. And while I've got you, Adrian, I just wanted to let you know that at the moment, you've got no beneficiary nomination on your superannuation fund. So that means, no. You don't.\n\nSo, yeah, I I can't see that it's been applied anywhere. I can get that out to you very quickly. Do you have access to a printer, or would you prefer it be posted? Okay. I will email that to you to make sure that you can print it and sign it, and you can scan it back or take pictures, whatever is the best for you.\n\nDid you... Is it Catherine that you want as your beneficiary? Alright. Yep. So each child, are they over 18?\n\nOkay. So that's absolutely fine. What I am gonna tell you, though, is that there are tax implications for children over the age of 18 that are not financially dependent. So they will be taxed at 15% plus an additional 2% for Medicare on any funds paid to them. So...\n\nYes. So, yeah, so Catherine herself won't get any tax because she's your... She's she's your spouse and she's your financial dependent under and tax laws. Well, superannuation and tax laws, whereas children are only dependent under the tax Yep. Yep.\n\nOkay. So there's there's two options there. There's a binding nomination and then what we call a non lapsing binding nomination. The only difference is is that one will expire in three years, and the one does one does not expire and is only updated when you complete a new form. What would be your preference in relation to that?\n\nYep. That's what most people choose. It does. It does. Okay.\n\nThat was probably all for me. So what my process from here is is I'm going to set a task to touch base with you in the new year. But before that, I'm going to reach out to you once I've had a chance to review those investments that we talked about to make sure to arrange any replacements if needed. Outside of that, did you... Are you happy with annual reviews, or did you want them more frequent?\n\nYep. Okay. Okay. Alright. I will leave that as is.\n\nI'm just... I've got some homework to do, and you'll hear from me within the next couple of weeks to make sure that we have another meeting to go over those changes of the investments. And, then you'll hear from me again in the new year to talk about the house. Alright. Fantastic.\n\nWell, do you have any other questions for me, Adrian? Adrianne? Okay. Alright. Well, if any pop into mind, please give me a call.\n\nAnd once you've had a chance to look over those documents, if you're happy to sign those documents, if you can sign them and return them, that would be fantastic. Beautiful. Alright. Well, I will speak to you soon, and you enjoy the rest of your day. Okay.\n\nWill that will that take too long? Okay. Oh, yeah. I think there are everywhere. I don't know where some people get their driver's license from, to be honest with you.\n\nYes. Okay. Yes. Yep. Keeps the day interesting.\n\nI was just gonna say make it... Become a YouTube sensation. Well, it was lovely speaking with you, Adrianne. I hope you have an... A lovely afternoon, and I will speak with you again soon.\n\nOkay. I'll talk to you soon. Bye. Bye.","paragraphs":[{"sentences":[{"text":"Hi, Adrian.","start":2.32,"end":3.1999998,"sentiment":"neutral","sentiment_score":0.1924775242805481},{"text":"This is Janet here finding from Oakview Financial.","start":3.1999998,"end":5.7,"sentiment":"neutral","sentiment_score":0.23633946664631367},{"text":"How are you today?","start":5.8399997,"end":6.8199997,"sentiment":"neutral","sentiment_score":0.26493052393198013},{"text":"That's fine.","start":16.135,"end":16.935,"sentiment":"neutral","sentiment_score":0.023417355492711067},{"text":"No worries at all.","start":16.935,"end":18.235,"sentiment":"neutral","sentiment_score":-0.029429253190755844}],"sentiment":"neutral","sentiment_score":0.16322552878409624,"num_words":20,"start":2.32,"end":18.235},{"sentences":[{"text":"Okay.","start":33.43,"end":33.93,"sentiment":"neutral","sentiment_score":0.004023987799882889},{"text":"Well, just before I go any further, I just need to let you know that our calls are recorded for quality and coaching purposes.","start":34.07,"end":39.93,"sentiment":"neutral","sentiment_score":0.0005095868060986204},{"text":"Is that okay?","start":39.989998,"end":40.695,"sentiment":"neutral","sentiment_score":0.03838042045632998},{"text":"Thank you.","start":44.055,"end":44.795,"sentiment":"positive","sentiment_score":0.518875926733017},{"text":"Adrian, can I please get you to confirm your full name, date of birth, and address, please?","start":45.095,"end":49.754997,"sentiment":"neutral","sentiment_score":0.0675821527838707}],"sentiment":"neutral","sentiment_score":0.04932008049589522,"num_words":47,"start":33.43,"end":49.754997},{"sentences":[{"text":"Okay.","start":59.11,"end":59.61,"sentiment":"neutral","sentiment_score":0.005816946737468243},{"text":"I have a different address here on file.","start":59.75,"end":62.25,"sentiment":"neutral","sentiment_score":-0.01356260315515101},{"text":"What would be a proof...","start":62.79,"end":64.09,"sentiment":"neutral","sentiment_score":-0.003972176834940911},{"text":"Yes.","start":66.79,"end":67.245,"sentiment":"neutral","sentiment_score":0.03548596799373627},{"text":"That's correct.","start":67.485,"end":68.385,"sentiment":"neutral","sentiment_score":0.06477508693933487}],"sentiment":"neutral","sentiment_score":0.0024994928937624485,"num_words":17,"start":59.11,"end":68.385},{"sentences":[{"text":"Okay.","start":68.445,"end":68.765,"sentiment":"neutral","sentiment_score":0.035808417946100235},{"text":"So while I've got you on the phone, let's update your address.","start":68.765,"end":72.305,"sentiment":"neutral","sentiment_score":0.02891275178020199},{"text":"Okay.","start":75.245,"end":75.745,"sentiment":"neutral","sentiment_score":0.022520974278450012},{"text":"What is your new address?","start":75.965004,"end":77.425,"sentiment":"neutral","sentiment_score":0.020328153669834138},{"text":"Yes?","start":80.525,"end":81.025,"sentiment":"neutral","sentiment_score":0.0064588324166834354}],"sentiment":"neutral","sentiment_score":0.025669100717641412,"num_words":20,"start":68.445,"end":81.025},{"sentences":[{"text":"Neptune Street.","start":83.23,"end":84.03,"sentiment":"neutral","sentiment_score":0.005172209115698934},{"text":"Yes.","start":84.03,"end":84.53,"sentiment":"neutral","sentiment_score":0.012876592576503754},{"text":"In Maryborough?","start":87.229996,"end":87.89,"sentiment":"neutral","sentiment_score":0.004071323433890939},{"text":"Yep.","start":88.75,"end":89.25,"sentiment":"neutral","sentiment_score":0.02779521606862545},{"text":"Okay.","start":90.67,"end":91.17,"sentiment":"neutral","sentiment_score":0.03640175983309746}],"sentiment":"neutral","sentiment_score":0.01365151908248663,"num_words":7,"start":83.23,"end":91.17},{"sentences":[{"text":"Won't be a sec.","start":92.35,"end":93.07,"sentiment":"neutral","sentiment_score":-0.021510368678718805},{"text":"I'm just gonna update that while I've got you on the phone.","start":93.07,"end":95.565,"sentiment":"neutral","sentiment_score":0.03176512351880471},{"text":"So 236 Neptune Street.","start":105.245,"end":107.585,"sentiment":"neutral","sentiment_score":0.013559760991483927},{"text":"Fantastic.","start":110.41,"end":110.91,"sentiment":"positive","sentiment_score":0.4538203477859497},{"text":"Okay.","start":111.93,"end":112.43,"sentiment":"neutral","sentiment_score":0.24239329993724823}],"sentiment":"neutral","sentiment_score":0.047526940872723404,"num_words":22,"start":92.35,"end":112.43},{"sentences":[{"text":"Alright.","start":116.89,"end":117.39,"sentiment":"neutral","sentiment_score":0.26994049549102783},{"text":"All updated.","start":117.85,"end":118.59,"sentiment":"neutral","sentiment_score":0.2898128777742386},{"text":"That's nice.","start":119.77,"end":120.59,"sentiment":"positive","sentiment_score":0.47341787815093994},{"text":"Okay.","start":121.61,"end":122.11,"sentiment":"neutral","sentiment_score":0.06101411581039429},{"text":"Adrian, the purpose of my call today is to phone and book in...","start":122.41,"end":128.405,"sentiment":"neutral","sentiment_score":0.02889314924295132}],"sentiment":"neutral","sentiment_score":0.11752774017421823,"num_words":19,"start":116.89,"end":128.405},{"sentences":[{"text":"Oh, sorry.","start":128.785,"end":129.345,"sentiment":"neutral","sentiment_score":-0.018159002996981144},{"text":"Complete your annual review that we have booked in.","start":129.345,"end":131.58499,"sentiment":"neutral","sentiment_score":0.015230706168545617},{"text":"Do you still have time for that now?","start":131.58499,"end":133.605,"sentiment":"neutral","sentiment_score":-0.00978757394477725},{"text":"Okay.","start":143.36,"end":143.84001,"sentiment":"neutral","sentiment_score":0.05148644372820854},{"text":"Well, if at any time that we need to stop or there's any safety concerns, please let me know, and we can reschedule.","start":143.84001,"end":149.86,"sentiment":"neutral","sentiment_score":-0.030015171141080235}],"sentiment":"neutral","sentiment_score":-0.014334993826788526,"num_words":43,"start":128.785,"end":149.86},{"sentences":[{"text":"That's absolutely fine.","start":150.0,"end":151.38,"sentiment":"neutral","sentiment_score":0.2049794445435206},{"text":"Alright.","start":154.16501,"end":154.66501,"sentiment":"neutral","sentiment_score":-0.05457665771245957},{"text":"I was having a chat with my colleague Whitlam earlier, and he said that you have a number of questions that you want to run by us.","start":154.725,"end":162.16501,"sentiment":"neutral","sentiment_score":0.035051602111370476},{"text":"Did you wanna start with those to begin with?","start":162.16501,"end":171.04,"sentiment":"neutral","sentiment_score":0.023781673051416874},{"text":"That's okay.","start":171.04,"end":171.93999,"sentiment":"neutral","sentiment_score":0.19186537712812424}],"sentiment":"neutral","sentiment_score":0.0501076367772406,"num_words":42,"start":150.0,"end":171.93999},{"sentences":[{"text":"I'm sure they'll come back to you as we as we move through our conversation.","start":172.15999,"end":176.26,"sentiment":"neutral","sentiment_score":0.18444820890824},{"text":"Yes.","start":197.26001,"end":197.76001,"sentiment":"neutral","sentiment_score":0.024523843079805378},{"text":"Okay.","start":218.33,"end":218.81,"sentiment":"neutral","sentiment_score":0.05682648718357086},{"text":"Alright.","start":218.81,"end":219.31,"sentiment":"neutral","sentiment_score":0.09428678452968596},{"text":"Let's work through the information we have on file just to make sure it's up to date, and then we can touch on those in a little bit more detail.","start":219.45001,"end":227.725,"sentiment":"neutral","sentiment_score":0.06953673996031284}],"sentiment":"neutral","sentiment_score":0.10475963431720932,"num_words":48,"start":172.15999,"end":227.725},{"sentences":[{"text":"I have you...","start":228.425,"end":229.30501,"sentiment":"neutral","sentiment_score":0.006924377443889777},{"text":"Your marital status as married.","start":229.30501,"end":231.24501,"sentiment":"neutral","sentiment_score":-0.0014967449009418488},{"text":"Is that correct?","start":231.30501,"end":233.085,"sentiment":"neutral","sentiment_score":0.023472321530183155},{"text":"Yep.","start":234.505,"end":235.005,"sentiment":"neutral","sentiment_score":0.09764283895492554},{"text":"Alright.","start":235.30501,"end":235.785,"sentiment":"neutral","sentiment_score":0.27898502349853516}],"sentiment":"neutral","sentiment_score":0.0354103257593054,"num_words":13,"start":228.425,"end":235.785},{"sentences":[{"text":"Fantastic.","start":235.785,"end":236.285,"sentiment":"positive","sentiment_score":0.5168074369430542},{"text":"And your email address is Rager73Aussie@Hotmail.com?","start":237.145,"end":241.76,"sentiment":"neutral","sentiment_score":0.19174576302369437},{"text":"Yeah.","start":243.58,"end":243.9,"sentiment":"neutral","sentiment_score":0.05774613469839096},{"text":"And your wife's name is Catherine Jarvis?","start":243.9,"end":247.04,"sentiment":"neutral","sentiment_score":0.043612293366874964},{"text":"And do you have any dependents?","start":249.42,"end":251.36,"sentiment":"neutral","sentiment_score":0.023534847733875115}],"sentiment":"neutral","sentiment_score":0.10340587094071366,"num_words":21,"start":235.785,"end":251.36},{"sentences":[{"text":"No.","start":253.81999,"end":254.055,"sentiment":"neutral","sentiment_score":-0.010628136806190014},{"text":"Okay.","start":254.53499,"end":255.03499,"sentiment":"neutral","sentiment_score":0.025277892127633095},{"text":"I have you here as a bus driver, so I am going to assume that's still correct because you said you're gonna jump in the bus shortly.","start":255.73499,"end":262.395,"sentiment":"neutral","sentiment_score":0.029980026392473116},{"text":"Okay.","start":265.655,"end":266.055,"sentiment":"neutral","sentiment_score":0.04031860455870629},{"text":"And are you still employed with Wide Bay Transit?","start":266.055,"end":268.89,"sentiment":"neutral","sentiment_score":0.039908568685253464}],"sentiment":"neutral","sentiment_score":0.03137451770882576,"num_words":39,"start":253.81999,"end":268.89},{"sentences":[{"text":"And how long have you been there for?","start":271.27002,"end":273.21002,"sentiment":"neutral","sentiment_score":0.010826352750882506},{"text":"Oh, wow.","start":276.07,"end":276.89,"sentiment":"neutral","sentiment_score":0.19996289163827896},{"text":"Very good.","start":277.27002,"end":278.09,"sentiment":"positive","sentiment_score":0.3971433490514755},{"text":"And are you still casual, or is it full time?","start":278.31,"end":281.45,"sentiment":"neutral","sentiment_score":0.0628235375508666},{"text":"Casual?","start":282.23,"end":282.73,"sentiment":"neutral","sentiment_score":0.035305969417095184}],"sentiment":"neutral","sentiment_score":0.08453759340488393,"num_words":23,"start":271.27002,"end":282.73},{"sentences":[{"text":"Casual?","start":283.215,"end":283.615,"sentiment":"neutral","sentiment_score":0.03556244447827339},{"text":"Yeah.","start":283.615,"end":283.935,"sentiment":"neutral","sentiment_score":0.032381996512413025},{"text":"How many hours per week do you do on average?","start":283.935,"end":286.75497,"sentiment":"neutral","sentiment_score":0.020237848162651062},{"text":"Per week or fortnight?","start":290.81497,"end":292.03497,"sentiment":"neutral","sentiment_score":0.014267181511968374},{"text":"Okay.","start":293.85498,"end":294.25497,"sentiment":"neutral","sentiment_score":0.06942543387413025}],"sentiment":"neutral","sentiment_score":0.02334218132583534,"num_words":17,"start":283.215,"end":294.25497},{"sentences":[{"text":"76 per fortnight.","start":294.25497,"end":296.13,"sentiment":"neutral","sentiment_score":0.11139453202486038},{"text":"Beautiful.","start":296.19,"end":296.69,"sentiment":"positive","sentiment_score":0.7123279571533203},{"text":"Okay.","start":297.47,"end":297.97,"sentiment":"neutral","sentiment_score":0.30691957473754883},{"text":"And what would you say that your gross income is?","start":298.27,"end":302.05,"sentiment":"neutral","sentiment_score":0.13577372059226037},{"text":"90.","start":308.59,"end":309.015,"sentiment":"neutral","sentiment_score":0.022415166720747948}],"sentiment":"neutral","sentiment_score":0.17084896878805012,"num_words":16,"start":294.25497,"end":309.015},{"sentences":[{"text":"Okay.","start":311.575,"end":312.075,"sentiment":"neutral","sentiment_score":-0.013841019943356514},{"text":"Would that include...","start":312.855,"end":313.755,"sentiment":"neutral","sentiment_score":-0.0017342542608579},{"text":"That's okay.","start":315.17502,"end":315.89502,"sentiment":"neutral","sentiment_score":0.048131199553608894},{"text":"Would that include super or exclude super?","start":315.89502,"end":319.035,"sentiment":"neutral","sentiment_score":0.010561792712126459},{"text":"Okay.","start":323.65503,"end":324.03,"sentiment":"neutral","sentiment_score":0.03486918658018112}],"sentiment":"neutral","sentiment_score":0.013287167996168137,"num_words":14,"start":311.575,"end":324.03},{"sentences":[{"text":"Okay.","start":325.38998,"end":325.88998,"sentiment":"neutral","sentiment_score":0.033017463982105255},{"text":"And we had your expenditure noted as about $400 a week in living expenses.","start":326.59,"end":332.61,"sentiment":"neutral","sentiment_score":0.041450493303792815},{"text":"Would that be correct still?","start":332.66998,"end":334.37,"sentiment":"neutral","sentiment_score":0.04067730903625488},{"text":"Yes.","start":340.92502,"end":341.325,"sentiment":"neutral","sentiment_score":0.03779633343219757},{"text":"So it's hitting everyone's pocket, isn't it?","start":341.325,"end":344.225,"sentiment":"neutral","sentiment_score":-0.018076304346323013}],"sentiment":"neutral","sentiment_score":0.025999039943729128,"num_words":28,"start":325.38998,"end":344.225},{"sentences":[{"text":"Yeah.","start":352.605,"end":353.105,"sentiment":"neutral","sentiment_score":-0.0343928337097168},{"text":"The cost of living still tends to rise.","start":353.325,"end":355.505,"sentiment":"neutral","sentiment_score":-0.09911291114985943},{"text":"Yeah.","start":360.28,"end":360.78,"sentiment":"neutral","sentiment_score":-0.0649643987417221},{"text":"Yes.","start":365.47998,"end":365.87997,"sentiment":"neutral","sentiment_score":-0.03073291853070259},{"text":"Yeah.","start":365.87997,"end":366.19998,"sentiment":"neutral","sentiment_score":-0.06703811883926392}],"sentiment":"neutral","sentiment_score":-0.08250262991835673,"num_words":12,"start":352.605,"end":366.19998},{"sentences":[{"text":"Unfortunately.","start":366.19998,"end":366.69998,"sentiment":"neutral","sentiment_score":-0.08903208374977112},{"text":"Okay.","start":376.355,"end":376.855,"sentiment":"neutral","sentiment_score":-0.03458989039063454},{"text":"Alright.","start":377.715,"end":378.215,"sentiment":"neutral","sentiment_score":-0.05039314925670624},{"text":"Okay.","start":381.315,"end":381.78,"sentiment":"neutral","sentiment_score":0.015973329544067383},{"text":"Okay.","start":382.1,"end":382.6,"sentiment":"neutral","sentiment_score":0.03082715906202793}],"sentiment":"neutral","sentiment_score":-0.025442926958203316,"num_words":5,"start":366.19998,"end":382.6},{"sentences":[{"text":"I'll bump that up to $4.50.","start":382.82,"end":384.68,"sentiment":"neutral","sentiment_score":0.07960559676090877},{"text":"Are you...","start":385.86,"end":386.6,"sentiment":"neutral","sentiment_score":0.013396462425589561},{"text":"Do you have any regular savings per week that you put aside?","start":386.9,"end":389.96,"sentiment":"neutral","sentiment_score":0.0054784310050308704},{"text":"Yeah.","start":397.985,"end":398.485,"sentiment":"neutral","sentiment_score":-0.09760382026433943},{"text":"Yeah.","start":410.15,"end":410.65,"sentiment":"neutral","sentiment_score":-0.05821096897125244}],"sentiment":"neutral","sentiment_score":0.018834222192791374,"num_words":22,"start":382.82,"end":410.65},{"sentences":[{"text":"Yep.","start":411.03,"end":411.35,"sentiment":"neutral","sentiment_score":-0.09347059577703476},{"text":"Okay.","start":411.35,"end":411.59,"sentiment":"neutral","sentiment_score":-0.12125098705291748},{"text":"That's...","start":411.59,"end":412.09,"sentiment":"neutral","sentiment_score":-0.16558310389518738},{"text":"I can understand that.","start":417.03,"end":418.63,"sentiment":"neutral","sentiment_score":-0.17752380296587944},{"text":"I can understand that.","start":418.63,"end":420.09,"sentiment":"neutral","sentiment_score":-0.1225687526166439}],"sentiment":"neutral","sentiment_score":-0.14369771900502118,"num_words":11,"start":411.03,"end":420.09},{"sentences":[{"text":"Okay.","start":423.27002,"end":423.765,"sentiment":"neutral","sentiment_score":-0.0237265657633543},{"text":"I can.","start":430.40503,"end":431.125,"sentiment":"neutral","sentiment_score":0.030595027841627598},{"text":"Yes.","start":431.125,"end":431.625,"sentiment":"neutral","sentiment_score":0.08061090856790543},{"text":"I have a...","start":436.165,"end":437.285,"sentiment":"neutral","sentiment_score":0.04330126692851385},{"text":"Just moving on to assets and liabilities.","start":437.285,"end":439.31,"sentiment":"neutral","sentiment_score":0.00736868181931121}],"sentiment":"neutral","sentiment_score":0.021397069429180453,"num_words":14,"start":423.27002,"end":439.31},{"sentences":[{"text":"I have a car here valued at 20,000 with a $16,000 debt.","start":439.31,"end":443.55,"sentiment":"neutral","sentiment_score":0.007449777098372579},{"text":"Would that be accurate?","start":443.55,"end":444.61,"sentiment":"neutral","sentiment_score":0.002293155062943697},{"text":"Okay.","start":450.83,"end":451.33,"sentiment":"neutral","sentiment_score":-0.0031642457470297813},{"text":"And I had a credit card noted here with a outstanding balance of 3,000.","start":451.655,"end":456.45502,"sentiment":"neutral","sentiment_score":-0.012443847821227141},{"text":"Is that correct?","start":456.45502,"end":457.355,"sentiment":"neutral","sentiment_score":0.0007432528461019192}],"sentiment":"neutral","sentiment_score":-0.0022523062139311258,"num_words":34,"start":439.31,"end":457.355},{"sentences":[{"text":"Okay.","start":463.655,"end":464.01,"sentiment":"neutral","sentiment_score":0.027987321838736538},{"text":"Do you know what the limit is?","start":468.41,"end":470.19,"sentiment":"neutral","sentiment_score":-0.03503435876752649},{"text":"Do you know what the limit is on it?","start":471.13,"end":472.99002,"sentiment":"neutral","sentiment_score":-0.032709109493427806},{"text":"Yes.","start":480.985,"end":481.485,"sentiment":"neutral","sentiment_score":-0.047817837446928024},{"text":"Okay.","start":484.985,"end":485.485,"sentiment":"neutral","sentiment_score":-0.009268964640796185}],"sentiment":"neutral","sentiment_score":-0.029932735634869652,"num_words":19,"start":463.655,"end":485.485},{"sentences":[{"text":"Okay.","start":490.025,"end":490.525,"sentiment":"neutral","sentiment_score":0.016069773584604263},{"text":"Any other assets or liabilities that you can think of?","start":492.92,"end":496.30002,"sentiment":"neutral","sentiment_score":0.0007266969420015812},{"text":"No?","start":498.84,"end":499.34,"sentiment":"neutral","sentiment_score":-0.03663156181573868},{"text":"Okay.","start":501.72,"end":502.22,"sentiment":"neutral","sentiment_score":-0.02037450298666954},{"text":"I have you here as a nonsmoker.","start":503.0,"end":504.62,"sentiment":"neutral","sentiment_score":-0.042145173464502604}],"sentiment":"neutral","sentiment_score":-0.01643427680246532,"num_words":20,"start":490.025,"end":504.62},{"sentences":[{"text":"Is that still correct?","start":504.76,"end":507.99503,"sentiment":"neutral","sentiment_score":-0.04315110109746456},{"text":"And you...","start":508.935,"end":510.05502,"sentiment":"neutral","sentiment_score":-0.03425455279648304},{"text":"Do you still take medication for high blood pressure?","start":510.05502,"end":512.555,"sentiment":"neutral","sentiment_score":-0.06390283215377066},{"text":"Yeah.","start":514.615,"end":515.015,"sentiment":"neutral","sentiment_score":-0.016725409775972366},{"text":"Any other illness?","start":515.015,"end":516.155,"sentiment":"neutral","sentiment_score":-0.03378264171381792}],"sentiment":"neutral","sentiment_score":-0.04917433338337823,"num_words":19,"start":504.76,"end":516.155},{"sentences":[{"text":"Oh, that's good.","start":516.85504,"end":517.575,"sentiment":"neutral","sentiment_score":0.1785502235094706},{"text":"That's very good.","start":517.575,"end":518.635,"sentiment":"neutral","sentiment_score":0.28345370292663574},{"text":"And do you have a will or power of attorney in place?","start":520.02997,"end":523.17,"sentiment":"neutral","sentiment_score":0.02525715809315443},{"text":"Okay.","start":525.38995,"end":525.88995,"sentiment":"neutral","sentiment_score":0.09123393148183824},{"text":"Fantastic.","start":526.19,"end":526.69,"sentiment":"neutral","sentiment_score":0.29348599910736084}],"sentiment":"neutral","sentiment_score":0.10369088035076857,"num_words":20,"start":516.85504,"end":526.69},{"sentences":[{"text":"The...","start":528.11,"end":528.61,"sentiment":"neutral","sentiment_score":0.07314431667327881},{"text":"Moving over to your goals that we have on file from previously, you...","start":529.06995,"end":536.315,"sentiment":"neutral","sentiment_score":0.05844677153688211},{"text":"They were...","start":536.315,"end":537.055,"sentiment":"neutral","sentiment_score":0.0004802183248102665},{"text":"One of them was to buy a house with your daughter.","start":537.83496,"end":540.415,"sentiment":"neutral","sentiment_score":0.021579385904425926},{"text":"Is that still on the the plans?","start":541.27496,"end":544.555,"sentiment":"neutral","sentiment_score":0.01253454280751092}],"sentiment":"neutral","sentiment_score":0.03408905376187142,"num_words":34,"start":528.11,"end":544.555},{"sentences":[{"text":"Is that what you're talking about when you refer to purchasing property?","start":544.555,"end":548.92004,"sentiment":"neutral","sentiment_score":-0.003152447286993265},{"text":"Okay.","start":549.82,"end":550.32,"sentiment":"neutral","sentiment_score":-0.0018913019448518753},{"text":"Are you...","start":550.62006,"end":551.10004,"sentiment":"neutral","sentiment_score":-0.01731659285724163},{"text":"Is there a...","start":551.10004,"end":551.34,"sentiment":"neutral","sentiment_score":-0.0339477863162756},{"text":"I know you said maybe in the New Year.","start":551.34,"end":554.06006,"sentiment":"neutral","sentiment_score":-0.039627317960063614}],"sentiment":"neutral","sentiment_score":-0.019734928729357542,"num_words":27,"start":544.555,"end":554.06006},{"sentences":[{"text":"Is there an amount of money you need to have as a deposit?","start":554.06006,"end":558.72003,"sentiment":"neutral","sentiment_score":-0.04617099177378874},{"text":"Is there any kind of investigation being done into it, what you need to do?","start":559.02,"end":564.195,"sentiment":"neutral","sentiment_score":-0.08869274804989496},{"text":"Yep.","start":566.495,"end":566.995,"sentiment":"neutral","sentiment_score":-0.2426581829786301},{"text":"Yep.","start":571.535,"end":572.035,"sentiment":"neutral","sentiment_score":0.11333777010440826},{"text":"Yep.","start":574.735,"end":575.04,"sentiment":"neutral","sentiment_score":0.1627914160490036}],"sentiment":"neutral","sentiment_score":-0.061198164859125694,"num_words":31,"start":554.06006,"end":575.04},{"sentences":[{"text":"Yeah.","start":585.19995,"end":585.69995,"sentiment":"neutral","sentiment_score":0.27242806553840637},{"text":"Okay.","start":588.32,"end":588.765,"sentiment":"neutral","sentiment_score":0.0604063868522644},{"text":"Do you do you...","start":589.965,"end":592.60504,"sentiment":"neutral","sentiment_score":0.01998894801363349},{"text":"So do you have more than one one child?","start":592.60504,"end":595.025,"sentiment":"neutral","sentiment_score":0.010356031772163179},{"text":"Wow.","start":599.325,"end":599.805,"sentiment":"positive","sentiment_score":0.43722566962242126}],"sentiment":"neutral","sentiment_score":0.05895126250106841,"num_words":16,"start":585.19995,"end":599.805},{"sentences":[{"text":"Very nice.","start":599.805,"end":600.445,"sentiment":"positive","sentiment_score":0.6065528392791748},{"text":"He must be...","start":600.445,"end":601.325,"sentiment":"neutral","sentiment_score":0.17903080582618713},{"text":"Must have been busy with the children activities.","start":601.325,"end":604.78,"sentiment":"neutral","sentiment_score":-0.10191953741014004},{"text":"Oh, wow.","start":610.92004,"end":611.56,"sentiment":"neutral","sentiment_score":-0.021089839283376932},{"text":"That would have been a handful of...","start":611.56,"end":614.2,"sentiment":"neutral","sentiment_score":-0.05231105004038129}],"sentiment":"neutral","sentiment_score":0.02393112581392581,"num_words":22,"start":599.805,"end":614.2},{"sentences":[{"text":"House full of women.","start":614.2,"end":615.34,"sentiment":"neutral","sentiment_score":-0.11198373045772314},{"text":"I understand.","start":624.98505,"end":625.805,"sentiment":"neutral","sentiment_score":-0.10323433950543404},{"text":"I do know what you mean.","start":626.34503,"end":627.805,"sentiment":"neutral","sentiment_score":-0.0401949118822813},{"text":"My dad...","start":628.265,"end":629.005,"sentiment":"neutral","sentiment_score":-0.04765600524842739},{"text":"We're we've got all girls on my side, so I completely understand.","start":629.22504,"end":632.81,"sentiment":"neutral","sentiment_score":-0.09048394113779068}],"sentiment":"neutral","sentiment_score":-0.07987278370329967,"num_words":26,"start":614.2,"end":632.81},{"sentences":[{"text":"Yeah.","start":640.06995,"end":640.56995,"sentiment":"neutral","sentiment_score":-0.021445132791996},{"text":"Yeah.","start":645.595,"end":646.095,"sentiment":"neutral","sentiment_score":-0.011173744685947897},{"text":"Exactly.","start":657.31,"end":657.81,"sentiment":"neutral","sentiment_score":-0.004875948186963797},{"text":"Exactly.","start":658.03,"end":658.53,"sentiment":"neutral","sentiment_score":0.0186463613063097},{"text":"Okay.","start":660.51,"end":660.91003,"sentiment":"neutral","sentiment_score":0.030035678297281265}],"sentiment":"neutral","sentiment_score":0.002237442787736654,"num_words":5,"start":640.06995,"end":660.91003},{"sentences":[{"text":"So is it you and your wife looking at buying the house with your daughter?","start":660.91003,"end":664.77,"sentiment":"neutral","sentiment_score":0.03671054641405742},{"text":"Okay.","start":666.59,"end":667.09,"sentiment":"neutral","sentiment_score":0.017848681658506393},{"text":"Alright.","start":668.75,"end":669.25,"sentiment":"neutral","sentiment_score":0.01975846104323864},{"text":"So probably a couple of...","start":669.615,"end":674.175,"sentiment":"neutral","sentiment_score":-0.002314562536776066},{"text":"There's not much there that I can probably advise on.","start":674.175,"end":677.375,"sentiment":"neutral","sentiment_score":-0.10554707124829292}],"sentiment":"neutral","sentiment_score":-0.014961818320443854,"num_words":32,"start":660.91003,"end":677.375},{"sentences":[{"text":"There are some logistical things that you and your wife would need to look into and consider.","start":677.375,"end":681.955,"sentiment":"neutral","sentiment_score":-0.07251613126958117},{"text":"Just given the fact that you have five children, it would be things like estate planning and ensuring that anything that you do purchase is...","start":682.015,"end":697.445,"sentiment":"neutral","sentiment_score":-0.009021692648530007},{"text":"Yeah.","start":701.025,"end":701.525,"sentiment":"neutral","sentiment_score":-0.021139193326234818},{"text":"Yes.","start":703.585,"end":704.065,"sentiment":"neutral","sentiment_score":0.01771840825676918},{"text":"Yep.","start":704.065,"end":704.565,"sentiment":"neutral","sentiment_score":0.007812989875674248}],"sentiment":"neutral","sentiment_score":-0.03230942984422048,"num_words":45,"start":677.375,"end":704.565},{"sentences":[{"text":"So...","start":704.625,"end":705.125,"sentiment":"neutral","sentiment_score":-0.0018116235733032229},{"text":"Yeah.","start":706.065,"end":706.465,"sentiment":"neutral","sentiment_score":-0.029897620901465416},{"text":"So if you do...","start":706.465,"end":707.605,"sentiment":"neutral","sentiment_score":-0.078282305970788},{"text":"Yes.","start":707.745,"end":708.245,"sentiment":"neutral","sentiment_score":-0.04816610366106033},{"text":"Because it can cause...","start":708.945,"end":710.565,"sentiment":"neutral","sentiment_score":-0.09286098554730415}],"sentiment":"neutral","sentiment_score":-0.06949531947347251,"num_words":11,"start":704.625,"end":710.565},{"sentences":[{"text":"I've seen a...","start":711.425,"end":713.05,"sentiment":"neutral","sentiment_score":-0.04834982752799988},{"text":"It can it can cause...","start":713.05,"end":714.91,"sentiment":"neutral","sentiment_score":-0.03810033313930035},{"text":"It can...","start":715.21,"end":715.87,"sentiment":"neutral","sentiment_score":-0.14193502068519592},{"text":"Yeah.","start":723.53,"end":723.93,"sentiment":"neutral","sentiment_score":-0.15219278633594513},{"text":"Yes.","start":723.93,"end":724.245,"sentiment":"neutral","sentiment_score":-0.14034801721572876}],"sentiment":"neutral","sentiment_score":-0.07599683276688059,"num_words":12,"start":711.425,"end":724.245},{"sentences":[{"text":"No.","start":724.725,"end":725.225,"sentiment":"negative","sentiment_score":-0.5404478311538696},{"text":"Correct.","start":734.805,"end":735.305,"sentiment":"neutral","sentiment_score":-0.03040163405239582},{"text":"Yeah.","start":735.925,"end":736.425,"sentiment":"neutral","sentiment_score":0.10595062375068665},{"text":"So if you do end up going down that path, we can obviously provide some referrals for you if you like to solicit us and also brokers to help with the funding of any potential property purchase.","start":736.74,"end":749.96,"sentiment":"neutral","sentiment_score":0.2372124199126218},{"text":"But it would be prudent to make sure that any estate planning is in place.","start":750.745,"end":758.045,"sentiment":"neutral","sentiment_score":0.09339711368083954}],"sentiment":"neutral","sentiment_score":0.17659849819134582,"num_words":55,"start":724.725,"end":758.045},{"sentences":[{"text":"Yeah.","start":778.56,"end":778.72003,"sentiment":"neutral","sentiment_score":0.12085801362991332},{"text":"Yeah.","start":778.72003,"end":779.22003,"sentiment":"neutral","sentiment_score":0.13014119863510132},{"text":"Exactly.","start":779.28,"end":779.78,"sentiment":"neutral","sentiment_score":0.15665356814861298},{"text":"And there and there are a few different professionals that would help guide through that process to make sure that it's all set up correctly and in the way that you want.","start":779.92,"end":789.65497,"sentiment":"neutral","sentiment_score":0.22178687760606408},{"text":"So when that time does come, we can definitely point you in the direction of the professionals that you do need to speak to to make sure that is the case.","start":789.65497,"end":797.21,"sentiment":"neutral","sentiment_score":0.2566894783127692}],"sentiment":"neutral","sentiment_score":0.23427585896217462,"num_words":66,"start":778.56,"end":797.21},{"sentences":[{"text":"And the other goal was to be financially stable, holidays, pay off your car, which you have done fantastic, And start looking at getting a caravan.","start":799.99,"end":809.295,"sentiment":"neutral","sentiment_score":0.30385688749643475},{"text":"Are they still relevant?","start":810.635,"end":813.455,"sentiment":"neutral","sentiment_score":0.09233277849853039},{"text":"You wanted to be have holidays, pay off your car, and start looking at getting a caravan.","start":816.955,"end":824.39,"sentiment":"neutral","sentiment_score":0.1147822330103201},{"text":"So you've paid off your car.","start":824.39,"end":826.17004,"sentiment":"neutral","sentiment_score":0.06284934965272744},{"text":"How are you going with with the rest of it?","start":826.31,"end":828.31,"sentiment":"neutral","sentiment_score":0.1167114369571209}],"sentiment":"neutral","sentiment_score":0.18674791456451492,"num_words":63,"start":799.99,"end":828.31},{"sentences":[{"text":"Is...","start":828.31,"end":828.47003,"sentiment":"neutral","sentiment_score":0.02372799813747406},{"text":"Are they still priorities?","start":828.47003,"end":829.53,"sentiment":"neutral","sentiment_score":0.014134819619357586},{"text":"Yep.","start":841.52496,"end":842.02496,"sentiment":"neutral","sentiment_score":0.10152366757392885},{"text":"Okay.","start":849.06,"end":849.56,"sentiment":"neutral","sentiment_score":0.2012849897146225},{"text":"Yeah.","start":860.865,"end":861.365,"sentiment":"neutral","sentiment_score":0.07663536816835403}],"sentiment":"neutral","sentiment_score":0.05746391275897622,"num_words":8,"start":828.31,"end":861.365},{"sentences":[{"text":"Yep.","start":861.425,"end":861.925,"sentiment":"neutral","sentiment_score":0.1018909513950348},{"text":"Okay.","start":862.38495,"end":862.88495,"sentiment":"neutral","sentiment_score":0.08827973157167435},{"text":"Yeah.","start":866.46497,"end":866.96497,"sentiment":"neutral","sentiment_score":0.11138033866882324},{"text":"That's right.","start":868.065,"end":868.92,"sentiment":"neutral","sentiment_score":0.16537746787071228},{"text":"Yeah.","start":878.6,"end":879.1,"sentiment":"positive","sentiment_score":0.4633105397224426}],"sentiment":"neutral","sentiment_score":0.1826027495165666,"num_words":6,"start":861.425,"end":879.1},{"sentences":[{"text":"I mean, as long as you've got your head down and working hard, I think that's all that any of us really wanna achieve at the end of the day.","start":879.16,"end":894.665,"sentiment":"positive","sentiment_score":0.5543868581453959},{"text":"Yep.","start":894.665,"end":895.165,"sentiment":"neutral","sentiment_score":-0.10962443053722382},{"text":"Yeah.","start":896.425,"end":896.91,"sentiment":"neutral","sentiment_score":-0.1530313491821289},{"text":"No.","start":901.70996,"end":902.20996,"sentiment":"neutral","sentiment_score":-0.27744632959365845},{"text":"You are not old at all.","start":902.26996,"end":903.88995,"sentiment":"negative","sentiment_score":-0.3378248264392217}],"sentiment":"positive","sentiment_score":0.36062960708752656,"num_words":39,"start":879.16,"end":903.88995},{"sentences":[{"text":"Not at all.","start":904.35,"end":905.25,"sentiment":"neutral","sentiment_score":-0.26137449343999225},{"text":"Oh, like Okay.","start":906.35,"end":921.65497,"sentiment":"neutral","sentiment_score":0.028805060933033626},{"text":"Okay.","start":934.54,"end":935.04,"sentiment":"neutral","sentiment_score":0.07333363592624664},{"text":"Okay.","start":937.18,"end":937.575,"sentiment":"neutral","sentiment_score":0.06828251481056213},{"text":"Okay.","start":939.09503,"end":939.59503,"sentiment":"neutral","sentiment_score":0.01822185143828392}],"sentiment":"neutral","sentiment_score":-0.05976336614953147,"num_words":9,"start":904.35,"end":939.59503},{"sentences":[{"text":"Okay.","start":941.255,"end":941.755,"sentiment":"neutral","sentiment_score":0.01942966878414154},{"text":"Okay.","start":945.97504,"end":946.47504,"sentiment":"neutral","sentiment_score":0.057796020060777664},{"text":"Alright.","start":946.695,"end":947.09503,"sentiment":"neutral","sentiment_score":0.074372798204422},{"text":"Well, I understand that.","start":947.09503,"end":948.775,"sentiment":"neutral","sentiment_score":0.07205103058367968},{"text":"I understand that.","start":948.775,"end":949.91504,"sentiment":"neutral","sentiment_score":0.06410735597213109}],"sentiment":"neutral","sentiment_score":0.06321246773004532,"num_words":10,"start":941.255,"end":949.91504},{"sentences":[{"text":"Adrianne, do you have access to your emails at the moment?","start":951.26,"end":954.16,"sentiment":"neutral","sentiment_score":0.005500022491270845},{"text":"Okay.","start":959.26,"end":959.76,"sentiment":"neutral","sentiment_score":0.005131964571774006},{"text":"I'm going to...","start":959.82,"end":960.95996,"sentiment":"neutral","sentiment_score":0.003485776406402389},{"text":"When you do later have access for them, you're gonna have a document there from myself and OdooSign.","start":961.26,"end":969.985,"sentiment":"neutral","sentiment_score":0.053580481145117015},{"text":"You'll need to just open it because this is gonna be your reference for the documents that we've talked through.","start":971.325,"end":977.745,"sentiment":"neutral","sentiment_score":0.07351698018610478}],"sentiment":"neutral","sentiment_score":0.047375052934512496,"num_words":53,"start":951.26,"end":977.745},{"sentences":[{"text":"Your...","start":979.84,"end":980.34,"sentiment":"neutral","sentiment_score":0.007884293794631958},{"text":"The first document is a summary of your super fund showing a balance of approximately 226,300, and your insurance policies with TAO being life and TPD insurance of 413,684, and your income protection being $5,870 per month.","start":980.88,"end":1003.23505,"sentiment":"neutral","sentiment_score":0.026562213092236907},{"text":"Do you do you feel that those levels of cover are still adequate for you?","start":1004.015,"end":1009.43,"sentiment":"neutral","sentiment_score":0.12381100803613662},{"text":"Yep.","start":1018.865,"end":1019.365,"sentiment":"neutral","sentiment_score":0.11783723533153534},{"text":"Yeah.","start":1034.225,"end":1034.52,"sentiment":"neutral","sentiment_score":-0.053312018513679504}],"sentiment":"neutral","sentiment_score":0.05295230028304187,"num_words":55,"start":979.84,"end":1034.52},{"sentences":[{"text":"Yeah.","start":1034.52,"end":1035.02,"sentiment":"neutral","sentiment_score":0.016458408907055855},{"text":"Yeah.","start":1037.0801,"end":1037.5801,"sentiment":"neutral","sentiment_score":0.0451270267367363},{"text":"And and how income protection works is you can only insure up to 70% of your taxable income, so you wouldn't be able to insure the full amount anyhow.","start":1037.72,"end":1047.18,"sentiment":"neutral","sentiment_score":-0.054063208401203156},{"text":"Yep.","start":1049.24,"end":1049.74,"sentiment":"neutral","sentiment_score":0.0269561018794775},{"text":"Okay.","start":1051.375,"end":1051.875,"sentiment":"neutral","sentiment_score":0.0370347835123539}],"sentiment":"neutral","sentiment_score":-0.04370474916967479,"num_words":33,"start":1034.52,"end":1051.875},{"sentences":[{"text":"The next document across is your performance report with hub twenty four.","start":1052.175,"end":1057.055,"sentiment":"neutral","sentiment_score":0.03419199834267298},{"text":"So there's two when you get a chance to go through them.","start":1057.055,"end":1059.295,"sentiment":"neutral","sentiment_score":0.03154944209381938},{"text":"There's a twelve month and six month period.","start":1059.295,"end":1061.395,"sentiment":"neutral","sentiment_score":-0.0061335990321822464},{"text":"The twelve month period was a lower return of 3.31%.","start":1062.095,"end":1068.73,"sentiment":"neutral","sentiment_score":-0.05448908321559429},{"text":"That was...","start":1069.2699,"end":1070.1699,"sentiment":"neutral","sentiment_score":-0.027467306703329086}],"sentiment":"neutral","sentiment_score":0.003181887441314757,"num_words":44,"start":1052.175,"end":1070.1699},{"sentences":[{"text":"That's been attributed to probably two funds underperforming, being the Benelong Australian Equities Fund and the Vanek Property Unit Fund.","start":1070.39,"end":1081.505,"sentiment":"neutral","sentiment_score":-0.07928422661498188},{"text":"What we're doing at the moment with our clients is we're actively reviewing those to look at alternative options.","start":1081.725,"end":1091.52,"sentiment":"neutral","sentiment_score":-0.05236630671118435},{"text":"We we don't swap and change willy nilly, let's call it.","start":1092.9401,"end":1098.0801,"sentiment":"neutral","sentiment_score":-0.14006763899868185},{"text":"There's usually a systemic ongoing situation before we start looking at alternative options.","start":1098.7001,"end":1108.6749,"sentiment":"neutral","sentiment_score":-0.13142213168052527},{"text":"Unfortunately, Bannalong and the Vernek property are one of those that we're looking at replacing.","start":1108.735,"end":1115.075,"sentiment":"neutral","sentiment_score":-0.16469306349754334}],"sentiment":"neutral","sentiment_score":-0.1064137442706105,"num_words":78,"start":1070.39,"end":1115.075},{"sentences":[{"text":"So with your permission, I'd like to look into alternatives to those, those, if that's okay.","start":1115.5349,"end":1124.54,"sentiment":"neutral","sentiment_score":-0.013693764572963119},{"text":"Yep.","start":1130.68,"end":1130.925,"sentiment":"neutral","sentiment_score":0.0050719380378723145},{"text":"Yeah.","start":1134.765,"end":1135.265,"sentiment":"neutral","sentiment_score":0.023897644132375717},{"text":"Yeah.","start":1136.2051,"end":1136.7051,"sentiment":"neutral","sentiment_score":-0.008073985576629639},{"text":"Well, we're always gonna have some volatility being a high growth investor, but this is the purpose of the...","start":1136.8451,"end":1143.165,"sentiment":"neutral","sentiment_score":-0.07561501125363927}],"sentiment":"neutral","sentiment_score":-0.043023417115603625,"num_words":38,"start":1115.5349,"end":1143.165},{"sentences":[{"text":"Our reviews and our our contacts are to make sure that, you know, we're staying on top of anything that needs to be prioritized and looked at rather than just a set and forget kind of arrangement.","start":1143.165,"end":1155.29,"sentiment":"neutral","sentiment_score":0.025347687807437534},{"text":"Okay.","start":1171.865,"end":1172.365,"sentiment":"neutral","sentiment_score":0.16971708834171295},{"text":"And there's just one other investment in there that I wanna look at personally.","start":1173.7849,"end":1179.58,"sentiment":"neutral","sentiment_score":0.17104663167681014},{"text":"It's the beta bank hybrid funds.","start":1179.72,"end":1182.3,"sentiment":"neutral","sentiment_score":0.1576710268855095},{"text":"Nothing wrong with it performance wise.","start":1182.4401,"end":1185.1,"sentiment":"neutral","sentiment_score":0.23270715524752936}],"sentiment":"neutral","sentiment_score":0.0913203667732887,"num_words":64,"start":1143.165,"end":1185.1},{"sentences":[{"text":"Income wise, it's done okay in the last twelve months, but the banks are phasing out the Hyatt Bank hybrids from January 2027.","start":1185.24,"end":1193.7551,"sentiment":"neutral","sentiment_score":0.07132211691983369},{"text":"So rather than sitting sitting and waiting, I'd like to probably be a little bit proactive seeing alternative options to rather just wait and see what the banks offer from January 2027.","start":1193.975,"end":1207.17,"sentiment":"neutral","sentiment_score":0.018552195571828634},{"text":"Yep.","start":1208.99,"end":1209.49,"sentiment":"neutral","sentiment_score":0.18425200879573825},{"text":"Yep.","start":1210.27,"end":1210.77,"sentiment":"neutral","sentiment_score":0.13063675165176392},{"text":"Yeah.","start":1213.79,"end":1214.03,"sentiment":"neutral","sentiment_score":0.14847813546657562}],"sentiment":"neutral","sentiment_score":0.04650768695463394,"num_words":58,"start":1185.24,"end":1214.03},{"sentences":[{"text":"A little bit more proactive in that sense.","start":1214.03,"end":1216.05,"sentiment":"neutral","sentiment_score":0.15268709603697062},{"text":"The six month return on your portfolio has bounced back up to 4.82%, so it's bouncing back.","start":1217.665,"end":1223.525,"sentiment":"neutral","sentiment_score":0.2636774927377701},{"text":"Again, Bennelong and the property fund are the small returns on the...","start":1225.265,"end":1233.46,"sentiment":"neutral","sentiment_score":0.024440926654885214},{"text":"In the portfolio.","start":1233.46,"end":1234.28,"sentiment":"neutral","sentiment_score":-0.033209264278411865},{"text":"So we're still looking at replacing...","start":1234.42,"end":1236.2001,"sentiment":"neutral","sentiment_score":-0.0474035150061051}],"sentiment":"neutral","sentiment_score":0.12202731264836114,"num_words":46,"start":1214.03,"end":1236.2001},{"sentences":[{"text":"Well, not replacing them, but looking at alternatives to see if there's more suitable ones for you.","start":1236.66,"end":1241.16,"sentiment":"neutral","sentiment_score":-0.045163679155795014},{"text":"The other document within the pack is the Vanguard index chart.","start":1243.7001,"end":1247.245,"sentiment":"neutral","sentiment_score":0.04521380483426831},{"text":"So all this is...","start":1247.245,"end":1248.6849,"sentiment":"neutral","sentiment_score":0.027331789955496788},{"text":"What we use this for is a visual tool, and it explains how the...","start":1248.6849,"end":1253.6649,"sentiment":"neutral","sentiment_score":0.04277334827929735},{"text":"It's a visual tool to show how volatility affects the market.","start":1254.765,"end":1258.445,"sentiment":"neutral","sentiment_score":0.05349903519858013}],"sentiment":"neutral","sentiment_score":0.01800373211306961,"num_words":57,"start":1236.66,"end":1258.445},{"sentences":[{"text":"So the top four are your growth assets, being US shares, Australian shares, international, and property, with the bottom two being your bonds and cash being your defensive assets.","start":1258.445,"end":1268.7999,"sentiment":"neutral","sentiment_score":0.1137888665343153},{"text":"Now how your funds are invested at the moment is that you predominantly have about defensive assets, which provides basically income producing returns as opposed to long term growth.","start":1268.7999,"end":1290.45,"sentiment":"neutral","sentiment_score":0.06702533820322876},{"text":"The the situation there is more so being comfortable with that that level of volatility and understand...","start":1291.23,"end":1305.265,"sentiment":"neutral","sentiment_score":-0.12713362451861887},{"text":"Yeah.","start":1305.885,"end":1306.285,"sentiment":"neutral","sentiment_score":-0.1134674921631813},{"text":"Understanding that, you know, maybe statistically what we see is one in every five years being a negative year, and the volatility can be plus or minus any side of 14%.","start":1306.285,"end":1318.97,"sentiment":"neutral","sentiment_score":-0.15689291300312166}],"sentiment":"neutral","sentiment_score":-0.017708481071847623,"num_words":107,"start":1258.445,"end":1318.97},{"sentences":[{"text":"So in in those bad times and then your good times, you know, that's a great thing.","start":1319.4299,"end":1325.61,"sentiment":"neutral","sentiment_score":-0.017536621979054284},{"text":"But the minimum time frame for a high growth portfolio is eight years.","start":1326.95,"end":1331.285,"sentiment":"neutral","sentiment_score":0.07939140527294232},{"text":"So that allows you the the time to ride out those waves of volatility.","start":1331.745,"end":1337.845,"sentiment":"neutral","sentiment_score":0.16278080163257463},{"text":"That's why we say a minimum of eight years.","start":1338.4651,"end":1341.03,"sentiment":"neutral","sentiment_score":0.06948735896084043},{"text":"So to to confirm and make sure that you're comfortable, are you are you still wanting to take that high growth approach?","start":1341.27,"end":1349.53,"sentiment":"neutral","sentiment_score":0.11556246707385237}],"sentiment":"neutral","sentiment_score":0.08240876565376917,"num_words":75,"start":1319.4299,"end":1349.53},{"sentences":[{"text":"Yes?","start":1351.91,"end":1352.41,"sentiment":"neutral","sentiment_score":0.08309002220630646},{"text":"Okay.","start":1369.8601,"end":1370.3601,"sentiment":"neutral","sentiment_score":0.024321595206856728},{"text":"Beautiful.","start":1370.5,"end":1370.9801,"sentiment":"positive","sentiment_score":0.5043851137161255},{"text":"Thank you for confirming that.","start":1370.9801,"end":1372.52,"sentiment":"positive","sentiment_score":0.5681990265846253},{"text":"The other document within the pack is your TAL certificate of currency.","start":1373.78,"end":1377.64,"sentiment":"neutral","sentiment_score":0.11540678950647514}],"sentiment":"neutral","sentiment_score":0.2418836669065058,"num_words":20,"start":1351.91,"end":1377.64},{"sentences":[{"text":"It just shows that your policies that we talked about earlier being your life and TPD and income protection are current and in place.","start":1377.7001,"end":1384.3049,"sentiment":"neutral","sentiment_score":0.09445732630168398},{"text":"You also have your financial services guide, which explains to you who we are, who we're licensed through...","start":1386.125,"end":1395.35,"sentiment":"neutral","sentiment_score":0.06105349502629704},{"text":"That we're licensed with, importantly, the advice we provide, the type, and how we provide it along with our fees, and if you're unhappy with any of the services, the complaints process.","start":1395.35,"end":1410.235,"sentiment":"neutral","sentiment_score":0.024261150509119034},{"text":"The last two documents I'm gonna touch on are the ones that require signing once you've had the opportunity to review those and you're comfortable.","start":1412.375,"end":1419.9149,"sentiment":"neutral","sentiment_score":0.06180348992347717},{"text":"The first one is the ongoing fee arrangement.","start":1420.5599,"end":1423.38,"sentiment":"neutral","sentiment_score":0.02067289617843926}],"sentiment":"neutral","sentiment_score":0.05469874743476649,"num_words":107,"start":1377.7001,"end":1423.38},{"sentences":[{"text":"So this is the fee to continue as a client for us to manage your superannuation and provide advice.","start":1423.5199,"end":1432.1,"sentiment":"neutral","sentiment_score":0.06309745303894344},{"text":"As such, in relation to that.","start":1432.48,"end":1434.205,"sentiment":"neutral","sentiment_score":0.018237998398641746},{"text":"So that fee is...","start":1434.205,"end":1436.3049,"sentiment":"neutral","sentiment_score":-0.005243775900453329},{"text":"Has changed to a fixed fee now.","start":1437.085,"end":1439.1649,"sentiment":"neutral","sentiment_score":-0.03569515322202018},{"text":"It used to be a percent based fee, which would fluctuate based on the balance of the fund.","start":1439.1649,"end":1444.145,"sentiment":"neutral","sentiment_score":-0.028152324362761445}],"sentiment":"neutral","sentiment_score":0.009827714508261394,"num_words":54,"start":1423.5199,"end":1444.145},{"sentences":[{"text":"It's now fixed at $3,844.65, which is still equivalent to the 1.65% fee that you paid in the past.","start":1444.5249,"end":1453.78,"sentiment":"neutral","sentiment_score":0.05371823652010215},{"text":"However, it's fixed now, so it's not gonna fluctuate.","start":1454.32,"end":1457.62,"sentiment":"neutral","sentiment_score":0.08967010180155437},{"text":"So each month, it would be $320.40 approximately that would be deducted from your funds.","start":1457.76,"end":1465.355,"sentiment":"neutral","sentiment_score":0.09432552407185237},{"text":"And then the final form is your tax fund acknowledgment that we hold your tax file number on file.","start":1467.735,"end":1473.735,"sentiment":"neutral","sentiment_score":0.24560844349233726},{"text":"So we do hold that on file because of your superannuation fund, and it's just confirming that you are aware of that and and comfortable with it.","start":1473.735,"end":1484.09,"sentiment":"positive","sentiment_score":0.469924658536911}],"sentiment":"neutral","sentiment_score":0.23142793795533395,"num_words":89,"start":1444.5249,"end":1484.09},{"sentences":[{"text":"So after that mouthful, any questions for me?","start":1488.235,"end":1493.295,"sentiment":"neutral","sentiment_score":0.10954027669504285},{"text":"Yep.","start":1516.505,"end":1517.005,"sentiment":"neutral","sentiment_score":0.13863863050937653},{"text":"Did you want...","start":1519.865,"end":1520.8451,"sentiment":"neutral","sentiment_score":0.00004652825494607275},{"text":"Yeah.","start":1521.385,"end":1521.885,"sentiment":"neutral","sentiment_score":0.02263173647224903},{"text":"Did you want me to set a task for me to reach out to you in the New Year?","start":1524.025,"end":1528.25,"sentiment":"neutral","sentiment_score":0.1304299588266172}],"sentiment":"neutral","sentiment_score":0.10987191821914166,"num_words":32,"start":1488.235,"end":1528.25},{"sentences":[{"text":"Yeah.","start":1531.4299,"end":1531.9299,"sentiment":"positive","sentiment_score":0.3645186424255371},{"text":"Okay.","start":1538.1499,"end":1538.47,"sentiment":"neutral","sentiment_score":0.12498149275779724},{"text":"When would you like me to do that?","start":1538.47,"end":1540.475,"sentiment":"neutral","sentiment_score":0.108868807554245},{"text":"Yep.","start":1550.695,"end":1551.195,"sentiment":"neutral","sentiment_score":0.03738711029291153},{"text":"Yep.","start":1552.455,"end":1552.855,"sentiment":"neutral","sentiment_score":0.09619971364736556}],"sentiment":"neutral","sentiment_score":0.12450311829646428,"num_words":12,"start":1531.4299,"end":1552.855},{"sentences":[{"text":"Okay.","start":1552.855,"end":1553.22,"sentiment":"neutral","sentiment_score":0.1115027368068695},{"text":"I can do I can do that.","start":1553.22,"end":1556.28,"sentiment":"neutral","sentiment_score":0.10579729399510793},{"text":"Yeah.","start":1559.46,"end":1559.96,"sentiment":"neutral","sentiment_score":0.2881954312324524},{"text":"Nice and busy.","start":1560.02,"end":1560.9199,"sentiment":"positive","sentiment_score":0.5644704898198446},{"text":"Absolutely.","start":1562.4199,"end":1562.9199,"sentiment":"positive","sentiment_score":0.4429214000701904}],"sentiment":"neutral","sentiment_score":0.2520470842719078,"num_words":13,"start":1552.855,"end":1562.9199},{"sentences":[{"text":"Yeah.","start":1564.98,"end":1565.2999,"sentiment":"neutral","sentiment_score":0.22305777668952945},{"text":"Absolutely.","start":1565.2999,"end":1565.7999,"sentiment":"neutral","sentiment_score":0.30864661931991577},{"text":"I'll set that task to give you a call.","start":1566.1,"end":1578.6549,"sentiment":"neutral","sentiment_score":0.3155515293280284},{"text":"Absolutely.","start":1587.61,"end":1588.11,"sentiment":"positive","sentiment_score":0.4513511657714844},{"text":"Speaking of retirement, when do you think you would like to retire?","start":1602.405,"end":1605.625,"sentiment":"neutral","sentiment_score":-0.039796750992536545}],"sentiment":"neutral","sentiment_score":0.1393940964092811,"num_words":24,"start":1564.98,"end":1605.625},{"sentences":[{"text":"Yep.","start":1616.6599,"end":1617.1599,"sentiment":"neutral","sentiment_score":-0.06206323951482773},{"text":"Mhmm.","start":1622.4199,"end":1622.805,"sentiment":"neutral","sentiment_score":-0.02999505028128624},{"text":"Okay.","start":1627.045,"end":1627.545,"sentiment":"neutral","sentiment_score":0.07056432962417603},{"text":"Alright.","start":1627.685,"end":1628.185,"sentiment":"neutral","sentiment_score":0.0982508510351181},{"text":"Too easy.","start":1628.405,"end":1629.125,"sentiment":"neutral","sentiment_score":-0.006814625114202499}],"sentiment":"neutral","sentiment_score":0.010521273439129194,"num_words":6,"start":1616.6599,"end":1629.125},{"sentences":[{"text":"So you need...","start":1629.125,"end":1629.925,"sentiment":"neutral","sentiment_score":-0.03223315626382828},{"text":"Would you continue to work to pay debt down, like the mortgage?","start":1629.925,"end":1634.1051,"sentiment":"neutral","sentiment_score":-0.14622400142252445},{"text":"Retirement.","start":1643.86,"end":1644.36,"sentiment":"neutral","sentiment_score":0.03279803320765495},{"text":"Yep.","start":1644.74,"end":1645.24,"sentiment":"neutral","sentiment_score":0.03178822994232178},{"text":"Do you know what what what type of...","start":1645.38,"end":1648.615,"sentiment":"neutral","sentiment_score":-0.05728588439524174}],"sentiment":"neutral","sentiment_score":-0.08980353191494941,"num_words":25,"start":1629.125,"end":1648.615},{"sentences":[{"text":"Like, the value of the house you're looking at buying roughly or your portion of it?","start":1648.615,"end":1654.395,"sentiment":"neutral","sentiment_score":-0.06461666198447347},{"text":"Mhmm.","start":1670.95,"end":1671.45,"sentiment":"neutral","sentiment_score":-0.05195630341768265},{"text":"Yep.","start":1677.285,"end":1677.785,"sentiment":"neutral","sentiment_score":0.02031971514225006},{"text":"Okay.","start":1677.925,"end":1678.425,"sentiment":"neutral","sentiment_score":0.018309732899069783},{"text":"Yeah.","start":1693.9401,"end":1694.4401,"sentiment":"neutral","sentiment_score":0.06603969633579254}],"sentiment":"neutral","sentiment_score":-0.049057687539607285,"num_words":20,"start":1648.615,"end":1694.4401},{"sentences":[{"text":"Yeah.","start":1694.5801,"end":1695.0801,"sentiment":"neutral","sentiment_score":0.07988671958446503},{"text":"No.","start":1711.95,"end":1712.19,"sentiment":"neutral","sentiment_score":-0.20252668857574463},{"text":"That's okay.","start":1712.19,"end":1712.9099,"sentiment":"neutral","sentiment_score":0.038200636394321925},{"text":"It's just a goal at this stage, and it's kind of a...","start":1712.9099,"end":1716.11,"sentiment":"neutral","sentiment_score":0.25883683003485203},{"text":"It's it's something to look at and continue fine tuning over time.","start":1716.11,"end":1720.37,"sentiment":"neutral","sentiment_score":0.23251779998342195}],"sentiment":"neutral","sentiment_score":0.20892917371488043,"num_words":28,"start":1694.5801,"end":1720.37},{"sentences":[{"text":"So just just something that I have here.","start":1720.83,"end":1724.4299,"sentiment":"neutral","sentiment_score":0.20711094327270985},{"text":"So when I do phone you in January end of January, we can touch base on it again, and I've got the notes here to make sure that I remember this conversation.","start":1724.4299,"end":1736.865,"sentiment":"neutral","sentiment_score":0.21309259196277708},{"text":"And while I've got you, Adrian, I just wanted to let you know that at the moment, you've got no beneficiary nomination on your superannuation fund.","start":1746.13,"end":1753.35,"sentiment":"neutral","sentiment_score":-0.0759453048499731},{"text":"So that means, no.","start":1753.89,"end":1755.9701,"sentiment":"neutral","sentiment_score":-0.22405551373958588},{"text":"You don't.","start":1755.9701,"end":1756.79,"sentiment":"neutral","sentiment_score":-0.24728545546531677}],"sentiment":"neutral","sentiment_score":0.07097888329169816,"num_words":72,"start":1720.83,"end":1756.79},{"sentences":[{"text":"So, yeah, I I can't see that it's been applied anywhere.","start":1759.6749,"end":1763.695,"sentiment":"neutral","sentiment_score":-0.29068635404109955},{"text":"I can get that out to you very quickly.","start":1764.875,"end":1767.135,"sentiment":"neutral","sentiment_score":0.2815171678860982},{"text":"Do you have access to a printer, or would you prefer it be posted?","start":1767.595,"end":1770.99,"sentiment":"neutral","sentiment_score":0.050508838679109304},{"text":"Okay.","start":1775.71,"end":1776.21,"sentiment":"neutral","sentiment_score":0.09311555325984956},{"text":"I will email that to you to make sure that you can print it and sign it, and you can scan it back or take pictures, whatever is the best for you.","start":1776.99,"end":1785.17,"sentiment":"neutral","sentiment_score":0.20595763064920902}],"sentiment":"neutral","sentiment_score":0.10040280734425161,"num_words":67,"start":1759.6749,"end":1785.17},{"sentences":[{"text":"Did you...","start":1787.525,"end":1788.165,"sentiment":"neutral","sentiment_score":0.07217669486999512},{"text":"Is it Catherine that you want as your beneficiary?","start":1788.165,"end":1791.305,"sentiment":"neutral","sentiment_score":0.05612832721736696},{"text":"Alright.","start":1801.15,"end":1801.65,"sentiment":"neutral","sentiment_score":0.08003686368465424},{"text":"Yep.","start":1801.95,"end":1802.35,"sentiment":"neutral","sentiment_score":0.06476476788520813},{"text":"So each child, are they over 18?","start":1802.35,"end":1805.8099,"sentiment":"neutral","sentiment_score":0.03332028617816312}],"sentiment":"neutral","sentiment_score":0.05137759847566485,"num_words":20,"start":1787.525,"end":1805.8099},{"sentences":[{"text":"Okay.","start":1807.47,"end":1807.97,"sentiment":"neutral","sentiment_score":0.09508472681045532},{"text":"So that's absolutely fine.","start":1808.19,"end":1811.95,"sentiment":"neutral","sentiment_score":0.30760009586811066},{"text":"What I am gonna tell you, though, is that there are tax implications for children over the age of 18 that are not financially dependent.","start":1811.95,"end":1819.795,"sentiment":"neutral","sentiment_score":-0.08834781527519225},{"text":"So they will be taxed at 15% plus an additional 2% for Medicare on any funds paid to them.","start":1820.495,"end":1829.235,"sentiment":"neutral","sentiment_score":0.007758552110508869},{"text":"So...","start":1830.24,"end":1830.74,"sentiment":"neutral","sentiment_score":-0.026486532762646675}],"sentiment":"neutral","sentiment_score":-0.015245686285197735,"num_words":50,"start":1807.47,"end":1830.74},{"sentences":[{"text":"Yes.","start":1831.52,"end":1832.02,"sentiment":"neutral","sentiment_score":0.01910570077598095},{"text":"So, yeah, so Catherine herself won't get any tax because she's your...","start":1832.24,"end":1841.86,"sentiment":"neutral","sentiment_score":-0.07431308779632673},{"text":"She's she's your spouse and she's your financial dependent under and tax laws.","start":1842.08,"end":1847.755,"sentiment":"neutral","sentiment_score":-0.02398365965256324},{"text":"Well, superannuation and tax laws, whereas children are only dependent under the tax Yep.","start":1848.135,"end":1857.9299,"sentiment":"neutral","sentiment_score":-0.005388242658227682},{"text":"Yep.","start":1857.9299,"end":1858.4299,"sentiment":"positive","sentiment_score":0.3413284718990326}],"sentiment":"neutral","sentiment_score":-0.02240355740437602,"num_words":41,"start":1831.52,"end":1858.4299},{"sentences":[{"text":"Okay.","start":1864.25,"end":1864.75,"sentiment":"neutral","sentiment_score":0.1401439607143402},{"text":"So there's there's two options there.","start":1865.85,"end":1868.83,"sentiment":"neutral","sentiment_score":0.11330768093466759},{"text":"There's a binding nomination and then what we call a non lapsing binding nomination.","start":1869.025,"end":1873.125,"sentiment":"neutral","sentiment_score":0.07987219201666969},{"text":"The only difference is is that one will expire in three years, and the one does one does not expire and is only updated when you complete a new form.","start":1873.985,"end":1884.42,"sentiment":"neutral","sentiment_score":0.03771439374734958},{"text":"What would be your preference in relation to that?","start":1885.2201,"end":1888.52,"sentiment":"neutral","sentiment_score":0.11701234016153547}],"sentiment":"neutral","sentiment_score":0.0687123934738338,"num_words":60,"start":1864.25,"end":1888.52},{"sentences":[{"text":"Yep.","start":1891.3,"end":1891.62,"sentiment":"neutral","sentiment_score":0.3180226683616638},{"text":"That's what most people choose.","start":1891.62,"end":1893.0,"sentiment":"positive","sentiment_score":0.4657997190952301},{"text":"It does.","start":1897.38,"end":1897.9401,"sentiment":"positive","sentiment_score":0.3804648369550705},{"text":"It does.","start":1897.9401,"end":1898.6001,"sentiment":"positive","sentiment_score":0.37622031569480896},{"text":"Okay.","start":1899.855,"end":1900.355,"sentiment":"neutral","sentiment_score":0.2908795475959778}],"sentiment":"positive","sentiment_score":0.404661010612141,"num_words":11,"start":1891.3,"end":1900.355},{"sentences":[{"text":"That was probably all for me.","start":1900.8151,"end":1903.055,"sentiment":"neutral","sentiment_score":0.3157798300186793},{"text":"So what my process from here is is I'm going to set a task to touch base with you in the new year.","start":1903.055,"end":1908.755,"sentiment":"neutral","sentiment_score":0.30356242864028266},{"text":"But before that, I'm going to reach out to you once I've had a chance to review those investments that we talked about to make sure to arrange any replacements if needed.","start":1909.055,"end":1922.0599,"sentiment":"neutral","sentiment_score":0.14253083243966103},{"text":"Outside of that, did you...","start":1923.6399,"end":1927.755,"sentiment":"neutral","sentiment_score":0.023349830508232118},{"text":"Are you happy with annual reviews, or did you want them more frequent?","start":1928.0549,"end":1931.6749,"sentiment":"neutral","sentiment_score":0.03862022708814878}],"sentiment":"neutral","sentiment_score":0.17792928584297246,"num_words":79,"start":1900.8151,"end":1931.6749},{"sentences":[{"text":"Yep.","start":1949.67,"end":1950.17,"sentiment":"neutral","sentiment_score":0.04513150453567505},{"text":"Okay.","start":1950.39,"end":1950.89,"sentiment":"neutral","sentiment_score":0.10385073721408844},{"text":"Okay.","start":1953.11,"end":1953.61,"sentiment":"neutral","sentiment_score":0.09013546258211136},{"text":"Alright.","start":1953.83,"end":1954.33,"sentiment":"neutral","sentiment_score":0.1258918046951294},{"text":"I will leave that as is.","start":1954.665,"end":1959.805,"sentiment":"neutral","sentiment_score":0.12017154569427173}],"sentiment":"neutral","sentiment_score":0.10860387831926346,"num_words":10,"start":1949.67,"end":1959.805},{"sentences":[{"text":"I'm just...","start":1959.9451,"end":1960.425,"sentiment":"neutral","sentiment_score":0.06859726831316948},{"text":"I've got some homework to do, and you'll hear from me within the next couple of weeks to make sure that we have another meeting to go over those changes of the investments.","start":1960.425,"end":1973.13,"sentiment":"neutral","sentiment_score":0.15034903303691835},{"text":"And, then you'll hear from me again in the new year to talk about the house.","start":1973.9901,"end":1978.65,"sentiment":"neutral","sentiment_score":0.18447427079081535},{"text":"Alright.","start":1982.0701,"end":1982.5701,"sentiment":"positive","sentiment_score":0.3985153138637543},{"text":"Fantastic.","start":1982.63,"end":1983.13,"sentiment":"positive","sentiment_score":0.6427297592163086}],"sentiment":"neutral","sentiment_score":0.1715386043882595,"num_words":53,"start":1959.9451,"end":1983.13},{"sentences":[{"text":"Well, do you have any other questions for me, Adrian?","start":1983.3501,"end":1985.925,"sentiment":"neutral","sentiment_score":0.13202487491071224},{"text":"Adrianne?","start":1988.4851,"end":1988.9851,"sentiment":"neutral","sentiment_score":0.026050571352243423},{"text":"Okay.","start":1989.045,"end":1989.4451,"sentiment":"neutral","sentiment_score":0.041728150099515915},{"text":"Alright.","start":1989.4451,"end":1989.765,"sentiment":"neutral","sentiment_score":0.05708974227309227},{"text":"Well, if any pop into mind, please give me a call.","start":1989.765,"end":1994.745,"sentiment":"neutral","sentiment_score":0.04042093252593821}],"sentiment":"neutral","sentiment_score":0.07873947794238727,"num_words":24,"start":1983.3501,"end":1994.745},{"sentences":[{"text":"And once you've had a chance to look over those documents, if you're happy to sign those documents, if you can sign them and return them, that would be fantastic.","start":1994.885,"end":2002.9,"sentiment":"neutral","sentiment_score":0.1856300789862871},{"text":"Beautiful.","start":2005.6799,"end":2006.1799,"sentiment":"positive","sentiment_score":0.7003965377807617},{"text":"Alright.","start":2006.48,"end":2006.98,"sentiment":"positive","sentiment_score":0.5176892876625061},{"text":"Well, I will speak to you soon, and you enjoy the rest of your day.","start":2007.04,"end":2010.705,"sentiment":"positive","sentiment_score":0.4658176223436991},{"text":"Okay.","start":2017.585,"end":2018.085,"sentiment":"neutral","sentiment_score":0.010132748633623123}],"sentiment":"neutral","sentiment_score":0.28717469330877066,"num_words":48,"start":1994.885,"end":2018.085},{"sentences":[{"text":"Will that will that take too long?","start":2018.225,"end":2020.245,"sentiment":"neutral","sentiment_score":-0.01696359658879893},{"text":"Okay.","start":2026.68,"end":2027.18,"sentiment":"neutral","sentiment_score":0.014578256756067276},{"text":"Oh, yeah.","start":2037.3201,"end":2037.7201,"sentiment":"neutral","sentiment_score":-0.04977208934724331},{"text":"I think there are everywhere.","start":2037.7201,"end":2039.02,"sentiment":"neutral","sentiment_score":-0.06506282687187195},{"text":"I don't know where some people get their driver's license from, to be honest with you.","start":2039.475,"end":2043.255,"sentiment":"neutral","sentiment_score":-0.0759335421025753}],"sentiment":"neutral","sentiment_score":-0.05625683567937343,"num_words":31,"start":2018.225,"end":2043.255},{"sentences":[{"text":"Yes.","start":2061.25,"end":2061.75,"sentiment":"neutral","sentiment_score":0.0023192567750811577},{"text":"Okay.","start":2073.825,"end":2074.325,"sentiment":"neutral","sentiment_score":0.003472212702035904},{"text":"Yes.","start":2082.56,"end":2083.06,"sentiment":"neutral","sentiment_score":0.0233822762966156},{"text":"Yep.","start":2084.48,"end":2084.98,"sentiment":"neutral","sentiment_score":0.0028610292356461287},{"text":"Keeps the day interesting.","start":2095.5051,"end":2096.8052,"sentiment":"neutral","sentiment_score":0.011915228329598904}],"sentiment":"neutral","sentiment_score":0.0099619610409718,"num_words":8,"start":2061.25,"end":2096.8052},{"sentences":[{"text":"I was just gonna say make it...","start":2110.56,"end":2112.66,"sentiment":"neutral","sentiment_score":0.19502486288547516},{"text":"Become a YouTube sensation.","start":2112.72,"end":2115.575,"sentiment":"neutral","sentiment_score":0.2553924471139908},{"text":"Well, it was lovely speaking with you, Adrianne.","start":2124.035,"end":2126.515,"sentiment":"positive","sentiment_score":0.7772500216960907},{"text":"I hope you have an...","start":2126.515,"end":2127.475,"sentiment":"positive","sentiment_score":0.3546603202819824},{"text":"A lovely afternoon, and I will speak with you again soon.","start":2127.475,"end":2130.71,"sentiment":"positive","sentiment_score":0.5971188572320071}],"sentiment":"positive","sentiment_score":0.4841815152338573,"num_words":35,"start":2110.56,"end":2130.71},{"sentences":[{"text":"Okay.","start":2133.41,"end":2133.91,"sentiment":"neutral","sentiment_score":0.17454996705055237},{"text":"I'll talk to you soon.","start":2134.21,"end":2135.09,"sentiment":"neutral","sentiment_score":0.21620145738124846},{"text":"Bye.","start":2135.09,"end":2135.59,"sentiment":"neutral","sentiment_score":0.22094836831092832},{"text":"Bye.","start":2136.93,"end":2137.43,"sentiment":"neutral","sentiment_score":-0.1354828178882599}],"sentiment":"neutral","sentiment_score":0.1676278505474329,"num_words":8,"start":2133.41,"end":2137.43}]}}]},{"alternatives":[{"transcript":"Hello. Adrian speaking. Good thing's gonna... It might just be disrupted in a second. I've just jumped in my car, so I might just walk by over here in a second. Yes. I'm already out of here now. Yes. That's definitely fine. Yes. It's Adrian John Harlan, Joseph, 07/05/1973. Two three six Street. 5 Yorella. Yep. 236 Neptune Street. Yep. Same. Same. Maryborough, Queens Airport. Yep. That's it. Lovely. Yep. Yeah. Like, I've got a hands free. I'm in the car as well. So, I mean, that will change when I jump out and get in my pass, but, yeah, I feel fine. Yep. Yep. No. Let's keep going. Probably did have some questions. Can't remember them. Yeah. I I don't think it was a lot. Like, you know, with with the markets the way they are, you know, all of that sort of stuff, I don't really wanna change how things are going with my super. I think I'm still young enough where we can be aggressive with that. I think that was the main thing. I I do wanna try and get into a house. I just don't know. Like, I I wanna try and tidy some things up here in Maryborough first before we... Before I really sink my teeth in and try and get some more details about that, but that's sort of a little bit later probably in the New Year. Yep. That's still current. Yep. That's correct. Correct. No. Yes. That's still correct. I certainly am. Twelve months now. Yeah. Casual. Yeah. About seventy six ish. Fortnight. I'm glad about 90, is it, roughly? Is it 90? I think. I don't remember now. I know it's only a few months. I think that includes super, I think. Yep. Probably a little bit more with the way things have gone up lately. Oh, yeah. That's all I have. I do wanna look at the house, but and I like the house price that might come down, but nothing else comes down. Yeah. Yeah. And interest rates go up, but... So your house doesn't cost you any any less. It's still gonna cost you more in interest. Yeah. So we'll we'll go $50... Add an extra $50 on that because, obviously, if... With everything that goes on, everything's going up and, you know, I'd be silly enough to say it's going up a little bit more. Yes. Oh, I wish. Not at the moment. Just just with everything going on. Like I said, everything goes up and then, yeah, trying to put savings away. I try to, like, I've got rail coming up, so I... Any extra cash I earn from that, I usually put that away and put it in there for a little bit just for a rainy day. So... But I don't have that at the moment because rainy days keep happening without me wanting them to. So Alright. I'm gonna... I might drop out for a second. Can you hear me? Alright. Brilliant. I think I swapped over. Okay. The debt's gone. The car's still... The car's still there. Let's drop down to... I think it's a... I think. Yep. I can check that one. I can check that one. Oh, where am I saying? It's always... It it was 3,000. It's one of those credit cards that only... Like, you could only hang on to it for a certain time, and then they close off, and then you just have to pay it back. So... And what's... Oh, hang on. My current balance is 1,900. Yes. And I'm the smoker. I do. That's the only one I take. Nope. No. I don't. Yeah. Yes. Yes. Not yet. Once again, it's one of those things that gets put on the back burner. It did other other things that you end up doing, and I I know I want to do it. I really wanna get get out of the rental market and set up. At least one of my daughters will have something for her future investment as well. So... Yeah. I do. I've had five of them, actually. Yeah. We're all girls too, so I think that kept me busy enough. Oh, it certainly is. So you can imagine me with my attitude towards women. I give them a little bit bit of grief in a nice way. You know what I mean? Yeah. Sorry. Yeah. So you give them a little bit more because you know what you have to be... Deal with, and it's one of those things. You can be a little bit more... The forthcoming is probably the word you can use. Yeah. It throws them throws them for a fixer because you're... They're gone. I can't say that. I know I have my daughter's name and say what I want. Yes. Yes. It gets protected. Yeah. So that's more of a solicitor. So I could be able to get that So I don't... Oh, yes. Oh, yes. I I know my kids. They love each other. I have... I've seen family do nasty things and very... It's not very pleasant. So even even getting something can... Cannot always work out well. But if you put it in place, at least then there's something there to pull back on. Yeah. Yeah. Okay. So that's the stuff that, you know, obviously, with never buying a house and plans that I know I need to do. I I I have an eye... Understanding that I do need to do things, but to actually get it in place and have a better understanding of what I need to do. It's more the more the key, I suppose. Yes. Yeah. Yeah. Sorry. What was that again? Yep. The caravan is not so much. I've paid off the car. I think the house is probably... Should be pushing up there. Once again, paying off the credit card is obviously the other one that I'm doing, and I'm working at that as well. So that's good. Moving forward on those those things. So It's all a thought process when you change jobs and all that sort of garbage. It's sort of... Obviously, push and dig into what you want to do. So... Doesn't doesn't make life easy, but, you know, you just, like, put your head down and keep pushing. You know? Like, took took me way too long to be in that position, but at least I'm getting there slowly. Yeah. Well, I mean, it's one of those things. Like, if I can get something set up and, you know, I'm still young. I mean, it's not like I'm an old I'm old yet. I'm old, but I'm not I'm not that that old. No. No. So... Yeah, you look good. Once again, it's just a a slow process. And trying to... My biggest thing is just trying to get someone else to understand that we've gotta work hard and getting these things done. So... Which is something that... Like, I can't... And it's not help I need from someone else. It's just that someone needs help themselves so we can move him forward. So that's the main biggest task you know, anything I've done. So once again, nothing that I know you guys can help me with. I've gotta do that myself. So Right now, it's not because I'm going to the box. So... Yes. Yes. Yeah. Yeah. Okay. Inspection. Yes. I think that's okay because I've got... You know, depending on how hard I work, depends on how much I get a fortnight. So I'm gonna end up the $3 at at Fortnite, so it's nearly $6, but that's not always the case. So $5 should be enough. Yep. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. For sure. Like I said, I'm not not that old, and if we can try and boost my Subaru as, you know, as quick as we can without, you know, losing it. It's it's better, obviously, for for me in the long term. So... Yeah. Yeah. Yeah. No. That's fine. I... You know, it's it's one of those things that I know I I wouldn't be able to do myself. So someone's there helping me out of that. Obviously, helps helps in my future. Oh, okay. Yeah. No. That's... Yeah. That sounds fair. I mean, you know, better be on the front foot than the back foot, I suppose. Yeah. Yep. Yep. Yes. Yeah. Mhmm. Yeah. Yeah. Yeah. Yeah. Uh-huh. Oh, yes. Like I said, it's it's, like I said, eight years. That gives us plenty of time to to grow that time and and make a better return at the end. I don't look at any eight years time. I'll still be still be waiting. So I don't see myself return. I guess, I'm gonna go. Yeah. Yep. Yep. Mhmm. Yeah. Yep. Yeah. Yeah. Yeah. Okay. Yeah. Okay. No. Like like I said to you, I think we've... It's generally... I know it sounds boring, but if if everything's working and I do wanna be aggressive with my super and like I said, and and try and move forward. I think, like, in the New Year, I'll probably reach out again and try and work out something about getting more information to do this and trying to buy a property. And that's about it. That's what it is for New Year. I've gotta work on... No. No. Go ahead. Yeah. Sure. Let's let's put that in place, and that way, that makes sure it keeps me motivated to do something about it. Okay. So all depends on when you're on all of those and all that. Probably in the... Say, like, end end of January, maybe in the beginning of February. Because I'll I'll... So I'll be working in Brisbane probably in Christmas time. So yeah. Rail. Yeah. And and and if I can get some information on that, we can really sit down with the wife and the daughter, and we can sit down and and go through some information and all that sort of stuff and start moving forward and seeing what we need to do and trying to get that sorted. Because, you know... And probably, you know, I've made the decision to move up here for a family and might as well probably end up very far up here like rest of the oldies up here. When I can't work anymore... Like, I I obviously... I I think I... Like, being a bus driver, the opportunity to keep driving as long as I'm able to fit to. I'll I'll probably still do that, but I won't do it as much as I am now. So, obviously, I'll actually be set up by then. Yeah. I... Well, hopefully, we can set set it up where I need to pay off the mortgage before I go into full on semi retirement and proper retirement. Yeah. At at the moment, I think it'd be silly not to look anything, what, say, under under 800. So it's gonna be around the $800,000 mark. As for the portion, that'd be something that we can have a discussion about and see where we go with that. Like, legally, I wanna try and make sure that if if comes... Push comes to shove that, you know, with the daughter can have... You know, get the asset if if need be. So once again, these things need to be discussed and talked and and and go through properly. So portion wise, you know, roughly half, but it's it's also comes down to what we can borrow and all that. So there's a lot more... I know there's a lot more involved. So it's sort of like roughly this. Yeah. It's fine. Yeah. Yeah. Yeah. You can remember it, and I'll forget it. Like like, I'm I'm pretty good at that sometimes. Not everything, but sometimes. I thought I did send that in. Oh, okay. I can access a printer. I've got one at home. So... Yeah. Yeah. I think I did want her down as, like, 50% and then probably 10% to each kid. So, Yes. Well and surely now. Oh, the government's a nice, isn't it? Oh, okay. I'm under 18. Yeah. Alright. Well, we might have to put her down as a 100%, and then when we both die, the kids can get it there. Yeah. Oh, okay. The one that doesn't expire. How about it makes it easier if I do forget to do something, don't it? Yes. Yes. Yep. I don't know. It really seem to be okay because I'm not really, like, we've we've got this set up and... But definitely, obviously, you can see that I'm definitely aware of where I need to be. So that's probably not gonna change for another eight years anyway. So annual review seems okay. Yes. Yep. Alrighty. Sounds like a plan to me. No. That's all today. Yeah. Awesome. I certainly will. I got about, what, four four runs to do. So four routes. Yeah. Roughly, I'll say about forty minutes depending on which ones I'm doing. So, yeah, it's it's not too bad. I've been driving up here in Maryborough. It's not the greatest. There's a lot of idiots on the road, but... Yeah. Look. Up here up here, they're they're a special breed to certain up here. Like, you know, I'm from... Well, I'm I'm at Maryborough Boys. I was born here, but I got my license in... It's Brisbane. So I learned to drive in Brisbane, and I... I'm used... So used to that. Even driving buses, I have... My first job was in Brisbane driving fuel buses. So... And then I did a replacement with two companies down there. So I'm used to driving down there around because everyone knows where they're going, and they're all in a hurry. So you get used to it. Down here, you don't know what you're getting. You have no idea. And and and they do some weird and wonderful stuff. So they they just I think my next is... Look. Yeah. It's amazing how many things you see in the day, and I'm I'm really feeling like investing in a couple of road photos so I can now to the box and record on my main YouTube videos. I'll be out. The doors of the cars and buses in in Maribor. Yes. Not a problem. Alright. See you. Bye.","confidence":0.9770508,"words":[{"word":"hello","start":0.24,"end":0.64,"confidence":0.9550781,"punctuated_word":"Hello.","sentiment":"neutral","sentiment_score":0.04313549026846886},{"word":"adrian","start":0.64,"end":1.04,"confidence":0.95410156,"punctuated_word":"Adrian","sentiment":"neutral","sentiment_score":0.03346901386976242},{"word":"speaking","start":1.04,"end":1.54,"confidence":0.9926758,"punctuated_word":"speaking.","sentiment":"neutral","sentiment_score":0.03352048248052597},{"word":"good","start":7.52,"end":7.8399997,"confidence":0.9038086,"punctuated_word":"Good","sentiment":"positive","sentiment_score":0.439558744430542},{"word":"thing's","start":7.8399997,"end":8.16,"confidence":0.6016846,"punctuated_word":"thing's","sentiment":"neutral","sentiment_score":0.31175318360328674},{"word":"gonna","start":8.16,"end":8.66,"confidence":0.9633789,"punctuated_word":"gonna...","sentiment":"neutral","sentiment_score":0.21951965987682345},{"word":"it","start":8.88,"end":9.04,"confidence":0.5522461,"punctuated_word":"It","sentiment":"negative","sentiment_score":-0.47196000814437866},{"word":"might","start":9.04,"end":9.36,"confidence":0.99902344,"punctuated_word":"might","sentiment":"negative","sentiment_score":-0.4564233720302582},{"word":"just","start":9.36,"end":9.76,"confidence":0.9902344,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.504121720790863},{"word":"be","start":9.76,"end":10.08,"confidence":0.9316406,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.5174698829650879},{"word":"disrupted","start":10.08,"end":10.58,"confidence":0.97998047,"punctuated_word":"disrupted","sentiment":"negative","sentiment_score":-0.5857818126678467},{"word":"in","start":10.639999,"end":10.8,"confidence":0.99902344,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.6828163266181946},{"word":"a","start":10.8,"end":10.96,"confidence":0.9970703,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.6045900583267212},{"word":"second","start":10.96,"end":11.28,"confidence":0.9970703,"punctuated_word":"second.","sentiment":"negative","sentiment_score":-0.596859872341156},{"word":"i've","start":11.28,"end":11.36,"confidence":0.88183594,"punctuated_word":"I've","sentiment":"negative","sentiment_score":-0.4440966546535492},{"word":"just","start":11.36,"end":11.679999,"confidence":0.99609375,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.3846503496170044},{"word":"jumped","start":11.679999,"end":11.92,"confidence":0.93115234,"punctuated_word":"jumped","sentiment":"negative","sentiment_score":-0.3445500433444977},{"word":"in","start":11.92,"end":12.08,"confidence":0.9116211,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.3190154731273651},{"word":"my","start":12.08,"end":12.24,"confidence":0.5673828,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.42758384346961975},{"word":"car","start":12.24,"end":12.559999,"confidence":0.8840332,"punctuated_word":"car,","sentiment":"negative","sentiment_score":-0.38451892137527466},{"word":"so","start":12.559999,"end":12.719999,"confidence":0.9970703,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.30331724882125854},{"word":"i","start":12.719999,"end":12.88,"confidence":0.66748047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.28445735573768616},{"word":"might","start":12.88,"end":13.38,"confidence":0.984375,"punctuated_word":"might","sentiment":"negative","sentiment_score":-0.3447875678539276},{"word":"just","start":13.44,"end":13.599999,"confidence":0.42529297,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2684459090232849},{"word":"walk","start":13.599999,"end":13.84,"confidence":0.6118164,"punctuated_word":"walk","sentiment":"neutral","sentiment_score":-0.1962942332029343},{"word":"by","start":13.84,"end":14.0,"confidence":0.87597656,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.16922076046466827},{"word":"over","start":14.0,"end":14.16,"confidence":0.3786621,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.23645952343940735},{"word":"here","start":14.16,"end":14.4,"confidence":0.88671875,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.2792922854423523},{"word":"in","start":14.4,"end":14.559999,"confidence":0.9970703,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.3878766894340515},{"word":"a","start":14.559999,"end":14.639999,"confidence":0.9892578,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.43009939789772034},{"word":"second","start":14.639999,"end":15.139999,"confidence":0.9995117,"punctuated_word":"second.","sentiment":"negative","sentiment_score":-0.35851365327835083},{"word":"yes","start":30.189999,"end":30.689999,"confidence":0.88964844,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.039259813725948334},{"word":"i'm","start":30.99,"end":31.31,"confidence":0.6142578,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.14988228678703308},{"word":"already","start":31.31,"end":31.63,"confidence":0.7480469,"punctuated_word":"already","sentiment":"neutral","sentiment_score":-0.12078022211790083},{"word":"out","start":31.63,"end":31.869999,"confidence":0.99121094,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.1134432852268219},{"word":"of","start":31.869999,"end":31.949999,"confidence":0.96435547,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.16299037635326383},{"word":"here","start":31.949999,"end":32.27,"confidence":0.98828125,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.15573593974113464},{"word":"now","start":32.27,"end":32.77,"confidence":0.9902344,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.1281394362449646},{"word":"yes","start":41.629997,"end":41.949997,"confidence":0.99609375,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.15982231497764587},{"word":"that's","start":41.949997,"end":42.19,"confidence":0.98950195,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.3652352690696716},{"word":"definitely","start":42.19,"end":42.69,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.40017202496528625},{"word":"fine","start":42.829998,"end":43.329998,"confidence":0.99560547,"punctuated_word":"fine.","sentiment":"positive","sentiment_score":0.4181041419506073},{"word":"yes","start":50.114998,"end":50.515,"confidence":0.9951172,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.023717917501926426},{"word":"it's","start":50.515,"end":50.835,"confidence":0.99853516,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.01246887631714344},{"word":"adrian","start":50.835,"end":51.235,"confidence":0.73828125,"punctuated_word":"Adrian","sentiment":"neutral","sentiment_score":0.011102061718702316},{"word":"john","start":51.235,"end":51.475,"confidence":0.94140625,"punctuated_word":"John","sentiment":"neutral","sentiment_score":0.012281388975679874},{"word":"harlan","start":51.475,"end":51.955,"confidence":0.52124023,"punctuated_word":"Harlan,","sentiment":"neutral","sentiment_score":0.013524423353374004},{"word":"joseph","start":51.955,"end":52.434998,"confidence":0.35009766,"punctuated_word":"Joseph,","sentiment":"neutral","sentiment_score":0.015037983655929564},{"word":"07/05/1973","start":52.434998,"end":54.695,"confidence":0.87465125,"punctuated_word":"07/05/1973.","sentiment":"neutral","sentiment_score":0.01628945767879486},{"word":"two","start":54.835,"end":55.075,"confidence":0.9980469,"punctuated_word":"Two","sentiment":"neutral","sentiment_score":0.00331317912787199},{"word":"three","start":55.075,"end":55.315,"confidence":0.9921875,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.002701889257878065},{"word":"six","start":55.315,"end":55.815,"confidence":0.99316406,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.003739683888852596},{"word":"street","start":64.659996,"end":64.9,"confidence":0.8935547,"punctuated_word":"Street.","sentiment":"neutral","sentiment_score":-0.00035646138712763786},{"word":"5","start":64.9,"end":65.299995,"confidence":0.7558594,"punctuated_word":"5","sentiment":"neutral","sentiment_score":0.00280672125518322},{"word":"yorella","start":65.299995,"end":65.799995,"confidence":0.6697998,"punctuated_word":"Yorella.","sentiment":"neutral","sentiment_score":0.009482836350798609},{"word":"yep","start":73.365,"end":73.865,"confidence":0.74902344,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.030323205515742305},{"word":"236","start":78.245,"end":79.545,"confidence":0.9814453,"punctuated_word":"236","sentiment":"neutral","sentiment_score":0.0071532633155584335},{"word":"neptune","start":80.805,"end":81.305,"confidence":0.9980469,"punctuated_word":"Neptune","sentiment":"neutral","sentiment_score":0.006124839186668396},{"word":"street","start":81.525,"end":82.025,"confidence":0.9970703,"punctuated_word":"Street.","sentiment":"neutral","sentiment_score":0.0041357772424817085},{"word":"yep","start":84.740005,"end":85.240005,"confidence":0.98339844,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01515745185315609},{"word":"same","start":85.78,"end":86.26,"confidence":0.74780273,"punctuated_word":"Same.","sentiment":"neutral","sentiment_score":0.01401674933731556},{"word":"same","start":86.26,"end":86.76,"confidence":0.9592285,"punctuated_word":"Same.","sentiment":"neutral","sentiment_score":0.009446724317967892},{"word":"maryborough","start":87.14,"end":87.64,"confidence":0.8072917,"punctuated_word":"Maryborough,","sentiment":"neutral","sentiment_score":0.006091597490012646},{"word":"queens","start":87.700005,"end":88.020004,"confidence":0.66015625,"punctuated_word":"Queens","sentiment":"neutral","sentiment_score":0.006979570724070072},{"word":"airport","start":88.020004,"end":88.520004,"confidence":0.7832031,"punctuated_word":"Airport.","sentiment":"neutral","sentiment_score":0.0044827028177678585},{"word":"yep","start":88.740005,"end":89.240005,"confidence":0.98706055,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.022699549794197083},{"word":"that's","start":108.105,"end":108.505005,"confidence":0.91430664,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.060037922114133835},{"word":"it","start":108.505005,"end":109.005005,"confidence":0.98217773,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.07950201630592346},{"word":"lovely","start":120.03,"end":120.53,"confidence":0.68273926,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.5639101266860962},{"word":"yep","start":121.229996,"end":121.729996,"confidence":0.8847656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1262299418449402},{"word":"yeah","start":134.675,"end":134.915,"confidence":0.7375488,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04946403205394745},{"word":"like","start":134.915,"end":135.235,"confidence":0.7050781,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.06725463271141052},{"word":"i've","start":135.235,"end":135.475,"confidence":0.9423828,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.10149592161178587},{"word":"got","start":135.475,"end":135.635,"confidence":0.99316406,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1237950250506401},{"word":"a","start":135.635,"end":135.715,"confidence":0.47753906,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.093778595328331},{"word":"hands","start":135.715,"end":136.035,"confidence":0.85253906,"punctuated_word":"hands","sentiment":"neutral","sentiment_score":0.08201661705970764},{"word":"free","start":136.035,"end":136.275,"confidence":0.94506836,"punctuated_word":"free.","sentiment":"neutral","sentiment_score":0.104509174823761},{"word":"i'm","start":136.275,"end":136.355,"confidence":0.99316406,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.10125820338726044},{"word":"in","start":136.355,"end":136.595,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09463953226804732},{"word":"the","start":136.595,"end":136.755,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09238281846046448},{"word":"car","start":136.755,"end":136.995,"confidence":1.0,"punctuated_word":"car","sentiment":"neutral","sentiment_score":0.07900620996952057},{"word":"as","start":136.995,"end":137.235,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0996352806687355},{"word":"well","start":137.235,"end":137.635,"confidence":0.8273926,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.069546639919281},{"word":"so","start":137.635,"end":138.115,"confidence":0.8791504,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.11091775447130205},{"word":"i","start":138.115,"end":138.195,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09441649168729782},{"word":"mean","start":138.195,"end":138.435,"confidence":0.9995117,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.09330448508262634},{"word":"that","start":138.435,"end":138.675,"confidence":0.97509766,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08976105600595474},{"word":"will","start":138.675,"end":139.155,"confidence":0.9980469,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.04140663146972656},{"word":"change","start":139.155,"end":139.555,"confidence":1.0,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.04734961688518524},{"word":"when","start":139.555,"end":139.715,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.08874873071908951},{"word":"i","start":139.715,"end":139.95,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07305532693862915},{"word":"jump","start":139.95,"end":140.27,"confidence":0.9970703,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":0.08731933683156967},{"word":"out","start":140.27,"end":140.43,"confidence":0.9951172,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.07535383105278015},{"word":"and","start":140.43,"end":140.63,"confidence":0.97802734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06118984520435333},{"word":"get","start":140.63,"end":140.83,"confidence":0.99316406,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.04554508626461029},{"word":"in","start":140.83,"end":140.98999,"confidence":0.98291016,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03814411163330078},{"word":"my","start":140.98999,"end":141.15,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.043833568692207336},{"word":"pass","start":141.15,"end":141.39,"confidence":0.47045898,"punctuated_word":"pass,","sentiment":"neutral","sentiment_score":0.05878379940986633},{"word":"but","start":141.39,"end":141.55,"confidence":0.8930664,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.12595006823539734},{"word":"yeah","start":141.55,"end":141.79,"confidence":0.8244629,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.23849160969257355},{"word":"i","start":141.79,"end":141.87,"confidence":0.49194336,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.240647092461586},{"word":"feel","start":141.87,"end":142.11,"confidence":0.5961914,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.18886825442314148},{"word":"fine","start":142.11,"end":142.61,"confidence":0.99560547,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.12438926845788956},{"word":"yep","start":149.31,"end":149.81,"confidence":0.9753418,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.004750232212245464},{"word":"yep","start":151.79,"end":152.11,"confidence":0.7155762,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.036834463477134705},{"word":"no","start":152.11,"end":152.34999,"confidence":0.87280273,"punctuated_word":"No.","sentiment":"negative","sentiment_score":-0.3708011507987976},{"word":"let's","start":152.34999,"end":152.59,"confidence":0.99609375,"punctuated_word":"Let's","sentiment":"negative","sentiment_score":-0.4325174987316131},{"word":"keep","start":152.59,"end":152.83,"confidence":0.97509766,"punctuated_word":"keep","sentiment":"negative","sentiment_score":-0.5785849690437317},{"word":"going","start":152.83,"end":153.33,"confidence":0.9770508,"punctuated_word":"going.","sentiment":"negative","sentiment_score":-0.3672473430633545},{"word":"probably","start":166.755,"end":167.075,"confidence":0.9580078,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":0.012180207297205923},{"word":"did","start":167.075,"end":167.315,"confidence":0.8886719,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.008427437394857407},{"word":"have","start":167.315,"end":167.395,"confidence":0.98095703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.009906765073537828},{"word":"some","start":167.395,"end":167.55501,"confidence":0.9921875,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.0012481361627578735},{"word":"questions","start":167.55501,"end":167.94,"confidence":0.8322754,"punctuated_word":"questions.","sentiment":"neutral","sentiment_score":-0.007282361388206482},{"word":"can't","start":168.1,"end":168.34,"confidence":0.84375,"punctuated_word":"Can't","sentiment":"neutral","sentiment_score":-0.0012627055402845144},{"word":"remember","start":168.34,"end":168.84,"confidence":1.0,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":0.004184456542134285},{"word":"them","start":176.82,"end":177.06,"confidence":0.7727051,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":0.00713077187538147},{"word":"yeah","start":177.06,"end":177.38,"confidence":0.98168945,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.048427630215883255},{"word":"i","start":177.38,"end":177.62,"confidence":0.98095703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16026461124420166},{"word":"i","start":177.62,"end":177.7,"confidence":0.95947266,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19769631326198575},{"word":"don't","start":177.7,"end":177.94,"confidence":0.9980469,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.21659910678863523},{"word":"think","start":177.94,"end":178.1,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.2884390950202942},{"word":"it","start":178.1,"end":178.26001,"confidence":0.99316406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2738161087036133},{"word":"was","start":178.26001,"end":178.5,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.27385076880455017},{"word":"a","start":178.5,"end":178.58,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.24480362236499784},{"word":"lot","start":178.58,"end":178.90001,"confidence":0.88793945,"punctuated_word":"lot.","sentiment":"neutral","sentiment_score":-0.2378276288509369},{"word":"like","start":178.90001,"end":179.40001,"confidence":0.9597168,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.19243070483207703},{"word":"you","start":182.395,"end":182.55501,"confidence":0.98095703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1972188949584961},{"word":"know","start":182.55501,"end":183.05501,"confidence":0.99853516,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.18338283896446228},{"word":"with","start":183.195,"end":183.675,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.22755780816078183},{"word":"with","start":183.675,"end":183.835,"confidence":0.99609375,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.21815399825572968},{"word":"the","start":183.835,"end":184.075,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.17833979427814484},{"word":"markets","start":184.075,"end":184.475,"confidence":0.9863281,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.15358412265777588},{"word":"the","start":184.475,"end":184.63501,"confidence":0.9316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.20587602257728577},{"word":"way","start":184.63501,"end":184.795,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.20334336161613464},{"word":"they","start":184.795,"end":185.035,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.1905388981103897},{"word":"are","start":185.035,"end":185.195,"confidence":0.9921875,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":-0.18637628853321075},{"word":"you","start":185.195,"end":185.435,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2234496623277664},{"word":"know","start":185.435,"end":185.675,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.18332254886627197},{"word":"all","start":185.675,"end":185.91501,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.1987137496471405},{"word":"of","start":185.91501,"end":185.99501,"confidence":0.8354492,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2067978233098984},{"word":"that","start":185.99501,"end":186.155,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1774471551179886},{"word":"sort","start":186.155,"end":186.395,"confidence":0.9970703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.2428606748580933},{"word":"of","start":186.395,"end":186.475,"confidence":0.9819336,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.3084900379180908},{"word":"stuff","start":186.475,"end":186.715,"confidence":0.82177734,"punctuated_word":"stuff,","sentiment":"neutral","sentiment_score":-0.23407676815986633},{"word":"i","start":186.715,"end":186.875,"confidence":0.9838867,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.38206037878990173},{"word":"don't","start":186.875,"end":187.27501,"confidence":0.9746094,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.3641839027404785},{"word":"really","start":187.27501,"end":187.595,"confidence":1.0,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.348663866519928},{"word":"wanna","start":187.595,"end":187.91501,"confidence":0.9614258,"punctuated_word":"wanna","sentiment":"negative","sentiment_score":-0.3846423923969269},{"word":"change","start":187.91501,"end":188.41501,"confidence":0.99902344,"punctuated_word":"change","sentiment":"negative","sentiment_score":-0.3601256012916565},{"word":"how","start":189.35501,"end":189.85501,"confidence":0.9921875,"punctuated_word":"how","sentiment":"negative","sentiment_score":-0.3483940064907074},{"word":"things","start":190.395,"end":190.715,"confidence":0.9536133,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.2901851534843445},{"word":"are","start":190.715,"end":190.875,"confidence":0.9951172,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.31139999628067017},{"word":"going","start":190.875,"end":191.195,"confidence":0.9980469,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.2472410500049591},{"word":"with","start":191.195,"end":191.515,"confidence":0.9790039,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.3412623703479767},{"word":"my","start":191.515,"end":191.755,"confidence":0.9819336,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.35996192693710327},{"word":"super","start":191.755,"end":192.235,"confidence":0.9057617,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":-0.2533225417137146},{"word":"i","start":192.235,"end":192.315,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2618764638900757},{"word":"think","start":192.315,"end":192.815,"confidence":0.9941406,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.235245481133461},{"word":"i'm","start":193.61,"end":193.85,"confidence":0.60058594,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.23277632892131803},{"word":"still","start":193.85,"end":194.09,"confidence":0.57666016,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.2770875096321106},{"word":"young","start":194.09,"end":194.33,"confidence":0.99902344,"punctuated_word":"young","sentiment":"neutral","sentiment_score":-0.26591333746910095},{"word":"enough","start":194.33,"end":194.65001,"confidence":1.0,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":-0.30823343992233276},{"word":"where","start":194.65001,"end":194.89,"confidence":0.9921875,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.2849259376525879},{"word":"we","start":194.89,"end":194.97,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.29357656836509705},{"word":"can","start":194.97,"end":195.21,"confidence":0.89208984,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.2620876729488373},{"word":"be","start":195.21,"end":195.29001,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.273011714220047},{"word":"aggressive","start":195.29001,"end":195.77,"confidence":1.0,"punctuated_word":"aggressive","sentiment":"neutral","sentiment_score":-0.18523478507995603},{"word":"with","start":195.77,"end":196.01001,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.3032916784286499},{"word":"that","start":196.01001,"end":196.51001,"confidence":0.99658203,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.2200881540775299},{"word":"i","start":198.33,"end":198.41,"confidence":0.96533203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.00175563246011734},{"word":"think","start":198.41,"end":198.91,"confidence":0.9838867,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.0282721146941185},{"word":"that","start":198.97,"end":199.13,"confidence":0.96972656,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.062139250338077545},{"word":"was","start":199.13,"end":199.29001,"confidence":0.9614258,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.034008532762527466},{"word":"the","start":199.29001,"end":199.45,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05549751967191696},{"word":"main","start":199.45,"end":199.69,"confidence":0.99902344,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.11876622587442398},{"word":"thing","start":199.69,"end":199.93001,"confidence":0.9746094,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.11610201746225356},{"word":"i","start":199.93001,"end":200.43001,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11138253659009932},{"word":"i","start":200.57,"end":200.81,"confidence":0.89501953,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12692469358444214},{"word":"do","start":200.81,"end":201.05,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1638891100883484},{"word":"wanna","start":201.05,"end":201.29001,"confidence":0.9580078,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.11543703824281693},{"word":"try","start":201.29001,"end":201.53,"confidence":0.9980469,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.05855042487382889},{"word":"and","start":201.53,"end":201.69,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10099586844444276},{"word":"get","start":201.69,"end":201.85,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.0690569207072258},{"word":"into","start":201.85,"end":202.17,"confidence":0.9951172,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.11705178022384644},{"word":"a","start":202.17,"end":202.25,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09312603622674942},{"word":"house","start":202.25,"end":202.57,"confidence":0.9350586,"punctuated_word":"house.","sentiment":"neutral","sentiment_score":0.08474620431661606},{"word":"i","start":202.57,"end":202.73,"confidence":0.78271484,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0007413700222969055},{"word":"just","start":202.73,"end":202.97,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.019100606441497803},{"word":"don't","start":202.97,"end":203.21,"confidence":0.9980469,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.016456054523587227},{"word":"know","start":203.21,"end":203.71,"confidence":0.9050293,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.013588745146989822},{"word":"like","start":203.85,"end":204.09,"confidence":0.87158203,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.015965469181537628},{"word":"i","start":204.09,"end":204.25,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03184095770120621},{"word":"i","start":204.25,"end":204.33,"confidence":0.9267578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05397815629839897},{"word":"wanna","start":204.33,"end":204.65001,"confidence":0.96875,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.06768366694450378},{"word":"try","start":204.65001,"end":204.81,"confidence":0.9921875,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.046569664031267166},{"word":"and","start":204.81,"end":204.97,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07940713316202164},{"word":"tidy","start":204.97,"end":205.37,"confidence":0.9970703,"punctuated_word":"tidy","sentiment":"neutral","sentiment_score":0.05840617045760155},{"word":"some","start":205.37,"end":205.53,"confidence":0.9589844,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.07143408060073853},{"word":"things","start":205.53,"end":205.85,"confidence":0.98095703,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.06778991222381592},{"word":"up","start":205.85,"end":206.35,"confidence":0.98095703,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.04913672059774399},{"word":"here","start":206.735,"end":207.055,"confidence":0.9941406,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.05777791514992714},{"word":"in","start":207.055,"end":207.135,"confidence":0.94921875,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04687398672103882},{"word":"maryborough","start":207.135,"end":207.635,"confidence":0.63305664,"punctuated_word":"Maryborough","sentiment":"neutral","sentiment_score":0.02743322215974331},{"word":"first","start":207.69499,"end":208.095,"confidence":0.99121094,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.03823068365454674},{"word":"before","start":208.095,"end":208.415,"confidence":0.9819336,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.021812064573168755},{"word":"we","start":208.415,"end":208.915,"confidence":0.9970703,"punctuated_word":"we...","sentiment":"neutral","sentiment_score":0.01118248887360096},{"word":"before","start":209.295,"end":209.615,"confidence":1.0,"punctuated_word":"Before","sentiment":"neutral","sentiment_score":-0.0361899696290493},{"word":"i","start":209.615,"end":209.775,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.050878629088401794},{"word":"really","start":209.775,"end":210.275,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.06462182849645615},{"word":"sink","start":210.33499,"end":210.575,"confidence":0.81591797,"punctuated_word":"sink","sentiment":"neutral","sentiment_score":-0.07244370877742767},{"word":"my","start":210.575,"end":210.735,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.15331408381462097},{"word":"teeth","start":210.735,"end":211.055,"confidence":0.9951172,"punctuated_word":"teeth","sentiment":"neutral","sentiment_score":-0.06396718323230743},{"word":"in","start":211.055,"end":211.215,"confidence":0.46923828,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1089457869529724},{"word":"and","start":211.215,"end":211.375,"confidence":0.6621094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10254084318876266},{"word":"try","start":211.375,"end":211.615,"confidence":0.8852539,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.09706458449363708},{"word":"and","start":211.615,"end":211.775,"confidence":0.8359375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0693625807762146},{"word":"get","start":211.775,"end":211.935,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.06765525043010712},{"word":"some","start":211.935,"end":212.435,"confidence":0.9970703,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.04717344045639038},{"word":"more","start":212.575,"end":212.895,"confidence":0.9941406,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.06021306291222572},{"word":"details","start":212.895,"end":213.375,"confidence":1.0,"punctuated_word":"details","sentiment":"neutral","sentiment_score":-0.05330105498433113},{"word":"about","start":213.375,"end":213.615,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.04430334270000458},{"word":"that","start":213.615,"end":213.855,"confidence":0.9133301,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.07598705589771271},{"word":"but","start":213.855,"end":214.095,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0645262598991394},{"word":"that's","start":214.095,"end":214.495,"confidence":0.9975586,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.08196236193180084},{"word":"sort","start":214.495,"end":214.815,"confidence":0.94189453,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.05061813443899155},{"word":"of","start":214.815,"end":215.215,"confidence":0.6723633,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07867200672626495},{"word":"a","start":215.215,"end":215.375,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.079604372382164},{"word":"little","start":215.375,"end":215.615,"confidence":0.96435547,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.014649912714958193},{"word":"bit","start":215.615,"end":215.775,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.028757624328136444},{"word":"later","start":215.775,"end":216.095,"confidence":0.97314453,"punctuated_word":"later","sentiment":"neutral","sentiment_score":-0.02835448458790779},{"word":"probably","start":216.095,"end":216.415,"confidence":0.52685547,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.027381010353565216},{"word":"in","start":216.415,"end":216.575,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03461277484893799},{"word":"the","start":216.575,"end":216.735,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.00792674720287323},{"word":"new","start":216.735,"end":216.895,"confidence":0.5214844,"punctuated_word":"New","sentiment":"neutral","sentiment_score":-0.01039394736289978},{"word":"year","start":216.895,"end":217.395,"confidence":0.97387695,"punctuated_word":"Year.","sentiment":"neutral","sentiment_score":-0.025890696793794632},{"word":"yep","start":224.79001,"end":225.29001,"confidence":0.86621094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05756331607699394},{"word":"that's","start":232.71,"end":233.03,"confidence":0.90844727,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.03012831136584282},{"word":"still","start":233.03,"end":233.27,"confidence":0.9941406,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.02861681208014488},{"word":"current","start":233.27,"end":233.67,"confidence":0.96362305,"punctuated_word":"current.","sentiment":"neutral","sentiment_score":0.032727427780628204},{"word":"yep","start":233.67,"end":234.17,"confidence":0.9848633,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07406453043222427},{"word":"that's","start":242.125,"end":242.36499,"confidence":0.87475586,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.09208425134420396},{"word":"correct","start":242.36499,"end":242.86499,"confidence":0.9914551,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":0.10336178541183472},{"word":"correct","start":247.72499,"end":248.22499,"confidence":0.84521484,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.04260865971446037},{"word":"no","start":262.24,"end":262.74,"confidence":0.9797363,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.008026661351323128},{"word":"yes","start":263.36002,"end":263.68,"confidence":0.9267578,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.03235331177711487},{"word":"that's","start":263.68,"end":264.0,"confidence":0.9213867,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.04104548692703247},{"word":"still","start":264.0,"end":264.24,"confidence":0.9941406,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.029670916497707367},{"word":"correct","start":264.24,"end":264.74,"confidence":0.99853516,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":0.05448756739497185},{"word":"i","start":269.60498,"end":269.76498,"confidence":0.61376953,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07595435529947281},{"word":"certainly","start":269.76498,"end":270.245,"confidence":0.9892578,"punctuated_word":"certainly","sentiment":"neutral","sentiment_score":0.11241202056407928},{"word":"am","start":270.245,"end":270.745,"confidence":0.99902344,"punctuated_word":"am.","sentiment":"neutral","sentiment_score":0.0565798357129097},{"word":"twelve","start":274.32498,"end":274.645,"confidence":0.81347656,"punctuated_word":"Twelve","sentiment":"neutral","sentiment_score":0.0029623545706272125},{"word":"months","start":274.645,"end":274.965,"confidence":0.99902344,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.00607472937554121},{"word":"now","start":274.965,"end":275.465,"confidence":0.98876953,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.022504273802042007},{"word":"yeah","start":280.805,"end":281.25,"confidence":0.9885254,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.040436264127492905},{"word":"casual","start":282.13,"end":282.63,"confidence":0.6078491,"punctuated_word":"Casual.","sentiment":"neutral","sentiment_score":0.043553873896598816},{"word":"yeah","start":283.57,"end":284.07,"confidence":0.83374023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03403294086456299},{"word":"about","start":287.33,"end":287.83,"confidence":0.6689453,"punctuated_word":"About","sentiment":"neutral","sentiment_score":0.01745462417602539},{"word":"seventy","start":288.05,"end":288.55,"confidence":0.97802734,"punctuated_word":"seventy","sentiment":"neutral","sentiment_score":0.013731169514358044},{"word":"six","start":288.69,"end":288.93,"confidence":0.96240234,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.009788371622562408},{"word":"ish","start":288.93,"end":289.43,"confidence":0.8717448,"punctuated_word":"ish.","sentiment":"neutral","sentiment_score":0.016233351081609726},{"word":"fortnight","start":292.85,"end":293.35,"confidence":0.77075195,"punctuated_word":"Fortnight.","sentiment":"neutral","sentiment_score":0.009654432535171509},{"word":"i'm","start":305.115,"end":305.195,"confidence":0.5933838,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.2648495137691498},{"word":"glad","start":305.195,"end":305.435,"confidence":0.43945312,"punctuated_word":"glad","sentiment":"neutral","sentiment_score":0.2121858447790146},{"word":"about","start":305.435,"end":305.935,"confidence":0.58496094,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.24878144264221191},{"word":"90","start":306.395,"end":306.79498,"confidence":0.7194824,"punctuated_word":"90,","sentiment":"neutral","sentiment_score":0.2029896229505539},{"word":"is","start":306.79498,"end":307.035,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1715483516454697},{"word":"it","start":307.035,"end":307.275,"confidence":0.72265625,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.23045770823955536},{"word":"roughly","start":307.275,"end":307.775,"confidence":0.98217773,"punctuated_word":"roughly?","sentiment":"neutral","sentiment_score":0.16132473945617676},{"word":"is","start":307.915,"end":308.07498,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.04890778660774231},{"word":"it","start":308.07498,"end":308.235,"confidence":0.9790039,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09175734221935272},{"word":"90","start":308.235,"end":308.735,"confidence":0.7890625,"punctuated_word":"90?","sentiment":"neutral","sentiment_score":0.07356919348239899},{"word":"i","start":309.835,"end":310.07498,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.004634693264961243},{"word":"think","start":310.07498,"end":310.57498,"confidence":0.939209,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":0.015271728858351707},{"word":"i","start":311.32,"end":311.48,"confidence":0.4338379,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.022130176424980164},{"word":"don't","start":311.48,"end":311.56,"confidence":0.74853516,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.020630858838558197},{"word":"remember","start":311.56,"end":311.96,"confidence":0.9941406,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":-0.013168008998036385},{"word":"now","start":311.96,"end":312.46,"confidence":0.95581055,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.01037738285958767},{"word":"i","start":312.76,"end":312.92,"confidence":0.8222656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.012046173214912416},{"word":"know","start":312.92,"end":313.08002,"confidence":0.9790039,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.004204846918582916},{"word":"it's","start":313.08002,"end":313.24,"confidence":0.84887695,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.004283620975911617},{"word":"only","start":313.24,"end":313.48,"confidence":0.95947266,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.005970209836959839},{"word":"a","start":313.48,"end":313.56,"confidence":0.9394531,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.004095565527677536},{"word":"few","start":313.56,"end":313.80002,"confidence":0.9790039,"punctuated_word":"few","sentiment":"neutral","sentiment_score":-0.0027197226881980896},{"word":"months","start":313.80002,"end":314.30002,"confidence":0.8562012,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":0.011417796835303308},{"word":"i","start":319.48,"end":319.56,"confidence":0.9873047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02523443102836609},{"word":"think","start":319.56,"end":319.8,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.018851427361369133},{"word":"that","start":319.8,"end":320.3,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04319021105766296},{"word":"includes","start":320.92,"end":321.42,"confidence":0.8076172,"punctuated_word":"includes","sentiment":"neutral","sentiment_score":0.02601977065205574},{"word":"super","start":321.8,"end":322.28,"confidence":0.8400879,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.038466766476631165},{"word":"i","start":322.28,"end":322.36002,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.033328548073768616},{"word":"think","start":322.36002,"end":322.86002,"confidence":0.9453125,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":0.04418357461690903},{"word":"yep","start":334.73502,"end":335.23502,"confidence":0.74108887,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02718806266784668},{"word":"probably","start":336.4,"end":336.72,"confidence":0.93603516,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":-0.04116588458418846},{"word":"a","start":336.72,"end":336.8,"confidence":0.9658203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05962140113115311},{"word":"little","start":336.8,"end":337.04,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.09316311776638032},{"word":"bit","start":337.04,"end":337.2,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.12077685445547104},{"word":"more","start":337.2,"end":337.52,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.14909502863883972},{"word":"with","start":337.52,"end":337.68,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.12892429530620575},{"word":"the","start":337.68,"end":337.76,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07137373089790344},{"word":"way","start":337.76,"end":338.0,"confidence":0.99609375,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.021615490317344666},{"word":"things","start":338.0,"end":338.24,"confidence":0.9951172,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.0310165137052536},{"word":"have","start":338.24,"end":338.4,"confidence":0.8618164,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.016847237944602966},{"word":"gone","start":338.4,"end":338.56,"confidence":0.9248047,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":0.02580389380455017},{"word":"up","start":338.56,"end":338.8,"confidence":0.9951172,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.014137379825115204},{"word":"lately","start":338.8,"end":339.3,"confidence":0.97143555,"punctuated_word":"lately.","sentiment":"neutral","sentiment_score":-0.008174806833267212},{"word":"oh","start":344.48,"end":344.72,"confidence":0.9614258,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.015949446707963943},{"word":"yeah","start":344.72,"end":345.04,"confidence":0.99609375,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.004449516534805298},{"word":"that's","start":345.04,"end":345.28,"confidence":0.9243164,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.00027067711926065385},{"word":"all","start":345.28,"end":345.44,"confidence":0.70703125,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.047133948653936386},{"word":"i","start":345.44,"end":345.52,"confidence":0.92333984,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.019761867821216583},{"word":"have","start":345.52,"end":345.92,"confidence":0.8322754,"punctuated_word":"have.","sentiment":"neutral","sentiment_score":0.017477992922067642},{"word":"i","start":345.92,"end":346.08,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.028342939913272858},{"word":"do","start":346.08,"end":346.24,"confidence":0.9941406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04508081078529358},{"word":"wanna","start":346.24,"end":346.56,"confidence":0.9902344,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.04320735111832619},{"word":"look","start":346.56,"end":346.72,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.02890142798423767},{"word":"at","start":346.72,"end":346.8,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.045791998505592346},{"word":"the","start":346.8,"end":346.96,"confidence":0.9550781,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07423213124275208},{"word":"house","start":346.96,"end":347.2,"confidence":0.9309082,"punctuated_word":"house,","sentiment":"neutral","sentiment_score":0.07558391988277435},{"word":"but","start":347.2,"end":347.7,"confidence":0.9873047,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.02957988530397415},{"word":"and","start":348.095,"end":348.33502,"confidence":0.28198242,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04180335998535156},{"word":"i","start":348.33502,"end":348.49503,"confidence":0.90771484,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12925653159618378},{"word":"like","start":348.49503,"end":348.65503,"confidence":0.59814453,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.20439757406711576},{"word":"the","start":348.65503,"end":348.815,"confidence":0.38916016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20492663979530337},{"word":"house","start":348.815,"end":349.135,"confidence":0.9921875,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.10847441852092744},{"word":"price","start":349.135,"end":349.375,"confidence":0.8222656,"punctuated_word":"price","sentiment":"neutral","sentiment_score":0.17159238457679749},{"word":"that","start":349.375,"end":349.535,"confidence":0.43603516,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1337236762046814},{"word":"might","start":349.535,"end":349.77502,"confidence":0.9863281,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.10679090023040771},{"word":"come","start":349.77502,"end":349.93503,"confidence":0.98828125,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.13879141211509705},{"word":"down","start":349.93503,"end":350.17502,"confidence":0.9199219,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":0.06955611705780029},{"word":"but","start":350.17502,"end":350.415,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.009640537202358246},{"word":"nothing","start":350.415,"end":350.65503,"confidence":1.0,"punctuated_word":"nothing","sentiment":"neutral","sentiment_score":-0.049438923597335815},{"word":"else","start":350.65503,"end":350.975,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":-0.029216453433036804},{"word":"comes","start":350.975,"end":351.21503,"confidence":0.9838867,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.01596837490797043},{"word":"down","start":351.21503,"end":351.71503,"confidence":0.9875488,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":0.014265619218349457},{"word":"yeah","start":355.21503,"end":355.71503,"confidence":0.89819336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.030300583690404892},{"word":"yeah","start":356.49503,"end":356.65503,"confidence":0.83496094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.026997730135917664},{"word":"and","start":356.65503,"end":356.975,"confidence":0.9589844,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.036868393421173096},{"word":"interest","start":356.975,"end":357.375,"confidence":0.97265625,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":-0.04613308236002922},{"word":"rates","start":357.375,"end":357.77502,"confidence":0.8461914,"punctuated_word":"rates","sentiment":"neutral","sentiment_score":-0.022489186376333237},{"word":"go","start":357.77502,"end":358.17502,"confidence":0.72216797,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.04349932819604874},{"word":"up","start":358.17502,"end":358.49503,"confidence":0.72265625,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":-0.03567163646221161},{"word":"but","start":358.49503,"end":358.99503,"confidence":0.5258789,"punctuated_word":"but...","sentiment":"neutral","sentiment_score":-0.03276222199201584},{"word":"so","start":359.375,"end":359.535,"confidence":0.8574219,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.05170097202062607},{"word":"your","start":359.535,"end":359.77502,"confidence":0.9086914,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.053308844566345215},{"word":"house","start":359.77502,"end":360.015,"confidence":0.9970703,"punctuated_word":"house","sentiment":"neutral","sentiment_score":-0.05136620998382568},{"word":"doesn't","start":360.015,"end":360.415,"confidence":0.9921875,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.051416005939245224},{"word":"cost","start":360.415,"end":360.73502,"confidence":0.9980469,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":-0.06963718682527542},{"word":"you","start":360.73502,"end":360.89502,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08954977989196777},{"word":"any","start":360.89502,"end":361.39502,"confidence":0.9902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.09872783720493317},{"word":"any","start":361.97,"end":362.13,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.08930261433124542},{"word":"less","start":362.13,"end":362.53,"confidence":0.82836914,"punctuated_word":"less.","sentiment":"neutral","sentiment_score":-0.11153382062911989},{"word":"it's","start":362.53,"end":362.69,"confidence":0.99316406,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.1915983408689499},{"word":"still","start":362.69,"end":362.93,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.15603795647621155},{"word":"gonna","start":362.93,"end":363.16998,"confidence":0.9892578,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.17512460052967072},{"word":"cost","start":363.16998,"end":363.49,"confidence":0.9980469,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":-0.09486144781112672},{"word":"you","start":363.49,"end":363.57,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12717080116271973},{"word":"more","start":363.57,"end":363.81,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.11522122472524644},{"word":"in","start":363.81,"end":363.88998,"confidence":0.8803711,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.15106329321861267},{"word":"interest","start":363.88998,"end":364.38998,"confidence":0.9970703,"punctuated_word":"interest.","sentiment":"neutral","sentiment_score":-0.12573665380477905},{"word":"yeah","start":367.81,"end":368.13,"confidence":0.80200195,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04560668766498566},{"word":"so","start":368.13,"end":368.63,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04890121147036552},{"word":"we'll","start":368.85,"end":369.00998,"confidence":0.9951172,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":-0.05152326077222824},{"word":"we'll","start":369.00998,"end":369.16998,"confidence":0.8803711,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":-0.02673082798719406},{"word":"go","start":369.16998,"end":369.41,"confidence":0.9658203,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.03321399539709091},{"word":"$50","start":369.41,"end":370.13,"confidence":0.9555664,"punctuated_word":"$50...","sentiment":"neutral","sentiment_score":-0.043042149394750595},{"word":"add","start":370.13,"end":370.28998,"confidence":0.9951172,"punctuated_word":"Add","sentiment":"neutral","sentiment_score":-0.039175257086753845},{"word":"an","start":370.28998,"end":370.44998,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.0434407964348793},{"word":"extra","start":370.44998,"end":370.77,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":-0.04776030406355858},{"word":"$50","start":370.77,"end":371.33,"confidence":0.99658203,"punctuated_word":"$50","sentiment":"neutral","sentiment_score":-0.04861430078744888},{"word":"on","start":371.33,"end":371.49,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.031627558171749115},{"word":"that","start":371.49,"end":371.57,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04250262677669525},{"word":"because","start":371.57,"end":371.88998,"confidence":0.71972656,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":-0.05415315181016922},{"word":"obviously","start":371.88998,"end":372.38998,"confidence":0.99609375,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.06300711631774902},{"word":"if","start":372.69,"end":372.93,"confidence":0.46972656,"punctuated_word":"if...","sentiment":"neutral","sentiment_score":-0.0427008718252182},{"word":"with","start":372.93,"end":373.09,"confidence":0.9291992,"punctuated_word":"With","sentiment":"neutral","sentiment_score":-0.05030179023742676},{"word":"everything","start":373.09,"end":373.49,"confidence":0.9980469,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.034913383424282074},{"word":"that","start":373.49,"end":373.65,"confidence":0.7973633,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03603944554924965},{"word":"goes","start":373.65,"end":374.05,"confidence":0.98535156,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":-0.02729962393641472},{"word":"on","start":374.05,"end":374.235,"confidence":0.99316406,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":-0.043157510459423065},{"word":"everything's","start":374.47498,"end":374.955,"confidence":0.9890137,"punctuated_word":"everything's","sentiment":"neutral","sentiment_score":-0.05758807063102722},{"word":"going","start":374.955,"end":375.19498,"confidence":0.8310547,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.060168780386447906},{"word":"up","start":375.19498,"end":375.435,"confidence":0.9941406,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.08012369275093079},{"word":"and","start":375.435,"end":375.935,"confidence":0.61376953,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.0521867498755455},{"word":"you","start":376.47498,"end":376.63498,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04164452850818634},{"word":"know","start":376.63498,"end":377.13498,"confidence":0.95825195,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.04036843404173851},{"word":"i'd","start":377.435,"end":377.59497,"confidence":0.6672363,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.02977435290813446},{"word":"be","start":377.59497,"end":377.75497,"confidence":0.98095703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.02624369226396084},{"word":"silly","start":377.75497,"end":378.155,"confidence":0.6899414,"punctuated_word":"silly","sentiment":"neutral","sentiment_score":-0.1693110466003418},{"word":"enough","start":378.155,"end":378.395,"confidence":0.8432617,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":-0.1820152997970581},{"word":"to","start":378.395,"end":378.79498,"confidence":0.9667969,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14117085933685303},{"word":"say","start":378.79498,"end":378.955,"confidence":0.8774414,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.11231915652751924},{"word":"it's","start":378.955,"end":379.115,"confidence":0.98583984,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.13890190422534943},{"word":"going","start":379.115,"end":379.435,"confidence":0.96972656,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.122187040746212},{"word":"up","start":379.435,"end":379.59497,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.1330852061510086},{"word":"a","start":379.59497,"end":379.75497,"confidence":0.7109375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13519713282585144},{"word":"little","start":379.75497,"end":379.995,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.09112584590911864},{"word":"bit","start":379.995,"end":380.31497,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.08971842378377914},{"word":"more","start":380.31497,"end":380.81497,"confidence":0.99658203,"punctuated_word":"more.","sentiment":"neutral","sentiment_score":-0.09487681090831757},{"word":"yes","start":385.675,"end":386.175,"confidence":0.73535156,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.03378136083483696},{"word":"oh","start":390.34,"end":390.84,"confidence":0.7237549,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.0385347418487072},{"word":"i","start":391.06,"end":391.22,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.050830744206905365},{"word":"wish","start":391.22,"end":391.62,"confidence":0.80029297,"punctuated_word":"wish.","sentiment":"neutral","sentiment_score":-0.06761716306209564},{"word":"not","start":391.62,"end":391.86,"confidence":0.96972656,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.15447162091732025},{"word":"at","start":391.86,"end":391.94,"confidence":0.9951172,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.18131564557552335},{"word":"the","start":391.94,"end":392.1,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1607318818569183},{"word":"moment","start":392.1,"end":392.6,"confidence":0.98291016,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.183331698179245},{"word":"just","start":393.62,"end":393.86,"confidence":0.64941406,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.14196574687957764},{"word":"just","start":393.86,"end":394.1,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1228196620941162},{"word":"with","start":394.1,"end":394.26,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.11887720972299576},{"word":"everything","start":394.26,"end":394.66,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.07724381983280182},{"word":"going","start":394.66,"end":394.9,"confidence":0.99609375,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.07346394658088684},{"word":"on","start":394.9,"end":395.06,"confidence":0.8430176,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":-0.106158547103405},{"word":"like","start":395.06,"end":395.22,"confidence":0.9892578,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":-0.09734266996383668},{"word":"i","start":395.22,"end":395.3,"confidence":0.98828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0717708095908165},{"word":"said","start":395.3,"end":395.54,"confidence":0.98876953,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.07393141090869904},{"word":"everything","start":395.54,"end":395.86,"confidence":0.99902344,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.05694357678294182},{"word":"goes","start":395.86,"end":396.1,"confidence":1.0,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":-0.04639972001314163},{"word":"up","start":396.1,"end":396.26,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.060826897621154785},{"word":"and","start":396.26,"end":396.41998,"confidence":0.47973633,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07477527856826782},{"word":"then","start":396.41998,"end":396.5,"confidence":0.82836914,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":-0.07187695056200027},{"word":"yeah","start":396.5,"end":397.0,"confidence":0.96606445,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.06599828600883484},{"word":"trying","start":397.22,"end":397.54,"confidence":0.95947266,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.06416428834199905},{"word":"to","start":397.54,"end":397.62,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05579531937837601},{"word":"put","start":397.62,"end":397.86,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.05800531059503555},{"word":"savings","start":397.86,"end":398.26,"confidence":0.9980469,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":-0.07576577365398407},{"word":"away","start":398.26,"end":398.5,"confidence":0.9951172,"punctuated_word":"away.","sentiment":"neutral","sentiment_score":-0.11696596443653108},{"word":"i","start":398.5,"end":398.66,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10692045092582704},{"word":"try","start":398.66,"end":398.98,"confidence":0.57128906,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.10708626359701157},{"word":"to","start":398.98,"end":399.22,"confidence":0.70666504,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.1061788573861122},{"word":"like","start":399.22,"end":399.72,"confidence":0.95751953,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.09060565382242204},{"word":"i've","start":400.685,"end":400.845,"confidence":0.9980469,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.07201918959617615},{"word":"got","start":400.845,"end":401.245,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.0746774971485138},{"word":"rail","start":401.245,"end":401.565,"confidence":0.9741211,"punctuated_word":"rail","sentiment":"neutral","sentiment_score":-0.07059171795845032},{"word":"coming","start":401.565,"end":401.88498,"confidence":0.99902344,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":-0.07580455392599106},{"word":"up","start":401.88498,"end":402.125,"confidence":0.7219238,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":-0.0727551057934761},{"word":"so","start":402.125,"end":402.525,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.06036055088043213},{"word":"i","start":402.525,"end":402.925,"confidence":0.4580078,"punctuated_word":"I...","sentiment":"neutral","sentiment_score":-0.05563141405582428},{"word":"any","start":402.925,"end":403.245,"confidence":0.99609375,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":-0.1176425889134407},{"word":"extra","start":403.245,"end":403.565,"confidence":0.9760742,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":-0.15509828925132751},{"word":"cash","start":403.565,"end":403.965,"confidence":0.9140625,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":-0.11791493743658066},{"word":"i","start":403.965,"end":404.125,"confidence":0.77734375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11343841254711153},{"word":"earn","start":404.125,"end":404.365,"confidence":0.6870117,"punctuated_word":"earn","sentiment":"neutral","sentiment_score":-0.09841910004615784},{"word":"from","start":404.365,"end":404.525,"confidence":0.9970703,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.12766672670841217},{"word":"that","start":404.525,"end":404.685,"confidence":0.9807129,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.1218925639986992},{"word":"i","start":404.685,"end":404.845,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10434310883283617},{"word":"usually","start":404.845,"end":405.16498,"confidence":0.9970703,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":-0.13019448518753052},{"word":"put","start":405.16498,"end":405.405,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.1578485667705536},{"word":"that","start":405.405,"end":405.565,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.164968803524971},{"word":"away","start":405.565,"end":405.88498,"confidence":1.0,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.1571582555770874},{"word":"and","start":405.88498,"end":406.38498,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11271033436059952},{"word":"put","start":406.44498,"end":406.685,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.11986486613750458},{"word":"it","start":406.685,"end":406.845,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09338213503360748},{"word":"in","start":406.845,"end":407.005,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.09472277760505676},{"word":"there","start":407.005,"end":407.245,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.0978374481201172},{"word":"for","start":407.245,"end":407.405,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.10029905289411543},{"word":"a","start":407.405,"end":407.565,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0937776416540146},{"word":"little","start":407.565,"end":407.72498,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.08448353409767151},{"word":"bit","start":407.72498,"end":407.965,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.09067295491695404},{"word":"just","start":407.965,"end":408.205,"confidence":0.86865234,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.11964306980371477},{"word":"for","start":408.205,"end":408.365,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.11979707330465315},{"word":"a","start":408.365,"end":408.44498,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1088094413280487},{"word":"rainy","start":408.44498,"end":408.76498,"confidence":1.0,"punctuated_word":"rainy","sentiment":"neutral","sentiment_score":-0.0946119949221611},{"word":"day","start":408.76498,"end":409.26498,"confidence":0.97094727,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":-0.08483067154884338},{"word":"so","start":409.72498,"end":410.22498,"confidence":0.9770508,"punctuated_word":"So...","sentiment":"neutral","sentiment_score":-0.04626166820526123},{"word":"but","start":410.925,"end":411.085,"confidence":0.9941406,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.07435432076454163},{"word":"i","start":411.085,"end":411.245,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17706574499607086},{"word":"don't","start":411.245,"end":411.405,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.17003360390663147},{"word":"have","start":411.405,"end":411.645,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.06042896956205368},{"word":"that","start":411.645,"end":411.805,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.21542063355445865},{"word":"at","start":411.805,"end":411.965,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.26950758695602417},{"word":"the","start":411.965,"end":412.04498,"confidence":0.91015625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2413060367107391},{"word":"moment","start":412.04498,"end":412.365,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":-0.2611925005912781},{"word":"because","start":412.365,"end":412.845,"confidence":0.7133789,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.229340136051178},{"word":"rainy","start":412.845,"end":413.16498,"confidence":0.89208984,"punctuated_word":"rainy","sentiment":"neutral","sentiment_score":-0.26232150197029114},{"word":"days","start":413.16498,"end":413.485,"confidence":0.9970703,"punctuated_word":"days","sentiment":"neutral","sentiment_score":-0.2723110616207123},{"word":"keep","start":413.485,"end":413.72498,"confidence":0.99609375,"punctuated_word":"keep","sentiment":"negative","sentiment_score":-0.3358769118785858},{"word":"happening","start":413.72498,"end":414.22498,"confidence":1.0,"punctuated_word":"happening","sentiment":"neutral","sentiment_score":-0.28745296597480774},{"word":"without","start":414.285,"end":414.685,"confidence":1.0,"punctuated_word":"without","sentiment":"neutral","sentiment_score":-0.27000892162323},{"word":"me","start":414.685,"end":414.845,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.29124170541763306},{"word":"wanting","start":414.845,"end":415.16498,"confidence":0.9970703,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.315746545791626},{"word":"them","start":415.16498,"end":415.485,"confidence":0.9980469,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.311590313911438},{"word":"to","start":415.485,"end":415.645,"confidence":0.9157715,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":-0.24548330903053284},{"word":"so","start":415.645,"end":415.98,"confidence":0.69677734,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.15607501566410065},{"word":"alright","start":420.46002,"end":420.78,"confidence":0.8190918,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":-0.014276601374149324},{"word":"i'm","start":420.78,"end":420.94,"confidence":0.95581055,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.02805097959935665},{"word":"gonna","start":420.94,"end":421.34,"confidence":0.99121094,"punctuated_word":"gonna...","sentiment":"neutral","sentiment_score":-0.025989752262830738},{"word":"i","start":421.34,"end":421.5,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.041322261095047},{"word":"might","start":421.5,"end":421.66,"confidence":0.9902344,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.05875755846500397},{"word":"drop","start":421.66,"end":421.90002,"confidence":0.9970703,"punctuated_word":"drop","sentiment":"neutral","sentiment_score":-0.07113295048475266},{"word":"out","start":421.90002,"end":422.06,"confidence":0.60009766,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.07716687023639679},{"word":"for","start":422.06,"end":422.22,"confidence":0.9370117,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0671413242816925},{"word":"a","start":422.22,"end":422.30002,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05248551815748215},{"word":"second","start":422.30002,"end":422.80002,"confidence":0.9650879,"punctuated_word":"second.","sentiment":"neutral","sentiment_score":-0.05094447731971741},{"word":"can","start":428.86002,"end":429.1,"confidence":0.9892578,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":-0.009452003985643389},{"word":"you","start":429.1,"end":429.26,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.011558840051293371},{"word":"hear","start":429.26,"end":429.42,"confidence":1.0,"punctuated_word":"hear","sentiment":"neutral","sentiment_score":-0.01145711075514555},{"word":"me","start":429.42,"end":429.92,"confidence":1.0,"punctuated_word":"me?","sentiment":"neutral","sentiment_score":-0.003147001378238201},{"word":"alright","start":431.575,"end":431.975,"confidence":0.96655273,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.23697739839553833},{"word":"brilliant","start":431.975,"end":432.455,"confidence":0.9980469,"punctuated_word":"Brilliant.","sentiment":"positive","sentiment_score":0.5607209205627441},{"word":"i","start":432.455,"end":432.49,"confidence":0.94384766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2315936833620071},{"word":"think","start":432.49,"end":432.525,"confidence":0.98535156,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.2314302772283554},{"word":"i","start":432.525,"end":432.775,"confidence":0.3984375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.21427538990974423},{"word":"swapped","start":432.775,"end":433.255,"confidence":0.69970703,"punctuated_word":"swapped","sentiment":"neutral","sentiment_score":0.16949474811553955},{"word":"over","start":433.255,"end":433.755,"confidence":0.91503906,"punctuated_word":"over.","sentiment":"neutral","sentiment_score":0.15461045503616333},{"word":"okay","start":445.51,"end":445.83002,"confidence":0.7583008,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.03986810892820358},{"word":"the","start":445.83002,"end":445.99002,"confidence":0.9921875,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.1400330513715744},{"word":"debt's","start":445.99002,"end":446.39,"confidence":0.78271484,"punctuated_word":"debt's","sentiment":"neutral","sentiment_score":-0.1666066348552704},{"word":"gone","start":446.39,"end":446.71002,"confidence":0.984375,"punctuated_word":"gone.","sentiment":"neutral","sentiment_score":-0.22604194283485413},{"word":"the","start":446.71002,"end":446.87003,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.19845068454742432},{"word":"car's","start":446.87003,"end":447.11002,"confidence":0.7675781,"punctuated_word":"car's","sentiment":"neutral","sentiment_score":-0.18396955728530884},{"word":"still","start":447.11002,"end":447.61002,"confidence":1.0,"punctuated_word":"still...","sentiment":"neutral","sentiment_score":-0.11916445940732956},{"word":"the","start":448.87003,"end":449.03,"confidence":0.35546875,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.12531499564647677},{"word":"car's","start":449.03,"end":449.43002,"confidence":0.9157715,"punctuated_word":"car's","sentiment":"neutral","sentiment_score":-0.1491178274154663},{"word":"still","start":449.43002,"end":449.67,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.13647860288619995},{"word":"there","start":449.67,"end":450.17,"confidence":0.9880371,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.10827626287937164},{"word":"let's","start":458.44498,"end":458.76498,"confidence":0.91259766,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":-0.023511316627264023},{"word":"drop","start":458.76498,"end":459.005,"confidence":0.9873047,"punctuated_word":"drop","sentiment":"neutral","sentiment_score":-0.02012508735060692},{"word":"down","start":459.005,"end":459.245,"confidence":0.9921875,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.02159634605050087},{"word":"to","start":459.245,"end":459.745,"confidence":0.9970703,"punctuated_word":"to...","sentiment":"neutral","sentiment_score":-0.030551552772521973},{"word":"i","start":459.805,"end":459.965,"confidence":0.59521484,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03677527606487274},{"word":"think","start":459.965,"end":460.04498,"confidence":0.9326172,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.029795965179800987},{"word":"it's","start":460.04498,"end":460.54498,"confidence":0.84399414,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.028529558330774307},{"word":"a","start":460.685,"end":461.185,"confidence":0.5517578,"punctuated_word":"a...","sentiment":"neutral","sentiment_score":-0.034882690757513046},{"word":"i","start":461.645,"end":462.145,"confidence":0.12237549,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.030525606125593185},{"word":"think","start":462.525,"end":463.025,"confidence":0.63427734,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":-0.02739492617547512},{"word":"yep","start":463.565,"end":463.88498,"confidence":0.74609375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.007582006510347128},{"word":"i","start":463.88498,"end":463.965,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03372787684202194},{"word":"can","start":463.965,"end":464.205,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.030311712995171547},{"word":"check","start":464.205,"end":464.44498,"confidence":0.9941406,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.024694569408893585},{"word":"that","start":464.44498,"end":464.525,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.015004843473434448},{"word":"one","start":464.525,"end":465.005,"confidence":0.9868164,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.011471428908407688},{"word":"i","start":465.005,"end":465.085,"confidence":0.9277344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.025713421404361725},{"word":"can","start":465.085,"end":465.245,"confidence":0.98828125,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.021061068400740623},{"word":"check","start":465.245,"end":465.405,"confidence":0.9951172,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.01924467645585537},{"word":"that","start":465.405,"end":465.645,"confidence":0.99121094,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.010957285761833193},{"word":"one","start":465.645,"end":466.145,"confidence":0.88964844,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.0004336768761277199},{"word":"oh","start":468.365,"end":468.525,"confidence":0.65515137,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.011008363217115402},{"word":"where","start":468.525,"end":468.76498,"confidence":0.38549805,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.032312579452991486},{"word":"am","start":468.76498,"end":468.925,"confidence":0.41333008,"punctuated_word":"am","sentiment":"neutral","sentiment_score":-0.03369719535112381},{"word":"i","start":468.925,"end":469.085,"confidence":0.984375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0368293859064579},{"word":"saying","start":469.085,"end":469.585,"confidence":0.5239868,"punctuated_word":"saying?","sentiment":"neutral","sentiment_score":-0.036276161670684814},{"word":"it's","start":471.69,"end":471.93002,"confidence":0.48535156,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.036986999213695526},{"word":"always","start":471.93002,"end":472.43002,"confidence":0.95410156,"punctuated_word":"always...","sentiment":"neutral","sentiment_score":-0.040051862597465515},{"word":"it","start":473.29,"end":473.61002,"confidence":0.9838867,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.04128012806177139},{"word":"it","start":473.61002,"end":473.69,"confidence":0.8041992,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.03126887232065201},{"word":"was","start":473.69,"end":474.01,"confidence":0.9970703,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.038329146802425385},{"word":"3,000","start":474.01,"end":474.73,"confidence":0.96606445,"punctuated_word":"3,000.","sentiment":"neutral","sentiment_score":-0.030165955424308777},{"word":"it's","start":474.73,"end":474.97,"confidence":0.829834,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.036699797958135605},{"word":"one","start":474.97,"end":475.13,"confidence":0.99609375,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.044032879173755646},{"word":"of","start":475.13,"end":475.21002,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03937200829386711},{"word":"those","start":475.21002,"end":475.61002,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.04417337849736214},{"word":"credit","start":475.61002,"end":475.93002,"confidence":0.9970703,"punctuated_word":"credit","sentiment":"neutral","sentiment_score":-0.05530405789613724},{"word":"cards","start":475.93002,"end":476.25,"confidence":0.9863281,"punctuated_word":"cards","sentiment":"neutral","sentiment_score":-0.036571405827999115},{"word":"that","start":476.25,"end":476.75,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0421672984957695},{"word":"only","start":476.81,"end":477.31,"confidence":0.48339844,"punctuated_word":"only...","sentiment":"neutral","sentiment_score":-0.03984396159648895},{"word":"like","start":477.85,"end":478.01,"confidence":0.9465332,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.06293607503175735},{"word":"you","start":478.01,"end":478.17,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05833953246474266},{"word":"could","start":478.17,"end":478.33002,"confidence":0.66308594,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.05196690186858177},{"word":"only","start":478.33002,"end":478.57,"confidence":0.98291016,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.05355161428451538},{"word":"hang","start":478.57,"end":478.81,"confidence":0.9980469,"punctuated_word":"hang","sentiment":"neutral","sentiment_score":-0.08658257871866226},{"word":"on","start":478.81,"end":478.97,"confidence":0.8911133,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.07945355027914047},{"word":"to","start":478.97,"end":479.13,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05956695228815079},{"word":"it","start":479.13,"end":479.21002,"confidence":0.97802734,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.06023343652486801},{"word":"for","start":479.21002,"end":479.37,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.05742914229631424},{"word":"a","start":479.37,"end":479.45,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.065935879945755},{"word":"certain","start":479.45,"end":479.85,"confidence":0.99902344,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":-0.06773807108402252},{"word":"time","start":479.85,"end":480.33002,"confidence":0.88061523,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":-0.05923016741871834},{"word":"and","start":480.33002,"end":480.49002,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04652896150946617},{"word":"then","start":480.49002,"end":480.73,"confidence":0.99609375,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.03619406372308731},{"word":"they","start":480.73,"end":480.97,"confidence":0.98291016,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.06022685766220093},{"word":"close","start":480.97,"end":481.47,"confidence":0.54541016,"punctuated_word":"close","sentiment":"neutral","sentiment_score":-0.06171422451734543},{"word":"off","start":481.53,"end":482.01,"confidence":0.74194336,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":-0.04870983213186264},{"word":"and","start":482.01,"end":482.17,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04636536166071892},{"word":"then","start":482.17,"end":482.41,"confidence":0.98291016,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.03576161712408066},{"word":"you","start":482.41,"end":482.57,"confidence":0.96777344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04095321148633957},{"word":"just","start":482.57,"end":482.745,"confidence":0.62158203,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.061071109026670456},{"word":"have","start":482.82498,"end":482.905,"confidence":0.9267578,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05950172990560531},{"word":"to","start":482.905,"end":483.145,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06714805960655212},{"word":"pay","start":483.145,"end":483.225,"confidence":0.9633789,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.08036661148071289},{"word":"it","start":483.225,"end":483.465,"confidence":0.92089844,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.07208798080682755},{"word":"back","start":483.465,"end":483.785,"confidence":0.9370117,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":-0.05783994495868683},{"word":"so","start":483.785,"end":484.285,"confidence":0.9760742,"punctuated_word":"So...","sentiment":"neutral","sentiment_score":-0.023477528244256973},{"word":"and","start":485.225,"end":485.465,"confidence":0.9482422,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.008823057636618614},{"word":"what's","start":485.465,"end":485.945,"confidence":0.7385254,"punctuated_word":"what's...","sentiment":"neutral","sentiment_score":-0.013560488820075989},{"word":"oh","start":485.945,"end":486.025,"confidence":0.9326172,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.010438119992613792},{"word":"hang","start":486.025,"end":486.26498,"confidence":0.99121094,"punctuated_word":"hang","sentiment":"neutral","sentiment_score":-0.01945558376610279},{"word":"on","start":486.26498,"end":486.425,"confidence":0.6607666,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":-0.016840383410453796},{"word":"my","start":486.425,"end":486.82498,"confidence":0.43139648,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.016786810010671616},{"word":"current","start":486.82498,"end":487.065,"confidence":0.9370117,"punctuated_word":"current","sentiment":"neutral","sentiment_score":-0.02904895879328251},{"word":"balance","start":487.065,"end":487.565,"confidence":1.0,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":-0.0345626100897789},{"word":"is","start":487.705,"end":488.205,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.012003060430288317},{"word":"1,900","start":488.26498,"end":489.245,"confidence":0.9777832,"punctuated_word":"1,900.","sentiment":"neutral","sentiment_score":0.0006348869646899402},{"word":"yes","start":506.30002,"end":506.62003,"confidence":0.5229492,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.03323435038328171},{"word":"and","start":506.62003,"end":506.78003,"confidence":0.5683594,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.028692346066236496},{"word":"i'm","start":506.78003,"end":507.02002,"confidence":0.9794922,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.051970597356557846},{"word":"the","start":507.02002,"end":507.1,"confidence":0.47265625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07687366008758545},{"word":"smoker","start":507.1,"end":507.6,"confidence":0.98046875,"punctuated_word":"smoker.","sentiment":"neutral","sentiment_score":-0.06457240879535675},{"word":"i","start":513.295,"end":513.455,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01978464797139168},{"word":"do","start":513.455,"end":513.955,"confidence":0.9980469,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":-0.024037810042500496},{"word":"that's","start":514.895,"end":515.135,"confidence":0.9748535,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.014136284589767456},{"word":"the","start":515.135,"end":515.295,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03187256306409836},{"word":"only","start":515.295,"end":515.455,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.038161396980285645},{"word":"one","start":515.455,"end":515.695,"confidence":0.9980469,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.05240781977772713},{"word":"i","start":515.695,"end":515.855,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.006253484636545181},{"word":"take","start":515.855,"end":516.355,"confidence":0.9160156,"punctuated_word":"take.","sentiment":"neutral","sentiment_score":0.002060958184301853},{"word":"nope","start":517.375,"end":517.875,"confidence":0.74658203,"punctuated_word":"Nope.","sentiment":"neutral","sentiment_score":0.10761551558971404},{"word":"no","start":523.81,"end":524.05,"confidence":0.92456055,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10241091251373292},{"word":"i","start":524.05,"end":524.13,"confidence":0.6899414,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10087187588214874},{"word":"don't","start":524.13,"end":524.63,"confidence":0.9798177,"punctuated_word":"don't.","sentiment":"neutral","sentiment_score":-0.055920638144016266},{"word":"yeah","start":536.31494,"end":536.81494,"confidence":0.94970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.00797528401017189},{"word":"yes","start":541.355,"end":541.855,"confidence":0.9863281,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.02471207268536091},{"word":"yes","start":548.61,"end":549.11,"confidence":0.99365234,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.005128699354827404},{"word":"not","start":564.855,"end":565.175,"confidence":0.9741211,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.18725375831127167},{"word":"yet","start":565.175,"end":565.675,"confidence":0.9995117,"punctuated_word":"yet.","sentiment":"neutral","sentiment_score":-0.18662029504776},{"word":"once","start":565.975,"end":566.295,"confidence":0.9633789,"punctuated_word":"Once","sentiment":"neutral","sentiment_score":-0.21293528378009796},{"word":"again","start":566.295,"end":566.535,"confidence":0.9941406,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":-0.19639497995376587},{"word":"it's","start":566.535,"end":566.77496,"confidence":0.96240234,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.30302685499191284},{"word":"one","start":566.77496,"end":567.015,"confidence":0.8984375,"punctuated_word":"one","sentiment":"negative","sentiment_score":-0.367737889289856},{"word":"of","start":567.015,"end":567.095,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.29185038805007935},{"word":"those","start":567.095,"end":567.335,"confidence":0.9326172,"punctuated_word":"those","sentiment":"negative","sentiment_score":-0.34983372688293457},{"word":"things","start":567.335,"end":567.575,"confidence":0.9951172,"punctuated_word":"things","sentiment":"negative","sentiment_score":-0.3746258616447449},{"word":"that","start":567.575,"end":568.075,"confidence":0.8833008,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2841927707195282},{"word":"gets","start":568.535,"end":568.77496,"confidence":0.47143555,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":-0.27429628372192383},{"word":"put","start":568.77496,"end":568.935,"confidence":0.96875,"punctuated_word":"put","sentiment":"negative","sentiment_score":-0.4158303439617157},{"word":"on","start":568.935,"end":569.095,"confidence":0.98535156,"punctuated_word":"on","sentiment":"negative","sentiment_score":-0.5342246890068054},{"word":"the","start":569.095,"end":569.255,"confidence":0.9921875,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.4376729130744934},{"word":"back","start":569.255,"end":569.415,"confidence":0.4753418,"punctuated_word":"back","sentiment":"negative","sentiment_score":-0.4683958888053894},{"word":"burner","start":569.415,"end":569.735,"confidence":0.5354004,"punctuated_word":"burner.","sentiment":"neutral","sentiment_score":-0.21213871240615845},{"word":"it","start":569.735,"end":569.895,"confidence":0.3005371,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.12531888484954834},{"word":"did","start":569.895,"end":570.21497,"confidence":0.35375977,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.10822531580924988},{"word":"other","start":570.21497,"end":570.71497,"confidence":0.7739258,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.07530812919139862},{"word":"other","start":570.935,"end":571.415,"confidence":0.8925781,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.09749414026737212},{"word":"things","start":571.415,"end":571.735,"confidence":0.99316406,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.10057969391345978},{"word":"that","start":571.735,"end":571.895,"confidence":0.9760742,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1134585589170456},{"word":"you","start":571.895,"end":572.395,"confidence":0.65234375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1225731000304222},{"word":"end","start":572.535,"end":572.77496,"confidence":0.8886719,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.08725489675998688},{"word":"up","start":572.77496,"end":573.015,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.08552385866641998},{"word":"doing","start":573.015,"end":573.335,"confidence":0.7470703,"punctuated_word":"doing,","sentiment":"neutral","sentiment_score":0.1042155623435974},{"word":"and","start":573.335,"end":573.835,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08431238681077957},{"word":"i","start":574.135,"end":574.535,"confidence":0.48950195,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.145684614777565},{"word":"i","start":574.535,"end":574.77496,"confidence":0.9135742,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16497239470481873},{"word":"know","start":574.77496,"end":575.015,"confidence":0.8935547,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.23603376746177673},{"word":"i","start":575.015,"end":575.175,"confidence":0.9633789,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19831523299217224},{"word":"want","start":575.175,"end":575.415,"confidence":0.9892578,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.24011556804180145},{"word":"to","start":575.415,"end":575.575,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3055504858493805},{"word":"do","start":575.575,"end":575.735,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.33054840564727783},{"word":"it","start":575.735,"end":576.03,"confidence":0.99560547,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.30362027883529663},{"word":"i","start":576.03,"end":576.27,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3144357204437256},{"word":"really","start":576.27,"end":576.59,"confidence":0.9970703,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.3959310650825501},{"word":"wanna","start":576.59,"end":577.09,"confidence":0.9111328,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.3885267674922943},{"word":"get","start":577.23004,"end":577.73004,"confidence":0.9941406,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.37090593576431274},{"word":"get","start":577.87006,"end":578.03,"confidence":0.70751953,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.3524778187274933},{"word":"out","start":578.03,"end":578.19,"confidence":0.9658203,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.3755771517753601},{"word":"of","start":578.19,"end":578.35004,"confidence":0.9838867,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3580354154109955},{"word":"the","start":578.35004,"end":578.43005,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.321635365486145},{"word":"rental","start":578.43005,"end":578.75,"confidence":1.0,"punctuated_word":"rental","sentiment":"neutral","sentiment_score":0.11420423537492752},{"word":"market","start":578.75,"end":579.25,"confidence":1.0,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.2454078793525696},{"word":"and","start":579.95,"end":580.19,"confidence":0.8540039,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.34085163474082947},{"word":"set","start":580.19,"end":580.69,"confidence":0.9291992,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.3307132124900818},{"word":"up","start":581.23004,"end":581.55005,"confidence":0.86499023,"punctuated_word":"up.","sentiment":"positive","sentiment_score":0.4018980264663696},{"word":"at","start":581.55005,"end":581.79004,"confidence":0.82910156,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.3316076099872589},{"word":"least","start":581.79004,"end":582.03,"confidence":0.9970703,"punctuated_word":"least","sentiment":"neutral","sentiment_score":0.327927827835083},{"word":"one","start":582.03,"end":582.27,"confidence":0.921875,"punctuated_word":"one","sentiment":"positive","sentiment_score":0.3871537744998932},{"word":"of","start":582.27,"end":582.35004,"confidence":0.9980469,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4150385558605194},{"word":"my","start":582.35004,"end":582.51,"confidence":0.99609375,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.3427758812904358},{"word":"daughters","start":582.51,"end":582.83,"confidence":0.9741211,"punctuated_word":"daughters","sentiment":"neutral","sentiment_score":0.28860825300216675},{"word":"will","start":582.83,"end":583.07,"confidence":0.99121094,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.3439674973487854},{"word":"have","start":583.07,"end":583.23004,"confidence":0.99902344,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.33649250864982605},{"word":"something","start":583.23004,"end":583.73004,"confidence":0.9921875,"punctuated_word":"something","sentiment":"positive","sentiment_score":0.3366340696811676},{"word":"for","start":585.39,"end":585.55005,"confidence":0.95703125,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.23608294129371643},{"word":"her","start":585.55005,"end":585.87006,"confidence":0.99609375,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.25528284907341003},{"word":"future","start":585.87006,"end":586.27,"confidence":0.9980469,"punctuated_word":"future","sentiment":"neutral","sentiment_score":0.2819350063800812},{"word":"investment","start":586.27,"end":586.77,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.23290996253490448},{"word":"as","start":586.91003,"end":587.15,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.25190916657447815},{"word":"well","start":587.15,"end":587.65,"confidence":0.9885254,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.22526447474956512},{"word":"so","start":590.19,"end":590.59,"confidence":0.95947266,"punctuated_word":"So...","sentiment":"neutral","sentiment_score":0.03944540023803711},{"word":"yeah","start":590.59,"end":591.09,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.023703014478087425},{"word":"i","start":595.84503,"end":596.16504,"confidence":0.9819336,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07596111297607422},{"word":"do","start":596.16504,"end":596.485,"confidence":0.9975586,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.06308944523334503},{"word":"i've","start":596.485,"end":596.645,"confidence":0.9904785,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.04948257654905319},{"word":"had","start":596.645,"end":597.04504,"confidence":0.9951172,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.040971171110868454},{"word":"five","start":597.04504,"end":597.365,"confidence":0.9970703,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.04677046090364456},{"word":"of","start":597.365,"end":597.60504,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0610710009932518},{"word":"them","start":597.60504,"end":597.765,"confidence":0.88720703,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":0.06208055093884468},{"word":"actually","start":597.765,"end":598.265,"confidence":1.0,"punctuated_word":"actually.","sentiment":"neutral","sentiment_score":0.0602077916264534},{"word":"yeah","start":606.13995,"end":606.54,"confidence":0.94091797,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.031602952629327774},{"word":"we're","start":606.54,"end":606.77997,"confidence":0.7565918,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":-0.05498489737510681},{"word":"all","start":606.77997,"end":607.01996,"confidence":0.9838867,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.0046706125140190125},{"word":"girls","start":607.01996,"end":607.42,"confidence":0.9921875,"punctuated_word":"girls","sentiment":"neutral","sentiment_score":-0.03910650312900543},{"word":"too","start":607.42,"end":607.66,"confidence":0.8022461,"punctuated_word":"too,","sentiment":"neutral","sentiment_score":-0.03020477667450905},{"word":"so","start":607.66,"end":607.89996,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.05853607878088951},{"word":"i","start":607.89996,"end":607.98,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1001211553812027},{"word":"think","start":607.98,"end":608.22,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.1025504618883133},{"word":"that","start":608.22,"end":608.45996,"confidence":0.8095703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08010303974151611},{"word":"kept","start":608.45996,"end":608.62,"confidence":0.9980469,"punctuated_word":"kept","sentiment":"neutral","sentiment_score":-0.12899184226989746},{"word":"me","start":608.62,"end":608.77997,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.07030274718999863},{"word":"busy","start":608.77997,"end":609.1,"confidence":1.0,"punctuated_word":"busy","sentiment":"neutral","sentiment_score":-0.08924601227045059},{"word":"enough","start":609.1,"end":609.6,"confidence":0.9995117,"punctuated_word":"enough.","sentiment":"neutral","sentiment_score":-0.03532731160521507},{"word":"oh","start":612.22,"end":612.72,"confidence":0.82177734,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.039742883294820786},{"word":"it","start":616.54,"end":616.69995,"confidence":0.9838867,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.07465555518865585},{"word":"certainly","start":616.69995,"end":617.19995,"confidence":0.96435547,"punctuated_word":"certainly","sentiment":"neutral","sentiment_score":0.04024605453014374},{"word":"is","start":617.28503,"end":617.525,"confidence":0.9880371,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.0023431889712810516},{"word":"so","start":617.525,"end":618.025,"confidence":0.9267578,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.06817708164453506},{"word":"you","start":618.085,"end":618.245,"confidence":0.8442383,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04673600196838379},{"word":"can","start":618.245,"end":618.745,"confidence":0.96435547,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.011484012007713318},{"word":"imagine","start":619.04504,"end":619.28503,"confidence":0.9760742,"punctuated_word":"imagine","sentiment":"neutral","sentiment_score":-0.03570389747619629},{"word":"me","start":619.28503,"end":619.525,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.07888033986091614},{"word":"with","start":619.525,"end":619.765,"confidence":0.97802734,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.13964131474494934},{"word":"my","start":619.765,"end":619.925,"confidence":0.9970703,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1865688115358353},{"word":"attitude","start":619.925,"end":620.405,"confidence":0.98095703,"punctuated_word":"attitude","sentiment":"neutral","sentiment_score":-0.24318526685237885},{"word":"towards","start":620.405,"end":620.72504,"confidence":0.99609375,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":-0.19853511452674863},{"word":"women","start":620.72504,"end":621.04504,"confidence":0.7668457,"punctuated_word":"women.","sentiment":"neutral","sentiment_score":-0.14212416112422943},{"word":"i","start":621.04504,"end":621.205,"confidence":0.96777344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1764828860759735},{"word":"give","start":621.205,"end":621.365,"confidence":0.4338379,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.22368761897087097},{"word":"them","start":621.365,"end":621.525,"confidence":0.8881836,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.22302848100662231},{"word":"a","start":621.525,"end":621.685,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.17300723493099213},{"word":"little","start":621.685,"end":622.005,"confidence":0.99609375,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.119857519865036},{"word":"bit","start":622.005,"end":622.325,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.18081440031528473},{"word":"bit","start":622.325,"end":622.48505,"confidence":0.86621094,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.2137468010187149},{"word":"of","start":622.48505,"end":622.565,"confidence":0.9716797,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2731643319129944},{"word":"grief","start":622.565,"end":623.065,"confidence":0.9760742,"punctuated_word":"grief","sentiment":"neutral","sentiment_score":-0.3185233473777771},{"word":"in","start":623.28503,"end":623.525,"confidence":0.96435547,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.23592424392700195},{"word":"a","start":623.525,"end":623.685,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.16301652789115906},{"word":"nice","start":623.685,"end":624.005,"confidence":0.9970703,"punctuated_word":"nice","sentiment":"neutral","sentiment_score":-0.07310225069522858},{"word":"way","start":624.005,"end":624.505,"confidence":0.9946289,"punctuated_word":"way.","sentiment":"neutral","sentiment_score":-0.10343367606401443},{"word":"you","start":624.805,"end":624.965,"confidence":0.9550781,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.12942643463611603},{"word":"know","start":624.965,"end":625.125,"confidence":0.9970703,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.08584333956241608},{"word":"what","start":625.125,"end":625.205,"confidence":0.98535156,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.09760326147079468},{"word":"i","start":625.205,"end":625.28503,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10533330589532852},{"word":"mean","start":625.28503,"end":625.78503,"confidence":0.9995117,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.09402153640985488},{"word":"yeah","start":626.72504,"end":627.22504,"confidence":0.829834,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.032355181872844696},{"word":"sorry","start":628.565,"end":629.065,"confidence":0.6296387,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.11548446118831636},{"word":"yeah","start":633.22,"end":633.54,"confidence":0.7651367,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.029359115287661552},{"word":"so","start":633.54,"end":633.62,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.02359682321548462},{"word":"you","start":633.62,"end":633.86,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.018648900091648105},{"word":"give","start":633.86,"end":634.01996,"confidence":0.99609375,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.03847576677799225},{"word":"them","start":634.01996,"end":634.26,"confidence":0.80126953,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.03305467963218689},{"word":"a","start":634.26,"end":634.42,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04947809875011444},{"word":"little","start":634.42,"end":634.66,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.05331386625766754},{"word":"bit","start":634.66,"end":634.82,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.06473380327224731},{"word":"more","start":634.82,"end":635.06,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.07132294028997421},{"word":"because","start":635.06,"end":635.3,"confidence":0.89208984,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.04925519600510597},{"word":"you","start":635.3,"end":635.38,"confidence":0.96533203,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07028742134571075},{"word":"know","start":635.38,"end":635.54,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.07848457992076874},{"word":"what","start":635.54,"end":635.7,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.09378252178430556},{"word":"you","start":635.7,"end":635.86,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09061779081821442},{"word":"have","start":635.86,"end":636.01996,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0960169956088066},{"word":"to","start":636.01996,"end":636.26,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07661496102809906},{"word":"be","start":636.26,"end":636.57996,"confidence":0.41870117,"punctuated_word":"be...","sentiment":"neutral","sentiment_score":-0.06079387664794922},{"word":"deal","start":636.57996,"end":636.74,"confidence":0.99609375,"punctuated_word":"Deal","sentiment":"neutral","sentiment_score":-0.16326196491718292},{"word":"with","start":636.74,"end":636.98,"confidence":0.8083496,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":-0.09662391245365144},{"word":"and","start":636.98,"end":637.13995,"confidence":0.98291016,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.09730865806341173},{"word":"it's","start":637.13995,"end":637.63995,"confidence":0.9746094,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.10494016110897064},{"word":"one","start":637.7,"end":637.86,"confidence":0.8984375,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.0988348200917244},{"word":"of","start":637.86,"end":637.94,"confidence":0.9892578,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0827346071600914},{"word":"those","start":637.94,"end":638.26,"confidence":0.9892578,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.10464628040790558},{"word":"things","start":638.26,"end":638.76,"confidence":0.8820801,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":-0.08038027584552765},{"word":"you","start":639.13995,"end":639.38,"confidence":0.40063477,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.044859129935503006},{"word":"can","start":639.38,"end":639.62,"confidence":0.8881836,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.02051962912082672},{"word":"be","start":639.62,"end":639.77997,"confidence":0.9902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.03741234168410301},{"word":"a","start":639.77997,"end":639.94,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.043939195573329926},{"word":"little","start":639.94,"end":640.1,"confidence":0.99902344,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.028742237016558647},{"word":"bit","start":640.1,"end":640.42,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.015206169337034224},{"word":"more","start":640.42,"end":640.92,"confidence":0.9980469,"punctuated_word":"more...","sentiment":"neutral","sentiment_score":-0.0176632571965456},{"word":"the","start":642.57996,"end":642.66,"confidence":0.5732422,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.030610341578722},{"word":"forthcoming","start":642.66,"end":643.16,"confidence":0.49609375,"punctuated_word":"forthcoming","sentiment":"neutral","sentiment_score":-0.042636141180992126},{"word":"is","start":643.45996,"end":643.7,"confidence":0.98095703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.02135028690099716},{"word":"probably","start":643.7,"end":644.1,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.023447319865226746},{"word":"the","start":644.1,"end":644.26,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.017821628600358963},{"word":"word","start":644.26,"end":644.76,"confidence":0.99316406,"punctuated_word":"word","sentiment":"neutral","sentiment_score":-0.019776521250605583},{"word":"you","start":644.89996,"end":645.06,"confidence":0.8461914,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.010604117065668106},{"word":"can","start":645.06,"end":645.3,"confidence":0.4909668,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.006441181525588036},{"word":"use","start":645.3,"end":645.8,"confidence":0.9836426,"punctuated_word":"use.","sentiment":"neutral","sentiment_score":-0.013022176921367644},{"word":"yeah","start":647.145,"end":647.645,"confidence":0.92407227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.022842716425657272},{"word":"it","start":648.185,"end":648.425,"confidence":0.39575195,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.04435248672962189},{"word":"throws","start":648.425,"end":648.745,"confidence":0.95703125,"punctuated_word":"throws","sentiment":"neutral","sentiment_score":-0.045563116669654846},{"word":"them","start":648.745,"end":649.245,"confidence":0.9223633,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.05871564894914627},{"word":"throws","start":649.385,"end":649.705,"confidence":0.51220703,"punctuated_word":"throws","sentiment":"neutral","sentiment_score":-0.07363475859165192},{"word":"them","start":649.705,"end":649.865,"confidence":0.9838867,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.1116839349269867},{"word":"for","start":649.865,"end":649.985,"confidence":0.96972656,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.13378851115703583},{"word":"a","start":649.985,"end":650.105,"confidence":0.8925781,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11005347222089767},{"word":"fixer","start":650.105,"end":650.425,"confidence":0.75390625,"punctuated_word":"fixer","sentiment":"neutral","sentiment_score":-0.1073785126209259},{"word":"because","start":650.425,"end":650.745,"confidence":0.9160156,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.07204600423574448},{"word":"you're","start":650.745,"end":651.245,"confidence":0.9436035,"punctuated_word":"you're...","sentiment":"neutral","sentiment_score":-0.0652274340391159},{"word":"they're","start":651.785,"end":652.105,"confidence":0.7414551,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":-0.23435437679290771},{"word":"gone","start":652.105,"end":652.505,"confidence":0.89160156,"punctuated_word":"gone.","sentiment":"neutral","sentiment_score":-0.2510734796524048},{"word":"i","start":652.505,"end":652.90497,"confidence":0.46240234,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.196428120136261},{"word":"can't","start":652.90497,"end":653.065,"confidence":0.71191406,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.18173888325691223},{"word":"say","start":653.065,"end":653.385,"confidence":0.60498047,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.1408596634864807},{"word":"that","start":653.385,"end":653.885,"confidence":0.66186523,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.17714378237724304},{"word":"i","start":653.945,"end":654.105,"confidence":0.3474121,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12384941428899764},{"word":"know","start":654.105,"end":654.185,"confidence":0.58447266,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.12023912370204926},{"word":"i","start":654.185,"end":654.265,"confidence":0.35205078,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10129795223474504},{"word":"have","start":654.265,"end":654.425,"confidence":0.45458984,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.08156570792198181},{"word":"my","start":654.425,"end":654.665,"confidence":0.8852539,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.0802384614944458},{"word":"daughter's","start":654.665,"end":654.985,"confidence":0.5453491,"punctuated_word":"daughter's","sentiment":"neutral","sentiment_score":-0.07997685670852661},{"word":"name","start":654.985,"end":655.225,"confidence":0.14733887,"punctuated_word":"name","sentiment":"neutral","sentiment_score":-0.08654981851577759},{"word":"and","start":655.225,"end":655.385,"confidence":0.68066406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10071328282356262},{"word":"say","start":655.385,"end":655.465,"confidence":0.72216797,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.08891591429710388},{"word":"what","start":655.465,"end":655.705,"confidence":0.82910156,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.0965738445520401},{"word":"i","start":655.705,"end":655.785,"confidence":0.96435547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08349762856960297},{"word":"want","start":655.785,"end":656.285,"confidence":0.62316895,"punctuated_word":"want.","sentiment":"neutral","sentiment_score":-0.10399298369884492},{"word":"yes","start":665.49,"end":665.99,"confidence":0.9812012,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.026767592877149585},{"word":"yes","start":685.045,"end":685.545,"confidence":0.67419434,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.009851695969700812},{"word":"it","start":699.08,"end":699.32,"confidence":0.93115234,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.0036739706993103023},{"word":"gets","start":699.32,"end":699.56,"confidence":0.9658203,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.005609169602394104},{"word":"protected","start":699.56,"end":700.06,"confidence":0.9926758,"punctuated_word":"protected.","sentiment":"neutral","sentiment_score":-0.032846949994564056},{"word":"yeah","start":700.28,"end":700.60004,"confidence":0.7819824,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.010748818516731262},{"word":"so","start":700.60004,"end":700.84,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.006622537970542908},{"word":"that's","start":700.84,"end":701.16003,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.005595861934125423},{"word":"more","start":701.16003,"end":701.52,"confidence":0.984375,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.028653990477323532},{"word":"of","start":701.52,"end":701.88,"confidence":0.55126953,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03621813282370567},{"word":"a","start":701.88,"end":702.04004,"confidence":0.82373047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02816314995288849},{"word":"solicitor","start":702.04004,"end":702.54004,"confidence":0.3791504,"punctuated_word":"solicitor.","sentiment":"neutral","sentiment_score":-0.01494997926056385},{"word":"so","start":703.72003,"end":703.88,"confidence":0.53125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.004429217427968979},{"word":"i","start":703.88,"end":704.04004,"confidence":0.9013672,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.008311782032251358},{"word":"could","start":704.04004,"end":704.28,"confidence":0.8510742,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.011700566858053207},{"word":"be","start":704.28,"end":704.44,"confidence":0.81396484,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.011357523500919342},{"word":"able","start":704.44,"end":704.68,"confidence":0.921875,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.013843158259987833},{"word":"to","start":704.68,"end":704.76,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.011146627366542816},{"word":"get","start":704.76,"end":705.0,"confidence":0.97314453,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.01429324597120285},{"word":"that","start":705.0,"end":705.5,"confidence":0.91845703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.01727445051074028},{"word":"so","start":706.085,"end":706.325,"confidence":0.6513672,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04662881791591644},{"word":"i","start":706.325,"end":706.48505,"confidence":0.8286133,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.056254662573337555},{"word":"don't","start":706.48505,"end":706.98505,"confidence":0.80566406,"punctuated_word":"don't...","sentiment":"neutral","sentiment_score":-0.07222605496644974},{"word":"oh","start":711.765,"end":712.005,"confidence":0.90527344,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.04299866408109665},{"word":"yes","start":712.005,"end":712.505,"confidence":0.9921875,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":-0.035290785133838654},{"word":"oh","start":713.525,"end":714.005,"confidence":0.7056885,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.008844400756061077},{"word":"yes","start":714.005,"end":714.505,"confidence":0.9802246,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":-0.017641892656683922},{"word":"i","start":714.645,"end":714.965,"confidence":0.8276367,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14790011942386627},{"word":"i","start":714.965,"end":715.04504,"confidence":0.88183594,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1180391162633896},{"word":"know","start":715.04504,"end":715.28503,"confidence":0.9873047,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.13697972893714905},{"word":"my","start":715.28503,"end":715.525,"confidence":0.9819336,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1567197144031525},{"word":"kids","start":715.525,"end":715.92505,"confidence":0.5772095,"punctuated_word":"kids.","sentiment":"neutral","sentiment_score":-0.08166851103305817},{"word":"they","start":715.92505,"end":716.16504,"confidence":0.5336914,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.006643086671829224},{"word":"love","start":716.16504,"end":716.405,"confidence":0.84228516,"punctuated_word":"love","sentiment":"neutral","sentiment_score":0.04569652676582336},{"word":"each","start":716.405,"end":716.72504,"confidence":0.9741211,"punctuated_word":"each","sentiment":"neutral","sentiment_score":-0.016868360340595245},{"word":"other","start":716.72504,"end":717.22504,"confidence":0.73535156,"punctuated_word":"other.","sentiment":"neutral","sentiment_score":-0.010299421846866608},{"word":"i","start":717.54,"end":718.04,"confidence":0.8598633,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13595613837242126},{"word":"have","start":718.33997,"end":718.66,"confidence":0.44213867,"punctuated_word":"have...","sentiment":"neutral","sentiment_score":-0.1337536722421646},{"word":"i've","start":718.66,"end":718.98,"confidence":0.7849121,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.18900787830352783},{"word":"seen","start":718.98,"end":719.22,"confidence":0.9448242,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":-0.2131512463092804},{"word":"family","start":719.22,"end":719.72,"confidence":0.82470703,"punctuated_word":"family","sentiment":"negative","sentiment_score":-0.3952337503433227},{"word":"do","start":720.74,"end":721.06,"confidence":0.98095703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.2945680320262909},{"word":"nasty","start":721.06,"end":721.54,"confidence":0.9892578,"punctuated_word":"nasty","sentiment":"neutral","sentiment_score":-0.2681705057621002},{"word":"things","start":721.54,"end":722.04,"confidence":0.9941406,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.30376797914505005},{"word":"and","start":723.54,"end":723.69995,"confidence":0.46972656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.09974133223295212},{"word":"very","start":723.69995,"end":724.19995,"confidence":0.72314453,"punctuated_word":"very...","sentiment":"neutral","sentiment_score":-0.10645760595798492},{"word":"it's","start":724.25995,"end":724.5,"confidence":0.9941406,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.2998577058315277},{"word":"not","start":724.5,"end":724.66,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.3556137979030609},{"word":"very","start":724.66,"end":724.98,"confidence":0.99902344,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.3250550627708435},{"word":"pleasant","start":724.98,"end":725.48,"confidence":0.87890625,"punctuated_word":"pleasant.","sentiment":"negative","sentiment_score":-0.4408343434333801},{"word":"so","start":725.69995,"end":726.19995,"confidence":0.9716797,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.22600699961185455},{"word":"even","start":726.57996,"end":726.89996,"confidence":0.8984375,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.224383682012558},{"word":"even","start":726.89996,"end":727.22,"confidence":0.98291016,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.22372493147850037},{"word":"getting","start":727.22,"end":727.54,"confidence":0.99902344,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.24869905412197113},{"word":"something","start":727.54,"end":728.04,"confidence":0.9394531,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.2240854799747467},{"word":"can","start":728.1,"end":728.5,"confidence":0.9667969,"punctuated_word":"can...","sentiment":"neutral","sentiment_score":-0.1755373477935791},{"word":"cannot","start":728.5,"end":728.98,"confidence":0.9580078,"punctuated_word":"Cannot","sentiment":"negative","sentiment_score":-0.34177321195602417},{"word":"always","start":728.98,"end":729.48,"confidence":0.9892578,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.27019035816192627},{"word":"work","start":729.62,"end":729.86,"confidence":0.9970703,"punctuated_word":"work","sentiment":"negative","sentiment_score":-0.34222134947776794},{"word":"out","start":729.86,"end":730.18,"confidence":0.9819336,"punctuated_word":"out","sentiment":"negative","sentiment_score":-0.35207948088645935},{"word":"well","start":730.18,"end":730.665,"confidence":0.9248047,"punctuated_word":"well.","sentiment":"negative","sentiment_score":-0.3735393285751343},{"word":"but","start":730.745,"end":731.065,"confidence":0.9980469,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.14100423455238342},{"word":"if","start":731.065,"end":731.14496,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0255417563021183},{"word":"you","start":731.14496,"end":731.305,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02466435730457306},{"word":"put","start":731.305,"end":731.625,"confidence":0.99902344,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.02247197926044464},{"word":"it","start":731.625,"end":731.785,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06242638826370239},{"word":"in","start":731.785,"end":731.945,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06917618215084076},{"word":"place","start":731.945,"end":732.26495,"confidence":0.95874023,"punctuated_word":"place,","sentiment":"neutral","sentiment_score":0.03159908205270767},{"word":"at","start":732.26495,"end":732.425,"confidence":0.9770508,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.07168467342853546},{"word":"least","start":732.425,"end":732.665,"confidence":0.9902344,"punctuated_word":"least","sentiment":"neutral","sentiment_score":-0.12397895753383636},{"word":"then","start":732.665,"end":732.90497,"confidence":0.5776367,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.02804447710514069},{"word":"there's","start":732.90497,"end":733.225,"confidence":0.9736328,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.060637764632701874},{"word":"something","start":733.225,"end":733.70496,"confidence":0.97802734,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.039113886654376984},{"word":"there","start":733.70496,"end":734.20496,"confidence":0.8647461,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.05543641746044159},{"word":"to","start":734.425,"end":734.505,"confidence":0.6015625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06749128550291061},{"word":"pull","start":734.505,"end":734.745,"confidence":0.6464844,"punctuated_word":"pull","sentiment":"neutral","sentiment_score":-0.10490652918815611},{"word":"back","start":734.745,"end":734.985,"confidence":0.85839844,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.08513760566711426},{"word":"on","start":734.985,"end":735.485,"confidence":0.9321289,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.013283291831612589},{"word":"yeah","start":750.82,"end":751.32,"confidence":0.8581543,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12089598923921584},{"word":"yeah","start":758.755,"end":759.075,"confidence":0.74975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08279164135456085},{"word":"okay","start":759.075,"end":759.47504,"confidence":0.8881836,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.08631379157304764},{"word":"so","start":759.47504,"end":759.715,"confidence":0.7348633,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09677095711231232},{"word":"that's","start":759.715,"end":759.955,"confidence":0.98706055,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.08874760568141937},{"word":"the","start":759.955,"end":760.115,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09040901064872742},{"word":"stuff","start":760.115,"end":760.355,"confidence":0.99902344,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":0.12904411554336548},{"word":"that","start":760.355,"end":760.515,"confidence":0.85668945,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.07436002790927887},{"word":"you","start":760.515,"end":760.755,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04702480882406235},{"word":"know","start":760.755,"end":760.995,"confidence":0.95874023,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.03718283027410507},{"word":"obviously","start":760.995,"end":761.47504,"confidence":0.8847656,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.040143758058547974},{"word":"with","start":761.47504,"end":761.795,"confidence":0.9536133,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.016430780291557312},{"word":"never","start":761.795,"end":762.195,"confidence":0.99609375,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.08171062916517258},{"word":"buying","start":762.195,"end":762.515,"confidence":1.0,"punctuated_word":"buying","sentiment":"neutral","sentiment_score":-0.05070701241493225},{"word":"a","start":762.515,"end":762.59503,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05252217873930931},{"word":"house","start":762.59503,"end":762.91504,"confidence":1.0,"punctuated_word":"house","sentiment":"neutral","sentiment_score":-0.04390859603881836},{"word":"and","start":762.91504,"end":763.395,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.033685676753520966},{"word":"plans","start":763.395,"end":763.715,"confidence":0.97509766,"punctuated_word":"plans","sentiment":"neutral","sentiment_score":-0.010500632226467133},{"word":"that","start":763.715,"end":763.955,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03950359672307968},{"word":"i","start":763.955,"end":764.115,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.032786592841148376},{"word":"know","start":764.115,"end":764.275,"confidence":0.9902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.030899114906787872},{"word":"i","start":764.275,"end":764.435,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0356205478310585},{"word":"need","start":764.435,"end":764.675,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.04162266105413437},{"word":"to","start":764.675,"end":764.835,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.056238412857055664},{"word":"do","start":764.835,"end":765.335,"confidence":0.743042,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.03665018081665039},{"word":"i","start":766.275,"end":766.59503,"confidence":0.8964844,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03888815641403198},{"word":"i","start":766.59503,"end":767.09503,"confidence":0.7919922,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.040686290711164474},{"word":"i","start":767.395,"end":767.47504,"confidence":0.8803711,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.041414711624383926},{"word":"have","start":767.47504,"end":767.715,"confidence":0.8964844,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.046845030039548874},{"word":"an","start":767.715,"end":767.955,"confidence":0.9506836,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.04047209396958351},{"word":"eye","start":767.955,"end":768.275,"confidence":0.8388672,"punctuated_word":"eye...","sentiment":"neutral","sentiment_score":0.02365266904234886},{"word":"understanding","start":768.275,"end":768.775,"confidence":0.5678711,"punctuated_word":"Understanding","sentiment":"neutral","sentiment_score":0.04201672226190567},{"word":"that","start":768.91504,"end":769.075,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04914206266403198},{"word":"i","start":769.075,"end":769.235,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03963707387447357},{"word":"do","start":769.235,"end":769.395,"confidence":0.99121094,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08213122189044952},{"word":"need","start":769.395,"end":769.65,"confidence":0.9941406,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.08800799399614334},{"word":"to","start":769.73004,"end":769.81,"confidence":0.8183594,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08391662687063217},{"word":"do","start":769.81,"end":769.97003,"confidence":0.96972656,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07998275756835938},{"word":"things","start":769.97003,"end":770.41003,"confidence":0.8330078,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.10817807912826538},{"word":"but","start":770.41003,"end":770.85004,"confidence":0.9951172,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.12630397081375122},{"word":"to","start":770.85004,"end":770.93005,"confidence":0.48754883,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07305175065994263},{"word":"actually","start":770.93005,"end":771.33,"confidence":0.97509766,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.10042885690927504},{"word":"get","start":771.33,"end":771.49005,"confidence":0.9921875,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.12272920459508896},{"word":"it","start":771.49005,"end":771.73004,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.14289802312850952},{"word":"in","start":771.73004,"end":771.89,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1283159852027893},{"word":"place","start":771.89,"end":772.21,"confidence":0.99902344,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.1906612068414688},{"word":"and","start":772.21,"end":772.45,"confidence":0.98291016,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12103062868118286},{"word":"have","start":772.45,"end":772.69,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11495384573936462},{"word":"a","start":772.69,"end":772.85004,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1266007274389267},{"word":"better","start":772.85004,"end":773.25,"confidence":0.97314453,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.076194629073143},{"word":"understanding","start":773.25,"end":773.75,"confidence":1.0,"punctuated_word":"understanding","sentiment":"neutral","sentiment_score":0.1215057298541069},{"word":"of","start":773.81,"end":773.89,"confidence":0.95410156,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1319490373134613},{"word":"what","start":773.89,"end":774.05005,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.13164354860782623},{"word":"i","start":774.05005,"end":774.21,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11342399567365646},{"word":"need","start":774.21,"end":774.33,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.10818212479352952},{"word":"to","start":774.33,"end":774.45,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08744537830352783},{"word":"do","start":774.45,"end":774.69,"confidence":0.72509766,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.0823616087436676},{"word":"it's","start":774.69,"end":774.85004,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.12356412410736084},{"word":"more","start":774.85004,"end":775.35004,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.13572758436203003},{"word":"the","start":775.57,"end":775.65,"confidence":0.6040039,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1521919220685959},{"word":"more","start":775.65,"end":775.97003,"confidence":0.97802734,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.14956748485565186},{"word":"the","start":775.97003,"end":776.13,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1453867405653},{"word":"key","start":776.13,"end":776.63,"confidence":0.96240234,"punctuated_word":"key,","sentiment":"neutral","sentiment_score":0.1448855996131897},{"word":"i","start":776.69,"end":776.93005,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13641169667243958},{"word":"suppose","start":776.93005,"end":777.43005,"confidence":0.8535156,"punctuated_word":"suppose.","sentiment":"neutral","sentiment_score":0.16058798134326935},{"word":"yes","start":784.985,"end":785.485,"confidence":0.984375,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.2736605405807495},{"word":"yeah","start":788.105,"end":788.605,"confidence":0.95703125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.19143064320087433},{"word":"yeah","start":797.8,"end":798.3,"confidence":0.97802734,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16793985664844513},{"word":"sorry","start":814.395,"end":814.715,"confidence":0.8173828,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":0.0019160248339176176},{"word":"what","start":814.715,"end":814.795,"confidence":0.99902344,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.0027987584471702576},{"word":"was","start":814.795,"end":815.035,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.004948467016220093},{"word":"that","start":815.035,"end":815.195,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.022089391946792603},{"word":"again","start":815.195,"end":815.695,"confidence":0.9926758,"punctuated_word":"again?","sentiment":"neutral","sentiment_score":0.004422138445079327},{"word":"yep","start":826.56,"end":827.06,"confidence":0.73046875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13691309094429016},{"word":"the","start":832.16003,"end":832.32,"confidence":0.6425781,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.11239730566740036},{"word":"caravan","start":832.32,"end":832.82,"confidence":0.96972656,"punctuated_word":"caravan","sentiment":"neutral","sentiment_score":-0.1661497950553894},{"word":"is","start":832.88,"end":833.12,"confidence":0.90625,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.2114643752574921},{"word":"not","start":833.12,"end":833.36005,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.2266683429479599},{"word":"so","start":833.36005,"end":833.52,"confidence":0.9580078,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.1750616580247879},{"word":"much","start":833.52,"end":834.02,"confidence":0.94433594,"punctuated_word":"much.","sentiment":"neutral","sentiment_score":-0.14102129638195038},{"word":"i've","start":834.72003,"end":834.96,"confidence":0.65686035,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.1109810620546341},{"word":"paid","start":834.96,"end":835.2,"confidence":0.7294922,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":-0.08855462819337845},{"word":"off","start":835.2,"end":835.36005,"confidence":0.76660156,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.09387696534395218},{"word":"the","start":835.36005,"end":835.52,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14410950243473053},{"word":"car","start":835.52,"end":836.0,"confidence":0.9248047,"punctuated_word":"car.","sentiment":"neutral","sentiment_score":-0.09778965264558792},{"word":"i","start":836.0,"end":836.205,"confidence":0.92333984,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09289867430925368},{"word":"think","start":836.28503,"end":836.445,"confidence":0.89208984,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.08706028759479523},{"word":"the","start":836.445,"end":836.60504,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09920212626457214},{"word":"house","start":836.60504,"end":836.84503,"confidence":0.5991211,"punctuated_word":"house","sentiment":"neutral","sentiment_score":-0.11577227711677553},{"word":"is","start":836.84503,"end":837.085,"confidence":0.5932617,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.09117937833070756},{"word":"probably","start":837.085,"end":837.405,"confidence":0.90722656,"punctuated_word":"probably...","sentiment":"neutral","sentiment_score":-0.0648283064365387},{"word":"should","start":837.405,"end":837.565,"confidence":0.92333984,"punctuated_word":"Should","sentiment":"neutral","sentiment_score":-0.05917053669691086},{"word":"be","start":837.565,"end":838.065,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.04938649386167526},{"word":"pushing","start":838.125,"end":838.60504,"confidence":0.97314453,"punctuated_word":"pushing","sentiment":"neutral","sentiment_score":-0.02792738378047943},{"word":"up","start":838.60504,"end":838.765,"confidence":0.77001953,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.020029328763484955},{"word":"there","start":838.765,"end":839.265,"confidence":0.80126953,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.002406984567642212},{"word":"once","start":840.205,"end":840.445,"confidence":0.9741211,"punctuated_word":"Once","sentiment":"neutral","sentiment_score":0.049177542328834534},{"word":"again","start":840.445,"end":840.945,"confidence":0.98706055,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.055167391896247864},{"word":"paying","start":843.48505,"end":843.805,"confidence":0.9116211,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.12738165259361267},{"word":"off","start":843.805,"end":843.965,"confidence":0.9941406,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.09599333256483078},{"word":"the","start":843.965,"end":844.04504,"confidence":0.82666016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09984230250120164},{"word":"credit","start":844.04504,"end":844.28503,"confidence":1.0,"punctuated_word":"credit","sentiment":"neutral","sentiment_score":0.07856910675764084},{"word":"card","start":844.28503,"end":844.525,"confidence":0.99902344,"punctuated_word":"card","sentiment":"neutral","sentiment_score":0.08363521099090576},{"word":"is","start":844.525,"end":844.685,"confidence":0.97314453,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08512111753225327},{"word":"obviously","start":844.685,"end":845.085,"confidence":0.9604492,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.16206838190555573},{"word":"the","start":845.085,"end":845.245,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13812962174415588},{"word":"other","start":845.245,"end":845.405,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.20138832926750183},{"word":"one","start":845.405,"end":845.565,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.12298361212015152},{"word":"that","start":845.565,"end":845.72504,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20015352964401245},{"word":"i'm","start":845.72504,"end":845.885,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1871548295021057},{"word":"doing","start":845.885,"end":846.125,"confidence":0.923584,"punctuated_word":"doing,","sentiment":"neutral","sentiment_score":0.19183269143104553},{"word":"and","start":846.125,"end":846.205,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.25344446301460266},{"word":"i'm","start":846.205,"end":846.365,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.28554481267929077},{"word":"working","start":846.365,"end":846.685,"confidence":0.98535156,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.24626243114471436},{"word":"at","start":846.685,"end":846.84503,"confidence":0.80322266,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.255871057510376},{"word":"that","start":846.84503,"end":847.005,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23928266763687137},{"word":"as","start":847.005,"end":847.16504,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.28301939368247986},{"word":"well","start":847.16504,"end":847.405,"confidence":0.7976074,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.2451029270887375},{"word":"so","start":847.405,"end":847.645,"confidence":1.0,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4822574555873871},{"word":"that's","start":847.645,"end":847.885,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.5116944313049316},{"word":"good","start":847.885,"end":848.385,"confidence":0.91186523,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4410738348960877},{"word":"moving","start":848.765,"end":849.245,"confidence":0.7089844,"punctuated_word":"Moving","sentiment":"neutral","sentiment_score":0.19874940812587735},{"word":"forward","start":849.245,"end":849.565,"confidence":0.98535156,"punctuated_word":"forward","sentiment":"neutral","sentiment_score":0.1718692034482956},{"word":"on","start":849.565,"end":849.72504,"confidence":0.9707031,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1634882688522339},{"word":"those","start":849.72504,"end":850.04504,"confidence":0.46875,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.1910201758146286},{"word":"those","start":850.04504,"end":850.365,"confidence":0.21569824,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.16812849044799805},{"word":"things","start":850.365,"end":850.685,"confidence":0.8996582,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.16117221117019653},{"word":"so","start":850.685,"end":851.185,"confidence":0.6796875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05804432928562164},{"word":"it's","start":851.39,"end":851.63,"confidence":0.9655762,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.03478701040148735},{"word":"all","start":851.63,"end":851.79,"confidence":0.81152344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.05404131859540939},{"word":"a","start":851.79,"end":851.95,"confidence":0.78271484,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03825768455862999},{"word":"thought","start":851.95,"end":852.27,"confidence":0.3413086,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":0.0030274391174316406},{"word":"process","start":852.27,"end":852.77,"confidence":0.9980469,"punctuated_word":"process","sentiment":"neutral","sentiment_score":0.0141216441988945},{"word":"when","start":853.47,"end":853.71,"confidence":0.4177246,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.03972861170768738},{"word":"you","start":853.71,"end":853.87,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05264245718717575},{"word":"change","start":853.87,"end":854.27,"confidence":0.984375,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.08492043614387512},{"word":"jobs","start":854.27,"end":854.75,"confidence":0.9951172,"punctuated_word":"jobs","sentiment":"neutral","sentiment_score":-0.08426794409751892},{"word":"and","start":854.75,"end":854.99,"confidence":0.98828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12659189105033877},{"word":"all","start":854.99,"end":855.15,"confidence":0.9873047,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.11253362894058228},{"word":"that","start":855.15,"end":855.39,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.14038324356079102},{"word":"sort","start":855.39,"end":855.63,"confidence":0.9902344,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.25641122460365295},{"word":"of","start":855.63,"end":855.79,"confidence":0.9658203,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.14103537797927856},{"word":"garbage","start":855.79,"end":856.19,"confidence":0.8659668,"punctuated_word":"garbage.","sentiment":"neutral","sentiment_score":-0.034745316952466965},{"word":"it's","start":856.19,"end":856.51,"confidence":0.82666016,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.05403769016265869},{"word":"sort","start":856.51,"end":857.01,"confidence":0.9472656,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.027624182403087616},{"word":"of","start":857.15,"end":857.23,"confidence":0.9526367,"punctuated_word":"of...","sentiment":"neutral","sentiment_score":-0.04242680221796036},{"word":"obviously","start":857.23,"end":857.63,"confidence":0.487854,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":-0.07752528786659241},{"word":"push","start":857.63,"end":857.95,"confidence":0.29345703,"punctuated_word":"push","sentiment":"neutral","sentiment_score":-0.0901459977030754},{"word":"and","start":857.95,"end":858.11,"confidence":0.71191406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1415838897228241},{"word":"dig","start":858.11,"end":858.35,"confidence":0.98828125,"punctuated_word":"dig","sentiment":"neutral","sentiment_score":-0.08373095840215683},{"word":"into","start":858.35,"end":858.67,"confidence":0.87890625,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.051465727388858795},{"word":"what","start":858.67,"end":858.91,"confidence":0.9951172,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.06639089435338974},{"word":"you","start":858.91,"end":859.23,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08113645017147064},{"word":"want","start":859.23,"end":859.47,"confidence":0.9526367,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.02593005448579788},{"word":"to","start":859.47,"end":859.63,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05875803530216217},{"word":"do","start":859.63,"end":859.95,"confidence":0.8581543,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":-0.03621770441532135},{"word":"so","start":859.95,"end":860.45,"confidence":0.86621094,"punctuated_word":"So...","sentiment":"neutral","sentiment_score":-0.005581973120570183},{"word":"doesn't","start":862.91,"end":863.39,"confidence":0.810791,"punctuated_word":"Doesn't","sentiment":"neutral","sentiment_score":-0.0061383116990327835},{"word":"doesn't","start":863.39,"end":863.87,"confidence":0.9538574,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.0982745885848999},{"word":"make","start":863.87,"end":864.02997,"confidence":0.9873047,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.14377380907535553},{"word":"life","start":864.02997,"end":864.43,"confidence":0.9614258,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.17020940780639648},{"word":"easy","start":864.43,"end":864.75,"confidence":0.92163086,"punctuated_word":"easy,","sentiment":"neutral","sentiment_score":-0.06469551473855972},{"word":"but","start":864.75,"end":865.25,"confidence":0.84472656,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.0019325464963912964},{"word":"you","start":866.69495,"end":867.01495,"confidence":0.7373047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08296947926282883},{"word":"know","start":867.01495,"end":867.51495,"confidence":0.98339844,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.06983126699924469},{"word":"you","start":868.21497,"end":868.375,"confidence":0.9135742,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19511207938194275},{"word":"just","start":868.375,"end":868.615,"confidence":0.51623535,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":0.16380003094673157},{"word":"like","start":868.615,"end":869.115,"confidence":0.9885254,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.07679736614227295},{"word":"put","start":869.57495,"end":869.735,"confidence":0.984375,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.046038419008255005},{"word":"your","start":869.735,"end":869.89496,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09842753410339355},{"word":"head","start":869.89496,"end":870.055,"confidence":0.9970703,"punctuated_word":"head","sentiment":"neutral","sentiment_score":0.05464738607406616},{"word":"down","start":870.055,"end":870.295,"confidence":0.9980469,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.06403408944606781},{"word":"and","start":870.295,"end":870.375,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01900307834148407},{"word":"keep","start":870.375,"end":870.69495,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.019904300570487976},{"word":"pushing","start":870.69495,"end":871.01495,"confidence":0.77978516,"punctuated_word":"pushing.","sentiment":"neutral","sentiment_score":0.05542515218257904},{"word":"you","start":871.01495,"end":871.175,"confidence":0.9267578,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.02598121017217636},{"word":"know","start":871.175,"end":871.415,"confidence":0.89819336,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.0041199252009391785},{"word":"like","start":871.415,"end":871.915,"confidence":0.9667969,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.0003191642463207245},{"word":"took","start":872.69495,"end":873.095,"confidence":0.9506836,"punctuated_word":"took","sentiment":"neutral","sentiment_score":0.05447113513946533},{"word":"took","start":873.095,"end":873.33496,"confidence":0.98535156,"punctuated_word":"took","sentiment":"neutral","sentiment_score":0.05939406156539917},{"word":"me","start":873.33496,"end":873.57495,"confidence":0.9951172,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.003897726535797119},{"word":"way","start":873.57495,"end":873.815,"confidence":0.984375,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.2001524567604065},{"word":"too","start":873.815,"end":873.975,"confidence":0.99902344,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.07177560031414032},{"word":"long","start":873.975,"end":874.21497,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.02607935667037964},{"word":"to","start":874.21497,"end":874.45496,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10173337161540984},{"word":"be","start":874.45496,"end":874.615,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.06050242483615875},{"word":"in","start":874.615,"end":874.77496,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.01947808265686035},{"word":"that","start":874.77496,"end":875.095,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02698671817779541},{"word":"position","start":875.095,"end":875.595,"confidence":0.9748535,"punctuated_word":"position,","sentiment":"neutral","sentiment_score":0.03667905926704407},{"word":"but","start":875.65497,"end":876.13495,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.09849552810192108},{"word":"at","start":876.13495,"end":876.295,"confidence":0.9291992,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.18697109818458557},{"word":"least","start":876.295,"end":876.535,"confidence":1.0,"punctuated_word":"least","sentiment":"neutral","sentiment_score":0.11336080729961397},{"word":"i'm","start":876.535,"end":876.69495,"confidence":0.97753906,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.3175002932548523},{"word":"getting","start":876.69495,"end":876.935,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.21935848891735077},{"word":"there","start":876.935,"end":877.175,"confidence":0.98828125,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.26326417922973633},{"word":"slowly","start":877.175,"end":877.675,"confidence":0.9628906,"punctuated_word":"slowly.","sentiment":"neutral","sentiment_score":0.1722835898399353},{"word":"yeah","start":885.87,"end":886.19,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2094055414199829},{"word":"well","start":886.19,"end":886.69,"confidence":0.8808594,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.0763850063085556},{"word":"i","start":886.83,"end":886.99,"confidence":0.24829102,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.017486050724983215},{"word":"mean","start":886.99,"end":887.49,"confidence":0.8330078,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.02539965510368347},{"word":"it's","start":888.19,"end":888.51,"confidence":0.9946289,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.05791942775249481},{"word":"one","start":888.51,"end":888.67,"confidence":0.9448242,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.07150863111019135},{"word":"of","start":888.67,"end":888.75,"confidence":0.9863281,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04158609360456467},{"word":"those","start":888.75,"end":888.91003,"confidence":0.96777344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.05988447368144989},{"word":"things","start":888.91003,"end":889.15,"confidence":0.7763672,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.049268484115600586},{"word":"like","start":889.15,"end":889.31,"confidence":0.97021484,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.04230475053191185},{"word":"if","start":889.31,"end":889.47003,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.14317137002944946},{"word":"i","start":889.47003,"end":889.55,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.030600234866142273},{"word":"can","start":889.55,"end":889.71,"confidence":0.99609375,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.14549247920513153},{"word":"get","start":889.71,"end":890.21,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.13637252151966095},{"word":"something","start":890.83,"end":891.31,"confidence":0.9980469,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.1311655193567276},{"word":"set","start":891.31,"end":891.55,"confidence":0.9951172,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.16801461577415466},{"word":"up","start":891.55,"end":892.05,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1480095088481903},{"word":"and","start":892.27,"end":892.67,"confidence":0.52246094,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.03421755135059357},{"word":"you","start":892.67,"end":892.83,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0751834362745285},{"word":"know","start":892.83,"end":892.99,"confidence":0.99658203,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.08876074105501175},{"word":"i'm","start":892.99,"end":893.15,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.18715183436870575},{"word":"still","start":893.15,"end":893.47003,"confidence":0.96240234,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.2659623622894287},{"word":"young","start":893.47003,"end":893.87,"confidence":0.9707031,"punctuated_word":"young.","sentiment":"neutral","sentiment_score":-0.16775202751159668},{"word":"i","start":893.87,"end":893.95,"confidence":0.9873047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1568947285413742},{"word":"mean","start":893.95,"end":894.19,"confidence":0.9951172,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.15593504905700684},{"word":"it's","start":894.19,"end":894.35004,"confidence":0.9921875,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.17769961059093475},{"word":"not","start":894.35004,"end":894.59,"confidence":0.9941406,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1625024974346161},{"word":"like","start":894.59,"end":894.75,"confidence":0.9448242,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.12668931484222412},{"word":"i'm","start":894.75,"end":894.99,"confidence":0.99316406,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.23038648068904877},{"word":"an","start":894.99,"end":895.07,"confidence":0.7260742,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.23656871914863584},{"word":"old","start":895.07,"end":895.57,"confidence":0.98095703,"punctuated_word":"old","sentiment":"neutral","sentiment_score":-0.3141385018825531},{"word":"i'm","start":896.375,"end":896.535,"confidence":0.9067383,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.2993098497390747},{"word":"old","start":896.535,"end":897.015,"confidence":0.99316406,"punctuated_word":"old","sentiment":"neutral","sentiment_score":-0.2560131251811981},{"word":"yet","start":897.015,"end":897.415,"confidence":0.96069336,"punctuated_word":"yet.","sentiment":"neutral","sentiment_score":-0.21050319075584412},{"word":"i'm","start":897.415,"end":897.915,"confidence":0.95532227,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.24055954813957217},{"word":"old","start":898.375,"end":898.695,"confidence":0.8996582,"punctuated_word":"old,","sentiment":"neutral","sentiment_score":-0.26201194524765015},{"word":"but","start":898.695,"end":898.935,"confidence":0.96435547,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.22010138630867004},{"word":"i'm","start":898.935,"end":899.09503,"confidence":0.99560547,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.35634738206863403},{"word":"not","start":899.09503,"end":899.415,"confidence":0.99609375,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.3298434615135193},{"word":"i'm","start":899.415,"end":899.575,"confidence":0.8864746,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.3726508617401123},{"word":"not","start":899.575,"end":900.055,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.27809834480285645},{"word":"that","start":900.055,"end":900.375,"confidence":0.9091797,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.3216804265975952},{"word":"that","start":900.375,"end":900.455,"confidence":0.8339844,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.32223212718963623},{"word":"old","start":900.455,"end":900.955,"confidence":1.0,"punctuated_word":"old.","sentiment":"neutral","sentiment_score":-0.2979523539543152},{"word":"no","start":904.775,"end":905.275,"confidence":0.9716797,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.2004941701889038},{"word":"no","start":905.735,"end":906.135,"confidence":0.9772949,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1753421127796173},{"word":"so","start":906.135,"end":906.635,"confidence":0.84228516,"punctuated_word":"So...","sentiment":"neutral","sentiment_score":-0.09705060720443726},{"word":"yeah","start":908.07,"end":908.57,"confidence":0.8835449,"punctuated_word":"Yeah,","sentiment":"neutral","sentiment_score":0.04314940422773361},{"word":"you","start":909.03,"end":909.27,"confidence":0.2322998,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16290222108364105},{"word":"look","start":909.27,"end":909.51,"confidence":0.9165039,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.16449323296546936},{"word":"good","start":909.51,"end":909.67004,"confidence":0.8366699,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.15202970802783966},{"word":"once","start":909.67004,"end":909.99,"confidence":0.8881836,"punctuated_word":"Once","sentiment":"neutral","sentiment_score":-0.14260870218276978},{"word":"again","start":909.99,"end":910.23004,"confidence":0.9814453,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":-0.14143794775009155},{"word":"it's","start":910.23004,"end":910.39,"confidence":0.9970703,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.19390708208084104},{"word":"just","start":910.39,"end":910.89,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2366417646408081},{"word":"a","start":910.95,"end":911.11005,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2622877061367035},{"word":"a","start":911.11005,"end":911.19,"confidence":0.90234375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.28155404329299927},{"word":"slow","start":911.19,"end":911.51,"confidence":0.8618164,"punctuated_word":"slow","sentiment":"neutral","sentiment_score":-0.25425928831100464},{"word":"process","start":911.51,"end":912.01,"confidence":0.69226074,"punctuated_word":"process.","sentiment":"neutral","sentiment_score":-0.2785409986972809},{"word":"and","start":912.15,"end":912.65,"confidence":0.8222656,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.15296098589897156},{"word":"trying","start":913.43,"end":913.75,"confidence":0.6586914,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.14092274010181427},{"word":"to","start":913.75,"end":914.25,"confidence":1.0,"punctuated_word":"to...","sentiment":"neutral","sentiment_score":-0.14551015198230743},{"word":"my","start":914.55,"end":914.71,"confidence":0.9667969,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.28058481216430664},{"word":"biggest","start":914.71,"end":915.03,"confidence":0.9970703,"punctuated_word":"biggest","sentiment":"neutral","sentiment_score":-0.2294367253780365},{"word":"thing","start":915.03,"end":915.27,"confidence":0.99902344,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.18272438645362857},{"word":"is","start":915.27,"end":915.35004,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.19884450733661652},{"word":"just","start":915.35004,"end":915.59,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.22394639253616333},{"word":"trying","start":915.59,"end":915.91003,"confidence":0.9970703,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.24584823846817017},{"word":"to","start":915.91003,"end":916.07,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2626591920852661},{"word":"get","start":916.07,"end":916.39,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.2307383418083191},{"word":"someone","start":916.39,"end":916.71,"confidence":0.9838867,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.1711486577987671},{"word":"else","start":916.71,"end":916.95,"confidence":0.99121094,"punctuated_word":"else","sentiment":"neutral","sentiment_score":-0.23566687107086184},{"word":"to","start":916.95,"end":917.03,"confidence":0.8051758,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.25857099890708923},{"word":"understand","start":917.03,"end":917.43,"confidence":0.9980469,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":-0.26229017972946167},{"word":"that","start":917.43,"end":917.59,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.19712454080581665},{"word":"we've","start":917.59,"end":917.83,"confidence":0.97021484,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.2264525294303894},{"word":"gotta","start":917.83,"end":918.07,"confidence":0.62060547,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.2439195215702057},{"word":"work","start":918.07,"end":918.31,"confidence":0.9941406,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.22558873891830444},{"word":"hard","start":918.31,"end":918.47003,"confidence":0.94970703,"punctuated_word":"hard","sentiment":"neutral","sentiment_score":-0.1912761926651001},{"word":"and","start":918.47003,"end":918.63,"confidence":0.39770508,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1824846714735031},{"word":"getting","start":918.63,"end":918.87,"confidence":0.49853516,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.16641303896903992},{"word":"these","start":918.87,"end":919.19,"confidence":0.99609375,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.1563400775194168},{"word":"things","start":919.19,"end":919.43,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.09605829417705536},{"word":"done","start":919.43,"end":919.75,"confidence":0.8093262,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":-0.17959730327129364},{"word":"so","start":919.75,"end":920.25,"confidence":0.32885742,"punctuated_word":"So...","sentiment":"neutral","sentiment_score":-0.09091608226299286},{"word":"which","start":923.85504,"end":924.015,"confidence":0.39868164,"punctuated_word":"Which","sentiment":"neutral","sentiment_score":-0.13993333280086517},{"word":"is","start":924.015,"end":924.255,"confidence":0.9921875,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.13383473455905914},{"word":"something","start":924.255,"end":924.575,"confidence":0.97314453,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.1311796009540558},{"word":"that","start":924.575,"end":925.075,"confidence":0.9614258,"punctuated_word":"that...","sentiment":"neutral","sentiment_score":-0.11060717701911926},{"word":"like","start":925.935,"end":926.09503,"confidence":0.91625977,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.14303672313690186},{"word":"i","start":926.09503,"end":926.17505,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19268698990345},{"word":"can't","start":926.17505,"end":926.67505,"confidence":0.9902344,"punctuated_word":"can't...","sentiment":"neutral","sentiment_score":-0.18042391538619995},{"word":"and","start":927.53503,"end":927.935,"confidence":0.4790039,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.19659677147865295},{"word":"it's","start":927.935,"end":928.255,"confidence":0.763916,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.2431648075580597},{"word":"not","start":928.255,"end":928.755,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.2860540747642517},{"word":"help","start":929.215,"end":929.455,"confidence":0.94189453,"punctuated_word":"help","sentiment":"neutral","sentiment_score":-0.20167720317840576},{"word":"i","start":929.455,"end":929.61505,"confidence":0.921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.29820117354393005},{"word":"need","start":929.61505,"end":929.85504,"confidence":0.9980469,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.27872663736343384},{"word":"from","start":929.85504,"end":930.09503,"confidence":0.8178711,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.2869976758956909},{"word":"someone","start":930.09503,"end":930.41504,"confidence":0.98535156,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.2840106785297394},{"word":"else","start":930.41504,"end":930.655,"confidence":0.8901367,"punctuated_word":"else.","sentiment":"neutral","sentiment_score":-0.31199079751968384},{"word":"it's","start":930.655,"end":930.815,"confidence":0.9868164,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.16428685188293457},{"word":"just","start":930.815,"end":931.135,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.13825508952140808},{"word":"that","start":931.135,"end":931.29504,"confidence":0.92333984,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15397149324417114},{"word":"someone","start":931.29504,"end":931.775,"confidence":0.5732422,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.20113541185855863},{"word":"needs","start":931.775,"end":932.015,"confidence":0.9892578,"punctuated_word":"needs","sentiment":"neutral","sentiment_score":-0.22859370708465576},{"word":"help","start":932.015,"end":932.255,"confidence":0.98291016,"punctuated_word":"help","sentiment":"neutral","sentiment_score":-0.1422216296195984},{"word":"themselves","start":932.255,"end":932.755,"confidence":0.9970703,"punctuated_word":"themselves","sentiment":"neutral","sentiment_score":-0.09124772250652312},{"word":"so","start":932.895,"end":933.135,"confidence":0.7011719,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.0853603184223175},{"word":"we","start":933.135,"end":933.375,"confidence":0.43847656,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.009944841265678406},{"word":"can","start":933.375,"end":933.53503,"confidence":0.9716797,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.002262860536575318},{"word":"move","start":933.53503,"end":933.695,"confidence":0.8964844,"punctuated_word":"move","sentiment":"neutral","sentiment_score":0.03884477913379669},{"word":"him","start":933.695,"end":933.935,"confidence":0.40795898,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.02747739851474762},{"word":"forward","start":933.935,"end":934.335,"confidence":0.91918945,"punctuated_word":"forward.","sentiment":"neutral","sentiment_score":0.01554204523563385},{"word":"so","start":934.335,"end":934.495,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02259589731693268},{"word":"that's","start":934.495,"end":934.815,"confidence":0.9770508,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.029253989458084103},{"word":"the","start":934.815,"end":934.895,"confidence":0.47143555,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09642239660024644},{"word":"main","start":934.895,"end":935.215,"confidence":0.33374023,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.13786238431930542},{"word":"biggest","start":935.215,"end":935.61505,"confidence":0.4428711,"punctuated_word":"biggest","sentiment":"neutral","sentiment_score":0.15380510687828064},{"word":"task","start":935.61505,"end":936.11505,"confidence":0.88964844,"punctuated_word":"task","sentiment":"neutral","sentiment_score":0.12552684545516968},{"word":"you","start":936.63,"end":936.79004,"confidence":0.9560547,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07477348297834396},{"word":"know","start":936.79004,"end":937.29004,"confidence":0.9921875,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.03575634956359863},{"word":"anything","start":937.43,"end":937.59,"confidence":0.9326172,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.08445215225219727},{"word":"i've","start":937.59,"end":937.91003,"confidence":0.98876953,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.038144513964653015},{"word":"done","start":937.91003,"end":938.31,"confidence":0.9880371,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":0.03277558460831642},{"word":"so","start":938.31,"end":938.81,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.021325748413801193},{"word":"once","start":939.03,"end":939.35004,"confidence":0.61376953,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.02896691858768463},{"word":"again","start":939.35004,"end":939.85004,"confidence":0.92333984,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":-0.0013472754508256912},{"word":"nothing","start":940.95,"end":941.19,"confidence":0.7368164,"punctuated_word":"nothing","sentiment":"neutral","sentiment_score":-0.01964757591485977},{"word":"that","start":941.19,"end":941.69,"confidence":0.96875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0071255601942539215},{"word":"i","start":941.75,"end":941.91003,"confidence":0.7763672,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02344883978366852},{"word":"know","start":941.91003,"end":942.39,"confidence":0.92578125,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.096573568880558},{"word":"you","start":942.39,"end":942.71,"confidence":0.8857422,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12494249641895294},{"word":"guys","start":942.71,"end":942.95,"confidence":0.97265625,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.15885764360427856},{"word":"can","start":942.95,"end":943.19,"confidence":0.921875,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.16103269159793854},{"word":"help","start":943.19,"end":943.35004,"confidence":0.98291016,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.15547408163547516},{"word":"me","start":943.35004,"end":943.51,"confidence":0.9941406,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.07754049450159073},{"word":"with","start":943.51,"end":943.75,"confidence":0.9055176,"punctuated_word":"with.","sentiment":"neutral","sentiment_score":0.06293179094791412},{"word":"i've","start":943.75,"end":943.91003,"confidence":0.89404297,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.030962971970438957},{"word":"gotta","start":943.91003,"end":944.23004,"confidence":0.7441406,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.03831527754664421},{"word":"do","start":944.23004,"end":944.39,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.03187382221221924},{"word":"that","start":944.39,"end":944.63,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.01869603991508484},{"word":"myself","start":944.63,"end":945.03,"confidence":0.97265625,"punctuated_word":"myself.","sentiment":"neutral","sentiment_score":0.0025817491114139557},{"word":"so","start":945.03,"end":945.53,"confidence":0.5288086,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.046325527131557465},{"word":"right","start":955.255,"end":955.65497,"confidence":0.7685547,"punctuated_word":"Right","sentiment":"neutral","sentiment_score":-0.020513959228992466},{"word":"now","start":955.65497,"end":956.15497,"confidence":0.6723633,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.025659708306193352},{"word":"it's","start":956.295,"end":956.375,"confidence":0.80444336,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.03634803742170334},{"word":"not","start":956.375,"end":956.535,"confidence":0.41992188,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.026914678514003754},{"word":"because","start":956.535,"end":957.01495,"confidence":0.62158203,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.0346364825963974},{"word":"i'm","start":957.01495,"end":957.255,"confidence":0.99316406,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.037368834018707275},{"word":"going","start":957.255,"end":957.495,"confidence":0.24523926,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.03273238241672516},{"word":"to","start":957.495,"end":957.65497,"confidence":0.8833008,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04819433018565178},{"word":"the","start":957.65497,"end":957.735,"confidence":0.9707031,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03993578255176544},{"word":"box","start":957.735,"end":958.235,"confidence":0.43066406,"punctuated_word":"box.","sentiment":"neutral","sentiment_score":-0.021633777767419815},{"word":"so","start":958.295,"end":958.795,"confidence":0.66259766,"punctuated_word":"So...","sentiment":"neutral","sentiment_score":-0.008236794732511044},{"word":"yes","start":978.11,"end":978.27,"confidence":0.967041,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06536784023046494},{"word":"yes","start":978.27,"end":978.77,"confidence":0.9880371,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.004106353037059307},{"word":"yeah","start":990.165,"end":990.665,"confidence":0.9489746,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03663057088851929},{"word":"yeah","start":998.77,"end":999.27,"confidence":0.9904785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02847997099161148},{"word":"okay","start":1003.81,"end":1004.31,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1183268427848816},{"word":"inspection","start":1017.96,"end":1018.46,"confidence":0.48495483,"punctuated_word":"Inspection.","sentiment":"neutral","sentiment_score":0.07956328243017197},{"word":"yes","start":1019.56,"end":1019.88,"confidence":0.94921875,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.15102213621139526},{"word":"i","start":1019.88,"end":1020.04,"confidence":0.9453125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1823180913925171},{"word":"think","start":1020.04,"end":1020.2,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.23348689079284668},{"word":"that's","start":1020.2,"end":1020.7,"confidence":0.9975586,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.28843939304351807},{"word":"okay","start":1021.64,"end":1022.14,"confidence":0.98535156,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.2417660653591156},{"word":"because","start":1024.04,"end":1024.28,"confidence":0.42626953,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.24054567515850067},{"word":"i've","start":1024.28,"end":1024.44,"confidence":0.826416,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.2607939839363098},{"word":"got","start":1024.44,"end":1024.92,"confidence":0.9863281,"punctuated_word":"got...","sentiment":"neutral","sentiment_score":0.13630574941635132},{"word":"you","start":1024.92,"end":1025.16,"confidence":0.9951172,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.06711478531360626},{"word":"know","start":1025.16,"end":1025.4,"confidence":0.9592285,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.09163986891508102},{"word":"depending","start":1025.4,"end":1025.88,"confidence":0.9873047,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":-0.15287891030311584},{"word":"on","start":1025.88,"end":1026.12,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.14711658656597135},{"word":"how","start":1026.12,"end":1026.36,"confidence":0.9980469,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.19323517382144928},{"word":"hard","start":1026.36,"end":1026.6,"confidence":0.9580078,"punctuated_word":"hard","sentiment":"neutral","sentiment_score":-0.1922520250082016},{"word":"i","start":1026.6,"end":1026.76,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.25698745250701904},{"word":"work","start":1026.76,"end":1027.08,"confidence":0.94384766,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":-0.23996666073799133},{"word":"depends","start":1027.08,"end":1027.48,"confidence":0.8232422,"punctuated_word":"depends","sentiment":"neutral","sentiment_score":-0.1547420471906662},{"word":"on","start":1027.48,"end":1027.64,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.14287784695625305},{"word":"how","start":1027.64,"end":1027.8,"confidence":0.9980469,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.14896129071712494},{"word":"much","start":1027.8,"end":1027.92,"confidence":0.9921875,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.16681233048439026},{"word":"i","start":1027.92,"end":1028.04,"confidence":0.9506836,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15528398752212524},{"word":"get","start":1028.04,"end":1028.28,"confidence":0.99609375,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.22239165008068085},{"word":"a","start":1028.28,"end":1028.44,"confidence":0.6699219,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1475936472415924},{"word":"fortnight","start":1028.44,"end":1028.94,"confidence":0.9501953,"punctuated_word":"fortnight.","sentiment":"neutral","sentiment_score":-0.16307029128074646},{"word":"so","start":1029.0,"end":1029.5,"confidence":0.98828125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08251133561134338},{"word":"i'm","start":1029.705,"end":1029.865,"confidence":0.74072266,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.08595825731754303},{"word":"gonna","start":1029.865,"end":1030.105,"confidence":0.6538086,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.13190728425979614},{"word":"end","start":1030.105,"end":1030.345,"confidence":0.62597656,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.1116020679473877},{"word":"up","start":1030.345,"end":1030.585,"confidence":0.9951172,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.11747224628925323},{"word":"the","start":1030.585,"end":1030.745,"confidence":0.45703125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11837627738714218},{"word":"$3","start":1030.745,"end":1031.385,"confidence":0.8977051,"punctuated_word":"$3","sentiment":"neutral","sentiment_score":-0.0767638310790062},{"word":"at","start":1031.385,"end":1031.5449,"confidence":0.5913086,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.11082535982131958},{"word":"at","start":1031.5449,"end":1031.7849,"confidence":0.65234375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.15716207027435303},{"word":"fortnite","start":1031.7849,"end":1032.265,"confidence":0.6470337,"punctuated_word":"Fortnite,","sentiment":"neutral","sentiment_score":-0.11793681979179382},{"word":"so","start":1032.265,"end":1032.4249,"confidence":0.7050781,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.04014841467142105},{"word":"it's","start":1032.4249,"end":1032.585,"confidence":0.9279785,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.07816769182682037},{"word":"nearly","start":1032.585,"end":1032.9049,"confidence":0.93115234,"punctuated_word":"nearly","sentiment":"neutral","sentiment_score":-0.13698764145374298},{"word":"$6","start":1032.9049,"end":1033.465,"confidence":0.9449463,"punctuated_word":"$6,","sentiment":"neutral","sentiment_score":-0.0932915061712265},{"word":"but","start":1033.465,"end":1033.865,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.09346602857112885},{"word":"that's","start":1033.865,"end":1034.105,"confidence":0.9946289,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.19431047141551971},{"word":"not","start":1034.105,"end":1034.345,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1735246628522873},{"word":"always","start":1034.345,"end":1034.745,"confidence":0.9873047,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.010534755885601044},{"word":"the","start":1034.745,"end":1034.9049,"confidence":0.7836914,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.025378011167049408},{"word":"case","start":1034.9049,"end":1035.225,"confidence":0.9760742,"punctuated_word":"case.","sentiment":"neutral","sentiment_score":0.05930474400520325},{"word":"so","start":1035.225,"end":1035.385,"confidence":0.5786133,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.15529100596904755},{"word":"$5","start":1035.385,"end":1035.945,"confidence":0.5675049,"punctuated_word":"$5","sentiment":"neutral","sentiment_score":0.1845933049917221},{"word":"should","start":1035.945,"end":1036.1849,"confidence":0.9941406,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.23198065161705017},{"word":"be","start":1036.1849,"end":1036.345,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1906562447547913},{"word":"enough","start":1036.345,"end":1036.845,"confidence":1.0,"punctuated_word":"enough.","sentiment":"neutral","sentiment_score":0.11509556323289873},{"word":"yep","start":1043.945,"end":1044.445,"confidence":0.9316406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.1325840950012207},{"word":"yeah","start":1047.91,"end":1048.41,"confidence":0.85595703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.019809303805232048},{"word":"yeah","start":1049.83,"end":1050.33,"confidence":0.7722168,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02764828130602837},{"word":"yeah","start":1062.075,"end":1062.575,"confidence":0.95654297,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.011284884065389631},{"word":"yeah","start":1076.12,"end":1076.62,"confidence":0.94262695,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0597999170422554},{"word":"yeah","start":1082.12,"end":1082.62,"confidence":0.9379883,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03483789414167404},{"word":"yeah","start":1092.465,"end":1092.965,"confidence":0.97631836,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06279507279396057},{"word":"yeah","start":1098.625,"end":1099.125,"confidence":0.89819336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0797569528222084},{"word":"yeah","start":1109.4701,"end":1109.9701,"confidence":0.8125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.12641912698745728},{"word":"yeah","start":1116.065,"end":1116.565,"confidence":0.8857422,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.004502652212977409},{"word":"yeah","start":1120.945,"end":1121.425,"confidence":0.8664551,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.006930487230420113},{"word":"for","start":1121.425,"end":1121.585,"confidence":0.97509766,"punctuated_word":"For","sentiment":"neutral","sentiment_score":0.008573129773139954},{"word":"sure","start":1121.585,"end":1121.905,"confidence":0.9980469,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":0.02154383435845375},{"word":"like","start":1121.905,"end":1122.065,"confidence":0.8935547,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":-0.002235323190689087},{"word":"i","start":1122.065,"end":1122.225,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01006559282541275},{"word":"said","start":1122.225,"end":1122.545,"confidence":0.99853516,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.009305957704782486},{"word":"i'm","start":1122.545,"end":1122.705,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.10398352146148682},{"word":"not","start":1122.705,"end":1122.945,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.14184285700321198},{"word":"not","start":1122.945,"end":1123.265,"confidence":0.98291016,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.2044869959354401},{"word":"that","start":1123.265,"end":1123.505,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.19339880347251892},{"word":"old","start":1123.505,"end":1123.745,"confidence":0.7318115,"punctuated_word":"old,","sentiment":"neutral","sentiment_score":-0.1557876169681549},{"word":"and","start":1123.745,"end":1124.065,"confidence":0.9902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.14526700973510742},{"word":"if","start":1124.065,"end":1124.305,"confidence":0.94921875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.007795438170433044},{"word":"we","start":1124.305,"end":1124.465,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.029553458094596863},{"word":"can","start":1124.465,"end":1124.705,"confidence":0.98291016,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03938567638397217},{"word":"try","start":1124.705,"end":1125.025,"confidence":0.9941406,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.013367146253585815},{"word":"and","start":1125.025,"end":1125.1849,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0018236637115478516},{"word":"boost","start":1125.1849,"end":1125.505,"confidence":0.99316406,"punctuated_word":"boost","sentiment":"neutral","sentiment_score":0.06097292900085449},{"word":"my","start":1125.505,"end":1125.745,"confidence":0.99121094,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.07683008909225464},{"word":"subaru","start":1125.745,"end":1126.065,"confidence":0.21582031,"punctuated_word":"Subaru","sentiment":"neutral","sentiment_score":0.040378227829933167},{"word":"as","start":1126.065,"end":1126.465,"confidence":0.66186523,"punctuated_word":"as,","sentiment":"neutral","sentiment_score":0.10275105386972427},{"word":"you","start":1126.465,"end":1126.625,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02490583062171936},{"word":"know","start":1126.625,"end":1127.025,"confidence":0.99609375,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.047942645847797394},{"word":"as","start":1127.025,"end":1127.1849,"confidence":0.9550781,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07803188264369965},{"word":"quick","start":1127.1849,"end":1127.345,"confidence":0.61572266,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.05809234082698822},{"word":"as","start":1127.345,"end":1127.585,"confidence":0.99316406,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03587998449802399},{"word":"we","start":1127.585,"end":1127.745,"confidence":0.9921875,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0029914379119873047},{"word":"can","start":1127.745,"end":1128.065,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.012941718101501465},{"word":"without","start":1128.065,"end":1128.565,"confidence":0.95825195,"punctuated_word":"without,","sentiment":"neutral","sentiment_score":-0.04383544623851776},{"word":"you","start":1129.18,"end":1129.42,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08576684445142746},{"word":"know","start":1129.42,"end":1129.92,"confidence":0.9909668,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.14050890505313873},{"word":"losing","start":1130.46,"end":1130.9401,"confidence":0.8857422,"punctuated_word":"losing","sentiment":"neutral","sentiment_score":-0.11344918608665466},{"word":"it","start":1130.9401,"end":1131.34,"confidence":0.7824707,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.05176956206560135},{"word":"it's","start":1131.34,"end":1131.74,"confidence":0.99560547,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.08566795289516449},{"word":"it's","start":1131.74,"end":1131.9,"confidence":0.9375,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.09625273942947388},{"word":"better","start":1131.9,"end":1132.3,"confidence":0.8408203,"punctuated_word":"better,","sentiment":"neutral","sentiment_score":0.13149705529212952},{"word":"obviously","start":1132.3,"end":1132.8,"confidence":0.9941406,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.17911243438720703},{"word":"for","start":1132.86,"end":1133.18,"confidence":0.8588867,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1574161946773529},{"word":"for","start":1133.18,"end":1133.5,"confidence":0.8701172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13180559873580933},{"word":"me","start":1133.5,"end":1133.9,"confidence":0.99316406,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.13713927567005155},{"word":"in","start":1133.9,"end":1134.14,"confidence":0.8701172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.19504088163375857},{"word":"the","start":1134.14,"end":1134.3,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12004975974559784},{"word":"long","start":1134.3,"end":1134.54,"confidence":0.99609375,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.15811538696289062},{"word":"term","start":1134.54,"end":1134.9401,"confidence":0.9182129,"punctuated_word":"term.","sentiment":"neutral","sentiment_score":0.09483875334262848},{"word":"so","start":1134.9401,"end":1135.4401,"confidence":0.90478516,"punctuated_word":"So...","sentiment":"neutral","sentiment_score":0.005151970311999321},{"word":"yeah","start":1141.42,"end":1141.92,"confidence":0.82910156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.07039086520671844},{"word":"yeah","start":1155.905,"end":1156.405,"confidence":0.9736328,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.056369319558143616},{"word":"yeah","start":1156.545,"end":1156.865,"confidence":0.7624512,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05100776627659798},{"word":"no","start":1156.865,"end":1157.105,"confidence":0.7866211,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.008030299097299576},{"word":"that's","start":1157.105,"end":1157.425,"confidence":0.98706055,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.12876687943935394},{"word":"fine","start":1157.425,"end":1157.745,"confidence":0.9951172,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.04522812366485596},{"word":"i","start":1157.745,"end":1158.245,"confidence":0.73046875,"punctuated_word":"I...","sentiment":"neutral","sentiment_score":-0.002261439338326454},{"word":"you","start":1158.625,"end":1158.785,"confidence":0.97509766,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.0015984028577804563},{"word":"know","start":1158.785,"end":1159.025,"confidence":0.9597168,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.07657332718372345},{"word":"it's","start":1159.025,"end":1159.32,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.05468561500310898},{"word":"it's","start":1159.48,"end":1159.6399,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.10642969608306883},{"word":"one","start":1159.6399,"end":1159.72,"confidence":0.9970703,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.1147310733795166},{"word":"of","start":1159.72,"end":1159.7999,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08846980333328247},{"word":"those","start":1159.7999,"end":1160.0399,"confidence":0.90283203,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.15151876211166382},{"word":"things","start":1160.0399,"end":1160.2799,"confidence":0.9980469,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.1390668898820877},{"word":"that","start":1160.2799,"end":1160.7599,"confidence":0.94384766,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16017574071884155},{"word":"i","start":1160.7599,"end":1160.9199,"confidence":0.9091797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0005628764629364014},{"word":"know","start":1160.9199,"end":1161.1599,"confidence":0.47802734,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.01529759168624878},{"word":"i","start":1161.1599,"end":1161.6599,"confidence":0.5625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.032282084226608276},{"word":"i","start":1162.2799,"end":1162.44,"confidence":0.53515625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0906161367893219},{"word":"wouldn't","start":1162.44,"end":1162.7599,"confidence":0.85302734,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.07958967983722687},{"word":"be","start":1162.7599,"end":1162.84,"confidence":0.9941406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.11576122045516968},{"word":"able","start":1162.84,"end":1163.08,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.07099699974060059},{"word":"to","start":1163.08,"end":1163.1599,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05146190524101257},{"word":"do","start":1163.1599,"end":1163.32,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.08433285355567932},{"word":"myself","start":1163.32,"end":1163.82,"confidence":0.64086914,"punctuated_word":"myself.","sentiment":"neutral","sentiment_score":0.02093113213777542},{"word":"so","start":1163.96,"end":1164.46,"confidence":0.9667969,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13871429860591888},{"word":"someone's","start":1164.6799,"end":1165.1599,"confidence":0.5983887,"punctuated_word":"someone's","sentiment":"neutral","sentiment_score":0.3208484649658203},{"word":"there","start":1165.1599,"end":1165.3999,"confidence":0.24401855,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.35006821155548096},{"word":"helping","start":1165.3999,"end":1165.72,"confidence":0.7729492,"punctuated_word":"helping","sentiment":"positive","sentiment_score":0.3870743811130524},{"word":"me","start":1165.72,"end":1165.96,"confidence":0.9970703,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.4602851867675781},{"word":"out","start":1165.96,"end":1166.0399,"confidence":0.97998047,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.5127356052398682},{"word":"of","start":1166.0399,"end":1166.2,"confidence":0.57666016,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.424360066652298},{"word":"that","start":1166.2,"end":1166.7,"confidence":0.7780762,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.35822147130966187},{"word":"obviously","start":1168.0399,"end":1168.5399,"confidence":0.88623047,"punctuated_word":"Obviously,","sentiment":"positive","sentiment_score":0.5498502254486084},{"word":"helps","start":1169.0,"end":1169.5,"confidence":0.61816406,"punctuated_word":"helps","sentiment":"positive","sentiment_score":0.5449100136756897},{"word":"helps","start":1169.5599,"end":1169.88,"confidence":0.64160156,"punctuated_word":"helps","sentiment":"positive","sentiment_score":0.5813561677932739},{"word":"in","start":1169.88,"end":1170.0399,"confidence":0.3347168,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.5302573442459106},{"word":"my","start":1170.0399,"end":1170.2799,"confidence":0.5732422,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.49159693717956543},{"word":"future","start":1170.2799,"end":1170.7799,"confidence":0.87524414,"punctuated_word":"future.","sentiment":"positive","sentiment_score":0.36519235372543335},{"word":"oh","start":1194.17,"end":1194.41,"confidence":0.73657227,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.14429250359535217},{"word":"okay","start":1194.41,"end":1194.91,"confidence":0.8515625,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.1484144926071167},{"word":"yeah","start":1205.625,"end":1205.785,"confidence":0.98413086,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0014483686536550522},{"word":"no","start":1205.785,"end":1205.9451,"confidence":0.8647461,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.04917698353528976},{"word":"that's","start":1205.9451,"end":1206.4451,"confidence":0.9892578,"punctuated_word":"That's...","sentiment":"neutral","sentiment_score":-0.03511568903923035},{"word":"yeah","start":1207.7051,"end":1208.2051,"confidence":0.8811035,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1573159098625183},{"word":"that","start":1208.265,"end":1208.505,"confidence":0.8803711,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.28154468536376953},{"word":"sounds","start":1208.505,"end":1208.985,"confidence":0.8925781,"punctuated_word":"sounds","sentiment":"neutral","sentiment_score":0.23957830667495728},{"word":"fair","start":1208.985,"end":1209.4651,"confidence":0.99853516,"punctuated_word":"fair.","sentiment":"neutral","sentiment_score":0.2009463608264923},{"word":"i","start":1209.4651,"end":1209.625,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13272625207901},{"word":"mean","start":1209.625,"end":1210.125,"confidence":0.99365234,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.12742307782173157},{"word":"you","start":1210.3451,"end":1210.505,"confidence":0.9614258,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08111844956874847},{"word":"know","start":1210.505,"end":1210.8251,"confidence":0.9572754,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.08223593235015869},{"word":"better","start":1210.8251,"end":1211.145,"confidence":0.92578125,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.03493952006101608},{"word":"be","start":1211.145,"end":1211.305,"confidence":0.9633789,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.08665699511766434},{"word":"on","start":1211.305,"end":1211.4651,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.11810486763715744},{"word":"the","start":1211.4651,"end":1211.545,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15973564982414246},{"word":"front","start":1211.545,"end":1211.785,"confidence":0.9980469,"punctuated_word":"front","sentiment":"neutral","sentiment_score":0.13613876700401306},{"word":"foot","start":1211.785,"end":1211.9451,"confidence":0.9165039,"punctuated_word":"foot","sentiment":"neutral","sentiment_score":0.13457635045051575},{"word":"than","start":1211.9451,"end":1212.185,"confidence":0.9243164,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.05332775413990021},{"word":"the","start":1212.185,"end":1212.3451,"confidence":0.96972656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09582583606243134},{"word":"back","start":1212.3451,"end":1212.505,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.10717570036649704},{"word":"foot","start":1212.505,"end":1212.745,"confidence":0.65283203,"punctuated_word":"foot,","sentiment":"neutral","sentiment_score":0.1371060311794281},{"word":"i","start":1212.745,"end":1212.8251,"confidence":0.4152832,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16166043281555176},{"word":"suppose","start":1212.8251,"end":1213.3251,"confidence":0.9892578,"punctuated_word":"suppose.","sentiment":"neutral","sentiment_score":0.11184711009263992},{"word":"yeah","start":1216.5099,"end":1217.0099,"confidence":0.8918457,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2237586081027985},{"word":"yep","start":1222.59,"end":1223.09,"confidence":0.81811523,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18487584590911865},{"word":"yep","start":1224.0299,"end":1224.5299,"confidence":0.85961914,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09060057252645493},{"word":"yes","start":1241.525,"end":1242.025,"confidence":0.9946289,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.058216482400894165},{"word":"yeah","start":1277.15,"end":1277.65,"confidence":0.85961914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0096379816532135},{"word":"mhmm","start":1291.135,"end":1291.635,"confidence":0.97180176,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.019652986899018288},{"word":"yeah","start":1313.875,"end":1314.375,"confidence":0.95336914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.12011688202619553},{"word":"yeah","start":1325.795,"end":1326.115,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06588608771562576},{"word":"yeah","start":1326.115,"end":1326.615,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07515734434127808},{"word":"yeah","start":1331.8501,"end":1332.3501,"confidence":0.98217773,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1937855035066605},{"word":"uh-huh","start":1338.9701,"end":1339.4701,"confidence":0.95214844,"punctuated_word":"Uh-huh.","sentiment":"neutral","sentiment_score":0.09064267575740814},{"word":"oh","start":1350.495,"end":1350.735,"confidence":0.96606445,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.08295227587223053},{"word":"yes","start":1350.735,"end":1351.235,"confidence":0.99853516,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.1027560979127884},{"word":"like","start":1351.9349,"end":1352.255,"confidence":0.27172852,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":0.07504475116729736},{"word":"i","start":1352.255,"end":1352.335,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06091964617371559},{"word":"said","start":1352.335,"end":1352.835,"confidence":0.9135742,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.09789729118347168},{"word":"it's","start":1353.0701,"end":1353.5701,"confidence":0.96728516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.10039671510457993},{"word":"it's","start":1353.9501,"end":1354.03,"confidence":0.9145508,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":0.10903307795524596},{"word":"like","start":1354.03,"end":1354.23,"confidence":0.97314453,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.11666518449783324},{"word":"i","start":1354.23,"end":1354.43,"confidence":0.80078125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07895910739898682},{"word":"said","start":1354.43,"end":1354.8301,"confidence":0.99560547,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.10054013133049013},{"word":"eight","start":1354.8301,"end":1355.15,"confidence":0.8964844,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.12938405573368073},{"word":"years","start":1355.15,"end":1355.65,"confidence":0.9172363,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.14729860424995422},{"word":"that","start":1356.11,"end":1356.35,"confidence":0.70947266,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.21782121062278748},{"word":"gives","start":1356.35,"end":1356.5901,"confidence":0.9970703,"punctuated_word":"gives","sentiment":"neutral","sentiment_score":0.21517245471477509},{"word":"us","start":1356.5901,"end":1356.99,"confidence":0.9770508,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.29512327909469604},{"word":"plenty","start":1356.99,"end":1357.4701,"confidence":0.9863281,"punctuated_word":"plenty","sentiment":"neutral","sentiment_score":0.2116866558790207},{"word":"of","start":1357.4701,"end":1357.55,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2748244106769562},{"word":"time","start":1357.55,"end":1357.9501,"confidence":0.9941406,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.3434421420097351},{"word":"to","start":1357.9501,"end":1358.27,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3372747302055359},{"word":"to","start":1358.27,"end":1358.35,"confidence":0.96533203,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.33637452125549316},{"word":"grow","start":1358.35,"end":1358.67,"confidence":0.9873047,"punctuated_word":"grow","sentiment":"neutral","sentiment_score":0.3045267164707184},{"word":"that","start":1358.67,"end":1358.99,"confidence":0.9116211,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2769104540348053},{"word":"time","start":1358.99,"end":1359.23,"confidence":0.55615234,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.27569836378097534},{"word":"and","start":1359.23,"end":1359.73,"confidence":0.8222656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1943487972021103},{"word":"and","start":1360.43,"end":1360.51,"confidence":0.8730469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.19034314155578613},{"word":"make","start":1360.51,"end":1360.75,"confidence":0.65234375,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2484043538570404},{"word":"a","start":1360.75,"end":1360.8301,"confidence":0.97998047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2763853669166565},{"word":"better","start":1360.8301,"end":1361.0701,"confidence":1.0,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.17786118388175964},{"word":"return","start":1361.0701,"end":1361.55,"confidence":0.9970703,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.3311631977558136},{"word":"at","start":1361.55,"end":1361.63,"confidence":0.84814453,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.16554966568946838},{"word":"the","start":1361.63,"end":1361.79,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15327824652194977},{"word":"end","start":1361.79,"end":1362.29,"confidence":0.8544922,"punctuated_word":"end.","sentiment":"neutral","sentiment_score":0.09945276379585266},{"word":"i","start":1362.43,"end":1362.5901,"confidence":0.31225586,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15847577154636383},{"word":"don't","start":1362.5901,"end":1362.8301,"confidence":0.7512207,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1650761365890503},{"word":"look","start":1362.8301,"end":1363.0701,"confidence":0.5048828,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.17057423293590546},{"word":"at","start":1363.0701,"end":1363.23,"confidence":0.3659668,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.2147986888885498},{"word":"any","start":1363.23,"end":1363.55,"confidence":0.5678711,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.2061823606491089},{"word":"eight","start":1363.55,"end":1363.7101,"confidence":0.70751953,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":-0.24968422949314115},{"word":"years","start":1363.7101,"end":1364.03,"confidence":0.8647461,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.15042267739772797},{"word":"time","start":1364.03,"end":1364.27,"confidence":0.64282227,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.151145800948143},{"word":"i'll","start":1364.27,"end":1364.51,"confidence":0.96313477,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.15516775846481323},{"word":"still","start":1364.51,"end":1364.75,"confidence":0.9951172,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.13582774996757507},{"word":"be","start":1364.75,"end":1364.925,"confidence":0.9941406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.12332364916801453},{"word":"still","start":1365.0851,"end":1365.2451,"confidence":0.9970703,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.12805931270122528},{"word":"be","start":1365.2451,"end":1365.405,"confidence":0.9760742,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.15395082533359528},{"word":"waiting","start":1365.405,"end":1365.885,"confidence":0.49230957,"punctuated_word":"waiting.","sentiment":"neutral","sentiment_score":-0.14410318434238434},{"word":"so","start":1365.885,"end":1366.005,"confidence":0.95410156,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1442044973373413},{"word":"i","start":1366.005,"end":1366.125,"confidence":0.84277344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.18762995302677157},{"word":"don't","start":1366.125,"end":1366.365,"confidence":0.6842041,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.15593209862709043},{"word":"see","start":1366.365,"end":1366.6051,"confidence":0.9394531,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.17039835453033447},{"word":"myself","start":1366.6051,"end":1366.925,"confidence":0.8408203,"punctuated_word":"myself","sentiment":"neutral","sentiment_score":-0.15028025209903717},{"word":"return","start":1366.925,"end":1367.425,"confidence":0.38916016,"punctuated_word":"return.","sentiment":"neutral","sentiment_score":-0.2194934040307999},{"word":"i","start":1367.805,"end":1367.885,"confidence":0.34057617,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12150193750858308},{"word":"guess","start":1367.885,"end":1368.2051,"confidence":0.43554688,"punctuated_word":"guess,","sentiment":"neutral","sentiment_score":-0.10472296178340912},{"word":"i'm","start":1368.2051,"end":1368.285,"confidence":0.39727783,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.08470605313777924},{"word":"gonna","start":1368.285,"end":1368.785,"confidence":0.18603516,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.06375835090875626},{"word":"go","start":1374.4451,"end":1374.9451,"confidence":0.46466064,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":0.10546407848596571},{"word":"yeah","start":1380.71,"end":1381.21,"confidence":0.87158203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0712582916021347},{"word":"yep","start":1392.47,"end":1392.97,"confidence":0.8249512,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0675525888800621},{"word":"yep","start":1397.9751,"end":1398.4751,"confidence":0.89819336,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07720062136650085},{"word":"mhmm","start":1420.52,"end":1420.76,"confidence":0.9638672,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.02087058499455452},{"word":"yeah","start":1420.76,"end":1421.26,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.026065073907375336},{"word":"yep","start":1429.585,"end":1430.085,"confidence":0.9145508,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08182509243488312},{"word":"yeah","start":1444.6,"end":1445.1,"confidence":0.9885254,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05875560641288757},{"word":"yeah","start":1454.405,"end":1454.905,"confidence":0.82006836,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07506673038005829},{"word":"yeah","start":1465.9601,"end":1466.4601,"confidence":0.9370117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12347988784313202},{"word":"okay","start":1474.28,"end":1474.78,"confidence":0.9975586,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.4137258231639862},{"word":"yeah","start":1484.4551,"end":1484.9551,"confidence":0.90625,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16287145018577576},{"word":"okay","start":1485.015,"end":1485.515,"confidence":0.7305908,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.15076225996017456},{"word":"no","start":1493.96,"end":1494.44,"confidence":0.86743164,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.100288525223732},{"word":"like","start":1494.44,"end":1494.84,"confidence":0.96435547,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":-0.09314703196287157},{"word":"like","start":1494.84,"end":1495.0,"confidence":0.91015625,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.07795587182044983},{"word":"i","start":1495.0,"end":1495.16,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11203023791313171},{"word":"said","start":1495.16,"end":1495.4,"confidence":0.94628906,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.0906134396791458},{"word":"to","start":1495.4,"end":1495.5599,"confidence":0.9116211,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07723899185657501},{"word":"you","start":1495.5599,"end":1495.72,"confidence":0.9802246,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.08811303228139877},{"word":"i","start":1495.72,"end":1495.7999,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0833493024110794},{"word":"think","start":1495.7999,"end":1495.96,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.07079161703586578},{"word":"we've","start":1495.96,"end":1496.46,"confidence":0.986084,"punctuated_word":"we've...","sentiment":"neutral","sentiment_score":-0.06448237597942352},{"word":"it's","start":1496.76,"end":1497.0,"confidence":0.9951172,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.0669802874326706},{"word":"generally","start":1497.0,"end":1497.5,"confidence":0.96875,"punctuated_word":"generally...","sentiment":"neutral","sentiment_score":-0.07221070677042007},{"word":"i","start":1497.5599,"end":1497.64,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10626497119665146},{"word":"know","start":1497.64,"end":1497.88,"confidence":0.9614258,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.1144011989235878},{"word":"it","start":1497.88,"end":1498.04,"confidence":0.98828125,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.17784911394119263},{"word":"sounds","start":1498.04,"end":1498.36,"confidence":0.98291016,"punctuated_word":"sounds","sentiment":"neutral","sentiment_score":-0.1078384518623352},{"word":"boring","start":1498.36,"end":1498.76,"confidence":0.9453125,"punctuated_word":"boring,","sentiment":"neutral","sentiment_score":-0.16037225723266602},{"word":"but","start":1498.76,"end":1499.24,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.1110575720667839},{"word":"if","start":1499.24,"end":1499.48,"confidence":0.9003906,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0505794957280159},{"word":"if","start":1499.48,"end":1499.64,"confidence":0.95166016,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.020483285188674927},{"word":"everything's","start":1499.64,"end":1500.14,"confidence":0.9328613,"punctuated_word":"everything's","sentiment":"neutral","sentiment_score":0.186313197016716},{"word":"working","start":1500.2,"end":1500.52,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.20316451787948608},{"word":"and","start":1500.52,"end":1500.76,"confidence":0.83203125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06037318706512451},{"word":"i","start":1500.76,"end":1500.92,"confidence":0.79541016,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04183633625507355},{"word":"do","start":1500.92,"end":1501.08,"confidence":0.93603516,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.17391236126422882},{"word":"wanna","start":1501.08,"end":1501.32,"confidence":0.79248047,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.12306951731443404},{"word":"be","start":1501.32,"end":1501.48,"confidence":0.9941406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.042398035526275635},{"word":"aggressive","start":1501.48,"end":1501.96,"confidence":0.99316406,"punctuated_word":"aggressive","sentiment":"neutral","sentiment_score":0.212632417678833},{"word":"with","start":1501.96,"end":1502.28,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1584763526916504},{"word":"my","start":1502.28,"end":1502.52,"confidence":0.96435547,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.13635744154453278},{"word":"super","start":1502.52,"end":1502.92,"confidence":0.40698242,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.28835535049438477},{"word":"and","start":1502.92,"end":1503.42,"confidence":0.6923828,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09426610171794891},{"word":"like","start":1503.775,"end":1503.895,"confidence":0.9941406,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.18764463067054749},{"word":"i","start":1503.895,"end":1504.015,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11119244992733002},{"word":"said","start":1504.015,"end":1504.515,"confidence":0.982666,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.1589198112487793},{"word":"and","start":1504.575,"end":1504.735,"confidence":0.8125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20809218287467957},{"word":"and","start":1504.735,"end":1504.815,"confidence":0.5810547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21296966075897217},{"word":"try","start":1504.815,"end":1505.135,"confidence":0.9760742,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.2001776397228241},{"word":"and","start":1505.135,"end":1505.215,"confidence":0.97998047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.27200591564178467},{"word":"move","start":1505.215,"end":1505.455,"confidence":0.9921875,"punctuated_word":"move","sentiment":"neutral","sentiment_score":0.25812071561813354},{"word":"forward","start":1505.455,"end":1505.775,"confidence":0.9265137,"punctuated_word":"forward.","sentiment":"neutral","sentiment_score":0.20708231627941132},{"word":"i","start":1505.775,"end":1505.855,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09604048728942872},{"word":"think","start":1505.855,"end":1506.095,"confidence":0.9641113,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":0.2163306027650833},{"word":"like","start":1506.095,"end":1506.255,"confidence":0.98657227,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.2516946792602539},{"word":"in","start":1506.255,"end":1506.415,"confidence":1.0,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3420087695121765},{"word":"the","start":1506.415,"end":1506.575,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3547871708869934},{"word":"new","start":1506.575,"end":1506.815,"confidence":0.70996094,"punctuated_word":"New","sentiment":"neutral","sentiment_score":0.3213306665420532},{"word":"year","start":1506.815,"end":1507.215,"confidence":0.9885254,"punctuated_word":"Year,","sentiment":"neutral","sentiment_score":0.28245967626571655},{"word":"i'll","start":1507.215,"end":1507.375,"confidence":0.7097168,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2352781742811203},{"word":"probably","start":1507.375,"end":1507.875,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.27784472703933716},{"word":"reach","start":1507.9349,"end":1508.255,"confidence":0.9980469,"punctuated_word":"reach","sentiment":"neutral","sentiment_score":0.2779987156391144},{"word":"out","start":1508.255,"end":1508.415,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.2883879840373993},{"word":"again","start":1508.415,"end":1508.895,"confidence":0.99902344,"punctuated_word":"again","sentiment":"neutral","sentiment_score":0.20944464206695557},{"word":"and","start":1508.895,"end":1509.135,"confidence":0.97998047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2481009066104889},{"word":"try","start":1509.135,"end":1509.375,"confidence":0.99609375,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.2520112097263336},{"word":"and","start":1509.375,"end":1509.535,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.28055357933044434},{"word":"work","start":1509.535,"end":1509.775,"confidence":0.6801758,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.240372434258461},{"word":"out","start":1509.775,"end":1510.015,"confidence":0.96435547,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.324570894241333},{"word":"something","start":1510.015,"end":1510.335,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.1813557744026184},{"word":"about","start":1510.335,"end":1510.835,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.20950761437416077},{"word":"getting","start":1511.215,"end":1511.535,"confidence":0.99902344,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.1819201409816742},{"word":"more","start":1511.535,"end":1511.775,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.16181451082229614},{"word":"information","start":1511.775,"end":1512.275,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.19205069541931152},{"word":"to","start":1512.335,"end":1512.495,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1828789860010147},{"word":"do","start":1512.495,"end":1512.995,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.19623884558677673},{"word":"this","start":1513.775,"end":1514.275,"confidence":0.96533203,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.15497782826423645},{"word":"and","start":1514.335,"end":1514.495,"confidence":0.58740234,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12277858704328536},{"word":"trying","start":1514.495,"end":1514.815,"confidence":0.95947266,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.17741240561008453},{"word":"to","start":1514.815,"end":1514.895,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.163428395986557},{"word":"buy","start":1514.895,"end":1515.135,"confidence":0.9941406,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":0.1716824471950531},{"word":"a","start":1515.135,"end":1515.215,"confidence":0.78808594,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2010679990053177},{"word":"property","start":1515.215,"end":1515.715,"confidence":0.7553711,"punctuated_word":"property.","sentiment":"neutral","sentiment_score":0.16088519990444183},{"word":"and","start":1516.42,"end":1516.66,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0781240463256836},{"word":"that's","start":1516.66,"end":1516.8201,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.1358674317598343},{"word":"about","start":1516.8201,"end":1517.14,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12396128475666046},{"word":"it","start":1517.14,"end":1517.3,"confidence":0.9855957,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.13557389378547668},{"word":"that's","start":1517.3,"end":1517.4601,"confidence":0.9711914,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.17946311831474304},{"word":"what","start":1517.4601,"end":1517.7001,"confidence":0.8154297,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.19950468838214871},{"word":"it","start":1517.7001,"end":1517.78,"confidence":0.7001953,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2473588585853577},{"word":"is","start":1517.78,"end":1518.02,"confidence":0.94970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2835722267627716},{"word":"for","start":1518.02,"end":1518.26,"confidence":0.8256836,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2810063362121582},{"word":"new","start":1518.26,"end":1518.5,"confidence":0.5786133,"punctuated_word":"New","sentiment":"neutral","sentiment_score":0.26038312911987305},{"word":"year","start":1518.5,"end":1519.0,"confidence":0.9951172,"punctuated_word":"Year.","sentiment":"neutral","sentiment_score":0.22639858722686768},{"word":"i've","start":1519.62,"end":1519.78,"confidence":0.99121094,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.029532134532928467},{"word":"gotta","start":1519.78,"end":1520.1,"confidence":0.51464844,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":0.02280309610068798},{"word":"work","start":1520.1,"end":1520.3401,"confidence":0.95703125,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.034721579402685165},{"word":"on","start":1520.3401,"end":1520.8401,"confidence":1.0,"punctuated_word":"on...","sentiment":"neutral","sentiment_score":-0.0002822503447532654},{"word":"no","start":1522.5,"end":1522.66,"confidence":0.99121094,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06154375150799751},{"word":"no","start":1522.66,"end":1522.9,"confidence":0.9914551,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08564601838588715},{"word":"go","start":1522.9,"end":1522.98,"confidence":0.99609375,"punctuated_word":"Go","sentiment":"neutral","sentiment_score":-0.03220391273498535},{"word":"ahead","start":1522.98,"end":1523.48,"confidence":1.0,"punctuated_word":"ahead.","sentiment":"neutral","sentiment_score":-0.054554134607315063},{"word":"yeah","start":1529.9451,"end":1530.185,"confidence":0.8977051,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.22253021597862244},{"word":"sure","start":1530.185,"end":1530.665,"confidence":0.99853516,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.3147984743118286},{"word":"let's","start":1530.665,"end":1531.165,"confidence":0.97924805,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.2839600443840027},{"word":"let's","start":1531.545,"end":1531.9451,"confidence":0.9790039,"punctuated_word":"let's","sentiment":"positive","sentiment_score":0.411029577255249},{"word":"put","start":1531.9451,"end":1532.185,"confidence":1.0,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.41128233075141907},{"word":"that","start":1532.185,"end":1532.345,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4396902322769165},{"word":"in","start":1532.345,"end":1532.585,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.313254177570343},{"word":"place","start":1532.585,"end":1532.8251,"confidence":0.7770996,"punctuated_word":"place,","sentiment":"positive","sentiment_score":0.36640602350234985},{"word":"and","start":1532.8251,"end":1533.3251,"confidence":0.9980469,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.35516226291656494},{"word":"that","start":1533.785,"end":1533.9451,"confidence":0.9658203,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.34467703104019165},{"word":"way","start":1533.9451,"end":1534.185,"confidence":0.7819824,"punctuated_word":"way,","sentiment":"positive","sentiment_score":0.3932783901691437},{"word":"that","start":1534.185,"end":1534.425,"confidence":0.52734375,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.43675822019577026},{"word":"makes","start":1534.425,"end":1534.665,"confidence":0.5986328,"punctuated_word":"makes","sentiment":"positive","sentiment_score":0.3920170962810517},{"word":"sure","start":1534.665,"end":1534.8251,"confidence":0.9980469,"punctuated_word":"sure","sentiment":"positive","sentiment_score":0.4759525954723358},{"word":"it","start":1534.8251,"end":1534.905,"confidence":0.99609375,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4984137415885926},{"word":"keeps","start":1534.905,"end":1535.225,"confidence":0.99902344,"punctuated_word":"keeps","sentiment":"positive","sentiment_score":0.4205140769481659},{"word":"me","start":1535.225,"end":1535.465,"confidence":1.0,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.4668353796005249},{"word":"motivated","start":1535.465,"end":1535.965,"confidence":1.0,"punctuated_word":"motivated","sentiment":"positive","sentiment_score":0.44804084300994873},{"word":"to","start":1536.025,"end":1536.185,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.48970088362693787},{"word":"do","start":1536.185,"end":1536.345,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.44281554222106934},{"word":"something","start":1536.345,"end":1536.665,"confidence":0.99902344,"punctuated_word":"something","sentiment":"positive","sentiment_score":0.36929965019226074},{"word":"about","start":1536.665,"end":1536.8251,"confidence":0.9863281,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.44298118352890015},{"word":"it","start":1536.8251,"end":1537.3251,"confidence":0.9663086,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.2890245318412781},{"word":"okay","start":1541.0651,"end":1541.545,"confidence":0.98339844,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.04672908037900925},{"word":"so","start":1541.545,"end":1542.045,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03829270601272583},{"word":"all","start":1544.3099,"end":1544.47,"confidence":0.48266602,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.028629500418901443},{"word":"depends","start":1544.47,"end":1544.87,"confidence":0.9819336,"punctuated_word":"depends","sentiment":"neutral","sentiment_score":0.04972274973988533},{"word":"on","start":1544.87,"end":1545.37,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.035542748868465424},{"word":"when","start":1545.4299,"end":1545.67,"confidence":0.92822266,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.02686520293354988},{"word":"you're","start":1545.67,"end":1545.91,"confidence":0.9921875,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.01944444142282009},{"word":"on","start":1545.91,"end":1546.23,"confidence":0.98828125,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05174093320965767},{"word":"all","start":1546.23,"end":1546.3099,"confidence":0.5097656,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.058210160583257675},{"word":"of","start":1546.3099,"end":1546.39,"confidence":0.9873047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.039932653307914734},{"word":"those","start":1546.39,"end":1546.63,"confidence":0.9892578,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.05837531387805939},{"word":"and","start":1546.63,"end":1546.79,"confidence":0.9873047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.028453253209590912},{"word":"all","start":1546.79,"end":1546.95,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.0449514165520668},{"word":"that","start":1546.95,"end":1547.19,"confidence":0.7963867,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.02567170187830925},{"word":"probably","start":1547.19,"end":1547.51,"confidence":0.99902344,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":0.004891081713140011},{"word":"in","start":1547.51,"end":1547.91,"confidence":0.9453125,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.003256803378462791},{"word":"the","start":1547.91,"end":1548.15,"confidence":0.5019531,"punctuated_word":"the...","sentiment":"neutral","sentiment_score":0.005059638060629368},{"word":"say","start":1548.15,"end":1548.39,"confidence":0.92407227,"punctuated_word":"Say,","sentiment":"neutral","sentiment_score":0.02527693100273609},{"word":"like","start":1548.39,"end":1548.71,"confidence":0.9770508,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.03150756657123566},{"word":"end","start":1548.71,"end":1549.03,"confidence":0.98535156,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.030826540663838387},{"word":"end","start":1549.03,"end":1549.19,"confidence":0.6425781,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.02919229492545128},{"word":"of","start":1549.19,"end":1549.4299,"confidence":0.9902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.034676991403102875},{"word":"january","start":1549.4299,"end":1549.9299,"confidence":0.91796875,"punctuated_word":"January,","sentiment":"neutral","sentiment_score":0.03752703219652176},{"word":"maybe","start":1549.99,"end":1550.3099,"confidence":0.9892578,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.035086628049612045},{"word":"in","start":1550.3099,"end":1550.47,"confidence":0.9921875,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04314373433589935},{"word":"the","start":1550.47,"end":1550.5499,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04674209654331207},{"word":"beginning","start":1550.5499,"end":1551.03,"confidence":1.0,"punctuated_word":"beginning","sentiment":"neutral","sentiment_score":0.043831437826156616},{"word":"of","start":1551.03,"end":1551.11,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.031970009207725525},{"word":"february","start":1551.11,"end":1551.61,"confidence":0.7663574,"punctuated_word":"February.","sentiment":"neutral","sentiment_score":0.06088913232088089},{"word":"because","start":1552.47,"end":1552.79,"confidence":0.9589844,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.0787426233291626},{"word":"i'll","start":1552.79,"end":1553.11,"confidence":0.98583984,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.08922380208969116},{"word":"i'll","start":1553.11,"end":1553.61,"confidence":0.9909668,"punctuated_word":"I'll...","sentiment":"neutral","sentiment_score":0.10294458270072936},{"word":"so","start":1554.79,"end":1555.03,"confidence":0.4970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11722449213266373},{"word":"i'll","start":1555.03,"end":1555.19,"confidence":0.9675293,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.11940084397792816},{"word":"be","start":1555.19,"end":1555.35,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.10028915852308272},{"word":"working","start":1555.35,"end":1555.75,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.10339285433292388},{"word":"in","start":1555.75,"end":1556.25,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10273831337690352},{"word":"brisbane","start":1556.5499,"end":1557.03,"confidence":0.95947266,"punctuated_word":"Brisbane","sentiment":"neutral","sentiment_score":0.0982082188129425},{"word":"probably","start":1557.03,"end":1557.4299,"confidence":0.9428711,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.04972431436181069},{"word":"in","start":1557.4299,"end":1557.59,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05792175605893135},{"word":"christmas","start":1557.59,"end":1558.07,"confidence":0.7817383,"punctuated_word":"Christmas","sentiment":"neutral","sentiment_score":0.11099007725715636},{"word":"time","start":1558.07,"end":1558.3099,"confidence":0.7927246,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.07847193628549576},{"word":"so","start":1558.3099,"end":1558.8099,"confidence":0.52246094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.15213480591773987},{"word":"yeah","start":1562.605,"end":1563.005,"confidence":0.9382324,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.32410675287246704},{"word":"rail","start":1563.005,"end":1563.505,"confidence":0.8898926,"punctuated_word":"Rail.","sentiment":"neutral","sentiment_score":0.21863795816898343},{"word":"yeah","start":1569.725,"end":1569.965,"confidence":0.75219727,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.023154133930802345},{"word":"and","start":1569.965,"end":1570.205,"confidence":0.9760742,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.16882789134979248},{"word":"and","start":1570.205,"end":1570.5249,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14557763934135437},{"word":"and","start":1570.5249,"end":1570.765,"confidence":0.98291016,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15542197227478027},{"word":"if","start":1570.765,"end":1570.9249,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2320493757724762},{"word":"i","start":1570.9249,"end":1571.005,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1891031414270401},{"word":"can","start":1571.005,"end":1571.245,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1461125910282135},{"word":"get","start":1571.245,"end":1571.485,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.12931230664253235},{"word":"some","start":1571.485,"end":1571.725,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.09108801931142808},{"word":"information","start":1571.725,"end":1572.205,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.0863136351108551},{"word":"on","start":1572.205,"end":1572.365,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.11954953521490096},{"word":"that","start":1572.365,"end":1572.605,"confidence":0.89941406,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.1710416078567505},{"word":"we","start":1572.605,"end":1572.765,"confidence":0.52978516,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.250235378742218},{"word":"can","start":1572.765,"end":1573.005,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2628241777420044},{"word":"really","start":1573.005,"end":1573.41,"confidence":0.99121094,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.30253422260284424},{"word":"sit","start":1573.81,"end":1574.13,"confidence":0.5234375,"punctuated_word":"sit","sentiment":"positive","sentiment_score":0.35108792781829834},{"word":"down","start":1574.13,"end":1574.4501,"confidence":0.9970703,"punctuated_word":"down","sentiment":"positive","sentiment_score":0.3459872007369995},{"word":"with","start":1574.4501,"end":1574.93,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.33019542694091797},{"word":"the","start":1574.93,"end":1575.0901,"confidence":0.94189453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3233697712421417},{"word":"wife","start":1575.0901,"end":1575.41,"confidence":0.9770508,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.3080762028694153},{"word":"and","start":1575.41,"end":1575.5701,"confidence":0.84472656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.26371657848358154},{"word":"the","start":1575.5701,"end":1575.73,"confidence":0.8647461,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3138582706451416},{"word":"daughter","start":1575.73,"end":1576.13,"confidence":0.8322754,"punctuated_word":"daughter,","sentiment":"neutral","sentiment_score":0.2035764157772064},{"word":"and","start":1576.13,"end":1576.2101,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.25062575936317444},{"word":"we","start":1576.2101,"end":1576.37,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.3191508650779724},{"word":"can","start":1576.37,"end":1576.53,"confidence":0.9921875,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.29831093549728394},{"word":"sit","start":1576.53,"end":1576.6901,"confidence":0.99902344,"punctuated_word":"sit","sentiment":"neutral","sentiment_score":0.31368309259414673},{"word":"down","start":1576.6901,"end":1577.01,"confidence":1.0,"punctuated_word":"down","sentiment":"positive","sentiment_score":0.340512216091156},{"word":"and","start":1577.01,"end":1577.3301,"confidence":0.9863281,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.27080458402633667},{"word":"and","start":1577.3301,"end":1577.41,"confidence":0.84472656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.25370803475379944},{"word":"go","start":1577.41,"end":1577.65,"confidence":0.98095703,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.2948143780231476},{"word":"through","start":1577.65,"end":1578.15,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.291645884513855},{"word":"some","start":1579.0901,"end":1579.41,"confidence":0.95410156,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.1565595716238022},{"word":"information","start":1579.41,"end":1579.91,"confidence":0.9770508,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.1778881847858429},{"word":"and","start":1580.13,"end":1580.37,"confidence":0.9790039,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1836625337600708},{"word":"all","start":1580.37,"end":1580.61,"confidence":0.98291016,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.150571808218956},{"word":"that","start":1580.61,"end":1580.77,"confidence":0.9892578,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12245987355709076},{"word":"sort","start":1580.77,"end":1580.93,"confidence":0.96777344,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.12177661806344986},{"word":"of","start":1580.93,"end":1581.0901,"confidence":0.9633789,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2211780995130539},{"word":"stuff","start":1581.0901,"end":1581.3301,"confidence":0.9980469,"punctuated_word":"stuff","sentiment":"positive","sentiment_score":0.3493123948574066},{"word":"and","start":1581.3301,"end":1581.49,"confidence":0.90771484,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2931939661502838},{"word":"start","start":1581.49,"end":1581.99,"confidence":0.98291016,"punctuated_word":"start","sentiment":"positive","sentiment_score":0.39353397488594055},{"word":"moving","start":1582.29,"end":1582.6901,"confidence":0.99316406,"punctuated_word":"moving","sentiment":"positive","sentiment_score":0.482364684343338},{"word":"forward","start":1582.6901,"end":1583.01,"confidence":1.0,"punctuated_word":"forward","sentiment":"positive","sentiment_score":0.4581884443759918},{"word":"and","start":1583.01,"end":1583.25,"confidence":0.97998047,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.422936499118805},{"word":"seeing","start":1583.25,"end":1583.5701,"confidence":0.98828125,"punctuated_word":"seeing","sentiment":"positive","sentiment_score":0.4061480164527893},{"word":"what","start":1583.5701,"end":1583.73,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.2933989465236664},{"word":"we","start":1583.73,"end":1583.9701,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2884664833545685},{"word":"need","start":1583.9701,"end":1584.13,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.30162304639816284},{"word":"to","start":1584.13,"end":1584.2101,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2821997404098511},{"word":"do","start":1584.2101,"end":1584.4501,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.27414414286613464},{"word":"and","start":1584.4501,"end":1584.61,"confidence":0.95410156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2838532328605652},{"word":"trying","start":1584.61,"end":1584.93,"confidence":0.7993164,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.30510324239730835},{"word":"to","start":1584.93,"end":1585.0901,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2641940712928772},{"word":"get","start":1585.0901,"end":1585.25,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.24905288219451904},{"word":"that","start":1585.25,"end":1585.41,"confidence":0.96972656,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15158876776695251},{"word":"sorted","start":1585.41,"end":1585.91,"confidence":0.842041,"punctuated_word":"sorted.","sentiment":"neutral","sentiment_score":0.24481844902038577},{"word":"because","start":1587.635,"end":1588.135,"confidence":0.5755615,"punctuated_word":"Because,","sentiment":"neutral","sentiment_score":0.2281123399734497},{"word":"you","start":1588.755,"end":1588.915,"confidence":0.91259766,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1889895498752594},{"word":"know","start":1588.915,"end":1589.075,"confidence":0.99316406,"punctuated_word":"know...","sentiment":"neutral","sentiment_score":0.17705026268959043},{"word":"and","start":1589.075,"end":1589.395,"confidence":0.9902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.037694767117500305},{"word":"probably","start":1589.395,"end":1589.895,"confidence":0.86328125,"punctuated_word":"probably,","sentiment":"neutral","sentiment_score":-0.06415961682796478},{"word":"you","start":1590.835,"end":1590.995,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12048334628343582},{"word":"know","start":1590.995,"end":1591.235,"confidence":0.98999023,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.055906787514686584},{"word":"i've","start":1591.235,"end":1591.395,"confidence":0.8859863,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.07942016422748566},{"word":"made","start":1591.395,"end":1591.635,"confidence":0.99902344,"punctuated_word":"made","sentiment":"neutral","sentiment_score":-0.026055768132209774},{"word":"the","start":1591.635,"end":1591.7949,"confidence":0.94921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.008748501539230347},{"word":"decision","start":1591.7949,"end":1592.195,"confidence":1.0,"punctuated_word":"decision","sentiment":"neutral","sentiment_score":-0.04734987020492554},{"word":"to","start":1592.195,"end":1592.355,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06882162392139435},{"word":"move","start":1592.355,"end":1592.515,"confidence":0.9404297,"punctuated_word":"move","sentiment":"neutral","sentiment_score":-0.11582362651824953},{"word":"up","start":1592.515,"end":1592.6749,"confidence":0.9614258,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.013285055756568909},{"word":"here","start":1592.6749,"end":1592.995,"confidence":0.94189453,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.0600210577249527},{"word":"for","start":1592.995,"end":1593.155,"confidence":0.7915039,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.022567689418792725},{"word":"a","start":1593.155,"end":1593.315,"confidence":0.6376953,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11891751736402512},{"word":"family","start":1593.315,"end":1593.815,"confidence":0.99902344,"punctuated_word":"family","sentiment":"neutral","sentiment_score":0.08056601881980896},{"word":"and","start":1594.355,"end":1594.855,"confidence":0.3984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02942302823066711},{"word":"might","start":1595.395,"end":1595.635,"confidence":0.90527344,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.10857823491096497},{"word":"as","start":1595.635,"end":1595.7949,"confidence":0.98535156,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.03680148720741272},{"word":"well","start":1595.7949,"end":1596.115,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":-0.07774659991264343},{"word":"probably","start":1596.115,"end":1596.515,"confidence":0.9472656,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.12908585369586945},{"word":"end","start":1596.515,"end":1596.6749,"confidence":0.9902344,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.12565559148788452},{"word":"up","start":1596.6749,"end":1596.755,"confidence":0.9951172,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.10155214369297028},{"word":"very","start":1596.755,"end":1597.075,"confidence":0.21936035,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.07868547737598419},{"word":"far","start":1597.075,"end":1597.315,"confidence":0.9770508,"punctuated_word":"far","sentiment":"neutral","sentiment_score":-0.07185006141662598},{"word":"up","start":1597.315,"end":1597.475,"confidence":0.8051758,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.0703909695148468},{"word":"here","start":1597.475,"end":1597.715,"confidence":0.99121094,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.057220056653022766},{"word":"like","start":1597.715,"end":1598.195,"confidence":0.51660156,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.03637610375881195},{"word":"rest","start":1598.195,"end":1598.4349,"confidence":0.62060547,"punctuated_word":"rest","sentiment":"neutral","sentiment_score":0.02992275357246399},{"word":"of","start":1598.4349,"end":1598.515,"confidence":0.95166016,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03769288957118988},{"word":"the","start":1598.515,"end":1598.6749,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0578579306602478},{"word":"oldies","start":1598.6749,"end":1599.155,"confidence":0.85253906,"punctuated_word":"oldies","sentiment":"neutral","sentiment_score":0.002772130072116852},{"word":"up","start":1599.155,"end":1599.395,"confidence":0.9550781,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.083981454372406},{"word":"here","start":1599.395,"end":1599.895,"confidence":0.94506836,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.0717470571398735},{"word":"when","start":1606.85,"end":1607.09,"confidence":0.9248047,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.16341270506381989},{"word":"i","start":1607.09,"end":1607.25,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3169400691986084},{"word":"can't","start":1607.25,"end":1607.75,"confidence":0.99902344,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.30964529514312744},{"word":"work","start":1607.8099,"end":1608.13,"confidence":1.0,"punctuated_word":"work","sentiment":"negative","sentiment_score":-0.36697033047676086},{"word":"anymore","start":1608.13,"end":1608.63,"confidence":0.9980469,"punctuated_word":"anymore...","sentiment":"neutral","sentiment_score":-0.2835865914821625},{"word":"like","start":1608.69,"end":1608.9299,"confidence":0.95214844,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.1865389347076416},{"word":"i","start":1608.9299,"end":1609.1699,"confidence":0.49267578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.21504494547843933},{"word":"i","start":1609.1699,"end":1609.33,"confidence":0.64160156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.21313045918941495},{"word":"obviously","start":1609.33,"end":1609.83,"confidence":0.44335938,"punctuated_word":"obviously...","sentiment":"neutral","sentiment_score":-0.145511656999588},{"word":"i","start":1610.21,"end":1610.2899,"confidence":0.97509766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16197389364242554},{"word":"i","start":1610.2899,"end":1610.45,"confidence":0.3630371,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14324544370174408},{"word":"think","start":1610.45,"end":1610.77,"confidence":0.93115234,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.0913759022951126},{"word":"i","start":1610.77,"end":1611.27,"confidence":0.9350586,"punctuated_word":"I...","sentiment":"neutral","sentiment_score":-0.10663344711065292},{"word":"like","start":1611.57,"end":1611.8099,"confidence":0.97143555,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.08715154230594635},{"word":"being","start":1611.8099,"end":1612.0499,"confidence":1.0,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.10470136255025864},{"word":"a","start":1612.0499,"end":1612.21,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09555909037590028},{"word":"bus","start":1612.21,"end":1612.45,"confidence":0.9902344,"punctuated_word":"bus","sentiment":"neutral","sentiment_score":-0.06943394243717194},{"word":"driver","start":1612.45,"end":1612.9299,"confidence":0.967041,"punctuated_word":"driver,","sentiment":"neutral","sentiment_score":-0.030797742307186127},{"word":"the","start":1612.9299,"end":1613.1699,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.010690897703170776},{"word":"opportunity","start":1613.1699,"end":1613.6499,"confidence":0.99902344,"punctuated_word":"opportunity","sentiment":"neutral","sentiment_score":0.020914286375045776},{"word":"to","start":1613.6499,"end":1613.8099,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08875690400600433},{"word":"keep","start":1613.8099,"end":1614.0499,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.054458968341350555},{"word":"driving","start":1614.0499,"end":1614.45,"confidence":0.99902344,"punctuated_word":"driving","sentiment":"neutral","sentiment_score":-0.040267057716846466},{"word":"as","start":1614.45,"end":1614.61,"confidence":0.75146484,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.045133426785469055},{"word":"long","start":1614.61,"end":1614.85,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.06234489381313324},{"word":"as","start":1614.85,"end":1615.01,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.08624028414487839},{"word":"i'm","start":1615.01,"end":1615.25,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.04333619773387909},{"word":"able","start":1615.25,"end":1615.6499,"confidence":0.9941406,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.011037252843379974},{"word":"to","start":1615.6499,"end":1616.13,"confidence":0.9760742,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.056629858911037445},{"word":"fit","start":1616.13,"end":1616.505,"confidence":0.29125977,"punctuated_word":"fit","sentiment":"neutral","sentiment_score":-0.03603038936853409},{"word":"to","start":1617.385,"end":1617.545,"confidence":0.8666992,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":-0.07771573960781097},{"word":"i'll","start":1617.545,"end":1617.865,"confidence":0.9628906,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.21775417029857635},{"word":"i'll","start":1617.865,"end":1618.025,"confidence":0.982666,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.27383410930633545},{"word":"probably","start":1618.025,"end":1618.425,"confidence":0.9838867,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.2761778235435486},{"word":"still","start":1618.425,"end":1618.745,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.24940867722034457},{"word":"do","start":1618.745,"end":1618.985,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.31658706068992615},{"word":"that","start":1618.985,"end":1619.145,"confidence":0.98999023,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.24490460753440857},{"word":"but","start":1619.145,"end":1619.385,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.24104702472686768},{"word":"i","start":1619.385,"end":1619.465,"confidence":0.9980469,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.5275673866271973},{"word":"won't","start":1619.465,"end":1619.705,"confidence":0.9316406,"punctuated_word":"won't","sentiment":"negative","sentiment_score":-0.4608989357948303},{"word":"do","start":1619.705,"end":1619.945,"confidence":0.7915039,"punctuated_word":"do","sentiment":"negative","sentiment_score":-0.4852268397808075},{"word":"it","start":1619.945,"end":1620.265,"confidence":0.89990234,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.4657352864742279},{"word":"as","start":1620.265,"end":1620.505,"confidence":0.9863281,"punctuated_word":"as","sentiment":"negative","sentiment_score":-0.4278156757354736},{"word":"much","start":1620.505,"end":1620.745,"confidence":0.9970703,"punctuated_word":"much","sentiment":"negative","sentiment_score":-0.33583930134773254},{"word":"as","start":1620.745,"end":1620.905,"confidence":0.99902344,"punctuated_word":"as","sentiment":"negative","sentiment_score":-0.35839587450027466},{"word":"i","start":1620.905,"end":1621.0651,"confidence":1.0,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3898742198944092},{"word":"am","start":1621.0651,"end":1621.305,"confidence":0.9980469,"punctuated_word":"am","sentiment":"negative","sentiment_score":-0.3876563310623169},{"word":"now","start":1621.305,"end":1621.805,"confidence":0.9951172,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.21116873621940613},{"word":"so","start":1622.985,"end":1623.465,"confidence":0.89160156,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.031422682106494904},{"word":"obviously","start":1623.465,"end":1623.945,"confidence":0.9995117,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.04463668912649155},{"word":"i'll","start":1623.945,"end":1624.105,"confidence":0.77441406,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.04451809450984001},{"word":"actually","start":1624.105,"end":1624.505,"confidence":0.6801758,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.012834332883358002},{"word":"be","start":1624.505,"end":1624.745,"confidence":0.9560547,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.02048449218273163},{"word":"set","start":1624.745,"end":1624.985,"confidence":0.9760742,"punctuated_word":"set","sentiment":"neutral","sentiment_score":-0.00641295313835144},{"word":"up","start":1624.985,"end":1625.0651,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.029485046863555908},{"word":"by","start":1625.0651,"end":1625.305,"confidence":0.98095703,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.02612076699733734},{"word":"then","start":1625.305,"end":1625.805,"confidence":0.99365234,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.0032135173678398132},{"word":"yeah","start":1635.34,"end":1635.84,"confidence":0.970459,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.031457602977752686},{"word":"i","start":1635.9,"end":1636.06,"confidence":0.6894531,"punctuated_word":"I...","sentiment":"neutral","sentiment_score":-0.026429902762174606},{"word":"well","start":1636.06,"end":1636.46,"confidence":0.9526367,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.0113832987844944},{"word":"hopefully","start":1636.46,"end":1636.9401,"confidence":0.9831543,"punctuated_word":"hopefully,","sentiment":"neutral","sentiment_score":0.028520889580249783},{"word":"we","start":1636.9401,"end":1637.02,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.019770294427871704},{"word":"can","start":1637.02,"end":1637.34,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07727925479412079},{"word":"set","start":1637.34,"end":1637.74,"confidence":0.9970703,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.08930020779371262},{"word":"set","start":1637.74,"end":1637.98,"confidence":0.98828125,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.1347107291221619},{"word":"it","start":1637.98,"end":1638.14,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09194211661815643},{"word":"up","start":1638.14,"end":1638.3,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.12880590558052063},{"word":"where","start":1638.3,"end":1638.8,"confidence":0.9560547,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.04213932901620865},{"word":"i","start":1639.42,"end":1639.58,"confidence":0.94189453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.029598325490951535},{"word":"need","start":1639.58,"end":1639.8201,"confidence":0.51953125,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.03609438240528107},{"word":"to","start":1639.8201,"end":1639.9,"confidence":0.9404297,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.007075905799865723},{"word":"pay","start":1639.9,"end":1640.14,"confidence":0.9921875,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.08139722049236298},{"word":"off","start":1640.14,"end":1640.3,"confidence":0.9970703,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.07253725826740265},{"word":"the","start":1640.3,"end":1640.46,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05710253119468689},{"word":"mortgage","start":1640.46,"end":1640.86,"confidence":1.0,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":-0.06770425289869308},{"word":"before","start":1640.86,"end":1641.36,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.00837494432926178},{"word":"i","start":1641.42,"end":1641.66,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04166679084300995},{"word":"go","start":1641.66,"end":1641.8201,"confidence":0.9941406,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.01570802927017212},{"word":"into","start":1641.8201,"end":1642.3201,"confidence":0.91015625,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.002444744110107422},{"word":"full","start":1642.54,"end":1642.7001,"confidence":0.84814453,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.054027363657951355},{"word":"on","start":1642.7001,"end":1642.86,"confidence":0.96435547,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.021561264991760257},{"word":"semi","start":1642.86,"end":1643.18,"confidence":0.90527344,"punctuated_word":"semi","sentiment":"neutral","sentiment_score":0.06820258498191833},{"word":"retirement","start":1643.18,"end":1643.68,"confidence":0.99316406,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.012816272675991058},{"word":"and","start":1643.8201,"end":1644.3201,"confidence":0.33764648,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.058342985808849335},{"word":"proper","start":1645.035,"end":1645.535,"confidence":0.9902344,"punctuated_word":"proper","sentiment":"neutral","sentiment_score":-0.013983804732561111},{"word":"retirement","start":1645.595,"end":1646.095,"confidence":0.9133301,"punctuated_word":"retirement.","sentiment":"neutral","sentiment_score":-0.039434291422367096},{"word":"yeah","start":1646.155,"end":1646.655,"confidence":0.9873047,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03430616855621338},{"word":"at","start":1656.875,"end":1657.115,"confidence":0.4633789,"punctuated_word":"At","sentiment":"neutral","sentiment_score":-0.243738055229187},{"word":"at","start":1657.115,"end":1657.275,"confidence":0.8540039,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.3008735179901123},{"word":"the","start":1657.275,"end":1657.435,"confidence":0.8935547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.20995274186134336},{"word":"moment","start":1657.435,"end":1657.915,"confidence":0.9975586,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.2233862280845642},{"word":"i","start":1657.915,"end":1657.995,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2991291880607605},{"word":"think","start":1657.995,"end":1658.43,"confidence":1.0,"punctuated_word":"think","sentiment":"negative","sentiment_score":-0.3444838523864746},{"word":"it'd","start":1659.39,"end":1659.4701,"confidence":0.82910156,"punctuated_word":"it'd","sentiment":"negative","sentiment_score":-0.3894760012626648},{"word":"be","start":1659.4701,"end":1659.63,"confidence":1.0,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.4570757448673248},{"word":"silly","start":1659.63,"end":1659.9501,"confidence":1.0,"punctuated_word":"silly","sentiment":"negative","sentiment_score":-0.39971110224723816},{"word":"not","start":1659.9501,"end":1660.27,"confidence":0.9980469,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.4212478697299957},{"word":"to","start":1660.27,"end":1660.3501,"confidence":1.0,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.38253140449523926},{"word":"look","start":1660.3501,"end":1660.75,"confidence":0.9248047,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.3332025408744812},{"word":"anything","start":1660.75,"end":1661.25,"confidence":0.8161621,"punctuated_word":"anything,","sentiment":"negative","sentiment_score":-0.4289837181568146},{"word":"what","start":1663.2301,"end":1663.63,"confidence":0.42358398,"punctuated_word":"what,","sentiment":"neutral","sentiment_score":-0.315618634223938},{"word":"say","start":1663.63,"end":1664.13,"confidence":0.9802246,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.23762765526771543},{"word":"under","start":1665.55,"end":1666.05,"confidence":0.9970703,"punctuated_word":"under","sentiment":"neutral","sentiment_score":-0.1527823954820633},{"word":"under","start":1666.27,"end":1666.5901,"confidence":0.8881836,"punctuated_word":"under","sentiment":"neutral","sentiment_score":-0.11747727543115616},{"word":"800","start":1666.5901,"end":1667.2301,"confidence":0.9505615,"punctuated_word":"800.","sentiment":"neutral","sentiment_score":-0.17965444922447205},{"word":"so","start":1667.2301,"end":1667.4701,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.22986462712287903},{"word":"it's","start":1667.4701,"end":1667.63,"confidence":0.98291016,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.18866632878780365},{"word":"gonna","start":1667.63,"end":1667.87,"confidence":0.8720703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.21868690848350525},{"word":"be","start":1667.87,"end":1668.1101,"confidence":0.9951172,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.20858356356620789},{"word":"around","start":1668.1101,"end":1668.3501,"confidence":0.9980469,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.15277118980884552},{"word":"the","start":1668.3501,"end":1668.5901,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.13421078026294708},{"word":"$800,000","start":1668.5901,"end":1669.79,"confidence":0.922933,"punctuated_word":"$800,000","sentiment":"neutral","sentiment_score":-0.06443773210048676},{"word":"mark","start":1669.79,"end":1670.29,"confidence":0.99316406,"punctuated_word":"mark.","sentiment":"neutral","sentiment_score":-0.11068366467952728},{"word":"as","start":1670.75,"end":1670.91,"confidence":0.97802734,"punctuated_word":"As","sentiment":"neutral","sentiment_score":-0.08210992068052292},{"word":"for","start":1670.91,"end":1671.15,"confidence":0.7084961,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.06303466856479645},{"word":"the","start":1671.15,"end":1671.55,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.058920495212078094},{"word":"portion","start":1671.55,"end":1672.05,"confidence":0.80688477,"punctuated_word":"portion,","sentiment":"neutral","sentiment_score":-0.03967829793691635},{"word":"that'd","start":1672.615,"end":1672.855,"confidence":0.82299805,"punctuated_word":"that'd","sentiment":"neutral","sentiment_score":-0.04477379471063614},{"word":"be","start":1672.855,"end":1672.9349,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.019625447690486908},{"word":"something","start":1672.9349,"end":1673.335,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.0357276052236557},{"word":"that","start":1673.335,"end":1673.4149,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03777393698692322},{"word":"we","start":1673.4149,"end":1673.6549,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.01116734743118286},{"word":"can","start":1673.6549,"end":1673.815,"confidence":0.94921875,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.012011751532554626},{"word":"have","start":1673.815,"end":1673.975,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.014432698488235474},{"word":"a","start":1673.975,"end":1674.135,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0019997432827949524},{"word":"discussion","start":1674.135,"end":1674.615,"confidence":1.0,"punctuated_word":"discussion","sentiment":"neutral","sentiment_score":-0.007928475737571716},{"word":"about","start":1674.615,"end":1675.015,"confidence":0.94921875,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.039098575711250305},{"word":"and","start":1675.015,"end":1675.095,"confidence":0.99121094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.012713685631752014},{"word":"see","start":1675.095,"end":1675.4149,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.030837535858154297},{"word":"where","start":1675.4149,"end":1675.575,"confidence":0.99902344,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.05113062262535095},{"word":"we","start":1675.575,"end":1675.735,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0529327392578125},{"word":"go","start":1675.735,"end":1676.0549,"confidence":0.92089844,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.05553831160068512},{"word":"with","start":1676.0549,"end":1676.215,"confidence":0.9760742,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.08834844082593918},{"word":"that","start":1676.215,"end":1676.715,"confidence":0.9746094,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.05702272057533264},{"word":"like","start":1677.735,"end":1677.975,"confidence":0.7133789,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.009114161133766174},{"word":"legally","start":1677.975,"end":1678.455,"confidence":0.93896484,"punctuated_word":"legally,","sentiment":"neutral","sentiment_score":-0.02452031336724758},{"word":"i","start":1678.455,"end":1678.5349,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.027693934738636017},{"word":"wanna","start":1678.5349,"end":1678.855,"confidence":0.8100586,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.009679265320301056},{"word":"try","start":1678.855,"end":1679.095,"confidence":0.9970703,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.03709070384502411},{"word":"and","start":1679.095,"end":1679.1749,"confidence":0.9873047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.011052638292312622},{"word":"make","start":1679.1749,"end":1679.4149,"confidence":0.9980469,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.03173530846834183},{"word":"sure","start":1679.4149,"end":1679.735,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.0169871523976326},{"word":"that","start":1679.735,"end":1680.215,"confidence":0.9301758,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0214017853140831},{"word":"if","start":1680.215,"end":1680.715,"confidence":0.9428711,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.026866622269153595},{"word":"if","start":1680.9349,"end":1681.095,"confidence":0.7402344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.041348595172166824},{"word":"comes","start":1681.095,"end":1681.575,"confidence":0.36499023,"punctuated_word":"comes...","sentiment":"neutral","sentiment_score":-0.04669973626732826},{"word":"push","start":1681.575,"end":1681.815,"confidence":0.84228516,"punctuated_word":"Push","sentiment":"neutral","sentiment_score":-0.08123627305030823},{"word":"comes","start":1681.815,"end":1682.135,"confidence":0.9951172,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":-0.0975843071937561},{"word":"to","start":1682.135,"end":1682.2949,"confidence":0.94384766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08280645310878754},{"word":"shove","start":1682.2949,"end":1682.695,"confidence":0.98535156,"punctuated_word":"shove","sentiment":"neutral","sentiment_score":-0.0643826425075531},{"word":"that","start":1682.695,"end":1683.195,"confidence":0.68847656,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.06096950173377991},{"word":"you","start":1684.135,"end":1684.2949,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05654722824692726},{"word":"know","start":1684.2949,"end":1684.7949,"confidence":0.98217773,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.0627368837594986},{"word":"with","start":1685.1749,"end":1685.4149,"confidence":0.39990234,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.03826639801263809},{"word":"the","start":1685.4149,"end":1685.495,"confidence":0.35864258,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0031811222434043884},{"word":"daughter","start":1685.495,"end":1685.995,"confidence":0.77685547,"punctuated_word":"daughter","sentiment":"neutral","sentiment_score":-0.030892252922058105},{"word":"can","start":1686.49,"end":1686.8099,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.01110723242163658},{"word":"have","start":1686.8099,"end":1687.2899,"confidence":0.9951172,"punctuated_word":"have...","sentiment":"neutral","sentiment_score":-0.013753416948020458},{"word":"you","start":1687.2899,"end":1687.37,"confidence":0.9633789,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.03621501475572586},{"word":"know","start":1687.37,"end":1687.69,"confidence":0.99560547,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.029346542432904243},{"word":"get","start":1687.69,"end":1688.01,"confidence":0.9892578,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.03804302215576172},{"word":"the","start":1688.01,"end":1688.25,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.016163989901542664},{"word":"asset","start":1688.25,"end":1688.75,"confidence":0.9941406,"punctuated_word":"asset","sentiment":"neutral","sentiment_score":0.01221407949924469},{"word":"if","start":1688.89,"end":1689.39,"confidence":0.9370117,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.00902881845831871},{"word":"if","start":1689.61,"end":1689.69,"confidence":0.7475586,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.028207704424858093},{"word":"need","start":1689.69,"end":1690.01,"confidence":0.9370117,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.018946349620819092},{"word":"be","start":1690.01,"end":1690.25,"confidence":0.98950195,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":0.0037253163754940033},{"word":"so","start":1690.25,"end":1690.57,"confidence":0.9770508,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.007771000266075134},{"word":"once","start":1690.57,"end":1690.89,"confidence":0.35327148,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.02957223355770111},{"word":"again","start":1690.89,"end":1691.2899,"confidence":0.9819336,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.018360398709774017},{"word":"these","start":1691.2899,"end":1691.5299,"confidence":0.98828125,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.0410686731338501},{"word":"things","start":1691.5299,"end":1691.85,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.04301012307405472},{"word":"need","start":1691.85,"end":1692.09,"confidence":0.9951172,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.02854527533054352},{"word":"to","start":1692.09,"end":1692.1699,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.018712595105171204},{"word":"be","start":1692.1699,"end":1692.4099,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.03345021605491638},{"word":"discussed","start":1692.4099,"end":1692.8099,"confidence":1.0,"punctuated_word":"discussed","sentiment":"neutral","sentiment_score":0.06652626395225525},{"word":"and","start":1692.8099,"end":1693.0499,"confidence":0.9658203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07640764862298965},{"word":"talked","start":1693.0499,"end":1693.45,"confidence":0.8017578,"punctuated_word":"talked","sentiment":"neutral","sentiment_score":0.10692762583494186},{"word":"and","start":1693.45,"end":1693.95,"confidence":0.99121094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02333465963602066},{"word":"and","start":1694.1299,"end":1694.6299,"confidence":0.9741211,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06046036258339882},{"word":"and","start":1694.8099,"end":1694.89,"confidence":0.85253906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03146982938051224},{"word":"go","start":1694.89,"end":1695.13,"confidence":0.99609375,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.07867264002561569},{"word":"through","start":1695.13,"end":1695.5299,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.09937060624361038},{"word":"properly","start":1695.5299,"end":1696.01,"confidence":0.97753906,"punctuated_word":"properly.","sentiment":"neutral","sentiment_score":0.1098768189549446},{"word":"so","start":1696.01,"end":1696.51,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04031708091497421},{"word":"portion","start":1696.89,"end":1697.2899,"confidence":0.78271484,"punctuated_word":"portion","sentiment":"neutral","sentiment_score":0.04552982747554779},{"word":"wise","start":1697.2899,"end":1697.7899,"confidence":0.984375,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.05119021236896515},{"word":"you","start":1698.655,"end":1698.815,"confidence":0.9863281,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03821568191051483},{"word":"know","start":1698.815,"end":1699.135,"confidence":0.99658203,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.02670341357588768},{"word":"roughly","start":1699.135,"end":1699.635,"confidence":0.9970703,"punctuated_word":"roughly","sentiment":"neutral","sentiment_score":0.033826276659965515},{"word":"half","start":1699.775,"end":1700.275,"confidence":0.8935547,"punctuated_word":"half,","sentiment":"neutral","sentiment_score":0.04390193521976471},{"word":"but","start":1700.415,"end":1700.915,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.037275299429893494},{"word":"it's","start":1700.975,"end":1701.215,"confidence":0.93603516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.02313232421875},{"word":"it's","start":1701.215,"end":1701.695,"confidence":0.85839844,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.02869003638625145},{"word":"also","start":1701.695,"end":1702.095,"confidence":0.87890625,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.007483348250389099},{"word":"comes","start":1702.095,"end":1702.335,"confidence":0.9819336,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.06296637654304504},{"word":"down","start":1702.335,"end":1702.655,"confidence":0.9980469,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.05158320814371109},{"word":"to","start":1702.655,"end":1703.135,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.008026078343391418},{"word":"what","start":1703.135,"end":1703.375,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.010631293058395386},{"word":"we","start":1703.375,"end":1703.615,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.013440236449241638},{"word":"can","start":1703.615,"end":1703.855,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.06748887896537781},{"word":"borrow","start":1703.855,"end":1704.355,"confidence":0.99902344,"punctuated_word":"borrow","sentiment":"neutral","sentiment_score":-0.022385746240615845},{"word":"and","start":1704.415,"end":1704.575,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0010432451963424685},{"word":"all","start":1704.575,"end":1704.815,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.00989600270986557},{"word":"that","start":1704.815,"end":1705.135,"confidence":0.9206543,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.042549412697553635},{"word":"so","start":1705.135,"end":1705.375,"confidence":0.9741211,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04583309218287468},{"word":"there's","start":1705.375,"end":1705.695,"confidence":0.9951172,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.043258339166641235},{"word":"a","start":1705.695,"end":1705.775,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04567650705575943},{"word":"lot","start":1705.775,"end":1705.9349,"confidence":0.9941406,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.057717300951480865},{"word":"more","start":1705.9349,"end":1706.175,"confidence":0.9970703,"punctuated_word":"more...","sentiment":"neutral","sentiment_score":-0.07317174971103668},{"word":"i","start":1706.175,"end":1706.335,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11622529476881029},{"word":"know","start":1706.335,"end":1706.495,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.1384442001581192},{"word":"there's","start":1706.495,"end":1706.735,"confidence":0.9970703,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.12239331007003784},{"word":"a","start":1706.735,"end":1706.815,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.106161966919899},{"word":"lot","start":1706.815,"end":1707.055,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.07499909400939941},{"word":"more","start":1707.055,"end":1707.375,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.0980248972773552},{"word":"involved","start":1707.375,"end":1707.875,"confidence":0.7364502,"punctuated_word":"involved.","sentiment":"neutral","sentiment_score":-0.09105554223060608},{"word":"so","start":1708.015,"end":1708.255,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.05747323855757713},{"word":"it's","start":1708.255,"end":1708.495,"confidence":0.98291016,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.04756356403231621},{"word":"sort","start":1708.495,"end":1708.655,"confidence":0.6303711,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.06310173124074936},{"word":"of","start":1708.655,"end":1708.735,"confidence":0.7714844,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06747977435588837},{"word":"like","start":1708.735,"end":1709.235,"confidence":0.8388672,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.034048061817884445},{"word":"roughly","start":1709.615,"end":1710.115,"confidence":0.45825195,"punctuated_word":"roughly","sentiment":"neutral","sentiment_score":-0.048194821923971176},{"word":"this","start":1710.255,"end":1710.755,"confidence":0.74438477,"punctuated_word":"this.","sentiment":"neutral","sentiment_score":-0.03862779587507248},{"word":"yeah","start":1721.0,"end":1721.32,"confidence":0.8757324,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3404814898967743},{"word":"it's","start":1721.32,"end":1721.48,"confidence":0.63964844,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.42965635657310486},{"word":"fine","start":1721.48,"end":1721.98,"confidence":0.96435547,"punctuated_word":"fine.","sentiment":"positive","sentiment_score":0.39272844791412354},{"word":"yeah","start":1722.0399,"end":1722.5399,"confidence":0.935791,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.26732492446899414},{"word":"yeah","start":1729.0349,"end":1729.5349,"confidence":0.923584,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2363899052143097},{"word":"yeah","start":1738.235,"end":1738.5549,"confidence":0.94433594,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.19263982772827148},{"word":"you","start":1738.5549,"end":1738.715,"confidence":0.97998047,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.20816057920455933},{"word":"can","start":1738.715,"end":1738.955,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.18765459954738617},{"word":"remember","start":1738.955,"end":1739.355,"confidence":0.9980469,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":0.22000828385353088},{"word":"it","start":1739.355,"end":1739.515,"confidence":0.8479004,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.2325057089328766},{"word":"and","start":1739.515,"end":1739.595,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2903671860694885},{"word":"i'll","start":1739.595,"end":1739.835,"confidence":0.9904785,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2479466199874878},{"word":"forget","start":1739.835,"end":1740.155,"confidence":0.99902344,"punctuated_word":"forget","sentiment":"neutral","sentiment_score":0.2784448564052582},{"word":"it","start":1740.155,"end":1740.395,"confidence":0.97802734,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.238580584526062},{"word":"like","start":1740.395,"end":1740.715,"confidence":0.93115234,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":0.1831357479095459},{"word":"like","start":1740.715,"end":1740.955,"confidence":0.9157715,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.2038814127445221},{"word":"i'm","start":1740.955,"end":1741.195,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.34438908100128174},{"word":"i'm","start":1741.195,"end":1741.355,"confidence":0.97631836,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.3120567798614502},{"word":"pretty","start":1741.355,"end":1741.6749,"confidence":1.0,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.2984720468521118},{"word":"good","start":1741.6749,"end":1741.835,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.21271783113479617},{"word":"at","start":1741.835,"end":1741.995,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.26906919479370117},{"word":"that","start":1741.995,"end":1742.155,"confidence":0.97802734,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.31991520524024963},{"word":"sometimes","start":1742.155,"end":1742.655,"confidence":0.9797363,"punctuated_word":"sometimes.","sentiment":"neutral","sentiment_score":0.24710826575756073},{"word":"not","start":1742.73,"end":1742.89,"confidence":0.8925781,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.0213874951004982},{"word":"everything","start":1742.89,"end":1743.39,"confidence":0.86206055,"punctuated_word":"everything,","sentiment":"neutral","sentiment_score":-0.0056830160319805145},{"word":"but","start":1743.45,"end":1743.95,"confidence":0.9941406,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.017668679356575012},{"word":"sometimes","start":1751.37,"end":1751.87,"confidence":0.96728516,"punctuated_word":"sometimes.","sentiment":"neutral","sentiment_score":-0.2015834748744965},{"word":"i","start":1757.3151,"end":1757.395,"confidence":0.31396484,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1605156660079956},{"word":"thought","start":1757.395,"end":1757.7151,"confidence":0.7949219,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.141546830534935},{"word":"i","start":1757.7151,"end":1757.795,"confidence":0.97509766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14439554512500763},{"word":"did","start":1757.795,"end":1758.1951,"confidence":0.8964844,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.1023865044116974},{"word":"send","start":1758.1951,"end":1758.435,"confidence":0.9658203,"punctuated_word":"send","sentiment":"neutral","sentiment_score":-0.16169849038124084},{"word":"that","start":1758.435,"end":1758.675,"confidence":0.9921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.14218440651893616},{"word":"in","start":1758.675,"end":1759.175,"confidence":0.9748535,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":-0.13178634643554688},{"word":"oh","start":1764.515,"end":1764.755,"confidence":0.77246094,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.056392550468444824},{"word":"okay","start":1764.755,"end":1765.255,"confidence":0.9980469,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.11380217224359512},{"word":"i","start":1772.3301,"end":1772.5701,"confidence":0.91503906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05316775664687157},{"word":"can","start":1772.5701,"end":1772.81,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.028990883380174637},{"word":"access","start":1772.81,"end":1773.13,"confidence":0.99609375,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.024700989946722984},{"word":"a","start":1773.13,"end":1773.29,"confidence":0.51220703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.029293514788150787},{"word":"printer","start":1773.29,"end":1773.6901,"confidence":0.98535156,"punctuated_word":"printer.","sentiment":"neutral","sentiment_score":0.03601860627532005},{"word":"i've","start":1773.6901,"end":1773.8501,"confidence":0.9980469,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.06065633147954941},{"word":"got","start":1773.8501,"end":1774.01,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.06039007753133774},{"word":"one","start":1774.01,"end":1774.25,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.05387071147561073},{"word":"at","start":1774.25,"end":1774.41,"confidence":0.98291016,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05430161952972412},{"word":"home","start":1774.41,"end":1774.89,"confidence":0.87524414,"punctuated_word":"home.","sentiment":"neutral","sentiment_score":0.060182198882102966},{"word":"so","start":1774.89,"end":1775.39,"confidence":0.9970703,"punctuated_word":"So...","sentiment":"neutral","sentiment_score":0.03210444375872612},{"word":"yeah","start":1775.8501,"end":1776.3501,"confidence":0.9790039,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1451416313648224},{"word":"yeah","start":1785.6901,"end":1786.1901,"confidence":0.7919922,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10097905993461607},{"word":"i","start":1794.275,"end":1794.515,"confidence":0.7949219,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.031822457909584045},{"word":"think","start":1794.515,"end":1794.755,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.049758195877075195},{"word":"i","start":1794.755,"end":1794.915,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06433170288801193},{"word":"did","start":1794.915,"end":1795.235,"confidence":0.9770508,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.06317956000566483},{"word":"want","start":1795.235,"end":1795.475,"confidence":0.9951172,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.0253889337182045},{"word":"her","start":1795.475,"end":1795.715,"confidence":0.99902344,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.03707093000411987},{"word":"down","start":1795.715,"end":1796.035,"confidence":0.98535156,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.06232002377510071},{"word":"as","start":1796.035,"end":1796.515,"confidence":0.7717285,"punctuated_word":"as,","sentiment":"neutral","sentiment_score":0.025427546352148056},{"word":"like","start":1796.515,"end":1796.835,"confidence":0.89697266,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.013900257647037506},{"word":"50%","start":1796.835,"end":1797.555,"confidence":0.9995117,"punctuated_word":"50%","sentiment":"neutral","sentiment_score":0.06868763267993927},{"word":"and","start":1797.555,"end":1797.715,"confidence":0.8491211,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0003646835684776306},{"word":"then","start":1797.715,"end":1797.955,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.004877693951129913},{"word":"probably","start":1797.955,"end":1798.275,"confidence":0.9892578,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.020546898245811462},{"word":"10%","start":1798.275,"end":1799.015,"confidence":0.99853516,"punctuated_word":"10%","sentiment":"neutral","sentiment_score":0.06663509458303452},{"word":"to","start":1799.0751,"end":1799.395,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.048972249031066895},{"word":"each","start":1799.395,"end":1799.715,"confidence":0.99902344,"punctuated_word":"each","sentiment":"neutral","sentiment_score":0.032082751393318176},{"word":"kid","start":1799.715,"end":1800.215,"confidence":0.9655762,"punctuated_word":"kid.","sentiment":"neutral","sentiment_score":0.0354478694498539},{"word":"so","start":1800.675,"end":1801.175,"confidence":0.84399414,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.05148346722126007},{"word":"yes","start":1806.25,"end":1806.75,"confidence":0.94140625,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.07339945435523987},{"word":"well","start":1807.69,"end":1807.9299,"confidence":0.9301758,"punctuated_word":"Well","sentiment":"neutral","sentiment_score":0.10119062662124634},{"word":"and","start":1807.9299,"end":1808.09,"confidence":0.9301758,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11073119938373566},{"word":"surely","start":1808.09,"end":1808.57,"confidence":0.8803711,"punctuated_word":"surely","sentiment":"neutral","sentiment_score":0.12093082070350648},{"word":"now","start":1808.57,"end":1809.07,"confidence":0.9836426,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.2658538818359375},{"word":"oh","start":1831.31,"end":1831.63,"confidence":0.7294922,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.005409710109233856},{"word":"the","start":1831.63,"end":1831.79,"confidence":0.6582031,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02542932704091072},{"word":"government's","start":1831.79,"end":1832.27,"confidence":0.8066406,"punctuated_word":"government's","sentiment":"neutral","sentiment_score":-0.001900284318253398},{"word":"a","start":1832.27,"end":1832.43,"confidence":0.52978516,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15851402282714844},{"word":"nice","start":1832.43,"end":1832.75,"confidence":0.767334,"punctuated_word":"nice,","sentiment":"neutral","sentiment_score":0.19522345066070557},{"word":"isn't","start":1832.75,"end":1833.15,"confidence":0.795166,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":0.1327240765094757},{"word":"it","start":1833.15,"end":1833.65,"confidence":0.9765625,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.039504487067461014},{"word":"oh","start":1839.2301,"end":1839.4701,"confidence":0.66967773,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.011786891147494316},{"word":"okay","start":1839.4701,"end":1839.9701,"confidence":0.86279297,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.026507265865802765},{"word":"i'm","start":1855.8049,"end":1855.965,"confidence":0.8901367,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.02745436690747738},{"word":"under","start":1855.965,"end":1856.365,"confidence":0.56396484,"punctuated_word":"under","sentiment":"neutral","sentiment_score":-0.0182420052587986},{"word":"18","start":1856.365,"end":1856.865,"confidence":0.984375,"punctuated_word":"18.","sentiment":"neutral","sentiment_score":0.016135279089212418},{"word":"yeah","start":1857.32,"end":1857.64,"confidence":0.81811523,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09039752930402756},{"word":"alright","start":1857.64,"end":1857.8,"confidence":0.98291016,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.22457396984100345},{"word":"well","start":1857.8,"end":1857.96,"confidence":0.99560547,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.30182671546936035},{"word":"we","start":1857.96,"end":1858.2,"confidence":0.9921875,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.30206722021102905},{"word":"might","start":1858.2,"end":1858.44,"confidence":0.9614258,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.3034195303916931},{"word":"have","start":1858.44,"end":1858.6799,"confidence":0.9892578,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2895280718803406},{"word":"to","start":1858.6799,"end":1858.76,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.300015926361084},{"word":"put","start":1858.76,"end":1859.0,"confidence":0.9921875,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.23502205312252045},{"word":"her","start":1859.0,"end":1859.16,"confidence":0.9790039,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.22521373629570007},{"word":"down","start":1859.16,"end":1859.48,"confidence":0.8232422,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.26777157187461853},{"word":"as","start":1859.48,"end":1859.64,"confidence":0.90527344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.17253868281841278},{"word":"a","start":1859.64,"end":1859.72,"confidence":0.93408203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19900184869766235},{"word":"100%","start":1859.72,"end":1860.28,"confidence":0.890625,"punctuated_word":"100%,","sentiment":"neutral","sentiment_score":0.22055062651634216},{"word":"and","start":1860.28,"end":1860.44,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2178676724433899},{"word":"then","start":1860.44,"end":1860.94,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1991382837295532},{"word":"when","start":1861.08,"end":1861.4,"confidence":0.97509766,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.19400420784950256},{"word":"we","start":1861.4,"end":1861.48,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.17320871353149414},{"word":"both","start":1861.48,"end":1861.8,"confidence":0.96435547,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.1758253574371338},{"word":"die","start":1861.8,"end":1862.04,"confidence":0.82666016,"punctuated_word":"die,","sentiment":"neutral","sentiment_score":0.194843128323555},{"word":"the","start":1862.04,"end":1862.2,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.25942540168762207},{"word":"kids","start":1862.2,"end":1862.52,"confidence":0.9921875,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":0.19264322519302368},{"word":"can","start":1862.52,"end":1862.6,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1771271526813507},{"word":"get","start":1862.6,"end":1862.84,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.14934827387332916},{"word":"it","start":1862.84,"end":1862.92,"confidence":0.94384766,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1234508752822876},{"word":"there","start":1862.92,"end":1863.42,"confidence":0.95288086,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.12523648142814636},{"word":"yeah","start":1874.015,"end":1874.515,"confidence":0.98583984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1040116846561432},{"word":"oh","start":1885.27,"end":1885.4299,"confidence":0.85961914,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.09843608736991882},{"word":"okay","start":1885.4299,"end":1885.9299,"confidence":0.9980469,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.09918305277824402},{"word":"the","start":1889.11,"end":1889.27,"confidence":0.7270508,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.0713374987244606},{"word":"one","start":1889.27,"end":1889.51,"confidence":0.99609375,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.08131769299507141},{"word":"that","start":1889.51,"end":1889.6699,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06326659768819809},{"word":"doesn't","start":1889.6699,"end":1889.99,"confidence":0.9995117,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.059406816959381104},{"word":"expire","start":1889.99,"end":1890.49,"confidence":0.9914551,"punctuated_word":"expire.","sentiment":"neutral","sentiment_score":0.07992523908615112},{"word":"how","start":1893.75,"end":1893.9099,"confidence":0.2878418,"punctuated_word":"How","sentiment":"positive","sentiment_score":0.4340819418430328},{"word":"about","start":1893.9099,"end":1894.1499,"confidence":0.9658203,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.5061850547790527},{"word":"it","start":1894.1499,"end":1894.23,"confidence":0.6201172,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4419487416744232},{"word":"makes","start":1894.23,"end":1894.47,"confidence":0.85839844,"punctuated_word":"makes","sentiment":"positive","sentiment_score":0.4702553153038025},{"word":"it","start":1894.47,"end":1894.63,"confidence":0.9951172,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.47289636731147766},{"word":"easier","start":1894.63,"end":1894.87,"confidence":0.7338867,"punctuated_word":"easier","sentiment":"positive","sentiment_score":0.5440107583999634},{"word":"if","start":1894.87,"end":1895.0299,"confidence":0.8959961,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.5564961433410645},{"word":"i","start":1895.0299,"end":1895.19,"confidence":0.87841797,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.46418747305870056},{"word":"do","start":1895.19,"end":1895.35,"confidence":0.9716797,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.4865901470184326},{"word":"forget","start":1895.35,"end":1895.6699,"confidence":0.9667969,"punctuated_word":"forget","sentiment":"positive","sentiment_score":0.4039323627948761},{"word":"to","start":1895.6699,"end":1895.83,"confidence":0.9970703,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3701689541339874},{"word":"do","start":1895.83,"end":1895.99,"confidence":0.99121094,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.3626739084720611},{"word":"something","start":1895.99,"end":1896.23,"confidence":0.6953125,"punctuated_word":"something,","sentiment":"positive","sentiment_score":0.3672612309455872},{"word":"don't","start":1896.23,"end":1896.47,"confidence":0.8342285,"punctuated_word":"don't","sentiment":"positive","sentiment_score":0.3754029870033264},{"word":"it","start":1896.47,"end":1896.97,"confidence":0.765625,"punctuated_word":"it?","sentiment":"positive","sentiment_score":0.37622612714767456},{"word":"yes","start":1909.395,"end":1909.895,"confidence":0.9824219,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1197294145822525},{"word":"yes","start":1917.96,"end":1918.46,"confidence":0.984375,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1249351054430008},{"word":"yep","start":1921.96,"end":1922.46,"confidence":0.7883301,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.049592968076467514},{"word":"i","start":1933.995,"end":1934.1549,"confidence":0.44140625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08417574316263199},{"word":"don't","start":1934.1549,"end":1934.315,"confidence":0.69262695,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.09727540612220764},{"word":"know","start":1934.315,"end":1934.7949,"confidence":0.6489258,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.12029646337032318},{"word":"it","start":1934.7949,"end":1934.955,"confidence":0.30200195,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.13984382152557373},{"word":"really","start":1934.955,"end":1935.4349,"confidence":0.22753906,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.13838501274585724},{"word":"seem","start":1935.4349,"end":1935.835,"confidence":0.32128906,"punctuated_word":"seem","sentiment":"neutral","sentiment_score":-0.10687943547964096},{"word":"to","start":1935.835,"end":1935.9149,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07651565968990326},{"word":"be","start":1935.9149,"end":1936.1549,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.09978403151035307},{"word":"okay","start":1936.1549,"end":1936.475,"confidence":0.9970703,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":-0.07780279219150543},{"word":"because","start":1936.475,"end":1936.7949,"confidence":0.7314453,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.06535404175519943},{"word":"i'm","start":1936.7949,"end":1936.955,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.09073151648044586},{"word":"not","start":1936.955,"end":1937.115,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07799988240003586},{"word":"really","start":1937.115,"end":1937.615,"confidence":0.8613281,"punctuated_word":"really,","sentiment":"neutral","sentiment_score":-0.11641654372215272},{"word":"like","start":1938.57,"end":1938.73,"confidence":0.9626465,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.12998417019844055},{"word":"we've","start":1938.73,"end":1939.13,"confidence":0.951416,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.11862891912460329},{"word":"we've","start":1939.13,"end":1939.37,"confidence":0.99316406,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.07148899137973785},{"word":"got","start":1939.37,"end":1939.5299,"confidence":0.9902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.0707155093550682},{"word":"this","start":1939.5299,"end":1939.77,"confidence":0.6123047,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.0925835371017456},{"word":"set","start":1939.77,"end":1939.9299,"confidence":0.78808594,"punctuated_word":"set","sentiment":"neutral","sentiment_score":-0.06596377491950989},{"word":"up","start":1939.9299,"end":1940.09,"confidence":0.99121094,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.04930152744054794},{"word":"and","start":1940.09,"end":1940.57,"confidence":0.64746094,"punctuated_word":"and...","sentiment":"neutral","sentiment_score":-0.06765574216842651},{"word":"but","start":1940.57,"end":1940.8099,"confidence":0.68359375,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.06305482983589172},{"word":"definitely","start":1940.8099,"end":1941.3099,"confidence":0.671875,"punctuated_word":"definitely,","sentiment":"neutral","sentiment_score":-0.0875755101442337},{"word":"obviously","start":1941.5299,"end":1942.0299,"confidence":0.8684082,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.07910417765378952},{"word":"you","start":1942.09,"end":1942.1699,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0884493887424469},{"word":"can","start":1942.1699,"end":1942.33,"confidence":0.9951172,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.05325469374656677},{"word":"see","start":1942.33,"end":1942.57,"confidence":0.9770508,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.04892110824584961},{"word":"that","start":1942.57,"end":1942.8099,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09864956140518188},{"word":"i'm","start":1942.8099,"end":1943.0499,"confidence":0.9941406,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.09122632443904875},{"word":"definitely","start":1943.0499,"end":1943.5499,"confidence":0.95703125,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":-0.06106101721525192},{"word":"aware","start":1944.33,"end":1944.65,"confidence":0.99316406,"punctuated_word":"aware","sentiment":"neutral","sentiment_score":-0.12437698990106584},{"word":"of","start":1944.65,"end":1944.8099,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.14979571104049683},{"word":"where","start":1944.8099,"end":1945.0499,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.1568128764629364},{"word":"i","start":1945.0499,"end":1945.13,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.164866104722023},{"word":"need","start":1945.13,"end":1945.37,"confidence":0.9980469,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.1207711473107338},{"word":"to","start":1945.37,"end":1945.5299,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1426045447587967},{"word":"be","start":1945.5299,"end":1945.77,"confidence":0.91845703,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":-0.1470780968666077},{"word":"so","start":1945.77,"end":1945.9299,"confidence":0.9633789,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.14408904314041138},{"word":"that's","start":1945.9299,"end":1946.33,"confidence":0.92285156,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.1865811049938202},{"word":"probably","start":1946.33,"end":1946.65,"confidence":0.9921875,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.25620293617248535},{"word":"not","start":1946.65,"end":1946.8099,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.25554823875427246},{"word":"gonna","start":1946.8099,"end":1947.13,"confidence":0.9770508,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.23068255186080933},{"word":"change","start":1947.13,"end":1947.45,"confidence":0.9970703,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.2338903248310089},{"word":"for","start":1947.45,"end":1947.61,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.2196664363145828},{"word":"another","start":1947.61,"end":1948.01,"confidence":0.99316406,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.21335792541503903},{"word":"eight","start":1948.01,"end":1948.1699,"confidence":0.97802734,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":-0.1599300503730774},{"word":"years","start":1948.1699,"end":1948.4099,"confidence":0.9902344,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.1386747658252716},{"word":"anyway","start":1948.4099,"end":1948.9099,"confidence":0.8027344,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":-0.1312943994998932},{"word":"so","start":1949.0499,"end":1949.5499,"confidence":0.984375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.020780488848686215},{"word":"annual","start":1949.9299,"end":1950.33,"confidence":0.9526367,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.013660088181495668},{"word":"review","start":1950.33,"end":1950.73,"confidence":0.86279297,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.007145717740058899},{"word":"seems","start":1950.73,"end":1951.23,"confidence":0.72509766,"punctuated_word":"seems","sentiment":"neutral","sentiment_score":0.1307077258825302},{"word":"okay","start":1951.61,"end":1952.11,"confidence":0.8796387,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.11615012586116792},{"word":"yes","start":1963.225,"end":1963.725,"confidence":0.90527344,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.13115078210830688},{"word":"yep","start":1969.8401,"end":1970.3401,"confidence":0.8977051,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13814592361450195},{"word":"alrighty","start":1979.2001,"end":1979.7001,"confidence":0.97786456,"punctuated_word":"Alrighty.","sentiment":"neutral","sentiment_score":0.27874886989593506},{"word":"sounds","start":1979.8401,"end":1980.16,"confidence":0.8886719,"punctuated_word":"Sounds","sentiment":"positive","sentiment_score":0.36292511224746704},{"word":"like","start":1980.16,"end":1980.3201,"confidence":1.0,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.4028078317642212},{"word":"a","start":1980.3201,"end":1980.4,"confidence":0.9980469,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3734535574913025},{"word":"plan","start":1980.4,"end":1980.7201,"confidence":0.92578125,"punctuated_word":"plan","sentiment":"positive","sentiment_score":0.343086302280426},{"word":"to","start":1980.7201,"end":1980.88,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.35923486948013306},{"word":"me","start":1980.88,"end":1981.38,"confidence":0.9995117,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.23585090041160583},{"word":"no","start":1986.905,"end":1987.0651,"confidence":0.9692383,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.014245464466512203},{"word":"that's","start":1987.0651,"end":1987.385,"confidence":0.9890137,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.009741360321640968},{"word":"all","start":1987.385,"end":1987.625,"confidence":0.9448242,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.008549246937036514},{"word":"today","start":1987.625,"end":1988.125,"confidence":0.76416016,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":0.004073997959494591},{"word":"yeah","start":1995.385,"end":1995.885,"confidence":0.7524414,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.041696637868881226},{"word":"awesome","start":2001.16,"end":2001.66,"confidence":0.99853516,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.7194045782089233},{"word":"i","start":2011.48,"end":2011.72,"confidence":0.9160156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2661965489387512},{"word":"certainly","start":2011.72,"end":2012.22,"confidence":0.9902344,"punctuated_word":"certainly","sentiment":"neutral","sentiment_score":0.2138790786266327},{"word":"will","start":2012.28,"end":2012.78,"confidence":0.98950195,"punctuated_word":"will.","sentiment":"neutral","sentiment_score":0.17293617129325867},{"word":"i","start":2012.84,"end":2012.92,"confidence":0.5625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0407375767827034},{"word":"got","start":2012.92,"end":2013.16,"confidence":0.72314453,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.03954599052667618},{"word":"about","start":2013.16,"end":2013.48,"confidence":0.68066406,"punctuated_word":"about,","sentiment":"neutral","sentiment_score":0.04206383228302002},{"word":"what","start":2013.48,"end":2013.8,"confidence":0.96972656,"punctuated_word":"what,","sentiment":"neutral","sentiment_score":0.028552221134305},{"word":"four","start":2013.8,"end":2014.28,"confidence":0.99902344,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.02263747714459896},{"word":"four","start":2014.28,"end":2014.6,"confidence":0.98535156,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.018930239602923393},{"word":"runs","start":2014.6,"end":2014.92,"confidence":0.9902344,"punctuated_word":"runs","sentiment":"neutral","sentiment_score":0.04000446945428848},{"word":"to","start":2014.92,"end":2015.16,"confidence":0.75097656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.028965190052986145},{"word":"do","start":2015.16,"end":2015.66,"confidence":0.88916016,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.03153817728161812},{"word":"so","start":2015.985,"end":2016.485,"confidence":0.74316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.008947345428168774},{"word":"four","start":2017.505,"end":2017.825,"confidence":0.6123047,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.009109729900956154},{"word":"routes","start":2017.825,"end":2018.325,"confidence":0.8366699,"punctuated_word":"routes.","sentiment":"neutral","sentiment_score":0.008465107530355453},{"word":"yeah","start":2018.945,"end":2019.445,"confidence":0.9641113,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.014396907761693},{"word":"roughly","start":2021.585,"end":2022.085,"confidence":0.75716144,"punctuated_word":"Roughly,","sentiment":"neutral","sentiment_score":-0.024268556386232376},{"word":"i'll","start":2022.3049,"end":2022.465,"confidence":0.57788086,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.015074176713824272},{"word":"say","start":2022.465,"end":2022.705,"confidence":0.45385742,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.01452733390033245},{"word":"about","start":2022.705,"end":2023.025,"confidence":0.66259766,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.008141985163092613},{"word":"forty","start":2023.025,"end":2023.345,"confidence":0.99902344,"punctuated_word":"forty","sentiment":"neutral","sentiment_score":0.0004611201584339142},{"word":"minutes","start":2023.345,"end":2023.665,"confidence":1.0,"punctuated_word":"minutes","sentiment":"neutral","sentiment_score":0.004544863477349281},{"word":"depending","start":2023.665,"end":2024.065,"confidence":0.84277344,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":0.005017232149839401},{"word":"on","start":2024.065,"end":2024.3049,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.007914571091532707},{"word":"which","start":2024.3049,"end":2024.465,"confidence":0.99902344,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.0036538131535053258},{"word":"ones","start":2024.465,"end":2024.785,"confidence":0.9116211,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":-0.002794954925775528},{"word":"i'm","start":2024.785,"end":2024.945,"confidence":0.99658203,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.003263188526034355},{"word":"doing","start":2024.945,"end":2025.445,"confidence":0.97387695,"punctuated_word":"doing.","sentiment":"neutral","sentiment_score":-0.004794673062860966},{"word":"so","start":2025.505,"end":2026.005,"confidence":0.8029785,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.010763898491859436},{"word":"yeah","start":2028.065,"end":2028.3049,"confidence":0.97216797,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.014512392692267896},{"word":"it's","start":2028.3049,"end":2028.8049,"confidence":0.99365234,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.01581679657101631},{"word":"it's","start":2029.23,"end":2029.47,"confidence":0.9946289,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.022897912189364433},{"word":"not","start":2029.47,"end":2029.63,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.012473303824663162},{"word":"too","start":2029.63,"end":2030.11,"confidence":0.99316406,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.014277085661888124},{"word":"bad","start":2030.11,"end":2030.4299,"confidence":0.8005371,"punctuated_word":"bad.","sentiment":"neutral","sentiment_score":0.006049387156963348},{"word":"i've","start":2030.4299,"end":2030.59,"confidence":0.9284668,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.037107352167367935},{"word":"been","start":2030.59,"end":2030.83,"confidence":0.9980469,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.04482229799032211},{"word":"driving","start":2030.83,"end":2031.23,"confidence":0.9980469,"punctuated_word":"driving","sentiment":"neutral","sentiment_score":-0.025986848399043083},{"word":"up","start":2031.23,"end":2031.39,"confidence":0.96777344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.05717047303915024},{"word":"here","start":2031.39,"end":2031.79,"confidence":0.9980469,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.03693710267543793},{"word":"in","start":2031.79,"end":2032.03,"confidence":0.9482422,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.04490237310528755},{"word":"maryborough","start":2032.03,"end":2032.53,"confidence":0.56193036,"punctuated_word":"Maryborough.","sentiment":"neutral","sentiment_score":-0.05373357981443405},{"word":"it's","start":2033.23,"end":2033.3099,"confidence":0.8964844,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.16119103133678436},{"word":"not","start":2033.3099,"end":2033.47,"confidence":0.9941406,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.15809570252895355},{"word":"the","start":2033.47,"end":2033.63,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14466620981693268},{"word":"greatest","start":2033.63,"end":2034.13,"confidence":0.95288086,"punctuated_word":"greatest.","sentiment":"neutral","sentiment_score":-0.1467997133731842},{"word":"there's","start":2034.27,"end":2034.59,"confidence":0.98706055,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.142191082239151},{"word":"a","start":2034.59,"end":2034.75,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11578606069087982},{"word":"lot","start":2034.75,"end":2034.91,"confidence":0.99902344,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.14501282572746277},{"word":"of","start":2034.91,"end":2035.07,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.14363650977611542},{"word":"idiots","start":2035.07,"end":2035.47,"confidence":0.95410156,"punctuated_word":"idiots","sentiment":"neutral","sentiment_score":-0.15769486129283905},{"word":"on","start":2035.47,"end":2035.71,"confidence":0.9892578,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.1378227323293686},{"word":"the","start":2035.71,"end":2035.79,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1154395341873169},{"word":"road","start":2035.79,"end":2036.11,"confidence":0.83032227,"punctuated_word":"road,","sentiment":"neutral","sentiment_score":-0.111627459526062},{"word":"but","start":2036.11,"end":2036.61,"confidence":0.9902344,"punctuated_word":"but...","sentiment":"neutral","sentiment_score":-0.08251061290502548},{"word":"yeah","start":2037.3099,"end":2037.8099,"confidence":0.9633789,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.052476666867733},{"word":"look","start":2044.095,"end":2044.4149,"confidence":0.60595703,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":-0.03045475482940674},{"word":"up","start":2044.4149,"end":2044.6549,"confidence":0.89990234,"punctuated_word":"Up","sentiment":"neutral","sentiment_score":-0.025253940373659137},{"word":"here","start":2044.6549,"end":2045.0549,"confidence":0.99316406,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.01997748203575611},{"word":"up","start":2045.0549,"end":2045.2949,"confidence":0.94921875,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.017009640112519264},{"word":"here","start":2045.2949,"end":2045.5349,"confidence":0.9404297,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":-0.013665378093719482},{"word":"they're","start":2045.5349,"end":2046.0349,"confidence":0.9465332,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.014616928994655607},{"word":"they're","start":2046.095,"end":2046.4149,"confidence":0.97924805,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.012486125342547894},{"word":"a","start":2046.4149,"end":2046.575,"confidence":0.9038086,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02184529229998589},{"word":"special","start":2046.575,"end":2047.0549,"confidence":1.0,"punctuated_word":"special","sentiment":"neutral","sentiment_score":-0.027049966156482697},{"word":"breed","start":2047.0549,"end":2047.455,"confidence":0.99609375,"punctuated_word":"breed","sentiment":"neutral","sentiment_score":-0.022881466895341873},{"word":"to","start":2047.455,"end":2047.955,"confidence":0.6958008,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.012253288179636002},{"word":"certain","start":2047.955,"end":2048.455,"confidence":0.58447266,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":-0.015668656677007675},{"word":"up","start":2048.455,"end":2048.955,"confidence":0.9350586,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.0009411945939064026},{"word":"here","start":2048.955,"end":2049.455,"confidence":0.9719238,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":-0.013682118616998196},{"word":"like","start":2049.455,"end":2049.855,"confidence":0.8503418,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.015095999464392662},{"word":"you","start":2049.855,"end":2050.015,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.018003664910793304},{"word":"know","start":2050.015,"end":2050.4949,"confidence":0.98291016,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.01483539491891861},{"word":"i'm","start":2050.4949,"end":2050.655,"confidence":0.9748535,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.012583889067173004},{"word":"from","start":2050.655,"end":2051.135,"confidence":0.93603516,"punctuated_word":"from...","sentiment":"neutral","sentiment_score":-0.012974008917808533},{"word":"well","start":2051.135,"end":2051.535,"confidence":0.9777832,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.012307482771575453},{"word":"i'm","start":2051.535,"end":2052.035,"confidence":0.7203369,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.011084201745688915},{"word":"i'm","start":2052.095,"end":2052.415,"confidence":0.99560547,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.00752696767449379},{"word":"at","start":2052.415,"end":2052.575,"confidence":0.43847656,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.00002843327820301056},{"word":"maryborough","start":2052.575,"end":2053.055,"confidence":0.7104492,"punctuated_word":"Maryborough","sentiment":"neutral","sentiment_score":-0.004692440386861563},{"word":"boys","start":2053.055,"end":2053.375,"confidence":0.45703125,"punctuated_word":"Boys.","sentiment":"neutral","sentiment_score":0.0002203295007348061},{"word":"i","start":2053.375,"end":2053.535,"confidence":0.61572266,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0004517100751399994},{"word":"was","start":2053.535,"end":2053.775,"confidence":0.96240234,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.00013195164501667023},{"word":"born","start":2053.775,"end":2054.175,"confidence":0.9892578,"punctuated_word":"born","sentiment":"neutral","sentiment_score":0.003946125507354736},{"word":"here","start":2054.175,"end":2054.415,"confidence":0.88671875,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.0023810602724552155},{"word":"but","start":2054.415,"end":2054.85,"confidence":0.9980469,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0005441345274448395},{"word":"i","start":2055.01,"end":2055.1702,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.00020031537860631943},{"word":"got","start":2055.1702,"end":2055.33,"confidence":0.9970703,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.00012244656682014465},{"word":"my","start":2055.33,"end":2055.57,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.001931997947394848},{"word":"license","start":2055.57,"end":2056.07,"confidence":0.81640625,"punctuated_word":"license","sentiment":"neutral","sentiment_score":-0.004301968030631542},{"word":"in","start":2056.2102,"end":2056.7102,"confidence":0.97509766,"punctuated_word":"in...","sentiment":"neutral","sentiment_score":-0.004812751431018114},{"word":"it's","start":2057.09,"end":2057.49,"confidence":0.8798828,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.006338849663734436},{"word":"brisbane","start":2057.49,"end":2057.99,"confidence":0.59033203,"punctuated_word":"Brisbane.","sentiment":"neutral","sentiment_score":-0.006992060225456953},{"word":"so","start":2058.4502,"end":2058.85,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.003365307115018368},{"word":"i","start":2058.85,"end":2059.01,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0013742037117481232},{"word":"learned","start":2059.01,"end":2059.33,"confidence":0.53515625,"punctuated_word":"learned","sentiment":"neutral","sentiment_score":-0.0012209638953208923},{"word":"to","start":2059.33,"end":2059.49,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.004018682055175304},{"word":"drive","start":2059.49,"end":2059.73,"confidence":0.9980469,"punctuated_word":"drive","sentiment":"neutral","sentiment_score":0.001577477902173996},{"word":"in","start":2059.73,"end":2059.9702,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.002931012772023678},{"word":"brisbane","start":2059.9702,"end":2060.4702,"confidence":0.7558594,"punctuated_word":"Brisbane,","sentiment":"neutral","sentiment_score":-0.0016067363321781158},{"word":"and","start":2061.09,"end":2061.59,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.00027953460812568665},{"word":"i","start":2063.01,"end":2063.1702,"confidence":0.9614258,"punctuated_word":"I...","sentiment":"neutral","sentiment_score":-0.0027995570562779903},{"word":"i'm","start":2063.1702,"end":2063.33,"confidence":0.99560547,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.003441544948145747},{"word":"used","start":2063.33,"end":2063.57,"confidence":0.5932617,"punctuated_word":"used...","sentiment":"neutral","sentiment_score":-0.004944461863487959},{"word":"so","start":2063.57,"end":2063.73,"confidence":0.8125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.012218541465699673},{"word":"used","start":2063.73,"end":2064.05,"confidence":0.98535156,"punctuated_word":"used","sentiment":"neutral","sentiment_score":-0.009614558890461922},{"word":"to","start":2064.05,"end":2064.2102,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0059952810406684875},{"word":"that","start":2064.2102,"end":2064.4502,"confidence":0.7286377,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.011866450309753418},{"word":"even","start":2064.4502,"end":2064.6902,"confidence":0.9873047,"punctuated_word":"Even","sentiment":"neutral","sentiment_score":-0.007403724826872349},{"word":"driving","start":2064.6902,"end":2065.09,"confidence":0.9951172,"punctuated_word":"driving","sentiment":"neutral","sentiment_score":-0.006965626031160355},{"word":"buses","start":2065.09,"end":2065.49,"confidence":0.828125,"punctuated_word":"buses,","sentiment":"neutral","sentiment_score":-0.008766037411987782},{"word":"i","start":2065.49,"end":2065.57,"confidence":0.5859375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.009181111119687555},{"word":"have","start":2065.57,"end":2065.81,"confidence":0.64990234,"punctuated_word":"have...","sentiment":"neutral","sentiment_score":-0.00781430583447218},{"word":"my","start":2065.81,"end":2066.05,"confidence":0.97998047,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.013297826051712036},{"word":"first","start":2066.05,"end":2066.29,"confidence":0.84765625,"punctuated_word":"first","sentiment":"neutral","sentiment_score":-0.01227166410535574},{"word":"job","start":2066.29,"end":2066.4502,"confidence":0.9819336,"punctuated_word":"job","sentiment":"neutral","sentiment_score":-0.012303088791668417},{"word":"was","start":2066.4502,"end":2066.6902,"confidence":0.9760742,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.006946668028831482},{"word":"in","start":2066.6902,"end":2066.77,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.004430271685123444},{"word":"brisbane","start":2066.77,"end":2067.25,"confidence":0.9951172,"punctuated_word":"Brisbane","sentiment":"neutral","sentiment_score":-0.01743866130709648},{"word":"driving","start":2067.25,"end":2067.73,"confidence":0.8745117,"punctuated_word":"driving","sentiment":"neutral","sentiment_score":-0.0020694993436336517},{"word":"fuel","start":2067.73,"end":2067.9702,"confidence":0.6269531,"punctuated_word":"fuel","sentiment":"neutral","sentiment_score":-0.006888383999466896},{"word":"buses","start":2067.9702,"end":2068.4502,"confidence":0.8562012,"punctuated_word":"buses.","sentiment":"neutral","sentiment_score":-0.005003307014703751},{"word":"so","start":2068.4502,"end":2068.9502,"confidence":0.984375,"punctuated_word":"So...","sentiment":"neutral","sentiment_score":-0.003956236876547337},{"word":"and","start":2069.235,"end":2069.395,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.003764018416404724},{"word":"then","start":2069.395,"end":2069.635,"confidence":0.9892578,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.004474831745028496},{"word":"i","start":2069.635,"end":2070.075,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0033642277121543884},{"word":"did","start":2070.075,"end":2070.5151,"confidence":0.921875,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.0027649421244859695},{"word":"a","start":2070.5151,"end":2070.955,"confidence":0.36010742,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.005105499178171158},{"word":"replacement","start":2070.955,"end":2071.395,"confidence":0.24780273,"punctuated_word":"replacement","sentiment":"neutral","sentiment_score":-0.0046717822551727295},{"word":"with","start":2071.395,"end":2071.635,"confidence":0.96777344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.008938165381550789},{"word":"two","start":2071.635,"end":2071.875,"confidence":0.9394531,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.007110714912414551},{"word":"companies","start":2071.875,"end":2072.3552,"confidence":0.9941406,"punctuated_word":"companies","sentiment":"neutral","sentiment_score":-0.014469971880316734},{"word":"down","start":2072.3552,"end":2072.5952,"confidence":0.9921875,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.00709875300526619},{"word":"there","start":2072.5952,"end":2073.0952,"confidence":0.98291016,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.003700239583849907},{"word":"so","start":2073.475,"end":2073.975,"confidence":0.9892578,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0015717856585979462},{"word":"i'm","start":2074.8352,"end":2075.155,"confidence":0.99560547,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.0024224272929131985},{"word":"used","start":2075.155,"end":2075.5552,"confidence":1.0,"punctuated_word":"used","sentiment":"neutral","sentiment_score":-0.0051420629024505615},{"word":"to","start":2075.5552,"end":2075.715,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0004591867327690125},{"word":"driving","start":2075.715,"end":2076.115,"confidence":0.99902344,"punctuated_word":"driving","sentiment":"neutral","sentiment_score":-0.0005083493888378143},{"word":"down","start":2076.115,"end":2076.435,"confidence":0.9980469,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.006448313593864441},{"word":"there","start":2076.435,"end":2076.935,"confidence":0.9892578,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.008669096976518631},{"word":"around","start":2077.0752,"end":2077.5752,"confidence":0.56689453,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.0006319023668766022},{"word":"because","start":2077.635,"end":2077.955,"confidence":0.7182617,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.0005019567906856537},{"word":"everyone","start":2077.955,"end":2078.455,"confidence":0.9941406,"punctuated_word":"everyone","sentiment":"neutral","sentiment_score":0.014454223215579988},{"word":"knows","start":2078.5151,"end":2078.7551,"confidence":0.9921875,"punctuated_word":"knows","sentiment":"neutral","sentiment_score":-0.005615592002868652},{"word":"where","start":2078.7551,"end":2078.915,"confidence":0.98291016,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.0032064206898212433},{"word":"they're","start":2078.915,"end":2079.155,"confidence":0.95874023,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.008592176251113415},{"word":"going","start":2079.155,"end":2079.395,"confidence":0.77612305,"punctuated_word":"going,","sentiment":"neutral","sentiment_score":-0.00597783736884594},{"word":"and","start":2079.395,"end":2079.5552,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.015393637120723724},{"word":"they're","start":2079.5552,"end":2079.715,"confidence":0.99560547,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.026445496827363968},{"word":"all","start":2079.715,"end":2079.875,"confidence":0.99609375,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.0259433351457119},{"word":"in","start":2079.875,"end":2080.115,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03271899372339249},{"word":"a","start":2080.115,"end":2080.195,"confidence":0.9707031,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03760366886854172},{"word":"hurry","start":2080.195,"end":2080.435,"confidence":0.87475586,"punctuated_word":"hurry.","sentiment":"neutral","sentiment_score":-0.02302270196378231},{"word":"so","start":2080.435,"end":2080.5952,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.002538088709115982},{"word":"you","start":2080.5952,"end":2080.7551,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0070625245571136475},{"word":"get","start":2080.7551,"end":2080.995,"confidence":0.9116211,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.00444292277097702},{"word":"used","start":2080.995,"end":2081.235,"confidence":0.9873047,"punctuated_word":"used","sentiment":"neutral","sentiment_score":-0.021149687469005585},{"word":"to","start":2081.235,"end":2081.3152,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0020022429525852203},{"word":"it","start":2081.3152,"end":2081.79,"confidence":0.90844727,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.007279438897967339},{"word":"down","start":2083.87,"end":2084.19,"confidence":0.52734375,"punctuated_word":"Down","sentiment":"neutral","sentiment_score":0.0046670399606227875},{"word":"here","start":2084.19,"end":2084.51,"confidence":0.9711914,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.007307112216949463},{"word":"you","start":2084.51,"end":2084.59,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03654417768120766},{"word":"don't","start":2084.59,"end":2084.83,"confidence":0.9707031,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.039718445390462875},{"word":"know","start":2084.83,"end":2084.99,"confidence":0.97509766,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.06367035210132599},{"word":"what","start":2084.99,"end":2085.23,"confidence":0.9902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.06413620710372925},{"word":"you're","start":2085.23,"end":2085.3901,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.060184888541698456},{"word":"getting","start":2085.3901,"end":2085.8901,"confidence":0.99902344,"punctuated_word":"getting.","sentiment":"neutral","sentiment_score":-0.057752661406993866},{"word":"you","start":2086.19,"end":2086.35,"confidence":0.9838867,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.15324465930461884},{"word":"have","start":2086.35,"end":2086.67,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.17888714373111725},{"word":"no","start":2086.67,"end":2086.99,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.16226881742477417},{"word":"idea","start":2086.99,"end":2087.49,"confidence":0.9501953,"punctuated_word":"idea.","sentiment":"neutral","sentiment_score":-0.13306134939193726},{"word":"and","start":2087.95,"end":2088.19,"confidence":0.4543457,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.05929715186357498},{"word":"and","start":2088.19,"end":2088.69,"confidence":0.6958008,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05045854672789574},{"word":"and","start":2089.55,"end":2089.6301,"confidence":0.7416992,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06003321334719658},{"word":"they","start":2089.6301,"end":2089.79,"confidence":0.3605957,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.04627849161624909},{"word":"do","start":2089.79,"end":2090.11,"confidence":0.94970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.039028652012348175},{"word":"some","start":2090.11,"end":2090.43,"confidence":0.85253906,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.041582509875297546},{"word":"weird","start":2090.43,"end":2090.75,"confidence":0.99316406,"punctuated_word":"weird","sentiment":"neutral","sentiment_score":0.04481946676969528},{"word":"and","start":2090.75,"end":2090.9102,"confidence":0.97998047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07279932498931885},{"word":"wonderful","start":2090.9102,"end":2091.4102,"confidence":0.9633789,"punctuated_word":"wonderful","sentiment":"neutral","sentiment_score":0.2164396345615387},{"word":"stuff","start":2091.6301,"end":2092.03,"confidence":0.73742676,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":0.07223817706108093},{"word":"so","start":2092.03,"end":2092.53,"confidence":0.80078125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03797068074345589},{"word":"they","start":2093.1501,"end":2093.47,"confidence":0.48388672,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.03093510866165161},{"word":"they","start":2093.47,"end":2093.6301,"confidence":0.9370117,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.03683578968048096},{"word":"just","start":2093.6301,"end":2094.1301,"confidence":0.9892578,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.054389867931604385},{"word":"i","start":2095.285,"end":2095.365,"confidence":0.84716797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04297707602381706},{"word":"think","start":2095.365,"end":2095.685,"confidence":0.8769531,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.025248076766729355},{"word":"my","start":2095.685,"end":2095.925,"confidence":0.9658203,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.015010297298431396},{"word":"next","start":2095.925,"end":2096.085,"confidence":0.8803711,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.03405197709798813},{"word":"is","start":2096.085,"end":2096.585,"confidence":0.5878906,"punctuated_word":"is...","sentiment":"neutral","sentiment_score":0.011376377195119858},{"word":"look","start":2098.0051,"end":2098.405,"confidence":0.68310547,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":0.0064432090148329735},{"word":"yeah","start":2098.405,"end":2098.645,"confidence":0.87158203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.00736160296946764},{"word":"it's","start":2098.645,"end":2098.885,"confidence":0.99560547,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.7321240305900574},{"word":"amazing","start":2098.885,"end":2099.365,"confidence":0.9980469,"punctuated_word":"amazing","sentiment":"positive","sentiment_score":0.7934158444404602},{"word":"how","start":2099.365,"end":2099.605,"confidence":0.96972656,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.7334592342376709},{"word":"many","start":2099.605,"end":2099.845,"confidence":0.99609375,"punctuated_word":"many","sentiment":"positive","sentiment_score":0.7748472690582275},{"word":"things","start":2099.845,"end":2100.165,"confidence":0.984375,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.7364175915718079},{"word":"you","start":2100.165,"end":2100.325,"confidence":0.98291016,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7354496717453003},{"word":"see","start":2100.325,"end":2100.485,"confidence":0.921875,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.7202721834182739},{"word":"in","start":2100.485,"end":2100.645,"confidence":0.97802734,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.6814988851547241},{"word":"the","start":2100.645,"end":2100.805,"confidence":0.62353516,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.7206345796585083},{"word":"day","start":2100.805,"end":2101.045,"confidence":0.7561035,"punctuated_word":"day,","sentiment":"positive","sentiment_score":0.5608624815940857},{"word":"and","start":2101.045,"end":2101.365,"confidence":0.99316406,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4562131464481354},{"word":"i'm","start":2101.365,"end":2101.685,"confidence":0.6566162,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.4395327568054199},{"word":"i'm","start":2101.685,"end":2101.925,"confidence":0.91796875,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.4270421862602234},{"word":"really","start":2101.925,"end":2102.245,"confidence":0.98095703,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5268122553825378},{"word":"feeling","start":2102.245,"end":2102.565,"confidence":0.49658203,"punctuated_word":"feeling","sentiment":"positive","sentiment_score":0.5172432065010071},{"word":"like","start":2102.565,"end":2102.805,"confidence":0.8769531,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.6037947535514832},{"word":"investing","start":2102.805,"end":2103.285,"confidence":0.97314453,"punctuated_word":"investing","sentiment":"positive","sentiment_score":0.4302657544612885},{"word":"in","start":2103.285,"end":2103.605,"confidence":0.9980469,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.5152240991592407},{"word":"a","start":2103.605,"end":2103.685,"confidence":0.9980469,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4843178391456604},{"word":"couple","start":2103.685,"end":2104.0051,"confidence":0.99902344,"punctuated_word":"couple","sentiment":"positive","sentiment_score":0.43178990483284},{"word":"of","start":2104.0051,"end":2104.085,"confidence":0.9892578,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4288407564163208},{"word":"road","start":2104.085,"end":2104.405,"confidence":0.12213135,"punctuated_word":"road","sentiment":"positive","sentiment_score":0.4370080828666687},{"word":"photos","start":2104.405,"end":2104.725,"confidence":0.16552734,"punctuated_word":"photos","sentiment":"positive","sentiment_score":0.4604322016239166},{"word":"so","start":2104.725,"end":2104.965,"confidence":0.7998047,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.3655973672866822},{"word":"i","start":2104.965,"end":2105.045,"confidence":0.9863281,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.32620397210121155},{"word":"can","start":2105.045,"end":2105.205,"confidence":0.8017578,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.40423017740249634},{"word":"now","start":2105.205,"end":2105.445,"confidence":0.48120117,"punctuated_word":"now","sentiment":"positive","sentiment_score":0.3808294236660004},{"word":"to","start":2105.445,"end":2105.605,"confidence":0.47070312,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.272523432970047},{"word":"the","start":2105.605,"end":2105.7651,"confidence":0.95703125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.30974215269088745},{"word":"box","start":2105.7651,"end":2106.0051,"confidence":0.21569824,"punctuated_word":"box","sentiment":"positive","sentiment_score":0.34113311767578125},{"word":"and","start":2106.0051,"end":2106.5051,"confidence":0.9316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2601502239704132},{"word":"record","start":2106.725,"end":2107.225,"confidence":0.9667969,"punctuated_word":"record","sentiment":"neutral","sentiment_score":0.3146878480911255},{"word":"on","start":2107.285,"end":2107.445,"confidence":0.2590332,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3374994397163391},{"word":"my","start":2107.445,"end":2107.605,"confidence":0.50634766,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.37703242897987366},{"word":"main","start":2107.605,"end":2107.925,"confidence":0.21875,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.32598668336868286},{"word":"youtube","start":2107.925,"end":2108.425,"confidence":0.88964844,"punctuated_word":"YouTube","sentiment":"neutral","sentiment_score":0.3279746174812317},{"word":"videos","start":2108.805,"end":2109.305,"confidence":0.62939453,"punctuated_word":"videos.","sentiment":"neutral","sentiment_score":0.3141402304172516},{"word":"i'll","start":2109.365,"end":2109.5251,"confidence":0.5864258,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.18059420585632324},{"word":"be","start":2109.5251,"end":2109.605,"confidence":0.34643555,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.19534802436828613},{"word":"out","start":2109.605,"end":2109.99,"confidence":0.77001953,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.20693445205688477},{"word":"the","start":2118.39,"end":2118.55,"confidence":0.625,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.07614859193563461},{"word":"doors","start":2118.55,"end":2118.79,"confidence":0.265625,"punctuated_word":"doors","sentiment":"neutral","sentiment_score":0.12116049230098724},{"word":"of","start":2118.79,"end":2118.95,"confidence":0.56152344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09819333255290984},{"word":"the","start":2118.95,"end":2119.11,"confidence":0.90478516,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09320046752691268},{"word":"cars","start":2119.11,"end":2119.27,"confidence":0.4802246,"punctuated_word":"cars","sentiment":"neutral","sentiment_score":0.11087833344936372},{"word":"and","start":2119.27,"end":2119.43,"confidence":0.7871094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11996597051620483},{"word":"buses","start":2119.43,"end":2119.83,"confidence":0.91503906,"punctuated_word":"buses","sentiment":"neutral","sentiment_score":0.13468806445598602},{"word":"in","start":2119.83,"end":2120.33,"confidence":0.9741211,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08840856701135635},{"word":"in","start":2120.63,"end":2120.79,"confidence":0.8720703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11749966442584991},{"word":"maribor","start":2120.79,"end":2121.29,"confidence":0.69866943,"punctuated_word":"Maribor.","sentiment":"neutral","sentiment_score":0.1434212476015091},{"word":"yes","start":2127.155,"end":2127.655,"confidence":0.9313965,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.2378614842891693},{"word":"not","start":2131.475,"end":2131.715,"confidence":0.9199219,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.3732363283634186},{"word":"a","start":2131.715,"end":2131.955,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3004409968852997},{"word":"problem","start":2131.955,"end":2132.455,"confidence":0.9995117,"punctuated_word":"problem.","sentiment":"positive","sentiment_score":0.33919814229011536},{"word":"alright","start":2134.435,"end":2134.935,"confidence":0.97265625,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.1291535496711731},{"word":"see","start":2135.875,"end":2135.955,"confidence":0.6435547,"punctuated_word":"See","sentiment":"neutral","sentiment_score":0.3218451738357544},{"word":"you","start":2135.955,"end":2136.195,"confidence":0.99316406,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.29087573289871216},{"word":"bye","start":2136.195,"end":2136.695,"confidence":0.9897461,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.1474727988243103}],"paragraphs":{"transcript":"\nHello. Adrian speaking. Good thing's gonna... It might just be disrupted in a second. I've just jumped in my car, so I might just walk by over here in a second.\n\nYes. I'm already out of here now. Yes. That's definitely fine. Yes.\n\nIt's Adrian John Harlan, Joseph, 07/05/1973. Two three six Street. 5 Yorella. Yep. 236 Neptune Street.\n\nYep. Same. Same. Maryborough, Queens Airport. Yep.\n\nThat's it. Lovely. Yep. Yeah. Like, I've got a hands free.\n\nI'm in the car as well. So, I mean, that will change when I jump out and get in my pass, but, yeah, I feel fine. Yep. Yep. No.\n\nLet's keep going. Probably did have some questions. Can't remember them. Yeah. I I don't think it was a lot.\n\nLike, you know, with with the markets the way they are, you know, all of that sort of stuff, I don't really wanna change how things are going with my super. I think I'm still young enough where we can be aggressive with that. I think that was the main thing. I I do wanna try and get into a house. I just don't know.\n\nLike, I I wanna try and tidy some things up here in Maryborough first before we... Before I really sink my teeth in and try and get some more details about that, but that's sort of a little bit later probably in the New Year. Yep. That's still current. Yep.\n\nThat's correct. Correct. No. Yes. That's still correct.\n\nI certainly am. Twelve months now. Yeah. Casual. Yeah.\n\nAbout seventy six ish. Fortnight. I'm glad about 90, is it, roughly? Is it 90? I think.\n\nI don't remember now. I know it's only a few months. I think that includes super, I think. Yep. Probably a little bit more with the way things have gone up lately.\n\nOh, yeah. That's all I have. I do wanna look at the house, but and I like the house price that might come down, but nothing else comes down. Yeah. Yeah.\n\nAnd interest rates go up, but... So your house doesn't cost you any any less. It's still gonna cost you more in interest. Yeah. So we'll we'll go $50...\n\nAdd an extra $50 on that because, obviously, if... With everything that goes on, everything's going up and, you know, I'd be silly enough to say it's going up a little bit more. Yes. Oh, I wish. Not at the moment.\n\nJust just with everything going on. Like I said, everything goes up and then, yeah, trying to put savings away. I try to, like, I've got rail coming up, so I... Any extra cash I earn from that, I usually put that away and put it in there for a little bit just for a rainy day. So...\n\nBut I don't have that at the moment because rainy days keep happening without me wanting them to. So Alright. I'm gonna... I might drop out for a second. Can you hear me?\n\nAlright. Brilliant. I think I swapped over. Okay. The debt's gone.\n\nThe car's still... The car's still there. Let's drop down to... I think it's a... I think.\n\nYep. I can check that one. I can check that one. Oh, where am I saying? It's always...\n\nIt it was 3,000. It's one of those credit cards that only... Like, you could only hang on to it for a certain time, and then they close off, and then you just have to pay it back. So... And what's...\n\nOh, hang on. My current balance is 1,900. Yes. And I'm the smoker. I do.\n\nThat's the only one I take. Nope. No. I don't. Yeah.\n\nYes. Yes. Not yet. Once again, it's one of those things that gets put on the back burner. It did other other things that you end up doing, and I I know I want to do it.\n\nI really wanna get get out of the rental market and set up. At least one of my daughters will have something for her future investment as well. So... Yeah. I do.\n\nI've had five of them, actually. Yeah. We're all girls too, so I think that kept me busy enough. Oh, it certainly is. So you can imagine me with my attitude towards women.\n\nI give them a little bit bit of grief in a nice way. You know what I mean? Yeah. Sorry. Yeah.\n\nSo you give them a little bit more because you know what you have to be... Deal with, and it's one of those things. You can be a little bit more... The forthcoming is probably the word you can use. Yeah.\n\nIt throws them throws them for a fixer because you're... They're gone. I can't say that. I know I have my daughter's name and say what I want. Yes.\n\nYes. It gets protected. Yeah. So that's more of a solicitor. So I could be able to get that So I don't...\n\nOh, yes. Oh, yes. I I know my kids. They love each other. I have...\n\nI've seen family do nasty things and very... It's not very pleasant. So even even getting something can... Cannot always work out well. But if you put it in place, at least then there's something there to pull back on.\n\nYeah. Yeah. Okay. So that's the stuff that, you know, obviously, with never buying a house and plans that I know I need to do. I I I have an eye...\n\nUnderstanding that I do need to do things, but to actually get it in place and have a better understanding of what I need to do. It's more the more the key, I suppose. Yes. Yeah. Yeah.\n\nSorry. What was that again? Yep. The caravan is not so much. I've paid off the car.\n\nI think the house is probably... Should be pushing up there. Once again, paying off the credit card is obviously the other one that I'm doing, and I'm working at that as well. So that's good. Moving forward on those those things.\n\nSo It's all a thought process when you change jobs and all that sort of garbage. It's sort of... Obviously, push and dig into what you want to do. So... Doesn't doesn't make life easy, but, you know, you just, like, put your head down and keep pushing.\n\nYou know? Like, took took me way too long to be in that position, but at least I'm getting there slowly. Yeah. Well, I mean, it's one of those things. Like, if I can get something set up and, you know, I'm still young.\n\nI mean, it's not like I'm an old I'm old yet. I'm old, but I'm not I'm not that that old. No. No. So...\n\nYeah, you look good. Once again, it's just a a slow process. And trying to... My biggest thing is just trying to get someone else to understand that we've gotta work hard and getting these things done. So...\n\nWhich is something that... Like, I can't... And it's not help I need from someone else. It's just that someone needs help themselves so we can move him forward. So that's the main biggest task you know, anything I've done.\n\nSo once again, nothing that I know you guys can help me with. I've gotta do that myself. So Right now, it's not because I'm going to the box. So... Yes.\n\nYes. Yeah. Yeah. Okay. Inspection.\n\nYes. I think that's okay because I've got... You know, depending on how hard I work, depends on how much I get a fortnight. So I'm gonna end up the $3 at at Fortnite, so it's nearly $6, but that's not always the case. So $5 should be enough.\n\nYep. Yeah. Yeah. Yeah. Yeah.\n\nYeah. Yeah. Yeah. Yeah. Yeah.\n\nYeah. For sure. Like I said, I'm not not that old, and if we can try and boost my Subaru as, you know, as quick as we can without, you know, losing it. It's it's better, obviously, for for me in the long term. So...\n\nYeah. Yeah. Yeah. No. That's fine.\n\nI... You know, it's it's one of those things that I know I I wouldn't be able to do myself. So someone's there helping me out of that. Obviously, helps helps in my future. Oh, okay.\n\nYeah. No. That's... Yeah. That sounds fair.\n\nI mean, you know, better be on the front foot than the back foot, I suppose. Yeah. Yep. Yep. Yes.\n\nYeah. Mhmm. Yeah. Yeah. Yeah.\n\nYeah. Uh-huh. Oh, yes. Like I said, it's it's, like I said, eight years. That gives us plenty of time to to grow that time and and make a better return at the end.\n\nI don't look at any eight years time. I'll still be still be waiting. So I don't see myself return. I guess, I'm gonna go. Yeah.\n\nYep. Yep. Mhmm. Yeah. Yep.\n\nYeah. Yeah. Yeah. Okay. Yeah.\n\nOkay. No. Like like I said to you, I think we've... It's generally... I know it sounds boring, but if if everything's working and I do wanna be aggressive with my super and like I said, and and try and move forward.\n\nI think, like, in the New Year, I'll probably reach out again and try and work out something about getting more information to do this and trying to buy a property. And that's about it. That's what it is for New Year. I've gotta work on... No.\n\nNo. Go ahead. Yeah. Sure. Let's let's put that in place, and that way, that makes sure it keeps me motivated to do something about it.\n\nOkay. So all depends on when you're on all of those and all that. Probably in the... Say, like, end end of January, maybe in the beginning of February. Because I'll I'll...\n\nSo I'll be working in Brisbane probably in Christmas time. So yeah. Rail. Yeah. And and and if I can get some information on that, we can really sit down with the wife and the daughter, and we can sit down and and go through some information and all that sort of stuff and start moving forward and seeing what we need to do and trying to get that sorted.\n\nBecause, you know... And probably, you know, I've made the decision to move up here for a family and might as well probably end up very far up here like rest of the oldies up here. When I can't work anymore... Like, I I obviously... I I think I...\n\nLike, being a bus driver, the opportunity to keep driving as long as I'm able to fit to. I'll I'll probably still do that, but I won't do it as much as I am now. So, obviously, I'll actually be set up by then. Yeah. I...\n\nWell, hopefully, we can set set it up where I need to pay off the mortgage before I go into full on semi retirement and proper retirement. Yeah. At at the moment, I think it'd be silly not to look anything, what, say, under under 800. So it's gonna be around the $800,000 mark. As for the portion, that'd be something that we can have a discussion about and see where we go with that.\n\nLike, legally, I wanna try and make sure that if if comes... Push comes to shove that, you know, with the daughter can have... You know, get the asset if if need be. So once again, these things need to be discussed and talked and and and go through properly. So portion wise, you know, roughly half, but it's it's also comes down to what we can borrow and all that.\n\nSo there's a lot more... I know there's a lot more involved. So it's sort of like roughly this. Yeah. It's fine.\n\nYeah. Yeah. Yeah. You can remember it, and I'll forget it. Like like, I'm I'm pretty good at that sometimes.\n\nNot everything, but sometimes. I thought I did send that in. Oh, okay. I can access a printer. I've got one at home.\n\nSo... Yeah. Yeah. I think I did want her down as, like, 50% and then probably 10% to each kid. So, Yes.\n\nWell and surely now. Oh, the government's a nice, isn't it? Oh, okay. I'm under 18. Yeah.\n\nAlright. Well, we might have to put her down as a 100%, and then when we both die, the kids can get it there. Yeah. Oh, okay. The one that doesn't expire.\n\nHow about it makes it easier if I do forget to do something, don't it? Yes. Yes. Yep. I don't know.\n\nIt really seem to be okay because I'm not really, like, we've we've got this set up and... But definitely, obviously, you can see that I'm definitely aware of where I need to be. So that's probably not gonna change for another eight years anyway. So annual review seems okay. Yes.\n\nYep. Alrighty. Sounds like a plan to me. No. That's all today.\n\nYeah. Awesome. I certainly will. I got about, what, four four runs to do. So four routes.\n\nYeah. Roughly, I'll say about forty minutes depending on which ones I'm doing. So, yeah, it's it's not too bad. I've been driving up here in Maryborough. It's not the greatest.\n\nThere's a lot of idiots on the road, but... Yeah. Look. Up here up here, they're they're a special breed to certain up here. Like, you know, I'm from...\n\nWell, I'm I'm at Maryborough Boys. I was born here, but I got my license in... It's Brisbane. So I learned to drive in Brisbane, and I... I'm used...\n\nSo used to that. Even driving buses, I have... My first job was in Brisbane driving fuel buses. So... And then I did a replacement with two companies down there.\n\nSo I'm used to driving down there around because everyone knows where they're going, and they're all in a hurry. So you get used to it. Down here, you don't know what you're getting. You have no idea. And and and they do some weird and wonderful stuff.\n\nSo they they just I think my next is... Look. Yeah. It's amazing how many things you see in the day, and I'm I'm really feeling like investing in a couple of road photos so I can now to the box and record on my main YouTube videos. I'll be out.\n\nThe doors of the cars and buses in in Maribor. Yes. Not a problem. Alright. See you.\n\nBye.","paragraphs":[{"sentences":[{"text":"Hello.","start":0.24,"end":0.64,"sentiment":"neutral","sentiment_score":0.04313549026846886},{"text":"Adrian speaking.","start":0.64,"end":1.54,"sentiment":"neutral","sentiment_score":0.033494748175144196},{"text":"Good thing's gonna...","start":7.52,"end":8.66,"sentiment":"neutral","sentiment_score":0.3236105293035507},{"text":"It might just be disrupted in a second.","start":8.88,"end":11.28,"sentiment":"negative","sentiment_score":-0.5525028817355633},{"text":"I've just jumped in my car, so I might just walk by over here in a second.","start":11.28,"end":15.139999,"sentiment":"neutral","sentiment_score":-0.32724587706958547}],"sentiment":"neutral","sentiment_score":-0.28716923837219516,"num_words":31,"start":0.24,"end":15.139999},{"sentences":[{"text":"Yes.","start":30.189999,"end":30.689999,"sentiment":"neutral","sentiment_score":-0.039259813725948334},{"text":"I'm already out of here now.","start":30.99,"end":32.77,"sentiment":"neutral","sentiment_score":-0.13849525774518648},{"text":"Yes.","start":41.629997,"end":41.949997,"sentiment":"neutral","sentiment_score":0.15982231497764587},{"text":"That's definitely fine.","start":41.949997,"end":43.329998,"sentiment":"positive","sentiment_score":0.3945038119951884},{"text":"Yes.","start":50.114998,"end":50.515,"sentiment":"neutral","sentiment_score":0.023717917501926426}],"sentiment":"neutral","sentiment_score":0.041401692355672516,"num_words":12,"start":30.189999,"end":50.515},{"sentences":[{"text":"It's Adrian John Harlan, Joseph, 07/05/1973.","start":50.515,"end":54.695,"sentiment":"neutral","sentiment_score":0.01345069861660401},{"text":"Two three six Street.","start":54.835,"end":64.9,"sentiment":"neutral","sentiment_score":0.0023495727218687534},{"text":"5 Yorella.","start":64.9,"end":65.799995,"sentiment":"neutral","sentiment_score":0.006144778802990914},{"text":"Yep.","start":73.365,"end":73.865,"sentiment":"neutral","sentiment_score":0.030323205515742305},{"text":"236 Neptune Street.","start":78.245,"end":82.025,"sentiment":"neutral","sentiment_score":0.005804626581569512}],"sentiment":"neutral","sentiment_score":0.009383070340845734,"num_words":16,"start":50.515,"end":82.025},{"sentences":[{"text":"Yep.","start":84.740005,"end":85.240005,"sentiment":"neutral","sentiment_score":0.01515745185315609},{"text":"Same.","start":85.78,"end":86.26,"sentiment":"neutral","sentiment_score":0.01401674933731556},{"text":"Same.","start":86.26,"end":86.76,"sentiment":"neutral","sentiment_score":0.009446724317967892},{"text":"Maryborough, Queens Airport.","start":87.14,"end":88.520004,"sentiment":"neutral","sentiment_score":0.005851290343950192},{"text":"Yep.","start":88.740005,"end":89.240005,"sentiment":"neutral","sentiment_score":0.022699549794197083}],"sentiment":"neutral","sentiment_score":0.0112677637620696,"num_words":7,"start":84.740005,"end":89.240005},{"sentences":[{"text":"That's it.","start":108.105,"end":109.005005,"sentiment":"neutral","sentiment_score":0.06976996921002865},{"text":"Lovely.","start":120.03,"end":120.53,"sentiment":"positive","sentiment_score":0.5639101266860962},{"text":"Yep.","start":121.229996,"end":121.729996,"sentiment":"neutral","sentiment_score":0.1262299418449402},{"text":"Yeah.","start":134.675,"end":134.915,"sentiment":"neutral","sentiment_score":0.04946403205394745},{"text":"Like, I've got a hands free.","start":134.915,"end":136.275,"sentiment":"neutral","sentiment_score":0.09547499443093936}],"sentiment":"neutral","sentiment_score":0.13199945505369792,"num_words":11,"start":108.105,"end":136.275},{"sentences":[{"text":"I'm in the car as well.","start":136.275,"end":137.635,"sentiment":"neutral","sentiment_score":0.08941144744555156},{"text":"So, I mean, that will change when I jump out and get in my pass, but, yeah, I feel fine.","start":137.635,"end":142.61,"sentiment":"neutral","sentiment_score":0.09837379828095436},{"text":"Yep.","start":149.31,"end":149.81,"sentiment":"neutral","sentiment_score":0.004750232212245464},{"text":"Yep.","start":151.79,"end":152.11,"sentiment":"neutral","sentiment_score":-0.036834463477134705},{"text":"No.","start":152.11,"end":152.34999,"sentiment":"negative","sentiment_score":-0.3708011507987976}],"sentiment":"neutral","sentiment_score":0.07245031959409344,"num_words":29,"start":136.275,"end":152.34999},{"sentences":[{"text":"Let's keep going.","start":152.34999,"end":153.33,"sentiment":"negative","sentiment_score":-0.4594499369462331},{"text":"Probably did have some questions.","start":166.755,"end":167.94,"sentiment":"neutral","sentiment_score":0.00489603690803051},{"text":"Can't remember them.","start":168.1,"end":177.06,"sentiment":"neutral","sentiment_score":0.0033508409590770802},{"text":"Yeah.","start":177.06,"end":177.38,"sentiment":"neutral","sentiment_score":-0.048427630215883255},{"text":"I I don't think it was a lot.","start":177.38,"end":178.90001,"sentiment":"neutral","sentiment_score":-0.23666215687990189}],"sentiment":"neutral","sentiment_score":-0.16427709943382068,"num_words":20,"start":152.34999,"end":178.90001},{"sentences":[{"text":"Like, you know, with with the markets the way they are, you know, all of that sort of stuff, I don't really wanna change how things are going with my super.","start":178.90001,"end":192.235,"sentiment":"neutral","sentiment_score":-0.2549485271015475},{"text":"I think I'm still young enough where we can be aggressive with that.","start":192.235,"end":196.51001,"sentiment":"neutral","sentiment_score":-0.2617960824416234},{"text":"I think that was the main thing.","start":198.33,"end":199.93001,"sentiment":"neutral","sentiment_score":0.059505899037633626},{"text":"I I do wanna try and get into a house.","start":199.93001,"end":202.57,"sentiment":"neutral","sentiment_score":0.10411606132984161},{"text":"I just don't know.","start":202.57,"end":203.71,"sentiment":"neutral","sentiment_score":-0.002921390812844038}],"sentiment":"neutral","sentiment_score":-0.15170364720890156,"num_words":65,"start":178.90001,"end":203.71},{"sentences":[{"text":"Like, I I wanna try and tidy some things up here in Maryborough first before we...","start":203.85,"end":208.915,"sentiment":"neutral","sentiment_score":0.04659514327067882},{"text":"Before I really sink my teeth in and try and get some more details about that, but that's sort of a little bit later probably in the New Year.","start":209.295,"end":217.395,"sentiment":"neutral","sentiment_score":-0.05866595653110537},{"text":"Yep.","start":224.79001,"end":225.29001,"sentiment":"neutral","sentiment_score":0.05756331607699394},{"text":"That's still current.","start":232.71,"end":233.67,"sentiment":"neutral","sentiment_score":0.030490850408871967},{"text":"Yep.","start":233.67,"end":234.17,"sentiment":"neutral","sentiment_score":0.07406453043222427}],"sentiment":"neutral","sentiment_score":-0.01465380098670721,"num_words":50,"start":203.85,"end":234.17},{"sentences":[{"text":"That's correct.","start":242.125,"end":242.86499,"sentiment":"neutral","sentiment_score":0.09772301837801933},{"text":"Correct.","start":247.72499,"end":248.22499,"sentiment":"neutral","sentiment_score":0.04260865971446037},{"text":"No.","start":262.24,"end":262.74,"sentiment":"neutral","sentiment_score":-0.008026661351323128},{"text":"Yes.","start":263.36002,"end":263.68,"sentiment":"neutral","sentiment_score":0.03235331177711487},{"text":"That's still correct.","start":263.68,"end":264.74,"sentiment":"neutral","sentiment_score":0.04173465693990389}],"sentiment":"neutral","sentiment_score":0.04844816471450031,"num_words":8,"start":242.125,"end":264.74},{"sentences":[{"text":"I certainly am.","start":269.60498,"end":270.745,"sentiment":"neutral","sentiment_score":0.08164873719215393},{"text":"Twelve months now.","start":274.32498,"end":275.465,"sentiment":"neutral","sentiment_score":0.010513785916070143},{"text":"Yeah.","start":280.805,"end":281.25,"sentiment":"neutral","sentiment_score":0.040436264127492905},{"text":"Casual.","start":282.13,"end":282.63,"sentiment":"neutral","sentiment_score":0.043553873896598816},{"text":"Yeah.","start":283.57,"end":284.07,"sentiment":"neutral","sentiment_score":0.03403294086456299}],"sentiment":"neutral","sentiment_score":0.043834516468147434,"num_words":9,"start":269.60498,"end":284.07},{"sentences":[{"text":"About seventy six ish.","start":287.33,"end":289.43,"sentiment":"neutral","sentiment_score":0.014301879098638892},{"text":"Fortnight.","start":292.85,"end":293.35,"sentiment":"neutral","sentiment_score":0.009654432535171509},{"text":"I'm glad about 90, is it, roughly?","start":305.115,"end":307.775,"sentiment":"neutral","sentiment_score":0.21316246049744741},{"text":"Is it 90?","start":307.915,"end":308.735,"sentiment":"neutral","sentiment_score":0.07141144076983134},{"text":"I think.","start":309.835,"end":310.57498,"sentiment":"neutral","sentiment_score":0.009953211061656475}],"sentiment":"neutral","sentiment_score":0.10547881863792152,"num_words":17,"start":287.33,"end":310.57498},{"sentences":[{"text":"I don't remember now.","start":311.32,"end":312.46,"sentiment":"neutral","sentiment_score":-0.016576606780290604},{"text":"I know it's only a few months.","start":312.76,"end":314.30002,"sentiment":"neutral","sentiment_score":-0.0007348527599658283},{"text":"I think that includes super, I think.","start":319.48,"end":322.86002,"sentiment":"neutral","sentiment_score":0.032753532752394676},{"text":"Yep.","start":334.73502,"end":335.23502,"sentiment":"neutral","sentiment_score":0.02718806266784668},{"text":"Probably a little bit more with the way things have gone up lately.","start":336.4,"end":339.3,"sentiment":"neutral","sentiment_score":-0.04921538927234136}],"sentiment":"neutral","sentiment_score":-0.014212114532710984,"num_words":32,"start":311.32,"end":339.3},{"sentences":[{"text":"Oh, yeah.","start":344.48,"end":345.04,"sentiment":"neutral","sentiment_score":-0.005749965086579323},{"text":"That's all I have.","start":345.04,"end":345.92,"sentiment":"neutral","sentiment_score":-0.0024058526978478767},{"text":"I do wanna look at the house, but and I like the house price that might come down, but nothing else comes down.","start":345.92,"end":351.71503,"sentiment":"neutral","sentiment_score":0.07135881013844324},{"text":"Yeah.","start":355.21503,"end":355.71503,"sentiment":"neutral","sentiment_score":-0.030300583690404892},{"text":"Yeah.","start":356.49503,"end":356.65503,"sentiment":"neutral","sentiment_score":-0.026997730135917664}],"sentiment":"neutral","sentiment_score":0.050413902528816834,"num_words":31,"start":344.48,"end":356.65503},{"sentences":[{"text":"And interest rates go up, but...","start":356.65503,"end":358.99503,"sentiment":"neutral","sentiment_score":-0.03623730813463529},{"text":"So your house doesn't cost you any any less.","start":359.375,"end":362.53,"sentiment":"neutral","sentiment_score":-0.07406036348806487},{"text":"It's still gonna cost you more in interest.","start":362.53,"end":364.38998,"sentiment":"neutral","sentiment_score":-0.1421017898246646},{"text":"Yeah.","start":367.81,"end":368.13,"sentiment":"neutral","sentiment_score":-0.04560668766498566},{"text":"So we'll we'll go $50...","start":368.13,"end":370.13,"sentiment":"neutral","sentiment_score":-0.04068228900432587}],"sentiment":"neutral","sentiment_score":-0.07826895074083887,"num_words":29,"start":356.65503,"end":370.13},{"sentences":[{"text":"Add an extra $50 on that because, obviously, if...","start":370.13,"end":372.93,"sentiment":"neutral","sentiment_score":-0.045886887030469045},{"text":"With everything that goes on, everything's going up and, you know, I'd be silly enough to say it's going up a little bit more.","start":372.93,"end":380.81497,"sentiment":"neutral","sentiment_score":-0.08290494924100737},{"text":"Yes.","start":385.675,"end":386.175,"sentiment":"neutral","sentiment_score":0.03378136083483696},{"text":"Oh, I wish.","start":390.34,"end":391.62,"sentiment":"neutral","sentiment_score":-0.05232754970590273},{"text":"Not at the moment.","start":391.62,"end":392.6,"sentiment":"neutral","sentiment_score":-0.16996271163225174}],"sentiment":"neutral","sentiment_score":-0.07818909511878723,"num_words":41,"start":370.13,"end":392.6},{"sentences":[{"text":"Just just with everything going on.","start":393.62,"end":395.06,"sentiment":"neutral","sentiment_score":-0.10675482203563054},{"text":"Like I said, everything goes up and then, yeah, trying to put savings away.","start":395.06,"end":398.5,"sentiment":"neutral","sentiment_score":-0.07075444688754422},{"text":"I try to, like, I've got rail coming up, so I...","start":398.5,"end":402.925,"sentiment":"neutral","sentiment_score":-0.08114829591729424},{"text":"Any extra cash I earn from that, I usually put that away and put it in there for a little bit just for a rainy day.","start":402.925,"end":409.26498,"sentiment":"neutral","sentiment_score":-0.11469341671237579},{"text":"So...","start":409.72498,"end":410.22498,"sentiment":"neutral","sentiment_score":-0.04626166820526123}],"sentiment":"neutral","sentiment_score":-0.09572436114580467,"num_words":58,"start":393.62,"end":410.22498},{"sentences":[{"text":"But I don't have that at the moment because rainy days keep happening without me wanting them to.","start":410.925,"end":415.645,"sentiment":"neutral","sentiment_score":-0.23837126501732403},{"text":"So Alright.","start":415.645,"end":420.78,"sentiment":"neutral","sentiment_score":-0.08517580851912498},{"text":"I'm gonna...","start":420.78,"end":421.34,"sentiment":"neutral","sentiment_score":-0.027020365931093693},{"text":"I might drop out for a second.","start":421.34,"end":422.80002,"sentiment":"neutral","sentiment_score":-0.059850137148584635},{"text":"Can you hear me?","start":428.86002,"end":429.92,"sentiment":"neutral","sentiment_score":-0.008903739042580128}],"sentiment":"neutral","sentiment_score":-0.15059518289159646,"num_words":33,"start":410.925,"end":429.92},{"sentences":[{"text":"Alright.","start":431.575,"end":431.975,"sentiment":"neutral","sentiment_score":0.23697739839553833},{"text":"Brilliant.","start":431.975,"end":432.455,"sentiment":"positive","sentiment_score":0.5607209205627441},{"text":"I think I swapped over.","start":432.455,"end":433.755,"sentiment":"neutral","sentiment_score":0.20028091073036194},{"text":"Okay.","start":445.51,"end":445.83002,"sentiment":"neutral","sentiment_score":-0.03986810892820358},{"text":"The debt's gone.","start":445.83002,"end":446.71002,"sentiment":"neutral","sentiment_score":-0.1775605430205663}],"sentiment":"neutral","sentiment_score":0.11150483042001724,"num_words":11,"start":431.575,"end":446.71002},{"sentences":[{"text":"The car's still...","start":446.71002,"end":447.61002,"sentiment":"neutral","sentiment_score":-0.16719490041335425},{"text":"The car's still there.","start":448.87003,"end":450.17,"sentiment":"neutral","sentiment_score":-0.12979692220687866},{"text":"Let's drop down to...","start":458.44498,"end":459.745,"sentiment":"neutral","sentiment_score":-0.023946075700223446},{"text":"I think it's a...","start":459.805,"end":461.185,"sentiment":"neutral","sentiment_score":-0.03249587258324027},{"text":"I think.","start":461.645,"end":463.025,"sentiment":"neutral","sentiment_score":-0.028960266150534153}],"sentiment":"neutral","sentiment_score":-0.07673298326485298,"num_words":17,"start":446.71002,"end":463.025},{"sentences":[{"text":"Yep.","start":463.565,"end":463.88498,"sentiment":"neutral","sentiment_score":0.007582006510347128},{"text":"I can check that one.","start":463.88498,"end":465.005,"sentiment":"neutral","sentiment_score":0.023042086325585843},{"text":"I can check that one.","start":465.005,"end":466.145,"sentiment":"neutral","sentiment_score":0.015308555029332638},{"text":"Oh, where am I saying?","start":468.365,"end":469.585,"sentiment":"neutral","sentiment_score":-0.030024737119674683},{"text":"It's always...","start":471.69,"end":472.43002,"sentiment":"neutral","sentiment_score":-0.03851943090558052}],"sentiment":"neutral","sentiment_score":-0.0015459630069219405,"num_words":18,"start":463.565,"end":472.43002},{"sentences":[{"text":"It it was 3,000.","start":473.29,"end":474.73,"sentiment":"neutral","sentiment_score":-0.03526102565228939},{"text":"It's one of those credit cards that only...","start":474.73,"end":477.31,"sentiment":"neutral","sentiment_score":-0.04227059846743941},{"text":"Like, you could only hang on to it for a certain time, and then they close off, and then you just have to pay it back.","start":477.85,"end":483.785,"sentiment":"neutral","sentiment_score":-0.05913205645405329},{"text":"So...","start":483.785,"end":484.285,"sentiment":"neutral","sentiment_score":-0.023477528244256973},{"text":"And what's...","start":485.225,"end":485.945,"sentiment":"neutral","sentiment_score":-0.011191773228347301}],"sentiment":"neutral","sentiment_score":-0.050304961776951464,"num_words":41,"start":473.29,"end":485.945},{"sentences":[{"text":"Oh, hang on.","start":485.945,"end":486.425,"sentiment":"neutral","sentiment_score":-0.015578029056390127},{"text":"My current balance is 1,900.","start":486.425,"end":489.245,"sentiment":"neutral","sentiment_score":-0.01835331047186628},{"text":"Yes.","start":506.30002,"end":506.62003,"sentiment":"neutral","sentiment_score":-0.03323435038328171},{"text":"And I'm the smoker.","start":506.62003,"end":507.6,"sentiment":"neutral","sentiment_score":-0.055527253076434135},{"text":"I do.","start":513.295,"end":513.955,"sentiment":"neutral","sentiment_score":-0.021911229006946087}],"sentiment":"neutral","sentiment_score":-0.02917776401542748,"num_words":15,"start":485.945,"end":513.955},{"sentences":[{"text":"That's the only one I take.","start":514.895,"end":516.355,"sentiment":"neutral","sentiment_score":-0.02346176514402032},{"text":"Nope.","start":517.375,"end":517.875,"sentiment":"neutral","sentiment_score":0.10761551558971404},{"text":"No.","start":523.81,"end":524.05,"sentiment":"neutral","sentiment_score":-0.10241091251373292},{"text":"I don't.","start":524.05,"end":524.63,"sentiment":"neutral","sentiment_score":-0.0783962570130825},{"text":"Yeah.","start":536.31494,"end":536.81494,"sentiment":"neutral","sentiment_score":0.00797528401017189}],"sentiment":"neutral","sentiment_score":-0.02585301980037581,"num_words":11,"start":514.895,"end":536.81494},{"sentences":[{"text":"Yes.","start":541.355,"end":541.855,"sentiment":"neutral","sentiment_score":0.02471207268536091},{"text":"Yes.","start":548.61,"end":549.11,"sentiment":"neutral","sentiment_score":0.005128699354827404},{"text":"Not yet.","start":564.855,"end":565.675,"sentiment":"neutral","sentiment_score":-0.18693702667951584},{"text":"Once again, it's one of those things that gets put on the back burner.","start":565.975,"end":569.735,"sentiment":"negative","sentiment_score":-0.3373683275921004},{"text":"It did other other things that you end up doing, and I I know I want to do it.","start":569.735,"end":576.03,"sentiment":"neutral","sentiment_score":0.15942659346680893}],"sentiment":"neutral","sentiment_score":-0.055083367344294046,"num_words":37,"start":541.355,"end":576.03},{"sentences":[{"text":"I really wanna get get out of the rental market and set up.","start":576.03,"end":581.55005,"sentiment":"neutral","sentiment_score":0.3315846329698196},{"text":"At least one of my daughters will have something for her future investment as well.","start":581.55005,"end":587.65,"sentiment":"neutral","sentiment_score":0.3062393585840861},{"text":"So...","start":590.19,"end":590.59,"sentiment":"neutral","sentiment_score":0.03944540023803711},{"text":"Yeah.","start":590.59,"end":591.09,"sentiment":"neutral","sentiment_score":0.023703014478087425},{"text":"I do.","start":595.84503,"end":596.485,"sentiment":"neutral","sentiment_score":0.06952527910470963}],"sentiment":"neutral","sentiment_score":0.2845746743842028,"num_words":32,"start":576.03,"end":596.485},{"sentences":[{"text":"I've had five of them, actually.","start":596.485,"end":598.265,"sentiment":"neutral","sentiment_score":0.053430592020352684},{"text":"Yeah.","start":606.13995,"end":606.54,"sentiment":"neutral","sentiment_score":-0.031602952629327774},{"text":"We're all girls too, so I think that kept me busy enough.","start":606.54,"end":609.6,"sentiment":"neutral","sentiment_score":-0.06540035114934047},{"text":"Oh, it certainly is.","start":612.22,"end":617.525,"sentiment":"neutral","sentiment_score":-0.017952298745512962},{"text":"So you can imagine me with my attitude towards women.","start":617.525,"end":621.04504,"sentiment":"neutral","sentiment_score":-0.11510360017418861}],"sentiment":"neutral","sentiment_score":-0.05208087306131016,"num_words":33,"start":596.485,"end":621.04504},{"sentences":[{"text":"I give them a little bit bit of grief in a nice way.","start":621.04504,"end":624.505,"sentiment":"neutral","sentiment_score":-0.19059917846551308},{"text":"You know what I mean?","start":624.805,"end":625.78503,"sentiment":"neutral","sentiment_score":-0.10244557559490204},{"text":"Yeah.","start":626.72504,"end":627.22504,"sentiment":"neutral","sentiment_score":-0.032355181872844696},{"text":"Sorry.","start":628.565,"end":629.065,"sentiment":"neutral","sentiment_score":-0.11548446118831636},{"text":"Yeah.","start":633.22,"end":633.54,"sentiment":"neutral","sentiment_score":-0.029359115287661552}],"sentiment":"neutral","sentiment_score":-0.1508198074464287,"num_words":21,"start":621.04504,"end":633.54},{"sentences":[{"text":"So you give them a little bit more because you know what you have to be...","start":633.54,"end":636.57996,"sentiment":"neutral","sentiment_score":-0.06052988884039223},{"text":"Deal with, and it's one of those things.","start":636.57996,"end":638.76,"sentiment":"neutral","sentiment_score":-0.10359133500605822},{"text":"You can be a little bit more...","start":639.13995,"end":640.92,"sentiment":"neutral","sentiment_score":-0.029763137123414447},{"text":"The forthcoming is probably the word you can use.","start":642.57996,"end":645.8,"sentiment":"neutral","sentiment_score":-0.02063441276550293},{"text":"Yeah.","start":647.145,"end":647.645,"sentiment":"neutral","sentiment_score":-0.022842716425657272}],"sentiment":"neutral","sentiment_score":-0.054002519333507956,"num_words":41,"start":633.54,"end":647.645},{"sentences":[{"text":"It throws them throws them for a fixer because you're...","start":648.185,"end":651.245,"sentiment":"neutral","sentiment_score":-0.08224438801407814},{"text":"They're gone.","start":651.785,"end":652.505,"sentiment":"neutral","sentiment_score":-0.24271392822265625},{"text":"I can't say that.","start":652.505,"end":653.885,"sentiment":"neutral","sentiment_score":-0.17404261231422424},{"text":"I know I have my daughter's name and say what I want.","start":653.945,"end":656.285,"sentiment":"neutral","sentiment_score":-0.09561758240063985},{"text":"Yes.","start":665.49,"end":665.99,"sentiment":"neutral","sentiment_score":0.026767592877149585}],"sentiment":"neutral","sentiment_score":-0.1077477786818455,"num_words":29,"start":648.185,"end":665.99},{"sentences":[{"text":"Yes.","start":685.045,"end":685.545,"sentiment":"neutral","sentiment_score":0.009851695969700812},{"text":"It gets protected.","start":699.08,"end":700.06,"sentiment":"neutral","sentiment_score":-0.010303917030493418},{"text":"Yeah.","start":700.28,"end":700.60004,"sentiment":"neutral","sentiment_score":-0.010748818516731262},{"text":"So that's more of a solicitor.","start":700.60004,"end":702.54004,"sentiment":"neutral","sentiment_score":-0.020033942069858313},{"text":"So I could be able to get that So I don't...","start":703.72003,"end":706.98505,"sentiment":"neutral","sentiment_score":-0.015289237384091724}],"sentiment":"neutral","sentiment_score":-0.01455427896739407,"num_words":22,"start":685.045,"end":706.98505},{"sentences":[{"text":"Oh, yes.","start":711.765,"end":712.505,"sentiment":"neutral","sentiment_score":-0.03914472460746765},{"text":"Oh, yes.","start":713.525,"end":714.505,"sentiment":"neutral","sentiment_score":-0.0132431467063725},{"text":"I I know my kids.","start":714.645,"end":715.92505,"sentiment":"neutral","sentiment_score":-0.1282614380121231},{"text":"They love each other.","start":715.92505,"end":717.22504,"sentiment":"neutral","sentiment_score":0.006292957812547682},{"text":"I have...","start":717.54,"end":718.66,"sentiment":"neutral","sentiment_score":-0.13485490530729294}],"sentiment":"neutral","sentiment_score":-0.06604139413684607,"num_words":15,"start":711.765,"end":718.66},{"sentences":[{"text":"I've seen family do nasty things and very...","start":718.66,"end":724.19995,"sentiment":"neutral","sentiment_score":-0.23376229126006365},{"text":"It's not very pleasant.","start":724.25995,"end":725.48,"sentiment":"negative","sentiment_score":-0.35534022748470306},{"text":"So even even getting something can...","start":725.69995,"end":728.5,"sentiment":"neutral","sentiment_score":-0.22040624916553497},{"text":"Cannot always work out well.","start":728.5,"end":730.665,"sentiment":"negative","sentiment_score":-0.3359607458114624},{"text":"But if you put it in place, at least then there's something there to pull back on.","start":730.745,"end":735.485,"sentiment":"neutral","sentiment_score":-0.031074870268211645}],"sentiment":"neutral","sentiment_score":-0.17054933146573603,"num_words":40,"start":718.66,"end":735.485},{"sentences":[{"text":"Yeah.","start":750.82,"end":751.32,"sentiment":"neutral","sentiment_score":0.12089598923921584},{"text":"Yeah.","start":758.755,"end":759.075,"sentiment":"neutral","sentiment_score":0.08279164135456085},{"text":"Okay.","start":759.075,"end":759.47504,"sentiment":"neutral","sentiment_score":0.08631379157304764},{"text":"So that's the stuff that, you know, obviously, with never buying a house and plans that I know I need to do.","start":759.47504,"end":765.335,"sentiment":"neutral","sentiment_score":0.026706305247816173},{"text":"I I I have an eye...","start":766.275,"end":768.275,"sentiment":"neutral","sentiment_score":0.03865982530017694}],"sentiment":"neutral","sentiment_score":0.03579029320709167,"num_words":31,"start":750.82,"end":768.275},{"sentences":[{"text":"Understanding that I do need to do things, but to actually get it in place and have a better understanding of what I need to do.","start":768.275,"end":774.69,"sentiment":"neutral","sentiment_score":0.10279587656259537},{"text":"It's more the more the key, I suppose.","start":774.69,"end":777.43005,"sentiment":"neutral","sentiment_score":0.14354039169847965},{"text":"Yes.","start":784.985,"end":785.485,"sentiment":"neutral","sentiment_score":0.2736605405807495},{"text":"Yeah.","start":788.105,"end":788.605,"sentiment":"neutral","sentiment_score":0.19143064320087433},{"text":"Yeah.","start":797.8,"end":798.3,"sentiment":"neutral","sentiment_score":0.16793985664844513}],"sentiment":"neutral","sentiment_score":0.12037964769311853,"num_words":37,"start":768.275,"end":798.3},{"sentences":[{"text":"Sorry.","start":814.395,"end":814.715,"sentiment":"neutral","sentiment_score":0.0019160248339176176},{"text":"What was that again?","start":814.715,"end":815.695,"sentiment":"neutral","sentiment_score":0.004691076232120395},{"text":"Yep.","start":826.56,"end":827.06,"sentiment":"neutral","sentiment_score":0.13691309094429016},{"text":"The caravan is not so much.","start":832.16003,"end":834.02,"sentiment":"neutral","sentiment_score":-0.17212712888916334},{"text":"I've paid off the car.","start":834.72003,"end":836.0,"sentiment":"neutral","sentiment_score":-0.10706236213445663}],"sentiment":"neutral","sentiment_score":-0.0829694801941514,"num_words":17,"start":814.395,"end":836.0},{"sentences":[{"text":"I think the house is probably...","start":836.0,"end":837.405,"sentiment":"neutral","sentiment_score":-0.09182350834210713},{"text":"Should be pushing up there.","start":837.405,"end":839.265,"sentiment":"neutral","sentiment_score":-0.030821351706981658},{"text":"Once again, paying off the credit card is obviously the other one that I'm doing, and I'm working at that as well.","start":840.205,"end":847.405,"sentiment":"neutral","sentiment_score":0.1675966547971422},{"text":"So that's good.","start":847.405,"end":848.385,"sentiment":"positive","sentiment_score":0.4783419072628021},{"text":"Moving forward on those those things.","start":848.765,"end":850.685,"sentiment":"neutral","sentiment_score":0.17573795964320502}],"sentiment":"neutral","sentiment_score":0.13027457325231462,"num_words":42,"start":836.0,"end":850.685},{"sentences":[{"text":"So It's all a thought process when you change jobs and all that sort of garbage.","start":850.685,"end":856.19,"sentiment":"neutral","sentiment_score":-0.05443629412911832},{"text":"It's sort of...","start":856.19,"end":857.23,"sentiment":"neutral","sentiment_score":-0.041362891594568886},{"text":"Obviously, push and dig into what you want to do.","start":857.23,"end":859.95,"sentiment":"neutral","sentiment_score":-0.07128849998116493},{"text":"So...","start":859.95,"end":860.45,"sentiment":"neutral","sentiment_score":-0.005581973120570183},{"text":"Doesn't doesn't make life easy, but, you know, you just, like, put your head down and keep pushing.","start":862.91,"end":871.01495,"sentiment":"neutral","sentiment_score":0.025609222447706595}],"sentiment":"neutral","sentiment_score":-0.026095215619231265,"num_words":48,"start":850.685,"end":871.01495},{"sentences":[{"text":"You know?","start":871.01495,"end":871.415,"sentiment":"neutral","sentiment_score":-0.010930642485618591},{"text":"Like, took took me way too long to be in that position, but at least I'm getting there slowly.","start":871.415,"end":877.675,"sentiment":"neutral","sentiment_score":0.05645380149546422},{"text":"Yeah.","start":885.87,"end":886.19,"sentiment":"neutral","sentiment_score":0.2094055414199829},{"text":"Well, I mean, it's one of those things.","start":886.19,"end":889.15,"sentiment":"neutral","sentiment_score":0.04992972780019045},{"text":"Like, if I can get something set up and, you know, I'm still young.","start":889.15,"end":893.87,"sentiment":"neutral","sentiment_score":0.013895582141620772}],"sentiment":"neutral","sentiment_score":0.042139601301063194,"num_words":44,"start":871.01495,"end":893.87},{"sentences":[{"text":"I mean, it's not like I'm an old I'm old yet.","start":893.87,"end":897.415,"sentiment":"neutral","sentiment_score":-0.21151282435113733},{"text":"I'm old, but I'm not I'm not that that old.","start":897.415,"end":900.955,"sentiment":"neutral","sentiment_score":-0.3001477837562561},{"text":"No.","start":904.775,"end":905.275,"sentiment":"neutral","sentiment_score":-0.2004941701889038},{"text":"No.","start":905.735,"end":906.135,"sentiment":"neutral","sentiment_score":-0.1753421127796173},{"text":"So...","start":906.135,"end":906.635,"sentiment":"neutral","sentiment_score":-0.09705060720443726}],"sentiment":"neutral","sentiment_score":-0.2417085748165846,"num_words":24,"start":893.87,"end":906.635},{"sentences":[{"text":"Yeah, you look good.","start":908.07,"end":909.67004,"sentiment":"neutral","sentiment_score":0.13064364157617092},{"text":"Once again, it's just a a slow process.","start":909.67004,"end":912.01,"sentiment":"neutral","sentiment_score":-0.22390469163656235},{"text":"And trying to...","start":912.15,"end":914.25,"sentiment":"neutral","sentiment_score":-0.1464646259943644},{"text":"My biggest thing is just trying to get someone else to understand that we've gotta work hard and getting these things done.","start":914.55,"end":919.75,"sentiment":"neutral","sentiment_score":-0.21125973693349145},{"text":"So...","start":919.75,"end":920.25,"sentiment":"neutral","sentiment_score":-0.09091608226299286}],"sentiment":"neutral","sentiment_score":-0.16964966156765035,"num_words":38,"start":908.07,"end":920.25},{"sentences":[{"text":"Which is something that...","start":923.85504,"end":925.075,"sentiment":"neutral","sentiment_score":-0.12888871133327484},{"text":"Like, I can't...","start":925.935,"end":926.67505,"sentiment":"neutral","sentiment_score":-0.17204920947551727},{"text":"And it's not help I need from someone else.","start":927.53503,"end":930.655,"sentiment":"neutral","sentiment_score":-0.26526886887020534},{"text":"It's just that someone needs help themselves so we can move him forward.","start":930.655,"end":934.335,"sentiment":"neutral","sentiment_score":-0.08699153707577632},{"text":"So that's the main biggest task you know, anything I've done.","start":934.335,"end":938.31,"sentiment":"neutral","sentiment_score":0.07557897303592075}],"sentiment":"neutral","sentiment_score":-0.09296608930453658,"num_words":40,"start":923.85504,"end":938.31},{"sentences":[{"text":"So once again, nothing that I know you guys can help me with.","start":938.31,"end":943.75,"sentiment":"neutral","sentiment_score":0.06792106637014793},{"text":"I've gotta do that myself.","start":943.75,"end":945.03,"sentiment":"neutral","sentiment_score":-0.02345327250659466},{"text":"So Right now, it's not because I'm going to the box.","start":945.03,"end":958.235,"sentiment":"neutral","sentiment_score":-0.025237495079636574},{"text":"So...","start":958.295,"end":958.795,"sentiment":"neutral","sentiment_score":-0.008236794732511044},{"text":"Yes.","start":978.11,"end":978.27,"sentiment":"neutral","sentiment_score":0.06536784023046494}],"sentiment":"neutral","sentiment_score":0.017587938706480687,"num_words":31,"start":938.31,"end":978.27},{"sentences":[{"text":"Yes.","start":978.27,"end":978.77,"sentiment":"neutral","sentiment_score":-0.004106353037059307},{"text":"Yeah.","start":990.165,"end":990.665,"sentiment":"neutral","sentiment_score":0.03663057088851929},{"text":"Yeah.","start":998.77,"end":999.27,"sentiment":"neutral","sentiment_score":0.02847997099161148},{"text":"Okay.","start":1003.81,"end":1004.31,"sentiment":"neutral","sentiment_score":0.1183268427848816},{"text":"Inspection.","start":1017.96,"end":1018.46,"sentiment":"neutral","sentiment_score":0.07956328243017197}],"sentiment":"neutral","sentiment_score":0.051778862811625005,"num_words":5,"start":978.27,"end":1018.46},{"sentences":[{"text":"Yes.","start":1019.56,"end":1019.88,"sentiment":"neutral","sentiment_score":0.15102213621139526},{"text":"I think that's okay because I've got...","start":1019.88,"end":1024.92,"sentiment":"neutral","sentiment_score":0.22623654987130845},{"text":"You know, depending on how hard I work, depends on how much I get a fortnight.","start":1024.92,"end":1028.94,"sentiment":"neutral","sentiment_score":-0.16518278466537595},{"text":"So I'm gonna end up the $3 at at Fortnite, so it's nearly $6, but that's not always the case.","start":1029.0,"end":1035.225,"sentiment":"neutral","sentiment_score":-0.09231319837272167},{"text":"So $5 should be enough.","start":1035.225,"end":1036.845,"sentiment":"neutral","sentiment_score":0.17552335411310196}],"sentiment":"neutral","sentiment_score":-0.038303954412742536,"num_words":49,"start":1019.56,"end":1036.845},{"sentences":[{"text":"Yep.","start":1043.945,"end":1044.445,"sentiment":"neutral","sentiment_score":-0.1325840950012207},{"text":"Yeah.","start":1047.91,"end":1048.41,"sentiment":"neutral","sentiment_score":0.019809303805232048},{"text":"Yeah.","start":1049.83,"end":1050.33,"sentiment":"neutral","sentiment_score":0.02764828130602837},{"text":"Yeah.","start":1062.075,"end":1062.575,"sentiment":"neutral","sentiment_score":-0.011284884065389631},{"text":"Yeah.","start":1076.12,"end":1076.62,"sentiment":"neutral","sentiment_score":-0.0597999170422554}],"sentiment":"neutral","sentiment_score":-0.031242262199521066,"num_words":5,"start":1043.945,"end":1076.62},{"sentences":[{"text":"Yeah.","start":1082.12,"end":1082.62,"sentiment":"neutral","sentiment_score":-0.03483789414167404},{"text":"Yeah.","start":1092.465,"end":1092.965,"sentiment":"neutral","sentiment_score":-0.06279507279396057},{"text":"Yeah.","start":1098.625,"end":1099.125,"sentiment":"neutral","sentiment_score":-0.0797569528222084},{"text":"Yeah.","start":1109.4701,"end":1109.9701,"sentiment":"neutral","sentiment_score":-0.12641912698745728},{"text":"Yeah.","start":1116.065,"end":1116.565,"sentiment":"neutral","sentiment_score":-0.004502652212977409}],"sentiment":"neutral","sentiment_score":-0.06166233979165554,"num_words":5,"start":1082.12,"end":1116.565},{"sentences":[{"text":"Yeah.","start":1120.945,"end":1121.425,"sentiment":"neutral","sentiment_score":0.006930487230420113},{"text":"For sure.","start":1121.425,"end":1121.905,"sentiment":"neutral","sentiment_score":0.015058482065796852},{"text":"Like I said, I'm not not that old, and if we can try and boost my Subaru as, you know, as quick as we can without, you know, losing it.","start":1121.905,"end":1131.34,"sentiment":"neutral","sentiment_score":-0.024911371494332948},{"text":"It's it's better, obviously, for for me in the long term.","start":1131.34,"end":1134.9401,"sentiment":"neutral","sentiment_score":0.13517600297927856},{"text":"So...","start":1134.9401,"end":1135.4401,"sentiment":"neutral","sentiment_score":0.005151970311999321}],"sentiment":"neutral","sentiment_score":0.017373206880357532,"num_words":45,"start":1120.945,"end":1135.4401},{"sentences":[{"text":"Yeah.","start":1141.42,"end":1141.92,"sentiment":"neutral","sentiment_score":-0.07039086520671844},{"text":"Yeah.","start":1155.905,"end":1156.405,"sentiment":"neutral","sentiment_score":0.056369319558143616},{"text":"Yeah.","start":1156.545,"end":1156.865,"sentiment":"neutral","sentiment_score":0.05100776627659798},{"text":"No.","start":1156.865,"end":1157.105,"sentiment":"neutral","sentiment_score":-0.008030299097299576},{"text":"That's fine.","start":1157.105,"end":1157.745,"sentiment":"neutral","sentiment_score":0.08699750155210495}],"sentiment":"neutral","sentiment_score":0.03382515410582224,"num_words":6,"start":1141.42,"end":1157.745},{"sentences":[{"text":"I...","start":1157.745,"end":1158.245,"sentiment":"neutral","sentiment_score":-0.002261439338326454},{"text":"You know, it's it's one of those things that I know I I wouldn't be able to do myself.","start":1158.625,"end":1163.82,"sentiment":"neutral","sentiment_score":0.02125654095097592},{"text":"So someone's there helping me out of that.","start":1163.96,"end":1166.7,"sentiment":"positive","sentiment_score":0.36903846077620983},{"text":"Obviously, helps helps in my future.","start":1168.0399,"end":1170.7799,"sentiment":"positive","sentiment_score":0.5105271736780802},{"text":"Oh, okay.","start":1194.17,"end":1194.91,"sentiment":"neutral","sentiment_score":0.14635349810123444}],"sentiment":"neutral","sentiment_score":0.18638307120030126,"num_words":36,"start":1157.745,"end":1194.91},{"sentences":[{"text":"Yeah.","start":1205.625,"end":1205.785,"sentiment":"neutral","sentiment_score":0.0014483686536550522},{"text":"No.","start":1205.785,"end":1205.9451,"sentiment":"neutral","sentiment_score":-0.04917698353528976},{"text":"That's...","start":1205.9451,"end":1206.4451,"sentiment":"neutral","sentiment_score":-0.03511568903923035},{"text":"Yeah.","start":1207.7051,"end":1208.2051,"sentiment":"neutral","sentiment_score":0.1573159098625183},{"text":"That sounds fair.","start":1208.265,"end":1209.4651,"sentiment":"neutral","sentiment_score":0.24068978428840637}],"sentiment":"neutral","sentiment_score":0.11379156554383892,"num_words":7,"start":1205.625,"end":1209.4651},{"sentences":[{"text":"I mean, you know, better be on the front foot than the back foot, I suppose.","start":1209.4651,"end":1213.3251,"sentiment":"neutral","sentiment_score":0.11003742041066289},{"text":"Yeah.","start":1216.5099,"end":1217.0099,"sentiment":"neutral","sentiment_score":0.2237586081027985},{"text":"Yep.","start":1222.59,"end":1223.09,"sentiment":"neutral","sentiment_score":0.18487584590911865},{"text":"Yep.","start":1224.0299,"end":1224.5299,"sentiment":"neutral","sentiment_score":0.09060057252645493},{"text":"Yes.","start":1241.525,"end":1242.025,"sentiment":"neutral","sentiment_score":0.058216482400894165}],"sentiment":"neutral","sentiment_score":0.11590251177549363,"num_words":20,"start":1209.4651,"end":1242.025},{"sentences":[{"text":"Yeah.","start":1277.15,"end":1277.65,"sentiment":"neutral","sentiment_score":0.0096379816532135},{"text":"Mhmm.","start":1291.135,"end":1291.635,"sentiment":"neutral","sentiment_score":-0.019652986899018288},{"text":"Yeah.","start":1313.875,"end":1314.375,"sentiment":"neutral","sentiment_score":-0.12011688202619553},{"text":"Yeah.","start":1325.795,"end":1326.115,"sentiment":"neutral","sentiment_score":0.06588608771562576},{"text":"Yeah.","start":1326.115,"end":1326.615,"sentiment":"neutral","sentiment_score":0.07515734434127808}],"sentiment":"neutral","sentiment_score":0.002182308956980705,"num_words":5,"start":1277.15,"end":1326.615},{"sentences":[{"text":"Yeah.","start":1331.8501,"end":1332.3501,"sentiment":"neutral","sentiment_score":0.1937855035066605},{"text":"Uh-huh.","start":1338.9701,"end":1339.4701,"sentiment":"neutral","sentiment_score":0.09064267575740814},{"text":"Oh, yes.","start":1350.495,"end":1351.235,"sentiment":"neutral","sentiment_score":0.09285418689250946},{"text":"Like I said, it's it's, like I said, eight years.","start":1351.9349,"end":1355.65,"sentiment":"neutral","sentiment_score":0.10161385647952556},{"text":"That gives us plenty of time to to grow that time and and make a better return at the end.","start":1356.11,"end":1362.29,"sentiment":"neutral","sentiment_score":0.2462820827960968}],"sentiment":"neutral","sentiment_score":0.1885857874637141,"num_words":34,"start":1331.8501,"end":1362.29},{"sentences":[{"text":"I don't look at any eight years time.","start":1362.43,"end":1364.27,"sentiment":"neutral","sentiment_score":-0.1832949873059988},{"text":"I'll still be still be waiting.","start":1364.27,"end":1365.885,"sentiment":"neutral","sentiment_score":-0.14007207999626795},{"text":"So I don't see myself return.","start":1365.885,"end":1367.425,"sentiment":"neutral","sentiment_score":-0.17132309327522913},{"text":"I guess, I'm gonna go.","start":1367.805,"end":1374.9451,"sentiment":"neutral","sentiment_score":-0.05384504497051239},{"text":"Yeah.","start":1380.71,"end":1381.21,"sentiment":"neutral","sentiment_score":0.0712582916021347}],"sentiment":"neutral","sentiment_score":-0.13587299505105385,"num_words":26,"start":1362.43,"end":1381.21},{"sentences":[{"text":"Yep.","start":1392.47,"end":1392.97,"sentiment":"neutral","sentiment_score":0.0675525888800621},{"text":"Yep.","start":1397.9751,"end":1398.4751,"sentiment":"neutral","sentiment_score":0.07720062136650085},{"text":"Mhmm.","start":1420.52,"end":1420.76,"sentiment":"neutral","sentiment_score":0.02087058499455452},{"text":"Yeah.","start":1420.76,"end":1421.26,"sentiment":"neutral","sentiment_score":0.026065073907375336},{"text":"Yep.","start":1429.585,"end":1430.085,"sentiment":"neutral","sentiment_score":0.08182509243488312}],"sentiment":"neutral","sentiment_score":0.054702792316675186,"num_words":5,"start":1392.47,"end":1430.085},{"sentences":[{"text":"Yeah.","start":1444.6,"end":1445.1,"sentiment":"neutral","sentiment_score":0.05875560641288757},{"text":"Yeah.","start":1454.405,"end":1454.905,"sentiment":"neutral","sentiment_score":0.07506673038005829},{"text":"Yeah.","start":1465.9601,"end":1466.4601,"sentiment":"neutral","sentiment_score":0.12347988784313202},{"text":"Okay.","start":1474.28,"end":1474.78,"sentiment":"positive","sentiment_score":0.4137258231639862},{"text":"Yeah.","start":1484.4551,"end":1484.9551,"sentiment":"neutral","sentiment_score":0.16287145018577576}],"sentiment":"neutral","sentiment_score":0.16677989959716796,"num_words":5,"start":1444.6,"end":1484.9551},{"sentences":[{"text":"Okay.","start":1485.015,"end":1485.515,"sentiment":"neutral","sentiment_score":0.15076225996017456},{"text":"No.","start":1493.96,"end":1494.44,"sentiment":"neutral","sentiment_score":-0.100288525223732},{"text":"Like like I said to you, I think we've...","start":1494.44,"end":1496.46,"sentiment":"neutral","sentiment_score":-0.08419132232666016},{"text":"It's generally...","start":1496.76,"end":1497.5,"sentiment":"neutral","sentiment_score":-0.06959549710154533},{"text":"I know it sounds boring, but if if everything's working and I do wanna be aggressive with my super and like I said, and and try and move forward.","start":1497.5599,"end":1505.775,"sentiment":"neutral","sentiment_score":0.09412001253202043}],"sentiment":"neutral","sentiment_score":0.044834314357666744,"num_words":42,"start":1485.015,"end":1505.775},{"sentences":[{"text":"I think, like, in the New Year, I'll probably reach out again and try and work out something about getting more information to do this and trying to buy a property.","start":1505.775,"end":1515.715,"sentiment":"neutral","sentiment_score":0.22442628226933942},{"text":"And that's about it.","start":1516.42,"end":1517.3,"sentiment":"neutral","sentiment_score":0.11838166415691376},{"text":"That's what it is for New Year.","start":1517.3,"end":1519.0,"sentiment":"neutral","sentiment_score":0.23966956351484572},{"text":"I've gotta work on...","start":1519.62,"end":1520.8401,"sentiment":"neutral","sentiment_score":0.021693639922887087},{"text":"No.","start":1522.5,"end":1522.66,"sentiment":"neutral","sentiment_score":-0.06154375150799751}],"sentiment":"neutral","sentiment_score":0.19433317361201377,"num_words":47,"start":1505.775,"end":1522.66},{"sentences":[{"text":"No.","start":1522.66,"end":1522.9,"sentiment":"neutral","sentiment_score":-0.08564601838588715},{"text":"Go ahead.","start":1522.9,"end":1523.48,"sentiment":"neutral","sentiment_score":-0.04337902367115021},{"text":"Yeah.","start":1529.9451,"end":1530.185,"sentiment":"neutral","sentiment_score":0.22253021597862244},{"text":"Sure.","start":1530.185,"end":1530.665,"sentiment":"neutral","sentiment_score":0.3147984743118286},{"text":"Let's let's put that in place, and that way, that makes sure it keeps me motivated to do something about it.","start":1530.665,"end":1537.3251,"sentiment":"positive","sentiment_score":0.40433780068442937}],"sentiment":"positive","sentiment_score":0.3406160938052031,"num_words":26,"start":1522.66,"end":1537.3251},{"sentences":[{"text":"Okay.","start":1541.0651,"end":1541.545,"sentiment":"neutral","sentiment_score":0.04672908037900925},{"text":"So all depends on when you're on all of those and all that.","start":1541.545,"end":1547.19,"sentiment":"neutral","sentiment_score":0.03891021400116957},{"text":"Probably in the...","start":1547.19,"end":1548.15,"sentiment":"neutral","sentiment_score":0.004402507717410724},{"text":"Say, like, end end of January, maybe in the beginning of February.","start":1548.15,"end":1551.61,"sentiment":"neutral","sentiment_score":0.037555866253872715},{"text":"Because I'll I'll...","start":1552.47,"end":1553.61,"sentiment":"neutral","sentiment_score":0.09030366937319438}],"sentiment":"neutral","sentiment_score":0.04022971214726567,"num_words":32,"start":1541.0651,"end":1553.61},{"sentences":[{"text":"So I'll be working in Brisbane probably in Christmas time.","start":1554.79,"end":1558.3099,"sentiment":"neutral","sentiment_score":0.09383619651198387},{"text":"So yeah.","start":1558.3099,"end":1563.005,"sentiment":"neutral","sentiment_score":0.23812077939510345},{"text":"Rail.","start":1563.005,"end":1563.505,"sentiment":"neutral","sentiment_score":0.21863795816898343},{"text":"Yeah.","start":1569.725,"end":1569.965,"sentiment":"neutral","sentiment_score":0.023154133930802345},{"text":"And and and if I can get some information on that, we can really sit down with the wife and the daughter, and we can sit down and and go through some information and all that sort of stuff and start moving forward and seeing what we need to do and trying to get that sorted.","start":1569.965,"end":1585.91,"sentiment":"neutral","sentiment_score":0.25716665560113533}],"sentiment":"neutral","sentiment_score":0.2293961189953344,"num_words":70,"start":1554.79,"end":1585.91},{"sentences":[{"text":"Because, you know...","start":1587.635,"end":1589.075,"sentiment":"neutral","sentiment_score":0.1980507175127665},{"text":"And probably, you know, I've made the decision to move up here for a family and might as well probably end up very far up here like rest of the oldies up here.","start":1589.075,"end":1599.895,"sentiment":"neutral","sentiment_score":-0.024329072146704704},{"text":"When I can't work anymore...","start":1606.85,"end":1608.63,"sentiment":"neutral","sentiment_score":-0.2881109982728958},{"text":"Like, I I obviously...","start":1608.69,"end":1609.83,"sentiment":"neutral","sentiment_score":-0.19005649909377098},{"text":"I I think I...","start":1610.21,"end":1611.27,"sentiment":"neutral","sentiment_score":-0.1258071716874838}],"sentiment":"neutral","sentiment_score":-0.05944320209780518,"num_words":49,"start":1587.635,"end":1611.27},{"sentences":[{"text":"Like, being a bus driver, the opportunity to keep driving as long as I'm able to fit to.","start":1611.57,"end":1617.545,"sentiment":"neutral","sentiment_score":-0.054409514698717326},{"text":"I'll I'll probably still do that, but I won't do it as much as I am now.","start":1617.545,"end":1621.805,"sentiment":"negative","sentiment_score":-0.3452877682798049},{"text":"So, obviously, I'll actually be set up by then.","start":1622.985,"end":1625.805,"sentiment":"neutral","sentiment_score":-0.014229197882943682},{"text":"Yeah.","start":1635.34,"end":1635.84,"sentiment":"neutral","sentiment_score":-0.031457602977752686},{"text":"I...","start":1635.9,"end":1636.06,"sentiment":"neutral","sentiment_score":-0.026429902762174606}],"sentiment":"neutral","sentiment_score":-0.15293942634826121,"num_words":46,"start":1611.57,"end":1636.06},{"sentences":[{"text":"Well, hopefully, we can set set it up where I need to pay off the mortgage before I go into full on semi retirement and proper retirement.","start":1636.06,"end":1646.095,"sentiment":"neutral","sentiment_score":0.018933971998868166},{"text":"Yeah.","start":1646.155,"end":1646.655,"sentiment":"neutral","sentiment_score":-0.03430616855621338},{"text":"At at the moment, I think it'd be silly not to look anything, what, say, under under 800.","start":1656.875,"end":1667.2301,"sentiment":"neutral","sentiment_score":-0.30205290971530807},{"text":"So it's gonna be around the $800,000 mark.","start":1667.2301,"end":1670.29,"sentiment":"neutral","sentiment_score":-0.1634880993515253},{"text":"As for the portion, that'd be something that we can have a discussion about and see where we go with that.","start":1670.75,"end":1676.715,"sentiment":"neutral","sentiment_score":-0.03512303495690936}],"sentiment":"neutral","sentiment_score":-0.09340706437826157,"num_words":75,"start":1636.06,"end":1676.715},{"sentences":[{"text":"Like, legally, I wanna try and make sure that if if comes...","start":1677.735,"end":1681.575,"sentiment":"neutral","sentiment_score":-0.023830157859871786},{"text":"Push comes to shove that, you know, with the daughter can have...","start":1681.575,"end":1687.2899,"sentiment":"neutral","sentiment_score":-0.0479072502348572},{"text":"You know, get the asset if if need be.","start":1687.2899,"end":1690.25,"sentiment":"neutral","sentiment_score":-0.005294033429688877},{"text":"So once again, these things need to be discussed and talked and and and go through properly.","start":1690.25,"end":1696.01,"sentiment":"neutral","sentiment_score":0.05138452767449267},{"text":"So portion wise, you know, roughly half, but it's it's also comes down to what we can borrow and all that.","start":1696.01,"end":1705.135,"sentiment":"neutral","sentiment_score":0.024530619560253052}],"sentiment":"neutral","sentiment_score":0.006763165960954109,"num_words":71,"start":1677.735,"end":1705.135},{"sentences":[{"text":"So there's a lot more...","start":1705.135,"end":1706.175,"sentiment":"neutral","sentiment_score":-0.05313139781355858},{"text":"I know there's a lot more involved.","start":1706.175,"end":1707.875,"sentiment":"neutral","sentiment_score":-0.10675775791917529},{"text":"So it's sort of like roughly this.","start":1708.015,"end":1710.755,"sentiment":"neutral","sentiment_score":-0.050926998257637024},{"text":"Yeah.","start":1721.0,"end":1721.32,"sentiment":"positive","sentiment_score":0.3404814898967743},{"text":"It's fine.","start":1721.32,"end":1721.98,"sentiment":"positive","sentiment_score":0.4111924022436142}],"sentiment":"neutral","sentiment_score":-0.009390181269158016,"num_words":22,"start":1705.135,"end":1721.98},{"sentences":[{"text":"Yeah.","start":1722.0399,"end":1722.5399,"sentiment":"neutral","sentiment_score":0.26732492446899414},{"text":"Yeah.","start":1729.0349,"end":1729.5349,"sentiment":"neutral","sentiment_score":0.2363899052143097},{"text":"Yeah.","start":1738.235,"end":1738.5549,"sentiment":"neutral","sentiment_score":0.19263982772827148},{"text":"You can remember it, and I'll forget it.","start":1738.5549,"end":1740.395,"sentiment":"neutral","sentiment_score":0.23795855231583118},{"text":"Like like, I'm I'm pretty good at that sometimes.","start":1740.395,"end":1742.655,"sentiment":"neutral","sentiment_score":0.26563839614391327}],"sentiment":"neutral","sentiment_score":0.2495384320616722,"num_words":20,"start":1722.0399,"end":1742.655},{"sentences":[{"text":"Not everything, but sometimes.","start":1742.73,"end":1751.87,"sentiment":"neutral","sentiment_score":-0.061580666340887553},{"text":"I thought I did send that in.","start":1757.3151,"end":1759.175,"sentiment":"neutral","sentiment_score":-0.14064482705933706},{"text":"Oh, okay.","start":1764.515,"end":1765.255,"sentiment":"neutral","sentiment_score":0.08509736135601997},{"text":"I can access a printer.","start":1772.3301,"end":1773.6901,"sentiment":"neutral","sentiment_score":0.034434350207448006},{"text":"I've got one at home.","start":1773.6901,"end":1774.89,"sentiment":"neutral","sentiment_score":0.05788018777966499}],"sentiment":"neutral","sentiment_score":-0.026046480092665424,"num_words":23,"start":1742.73,"end":1774.89},{"sentences":[{"text":"So...","start":1774.89,"end":1775.39,"sentiment":"neutral","sentiment_score":0.03210444375872612},{"text":"Yeah.","start":1775.8501,"end":1776.3501,"sentiment":"neutral","sentiment_score":0.1451416313648224},{"text":"Yeah.","start":1785.6901,"end":1786.1901,"sentiment":"neutral","sentiment_score":0.10097905993461607},{"text":"I think I did want her down as, like, 50% and then probably 10% to each kid.","start":1794.275,"end":1800.215,"sentiment":"neutral","sentiment_score":0.038240300820154303},{"text":"So, Yes.","start":1800.675,"end":1806.75,"sentiment":"neutral","sentiment_score":0.06244146078824997}],"sentiment":"neutral","sentiment_score":0.047872416844422165,"num_words":22,"start":1774.89,"end":1806.75},{"sentences":[{"text":"Well and surely now.","start":1807.69,"end":1809.07,"sentiment":"neutral","sentiment_score":0.1496766321361065},{"text":"Oh, the government's a nice, isn't it?","start":1831.31,"end":1833.65,"sentiment":"neutral","sentiment_score":0.07200659083069436},{"text":"Oh, okay.","start":1839.2301,"end":1839.9701,"sentiment":"neutral","sentiment_score":-0.01914707850664854},{"text":"I'm under 18.","start":1855.8049,"end":1856.865,"sentiment":"neutral","sentiment_score":-0.00985369769235452},{"text":"Yeah.","start":1857.32,"end":1857.64,"sentiment":"neutral","sentiment_score":0.09039752930402756}],"sentiment":"neutral","sentiment_score":0.06619382021017373,"num_words":17,"start":1807.69,"end":1857.64},{"sentences":[{"text":"Alright.","start":1857.64,"end":1857.8,"sentiment":"neutral","sentiment_score":0.22457396984100345},{"text":"Well, we might have to put her down as a 100%, and then when we both die, the kids can get it there.","start":1857.8,"end":1863.42,"sentiment":"neutral","sentiment_score":0.2173510763956153},{"text":"Yeah.","start":1874.015,"end":1874.515,"sentiment":"neutral","sentiment_score":0.1040116846561432},{"text":"Oh, okay.","start":1885.27,"end":1885.9299,"sentiment":"neutral","sentiment_score":0.09880957007408142},{"text":"The one that doesn't expire.","start":1889.11,"end":1890.49,"sentiment":"neutral","sentiment_score":0.07105076909065247}],"sentiment":"neutral","sentiment_score":0.18376666866242886,"num_words":32,"start":1857.64,"end":1890.49},{"sentences":[{"text":"How about it makes it easier if I do forget to do something, don't it?","start":1893.75,"end":1896.97,"sentiment":"positive","sentiment_score":0.44215450088183084},{"text":"Yes.","start":1909.395,"end":1909.895,"sentiment":"neutral","sentiment_score":0.1197294145822525},{"text":"Yes.","start":1917.96,"end":1918.46,"sentiment":"neutral","sentiment_score":0.1249351054430008},{"text":"Yep.","start":1921.96,"end":1922.46,"sentiment":"neutral","sentiment_score":0.049592968076467514},{"text":"I don't know.","start":1933.995,"end":1934.7949,"sentiment":"neutral","sentiment_score":-0.10058253755172093}],"sentiment":"neutral","sentiment_score":0.31546797088923906,"num_words":21,"start":1893.75,"end":1934.7949},{"sentences":[{"text":"It really seem to be okay because I'm not really, like, we've we've got this set up and...","start":1934.7949,"end":1940.57,"sentiment":"neutral","sentiment_score":-0.09200193939937486},{"text":"But definitely, obviously, you can see that I'm definitely aware of where I need to be.","start":1940.57,"end":1945.77,"sentiment":"neutral","sentiment_score":-0.10485013015568256},{"text":"So that's probably not gonna change for another eight years anyway.","start":1945.77,"end":1948.9099,"sentiment":"neutral","sentiment_score":-0.19726525247097015},{"text":"So annual review seems okay.","start":1949.0499,"end":1952.11,"sentiment":"neutral","sentiment_score":0.05768882930278778},{"text":"Yes.","start":1963.225,"end":1963.725,"sentiment":"neutral","sentiment_score":0.13115078210830688}],"sentiment":"neutral","sentiment_score":-0.09968548706349205,"num_words":51,"start":1934.7949,"end":1963.725},{"sentences":[{"text":"Yep.","start":1969.8401,"end":1970.3401,"sentiment":"neutral","sentiment_score":0.13814592361450195},{"text":"Alrighty.","start":1979.2001,"end":1979.7001,"sentiment":"neutral","sentiment_score":0.27874886989593506},{"text":"Sounds like a plan to me.","start":1979.8401,"end":1981.38,"sentiment":"positive","sentiment_score":0.34622642894585925},{"text":"No.","start":1986.905,"end":1987.0651,"sentiment":"neutral","sentiment_score":-0.014245464466512203},{"text":"That's all today.","start":1987.0651,"end":1988.125,"sentiment":"neutral","sentiment_score":0.007454868406057358}],"sentiment":"neutral","sentiment_score":0.20853104232810438,"num_words":12,"start":1969.8401,"end":1988.125},{"sentences":[{"text":"Yeah.","start":1995.385,"end":1995.885,"sentiment":"neutral","sentiment_score":0.041696637868881226},{"text":"Awesome.","start":2001.16,"end":2001.66,"sentiment":"positive","sentiment_score":0.7194045782089233},{"text":"I certainly will.","start":2011.48,"end":2012.78,"sentiment":"neutral","sentiment_score":0.21767059961954752},{"text":"I got about, what, four four runs to do.","start":2012.84,"end":2015.66,"sentiment":"neutral","sentiment_score":0.03255279714034663},{"text":"So four routes.","start":2015.985,"end":2018.325,"sentiment":"neutral","sentiment_score":0.008840727619826794}],"sentiment":"neutral","sentiment_score":0.10197708070935572,"num_words":17,"start":1995.385,"end":2018.325},{"sentences":[{"text":"Yeah.","start":2018.945,"end":2019.445,"sentiment":"neutral","sentiment_score":-0.014396907761693},{"text":"Roughly, I'll say about forty minutes depending on which ones I'm doing.","start":2021.585,"end":2025.445,"sentiment":"neutral","sentiment_score":-0.004272772387290995},{"text":"So, yeah, it's it's not too bad.","start":2025.505,"end":2030.4299,"sentiment":"neutral","sentiment_score":0.013827253798288959},{"text":"I've been driving up here in Maryborough.","start":2030.4299,"end":2032.53,"sentiment":"neutral","sentiment_score":-0.04295143245586327},{"text":"It's not the greatest.","start":2033.23,"end":2034.13,"sentiment":"neutral","sentiment_score":-0.1526881642639637}],"sentiment":"neutral","sentiment_score":-0.028396518840905157,"num_words":31,"start":2018.945,"end":2034.13},{"sentences":[{"text":"There's a lot of idiots on the road, but...","start":2034.27,"end":2036.61,"sentiment":"neutral","sentiment_score":-0.12796907540824679},{"text":"Yeah.","start":2037.3099,"end":2037.8099,"sentiment":"neutral","sentiment_score":-0.052476666867733},{"text":"Look.","start":2044.095,"end":2044.4149,"sentiment":"neutral","sentiment_score":-0.03045475482940674},{"text":"Up here up here, they're they're a special breed to certain up here.","start":2044.4149,"end":2049.455,"sentiment":"neutral","sentiment_score":-0.01671780602863202},{"text":"Like, you know, I'm from...","start":2049.455,"end":2051.135,"sentiment":"neutral","sentiment_score":-0.014698591455817223}],"sentiment":"neutral","sentiment_score":-0.0526026736559539,"num_words":29,"start":2034.27,"end":2051.135},{"sentences":[{"text":"Well, I'm I'm at Maryborough Boys.","start":2051.135,"end":2053.375,"sentiment":"neutral","sentiment_score":-0.00590319939268132},{"text":"I was born here, but I got my license in...","start":2053.375,"end":2056.7102,"sentiment":"neutral","sentiment_score":-0.0006170089822262525},{"text":"It's Brisbane.","start":2057.09,"end":2057.99,"sentiment":"neutral","sentiment_score":-0.0066654549445956945},{"text":"So I learned to drive in Brisbane, and I...","start":2058.4502,"end":2063.1702,"sentiment":"neutral","sentiment_score":-0.0001733400858938694},{"text":"I'm used...","start":2063.1702,"end":2063.57,"sentiment":"neutral","sentiment_score":-0.004193003405816853}],"sentiment":"neutral","sentiment_score":-0.00223676771214553,"num_words":29,"start":2051.135,"end":2063.57},{"sentences":[{"text":"So used to that.","start":2063.57,"end":2064.4502,"sentiment":"neutral","sentiment_score":-0.009923707926645875},{"text":"Even driving buses, I have...","start":2064.4502,"end":2065.81,"sentiment":"neutral","sentiment_score":-0.008026161044836045},{"text":"My first job was in Brisbane driving fuel buses.","start":2065.81,"end":2068.4502,"sentiment":"neutral","sentiment_score":-0.00896104114751021},{"text":"So...","start":2068.4502,"end":2068.9502,"sentiment":"neutral","sentiment_score":-0.003956236876547337},{"text":"And then I did a replacement with two companies down there.","start":2069.235,"end":2073.0952,"sentiment":"neutral","sentiment_score":-0.003846906972202388}],"sentiment":"neutral","sentiment_score":-0.006891574027637641,"num_words":30,"start":2063.57,"end":2073.0952},{"sentences":[{"text":"So I'm used to driving down there around because everyone knows where they're going, and they're all in a hurry.","start":2073.475,"end":2080.435,"sentiment":"neutral","sentiment_score":-0.009554748446680606},{"text":"So you get used to it.","start":2080.435,"end":2081.79,"sentiment":"neutral","sentiment_score":-0.007412484226127465},{"text":"Down here, you don't know what you're getting.","start":2083.87,"end":2085.8901,"sentiment":"neutral","sentiment_score":-0.03875407250598073},{"text":"You have no idea.","start":2086.19,"end":2087.49,"sentiment":"neutral","sentiment_score":-0.15686549246311188},{"text":"And and and they do some weird and wonderful stuff.","start":2087.95,"end":2092.03,"sentiment":"neutral","sentiment_score":0.010961803793907165}],"sentiment":"neutral","sentiment_score":-0.022155133046908304,"num_words":48,"start":2073.475,"end":2092.03},{"sentences":[{"text":"So they they just I think my next is...","start":2092.03,"end":2096.585,"sentiment":"neutral","sentiment_score":0.03208836126658651},{"text":"Look.","start":2098.0051,"end":2098.405,"sentiment":"neutral","sentiment_score":0.0064432090148329735},{"text":"Yeah.","start":2098.405,"end":2098.645,"sentiment":"neutral","sentiment_score":0.00736160296946764},{"text":"It's amazing how many things you see in the day, and I'm I'm really feeling like investing in a couple of road photos so I can now to the box and record on my main YouTube videos.","start":2098.645,"end":2109.305,"sentiment":"positive","sentiment_score":0.4866278332632941},{"text":"I'll be out.","start":2109.365,"end":2109.99,"sentiment":"neutral","sentiment_score":0.1942922274271647}],"sentiment":"positive","sentiment_score":0.37040601130209716,"num_words":51,"start":2092.03,"end":2109.99},{"sentences":[{"text":"The doors of the cars and buses in in Maribor.","start":2118.39,"end":2121.29,"sentiment":"neutral","sentiment_score":0.11035647317767143},{"text":"Yes.","start":2127.155,"end":2127.655,"sentiment":"neutral","sentiment_score":0.2378614842891693},{"text":"Not a problem.","start":2131.475,"end":2132.455,"sentiment":"positive","sentiment_score":0.3376251558462779},{"text":"Alright.","start":2134.435,"end":2134.935,"sentiment":"neutral","sentiment_score":0.1291535496711731},{"text":"See you.","start":2135.875,"end":2136.195,"sentiment":"neutral","sentiment_score":0.3063604533672333}],"sentiment":"neutral","sentiment_score":0.18212800823590336,"num_words":17,"start":2118.39,"end":2136.195},{"sentences":[{"text":"Bye.","start":2136.195,"end":2136.695,"sentiment":"neutral","sentiment_score":0.1474727988243103}],"sentiment":"neutral","sentiment_score":0.1474727988243103,"num_words":1,"start":2136.195,"end":2136.695}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello. Adrian speaking.\n\nChannel 0: Hi, Adrian. This is Janet here finding from Oakview Financial. How are you today?\n\nChannel 1: Good thing's gonna... It might just be disrupted in a second. I've just jumped in my car, so I might just walk by over here in a second.\n\nChannel 0: That's fine. No worries at all.\n\nChannel 1: Yes. I'm already out of here now.\n\nChannel 0: Okay. Well, just before I go any further, I just need to let you know that our calls are recorded for quality and coaching purposes. Is that okay?\n\nChannel 1: Yes. That's definitely fine.\n\nChannel 0: Thank you. Adrian, can I please get you to confirm your full name, date of birth, and address, please?\n\nChannel 1: Yes. It's Adrian John Harlan, Joseph, 07/05/1973. Two three six\n\nChannel 0: Okay. I have a different address here on file. What would be a proof...\n\nChannel 1: Street. 5 Yorella.\n\nChannel 0: Yes. That's correct. Okay. So while I've got you on the phone, let's update your address.\n\nChannel 1: Yep.\n\nChannel 0: Okay. What is your new address?\n\nChannel 1: 236\n\nChannel 0: Yes?\n\nChannel 1: Neptune Street.\n\nChannel 0: Neptune Street. Yes.\n\nChannel 1: Yep. Same. Same. Maryborough,\n\nChannel 0: In Maryborough?\n\nChannel 1: Queens Airport. Yep.\n\nChannel 0: Yep. Okay. Won't be a sec. I'm just gonna update that while I've got you on the phone. So 236 Neptune Street.\n\nChannel 1: That's it.\n\nChannel 0: Fantastic. Okay. Alright. All updated. That's\n\nChannel 1: Lovely.\n\nChannel 0: nice.\n\nChannel 1: Yep.\n\nChannel 0: Okay. Adrian, the purpose of my call today is to phone and book in... Oh, sorry. Complete your annual review that we have booked in. Do you still have time for that now?\n\nChannel 1: Yeah. Like, I've got a hands free. I'm in the car as well. So, I mean, that will change when I jump out and get in my pass, but, yeah, I feel fine.\n\nChannel 0: Okay. Well, if at any time that we need to stop or there's any safety concerns, please let me know, and we can\n\nChannel 1: Yep.\n\nChannel 0: reschedule. That's absolutely fine.\n\nChannel 1: Yep. No. Let's keep going.\n\nChannel 0: Alright. I was having a chat with my colleague Whitlam earlier, and he said that you have a number of questions that you want to run by us. Did you wanna start with those to begin\n\nChannel 1: Probably did have some questions. Can't remember\n\nChannel 0: with? That's okay. I'm sure they'll come back to you as we as we move through our conversation.\n\nChannel 1: them. Yeah. I I don't think it was a lot. Like, you know, with with the markets the way they are, you know, all of that sort of stuff, I don't really wanna change how things are going with my super. I think I'm still young enough where we can be aggressive with that.\n\nChannel 0: Yes.\n\nChannel 1: I think that was the main thing. I I do wanna try and get into a house. I just don't know. Like, I I wanna try and tidy some things up here in Maryborough first before we... Before I really sink my teeth in and try and get some more details about that, but that's sort of a little bit later probably in the New Year.\n\nChannel 0: Okay. Alright. Let's work through the information we have on file just to make sure it's up to date, and\n\nChannel 1: Yep.\n\nChannel 0: then we can touch on those in a little bit more detail. I have you... Your marital status as married. Is that correct?\n\nChannel 1: That's still current. Yep.\n\nChannel 0: Yep. Alright. Fantastic. And your email address is Rager73Aussie@Hotmail.com?\n\nChannel 1: That's correct.\n\nChannel 0: Yeah. And your wife's name is Catherine Jarvis?\n\nChannel 1: Correct.\n\nChannel 0: And do you have any dependents? No. Okay. I have you here as a bus driver, so I am going to assume that's still correct because you said you're gonna jump in the bus shortly.\n\nChannel 1: No. Yes. That's still correct.\n\nChannel 0: Okay. And are you still employed with Wide Bay Transit?\n\nChannel 1: I certainly am.\n\nChannel 0: And how long have you been there for?\n\nChannel 1: Twelve months now.\n\nChannel 0: Oh, wow. Very good. And are you still casual, or is it full\n\nChannel 1: Yeah.\n\nChannel 0: time?\n\nChannel 1: Casual.\n\nChannel 0: Casual? Casual?\n\nChannel 1: Yeah.\n\nChannel 0: Yeah. How many hours per week do you do on average?\n\nChannel 1: About seventy six ish.\n\nChannel 0: Per week or fortnight?\n\nChannel 1: Fortnight.\n\nChannel 0: Okay. 76 per fortnight. Beautiful. Okay. And what would you say that your gross income is?\n\nChannel 1: I'm glad about 90, is it, roughly? Is it 90?\n\nChannel 0: 90.\n\nChannel 1: I think. I don't remember\n\nChannel 0: Okay.\n\nChannel 1: now. I\n\nChannel 0: Would\n\nChannel 1: know\n\nChannel 0: that\n\nChannel 1: it's only\n\nChannel 0: include...\n\nChannel 1: a few months.\n\nChannel 0: That's okay. Would that include super or exclude super?\n\nChannel 1: I think that includes super, I think.\n\nChannel 0: Okay. Okay. And we had your expenditure noted as about $400 a week in living expenses. Would that be correct still?\n\nChannel 1: Yep. Probably a little bit more with the way things have gone up lately.\n\nChannel 0: Yes. So it's hitting everyone's pocket, isn't it?\n\nChannel 1: Oh, yeah. That's all I have. I do wanna look at the house, but and I like the house price that might come down, but nothing else comes down.\n\nChannel 0: Yeah. The cost of living still tends to rise.\n\nChannel 1: Yeah. Yeah. And interest rates go up, but... So your house doesn't\n\nChannel 0: Yeah.\n\nChannel 1: cost you any any less. It's still gonna cost you more in interest.\n\nChannel 0: Yes. Yeah. Unfortunately.\n\nChannel 1: Yeah. So we'll we'll go $50... Add an extra $50 on that because, obviously, if... With everything that goes on, everything's going up and,\n\nChannel 0: Okay.\n\nChannel 1: you know, I'd be\n\nChannel 0: Alright.\n\nChannel 1: silly enough to say it's going up a little bit more.\n\nChannel 0: Okay. Okay. I'll bump that up to $4.50.\n\nChannel 1: Yes.\n\nChannel 0: Are you... Do you have any regular savings per week that you put aside?\n\nChannel 1: Oh, I wish. Not at the moment. Just just with everything going on. Like I said, everything goes up and then, yeah, trying to put savings\n\nChannel 0: Yeah.\n\nChannel 1: away. I try to, like, I've got rail coming up, so I... Any extra cash I earn from that, I usually put that away and put it in there for a little bit just for a rainy day. So...\n\nChannel 0: Yeah.\n\nChannel 1: But\n\nChannel 0: Yep.\n\nChannel 1: I don't\n\nChannel 0: Okay.\n\nChannel 1: have\n\nChannel 0: That's...\n\nChannel 1: that at the moment because rainy days keep happening without me wanting them to. So\n\nChannel 0: I can understand that. I can understand that.\n\nChannel 1: Alright. I'm gonna... I might drop out for a second.\n\nChannel 0: Okay.\n\nChannel 1: Can you hear me?\n\nChannel 0: I can. Yes.\n\nChannel 1: Alright. Brilliant. I think I swapped over.\n\nChannel 0: I have a... Just moving on to assets and liabilities. I have a car here valued at 20,000 with a $16,000 debt. Would that be accurate?\n\nChannel 1: Okay. The debt's gone. The car's still... The car's still there.\n\nChannel 0: Okay. And I had a credit card noted here with a outstanding balance of 3,000. Is that correct?\n\nChannel 1: Let's drop down to... I think it's a... I think. Yep.\n\nChannel 0: Okay.\n\nChannel 1: I can check that one. I can check that one. Oh,\n\nChannel 0: Do\n\nChannel 1: where\n\nChannel 0: you know\n\nChannel 1: am\n\nChannel 0: what\n\nChannel 1: I saying?\n\nChannel 0: the limit is? Do you know what\n\nChannel 1: It's\n\nChannel 0: the limit\n\nChannel 1: always...\n\nChannel 0: is on it?\n\nChannel 1: It it was 3,000. It's one of those credit cards that only... Like, you could only hang on to it for a certain time, and then they close\n\nChannel 0: Yes.\n\nChannel 1: off, and then you just have to pay it back. So...\n\nChannel 0: Okay.\n\nChannel 1: And what's... Oh, hang on. My current balance is 1,900.\n\nChannel 0: Okay. Any other assets or liabilities that you can think of? No? Okay. I have you here as a nonsmoker.\n\nIs that still\n\nChannel 1: Yes. And I'm the smoker.\n\nChannel 0: correct? And you... Do you still take medication for high blood pressure?\n\nChannel 1: I do.\n\nChannel 0: Yeah.\n\nChannel 1: That's\n\nChannel 0: Any\n\nChannel 1: the\n\nChannel 0: other\n\nChannel 1: only one\n\nChannel 0: illness?\n\nChannel 1: I take.\n\nChannel 0: Oh, that's good.\n\nChannel 1: Nope.\n\nChannel 0: That's very good. And do you have a will or power of attorney in place?\n\nChannel 1: No. I don't.\n\nChannel 0: Okay. Fantastic. The... Moving over to your goals that we have on file from previously, you...\n\nChannel 1: Yeah.\n\nChannel 0: They were... One of them was to buy a house with your daughter. Is\n\nChannel 1: Yes.\n\nChannel 0: that still on the the plans? Is that what you're talking about when you refer to purchasing property?\n\nChannel 1: Yes.\n\nChannel 0: Okay. Are you... Is there a... I know you said maybe in the New Year. Is there an amount of money you need to have as a deposit?\n\nIs there any kind of investigation being done into it, what you need to do?\n\nChannel 1: Not yet. Once again,\n\nChannel 0: Yep.\n\nChannel 1: it's one of those things that gets put on the back burner. It did other other things\n\nChannel 0: Yep.\n\nChannel 1: that you end up doing, and I I\n\nChannel 0: Yep.\n\nChannel 1: know I want to do it. I really wanna get get out of the rental market and set up. At least one of my daughters will have something\n\nChannel 0: Yeah.\n\nChannel 1: for her future investment as well.\n\nChannel 0: Okay. Do\n\nChannel 1: So...\n\nChannel 0: you\n\nChannel 1: Yeah.\n\nChannel 0: do you... So do you have more than one one child?\n\nChannel 1: I do. I've had five of them, actually.\n\nChannel 0: Wow. Very nice. He must be... Must have been busy with the children activities.\n\nChannel 1: Yeah. We're all girls too, so I think that kept me busy enough.\n\nChannel 0: Oh, wow. That would have been\n\nChannel 1: Oh,\n\nChannel 0: a handful of... House full of women.\n\nChannel 1: it certainly is. So you can imagine me with my attitude towards women. I give them a little bit bit of grief in a nice way. You know\n\nChannel 0: I\n\nChannel 1: what I mean?\n\nChannel 0: understand. I do\n\nChannel 1: Yeah.\n\nChannel 0: know what you mean. My dad...\n\nChannel 1: Sorry.\n\nChannel 0: We're we've got all girls on my side, so I completely understand.\n\nChannel 1: Yeah. So you give them a little bit more because you know what you have to be... Deal with, and it's one of those things. You can be a little\n\nChannel 0: Yeah.\n\nChannel 1: bit more... The forthcoming is probably the word you can use.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah. It throws them throws them for a fixer because you're... They're gone. I can't say that. I know I have my daughter's name and say what I want.\n\nChannel 0: Exactly. Exactly. Okay. So is it you and your wife looking at buying the house with your daughter?\n\nChannel 1: Yes.\n\nChannel 0: Okay. Alright. So probably a couple of... There's not much there that I can probably advise on. There are some logistical things that you and your wife would need to look into and consider.\n\nJust given the fact that you have five children,\n\nChannel 1: Yes.\n\nChannel 0: it would be things like estate planning and ensuring that anything that you do purchase is...\n\nChannel 1: It gets protected. Yeah. So that's\n\nChannel 0: Yeah.\n\nChannel 1: more of a solicitor.\n\nChannel 0: Yes.\n\nChannel 1: So I could\n\nChannel 0: Yep.\n\nChannel 1: be able\n\nChannel 0: So...\n\nChannel 1: to get that\n\nChannel 0: Yeah.\n\nChannel 1: So I\n\nChannel 0: So\n\nChannel 1: don't...\n\nChannel 0: if you do... Yes. Because it can cause... I've\n\nChannel 1: Oh,\n\nChannel 0: seen\n\nChannel 1: yes.\n\nChannel 0: a... It can it\n\nChannel 1: Oh, yes.\n\nChannel 0: can cause...\n\nChannel 1: I I know\n\nChannel 0: It\n\nChannel 1: my\n\nChannel 0: can...\n\nChannel 1: kids. They love each other. I have... I've seen family do nasty things\n\nChannel 0: Yeah.\n\nChannel 1: and very...\n\nChannel 0: Yes.\n\nChannel 1: It's not very\n\nChannel 0: No.\n\nChannel 1: pleasant. So even even getting something can... Cannot always work out well. But if you put it in place, at least then there's something there to pull back\n\nChannel 0: Correct.\n\nChannel 1: on.\n\nChannel 0: Yeah. So if you do end up going down that path, we can obviously provide some referrals for you if you like to solicit us and also brokers to help with the funding of any potential property purchase. But\n\nChannel 1: Yeah.\n\nChannel 0: it would be prudent to make sure that any estate planning is in place.\n\nChannel 1: Yeah. Okay. So that's the stuff that, you know, obviously, with never buying a house and plans that I know I need to do. I I I have an eye... Understanding that I do need to do things, but to actually get it in place and have a better understanding of what I need to do.\n\nIt's more the more the key, I suppose.\n\nChannel 0: Yeah. Yeah. Exactly. And there and there are a few different professionals that would help guide\n\nChannel 1: Yes.\n\nChannel 0: through that process to make sure that it's all set up correctly and\n\nChannel 1: Yeah.\n\nChannel 0: in the way that you want. So when that time does come, we can definitely point you in the direction of the professionals that you do need to speak to to make sure that is the case.\n\nChannel 1: Yeah.\n\nChannel 0: And the other goal was to be financially stable, holidays, pay off your car, which you have done fantastic, And start looking at getting a caravan. Are they still relevant?\n\nChannel 1: Sorry. What was that again?\n\nChannel 0: You wanted to be have holidays, pay off your car, and start looking at getting a caravan. So you've paid off your car. How are you\n\nChannel 1: Yep.\n\nChannel 0: going with with the rest of it? Is... Are they still priorities?\n\nChannel 1: The caravan is not so much. I've paid off the car. I think the house is probably... Should be pushing up there. Once again,\n\nChannel 0: Yep.\n\nChannel 1: paying off the credit card is obviously the other one that I'm doing, and I'm working at that as well. So that's good. Moving\n\nChannel 0: Okay.\n\nChannel 1: forward on those those things. So It's all a thought process when you change jobs and all that sort of garbage. It's sort of... Obviously, push and dig into what you want to do. So...\n\nChannel 0: Yeah. Yep. Okay.\n\nChannel 1: Doesn't doesn't make life easy, but,\n\nChannel 0: Yeah.\n\nChannel 1: you know,\n\nChannel 0: That's\n\nChannel 1: you just,\n\nChannel 0: right.\n\nChannel 1: like, put your head down and keep pushing. You know? Like, took took me way too long to be in that position, but at least I'm getting there slowly.\n\nChannel 0: Yeah. I mean, as long as you've got your head down and working hard, I think that's all that any of us really wanna achieve at the end of the\n\nChannel 1: Yeah. Well, I mean, it's one of those things. Like, if I can get something set up and, you know, I'm still young. I mean, it's not\n\nChannel 0: day.\n\nChannel 1: like\n\nChannel 0: Yep.\n\nChannel 1: I'm an old I'm\n\nChannel 0: Yeah.\n\nChannel 1: old yet. I'm old, but I'm not I'm not that that old.\n\nChannel 0: No. You are not old at all. Not at all.\n\nChannel 1: No. No. So...\n\nChannel 0: Oh,\n\nChannel 1: Yeah, you look\n\nChannel 0: like\n\nChannel 1: good. Once again, it's just a a slow process. And trying to... My biggest thing is just trying to get someone else to understand that we've gotta work hard and getting these things done. So...\n\nChannel 0: Okay.\n\nChannel 1: Which is something that... Like, I can't... And it's not help I need from someone else. It's just that someone needs help themselves so we can move him forward. So that's\n\nChannel 0: Okay.\n\nChannel 1: the main biggest task you know,\n\nChannel 0: Okay.\n\nChannel 1: anything I've done. So once\n\nChannel 0: Okay.\n\nChannel 1: again, nothing that\n\nChannel 0: Okay.\n\nChannel 1: I know you guys can help me with. I've gotta do that myself. So\n\nChannel 0: Okay. Alright. Well, I understand that. I understand that. Adrianne, do you have access to your emails at the moment?\n\nChannel 1: Right now, it's not because I'm going to the box. So...\n\nChannel 0: Okay. I'm going to... When you do later have access for them, you're gonna have a document there from myself and OdooSign. You'll need to just open it because this is gonna be your reference for the documents that we've talked through.\n\nChannel 1: Yes. Yes.\n\nChannel 0: Your... The first document is a summary of your super fund showing a balance of approximately 226,300,\n\nChannel 1: Yeah.\n\nChannel 0: and your insurance policies with TAO being life and TPD insurance of 413,684, and your\n\nChannel 1: Yeah.\n\nChannel 0: income protection being $5,870 per month.\n\nChannel 1: Okay.\n\nChannel 0: Do you do you feel that those levels of cover are still adequate for you?\n\nChannel 1: Inspection.\n\nChannel 0: Yep.\n\nChannel 1: Yes. I think that's okay because I've got... You know, depending on how hard I work, depends on how much I get a fortnight. So I'm gonna end up the $3 at at Fortnite, so it's nearly $6, but that's not\n\nChannel 0: Yeah.\n\nChannel 1: always\n\nChannel 0: Yeah.\n\nChannel 1: the case. So $5 should be enough.\n\nChannel 0: Yeah. And and how income protection works is you can only insure up to 70% of your taxable income, so\n\nChannel 1: Yep.\n\nChannel 0: you wouldn't be able to insure the full amount anyhow.\n\nChannel 1: Yeah.\n\nChannel 0: Yep.\n\nChannel 1: Yeah.\n\nChannel 0: Okay. The next document across is your performance report with hub twenty four. So there's two when you get a chance to go through them. There's a twelve month and six month period.\n\nChannel 1: Yeah.\n\nChannel 0: The twelve month period was a lower return of 3.31%. That was... That's been attributed to probably two funds underperforming,\n\nChannel 1: Yeah.\n\nChannel 0: being the Benelong Australian Equities Fund and the Vanek Property Unit Fund. What we're\n\nChannel 1: Yeah.\n\nChannel 0: doing at the moment with our clients is we're actively reviewing those to look at alternative options.\n\nChannel 1: Yeah.\n\nChannel 0: We we don't swap and change willy nilly, let's call it.\n\nChannel 1: Yeah.\n\nChannel 0: There's usually a systemic ongoing situation before we start looking at alternative options. Unfortunately,\n\nChannel 1: Yeah.\n\nChannel 0: Bannalong and the Vernek property are one of those that we're looking at replacing. So with your\n\nChannel 1: Yeah.\n\nChannel 0: permission, I'd like to look into alternatives to those, those, if that's\n\nChannel 1: Yeah. For sure. Like I said, I'm not not that old, and\n\nChannel 0: okay.\n\nChannel 1: if we can try and boost my Subaru as, you know, as quick as we can without, you know, losing\n\nChannel 0: Yep.\n\nChannel 1: it. It's it's better, obviously, for for me in the long term.\n\nChannel 0: Yeah.\n\nChannel 1: So...\n\nChannel 0: Yeah. Well, we're always gonna have some volatility being a high growth investor, but\n\nChannel 1: Yeah.\n\nChannel 0: this is the purpose of the... Our reviews and our our contacts are to make sure that, you know, we're staying on top of anything that needs to be prioritized and looked at rather than just a set and forget kind of arrangement.\n\nChannel 1: Yeah. Yeah. No. That's fine. I...\n\nYou know, it's it's one of those things that I know I I wouldn't be able to do myself. So someone's there helping me out of that. Obviously, helps helps in my future.\n\nChannel 0: Okay. And there's just one other investment in there that I wanna look at personally. It's the beta bank hybrid funds. Nothing wrong with it performance wise. Income wise, it's done okay in the last twelve months, but the banks are phasing out the Hyatt Bank hybrids from January 2027.\n\nSo\n\nChannel 1: Oh,\n\nChannel 0: rather\n\nChannel 1: okay.\n\nChannel 0: than sitting sitting and waiting, I'd like to probably be a little bit proactive seeing alternative options to rather just wait and see what the banks offer from\n\nChannel 1: Yeah.\n\nChannel 0: January\n\nChannel 1: No. That's...\n\nChannel 0: 2027.\n\nChannel 1: Yeah. That sounds fair.\n\nChannel 0: Yep.\n\nChannel 1: I mean,\n\nChannel 0: Yep.\n\nChannel 1: you know, better be on the front foot than the back foot, I suppose.\n\nChannel 0: Yeah. A little bit more proactive in that sense.\n\nChannel 1: Yeah.\n\nChannel 0: The six month return on your portfolio has bounced back up to 4.82%, so it's\n\nChannel 1: Yep.\n\nChannel 0: bouncing back.\n\nChannel 1: Yep.\n\nChannel 0: Again, Bennelong and the property fund are the small returns on the... In the portfolio. So we're still looking at replacing... Well, not replacing them, but looking at alternatives to see if there's more suitable ones for you.\n\nChannel 1: Yes.\n\nChannel 0: The other document within the pack is the Vanguard index chart. So all this is... What we use this for is a visual tool, and it explains how the... It's a visual tool to show how volatility affects the market. So the top four are your growth assets, being US shares, Australian shares, international, and property, with the bottom two being your bonds and cash being your defensive assets.\n\nNow how your funds are invested at the moment is that you predominantly have about\n\nChannel 1: Yeah.\n\nChannel 0: defensive assets, which provides basically income producing returns as opposed to long term growth.\n\nChannel 1: Mhmm.\n\nChannel 0: The the situation there is more so being comfortable with that that level of volatility and understand... Yeah. Understanding that, you know, maybe statistically what we see is one in every five years being a negative year,\n\nChannel 1: Yeah.\n\nChannel 0: and the volatility can be plus or minus any side of 14%. So in in those bad times and then your good times, you know, that's a great thing.\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: But the minimum time frame for a high growth portfolio is eight years. So\n\nChannel 1: Yeah.\n\nChannel 0: that allows you the the time to ride out those waves of volatility. That's why we\n\nChannel 1: Uh-huh.\n\nChannel 0: say a minimum of eight years. So to to confirm and make sure that you're comfortable, are you are you still wanting to take that high growth approach?\n\nChannel 1: Oh, yes.\n\nChannel 0: Yes?\n\nChannel 1: Like I said, it's it's, like I said, eight years. That gives us plenty of time to to grow that time and and make a better return at the end. I don't look at any eight years time. I'll still be still be waiting. So I don't see myself return.\n\nI guess, I'm gonna\n\nChannel 0: Okay. Beautiful. Thank you for confirming that. The other document\n\nChannel 1: go.\n\nChannel 0: within the pack is your TAL certificate of currency. It just shows that your policies that we talked about earlier being\n\nChannel 1: Yeah.\n\nChannel 0: your life and TPD and income protection are current and in place. You also have your financial services guide, which explains to you who we are,\n\nChannel 1: Yep.\n\nChannel 0: who we're licensed through... That we're licensed with, importantly,\n\nChannel 1: Yep.\n\nChannel 0: the advice we provide, the type, and how we provide it along with our fees, and if you're unhappy with any of the services, the complaints process. The last two documents I'm gonna touch on are the ones that require signing once you've had the opportunity to review those and you're comfortable.\n\nChannel 1: Mhmm.\n\nChannel 0: The first\n\nChannel 1: Yeah.\n\nChannel 0: one is the ongoing fee arrangement. So this is the fee to continue as a client for us to manage your superannuation\n\nChannel 1: Yep.\n\nChannel 0: and provide advice. As such, in relation to that. So that fee is... Has changed to a fixed fee now. It used to be a percent based fee, which would fluctuate based on the balance of the fund.\n\nIt's\n\nChannel 1: Yeah.\n\nChannel 0: now fixed at $3,844.65, which is still equivalent to the 1.65% fee that you paid in the past. However,\n\nChannel 1: Yeah.\n\nChannel 0: it's fixed now, so it's not gonna fluctuate. So each month, it would be $320.40 approximately that would be deducted from your funds.\n\nChannel 1: Yeah.\n\nChannel 0: And then the final form is your tax fund acknowledgment that we hold your tax file number on file. So\n\nChannel 1: Okay.\n\nChannel 0: we do hold that on file because of your superannuation fund, and it's just confirming that you are aware of that and and comfortable with it.\n\nChannel 1: Yeah. Okay.\n\nChannel 0: So after that mouthful, any questions for me?\n\nChannel 1: No. Like like I said to you, I think we've... It's generally... I know it sounds boring, but if if everything's working and I do wanna be aggressive with my super and like I said, and and try and move forward. I think, like, in the New Year, I'll probably reach out again and try and work out something about getting more information to do this and trying to buy a property.\n\nAnd\n\nChannel 0: Yep.\n\nChannel 1: that's about it. That's what it is for New Year. I've gotta\n\nChannel 0: Did\n\nChannel 1: work\n\nChannel 0: you\n\nChannel 1: on...\n\nChannel 0: want... Yeah.\n\nChannel 1: No. No. Go ahead.\n\nChannel 0: Did you want me to set a task for me to reach out to you in the New Year?\n\nChannel 1: Yeah. Sure. Let's\n\nChannel 0: Yeah.\n\nChannel 1: let's put that in place, and that way, that makes sure it keeps me motivated to do something about it.\n\nChannel 0: Okay. When would you like me to do that?\n\nChannel 1: Okay. So all depends on when you're on all of those and all that. Probably in the... Say, like, end end of January, maybe in the beginning\n\nChannel 0: Yep.\n\nChannel 1: of February.\n\nChannel 0: Yep.\n\nChannel 1: Because I'll\n\nChannel 0: Okay.\n\nChannel 1: I'll...\n\nChannel 0: I can\n\nChannel 1: So I'll\n\nChannel 0: do\n\nChannel 1: be\n\nChannel 0: I\n\nChannel 1: working\n\nChannel 0: can do\n\nChannel 1: in\n\nChannel 0: that.\n\nChannel 1: Brisbane probably in Christmas time. So\n\nChannel 0: Yeah. Nice and busy. Absolutely.\n\nChannel 1: yeah. Rail.\n\nChannel 0: Yeah. Absolutely. I'll set that task to give you a\n\nChannel 1: Yeah. And and and if I can get some information on that, we can really sit down with the wife and the daughter, and we can sit down and and go through\n\nChannel 0: call.\n\nChannel 1: some information and all that sort of stuff and start moving forward and seeing what we need to do and trying to get that sorted.\n\nChannel 0: Absolutely.\n\nChannel 1: Because, you know... And probably, you know, I've made the decision to move up here for a family and might as well probably end up very far up here like rest of the oldies up here.\n\nChannel 0: Speaking of retirement, when do you think you would like to retire?\n\nChannel 1: When I can't work anymore... Like, I I obviously... I I think I... Like, being a bus driver, the opportunity to keep driving as long as I'm able to fit\n\nChannel 0: Yep.\n\nChannel 1: to. I'll I'll probably still do that, but I won't do it as much as I am now.\n\nChannel 0: Mhmm.\n\nChannel 1: So, obviously, I'll actually be set up by then.\n\nChannel 0: Okay. Alright. Too easy. So you need... Would you continue to work to pay debt down, like the mortgage?\n\nChannel 1: Yeah. I... Well, hopefully, we can set set it up where I need to pay off the mortgage before I go into full on semi retirement and\n\nChannel 0: Retirement. Yep.\n\nChannel 1: proper\n\nChannel 0: Do you\n\nChannel 1: retirement.\n\nChannel 0: know what\n\nChannel 1: Yeah.\n\nChannel 0: what what type of... Like, the value of the house you're looking at buying roughly or your portion of it?\n\nChannel 1: At at the moment, I think it'd be silly not to look anything, what, say, under under 800. So it's gonna be around the $800,000 mark. As for\n\nChannel 0: Mhmm.\n\nChannel 1: the portion, that'd be something that we can have a discussion about and see where we go with that.\n\nChannel 0: Yep.\n\nChannel 1: Like,\n\nChannel 0: Okay.\n\nChannel 1: legally, I wanna try and make sure that if if comes... Push comes to shove that, you know, with the daughter can have... You know, get the asset if if need be. So once again, these things need to be discussed and talked and\n\nChannel 0: Yeah.\n\nChannel 1: and\n\nChannel 0: Yeah.\n\nChannel 1: and go through properly. So portion wise, you know, roughly half, but it's it's also comes down to what we can borrow and all that. So there's a lot more... I know there's a lot more involved. So it's sort of like roughly this.\n\nChannel 0: No. That's okay. It's just a goal at this stage, and it's kind of a... It's it's something to look at and continue fine tuning over time. So\n\nChannel 1: Yeah. It's fine. Yeah.\n\nChannel 0: just just something that I have here. So when I do phone you in January end of January,\n\nChannel 1: Yeah.\n\nChannel 0: we can touch base on it again, and I've got the notes here to make sure that I remember this conversation.\n\nChannel 1: Yeah. You can remember it, and I'll forget it. Like like, I'm I'm pretty good at that sometimes. Not everything, but\n\nChannel 0: And while I've got you, Adrian, I just wanted to let you know that at the moment, you've got no beneficiary nomination\n\nChannel 1: sometimes.\n\nChannel 0: on your superannuation fund. So that means, no. You don't.\n\nChannel 1: I thought I did send that in.\n\nChannel 0: So, yeah, I I can't see that it's been applied anywhere.\n\nChannel 1: Oh, okay.\n\nChannel 0: I can get that out to you very quickly. Do you have access to a printer, or would you prefer it be posted?\n\nChannel 1: I can access a printer. I've got one at home. So...\n\nChannel 0: Okay.\n\nChannel 1: Yeah.\n\nChannel 0: I will email that to you to make sure that you can print it and sign it, and you can scan it back or take pictures, whatever is the best for you.\n\nChannel 1: Yeah.\n\nChannel 0: Did you... Is it Catherine that you want as your beneficiary?\n\nChannel 1: I think I did want her down as, like, 50% and then probably 10% to each kid. So,\n\nChannel 0: Alright. Yep. So each child, are they over 18?\n\nChannel 1: Yes.\n\nChannel 0: Okay.\n\nChannel 1: Well and surely\n\nChannel 0: So\n\nChannel 1: now.\n\nChannel 0: that's absolutely fine. What I am gonna tell you, though, is that there are tax implications for children over the age of 18 that are not financially dependent. So they will be taxed at 15% plus an additional 2% for Medicare on any funds paid to them. So...\n\nChannel 1: Oh,\n\nChannel 0: Yes.\n\nChannel 1: the government's\n\nChannel 0: So,\n\nChannel 1: a nice, isn't it?\n\nChannel 0: yeah, so Catherine herself won't get any tax\n\nChannel 1: Oh, okay.\n\nChannel 0: because she's your... She's she's your spouse and she's your financial dependent under and tax laws. Well, superannuation and tax laws, whereas children are only dependent under\n\nChannel 1: I'm\n\nChannel 0: the\n\nChannel 1: under\n\nChannel 0: tax\n\nChannel 1: 18. Yeah.\n\nChannel 0: Yep.\n\nChannel 1: Alright. Well,\n\nChannel 0: Yep.\n\nChannel 1: we might have to put her down as a 100%, and then when we both die, the kids can get it there.\n\nChannel 0: Okay. So there's there's two options there. There's a binding nomination and then what we call a non lapsing binding nomination. The\n\nChannel 1: Yeah.\n\nChannel 0: only difference is is that one will expire in three years, and the one does one does not expire and is only updated when you complete a new form. What\n\nChannel 1: Oh, okay.\n\nChannel 0: would be your preference in relation to that?\n\nChannel 1: The one that doesn't expire.\n\nChannel 0: Yep. That's what most people choose.\n\nChannel 1: How about it makes it easier if I do forget to do something, don't it?\n\nChannel 0: It does. It does. Okay. That was probably all for me. So what my process from here is is I'm going to set a task to touch base with you in the new year.\n\nBut before\n\nChannel 1: Yes.\n\nChannel 0: that, I'm going to reach out to you once I've had a chance to review those investments that we talked about to\n\nChannel 1: Yes.\n\nChannel 0: make sure to arrange any replacements if needed.\n\nChannel 1: Yep.\n\nChannel 0: Outside of that, did you... Are you happy with annual reviews, or did you want them more frequent?\n\nChannel 1: I don't know. It really seem to be okay because I'm not really, like, we've we've got this set up and... But definitely, obviously, you can see that I'm definitely aware of where I need to be. So that's probably not gonna change for another eight years anyway. So\n\nChannel 0: Yep.\n\nChannel 1: annual review\n\nChannel 0: Okay.\n\nChannel 1: seems okay.\n\nChannel 0: Okay. Alright. I will leave that as is. I'm just... I've got some homework to do, and you'll\n\nChannel 1: Yes.\n\nChannel 0: hear from me within the next couple of weeks to make sure that we have another meeting\n\nChannel 1: Yep.\n\nChannel 0: to go over those changes of the investments. And, then you'll hear from me again in the new year to talk about the house.\n\nChannel 1: Alrighty. Sounds like a plan to me.\n\nChannel 0: Alright. Fantastic. Well, do you have any other questions for me, Adrian?\n\nChannel 1: No. That's all today.\n\nChannel 0: Adrianne? Okay. Alright. Well, if any pop into mind, please give me a call. And once you've\n\nChannel 1: Yeah.\n\nChannel 0: had a chance to look over those documents, if you're happy to sign those documents, if you can sign them and return them,\n\nChannel 1: Awesome.\n\nChannel 0: that would be fantastic. Beautiful. Alright. Well, I will speak to you soon, and you enjoy the rest of your day.\n\nChannel 1: I certainly will. I got about, what, four four runs to do. So four\n\nChannel 0: Okay.\n\nChannel 1: routes.\n\nChannel 0: Will that will\n\nChannel 1: Yeah.\n\nChannel 0: that take too long?\n\nChannel 1: Roughly, I'll say about forty minutes depending on which ones I'm doing. So,\n\nChannel 0: Okay.\n\nChannel 1: yeah, it's it's not too bad. I've been driving up here in Maryborough. It's not the greatest. There's a lot of idiots on the road, but... Yeah.\n\nChannel 0: Oh, yeah. I think there are everywhere. I don't know where some people get their driver's license from, to be honest with you.\n\nChannel 1: Look. Up here up here, they're they're a special breed to certain up here. Like, you know, I'm from... Well, I'm I'm at Maryborough Boys. I was born here, but I got my license in...\n\nIt's Brisbane. So I learned to drive in Brisbane, and\n\nChannel 0: Yes.\n\nChannel 1: I... I'm used... So used to that. Even driving buses, I have... My first job was in Brisbane driving fuel buses.\n\nSo... And then I did a replacement with two companies down there. So\n\nChannel 0: Okay.\n\nChannel 1: I'm used to driving down there around because everyone knows where they're going, and they're all in a hurry. So you get used to it.\n\nChannel 0: Yes.\n\nChannel 1: Down here,\n\nChannel 0: Yep.\n\nChannel 1: you don't know what you're getting. You have no idea. And and and they do some weird and wonderful stuff. So they they just I think\n\nChannel 0: Keeps\n\nChannel 1: my\n\nChannel 0: the\n\nChannel 1: next\n\nChannel 0: day\n\nChannel 1: is...\n\nChannel 0: interesting.\n\nChannel 1: Look. Yeah. It's amazing how many things you see in the day, and I'm I'm really feeling like investing in a couple of road photos so I can now to the box and record on my main YouTube videos. I'll be out.\n\nChannel 0: I was just gonna say make it... Become a YouTube sensation.\n\nChannel 1: The doors of the cars and buses in in Maribor.\n\nChannel 0: Well, it was lovely speaking with you, Adrianne. I hope you have\n\nChannel 1: Yes.\n\nChannel 0: an... A lovely afternoon, and I will speak with you again soon.\n\nChannel 1: Not a problem.\n\nChannel 0: Okay. I'll\n\nChannel 1: Alright.\n\nChannel 0: talk to you soon. Bye.\n\nChannel 1: See you. Bye.\n\nChannel 0: Bye.","paragraphs":[{"sentences":[{"text":"Hello.","start":0.24,"end":0.64,"sentiment":"neutral","sentiment_score":0.04313549026846886},{"text":"Adrian speaking.","start":0.64,"end":1.54,"sentiment":"neutral","sentiment_score":0.033494748175144196}],"sentiment":"neutral","sentiment_score":0.03670832887291908,"channel":1,"num_words":3,"start":0.24,"end":1.54},{"sentences":[{"text":"Hi, Adrian.","start":2.32,"end":3.1999998,"sentiment":"neutral","sentiment_score":0.1924775242805481},{"text":"This is Janet here finding from Oakview Financial.","start":3.1999998,"end":5.7,"sentiment":"neutral","sentiment_score":0.23633946664631367},{"text":"How are you today?","start":5.8399997,"end":6.8199997,"sentiment":"neutral","sentiment_score":0.26493052393198013}],"sentiment":"neutral","sentiment_score":0.23824234838996614,"channel":0,"num_words":14,"start":2.32,"end":6.8199997},{"sentences":[{"text":"Good thing's gonna...","start":7.52,"end":8.66,"sentiment":"neutral","sentiment_score":0.3236105293035507},{"text":"It might just be disrupted in a second.","start":8.88,"end":11.28,"sentiment":"negative","sentiment_score":-0.5525028817355633},{"text":"I've just jumped in my car, so I might just walk by over here in a second.","start":11.28,"end":15.139999,"sentiment":"neutral","sentiment_score":-0.32724587706958547}],"sentiment":"neutral","sentiment_score":-0.3218704062913145,"channel":1,"num_words":28,"start":7.52,"end":15.139999},{"sentences":[{"text":"That's fine.","start":16.135,"end":16.935,"sentiment":"neutral","sentiment_score":0.023417355492711067},{"text":"No worries at all.","start":16.935,"end":18.235,"sentiment":"neutral","sentiment_score":-0.029429253190755844}],"sentiment":"neutral","sentiment_score":-0.01181371696293354,"channel":0,"num_words":6,"start":16.135,"end":18.235},{"sentences":[{"text":"Yes.","start":30.189999,"end":30.689999,"sentiment":"neutral","sentiment_score":-0.039259813725948334},{"text":"I'm already out of here now.","start":30.99,"end":32.77,"sentiment":"neutral","sentiment_score":-0.13849525774518648}],"sentiment":"neutral","sentiment_score":-0.12431876574243818,"channel":1,"num_words":7,"start":30.189999,"end":32.77},{"sentences":[{"text":"Okay.","start":33.43,"end":33.93,"sentiment":"neutral","sentiment_score":0.004023987799882889},{"text":"Well, just before I go any further, I just need to let you know that our calls are recorded for quality and coaching purposes.","start":34.07,"end":39.93,"sentiment":"neutral","sentiment_score":0.0005095868060986204},{"text":"Is that okay?","start":39.989998,"end":40.695,"sentiment":"neutral","sentiment_score":0.03838042045632998}],"sentiment":"neutral","sentiment_score":0.004692690446972847,"channel":0,"num_words":28,"start":33.43,"end":40.695},{"sentences":[{"text":"Yes.","start":41.629997,"end":41.949997,"sentiment":"neutral","sentiment_score":0.15982231497764587},{"text":"That's definitely fine.","start":41.949997,"end":43.329998,"sentiment":"positive","sentiment_score":0.3945038119951884}],"sentiment":"positive","sentiment_score":0.33583343774080276,"channel":1,"num_words":4,"start":41.629997,"end":43.329998},{"sentences":[{"text":"Thank you.","start":44.055,"end":44.795,"sentiment":"positive","sentiment_score":0.518875926733017},{"text":"Adrian, can I please get you to confirm your full name, date of birth, and address, please?","start":45.095,"end":49.754997,"sentiment":"neutral","sentiment_score":0.0675821527838707}],"sentiment":"neutral","sentiment_score":0.11508676056799136,"channel":0,"num_words":19,"start":44.055,"end":49.754997},{"sentences":[{"text":"Yes.","start":50.114998,"end":50.515,"sentiment":"neutral","sentiment_score":0.023717917501926426},{"text":"It's Adrian John Harlan, Joseph, 07/05/1973.","start":50.515,"end":54.695,"sentiment":"neutral","sentiment_score":0.01345069861660401},{"text":"Two three six","start":54.835,"end":55.815,"sentiment":"neutral","sentiment_score":0.0032515840915342173}],"sentiment":"neutral","sentiment_score":0.011417686147615314,"channel":1,"num_words":10,"start":50.114998,"end":55.815},{"sentences":[{"text":"Okay.","start":59.11,"end":59.61,"sentiment":"neutral","sentiment_score":0.005816946737468243},{"text":"I have a different address here on file.","start":59.75,"end":62.25,"sentiment":"neutral","sentiment_score":-0.01356260315515101},{"text":"What would be a proof...","start":62.79,"end":64.09,"sentiment":"neutral","sentiment_score":-0.003972176834940911}],"sentiment":"neutral","sentiment_score":-0.008753197334174598,"channel":0,"num_words":14,"start":59.11,"end":64.09},{"sentences":[{"text":"Street.","start":64.659996,"end":64.9,"sentiment":"neutral","sentiment_score":-0.00035646138712763786},{"text":"5 Yorella.","start":64.9,"end":65.799995,"sentiment":"neutral","sentiment_score":0.006144778802990914}],"sentiment":"neutral","sentiment_score":0.003977698739618064,"channel":1,"num_words":3,"start":64.659996,"end":65.799995},{"sentences":[{"text":"Yes.","start":66.79,"end":67.245,"sentiment":"neutral","sentiment_score":0.03548596799373627},{"text":"That's correct.","start":67.485,"end":68.385,"sentiment":"neutral","sentiment_score":0.06477508693933487},{"text":"Okay.","start":68.445,"end":68.765,"sentiment":"neutral","sentiment_score":0.035808417946100235},{"text":"So while I've got you on the phone, let's update your address.","start":68.765,"end":72.305,"sentiment":"neutral","sentiment_score":0.02891275178020199}],"sentiment":"neutral","sentiment_score":0.034237348823808134,"channel":0,"num_words":16,"start":66.79,"end":72.305},{"sentences":[{"text":"Yep.","start":73.365,"end":73.865,"sentiment":"neutral","sentiment_score":0.030323205515742305}],"sentiment":"neutral","sentiment_score":0.030323205515742305,"channel":1,"num_words":1,"start":73.365,"end":73.865},{"sentences":[{"text":"Okay.","start":75.245,"end":75.745,"sentiment":"neutral","sentiment_score":0.022520974278450012},{"text":"What is your new address?","start":75.965004,"end":77.425,"sentiment":"neutral","sentiment_score":0.020328153669834138}],"sentiment":"neutral","sentiment_score":0.020693623771270115,"channel":0,"num_words":6,"start":75.245,"end":77.425},{"sentences":[{"text":"236","start":78.245,"end":79.545,"sentiment":"neutral","sentiment_score":0.0071532633155584335}],"sentiment":"neutral","sentiment_score":0.0071532633155584335,"channel":1,"num_words":1,"start":78.245,"end":79.545},{"sentences":[{"text":"Yes?","start":80.525,"end":81.025,"sentiment":"neutral","sentiment_score":0.0064588324166834354}],"sentiment":"neutral","sentiment_score":0.0064588324166834354,"channel":0,"num_words":1,"start":80.525,"end":81.025},{"sentences":[{"text":"Neptune Street.","start":80.805,"end":82.025,"sentiment":"neutral","sentiment_score":0.005130308214575052}],"sentiment":"neutral","sentiment_score":0.005130308214575052,"channel":1,"num_words":2,"start":80.805,"end":82.025},{"sentences":[{"text":"Neptune Street.","start":83.23,"end":84.03,"sentiment":"neutral","sentiment_score":0.005172209115698934},{"text":"Yes.","start":84.03,"end":84.53,"sentiment":"neutral","sentiment_score":0.012876592576503754}],"sentiment":"neutral","sentiment_score":0.007740336935967207,"channel":0,"num_words":3,"start":83.23,"end":84.53},{"sentences":[{"text":"Yep.","start":84.740005,"end":85.240005,"sentiment":"neutral","sentiment_score":0.01515745185315609},{"text":"Same.","start":85.78,"end":86.26,"sentiment":"neutral","sentiment_score":0.01401674933731556},{"text":"Same.","start":86.26,"end":86.76,"sentiment":"neutral","sentiment_score":0.009446724317967892},{"text":"Maryborough,","start":87.14,"end":87.64,"sentiment":"neutral","sentiment_score":0.006091597490012646}],"sentiment":"neutral","sentiment_score":0.011178130749613047,"channel":1,"num_words":4,"start":84.740005,"end":87.64},{"sentences":[{"text":"In Maryborough?","start":87.229996,"end":87.89,"sentiment":"neutral","sentiment_score":0.004071323433890939}],"sentiment":"neutral","sentiment_score":0.004071323433890939,"channel":0,"num_words":2,"start":87.229996,"end":87.89},{"sentences":[{"text":"Queens Airport.","start":87.700005,"end":88.520004,"sentiment":"neutral","sentiment_score":0.005731136770918965},{"text":"Yep.","start":88.740005,"end":89.240005,"sentiment":"neutral","sentiment_score":0.022699549794197083}],"sentiment":"neutral","sentiment_score":0.011387274445345005,"channel":1,"num_words":3,"start":87.700005,"end":89.240005},{"sentences":[{"text":"Yep.","start":88.75,"end":89.25,"sentiment":"neutral","sentiment_score":0.02779521606862545},{"text":"Okay.","start":90.67,"end":91.17,"sentiment":"neutral","sentiment_score":0.03640175983309746},{"text":"Won't be a sec.","start":92.35,"end":93.07,"sentiment":"neutral","sentiment_score":-0.021510368678718805},{"text":"I'm just gonna update that while I've got you on the phone.","start":93.07,"end":95.565,"sentiment":"neutral","sentiment_score":0.03176512351880471},{"text":"So 236 Neptune Street.","start":105.245,"end":107.585,"sentiment":"neutral","sentiment_score":0.013559760991483927}],"sentiment":"neutral","sentiment_score":0.018798910335383633,"channel":0,"num_words":22,"start":88.75,"end":107.585},{"sentences":[{"text":"That's it.","start":108.105,"end":109.005005,"sentiment":"neutral","sentiment_score":0.06976996921002865}],"sentiment":"neutral","sentiment_score":0.06976996921002865,"channel":1,"num_words":2,"start":108.105,"end":109.005005},{"sentences":[{"text":"Fantastic.","start":110.41,"end":110.91,"sentiment":"positive","sentiment_score":0.4538203477859497},{"text":"Okay.","start":111.93,"end":112.43,"sentiment":"neutral","sentiment_score":0.24239329993724823},{"text":"Alright.","start":116.89,"end":117.39,"sentiment":"neutral","sentiment_score":0.26994049549102783},{"text":"All updated.","start":117.85,"end":118.59,"sentiment":"neutral","sentiment_score":0.2898128777742386},{"text":"That's","start":119.77,"end":120.09,"sentiment":"positive","sentiment_score":0.4738656282424927}],"sentiment":"positive","sentiment_score":0.33660758783419925,"channel":0,"num_words":6,"start":110.41,"end":120.09},{"sentences":[{"text":"Lovely.","start":120.03,"end":120.53,"sentiment":"positive","sentiment_score":0.5639101266860962}],"sentiment":"positive","sentiment_score":0.5639101266860962,"channel":1,"num_words":1,"start":120.03,"end":120.53},{"sentences":[{"text":"nice.","start":120.09,"end":120.59,"sentiment":"positive","sentiment_score":0.4729701280593872}],"sentiment":"positive","sentiment_score":0.4729701280593872,"channel":0,"num_words":1,"start":120.09,"end":120.59},{"sentences":[{"text":"Yep.","start":121.229996,"end":121.729996,"sentiment":"neutral","sentiment_score":0.1262299418449402}],"sentiment":"neutral","sentiment_score":0.1262299418449402,"channel":1,"num_words":1,"start":121.229996,"end":121.729996},{"sentences":[{"text":"Okay.","start":121.61,"end":122.11,"sentiment":"neutral","sentiment_score":0.06101411581039429},{"text":"Adrian, the purpose of my call today is to phone and book in...","start":122.41,"end":128.405,"sentiment":"neutral","sentiment_score":0.02889314924295132},{"text":"Oh, sorry.","start":128.785,"end":129.345,"sentiment":"neutral","sentiment_score":-0.018159002996981144},{"text":"Complete your annual review that we have booked in.","start":129.345,"end":131.58499,"sentiment":"neutral","sentiment_score":0.015230706168545617},{"text":"Do you still have time for that now?","start":131.58499,"end":133.605,"sentiment":"neutral","sentiment_score":-0.00978757394477725}],"sentiment":"neutral","sentiment_score":0.013911600422227022,"channel":0,"num_words":33,"start":121.61,"end":133.605},{"sentences":[{"text":"Yeah.","start":134.675,"end":134.915,"sentiment":"neutral","sentiment_score":0.04946403205394745},{"text":"Like, I've got a hands free.","start":134.915,"end":136.275,"sentiment":"neutral","sentiment_score":0.09547499443093936},{"text":"I'm in the car as well.","start":136.275,"end":137.635,"sentiment":"neutral","sentiment_score":0.08941144744555156},{"text":"So, I mean, that will change when I jump out and get in my pass, but, yeah, I feel fine.","start":137.635,"end":142.61,"sentiment":"neutral","sentiment_score":0.09837379828095436}],"sentiment":"neutral","sentiment_score":0.09473511057369637,"channel":1,"num_words":33,"start":134.675,"end":142.61},{"sentences":[{"text":"Okay.","start":143.36,"end":143.84001,"sentiment":"neutral","sentiment_score":0.05148644372820854},{"text":"Well, if at any time that we need to stop or there's any safety concerns, please let me know, and we can","start":143.84001,"end":149.36,"sentiment":"neutral","sentiment_score":-0.03036013279448856}],"sentiment":"neutral","sentiment_score":-0.026801585989153904,"channel":0,"num_words":23,"start":143.36,"end":149.36},{"sentences":[{"text":"Yep.","start":149.31,"end":149.81,"sentiment":"neutral","sentiment_score":0.004750232212245464}],"sentiment":"neutral","sentiment_score":0.004750232212245464,"channel":1,"num_words":1,"start":149.31,"end":149.81},{"sentences":[{"text":"reschedule.","start":149.36,"end":149.86,"sentiment":"neutral","sentiment_score":-0.02242601476609707},{"text":"That's absolutely fine.","start":150.0,"end":151.38,"sentiment":"neutral","sentiment_score":0.2049794445435206}],"sentiment":"neutral","sentiment_score":0.1481280797161162,"channel":0,"num_words":4,"start":149.36,"end":151.38},{"sentences":[{"text":"Yep.","start":151.79,"end":152.11,"sentiment":"neutral","sentiment_score":-0.036834463477134705},{"text":"No.","start":152.11,"end":152.34999,"sentiment":"negative","sentiment_score":-0.3708011507987976},{"text":"Let's keep going.","start":152.34999,"end":153.33,"sentiment":"negative","sentiment_score":-0.4594499369462331}],"sentiment":"negative","sentiment_score":-0.35719708502292635,"channel":1,"num_words":5,"start":151.79,"end":153.33},{"sentences":[{"text":"Alright.","start":154.16501,"end":154.66501,"sentiment":"neutral","sentiment_score":-0.05457665771245957},{"text":"I was having a chat with my colleague Whitlam earlier, and he said that you have a number of questions that you want to run by us.","start":154.725,"end":162.16501,"sentiment":"neutral","sentiment_score":0.035051602111370476},{"text":"Did you wanna start with those to begin","start":162.16501,"end":164.345,"sentiment":"neutral","sentiment_score":0.02564651914872229}],"sentiment":"neutral","sentiment_score":0.030471909791231155,"channel":0,"num_words":36,"start":154.16501,"end":164.345},{"sentences":[{"text":"Probably did have some questions.","start":166.755,"end":167.94,"sentiment":"neutral","sentiment_score":0.00489603690803051},{"text":"Can't remember","start":168.1,"end":168.84,"sentiment":"neutral","sentiment_score":0.0014608755009248853}],"sentiment":"neutral","sentiment_score":0.003914562220286045,"channel":1,"num_words":7,"start":166.755,"end":168.84},{"sentences":[{"text":"with?","start":170.87999,"end":171.04,"sentiment":"neutral","sentiment_score":0.008862904272973537},{"text":"That's okay.","start":171.04,"end":171.93999,"sentiment":"neutral","sentiment_score":0.19186537712812424},{"text":"I'm sure they'll come back to you as we as we move through our conversation.","start":172.15999,"end":176.26,"sentiment":"neutral","sentiment_score":0.18444820890824}],"sentiment":"neutral","sentiment_score":0.17551759956404567,"channel":0,"num_words":18,"start":170.87999,"end":176.26},{"sentences":[{"text":"them.","start":176.82,"end":177.06,"sentiment":"neutral","sentiment_score":0.00713077187538147},{"text":"Yeah.","start":177.06,"end":177.38,"sentiment":"neutral","sentiment_score":-0.048427630215883255},{"text":"I I don't think it was a lot.","start":177.38,"end":178.90001,"sentiment":"neutral","sentiment_score":-0.23666215687990189},{"text":"Like, you know, with with the markets the way they are, you know, all of that sort of stuff, I don't really wanna change how things are going with my super.","start":178.90001,"end":192.235,"sentiment":"neutral","sentiment_score":-0.2549485271015475},{"text":"I think I'm still young enough where we can be aggressive with that.","start":192.235,"end":196.51001,"sentiment":"neutral","sentiment_score":-0.2617960824416234}],"sentiment":"neutral","sentiment_score":-0.2452101393568295,"channel":1,"num_words":54,"start":176.82,"end":196.51001},{"sentences":[{"text":"Yes.","start":197.26001,"end":197.76001,"sentiment":"neutral","sentiment_score":0.024523843079805378}],"sentiment":"neutral","sentiment_score":0.024523843079805378,"channel":0,"num_words":1,"start":197.26001,"end":197.76001},{"sentences":[{"text":"I think that was the main thing.","start":198.33,"end":199.93001,"sentiment":"neutral","sentiment_score":0.059505899037633626},{"text":"I I do wanna try and get into a house.","start":199.93001,"end":202.57,"sentiment":"neutral","sentiment_score":0.10411606132984161},{"text":"I just don't know.","start":202.57,"end":203.71,"sentiment":"neutral","sentiment_score":-0.002921390812844038},{"text":"Like, I I wanna try and tidy some things up here in Maryborough first before we...","start":203.85,"end":208.915,"sentiment":"neutral","sentiment_score":0.04659514327067882},{"text":"Before I really sink my teeth in and try and get some more details about that, but that's sort of a little bit later probably in the New Year.","start":209.295,"end":217.395,"sentiment":"neutral","sentiment_score":-0.05866595653110537}],"sentiment":"neutral","sentiment_score":0.007427665094534556,"channel":1,"num_words":66,"start":198.33,"end":217.395},{"sentences":[{"text":"Okay.","start":218.33,"end":218.81,"sentiment":"neutral","sentiment_score":0.05682648718357086},{"text":"Alright.","start":218.81,"end":219.31,"sentiment":"neutral","sentiment_score":0.09428678452968596},{"text":"Let's work through the information we have on file just to make sure it's up to date, and","start":219.45001,"end":224.82501,"sentiment":"neutral","sentiment_score":0.08056723450620969}],"sentiment":"neutral","sentiment_score":0.08006617464125157,"channel":0,"num_words":20,"start":218.33,"end":224.82501},{"sentences":[{"text":"Yep.","start":224.79001,"end":225.29001,"sentiment":"neutral","sentiment_score":0.05756331607699394}],"sentiment":"neutral","sentiment_score":0.05756331607699394,"channel":1,"num_words":1,"start":224.79001,"end":225.29001},{"sentences":[{"text":"then we can touch on those in a little bit more detail.","start":224.82501,"end":227.725,"sentiment":"neutral","sentiment_score":0.05299099814146757},{"text":"I have you...","start":228.425,"end":229.30501,"sentiment":"neutral","sentiment_score":0.006924377443889777},{"text":"Your marital status as married.","start":229.30501,"end":231.24501,"sentiment":"neutral","sentiment_score":-0.0014967449009418488},{"text":"Is that correct?","start":231.30501,"end":233.085,"sentiment":"neutral","sentiment_score":0.023472321530183155}],"sentiment":"neutral","sentiment_score":0.03128688478761393,"channel":0,"num_words":23,"start":224.82501,"end":233.085},{"sentences":[{"text":"That's still current.","start":232.71,"end":233.67,"sentiment":"neutral","sentiment_score":0.030490850408871967},{"text":"Yep.","start":233.67,"end":234.17,"sentiment":"neutral","sentiment_score":0.07406453043222427}],"sentiment":"neutral","sentiment_score":0.041384270414710045,"channel":1,"num_words":4,"start":232.71,"end":234.17},{"sentences":[{"text":"Yep.","start":234.505,"end":235.005,"sentiment":"neutral","sentiment_score":0.09764283895492554},{"text":"Alright.","start":235.30501,"end":235.785,"sentiment":"neutral","sentiment_score":0.27898502349853516},{"text":"Fantastic.","start":235.785,"end":236.285,"sentiment":"positive","sentiment_score":0.5168074369430542},{"text":"And your email address is Rager73Aussie@Hotmail.com?","start":237.145,"end":241.76,"sentiment":"neutral","sentiment_score":0.19174576302369437}],"sentiment":"neutral","sentiment_score":0.22710109750429788,"channel":0,"num_words":9,"start":234.505,"end":241.76},{"sentences":[{"text":"That's correct.","start":242.125,"end":242.86499,"sentiment":"neutral","sentiment_score":0.09772301837801933}],"sentiment":"neutral","sentiment_score":0.09772301837801933,"channel":1,"num_words":2,"start":242.125,"end":242.86499},{"sentences":[{"text":"Yeah.","start":243.58,"end":243.9,"sentiment":"neutral","sentiment_score":0.05774613469839096},{"text":"And your wife's name is Catherine Jarvis?","start":243.9,"end":247.04,"sentiment":"neutral","sentiment_score":0.043612293366874964}],"sentiment":"neutral","sentiment_score":0.045379023533314466,"channel":0,"num_words":8,"start":243.58,"end":247.04},{"sentences":[{"text":"Correct.","start":247.72499,"end":248.22499,"sentiment":"neutral","sentiment_score":0.04260865971446037}],"sentiment":"neutral","sentiment_score":0.04260865971446037,"channel":1,"num_words":1,"start":247.72499,"end":248.22499},{"sentences":[{"text":"And do you have any dependents?","start":249.42,"end":251.36,"sentiment":"neutral","sentiment_score":0.023534847733875115},{"text":"No.","start":253.81999,"end":254.055,"sentiment":"neutral","sentiment_score":-0.010628136806190014},{"text":"Okay.","start":254.53499,"end":255.03499,"sentiment":"neutral","sentiment_score":0.025277892127633095},{"text":"I have you here as a bus driver, so I am going to assume that's still correct because you said you're gonna jump in the bus shortly.","start":255.73499,"end":262.395,"sentiment":"neutral","sentiment_score":0.029980026392473116}],"sentiment":"neutral","sentiment_score":0.02758055869489908,"channel":0,"num_words":35,"start":249.42,"end":262.395},{"sentences":[{"text":"No.","start":262.24,"end":262.74,"sentiment":"neutral","sentiment_score":-0.008026661351323128},{"text":"Yes.","start":263.36002,"end":263.68,"sentiment":"neutral","sentiment_score":0.03235331177711487},{"text":"That's still correct.","start":263.68,"end":264.74,"sentiment":"neutral","sentiment_score":0.04173465693990389}],"sentiment":"neutral","sentiment_score":0.029906124249100684,"channel":1,"num_words":5,"start":262.24,"end":264.74},{"sentences":[{"text":"Okay.","start":265.655,"end":266.055,"sentiment":"neutral","sentiment_score":0.04031860455870629},{"text":"And are you still employed with Wide Bay Transit?","start":266.055,"end":268.89,"sentiment":"neutral","sentiment_score":0.039908568685253464}],"sentiment":"neutral","sentiment_score":0.039949572272598745,"channel":0,"num_words":10,"start":265.655,"end":268.89},{"sentences":[{"text":"I certainly am.","start":269.60498,"end":270.745,"sentiment":"neutral","sentiment_score":0.08164873719215393}],"sentiment":"neutral","sentiment_score":0.08164873719215393,"channel":1,"num_words":3,"start":269.60498,"end":270.745},{"sentences":[{"text":"And how long have you been there for?","start":271.27002,"end":273.21002,"sentiment":"neutral","sentiment_score":0.010826352750882506}],"sentiment":"neutral","sentiment_score":0.010826352750882506,"channel":0,"num_words":8,"start":271.27002,"end":273.21002},{"sentences":[{"text":"Twelve months now.","start":274.32498,"end":275.465,"sentiment":"neutral","sentiment_score":0.010513785916070143}],"sentiment":"neutral","sentiment_score":0.010513785916070143,"channel":1,"num_words":3,"start":274.32498,"end":275.465},{"sentences":[{"text":"Oh, wow.","start":276.07,"end":276.89,"sentiment":"neutral","sentiment_score":0.19996289163827896},{"text":"Very good.","start":277.27002,"end":278.09,"sentiment":"positive","sentiment_score":0.3971433490514755},{"text":"And are you still casual, or is it full","start":278.31,"end":280.95,"sentiment":"neutral","sentiment_score":0.0665477572215928}],"sentiment":"neutral","sentiment_score":0.137934022797988,"channel":0,"num_words":13,"start":276.07,"end":280.95},{"sentences":[{"text":"Yeah.","start":280.805,"end":281.25,"sentiment":"neutral","sentiment_score":0.040436264127492905}],"sentiment":"neutral","sentiment_score":0.040436264127492905,"channel":1,"num_words":1,"start":280.805,"end":281.25},{"sentences":[{"text":"time?","start":280.95,"end":281.45,"sentiment":"neutral","sentiment_score":0.029305560514330864}],"sentiment":"neutral","sentiment_score":0.029305560514330864,"channel":0,"num_words":1,"start":280.95,"end":281.45},{"sentences":[{"text":"Casual.","start":282.13,"end":282.63,"sentiment":"neutral","sentiment_score":0.043553873896598816}],"sentiment":"neutral","sentiment_score":0.043553873896598816,"channel":1,"num_words":1,"start":282.13,"end":282.63},{"sentences":[{"text":"Casual?","start":282.23,"end":282.73,"sentiment":"neutral","sentiment_score":0.035305969417095184},{"text":"Casual?","start":283.215,"end":283.615,"sentiment":"neutral","sentiment_score":0.03556244447827339}],"sentiment":"neutral","sentiment_score":0.03543420694768429,"channel":0,"num_words":2,"start":282.23,"end":283.615},{"sentences":[{"text":"Yeah.","start":283.57,"end":284.07,"sentiment":"neutral","sentiment_score":0.03403294086456299}],"sentiment":"neutral","sentiment_score":0.03403294086456299,"channel":1,"num_words":1,"start":283.57,"end":284.07},{"sentences":[{"text":"Yeah.","start":283.615,"end":283.935,"sentiment":"neutral","sentiment_score":0.032381996512413025},{"text":"How many hours per week do you do on average?","start":283.935,"end":286.75497,"sentiment":"neutral","sentiment_score":0.020237848162651062}],"sentiment":"neutral","sentiment_score":0.021341861648993057,"channel":0,"num_words":11,"start":283.615,"end":286.75497},{"sentences":[{"text":"About seventy six ish.","start":287.33,"end":289.43,"sentiment":"neutral","sentiment_score":0.014301879098638892}],"sentiment":"neutral","sentiment_score":0.014301879098638892,"channel":1,"num_words":4,"start":287.33,"end":289.43},{"sentences":[{"text":"Per week or fortnight?","start":290.81497,"end":292.03497,"sentiment":"neutral","sentiment_score":0.014267181511968374}],"sentiment":"neutral","sentiment_score":0.014267181511968374,"channel":0,"num_words":4,"start":290.81497,"end":292.03497},{"sentences":[{"text":"Fortnight.","start":292.85,"end":293.35,"sentiment":"neutral","sentiment_score":0.009654432535171509}],"sentiment":"neutral","sentiment_score":0.009654432535171509,"channel":1,"num_words":1,"start":292.85,"end":293.35},{"sentences":[{"text":"Okay.","start":293.85498,"end":294.25497,"sentiment":"neutral","sentiment_score":0.06942543387413025},{"text":"76 per fortnight.","start":294.25497,"end":296.13,"sentiment":"neutral","sentiment_score":0.11139453202486038},{"text":"Beautiful.","start":296.19,"end":296.69,"sentiment":"positive","sentiment_score":0.7123279571533203},{"text":"Okay.","start":297.47,"end":297.97,"sentiment":"neutral","sentiment_score":0.30691957473754883},{"text":"And what would you say that your gross income is?","start":298.27,"end":302.05,"sentiment":"neutral","sentiment_score":0.13577372059226037}],"sentiment":"neutral","sentiment_score":0.1737871104851365,"channel":0,"num_words":16,"start":293.85498,"end":302.05},{"sentences":[{"text":"I'm glad about 90, is it, roughly?","start":305.115,"end":307.775,"sentiment":"neutral","sentiment_score":0.21316246049744741},{"text":"Is it 90?","start":307.915,"end":308.735,"sentiment":"neutral","sentiment_score":0.07141144076983134}],"sentiment":"neutral","sentiment_score":0.1706371545791626,"channel":1,"num_words":10,"start":305.115,"end":308.735},{"sentences":[{"text":"90.","start":308.59,"end":309.015,"sentiment":"neutral","sentiment_score":0.022415166720747948}],"sentiment":"neutral","sentiment_score":0.022415166720747948,"channel":0,"num_words":1,"start":308.59,"end":309.015},{"sentences":[{"text":"I think.","start":309.835,"end":310.57498,"sentiment":"neutral","sentiment_score":0.009953211061656475},{"text":"I don't remember","start":311.32,"end":311.96,"sentiment":"neutral","sentiment_score":-0.01864301475385825}],"sentiment":"neutral","sentiment_score":-0.007204524427652359,"channel":1,"num_words":5,"start":309.835,"end":311.96},{"sentences":[{"text":"Okay.","start":311.575,"end":312.075,"sentiment":"neutral","sentiment_score":-0.013841019943356514}],"sentiment":"neutral","sentiment_score":-0.013841019943356514,"channel":0,"num_words":1,"start":311.575,"end":312.075},{"sentences":[{"text":"now.","start":311.96,"end":312.46,"sentiment":"neutral","sentiment_score":-0.01037738285958767},{"text":"I","start":312.76,"end":312.92,"sentiment":"neutral","sentiment_score":-0.012046173214912416}],"sentiment":"neutral","sentiment_score":-0.011211778037250042,"channel":1,"num_words":2,"start":311.96,"end":312.92},{"sentences":[{"text":"Would","start":312.855,"end":312.93503,"sentiment":"neutral","sentiment_score":-0.010171489790081978}],"sentiment":"neutral","sentiment_score":-0.010171489790081978,"channel":0,"num_words":1,"start":312.855,"end":312.93503},{"sentences":[{"text":"know","start":312.92,"end":313.08002,"sentiment":"neutral","sentiment_score":-0.004204846918582916}],"sentiment":"neutral","sentiment_score":-0.004204846918582916,"channel":1,"num_words":1,"start":312.92,"end":313.08002},{"sentences":[{"text":"that","start":312.93503,"end":313.255,"sentiment":"neutral","sentiment_score":-0.0010167323052883148}],"sentiment":"neutral","sentiment_score":-0.0010167323052883148,"channel":0,"num_words":1,"start":312.93503,"end":313.255},{"sentences":[{"text":"it's only","start":313.08002,"end":313.48,"sentiment":"neutral","sentiment_score":-0.0008432944305241108}],"sentiment":"neutral","sentiment_score":-0.0008432944305241108,"channel":1,"num_words":2,"start":313.08002,"end":313.48},{"sentences":[{"text":"include...","start":313.255,"end":313.755,"sentiment":"neutral","sentiment_score":0.005985459312796593}],"sentiment":"neutral","sentiment_score":0.005985459312796593,"channel":0,"num_words":1,"start":313.255,"end":313.755},{"sentences":[{"text":"a few months.","start":313.48,"end":314.30002,"sentiment":"neutral","sentiment_score":0.0042645465582609185}],"sentiment":"neutral","sentiment_score":0.0042645465582609185,"channel":1,"num_words":3,"start":313.48,"end":314.30002},{"sentences":[{"text":"That's okay.","start":315.17502,"end":315.89502,"sentiment":"neutral","sentiment_score":0.048131199553608894},{"text":"Would that include super or exclude super?","start":315.89502,"end":319.035,"sentiment":"neutral","sentiment_score":0.010561792712126459}],"sentiment":"neutral","sentiment_score":0.018910549788011446,"channel":0,"num_words":9,"start":315.17502,"end":319.035},{"sentences":[{"text":"I think that includes super, I think.","start":319.48,"end":322.86002,"sentiment":"neutral","sentiment_score":0.032753532752394676}],"sentiment":"neutral","sentiment_score":0.032753532752394676,"channel":1,"num_words":7,"start":319.48,"end":322.86002},{"sentences":[{"text":"Okay.","start":323.65503,"end":324.03,"sentiment":"neutral","sentiment_score":0.03486918658018112},{"text":"Okay.","start":325.38998,"end":325.88998,"sentiment":"neutral","sentiment_score":0.033017463982105255},{"text":"And we had your expenditure noted as about $400 a week in living expenses.","start":326.59,"end":332.61,"sentiment":"neutral","sentiment_score":0.041450493303792815},{"text":"Would that be correct still?","start":332.66998,"end":334.37,"sentiment":"neutral","sentiment_score":0.04067730903625488}],"sentiment":"neutral","sentiment_score":0.040551433428412394,"channel":0,"num_words":21,"start":323.65503,"end":334.37},{"sentences":[{"text":"Yep.","start":334.73502,"end":335.23502,"sentiment":"neutral","sentiment_score":0.02718806266784668},{"text":"Probably a little bit more with the way things have gone up lately.","start":336.4,"end":339.3,"sentiment":"neutral","sentiment_score":-0.04921538927234136}],"sentiment":"neutral","sentiment_score":-0.04375799984804222,"channel":1,"num_words":14,"start":334.73502,"end":339.3},{"sentences":[{"text":"Yes.","start":340.92502,"end":341.325,"sentiment":"neutral","sentiment_score":0.03779633343219757},{"text":"So it's hitting everyone's pocket, isn't it?","start":341.325,"end":344.225,"sentiment":"neutral","sentiment_score":-0.018076304346323013}],"sentiment":"neutral","sentiment_score":-0.01109222462400794,"channel":0,"num_words":8,"start":340.92502,"end":344.225},{"sentences":[{"text":"Oh, yeah.","start":344.48,"end":345.04,"sentiment":"neutral","sentiment_score":-0.005749965086579323},{"text":"That's all I have.","start":345.04,"end":345.92,"sentiment":"neutral","sentiment_score":-0.0024058526978478767},{"text":"I do wanna look at the house, but and I like the house price that might come down, but nothing else comes down.","start":345.92,"end":351.71503,"sentiment":"neutral","sentiment_score":0.07135881013844324}],"sentiment":"neutral","sentiment_score":0.055866527317918774,"channel":1,"num_words":29,"start":344.48,"end":351.71503},{"sentences":[{"text":"Yeah.","start":352.605,"end":353.105,"sentiment":"neutral","sentiment_score":-0.0343928337097168},{"text":"The cost of living still tends to rise.","start":353.325,"end":355.505,"sentiment":"neutral","sentiment_score":-0.09911291114985943}],"sentiment":"neutral","sentiment_score":-0.09192179143428802,"channel":0,"num_words":9,"start":352.605,"end":355.505},{"sentences":[{"text":"Yeah.","start":355.21503,"end":355.71503,"sentiment":"neutral","sentiment_score":-0.030300583690404892},{"text":"Yeah.","start":356.49503,"end":356.65503,"sentiment":"neutral","sentiment_score":-0.026997730135917664},{"text":"And interest rates go up, but...","start":356.65503,"end":358.99503,"sentiment":"neutral","sentiment_score":-0.03623730813463529},{"text":"So your house doesn't","start":359.375,"end":360.415,"sentiment":"neutral","sentiment_score":-0.05194800812751055}],"sentiment":"neutral","sentiment_score":-0.04020951626201471,"channel":1,"num_words":12,"start":355.21503,"end":360.415},{"sentences":[{"text":"Yeah.","start":360.28,"end":360.78,"sentiment":"neutral","sentiment_score":-0.0649643987417221}],"sentiment":"neutral","sentiment_score":-0.0649643987417221,"channel":0,"num_words":1,"start":360.28,"end":360.78},{"sentences":[{"text":"cost you any any less.","start":360.415,"end":362.53,"sentiment":"neutral","sentiment_score":-0.09175024777650834},{"text":"It's still gonna cost you more in interest.","start":362.53,"end":364.38998,"sentiment":"neutral","sentiment_score":-0.1421017898246646}],"sentiment":"neutral","sentiment_score":-0.12273581211383526,"channel":1,"num_words":13,"start":360.415,"end":364.38998},{"sentences":[{"text":"Yes.","start":365.47998,"end":365.87997,"sentiment":"neutral","sentiment_score":-0.03073291853070259},{"text":"Yeah.","start":365.87997,"end":366.19998,"sentiment":"neutral","sentiment_score":-0.06703811883926392},{"text":"Unfortunately.","start":366.19998,"end":366.69998,"sentiment":"neutral","sentiment_score":-0.08903208374977112}],"sentiment":"neutral","sentiment_score":-0.062267707039912544,"channel":0,"num_words":3,"start":365.47998,"end":366.69998},{"sentences":[{"text":"Yeah.","start":367.81,"end":368.13,"sentiment":"neutral","sentiment_score":-0.04560668766498566},{"text":"So we'll we'll go $50...","start":368.13,"end":370.13,"sentiment":"neutral","sentiment_score":-0.04068228900432587},{"text":"Add an extra $50 on that because, obviously, if...","start":370.13,"end":372.93,"sentiment":"neutral","sentiment_score":-0.045886887030469045},{"text":"With everything that goes on, everything's going up and,","start":372.93,"end":375.935,"sentiment":"neutral","sentiment_score":-0.049086560805638633}],"sentiment":"neutral","sentiment_score":-0.04599079846714934,"channel":1,"num_words":24,"start":367.81,"end":375.935},{"sentences":[{"text":"Okay.","start":376.355,"end":376.855,"sentiment":"neutral","sentiment_score":-0.03458989039063454}],"sentiment":"neutral","sentiment_score":-0.03458989039063454,"channel":0,"num_words":1,"start":376.355,"end":376.855},{"sentences":[{"text":"you know, I'd be","start":376.47498,"end":377.75497,"sentiment":"neutral","sentiment_score":-0.03450775193050504}],"sentiment":"neutral","sentiment_score":-0.03450775193050504,"channel":1,"num_words":4,"start":376.47498,"end":377.75497},{"sentences":[{"text":"Alright.","start":377.715,"end":378.215,"sentiment":"neutral","sentiment_score":-0.05039314925670624}],"sentiment":"neutral","sentiment_score":-0.05039314925670624,"channel":0,"num_words":1,"start":377.715,"end":378.215},{"sentences":[{"text":"silly enough to say it's going up a little bit more.","start":377.75497,"end":380.81497,"sentiment":"neutral","sentiment_score":-0.128173520619219}],"sentiment":"neutral","sentiment_score":-0.128173520619219,"channel":1,"num_words":11,"start":377.75497,"end":380.81497},{"sentences":[{"text":"Okay.","start":381.315,"end":381.78,"sentiment":"neutral","sentiment_score":0.015973329544067383},{"text":"Okay.","start":382.1,"end":382.6,"sentiment":"neutral","sentiment_score":0.03082715906202793},{"text":"I'll bump that up to $4.50.","start":382.82,"end":384.68,"sentiment":"neutral","sentiment_score":0.07960559676090877}],"sentiment":"neutral","sentiment_score":0.06555425864644349,"channel":0,"num_words":8,"start":381.315,"end":384.68},{"sentences":[{"text":"Yes.","start":385.675,"end":386.175,"sentiment":"neutral","sentiment_score":0.03378136083483696}],"sentiment":"neutral","sentiment_score":0.03378136083483696,"channel":1,"num_words":1,"start":385.675,"end":386.175},{"sentences":[{"text":"Are you...","start":385.86,"end":386.6,"sentiment":"neutral","sentiment_score":0.013396462425589561},{"text":"Do you have any regular savings per week that you put aside?","start":386.9,"end":389.96,"sentiment":"neutral","sentiment_score":0.0054784310050308704}],"sentiment":"neutral","sentiment_score":0.006609578350824969,"channel":0,"num_words":14,"start":385.86,"end":389.96},{"sentences":[{"text":"Oh, I wish.","start":390.34,"end":391.62,"sentiment":"neutral","sentiment_score":-0.05232754970590273},{"text":"Not at the moment.","start":391.62,"end":392.6,"sentiment":"neutral","sentiment_score":-0.16996271163225174},{"text":"Just just with everything going on.","start":393.62,"end":395.06,"sentiment":"neutral","sentiment_score":-0.10675482203563054},{"text":"Like I said, everything goes up and then, yeah, trying to put savings","start":395.06,"end":398.26,"sentiment":"neutral","sentiment_score":-0.06719971476839139}],"sentiment":"neutral","sentiment_score":-0.0904214892249841,"channel":1,"num_words":26,"start":390.34,"end":398.26},{"sentences":[{"text":"Yeah.","start":397.985,"end":398.485,"sentiment":"neutral","sentiment_score":-0.09760382026433943}],"sentiment":"neutral","sentiment_score":-0.09760382026433943,"channel":0,"num_words":1,"start":397.985,"end":398.485},{"sentences":[{"text":"away.","start":398.26,"end":398.5,"sentiment":"neutral","sentiment_score":-0.11696596443653108},{"text":"I try to, like, I've got rail coming up, so I...","start":398.5,"end":402.925,"sentiment":"neutral","sentiment_score":-0.08114829591729424},{"text":"Any extra cash I earn from that, I usually put that away and put it in there for a little bit just for a rainy day.","start":402.925,"end":409.26498,"sentiment":"neutral","sentiment_score":-0.11469341671237579},{"text":"So...","start":409.72498,"end":410.22498,"sentiment":"neutral","sentiment_score":-0.04626166820526123}],"sentiment":"neutral","sentiment_score":-0.10353558262189229,"channel":1,"num_words":39,"start":398.26,"end":410.22498},{"sentences":[{"text":"Yeah.","start":410.15,"end":410.65,"sentiment":"neutral","sentiment_score":-0.05821096897125244}],"sentiment":"neutral","sentiment_score":-0.05821096897125244,"channel":0,"num_words":1,"start":410.15,"end":410.65},{"sentences":[{"text":"But","start":410.925,"end":411.085,"sentiment":"neutral","sentiment_score":-0.07435432076454163}],"sentiment":"neutral","sentiment_score":-0.07435432076454163,"channel":1,"num_words":1,"start":410.925,"end":411.085},{"sentences":[{"text":"Yep.","start":411.03,"end":411.35,"sentiment":"neutral","sentiment_score":-0.09347059577703476}],"sentiment":"neutral","sentiment_score":-0.09347059577703476,"channel":0,"num_words":1,"start":411.03,"end":411.35},{"sentences":[{"text":"I don't","start":411.085,"end":411.405,"sentiment":"neutral","sentiment_score":-0.17354967445135117}],"sentiment":"neutral","sentiment_score":-0.17354967445135117,"channel":1,"num_words":2,"start":411.085,"end":411.405},{"sentences":[{"text":"Okay.","start":411.35,"end":411.59,"sentiment":"neutral","sentiment_score":-0.12125098705291748}],"sentiment":"neutral","sentiment_score":-0.12125098705291748,"channel":0,"num_words":1,"start":411.35,"end":411.59},{"sentences":[{"text":"have","start":411.405,"end":411.645,"sentiment":"neutral","sentiment_score":-0.06042896956205368}],"sentiment":"neutral","sentiment_score":-0.06042896956205368,"channel":1,"num_words":1,"start":411.405,"end":411.645},{"sentences":[{"text":"That's...","start":411.59,"end":412.09,"sentiment":"neutral","sentiment_score":-0.16558310389518738}],"sentiment":"neutral","sentiment_score":-0.16558310389518738,"channel":0,"num_words":1,"start":411.59,"end":412.09},{"sentences":[{"text":"that at the moment because rainy days keep happening without me wanting them to.","start":411.645,"end":415.645,"sentiment":"neutral","sentiment_score":-0.27205715222018106},{"text":"So","start":415.645,"end":415.98,"sentiment":"neutral","sentiment_score":-0.15607501566410065}],"sentiment":"neutral","sentiment_score":-0.264325009783109,"channel":1,"num_words":15,"start":411.645,"end":415.98},{"sentences":[{"text":"I can understand that.","start":417.03,"end":418.63,"sentiment":"neutral","sentiment_score":-0.17752380296587944},{"text":"I can understand that.","start":418.63,"end":420.09,"sentiment":"neutral","sentiment_score":-0.1225687526166439}],"sentiment":"neutral","sentiment_score":-0.15004627779126167,"channel":0,"num_words":8,"start":417.03,"end":420.09},{"sentences":[{"text":"Alright.","start":420.46002,"end":420.78,"sentiment":"neutral","sentiment_score":-0.014276601374149324},{"text":"I'm gonna...","start":420.78,"end":421.34,"sentiment":"neutral","sentiment_score":-0.027020365931093693},{"text":"I might drop out for a second.","start":421.34,"end":422.80002,"sentiment":"neutral","sentiment_score":-0.059850137148584635}],"sentiment":"neutral","sentiment_score":-0.04872682932764292,"channel":1,"num_words":10,"start":420.46002,"end":422.80002},{"sentences":[{"text":"Okay.","start":423.27002,"end":423.765,"sentiment":"neutral","sentiment_score":-0.0237265657633543}],"sentiment":"neutral","sentiment_score":-0.0237265657633543,"channel":0,"num_words":1,"start":423.27002,"end":423.765},{"sentences":[{"text":"Can you hear me?","start":428.86002,"end":429.92,"sentiment":"neutral","sentiment_score":-0.008903739042580128}],"sentiment":"neutral","sentiment_score":-0.008903739042580128,"channel":1,"num_words":4,"start":428.86002,"end":429.92},{"sentences":[{"text":"I can.","start":430.40503,"end":431.125,"sentiment":"neutral","sentiment_score":0.030595027841627598},{"text":"Yes.","start":431.125,"end":431.625,"sentiment":"neutral","sentiment_score":0.08061090856790543}],"sentiment":"neutral","sentiment_score":0.04726698808372021,"channel":0,"num_words":3,"start":430.40503,"end":431.625},{"sentences":[{"text":"Alright.","start":431.575,"end":431.975,"sentiment":"neutral","sentiment_score":0.23697739839553833},{"text":"Brilliant.","start":431.975,"end":432.455,"sentiment":"positive","sentiment_score":0.5607209205627441},{"text":"I think I swapped over.","start":432.455,"end":433.755,"sentiment":"neutral","sentiment_score":0.20028091073036194}],"sentiment":"neutral","sentiment_score":0.25701469608715605,"channel":1,"num_words":7,"start":431.575,"end":433.755},{"sentences":[{"text":"I have a...","start":436.165,"end":437.285,"sentiment":"neutral","sentiment_score":0.04330126692851385},{"text":"Just moving on to assets and liabilities.","start":437.285,"end":439.31,"sentiment":"neutral","sentiment_score":0.00736868181931121},{"text":"I have a car here valued at 20,000 with a $16,000 debt.","start":439.31,"end":443.55,"sentiment":"neutral","sentiment_score":0.007449777098372579},{"text":"Would that be accurate?","start":443.55,"end":444.61,"sentiment":"neutral","sentiment_score":0.002293155062943697}],"sentiment":"neutral","sentiment_score":0.010771327652037144,"channel":0,"num_words":26,"start":436.165,"end":444.61},{"sentences":[{"text":"Okay.","start":445.51,"end":445.83002,"sentiment":"neutral","sentiment_score":-0.03986810892820358},{"text":"The debt's gone.","start":445.83002,"end":446.71002,"sentiment":"neutral","sentiment_score":-0.1775605430205663},{"text":"The car's still...","start":446.71002,"end":447.61002,"sentiment":"neutral","sentiment_score":-0.16719490041335425},{"text":"The car's still there.","start":448.87003,"end":450.17,"sentiment":"neutral","sentiment_score":-0.12979692220687866}],"sentiment":"neutral","sentiment_score":-0.1448474661870436,"channel":1,"num_words":11,"start":445.51,"end":450.17},{"sentences":[{"text":"Okay.","start":450.83,"end":451.33,"sentiment":"neutral","sentiment_score":-0.0031642457470297813},{"text":"And I had a credit card noted here with a outstanding balance of 3,000.","start":451.655,"end":456.45502,"sentiment":"neutral","sentiment_score":-0.012443847821227141},{"text":"Is that correct?","start":456.45502,"end":457.355,"sentiment":"neutral","sentiment_score":0.0007432528461019192}],"sentiment":"neutral","sentiment_score":-0.009730464261439111,"channel":0,"num_words":18,"start":450.83,"end":457.355},{"sentences":[{"text":"Let's drop down to...","start":458.44498,"end":459.745,"sentiment":"neutral","sentiment_score":-0.023946075700223446},{"text":"I think it's a...","start":459.805,"end":461.185,"sentiment":"neutral","sentiment_score":-0.03249587258324027},{"text":"I think.","start":461.645,"end":463.025,"sentiment":"neutral","sentiment_score":-0.028960266150534153},{"text":"Yep.","start":463.565,"end":463.88498,"sentiment":"neutral","sentiment_score":0.007582006510347128}],"sentiment":"neutral","sentiment_score":-0.02510057444768873,"channel":1,"num_words":11,"start":458.44498,"end":463.88498},{"sentences":[{"text":"Okay.","start":463.655,"end":464.01,"sentiment":"neutral","sentiment_score":0.027987321838736538}],"sentiment":"neutral","sentiment_score":0.027987321838736538,"channel":0,"num_words":1,"start":463.655,"end":464.01},{"sentences":[{"text":"I can check that one.","start":463.88498,"end":465.005,"sentiment":"neutral","sentiment_score":0.023042086325585843},{"text":"I can check that one.","start":465.005,"end":466.145,"sentiment":"neutral","sentiment_score":0.015308555029332638},{"text":"Oh,","start":468.365,"end":468.525,"sentiment":"neutral","sentiment_score":-0.011008363217115402}],"sentiment":"neutral","sentiment_score":0.01643134941431609,"channel":1,"num_words":11,"start":463.88498,"end":468.525},{"sentences":[{"text":"Do","start":468.41,"end":468.65002,"sentiment":"neutral","sentiment_score":-0.023220039904117584}],"sentiment":"neutral","sentiment_score":-0.023220039904117584,"channel":0,"num_words":1,"start":468.41,"end":468.65002},{"sentences":[{"text":"where","start":468.525,"end":468.76498,"sentiment":"neutral","sentiment_score":-0.032312579452991486}],"sentiment":"neutral","sentiment_score":-0.032312579452991486,"channel":1,"num_words":1,"start":468.525,"end":468.76498},{"sentences":[{"text":"you know","start":468.65002,"end":468.89,"sentiment":"neutral","sentiment_score":-0.028085787780582905}],"sentiment":"neutral","sentiment_score":-0.028085787780582905,"channel":0,"num_words":2,"start":468.65002,"end":468.89},{"sentences":[{"text":"am","start":468.76498,"end":468.925,"sentiment":"neutral","sentiment_score":-0.03369719535112381}],"sentiment":"neutral","sentiment_score":-0.03369719535112381,"channel":1,"num_words":1,"start":468.76498,"end":468.925},{"sentences":[{"text":"what","start":468.89,"end":469.13,"sentiment":"neutral","sentiment_score":-0.04790495336055755}],"sentiment":"neutral","sentiment_score":-0.04790495336055755,"channel":0,"num_words":1,"start":468.89,"end":469.13},{"sentences":[{"text":"I saying?","start":468.925,"end":469.585,"sentiment":"neutral","sentiment_score":-0.03655277378857136}],"sentiment":"neutral","sentiment_score":-0.03655277378857136,"channel":1,"num_words":2,"start":468.925,"end":469.585},{"sentences":[{"text":"the limit is?","start":469.13,"end":470.19,"sentiment":"neutral","sentiment_score":-0.03931464751561483},{"text":"Do you know what","start":471.13,"end":471.69,"sentiment":"neutral","sentiment_score":-0.03103374084457755}],"sentiment":"neutral","sentiment_score":-0.03458270084645067,"channel":0,"num_words":7,"start":469.13,"end":471.69},{"sentences":[{"text":"It's","start":471.69,"end":471.93002,"sentiment":"neutral","sentiment_score":-0.036986999213695526}],"sentiment":"neutral","sentiment_score":-0.036986999213695526,"channel":1,"num_words":1,"start":471.69,"end":471.93002},{"sentences":[{"text":"the limit","start":471.69,"end":472.09,"sentiment":"neutral","sentiment_score":-0.03452154528349638}],"sentiment":"neutral","sentiment_score":-0.03452154528349638,"channel":0,"num_words":2,"start":471.69,"end":472.09},{"sentences":[{"text":"always...","start":471.93002,"end":472.43002,"sentiment":"neutral","sentiment_score":-0.040051862597465515}],"sentiment":"neutral","sentiment_score":-0.040051862597465515,"channel":1,"num_words":1,"start":471.93002,"end":472.43002},{"sentences":[{"text":"is on it?","start":472.09,"end":472.99002,"sentiment":"neutral","sentiment_score":-0.0337346438318491}],"sentiment":"neutral","sentiment_score":-0.0337346438318491,"channel":0,"num_words":3,"start":472.09,"end":472.99002},{"sentences":[{"text":"It it was 3,000.","start":473.29,"end":474.73,"sentiment":"neutral","sentiment_score":-0.03526102565228939},{"text":"It's one of those credit cards that only...","start":474.73,"end":477.31,"sentiment":"neutral","sentiment_score":-0.04227059846743941},{"text":"Like, you could only hang on to it for a certain time, and then they close","start":477.85,"end":481.47,"sentiment":"neutral","sentiment_score":-0.06047675060108304}],"sentiment":"neutral","sentiment_score":-0.0516727464273572,"channel":1,"num_words":28,"start":473.29,"end":481.47},{"sentences":[{"text":"Yes.","start":480.985,"end":481.485,"sentiment":"neutral","sentiment_score":-0.047817837446928024}],"sentiment":"neutral","sentiment_score":-0.047817837446928024,"channel":0,"num_words":1,"start":480.985,"end":481.485},{"sentences":[{"text":"off, and then you just have to pay it back.","start":481.53,"end":483.785,"sentiment":"neutral","sentiment_score":-0.0569805458188057},{"text":"So...","start":483.785,"end":484.285,"sentiment":"neutral","sentiment_score":-0.023477528244256973}],"sentiment":"neutral","sentiment_score":-0.053934816948392174,"channel":1,"num_words":11,"start":481.53,"end":484.285},{"sentences":[{"text":"Okay.","start":484.985,"end":485.485,"sentiment":"neutral","sentiment_score":-0.009268964640796185}],"sentiment":"neutral","sentiment_score":-0.009268964640796185,"channel":0,"num_words":1,"start":484.985,"end":485.485},{"sentences":[{"text":"And what's...","start":485.225,"end":485.945,"sentiment":"neutral","sentiment_score":-0.011191773228347301},{"text":"Oh, hang on.","start":485.945,"end":486.425,"sentiment":"neutral","sentiment_score":-0.015578029056390127},{"text":"My current balance is 1,900.","start":486.425,"end":489.245,"sentiment":"neutral","sentiment_score":-0.01835331047186628}],"sentiment":"neutral","sentiment_score":-0.016088418598519637,"channel":1,"num_words":10,"start":485.225,"end":489.245},{"sentences":[{"text":"Okay.","start":490.025,"end":490.525,"sentiment":"neutral","sentiment_score":0.016069773584604263},{"text":"Any other assets or liabilities that you can think of?","start":492.92,"end":496.30002,"sentiment":"neutral","sentiment_score":0.0007266969420015812},{"text":"No?","start":498.84,"end":499.34,"sentiment":"neutral","sentiment_score":-0.03663156181573868},{"text":"Okay.","start":501.72,"end":502.22,"sentiment":"neutral","sentiment_score":-0.02037450298666954},{"text":"I have you here as a nonsmoker.","start":503.0,"end":504.62,"sentiment":"neutral","sentiment_score":-0.042145173464502604}],"sentiment":"neutral","sentiment_score":-0.01643427680246532,"channel":0,"num_words":20,"start":490.025,"end":504.62},{"sentences":[{"text":"Is that still","start":504.76,"end":505.575,"sentiment":"neutral","sentiment_score":-0.04293270160754522}],"sentiment":"neutral","sentiment_score":-0.04293270160754522,"channel":0,"num_words":3,"start":504.76,"end":505.575},{"sentences":[{"text":"Yes.","start":506.30002,"end":506.62003,"sentiment":"neutral","sentiment_score":-0.03323435038328171},{"text":"And I'm the smoker.","start":506.62003,"end":507.6,"sentiment":"neutral","sentiment_score":-0.055527253076434135}],"sentiment":"neutral","sentiment_score":-0.05106867253780365,"channel":1,"num_words":5,"start":506.30002,"end":507.6},{"sentences":[{"text":"correct?","start":507.49503,"end":507.99503,"sentiment":"neutral","sentiment_score":-0.043806299567222595},{"text":"And you...","start":508.935,"end":510.05502,"sentiment":"neutral","sentiment_score":-0.03425455279648304},{"text":"Do you still take medication for high blood pressure?","start":510.05502,"end":512.555,"sentiment":"neutral","sentiment_score":-0.06390283215377066}],"sentiment":"neutral","sentiment_score":-0.057286741212010384,"channel":0,"num_words":12,"start":507.49503,"end":512.555},{"sentences":[{"text":"I do.","start":513.295,"end":513.955,"sentiment":"neutral","sentiment_score":-0.021911229006946087}],"sentiment":"neutral","sentiment_score":-0.021911229006946087,"channel":1,"num_words":2,"start":513.295,"end":513.955},{"sentences":[{"text":"Yeah.","start":514.615,"end":515.015,"sentiment":"neutral","sentiment_score":-0.016725409775972366}],"sentiment":"neutral","sentiment_score":-0.016725409775972366,"channel":0,"num_words":1,"start":514.615,"end":515.015},{"sentences":[{"text":"That's","start":514.895,"end":515.135,"sentiment":"neutral","sentiment_score":-0.014136284589767456}],"sentiment":"neutral","sentiment_score":-0.014136284589767456,"channel":1,"num_words":1,"start":514.895,"end":515.135},{"sentences":[{"text":"Any","start":515.015,"end":515.255,"sentiment":"neutral","sentiment_score":-0.02099941112101078}],"sentiment":"neutral","sentiment_score":-0.02099941112101078,"channel":0,"num_words":1,"start":515.015,"end":515.255},{"sentences":[{"text":"the","start":515.135,"end":515.295,"sentiment":"neutral","sentiment_score":-0.03187256306409836}],"sentiment":"neutral","sentiment_score":-0.03187256306409836,"channel":1,"num_words":1,"start":515.135,"end":515.295},{"sentences":[{"text":"other","start":515.255,"end":515.655,"sentiment":"neutral","sentiment_score":-0.04311618208885193}],"sentiment":"neutral","sentiment_score":-0.04311618208885193,"channel":0,"num_words":1,"start":515.255,"end":515.655},{"sentences":[{"text":"only one","start":515.295,"end":515.695,"sentiment":"neutral","sentiment_score":-0.045284608379006386}],"sentiment":"neutral","sentiment_score":-0.045284608379006386,"channel":1,"num_words":2,"start":515.295,"end":515.695},{"sentences":[{"text":"illness?","start":515.655,"end":516.155,"sentiment":"neutral","sentiment_score":-0.037232331931591034}],"sentiment":"neutral","sentiment_score":-0.037232331931591034,"channel":0,"num_words":1,"start":515.655,"end":516.155},{"sentences":[{"text":"I take.","start":515.695,"end":516.355,"sentiment":"neutral","sentiment_score":-0.002096263226121664}],"sentiment":"neutral","sentiment_score":-0.002096263226121664,"channel":1,"num_words":2,"start":515.695,"end":516.355},{"sentences":[{"text":"Oh, that's good.","start":516.85504,"end":517.575,"sentiment":"neutral","sentiment_score":0.1785502235094706}],"sentiment":"neutral","sentiment_score":0.1785502235094706,"channel":0,"num_words":3,"start":516.85504,"end":517.575},{"sentences":[{"text":"Nope.","start":517.375,"end":517.875,"sentiment":"neutral","sentiment_score":0.10761551558971404}],"sentiment":"neutral","sentiment_score":0.10761551558971404,"channel":1,"num_words":1,"start":517.375,"end":517.875},{"sentences":[{"text":"That's very good.","start":517.575,"end":518.635,"sentiment":"neutral","sentiment_score":0.28345370292663574},{"text":"And do you have a will or power of attorney in place?","start":520.02997,"end":523.17,"sentiment":"neutral","sentiment_score":0.02525715809315443}],"sentiment":"neutral","sentiment_score":0.07689646705985069,"channel":0,"num_words":15,"start":517.575,"end":523.17},{"sentences":[{"text":"No.","start":523.81,"end":524.05,"sentiment":"neutral","sentiment_score":-0.10241091251373292},{"text":"I don't.","start":524.05,"end":524.63,"sentiment":"neutral","sentiment_score":-0.0783962570130825}],"sentiment":"neutral","sentiment_score":-0.08640114217996597,"channel":1,"num_words":3,"start":523.81,"end":524.63},{"sentences":[{"text":"Okay.","start":525.38995,"end":525.88995,"sentiment":"neutral","sentiment_score":0.09123393148183824},{"text":"Fantastic.","start":526.19,"end":526.69,"sentiment":"neutral","sentiment_score":0.29348599910736084},{"text":"The...","start":528.11,"end":528.61,"sentiment":"neutral","sentiment_score":0.07314431667327881},{"text":"Moving over to your goals that we have on file from previously, you...","start":529.06995,"end":536.315,"sentiment":"neutral","sentiment_score":0.05844677153688211}],"sentiment":"neutral","sentiment_score":0.07610451732762158,"channel":0,"num_words":16,"start":525.38995,"end":536.315},{"sentences":[{"text":"Yeah.","start":536.31494,"end":536.81494,"sentiment":"neutral","sentiment_score":0.00797528401017189}],"sentiment":"neutral","sentiment_score":0.00797528401017189,"channel":1,"num_words":1,"start":536.31494,"end":536.81494},{"sentences":[{"text":"They were...","start":536.315,"end":537.055,"sentiment":"neutral","sentiment_score":0.0004802183248102665},{"text":"One of them was to buy a house with your daughter.","start":537.83496,"end":540.415,"sentiment":"neutral","sentiment_score":0.021579385904425926},{"text":"Is","start":541.27496,"end":541.51495,"sentiment":"neutral","sentiment_score":0.017069030553102493}],"sentiment":"neutral","sentiment_score":0.018243050867957727,"channel":0,"num_words":14,"start":536.315,"end":541.51495},{"sentences":[{"text":"Yes.","start":541.355,"end":541.855,"sentiment":"neutral","sentiment_score":0.02471207268536091}],"sentiment":"neutral","sentiment_score":0.02471207268536091,"channel":1,"num_words":1,"start":541.355,"end":541.855},{"sentences":[{"text":"that still on the the plans?","start":541.51495,"end":544.555,"sentiment":"neutral","sentiment_score":0.011778794849912325},{"text":"Is that what you're talking about when you refer to purchasing property?","start":544.555,"end":548.92004,"sentiment":"neutral","sentiment_score":-0.003152447286993265}],"sentiment":"neutral","sentiment_score":0.0018246334253085984,"channel":0,"num_words":18,"start":541.51495,"end":548.92004},{"sentences":[{"text":"Yes.","start":548.61,"end":549.11,"sentiment":"neutral","sentiment_score":0.005128699354827404}],"sentiment":"neutral","sentiment_score":0.005128699354827404,"channel":1,"num_words":1,"start":548.61,"end":549.11},{"sentences":[{"text":"Okay.","start":549.82,"end":550.32,"sentiment":"neutral","sentiment_score":-0.0018913019448518753},{"text":"Are you...","start":550.62006,"end":551.10004,"sentiment":"neutral","sentiment_score":-0.01731659285724163},{"text":"Is there a...","start":551.10004,"end":551.34,"sentiment":"neutral","sentiment_score":-0.0339477863162756},{"text":"I know you said maybe in the New Year.","start":551.34,"end":554.06006,"sentiment":"neutral","sentiment_score":-0.039627317960063614},{"text":"Is there an amount of money you need to have as a deposit?","start":554.06006,"end":558.72003,"sentiment":"neutral","sentiment_score":-0.04617099177378874}],"sentiment":"neutral","sentiment_score":-0.03911559290385672,"channel":0,"num_words":28,"start":549.82,"end":558.72003},{"sentences":[{"text":"Is there any kind of investigation being done into it, what you need to do?","start":559.02,"end":564.195,"sentiment":"neutral","sentiment_score":-0.08869274804989496}],"sentiment":"neutral","sentiment_score":-0.08869274804989496,"channel":0,"num_words":15,"start":559.02,"end":564.195},{"sentences":[{"text":"Not yet.","start":564.855,"end":565.675,"sentiment":"neutral","sentiment_score":-0.18693702667951584},{"text":"Once again,","start":565.975,"end":566.535,"sentiment":"neutral","sentiment_score":-0.20466513186693192}],"sentiment":"neutral","sentiment_score":-0.19580107927322388,"channel":1,"num_words":4,"start":564.855,"end":566.535},{"sentences":[{"text":"Yep.","start":566.495,"end":566.995,"sentiment":"neutral","sentiment_score":-0.2426581829786301}],"sentiment":"neutral","sentiment_score":-0.2426581829786301,"channel":0,"num_words":1,"start":566.495,"end":566.995},{"sentences":[{"text":"it's one of those things that gets put on the back burner.","start":566.535,"end":569.735,"sentiment":"negative","sentiment_score":-0.3594855268796285},{"text":"It did other other things","start":569.735,"end":571.735,"sentiment":"neutral","sentiment_score":0.10138523280620575}],"sentiment":"neutral","sentiment_score":-0.22393530344261842,"channel":1,"num_words":17,"start":566.535,"end":571.735},{"sentences":[{"text":"Yep.","start":571.535,"end":572.035,"sentiment":"neutral","sentiment_score":0.11333777010440826}],"sentiment":"neutral","sentiment_score":0.11333777010440826,"channel":0,"num_words":1,"start":571.535,"end":572.035},{"sentences":[{"text":"that you end up doing, and I I","start":571.735,"end":574.77496,"sentiment":"neutral","sentiment_score":0.11349942162632942}],"sentiment":"neutral","sentiment_score":0.11349942162632942,"channel":1,"num_words":8,"start":571.735,"end":574.77496},{"sentences":[{"text":"Yep.","start":574.735,"end":575.04,"sentiment":"neutral","sentiment_score":0.1627914160490036}],"sentiment":"neutral","sentiment_score":0.1627914160490036,"channel":0,"num_words":1,"start":574.735,"end":575.04},{"sentences":[{"text":"know I want to do it.","start":574.77496,"end":576.03,"sentiment":"neutral","sentiment_score":0.2690306231379509},{"text":"I really wanna get get out of the rental market and set up.","start":576.03,"end":581.55005,"sentiment":"neutral","sentiment_score":0.3315846329698196},{"text":"At least one of my daughters will have something","start":581.55005,"end":583.73004,"sentiment":"positive","sentiment_score":0.34557844201723736}],"sentiment":"neutral","sentiment_score":0.3226782123425177,"channel":1,"num_words":28,"start":574.77496,"end":583.73004},{"sentences":[{"text":"Yeah.","start":585.19995,"end":585.69995,"sentiment":"neutral","sentiment_score":0.27242806553840637}],"sentiment":"neutral","sentiment_score":0.27242806553840637,"channel":0,"num_words":1,"start":585.19995,"end":585.69995},{"sentences":[{"text":"for her future investment as well.","start":585.39,"end":587.65,"sentiment":"neutral","sentiment_score":0.24723073343435922}],"sentiment":"neutral","sentiment_score":0.24723073343435922,"channel":1,"num_words":6,"start":585.39,"end":587.65},{"sentences":[{"text":"Okay.","start":588.32,"end":588.765,"sentiment":"neutral","sentiment_score":0.0604063868522644},{"text":"Do","start":589.965,"end":590.28503,"sentiment":"neutral","sentiment_score":0.03280868008732796}],"sentiment":"neutral","sentiment_score":0.04660753346979618,"channel":0,"num_words":2,"start":588.32,"end":590.28503},{"sentences":[{"text":"So...","start":590.19,"end":590.59,"sentiment":"neutral","sentiment_score":0.03944540023803711}],"sentiment":"neutral","sentiment_score":0.03944540023803711,"channel":1,"num_words":1,"start":590.19,"end":590.59},{"sentences":[{"text":"you","start":590.28503,"end":590.78503,"sentiment":"neutral","sentiment_score":0.025122761726379395}],"sentiment":"neutral","sentiment_score":0.025122761726379395,"channel":0,"num_words":1,"start":590.28503,"end":590.78503},{"sentences":[{"text":"Yeah.","start":590.59,"end":591.09,"sentiment":"neutral","sentiment_score":0.023703014478087425}],"sentiment":"neutral","sentiment_score":0.023703014478087425,"channel":1,"num_words":1,"start":590.59,"end":591.09},{"sentences":[{"text":"do you...","start":592.04504,"end":592.60504,"sentiment":"neutral","sentiment_score":0.011012175120413303},{"text":"So do you have more than one one child?","start":592.60504,"end":595.025,"sentiment":"neutral","sentiment_score":0.010356031772163179}],"sentiment":"neutral","sentiment_score":0.01047533056275411,"channel":0,"num_words":11,"start":592.04504,"end":595.025},{"sentences":[{"text":"I do.","start":595.84503,"end":596.485,"sentiment":"neutral","sentiment_score":0.06952527910470963},{"text":"I've had five of them, actually.","start":596.485,"end":598.265,"sentiment":"neutral","sentiment_score":0.053430592020352684}],"sentiment":"neutral","sentiment_score":0.05745426379144192,"channel":1,"num_words":8,"start":595.84503,"end":598.265},{"sentences":[{"text":"Wow.","start":599.325,"end":599.805,"sentiment":"positive","sentiment_score":0.43722566962242126},{"text":"Very nice.","start":599.805,"end":600.445,"sentiment":"positive","sentiment_score":0.6065528392791748},{"text":"He must be...","start":600.445,"end":601.325,"sentiment":"neutral","sentiment_score":0.17903080582618713},{"text":"Must have been busy with the children activities.","start":601.325,"end":604.78,"sentiment":"neutral","sentiment_score":-0.10191953741014004}],"sentiment":"neutral","sentiment_score":0.09800481902701515,"channel":0,"num_words":14,"start":599.325,"end":604.78},{"sentences":[{"text":"Yeah.","start":606.13995,"end":606.54,"sentiment":"neutral","sentiment_score":-0.031602952629327774},{"text":"We're all girls too, so I think that kept me busy enough.","start":606.54,"end":609.6,"sentiment":"neutral","sentiment_score":-0.06540035114934047}],"sentiment":"neutral","sentiment_score":-0.06280055126318565,"channel":1,"num_words":13,"start":606.13995,"end":609.6},{"sentences":[{"text":"Oh, wow.","start":610.92004,"end":611.56,"sentiment":"neutral","sentiment_score":-0.021089839283376932},{"text":"That would have been","start":611.56,"end":612.54004,"sentiment":"neutral","sentiment_score":-0.054346539080142975}],"sentiment":"neutral","sentiment_score":-0.04326097248122096,"channel":0,"num_words":6,"start":610.92004,"end":612.54004},{"sentences":[{"text":"Oh,","start":612.22,"end":612.72,"sentiment":"neutral","sentiment_score":-0.039742883294820786}],"sentiment":"neutral","sentiment_score":-0.039742883294820786,"channel":1,"num_words":1,"start":612.22,"end":612.72},{"sentences":[{"text":"a handful of...","start":612.92004,"end":614.2,"sentiment":"neutral","sentiment_score":-0.04959706465403239},{"text":"House full of women.","start":614.2,"end":615.34,"sentiment":"neutral","sentiment_score":-0.11198373045772314}],"sentiment":"neutral","sentiment_score":-0.0852465879704271,"channel":0,"num_words":7,"start":612.92004,"end":615.34},{"sentences":[{"text":"it certainly is.","start":616.54,"end":617.525,"sentiment":"neutral","sentiment_score":-0.010688770562410355},{"text":"So you can imagine me with my attitude towards women.","start":617.525,"end":621.04504,"sentiment":"neutral","sentiment_score":-0.11510360017418861},{"text":"I give them a little bit bit of grief in a nice way.","start":621.04504,"end":624.505,"sentiment":"neutral","sentiment_score":-0.19059917846551308},{"text":"You know","start":624.805,"end":625.125,"sentiment":"neutral","sentiment_score":-0.10763488709926605}],"sentiment":"neutral","sentiment_score":-0.13843433598854712,"channel":1,"num_words":28,"start":616.54,"end":625.125},{"sentences":[{"text":"I","start":624.98505,"end":625.305,"sentiment":"neutral","sentiment_score":-0.13690777122974396}],"sentiment":"neutral","sentiment_score":-0.13690777122974396,"channel":0,"num_words":1,"start":624.98505,"end":625.305},{"sentences":[{"text":"what I mean?","start":625.125,"end":625.78503,"sentiment":"neutral","sentiment_score":-0.09898603459199269}],"sentiment":"neutral","sentiment_score":-0.09898603459199269,"channel":1,"num_words":3,"start":625.125,"end":625.78503},{"sentences":[{"text":"understand.","start":625.305,"end":625.805,"sentiment":"neutral","sentiment_score":-0.06956090778112411},{"text":"I do","start":626.34503,"end":626.745,"sentiment":"neutral","sentiment_score":-0.04323843866586685}],"sentiment":"neutral","sentiment_score":-0.05201259503761927,"channel":0,"num_words":3,"start":625.305,"end":626.745},{"sentences":[{"text":"Yeah.","start":626.72504,"end":627.22504,"sentiment":"neutral","sentiment_score":-0.032355181872844696}],"sentiment":"neutral","sentiment_score":-0.032355181872844696,"channel":1,"num_words":1,"start":626.72504,"end":627.22504},{"sentences":[{"text":"know what you mean.","start":626.745,"end":627.805,"sentiment":"neutral","sentiment_score":-0.03867314849048853},{"text":"My dad...","start":628.265,"end":629.005,"sentiment":"neutral","sentiment_score":-0.04765600524842739}],"sentiment":"neutral","sentiment_score":-0.04166743407646815,"channel":0,"num_words":6,"start":626.745,"end":629.005},{"sentences":[{"text":"Sorry.","start":628.565,"end":629.065,"sentiment":"neutral","sentiment_score":-0.11548446118831636}],"sentiment":"neutral","sentiment_score":-0.11548446118831636,"channel":1,"num_words":1,"start":628.565,"end":629.065},{"sentences":[{"text":"We're we've got all girls on my side, so I completely understand.","start":629.22504,"end":632.81,"sentiment":"neutral","sentiment_score":-0.09048394113779068}],"sentiment":"neutral","sentiment_score":-0.09048394113779068,"channel":0,"num_words":12,"start":629.22504,"end":632.81},{"sentences":[{"text":"Yeah.","start":633.22,"end":633.54,"sentiment":"neutral","sentiment_score":-0.029359115287661552},{"text":"So you give them a little bit more because you know what you have to be...","start":633.54,"end":636.57996,"sentiment":"neutral","sentiment_score":-0.06052988884039223},{"text":"Deal with, and it's one of those things.","start":636.57996,"end":638.76,"sentiment":"neutral","sentiment_score":-0.10359133500605822},{"text":"You can be a little","start":639.13995,"end":640.1,"sentiment":"neutral","sentiment_score":-0.035094506666064264}],"sentiment":"neutral","sentiment_score":-0.06673468500375748,"channel":1,"num_words":30,"start":633.22,"end":640.1},{"sentences":[{"text":"Yeah.","start":640.06995,"end":640.56995,"sentiment":"neutral","sentiment_score":-0.021445132791996}],"sentiment":"neutral","sentiment_score":-0.021445132791996,"channel":0,"num_words":1,"start":640.06995,"end":640.56995},{"sentences":[{"text":"bit more...","start":640.1,"end":640.92,"sentiment":"neutral","sentiment_score":-0.016434713266789913},{"text":"The forthcoming is probably the word you can use.","start":642.57996,"end":645.8,"sentiment":"neutral","sentiment_score":-0.02063441276550293}],"sentiment":"neutral","sentiment_score":-0.0198708310384642,"channel":1,"num_words":11,"start":640.1,"end":645.8},{"sentences":[{"text":"Yeah.","start":645.595,"end":646.095,"sentiment":"neutral","sentiment_score":-0.011173744685947897}],"sentiment":"neutral","sentiment_score":-0.011173744685947897,"channel":0,"num_words":1,"start":645.595,"end":646.095},{"sentences":[{"text":"Yeah.","start":647.145,"end":647.645,"sentiment":"neutral","sentiment_score":-0.022842716425657272},{"text":"It throws them throws them for a fixer because you're...","start":648.185,"end":651.245,"sentiment":"neutral","sentiment_score":-0.08224438801407814},{"text":"They're gone.","start":651.785,"end":652.505,"sentiment":"neutral","sentiment_score":-0.24271392822265625},{"text":"I can't say that.","start":652.505,"end":653.885,"sentiment":"neutral","sentiment_score":-0.17404261231422424},{"text":"I know I have my daughter's name and say what I want.","start":653.945,"end":656.285,"sentiment":"neutral","sentiment_score":-0.09561758240063985}],"sentiment":"neutral","sentiment_score":-0.10945847900263195,"channel":1,"num_words":29,"start":647.145,"end":656.285},{"sentences":[{"text":"Exactly.","start":657.31,"end":657.81,"sentiment":"neutral","sentiment_score":-0.004875948186963797},{"text":"Exactly.","start":658.03,"end":658.53,"sentiment":"neutral","sentiment_score":0.0186463613063097},{"text":"Okay.","start":660.51,"end":660.91003,"sentiment":"neutral","sentiment_score":0.030035678297281265},{"text":"So is it you and your wife looking at buying the house with your daughter?","start":660.91003,"end":664.77,"sentiment":"neutral","sentiment_score":0.03671054641405742}],"sentiment":"neutral","sentiment_score":0.033025793757082686,"channel":0,"num_words":18,"start":657.31,"end":664.77},{"sentences":[{"text":"Yes.","start":665.49,"end":665.99,"sentiment":"neutral","sentiment_score":0.026767592877149585}],"sentiment":"neutral","sentiment_score":0.026767592877149585,"channel":1,"num_words":1,"start":665.49,"end":665.99},{"sentences":[{"text":"Okay.","start":666.59,"end":667.09,"sentiment":"neutral","sentiment_score":0.017848681658506393},{"text":"Alright.","start":668.75,"end":669.25,"sentiment":"neutral","sentiment_score":0.01975846104323864},{"text":"So probably a couple of...","start":669.615,"end":674.175,"sentiment":"neutral","sentiment_score":-0.002314562536776066},{"text":"There's not much there that I can probably advise on.","start":674.175,"end":677.375,"sentiment":"neutral","sentiment_score":-0.10554707124829292},{"text":"There are some logistical things that you and your wife would need to look into and consider.","start":677.375,"end":681.955,"sentiment":"neutral","sentiment_score":-0.07251613126958117}],"sentiment":"neutral","sentiment_score":-0.06653560629552778,"channel":0,"num_words":34,"start":666.59,"end":681.955},{"sentences":[{"text":"Just given the fact that you have five children,","start":682.015,"end":684.275,"sentiment":"neutral","sentiment_score":-0.0102069065388706}],"sentiment":"neutral","sentiment_score":-0.0102069065388706,"channel":0,"num_words":9,"start":682.015,"end":684.275},{"sentences":[{"text":"Yes.","start":685.045,"end":685.545,"sentiment":"neutral","sentiment_score":0.009851695969700812}],"sentiment":"neutral","sentiment_score":0.009851695969700812,"channel":1,"num_words":1,"start":685.045,"end":685.545},{"sentences":[{"text":"it would be things like estate planning and ensuring that anything that you do purchase is...","start":686.41003,"end":697.445,"sentiment":"neutral","sentiment_score":-0.008355009835213423}],"sentiment":"neutral","sentiment_score":-0.008355009835213423,"channel":0,"num_words":16,"start":686.41003,"end":697.445},{"sentences":[{"text":"It gets protected.","start":699.08,"end":700.06,"sentiment":"neutral","sentiment_score":-0.010303917030493418},{"text":"Yeah.","start":700.28,"end":700.60004,"sentiment":"neutral","sentiment_score":-0.010748818516731262},{"text":"So that's","start":700.60004,"end":701.16003,"sentiment":"neutral","sentiment_score":-0.006109199952334166}],"sentiment":"neutral","sentiment_score":-0.00897982825214664,"channel":1,"num_words":6,"start":699.08,"end":701.16003},{"sentences":[{"text":"Yeah.","start":701.025,"end":701.525,"sentiment":"neutral","sentiment_score":-0.021139193326234818}],"sentiment":"neutral","sentiment_score":-0.021139193326234818,"channel":0,"num_words":1,"start":701.025,"end":701.525},{"sentences":[{"text":"more of a solicitor.","start":701.16003,"end":702.54004,"sentiment":"neutral","sentiment_score":-0.026996313128620386}],"sentiment":"neutral","sentiment_score":-0.026996313128620386,"channel":1,"num_words":4,"start":701.16003,"end":702.54004},{"sentences":[{"text":"Yes.","start":703.585,"end":704.065,"sentiment":"neutral","sentiment_score":0.01771840825676918}],"sentiment":"neutral","sentiment_score":0.01771840825676918,"channel":0,"num_words":1,"start":703.585,"end":704.065},{"sentences":[{"text":"So I could","start":703.72003,"end":704.28,"sentiment":"neutral","sentiment_score":0.008147188772757849}],"sentiment":"neutral","sentiment_score":0.008147188772757849,"channel":1,"num_words":3,"start":703.72003,"end":704.28},{"sentences":[{"text":"Yep.","start":704.065,"end":704.565,"sentiment":"neutral","sentiment_score":0.007812989875674248}],"sentiment":"neutral","sentiment_score":0.007812989875674248,"channel":0,"num_words":1,"start":704.065,"end":704.565},{"sentences":[{"text":"be able","start":704.28,"end":704.68,"sentiment":"neutral","sentiment_score":0.012600340880453587}],"sentiment":"neutral","sentiment_score":0.012600340880453587,"channel":1,"num_words":2,"start":704.28,"end":704.68},{"sentences":[{"text":"So...","start":704.625,"end":705.125,"sentiment":"neutral","sentiment_score":-0.0018116235733032229}],"sentiment":"neutral","sentiment_score":-0.0018116235733032229,"channel":0,"num_words":1,"start":704.625,"end":705.125},{"sentences":[{"text":"to get that","start":704.68,"end":705.5,"sentiment":"neutral","sentiment_score":-0.014238107949495316}],"sentiment":"neutral","sentiment_score":-0.014238107949495316,"channel":1,"num_words":3,"start":704.68,"end":705.5},{"sentences":[{"text":"Yeah.","start":706.065,"end":706.465,"sentiment":"neutral","sentiment_score":-0.029897620901465416}],"sentiment":"neutral","sentiment_score":-0.029897620901465416,"channel":0,"num_words":1,"start":706.065,"end":706.465},{"sentences":[{"text":"So I","start":706.085,"end":706.48505,"sentiment":"neutral","sentiment_score":-0.051441740244627}],"sentiment":"neutral","sentiment_score":-0.051441740244627,"channel":1,"num_words":2,"start":706.085,"end":706.48505},{"sentences":[{"text":"So","start":706.465,"end":706.705,"sentiment":"neutral","sentiment_score":-0.08275251090526581}],"sentiment":"neutral","sentiment_score":-0.08275251090526581,"channel":0,"num_words":1,"start":706.465,"end":706.705},{"sentences":[{"text":"don't...","start":706.48505,"end":706.98505,"sentiment":"neutral","sentiment_score":-0.07222605496644974}],"sentiment":"neutral","sentiment_score":-0.07222605496644974,"channel":1,"num_words":1,"start":706.48505,"end":706.98505},{"sentences":[{"text":"if you do...","start":706.705,"end":707.605,"sentiment":"neutral","sentiment_score":-0.0767922376592954},{"text":"Yes.","start":707.745,"end":708.245,"sentiment":"neutral","sentiment_score":-0.04816610366106033},{"text":"Because it can cause...","start":708.945,"end":710.565,"sentiment":"neutral","sentiment_score":-0.09286098554730415},{"text":"I've","start":711.425,"end":711.69,"sentiment":"neutral","sentiment_score":-0.06653249263763428}],"sentiment":"neutral","sentiment_score":-0.07961325016286638,"channel":0,"num_words":9,"start":706.705,"end":711.69},{"sentences":[{"text":"Oh,","start":711.765,"end":712.005,"sentiment":"neutral","sentiment_score":-0.04299866408109665}],"sentiment":"neutral","sentiment_score":-0.04299866408109665,"channel":1,"num_words":1,"start":711.765,"end":712.005},{"sentences":[{"text":"seen","start":711.85,"end":712.35,"sentiment":"neutral","sentiment_score":-0.053849734365940094}],"sentiment":"neutral","sentiment_score":-0.053849734365940094,"channel":0,"num_words":1,"start":711.85,"end":712.35},{"sentences":[{"text":"yes.","start":712.005,"end":712.505,"sentiment":"neutral","sentiment_score":-0.035290785133838654}],"sentiment":"neutral","sentiment_score":-0.035290785133838654,"channel":1,"num_words":1,"start":712.005,"end":712.505},{"sentences":[{"text":"a...","start":712.81,"end":713.05,"sentiment":"neutral","sentiment_score":-0.024667255580425262},{"text":"It can it","start":713.05,"end":713.87,"sentiment":"neutral","sentiment_score":-0.010553483540813128}],"sentiment":"neutral","sentiment_score":-0.014081926550716162,"channel":0,"num_words":4,"start":712.81,"end":713.87},{"sentences":[{"text":"Oh, yes.","start":713.525,"end":714.505,"sentiment":"neutral","sentiment_score":-0.0132431467063725}],"sentiment":"neutral","sentiment_score":-0.0132431467063725,"channel":1,"num_words":2,"start":713.525,"end":714.505},{"sentences":[{"text":"can cause...","start":714.25,"end":714.91,"sentiment":"neutral","sentiment_score":-0.07942060753703117}],"sentiment":"neutral","sentiment_score":-0.07942060753703117,"channel":0,"num_words":2,"start":714.25,"end":714.91},{"sentences":[{"text":"I I know","start":714.645,"end":715.28503,"sentiment":"neutral","sentiment_score":-0.1343063215414683}],"sentiment":"neutral","sentiment_score":-0.1343063215414683,"channel":1,"num_words":3,"start":714.645,"end":715.28503},{"sentences":[{"text":"It","start":715.21,"end":715.37,"sentiment":"neutral","sentiment_score":-0.1601131558418274}],"sentiment":"neutral","sentiment_score":-0.1601131558418274,"channel":0,"num_words":1,"start":715.21,"end":715.37},{"sentences":[{"text":"my","start":715.28503,"end":715.525,"sentiment":"neutral","sentiment_score":-0.1567197144031525}],"sentiment":"neutral","sentiment_score":-0.1567197144031525,"channel":1,"num_words":1,"start":715.28503,"end":715.525},{"sentences":[{"text":"can...","start":715.37,"end":715.87,"sentiment":"neutral","sentiment_score":-0.12375688552856444}],"sentiment":"neutral","sentiment_score":-0.12375688552856444,"channel":0,"num_words":1,"start":715.37,"end":715.87},{"sentences":[{"text":"kids.","start":715.525,"end":715.92505,"sentiment":"neutral","sentiment_score":-0.08166851103305817},{"text":"They love each other.","start":715.92505,"end":717.22504,"sentiment":"neutral","sentiment_score":0.006292957812547682},{"text":"I have...","start":717.54,"end":718.66,"sentiment":"neutral","sentiment_score":-0.13485490530729294},{"text":"I've seen family do nasty things","start":718.66,"end":722.04,"sentiment":"neutral","sentiment_score":-0.2773165653149287}],"sentiment":"neutral","sentiment_score":-0.15308506786823273,"channel":1,"num_words":13,"start":715.525,"end":722.04},{"sentences":[{"text":"Yeah.","start":723.53,"end":723.93,"sentiment":"neutral","sentiment_score":-0.15219278633594513}],"sentiment":"neutral","sentiment_score":-0.15219278633594513,"channel":0,"num_words":1,"start":723.53,"end":723.93},{"sentences":[{"text":"and very...","start":723.54,"end":724.19995,"sentiment":"neutral","sentiment_score":-0.10309946909546852}],"sentiment":"neutral","sentiment_score":-0.10309946909546852,"channel":1,"num_words":2,"start":723.54,"end":724.19995},{"sentences":[{"text":"Yes.","start":723.93,"end":724.245,"sentiment":"neutral","sentiment_score":-0.14034801721572876}],"sentiment":"neutral","sentiment_score":-0.14034801721572876,"channel":0,"num_words":1,"start":723.93,"end":724.245},{"sentences":[{"text":"It's not very","start":724.25995,"end":724.98,"sentiment":"neutral","sentiment_score":-0.32684218883514404}],"sentiment":"neutral","sentiment_score":-0.32684218883514404,"channel":1,"num_words":3,"start":724.25995,"end":724.98},{"sentences":[{"text":"No.","start":724.725,"end":725.225,"sentiment":"negative","sentiment_score":-0.5404478311538696}],"sentiment":"negative","sentiment_score":-0.5404478311538696,"channel":0,"num_words":1,"start":724.725,"end":725.225},{"sentences":[{"text":"pleasant.","start":724.98,"end":725.48,"sentiment":"negative","sentiment_score":-0.4408343434333801},{"text":"So even even getting something can...","start":725.69995,"end":728.5,"sentiment":"neutral","sentiment_score":-0.22040624916553497},{"text":"Cannot always work out well.","start":728.5,"end":730.665,"sentiment":"negative","sentiment_score":-0.3359607458114624},{"text":"But if you put it in place, at least then there's something there to pull back","start":730.745,"end":734.985,"sentiment":"neutral","sentiment_score":-0.03384725539945066}],"sentiment":"neutral","sentiment_score":-0.1423082733526826,"channel":1,"num_words":28,"start":724.98,"end":734.985},{"sentences":[{"text":"Correct.","start":734.805,"end":735.305,"sentiment":"neutral","sentiment_score":-0.03040163405239582}],"sentiment":"neutral","sentiment_score":-0.03040163405239582,"channel":0,"num_words":1,"start":734.805,"end":735.305},{"sentences":[{"text":"on.","start":734.985,"end":735.485,"sentiment":"neutral","sentiment_score":0.013283291831612589}],"sentiment":"neutral","sentiment_score":0.013283291831612589,"channel":1,"num_words":1,"start":734.985,"end":735.485},{"sentences":[{"text":"Yeah.","start":735.925,"end":736.425,"sentiment":"neutral","sentiment_score":0.10595062375068665},{"text":"So if you do end up going down that path, we can obviously provide some referrals for you if you like to solicit us and also brokers to help with the funding of any potential property purchase.","start":736.74,"end":749.96,"sentiment":"neutral","sentiment_score":0.2372124199126218},{"text":"But","start":750.745,"end":751.06494,"sentiment":"neutral","sentiment_score":0.1335841417312622}],"sentiment":"neutral","sentiment_score":0.23118959749356294,"channel":0,"num_words":39,"start":735.925,"end":751.06494},{"sentences":[{"text":"Yeah.","start":750.82,"end":751.32,"sentiment":"neutral","sentiment_score":0.12089598923921584}],"sentiment":"neutral","sentiment_score":0.12089598923921584,"channel":1,"num_words":1,"start":750.82,"end":751.32},{"sentences":[{"text":"it would be prudent to make sure that any estate planning is in place.","start":751.06494,"end":758.045,"sentiment":"neutral","sentiment_score":0.09052661167723793}],"sentiment":"neutral","sentiment_score":0.09052661167723793,"channel":0,"num_words":14,"start":751.06494,"end":758.045},{"sentences":[{"text":"Yeah.","start":758.755,"end":759.075,"sentiment":"neutral","sentiment_score":0.08279164135456085},{"text":"Okay.","start":759.075,"end":759.47504,"sentiment":"neutral","sentiment_score":0.08631379157304764},{"text":"So that's the stuff that, you know, obviously, with never buying a house and plans that I know I need to do.","start":759.47504,"end":765.335,"sentiment":"neutral","sentiment_score":0.026706305247816173},{"text":"I I I have an eye...","start":766.275,"end":768.275,"sentiment":"neutral","sentiment_score":0.03865982530017694},{"text":"Understanding that I do need to do things, but to actually get it in place and have a better understanding of what I need to do.","start":768.275,"end":774.69,"sentiment":"neutral","sentiment_score":0.10279587656259537}],"sentiment":"neutral","sentiment_score":0.06538028376443046,"channel":1,"num_words":56,"start":758.755,"end":774.69},{"sentences":[{"text":"It's more the more the key, I suppose.","start":774.69,"end":777.43005,"sentiment":"neutral","sentiment_score":0.14354039169847965}],"sentiment":"neutral","sentiment_score":0.14354039169847965,"channel":1,"num_words":8,"start":774.69,"end":777.43005},{"sentences":[{"text":"Yeah.","start":778.56,"end":778.72003,"sentiment":"neutral","sentiment_score":0.12085801362991332},{"text":"Yeah.","start":778.72003,"end":779.22003,"sentiment":"neutral","sentiment_score":0.13014119863510132},{"text":"Exactly.","start":779.28,"end":779.78,"sentiment":"neutral","sentiment_score":0.15665356814861298},{"text":"And there and there are a few different professionals that would help guide","start":779.92,"end":785.0417,"sentiment":"neutral","sentiment_score":0.1832573780646691}],"sentiment":"neutral","sentiment_score":0.17437491845339537,"channel":0,"num_words":16,"start":778.56,"end":785.0417},{"sentences":[{"text":"Yes.","start":784.985,"end":785.485,"sentiment":"neutral","sentiment_score":0.2736605405807495}],"sentiment":"neutral","sentiment_score":0.2736605405807495,"channel":1,"num_words":1,"start":784.985,"end":785.485},{"sentences":[{"text":"through that process to make sure that it's all set up correctly and","start":785.0417,"end":788.235,"sentiment":"neutral","sentiment_score":0.23058008116025192}],"sentiment":"neutral","sentiment_score":0.23058008116025192,"channel":0,"num_words":13,"start":785.0417,"end":788.235},{"sentences":[{"text":"Yeah.","start":788.105,"end":788.605,"sentiment":"neutral","sentiment_score":0.19143064320087433}],"sentiment":"neutral","sentiment_score":0.19143064320087433,"channel":1,"num_words":1,"start":788.105,"end":788.605},{"sentences":[{"text":"in the way that you want.","start":788.375,"end":789.65497,"sentiment":"neutral","sentiment_score":0.28621551891167957},{"text":"So when that time does come, we can definitely point you in the direction of the professionals that you do need to speak to to make sure that is the case.","start":789.65497,"end":797.21,"sentiment":"neutral","sentiment_score":0.2566894783127692}],"sentiment":"neutral","sentiment_score":0.26147748489637634,"channel":0,"num_words":37,"start":788.375,"end":797.21},{"sentences":[{"text":"Yeah.","start":797.8,"end":798.3,"sentiment":"neutral","sentiment_score":0.16793985664844513}],"sentiment":"neutral","sentiment_score":0.16793985664844513,"channel":1,"num_words":1,"start":797.8,"end":798.3},{"sentences":[{"text":"And the other goal was to be financially stable, holidays, pay off your car, which you have done fantastic, And start looking at getting a caravan.","start":799.99,"end":809.295,"sentiment":"neutral","sentiment_score":0.30385688749643475},{"text":"Are they still relevant?","start":810.635,"end":813.455,"sentiment":"neutral","sentiment_score":0.09233277849853039}],"sentiment":"neutral","sentiment_score":0.27565367296338084,"channel":0,"num_words":30,"start":799.99,"end":813.455},{"sentences":[{"text":"Sorry.","start":814.395,"end":814.715,"sentiment":"neutral","sentiment_score":0.0019160248339176176},{"text":"What was that again?","start":814.715,"end":815.695,"sentiment":"neutral","sentiment_score":0.004691076232120395}],"sentiment":"neutral","sentiment_score":0.004136065952479839,"channel":1,"num_words":5,"start":814.395,"end":815.695},{"sentences":[{"text":"You wanted to be have holidays, pay off your car, and start looking at getting a caravan.","start":816.955,"end":824.39,"sentiment":"neutral","sentiment_score":0.1147822330103201},{"text":"So you've paid off your car.","start":824.39,"end":826.17004,"sentiment":"neutral","sentiment_score":0.06284934965272744},{"text":"How are you","start":826.31,"end":826.63,"sentiment":"neutral","sentiment_score":0.12483622878789902}],"sentiment":"neutral","sentiment_score":0.10395779790213475,"channel":0,"num_words":26,"start":816.955,"end":826.63},{"sentences":[{"text":"Yep.","start":826.56,"end":827.06,"sentiment":"neutral","sentiment_score":0.13691309094429016}],"sentiment":"neutral","sentiment_score":0.13691309094429016,"channel":1,"num_words":1,"start":826.56,"end":827.06},{"sentences":[{"text":"going with with the rest of it?","start":826.63,"end":828.31,"sentiment":"neutral","sentiment_score":0.11322938331535884},{"text":"Is...","start":828.31,"end":828.47003,"sentiment":"neutral","sentiment_score":0.02372799813747406},{"text":"Are they still priorities?","start":828.47003,"end":829.53,"sentiment":"neutral","sentiment_score":0.014134819619357586}],"sentiment":"neutral","sentiment_score":0.07273941331853469,"channel":0,"num_words":12,"start":826.63,"end":829.53},{"sentences":[{"text":"The caravan is not so much.","start":832.16003,"end":834.02,"sentiment":"neutral","sentiment_score":-0.17212712888916334},{"text":"I've paid off the car.","start":834.72003,"end":836.0,"sentiment":"neutral","sentiment_score":-0.10706236213445663},{"text":"I think the house is probably...","start":836.0,"end":837.405,"sentiment":"neutral","sentiment_score":-0.09182350834210713},{"text":"Should be pushing up there.","start":837.405,"end":839.265,"sentiment":"neutral","sentiment_score":-0.030821351706981658},{"text":"Once again,","start":840.205,"end":840.945,"sentiment":"neutral","sentiment_score":0.0521724671125412}],"sentiment":"neutral","sentiment_score":-0.09036572743207216,"channel":1,"num_words":24,"start":832.16003,"end":840.945},{"sentences":[{"text":"Yep.","start":841.52496,"end":842.02496,"sentiment":"neutral","sentiment_score":0.10152366757392885}],"sentiment":"neutral","sentiment_score":0.10152366757392885,"channel":0,"num_words":1,"start":841.52496,"end":842.02496},{"sentences":[{"text":"paying off the credit card is obviously the other one that I'm doing, and I'm working at that as well.","start":843.48505,"end":847.405,"sentiment":"neutral","sentiment_score":0.1791390735656023},{"text":"So that's good.","start":847.405,"end":848.385,"sentiment":"positive","sentiment_score":0.4783419072628021},{"text":"Moving","start":848.765,"end":849.245,"sentiment":"neutral","sentiment_score":0.19874940812587735}],"sentiment":"neutral","sentiment_score":0.21735652505109707,"channel":1,"num_words":24,"start":843.48505,"end":849.245},{"sentences":[{"text":"Okay.","start":849.06,"end":849.56,"sentiment":"neutral","sentiment_score":0.2012849897146225}],"sentiment":"neutral","sentiment_score":0.2012849897146225,"channel":0,"num_words":1,"start":849.06,"end":849.56},{"sentences":[{"text":"forward on those those things.","start":849.245,"end":850.685,"sentiment":"neutral","sentiment_score":0.17113566994667054},{"text":"So It's all a thought process when you change jobs and all that sort of garbage.","start":850.685,"end":856.19,"sentiment":"neutral","sentiment_score":-0.05443629412911832},{"text":"It's sort of...","start":856.19,"end":857.23,"sentiment":"neutral","sentiment_score":-0.041362891594568886},{"text":"Obviously, push and dig into what you want to do.","start":857.23,"end":859.95,"sentiment":"neutral","sentiment_score":-0.07128849998116493},{"text":"So...","start":859.95,"end":860.45,"sentiment":"neutral","sentiment_score":-0.005581973120570183}],"sentiment":"neutral","sentiment_score":-0.02451022868709905,"channel":1,"num_words":35,"start":849.245,"end":860.45},{"sentences":[{"text":"Yeah.","start":860.865,"end":861.365,"sentiment":"neutral","sentiment_score":0.07663536816835403},{"text":"Yep.","start":861.425,"end":861.925,"sentiment":"neutral","sentiment_score":0.1018909513950348},{"text":"Okay.","start":862.38495,"end":862.88495,"sentiment":"neutral","sentiment_score":0.08827973157167435}],"sentiment":"neutral","sentiment_score":0.08893535037835439,"channel":0,"num_words":3,"start":860.865,"end":862.88495},{"sentences":[{"text":"Doesn't doesn't make life easy, but,","start":862.91,"end":865.25,"sentiment":"neutral","sentiment_score":-0.08083736306677262}],"sentiment":"neutral","sentiment_score":-0.08083736306677262,"channel":1,"num_words":6,"start":862.91,"end":865.25},{"sentences":[{"text":"Yeah.","start":866.46497,"end":866.96497,"sentiment":"neutral","sentiment_score":0.11138033866882324}],"sentiment":"neutral","sentiment_score":0.11138033866882324,"channel":0,"num_words":1,"start":866.46497,"end":866.96497},{"sentences":[{"text":"you know,","start":866.69495,"end":867.51495,"sentiment":"neutral","sentiment_score":0.07640037313103676}],"sentiment":"neutral","sentiment_score":0.07640037313103676,"channel":1,"num_words":2,"start":866.69495,"end":867.51495},{"sentences":[{"text":"That's","start":868.065,"end":868.46497,"sentiment":"neutral","sentiment_score":0.15078860521316528}],"sentiment":"neutral","sentiment_score":0.15078860521316528,"channel":0,"num_words":1,"start":868.065,"end":868.46497},{"sentences":[{"text":"you just,","start":868.21497,"end":868.615,"sentiment":"neutral","sentiment_score":0.17945605516433716}],"sentiment":"neutral","sentiment_score":0.17945605516433716,"channel":1,"num_words":2,"start":868.21497,"end":868.615},{"sentences":[{"text":"right.","start":868.46497,"end":868.92,"sentiment":"neutral","sentiment_score":0.17996633052825928}],"sentiment":"neutral","sentiment_score":0.17996633052825928,"channel":0,"num_words":1,"start":868.46497,"end":868.92},{"sentences":[{"text":"like, put your head down and keep pushing.","start":868.615,"end":871.01495,"sentiment":"neutral","sentiment_score":0.05428466573357582},{"text":"You know?","start":871.01495,"end":871.415,"sentiment":"neutral","sentiment_score":-0.010930642485618591},{"text":"Like, took took me way too long to be in that position, but at least I'm getting there slowly.","start":871.415,"end":877.675,"sentiment":"neutral","sentiment_score":0.05645380149546422}],"sentiment":"neutral","sentiment_score":0.05120821618314447,"channel":1,"num_words":29,"start":868.615,"end":877.675},{"sentences":[{"text":"Yeah.","start":878.6,"end":879.1,"sentiment":"positive","sentiment_score":0.4633105397224426},{"text":"I mean, as long as you've got your head down and working hard, I think that's all that any of us really wanna achieve at the end of the","start":879.16,"end":884.925,"sentiment":"positive","sentiment_score":0.5802248603311079}],"sentiment":"positive","sentiment_score":0.576327716310819,"channel":0,"num_words":30,"start":878.6,"end":884.925},{"sentences":[{"text":"Yeah.","start":885.87,"end":886.19,"sentiment":"neutral","sentiment_score":0.2094055414199829},{"text":"Well, I mean, it's one of those things.","start":886.19,"end":889.15,"sentiment":"neutral","sentiment_score":0.04992972780019045},{"text":"Like, if I can get something set up and, you know, I'm still young.","start":889.15,"end":893.87,"sentiment":"neutral","sentiment_score":0.013895582141620772},{"text":"I mean, it's not","start":893.87,"end":894.59,"sentiment":"neutral","sentiment_score":-0.16325797140598297}],"sentiment":"neutral","sentiment_score":0.005568504747417238,"channel":1,"num_words":27,"start":885.87,"end":894.59},{"sentences":[{"text":"day.","start":894.415,"end":894.665,"sentiment":"neutral","sentiment_score":-0.19491520524024963}],"sentiment":"neutral","sentiment_score":-0.19491520524024963,"channel":0,"num_words":1,"start":894.415,"end":894.665},{"sentences":[{"text":"like","start":894.59,"end":894.75,"sentiment":"neutral","sentiment_score":-0.12668931484222412}],"sentiment":"neutral","sentiment_score":-0.12668931484222412,"channel":1,"num_words":1,"start":894.59,"end":894.75},{"sentences":[{"text":"Yep.","start":894.665,"end":895.165,"sentiment":"neutral","sentiment_score":-0.10962443053722382}],"sentiment":"neutral","sentiment_score":-0.10962443053722382,"channel":0,"num_words":1,"start":894.665,"end":895.165},{"sentences":[{"text":"I'm an old I'm","start":894.75,"end":896.535,"sentiment":"neutral","sentiment_score":-0.2701008878648281}],"sentiment":"neutral","sentiment_score":-0.2701008878648281,"channel":1,"num_words":4,"start":894.75,"end":896.535},{"sentences":[{"text":"Yeah.","start":896.425,"end":896.91,"sentiment":"neutral","sentiment_score":-0.1530313491821289}],"sentiment":"neutral","sentiment_score":-0.1530313491821289,"channel":0,"num_words":1,"start":896.425,"end":896.91},{"sentences":[{"text":"old yet.","start":896.535,"end":897.415,"sentiment":"neutral","sentiment_score":-0.23325815796852112},{"text":"I'm old, but I'm not I'm not that that old.","start":897.415,"end":900.955,"sentiment":"neutral","sentiment_score":-0.3001477837562561}],"sentiment":"neutral","sentiment_score":-0.2889995127916336,"channel":1,"num_words":12,"start":896.535,"end":900.955},{"sentences":[{"text":"No.","start":901.70996,"end":902.20996,"sentiment":"neutral","sentiment_score":-0.27744632959365845},{"text":"You are not old at all.","start":902.26996,"end":903.88995,"sentiment":"negative","sentiment_score":-0.3378248264392217},{"text":"Not at all.","start":904.35,"end":905.25,"sentiment":"neutral","sentiment_score":-0.26137449343999225}],"sentiment":"neutral","sentiment_score":-0.30885187685489657,"channel":0,"num_words":10,"start":901.70996,"end":905.25},{"sentences":[{"text":"No.","start":904.775,"end":905.275,"sentiment":"neutral","sentiment_score":-0.2004941701889038},{"text":"No.","start":905.735,"end":906.135,"sentiment":"neutral","sentiment_score":-0.1753421127796173},{"text":"So...","start":906.135,"end":906.635,"sentiment":"neutral","sentiment_score":-0.09705060720443726}],"sentiment":"neutral","sentiment_score":-0.15762896339098612,"channel":1,"num_words":3,"start":904.775,"end":906.635},{"sentences":[{"text":"Oh,","start":906.35,"end":906.85,"sentiment":"neutral","sentiment_score":-0.01652691140770912}],"sentiment":"neutral","sentiment_score":-0.01652691140770912,"channel":0,"num_words":1,"start":906.35,"end":906.85},{"sentences":[{"text":"Yeah, you look","start":908.07,"end":909.51,"sentiment":"neutral","sentiment_score":0.12351495275894801}],"sentiment":"neutral","sentiment_score":0.12351495275894801,"channel":1,"num_words":3,"start":908.07,"end":909.51},{"sentences":[{"text":"like","start":909.47,"end":909.795,"sentiment":"neutral","sentiment_score":0.2008046954870224}],"sentiment":"neutral","sentiment_score":0.2008046954870224,"channel":0,"num_words":1,"start":909.47,"end":909.795},{"sentences":[{"text":"good.","start":909.51,"end":909.67004,"sentiment":"neutral","sentiment_score":0.15202970802783966},{"text":"Once again, it's just a a slow process.","start":909.67004,"end":912.01,"sentiment":"neutral","sentiment_score":-0.22390469163656235},{"text":"And trying to...","start":912.15,"end":914.25,"sentiment":"neutral","sentiment_score":-0.1464646259943644},{"text":"My biggest thing is just trying to get someone else to understand that we've gotta work hard and getting these things done.","start":914.55,"end":919.75,"sentiment":"neutral","sentiment_score":-0.21125973693349145},{"text":"So...","start":919.75,"end":920.25,"sentiment":"neutral","sentiment_score":-0.09091608226299286}],"sentiment":"neutral","sentiment_score":-0.19477805708135879,"channel":1,"num_words":35,"start":909.51,"end":920.25},{"sentences":[{"text":"Okay.","start":921.15497,"end":921.65497,"sentiment":"neutral","sentiment_score":-0.0978626012802124}],"sentiment":"neutral","sentiment_score":-0.0978626012802124,"channel":0,"num_words":1,"start":921.15497,"end":921.65497},{"sentences":[{"text":"Which is something that...","start":923.85504,"end":925.075,"sentiment":"neutral","sentiment_score":-0.12888871133327484},{"text":"Like, I can't...","start":925.935,"end":926.67505,"sentiment":"neutral","sentiment_score":-0.17204920947551727},{"text":"And it's not help I need from someone else.","start":927.53503,"end":930.655,"sentiment":"neutral","sentiment_score":-0.26526886887020534},{"text":"It's just that someone needs help themselves so we can move him forward.","start":930.655,"end":934.335,"sentiment":"neutral","sentiment_score":-0.08699153707577632},{"text":"So that's","start":934.335,"end":934.815,"sentiment":"neutral","sentiment_score":0.025924943387508392}],"sentiment":"neutral","sentiment_score":-0.1451020125419863,"channel":1,"num_words":31,"start":923.85504,"end":934.815},{"sentences":[{"text":"Okay.","start":934.54,"end":935.04,"sentiment":"neutral","sentiment_score":0.07333363592624664}],"sentiment":"neutral","sentiment_score":0.07333363592624664,"channel":0,"num_words":1,"start":934.54,"end":935.04},{"sentences":[{"text":"the main biggest task you know,","start":934.815,"end":937.29004,"sentiment":"neutral","sentiment_score":0.1040244276324908}],"sentiment":"neutral","sentiment_score":0.1040244276324908,"channel":1,"num_words":6,"start":934.815,"end":937.29004},{"sentences":[{"text":"Okay.","start":937.18,"end":937.575,"sentiment":"neutral","sentiment_score":0.06828251481056213}],"sentiment":"neutral","sentiment_score":0.06828251481056213,"channel":0,"num_words":1,"start":937.18,"end":937.575},{"sentences":[{"text":"anything I've done.","start":937.43,"end":938.31,"sentiment":"neutral","sentiment_score":0.051790750275055565},{"text":"So once","start":938.31,"end":939.35004,"sentiment":"neutral","sentiment_score":0.025146333500742912}],"sentiment":"neutral","sentiment_score":0.0411329835653305,"channel":1,"num_words":5,"start":937.43,"end":939.35004},{"sentences":[{"text":"Okay.","start":939.09503,"end":939.59503,"sentiment":"neutral","sentiment_score":0.01822185143828392}],"sentiment":"neutral","sentiment_score":0.01822185143828392,"channel":0,"num_words":1,"start":939.09503,"end":939.59503},{"sentences":[{"text":"again, nothing that","start":939.35004,"end":941.69,"sentiment":"neutral","sentiment_score":-0.009373470519979795}],"sentiment":"neutral","sentiment_score":-0.009373470519979795,"channel":1,"num_words":3,"start":939.35004,"end":941.69},{"sentences":[{"text":"Okay.","start":941.255,"end":941.755,"sentiment":"neutral","sentiment_score":0.01942966878414154}],"sentiment":"neutral","sentiment_score":0.01942966878414154,"channel":0,"num_words":1,"start":941.255,"end":941.755},{"sentences":[{"text":"I know you guys can help me with.","start":941.75,"end":943.75,"sentiment":"neutral","sentiment_score":0.10760020092129707},{"text":"I've gotta do that myself.","start":943.75,"end":945.03,"sentiment":"neutral","sentiment_score":-0.02345327250659466},{"text":"So","start":945.03,"end":945.53,"sentiment":"neutral","sentiment_score":0.046325527131557465}],"sentiment":"neutral","sentiment_score":0.05641862656921148,"channel":1,"num_words":14,"start":941.75,"end":945.53},{"sentences":[{"text":"Okay.","start":945.97504,"end":946.47504,"sentiment":"neutral","sentiment_score":0.057796020060777664},{"text":"Alright.","start":946.695,"end":947.09503,"sentiment":"neutral","sentiment_score":0.074372798204422},{"text":"Well, I understand that.","start":947.09503,"end":948.775,"sentiment":"neutral","sentiment_score":0.07205103058367968},{"text":"I understand that.","start":948.775,"end":949.91504,"sentiment":"neutral","sentiment_score":0.06410735597213109},{"text":"Adrianne, do you have access to your emails at the moment?","start":951.26,"end":954.16,"sentiment":"neutral","sentiment_score":0.005500022491270845}],"sentiment":"neutral","sentiment_score":0.03365976279601455,"channel":0,"num_words":20,"start":945.97504,"end":954.16},{"sentences":[{"text":"Right now, it's not because I'm going to the box.","start":955.255,"end":958.235,"sentiment":"neutral","sentiment_score":-0.03239379730075598},{"text":"So...","start":958.295,"end":958.795,"sentiment":"neutral","sentiment_score":-0.008236794732511044}],"sentiment":"neutral","sentiment_score":-0.030197706158188255,"channel":1,"num_words":11,"start":955.255,"end":958.795},{"sentences":[{"text":"Okay.","start":959.26,"end":959.76,"sentiment":"neutral","sentiment_score":0.005131964571774006},{"text":"I'm going to...","start":959.82,"end":960.95996,"sentiment":"neutral","sentiment_score":0.003485776406402389},{"text":"When you do later have access for them, you're gonna have a document there from myself and OdooSign.","start":961.26,"end":969.985,"sentiment":"neutral","sentiment_score":0.053580481145117015},{"text":"You'll need to just open it because this is gonna be your reference for the documents that we've talked through.","start":971.325,"end":977.745,"sentiment":"neutral","sentiment_score":0.07351698018610478}],"sentiment":"neutral","sentiment_score":0.05834232281250436,"channel":0,"num_words":42,"start":959.26,"end":977.745},{"sentences":[{"text":"Yes.","start":978.11,"end":978.27,"sentiment":"neutral","sentiment_score":0.06536784023046494},{"text":"Yes.","start":978.27,"end":978.77,"sentiment":"neutral","sentiment_score":-0.004106353037059307}],"sentiment":"neutral","sentiment_score":0.030630743596702814,"channel":1,"num_words":2,"start":978.11,"end":978.77},{"sentences":[{"text":"Your...","start":979.84,"end":980.34,"sentiment":"neutral","sentiment_score":0.007884293794631958},{"text":"The first document is a summary of your super fund showing a balance of approximately 226,300,","start":980.88,"end":989.46,"sentiment":"neutral","sentiment_score":0.029705455410294235}],"sentiment":"neutral","sentiment_score":0.028421857668196455,"channel":0,"num_words":17,"start":979.84,"end":989.46},{"sentences":[{"text":"Yeah.","start":990.165,"end":990.665,"sentiment":"neutral","sentiment_score":0.03663057088851929}],"sentiment":"neutral","sentiment_score":0.03663057088851929,"channel":1,"num_words":1,"start":990.165,"end":990.665},{"sentences":[{"text":"and your insurance policies with TAO being life and TPD insurance of 413,684, and your","start":990.24,"end":998.895,"sentiment":"neutral","sentiment_score":0.028973724072178204}],"sentiment":"neutral","sentiment_score":0.028973724072178204,"channel":0,"num_words":15,"start":990.24,"end":998.895},{"sentences":[{"text":"Yeah.","start":998.77,"end":999.27,"sentiment":"neutral","sentiment_score":0.02847997099161148}],"sentiment":"neutral","sentiment_score":0.02847997099161148,"channel":1,"num_words":1,"start":998.77,"end":999.27},{"sentences":[{"text":"income protection being $5,870 per month.","start":998.895,"end":1003.23505,"sentiment":"neutral","sentiment_score":0.012151456127564112}],"sentiment":"neutral","sentiment_score":0.012151456127564112,"channel":0,"num_words":6,"start":998.895,"end":1003.23505},{"sentences":[{"text":"Okay.","start":1003.81,"end":1004.31,"sentiment":"neutral","sentiment_score":0.1183268427848816}],"sentiment":"neutral","sentiment_score":0.1183268427848816,"channel":1,"num_words":1,"start":1003.81,"end":1004.31},{"sentences":[{"text":"Do you do you feel that those levels of cover are still adequate for you?","start":1004.015,"end":1009.43,"sentiment":"neutral","sentiment_score":0.12381100803613662}],"sentiment":"neutral","sentiment_score":0.12381100803613662,"channel":0,"num_words":15,"start":1004.015,"end":1009.43},{"sentences":[{"text":"Inspection.","start":1017.96,"end":1018.46,"sentiment":"neutral","sentiment_score":0.07956328243017197}],"sentiment":"neutral","sentiment_score":0.07956328243017197,"channel":1,"num_words":1,"start":1017.96,"end":1018.46},{"sentences":[{"text":"Yep.","start":1018.865,"end":1019.365,"sentiment":"neutral","sentiment_score":0.11783723533153534}],"sentiment":"neutral","sentiment_score":0.11783723533153534,"channel":0,"num_words":1,"start":1018.865,"end":1019.365},{"sentences":[{"text":"Yes.","start":1019.56,"end":1019.88,"sentiment":"neutral","sentiment_score":0.15102213621139526},{"text":"I think that's okay because I've got...","start":1019.88,"end":1024.92,"sentiment":"neutral","sentiment_score":0.22623654987130845},{"text":"You know, depending on how hard I work, depends on how much I get a fortnight.","start":1024.92,"end":1028.94,"sentiment":"neutral","sentiment_score":-0.16518278466537595},{"text":"So I'm gonna end up the $3 at at Fortnite, so it's nearly $6, but that's not","start":1029.0,"end":1034.345,"sentiment":"neutral","sentiment_score":-0.11296540980829912}],"sentiment":"neutral","sentiment_score":-0.06899167161162306,"channel":1,"num_words":41,"start":1019.56,"end":1034.345},{"sentences":[{"text":"Yeah.","start":1034.225,"end":1034.52,"sentiment":"neutral","sentiment_score":-0.053312018513679504}],"sentiment":"neutral","sentiment_score":-0.053312018513679504,"channel":0,"num_words":1,"start":1034.225,"end":1034.52},{"sentences":[{"text":"always","start":1034.345,"end":1034.745,"sentiment":"neutral","sentiment_score":-0.010534755885601044}],"sentiment":"neutral","sentiment_score":-0.010534755885601044,"channel":1,"num_words":1,"start":1034.345,"end":1034.745},{"sentences":[{"text":"Yeah.","start":1034.52,"end":1035.02,"sentiment":"neutral","sentiment_score":0.016458408907055855}],"sentiment":"neutral","sentiment_score":0.016458408907055855,"channel":0,"num_words":1,"start":1034.52,"end":1035.02},{"sentences":[{"text":"the case.","start":1034.745,"end":1035.225,"sentiment":"neutral","sentiment_score":0.04234137758612633},{"text":"So $5 should be enough.","start":1035.225,"end":1036.845,"sentiment":"neutral","sentiment_score":0.17552335411310196}],"sentiment":"neutral","sentiment_score":0.13747136081968034,"channel":1,"num_words":7,"start":1034.745,"end":1036.845},{"sentences":[{"text":"Yeah.","start":1037.0801,"end":1037.5801,"sentiment":"neutral","sentiment_score":0.0451270267367363},{"text":"And and how income protection works is you can only insure up to 70% of your taxable income, so","start":1037.72,"end":1044.38,"sentiment":"neutral","sentiment_score":-0.011806958207958624}],"sentiment":"neutral","sentiment_score":-0.008960258960723878,"channel":0,"num_words":20,"start":1037.0801,"end":1044.38},{"sentences":[{"text":"Yep.","start":1043.945,"end":1044.445,"sentiment":"neutral","sentiment_score":-0.1325840950012207}],"sentiment":"neutral","sentiment_score":-0.1325840950012207,"channel":1,"num_words":1,"start":1043.945,"end":1044.445},{"sentences":[{"text":"you wouldn't be able to insure the full amount anyhow.","start":1044.4401,"end":1047.18,"sentiment":"neutral","sentiment_score":-0.13435008376836777}],"sentiment":"neutral","sentiment_score":-0.13435008376836777,"channel":0,"num_words":10,"start":1044.4401,"end":1047.18},{"sentences":[{"text":"Yeah.","start":1047.91,"end":1048.41,"sentiment":"neutral","sentiment_score":0.019809303805232048}],"sentiment":"neutral","sentiment_score":0.019809303805232048,"channel":1,"num_words":1,"start":1047.91,"end":1048.41},{"sentences":[{"text":"Yep.","start":1049.24,"end":1049.74,"sentiment":"neutral","sentiment_score":0.0269561018794775}],"sentiment":"neutral","sentiment_score":0.0269561018794775,"channel":0,"num_words":1,"start":1049.24,"end":1049.74},{"sentences":[{"text":"Yeah.","start":1049.83,"end":1050.33,"sentiment":"neutral","sentiment_score":0.02764828130602837}],"sentiment":"neutral","sentiment_score":0.02764828130602837,"channel":1,"num_words":1,"start":1049.83,"end":1050.33},{"sentences":[{"text":"Okay.","start":1051.375,"end":1051.875,"sentiment":"neutral","sentiment_score":0.0370347835123539},{"text":"The next document across is your performance report with hub twenty four.","start":1052.175,"end":1057.055,"sentiment":"neutral","sentiment_score":0.03419199834267298},{"text":"So there's two when you get a chance to go through them.","start":1057.055,"end":1059.295,"sentiment":"neutral","sentiment_score":0.03154944209381938},{"text":"There's a twelve month and six month period.","start":1059.295,"end":1061.395,"sentiment":"neutral","sentiment_score":-0.0061335990321822464}],"sentiment":"neutral","sentiment_score":0.023541311408872858,"channel":0,"num_words":33,"start":1051.375,"end":1061.395},{"sentences":[{"text":"Yeah.","start":1062.075,"end":1062.575,"sentiment":"neutral","sentiment_score":-0.011284884065389631}],"sentiment":"neutral","sentiment_score":-0.011284884065389631,"channel":1,"num_words":1,"start":1062.075,"end":1062.575},{"sentences":[{"text":"The twelve month period was a lower return of 3.31%.","start":1062.095,"end":1068.73,"sentiment":"neutral","sentiment_score":-0.05448908321559429},{"text":"That was...","start":1069.2699,"end":1070.1699,"sentiment":"neutral","sentiment_score":-0.027467306703329086},{"text":"That's been attributed to probably two funds underperforming,","start":1070.39,"end":1074.8099,"sentiment":"neutral","sentiment_score":-0.12700396496802568}],"sentiment":"neutral","sentiment_score":-0.08079285826534033,"channel":0,"num_words":20,"start":1062.095,"end":1074.8099},{"sentences":[{"text":"Yeah.","start":1076.12,"end":1076.62,"sentiment":"neutral","sentiment_score":-0.0597999170422554}],"sentiment":"neutral","sentiment_score":-0.0597999170422554,"channel":1,"num_words":1,"start":1076.12,"end":1076.62},{"sentences":[{"text":"being the Benelong Australian Equities Fund and the Vanek Property Unit Fund.","start":1076.605,"end":1081.505,"sentiment":"neutral","sentiment_score":-0.047471067712952696},{"text":"What we're","start":1081.725,"end":1082.205,"sentiment":"neutral","sentiment_score":-0.03461938723921776}],"sentiment":"neutral","sentiment_score":-0.04563511335956199,"channel":0,"num_words":14,"start":1076.605,"end":1082.205},{"sentences":[{"text":"Yeah.","start":1082.12,"end":1082.62,"sentiment":"neutral","sentiment_score":-0.03483789414167404}],"sentiment":"neutral","sentiment_score":-0.03483789414167404,"channel":1,"num_words":1,"start":1082.12,"end":1082.62},{"sentences":[{"text":"doing at the moment with our clients is we're actively reviewing those to look at alternative options.","start":1082.205,"end":1091.52,"sentiment":"neutral","sentiment_score":-0.054454179590239245}],"sentiment":"neutral","sentiment_score":-0.054454179590239245,"channel":0,"num_words":17,"start":1082.205,"end":1091.52},{"sentences":[{"text":"Yeah.","start":1092.465,"end":1092.965,"sentiment":"neutral","sentiment_score":-0.06279507279396057}],"sentiment":"neutral","sentiment_score":-0.06279507279396057,"channel":1,"num_words":1,"start":1092.465,"end":1092.965},{"sentences":[{"text":"We we don't swap and change willy nilly, let's call it.","start":1092.9401,"end":1098.0801,"sentiment":"neutral","sentiment_score":-0.14006763899868185}],"sentiment":"neutral","sentiment_score":-0.14006763899868185,"channel":0,"num_words":11,"start":1092.9401,"end":1098.0801},{"sentences":[{"text":"Yeah.","start":1098.625,"end":1099.125,"sentiment":"neutral","sentiment_score":-0.0797569528222084}],"sentiment":"neutral","sentiment_score":-0.0797569528222084,"channel":1,"num_words":1,"start":1098.625,"end":1099.125},{"sentences":[{"text":"There's usually a systemic ongoing situation before we start looking at alternative options.","start":1098.7001,"end":1108.6749,"sentiment":"neutral","sentiment_score":-0.13142213168052527},{"text":"Unfortunately,","start":1108.735,"end":1109.235,"sentiment":"neutral","sentiment_score":-0.16163328289985657}],"sentiment":"neutral","sentiment_score":-0.13358007105333464,"channel":0,"num_words":14,"start":1098.7001,"end":1109.235},{"sentences":[{"text":"Yeah.","start":1109.4701,"end":1109.9701,"sentiment":"neutral","sentiment_score":-0.12641912698745728}],"sentiment":"neutral","sentiment_score":-0.12641912698745728,"channel":1,"num_words":1,"start":1109.4701,"end":1109.9701},{"sentences":[{"text":"Bannalong and the Vernek property are one of those that we're looking at replacing.","start":1109.695,"end":1115.075,"sentiment":"neutral","sentiment_score":-0.16491161925452097},{"text":"So with your","start":1115.5349,"end":1116.1749,"sentiment":"neutral","sentiment_score":-0.03918824593226115}],"sentiment":"neutral","sentiment_score":-0.1427251416094163,"channel":0,"num_words":17,"start":1109.695,"end":1116.1749},{"sentences":[{"text":"Yeah.","start":1116.065,"end":1116.565,"sentiment":"neutral","sentiment_score":-0.004502652212977409}],"sentiment":"neutral","sentiment_score":-0.004502652212977409,"channel":1,"num_words":1,"start":1116.065,"end":1116.565},{"sentences":[{"text":"permission, I'd like to look into alternatives to those, those, if that's","start":1116.1749,"end":1119.66,"sentiment":"neutral","sentiment_score":-0.0021761776879429817}],"sentiment":"neutral","sentiment_score":-0.0021761776879429817,"channel":0,"num_words":12,"start":1116.1749,"end":1119.66},{"sentences":[{"text":"Yeah.","start":1120.945,"end":1121.425,"sentiment":"neutral","sentiment_score":0.006930487230420113},{"text":"For sure.","start":1121.425,"end":1121.905,"sentiment":"neutral","sentiment_score":0.015058482065796852},{"text":"Like I said, I'm not not that old, and","start":1121.905,"end":1124.065,"sentiment":"neutral","sentiment_score":-0.10530686254302661}],"sentiment":"neutral","sentiment_score":-0.07589285929376881,"channel":1,"num_words":12,"start":1120.945,"end":1124.065},{"sentences":[{"text":"okay.","start":1124.04,"end":1124.54,"sentiment":"neutral","sentiment_score":-0.07542136311531067}],"sentiment":"neutral","sentiment_score":-0.07542136311531067,"channel":0,"num_words":1,"start":1124.04,"end":1124.54},{"sentences":[{"text":"if we can try and boost my Subaru as, you know, as quick as we can without, you know, losing","start":1124.065,"end":1130.9401,"sentiment":"neutral","sentiment_score":0.007432552799582481}],"sentiment":"neutral","sentiment_score":0.007432552799582481,"channel":1,"num_words":20,"start":1124.065,"end":1130.9401},{"sentences":[{"text":"Yep.","start":1130.68,"end":1130.925,"sentiment":"neutral","sentiment_score":0.0050719380378723145}],"sentiment":"neutral","sentiment_score":0.0050719380378723145,"channel":0,"num_words":1,"start":1130.68,"end":1130.925},{"sentences":[{"text":"it.","start":1130.9401,"end":1131.34,"sentiment":"neutral","sentiment_score":0.05176956206560135},{"text":"It's it's better, obviously, for for me in the long term.","start":1131.34,"end":1134.9401,"sentiment":"neutral","sentiment_score":0.13517600297927856}],"sentiment":"neutral","sentiment_score":0.12822546623647213,"channel":1,"num_words":12,"start":1130.9401,"end":1134.9401},{"sentences":[{"text":"Yeah.","start":1134.765,"end":1135.265,"sentiment":"neutral","sentiment_score":0.023897644132375717}],"sentiment":"neutral","sentiment_score":0.023897644132375717,"channel":0,"num_words":1,"start":1134.765,"end":1135.265},{"sentences":[{"text":"So...","start":1134.9401,"end":1135.4401,"sentiment":"neutral","sentiment_score":0.005151970311999321}],"sentiment":"neutral","sentiment_score":0.005151970311999321,"channel":1,"num_words":1,"start":1134.9401,"end":1135.4401},{"sentences":[{"text":"Yeah.","start":1136.2051,"end":1136.7051,"sentiment":"neutral","sentiment_score":-0.008073985576629639},{"text":"Well, we're always gonna have some volatility being a high growth investor, but","start":1136.8451,"end":1141.7251,"sentiment":"neutral","sentiment_score":-0.10504183889581607}],"sentiment":"neutral","sentiment_score":-0.09811556365873132,"channel":0,"num_words":14,"start":1136.2051,"end":1141.7251},{"sentences":[{"text":"Yeah.","start":1141.42,"end":1141.92,"sentiment":"neutral","sentiment_score":-0.07039086520671844}],"sentiment":"neutral","sentiment_score":-0.07039086520671844,"channel":1,"num_words":1,"start":1141.42,"end":1141.92},{"sentences":[{"text":"this is the purpose of the...","start":1141.7251,"end":1143.165,"sentiment":"neutral","sentiment_score":-0.011856884695589542},{"text":"Our reviews and our our contacts are to make sure that, you know, we're staying on top of anything that needs to be prioritized and looked at rather than just a set and forget kind of arrangement.","start":1143.165,"end":1155.29,"sentiment":"neutral","sentiment_score":0.025347687807437534}],"sentiment":"neutral","sentiment_score":0.020156352109340733,"channel":0,"num_words":43,"start":1141.7251,"end":1155.29},{"sentences":[{"text":"Yeah.","start":1155.905,"end":1156.405,"sentiment":"neutral","sentiment_score":0.056369319558143616},{"text":"Yeah.","start":1156.545,"end":1156.865,"sentiment":"neutral","sentiment_score":0.05100776627659798},{"text":"No.","start":1156.865,"end":1157.105,"sentiment":"neutral","sentiment_score":-0.008030299097299576},{"text":"That's fine.","start":1157.105,"end":1157.745,"sentiment":"neutral","sentiment_score":0.08699750155210495},{"text":"I...","start":1157.745,"end":1158.245,"sentiment":"neutral","sentiment_score":-0.002261439338326454}],"sentiment":"neutral","sentiment_score":0.04518005841722091,"channel":1,"num_words":6,"start":1155.905,"end":1158.245},{"sentences":[{"text":"You know, it's it's one of those things that I know I I wouldn't be able to do myself.","start":1158.625,"end":1163.82,"sentiment":"neutral","sentiment_score":0.02125654095097592},{"text":"So someone's there helping me out of that.","start":1163.96,"end":1166.7,"sentiment":"positive","sentiment_score":0.36903846077620983},{"text":"Obviously, helps helps in my future.","start":1168.0399,"end":1170.7799,"sentiment":"positive","sentiment_score":0.5105271736780802}],"sentiment":"neutral","sentiment_score":0.1945256062529304,"channel":1,"num_words":33,"start":1158.625,"end":1170.7799},{"sentences":[{"text":"Okay.","start":1171.865,"end":1172.365,"sentiment":"neutral","sentiment_score":0.16971708834171295},{"text":"And there's just one other investment in there that I wanna look at personally.","start":1173.7849,"end":1179.58,"sentiment":"neutral","sentiment_score":0.17104663167681014},{"text":"It's the beta bank hybrid funds.","start":1179.72,"end":1182.3,"sentiment":"neutral","sentiment_score":0.1576710268855095},{"text":"Nothing wrong with it performance wise.","start":1182.4401,"end":1185.1,"sentiment":"neutral","sentiment_score":0.23270715524752936},{"text":"Income wise, it's done okay in the last twelve months, but the banks are phasing out the Hyatt Bank hybrids from January 2027.","start":1185.24,"end":1193.7551,"sentiment":"neutral","sentiment_score":0.07132211691983369}],"sentiment":"neutral","sentiment_score":0.13094095427542926,"channel":0,"num_words":50,"start":1171.865,"end":1193.7551},{"sentences":[{"text":"So","start":1193.975,"end":1194.215,"sentiment":"neutral","sentiment_score":0.08506469428539276}],"sentiment":"neutral","sentiment_score":0.08506469428539276,"channel":0,"num_words":1,"start":1193.975,"end":1194.215},{"sentences":[{"text":"Oh,","start":1194.17,"end":1194.41,"sentiment":"neutral","sentiment_score":0.14429250359535217}],"sentiment":"neutral","sentiment_score":0.14429250359535217,"channel":1,"num_words":1,"start":1194.17,"end":1194.41},{"sentences":[{"text":"rather","start":1194.215,"end":1194.455,"sentiment":"neutral","sentiment_score":0.11121929436922072}],"sentiment":"neutral","sentiment_score":0.11121929436922072,"channel":0,"num_words":1,"start":1194.215,"end":1194.455},{"sentences":[{"text":"okay.","start":1194.41,"end":1194.91,"sentiment":"neutral","sentiment_score":0.1484144926071167}],"sentiment":"neutral","sentiment_score":0.1484144926071167,"channel":1,"num_words":1,"start":1194.41,"end":1194.91},{"sentences":[{"text":"than sitting sitting and waiting, I'd like to probably be a little bit proactive seeing alternative options to rather just wait and see what the banks offer from","start":1194.455,"end":1205.63,"sentiment":"neutral","sentiment_score":0.016479074356279204}],"sentiment":"neutral","sentiment_score":0.016479074356279204,"channel":0,"num_words":28,"start":1194.455,"end":1205.63},{"sentences":[{"text":"Yeah.","start":1205.625,"end":1205.785,"sentiment":"neutral","sentiment_score":0.0014483686536550522}],"sentiment":"neutral","sentiment_score":0.0014483686536550522,"channel":1,"num_words":1,"start":1205.625,"end":1205.785},{"sentences":[{"text":"January","start":1205.63,"end":1206.11,"sentiment":"neutral","sentiment_score":-0.03873288631439209}],"sentiment":"neutral","sentiment_score":-0.03873288631439209,"channel":0,"num_words":1,"start":1205.63,"end":1206.11},{"sentences":[{"text":"No.","start":1205.785,"end":1205.9451,"sentiment":"neutral","sentiment_score":-0.04917698353528976},{"text":"That's...","start":1205.9451,"end":1206.4451,"sentiment":"neutral","sentiment_score":-0.03511568903923035}],"sentiment":"neutral","sentiment_score":-0.042146336287260056,"channel":1,"num_words":2,"start":1205.785,"end":1206.4451},{"sentences":[{"text":"2027.","start":1206.11,"end":1207.17,"sentiment":"neutral","sentiment_score":-0.025294926017522812}],"sentiment":"neutral","sentiment_score":-0.025294926017522812,"channel":0,"num_words":1,"start":1206.11,"end":1207.17},{"sentences":[{"text":"Yeah.","start":1207.7051,"end":1208.2051,"sentiment":"neutral","sentiment_score":0.1573159098625183},{"text":"That sounds fair.","start":1208.265,"end":1209.4651,"sentiment":"neutral","sentiment_score":0.24068978428840637}],"sentiment":"neutral","sentiment_score":0.21984631568193436,"channel":1,"num_words":4,"start":1207.7051,"end":1209.4651},{"sentences":[{"text":"Yep.","start":1208.99,"end":1209.49,"sentiment":"neutral","sentiment_score":0.18425200879573825}],"sentiment":"neutral","sentiment_score":0.18425200879573825,"channel":0,"num_words":1,"start":1208.99,"end":1209.49},{"sentences":[{"text":"I mean,","start":1209.4651,"end":1210.125,"sentiment":"neutral","sentiment_score":0.1300746649503708}],"sentiment":"neutral","sentiment_score":0.1300746649503708,"channel":1,"num_words":2,"start":1209.4651,"end":1210.125},{"sentences":[{"text":"Yep.","start":1210.27,"end":1210.77,"sentiment":"neutral","sentiment_score":0.13063675165176392}],"sentiment":"neutral","sentiment_score":0.13063675165176392,"channel":0,"num_words":1,"start":1210.27,"end":1210.77},{"sentences":[{"text":"you know, better be on the front foot than the back foot, I suppose.","start":1210.3451,"end":1213.3251,"sentiment":"neutral","sentiment_score":0.10717495690499033}],"sentiment":"neutral","sentiment_score":0.10717495690499033,"channel":1,"num_words":14,"start":1210.3451,"end":1213.3251},{"sentences":[{"text":"Yeah.","start":1213.79,"end":1214.03,"sentiment":"neutral","sentiment_score":0.14847813546657562},{"text":"A little bit more proactive in that sense.","start":1214.03,"end":1216.05,"sentiment":"neutral","sentiment_score":0.15268709603697062}],"sentiment":"neutral","sentiment_score":0.15221943375137117,"channel":0,"num_words":9,"start":1213.79,"end":1216.05},{"sentences":[{"text":"Yeah.","start":1216.5099,"end":1217.0099,"sentiment":"neutral","sentiment_score":0.2237586081027985}],"sentiment":"neutral","sentiment_score":0.2237586081027985,"channel":1,"num_words":1,"start":1216.5099,"end":1217.0099},{"sentences":[{"text":"The six month return on your portfolio has bounced back up to 4.82%, so it's","start":1217.665,"end":1222.625,"sentiment":"neutral","sentiment_score":0.2739703059196472}],"sentiment":"neutral","sentiment_score":0.2739703059196472,"channel":0,"num_words":15,"start":1217.665,"end":1222.625},{"sentences":[{"text":"Yep.","start":1222.59,"end":1223.09,"sentiment":"neutral","sentiment_score":0.18487584590911865}],"sentiment":"neutral","sentiment_score":0.18487584590911865,"channel":1,"num_words":1,"start":1222.59,"end":1223.09},{"sentences":[{"text":"bouncing back.","start":1222.625,"end":1223.525,"sentiment":"neutral","sentiment_score":0.18648139387369156}],"sentiment":"neutral","sentiment_score":0.18648139387369156,"channel":0,"num_words":2,"start":1222.625,"end":1223.525},{"sentences":[{"text":"Yep.","start":1224.0299,"end":1224.5299,"sentiment":"neutral","sentiment_score":0.09060057252645493}],"sentiment":"neutral","sentiment_score":0.09060057252645493,"channel":1,"num_words":1,"start":1224.0299,"end":1224.5299},{"sentences":[{"text":"Again, Bennelong and the property fund are the small returns on the...","start":1225.265,"end":1233.46,"sentiment":"neutral","sentiment_score":0.024440926654885214},{"text":"In the portfolio.","start":1233.46,"end":1234.28,"sentiment":"neutral","sentiment_score":-0.033209264278411865},{"text":"So we're still looking at replacing...","start":1234.42,"end":1236.2001,"sentiment":"neutral","sentiment_score":-0.0474035150061051},{"text":"Well, not replacing them, but looking at alternatives to see if there's more suitable ones for you.","start":1236.66,"end":1241.16,"sentiment":"neutral","sentiment_score":-0.045163679155795014}],"sentiment":"neutral","sentiment_score":-0.022593166017414706,"channel":0,"num_words":38,"start":1225.265,"end":1241.16},{"sentences":[{"text":"Yes.","start":1241.525,"end":1242.025,"sentiment":"neutral","sentiment_score":0.058216482400894165}],"sentiment":"neutral","sentiment_score":0.058216482400894165,"channel":1,"num_words":1,"start":1241.525,"end":1242.025},{"sentences":[{"text":"The other document within the pack is the Vanguard index chart.","start":1243.7001,"end":1247.245,"sentiment":"neutral","sentiment_score":0.04521380483426831},{"text":"So all this is...","start":1247.245,"end":1248.6849,"sentiment":"neutral","sentiment_score":0.027331789955496788},{"text":"What we use this for is a visual tool, and it explains how the...","start":1248.6849,"end":1253.6649,"sentiment":"neutral","sentiment_score":0.04277334827929735},{"text":"It's a visual tool to show how volatility affects the market.","start":1254.765,"end":1258.445,"sentiment":"neutral","sentiment_score":0.05349903519858013},{"text":"So the top four are your growth assets, being US shares, Australian shares, international, and property, with the bottom two being your bonds and cash being your defensive assets.","start":1258.445,"end":1268.7999,"sentiment":"neutral","sentiment_score":0.1137888665343153}],"sentiment":"neutral","sentiment_score":0.07382423776215401,"channel":0,"num_words":69,"start":1243.7001,"end":1268.7999},{"sentences":[{"text":"Now how your funds are invested at the moment is that you predominantly have about","start":1268.7999,"end":1273.86,"sentiment":"neutral","sentiment_score":0.06851729030410449}],"sentiment":"neutral","sentiment_score":0.06851729030410449,"channel":0,"num_words":15,"start":1268.7999,"end":1273.86},{"sentences":[{"text":"Yeah.","start":1277.15,"end":1277.65,"sentiment":"neutral","sentiment_score":0.0096379816532135}],"sentiment":"neutral","sentiment_score":0.0096379816532135,"channel":1,"num_words":1,"start":1277.15,"end":1277.65},{"sentences":[{"text":"defensive assets, which provides basically income producing returns as opposed to long term growth.","start":1283.755,"end":1290.45,"sentiment":"neutral","sentiment_score":0.06542681809514761}],"sentiment":"neutral","sentiment_score":0.06542681809514761,"channel":0,"num_words":14,"start":1283.755,"end":1290.45},{"sentences":[{"text":"Mhmm.","start":1291.135,"end":1291.635,"sentiment":"neutral","sentiment_score":-0.019652986899018288}],"sentiment":"neutral","sentiment_score":-0.019652986899018288,"channel":1,"num_words":1,"start":1291.135,"end":1291.635},{"sentences":[{"text":"The the situation there is more so being comfortable with that that level of volatility and understand...","start":1291.23,"end":1305.265,"sentiment":"neutral","sentiment_score":-0.12713362451861887},{"text":"Yeah.","start":1305.885,"end":1306.285,"sentiment":"neutral","sentiment_score":-0.1134674921631813},{"text":"Understanding that, you know, maybe statistically what we see is one in every five years being a negative year,","start":1306.285,"end":1313.3451,"sentiment":"neutral","sentiment_score":-0.16256895700567647}],"sentiment":"neutral","sentiment_score":-0.14496079167804202,"channel":0,"num_words":37,"start":1291.23,"end":1313.3451},{"sentences":[{"text":"Yeah.","start":1313.875,"end":1314.375,"sentiment":"neutral","sentiment_score":-0.12011688202619553}],"sentiment":"neutral","sentiment_score":-0.12011688202619553,"channel":1,"num_words":1,"start":1313.875,"end":1314.375},{"sentences":[{"text":"and the volatility can be plus or minus any side of 14%.","start":1313.9651,"end":1318.97,"sentiment":"neutral","sentiment_score":-0.14790584333240986},{"text":"So in in those bad times and then your good times, you know, that's a great thing.","start":1319.4299,"end":1325.61,"sentiment":"neutral","sentiment_score":-0.017536621979054284}],"sentiment":"neutral","sentiment_score":-0.07148250667699452,"channel":0,"num_words":29,"start":1313.9651,"end":1325.61},{"sentences":[{"text":"Yeah.","start":1325.795,"end":1326.115,"sentiment":"neutral","sentiment_score":0.06588608771562576},{"text":"Yeah.","start":1326.115,"end":1326.615,"sentiment":"neutral","sentiment_score":0.07515734434127808}],"sentiment":"neutral","sentiment_score":0.07052171602845192,"channel":1,"num_words":2,"start":1325.795,"end":1326.615},{"sentences":[{"text":"But the minimum time frame for a high growth portfolio is eight years.","start":1326.95,"end":1331.285,"sentiment":"neutral","sentiment_score":0.07939140527294232},{"text":"So","start":1331.745,"end":1331.985,"sentiment":"neutral","sentiment_score":0.1264905333518982}],"sentiment":"neutral","sentiment_score":0.08275562870715346,"channel":0,"num_words":14,"start":1326.95,"end":1331.985},{"sentences":[{"text":"Yeah.","start":1331.8501,"end":1332.3501,"sentiment":"neutral","sentiment_score":0.1937855035066605}],"sentiment":"neutral","sentiment_score":0.1937855035066605,"channel":1,"num_words":1,"start":1331.8501,"end":1332.3501},{"sentences":[{"text":"that allows you the the time to ride out those waves of volatility.","start":1331.985,"end":1337.845,"sentiment":"neutral","sentiment_score":0.1655723607310882},{"text":"That's why we","start":1338.4651,"end":1339.185,"sentiment":"neutral","sentiment_score":0.1029208575685819}],"sentiment":"neutral","sentiment_score":0.15382520388811827,"channel":0,"num_words":16,"start":1331.985,"end":1339.185},{"sentences":[{"text":"Uh-huh.","start":1338.9701,"end":1339.4701,"sentiment":"neutral","sentiment_score":0.09064267575740814}],"sentiment":"neutral","sentiment_score":0.09064267575740814,"channel":1,"num_words":1,"start":1338.9701,"end":1339.4701},{"sentences":[{"text":"say a minimum of eight years.","start":1339.185,"end":1341.03,"sentiment":"neutral","sentiment_score":0.052770609656969704},{"text":"So to to confirm and make sure that you're comfortable, are you are you still wanting to take that high growth approach?","start":1341.27,"end":1349.53,"sentiment":"neutral","sentiment_score":0.11556246707385237}],"sentiment":"neutral","sentiment_score":0.10210706905594893,"channel":0,"num_words":28,"start":1339.185,"end":1349.53},{"sentences":[{"text":"Oh, yes.","start":1350.495,"end":1351.235,"sentiment":"neutral","sentiment_score":0.09285418689250946}],"sentiment":"neutral","sentiment_score":0.09285418689250946,"channel":1,"num_words":2,"start":1350.495,"end":1351.235},{"sentences":[{"text":"Yes?","start":1351.91,"end":1352.41,"sentiment":"neutral","sentiment_score":0.08309002220630646}],"sentiment":"neutral","sentiment_score":0.08309002220630646,"channel":0,"num_words":1,"start":1351.91,"end":1352.41},{"sentences":[{"text":"Like I said, it's it's, like I said, eight years.","start":1351.9349,"end":1355.65,"sentiment":"neutral","sentiment_score":0.10161385647952556},{"text":"That gives us plenty of time to to grow that time and and make a better return at the end.","start":1356.11,"end":1362.29,"sentiment":"neutral","sentiment_score":0.2462820827960968},{"text":"I don't look at any eight years time.","start":1362.43,"end":1364.27,"sentiment":"neutral","sentiment_score":-0.1832949873059988},{"text":"I'll still be still be waiting.","start":1364.27,"end":1365.885,"sentiment":"neutral","sentiment_score":-0.14007207999626795},{"text":"So I don't see myself return.","start":1365.885,"end":1367.425,"sentiment":"neutral","sentiment_score":-0.17132309327522913}],"sentiment":"neutral","sentiment_score":0.052140985652804374,"channel":1,"num_words":50,"start":1351.9349,"end":1367.425},{"sentences":[{"text":"I guess, I'm gonna","start":1367.805,"end":1368.785,"sentiment":"neutral","sentiment_score":-0.09367232583463192}],"sentiment":"neutral","sentiment_score":-0.09367232583463192,"channel":1,"num_words":4,"start":1367.805,"end":1368.785},{"sentences":[{"text":"Okay.","start":1369.8601,"end":1370.3601,"sentiment":"neutral","sentiment_score":0.024321595206856728},{"text":"Beautiful.","start":1370.5,"end":1370.9801,"sentiment":"positive","sentiment_score":0.5043851137161255},{"text":"Thank you for confirming that.","start":1370.9801,"end":1372.52,"sentiment":"positive","sentiment_score":0.5681990265846253},{"text":"The other document","start":1373.78,"end":1374.7401,"sentiment":"neutral","sentiment_score":0.14417237043380737}],"sentiment":"positive","sentiment_score":0.38022189531475303,"channel":0,"num_words":10,"start":1369.8601,"end":1374.7401},{"sentences":[{"text":"go.","start":1374.4451,"end":1374.9451,"sentiment":"neutral","sentiment_score":0.10546407848596571}],"sentiment":"neutral","sentiment_score":0.10546407848596571,"channel":1,"num_words":1,"start":1374.4451,"end":1374.9451},{"sentences":[{"text":"within the pack is your TAL certificate of currency.","start":1374.7401,"end":1377.64,"sentiment":"neutral","sentiment_score":0.10581826253069772},{"text":"It just shows that your policies that we talked about earlier being","start":1377.7001,"end":1381.005,"sentiment":"neutral","sentiment_score":0.07858439441770315}],"sentiment":"neutral","sentiment_score":0.0902560521804151,"channel":0,"num_words":21,"start":1374.7401,"end":1381.005},{"sentences":[{"text":"Yeah.","start":1380.71,"end":1381.21,"sentiment":"neutral","sentiment_score":0.0712582916021347}],"sentiment":"neutral","sentiment_score":0.0712582916021347,"channel":1,"num_words":1,"start":1380.71,"end":1381.21},{"sentences":[{"text":"your life and TPD and income protection are current and in place.","start":1381.005,"end":1384.3049,"sentiment":"neutral","sentiment_score":0.11033025818566482},{"text":"You also have your financial services guide, which explains to you who we are,","start":1386.125,"end":1391.745,"sentiment":"neutral","sentiment_score":0.06754673378808158}],"sentiment":"neutral","sentiment_score":0.08729297581773537,"channel":0,"num_words":26,"start":1381.005,"end":1391.745},{"sentences":[{"text":"Yep.","start":1392.47,"end":1392.97,"sentiment":"neutral","sentiment_score":0.0675525888800621}],"sentiment":"neutral","sentiment_score":0.0675525888800621,"channel":1,"num_words":1,"start":1392.47,"end":1392.97},{"sentences":[{"text":"who we're licensed through...","start":1392.525,"end":1395.35,"sentiment":"neutral","sentiment_score":0.038327159360051155},{"text":"That we're licensed with, importantly,","start":1395.35,"end":1398.33,"sentiment":"neutral","sentiment_score":0.04903787896037102}],"sentiment":"neutral","sentiment_score":0.044277559138006635,"channel":0,"num_words":9,"start":1392.525,"end":1398.33},{"sentences":[{"text":"Yep.","start":1397.9751,"end":1398.4751,"sentiment":"neutral","sentiment_score":0.07720062136650085}],"sentiment":"neutral","sentiment_score":0.07720062136650085,"channel":1,"num_words":1,"start":1397.9751,"end":1398.4751},{"sentences":[{"text":"the advice we provide, the type, and how we provide it along with our fees, and if you're unhappy with any of the services, the complaints process.","start":1399.11,"end":1410.235,"sentiment":"neutral","sentiment_score":0.01967286746259089},{"text":"The last two documents I'm gonna touch on are the ones that require signing once you've had the opportunity to review those and you're comfortable.","start":1412.375,"end":1419.9149,"sentiment":"neutral","sentiment_score":0.06180348992347717}],"sentiment":"neutral","sentiment_score":0.039927974414940066,"channel":0,"num_words":52,"start":1399.11,"end":1419.9149},{"sentences":[{"text":"Mhmm.","start":1420.52,"end":1420.76,"sentiment":"neutral","sentiment_score":0.02087058499455452}],"sentiment":"neutral","sentiment_score":0.02087058499455452,"channel":1,"num_words":1,"start":1420.52,"end":1420.76},{"sentences":[{"text":"The first","start":1420.5599,"end":1421.12,"sentiment":"neutral","sentiment_score":0.02289325837045908}],"sentiment":"neutral","sentiment_score":0.02289325837045908,"channel":0,"num_words":2,"start":1420.5599,"end":1421.12},{"sentences":[{"text":"Yeah.","start":1420.76,"end":1421.26,"sentiment":"neutral","sentiment_score":0.026065073907375336}],"sentiment":"neutral","sentiment_score":0.026065073907375336,"channel":1,"num_words":1,"start":1420.76,"end":1421.26},{"sentences":[{"text":"one is the ongoing fee arrangement.","start":1421.12,"end":1423.38,"sentiment":"neutral","sentiment_score":0.019932775447765987},{"text":"So this is the fee to continue as a client for us to manage your superannuation","start":1423.5199,"end":1428.58,"sentiment":"neutral","sentiment_score":0.05988985626026988}],"sentiment":"neutral","sentiment_score":0.048992470584132454,"channel":0,"num_words":22,"start":1421.12,"end":1428.58},{"sentences":[{"text":"Yep.","start":1429.585,"end":1430.085,"sentiment":"neutral","sentiment_score":0.08182509243488312}],"sentiment":"neutral","sentiment_score":0.08182509243488312,"channel":1,"num_words":1,"start":1429.585,"end":1430.085},{"sentences":[{"text":"and provide advice.","start":1430.88,"end":1432.1,"sentiment":"neutral","sentiment_score":0.08020463585853577},{"text":"As such, in relation to that.","start":1432.48,"end":1434.205,"sentiment":"neutral","sentiment_score":0.018237998398641746},{"text":"So that fee is...","start":1434.205,"end":1436.3049,"sentiment":"neutral","sentiment_score":-0.005243775900453329},{"text":"Has changed to a fixed fee now.","start":1437.085,"end":1439.1649,"sentiment":"neutral","sentiment_score":-0.03569515322202018},{"text":"It used to be a percent based fee, which would fluctuate based on the balance of the fund.","start":1439.1649,"end":1444.145,"sentiment":"neutral","sentiment_score":-0.028152324362761445}],"sentiment":"neutral","sentiment_score":-0.011251082018900075,"channel":0,"num_words":38,"start":1430.88,"end":1444.145},{"sentences":[{"text":"It's","start":1444.5249,"end":1444.765,"sentiment":"neutral","sentiment_score":0.010510973632335665}],"sentiment":"neutral","sentiment_score":0.010510973632335665,"channel":0,"num_words":1,"start":1444.5249,"end":1444.765},{"sentences":[{"text":"Yeah.","start":1444.6,"end":1445.1,"sentiment":"neutral","sentiment_score":0.05875560641288757}],"sentiment":"neutral","sentiment_score":0.05875560641288757,"channel":1,"num_words":1,"start":1444.6,"end":1445.1},{"sentences":[{"text":"now fixed at $3,844.65, which is still equivalent to the 1.65% fee that you paid in the past.","start":1444.765,"end":1453.78,"sentiment":"neutral","sentiment_score":0.056118640013866954},{"text":"However,","start":1454.32,"end":1454.82,"sentiment":"neutral","sentiment_score":0.007194168865680695}],"sentiment":"neutral","sentiment_score":0.05354366784817294,"channel":0,"num_words":19,"start":1444.765,"end":1454.82},{"sentences":[{"text":"Yeah.","start":1454.405,"end":1454.905,"sentiment":"neutral","sentiment_score":0.07506673038005829}],"sentiment":"neutral","sentiment_score":0.07506673038005829,"channel":1,"num_words":1,"start":1454.405,"end":1454.905},{"sentences":[{"text":"it's fixed now, so it's not gonna fluctuate.","start":1455.44,"end":1457.62,"sentiment":"neutral","sentiment_score":0.09997959341853857},{"text":"So each month, it would be $320.40 approximately that would be deducted from your funds.","start":1457.76,"end":1465.355,"sentiment":"neutral","sentiment_score":0.09432552407185237}],"sentiment":"neutral","sentiment_score":0.09629215688809105,"channel":0,"num_words":23,"start":1455.44,"end":1465.355},{"sentences":[{"text":"Yeah.","start":1465.9601,"end":1466.4601,"sentiment":"neutral","sentiment_score":0.12347988784313202}],"sentiment":"neutral","sentiment_score":0.12347988784313202,"channel":1,"num_words":1,"start":1465.9601,"end":1466.4601},{"sentences":[{"text":"And then the final form is your tax fund acknowledgment that we hold your tax file number on file.","start":1467.735,"end":1473.735,"sentiment":"neutral","sentiment_score":0.24560844349233726},{"text":"So","start":1473.735,"end":1474.23,"sentiment":"neutral","sentiment_score":0.264882892370224}],"sentiment":"neutral","sentiment_score":0.2465721659362316,"channel":0,"num_words":20,"start":1467.735,"end":1474.23},{"sentences":[{"text":"Okay.","start":1474.28,"end":1474.78,"sentiment":"positive","sentiment_score":0.4137258231639862}],"sentiment":"positive","sentiment_score":0.4137258231639862,"channel":1,"num_words":1,"start":1474.28,"end":1474.78},{"sentences":[{"text":"we do hold that on file because of your superannuation fund, and it's just confirming that you are aware of that and and comfortable with it.","start":1474.3099,"end":1484.09,"sentiment":"positive","sentiment_score":0.4778108803125528}],"sentiment":"positive","sentiment_score":0.4778108803125528,"channel":0,"num_words":26,"start":1474.3099,"end":1484.09},{"sentences":[{"text":"Yeah.","start":1484.4551,"end":1484.9551,"sentiment":"neutral","sentiment_score":0.16287145018577576},{"text":"Okay.","start":1485.015,"end":1485.515,"sentiment":"neutral","sentiment_score":0.15076225996017456}],"sentiment":"neutral","sentiment_score":0.15681685507297516,"channel":1,"num_words":2,"start":1484.4551,"end":1485.515},{"sentences":[{"text":"So after that mouthful, any questions for me?","start":1488.235,"end":1493.295,"sentiment":"neutral","sentiment_score":0.10954027669504285}],"sentiment":"neutral","sentiment_score":0.10954027669504285,"channel":0,"num_words":8,"start":1488.235,"end":1493.295},{"sentences":[{"text":"No.","start":1493.96,"end":1494.44,"sentiment":"neutral","sentiment_score":-0.100288525223732},{"text":"Like like I said to you, I think we've...","start":1494.44,"end":1496.46,"sentiment":"neutral","sentiment_score":-0.08419132232666016},{"text":"It's generally...","start":1496.76,"end":1497.5,"sentiment":"neutral","sentiment_score":-0.06959549710154533},{"text":"I know it sounds boring, but if if everything's working and I do wanna be aggressive with my super and like I said, and and try and move forward.","start":1497.5599,"end":1505.775,"sentiment":"neutral","sentiment_score":0.09412001253202043},{"text":"I think, like, in the New Year, I'll probably reach out again and try and work out something about getting more information to do this and trying to buy a property.","start":1505.775,"end":1515.715,"sentiment":"neutral","sentiment_score":0.22442628226933942}],"sentiment":"neutral","sentiment_score":0.12068741240849097,"channel":1,"num_words":72,"start":1493.96,"end":1515.715},{"sentences":[{"text":"And","start":1516.42,"end":1516.66,"sentiment":"neutral","sentiment_score":0.0781240463256836}],"sentiment":"neutral","sentiment_score":0.0781240463256836,"channel":1,"num_words":1,"start":1516.42,"end":1516.66},{"sentences":[{"text":"Yep.","start":1516.505,"end":1517.005,"sentiment":"neutral","sentiment_score":0.13863863050937653}],"sentiment":"neutral","sentiment_score":0.13863863050937653,"channel":0,"num_words":1,"start":1516.505,"end":1517.005},{"sentences":[{"text":"that's about it.","start":1516.66,"end":1517.3,"sentiment":"neutral","sentiment_score":0.13180087010065714},{"text":"That's what it is for New Year.","start":1517.3,"end":1519.0,"sentiment":"neutral","sentiment_score":0.23966956351484572},{"text":"I've gotta","start":1519.62,"end":1520.1,"sentiment":"neutral","sentiment_score":0.026167615316808224}],"sentiment":"neutral","sentiment_score":0.17711873212829232,"channel":1,"num_words":12,"start":1516.66,"end":1520.1},{"sentences":[{"text":"Did","start":1519.865,"end":1520.105,"sentiment":"neutral","sentiment_score":0.005220156162977219}],"sentiment":"neutral","sentiment_score":0.005220156162977219,"channel":0,"num_words":1,"start":1519.865,"end":1520.105},{"sentences":[{"text":"work","start":1520.1,"end":1520.3401,"sentiment":"neutral","sentiment_score":0.034721579402685165}],"sentiment":"neutral","sentiment_score":0.034721579402685165,"channel":1,"num_words":1,"start":1520.1,"end":1520.3401},{"sentences":[{"text":"you","start":1520.105,"end":1520.3451,"sentiment":"neutral","sentiment_score":-0.003086689859628678}],"sentiment":"neutral","sentiment_score":-0.003086689859628678,"channel":0,"num_words":1,"start":1520.105,"end":1520.3451},{"sentences":[{"text":"on...","start":1520.3401,"end":1520.8401,"sentiment":"neutral","sentiment_score":-0.0002822503447532654}],"sentiment":"neutral","sentiment_score":-0.0002822503447532654,"channel":1,"num_words":1,"start":1520.3401,"end":1520.8401},{"sentences":[{"text":"want...","start":1520.3451,"end":1520.8451,"sentiment":"neutral","sentiment_score":-0.0019938815385103226},{"text":"Yeah.","start":1521.385,"end":1521.885,"sentiment":"neutral","sentiment_score":0.02263173647224903}],"sentiment":"neutral","sentiment_score":0.010318927466869354,"channel":0,"num_words":2,"start":1520.3451,"end":1521.885},{"sentences":[{"text":"No.","start":1522.5,"end":1522.66,"sentiment":"neutral","sentiment_score":-0.06154375150799751},{"text":"No.","start":1522.66,"end":1522.9,"sentiment":"neutral","sentiment_score":-0.08564601838588715},{"text":"Go ahead.","start":1522.9,"end":1523.48,"sentiment":"neutral","sentiment_score":-0.04337902367115021}],"sentiment":"neutral","sentiment_score":-0.05848695430904627,"channel":1,"num_words":4,"start":1522.5,"end":1523.48},{"sentences":[{"text":"Did you want me to set a task for me to reach out to you in the New Year?","start":1524.025,"end":1528.25,"sentiment":"neutral","sentiment_score":0.1304299588266172}],"sentiment":"neutral","sentiment_score":0.1304299588266172,"channel":0,"num_words":19,"start":1524.025,"end":1528.25},{"sentences":[{"text":"Yeah.","start":1529.9451,"end":1530.185,"sentiment":"neutral","sentiment_score":0.22253021597862244},{"text":"Sure.","start":1530.185,"end":1530.665,"sentiment":"neutral","sentiment_score":0.3147984743118286},{"text":"Let's","start":1530.665,"end":1531.165,"sentiment":"neutral","sentiment_score":0.2839600443840027}],"sentiment":"neutral","sentiment_score":0.27376291155815125,"channel":1,"num_words":3,"start":1529.9451,"end":1531.165},{"sentences":[{"text":"Yeah.","start":1531.4299,"end":1531.9299,"sentiment":"positive","sentiment_score":0.3645186424255371}],"sentiment":"positive","sentiment_score":0.3645186424255371,"channel":0,"num_words":1,"start":1531.4299,"end":1531.9299},{"sentences":[{"text":"let's put that in place, and that way, that makes sure it keeps me motivated to do something about it.","start":1531.545,"end":1537.3251,"sentiment":"positive","sentiment_score":0.4103566884994507}],"sentiment":"positive","sentiment_score":0.4103566884994507,"channel":1,"num_words":20,"start":1531.545,"end":1537.3251},{"sentences":[{"text":"Okay.","start":1538.1499,"end":1538.47,"sentiment":"neutral","sentiment_score":0.12498149275779724},{"text":"When would you like me to do that?","start":1538.47,"end":1540.475,"sentiment":"neutral","sentiment_score":0.108868807554245}],"sentiment":"neutral","sentiment_score":0.11065910591019525,"channel":0,"num_words":9,"start":1538.1499,"end":1540.475},{"sentences":[{"text":"Okay.","start":1541.0651,"end":1541.545,"sentiment":"neutral","sentiment_score":0.04672908037900925},{"text":"So all depends on when you're on all of those and all that.","start":1541.545,"end":1547.19,"sentiment":"neutral","sentiment_score":0.03891021400116957},{"text":"Probably in the...","start":1547.19,"end":1548.15,"sentiment":"neutral","sentiment_score":0.004402507717410724},{"text":"Say, like, end end of January, maybe in the beginning","start":1548.15,"end":1551.03,"sentiment":"neutral","sentiment_score":0.03578112535178661}],"sentiment":"neutral","sentiment_score":0.03420669033571526,"channel":1,"num_words":27,"start":1541.0651,"end":1551.03},{"sentences":[{"text":"Yep.","start":1550.695,"end":1551.195,"sentiment":"neutral","sentiment_score":0.03738711029291153}],"sentiment":"neutral","sentiment_score":0.03738711029291153,"channel":0,"num_words":1,"start":1550.695,"end":1551.195},{"sentences":[{"text":"of February.","start":1551.03,"end":1551.61,"sentiment":"neutral","sentiment_score":0.04642957076430321}],"sentiment":"neutral","sentiment_score":0.04642957076430321,"channel":1,"num_words":2,"start":1551.03,"end":1551.61},{"sentences":[{"text":"Yep.","start":1552.455,"end":1552.855,"sentiment":"neutral","sentiment_score":0.09619971364736556}],"sentiment":"neutral","sentiment_score":0.09619971364736556,"channel":0,"num_words":1,"start":1552.455,"end":1552.855},{"sentences":[{"text":"Because I'll","start":1552.47,"end":1553.11,"sentiment":"neutral","sentiment_score":0.08398321270942688}],"sentiment":"neutral","sentiment_score":0.08398321270942688,"channel":1,"num_words":2,"start":1552.47,"end":1553.11},{"sentences":[{"text":"Okay.","start":1552.855,"end":1553.22,"sentiment":"neutral","sentiment_score":0.1115027368068695}],"sentiment":"neutral","sentiment_score":0.1115027368068695,"channel":0,"num_words":1,"start":1552.855,"end":1553.22},{"sentences":[{"text":"I'll...","start":1553.11,"end":1553.61,"sentiment":"neutral","sentiment_score":0.10294458270072936}],"sentiment":"neutral","sentiment_score":0.10294458270072936,"channel":1,"num_words":1,"start":1553.11,"end":1553.61},{"sentences":[{"text":"I can","start":1553.22,"end":1553.88,"sentiment":"neutral","sentiment_score":0.12236908450722694}],"sentiment":"neutral","sentiment_score":0.12236908450722694,"channel":0,"num_words":2,"start":1553.22,"end":1553.88},{"sentences":[{"text":"So I'll","start":1554.79,"end":1555.19,"sentiment":"neutral","sentiment_score":0.11831266805529594}],"sentiment":"neutral","sentiment_score":0.11831266805529594,"channel":1,"num_words":2,"start":1554.79,"end":1555.19},{"sentences":[{"text":"do","start":1555.0599,"end":1555.22,"sentiment":"neutral","sentiment_score":0.1327119767665863}],"sentiment":"neutral","sentiment_score":0.1327119767665863,"channel":0,"num_words":1,"start":1555.0599,"end":1555.22},{"sentences":[{"text":"be","start":1555.19,"end":1555.35,"sentiment":"neutral","sentiment_score":0.10028915852308272}],"sentiment":"neutral","sentiment_score":0.10028915852308272,"channel":1,"num_words":1,"start":1555.19,"end":1555.35},{"sentences":[{"text":"I","start":1555.22,"end":1555.38,"sentiment":"neutral","sentiment_score":0.07320025563240051}],"sentiment":"neutral","sentiment_score":0.07320025563240051,"channel":0,"num_words":1,"start":1555.22,"end":1555.38},{"sentences":[{"text":"working","start":1555.35,"end":1555.75,"sentiment":"neutral","sentiment_score":0.10339285433292388}],"sentiment":"neutral","sentiment_score":0.10339285433292388,"channel":1,"num_words":1,"start":1555.35,"end":1555.75},{"sentences":[{"text":"can do","start":1555.38,"end":1555.78,"sentiment":"neutral","sentiment_score":0.10381580144166946}],"sentiment":"neutral","sentiment_score":0.10381580144166946,"channel":0,"num_words":2,"start":1555.38,"end":1555.78},{"sentences":[{"text":"in","start":1555.75,"end":1556.25,"sentiment":"neutral","sentiment_score":0.10273831337690352}],"sentiment":"neutral","sentiment_score":0.10273831337690352,"channel":1,"num_words":1,"start":1555.75,"end":1556.25},{"sentences":[{"text":"that.","start":1555.78,"end":1556.28,"sentiment":"neutral","sentiment_score":0.08229905366897583}],"sentiment":"neutral","sentiment_score":0.08229905366897583,"channel":0,"num_words":1,"start":1555.78,"end":1556.28},{"sentences":[{"text":"Brisbane probably in Christmas time.","start":1556.5499,"end":1558.3099,"sentiment":"neutral","sentiment_score":0.07906326055526733},{"text":"So","start":1558.3099,"end":1558.8099,"sentiment":"neutral","sentiment_score":0.15213480591773987}],"sentiment":"neutral","sentiment_score":0.09124185144901276,"channel":1,"num_words":6,"start":1556.5499,"end":1558.8099},{"sentences":[{"text":"Yeah.","start":1559.46,"end":1559.96,"sentiment":"neutral","sentiment_score":0.2881954312324524},{"text":"Nice and busy.","start":1560.02,"end":1560.9199,"sentiment":"positive","sentiment_score":0.5644704898198446},{"text":"Absolutely.","start":1562.4199,"end":1562.9199,"sentiment":"positive","sentiment_score":0.4429214000701904}],"sentiment":"positive","sentiment_score":0.4849056601524353,"channel":0,"num_words":5,"start":1559.46,"end":1562.9199},{"sentences":[{"text":"yeah.","start":1562.605,"end":1563.005,"sentiment":"neutral","sentiment_score":0.32410675287246704},{"text":"Rail.","start":1563.005,"end":1563.505,"sentiment":"neutral","sentiment_score":0.21863795816898343}],"sentiment":"neutral","sentiment_score":0.27137235552072525,"channel":1,"num_words":2,"start":1562.605,"end":1563.505},{"sentences":[{"text":"Yeah.","start":1564.98,"end":1565.2999,"sentiment":"neutral","sentiment_score":0.22305777668952945},{"text":"Absolutely.","start":1565.2999,"end":1565.7999,"sentiment":"neutral","sentiment_score":0.30864661931991577},{"text":"I'll set that task to give you a","start":1566.1,"end":1568.715,"sentiment":"neutral","sentiment_score":0.32360735163092613}],"sentiment":"neutral","sentiment_score":0.3120563209056854,"channel":0,"num_words":10,"start":1564.98,"end":1568.715},{"sentences":[{"text":"Yeah.","start":1569.725,"end":1569.965,"sentiment":"neutral","sentiment_score":0.023154133930802345},{"text":"And and and if I can get some information on that, we can really sit down with the wife and the daughter, and we can sit down and and go through","start":1569.965,"end":1578.15,"sentiment":"neutral","sentiment_score":0.24268113028618596}],"sentiment":"neutral","sentiment_score":0.23582091165008023,"channel":1,"num_words":32,"start":1569.725,"end":1578.15},{"sentences":[{"text":"call.","start":1578.1549,"end":1578.6549,"sentiment":"neutral","sentiment_score":0.2511049509048462}],"sentiment":"neutral","sentiment_score":0.2511049509048462,"channel":0,"num_words":1,"start":1578.1549,"end":1578.6549},{"sentences":[{"text":"some information and all that sort of stuff and start moving forward and seeing what we need to do and trying to get that sorted.","start":1579.0901,"end":1585.91,"sentiment":"neutral","sentiment_score":0.2751287069916725}],"sentiment":"neutral","sentiment_score":0.2751287069916725,"channel":1,"num_words":25,"start":1579.0901,"end":1585.91},{"sentences":[{"text":"Absolutely.","start":1587.61,"end":1588.11,"sentiment":"positive","sentiment_score":0.4513511657714844}],"sentiment":"positive","sentiment_score":0.4513511657714844,"channel":0,"num_words":1,"start":1587.61,"end":1588.11},{"sentences":[{"text":"Because, you know...","start":1587.635,"end":1589.075,"sentiment":"neutral","sentiment_score":0.1980507175127665},{"text":"And probably, you know, I've made the decision to move up here for a family and might as well probably end up very far up here like rest of the oldies up here.","start":1589.075,"end":1599.895,"sentiment":"neutral","sentiment_score":-0.024329072146704704}],"sentiment":"neutral","sentiment_score":-0.0057974230084154345,"channel":1,"num_words":36,"start":1587.635,"end":1599.895},{"sentences":[{"text":"Speaking of retirement, when do you think you would like to retire?","start":1602.405,"end":1605.625,"sentiment":"neutral","sentiment_score":-0.039796750992536545}],"sentiment":"neutral","sentiment_score":-0.039796750992536545,"channel":0,"num_words":12,"start":1602.405,"end":1605.625},{"sentences":[{"text":"When I can't work anymore...","start":1606.85,"end":1608.63,"sentiment":"neutral","sentiment_score":-0.2881109982728958},{"text":"Like, I I obviously...","start":1608.69,"end":1609.83,"sentiment":"neutral","sentiment_score":-0.19005649909377098},{"text":"I I think I...","start":1610.21,"end":1611.27,"sentiment":"neutral","sentiment_score":-0.1258071716874838},{"text":"Like, being a bus driver, the opportunity to keep driving as long as I'm able to fit","start":1611.57,"end":1616.505,"sentiment":"neutral","sentiment_score":-0.05303856029230006}],"sentiment":"neutral","sentiment_score":-0.1201888399819533,"channel":1,"num_words":30,"start":1606.85,"end":1616.505},{"sentences":[{"text":"Yep.","start":1616.6599,"end":1617.1599,"sentiment":"neutral","sentiment_score":-0.06206323951482773}],"sentiment":"neutral","sentiment_score":-0.06206323951482773,"channel":0,"num_words":1,"start":1616.6599,"end":1617.1599},{"sentences":[{"text":"to.","start":1617.385,"end":1617.545,"sentiment":"neutral","sentiment_score":-0.07771573960781097},{"text":"I'll I'll probably still do that, but I won't do it as much as I am now.","start":1617.545,"end":1621.805,"sentiment":"negative","sentiment_score":-0.3452877682798049}],"sentiment":"neutral","sentiment_score":-0.33042265557580525,"channel":1,"num_words":18,"start":1617.385,"end":1621.805},{"sentences":[{"text":"Mhmm.","start":1622.4199,"end":1622.805,"sentiment":"neutral","sentiment_score":-0.02999505028128624}],"sentiment":"neutral","sentiment_score":-0.02999505028128624,"channel":0,"num_words":1,"start":1622.4199,"end":1622.805},{"sentences":[{"text":"So, obviously, I'll actually be set up by then.","start":1622.985,"end":1625.805,"sentiment":"neutral","sentiment_score":-0.014229197882943682}],"sentiment":"neutral","sentiment_score":-0.014229197882943682,"channel":1,"num_words":9,"start":1622.985,"end":1625.805},{"sentences":[{"text":"Okay.","start":1627.045,"end":1627.545,"sentiment":"neutral","sentiment_score":0.07056432962417603},{"text":"Alright.","start":1627.685,"end":1628.185,"sentiment":"neutral","sentiment_score":0.0982508510351181},{"text":"Too easy.","start":1628.405,"end":1629.125,"sentiment":"neutral","sentiment_score":-0.006814625114202499},{"text":"So you need...","start":1629.125,"end":1629.925,"sentiment":"neutral","sentiment_score":-0.03223315626382828},{"text":"Would you continue to work to pay debt down, like the mortgage?","start":1629.925,"end":1634.1051,"sentiment":"neutral","sentiment_score":-0.14622400142252445}],"sentiment":"neutral","sentiment_score":-0.08927376607530996,"channel":0,"num_words":19,"start":1627.045,"end":1634.1051},{"sentences":[{"text":"Yeah.","start":1635.34,"end":1635.84,"sentiment":"neutral","sentiment_score":-0.031457602977752686},{"text":"I...","start":1635.9,"end":1636.06,"sentiment":"neutral","sentiment_score":-0.026429902762174606},{"text":"Well, hopefully, we can set set it up where I need to pay off the mortgage before I go into full on semi retirement and","start":1636.06,"end":1644.3201,"sentiment":"neutral","sentiment_score":0.022585413604974746}],"sentiment":"neutral","sentiment_score":0.018768438310534867,"channel":1,"num_words":27,"start":1635.34,"end":1644.3201},{"sentences":[{"text":"Retirement.","start":1643.86,"end":1644.36,"sentiment":"neutral","sentiment_score":0.03279803320765495},{"text":"Yep.","start":1644.74,"end":1645.24,"sentiment":"neutral","sentiment_score":0.03178822994232178}],"sentiment":"neutral","sentiment_score":0.032293131574988365,"channel":0,"num_words":2,"start":1643.86,"end":1645.24},{"sentences":[{"text":"proper","start":1645.035,"end":1645.535,"sentiment":"neutral","sentiment_score":-0.013983804732561111}],"sentiment":"neutral","sentiment_score":-0.013983804732561111,"channel":1,"num_words":1,"start":1645.035,"end":1645.535},{"sentences":[{"text":"Do you","start":1645.38,"end":1645.62,"sentiment":"neutral","sentiment_score":-0.040195949375629425}],"sentiment":"neutral","sentiment_score":-0.040195949375629425,"channel":0,"num_words":2,"start":1645.38,"end":1645.62},{"sentences":[{"text":"retirement.","start":1645.595,"end":1646.095,"sentiment":"neutral","sentiment_score":-0.039434291422367096}],"sentiment":"neutral","sentiment_score":-0.039434291422367096,"channel":1,"num_words":1,"start":1645.595,"end":1646.095},{"sentences":[{"text":"know what","start":1645.62,"end":1646.36,"sentiment":"neutral","sentiment_score":-0.05511390417814255}],"sentiment":"neutral","sentiment_score":-0.05511390417814255,"channel":0,"num_words":2,"start":1645.62,"end":1646.36},{"sentences":[{"text":"Yeah.","start":1646.155,"end":1646.655,"sentiment":"neutral","sentiment_score":-0.03430616855621338}],"sentiment":"neutral","sentiment_score":-0.03430616855621338,"channel":1,"num_words":1,"start":1646.155,"end":1646.655},{"sentences":[{"text":"what what type of...","start":1647.22,"end":1648.615,"sentiment":"neutral","sentiment_score":-0.06691684201359749},{"text":"Like, the value of the house you're looking at buying roughly or your portion of it?","start":1648.615,"end":1654.395,"sentiment":"neutral","sentiment_score":-0.06461666198447347}],"sentiment":"neutral","sentiment_score":-0.06507669799029828,"channel":0,"num_words":20,"start":1647.22,"end":1654.395},{"sentences":[{"text":"At at the moment, I think it'd be silly not to look anything, what, say, under under 800.","start":1656.875,"end":1667.2301,"sentiment":"neutral","sentiment_score":-0.30205290971530807},{"text":"So it's gonna be around the $800,000 mark.","start":1667.2301,"end":1670.29,"sentiment":"neutral","sentiment_score":-0.1634880993515253},{"text":"As for","start":1670.75,"end":1671.15,"sentiment":"neutral","sentiment_score":-0.07257229462265968}],"sentiment":"neutral","sentiment_score":-0.2460714913904667,"channel":1,"num_words":28,"start":1656.875,"end":1671.15},{"sentences":[{"text":"Mhmm.","start":1670.95,"end":1671.45,"sentiment":"neutral","sentiment_score":-0.05195630341768265}],"sentiment":"neutral","sentiment_score":-0.05195630341768265,"channel":0,"num_words":1,"start":1670.95,"end":1671.45},{"sentences":[{"text":"the portion, that'd be something that we can have a discussion about and see where we go with that.","start":1671.15,"end":1676.715,"sentiment":"neutral","sentiment_score":-0.031181007623672485}],"sentiment":"neutral","sentiment_score":-0.031181007623672485,"channel":1,"num_words":19,"start":1671.15,"end":1676.715},{"sentences":[{"text":"Yep.","start":1677.285,"end":1677.785,"sentiment":"neutral","sentiment_score":0.02031971514225006}],"sentiment":"neutral","sentiment_score":0.02031971514225006,"channel":0,"num_words":1,"start":1677.285,"end":1677.785},{"sentences":[{"text":"Like,","start":1677.735,"end":1677.975,"sentiment":"neutral","sentiment_score":0.009114161133766174}],"sentiment":"neutral","sentiment_score":0.009114161133766174,"channel":1,"num_words":1,"start":1677.735,"end":1677.975},{"sentences":[{"text":"Okay.","start":1677.925,"end":1678.425,"sentiment":"neutral","sentiment_score":0.018309732899069783}],"sentiment":"neutral","sentiment_score":0.018309732899069783,"channel":0,"num_words":1,"start":1677.925,"end":1678.425},{"sentences":[{"text":"legally, I wanna try and make sure that if if comes...","start":1677.975,"end":1681.575,"sentiment":"neutral","sentiment_score":-0.026825095950202507},{"text":"Push comes to shove that, you know, with the daughter can have...","start":1681.575,"end":1687.2899,"sentiment":"neutral","sentiment_score":-0.0479072502348572},{"text":"You know, get the asset if if need be.","start":1687.2899,"end":1690.25,"sentiment":"neutral","sentiment_score":-0.005294033429688877},{"text":"So once again, these things need to be discussed and talked and","start":1690.25,"end":1693.95,"sentiment":"neutral","sentiment_score":0.0411405594398578}],"sentiment":"neutral","sentiment_score":-0.009634605587714097,"channel":1,"num_words":44,"start":1677.975,"end":1693.95},{"sentences":[{"text":"Yeah.","start":1693.9401,"end":1694.4401,"sentiment":"neutral","sentiment_score":0.06603969633579254}],"sentiment":"neutral","sentiment_score":0.06603969633579254,"channel":0,"num_words":1,"start":1693.9401,"end":1694.4401},{"sentences":[{"text":"and","start":1694.1299,"end":1694.6299,"sentiment":"neutral","sentiment_score":0.06046036258339882}],"sentiment":"neutral","sentiment_score":0.06046036258339882,"channel":1,"num_words":1,"start":1694.1299,"end":1694.6299},{"sentences":[{"text":"Yeah.","start":1694.5801,"end":1695.0801,"sentiment":"neutral","sentiment_score":0.07988671958446503}],"sentiment":"neutral","sentiment_score":0.07988671958446503,"channel":0,"num_words":1,"start":1694.5801,"end":1695.0801},{"sentences":[{"text":"and go through properly.","start":1694.8099,"end":1696.01,"sentiment":"neutral","sentiment_score":0.07984747365117073},{"text":"So portion wise, you know, roughly half, but it's it's also comes down to what we can borrow and all that.","start":1696.01,"end":1705.135,"sentiment":"neutral","sentiment_score":0.024530619560253052},{"text":"So there's a lot more...","start":1705.135,"end":1706.175,"sentiment":"neutral","sentiment_score":-0.05313139781355858},{"text":"I know there's a lot more involved.","start":1706.175,"end":1707.875,"sentiment":"neutral","sentiment_score":-0.10675775791917529},{"text":"So it's sort of like roughly this.","start":1708.015,"end":1710.755,"sentiment":"neutral","sentiment_score":-0.050926998257637024}],"sentiment":"neutral","sentiment_score":-0.012157213112170046,"channel":1,"num_words":44,"start":1694.8099,"end":1710.755},{"sentences":[{"text":"No.","start":1711.95,"end":1712.19,"sentiment":"neutral","sentiment_score":-0.20252668857574463},{"text":"That's okay.","start":1712.19,"end":1712.9099,"sentiment":"neutral","sentiment_score":0.038200636394321925},{"text":"It's just a goal at this stage, and it's kind of a...","start":1712.9099,"end":1716.11,"sentiment":"neutral","sentiment_score":0.25883683003485203},{"text":"It's it's something to look at and continue fine tuning over time.","start":1716.11,"end":1720.37,"sentiment":"neutral","sentiment_score":0.23251779998342195},{"text":"So","start":1720.83,"end":1721.33,"sentiment":"neutral","sentiment_score":0.2163820117712021}],"sentiment":"neutral","sentiment_score":0.21380400557869247,"channel":0,"num_words":28,"start":1711.95,"end":1721.33},{"sentences":[{"text":"Yeah.","start":1721.0,"end":1721.32,"sentiment":"positive","sentiment_score":0.3404814898967743},{"text":"It's fine.","start":1721.32,"end":1721.98,"sentiment":"positive","sentiment_score":0.4111924022436142},{"text":"Yeah.","start":1722.0399,"end":1722.5399,"sentiment":"neutral","sentiment_score":0.26732492446899414}],"sentiment":"positive","sentiment_score":0.3575478047132492,"channel":1,"num_words":4,"start":1721.0,"end":1722.5399},{"sentences":[{"text":"just just something that I have here.","start":1722.6699,"end":1724.4299,"sentiment":"neutral","sentiment_score":0.20578650491578238},{"text":"So when I do phone you in January end of January,","start":1724.4299,"end":1727.6649,"sentiment":"neutral","sentiment_score":0.1062140515582128}],"sentiment":"neutral","sentiment_score":0.14493667230837876,"channel":0,"num_words":18,"start":1722.6699,"end":1727.6649},{"sentences":[{"text":"Yeah.","start":1729.0349,"end":1729.5349,"sentiment":"neutral","sentiment_score":0.2363899052143097}],"sentiment":"neutral","sentiment_score":0.2363899052143097,"channel":1,"num_words":1,"start":1729.0349,"end":1729.5349},{"sentences":[{"text":"we can touch base on it again, and I've got the notes here to make sure that I remember this conversation.","start":1729.885,"end":1736.865,"sentiment":"neutral","sentiment_score":0.26907658931754885}],"sentiment":"neutral","sentiment_score":0.26907658931754885,"channel":0,"num_words":21,"start":1729.885,"end":1736.865},{"sentences":[{"text":"Yeah.","start":1738.235,"end":1738.5549,"sentiment":"neutral","sentiment_score":0.19263982772827148},{"text":"You can remember it, and I'll forget it.","start":1738.5549,"end":1740.395,"sentiment":"neutral","sentiment_score":0.23795855231583118},{"text":"Like like, I'm I'm pretty good at that sometimes.","start":1740.395,"end":1742.655,"sentiment":"neutral","sentiment_score":0.26563839614391327},{"text":"Not everything, but","start":1742.73,"end":1743.95,"sentiment":"neutral","sentiment_score":-0.014913063496351242}],"sentiment":"neutral","sentiment_score":0.21153879147909938,"channel":1,"num_words":21,"start":1738.235,"end":1743.95},{"sentences":[{"text":"And while I've got you, Adrian, I just wanted to let you know that at the moment, you've got no beneficiary nomination","start":1746.13,"end":1751.5901,"sentiment":"neutral","sentiment_score":-0.0585369352589954}],"sentiment":"neutral","sentiment_score":-0.0585369352589954,"channel":0,"num_words":22,"start":1746.13,"end":1751.5901},{"sentences":[{"text":"sometimes.","start":1751.37,"end":1751.87,"sentiment":"neutral","sentiment_score":-0.2015834748744965}],"sentiment":"neutral","sentiment_score":-0.2015834748744965,"channel":1,"num_words":1,"start":1751.37,"end":1751.87},{"sentences":[{"text":"on your superannuation fund.","start":1751.65,"end":1753.35,"sentiment":"neutral","sentiment_score":-0.17169133760035038},{"text":"So that means, no.","start":1753.89,"end":1755.9701,"sentiment":"neutral","sentiment_score":-0.22405551373958588},{"text":"You don't.","start":1755.9701,"end":1756.79,"sentiment":"neutral","sentiment_score":-0.24728545546531677}],"sentiment":"neutral","sentiment_score":-0.20775583162903785,"channel":0,"num_words":10,"start":1751.65,"end":1756.79},{"sentences":[{"text":"I thought I did send that in.","start":1757.3151,"end":1759.175,"sentiment":"neutral","sentiment_score":-0.14064482705933706}],"sentiment":"neutral","sentiment_score":-0.14064482705933706,"channel":1,"num_words":7,"start":1757.3151,"end":1759.175},{"sentences":[{"text":"So, yeah, I I can't see that it's been applied anywhere.","start":1759.6749,"end":1763.695,"sentiment":"neutral","sentiment_score":-0.29068635404109955}],"sentiment":"neutral","sentiment_score":-0.29068635404109955,"channel":0,"num_words":11,"start":1759.6749,"end":1763.695},{"sentences":[{"text":"Oh, okay.","start":1764.515,"end":1765.255,"sentiment":"neutral","sentiment_score":0.08509736135601997}],"sentiment":"neutral","sentiment_score":0.08509736135601997,"channel":1,"num_words":2,"start":1764.515,"end":1765.255},{"sentences":[{"text":"I can get that out to you very quickly.","start":1764.875,"end":1767.135,"sentiment":"neutral","sentiment_score":0.2815171678860982},{"text":"Do you have access to a printer, or would you prefer it be posted?","start":1767.595,"end":1770.99,"sentiment":"neutral","sentiment_score":0.050508838679109304}],"sentiment":"neutral","sentiment_score":0.1409034022818441,"channel":0,"num_words":23,"start":1764.875,"end":1770.99},{"sentences":[{"text":"I can access a printer.","start":1772.3301,"end":1773.6901,"sentiment":"neutral","sentiment_score":0.034434350207448006},{"text":"I've got one at home.","start":1773.6901,"end":1774.89,"sentiment":"neutral","sentiment_score":0.05788018777966499},{"text":"So...","start":1774.89,"end":1775.39,"sentiment":"neutral","sentiment_score":0.03210444375872612}],"sentiment":"neutral","sentiment_score":0.04487973942675374,"channel":1,"num_words":11,"start":1772.3301,"end":1775.39},{"sentences":[{"text":"Okay.","start":1775.71,"end":1776.21,"sentiment":"neutral","sentiment_score":0.09311555325984956}],"sentiment":"neutral","sentiment_score":0.09311555325984956,"channel":0,"num_words":1,"start":1775.71,"end":1776.21},{"sentences":[{"text":"Yeah.","start":1775.8501,"end":1776.3501,"sentiment":"neutral","sentiment_score":0.1451416313648224}],"sentiment":"neutral","sentiment_score":0.1451416313648224,"channel":1,"num_words":1,"start":1775.8501,"end":1776.3501},{"sentences":[{"text":"I will email that to you to make sure that you can print it and sign it, and you can scan it back or take pictures, whatever is the best for you.","start":1776.99,"end":1785.17,"sentiment":"neutral","sentiment_score":0.20595763064920902}],"sentiment":"neutral","sentiment_score":0.20595763064920902,"channel":0,"num_words":32,"start":1776.99,"end":1785.17},{"sentences":[{"text":"Yeah.","start":1785.6901,"end":1786.1901,"sentiment":"neutral","sentiment_score":0.10097905993461607}],"sentiment":"neutral","sentiment_score":0.10097905993461607,"channel":1,"num_words":1,"start":1785.6901,"end":1786.1901},{"sentences":[{"text":"Did you...","start":1787.525,"end":1788.165,"sentiment":"neutral","sentiment_score":0.07217669486999512},{"text":"Is it Catherine that you want as your beneficiary?","start":1788.165,"end":1791.305,"sentiment":"neutral","sentiment_score":0.05612832721736696}],"sentiment":"neutral","sentiment_score":0.05904621224511753,"channel":0,"num_words":11,"start":1787.525,"end":1791.305},{"sentences":[{"text":"I think I did want her down as, like, 50% and then probably 10% to each kid.","start":1794.275,"end":1800.215,"sentiment":"neutral","sentiment_score":0.038240300820154303},{"text":"So,","start":1800.675,"end":1801.175,"sentiment":"neutral","sentiment_score":0.05148346722126007}],"sentiment":"neutral","sentiment_score":0.0389760322868824,"channel":1,"num_words":18,"start":1794.275,"end":1801.175},{"sentences":[{"text":"Alright.","start":1801.15,"end":1801.65,"sentiment":"neutral","sentiment_score":0.08003686368465424},{"text":"Yep.","start":1801.95,"end":1802.35,"sentiment":"neutral","sentiment_score":0.06476476788520813},{"text":"So each child, are they over 18?","start":1802.35,"end":1805.8099,"sentiment":"neutral","sentiment_score":0.03332028617816312}],"sentiment":"neutral","sentiment_score":0.04200484831300047,"channel":0,"num_words":9,"start":1801.15,"end":1805.8099},{"sentences":[{"text":"Yes.","start":1806.25,"end":1806.75,"sentiment":"neutral","sentiment_score":0.07339945435523987}],"sentiment":"neutral","sentiment_score":0.07339945435523987,"channel":1,"num_words":1,"start":1806.25,"end":1806.75},{"sentences":[{"text":"Okay.","start":1807.47,"end":1807.97,"sentiment":"neutral","sentiment_score":0.09508472681045532}],"sentiment":"neutral","sentiment_score":0.09508472681045532,"channel":0,"num_words":1,"start":1807.47,"end":1807.97},{"sentences":[{"text":"Well and surely","start":1807.69,"end":1808.57,"sentiment":"neutral","sentiment_score":0.11095088223616283}],"sentiment":"neutral","sentiment_score":0.11095088223616283,"channel":1,"num_words":3,"start":1807.69,"end":1808.57},{"sentences":[{"text":"So","start":1808.19,"end":1808.69,"sentiment":"neutral","sentiment_score":0.1946206092834473}],"sentiment":"neutral","sentiment_score":0.1946206092834473,"channel":0,"num_words":1,"start":1808.19,"end":1808.69},{"sentences":[{"text":"now.","start":1808.57,"end":1809.07,"sentiment":"neutral","sentiment_score":0.2658538818359375}],"sentiment":"neutral","sentiment_score":0.2658538818359375,"channel":1,"num_words":1,"start":1808.57,"end":1809.07},{"sentences":[{"text":"that's absolutely fine.","start":1810.67,"end":1811.95,"sentiment":"positive","sentiment_score":0.3452599247296651},{"text":"What I am gonna tell you, though, is that there are tax implications for children over the age of 18 that are not financially dependent.","start":1811.95,"end":1819.795,"sentiment":"neutral","sentiment_score":-0.08834781527519225},{"text":"So they will be taxed at 15% plus an additional 2% for Medicare on any funds paid to them.","start":1820.495,"end":1829.235,"sentiment":"neutral","sentiment_score":0.007758552110508869},{"text":"So...","start":1830.24,"end":1830.74,"sentiment":"neutral","sentiment_score":-0.026486532762646675}],"sentiment":"neutral","sentiment_score":-0.021916451049037278,"channel":0,"num_words":48,"start":1810.67,"end":1830.74},{"sentences":[{"text":"Oh,","start":1831.31,"end":1831.63,"sentiment":"neutral","sentiment_score":0.005409710109233856}],"sentiment":"neutral","sentiment_score":0.005409710109233856,"channel":1,"num_words":1,"start":1831.31,"end":1831.63},{"sentences":[{"text":"Yes.","start":1831.52,"end":1832.02,"sentiment":"neutral","sentiment_score":0.01910570077598095}],"sentiment":"neutral","sentiment_score":0.01910570077598095,"channel":0,"num_words":1,"start":1831.52,"end":1832.02},{"sentences":[{"text":"the government's","start":1831.63,"end":1832.27,"sentiment":"neutral","sentiment_score":-0.01366480567958206}],"sentiment":"neutral","sentiment_score":-0.01366480567958206,"channel":1,"num_words":2,"start":1831.63,"end":1832.27},{"sentences":[{"text":"So,","start":1832.24,"end":1832.74,"sentiment":"neutral","sentiment_score":0.0891260951757431}],"sentiment":"neutral","sentiment_score":0.0891260951757431,"channel":0,"num_words":1,"start":1832.24,"end":1832.74},{"sentences":[{"text":"a nice, isn't it?","start":1832.27,"end":1833.65,"sentiment":"neutral","sentiment_score":0.13149150926619768}],"sentiment":"neutral","sentiment_score":0.13149150926619768,"channel":1,"num_words":4,"start":1832.27,"end":1833.65},{"sentences":[{"text":"yeah, so Catherine herself won't get any tax","start":1834.3201,"end":1838.5,"sentiment":"neutral","sentiment_score":-0.12160100787878036}],"sentiment":"neutral","sentiment_score":-0.12160100787878036,"channel":0,"num_words":8,"start":1834.3201,"end":1838.5},{"sentences":[{"text":"Oh, okay.","start":1839.2301,"end":1839.9701,"sentiment":"neutral","sentiment_score":-0.01914707850664854}],"sentiment":"neutral","sentiment_score":-0.01914707850664854,"channel":1,"num_words":2,"start":1839.2301,"end":1839.9701},{"sentences":[{"text":"because she's your...","start":1840.56,"end":1841.86,"sentiment":"neutral","sentiment_score":-0.0026916952338069677},{"text":"She's she's your spouse and she's your financial dependent under and tax laws.","start":1842.08,"end":1847.755,"sentiment":"neutral","sentiment_score":-0.02398365965256324},{"text":"Well, superannuation and tax laws, whereas children are only dependent under","start":1848.135,"end":1853.6749,"sentiment":"neutral","sentiment_score":-0.01885592471808195}],"sentiment":"neutral","sentiment_score":-0.019528808632727573,"channel":0,"num_words":27,"start":1840.56,"end":1853.6749},{"sentences":[{"text":"I'm","start":1855.8049,"end":1855.965,"sentiment":"neutral","sentiment_score":-0.02745436690747738}],"sentiment":"neutral","sentiment_score":-0.02745436690747738,"channel":1,"num_words":1,"start":1855.8049,"end":1855.965},{"sentences":[{"text":"the","start":1855.815,"end":1855.975,"sentiment":"neutral","sentiment_score":-0.02635609731078148}],"sentiment":"neutral","sentiment_score":-0.02635609731078148,"channel":0,"num_words":1,"start":1855.815,"end":1855.975},{"sentences":[{"text":"under","start":1855.965,"end":1856.365,"sentiment":"neutral","sentiment_score":-0.0182420052587986}],"sentiment":"neutral","sentiment_score":-0.0182420052587986,"channel":1,"num_words":1,"start":1855.965,"end":1856.365},{"sentences":[{"text":"tax","start":1855.975,"end":1856.475,"sentiment":"neutral","sentiment_score":0.002060838043689728}],"sentiment":"neutral","sentiment_score":0.002060838043689728,"channel":0,"num_words":1,"start":1855.975,"end":1856.475},{"sentences":[{"text":"18.","start":1856.365,"end":1856.865,"sentiment":"neutral","sentiment_score":0.016135279089212418},{"text":"Yeah.","start":1857.32,"end":1857.64,"sentiment":"neutral","sentiment_score":0.09039752930402756}],"sentiment":"neutral","sentiment_score":0.05326640419661999,"channel":1,"num_words":2,"start":1856.365,"end":1857.64},{"sentences":[{"text":"Yep.","start":1857.53,"end":1857.9299,"sentiment":"neutral","sentiment_score":0.15627503395080566}],"sentiment":"neutral","sentiment_score":0.15627503395080566,"channel":0,"num_words":1,"start":1857.53,"end":1857.9299},{"sentences":[{"text":"Alright.","start":1857.64,"end":1857.8,"sentiment":"neutral","sentiment_score":0.22457396984100345},{"text":"Well,","start":1857.8,"end":1857.96,"sentiment":"neutral","sentiment_score":0.30182671546936035}],"sentiment":"neutral","sentiment_score":0.2632003426551819,"channel":1,"num_words":2,"start":1857.64,"end":1857.96},{"sentences":[{"text":"Yep.","start":1857.9299,"end":1858.4299,"sentiment":"positive","sentiment_score":0.3413284718990326}],"sentiment":"positive","sentiment_score":0.3413284718990326,"channel":0,"num_words":1,"start":1857.9299,"end":1858.4299},{"sentences":[{"text":"we might have to put her down as a 100%, and then when we both die, the kids can get it there.","start":1857.96,"end":1863.42,"sentiment":"neutral","sentiment_score":0.21351127461953598}],"sentiment":"neutral","sentiment_score":0.21351127461953598,"channel":1,"num_words":22,"start":1857.96,"end":1863.42},{"sentences":[{"text":"Okay.","start":1864.25,"end":1864.75,"sentiment":"neutral","sentiment_score":0.1401439607143402},{"text":"So there's there's two options there.","start":1865.85,"end":1868.83,"sentiment":"neutral","sentiment_score":0.11330768093466759},{"text":"There's a binding nomination and then what we call a non lapsing binding nomination.","start":1869.025,"end":1873.125,"sentiment":"neutral","sentiment_score":0.07987219201666969},{"text":"The","start":1873.985,"end":1874.145,"sentiment":"neutral","sentiment_score":0.07014471292495728}],"sentiment":"neutral","sentiment_score":0.09128842943093994,"channel":0,"num_words":22,"start":1864.25,"end":1874.145},{"sentences":[{"text":"Yeah.","start":1874.015,"end":1874.515,"sentiment":"neutral","sentiment_score":0.1040116846561432}],"sentiment":"neutral","sentiment_score":0.1040116846561432,"channel":1,"num_words":1,"start":1874.015,"end":1874.515},{"sentences":[{"text":"only difference is is that one will expire in three years, and the one does one does not expire and is only updated when you complete a new form.","start":1874.145,"end":1884.42,"sentiment":"neutral","sentiment_score":0.03659610687915621},{"text":"What","start":1885.2201,"end":1885.4601,"sentiment":"neutral","sentiment_score":0.06589769572019577}],"sentiment":"neutral","sentiment_score":0.03757282650719086,"channel":0,"num_words":30,"start":1874.145,"end":1885.4601},{"sentences":[{"text":"Oh, okay.","start":1885.27,"end":1885.9299,"sentiment":"neutral","sentiment_score":0.09880957007408142}],"sentiment":"neutral","sentiment_score":0.09880957007408142,"channel":1,"num_words":2,"start":1885.27,"end":1885.9299},{"sentences":[{"text":"would be your preference in relation to that?","start":1885.4601,"end":1888.52,"sentiment":"neutral","sentiment_score":0.12340167071670294}],"sentiment":"neutral","sentiment_score":0.12340167071670294,"channel":0,"num_words":8,"start":1885.4601,"end":1888.52},{"sentences":[{"text":"The one that doesn't expire.","start":1889.11,"end":1890.49,"sentiment":"neutral","sentiment_score":0.07105076909065247}],"sentiment":"neutral","sentiment_score":0.07105076909065247,"channel":1,"num_words":5,"start":1889.11,"end":1890.49},{"sentences":[{"text":"Yep.","start":1891.3,"end":1891.62,"sentiment":"neutral","sentiment_score":0.3180226683616638},{"text":"That's what most people choose.","start":1891.62,"end":1893.0,"sentiment":"positive","sentiment_score":0.4657997190952301}],"sentiment":"positive","sentiment_score":0.44117021063963574,"channel":0,"num_words":6,"start":1891.3,"end":1893.0},{"sentences":[{"text":"How about it makes it easier if I do forget to do something, don't it?","start":1893.75,"end":1896.97,"sentiment":"positive","sentiment_score":0.44215450088183084}],"sentiment":"positive","sentiment_score":0.44215450088183084,"channel":1,"num_words":15,"start":1893.75,"end":1896.97},{"sentences":[{"text":"It does.","start":1897.38,"end":1897.9401,"sentiment":"positive","sentiment_score":0.3804648369550705},{"text":"It does.","start":1897.9401,"end":1898.6001,"sentiment":"positive","sentiment_score":0.37622031569480896},{"text":"Okay.","start":1899.855,"end":1900.355,"sentiment":"neutral","sentiment_score":0.2908795475959778},{"text":"That was probably all for me.","start":1900.8151,"end":1903.055,"sentiment":"neutral","sentiment_score":0.3157798300186793},{"text":"So what my process from here is is I'm going to set a task to touch base with you in the new year.","start":1903.055,"end":1908.755,"sentiment":"neutral","sentiment_score":0.30356242864028266}],"sentiment":"neutral","sentiment_score":0.3141430791686563,"channel":0,"num_words":34,"start":1897.38,"end":1908.755},{"sentences":[{"text":"But before","start":1909.055,"end":1909.6951,"sentiment":"neutral","sentiment_score":0.10644865781068802}],"sentiment":"neutral","sentiment_score":0.10644865781068802,"channel":0,"num_words":2,"start":1909.055,"end":1909.6951},{"sentences":[{"text":"Yes.","start":1909.395,"end":1909.895,"sentiment":"neutral","sentiment_score":0.1197294145822525}],"sentiment":"neutral","sentiment_score":0.1197294145822525,"channel":1,"num_words":1,"start":1909.395,"end":1909.895},{"sentences":[{"text":"that, I'm going to reach out to you once I've had a chance to review those investments that we talked about to","start":1909.6951,"end":1918.0399,"sentiment":"neutral","sentiment_score":0.15411242470145226}],"sentiment":"neutral","sentiment_score":0.15411242470145226,"channel":0,"num_words":22,"start":1909.6951,"end":1918.0399},{"sentences":[{"text":"Yes.","start":1917.96,"end":1918.46,"sentiment":"neutral","sentiment_score":0.1249351054430008}],"sentiment":"neutral","sentiment_score":0.1249351054430008,"channel":1,"num_words":1,"start":1917.96,"end":1918.46},{"sentences":[{"text":"make sure to arrange any replacements if needed.","start":1918.0399,"end":1922.0599,"sentiment":"neutral","sentiment_score":0.1197019973769784}],"sentiment":"neutral","sentiment_score":0.1197019973769784,"channel":0,"num_words":8,"start":1918.0399,"end":1922.0599},{"sentences":[{"text":"Yep.","start":1921.96,"end":1922.46,"sentiment":"neutral","sentiment_score":0.049592968076467514}],"sentiment":"neutral","sentiment_score":0.049592968076467514,"channel":1,"num_words":1,"start":1921.96,"end":1922.46},{"sentences":[{"text":"Outside of that, did you...","start":1923.6399,"end":1927.755,"sentiment":"neutral","sentiment_score":0.023349830508232118},{"text":"Are you happy with annual reviews, or did you want them more frequent?","start":1928.0549,"end":1931.6749,"sentiment":"neutral","sentiment_score":0.03862022708814878}],"sentiment":"neutral","sentiment_score":0.03437845026039415,"channel":0,"num_words":18,"start":1923.6399,"end":1931.6749},{"sentences":[{"text":"I don't know.","start":1933.995,"end":1934.7949,"sentiment":"neutral","sentiment_score":-0.10058253755172093},{"text":"It really seem to be okay because I'm not really, like, we've we've got this set up and...","start":1934.7949,"end":1940.57,"sentiment":"neutral","sentiment_score":-0.09200193939937486},{"text":"But definitely, obviously, you can see that I'm definitely aware of where I need to be.","start":1940.57,"end":1945.77,"sentiment":"neutral","sentiment_score":-0.10485013015568256},{"text":"So that's probably not gonna change for another eight years anyway.","start":1945.77,"end":1948.9099,"sentiment":"neutral","sentiment_score":-0.19726525247097015},{"text":"So","start":1949.0499,"end":1949.5499,"sentiment":"neutral","sentiment_score":0.020780488848686215}],"sentiment":"neutral","sentiment_score":-0.11805146719728198,"channel":1,"num_words":49,"start":1933.995,"end":1949.5499},{"sentences":[{"text":"Yep.","start":1949.67,"end":1950.17,"sentiment":"neutral","sentiment_score":0.04513150453567505}],"sentiment":"neutral","sentiment_score":0.04513150453567505,"channel":0,"num_words":1,"start":1949.67,"end":1950.17},{"sentences":[{"text":"annual review","start":1949.9299,"end":1950.73,"sentiment":"neutral","sentiment_score":0.010402902960777283}],"sentiment":"neutral","sentiment_score":0.010402902960777283,"channel":1,"num_words":2,"start":1949.9299,"end":1950.73},{"sentences":[{"text":"Okay.","start":1950.39,"end":1950.89,"sentiment":"neutral","sentiment_score":0.10385073721408844}],"sentiment":"neutral","sentiment_score":0.10385073721408844,"channel":0,"num_words":1,"start":1950.39,"end":1950.89},{"sentences":[{"text":"seems okay.","start":1950.73,"end":1952.11,"sentiment":"neutral","sentiment_score":0.12342892587184906}],"sentiment":"neutral","sentiment_score":0.12342892587184906,"channel":1,"num_words":2,"start":1950.73,"end":1952.11},{"sentences":[{"text":"Okay.","start":1953.11,"end":1953.61,"sentiment":"neutral","sentiment_score":0.09013546258211136},{"text":"Alright.","start":1953.83,"end":1954.33,"sentiment":"neutral","sentiment_score":0.1258918046951294},{"text":"I will leave that as is.","start":1954.665,"end":1959.805,"sentiment":"neutral","sentiment_score":0.12017154569427173},{"text":"I'm just...","start":1959.9451,"end":1960.425,"sentiment":"neutral","sentiment_score":0.06859726831316948},{"text":"I've got some homework to do, and you'll","start":1960.425,"end":1963.305,"sentiment":"neutral","sentiment_score":0.07849129056558013}],"sentiment":"neutral","sentiment_score":0.09456563347743617,"channel":0,"num_words":18,"start":1953.11,"end":1963.305},{"sentences":[{"text":"Yes.","start":1963.225,"end":1963.725,"sentiment":"neutral","sentiment_score":0.13115078210830688}],"sentiment":"neutral","sentiment_score":0.13115078210830688,"channel":1,"num_words":1,"start":1963.225,"end":1963.725},{"sentences":[{"text":"hear from me within the next couple of weeks to make sure that we have another meeting","start":1963.305,"end":1970.125,"sentiment":"neutral","sentiment_score":0.16329170500530915}],"sentiment":"neutral","sentiment_score":0.16329170500530915,"channel":0,"num_words":17,"start":1963.305,"end":1970.125},{"sentences":[{"text":"Yep.","start":1969.8401,"end":1970.3401,"sentiment":"neutral","sentiment_score":0.13814592361450195}],"sentiment":"neutral","sentiment_score":0.13814592361450195,"channel":1,"num_words":1,"start":1969.8401,"end":1970.3401},{"sentences":[{"text":"to go over those changes of the investments.","start":1970.4701,"end":1973.13,"sentiment":"neutral","sentiment_score":0.1947035975754261},{"text":"And, then you'll hear from me again in the new year to talk about the house.","start":1973.9901,"end":1978.65,"sentiment":"neutral","sentiment_score":0.18447427079081535}],"sentiment":"neutral","sentiment_score":0.1878840463856856,"channel":0,"num_words":24,"start":1970.4701,"end":1978.65},{"sentences":[{"text":"Alrighty.","start":1979.2001,"end":1979.7001,"sentiment":"neutral","sentiment_score":0.27874886989593506},{"text":"Sounds like a plan to me.","start":1979.8401,"end":1981.38,"sentiment":"positive","sentiment_score":0.34622642894585925}],"sentiment":"positive","sentiment_score":0.336586777653013,"channel":1,"num_words":7,"start":1979.2001,"end":1981.38},{"sentences":[{"text":"Alright.","start":1982.0701,"end":1982.5701,"sentiment":"positive","sentiment_score":0.3985153138637543},{"text":"Fantastic.","start":1982.63,"end":1983.13,"sentiment":"positive","sentiment_score":0.6427297592163086},{"text":"Well, do you have any other questions for me, Adrian?","start":1983.3501,"end":1985.925,"sentiment":"neutral","sentiment_score":0.13202487491071224}],"sentiment":"neutral","sentiment_score":0.19679115184893212,"channel":0,"num_words":12,"start":1982.0701,"end":1985.925},{"sentences":[{"text":"No.","start":1986.905,"end":1987.0651,"sentiment":"neutral","sentiment_score":-0.014245464466512203},{"text":"That's all today.","start":1987.0651,"end":1988.125,"sentiment":"neutral","sentiment_score":0.007454868406057358}],"sentiment":"neutral","sentiment_score":0.0020297851879149675,"channel":1,"num_words":4,"start":1986.905,"end":1988.125},{"sentences":[{"text":"Adrianne?","start":1988.4851,"end":1988.9851,"sentiment":"neutral","sentiment_score":0.026050571352243423},{"text":"Okay.","start":1989.045,"end":1989.4451,"sentiment":"neutral","sentiment_score":0.041728150099515915},{"text":"Alright.","start":1989.4451,"end":1989.765,"sentiment":"neutral","sentiment_score":0.05708974227309227},{"text":"Well, if any pop into mind, please give me a call.","start":1989.765,"end":1994.745,"sentiment":"neutral","sentiment_score":0.04042093252593821},{"text":"And once you've","start":1994.885,"end":1995.6051,"sentiment":"neutral","sentiment_score":0.026118185371160507}],"sentiment":"neutral","sentiment_score":0.038109016330803144,"channel":0,"num_words":17,"start":1988.4851,"end":1995.6051},{"sentences":[{"text":"Yeah.","start":1995.385,"end":1995.885,"sentiment":"neutral","sentiment_score":0.041696637868881226}],"sentiment":"neutral","sentiment_score":0.041696637868881226,"channel":1,"num_words":1,"start":1995.385,"end":1995.885},{"sentences":[{"text":"had a chance to look over those documents, if you're happy to sign those documents, if you can sign them and return them,","start":1995.6051,"end":2001.46,"sentiment":"neutral","sentiment_score":0.10602245285459187}],"sentiment":"neutral","sentiment_score":0.10602245285459187,"channel":0,"num_words":23,"start":1995.6051,"end":2001.46},{"sentences":[{"text":"Awesome.","start":2001.16,"end":2001.66,"sentiment":"positive","sentiment_score":0.7194045782089233}],"sentiment":"positive","sentiment_score":0.7194045782089233,"channel":1,"num_words":1,"start":2001.16,"end":2001.66},{"sentences":[{"text":"that would be fantastic.","start":2001.84,"end":2002.9,"sentiment":"positive","sentiment_score":0.7630078494548798},{"text":"Beautiful.","start":2005.6799,"end":2006.1799,"sentiment":"positive","sentiment_score":0.7003965377807617},{"text":"Alright.","start":2006.48,"end":2006.98,"sentiment":"positive","sentiment_score":0.5176892876625061},{"text":"Well, I will speak to you soon, and you enjoy the rest of your day.","start":2007.04,"end":2010.705,"sentiment":"positive","sentiment_score":0.4658176223436991}],"sentiment":"positive","sentiment_score":0.5360657884961083,"channel":0,"num_words":21,"start":2001.84,"end":2010.705},{"sentences":[{"text":"I certainly will.","start":2011.48,"end":2012.78,"sentiment":"neutral","sentiment_score":0.21767059961954752},{"text":"I got about, what, four four runs to do.","start":2012.84,"end":2015.66,"sentiment":"neutral","sentiment_score":0.03255279714034663},{"text":"So four","start":2015.985,"end":2017.825,"sentiment":"neutral","sentiment_score":0.009028537664562464}],"sentiment":"neutral","sentiment_score":0.06886028917506337,"channel":1,"num_words":14,"start":2011.48,"end":2017.825},{"sentences":[{"text":"Okay.","start":2017.585,"end":2018.085,"sentiment":"neutral","sentiment_score":0.010132748633623123}],"sentiment":"neutral","sentiment_score":0.010132748633623123,"channel":0,"num_words":1,"start":2017.585,"end":2018.085},{"sentences":[{"text":"routes.","start":2017.825,"end":2018.325,"sentiment":"neutral","sentiment_score":0.008465107530355453}],"sentiment":"neutral","sentiment_score":0.008465107530355453,"channel":1,"num_words":1,"start":2017.825,"end":2018.325},{"sentences":[{"text":"Will that will","start":2018.225,"end":2019.1849,"sentiment":"neutral","sentiment_score":0.003580986832578977}],"sentiment":"neutral","sentiment_score":0.003580986832578977,"channel":0,"num_words":3,"start":2018.225,"end":2019.1849},{"sentences":[{"text":"Yeah.","start":2018.945,"end":2019.445,"sentiment":"neutral","sentiment_score":-0.014396907761693}],"sentiment":"neutral","sentiment_score":-0.014396907761693,"channel":1,"num_words":1,"start":2018.945,"end":2019.445},{"sentences":[{"text":"that take too long?","start":2019.1849,"end":2020.245,"sentiment":"neutral","sentiment_score":-0.03237203415483236}],"sentiment":"neutral","sentiment_score":-0.03237203415483236,"channel":0,"num_words":4,"start":2019.1849,"end":2020.245},{"sentences":[{"text":"Roughly, I'll say about forty minutes depending on which ones I'm doing.","start":2021.585,"end":2025.445,"sentiment":"neutral","sentiment_score":-0.004272772387290995},{"text":"So,","start":2025.505,"end":2026.005,"sentiment":"neutral","sentiment_score":0.010763898491859436}],"sentiment":"neutral","sentiment_score":-0.0031161053965871152,"channel":1,"num_words":13,"start":2021.585,"end":2026.005},{"sentences":[{"text":"Okay.","start":2026.68,"end":2027.18,"sentiment":"neutral","sentiment_score":0.014578256756067276}],"sentiment":"neutral","sentiment_score":0.014578256756067276,"channel":0,"num_words":1,"start":2026.68,"end":2027.18},{"sentences":[{"text":"yeah, it's it's not too bad.","start":2028.065,"end":2030.4299,"sentiment":"neutral","sentiment_score":0.014337813016027212},{"text":"I've been driving up here in Maryborough.","start":2030.4299,"end":2032.53,"sentiment":"neutral","sentiment_score":-0.04295143245586327},{"text":"It's not the greatest.","start":2033.23,"end":2034.13,"sentiment":"neutral","sentiment_score":-0.1526881642639637},{"text":"There's a lot of idiots on the road, but...","start":2034.27,"end":2036.61,"sentiment":"neutral","sentiment_score":-0.12796907540824679},{"text":"Yeah.","start":2037.3099,"end":2037.8099,"sentiment":"neutral","sentiment_score":-0.052476666867733}],"sentiment":"neutral","sentiment_score":-0.0751697833960255,"channel":1,"num_words":27,"start":2028.065,"end":2037.8099},{"sentences":[{"text":"Oh, yeah.","start":2037.3201,"end":2037.7201,"sentiment":"neutral","sentiment_score":-0.04977208934724331},{"text":"I think there are everywhere.","start":2037.7201,"end":2039.02,"sentiment":"neutral","sentiment_score":-0.06506282687187195},{"text":"I don't know where some people get their driver's license from, to be honest with you.","start":2039.475,"end":2043.255,"sentiment":"neutral","sentiment_score":-0.0759335421025753}],"sentiment":"neutral","sentiment_score":-0.07129543420413266,"channel":0,"num_words":23,"start":2037.3201,"end":2043.255},{"sentences":[{"text":"Look.","start":2044.095,"end":2044.4149,"sentiment":"neutral","sentiment_score":-0.03045475482940674},{"text":"Up here up here, they're they're a special breed to certain up here.","start":2044.4149,"end":2049.455,"sentiment":"neutral","sentiment_score":-0.01671780602863202},{"text":"Like, you know, I'm from...","start":2049.455,"end":2051.135,"sentiment":"neutral","sentiment_score":-0.014698591455817223},{"text":"Well, I'm I'm at Maryborough Boys.","start":2051.135,"end":2053.375,"sentiment":"neutral","sentiment_score":-0.00590319939268132},{"text":"I was born here, but I got my license in...","start":2053.375,"end":2056.7102,"sentiment":"neutral","sentiment_score":-0.0006170089822262525}],"sentiment":"neutral","sentiment_score":-0.010367670761687415,"channel":1,"num_words":35,"start":2044.095,"end":2056.7102},{"sentences":[{"text":"It's Brisbane.","start":2057.09,"end":2057.99,"sentiment":"neutral","sentiment_score":-0.0066654549445956945},{"text":"So I learned to drive in Brisbane, and","start":2058.4502,"end":2061.59,"sentiment":"neutral","sentiment_score":0.00015493703540414572}],"sentiment":"neutral","sentiment_score":-0.0012091413605958222,"channel":1,"num_words":10,"start":2057.09,"end":2061.59},{"sentences":[{"text":"Yes.","start":2061.25,"end":2061.75,"sentiment":"neutral","sentiment_score":0.0023192567750811577}],"sentiment":"neutral","sentiment_score":0.0023192567750811577,"channel":0,"num_words":1,"start":2061.25,"end":2061.75},{"sentences":[{"text":"I...","start":2063.01,"end":2063.1702,"sentiment":"neutral","sentiment_score":-0.0027995570562779903},{"text":"I'm used...","start":2063.1702,"end":2063.57,"sentiment":"neutral","sentiment_score":-0.004193003405816853},{"text":"So used to that.","start":2063.57,"end":2064.4502,"sentiment":"neutral","sentiment_score":-0.009923707926645875},{"text":"Even driving buses, I have...","start":2064.4502,"end":2065.81,"sentiment":"neutral","sentiment_score":-0.008026161044836045},{"text":"My first job was in Brisbane driving fuel buses.","start":2065.81,"end":2068.4502,"sentiment":"neutral","sentiment_score":-0.00896104114751021}],"sentiment":"neutral","sentiment_score":-0.008174312910774634,"channel":1,"num_words":21,"start":2063.01,"end":2068.4502},{"sentences":[{"text":"So...","start":2068.4502,"end":2068.9502,"sentiment":"neutral","sentiment_score":-0.003956236876547337},{"text":"And then I did a replacement with two companies down there.","start":2069.235,"end":2073.0952,"sentiment":"neutral","sentiment_score":-0.003846906972202388},{"text":"So","start":2073.475,"end":2073.975,"sentiment":"neutral","sentiment_score":0.0015717856585979462}],"sentiment":"neutral","sentiment_score":-0.0034384944547827426,"channel":1,"num_words":13,"start":2068.4502,"end":2073.975},{"sentences":[{"text":"Okay.","start":2073.825,"end":2074.325,"sentiment":"neutral","sentiment_score":0.003472212702035904}],"sentiment":"neutral","sentiment_score":0.003472212702035904,"channel":0,"num_words":1,"start":2073.825,"end":2074.325},{"sentences":[{"text":"I'm used to driving down there around because everyone knows where they're going, and they're all in a hurry.","start":2074.8352,"end":2080.435,"sentiment":"neutral","sentiment_score":-0.010140355504853161},{"text":"So you get used to it.","start":2080.435,"end":2081.79,"sentiment":"neutral","sentiment_score":-0.007412484226127465}],"sentiment":"neutral","sentiment_score":-0.009485666397958994,"channel":1,"num_words":25,"start":2074.8352,"end":2081.79},{"sentences":[{"text":"Yes.","start":2082.56,"end":2083.06,"sentiment":"neutral","sentiment_score":0.0233822762966156}],"sentiment":"neutral","sentiment_score":0.0233822762966156,"channel":0,"num_words":1,"start":2082.56,"end":2083.06},{"sentences":[{"text":"Down here,","start":2083.87,"end":2084.51,"sentiment":"neutral","sentiment_score":0.005987076088786125}],"sentiment":"neutral","sentiment_score":0.005987076088786125,"channel":1,"num_words":2,"start":2083.87,"end":2084.51},{"sentences":[{"text":"Yep.","start":2084.48,"end":2084.98,"sentiment":"neutral","sentiment_score":0.0028610292356461287}],"sentiment":"neutral","sentiment_score":0.0028610292356461287,"channel":0,"num_words":1,"start":2084.48,"end":2084.98},{"sentences":[{"text":"you don't know what you're getting.","start":2084.51,"end":2085.8901,"sentiment":"neutral","sentiment_score":-0.05366778870423635},{"text":"You have no idea.","start":2086.19,"end":2087.49,"sentiment":"neutral","sentiment_score":-0.15686549246311188},{"text":"And and and they do some weird and wonderful stuff.","start":2087.95,"end":2092.03,"sentiment":"neutral","sentiment_score":0.010961803793907165},{"text":"So they they just I think","start":2092.03,"end":2095.685,"sentiment":"neutral","sentiment_score":0.03805943330128988}],"sentiment":"neutral","sentiment_score":-0.023519002474271335,"channel":1,"num_words":26,"start":2084.51,"end":2095.685},{"sentences":[{"text":"Keeps","start":2095.5051,"end":2095.8252,"sentiment":"neutral","sentiment_score":0.014882776886224748}],"sentiment":"neutral","sentiment_score":0.014882776886224748,"channel":0,"num_words":1,"start":2095.5051,"end":2095.8252},{"sentences":[{"text":"my","start":2095.685,"end":2095.925,"sentiment":"neutral","sentiment_score":0.015010297298431396}],"sentiment":"neutral","sentiment_score":0.015010297298431396,"channel":1,"num_words":1,"start":2095.685,"end":2095.925},{"sentences":[{"text":"the","start":2095.8252,"end":2095.985,"sentiment":"neutral","sentiment_score":0.011875376105308533}],"sentiment":"neutral","sentiment_score":0.011875376105308533,"channel":0,"num_words":1,"start":2095.8252,"end":2095.985},{"sentences":[{"text":"next","start":2095.925,"end":2096.085,"sentiment":"neutral","sentiment_score":0.03405197709798813}],"sentiment":"neutral","sentiment_score":0.03405197709798813,"channel":1,"num_words":1,"start":2095.925,"end":2096.085},{"sentences":[{"text":"day","start":2095.985,"end":2096.3052,"sentiment":"neutral","sentiment_score":0.021298382431268692}],"sentiment":"neutral","sentiment_score":0.021298382431268692,"channel":0,"num_words":1,"start":2095.985,"end":2096.3052},{"sentences":[{"text":"is...","start":2096.085,"end":2096.585,"sentiment":"neutral","sentiment_score":0.011376377195119858}],"sentiment":"neutral","sentiment_score":0.011376377195119858,"channel":1,"num_words":1,"start":2096.085,"end":2096.585},{"sentences":[{"text":"interesting.","start":2096.3052,"end":2096.8052,"sentiment":"neutral","sentiment_score":-0.0003956221044063568}],"sentiment":"neutral","sentiment_score":-0.0003956221044063568,"channel":0,"num_words":1,"start":2096.3052,"end":2096.8052},{"sentences":[{"text":"Look.","start":2098.0051,"end":2098.405,"sentiment":"neutral","sentiment_score":0.0064432090148329735},{"text":"Yeah.","start":2098.405,"end":2098.645,"sentiment":"neutral","sentiment_score":0.00736160296946764},{"text":"It's amazing how many things you see in the day, and I'm I'm really feeling like investing in a couple of road photos so I can now to the box and record on my main YouTube videos.","start":2098.645,"end":2109.305,"sentiment":"positive","sentiment_score":0.4866278332632941},{"text":"I'll be out.","start":2109.365,"end":2109.99,"sentiment":"neutral","sentiment_score":0.1942922274271647}],"sentiment":"positive","sentiment_score":0.4429026505954209,"channel":1,"num_words":42,"start":2098.0051,"end":2109.99},{"sentences":[{"text":"I was just gonna say make it...","start":2110.56,"end":2112.66,"sentiment":"neutral","sentiment_score":0.19502486288547516},{"text":"Become a YouTube sensation.","start":2112.72,"end":2115.575,"sentiment":"neutral","sentiment_score":0.2553924471139908}],"sentiment":"neutral","sentiment_score":0.21697671169584448,"channel":0,"num_words":11,"start":2110.56,"end":2115.575},{"sentences":[{"text":"The doors of the cars and buses in in Maribor.","start":2118.39,"end":2121.29,"sentiment":"neutral","sentiment_score":0.11035647317767143}],"sentiment":"neutral","sentiment_score":0.11035647317767143,"channel":1,"num_words":10,"start":2118.39,"end":2121.29},{"sentences":[{"text":"Well, it was lovely speaking with you, Adrianne.","start":2124.035,"end":2126.515,"sentiment":"positive","sentiment_score":0.7772500216960907},{"text":"I hope you have","start":2126.515,"end":2127.235,"sentiment":"positive","sentiment_score":0.409495584666729}],"sentiment":"positive","sentiment_score":0.6546652093529701,"channel":0,"num_words":12,"start":2124.035,"end":2127.235},{"sentences":[{"text":"Yes.","start":2127.155,"end":2127.655,"sentiment":"neutral","sentiment_score":0.2378614842891693}],"sentiment":"neutral","sentiment_score":0.2378614842891693,"channel":1,"num_words":1,"start":2127.155,"end":2127.655},{"sentences":[{"text":"an...","start":2127.235,"end":2127.475,"sentiment":"neutral","sentiment_score":0.13531926274299622},{"text":"A lovely afternoon, and I will speak with you again soon.","start":2127.475,"end":2130.71,"sentiment":"positive","sentiment_score":0.5971188572320071}],"sentiment":"positive","sentiment_score":0.5586355576912562,"channel":0,"num_words":12,"start":2127.235,"end":2130.71},{"sentences":[{"text":"Not a problem.","start":2131.475,"end":2132.455,"sentiment":"positive","sentiment_score":0.3376251558462779}],"sentiment":"positive","sentiment_score":0.3376251558462779,"channel":1,"num_words":3,"start":2131.475,"end":2132.455},{"sentences":[{"text":"Okay.","start":2133.41,"end":2133.91,"sentiment":"neutral","sentiment_score":0.17454996705055237},{"text":"I'll","start":2134.21,"end":2134.45,"sentiment":"neutral","sentiment_score":0.1453877091407776}],"sentiment":"neutral","sentiment_score":0.15996883809566498,"channel":0,"num_words":2,"start":2133.41,"end":2134.45},{"sentences":[{"text":"Alright.","start":2134.435,"end":2134.935,"sentiment":"neutral","sentiment_score":0.1291535496711731}],"sentiment":"neutral","sentiment_score":0.1291535496711731,"channel":1,"num_words":1,"start":2134.435,"end":2134.935},{"sentences":[{"text":"talk to you soon.","start":2134.45,"end":2135.09,"sentiment":"neutral","sentiment_score":0.2339048944413662},{"text":"Bye.","start":2135.09,"end":2135.59,"sentiment":"neutral","sentiment_score":0.22094836831092832}],"sentiment":"neutral","sentiment_score":0.23131358921527861,"channel":0,"num_words":5,"start":2134.45,"end":2135.59},{"sentences":[{"text":"See you.","start":2135.875,"end":2136.195,"sentiment":"neutral","sentiment_score":0.3063604533672333},{"text":"Bye.","start":2136.195,"end":2136.695,"sentiment":"neutral","sentiment_score":0.1474727988243103}],"sentiment":"neutral","sentiment_score":0.2533979018529256,"channel":1,"num_words":3,"start":2135.875,"end":2136.695},{"sentences":[{"text":"Bye.","start":2136.93,"end":2137.43,"sentiment":"neutral","sentiment_score":-0.1354828178882599}],"sentiment":"neutral","sentiment_score":-0.1354828178882599,"channel":0,"num_words":1,"start":2136.93,"end":2137.43}]},"summary":{"result":"success","short":"A representative from Oakview Financial updates Adrian's address and personal information, including his income and savings. Adrian expresses interest in a house but needs to discuss it later. The agent confirms his personal information and updates his address. They discuss his health and retirement plans, expenses, and goals for buying a house. The speaker emphasizes the importance of estate planning and financial stability to avoid legal issues. They also discuss the process for updating beneficiary information and setting up annual reviews. The speaker plans to reach out to Adrian in the New Year to confirm employment and retirement plans."},"intents":{"segments":[{"text":"Adrian, can I please get you to confirm your full name, date of birth, and address, please? Yes.","start_word":92,"end_word":109,"intents":[{"intent":"Provide personal information","confidence_score":0.00014822635}]},{"text":"I have a different address here on file. What would be a proof... Street. 5 Yorella. Yes. That's correct. Okay. So while I've got you on the phone, let's update your address. Yep. Okay.","start_word":120,"end_word":153,"intents":[{"intent":"Update address","confidence_score":0.6645514}]},{"text":"I have a different address here on file. What would be a proof... Street. 5 Yorella. Yes. That's correct. Okay. So while I've got you on the phone, let's update your address. Yep. Okay. What is your new address? 236 Yes?","start_word":120,"end_word":160,"intents":[{"intent":"Confirm address","confidence_score":0.082598664}]},{"text":"Complete your annual review that we have booked in. Do you still have time for that now? Yeah.","start_word":224,"end_word":241,"intents":[{"intent":"Complete annual review","confidence_score":0.4032202}]},{"text":"reschedule. That's absolutely fine.","start_word":298,"end_word":301,"intents":[{"intent":"Reschedule appointment","confidence_score":0.045807686}]},{"text":"I was having a chat with my colleague Whitlam earlier, and he said that you have a number of questions that you want to run by us. Did you wanna start with those to begin Probably did have some questions. Can't remember with?","start_word":309,"end_word":351,"intents":[{"intent":"Assist with questions and discuss","confidence_score":0.000041475454}]},{"text":"Is that correct?","start_word":530,"end_word":532,"intents":[{"intent":"Obtain information about marital status and employment","confidence_score":0.0013079317}]},{"text":"And your email address is Rager73Aussie@Hotmail.com? That's correct. Yeah.","start_word":540,"end_word":548,"intents":[{"intent":"Verify contact information","confidence_score":0.011375491}]},{"text":"How many hours per week do you do on average? About seventy six ish. Per week or fortnight?","start_word":641,"end_word":658,"intents":[{"intent":"Determine work hours per week","confidence_score":0.00015938215}]},{"text":"And what would you say that your gross income is?","start_word":666,"end_word":675,"intents":[{"intent":"Calculate gdp income","confidence_score":0.0012540963}]},{"text":"I do wanna look at the house, but and I like the house price that might come down, but nothing else comes down. Yeah.","start_word":769,"end_word":792,"intents":[{"intent":"Inquire about house price","confidence_score":0.107350536}]},{"text":"Oh, I wish.","start_word":894,"end_word":896,"intents":[{"intent":"Consider saving","confidence_score":0.0009236394}]},{"text":"Not at the moment. Just just with everything going on. Like I said, everything goes up and then, yeah, trying to put savings Yeah. away.","start_word":897,"end_word":921,"intents":[{"intent":"Express dissatisfaction with savings","confidence_score":0.0012178184}]},{"text":"I don't Okay. have That's... that at the moment because rainy days keep happening without me wanting them to. So I can understand that. I can understand that.","start_word":963,"end_word":990,"intents":[{"intent":"Express concern about rainy days","confidence_score":0.0119612105}]},{"text":"I have a car here valued at 20,000 with a $16,000 debt. Would that be accurate? Okay.","start_word":1026,"end_word":1042,"intents":[{"intent":"Check debt status","confidence_score":0.057263732}]},{"text":"And I had a credit card noted here with a outstanding balance of 3,000. Is that correct?","start_word":1054,"end_word":1070,"intents":[{"intent":"Check balance","confidence_score":0.58659273}]},{"text":"I do. Yeah.","start_word":1207,"end_word":1209,"intents":[{"intent":"Check medication","confidence_score":0.35337314}]},{"text":"And do you have a will or power of attorney in place? No. I don't.","start_word":1226,"end_word":1240,"intents":[{"intent":"Check will or power of attorney","confidence_score":0.11993681}]},{"text":"And do you have a will or power of attorney in place? No. I don't. Okay. Fantastic. The... Moving over to your goals that we have on file from previously, you... Yeah.","start_word":1226,"end_word":1257,"intents":[{"intent":"Discuss goals","confidence_score":0.036422558}]},{"text":"Are you... Is there a... I know you said maybe in the New Year. Is there an amount of money you need to have as a deposit?","start_word":1293,"end_word":1319,"intents":[{"intent":"Determine deposit amount","confidence_score":0.028590508}]},{"text":"Is there any kind of investigation being done into it, what you need to do?","start_word":1320,"end_word":1334,"intents":[{"intent":"Investigate debt","confidence_score":0.56536704}]},{"text":"I really wanna get get out of the rental market and set up. At least one of my daughters will have something Yeah. for her future investment as well.","start_word":1373,"end_word":1401,"intents":[{"intent":"Set up and invest in daughters","confidence_score":0.03193206}]},{"text":"So you can imagine me with my attitude towards women. I give them a little bit bit of grief in a nice way.","start_word":1470,"end_word":1492,"intents":[{"intent":"Understand mothers' actions towards women","confidence_score":0.00000318786}]},{"text":"So is it you and your wife looking at buying the house with your daughter? Yes. Okay.","start_word":1597,"end_word":1613,"intents":[{"intent":"Consider purchasing house with daughter","confidence_score":0.027888635}]},{"text":"So is it you and your wife looking at buying the house with your daughter? Yes. Okay. Alright. So probably a couple of... There's not much there that I can probably advise on. There are some logistical things that you and your wife would need to look into and consider. Just given the fact that you have five children, Yes. it would be things like estate planning and ensuring that anything that you do purchase is... It gets protected. Yeah.","start_word":1597,"end_word":1676,"intents":[{"intent":"Discuss logistics with wife and husband regarding purchase and protection of property","confidence_score":1.9184512e-10}]},{"text":"So if you do end up going down that path, we can obviously provide some referrals for you if you like to solicit us and also brokers to help with the funding of any potential property purchase. But Yeah.","start_word":1778,"end_word":1816,"intents":[{"intent":"Provide referrals","confidence_score":0.36649904}]},{"text":"And there and there are a few different professionals that would help guide Yes. through that process to make sure that it's all set up correctly and Yeah.","start_word":1898,"end_word":1925,"intents":[{"intent":"Guide","confidence_score":0.0265462},{"intent":"Guide","confidence_score":0.167692}]},{"text":"And the other goal was to be financially stable, holidays, pay off your car, which you have done fantastic, And start looking at getting a caravan. Are they still relevant? Sorry. What was that again? You wanted to be have holidays, pay off your car, and start looking at getting a caravan. So you've paid off your car. How are you Yep.","start_word":1964,"end_word":2025,"intents":[{"intent":"Pay off car","confidence_score":0.6439698}]},{"text":"paying off the credit card is obviously the other one that I'm doing, and I'm working at that as well. So that's good.","start_word":2063,"end_word":2085,"intents":[{"intent":"Pay off credit card","confidence_score":0.06257433}]},{"text":"forward on those those things. So It's all a thought process when you change jobs and all that sort of garbage.","start_word":2088,"end_word":2108,"intents":[{"intent":"Consider","confidence_score":0.0012792873}]},{"text":"Adrianne, do you have access to your emails at the moment?","start_word":2371,"end_word":2381,"intents":[{"intent":"Assist and access emails","confidence_score":0.000026049249}]},{"text":"Do you do you feel that those levels of cover are still adequate for you?","start_word":2478,"end_word":2492,"intents":[{"intent":"Assess insurance coverage","confidence_score":0.032804977}]},{"text":"Well, we're always gonna have some volatility being a high growth investor, but Yeah. this is the purpose of the... Our reviews and our our contacts are to make sure that, you know, we're staying on top of anything that needs to be prioritized and looked at rather than just a set and forget kind of arrangement. Yeah. Yeah.","start_word":2775,"end_word":2833,"intents":[{"intent":"Prioritize investments","confidence_score":0.073154025}]},{"text":"The six month return on your portfolio has bounced back up to 4.82%, so it's Yep. bouncing back. Yep.","start_word":2989,"end_word":3007,"intents":[{"intent":"Evaluate trend changes","confidence_score":7.31257e-7}]},{"text":"The the situation there is more so being comfortable with that that level of volatility and understand... Yeah. Understanding that, you know, maybe statistically what we see is one in every five years being a negative year, Yeah. and the volatility can be plus or minus any side of 14%. So in in those bad times and then your good times, you know, that's a great thing. Yeah.","start_word":3147,"end_word":3214,"intents":[{"intent":"Understand volatility","confidence_score":0.010734809}]},{"text":"But the minimum time frame for a high growth portfolio is eight years. So Yeah.","start_word":3216,"end_word":3230,"intents":[{"intent":"Set recommended investment time","confidence_score":9.402828e-8}]},{"text":"So to to confirm and make sure that you're comfortable, are you are you still wanting to take that high growth approach? Oh, yes.","start_word":3254,"end_word":3277,"intents":[{"intent":"Confirm desired return","confidence_score":0.0022427756}]},{"text":"The last two documents I'm gonna touch on are the ones that require signing once you've had the opportunity to review those and you're comfortable.","start_word":3430,"end_word":3454,"intents":[{"intent":"Review policies and fees","confidence_score":0.014182378}]},{"text":"one is the ongoing fee arrangement. So this is the fee to continue as a client for us to manage your superannuation Yep. and provide advice. As such, in relation to that. So that fee is... Has changed to a fixed fee now.","start_word":3459,"end_word":3501,"intents":[{"intent":"Update fee arrangement","confidence_score":0.031282052}]},{"text":"Did you want me to set a task for me to reach out to you in the New Year? Yeah. Sure.","start_word":3719,"end_word":3739,"intents":[{"intent":"Set task for new year","confidence_score":0.0071301223}]},{"text":"So all depends on when you're on all of those and all that. Probably in the... Say, like, end end of January, maybe in the beginning Yep. of February.","start_word":3772,"end_word":3800,"intents":[{"intent":"Determine project completion time","confidence_score":0.00023312868}]},{"text":"And and and if I can get some information on that, we can really sit down with the wife and the daughter, and we can sit down and and go through call. some information and all that sort of stuff and start moving forward and seeing what we need to do and trying to get that sorted. Absolutely.","start_word":3843,"end_word":3900,"intents":[{"intent":"Get information","confidence_score":0.12241069},{"intent":"Move forward","confidence_score":0.099199206}]},{"text":"Speaking of retirement, when do you think you would like to retire?","start_word":3936,"end_word":3947,"intents":[{"intent":"Decide to retire","confidence_score":0.0028284886},{"intent":"Set up retirement","confidence_score":0.64621896},{"intent":"Discuss retirement","confidence_score":0.40731087}]},{"text":"Yeah.","start_word":4026,"end_word":4026,"intents":[{"intent":"Pay debt","confidence_score":0.31936696}]},{"text":"legally, I wanna try and make sure that if if comes... Push comes to shove that, you know, with the daughter can have... You know, get the asset if if need be.","start_word":4133,"end_word":4164,"intents":[{"intent":"Discuss asset","confidence_score":0.15356788}]},{"text":"So portion wise, you know, roughly half, but it's it's also comes down to what we can borrow and all that.","start_word":4184,"end_word":4204,"intents":[{"intent":"Discuss portion","confidence_score":0.4364293},{"intent":"Discuss portion","confidence_score":0.18316443}]},{"text":"What I am gonna tell you, though, is that there are tax implications for children over the age of 18 that are not financially dependent. So they will be taxed at 15% plus an additional 2% for Medicare on any funds paid to them. So... Oh, Yes.","start_word":4487,"end_word":4533,"intents":[{"intent":"Discuss tax implications for children","confidence_score":0.0013761859}]},{"text":"that, I'm going to reach out to you once I've had a chance to review those investments that we talked about to Yes.","start_word":4736,"end_word":4758,"intents":[{"intent":"Review investments and arrange replacements","confidence_score":0.015206052}]},{"text":"had a chance to look over those documents, if you're happy to sign those documents, if you can sign them and return them, Awesome.","start_word":4943,"end_word":4966,"intents":[{"intent":"Consult documents","confidence_score":0.0022859152}]}]},"sentiments":{"segments":[{"text":"Hello. Adrian speaking. Hi, Adrian. This is Janet here finding from Oakview Financial. How are you today? Good thing's gonna... It might just be disrupted in a second.","start_word":0,"end_word":27,"sentiment":"neutral","sentiment_score":0.0017097301315516231},{"text":"I've just jumped in my car, so I might just walk by over here in a second.","start_word":28,"end_word":44,"sentiment":"negative","sentiment_score":-0.34648066759109497},{"text":"That's fine. No worries at all. Yes. I'm already out of here now. Okay. Well, just before I go any further, I just need to let you know that our calls are recorded for quality and coaching purposes. Is that okay? Yes.","start_word":45,"end_word":86,"sentiment":"neutral","sentiment_score":-0.014804121106863022},{"text":"That's definitely fine. Thank you.","start_word":87,"end_word":91,"sentiment":"positive","sentiment_score":0.4258662760257721},{"text":"Adrian, can I please get you to confirm your full name, date of birth, and address, please? Yes. It's Adrian John Harlan, Joseph, 07/05/1973. Two three six Okay. I have a different address here on file. What would be a proof... Street. 5 Yorella. Yes. That's correct. Okay. So while I've got you on the phone, let's update your address. Yep. Okay. What is your new address? 236 Yes? Neptune Street. Neptune Street. Yes. Yep. Same. Same. Maryborough, In Maryborough? Queens Airport. Yep. Yep. Okay. Won't be a sec. I'm just gonna update that while I've got you on the phone. So 236 Neptune Street. That's it.","start_word":92,"end_word":198,"sentiment":"neutral","sentiment_score":0.022357013076543808},{"text":"Fantastic.","start_word":199,"end_word":199,"sentiment":"positive","sentiment_score":0.4538203477859497},{"text":"Okay. Alright. All updated.","start_word":200,"end_word":203,"sentiment":"neutral","sentiment_score":0.2714267075061798},{"text":"That's Lovely. nice.","start_word":204,"end_word":206,"sentiment":"positive","sentiment_score":0.49933677911758423},{"text":"Yep. Okay. Adrian, the purpose of my call today is to phone and book in... Oh, sorry. Complete your annual review that we have booked in. Do you still have time for that now? Yeah. Like, I've got a hands free. I'm in the car as well. So, I mean, that will change when I jump out and get in my pass, but, yeah, I feel fine. Okay. Well, if at any time that we need to stop or there's any safety concerns, please let me know, and we can Yep. reschedule. That's absolutely fine. Yep.","start_word":207,"end_word":302,"sentiment":"neutral","sentiment_score":0.0418199747800827},{"text":"No. Let's keep going.","start_word":303,"end_word":306,"sentiment":"negative","sentiment_score":-0.4190292954444885},{"text":"Alright. I was having a chat with my colleague Whitlam earlier, and he said that you have a number of questions that you want to run by us. Did you wanna start with those to begin Probably did have some questions. Can't remember with? That's okay. I'm sure they'll come back to you as we as we move through our conversation. them. Yeah. I I don't think it was a lot. Like, you know, with with the markets the way they are, you know, all of that sort of stuff, I don't really wanna change how things are going with my super. I think I'm still young enough where we can be aggressive with that. Yes. I think that was the main thing. I I do wanna try and get into a house. I just don't know. Like, I I wanna try and tidy some things up here in Maryborough first before we... Before I really sink my teeth in and try and get some more details about that, but that's sort of a little bit later probably in the New Year. Okay. Alright. Let's work through the information we have on file just to make sure it's up to date, and Yep. then we can touch on those in a little bit more detail. I have you... Your marital status as married. Is that correct? That's still current. Yep. Yep. Alright.","start_word":307,"end_word":538,"sentiment":"neutral","sentiment_score":-0.017814407181315894},{"text":"Fantastic.","start_word":539,"end_word":539,"sentiment":"positive","sentiment_score":0.5168074369430542},{"text":"And your email address is Rager73Aussie@Hotmail.com? That's correct. Yeah. And your wife's name is Catherine Jarvis? Correct. And do you have any dependents? No. Okay. I have you here as a bus driver, so I am going to assume that's still correct because you said you're gonna jump in the bus shortly. No. Yes. That's still correct. Okay. And are you still employed with Wide Bay Transit? I certainly am. And how long have you been there for? Twelve months now. Oh, wow.","start_word":540,"end_word":622,"sentiment":"neutral","sentiment_score":0.05819455534219742},{"text":"Very good.","start_word":623,"end_word":624,"sentiment":"positive","sentiment_score":0.387304961681366},{"text":"And are you still casual, or is it full Yeah. time? Casual. Casual? Casual? Yeah. Yeah. How many hours per week do you do on average? About seventy six ish. Per week or fortnight? Fortnight. Okay. 76 per fortnight.","start_word":625,"end_word":663,"sentiment":"neutral","sentiment_score":0.04007771353308971},{"text":"Beautiful.","start_word":664,"end_word":664,"sentiment":"positive","sentiment_score":0.7123279571533203},{"text":"Okay. And what would you say that your gross income is? I'm glad about 90, is it, roughly? Is it 90? 90. I think. I don't remember Okay. now. I Would know that it's only include... a few months. That's okay. Would that include super or exclude super? I think that includes super, I think. Okay. Okay. And we had your expenditure noted as about $400 a week in living expenses. Would that be correct still? Yep. Probably a little bit more with the way things have gone up lately. Yes. So it's hitting everyone's pocket, isn't it? Oh, yeah. That's all I have. I do wanna look at the house, but and I like the house price that might come down, but nothing else comes down. Yeah. The cost of living still tends to rise. Yeah. Yeah. And interest rates go up, but... So your house doesn't Yeah. cost you any any less. It's still gonna cost you more in interest. Yes. Yeah. Unfortunately. Yeah. So we'll we'll go $50... Add an extra $50 on that because, obviously, if... With everything that goes on, everything's going up and, Okay. you know, I'd be Alright. silly enough to say it's going up a little bit more. Okay. Okay. I'll bump that up to $4.50. Yes. Are you... Do you have any regular savings per week that you put aside? Oh, I wish. Not at the moment. Just just with everything going on. Like I said, everything goes up and then, yeah, trying to put savings Yeah. away. I try to, like, I've got rail coming up, so I... Any extra cash I earn from that, I usually put that away and put it in there for a little bit just for a rainy day. So... Yeah. But Yep. I don't Okay. have That's... that at the moment because rainy days keep happening without me wanting them to. So I can understand that. I can understand that. Alright. I'm gonna... I might drop out for a second. Okay. Can you hear me? I can. Yes. Alright.","start_word":665,"end_word":1009,"sentiment":"neutral","sentiment_score":-0.033228516157554545},{"text":"Brilliant.","start_word":1010,"end_word":1010,"sentiment":"positive","sentiment_score":0.5607209205627441},{"text":"I think I swapped over. I have a... Just moving on to assets and liabilities. I have a car here valued at 20,000 with a $16,000 debt. Would that be accurate? Okay. The debt's gone. The car's still... The car's still there. Okay. And I had a credit card noted here with a outstanding balance of 3,000. Is that correct? Let's drop down to... I think it's a... I think. Yep. Okay. I can check that one. I can check that one. Oh, Do where you know am what I saying? the limit is? Do you know what the It's limit always... is on it? It it was 3,000. It's one of those credit cards that only... Like, you could only hang on to it for a certain time, and then they close Yes. off, and then you just have to pay it back. So... Okay. And what's... Oh, hang on. My current balance is 1,900. Okay. Any other assets or liabilities that you can think of? No? Okay. I have you here as a nonsmoker. Is that still Yes. And I'm the smoker. correct? And you... Do you still take medication for high blood pressure? I do. Yeah. That's Any the other only one illness? I take. Oh, that's good. Nope. That's very good. And do you have a will or power of attorney in place? No. I don't. Okay. Fantastic. The... Moving over to your goals that we have on file from previously, you... Yeah. They were... One of them was to buy a house with your daughter. Is Yes. that still on the the plans? Is that what you're talking about when you refer to purchasing property? Yes. Okay. Are you... Is there a... I know you said maybe in the New Year. Is there an amount of money you need to have as a deposit? Is there any kind of investigation being done into it, what you need to do? Not yet. Once again, Yep.","start_word":1011,"end_word":1339,"sentiment":"neutral","sentiment_score":-0.01677318848669529},{"text":"it's one of those things that gets put on the back burner.","start_word":1340,"end_word":1351,"sentiment":"negative","sentiment_score":-0.36415186524391174},{"text":"It did other other things Yep. that you end up doing, and I I Yep. know I want to do it.","start_word":1352,"end_word":1372,"sentiment":"neutral","sentiment_score":0.15797512233257294},{"text":"I really wanna get get out of the rental market and set up.","start_word":1373,"end_word":1385,"sentiment":"positive","sentiment_score":0.34006834030151367},{"text":"At least one of my daughters will have something Yeah. for her future investment as well. Okay. Do So... you Yeah. do you... So do you have more than one one child? I do. I've had five of them, actually.","start_word":1386,"end_word":1425,"sentiment":"neutral","sentiment_score":0.12618474662303925},{"text":"Wow. Very nice.","start_word":1426,"end_word":1428,"sentiment":"positive","sentiment_score":0.5269450545310974},{"text":"He must be... Must have been busy with the children activities. Yeah. We're all girls too, so I think that kept me busy enough. Oh, wow. That would have been Oh, a handful of... House full of women. it certainly is. So you can imagine me with my attitude towards women. I give them a little bit bit of grief in a nice way. You know I what I mean? understand. I do Yeah. know what you mean. My dad... Sorry. We're we've got all girls on my side, so I completely understand. Yeah. So you give them a little bit more because you know what you have to be... Deal with, and it's one of those things. You can be a little Yeah. bit more... The forthcoming is probably the word you can use. Yeah. Yeah. It throws them throws them for a fixer because you're... They're gone. I can't say that. I know I have my daughter's name and say what I want. Exactly. Exactly. Okay. So is it you and your wife looking at buying the house with your daughter? Yes. Okay. Alright. So probably a couple of... There's not much there that I can probably advise on. There are some logistical things that you and your wife would need to look into and consider. Just given the fact that you have five children, Yes. it would be things like estate planning and ensuring that anything that you do purchase is... It gets protected. Yeah. So that's Yeah. more of a solicitor. Yes. So I could Yep. be able So... to get that Yeah. So I So don't... if you do... Yes. Because it can cause... I've Oh, seen yes. a... It can it Oh, yes. can cause... I I know It my can... kids. They love each other. I have... I've seen family do nasty things Yeah. and very... Yes.","start_word":1429,"end_word":1742,"sentiment":"neutral","sentiment_score":-0.06255963354543516},{"text":"It's not very No. pleasant.","start_word":1743,"end_word":1747,"sentiment":"negative","sentiment_score":-0.39364516735076904},{"text":"So even even getting something can... Cannot always work out well. But if you put it in place, at least then there's something there to pull back Correct. on. Yeah. So if you do end up going down that path, we can obviously provide some referrals for you if you like to solicit us and also brokers to help with the funding of any potential property purchase. But Yeah. it would be prudent to make sure that any estate planning is in place. Yeah. Okay. So that's the stuff that, you know, obviously, with never buying a house and plans that I know I need to do. I I I have an eye... Understanding that I do need to do things, but to actually get it in place and have a better understanding of what I need to do. It's more the more the key, I suppose. Yeah. Yeah. Exactly. And there and there are a few different professionals that would help guide Yes. through that process to make sure that it's all set up correctly and Yeah. in the way that you want. So when that time does come, we can definitely point you in the direction of the professionals that you do need to speak to to make sure that is the case. Yeah. And the other goal was to be financially stable, holidays, pay off your car, which you have done fantastic, And start looking at getting a caravan. Are they still relevant? Sorry. What was that again? You wanted to be have holidays, pay off your car, and start looking at getting a caravan. So you've paid off your car. How are you Yep. going with with the rest of it? Is... Are they still priorities? The caravan is not so much. I've paid off the car. I think the house is probably... Should be pushing up there. Once again, Yep. paying off the credit card is obviously the other one that I'm doing, and I'm working at that as well.","start_word":1748,"end_word":2082,"sentiment":"neutral","sentiment_score":0.11924821138381958},{"text":"So that's good.","start_word":2083,"end_word":2085,"sentiment":"positive","sentiment_score":0.4832480847835541},{"text":"Moving Okay. forward on those those things. So It's all a thought process when you change jobs and all that sort of garbage. It's sort of... Obviously, push and dig into what you want to do. So... Yeah. Yep. Okay. Doesn't doesn't make life easy, but, Yeah. you know, That's you just, right. like, put your head down and keep pushing. You know? Like, took took me way too long to be in that position, but at least I'm getting there slowly.","start_word":2086,"end_word":2167,"sentiment":"neutral","sentiment_score":0.029990347533872943},{"text":"Yeah. I mean, as long as you've got your head down and working hard, I think that's all that any of us really wanna achieve at the end of the Yeah.","start_word":2168,"end_word":2198,"sentiment":"positive","sentiment_score":0.5627149939537048},{"text":"Well, I mean, it's one of those things. Like, if I can get something set up and, you know, I'm still young. I mean, it's not day. like Yep. I'm an old I'm Yeah. old yet. I'm old, but I'm not I'm not that that old. No. You are not old at all. Not at all. No. No. So... Oh, Yeah, you look like good. Once again, it's just a a slow process. And trying to... My biggest thing is just trying to get someone else to understand that we've gotta work hard and getting these things done. So... Okay. Which is something that... Like, I can't... And it's not help I need from someone else. It's just that someone needs help themselves so we can move him forward. So that's Okay. the main biggest task you know, Okay. anything I've done. So once Okay. again, nothing that Okay. I know you guys can help me with. I've gotta do that myself. So Okay. Alright. Well, I understand that. I understand that. Adrianne, do you have access to your emails at the moment? Right now, it's not because I'm going to the box. So... Okay. I'm going to... When you do later have access for them, you're gonna have a document there from myself and OdooSign. You'll need to just open it because this is gonna be your reference for the documents that we've talked through. Yes. Yes. Your... The first document is a summary of your super fund showing a balance of approximately 226,300, Yeah. and your insurance policies with TAO being life and TPD insurance of 413,684, and your Yeah. income protection being $5,870 per month. Okay. Do you do you feel that those levels of cover are still adequate for you? Inspection. Yep. Yes. I think that's okay because I've got... You know, depending on how hard I work, depends on how much I get a fortnight. So I'm gonna end up the $3 at at Fortnite, so it's nearly $6, but that's not Yeah. always Yeah. the case. So $5 should be enough. Yeah. And and how income protection works is you can only insure up to 70% of your taxable income, so Yep. you wouldn't be able to insure the full amount anyhow. Yeah. Yep. Yeah. Okay. The next document across is your performance report with hub twenty four. So there's two when you get a chance to go through them. There's a twelve month and six month period. Yeah. The twelve month period was a lower return of 3.31%. That was... That's been attributed to probably two funds underperforming, Yeah. being the Benelong Australian Equities Fund and the Vanek Property Unit Fund. What we're Yeah. doing at the moment with our clients is we're actively reviewing those to look at alternative options. Yeah. We we don't swap and change willy nilly, let's call it. Yeah. There's usually a systemic ongoing situation before we start looking at alternative options. Unfortunately, Yeah. Bannalong and the Vernek property are one of those that we're looking at replacing. So with your Yeah. permission, I'd like to look into alternatives to those, those, if that's Yeah. For sure. Like I said, I'm not not that old, and okay. if we can try and boost my Subaru as, you know, as quick as we can without, you know, losing Yep. it. It's it's better, obviously, for for me in the long term. Yeah. So... Yeah. Well, we're always gonna have some volatility being a high growth investor, but Yeah. this is the purpose of the... Our reviews and our our contacts are to make sure that, you know, we're staying on top of anything that needs to be prioritized and looked at rather than just a set and forget kind of arrangement. Yeah. Yeah. No. That's fine. I... You know, it's it's one of those things that I know I I wouldn't be able to do myself.","start_word":2199,"end_word":2855,"sentiment":"neutral","sentiment_score":-0.037423970489628054},{"text":"So someone's there helping me out of that. Obviously, helps helps in my future.","start_word":2856,"end_word":2869,"sentiment":"positive","sentiment_score":0.4240140914916992},{"text":"Okay. And there's just one other investment in there that I wanna look at personally. It's the beta bank hybrid funds. Nothing wrong with it performance wise. Income wise, it's done okay in the last twelve months, but the banks are phasing out the Hyatt Bank hybrids from January 2027. So Oh, rather okay. than sitting sitting and waiting, I'd like to probably be a little bit proactive seeing alternative options to rather just wait and see what the banks offer from Yeah. January No. That's... 2027. Yeah. That sounds fair. Yep. I mean, Yep. you know, better be on the front foot than the back foot, I suppose. Yeah. A little bit more proactive in that sense. Yeah. The six month return on your portfolio has bounced back up to 4.82%, so it's Yep. bouncing back. Yep. Again, Bennelong and the property fund are the small returns on the... In the portfolio. So we're still looking at replacing... Well, not replacing them, but looking at alternatives to see if there's more suitable ones for you. Yes. The other document within the pack is the Vanguard index chart. So all this is... What we use this for is a visual tool, and it explains how the... It's a visual tool to show how volatility affects the market. So the top four are your growth assets, being US shares, Australian shares, international, and property, with the bottom two being your bonds and cash being your defensive assets. Now how your funds are invested at the moment is that you predominantly have about Yeah. defensive assets, which provides basically income producing returns as opposed to long term growth. Mhmm. The the situation there is more so being comfortable with that that level of volatility and understand... Yeah. Understanding that, you know, maybe statistically what we see is one in every five years being a negative year, Yeah. and the volatility can be plus or minus any side of 14%. So in in those bad times and then your good times, you know, that's a great thing. Yeah. Yeah. But the minimum time frame for a high growth portfolio is eight years. So Yeah. that allows you the the time to ride out those waves of volatility. That's why we Uh-huh. say a minimum of eight years. So to to confirm and make sure that you're comfortable, are you are you still wanting to take that high growth approach? Oh, yes. Yes? Like I said, it's it's, like I said, eight years. That gives us plenty of time to to grow that time and and make a better return at the end. I don't look at any eight years time. I'll still be still be waiting. So I don't see myself return. I guess, I'm gonna Okay.","start_word":2870,"end_word":3333,"sentiment":"neutral","sentiment_score":0.0526475986257067},{"text":"Beautiful. Thank you for confirming that.","start_word":3334,"end_word":3339,"sentiment":"positive","sentiment_score":0.5402806401252747},{"text":"The other document go. within the pack is your TAL certificate of currency. It just shows that your policies that we talked about earlier being Yeah. your life and TPD and income protection are current and in place. You also have your financial services guide, which explains to you who we are, Yep. who we're licensed through... That we're licensed with, importantly, Yep. the advice we provide, the type, and how we provide it along with our fees, and if you're unhappy with any of the services, the complaints process. The last two documents I'm gonna touch on are the ones that require signing once you've had the opportunity to review those and you're comfortable. Mhmm. The first Yeah. one is the ongoing fee arrangement. So this is the fee to continue as a client for us to manage your superannuation Yep. and provide advice. As such, in relation to that. So that fee is... Has changed to a fixed fee now. It used to be a percent based fee, which would fluctuate based on the balance of the fund. It's Yeah. now fixed at $3,844.65, which is still equivalent to the 1.65% fee that you paid in the past. However, Yeah. it's fixed now, so it's not gonna fluctuate. So each month, it would be $320.40 approximately that would be deducted from your funds. Yeah. And then the final form is your tax fund acknowledgment that we hold your tax file number on file.","start_word":3340,"end_word":3584,"sentiment":"neutral","sentiment_score":0.0640506814633097},{"text":"So Okay. we do hold that on file because of your superannuation fund, and it's just confirming that you are aware of that and and comfortable with it.","start_word":3585,"end_word":3612,"sentiment":"positive","sentiment_score":0.4639602899551392},{"text":"Yeah. Okay. So after that mouthful, any questions for me? No. Like like I said to you, I think we've... It's generally... I know it sounds boring, but if if everything's working and I do wanna be aggressive with my super and like I said, and and try and move forward. I think, like, in the New Year, I'll probably reach out again and try and work out something about getting more information to do this and trying to buy a property. And Yep. that's about it. That's what it is for New Year. I've gotta Did work you on... want... Yeah. No. No. Go ahead. Did you want me to set a task for me to reach out to you in the New Year? Yeah. Sure. Let's Yeah.","start_word":3613,"end_word":3741,"sentiment":"neutral","sentiment_score":0.115743987262249},{"text":"let's put that in place, and that way, that makes sure it keeps me motivated to do something about it.","start_word":3742,"end_word":3761,"sentiment":"positive","sentiment_score":0.4031160771846771},{"text":"Okay. When would you like me to do that? Okay. So all depends on when you're on all of those and all that. Probably in the... Say, like, end end of January, maybe in the beginning Yep. of February. Yep. Because I'll Okay. I'll... I can So I'll do be I working can do in that. Brisbane probably in Christmas time. So Yeah.","start_word":3762,"end_word":3824,"sentiment":"neutral","sentiment_score":0.07458560168743134},{"text":"Nice and busy. Absolutely.","start_word":3825,"end_word":3828,"sentiment":"positive","sentiment_score":0.5230701565742493},{"text":"yeah. Rail. Yeah. Absolutely. I'll set that task to give you a Yeah. And and and if I can get some information on that, we can really sit down with the wife and the daughter, and we can sit down and and go through call. some information and all that sort of stuff and start moving forward and seeing what we need to do and trying to get that sorted.","start_word":3829,"end_word":3898,"sentiment":"neutral","sentiment_score":0.25880051851272584},{"text":"Absolutely.","start_word":3899,"end_word":3899,"sentiment":"positive","sentiment_score":0.4513511657714844},{"text":"Because, you know... And probably, you know, I've made the decision to move up here for a family and might as well probably end up very far up here like rest of the oldies up here. Speaking of retirement, when do you think you would like to retire? When I can't work anymore... Like, I I obviously... I I think I... Like, being a bus driver, the opportunity to keep driving as long as I'm able to fit Yep. to. I'll I'll probably still do that, but I won't do it as much as I am now. Mhmm. So, obviously, I'll actually be set up by then. Okay. Alright. Too easy. So you need... Would you continue to work to pay debt down, like the mortgage? Yeah. I... Well, hopefully, we can set set it up where I need to pay off the mortgage before I go into full on semi retirement and Retirement. Yep. proper Do you retirement. know what Yeah. what what type of... Like, the value of the house you're looking at buying roughly or your portion of it? At at the moment, I think it'd be silly not to look anything, what, say, under under 800. So it's gonna be around the $800,000 mark. As for Mhmm. the portion, that'd be something that we can have a discussion about and see where we go with that. Yep. Like, Okay. legally, I wanna try and make sure that if if comes... Push comes to shove that, you know, with the daughter can have... You know, get the asset if if need be. So once again, these things need to be discussed and talked and Yeah. and Yeah. and go through properly. So portion wise, you know, roughly half, but it's it's also comes down to what we can borrow and all that. So there's a lot more... I know there's a lot more involved. So it's sort of like roughly this. No. That's okay. It's just a goal at this stage, and it's kind of a... It's it's something to look at and continue fine tuning over time. So Yeah.","start_word":3900,"end_word":4252,"sentiment":"neutral","sentiment_score":-0.04434883421439963},{"text":"It's fine.","start_word":4253,"end_word":4254,"sentiment":"positive","sentiment_score":0.41488519310951233},{"text":"Yeah. just just something that I have here. So when I do phone you in January end of January, Yeah. we can touch base on it again, and I've got the notes here to make sure that I remember this conversation. Yeah. You can remember it, and I'll forget it. Like like, I'm I'm pretty good at that sometimes. Not everything, but And while I've got you, Adrian, I just wanted to let you know that at the moment, you've got no beneficiary nomination sometimes. on your superannuation fund. So that means, no. You don't. I thought I did send that in. So, yeah, I I can't see that it's been applied anywhere. Oh, okay. I can get that out to you very quickly. Do you have access to a printer, or would you prefer it be posted? I can access a printer. I've got one at home. So... Okay. Yeah. I will email that to you to make sure that you can print it and sign it, and you can scan it back or take pictures, whatever is the best for you. Yeah. Did you... Is it Catherine that you want as your beneficiary? I think I did want her down as, like, 50% and then probably 10% to each kid. So, Alright. Yep. So each child, are they over 18? Yes. Okay. Well and surely So now.","start_word":4255,"end_word":4483,"sentiment":"neutral","sentiment_score":0.0716376081109047},{"text":"that's absolutely fine.","start_word":4484,"end_word":4486,"sentiment":"positive","sentiment_score":0.34763702750205994},{"text":"What I am gonna tell you, though, is that there are tax implications for children over the age of 18 that are not financially dependent. So they will be taxed at 15% plus an additional 2% for Medicare on any funds paid to them. So... Oh, Yes. the government's So, a nice, isn't it? yeah, so Catherine herself won't get any tax Oh, okay. because she's your... She's she's your spouse and she's your financial dependent under and tax laws. Well, superannuation and tax laws, whereas children are only dependent under I'm the under tax 18. Yeah. Yep. Alright. Well, Yep. we might have to put her down as a 100%, and then when we both die, the kids can get it there. Okay. So there's there's two options there. There's a binding nomination and then what we call a non lapsing binding nomination. The Yeah. only difference is is that one will expire in three years, and the one does one does not expire and is only updated when you complete a new form. What Oh, okay. would be your preference in relation to that? The one that doesn't expire. Yep.","start_word":4487,"end_word":4678,"sentiment":"neutral","sentiment_score":0.0469742597391208},{"text":"That's what most people choose. How about it makes it easier if I do forget to do something, don't it? It does. It does.","start_word":4679,"end_word":4702,"sentiment":"positive","sentiment_score":0.4286068081855774},{"text":"Okay. That was probably all for me. So what my process from here is is I'm going to set a task to touch base with you in the new year. But before Yes. that, I'm going to reach out to you once I've had a chance to review those investments that we talked about to Yes. make sure to arrange any replacements if needed. Yep. Outside of that, did you... Are you happy with annual reviews, or did you want them more frequent? I don't know. It really seem to be okay because I'm not really, like, we've we've got this set up and... But definitely, obviously, you can see that I'm definitely aware of where I need to be. So that's probably not gonna change for another eight years anyway. So Yep. annual review Okay. seems okay. Okay. Alright. I will leave that as is. I'm just... I've got some homework to do, and you'll Yes. hear from me within the next couple of weeks to make sure that we have another meeting Yep. to go over those changes of the investments. And, then you'll hear from me again in the new year to talk about the house. Alrighty.","start_word":4703,"end_word":4902,"sentiment":"neutral","sentiment_score":0.08606265485286713},{"text":"Sounds like a plan to me. Alright. Fantastic.","start_word":4903,"end_word":4910,"sentiment":"positive","sentiment_score":0.3981926217675209},{"text":"Well, do you have any other questions for me, Adrian? No. That's all today. Adrianne? Okay. Alright. Well, if any pop into mind, please give me a call. And once you've Yeah. had a chance to look over those documents, if you're happy to sign those documents, if you can sign them and return them, Awesome.","start_word":4911,"end_word":4966,"sentiment":"neutral","sentiment_score":0.08996632695198059},{"text":"that would be fantastic. Beautiful. Alright. Well, I will speak to you soon, and you enjoy the rest of your day.","start_word":4967,"end_word":4987,"sentiment":"positive","sentiment_score":0.5424385666847229},{"text":"I certainly will. I got about, what, four four runs to do. So four Okay. routes. Will that will Yeah. that take too long? Roughly, I'll say about forty minutes depending on which ones I'm doing. So, Okay. yeah, it's it's not too bad. I've been driving up here in Maryborough. It's not the greatest. There's a lot of idiots on the road, but... Yeah. Oh, yeah. I think there are everywhere. I don't know where some people get their driver's license from, to be honest with you. Look. Up here up here, they're they're a special breed to certain up here. Like, you know, I'm from... Well, I'm I'm at Maryborough Boys. I was born here, but I got my license in... It's Brisbane. So I learned to drive in Brisbane, and Yes. I... I'm used... So used to that. Even driving buses, I have... My first job was in Brisbane driving fuel buses. So... And then I did a replacement with two companies down there. So Okay. I'm used to driving down there around because everyone knows where they're going, and they're all in a hurry. So you get used to it. Yes. Down here, Yep. you don't know what you're getting. You have no idea. And and and they do some weird and wonderful stuff. So they they just I think Keeps my the next day is... interesting. Look. Yeah.","start_word":4988,"end_word":5220,"sentiment":"neutral","sentiment_score":-0.019219491630792614},{"text":"It's amazing how many things you see in the day, and I'm I'm really feeling like investing in a couple of road photos so I can now to the box and record on my main YouTube videos.","start_word":5221,"end_word":5257,"sentiment":"positive","sentiment_score":0.49047714471817017},{"text":"I'll be out. I was just gonna say make it... Become a YouTube sensation. The doors of the cars and buses in in Maribor.","start_word":5258,"end_word":5281,"sentiment":"neutral","sentiment_score":0.17968346178531647},{"text":"Well, it was lovely speaking with you, Adrianne. I hope you have Yes. an... A lovely afternoon, and I will speak with you again soon.","start_word":5282,"end_word":5306,"sentiment":"positive","sentiment_score":0.581782341003418},{"text":"Not a problem. Okay. I'll Alright. talk to you soon. Bye. See you. Bye. Bye.","start_word":5307,"end_word":5321,"sentiment":"neutral","sentiment_score":0.2130718380212784}],"average":{"sentiment":"neutral","sentiment_score":0.04001191963742859}}}}