{"metadata":{"transaction_key":"deprecated","request_id":"019f2124-7ebb-75e3-a801-1fc66e95d609","sha256":"6f5fe18ac7a0636f35e728ba09b141f8e5df2a89a241090dbb1eb5bc8c2c8197","created":"2026-07-02T04:44:30.563Z","duration":1905.912,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":7342,"output_tokens":95},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":8205,"output_tokens":8221},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":8205,"output_tokens":734}},"results":{"channels":[{"alternatives":[{"transcript":"Good afternoon, Matthew. This is Veronica from Financial. How are you? I'm good. Thanks. I do apologize. I am calling a little bit late. I was just having a bit of technical issues with my computer, and nothing was working. So I do apologize I'm calling a bit late today. You still have time to go over your annual review? Yes. Perfect. Now just before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay. Yep. Perfect. And just for security purposes, I do have a password on file for you. Do you know what that might be? Yeah. That's the one. Do you wanna keep that one, or do you wanna change it? Keep it? Yeah. No worries. Now, Matthew, before I do kind of jump into things, I do like to start by asking if there is anything specific that you would like me to focus a little bit more on today or any particular questions you might have or whether it's just a bit of an update and kind of see where everything's at? Mhmm. Mhmm. Mhmm. Mhmm. Yeah. Yes. Yeah. Mhmm. Yep. Yeah. Yes. Yes. Yeah. Definitely. So we can definitely sort that. And I think that's a great idea as well, especially for couples if you both are clients, which you obviously are, where you can work together. We can even, you know, do annual reviews moving forward together, do quarterly catch up together, where, obviously, if it's depending on work schedule or anything like that, where we can have both of you on the phone together and kind of run through everything, do joint joint advice, joint strategies. Because exactly like you said as well, you are potentially planning retirement together, so you wanna make sure that everything aligns for both of you. And especially if you are, you know, a little bit different ages and stuff like that as well, you wanna make sure that, you know, you can both retire at the same time if that's the goal and then what that would look like for the two of you. Yeah. Yes. Yeah. No. That sounds that sounds really good. Now I do know Wendy's adviser as well. So I'll have a little chat to her, and we can kind of work together on, you know, following an review, if there's advice or anything, and then moving forward through kind of maybe in a couple of months or depending on when's a suitable time for the two of you to then kind of, you know, get together and do a bit of a plan jointly and see where everything's at. Yep. Perfect. Yeah. Mhmm. Yes. Yes. Mhmm. Yep. Yep. Yeah. Yeah. No. That's great. So I'll make a little note. Do you want, like, in three months, six months, or do you wanna let me know when do you let us know when you guys are wanting a bit of a catch up, or do you want me to kind of reach out in about three months or so and see how you guys are going if we haven't heard anything? Yep. Yeah. Yes. Yep. Yes. Time life. Yes. And we do both me and Wendy's adviser do work after hours as well. So especially for couples and stuff, obviously, depending on your work schedule. If it's more suitable after hours, then we do work a bit later. For myself, it's Thursdays where we can do something after hours when you're both home from work as well. Yep. Yeah. Yes. All early morning. It's up to you. Okay. No. I I get that. But, yeah, we can definitely work something out. Yep. Perfect. Now, obviously, the interview today is just focusing on, obviously, what's happening with yourself right now. I'll give you a bit of an update on, obviously, your portfolio, what's happening, but I'll also run through just a bit of an updated fact find, just to see if there is anything major that has changed in your life. If we do need to make any tweaks and changes to be advised as well. So just kind of bear with me as I go through this information here, Matthew. Personal information, obviously, still married to Wendy, and you guys have two financial dependents? Mhmm. Yeah. Yeah. It it's kind of a tricky point. I would say if they live at home or even if you guys are supporting them financially, then I would say that they are a financial dependent, which can obviously be different ages. Sometimes you have older kids living at home, obviously, with living expenses and and everything nowadays. But then, yep. Okay. Yeah. Yep. Perfect. Now occupation wise, has any of that changed for you, or you're still kind of doing the sales rep? Yep. Perfect. Yeah. You must enjoy it then. Yeah. Yeah. Familiar. Mhmm. Mhmm. And you're still working for Pepsi? Yeah. Yep. Perfect. I have income here at about 78,000. Do you know if that's still the case? About 82. Now do you get any commissions or bonuses or anything like that as part of your role? Mhmm. It fluctuates a lot. Okay. Mhmm. Roughly is okay. That's it. Yep. And would that be from commission, or is that bonuses, or is that overtime? Mhmm. So kind of more like a bonus performance incentive. Yep. Now do you know if on that bonus, they pay contributions on top of that? That's okay. No. I did you had a couple last financial year that has ticked over? Mhmm. Do you know roughly, like, a month or so you had it? Would you got it? Okay. Okay. Because what I can do is I can just go through your transaction statement on your superannuation and check if if it comes out those sporadic ones as well, and then I can just double check it that way. Now often with a bonus, you do get contributions paid on top of the bonus. And if that's the case, I can look that up on your transactions. Over time and stuff like that, usually not, but it is sometimes changes a little bit on Deployer. So I can just go and have a a they can very much. Yeah. And you shouldn't you shouldn't have to be following up on it. And then, also, if especially the the last financial year that just ticked over, you just had to do it once a quarter. And then whereas now they've changed the rules, which is great because, obviously, the quicker you get the money in, the longer it's compounding and gets invested for. So if they wait three months and do one lump sum, yes, you'll still get the money in. But during those three months, you could have had a little bit more invested, which obviously gonna give you more return. Oh, exactly. I will have a bit of a look through the transaction and see if you do get on the bonuses. Otherwise, obviously, aside from your employer, they just pay you the standard 12% contribution interest fee for, like, there's no, like, EBA agreement or any additional entitlements. Yep. Yeah. Often, if you do get additional, they tend to let you know. Because they're they're like, oh, we pay you extra. So if they don't if they don't advertise it, then often it's standard. And it's more usually, like, your your government roles, like your nurses sometimes. Sometimes teachers have different where they they can pay a little bit extra. Obviously, aside from contributions from your employer, are you making any additional contributions yourself as well? Mhmm. Like seller, is that correct by thing? 50 dollars. I can Mhmm. Yeah. Well, I can actually see so I'm in your transaction account right now, and I do like this it seems to be a little bit sporadic. Like, for example, I can see on the June 19, you had four contributions on the same day. So you had one for 1119, another one for 02/20, another one for August, and then another one for 02/20, which is a little bit unusual, but maybe that's if they kind of do it, like you said, every now and then. Because then a month earlier, so the May 25, it was two. So that was 08/1962 and then two twenty. So how It seemed like unless there was, like, a bonus or something, and that's why you got a little bit of extra. Mhmm. Yeah. Because that then also makes sense that in April, that was 1,199, so a little bit bigger, and then the standard $2.20. So having a look through the transaction, the $2.20 seems very consistent, and that looks to be the salary sacrifice. That yeah. So it looks like it's about $2.20 a month. Are you happy to keep that $2.20 a month? Yeah. Yes. Yeah. But Okay. Because what what yeah. Because what I can do for you, Matthew, is I can put together a bit of a strategy, and part of that is working out the cap spaces and also how much it's saving you in tax and what that actually looks like in terms of super so you can see whether you want to do it and, obviously, how it impacts your cash flow. So if you think in an ideal situation, $2.20 a month right now, how much would you want to put in or want to offer through? Yeah. If you say you wanna offer a little bit, would you how much do you think you'd feel comfortable with? Obviously, because it's gonna impact your cash flow. Yeah. 300? Okay. Because what what I can do is I'll put together a strategy for you, and that will be showing you the impact it has on Super. That way, you can actually see the kind of compounding differences of it. It also shows you how much less cash flow you will have just to make sure that, obviously, you guys are comfortable with that. A little bit of tax saving as well, and then just triple check that you don't exceed any cap spaces, which I don't think you will, but I'll run all the numbers and everything for you. Then that way, you have all the information, and you can obviously speak to Wendy's like, okay. Cool. Yeah. We can make that work, and it's gonna make quite a bit of a difference. And you can kind of decide what you wanna do after that. Mhmm. Mhmm. Mhmm. Do it jointly. Yeah. Yep. Yeah. Mhmm. Okay. Yeah. Now I can definitely have a have a chat through, like I said, Dana, who is Wendy's adviser as well, and and just kind of see where, obviously, Wendy's at with everything and then kind of work together, whether that is another conversation in, like, a week or two, like you said, just to kind of touch base on everything and reassess it. And then we can put together a a joint plan for the two of you. And that could be yeah. Mhmm. Yeah. Yep. Yeah. And I think that's good, because, especially, if it's jointly goals and you guys are working something together, you also wanna make sure that we do, obviously, the the tax side of it, so whatever is going to be the best benefit for the two of you. If you are sharing everything, then then that's a really good way of doing it. Obviously, as long as you guys are comfortable showing all the information and everything. Okay. Perfect. Now, obviously, you said you might retire a little bit earlier. So what age do you think, ideally, at this stage, you would want to retire, draw income from Superm? Mhmm. Mhmm. Yeah. Yes. Okay. Mhmm. Yes. Yep. Yep. Yeah. Yeah. Mhmm. Mhmm. Yep. Okay. Perfect. And that's also what we can assess. So we can work with, okay, ideal situation, but then also okay. Well, is that achievable? And if it's not achievable, what can we do to get you there? So even if I put down ideally 60, but if not, would you say around 64 when when when they would then potentially retire or reduce hours at least? Okay. Perfect. And sometimes when it mhmm. Yeah. Mhmm. Yeah. Yeah. If you can retire. Yeah. Enjoy life. Yeah. Yes. Mhmm. Yes. Yes. Well, we can definitely work on that. And then often what I'll what we would like to do as well is that we can then do a bit of, like, a retirement income drawdown calculation as part of it. So whether that would be, let's say, 64 for you and and 60 for her and you needing, like, a combined household income, if you have a combined goal of we need, let's say, $22,000 a week, for example. That's why you guys need to cover bills and expenses, do some traveling, then we can work with, okay. Is that achievable to draw from both of your superannuation? Do we need to do a little bit more from some from one person or the other, or, you know, what is best for the two of you? But then, also, if you are eligible for a potential age pension, obviously, you would hit 67 before her. So then also kind of work with, okay. What would that look like? Are you eligible? And then if so, structuring your super to kinda benefit from that as well. Yep. Yep. Yep. Sounds perfect. But, yeah, I think the best thing is probably to do a bit of a catch up for the two of you and then putting strategy together, especially goals and stuff like that as well. If it's all jointly, it makes it makes more sense to do it together. But for today, anyway, I can kind of just run through how your soup is going and where things are at with insurances and stuff. And then when it comes through, like, the specific super retirement, doing some strategies, we can then kind of work together to make sure as well that that's what you both want. Yep. Alright. Perfect. Now let me see here. Otherwise, asset wise, do you guys have the investment property still wide at about 430,000? Mhmm. Sorry. Impressionist. And is that that investment property, do you think that would be valid at about 430,000, or do you think that's gone up a little bit? 430. Yeah. From last year. Yes. Mhmm. Yeah. Oh, nice. So 760, did you say? Yep. And mortgage on that one, do you know roughly what that would be? That's okay. We about 400. Yep. Now did you say you have another property as well, or are you guys renting where you live? Mhmm. Mhmm. Okay. Perfect. Yep. So the one investment property any motor vehicles, boats, motorbikes. Oh, yeah. And the one that you guys have, how much would that one be valued at, do you think? Yep. And and do you have anything owing on it? No. Okay. Anything else, like savings in the bank or or any kind of other assets in your name? Nope. Yeah. Mhmm. And any liabilities, like personal loans, credit cards, ZipPay? Okay. If not, we can confirm it when we do have a joint conversation as well. Yep. That's okay. Now health and lifestyle wise, you're still a nonsmoker? Yep. And have you had any changes to your health in the last twelve months? Any issues or injuries or anything? Nope. That's good. And do you have private health insurance? Yep. And there is hospital cover as well. Do you know? Yep. Yep. Yep. Perfect. Now estate planning wise, I have here that you guys have a will in place. No. Okay. Yep. Perfect. Do you know if you guys made a nomination for power of attorney along with the will? Executor? So power of attorney is also where you can you can have someone nominated for financial. You can have it for medical or kind of everything, which is where you say that you trust this person to make decisions on your behalf if you are ever in a situation where you are unable to do so yourself. So that would be So, usually, if you make a nomination and that person is able and willing to do so, that stays in place. But, obviously, if something happens to that person, like, if they're no longer around or if they are no longer willing to do it, they can say no. So it might be worth when you are asking for a copy of the will just to check if you guys did make a nomination for power of attorney. And if not, if that is something that you want to do as part of the will, whether that would be yeah. You can do financial, but you can also do medical decisions or if something ever were to happen to you. Yeah. Sometimes it is. Sometimes it's not. Yeah. Yeah. Mhmm. Yeah. So then you might wanna potentially update that, especially if, yeah, if your mom's getting older than if something were to happen to you. Normally, it would be the best person I would speak to because it's kind of legal advice would be the lawyer. You could also make, yeah, make, like, a new nomination. Sometimes that kind of cancels out the old one. But I would say definitely speak through the lawyer, especially with the will, and just make sure they should be able to check all of that for you.","confidence":0.9980469,"words":[{"word":"good","start":3.12,"end":3.4399998,"confidence":0.99902344,"punctuated_word":"Good","sentiment":"positive","sentiment_score":0.3615417182445526},{"word":"afternoon","start":3.4399998,"end":3.84,"confidence":0.9995117,"punctuated_word":"afternoon,","sentiment":"positive","sentiment_score":0.3832997083663941},{"word":"matthew","start":3.84,"end":4.24,"confidence":0.99560547,"punctuated_word":"Matthew.","sentiment":"positive","sentiment_score":0.4193859100341797},{"word":"this","start":4.24,"end":4.4,"confidence":1.0,"punctuated_word":"This","sentiment":"positive","sentiment_score":0.4159835577011109},{"word":"is","start":4.4,"end":4.48,"confidence":0.99902344,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.40767204761505127},{"word":"veronica","start":4.48,"end":4.96,"confidence":0.86279297,"punctuated_word":"Veronica","sentiment":"positive","sentiment_score":0.3486775755882263},{"word":"from","start":4.96,"end":5.2799997,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.28845271468162537},{"word":"financial","start":5.2799997,"end":5.7799997,"confidence":0.59539795,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.27654820680618286},{"word":"how","start":6.16,"end":6.3999996,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.30166658759117126},{"word":"are","start":6.3999996,"end":6.56,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.27021077275276184},{"word":"you","start":6.56,"end":7.06,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.24925944209098816},{"word":"i'm","start":9.679999,"end":10.16,"confidence":0.9770508,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.49786314368247986},{"word":"good","start":10.16,"end":10.559999,"confidence":0.99902344,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5275630950927734},{"word":"thanks","start":10.559999,"end":11.059999,"confidence":0.99902344,"punctuated_word":"Thanks.","sentiment":"positive","sentiment_score":0.5364179015159607},{"word":"i","start":11.28,"end":11.36,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.053651221096515656},{"word":"do","start":11.36,"end":11.84,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.028967052698135376},{"word":"apologize","start":11.84,"end":12.34,"confidence":0.83813477,"punctuated_word":"apologize.","sentiment":"neutral","sentiment_score":-0.043945688754320145},{"word":"i","start":12.4,"end":12.48,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11752967536449432},{"word":"am","start":12.48,"end":12.719999,"confidence":1.0,"punctuated_word":"am","sentiment":"neutral","sentiment_score":-0.12115956842899324},{"word":"calling","start":12.719999,"end":13.2,"confidence":1.0,"punctuated_word":"calling","sentiment":"neutral","sentiment_score":-0.122456356883049},{"word":"a","start":13.2,"end":13.36,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.16902834177017212},{"word":"little","start":13.36,"end":13.679999,"confidence":0.9980469,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.16090944409370422},{"word":"bit","start":13.679999,"end":13.92,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.17625154554843905},{"word":"late","start":13.92,"end":14.24,"confidence":1.0,"punctuated_word":"late.","sentiment":"neutral","sentiment_score":-0.1939825564622879},{"word":"i","start":14.24,"end":14.4,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.21566064655780792},{"word":"was","start":14.4,"end":14.559999,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.24548418819904327},{"word":"just","start":14.559999,"end":14.719999,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.21287637948989868},{"word":"having","start":14.719999,"end":15.04,"confidence":0.9970703,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.23691892623901367},{"word":"a","start":15.04,"end":15.12,"confidence":0.94189453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2348502278327942},{"word":"bit","start":15.12,"end":15.2,"confidence":0.9863281,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.21274617314338684},{"word":"of","start":15.2,"end":15.405,"confidence":0.6401367,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.28981298208236694},{"word":"technical","start":15.565,"end":15.884999,"confidence":0.99902344,"punctuated_word":"technical","sentiment":"negative","sentiment_score":-0.339104026556015},{"word":"issues","start":15.884999,"end":16.285,"confidence":1.0,"punctuated_word":"issues","sentiment":"negative","sentiment_score":-0.3408293128013611},{"word":"with","start":16.285,"end":16.525,"confidence":1.0,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.37223953008651733},{"word":"my","start":16.525,"end":16.845,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.31683459877967834},{"word":"computer","start":16.845,"end":17.345,"confidence":0.8601074,"punctuated_word":"computer,","sentiment":"neutral","sentiment_score":-0.26221710443496704},{"word":"and","start":17.404999,"end":17.564999,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.247298002243042},{"word":"nothing","start":17.564999,"end":17.885,"confidence":1.0,"punctuated_word":"nothing","sentiment":"negative","sentiment_score":-0.3842923939228058},{"word":"was","start":17.885,"end":18.045,"confidence":1.0,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.3754326105117798},{"word":"working","start":18.045,"end":18.445,"confidence":0.9736328,"punctuated_word":"working.","sentiment":"neutral","sentiment_score":-0.3046758770942688},{"word":"so","start":18.445,"end":18.685,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.10934258252382278},{"word":"i","start":18.685,"end":18.765,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14242874085903168},{"word":"do","start":18.765,"end":19.005,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.1092972680926323},{"word":"apologize","start":19.005,"end":19.505,"confidence":1.0,"punctuated_word":"apologize","sentiment":"neutral","sentiment_score":-0.18196843564510343},{"word":"i'm","start":19.564999,"end":19.724998,"confidence":0.9746094,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.1858482211828232},{"word":"calling","start":19.724998,"end":19.965,"confidence":1.0,"punctuated_word":"calling","sentiment":"neutral","sentiment_score":-0.17598429322242737},{"word":"a","start":19.965,"end":20.045,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1706462949514389},{"word":"bit","start":20.045,"end":20.285,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1707676500082016},{"word":"late","start":20.285,"end":20.445,"confidence":1.0,"punctuated_word":"late","sentiment":"neutral","sentiment_score":-0.18736301362514496},{"word":"today","start":20.445,"end":20.945,"confidence":0.9995117,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":-0.1448526680469513},{"word":"you","start":23.244999,"end":23.404999,"confidence":0.6401367,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.04671581834554672},{"word":"still","start":23.404999,"end":23.645,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.07112910598516464},{"word":"have","start":23.645,"end":23.884998,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03741101175546646},{"word":"time","start":23.884998,"end":24.205,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.12264849245548248},{"word":"to","start":24.205,"end":24.365,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13976511359214783},{"word":"go","start":24.365,"end":24.605,"confidence":0.9980469,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.10979919880628586},{"word":"over","start":24.605,"end":24.765,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.1375240534543991},{"word":"your","start":24.765,"end":24.925,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06682112067937851},{"word":"annual","start":24.925,"end":25.244999,"confidence":0.41235352,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.112714484333992},{"word":"review","start":25.244999,"end":25.744999,"confidence":0.9975586,"punctuated_word":"review?","sentiment":"neutral","sentiment_score":0.08392053842544556},{"word":"yes","start":28.7,"end":29.2,"confidence":0.8125,"punctuated_word":"Yes.","sentiment":"positive","sentiment_score":0.3844711184501648},{"word":"perfect","start":29.34,"end":29.84,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5223702192306519},{"word":"now","start":29.9,"end":30.22,"confidence":0.90234375,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1851391643285751},{"word":"just","start":30.22,"end":30.380001,"confidence":0.9921875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07711055874824524},{"word":"before","start":30.380001,"end":30.619999,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.05273127183318138},{"word":"i","start":30.619999,"end":30.7,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07908646762371063},{"word":"do","start":30.7,"end":30.94,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07497715950012207},{"word":"go","start":30.94,"end":31.1,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.0794023722410202},{"word":"any","start":31.1,"end":31.26,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.04688641056418419},{"word":"further","start":31.26,"end":31.66,"confidence":0.9995117,"punctuated_word":"further,","sentiment":"neutral","sentiment_score":0.03430250287055969},{"word":"i","start":31.66,"end":31.82,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06458481401205063},{"word":"just","start":31.82,"end":32.06,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0872994139790535},{"word":"need","start":32.06,"end":32.22,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.060572005808353424},{"word":"to","start":32.22,"end":32.54,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0650693029165268},{"word":"let","start":32.54,"end":32.78,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.06906893849372864},{"word":"you","start":32.78,"end":32.86,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06413201242685318},{"word":"know","start":32.86,"end":33.1,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.05331446975469589},{"word":"that","start":33.1,"end":33.34,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05000562965869904},{"word":"our","start":33.34,"end":33.42,"confidence":1.0,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.03547987341880798},{"word":"calls","start":33.42,"end":33.739998,"confidence":1.0,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":0.059029918164014816},{"word":"are","start":33.739998,"end":33.9,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04725310206413269},{"word":"being","start":33.9,"end":34.22,"confidence":1.0,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.04562734067440033},{"word":"recorded","start":34.22,"end":34.62,"confidence":1.0,"punctuated_word":"recorded","sentiment":"neutral","sentiment_score":0.03284931182861328},{"word":"for","start":34.62,"end":34.86,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.02103286236524582},{"word":"quality","start":34.86,"end":35.18,"confidence":1.0,"punctuated_word":"quality","sentiment":"neutral","sentiment_score":0.04070701077580452},{"word":"and","start":35.18,"end":35.42,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02974696457386017},{"word":"coaching","start":35.42,"end":35.9,"confidence":1.0,"punctuated_word":"coaching","sentiment":"neutral","sentiment_score":0.0699710100889206},{"word":"purposes","start":35.9,"end":36.38,"confidence":0.7895508,"punctuated_word":"purposes,","sentiment":"neutral","sentiment_score":0.07963688671588898},{"word":"if","start":36.38,"end":36.54,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10277176648378372},{"word":"that's","start":36.54,"end":36.78,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.07432986795902252},{"word":"okay","start":36.78,"end":37.28,"confidence":0.83447266,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.09027965366840364},{"word":"yep","start":38.78,"end":39.260002,"confidence":0.88256836,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14310996234416962},{"word":"perfect","start":39.260002,"end":39.760002,"confidence":0.98999023,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3405623435974121},{"word":"and","start":39.9,"end":40.14,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.11084558814764024},{"word":"just","start":40.14,"end":40.46,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0720885768532753},{"word":"for","start":40.46,"end":40.7,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.045815128833055496},{"word":"security","start":40.7,"end":41.2,"confidence":1.0,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.07199199497699738},{"word":"purposes","start":41.535,"end":42.035,"confidence":0.99902344,"punctuated_word":"purposes,","sentiment":"neutral","sentiment_score":0.13351330161094666},{"word":"i","start":42.335,"end":42.495,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12754765152931213},{"word":"do","start":42.495,"end":42.655,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14125454425811768},{"word":"have","start":42.655,"end":42.975,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11394110321998596},{"word":"a","start":42.975,"end":43.454998,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09703392535448074},{"word":"password","start":43.454998,"end":43.934998,"confidence":0.9902344,"punctuated_word":"password","sentiment":"neutral","sentiment_score":0.09706032276153564},{"word":"on","start":43.934998,"end":44.254997,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0978170931339264},{"word":"file","start":44.254997,"end":44.574997,"confidence":1.0,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.13937696814537048},{"word":"for","start":44.574997,"end":44.734997,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1260688751935959},{"word":"you","start":44.734997,"end":45.054996,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.09458860754966736},{"word":"do","start":45.054996,"end":45.214996,"confidence":1.0,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.03377022594213486},{"word":"you","start":45.214996,"end":45.295,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03355025872588158},{"word":"know","start":45.295,"end":45.534996,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.027099911123514175},{"word":"what","start":45.534996,"end":45.695,"confidence":0.51416016,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.04057056084275246},{"word":"that","start":45.695,"end":45.855,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05073048174381256},{"word":"might","start":45.855,"end":46.094997,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.043032873421907425},{"word":"be","start":46.094997,"end":46.594997,"confidence":1.0,"punctuated_word":"be?","sentiment":"neutral","sentiment_score":0.035554613918066025},{"word":"yeah","start":53.295,"end":53.534996,"confidence":0.8811035,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04576607048511505},{"word":"that's","start":53.534996,"end":53.854996,"confidence":0.93603516,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.0709814578294754},{"word":"the","start":53.854996,"end":53.934998,"confidence":0.6777344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06615051627159119},{"word":"one","start":53.934998,"end":54.434998,"confidence":0.99365234,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.05758096277713776},{"word":"do","start":54.574997,"end":54.815,"confidence":0.9980469,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.006752748042345047},{"word":"you","start":54.815,"end":54.894997,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.023193322122097015},{"word":"wanna","start":54.894997,"end":55.295,"confidence":0.9980469,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.027832241728901863},{"word":"keep","start":55.295,"end":55.534996,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.03509256988763809},{"word":"that","start":55.534996,"end":55.695,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02360079064965248},{"word":"one","start":55.695,"end":55.934998,"confidence":0.87475586,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":0.008482875302433968},{"word":"or","start":55.934998,"end":56.094997,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.022029336541891095},{"word":"do","start":56.094997,"end":56.175,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.006730031222105026},{"word":"you","start":56.175,"end":56.335,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.002304892987012863},{"word":"wanna","start":56.335,"end":56.655,"confidence":0.9980469,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.00763273797929287},{"word":"change","start":56.655,"end":56.975,"confidence":1.0,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.016163993626832962},{"word":"it","start":56.975,"end":57.24,"confidence":0.9970703,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.01621723175048828},{"word":"keep","start":59.32,"end":59.640003,"confidence":0.9160156,"punctuated_word":"Keep","sentiment":"neutral","sentiment_score":0.04997452348470688},{"word":"it","start":59.640003,"end":60.04,"confidence":0.94873047,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.05826760455965996},{"word":"yeah","start":60.04,"end":60.52,"confidence":0.7636719,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0647382065653801},{"word":"no","start":60.52,"end":61.0,"confidence":1.0,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.10509614646434784},{"word":"worries","start":61.0,"end":61.5,"confidence":0.99902344,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.08994962275028229},{"word":"now","start":63.0,"end":63.480003,"confidence":0.7832031,"punctuated_word":"Now,","sentiment":"neutral","sentiment_score":0.05631677061319351},{"word":"matthew","start":63.480003,"end":63.960003,"confidence":0.9951172,"punctuated_word":"Matthew,","sentiment":"neutral","sentiment_score":0.05534754693508148},{"word":"before","start":63.960003,"end":64.28,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.03373292088508606},{"word":"i","start":64.28,"end":64.36,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03984265401959419},{"word":"do","start":64.36,"end":64.6,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05491989478468895},{"word":"kind","start":64.6,"end":64.76,"confidence":0.9921875,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.05163746699690819},{"word":"of","start":64.76,"end":65.0,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0512932613492012},{"word":"jump","start":65.0,"end":65.32,"confidence":1.0,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":0.05637259408831597},{"word":"into","start":65.32,"end":65.8,"confidence":0.9951172,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.07062584161758423},{"word":"things","start":65.8,"end":66.3,"confidence":0.99658203,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.07180313020944595},{"word":"i","start":66.36,"end":66.520004,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10030864924192429},{"word":"do","start":66.520004,"end":66.68,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09789887070655824},{"word":"like","start":66.68,"end":66.92,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.10195191204547882},{"word":"to","start":66.92,"end":67.08,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09016573429107666},{"word":"start","start":67.08,"end":67.4,"confidence":0.9863281,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.0919715017080307},{"word":"by","start":67.4,"end":67.56,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.07243247330188751},{"word":"asking","start":67.56,"end":67.880005,"confidence":1.0,"punctuated_word":"asking","sentiment":"neutral","sentiment_score":0.09418796002864838},{"word":"if","start":67.880005,"end":68.04,"confidence":0.98828125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07582662254571915},{"word":"there","start":68.04,"end":68.28,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.08811897039413452},{"word":"is","start":68.28,"end":68.44,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07758128643035889},{"word":"anything","start":68.44,"end":68.94,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.11441994458436966},{"word":"specific","start":69.08,"end":69.48,"confidence":1.0,"punctuated_word":"specific","sentiment":"neutral","sentiment_score":0.11211027950048448},{"word":"that","start":69.48,"end":69.72,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09801527857780457},{"word":"you","start":69.72,"end":69.8,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09024940431118011},{"word":"would","start":69.8,"end":70.04,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.096969336271286},{"word":"like","start":70.04,"end":70.28,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.09505127370357512},{"word":"me","start":70.28,"end":70.44,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.10119757056236268},{"word":"to","start":70.44,"end":70.68,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10570991039276124},{"word":"focus","start":70.68,"end":71.08,"confidence":1.0,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":0.13472285866737366},{"word":"a","start":71.08,"end":71.16,"confidence":0.9550781,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1137928068637848},{"word":"little","start":71.16,"end":71.4,"confidence":0.98535156,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.0904667228460312},{"word":"bit","start":71.4,"end":71.64,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.08421093225479126},{"word":"more","start":71.64,"end":71.96,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.08883914351463318},{"word":"on","start":71.96,"end":72.12,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13726744055747986},{"word":"today","start":72.12,"end":72.44,"confidence":0.9980469,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.17886142432689667},{"word":"or","start":72.44,"end":72.94,"confidence":0.80615234,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1322048455476761},{"word":"any","start":73.295,"end":73.454994,"confidence":0.95410156,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.1019776463508606},{"word":"particular","start":73.454994,"end":73.854996,"confidence":1.0,"punctuated_word":"particular","sentiment":"neutral","sentiment_score":0.12823772430419922},{"word":"questions","start":73.854996,"end":74.354996,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.09706763923168182},{"word":"you","start":74.494995,"end":74.73499,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08033835887908936},{"word":"might","start":74.73499,"end":74.975,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.06961499899625778},{"word":"have","start":74.975,"end":75.375,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06908755004405975},{"word":"or","start":75.375,"end":75.534996,"confidence":0.7426758,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06305191665887833},{"word":"whether","start":75.534996,"end":75.854996,"confidence":0.99902344,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.037917863577604294},{"word":"it's","start":75.854996,"end":76.015,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.06347248703241348},{"word":"just","start":76.015,"end":76.174995,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08052182197570801},{"word":"a","start":76.174995,"end":76.255,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0673564076423645},{"word":"bit","start":76.255,"end":76.41499,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.07907100021839142},{"word":"of","start":76.41499,"end":76.575,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08779029548168182},{"word":"an","start":76.575,"end":76.655,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.08250545710325241},{"word":"update","start":76.655,"end":77.05499,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.07680954039096832},{"word":"and","start":77.05499,"end":77.215,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.060113172978162766},{"word":"kind","start":77.215,"end":77.375,"confidence":0.9902344,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.06521011143922806},{"word":"of","start":77.375,"end":77.454994,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07443662732839584},{"word":"see","start":77.454994,"end":77.695,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.07580673694610596},{"word":"where","start":77.695,"end":77.854996,"confidence":0.99902344,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.05934299901127815},{"word":"everything's","start":77.854996,"end":78.335,"confidence":0.984375,"punctuated_word":"everything's","sentiment":"neutral","sentiment_score":0.05235099419951439},{"word":"at","start":78.335,"end":78.835,"confidence":0.84814453,"punctuated_word":"at?","sentiment":"neutral","sentiment_score":0.03701043128967285},{"word":"mhmm","start":81.615,"end":82.115,"confidence":0.99902344,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.012028704397380352},{"word":"mhmm","start":88.51,"end":89.01,"confidence":0.9063721,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.0007468294352293015},{"word":"mhmm","start":97.245,"end":97.745,"confidence":0.98461914,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.0025756098330020905},{"word":"mhmm","start":103.2525,"end":103.7525,"confidence":0.8795166,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.10403469204902648},{"word":"yeah","start":112.46,"end":112.96,"confidence":0.97094727,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02662527933716774},{"word":"yes","start":114.380005,"end":114.880005,"confidence":0.9848633,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.0028349757194519043},{"word":"yeah","start":116.3,"end":116.8,"confidence":0.84155273,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03525366634130478},{"word":"mhmm","start":128.795,"end":128.875,"confidence":0.9185791,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.1351233720779419},{"word":"yep","start":128.875,"end":129.375,"confidence":0.98657227,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1434621661901474},{"word":"yeah","start":140.81,"end":141.31,"confidence":0.7595215,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05022716522216797},{"word":"yes","start":146.205,"end":146.705,"confidence":0.86865234,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06907269358634949},{"word":"yes","start":147.325,"end":147.825,"confidence":0.9440918,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.19576148688793185},{"word":"yeah","start":148.205,"end":148.705,"confidence":0.9770508,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.286623477935791},{"word":"definitely","start":149.165,"end":149.665,"confidence":0.99121094,"punctuated_word":"Definitely.","sentiment":"positive","sentiment_score":0.44123244285583496},{"word":"so","start":149.805,"end":149.965,"confidence":1.0,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.45834729075431824},{"word":"we","start":149.965,"end":150.205,"confidence":0.99902344,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.4962270259857178},{"word":"can","start":150.205,"end":150.365,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5899789929389954},{"word":"definitely","start":150.365,"end":150.865,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.5992120504379272},{"word":"sort","start":151.085,"end":151.405,"confidence":0.9892578,"punctuated_word":"sort","sentiment":"positive","sentiment_score":0.6501541137695312},{"word":"that","start":151.405,"end":151.905,"confidence":0.859375,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.5731436610221863},{"word":"and","start":151.965,"end":152.285,"confidence":0.7260742,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.5694465637207031},{"word":"i","start":152.285,"end":152.445,"confidence":0.94140625,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.6681610345840454},{"word":"think","start":152.445,"end":152.605,"confidence":0.8256836,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.7031972408294678},{"word":"that's","start":152.605,"end":152.845,"confidence":1.0,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.7000516653060913},{"word":"a","start":152.845,"end":153.005,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.781951904296875},{"word":"great","start":153.005,"end":153.325,"confidence":1.0,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.8585799336433411},{"word":"idea","start":153.325,"end":153.565,"confidence":0.9892578,"punctuated_word":"idea","sentiment":"positive","sentiment_score":0.7931153178215027},{"word":"as","start":153.565,"end":153.725,"confidence":0.9941406,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.732959508895874},{"word":"well","start":153.725,"end":154.045,"confidence":0.9177246,"punctuated_word":"well,","sentiment":"positive","sentiment_score":0.6836549639701843},{"word":"especially","start":154.045,"end":154.445,"confidence":0.9980469,"punctuated_word":"especially","sentiment":"positive","sentiment_score":0.6308719515800476},{"word":"for","start":154.445,"end":154.685,"confidence":0.9970703,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6294823884963989},{"word":"couples","start":154.685,"end":155.165,"confidence":0.9951172,"punctuated_word":"couples","sentiment":"positive","sentiment_score":0.567742109298706},{"word":"if","start":155.165,"end":155.325,"confidence":0.55126953,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.5547149777412415},{"word":"you","start":155.325,"end":155.485,"confidence":0.99609375,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4868563413619995},{"word":"both","start":155.485,"end":155.725,"confidence":0.7890625,"punctuated_word":"both","sentiment":"positive","sentiment_score":0.40878456830978394},{"word":"are","start":155.725,"end":155.965,"confidence":0.9741211,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.43165305256843567},{"word":"clients","start":155.965,"end":156.465,"confidence":0.984375,"punctuated_word":"clients,","sentiment":"positive","sentiment_score":0.46573567390441895},{"word":"which","start":156.685,"end":156.925,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.5461176633834839},{"word":"you","start":156.925,"end":157.005,"confidence":0.96435547,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5539767146110535},{"word":"obviously","start":157.005,"end":157.485,"confidence":0.9790039,"punctuated_word":"obviously","sentiment":"positive","sentiment_score":0.4815554618835449},{"word":"are","start":157.485,"end":157.805,"confidence":0.89990234,"punctuated_word":"are,","sentiment":"positive","sentiment_score":0.4551053643226623},{"word":"where","start":157.805,"end":158.045,"confidence":1.0,"punctuated_word":"where","sentiment":"positive","sentiment_score":0.46906083822250366},{"word":"you","start":158.045,"end":158.205,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5354792475700378},{"word":"can","start":158.205,"end":158.685,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5112779140472412},{"word":"work","start":158.685,"end":159.185,"confidence":1.0,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.5469964742660522},{"word":"together","start":159.245,"end":159.745,"confidence":0.9863281,"punctuated_word":"together.","sentiment":"positive","sentiment_score":0.5391110181808472},{"word":"we","start":161.05,"end":161.20999,"confidence":0.9790039,"punctuated_word":"We","sentiment":"positive","sentiment_score":0.5360585451126099},{"word":"can","start":161.20999,"end":161.53,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5428954362869263},{"word":"even","start":161.53,"end":162.03,"confidence":0.9975586,"punctuated_word":"even,","sentiment":"positive","sentiment_score":0.4184689521789551},{"word":"you","start":162.81,"end":163.05,"confidence":0.8701172,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3947665989398956},{"word":"know","start":163.05,"end":163.29,"confidence":1.0,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.3880320191383362},{"word":"do","start":163.29,"end":163.53,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.43570399284362793},{"word":"annual","start":163.53,"end":163.93,"confidence":0.9921875,"punctuated_word":"annual","sentiment":"positive","sentiment_score":0.3849574625492096},{"word":"reviews","start":163.93,"end":164.33,"confidence":0.9941406,"punctuated_word":"reviews","sentiment":"neutral","sentiment_score":0.2753602862358093},{"word":"moving","start":164.33,"end":164.73,"confidence":0.9863281,"punctuated_word":"moving","sentiment":"positive","sentiment_score":0.4216005802154541},{"word":"forward","start":164.73,"end":165.20999,"confidence":0.9707031,"punctuated_word":"forward","sentiment":"positive","sentiment_score":0.4512837529182434},{"word":"together","start":165.20999,"end":165.70999,"confidence":0.9707031,"punctuated_word":"together,","sentiment":"neutral","sentiment_score":0.3304770290851593},{"word":"do","start":165.84999,"end":166.09,"confidence":0.99902344,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.35228022933006287},{"word":"quarterly","start":166.09,"end":166.56999,"confidence":0.99902344,"punctuated_word":"quarterly","sentiment":"neutral","sentiment_score":0.3013245463371277},{"word":"catch","start":166.56999,"end":166.89,"confidence":0.7993164,"punctuated_word":"catch","sentiment":"positive","sentiment_score":0.36987075209617615},{"word":"up","start":166.89,"end":167.13,"confidence":0.98095703,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.29620102047920227},{"word":"together","start":167.13,"end":167.63,"confidence":0.8330078,"punctuated_word":"together,","sentiment":"neutral","sentiment_score":0.30986398458480835},{"word":"where","start":168.25,"end":168.73,"confidence":0.89746094,"punctuated_word":"where,","sentiment":"neutral","sentiment_score":0.2156274616718292},{"word":"obviously","start":168.73,"end":169.23,"confidence":0.9975586,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.32978641986846924},{"word":"if","start":169.45,"end":169.61,"confidence":0.96972656,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.3257954716682434},{"word":"it's","start":169.61,"end":170.09,"confidence":0.9794922,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.244468092918396},{"word":"depending","start":170.25,"end":170.75,"confidence":0.9951172,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":0.2657375633716583},{"word":"on","start":170.89,"end":171.37,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2581683397293091},{"word":"work","start":171.37,"end":171.69,"confidence":0.93847656,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.17293162643909454},{"word":"schedule","start":171.69,"end":172.09,"confidence":1.0,"punctuated_word":"schedule","sentiment":"neutral","sentiment_score":0.24343937635421753},{"word":"or","start":172.09,"end":172.33,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.2836899161338806},{"word":"anything","start":172.33,"end":172.73,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.28198057413101196},{"word":"like","start":172.73,"end":172.97,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.23523743450641632},{"word":"that","start":172.97,"end":173.47,"confidence":0.9741211,"punctuated_word":"that,","sentiment":"positive","sentiment_score":0.3352632522583008},{"word":"where","start":174.625,"end":174.86499,"confidence":0.9453125,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.29791468381881714},{"word":"we","start":174.86499,"end":175.105,"confidence":0.99902344,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.4265393912792206},{"word":"can","start":175.105,"end":175.265,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.43592244386672974},{"word":"have","start":175.265,"end":175.50499,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.5072780847549438},{"word":"both","start":175.50499,"end":175.745,"confidence":1.0,"punctuated_word":"both","sentiment":"positive","sentiment_score":0.45560768246650696},{"word":"of","start":175.745,"end":175.825,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.471902459859848},{"word":"you","start":175.825,"end":176.065,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.48478758335113525},{"word":"on","start":176.065,"end":176.22499,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.4707353711128235},{"word":"the","start":176.22499,"end":176.305,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5061221718788147},{"word":"phone","start":176.305,"end":176.78499,"confidence":1.0,"punctuated_word":"phone","sentiment":"positive","sentiment_score":0.374598890542984},{"word":"together","start":176.78499,"end":177.28499,"confidence":0.9902344,"punctuated_word":"together","sentiment":"positive","sentiment_score":0.4238516688346863},{"word":"and","start":177.745,"end":177.985,"confidence":0.69091797,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.45667338371276855},{"word":"kind","start":177.985,"end":178.14499,"confidence":0.98828125,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.445307970046997},{"word":"of","start":178.14499,"end":178.22499,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5195574760437012},{"word":"run","start":178.22499,"end":178.465,"confidence":0.99902344,"punctuated_word":"run","sentiment":"positive","sentiment_score":0.44135352969169617},{"word":"through","start":178.465,"end":178.705,"confidence":1.0,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.552302896976471},{"word":"everything","start":178.705,"end":179.185,"confidence":0.8041992,"punctuated_word":"everything,","sentiment":"positive","sentiment_score":0.4246223270893097},{"word":"do","start":179.185,"end":179.42499,"confidence":0.70996094,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.4399108588695526},{"word":"joint","start":179.42499,"end":179.825,"confidence":0.9580078,"punctuated_word":"joint","sentiment":"positive","sentiment_score":0.3984821438789368},{"word":"joint","start":179.825,"end":180.22499,"confidence":0.32592773,"punctuated_word":"joint","sentiment":"positive","sentiment_score":0.42563241720199585},{"word":"advice","start":180.22499,"end":180.72499,"confidence":0.96533203,"punctuated_word":"advice,","sentiment":"positive","sentiment_score":0.397980123758316},{"word":"joint","start":180.78499,"end":181.105,"confidence":0.7729492,"punctuated_word":"joint","sentiment":"positive","sentiment_score":0.41367921233177185},{"word":"strategies","start":181.105,"end":181.58499,"confidence":0.6657715,"punctuated_word":"strategies.","sentiment":"positive","sentiment_score":0.39091604948043823},{"word":"because","start":181.58499,"end":181.825,"confidence":0.68408203,"punctuated_word":"Because","sentiment":"positive","sentiment_score":0.34286484122276306},{"word":"exactly","start":181.825,"end":182.22499,"confidence":0.90527344,"punctuated_word":"exactly","sentiment":"positive","sentiment_score":0.34895941615104675},{"word":"like","start":182.22499,"end":182.465,"confidence":0.9667969,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.31506410241127014},{"word":"you","start":182.465,"end":182.625,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.36960139870643616},{"word":"said","start":182.625,"end":182.86499,"confidence":1.0,"punctuated_word":"said","sentiment":"positive","sentiment_score":0.3335393965244293},{"word":"as","start":182.86499,"end":183.025,"confidence":0.9902344,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.3813743591308594},{"word":"well","start":183.025,"end":183.525,"confidence":0.9914551,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.3278687596321106},{"word":"you","start":183.905,"end":184.14499,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.30884072184562683},{"word":"are","start":184.14499,"end":184.625,"confidence":1.0,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.3701692819595337},{"word":"potentially","start":184.625,"end":185.125,"confidence":0.9921875,"punctuated_word":"potentially","sentiment":"positive","sentiment_score":0.40976664423942566},{"word":"planning","start":185.185,"end":185.665,"confidence":1.0,"punctuated_word":"planning","sentiment":"positive","sentiment_score":0.4011293351650238},{"word":"retirement","start":185.665,"end":186.165,"confidence":0.99609375,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.3306403160095215},{"word":"together","start":186.22499,"end":186.625,"confidence":0.842041,"punctuated_word":"together,","sentiment":"positive","sentiment_score":0.3801696300506592},{"word":"so","start":186.625,"end":186.86499,"confidence":0.9902344,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.3907427489757538},{"word":"you","start":186.86499,"end":187.025,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.494286596775055},{"word":"wanna","start":187.025,"end":187.345,"confidence":0.98828125,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.5263112187385559},{"word":"make","start":187.345,"end":187.62,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.4224593937397003},{"word":"sure","start":187.7,"end":187.94,"confidence":1.0,"punctuated_word":"sure","sentiment":"positive","sentiment_score":0.41774123907089233},{"word":"that","start":187.94,"end":188.26,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4863262176513672},{"word":"everything","start":188.26,"end":188.76,"confidence":1.0,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.5031582713127136},{"word":"aligns","start":188.81999,"end":189.29999,"confidence":0.99609375,"punctuated_word":"aligns","sentiment":"positive","sentiment_score":0.4738747477531433},{"word":"for","start":189.29999,"end":189.62,"confidence":0.9199219,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4384882152080536},{"word":"both","start":189.62,"end":189.86,"confidence":0.9980469,"punctuated_word":"both","sentiment":"positive","sentiment_score":0.4977121651172638},{"word":"of","start":189.86,"end":190.01999,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5437331199645996},{"word":"you","start":190.01999,"end":190.51999,"confidence":0.88720703,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4331377446651459},{"word":"and","start":191.37999,"end":191.7,"confidence":0.6538086,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.3367076516151428},{"word":"especially","start":191.7,"end":192.09999,"confidence":0.7792969,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.31468263268470764},{"word":"if","start":192.09999,"end":192.26,"confidence":0.9248047,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.33606594800949097},{"word":"you","start":192.26,"end":192.34,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.312897264957428},{"word":"are","start":192.34,"end":192.45999,"confidence":0.99609375,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":0.26919037103652954},{"word":"you","start":192.45999,"end":192.58,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25845175981521606},{"word":"know","start":192.58,"end":192.98,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.24627548456192017},{"word":"a","start":192.98,"end":193.06,"confidence":0.57714844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2836410701274872},{"word":"little","start":193.06,"end":193.29999,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.2050246298313141},{"word":"bit","start":193.29999,"end":193.62,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1918033063411713},{"word":"different","start":193.62,"end":194.01999,"confidence":0.95703125,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.20713064074516296},{"word":"ages","start":194.01999,"end":194.5,"confidence":0.99902344,"punctuated_word":"ages","sentiment":"neutral","sentiment_score":0.13314832746982574},{"word":"and","start":194.5,"end":194.73999,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21559497714042664},{"word":"stuff","start":194.73999,"end":195.06,"confidence":1.0,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":0.18010449409484863},{"word":"like","start":195.06,"end":195.22,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2700986862182617},{"word":"that","start":195.22,"end":195.45999,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2875470817089081},{"word":"as","start":195.45999,"end":195.62,"confidence":0.99902344,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.3418932557106018},{"word":"well","start":195.62,"end":195.86,"confidence":0.9472656,"punctuated_word":"well,","sentiment":"positive","sentiment_score":0.36439478397369385},{"word":"you","start":195.86,"end":196.01999,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4145521819591522},{"word":"wanna","start":196.01999,"end":196.34,"confidence":0.99902344,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.41266581416130066},{"word":"make","start":196.34,"end":196.5,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.31749603152275085},{"word":"sure","start":196.5,"end":196.73999,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.3232870101928711},{"word":"that","start":196.73999,"end":197.23999,"confidence":0.99658203,"punctuated_word":"that,","sentiment":"positive","sentiment_score":0.3434077203273773},{"word":"you","start":197.37999,"end":197.54,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3350712060928345},{"word":"know","start":197.54,"end":197.7,"confidence":1.0,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.3627966046333313},{"word":"you","start":197.7,"end":197.78,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4227510690689087},{"word":"can","start":197.78,"end":198.01999,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4065081775188446},{"word":"both","start":198.01999,"end":198.26,"confidence":1.0,"punctuated_word":"both","sentiment":"positive","sentiment_score":0.3691917359828949},{"word":"retire","start":198.26,"end":198.76,"confidence":0.9980469,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.26526498794555664},{"word":"at","start":198.9,"end":199.14,"confidence":0.9951172,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.37478306889534},{"word":"the","start":199.14,"end":199.29999,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.47002843022346497},{"word":"same","start":199.29999,"end":199.45999,"confidence":1.0,"punctuated_word":"same","sentiment":"positive","sentiment_score":0.4974977374076843},{"word":"time","start":199.45999,"end":199.7,"confidence":1.0,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.4917353391647339},{"word":"if","start":199.7,"end":199.78,"confidence":0.9243164,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.4749741554260254},{"word":"that's","start":199.78,"end":200.09999,"confidence":1.0,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.4003932476043701},{"word":"the","start":200.09999,"end":200.26,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3765808939933777},{"word":"goal","start":200.26,"end":200.5,"confidence":1.0,"punctuated_word":"goal","sentiment":"positive","sentiment_score":0.33851158618927},{"word":"and","start":200.5,"end":200.65999,"confidence":0.65283203,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4020238518714905},{"word":"then","start":200.65999,"end":200.9,"confidence":1.0,"punctuated_word":"then","sentiment":"positive","sentiment_score":0.4348498582839966},{"word":"what","start":200.9,"end":201.06,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.42192965745925903},{"word":"that","start":201.06,"end":201.22,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.37543272972106934},{"word":"would","start":201.22,"end":201.45999,"confidence":1.0,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.357115775346756},{"word":"look","start":201.45999,"end":201.7,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.2762196362018585},{"word":"like","start":201.7,"end":201.94,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.3197225034236908},{"word":"for","start":201.94,"end":202.18,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.3238837420940399},{"word":"the","start":202.18,"end":202.42,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.34913086891174316},{"word":"two","start":202.42,"end":202.65999,"confidence":0.9980469,"punctuated_word":"two","sentiment":"positive","sentiment_score":0.3972362279891968},{"word":"of","start":202.65999,"end":202.81999,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3949863016605377},{"word":"you","start":202.81999,"end":203.265,"confidence":0.9975586,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2977374196052551},{"word":"yeah","start":204.94499,"end":205.44499,"confidence":0.99194336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.22085872292518616},{"word":"yes","start":213.905,"end":214.405,"confidence":0.76416016,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1428431272506714},{"word":"yeah","start":216.24,"end":216.64,"confidence":0.99365234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1838999539613724},{"word":"no","start":216.64,"end":216.95999,"confidence":0.75097656,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.158833310008049},{"word":"that","start":216.95999,"end":217.2,"confidence":1.0,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.475867211818695},{"word":"sounds","start":217.2,"end":217.7,"confidence":0.9970703,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.5068888664245605},{"word":"that","start":217.92,"end":218.16,"confidence":0.5810547,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5565919876098633},{"word":"sounds","start":218.16,"end":218.48,"confidence":0.99902344,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.5461299419403076},{"word":"really","start":218.48,"end":218.72,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5947123765945435},{"word":"good","start":218.72,"end":219.12,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4858073592185974},{"word":"now","start":219.12,"end":219.44,"confidence":0.9902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.20927190780639648},{"word":"i","start":219.44,"end":219.6,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19241899251937863},{"word":"do","start":219.6,"end":220.1,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.17098937928676605},{"word":"know","start":221.2,"end":221.7,"confidence":0.96972656,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.17794190347194672},{"word":"wendy's","start":223.2,"end":223.7,"confidence":0.99560547,"punctuated_word":"Wendy's","sentiment":"neutral","sentiment_score":0.18184253573417664},{"word":"adviser","start":224.16,"end":224.64,"confidence":0.9199219,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.22522935271263125},{"word":"as","start":224.64,"end":224.8,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2049639523029327},{"word":"well","start":224.8,"end":225.12,"confidence":0.751709,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.01722921058535576},{"word":"so","start":225.12,"end":225.28,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.19910970330238345},{"word":"i'll","start":225.28,"end":225.44,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2110060453414917},{"word":"have","start":225.44,"end":225.6,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2887081503868103},{"word":"a","start":225.6,"end":225.68,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.228478342294693},{"word":"little","start":225.68,"end":226.0,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1949658840894699},{"word":"chat","start":226.0,"end":226.4,"confidence":0.9941406,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.2559267580509186},{"word":"to","start":226.4,"end":226.56,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.25570303201675415},{"word":"her","start":226.56,"end":226.88,"confidence":0.92529297,"punctuated_word":"her,","sentiment":"neutral","sentiment_score":0.21249395608901975},{"word":"and","start":226.88,"end":227.04,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17647221684455872},{"word":"we","start":227.04,"end":227.2,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.22987566888332367},{"word":"can","start":227.2,"end":227.36,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.24160130321979523},{"word":"kind","start":227.36,"end":227.52,"confidence":0.9760742,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.24255962669849396},{"word":"of","start":227.52,"end":227.68,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.261065810918808},{"word":"work","start":227.68,"end":227.84,"confidence":0.99902344,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.24277916550636292},{"word":"together","start":227.84,"end":228.34,"confidence":1.0,"punctuated_word":"together","sentiment":"positive","sentiment_score":0.34769079089164734},{"word":"on","start":228.48,"end":228.98,"confidence":0.9592285,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.24069121479988095},{"word":"you","start":229.76,"end":229.92,"confidence":0.9790039,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18055856227874756},{"word":"know","start":229.92,"end":230.24,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.19881746172904968},{"word":"following","start":230.24,"end":230.74,"confidence":1.0,"punctuated_word":"following","sentiment":"neutral","sentiment_score":0.24492238461971283},{"word":"an","start":231.205,"end":231.44499,"confidence":0.56640625,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.23383699357509613},{"word":"review","start":231.44499,"end":231.94499,"confidence":0.640625,"punctuated_word":"review,","sentiment":"neutral","sentiment_score":0.20546121895313263},{"word":"if","start":232.245,"end":232.405,"confidence":0.89453125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.24616101384162903},{"word":"there's","start":232.405,"end":232.72499,"confidence":0.9921875,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.22632145881652832},{"word":"advice","start":232.72499,"end":233.045,"confidence":0.9838867,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.14748427271842957},{"word":"or","start":233.045,"end":233.205,"confidence":0.92578125,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.18633471429347992},{"word":"anything","start":233.205,"end":233.525,"confidence":0.86987305,"punctuated_word":"anything,","sentiment":"neutral","sentiment_score":0.16100789606571198},{"word":"and","start":233.525,"end":233.685,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16739994287490845},{"word":"then","start":233.685,"end":233.845,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.17631091177463531},{"word":"moving","start":233.845,"end":234.165,"confidence":0.99902344,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":0.2492545247077942},{"word":"forward","start":234.165,"end":234.565,"confidence":0.99902344,"punctuated_word":"forward","sentiment":"neutral","sentiment_score":0.216729998588562},{"word":"through","start":234.565,"end":234.885,"confidence":0.74902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.16502264142036438},{"word":"kind","start":234.885,"end":235.045,"confidence":0.94189453,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.12953130900859833},{"word":"of","start":235.045,"end":235.285,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14720052480697632},{"word":"maybe","start":235.285,"end":235.785,"confidence":0.9375,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.1330818384885788},{"word":"in","start":235.925,"end":236.165,"confidence":0.9921875,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.14151881635189056},{"word":"a","start":236.165,"end":236.245,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15596354007720947},{"word":"couple","start":236.245,"end":236.565,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.094819076359272},{"word":"of","start":236.565,"end":236.645,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10794953256845474},{"word":"months","start":236.645,"end":236.965,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.10708010196685792},{"word":"or","start":236.965,"end":237.125,"confidence":0.89746094,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.11168169230222702},{"word":"depending","start":237.125,"end":237.525,"confidence":0.99902344,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":0.12258647382259368},{"word":"on","start":237.525,"end":237.685,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.15234923362731934},{"word":"when's","start":237.685,"end":237.925,"confidence":0.9399414,"punctuated_word":"when's","sentiment":"neutral","sentiment_score":0.14436709880828855},{"word":"a","start":237.925,"end":238.08499,"confidence":0.8833008,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18249240517616272},{"word":"suitable","start":238.08499,"end":238.485,"confidence":1.0,"punctuated_word":"suitable","sentiment":"neutral","sentiment_score":0.1251257210969925},{"word":"time","start":238.485,"end":238.72499,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.15754592418670654},{"word":"for","start":238.72499,"end":238.885,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.19774554669857025},{"word":"the","start":238.885,"end":239.045,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2548360526561737},{"word":"two","start":239.045,"end":239.205,"confidence":0.99902344,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.25080111622810364},{"word":"of","start":239.205,"end":239.36499,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22254469990730288},{"word":"you","start":239.36499,"end":239.86499,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17986434698104858},{"word":"to","start":240.485,"end":240.645,"confidence":0.72558594,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1305742859840393},{"word":"then","start":240.645,"end":240.965,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.16496942937374115},{"word":"kind","start":240.965,"end":241.125,"confidence":0.9941406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.18936780095100403},{"word":"of","start":241.125,"end":241.36499,"confidence":0.99853516,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.20061469078063965},{"word":"you","start":241.36499,"end":241.605,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.172695130109787},{"word":"know","start":241.605,"end":241.845,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.14376674592494965},{"word":"get","start":241.845,"end":242.08499,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.19701236486434937},{"word":"together","start":242.08499,"end":242.485,"confidence":1.0,"punctuated_word":"together","sentiment":"neutral","sentiment_score":0.2584212124347687},{"word":"and","start":242.485,"end":242.645,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21581150591373444},{"word":"do","start":242.645,"end":242.805,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2297520637512207},{"word":"a","start":242.805,"end":242.885,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2834510803222656},{"word":"bit","start":242.885,"end":243.125,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.2628181278705597},{"word":"of","start":243.125,"end":243.205,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3657380938529968},{"word":"a","start":243.205,"end":243.36499,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2852602005004883},{"word":"plan","start":243.36499,"end":243.86499,"confidence":1.0,"punctuated_word":"plan","sentiment":"neutral","sentiment_score":0.26447075605392456},{"word":"jointly","start":243.925,"end":244.425,"confidence":0.99902344,"punctuated_word":"jointly","sentiment":"neutral","sentiment_score":0.2317696213722229},{"word":"and","start":245.19,"end":245.35,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11092332750558852},{"word":"see","start":245.35,"end":245.83,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.10841114819049837},{"word":"where","start":245.83,"end":246.15001,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.2269645482301712},{"word":"everything's","start":246.15001,"end":246.65001,"confidence":0.98999023,"punctuated_word":"everything's","sentiment":"positive","sentiment_score":0.3509924113750458},{"word":"at","start":246.71,"end":247.21,"confidence":0.9904785,"punctuated_word":"at.","sentiment":"positive","sentiment_score":0.39146772027015686},{"word":"yep","start":248.87001,"end":249.11,"confidence":0.73498535,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1910420358181},{"word":"perfect","start":249.11,"end":249.61,"confidence":0.8405762,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4969809949398041},{"word":"yeah","start":252.71,"end":253.21,"confidence":0.82128906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0799906775355339},{"word":"mhmm","start":258.325,"end":258.825,"confidence":0.883667,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.05532006174325943},{"word":"yes","start":260.48502,"end":260.98502,"confidence":0.69226074,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.005571284331381321},{"word":"yes","start":261.445,"end":261.945,"confidence":0.9460449,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0035582128912210464},{"word":"mhmm","start":267.765,"end":267.92502,"confidence":0.8671875,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.0006819302216172218},{"word":"yep","start":267.92502,"end":268.42502,"confidence":0.71655273,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0009607300162315368},{"word":"yep","start":269.3,"end":269.8,"confidence":0.814209,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.020030291751027107},{"word":"yeah","start":270.66,"end":271.16,"confidence":0.97314453,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2251129448413849},{"word":"yeah","start":272.18,"end":272.58,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.20070648193359375},{"word":"no","start":272.58,"end":272.81998,"confidence":0.9921875,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.190868616104126},{"word":"that's","start":272.81998,"end":272.97998,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4935427904129028},{"word":"great","start":272.97998,"end":273.22,"confidence":0.9890137,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.4559311270713806},{"word":"so","start":273.22,"end":273.53998,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.20833253860473633},{"word":"i'll","start":273.53998,"end":273.69998,"confidence":0.9736328,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.22540061175823212},{"word":"make","start":273.69998,"end":273.94,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2529149055480957},{"word":"a","start":273.94,"end":274.02,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20793265104293823},{"word":"little","start":274.02,"end":274.34,"confidence":0.9873047,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1227020025253296},{"word":"note","start":274.34,"end":274.84,"confidence":0.9838867,"punctuated_word":"note.","sentiment":"neutral","sentiment_score":0.14606401324272156},{"word":"do","start":275.78,"end":276.02,"confidence":0.9013672,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.05817980319261551},{"word":"you","start":276.02,"end":276.25998,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09986013919115068},{"word":"want","start":276.25998,"end":276.75998,"confidence":0.9199219,"punctuated_word":"want,","sentiment":"neutral","sentiment_score":0.07606683671474457},{"word":"like","start":277.22,"end":277.53998,"confidence":0.9902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.06507758796215057},{"word":"in","start":277.53998,"end":278.03998,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.060909345746040344},{"word":"three","start":278.09998,"end":278.41998,"confidence":0.9819336,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.044199589639902115},{"word":"months","start":278.41998,"end":278.91998,"confidence":0.9902344,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":0.04689571261405945},{"word":"six","start":279.06,"end":279.38,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.06218959391117096},{"word":"months","start":279.38,"end":279.78,"confidence":0.9091797,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":0.057143859565258026},{"word":"or","start":279.78,"end":280.02,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05430467799305916},{"word":"do","start":280.02,"end":280.09998,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.041776787489652634},{"word":"you","start":280.09998,"end":280.25998,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09113182872533798},{"word":"wanna","start":280.25998,"end":280.58,"confidence":0.99902344,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.12280815839767456},{"word":"let","start":280.58,"end":281.08,"confidence":0.99902344,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.11121153831481934},{"word":"me","start":281.485,"end":281.725,"confidence":0.9980469,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1514584720134735},{"word":"know","start":281.725,"end":282.04498,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.09963800013065338},{"word":"when","start":282.04498,"end":282.285,"confidence":0.39941406,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.08361557126045227},{"word":"do","start":282.285,"end":282.44498,"confidence":0.35058594,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07003383338451385},{"word":"you","start":282.44498,"end":282.60498,"confidence":0.82666016,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11409248411655426},{"word":"let","start":282.60498,"end":282.925,"confidence":0.7475586,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.12792062759399414},{"word":"us","start":282.925,"end":283.085,"confidence":0.99902344,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.15478454530239105},{"word":"know","start":283.085,"end":283.405,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.11195164918899536},{"word":"when","start":283.405,"end":283.565,"confidence":0.9970703,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.07779975235462189},{"word":"you","start":283.565,"end":283.725,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12508751451969147},{"word":"guys","start":283.725,"end":283.88498,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.1786147952079773},{"word":"are","start":283.88498,"end":284.125,"confidence":0.9970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.12526103854179382},{"word":"wanting","start":284.125,"end":284.525,"confidence":0.9980469,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.1238945871591568},{"word":"a","start":284.525,"end":284.60498,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15256495773792267},{"word":"bit","start":284.60498,"end":284.76498,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.11671772599220276},{"word":"of","start":284.76498,"end":284.845,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16403010487556458},{"word":"a","start":284.845,"end":284.925,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13891661167144775},{"word":"catch","start":284.925,"end":285.16498,"confidence":0.99902344,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.11429693549871443},{"word":"up","start":285.16498,"end":285.32498,"confidence":0.7548828,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.09073124825954436},{"word":"or","start":285.32498,"end":285.485,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.07777203619480133},{"word":"do","start":285.485,"end":285.565,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04651190713047981},{"word":"you","start":285.565,"end":285.645,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07680721580982208},{"word":"want","start":285.645,"end":285.805,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.05644546449184418},{"word":"me","start":285.805,"end":285.965,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1376933455467224},{"word":"to","start":285.965,"end":286.125,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11292792111635208},{"word":"kind","start":286.125,"end":286.365,"confidence":0.97802734,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.11170412600040436},{"word":"of","start":286.365,"end":286.865,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1553850919008255},{"word":"reach","start":287.32498,"end":287.565,"confidence":0.99902344,"punctuated_word":"reach","sentiment":"neutral","sentiment_score":0.08322173357009888},{"word":"out","start":287.565,"end":287.725,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.0918952077627182},{"word":"in","start":287.725,"end":287.88498,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09193779528141022},{"word":"about","start":287.88498,"end":288.205,"confidence":0.99316406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.09580248594284058},{"word":"three","start":288.205,"end":288.365,"confidence":0.99902344,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.07469331473112106},{"word":"months","start":288.365,"end":288.60498,"confidence":0.99902344,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.09067834168672562},{"word":"or","start":288.60498,"end":288.685,"confidence":0.9921875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.18548619747161865},{"word":"so","start":288.685,"end":288.845,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.17998500168323517},{"word":"and","start":288.845,"end":288.925,"confidence":0.96972656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17154325544834137},{"word":"see","start":288.925,"end":289.085,"confidence":0.9980469,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.17491115629673004},{"word":"how","start":289.085,"end":289.245,"confidence":0.99316406,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.19256235659122467},{"word":"you","start":289.245,"end":289.32498,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23716217279434204},{"word":"guys","start":289.32498,"end":289.565,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.286222368478775},{"word":"are","start":289.565,"end":289.645,"confidence":0.97998047,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2603023052215576},{"word":"going","start":289.645,"end":289.88498,"confidence":0.9951172,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.3278956711292267},{"word":"if","start":289.88498,"end":290.125,"confidence":0.9404297,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.15243320167064667},{"word":"we","start":290.125,"end":290.205,"confidence":0.98095703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.05536387860774994},{"word":"haven't","start":290.205,"end":290.525,"confidence":1.0,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":0.01229926571249962},{"word":"heard","start":290.525,"end":290.76498,"confidence":1.0,"punctuated_word":"heard","sentiment":"neutral","sentiment_score":-0.018590494990348816},{"word":"anything","start":290.76498,"end":291.26498,"confidence":0.9951172,"punctuated_word":"anything?","sentiment":"neutral","sentiment_score":0.006757423281669617},{"word":"yep","start":305.02002,"end":305.52002,"confidence":0.7861328,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07481805235147476},{"word":"yeah","start":305.845,"end":306.345,"confidence":0.9904785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07479918748140335},{"word":"yes","start":311.445,"end":311.945,"confidence":0.94750977,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1993691772222519},{"word":"yep","start":326.90002,"end":327.40002,"confidence":0.88964844,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07054857909679413},{"word":"yes","start":332.995,"end":333.495,"confidence":0.73376465,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.14869999885559082},{"word":"time","start":334.51498,"end":334.835,"confidence":0.67285156,"punctuated_word":"Time","sentiment":"neutral","sentiment_score":0.08453620970249176},{"word":"life","start":334.835,"end":335.335,"confidence":0.71728516,"punctuated_word":"life.","sentiment":"neutral","sentiment_score":0.11499178409576416},{"word":"yes","start":335.555,"end":336.055,"confidence":0.9885254,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.17531251907348633},{"word":"and","start":336.915,"end":337.235,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1722753793001175},{"word":"we","start":337.235,"end":337.475,"confidence":0.9838867,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1785590499639511},{"word":"do","start":337.475,"end":337.875,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.20533162355422976},{"word":"both","start":337.955,"end":338.35498,"confidence":0.9980469,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.1900119036436081},{"word":"me","start":338.35498,"end":338.595,"confidence":0.9970703,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.20684698224067688},{"word":"and","start":338.595,"end":338.835,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16207696497440338},{"word":"wendy's","start":338.835,"end":339.335,"confidence":0.9916992,"punctuated_word":"Wendy's","sentiment":"neutral","sentiment_score":0.22507894039154053},{"word":"adviser","start":340.035,"end":340.535,"confidence":0.75097656,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.1618509441614151},{"word":"do","start":340.595,"end":340.835,"confidence":0.9941406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.18308842182159424},{"word":"work","start":340.835,"end":341.155,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.14000818133354187},{"word":"after","start":341.155,"end":341.475,"confidence":0.9970703,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.11211683601140976},{"word":"hours","start":341.475,"end":341.875,"confidence":0.9970703,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.11294679343700408},{"word":"as","start":341.875,"end":342.035,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.15666931867599487},{"word":"well","start":342.035,"end":342.535,"confidence":0.8911133,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.15797722339630127},{"word":"so","start":343.44,"end":343.76,"confidence":0.8408203,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.134692445397377},{"word":"especially","start":343.76,"end":344.26,"confidence":0.8378906,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.15327420830726624},{"word":"for","start":344.32,"end":344.48,"confidence":0.9921875,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.15468835830688477},{"word":"couples","start":344.48,"end":344.88,"confidence":0.98828125,"punctuated_word":"couples","sentiment":"neutral","sentiment_score":0.145273357629776},{"word":"and","start":344.88,"end":345.04,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1674180030822754},{"word":"stuff","start":345.04,"end":345.28,"confidence":0.920166,"punctuated_word":"stuff,","sentiment":"neutral","sentiment_score":0.17338190972805023},{"word":"obviously","start":345.28,"end":345.68,"confidence":0.9909668,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.1622508466243744},{"word":"depending","start":345.68,"end":346.0,"confidence":1.0,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":0.15379220247268677},{"word":"on","start":346.0,"end":346.16,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.14671073853969574},{"word":"your","start":346.16,"end":346.4,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11280479282140732},{"word":"work","start":346.4,"end":346.72,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.10766059160232544},{"word":"schedule","start":346.72,"end":347.22,"confidence":0.7570801,"punctuated_word":"schedule.","sentiment":"neutral","sentiment_score":0.10208667814731598},{"word":"if","start":348.56,"end":348.88,"confidence":0.95947266,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.17015758156776428},{"word":"it's","start":348.88,"end":349.2,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1354210376739502},{"word":"more","start":349.2,"end":349.44,"confidence":0.99609375,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.11984140425920486},{"word":"suitable","start":349.44,"end":349.94,"confidence":1.0,"punctuated_word":"suitable","sentiment":"neutral","sentiment_score":0.13047122955322266},{"word":"after","start":350.24,"end":350.64,"confidence":0.9980469,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.09030485898256302},{"word":"hours","start":350.64,"end":351.14,"confidence":0.9941406,"punctuated_word":"hours,","sentiment":"neutral","sentiment_score":0.11242122948169708},{"word":"then","start":351.28,"end":351.6,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1717059314250946},{"word":"we","start":351.6,"end":351.84,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15104998648166656},{"word":"do","start":351.84,"end":352.08,"confidence":0.9941406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1122075542807579},{"word":"work","start":352.08,"end":352.48,"confidence":0.99902344,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.10613255947828291},{"word":"a","start":352.48,"end":352.56,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08826480805873871},{"word":"bit","start":352.56,"end":352.8,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.09808702766895294},{"word":"later","start":352.8,"end":353.3,"confidence":0.99609375,"punctuated_word":"later.","sentiment":"neutral","sentiment_score":0.10189518332481384},{"word":"for","start":354.0,"end":354.16,"confidence":0.99316406,"punctuated_word":"For","sentiment":"neutral","sentiment_score":0.12140239775180817},{"word":"myself","start":354.16,"end":354.56,"confidence":0.9946289,"punctuated_word":"myself,","sentiment":"neutral","sentiment_score":0.116899773478508},{"word":"it's","start":354.56,"end":354.88,"confidence":0.9980469,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.12121440470218658},{"word":"thursdays","start":354.88,"end":355.38,"confidence":0.9255371,"punctuated_word":"Thursdays","sentiment":"neutral","sentiment_score":0.09974342584609984},{"word":"where","start":356.73502,"end":357.055,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.0890030488371849},{"word":"we","start":357.055,"end":357.295,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10733294486999512},{"word":"can","start":357.295,"end":357.535,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.09450580924749374},{"word":"do","start":357.535,"end":357.855,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.105039082467556},{"word":"something","start":357.855,"end":358.355,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.1126270666718483},{"word":"after","start":358.73502,"end":358.975,"confidence":0.9980469,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.06360547989606857},{"word":"hours","start":358.975,"end":359.295,"confidence":0.99316406,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.0635816901922226},{"word":"when","start":359.295,"end":359.535,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.08605727553367615},{"word":"you're","start":359.535,"end":359.775,"confidence":0.78515625,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.08003976196050644},{"word":"both","start":359.775,"end":360.275,"confidence":0.9970703,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.08293040096759796},{"word":"home","start":360.33502,"end":360.815,"confidence":0.82470703,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.062060195952653885},{"word":"from","start":360.815,"end":361.055,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.06623579561710358},{"word":"work","start":361.055,"end":361.375,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.06986752897500992},{"word":"as","start":361.375,"end":361.61502,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10009128600358964},{"word":"well","start":361.61502,"end":362.11502,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.08576332032680511},{"word":"yep","start":363.855,"end":364.355,"confidence":0.9838867,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12518735229969025},{"word":"yeah","start":370.19,"end":370.69,"confidence":0.99365234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.008287383243441582},{"word":"yes","start":372.43,"end":372.93,"confidence":0.7858887,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.05162239819765091},{"word":"all","start":374.35,"end":374.66998,"confidence":0.68115234,"punctuated_word":"All","sentiment":"neutral","sentiment_score":-0.013767799362540243},{"word":"early","start":374.66998,"end":374.91,"confidence":0.96972656,"punctuated_word":"early","sentiment":"neutral","sentiment_score":-0.020571976900100708},{"word":"morning","start":374.91,"end":375.41,"confidence":0.951416,"punctuated_word":"morning.","sentiment":"neutral","sentiment_score":-0.006634656339883804},{"word":"it's","start":376.11,"end":376.34998,"confidence":0.97631836,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.0002911984920501709},{"word":"up","start":376.34998,"end":376.59,"confidence":0.9921875,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.006873048841953278},{"word":"to","start":376.59,"end":376.75,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.020684346556663513},{"word":"you","start":376.75,"end":377.25,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.01969858817756176},{"word":"okay","start":379.78998,"end":380.28998,"confidence":0.9946289,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.048521995544433594},{"word":"no","start":383.67502,"end":383.995,"confidence":0.91503906,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.15046426653862},{"word":"i","start":383.995,"end":384.495,"confidence":0.9658203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13955755531787872},{"word":"i","start":384.555,"end":384.715,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10084103047847748},{"word":"get","start":384.715,"end":385.035,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.02653420716524124},{"word":"that","start":385.035,"end":385.355,"confidence":0.97753906,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.02452981099486351},{"word":"but","start":385.355,"end":385.595,"confidence":0.9226074,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.021857868880033493},{"word":"yeah","start":385.595,"end":385.835,"confidence":0.99853516,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.04637645557522774},{"word":"we","start":385.835,"end":386.075,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03169691190123558},{"word":"can","start":386.075,"end":386.315,"confidence":0.99609375,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2867822051048279},{"word":"definitely","start":386.315,"end":386.815,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.32559677958488464},{"word":"work","start":386.95502,"end":387.355,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.258596807718277},{"word":"something","start":387.355,"end":387.755,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.20393000543117523},{"word":"out","start":387.755,"end":388.255,"confidence":0.9980469,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.212828129529953},{"word":"yep","start":388.875,"end":389.375,"confidence":0.7084961,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3199096918106079},{"word":"perfect","start":389.995,"end":390.495,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4773535132408142},{"word":"now","start":391.035,"end":391.535,"confidence":0.95043945,"punctuated_word":"Now,","sentiment":"neutral","sentiment_score":0.18380232155323029},{"word":"obviously","start":391.835,"end":392.315,"confidence":1.0,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.15520155429840088},{"word":"the","start":392.315,"end":392.475,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18128660321235657},{"word":"interview","start":392.475,"end":392.975,"confidence":0.8256836,"punctuated_word":"interview","sentiment":"neutral","sentiment_score":0.15818174183368683},{"word":"today","start":393.035,"end":393.535,"confidence":0.99902344,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.12094056606292725},{"word":"is","start":393.595,"end":393.835,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09754814207553864},{"word":"just","start":393.835,"end":394.075,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12726573646068573},{"word":"focusing","start":394.075,"end":394.39502,"confidence":1.0,"punctuated_word":"focusing","sentiment":"neutral","sentiment_score":0.10569418966770172},{"word":"on","start":394.39502,"end":394.555,"confidence":0.86572266,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.16954344511032104},{"word":"obviously","start":394.555,"end":395.035,"confidence":0.9995117,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.13661295175552368},{"word":"what's","start":395.035,"end":395.355,"confidence":1.0,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.1305563747882843},{"word":"happening","start":395.355,"end":395.755,"confidence":1.0,"punctuated_word":"happening","sentiment":"neutral","sentiment_score":0.1678638756275177},{"word":"with","start":395.755,"end":395.995,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.13164034485816956},{"word":"yourself","start":395.995,"end":396.45,"confidence":0.9941406,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.1496402472257614},{"word":"right","start":396.45,"end":396.69,"confidence":1.0,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.11761045455932616},{"word":"now","start":396.69,"end":397.19,"confidence":0.99365234,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.1076873540878296},{"word":"i'll","start":397.73,"end":397.89,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.12361127138137816},{"word":"give","start":397.89,"end":398.13,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.12853053212165833},{"word":"you","start":398.13,"end":398.21002,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12867747247219086},{"word":"a","start":398.21002,"end":398.29,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13197775185108185},{"word":"bit","start":398.29,"end":398.45,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.14568327367305756},{"word":"of","start":398.45,"end":398.61002,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14297860860824585},{"word":"an","start":398.61002,"end":398.77002,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.13244615495204926},{"word":"update","start":398.77002,"end":399.27002,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.13912749290466309},{"word":"on","start":399.41,"end":399.65002,"confidence":0.98291016,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.1267370581626892},{"word":"obviously","start":399.65002,"end":400.15002,"confidence":0.9995117,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.13071218132972717},{"word":"your","start":400.45,"end":400.69,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14755763113498688},{"word":"portfolio","start":400.69,"end":401.19,"confidence":0.9746094,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.11193587630987167},{"word":"what's","start":401.33002,"end":401.57,"confidence":1.0,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.11990972608327866},{"word":"happening","start":401.57,"end":402.07,"confidence":0.9025879,"punctuated_word":"happening,","sentiment":"neutral","sentiment_score":0.11912745982408524},{"word":"but","start":402.45,"end":402.69,"confidence":0.9951172,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.1415826380252838},{"word":"i'll","start":402.69,"end":402.85,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.14600911736488342},{"word":"also","start":402.85,"end":403.25,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.12854693830013275},{"word":"run","start":403.25,"end":403.57,"confidence":1.0,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.12376679480075836},{"word":"through","start":403.57,"end":403.89,"confidence":0.9951172,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.11324665695428848},{"word":"just","start":403.89,"end":404.21002,"confidence":0.9614258,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1371341198682785},{"word":"a","start":404.21002,"end":404.29,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1329491287469864},{"word":"bit","start":404.29,"end":404.45,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.13766571879386902},{"word":"of","start":404.45,"end":404.61002,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1488470435142517},{"word":"an","start":404.61002,"end":404.69,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.11864708364009856},{"word":"updated","start":404.69,"end":405.19,"confidence":0.97314453,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.11730290949344636},{"word":"fact","start":405.25,"end":405.57,"confidence":0.7192383,"punctuated_word":"fact","sentiment":"neutral","sentiment_score":0.14881284534931183},{"word":"find","start":405.57,"end":405.97,"confidence":0.86206055,"punctuated_word":"find,","sentiment":"neutral","sentiment_score":0.12903256714344025},{"word":"just","start":406.21002,"end":406.45,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.175519660115242},{"word":"to","start":406.45,"end":406.61002,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14374157786369324},{"word":"see","start":406.61002,"end":406.69,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1384841352701187},{"word":"if","start":406.69,"end":406.85,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10631542652845384},{"word":"there","start":406.85,"end":407.01,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.09580349922180176},{"word":"is","start":407.01,"end":407.17,"confidence":0.9873047,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08561817556619644},{"word":"anything","start":407.17,"end":407.57,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.10221905261278152},{"word":"major","start":407.57,"end":407.89,"confidence":0.9863281,"punctuated_word":"major","sentiment":"neutral","sentiment_score":0.03648262470960617},{"word":"that","start":407.89,"end":408.05002,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05491068214178085},{"word":"has","start":408.05002,"end":408.37003,"confidence":0.9980469,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.02467673271894455},{"word":"changed","start":408.37003,"end":408.69,"confidence":1.0,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.0317859873175621},{"word":"in","start":408.69,"end":408.85,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03465106338262558},{"word":"your","start":408.85,"end":409.09003,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09105782210826874},{"word":"life","start":409.09003,"end":409.59003,"confidence":0.6998291,"punctuated_word":"life.","sentiment":"neutral","sentiment_score":0.10396192222833632},{"word":"if","start":409.92502,"end":410.08502,"confidence":0.9980469,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.10608194768428802},{"word":"we","start":410.08502,"end":410.24503,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11484522372484209},{"word":"do","start":410.24503,"end":410.405,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05591065436601639},{"word":"need","start":410.405,"end":410.64502,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.07919582724571228},{"word":"to","start":410.64502,"end":410.80502,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07758157700300217},{"word":"make","start":410.80502,"end":410.965,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.0638110339641571},{"word":"any","start":410.965,"end":411.20502,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.0812053382396698},{"word":"tweaks","start":411.20502,"end":411.52502,"confidence":0.99609375,"punctuated_word":"tweaks","sentiment":"neutral","sentiment_score":0.057000819593667984},{"word":"and","start":411.52502,"end":411.685,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0779467225074768},{"word":"changes","start":411.685,"end":412.08502,"confidence":0.99902344,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.05664164572954178},{"word":"to","start":412.08502,"end":412.24503,"confidence":0.70166016,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08521777391433716},{"word":"be","start":412.24503,"end":412.48502,"confidence":0.9941406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.09289009869098663},{"word":"advised","start":412.48502,"end":412.885,"confidence":0.9921875,"punctuated_word":"advised","sentiment":"neutral","sentiment_score":0.08150270581245422},{"word":"as","start":412.885,"end":413.125,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10176748037338255},{"word":"well","start":413.125,"end":413.625,"confidence":0.9970703,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.07247268408536911},{"word":"so","start":414.24503,"end":414.565,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0496981218457222},{"word":"just","start":414.565,"end":414.80502,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03728174418210983},{"word":"kind","start":414.80502,"end":414.965,"confidence":0.9921875,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.014174384996294975},{"word":"of","start":414.965,"end":415.125,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.017892424017190933},{"word":"bear","start":415.125,"end":415.445,"confidence":0.9970703,"punctuated_word":"bear","sentiment":"neutral","sentiment_score":0.04194183647632599},{"word":"with","start":415.445,"end":415.605,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.019221551716327667},{"word":"me","start":415.605,"end":415.845,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.037159815430641174},{"word":"as","start":415.845,"end":416.08502,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.05317065864801407},{"word":"i","start":416.08502,"end":416.165,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05557155981659889},{"word":"go","start":416.165,"end":416.405,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.07272316515445709},{"word":"through","start":416.405,"end":416.64502,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.06818075478076935},{"word":"this","start":416.64502,"end":416.885,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.02890242263674736},{"word":"information","start":416.885,"end":417.36502,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.026024825870990753},{"word":"here","start":417.36502,"end":417.605,"confidence":0.9995117,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.059248533099889755},{"word":"matthew","start":417.605,"end":418.105,"confidence":0.9951172,"punctuated_word":"Matthew.","sentiment":"neutral","sentiment_score":0.043878767639398575},{"word":"personal","start":419.92502,"end":420.42502,"confidence":0.8857422,"punctuated_word":"Personal","sentiment":"neutral","sentiment_score":0.032866835594177246},{"word":"information","start":420.725,"end":421.225,"confidence":0.7944336,"punctuated_word":"information,","sentiment":"neutral","sentiment_score":0.021662279963493347},{"word":"obviously","start":421.92502,"end":422.325,"confidence":0.82788086,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.014857749454677103},{"word":"still","start":422.325,"end":422.565,"confidence":0.96435547,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.013122204691171646},{"word":"married","start":422.565,"end":422.965,"confidence":0.99902344,"punctuated_word":"married","sentiment":"neutral","sentiment_score":0.032870423048734665},{"word":"to","start":422.965,"end":423.125,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05655321478843689},{"word":"wendy","start":423.125,"end":423.625,"confidence":0.9189453,"punctuated_word":"Wendy,","sentiment":"neutral","sentiment_score":0.04694671183824539},{"word":"and","start":424.13998,"end":424.63998,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.028339438140392303},{"word":"you","start":424.69998,"end":424.78,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.030698519200086594},{"word":"guys","start":424.78,"end":425.1,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.0538775734603405},{"word":"have","start":425.1,"end":425.6,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0408284068107605},{"word":"two","start":425.74,"end":425.97998,"confidence":0.8432617,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.025522712618112564},{"word":"financial","start":425.97998,"end":426.47998,"confidence":0.9980469,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.04606512933969498},{"word":"dependents","start":426.54,"end":427.04,"confidence":0.85286456,"punctuated_word":"dependents?","sentiment":"neutral","sentiment_score":0.014916772954165936},{"word":"mhmm","start":440.55502,"end":441.05502,"confidence":0.9848633,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.05372391641139984},{"word":"yeah","start":444.475,"end":444.975,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.09301353991031648},{"word":"yeah","start":448.33,"end":448.83,"confidence":0.97094727,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05170521140098572},{"word":"it","start":454.25,"end":454.49,"confidence":0.7988281,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.19541123509407043},{"word":"it's","start":454.57,"end":454.81,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.21691083908081055},{"word":"kind","start":454.81,"end":454.97,"confidence":0.9921875,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.265228807926178},{"word":"of","start":454.97,"end":455.13,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2773457467556},{"word":"a","start":455.13,"end":455.21,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.30460023880004883},{"word":"tricky","start":455.21,"end":455.53,"confidence":0.97998047,"punctuated_word":"tricky","sentiment":"neutral","sentiment_score":-0.2967790961265564},{"word":"point","start":455.53,"end":455.93,"confidence":0.97265625,"punctuated_word":"point.","sentiment":"neutral","sentiment_score":-0.2788121700286865},{"word":"i","start":455.93,"end":456.09,"confidence":0.98095703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15252554416656494},{"word":"would","start":456.09,"end":456.33,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.13050399720668793},{"word":"say","start":456.33,"end":456.83,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.13304752111434937},{"word":"if","start":456.88998,"end":457.05,"confidence":0.83447266,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1433131992816925},{"word":"they","start":457.05,"end":457.21,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.13363699615001678},{"word":"live","start":457.21,"end":457.53,"confidence":0.9951172,"punctuated_word":"live","sentiment":"neutral","sentiment_score":-0.1403132975101471},{"word":"at","start":457.53,"end":457.69,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1254124641418457},{"word":"home","start":457.69,"end":458.09,"confidence":1.0,"punctuated_word":"home","sentiment":"neutral","sentiment_score":-0.094018816947937},{"word":"or","start":458.09,"end":458.41,"confidence":0.9453125,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.12000446021556854},{"word":"even","start":458.41,"end":458.72998,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.10775645077228546},{"word":"if","start":458.72998,"end":458.88998,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.11811933666467668},{"word":"you","start":458.88998,"end":459.05,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.108772374689579},{"word":"guys","start":459.05,"end":459.28998,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.11253789067268372},{"word":"are","start":459.28998,"end":459.61,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.10872197896242142},{"word":"supporting","start":459.61,"end":460.11,"confidence":1.0,"punctuated_word":"supporting","sentiment":"neutral","sentiment_score":-0.1211717426776886},{"word":"them","start":460.16998,"end":460.65,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.1100313514471054},{"word":"financially","start":460.65,"end":461.15,"confidence":0.9980469,"punctuated_word":"financially,","sentiment":"neutral","sentiment_score":-0.1398120075464249},{"word":"then","start":461.615,"end":461.775,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.10806049406528472},{"word":"i","start":461.775,"end":461.935,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09388964623212814},{"word":"would","start":461.935,"end":462.255,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.09026505053043364},{"word":"say","start":462.255,"end":462.575,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.07131162285804749},{"word":"that","start":462.575,"end":462.73502,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08325931429862976},{"word":"they","start":462.73502,"end":462.975,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.09774193167686462},{"word":"are","start":462.975,"end":463.375,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.11731211096048356},{"word":"a","start":463.375,"end":463.615,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1087452918291092},{"word":"financial","start":463.615,"end":464.095,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.12669958174228668},{"word":"dependent","start":464.095,"end":464.595,"confidence":0.95092773,"punctuated_word":"dependent,","sentiment":"neutral","sentiment_score":-0.07881879806518555},{"word":"which","start":465.45502,"end":465.695,"confidence":0.5053711,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.08875425904989243},{"word":"can","start":465.695,"end":465.855,"confidence":0.9951172,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.06542794406414032},{"word":"obviously","start":465.855,"end":466.255,"confidence":0.9243164,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.06553034484386444},{"word":"be","start":466.255,"end":466.415,"confidence":0.9941406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.06562164425849915},{"word":"different","start":466.415,"end":466.815,"confidence":0.9394531,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.07029366493225098},{"word":"ages","start":466.815,"end":467.055,"confidence":0.9831543,"punctuated_word":"ages.","sentiment":"neutral","sentiment_score":-0.1082889288663864},{"word":"sometimes","start":467.055,"end":467.535,"confidence":0.99902344,"punctuated_word":"Sometimes","sentiment":"neutral","sentiment_score":-0.06370444595813751},{"word":"you","start":467.535,"end":467.615,"confidence":0.92089844,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07100159674882889},{"word":"have","start":467.615,"end":467.855,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.06883367896080017},{"word":"older","start":467.855,"end":468.095,"confidence":0.94970703,"punctuated_word":"older","sentiment":"neutral","sentiment_score":-0.08252330869436264},{"word":"kids","start":468.095,"end":468.415,"confidence":1.0,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":-0.05834080278873443},{"word":"living","start":468.415,"end":468.73502,"confidence":1.0,"punctuated_word":"living","sentiment":"neutral","sentiment_score":-0.06794695556163788},{"word":"at","start":468.73502,"end":468.895,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.07114124298095703},{"word":"home","start":468.895,"end":469.135,"confidence":0.9604492,"punctuated_word":"home,","sentiment":"neutral","sentiment_score":-0.07003501057624817},{"word":"obviously","start":469.135,"end":469.535,"confidence":0.98217773,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.05899282544851303},{"word":"with","start":469.535,"end":470.035,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.06792163848876953},{"word":"living","start":470.815,"end":471.215,"confidence":0.95947266,"punctuated_word":"living","sentiment":"neutral","sentiment_score":-0.08569175004959106},{"word":"expenses","start":471.215,"end":471.715,"confidence":0.9980469,"punctuated_word":"expenses","sentiment":"neutral","sentiment_score":-0.0665130615234375},{"word":"and","start":472.015,"end":472.415,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08458451181650162},{"word":"and","start":472.415,"end":472.575,"confidence":0.9482422,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08617789298295975},{"word":"everything","start":472.575,"end":472.975,"confidence":0.9970703,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.08506451547145844},{"word":"nowadays","start":472.975,"end":473.475,"confidence":0.9445801,"punctuated_word":"nowadays.","sentiment":"neutral","sentiment_score":-0.0765727311372757},{"word":"but","start":475.215,"end":475.375,"confidence":0.85253906,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.02910814993083477},{"word":"then","start":475.375,"end":475.875,"confidence":0.7902832,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":-0.04475317895412445},{"word":"yep","start":476.48,"end":476.98,"confidence":0.8808594,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":-0.01900794357061386},{"word":"okay","start":477.6,"end":478.1,"confidence":0.8725586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.03830501437187195},{"word":"yeah","start":480.16,"end":480.66,"confidence":0.8640137,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01794113777577877},{"word":"yep","start":481.28,"end":481.78,"confidence":0.82666016,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08626371622085571},{"word":"perfect","start":482.0,"end":482.5,"confidence":0.9863281,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2353620678186417},{"word":"now","start":483.76,"end":484.16,"confidence":0.9116211,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.05433268845081329},{"word":"occupation","start":484.16,"end":484.66,"confidence":0.96972656,"punctuated_word":"occupation","sentiment":"neutral","sentiment_score":0.05101652443408966},{"word":"wise","start":484.88,"end":485.36002,"confidence":0.99902344,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.04779539257287979},{"word":"has","start":485.36002,"end":485.68002,"confidence":0.99902344,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.03801168873906136},{"word":"any","start":485.68002,"end":486.0,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.04490786790847778},{"word":"of","start":486.0,"end":486.16,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.019212298095226288},{"word":"that","start":486.16,"end":486.64,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01672384887933731},{"word":"changed","start":486.64,"end":487.12003,"confidence":0.99609375,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.024261854588985443},{"word":"for","start":487.12003,"end":487.28,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.009224966168403624},{"word":"you","start":487.28,"end":487.6,"confidence":0.87109375,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.0064453016966581345},{"word":"or","start":487.6,"end":487.76,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.011271633207798004},{"word":"you're","start":487.76,"end":488.0,"confidence":0.78466797,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.008292701095342636},{"word":"still","start":488.0,"end":488.5,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.017563845962285995},{"word":"kind","start":488.56,"end":488.80002,"confidence":0.92333984,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.017802942544221878},{"word":"of","start":488.80002,"end":488.88,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.021512530744075775},{"word":"doing","start":488.88,"end":489.2,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.00485682487487793},{"word":"the","start":489.2,"end":489.36002,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02505437657237053},{"word":"sales","start":489.36002,"end":489.68002,"confidence":1.0,"punctuated_word":"sales","sentiment":"neutral","sentiment_score":0.017168618738651276},{"word":"rep","start":489.68002,"end":490.18002,"confidence":0.8581543,"punctuated_word":"rep?","sentiment":"neutral","sentiment_score":0.01305560115724802},{"word":"yep","start":492.535,"end":492.935,"confidence":0.9638672,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.037833791226148605},{"word":"perfect","start":492.935,"end":493.435,"confidence":0.9848633,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.14260131120681763},{"word":"yeah","start":494.215,"end":494.715,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10817477852106094},{"word":"you","start":495.255,"end":495.495,"confidence":0.50097656,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.3437374532222748},{"word":"must","start":495.495,"end":495.735,"confidence":0.7963867,"punctuated_word":"must","sentiment":"positive","sentiment_score":0.3759111166000366},{"word":"enjoy","start":495.735,"end":496.215,"confidence":0.9589844,"punctuated_word":"enjoy","sentiment":"positive","sentiment_score":0.44913387298583984},{"word":"it","start":496.215,"end":496.29498,"confidence":0.6801758,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5349703431129456},{"word":"then","start":496.29498,"end":496.79498,"confidence":0.94970703,"punctuated_word":"then.","sentiment":"positive","sentiment_score":0.4726506173610687},{"word":"yeah","start":502.63,"end":502.71002,"confidence":0.85498047,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.030616456642746925},{"word":"yeah","start":502.71002,"end":503.21002,"confidence":0.7401123,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.005768999457359314},{"word":"familiar","start":504.47,"end":504.97,"confidence":0.97184247,"punctuated_word":"Familiar.","sentiment":"neutral","sentiment_score":-0.06881320476531982},{"word":"mhmm","start":505.67,"end":506.17,"confidence":0.9992676,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.07169336080551147},{"word":"mhmm","start":507.03,"end":507.53,"confidence":0.9914551,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.011329980567097664},{"word":"and","start":508.15002,"end":508.31,"confidence":0.94921875,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0005343146622180939},{"word":"you're","start":508.31,"end":508.47,"confidence":0.99316406,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.00522670429199934},{"word":"still","start":508.47,"end":508.71002,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.020104646682739254},{"word":"working","start":508.71002,"end":508.95,"confidence":0.9980469,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.017067868262529373},{"word":"for","start":508.95,"end":509.27002,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.007683463394641876},{"word":"pepsi","start":509.27002,"end":509.77002,"confidence":0.98779297,"punctuated_word":"Pepsi?","sentiment":"neutral","sentiment_score":0.0229335967451334},{"word":"yeah","start":511.75,"end":512.15,"confidence":0.7340088,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07443780452013016},{"word":"yep","start":512.15,"end":512.63,"confidence":0.9050293,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12002693116664886},{"word":"perfect","start":512.63,"end":513.13,"confidence":0.9880371,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.3236238360404968},{"word":"i","start":514.15,"end":514.39,"confidence":0.8461914,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13680103421211243},{"word":"have","start":514.39,"end":514.71,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11480347812175752},{"word":"income","start":514.71,"end":515.11,"confidence":0.99609375,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.17010655999183655},{"word":"here","start":515.11,"end":515.61,"confidence":0.99902344,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.1403258740901947},{"word":"at","start":515.90497,"end":516.145,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1105090230703354},{"word":"about","start":516.145,"end":516.625,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1089709997177124},{"word":"78,000","start":516.625,"end":517.845,"confidence":0.9977214,"punctuated_word":"78,000.","sentiment":"neutral","sentiment_score":0.08488808572292328},{"word":"do","start":517.985,"end":518.225,"confidence":0.87158203,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.026806429028511047},{"word":"you","start":518.225,"end":518.305,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.044618044048547745},{"word":"know","start":518.305,"end":518.46497,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.027816496789455417},{"word":"if","start":518.46497,"end":518.545,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.05312826856970787},{"word":"that's","start":518.545,"end":518.785,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.05955466628074646},{"word":"still","start":518.785,"end":519.025,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.05372896045446396},{"word":"the","start":519.025,"end":519.105,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06543368101119995},{"word":"case","start":519.105,"end":519.605,"confidence":0.9980469,"punctuated_word":"case?","sentiment":"neutral","sentiment_score":0.0931595042347908},{"word":"about","start":528.56,"end":528.96,"confidence":0.5058594,"punctuated_word":"About","sentiment":"neutral","sentiment_score":0.026970744132995605},{"word":"82","start":528.96,"end":529.94,"confidence":0.8831787,"punctuated_word":"82.","sentiment":"neutral","sentiment_score":-0.0009178998880088328},{"word":"now","start":530.0,"end":530.4,"confidence":0.9819336,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.01657719351351261},{"word":"do","start":530.4,"end":530.64,"confidence":0.9941406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.013593710958957672},{"word":"you","start":530.64,"end":530.8,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03343631327152252},{"word":"get","start":530.8,"end":531.04004,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.047740161418914795},{"word":"any","start":531.04004,"end":531.54004,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.040654320269823074},{"word":"commissions","start":532.0,"end":532.5,"confidence":0.94628906,"punctuated_word":"commissions","sentiment":"neutral","sentiment_score":0.062450140714645386},{"word":"or","start":532.72003,"end":532.88,"confidence":0.96875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.03788192942738533},{"word":"bonuses","start":532.88,"end":533.38,"confidence":1.0,"punctuated_word":"bonuses","sentiment":"neutral","sentiment_score":0.0539311058819294},{"word":"or","start":533.60004,"end":533.76,"confidence":0.99609375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06233106553554535},{"word":"anything","start":533.76,"end":534.26,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.04037752002477646},{"word":"like","start":534.48,"end":534.72003,"confidence":0.9921875,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.018662307411432263},{"word":"that","start":534.72003,"end":535.04004,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03087226115167141},{"word":"as","start":535.04004,"end":535.2,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.02928834594786167},{"word":"part","start":535.2,"end":535.36,"confidence":1.0,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.030428530648350716},{"word":"of","start":535.36,"end":535.52,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03526509553194046},{"word":"your","start":535.52,"end":535.76,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.026941023766994476},{"word":"role","start":535.76,"end":536.26,"confidence":0.9975586,"punctuated_word":"role?","sentiment":"neutral","sentiment_score":0.03955012559890747},{"word":"mhmm","start":539.68,"end":540.18,"confidence":0.99902344,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.03057071752846241},{"word":"it","start":541.865,"end":542.02496,"confidence":0.65966797,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.061638228595256805},{"word":"fluctuates","start":542.02496,"end":542.52496,"confidence":0.98339844,"punctuated_word":"fluctuates","sentiment":"neutral","sentiment_score":-0.08491617441177368},{"word":"a","start":542.58496,"end":542.745,"confidence":0.37963867,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03399936482310295},{"word":"lot","start":542.745,"end":543.245,"confidence":0.93359375,"punctuated_word":"lot.","sentiment":"neutral","sentiment_score":-0.07691717147827148},{"word":"okay","start":546.985,"end":547.485,"confidence":0.6801758,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.1141209751367569},{"word":"mhmm","start":549.785,"end":550.285,"confidence":0.947876,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.029941746965050697},{"word":"roughly","start":565.865,"end":566.365,"confidence":0.86206055,"punctuated_word":"Roughly","sentiment":"neutral","sentiment_score":-0.01478414237499237},{"word":"is","start":566.425,"end":566.505,"confidence":0.47680664,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.008887946605682373},{"word":"okay","start":566.505,"end":567.005,"confidence":0.99316406,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.0012883273884654043},{"word":"that's","start":573.705,"end":574.025,"confidence":0.74487305,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.01507326029241085},{"word":"it","start":574.025,"end":574.425,"confidence":0.7973633,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.0016220230609178543},{"word":"yep","start":574.425,"end":574.925,"confidence":0.9736328,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01310079824179411},{"word":"and","start":577.48004,"end":577.64,"confidence":0.9707031,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.011460583657026293},{"word":"would","start":577.64,"end":578.04004,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.014276254922151566},{"word":"that","start":578.04004,"end":578.36005,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0050235316157341},{"word":"be","start":578.36005,"end":578.76,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0018020011484622955},{"word":"from","start":578.76,"end":579.26,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.006716173142194748},{"word":"commission","start":579.56,"end":580.06,"confidence":0.76342773,"punctuated_word":"commission,","sentiment":"neutral","sentiment_score":0.006614241749048233},{"word":"or","start":580.12,"end":580.36005,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.002732347697019577},{"word":"is","start":580.36005,"end":580.52,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.011069487780332564},{"word":"that","start":580.52,"end":580.84,"confidence":0.6640625,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01319488137960434},{"word":"bonuses","start":580.84,"end":581.34,"confidence":0.7438965,"punctuated_word":"bonuses,","sentiment":"neutral","sentiment_score":-0.022028274834156036},{"word":"or","start":581.48004,"end":581.72003,"confidence":0.99609375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.025197193026542664},{"word":"is","start":581.72003,"end":581.8,"confidence":0.9863281,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.03453793376684189},{"word":"that","start":581.8,"end":582.04004,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.003039032220840454},{"word":"overtime","start":582.04004,"end":582.54004,"confidence":0.9538574,"punctuated_word":"overtime?","sentiment":"neutral","sentiment_score":-0.007240796461701393},{"word":"mhmm","start":590.69495,"end":591.19495,"confidence":0.9046631,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.03122909739613533},{"word":"so","start":592.77496,"end":592.935,"confidence":0.5317383,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02427946962416172},{"word":"kind","start":592.935,"end":593.175,"confidence":0.9760742,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.037843696773052216},{"word":"of","start":593.175,"end":593.25494,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0460708811879158},{"word":"more","start":593.25494,"end":593.415,"confidence":0.99316406,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.03845113515853882},{"word":"like","start":593.415,"end":593.57495,"confidence":0.8964844,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.04809160903096199},{"word":"a","start":593.57495,"end":593.81494,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07155056297779083},{"word":"bonus","start":593.81494,"end":594.31494,"confidence":1.0,"punctuated_word":"bonus","sentiment":"neutral","sentiment_score":0.0619562566280365},{"word":"performance","start":594.535,"end":595.035,"confidence":0.97314453,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.08425768464803696},{"word":"incentive","start":595.175,"end":595.675,"confidence":0.9926758,"punctuated_word":"incentive.","sentiment":"neutral","sentiment_score":0.1078837513923645},{"word":"yep","start":596.535,"end":597.035,"confidence":0.99658203,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12409790605306624},{"word":"now","start":598.13495,"end":598.615,"confidence":0.7631836,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.056141797453165054},{"word":"do","start":598.615,"end":598.855,"confidence":0.9790039,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04851797968149185},{"word":"you","start":598.855,"end":599.095,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05784882605075836},{"word":"know","start":599.095,"end":599.57495,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.060350365936756134},{"word":"if","start":599.57495,"end":599.89496,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06436008214950562},{"word":"on","start":599.89496,"end":600.13495,"confidence":0.9716797,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.050967026501894},{"word":"that","start":600.13495,"end":600.45496,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07915124297142029},{"word":"bonus","start":600.45496,"end":600.95496,"confidence":0.89697266,"punctuated_word":"bonus,","sentiment":"neutral","sentiment_score":0.06181652471423149},{"word":"they","start":601.735,"end":602.055,"confidence":0.78515625,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.05175505951046944},{"word":"pay","start":602.055,"end":602.555,"confidence":0.99902344,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.047325048595666885},{"word":"contributions","start":602.615,"end":603.115,"confidence":0.99902344,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.06339128315448761},{"word":"on","start":603.25494,"end":603.495,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0744953528046608},{"word":"top","start":603.495,"end":603.735,"confidence":1.0,"punctuated_word":"top","sentiment":"neutral","sentiment_score":0.06348919123411179},{"word":"of","start":603.735,"end":603.81494,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07896339148283005},{"word":"that","start":603.81494,"end":604.31494,"confidence":0.9946289,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.050089865922927856},{"word":"that's","start":611.82996,"end":612.14996,"confidence":0.7504883,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.05788999795913696},{"word":"okay","start":612.14996,"end":612.64996,"confidence":0.99560547,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.04846367985010147},{"word":"no","start":613.50995,"end":614.00995,"confidence":0.82788086,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.28579238057136536},{"word":"i","start":615.82996,"end":616.06995,"confidence":0.94921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07576099038124084},{"word":"did","start":616.23,"end":616.47,"confidence":0.98535156,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.06471873819828033},{"word":"you","start":616.47,"end":616.62994,"confidence":0.5751953,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.052230965346097946},{"word":"had","start":616.62994,"end":616.79,"confidence":0.75341797,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.036470912396907806},{"word":"a","start":616.79,"end":616.94995,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.015659676864743233},{"word":"couple","start":616.94995,"end":617.44995,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.0006606355309486389},{"word":"last","start":617.82996,"end":618.14996,"confidence":0.77734375,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.003217700868844986},{"word":"financial","start":618.14996,"end":618.55,"confidence":0.9941406,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.03419271856546402},{"word":"year","start":618.55,"end":618.70996,"confidence":0.9951172,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.014239497482776642},{"word":"that","start":618.70996,"end":618.87,"confidence":0.9921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0240493007004261},{"word":"has","start":618.87,"end":619.02997,"confidence":0.5541992,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.0012054629623889923},{"word":"ticked","start":619.02997,"end":619.35,"confidence":0.99658203,"punctuated_word":"ticked","sentiment":"neutral","sentiment_score":0.012763595208525658},{"word":"over","start":619.35,"end":619.85,"confidence":0.98950195,"punctuated_word":"over?","sentiment":"neutral","sentiment_score":0.0072110965847969055},{"word":"mhmm","start":624.325,"end":624.805,"confidence":0.99035645,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.029683612287044525},{"word":"do","start":624.805,"end":624.965,"confidence":0.97509766,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.004852328449487686},{"word":"you","start":624.965,"end":625.045,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.003357239067554474},{"word":"know","start":625.045,"end":625.545,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.004818141460418701},{"word":"roughly","start":625.84503,"end":626.34503,"confidence":0.8881836,"punctuated_word":"roughly,","sentiment":"neutral","sentiment_score":-0.004625018686056137},{"word":"like","start":626.405,"end":626.565,"confidence":0.98217773,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.00761742889881134},{"word":"a","start":626.565,"end":626.805,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0013977717608213425},{"word":"month","start":626.805,"end":627.125,"confidence":1.0,"punctuated_word":"month","sentiment":"neutral","sentiment_score":0.00328739732503891},{"word":"or","start":627.125,"end":627.28503,"confidence":0.984375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.00588139146566391},{"word":"so","start":627.28503,"end":627.685,"confidence":0.9980469,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.005412902683019638},{"word":"you","start":627.685,"end":627.84503,"confidence":0.9448242,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.006378695368766785},{"word":"had","start":627.84503,"end":628.085,"confidence":0.9970703,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.007593486458063126},{"word":"it","start":628.085,"end":628.585,"confidence":0.8757324,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.00863606296479702},{"word":"would","start":633.86005,"end":634.10004,"confidence":0.7792969,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.012235600501298904},{"word":"you","start":634.10004,"end":634.18005,"confidence":0.9863281,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02641507051885128},{"word":"got","start":634.18005,"end":634.22003,"confidence":0.83935547,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.01722872257232666},{"word":"it","start":634.22003,"end":634.26,"confidence":0.9592285,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.0107100922614336},{"word":"okay","start":634.26,"end":634.76,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.05240058898925781},{"word":"okay","start":640.5,"end":640.9,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.09959101676940918},{"word":"because","start":640.9,"end":641.14,"confidence":0.9980469,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.07572852075099945},{"word":"what","start":641.14,"end":641.38,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.08820699155330658},{"word":"i","start":641.38,"end":641.54004,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06718896329402924},{"word":"can","start":641.54004,"end":641.7,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.06942170858383179},{"word":"do","start":641.7,"end":641.94,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07637226581573486},{"word":"is","start":641.94,"end":642.18005,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08778461813926697},{"word":"i","start":642.18005,"end":642.34,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09344269335269928},{"word":"can","start":642.34,"end":642.5,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08913616091012955},{"word":"just","start":642.5,"end":642.74005,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.09265711903572084},{"word":"go","start":642.74005,"end":642.98004,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.09239289909601212},{"word":"through","start":642.98004,"end":643.22003,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.10470804572105408},{"word":"your","start":643.22003,"end":643.46,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07730571925640106},{"word":"transaction","start":643.46,"end":643.96,"confidence":0.99902344,"punctuated_word":"transaction","sentiment":"neutral","sentiment_score":0.1096602976322174},{"word":"statement","start":644.26,"end":644.76,"confidence":0.9980469,"punctuated_word":"statement","sentiment":"neutral","sentiment_score":0.08824224770069122},{"word":"on","start":645.14496,"end":645.305,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0903974249958992},{"word":"your","start":645.305,"end":645.805,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09993985295295715},{"word":"superannuation","start":646.825,"end":647.325,"confidence":0.91227216,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":0.09837453812360764},{"word":"and","start":647.625,"end":648.02496,"confidence":0.97802734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07038798928260803},{"word":"check","start":648.02496,"end":648.345,"confidence":1.0,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.07911762595176697},{"word":"if","start":648.345,"end":648.665,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06525151431560516},{"word":"if","start":648.665,"end":648.90497,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.05948478728532791},{"word":"it","start":648.90497,"end":648.985,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.057465486228466034},{"word":"comes","start":648.985,"end":649.225,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.041289445012807846},{"word":"out","start":649.225,"end":649.46497,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.005016647279262543},{"word":"those","start":649.46497,"end":649.785,"confidence":0.8803711,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.002473972737789154},{"word":"sporadic","start":649.785,"end":650.285,"confidence":0.9980469,"punctuated_word":"sporadic","sentiment":"neutral","sentiment_score":0.021288514137268063},{"word":"ones","start":650.345,"end":650.58496,"confidence":1.0,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":0.016149483621120453},{"word":"as","start":650.58496,"end":650.745,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03678169101476669},{"word":"well","start":650.745,"end":651.245,"confidence":0.7751465,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.04170941561460495},{"word":"and","start":651.385,"end":651.545,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04396328702569008},{"word":"then","start":651.545,"end":651.785,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.05505887418985367},{"word":"i","start":651.785,"end":651.865,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04098434001207352},{"word":"can","start":651.865,"end":652.105,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04319110885262489},{"word":"just","start":652.105,"end":652.505,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13205406069755554},{"word":"double","start":652.505,"end":652.825,"confidence":1.0,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.16200479865074158},{"word":"check","start":652.825,"end":653.065,"confidence":0.99902344,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.1317557394504547},{"word":"it","start":653.065,"end":653.14496,"confidence":0.98828125,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1309695839881897},{"word":"that","start":653.14496,"end":653.305,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16948994994163513},{"word":"way","start":653.305,"end":653.46497,"confidence":0.9980469,"punctuated_word":"way.","sentiment":"neutral","sentiment_score":0.10323062539100648},{"word":"now","start":653.46497,"end":653.785,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.08039218187332153},{"word":"often","start":653.785,"end":654.185,"confidence":0.875,"punctuated_word":"often","sentiment":"neutral","sentiment_score":0.1199386715888977},{"word":"with","start":654.185,"end":654.345,"confidence":0.9375,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11453183740377426},{"word":"a","start":654.345,"end":654.505,"confidence":0.8144531,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2002371847629547},{"word":"bonus","start":654.505,"end":655.005,"confidence":0.9951172,"punctuated_word":"bonus,","sentiment":"neutral","sentiment_score":0.19584651291370392},{"word":"you","start":655.625,"end":656.02496,"confidence":0.9760742,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2004663050174713},{"word":"do","start":656.02496,"end":656.185,"confidence":0.7055664,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2277793437242508},{"word":"get","start":656.185,"end":656.505,"confidence":0.99609375,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1924213320016861},{"word":"contributions","start":656.505,"end":657.005,"confidence":1.0,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.220977783203125},{"word":"paid","start":657.305,"end":657.70496,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.2185179591178894},{"word":"on","start":657.70496,"end":657.945,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.23098622262477875},{"word":"top","start":657.945,"end":658.265,"confidence":1.0,"punctuated_word":"top","sentiment":"neutral","sentiment_score":0.20210903882980347},{"word":"of","start":658.265,"end":658.425,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2275494635105133},{"word":"the","start":658.425,"end":658.58496,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1849702000617981},{"word":"bonus","start":658.58496,"end":659.08496,"confidence":0.8918457,"punctuated_word":"bonus.","sentiment":"neutral","sentiment_score":0.15903088450431824},{"word":"and","start":659.41,"end":659.65,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07678475975990295},{"word":"if","start":659.65,"end":659.73,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09396819770336153},{"word":"that's","start":659.73,"end":659.97,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.0844685286283493},{"word":"the","start":659.97,"end":660.13,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06524352729320526},{"word":"case","start":660.13,"end":660.45,"confidence":1.0,"punctuated_word":"case,","sentiment":"neutral","sentiment_score":0.1048622950911522},{"word":"i","start":660.45,"end":660.61,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0820394903421402},{"word":"can","start":660.61,"end":661.09,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.06815783679485321},{"word":"look","start":661.09,"end":661.33,"confidence":0.98291016,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.08566273003816605},{"word":"that","start":661.33,"end":661.57,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08613135665655136},{"word":"up","start":661.57,"end":661.89,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.07981190085411072},{"word":"on","start":661.89,"end":662.05,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.09678550064563753},{"word":"your","start":662.05,"end":662.45,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08083999156951904},{"word":"transactions","start":662.45,"end":662.95,"confidence":0.75683594,"punctuated_word":"transactions.","sentiment":"neutral","sentiment_score":0.0841815322637558},{"word":"over","start":663.81,"end":664.13,"confidence":0.7631836,"punctuated_word":"Over","sentiment":"neutral","sentiment_score":0.015169110149145126},{"word":"time","start":664.13,"end":664.37,"confidence":0.9951172,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.01053016446530819},{"word":"and","start":664.37,"end":664.61,"confidence":0.97265625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0030374638736248016},{"word":"stuff","start":664.61,"end":664.93,"confidence":1.0,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":-0.012230390682816504},{"word":"like","start":664.93,"end":665.09,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.007162468507885933},{"word":"that","start":665.09,"end":665.41,"confidence":0.9921875,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.004511870443820953},{"word":"usually","start":665.41,"end":665.89,"confidence":1.0,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":-0.03127674385905266},{"word":"not","start":665.89,"end":666.39,"confidence":0.88012695,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":-0.0027920249849557877},{"word":"but","start":667.25,"end":667.65,"confidence":0.6435547,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.010058436542749403},{"word":"it","start":667.65,"end":667.81,"confidence":0.96435547,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.01113651692867279},{"word":"is","start":667.81,"end":667.97,"confidence":0.9667969,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.006743475794792175},{"word":"sometimes","start":667.97,"end":668.47,"confidence":0.8125,"punctuated_word":"sometimes","sentiment":"neutral","sentiment_score":-0.02279270626604557},{"word":"changes","start":668.85,"end":669.33,"confidence":0.9404297,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.021782269701361656},{"word":"a","start":669.33,"end":669.41,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.030680783092975616},{"word":"little","start":669.41,"end":669.65,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.045678868889808655},{"word":"bit","start":669.65,"end":669.89,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.05243147164583206},{"word":"on","start":669.89,"end":670.05,"confidence":0.98828125,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0417361743748188},{"word":"deployer","start":670.05,"end":670.55,"confidence":0.8645833,"punctuated_word":"Deployer.","sentiment":"neutral","sentiment_score":-0.04384811967611313},{"word":"so","start":671.09,"end":671.33,"confidence":0.9013672,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.01328454166650772},{"word":"i","start":671.33,"end":671.41,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.011555099859833716},{"word":"can","start":671.41,"end":671.65,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.008950470015406609},{"word":"just","start":671.65,"end":671.89,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.12561243772506714},{"word":"go","start":671.89,"end":671.97,"confidence":0.9980469,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.17757506668567655},{"word":"and","start":671.97,"end":672.21,"confidence":0.9902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1719444990158081},{"word":"have","start":672.21,"end":672.37,"confidence":0.9921875,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1918162852525711},{"word":"a","start":672.37,"end":672.87,"confidence":0.67529297,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11346593499183656},{"word":"a","start":672.945,"end":673.445,"confidence":0.10675049,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02135942690074444},{"word":"they","start":676.95,"end":677.45,"confidence":0.37158203,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.1378798633813858},{"word":"can","start":678.9525,"end":679.4525,"confidence":0.8359375,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.16854064166545868},{"word":"very","start":680.955,"end":681.455,"confidence":0.47680664,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.23535726964473724},{"word":"much","start":682.9575,"end":683.4575,"confidence":0.9851074,"punctuated_word":"much.","sentiment":"neutral","sentiment_score":-0.2900722026824951},{"word":"yeah","start":691.92004,"end":692.24005,"confidence":0.85009766,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.13986104726791382},{"word":"and","start":692.24005,"end":692.48004,"confidence":0.99316406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.1962556391954422},{"word":"you","start":692.48004,"end":692.64,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2900141477584839},{"word":"shouldn't","start":692.64,"end":693.14,"confidence":1.0,"punctuated_word":"shouldn't","sentiment":"neutral","sentiment_score":-0.3282672166824341},{"word":"you","start":694.24005,"end":694.4,"confidence":0.96972656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2495146691799164},{"word":"shouldn't","start":694.4,"end":694.88,"confidence":1.0,"punctuated_word":"shouldn't","sentiment":"negative","sentiment_score":-0.376833975315094},{"word":"have","start":694.88,"end":695.12,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.19751140475273132},{"word":"to","start":695.12,"end":695.28,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.20823433995246887},{"word":"be","start":695.28,"end":695.60004,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.18498240411281583},{"word":"following","start":695.60004,"end":696.08,"confidence":1.0,"punctuated_word":"following","sentiment":"neutral","sentiment_score":-0.24928393959999084},{"word":"up","start":696.08,"end":696.24005,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.16291388869285583},{"word":"on","start":696.24005,"end":696.48004,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.16244277358055115},{"word":"it","start":696.48004,"end":696.80005,"confidence":0.9489746,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.1916823983192444},{"word":"and","start":696.80005,"end":696.96,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.08447722345590591},{"word":"then","start":696.96,"end":697.28,"confidence":0.77246094,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":-0.06529602408409119},{"word":"also","start":697.28,"end":697.78,"confidence":0.99902344,"punctuated_word":"also,","sentiment":"neutral","sentiment_score":-0.05537116155028343},{"word":"if","start":698.65497,"end":698.975,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1885642409324646},{"word":"especially","start":699.055,"end":699.555,"confidence":0.99316406,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":-0.2326171100139618},{"word":"the","start":699.615,"end":699.855,"confidence":0.8105469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2188851833343506},{"word":"the","start":699.855,"end":699.935,"confidence":0.9526367,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.20199894905090332},{"word":"last","start":699.935,"end":700.175,"confidence":0.9980469,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.1743459403514862},{"word":"financial","start":700.175,"end":700.495,"confidence":0.9770508,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.1852031797170639},{"word":"year","start":700.495,"end":700.735,"confidence":0.99609375,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.17800317704677582},{"word":"that","start":700.735,"end":700.815,"confidence":0.9790039,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1639324575662613},{"word":"just","start":700.815,"end":701.055,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.18266429007053375},{"word":"ticked","start":701.055,"end":701.375,"confidence":0.97631836,"punctuated_word":"ticked","sentiment":"neutral","sentiment_score":-0.1749952733516693},{"word":"over","start":701.375,"end":701.855,"confidence":0.9785156,"punctuated_word":"over,","sentiment":"neutral","sentiment_score":-0.2176821231842041},{"word":"you","start":701.855,"end":702.095,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2849171459674835},{"word":"just","start":702.095,"end":702.415,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2060663104057312},{"word":"had","start":702.415,"end":702.65497,"confidence":0.9116211,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.23774532973766327},{"word":"to","start":702.65497,"end":702.815,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.20597043633461},{"word":"do","start":702.815,"end":702.975,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.21861745417118073},{"word":"it","start":702.975,"end":703.295,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.22156493365764615},{"word":"once","start":703.295,"end":703.535,"confidence":0.9970703,"punctuated_word":"once","sentiment":"neutral","sentiment_score":-0.19124174118041992},{"word":"a","start":703.535,"end":703.695,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14454463124275208},{"word":"quarter","start":703.695,"end":704.195,"confidence":0.9758301,"punctuated_word":"quarter.","sentiment":"neutral","sentiment_score":-0.13109610974788666},{"word":"and","start":705.535,"end":705.77496,"confidence":0.8051758,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.00507054477930069},{"word":"then","start":705.77496,"end":706.095,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.008856307715177536},{"word":"whereas","start":706.095,"end":706.415,"confidence":0.67626953,"punctuated_word":"whereas","sentiment":"neutral","sentiment_score":-0.012450657784938812},{"word":"now","start":706.415,"end":706.65497,"confidence":0.9707031,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.02289322018623352},{"word":"they've","start":706.65497,"end":707.055,"confidence":0.90112305,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":-0.005319471471011639},{"word":"changed","start":707.055,"end":707.375,"confidence":0.9980469,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.06312832236289978},{"word":"the","start":707.375,"end":707.615,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02681811898946762},{"word":"rules","start":707.615,"end":708.115,"confidence":0.9921875,"punctuated_word":"rules,","sentiment":"neutral","sentiment_score":0.08029714226722717},{"word":"which","start":708.175,"end":708.415,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.2159704267978668},{"word":"is","start":708.415,"end":708.57495,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.3300512731075287},{"word":"great","start":708.57495,"end":708.815,"confidence":1.0,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.44277793169021606},{"word":"because","start":708.815,"end":709.055,"confidence":0.6530762,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.21194741129875183},{"word":"obviously","start":709.055,"end":709.535,"confidence":1.0,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.2146850824356079},{"word":"the","start":709.535,"end":709.77496,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23791861534118652},{"word":"quicker","start":709.77496,"end":710.175,"confidence":1.0,"punctuated_word":"quicker","sentiment":"neutral","sentiment_score":0.20257362723350525},{"word":"you","start":710.175,"end":710.33496,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23490601778030396},{"word":"get","start":710.33496,"end":710.495,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.11179973185062408},{"word":"the","start":710.495,"end":710.735,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12684977054595947},{"word":"money","start":710.735,"end":711.055,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.13217195868492126},{"word":"in","start":711.055,"end":711.555,"confidence":0.9980469,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.13461099565029144},{"word":"the","start":711.91,"end":712.15,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12715236842632294},{"word":"longer","start":712.15,"end":712.55,"confidence":1.0,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":0.10353324562311172},{"word":"it's","start":712.55,"end":712.95,"confidence":0.99609375,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.11360669136047365},{"word":"compounding","start":712.95,"end":713.45,"confidence":1.0,"punctuated_word":"compounding","sentiment":"neutral","sentiment_score":0.0936034619808197},{"word":"and","start":713.51,"end":713.67,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.078329898416996},{"word":"gets","start":713.67,"end":713.99,"confidence":0.98095703,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.08028817921876907},{"word":"invested","start":713.99,"end":714.47,"confidence":1.0,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.10086067765951157},{"word":"for","start":714.47,"end":714.97,"confidence":0.9890137,"punctuated_word":"for.","sentiment":"neutral","sentiment_score":0.014710593968629835},{"word":"so","start":715.11,"end":715.27,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.010731421411037443},{"word":"if","start":715.27,"end":715.43,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.02021137997508049},{"word":"they","start":715.43,"end":715.67,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.005787361413240433},{"word":"wait","start":715.67,"end":715.99,"confidence":0.99902344,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":0.009674832224845886},{"word":"three","start":715.99,"end":716.23,"confidence":0.9873047,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.02061609923839569},{"word":"months","start":716.23,"end":716.55,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.03688737750053406},{"word":"and","start":716.55,"end":716.71,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05206943303346634},{"word":"do","start":716.71,"end":716.95,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05059187859296799},{"word":"one","start":716.95,"end":717.27,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.07708017528057098},{"word":"lump","start":717.27,"end":717.59,"confidence":1.0,"punctuated_word":"lump","sentiment":"neutral","sentiment_score":0.07587505131959915},{"word":"sum","start":717.59,"end":718.09,"confidence":0.9975586,"punctuated_word":"sum,","sentiment":"neutral","sentiment_score":0.0845043957233429},{"word":"yes","start":718.15,"end":718.39,"confidence":0.8815918,"punctuated_word":"yes,","sentiment":"neutral","sentiment_score":0.12725001573562622},{"word":"you'll","start":718.39,"end":718.63,"confidence":0.93188477,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.1144748330116272},{"word":"still","start":718.63,"end":718.79,"confidence":0.9951172,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.14477691054344177},{"word":"get","start":718.79,"end":719.03,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.0965362787246704},{"word":"the","start":719.03,"end":719.19,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08513195067644119},{"word":"money","start":719.19,"end":719.51,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.10298773646354677},{"word":"in","start":719.51,"end":720.01,"confidence":0.82006836,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.07199855148792267},{"word":"but","start":720.23,"end":720.47,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.03623516485095024},{"word":"during","start":720.47,"end":720.87,"confidence":0.99902344,"punctuated_word":"during","sentiment":"neutral","sentiment_score":-0.0042369067668914795},{"word":"those","start":720.87,"end":721.27,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.004208117723464966},{"word":"three","start":721.27,"end":721.59,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.011054515838623049},{"word":"months","start":721.59,"end":721.99,"confidence":0.9995117,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":0.017658529803156853},{"word":"you","start":721.99,"end":722.23,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.019216343760490417},{"word":"could","start":722.23,"end":722.39,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.007338397204875946},{"word":"have","start":722.39,"end":722.55,"confidence":0.7109375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.01026519387960434},{"word":"had","start":722.55,"end":722.79,"confidence":0.99609375,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.013773329555988312},{"word":"a","start":722.79,"end":722.87,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.021253284066915512},{"word":"little","start":722.87,"end":723.11,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.007801800966262817},{"word":"bit","start":723.11,"end":723.27,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.002772189676761627},{"word":"more","start":723.27,"end":723.51,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.00664539635181427},{"word":"invested","start":723.51,"end":723.91,"confidence":0.970459,"punctuated_word":"invested,","sentiment":"neutral","sentiment_score":0.042574040591716766},{"word":"which","start":723.91,"end":724.15,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.09393735229969025},{"word":"obviously","start":724.15,"end":724.47,"confidence":0.83203125,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.08087919652462006},{"word":"gonna","start":724.47,"end":724.79,"confidence":0.890625,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.10270790755748747},{"word":"give","start":724.79,"end":724.95,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.072067491710186},{"word":"you","start":724.95,"end":725.03,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06389470398426056},{"word":"more","start":725.03,"end":725.27,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.0678514763712883},{"word":"return","start":725.27,"end":725.77,"confidence":0.9355469,"punctuated_word":"return.","sentiment":"neutral","sentiment_score":0.04660582169890404},{"word":"oh","start":728.85504,"end":729.35504,"confidence":0.9104004,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.04394301772117615},{"word":"exactly","start":729.575,"end":730.075,"confidence":0.99658203,"punctuated_word":"exactly.","sentiment":"neutral","sentiment_score":0.07244356721639633},{"word":"i","start":731.335,"end":731.575,"confidence":0.82910156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11924786865711212},{"word":"will","start":731.575,"end":731.97504,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.09914359450340272},{"word":"have","start":731.97504,"end":732.215,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12739503383636477},{"word":"a","start":732.215,"end":732.29504,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11500943452119829},{"word":"bit","start":732.29504,"end":732.455,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.11586956679821014},{"word":"of","start":732.455,"end":732.53503,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10000889748334885},{"word":"a","start":732.53503,"end":732.61505,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09873509407043456},{"word":"look","start":732.61505,"end":732.85504,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.08046399801969528},{"word":"through","start":732.85504,"end":733.09503,"confidence":0.89453125,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.10045184195041656},{"word":"the","start":733.09503,"end":733.335,"confidence":0.9277344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08646488189697266},{"word":"transaction","start":733.335,"end":733.835,"confidence":1.0,"punctuated_word":"transaction","sentiment":"neutral","sentiment_score":0.11806371062994005},{"word":"and","start":734.215,"end":734.715,"confidence":0.9716797,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13329443335533142},{"word":"see","start":735.335,"end":735.835,"confidence":0.8964844,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.15393322706222534},{"word":"if","start":735.97504,"end":736.215,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.13274964690208435},{"word":"you","start":736.215,"end":736.375,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1350792944431305},{"word":"do","start":736.375,"end":736.61505,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.117330864071846},{"word":"get","start":736.61505,"end":736.85504,"confidence":0.94140625,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.10154330730438232},{"word":"on","start":736.85504,"end":737.255,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13410691916942596},{"word":"the","start":737.255,"end":737.41504,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14337334036827087},{"word":"bonuses","start":737.41504,"end":737.91504,"confidence":0.9980469,"punctuated_word":"bonuses.","sentiment":"neutral","sentiment_score":0.12974610924720764},{"word":"otherwise","start":739.98,"end":740.45996,"confidence":0.99072266,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.05456919223070145},{"word":"obviously","start":740.45996,"end":740.77997,"confidence":0.9951172,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.039790328592062},{"word":"aside","start":740.77997,"end":741.18,"confidence":0.9980469,"punctuated_word":"aside","sentiment":"neutral","sentiment_score":0.05931678041815758},{"word":"from","start":741.18,"end":741.33997,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.026586391031742096},{"word":"your","start":741.33997,"end":741.58,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.021605730056762695},{"word":"employer","start":741.58,"end":742.06,"confidence":0.99902344,"punctuated_word":"employer,","sentiment":"neutral","sentiment_score":0.029638715088367466},{"word":"they","start":742.06,"end":742.3,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.029494956135749817},{"word":"just","start":742.3,"end":742.54,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04309557005763054},{"word":"pay","start":742.54,"end":742.7,"confidence":1.0,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.010884590446949003},{"word":"you","start":742.7,"end":742.94,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03145985305309296},{"word":"the","start":742.94,"end":743.1,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01296759396791458},{"word":"standard","start":743.1,"end":743.58,"confidence":1.0,"punctuated_word":"standard","sentiment":"neutral","sentiment_score":0.02724067121744156},{"word":"12%","start":743.58,"end":744.38,"confidence":0.99902344,"punctuated_word":"12%","sentiment":"neutral","sentiment_score":0.046807911247015},{"word":"contribution","start":744.38,"end":744.88,"confidence":1.0,"punctuated_word":"contribution","sentiment":"neutral","sentiment_score":0.013878457248210909},{"word":"interest","start":745.1,"end":745.42,"confidence":0.9614258,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":0.022611290216445923},{"word":"fee","start":745.42,"end":745.66,"confidence":0.8076172,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.009237460792064668},{"word":"for","start":745.66,"end":745.82,"confidence":0.6452637,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":-0.005820274353027344},{"word":"like","start":745.82,"end":746.06,"confidence":0.9477539,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.008304674178361893},{"word":"there's","start":746.06,"end":746.3,"confidence":0.99658203,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.02063741721212864},{"word":"no","start":746.3,"end":746.54,"confidence":0.98999023,"punctuated_word":"no,","sentiment":"neutral","sentiment_score":-0.045065343379974365},{"word":"like","start":746.54,"end":746.77997,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.06348361074924469},{"word":"eba","start":746.77997,"end":747.26,"confidence":0.9733887,"punctuated_word":"EBA","sentiment":"neutral","sentiment_score":-0.03290677070617676},{"word":"agreement","start":747.26,"end":747.76,"confidence":0.8222656,"punctuated_word":"agreement","sentiment":"neutral","sentiment_score":-0.026100806891918182},{"word":"or","start":747.82,"end":748.32,"confidence":0.9941406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03642508015036583},{"word":"any","start":748.45996,"end":748.86,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.026127059012651443},{"word":"additional","start":748.86,"end":749.36,"confidence":1.0,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":-0.03810160607099533},{"word":"entitlements","start":749.42,"end":749.92,"confidence":0.9842122,"punctuated_word":"entitlements.","sentiment":"neutral","sentiment_score":0.015252310782670976},{"word":"yep","start":750.7,"end":751.2,"confidence":0.97021484,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13096493482589722},{"word":"yeah","start":753.675,"end":754.075,"confidence":0.9567871,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1265411525964737},{"word":"often","start":754.075,"end":754.555,"confidence":0.82470703,"punctuated_word":"Often,","sentiment":"neutral","sentiment_score":0.13955095410346985},{"word":"if","start":754.555,"end":754.715,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.19217368960380551},{"word":"you","start":754.715,"end":754.875,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14448831975460052},{"word":"do","start":754.875,"end":755.115,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.15011145174503326},{"word":"get","start":755.115,"end":755.59503,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.11230329424142838},{"word":"additional","start":755.59503,"end":756.09503,"confidence":0.99658203,"punctuated_word":"additional,","sentiment":"neutral","sentiment_score":0.1124732419848442},{"word":"they","start":756.315,"end":756.715,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.15309251844882965},{"word":"tend","start":756.715,"end":757.03503,"confidence":0.9980469,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":0.20598167181015015},{"word":"to","start":757.03503,"end":757.115,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1313832551240921},{"word":"let","start":757.115,"end":757.275,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.10153606534004211},{"word":"you","start":757.275,"end":757.435,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09317447245121002},{"word":"know","start":757.435,"end":757.835,"confidence":0.72265625,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.05602992698550224},{"word":"because","start":757.835,"end":758.155,"confidence":0.3552246,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.002787955105304718},{"word":"they're","start":758.155,"end":758.315,"confidence":0.55163574,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.00948360189795494},{"word":"they're","start":758.315,"end":758.475,"confidence":0.70336914,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.013078659772872925},{"word":"like","start":758.475,"end":758.875,"confidence":0.9289551,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.00725964643061161},{"word":"oh","start":758.875,"end":758.955,"confidence":0.9736328,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.007744295056909323},{"word":"we","start":758.955,"end":759.115,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0037071555852890015},{"word":"pay","start":759.115,"end":759.355,"confidence":0.9902344,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.01148221641778946},{"word":"you","start":759.355,"end":759.59503,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.009797323495149612},{"word":"extra","start":759.59503,"end":760.09503,"confidence":0.9975586,"punctuated_word":"extra.","sentiment":"neutral","sentiment_score":-0.011346280574798584},{"word":"so","start":760.955,"end":761.03503,"confidence":0.9604492,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.010486077517271042},{"word":"if","start":761.03503,"end":761.355,"confidence":0.99316406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.017212269827723503},{"word":"they","start":761.355,"end":761.515,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.03378996253013611},{"word":"don't","start":761.515,"end":762.015,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.027519121766090393},{"word":"if","start":762.235,"end":762.395,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.053899213671684265},{"word":"they","start":762.395,"end":762.555,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.07391716539859772},{"word":"don't","start":762.555,"end":763.03503,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.052983760833740234},{"word":"advertise","start":763.03503,"end":763.53503,"confidence":0.9980469,"punctuated_word":"advertise","sentiment":"neutral","sentiment_score":-0.029842406511306763},{"word":"it","start":763.59503,"end":763.915,"confidence":0.97924805,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.039833467453718185},{"word":"then","start":763.915,"end":764.235,"confidence":0.9951172,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.0250735841691494},{"word":"often","start":764.235,"end":764.635,"confidence":0.91259766,"punctuated_word":"often","sentiment":"neutral","sentiment_score":-0.03859730809926987},{"word":"it's","start":764.635,"end":764.795,"confidence":0.8864746,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.024277132004499435},{"word":"standard","start":764.795,"end":765.195,"confidence":0.94628906,"punctuated_word":"standard.","sentiment":"neutral","sentiment_score":-0.02280583418905735},{"word":"and","start":765.195,"end":765.6,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.012596042826771736},{"word":"it's","start":765.75995,"end":766.0,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.013560812920331957},{"word":"more","start":766.0,"end":766.48,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.004144616425037384},{"word":"usually","start":766.48,"end":766.95996,"confidence":0.4942627,"punctuated_word":"usually,","sentiment":"neutral","sentiment_score":0.022620799019932747},{"word":"like","start":766.95996,"end":767.27997,"confidence":0.97094727,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.023176711052656177},{"word":"your","start":767.27997,"end":767.6,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.006865859031677246},{"word":"your","start":767.6,"end":767.92,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.006649702787399292},{"word":"government","start":767.92,"end":768.42,"confidence":1.0,"punctuated_word":"government","sentiment":"neutral","sentiment_score":0.019456040114164352},{"word":"roles","start":768.48,"end":768.98,"confidence":0.9008789,"punctuated_word":"roles,","sentiment":"neutral","sentiment_score":0.012443771585822104},{"word":"like","start":769.12,"end":769.36,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.012125000357627869},{"word":"your","start":769.36,"end":769.6,"confidence":0.7709961,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.010746408253908156},{"word":"nurses","start":769.6,"end":770.1,"confidence":0.9863281,"punctuated_word":"nurses","sentiment":"neutral","sentiment_score":-0.00048666447401046753},{"word":"sometimes","start":770.16,"end":770.66,"confidence":0.717041,"punctuated_word":"sometimes.","sentiment":"neutral","sentiment_score":-0.0022968072444200516},{"word":"sometimes","start":770.72,"end":771.19995,"confidence":0.9921875,"punctuated_word":"Sometimes","sentiment":"neutral","sentiment_score":0.0014986060559749603},{"word":"teachers","start":771.19995,"end":771.68,"confidence":0.94970703,"punctuated_word":"teachers","sentiment":"neutral","sentiment_score":0.009708933532238008},{"word":"have","start":771.68,"end":772.0,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.005924941971898079},{"word":"different","start":772.0,"end":772.5,"confidence":0.95703125,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.008718127384781837},{"word":"where","start":773.51996,"end":773.83997,"confidence":0.9873047,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.044778816401958466},{"word":"they","start":773.83997,"end":774.31995,"confidence":1.0,"punctuated_word":"they","sentiment":"positive","sentiment_score":0.44555890560150146},{"word":"they","start":774.31995,"end":774.56,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.27895647287368774},{"word":"can","start":774.56,"end":774.8,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.23176801204681396},{"word":"pay","start":774.8,"end":774.95996,"confidence":0.9980469,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.19466836750507355},{"word":"a","start":774.95996,"end":775.04,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5904053449630737},{"word":"little","start":775.04,"end":775.27997,"confidence":1.0,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.3354751169681549},{"word":"bit","start":775.27997,"end":775.6,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1036503240466118},{"word":"extra","start":775.6,"end":776.1,"confidence":0.9980469,"punctuated_word":"extra.","sentiment":"neutral","sentiment_score":0.11079219728708269},{"word":"obviously","start":779.535,"end":779.935,"confidence":0.9638672,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":0.038407523185014725},{"word":"aside","start":779.935,"end":780.175,"confidence":0.9951172,"punctuated_word":"aside","sentiment":"neutral","sentiment_score":0.04726848378777504},{"word":"from","start":780.175,"end":780.495,"confidence":0.98828125,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.03607833385467529},{"word":"contributions","start":780.495,"end":780.995,"confidence":0.9370117,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.05127064138650894},{"word":"from","start":781.055,"end":781.21497,"confidence":0.43920898,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.05088191479444504},{"word":"your","start":781.21497,"end":781.375,"confidence":0.88134766,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.024714410305023193},{"word":"employer","start":781.375,"end":781.855,"confidence":0.99853516,"punctuated_word":"employer,","sentiment":"neutral","sentiment_score":0.02314230054616928},{"word":"are","start":781.855,"end":782.095,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.012580003589391708},{"word":"you","start":782.095,"end":782.255,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.028437133878469467},{"word":"making","start":782.255,"end":782.495,"confidence":1.0,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.04090453311800957},{"word":"any","start":782.495,"end":782.815,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.044008105993270874},{"word":"additional","start":782.815,"end":783.295,"confidence":1.0,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.032468874007463455},{"word":"contributions","start":783.295,"end":783.795,"confidence":0.99902344,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.03452998399734497},{"word":"yourself","start":784.095,"end":784.595,"confidence":0.97265625,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.056028787046670914},{"word":"as","start":784.65497,"end":784.815,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.02981315180659294},{"word":"well","start":784.815,"end":785.315,"confidence":0.99902344,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.017919262871146202},{"word":"mhmm","start":799.87,"end":800.37,"confidence":0.91552734,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.017575781792402267},{"word":"like","start":800.75,"end":800.99,"confidence":0.69921875,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":0.004680389538407326},{"word":"seller","start":800.99,"end":801.31,"confidence":0.5444336,"punctuated_word":"seller,","sentiment":"neutral","sentiment_score":0.01753872260451317},{"word":"is","start":801.31,"end":801.39,"confidence":0.9658203,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.001293400302529335},{"word":"that","start":801.39,"end":801.47003,"confidence":0.99121094,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.003072267398238182},{"word":"correct","start":801.47003,"end":801.79,"confidence":0.8769531,"punctuated_word":"correct","sentiment":"neutral","sentiment_score":0.004387037828564644},{"word":"by","start":801.79,"end":801.95,"confidence":0.6430664,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.004332508891820908},{"word":"thing","start":801.95,"end":802.45,"confidence":0.921875,"punctuated_word":"thing?","sentiment":"neutral","sentiment_score":-0.006546405144035816},{"word":"50","start":805.765,"end":806.245,"confidence":0.70703125,"punctuated_word":"50","sentiment":"neutral","sentiment_score":-0.0957747995853424},{"word":"dollars","start":806.245,"end":806.745,"confidence":0.90625,"punctuated_word":"dollars.","sentiment":"neutral","sentiment_score":-0.04033133387565613},{"word":"i","start":807.605,"end":807.765,"confidence":0.85498047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0019430071115493777},{"word":"can","start":807.765,"end":808.265,"confidence":0.99609375,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.0008814558386802673},{"word":"mhmm","start":835.075,"end":835.575,"confidence":0.9831543,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.0645446702837944},{"word":"yeah","start":841.01,"end":841.51,"confidence":0.9724121,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.013284951448440552},{"word":"well","start":842.61005,"end":843.01,"confidence":0.99609375,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.08171604573726654},{"word":"i","start":843.01,"end":843.25,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09955699741840364},{"word":"can","start":843.25,"end":843.49005,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12063806504011154},{"word":"actually","start":843.49005,"end":843.89,"confidence":0.9921875,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.12802690267562866},{"word":"see","start":843.89,"end":844.01,"confidence":0.9453125,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.12831592559814453},{"word":"so","start":844.13,"end":844.29004,"confidence":0.9902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.11855021864175797},{"word":"i'm","start":844.29004,"end":844.45,"confidence":0.99609375,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1494082808494568},{"word":"in","start":844.45,"end":844.53,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.18317009508609772},{"word":"your","start":844.53,"end":844.77,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19690704345703125},{"word":"transaction","start":844.77,"end":845.25,"confidence":0.9980469,"punctuated_word":"transaction","sentiment":"neutral","sentiment_score":0.2091432511806488},{"word":"account","start":845.25,"end":845.57,"confidence":1.0,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.14578881859779358},{"word":"right","start":845.57,"end":845.81006,"confidence":1.0,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.16458077728748322},{"word":"now","start":845.81006,"end":846.05005,"confidence":0.8745117,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.15056480467319489},{"word":"and","start":846.05005,"end":846.21,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1314326524734497},{"word":"i","start":846.21,"end":846.37006,"confidence":0.4169922,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3412373661994934},{"word":"do","start":846.37006,"end":846.61005,"confidence":0.9951172,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.3850630521774292},{"word":"like","start":846.61005,"end":846.93005,"confidence":0.90527344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.31438493728637695},{"word":"this","start":846.93005,"end":847.43005,"confidence":0.56591797,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.3210056722164154},{"word":"it","start":847.97003,"end":848.29004,"confidence":0.9038086,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.25582951307296753},{"word":"seems","start":848.29004,"end":848.61005,"confidence":0.33496094,"punctuated_word":"seems","sentiment":"neutral","sentiment_score":0.14584311842918396},{"word":"to","start":848.61005,"end":848.69,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0952017307281494},{"word":"be","start":848.69,"end":848.77,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1523526906967163},{"word":"a","start":848.77,"end":848.85004,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04418126866221428},{"word":"little","start":848.85004,"end":849.09,"confidence":0.9980469,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.09924928098917007},{"word":"bit","start":849.09,"end":849.25,"confidence":0.94384766,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.113738514482975},{"word":"sporadic","start":849.25,"end":849.75,"confidence":0.9946289,"punctuated_word":"sporadic.","sentiment":"neutral","sentiment_score":0.04453791305422783},{"word":"like","start":849.89,"end":850.21,"confidence":0.98413086,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.08901147544384003},{"word":"for","start":850.21,"end":850.37006,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05273391678929329},{"word":"example","start":850.37006,"end":850.87006,"confidence":1.0,"punctuated_word":"example,","sentiment":"neutral","sentiment_score":0.06996530294418335},{"word":"i","start":851.09,"end":851.25,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10899236798286438},{"word":"can","start":851.25,"end":851.49005,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.11431808769702911},{"word":"see","start":851.49005,"end":851.73004,"confidence":0.9970703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.09330829977989195},{"word":"on","start":851.73004,"end":851.89,"confidence":0.9921875,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07889395207166672},{"word":"the","start":851.89,"end":852.05005,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07041734457015991},{"word":"june","start":852.05005,"end":852.66003,"confidence":0.9963379,"punctuated_word":"June","sentiment":"neutral","sentiment_score":0.12918217480182648},{"word":"19","start":852.66003,"end":853.27,"confidence":0.9963379,"punctuated_word":"19,","sentiment":"neutral","sentiment_score":0.13269448280334473},{"word":"you","start":854.055,"end":854.295,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10798825323581696},{"word":"had","start":854.295,"end":854.795,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.122121661901474},{"word":"four","start":855.655,"end":856.155,"confidence":0.9941406,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.14069175720214844},{"word":"contributions","start":856.455,"end":856.955,"confidence":1.0,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.0971611514687538},{"word":"on","start":857.175,"end":857.335,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.15843522548675537},{"word":"the","start":857.335,"end":857.495,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1302073746919632},{"word":"same","start":857.495,"end":857.735,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.13541586697101593},{"word":"day","start":857.735,"end":858.235,"confidence":0.99658203,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":-0.01874135062098503},{"word":"so","start":858.455,"end":858.695,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.024125495925545692},{"word":"you","start":858.695,"end":858.855,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01594638265669346},{"word":"had","start":858.855,"end":859.175,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.03147561848163605},{"word":"one","start":859.175,"end":859.675,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.03491571173071861},{"word":"for","start":859.735,"end":860.135,"confidence":0.97509766,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05587306618690491},{"word":"1119","start":860.135,"end":861.995,"confidence":0.9968669,"punctuated_word":"1119,","sentiment":"neutral","sentiment_score":0.03168950974941254},{"word":"another","start":862.535,"end":863.015,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.01924470067024231},{"word":"one","start":863.015,"end":863.255,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.027916444465518},{"word":"for","start":863.255,"end":863.415,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03441227972507477},{"word":"02/20","start":863.415,"end":864.235,"confidence":0.99853516,"punctuated_word":"02/20,","sentiment":"neutral","sentiment_score":0.041366659104824066},{"word":"another","start":865.015,"end":865.415,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.023764770478010178},{"word":"one","start":865.415,"end":865.655,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.031864821910858154},{"word":"for","start":865.655,"end":865.895,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.032452765852212906},{"word":"august","start":865.895,"end":866.695,"confidence":0.9950358,"punctuated_word":"August,","sentiment":"neutral","sentiment_score":0.03418203443288803},{"word":"and","start":866.695,"end":866.935,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.019893616437911987},{"word":"then","start":866.935,"end":867.09503,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.014558732509613035},{"word":"another","start":867.09503,"end":867.495,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.014071544632315636},{"word":"one","start":867.495,"end":867.735,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.022475222125649452},{"word":"for","start":867.735,"end":867.895,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.018779098987579346},{"word":"02/20","start":867.895,"end":868.635,"confidence":0.98791504,"punctuated_word":"02/20,","sentiment":"neutral","sentiment_score":0.021195638924837112},{"word":"which","start":870.93,"end":871.17,"confidence":0.9970703,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.02870769053697586},{"word":"is","start":871.17,"end":871.25,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.10481708496809006},{"word":"a","start":871.25,"end":871.33,"confidence":0.94140625,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0757887214422226},{"word":"little","start":871.33,"end":871.57,"confidence":0.99902344,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.13317054510116577},{"word":"bit","start":871.57,"end":871.73,"confidence":0.96972656,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.13707859814167023},{"word":"unusual","start":871.73,"end":872.13,"confidence":0.83374023,"punctuated_word":"unusual,","sentiment":"neutral","sentiment_score":-0.11035633832216264},{"word":"but","start":872.13,"end":872.29,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.05567178875207901},{"word":"maybe","start":872.29,"end":872.53,"confidence":0.9970703,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.05433455109596253},{"word":"that's","start":872.53,"end":872.85,"confidence":0.8256836,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.013790602795779703},{"word":"if","start":872.85,"end":873.01,"confidence":0.80126953,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.030597127974033356},{"word":"they","start":873.01,"end":873.25,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.011499427258968352},{"word":"kind","start":873.25,"end":873.41,"confidence":0.9873047,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.009430907666683195},{"word":"of","start":873.41,"end":873.91,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0689135193824768},{"word":"do","start":874.93,"end":875.17,"confidence":0.98095703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05280256271362305},{"word":"it","start":875.17,"end":875.33,"confidence":0.8395996,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.06586151570081711},{"word":"like","start":875.33,"end":875.49,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.08434596657752991},{"word":"you","start":875.49,"end":875.65,"confidence":0.97509766,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07992605865001678},{"word":"said","start":875.65,"end":875.89,"confidence":0.98168945,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.08656143397092819},{"word":"every","start":875.89,"end":876.13,"confidence":1.0,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.06214270740747452},{"word":"now","start":876.13,"end":876.29,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.07184702157974243},{"word":"and","start":876.29,"end":876.45,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0449308380484581},{"word":"then","start":876.45,"end":876.77,"confidence":0.78393555,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.0361967496573925},{"word":"because","start":876.77,"end":877.01,"confidence":0.9301758,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.0254617091268301},{"word":"then","start":877.01,"end":877.25,"confidence":0.9921875,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.022290142253041267},{"word":"a","start":877.25,"end":877.41,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.015888892114162445},{"word":"month","start":877.41,"end":877.81,"confidence":1.0,"punctuated_word":"month","sentiment":"neutral","sentiment_score":0.009774915874004364},{"word":"earlier","start":877.81,"end":878.31,"confidence":0.95874023,"punctuated_word":"earlier,","sentiment":"neutral","sentiment_score":0.007709527388215065},{"word":"so","start":878.45,"end":878.53,"confidence":0.8540039,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.0063393861055374146},{"word":"the","start":878.53,"end":878.77,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.011233849450945854},{"word":"may","start":878.77,"end":879.5,"confidence":0.9904785,"punctuated_word":"May","sentiment":"neutral","sentiment_score":0.02813819982111454},{"word":"25","start":879.5,"end":880.23,"confidence":0.9904785,"punctuated_word":"25,","sentiment":"neutral","sentiment_score":0.02689751982688904},{"word":"it","start":880.85,"end":881.09,"confidence":0.59716797,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.011170703917741776},{"word":"was","start":881.09,"end":881.57,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.015851560980081558},{"word":"two","start":881.57,"end":882.07,"confidence":0.7626953,"punctuated_word":"two.","sentiment":"neutral","sentiment_score":0.01676960103213787},{"word":"so","start":882.395,"end":882.555,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02694849856197834},{"word":"that","start":882.555,"end":882.715,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.031530044972896576},{"word":"was","start":882.715,"end":883.215,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.016434364020824432},{"word":"08/1962","start":883.355,"end":885.435,"confidence":0.9928711,"punctuated_word":"08/1962","sentiment":"neutral","sentiment_score":0.037353336811065674},{"word":"and","start":885.435,"end":885.59503,"confidence":0.9086914,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.025822630152106285},{"word":"then","start":885.59503,"end":885.835,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.025570983067154884},{"word":"two","start":885.835,"end":886.155,"confidence":0.99902344,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.03104278445243835},{"word":"twenty","start":886.155,"end":886.655,"confidence":0.99902344,"punctuated_word":"twenty.","sentiment":"neutral","sentiment_score":0.04677875339984894},{"word":"so","start":887.435,"end":887.935,"confidence":0.9589844,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2017977088689804},{"word":"how","start":887.995,"end":888.155,"confidence":0.5292969,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.39159995317459106},{"word":"it","start":896.01,"end":896.25,"confidence":0.5830078,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.024303194135427475},{"word":"seemed","start":896.25,"end":896.41003,"confidence":0.8071289,"punctuated_word":"seemed","sentiment":"neutral","sentiment_score":-0.017255857586860657},{"word":"like","start":896.41003,"end":896.53,"confidence":0.93359375,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.015955090522766113},{"word":"unless","start":896.65,"end":896.97003,"confidence":0.99121094,"punctuated_word":"unless","sentiment":"neutral","sentiment_score":-0.033659085631370544},{"word":"there","start":896.97003,"end":897.13,"confidence":0.95947266,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.030381299555301663},{"word":"was","start":897.13,"end":897.29004,"confidence":0.9399414,"punctuated_word":"was,","sentiment":"neutral","sentiment_score":-0.02601880207657814},{"word":"like","start":897.29004,"end":897.45,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.005999252200126648},{"word":"a","start":897.45,"end":897.53,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05684506148099899},{"word":"bonus","start":897.53,"end":897.93,"confidence":1.0,"punctuated_word":"bonus","sentiment":"neutral","sentiment_score":0.07787198573350906},{"word":"or","start":897.93,"end":898.09,"confidence":0.9951172,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.005870722234249115},{"word":"something","start":898.09,"end":898.33,"confidence":0.8039551,"punctuated_word":"something,","sentiment":"neutral","sentiment_score":0.00828232616186142},{"word":"and","start":898.33,"end":898.41003,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.039034534245729446},{"word":"that's","start":898.41003,"end":898.65,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.04402103275060654},{"word":"why","start":898.65,"end":898.81,"confidence":0.99902344,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.01576411724090576},{"word":"you","start":898.81,"end":898.97003,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05094565078616142},{"word":"got","start":898.97003,"end":899.21,"confidence":0.9863281,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.050957441329956055},{"word":"a","start":899.21,"end":899.29004,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0715523287653923},{"word":"little","start":899.29004,"end":899.53,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.02393266558647156},{"word":"bit","start":899.53,"end":899.69,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.02932901680469513},{"word":"of","start":899.69,"end":899.93,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01753881201148033},{"word":"extra","start":899.93,"end":900.43,"confidence":0.9267578,"punctuated_word":"extra.","sentiment":"neutral","sentiment_score":0.025938669219613075},{"word":"mhmm","start":901.61005,"end":902.11005,"confidence":0.95495605,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.06159203499555588},{"word":"yeah","start":903.85004,"end":904.33,"confidence":0.98706055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10074938833713531},{"word":"because","start":904.33,"end":904.65,"confidence":0.98828125,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.08403702080249786},{"word":"that","start":904.65,"end":904.89,"confidence":0.97509766,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11016500741243362},{"word":"then","start":904.89,"end":905.05,"confidence":0.61816406,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.09345494955778122},{"word":"also","start":905.05,"end":905.37,"confidence":0.9838867,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.0783575028181076},{"word":"makes","start":905.37,"end":905.61005,"confidence":0.9003906,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.07692761719226837},{"word":"sense","start":905.61005,"end":905.93,"confidence":0.9980469,"punctuated_word":"sense","sentiment":"neutral","sentiment_score":0.07062897086143494},{"word":"that","start":905.93,"end":906.17004,"confidence":0.96533203,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06545408815145493},{"word":"in","start":906.17004,"end":906.49,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.044122692197561264},{"word":"april","start":906.49,"end":906.99,"confidence":0.9692383,"punctuated_word":"April,","sentiment":"neutral","sentiment_score":0.04619813337922096},{"word":"that","start":907.795,"end":908.115,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04572609066963196},{"word":"was","start":908.115,"end":908.615,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.04041638225317001},{"word":"1,199","start":908.755,"end":910.755,"confidence":0.9163993,"punctuated_word":"1,199,","sentiment":"neutral","sentiment_score":0.05741097778081894},{"word":"so","start":910.755,"end":910.995,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.03380942717194557},{"word":"a","start":910.995,"end":911.075,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.033119745552539825},{"word":"little","start":911.075,"end":911.235,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.0020477697253227234},{"word":"bit","start":911.235,"end":911.395,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.00172288715839386},{"word":"bigger","start":911.395,"end":911.895,"confidence":0.8352051,"punctuated_word":"bigger,","sentiment":"neutral","sentiment_score":0.040678709745407104},{"word":"and","start":912.675,"end":912.91504,"confidence":0.6748047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02375812456011772},{"word":"then","start":912.91504,"end":913.155,"confidence":0.99609375,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.025525569915771484},{"word":"the","start":913.155,"end":913.235,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01714010164141655},{"word":"standard","start":913.235,"end":913.715,"confidence":0.9980469,"punctuated_word":"standard","sentiment":"neutral","sentiment_score":0.0300276055932045},{"word":"$2.20","start":913.715,"end":914.435,"confidence":0.967041,"punctuated_word":"$2.20.","sentiment":"neutral","sentiment_score":0.037380244582891464},{"word":"so","start":914.435,"end":914.675,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08500461280345917},{"word":"having","start":914.675,"end":914.91504,"confidence":0.9980469,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.11576012521982192},{"word":"a","start":914.91504,"end":914.995,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10664714127779008},{"word":"look","start":914.995,"end":915.235,"confidence":0.9902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06381205469369888},{"word":"through","start":915.235,"end":915.395,"confidence":0.6982422,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.08365969359874725},{"word":"the","start":915.395,"end":915.555,"confidence":0.9428711,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08681506663560867},{"word":"transaction","start":915.555,"end":916.055,"confidence":0.99609375,"punctuated_word":"transaction,","sentiment":"neutral","sentiment_score":0.08387058973312378},{"word":"the","start":916.195,"end":916.435,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04130592942237854},{"word":"$2.20","start":916.435,"end":917.075,"confidence":0.99902344,"punctuated_word":"$2.20","sentiment":"neutral","sentiment_score":0.14947113394737244},{"word":"seems","start":917.075,"end":917.395,"confidence":0.99902344,"punctuated_word":"seems","sentiment":"neutral","sentiment_score":0.11042983829975128},{"word":"very","start":917.395,"end":917.715,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.17635208368301392},{"word":"consistent","start":917.715,"end":918.215,"confidence":0.935791,"punctuated_word":"consistent,","sentiment":"neutral","sentiment_score":0.08814413845539093},{"word":"and","start":919.235,"end":919.395,"confidence":0.9873047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10354966670274734},{"word":"that","start":919.395,"end":919.555,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09055007994174956},{"word":"looks","start":919.555,"end":919.875,"confidence":1.0,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.04652144014835358},{"word":"to","start":919.875,"end":920.03503,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.002130448818206787},{"word":"be","start":920.03503,"end":920.355,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0028152018785476685},{"word":"the","start":920.355,"end":920.515,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07592159509658813},{"word":"salary","start":920.515,"end":921.015,"confidence":1.0,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":-0.027126938104629517},{"word":"sacrifice","start":921.075,"end":921.575,"confidence":0.982666,"punctuated_word":"sacrifice.","sentiment":"neutral","sentiment_score":-0.03917596861720085},{"word":"that","start":924.7,"end":925.02,"confidence":0.93115234,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.10376858711242676},{"word":"yeah","start":925.18,"end":925.5,"confidence":0.9863281,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.10918644070625304},{"word":"so","start":925.5,"end":925.74,"confidence":0.8964844,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11473944783210754},{"word":"it","start":925.74,"end":925.98004,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10047189146280287},{"word":"looks","start":925.98004,"end":926.22003,"confidence":1.0,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.120504230260849},{"word":"like","start":926.22003,"end":926.38,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.1273312270641327},{"word":"it's","start":926.38,"end":926.62,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.09395655989646912},{"word":"about","start":926.62,"end":926.94,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.08037407696247101},{"word":"$2.20","start":926.94,"end":927.84,"confidence":0.99853516,"punctuated_word":"$2.20","sentiment":"neutral","sentiment_score":0.10304903239011765},{"word":"a","start":927.9,"end":928.14,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0752602219581604},{"word":"month","start":928.14,"end":928.64,"confidence":0.9980469,"punctuated_word":"month.","sentiment":"neutral","sentiment_score":0.07791025191545486},{"word":"are","start":930.46,"end":930.7,"confidence":0.8798828,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.23794470727443695},{"word":"you","start":930.7,"end":931.02,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2995907664299011},{"word":"happy","start":931.02,"end":931.52,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.35224413871765137},{"word":"to","start":931.58,"end":931.98004,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.30970314145088196},{"word":"keep","start":931.98004,"end":932.3,"confidence":0.9951172,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.3442400097846985},{"word":"that","start":932.3,"end":932.7,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24334195256233215},{"word":"$2.20","start":932.7,"end":933.52,"confidence":0.9975586,"punctuated_word":"$2.20","sentiment":"neutral","sentiment_score":0.2998202443122864},{"word":"a","start":933.74,"end":933.9,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.24976156651973724},{"word":"month","start":933.9,"end":934.4,"confidence":0.9980469,"punctuated_word":"month?","sentiment":"neutral","sentiment_score":0.2028693854808807},{"word":"yeah","start":944.95496,"end":945.45496,"confidence":0.8520508,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.021319258958101273},{"word":"yes","start":951.93,"end":952.43,"confidence":0.9885254,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1506417989730835},{"word":"yeah","start":953.45,"end":953.76996,"confidence":0.9926758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1342504918575287},{"word":"but","start":953.76996,"end":954.08997,"confidence":0.4169922,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.07740655541419983},{"word":"okay","start":958.17,"end":958.67,"confidence":0.99560547,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.15254740417003632},{"word":"because","start":959.29,"end":959.61,"confidence":0.94384766,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.171206533908844},{"word":"what","start":959.61,"end":960.08997,"confidence":0.96875,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1946884393692017},{"word":"what","start":960.08997,"end":960.58997,"confidence":0.94628906,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.20555123686790464},{"word":"yeah","start":962.875,"end":963.355,"confidence":0.9921875,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.008855092339217663},{"word":"because","start":963.355,"end":963.675,"confidence":0.99902344,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.12193965911865234},{"word":"what","start":963.675,"end":963.915,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.16740243136882782},{"word":"i","start":963.915,"end":963.995,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1795303374528885},{"word":"can","start":963.995,"end":964.235,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.22825077176094055},{"word":"do","start":964.235,"end":964.475,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.30491381883621216},{"word":"for","start":964.475,"end":964.635,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.26576119661331177},{"word":"you","start":964.635,"end":964.875,"confidence":0.99902344,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.2810097336769104},{"word":"matthew","start":964.875,"end":965.375,"confidence":0.99658203,"punctuated_word":"Matthew,","sentiment":"neutral","sentiment_score":0.3207606077194214},{"word":"is","start":965.595,"end":966.095,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.3123166859149933},{"word":"i","start":966.795,"end":967.035,"confidence":0.8378906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.31983429193496704},{"word":"can","start":967.035,"end":967.27496,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4024961590766907},{"word":"put","start":967.27496,"end":967.51495,"confidence":1.0,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.33843448758125305},{"word":"together","start":967.51495,"end":967.915,"confidence":1.0,"punctuated_word":"together","sentiment":"positive","sentiment_score":0.40464821457862854},{"word":"a","start":967.915,"end":967.995,"confidence":0.9951172,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.40130650997161865},{"word":"bit","start":967.995,"end":968.15497,"confidence":1.0,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.4302782416343689},{"word":"of","start":968.15497,"end":968.315,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.46724751591682434},{"word":"a","start":968.315,"end":968.39496,"confidence":0.98828125,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3641619682312012},{"word":"strategy","start":968.39496,"end":968.89496,"confidence":0.8791504,"punctuated_word":"strategy,","sentiment":"neutral","sentiment_score":0.26134639978408813},{"word":"and","start":969.115,"end":969.355,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.24358245730400083},{"word":"part","start":969.355,"end":969.595,"confidence":1.0,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.31029921770095825},{"word":"of","start":969.595,"end":969.755,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.33411744236946106},{"word":"that","start":969.755,"end":970.15497,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2900030314922333},{"word":"is","start":970.15497,"end":970.555,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.29370221495628357},{"word":"working","start":970.555,"end":971.035,"confidence":1.0,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.41882649064064026},{"word":"out","start":971.035,"end":971.535,"confidence":1.0,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.3766270875930786},{"word":"the","start":971.675,"end":972.075,"confidence":0.84472656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2820594310760498},{"word":"cap","start":972.075,"end":972.39496,"confidence":0.8671875,"punctuated_word":"cap","sentiment":"neutral","sentiment_score":0.19492077827453613},{"word":"spaces","start":972.39496,"end":972.89496,"confidence":0.99609375,"punctuated_word":"spaces","sentiment":"neutral","sentiment_score":0.2333584725856781},{"word":"and","start":973.8,"end":973.96,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.30393126606941223},{"word":"also","start":973.96,"end":974.28,"confidence":0.68896484,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.289495587348938},{"word":"how","start":974.28,"end":974.44,"confidence":0.9951172,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.30706554651260376},{"word":"much","start":974.44,"end":974.60004,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.2520333230495453},{"word":"it's","start":974.60004,"end":974.84,"confidence":0.9916992,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.353057324886322},{"word":"saving","start":974.84,"end":975.16003,"confidence":1.0,"punctuated_word":"saving","sentiment":"neutral","sentiment_score":0.2301429659128189},{"word":"you","start":975.16003,"end":975.32,"confidence":0.99121094,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.34487852454185486},{"word":"in","start":975.32,"end":975.48,"confidence":0.96972656,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.31499046087265015},{"word":"tax","start":975.48,"end":975.88,"confidence":1.0,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.3978201746940613},{"word":"and","start":975.88,"end":976.38,"confidence":0.9428711,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.35722485184669495},{"word":"what","start":976.44,"end":976.68,"confidence":0.99902344,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.3477212190628052},{"word":"that","start":976.68,"end":976.92,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.28653469681739807},{"word":"actually","start":976.92,"end":977.32,"confidence":0.9980469,"punctuated_word":"actually","sentiment":"positive","sentiment_score":0.3566482961177826},{"word":"looks","start":977.32,"end":977.56,"confidence":1.0,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.30801254510879517},{"word":"like","start":977.56,"end":977.8,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.23434974253177643},{"word":"in","start":977.8,"end":977.96,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2583185136318207},{"word":"terms","start":977.96,"end":978.2,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.2773919701576233},{"word":"of","start":978.2,"end":978.36,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3246871829032898},{"word":"super","start":978.36,"end":978.84,"confidence":0.8984375,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.3823834955692291},{"word":"so","start":978.84,"end":979.0,"confidence":0.8535156,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.38204890489578247},{"word":"you","start":979.0,"end":979.16003,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.35362493991851807},{"word":"can","start":979.16003,"end":979.4,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.3184741735458374},{"word":"see","start":979.4,"end":979.56,"confidence":1.0,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.3974203169345856},{"word":"whether","start":979.56,"end":979.88,"confidence":1.0,"punctuated_word":"whether","sentiment":"positive","sentiment_score":0.34853842854499817},{"word":"you","start":979.88,"end":980.38,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2812153398990631},{"word":"want","start":981.0,"end":981.32,"confidence":0.9301758,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.2742442488670349},{"word":"to","start":981.32,"end":981.48,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2835903763771057},{"word":"do","start":981.48,"end":981.56,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.23909272253513336},{"word":"it","start":981.56,"end":981.8,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.22361654043197632},{"word":"and","start":981.8,"end":981.96,"confidence":0.7614746,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.167343407869339},{"word":"obviously","start":981.96,"end":982.28,"confidence":1.0,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.1564643830060959},{"word":"how","start":982.28,"end":982.44,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.18310776352882385},{"word":"it","start":982.44,"end":982.52,"confidence":0.9370117,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.16677752137184143},{"word":"impacts","start":982.52,"end":982.92,"confidence":0.9892578,"punctuated_word":"impacts","sentiment":"neutral","sentiment_score":0.12192746996879578},{"word":"your","start":982.92,"end":983.08,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10999108105897903},{"word":"cash","start":983.08,"end":983.32,"confidence":1.0,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.08075059205293655},{"word":"flow","start":983.32,"end":983.82,"confidence":0.9875488,"punctuated_word":"flow.","sentiment":"neutral","sentiment_score":0.10521598160266876},{"word":"so","start":984.12,"end":984.44,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07137472182512283},{"word":"if","start":984.44,"end":984.60004,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06556643545627594},{"word":"you","start":984.60004,"end":984.76,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07124058902263641},{"word":"think","start":984.76,"end":985.08,"confidence":0.99121094,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.07141568511724472},{"word":"in","start":985.08,"end":985.24,"confidence":0.96240234,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08793552964925766},{"word":"an","start":985.24,"end":985.48,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.09141549468040466},{"word":"ideal","start":985.48,"end":985.96,"confidence":1.0,"punctuated_word":"ideal","sentiment":"neutral","sentiment_score":0.11456501483917236},{"word":"situation","start":985.96,"end":986.46,"confidence":0.9421387,"punctuated_word":"situation,","sentiment":"neutral","sentiment_score":0.13993902504444122},{"word":"$2.20","start":986.92,"end":987.48,"confidence":0.9758301,"punctuated_word":"$2.20","sentiment":"neutral","sentiment_score":0.16163352131843567},{"word":"a","start":987.48,"end":987.64,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1407085359096527},{"word":"month","start":987.64,"end":987.88,"confidence":1.0,"punctuated_word":"month","sentiment":"neutral","sentiment_score":0.11796587705612184},{"word":"right","start":987.88,"end":988.12,"confidence":0.99902344,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.14393313229084015},{"word":"now","start":988.12,"end":988.62,"confidence":0.99609375,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.09680122882127762},{"word":"how","start":989.175,"end":989.415,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.06454163789749146},{"word":"much","start":989.415,"end":989.65497,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.06981280446052551},{"word":"would","start":989.65497,"end":989.975,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.11261020600795746},{"word":"you","start":989.975,"end":990.215,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09745657444000244},{"word":"want","start":990.215,"end":990.695,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.10083922743797302},{"word":"to","start":990.695,"end":990.855,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08286194503307343},{"word":"put","start":990.855,"end":991.095,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.07471826672554016},{"word":"in","start":991.095,"end":991.595,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06874335557222366},{"word":"or","start":993.495,"end":993.735,"confidence":0.7949219,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.09486766159534454},{"word":"want","start":993.735,"end":993.975,"confidence":0.9951172,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.103025920689106},{"word":"to","start":993.975,"end":994.135,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0920502245426178},{"word":"offer","start":994.135,"end":994.535,"confidence":0.9716797,"punctuated_word":"offer","sentiment":"neutral","sentiment_score":0.08523286134004593},{"word":"through","start":994.535,"end":995.035,"confidence":0.6594238,"punctuated_word":"through?","sentiment":"neutral","sentiment_score":0.07281378656625748},{"word":"yeah","start":995.095,"end":995.495,"confidence":0.98583984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05590351298451424},{"word":"if","start":995.495,"end":995.65497,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.06509477645158768},{"word":"you","start":995.65497,"end":995.815,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05010147765278816},{"word":"say","start":995.815,"end":995.975,"confidence":0.99902344,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.08621114492416382},{"word":"you","start":995.975,"end":996.135,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05953093990683555},{"word":"wanna","start":996.135,"end":996.455,"confidence":0.9980469,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.07950539886951447},{"word":"offer","start":996.455,"end":996.695,"confidence":0.95947266,"punctuated_word":"offer","sentiment":"neutral","sentiment_score":0.05927757918834686},{"word":"a","start":996.695,"end":996.855,"confidence":0.50683594,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09489604830741882},{"word":"little","start":996.855,"end":997.095,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.07885663956403732},{"word":"bit","start":997.095,"end":997.595,"confidence":0.99853516,"punctuated_word":"bit,","sentiment":"neutral","sentiment_score":0.08179976046085358},{"word":"would","start":997.895,"end":998.135,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.06805159896612167},{"word":"you","start":998.135,"end":998.455,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06368196755647659},{"word":"how","start":998.535,"end":998.775,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.060170650482177734},{"word":"much","start":998.775,"end":999.015,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.06125514581799507},{"word":"do","start":999.015,"end":999.175,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05768090859055519},{"word":"you","start":999.175,"end":999.255,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0715031772851944},{"word":"think","start":999.255,"end":999.495,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.07624733448028564},{"word":"you'd","start":999.495,"end":999.735,"confidence":0.79589844,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.08639325946569443},{"word":"feel","start":999.735,"end":999.975,"confidence":0.9980469,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.09950343519449234},{"word":"comfortable","start":999.975,"end":1000.455,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.05179118365049362},{"word":"with","start":1000.455,"end":1000.695,"confidence":0.829834,"punctuated_word":"with?","sentiment":"neutral","sentiment_score":0.04121745377779007},{"word":"obviously","start":1000.695,"end":1001.015,"confidence":0.99658203,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":-0.08331479877233505},{"word":"because","start":1001.015,"end":1001.255,"confidence":0.9038086,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.1146901473402977},{"word":"it's","start":1001.255,"end":1001.495,"confidence":0.96118164,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.13566334545612335},{"word":"gonna","start":1001.495,"end":1001.735,"confidence":0.9404297,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.11324569582939148},{"word":"impact","start":1001.735,"end":1002.135,"confidence":1.0,"punctuated_word":"impact","sentiment":"neutral","sentiment_score":-0.07869773358106613},{"word":"your","start":1002.135,"end":1002.295,"confidence":0.9873047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.17828086018562317},{"word":"cash","start":1002.295,"end":1002.535,"confidence":1.0,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":-0.1437487006187439},{"word":"flow","start":1002.535,"end":1003.035,"confidence":0.9855957,"punctuated_word":"flow.","sentiment":"neutral","sentiment_score":-0.1654648631811142},{"word":"yeah","start":1012.02,"end":1012.52,"confidence":0.9328613,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08440172672271729},{"word":"300","start":1019.79504,"end":1020.59503,"confidence":0.93237305,"punctuated_word":"300?","sentiment":"neutral","sentiment_score":0.010098258033394814},{"word":"okay","start":1020.59503,"end":1021.09503,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.02845480479300022},{"word":"because","start":1021.395,"end":1021.715,"confidence":0.9760742,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.06882362067699432},{"word":"what","start":1021.715,"end":1022.03503,"confidence":0.99609375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1612292230129242},{"word":"what","start":1022.03503,"end":1022.275,"confidence":0.9970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.180437833070755},{"word":"i","start":1022.275,"end":1022.43506,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17168940603733063},{"word":"can","start":1022.43506,"end":1022.67505,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.25286614894866943},{"word":"do","start":1022.67505,"end":1022.99506,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.258459210395813},{"word":"is","start":1022.99506,"end":1023.315,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2937484383583069},{"word":"i'll","start":1023.315,"end":1023.79504,"confidence":0.99609375,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.347880095243454},{"word":"put","start":1023.79504,"end":1024.035,"confidence":0.99902344,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.3720229268074035},{"word":"together","start":1024.035,"end":1024.535,"confidence":1.0,"punctuated_word":"together","sentiment":"positive","sentiment_score":0.38042575120925903},{"word":"a","start":1024.595,"end":1024.8351,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.39326292276382446},{"word":"strategy","start":1024.8351,"end":1025.3151,"confidence":1.0,"punctuated_word":"strategy","sentiment":"neutral","sentiment_score":0.30368155241012573},{"word":"for","start":1025.3151,"end":1025.555,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.423947274684906},{"word":"you","start":1025.555,"end":1025.795,"confidence":0.93725586,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.31291791796684265},{"word":"and","start":1025.795,"end":1025.9551,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.36433982849121094},{"word":"that","start":1025.9551,"end":1026.115,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.35731062293052673},{"word":"will","start":1026.115,"end":1026.435,"confidence":0.7661133,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.351508229970932},{"word":"be","start":1026.435,"end":1026.935,"confidence":0.99902344,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.40966683626174927},{"word":"showing","start":1027.3301,"end":1027.5701,"confidence":1.0,"punctuated_word":"showing","sentiment":"neutral","sentiment_score":0.31739866733551025},{"word":"you","start":1027.5701,"end":1027.65,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3473149240016937},{"word":"the","start":1027.65,"end":1027.81,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2956967055797577},{"word":"impact","start":1027.81,"end":1028.31,"confidence":1.0,"punctuated_word":"impact","sentiment":"neutral","sentiment_score":0.32317569851875305},{"word":"it","start":1028.37,"end":1028.61,"confidence":0.99902344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.34066492319107056},{"word":"has","start":1028.61,"end":1028.8501,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.2800976037979126},{"word":"on","start":1028.8501,"end":1029.01,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.3230041563510895},{"word":"super","start":1029.01,"end":1029.41,"confidence":0.59332275,"punctuated_word":"Super.","sentiment":"neutral","sentiment_score":0.3248571753501892},{"word":"that","start":1029.41,"end":1029.5701,"confidence":0.99609375,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.2553766965866089},{"word":"way","start":1029.5701,"end":1029.81,"confidence":0.7597656,"punctuated_word":"way,","sentiment":"positive","sentiment_score":0.3521091639995575},{"word":"you","start":1029.81,"end":1029.9701,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3933520913124085},{"word":"can","start":1029.9701,"end":1030.13,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3644561469554901},{"word":"actually","start":1030.13,"end":1030.61,"confidence":0.99902344,"punctuated_word":"actually","sentiment":"positive","sentiment_score":0.3928696215152741},{"word":"see","start":1030.61,"end":1031.11,"confidence":0.9970703,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.43736451864242554},{"word":"the","start":1031.49,"end":1031.65,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.28178343176841736},{"word":"kind","start":1031.65,"end":1031.81,"confidence":0.9951172,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.26861777901649475},{"word":"of","start":1031.81,"end":1032.05,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.28732234239578247},{"word":"compounding","start":1032.05,"end":1032.55,"confidence":1.0,"punctuated_word":"compounding","sentiment":"neutral","sentiment_score":0.2109275758266449},{"word":"differences","start":1032.77,"end":1033.27,"confidence":0.99902344,"punctuated_word":"differences","sentiment":"neutral","sentiment_score":0.1869993954896927},{"word":"of","start":1033.41,"end":1033.65,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2580567002296448},{"word":"it","start":1033.65,"end":1034.15,"confidence":0.9975586,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.21011054515838623},{"word":"it","start":1034.4501,"end":1034.6901,"confidence":0.99902344,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.22172093391418457},{"word":"also","start":1034.6901,"end":1035.17,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.24153518676757812},{"word":"shows","start":1035.17,"end":1035.5701,"confidence":1.0,"punctuated_word":"shows","sentiment":"neutral","sentiment_score":0.2514920234680176},{"word":"you","start":1035.5701,"end":1036.0701,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2615773677825928},{"word":"how","start":1036.37,"end":1036.87,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.19624297320842743},{"word":"much","start":1036.93,"end":1037.3301,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.11697997152805328},{"word":"less","start":1037.3301,"end":1037.65,"confidence":1.0,"punctuated_word":"less","sentiment":"neutral","sentiment_score":0.10669470578432085},{"word":"cash","start":1037.65,"end":1037.89,"confidence":1.0,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.022684603929519653},{"word":"flow","start":1037.89,"end":1038.05,"confidence":0.9760742,"punctuated_word":"flow","sentiment":"neutral","sentiment_score":0.15211433172225952},{"word":"you","start":1038.05,"end":1038.29,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16310948133468628},{"word":"will","start":1038.29,"end":1038.4501,"confidence":0.7988281,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.14941859245300293},{"word":"have","start":1038.4501,"end":1038.6901,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1248936578631401},{"word":"just","start":1038.6901,"end":1038.93,"confidence":0.95166016,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12565793097019196},{"word":"to","start":1038.93,"end":1039.0901,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1348080337047577},{"word":"make","start":1039.0901,"end":1039.25,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.17409253120422363},{"word":"sure","start":1039.25,"end":1039.49,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.1637999266386032},{"word":"that","start":1039.49,"end":1039.65,"confidence":0.9111328,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.1810295283794403},{"word":"obviously","start":1039.65,"end":1039.9701,"confidence":0.99902344,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.207167387008667},{"word":"you","start":1039.9701,"end":1040.13,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2198099046945572},{"word":"guys","start":1040.13,"end":1040.37,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.22033745050430295},{"word":"are","start":1040.37,"end":1040.53,"confidence":0.98828125,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.16893750429153442},{"word":"comfortable","start":1040.53,"end":1041.01,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.14391082525253296},{"word":"with","start":1041.01,"end":1041.17,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.18887066841125488},{"word":"that","start":1041.17,"end":1041.67,"confidence":0.81347656,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.1601138859987259},{"word":"a","start":1041.735,"end":1042.235,"confidence":0.98535156,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.19112500548362732},{"word":"little","start":1042.295,"end":1042.455,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.2035302370786667},{"word":"bit","start":1042.455,"end":1042.695,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.24497509002685547},{"word":"of","start":1042.695,"end":1042.855,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19546690583229065},{"word":"tax","start":1042.855,"end":1043.1749,"confidence":0.99902344,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.3148847222328186},{"word":"saving","start":1043.1749,"end":1043.6749,"confidence":0.9921875,"punctuated_word":"saving","sentiment":"neutral","sentiment_score":0.17711372673511505},{"word":"as","start":1043.735,"end":1043.975,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2293601036071777},{"word":"well","start":1043.975,"end":1044.475,"confidence":0.8251953,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.19107577204704285},{"word":"and","start":1044.855,"end":1045.095,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15540242195129397},{"word":"then","start":1045.095,"end":1045.335,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1794717013835907},{"word":"just","start":1045.335,"end":1045.735,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.18817219138145447},{"word":"triple","start":1045.735,"end":1046.235,"confidence":0.9980469,"punctuated_word":"triple","sentiment":"neutral","sentiment_score":0.21794426441192627},{"word":"check","start":1046.375,"end":1046.535,"confidence":0.9970703,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.1986880898475647},{"word":"that","start":1046.535,"end":1047.015,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12885867059230804},{"word":"you","start":1047.015,"end":1047.095,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08522379398345947},{"word":"don't","start":1047.095,"end":1047.415,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.0900985300540924},{"word":"exceed","start":1047.415,"end":1047.815,"confidence":0.99316406,"punctuated_word":"exceed","sentiment":"neutral","sentiment_score":0.012885808944702148},{"word":"any","start":1047.815,"end":1048.0549,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.02187509089708328},{"word":"cap","start":1048.0549,"end":1048.455,"confidence":0.81640625,"punctuated_word":"cap","sentiment":"neutral","sentiment_score":-0.01512628048658371},{"word":"spaces","start":1048.455,"end":1048.955,"confidence":0.986084,"punctuated_word":"spaces,","sentiment":"neutral","sentiment_score":0.04508680477738381},{"word":"which","start":1049.1749,"end":1049.335,"confidence":0.9770508,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.07760389894247055},{"word":"i","start":1049.335,"end":1049.495,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.060216277837753296},{"word":"don't","start":1049.495,"end":1049.655,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.04868028685450554},{"word":"think","start":1049.655,"end":1049.895,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.04281473159790039},{"word":"you","start":1049.895,"end":1049.975,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06840412318706512},{"word":"will","start":1049.975,"end":1050.215,"confidence":0.96118164,"punctuated_word":"will,","sentiment":"neutral","sentiment_score":0.07786966115236282},{"word":"but","start":1050.215,"end":1050.455,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.08044469356536865},{"word":"i'll","start":1050.455,"end":1050.535,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1364084929227829},{"word":"run","start":1050.535,"end":1050.775,"confidence":1.0,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.18799181282520297},{"word":"all","start":1050.775,"end":1050.9349,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.1545407623052597},{"word":"the","start":1050.9349,"end":1051.095,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11545858532190324},{"word":"numbers","start":1051.095,"end":1051.415,"confidence":1.0,"punctuated_word":"numbers","sentiment":"neutral","sentiment_score":0.10147561877965929},{"word":"and","start":1051.415,"end":1051.575,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14203032851219177},{"word":"everything","start":1051.575,"end":1052.0549,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.11877615004777908},{"word":"for","start":1052.0549,"end":1052.295,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.18370024859905243},{"word":"you","start":1052.295,"end":1052.795,"confidence":0.99560547,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1935986876487732},{"word":"then","start":1053.575,"end":1053.735,"confidence":0.9633789,"punctuated_word":"Then","sentiment":"neutral","sentiment_score":0.23950998485088348},{"word":"that","start":1053.735,"end":1053.975,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24941302835941315},{"word":"way","start":1053.975,"end":1054.215,"confidence":0.7519531,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.2566169798374176},{"word":"you","start":1054.215,"end":1054.295,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2767232358455658},{"word":"have","start":1054.295,"end":1054.615,"confidence":0.9892578,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.28902727365493774},{"word":"all","start":1054.615,"end":1054.855,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2739771604537964},{"word":"the","start":1054.855,"end":1055.015,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2247274219989777},{"word":"information","start":1055.015,"end":1055.515,"confidence":0.9003906,"punctuated_word":"information,","sentiment":"neutral","sentiment_score":0.23562872409820557},{"word":"and","start":1055.815,"end":1056.0549,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.24305373430252075},{"word":"you","start":1056.0549,"end":1056.295,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2438836246728897},{"word":"can","start":1056.295,"end":1056.455,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.252748966217041},{"word":"obviously","start":1056.455,"end":1056.87,"confidence":0.9013672,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.26554733514785767},{"word":"speak","start":1056.87,"end":1057.03,"confidence":0.9790039,"punctuated_word":"speak","sentiment":"neutral","sentiment_score":0.24391350150108335},{"word":"to","start":1057.03,"end":1057.19,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2414548248052597},{"word":"wendy's","start":1057.19,"end":1057.51,"confidence":0.77783203,"punctuated_word":"Wendy's","sentiment":"neutral","sentiment_score":0.27043402194976807},{"word":"like","start":1057.51,"end":1057.83,"confidence":0.72546387,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.2583121359348297},{"word":"okay","start":1057.83,"end":1058.07,"confidence":0.98950195,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.27968931198120117},{"word":"cool","start":1058.07,"end":1058.3099,"confidence":0.9995117,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.43468600511550903},{"word":"yeah","start":1058.3099,"end":1058.55,"confidence":0.85009766,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.38004791736602783},{"word":"we","start":1058.55,"end":1058.71,"confidence":1.0,"punctuated_word":"We","sentiment":"positive","sentiment_score":0.406069815158844},{"word":"can","start":1058.71,"end":1058.87,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.47883015871047974},{"word":"make","start":1058.87,"end":1059.11,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.4628523588180542},{"word":"that","start":1059.11,"end":1059.27,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4763066172599793},{"word":"work","start":1059.27,"end":1059.43,"confidence":0.953125,"punctuated_word":"work,","sentiment":"positive","sentiment_score":0.4978410303592682},{"word":"and","start":1059.43,"end":1059.59,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.490451455116272},{"word":"it's","start":1059.59,"end":1059.83,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.5244827270507812},{"word":"gonna","start":1059.83,"end":1060.07,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"positive","sentiment_score":0.5330318212509155},{"word":"make","start":1060.07,"end":1060.23,"confidence":0.99902344,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.4689745604991913},{"word":"quite","start":1060.23,"end":1060.35,"confidence":0.99902344,"punctuated_word":"quite","sentiment":"positive","sentiment_score":0.45337945222854614},{"word":"a","start":1060.35,"end":1060.47,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.496182918548584},{"word":"bit","start":1060.47,"end":1060.63,"confidence":1.0,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.4316945970058441},{"word":"of","start":1060.63,"end":1060.79,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5035921335220337},{"word":"a","start":1060.79,"end":1060.87,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4872792363166809},{"word":"difference","start":1060.87,"end":1061.37,"confidence":0.83862305,"punctuated_word":"difference.","sentiment":"positive","sentiment_score":0.4007896780967712},{"word":"and","start":1062.3099,"end":1062.47,"confidence":0.8178711,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.25675660371780396},{"word":"you","start":1062.47,"end":1062.71,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3102076053619385},{"word":"can","start":1062.71,"end":1062.87,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.3239755630493164},{"word":"kind","start":1062.87,"end":1063.03,"confidence":0.9941406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.3269686698913574},{"word":"of","start":1063.03,"end":1063.27,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3469967842102051},{"word":"decide","start":1063.27,"end":1063.75,"confidence":1.0,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.27506113052368164},{"word":"what","start":1063.75,"end":1063.91,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.24178282916545868},{"word":"you","start":1063.91,"end":1063.99,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20216798782348633},{"word":"wanna","start":1063.99,"end":1064.3099,"confidence":0.99316406,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.2315942645072937},{"word":"do","start":1064.3099,"end":1064.47,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1734163612127304},{"word":"after","start":1064.47,"end":1064.79,"confidence":0.9980469,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.20432960987091064},{"word":"that","start":1064.79,"end":1065.29,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.20218214392662048},{"word":"mhmm","start":1069.515,"end":1070.015,"confidence":0.9182129,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.07709287106990814},{"word":"mhmm","start":1080.395,"end":1080.795,"confidence":0.967041,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.1300382912158966},{"word":"mhmm","start":1080.795,"end":1081.295,"confidence":0.97387695,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.06567957997322083},{"word":"do","start":1087.61,"end":1087.85,"confidence":0.8588867,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.07366475462913513},{"word":"it","start":1087.85,"end":1088.0901,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07143887132406235},{"word":"jointly","start":1088.0901,"end":1088.5901,"confidence":0.8781738,"punctuated_word":"jointly.","sentiment":"neutral","sentiment_score":0.10499035567045212},{"word":"yeah","start":1089.05,"end":1089.55,"confidence":0.9628906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11949943751096724},{"word":"yep","start":1092.17,"end":1092.67,"confidence":0.9680176,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0647469013929367},{"word":"yeah","start":1104.985,"end":1105.385,"confidence":0.7963867,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.029284821823239326},{"word":"mhmm","start":1105.385,"end":1105.885,"confidence":0.91381836,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.01644742861390114},{"word":"okay","start":1106.64,"end":1107.14,"confidence":0.9741211,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1289728730916977},{"word":"yeah","start":1108.0801,"end":1108.5801,"confidence":0.89575195,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1939358413219452},{"word":"now","start":1109.36,"end":1109.86,"confidence":0.9428711,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.21070201694965365},{"word":"i","start":1109.92,"end":1110.0,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2354017049074173},{"word":"can","start":1110.0,"end":1110.24,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.27540117502212524},{"word":"definitely","start":1110.24,"end":1110.74,"confidence":1.0,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.33862292766571045},{"word":"have","start":1110.88,"end":1111.12,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.27394771575927734},{"word":"a","start":1111.12,"end":1111.28,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.26260247826576233},{"word":"have","start":1111.28,"end":1111.52,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.25424429774284363},{"word":"a","start":1111.52,"end":1111.6001,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2772866487503052},{"word":"chat","start":1111.6001,"end":1111.92,"confidence":0.99902344,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.31777840852737427},{"word":"through","start":1111.92,"end":1112.0801,"confidence":0.8947754,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":0.20885559916496277},{"word":"like","start":1112.0801,"end":1112.3201,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.25586333870887756},{"word":"i","start":1112.3201,"end":1112.4,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1905539631843567},{"word":"said","start":1112.4,"end":1112.9,"confidence":0.9980469,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.23405328392982483},{"word":"dana","start":1113.6001,"end":1114.1001,"confidence":0.7546387,"punctuated_word":"Dana,","sentiment":"neutral","sentiment_score":0.24443307518959043},{"word":"who","start":1114.16,"end":1114.4801,"confidence":1.0,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.2371511459350586},{"word":"is","start":1114.4801,"end":1114.9801,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.21035020053386688},{"word":"wendy's","start":1115.04,"end":1115.54,"confidence":0.99316406,"punctuated_word":"Wendy's","sentiment":"neutral","sentiment_score":0.2371707409620285},{"word":"adviser","start":1115.6001,"end":1116.1001,"confidence":0.94628906,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.256894052028656},{"word":"as","start":1116.24,"end":1116.4,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.21700012683868408},{"word":"well","start":1116.4,"end":1116.9,"confidence":0.81396484,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.2586979269981384},{"word":"and","start":1117.92,"end":1118.3201,"confidence":0.7416992,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1606152504682541},{"word":"and","start":1118.3201,"end":1118.56,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1573188453912735},{"word":"just","start":1118.56,"end":1118.8,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.15356802940368652},{"word":"kind","start":1118.8,"end":1119.04,"confidence":0.9941406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.1663622260093689},{"word":"of","start":1119.04,"end":1119.12,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17502620816230774},{"word":"see","start":1119.12,"end":1119.36,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.16143003106117249},{"word":"where","start":1119.36,"end":1119.68,"confidence":0.873291,"punctuated_word":"where,","sentiment":"neutral","sentiment_score":0.1560996174812317},{"word":"obviously","start":1119.68,"end":1120.0801,"confidence":0.99609375,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.20360633730888367},{"word":"wendy's","start":1120.0801,"end":1120.5801,"confidence":0.95996094,"punctuated_word":"Wendy's","sentiment":"neutral","sentiment_score":0.22841724753379825},{"word":"at","start":1120.64,"end":1120.8,"confidence":0.61816406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.25373056530952454},{"word":"with","start":1120.8,"end":1120.9601,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2639894485473633},{"word":"everything","start":1120.9601,"end":1121.4601,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.272127628326416},{"word":"and","start":1122.075,"end":1122.235,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21852965652942655},{"word":"then","start":1122.235,"end":1122.735,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.23047706484794617},{"word":"kind","start":1123.515,"end":1123.755,"confidence":0.7631836,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.1913276165723801},{"word":"of","start":1123.755,"end":1123.9149,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2063755095005035},{"word":"work","start":1123.9149,"end":1124.315,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.2104722410440445},{"word":"together","start":1124.315,"end":1124.815,"confidence":0.7406006,"punctuated_word":"together,","sentiment":"neutral","sentiment_score":0.2566247284412384},{"word":"whether","start":1125.195,"end":1125.515,"confidence":0.9941406,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.20037142932415009},{"word":"that","start":1125.515,"end":1125.6749,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2288038581609726},{"word":"is","start":1125.6749,"end":1125.9149,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.15617109835147858},{"word":"another","start":1125.9149,"end":1126.315,"confidence":0.9970703,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.17892348766326904},{"word":"conversation","start":1126.315,"end":1126.815,"confidence":1.0,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.19368483126163483},{"word":"in","start":1126.955,"end":1127.455,"confidence":0.9123535,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.17801937460899353},{"word":"like","start":1127.6749,"end":1127.9149,"confidence":0.9453125,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.19123642146587372},{"word":"a","start":1127.9149,"end":1127.995,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2605537176132202},{"word":"week","start":1127.995,"end":1128.235,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.21932999789714813},{"word":"or","start":1128.235,"end":1128.395,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.2345941811800003},{"word":"two","start":1128.395,"end":1128.635,"confidence":0.9367676,"punctuated_word":"two,","sentiment":"neutral","sentiment_score":0.20686528086662292},{"word":"like","start":1128.635,"end":1128.7949,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.24244162440299988},{"word":"you","start":1128.7949,"end":1128.955,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20694144070148468},{"word":"said","start":1128.955,"end":1129.4349,"confidence":0.9812012,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.22259223461151123},{"word":"just","start":1129.4349,"end":1129.595,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.26748713850975037},{"word":"to","start":1129.595,"end":1129.755,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.27427586913108826},{"word":"kind","start":1129.755,"end":1129.995,"confidence":0.9863281,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.24587294459342957},{"word":"of","start":1129.995,"end":1130.075,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2979654371738434},{"word":"touch","start":1130.075,"end":1130.315,"confidence":1.0,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.301876425743103},{"word":"base","start":1130.315,"end":1130.5549,"confidence":0.99902344,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.30292025208473206},{"word":"on","start":1130.5549,"end":1130.7949,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.36091148853302},{"word":"everything","start":1130.7949,"end":1131.195,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.3235553503036499},{"word":"and","start":1131.195,"end":1131.4349,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.24265149235725403},{"word":"reassess","start":1131.4349,"end":1131.9349,"confidence":0.9995117,"punctuated_word":"reassess","sentiment":"neutral","sentiment_score":0.24069026112556455},{"word":"it","start":1132.075,"end":1132.575,"confidence":0.9189453,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.2189740538597107},{"word":"and","start":1133.2749,"end":1133.515,"confidence":0.9350586,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.14517882466316223},{"word":"then","start":1133.515,"end":1133.835,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.15566539764404297},{"word":"we","start":1133.835,"end":1134.075,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.16316209733486176},{"word":"can","start":1134.075,"end":1134.235,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.17739222943782806},{"word":"put","start":1134.235,"end":1134.475,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.17280051112174988},{"word":"together","start":1134.475,"end":1134.975,"confidence":1.0,"punctuated_word":"together","sentiment":"neutral","sentiment_score":0.21462112665176392},{"word":"a","start":1135.0349,"end":1135.2749,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19183215498924255},{"word":"a","start":1135.2749,"end":1135.4349,"confidence":0.9760742,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21267759799957275},{"word":"joint","start":1135.4349,"end":1135.755,"confidence":1.0,"punctuated_word":"joint","sentiment":"neutral","sentiment_score":0.1977568715810776},{"word":"plan","start":1135.755,"end":1136.255,"confidence":1.0,"punctuated_word":"plan","sentiment":"neutral","sentiment_score":0.19199258089065552},{"word":"for","start":1137.17,"end":1137.49,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1807168275117874},{"word":"the","start":1137.49,"end":1137.65,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21054188907146457},{"word":"two","start":1137.65,"end":1137.89,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.25102555751800537},{"word":"of","start":1137.89,"end":1138.0499,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2296873778104782},{"word":"you","start":1138.0499,"end":1138.5499,"confidence":0.94018555,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.198318749666214},{"word":"and","start":1139.73,"end":1139.97,"confidence":0.93359375,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.35865262150764465},{"word":"that","start":1139.97,"end":1140.13,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2109799683094025},{"word":"could","start":1140.13,"end":1140.37,"confidence":0.9980469,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.15132465958595276},{"word":"be","start":1140.37,"end":1140.61,"confidence":0.87158203,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.15063831210136414},{"word":"yeah","start":1141.97,"end":1142.47,"confidence":0.98950195,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.04404391720890999},{"word":"mhmm","start":1148.53,"end":1149.03,"confidence":0.99572754,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.14267095923423767},{"word":"yeah","start":1154.575,"end":1155.075,"confidence":0.9885254,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09079471230506896},{"word":"yep","start":1155.215,"end":1155.715,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14074450731277466},{"word":"yeah","start":1156.095,"end":1156.595,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18321487307548523},{"word":"and","start":1157.375,"end":1157.615,"confidence":0.9633789,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.30941861867904663},{"word":"i","start":1157.615,"end":1157.6951,"confidence":0.9970703,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3466116487979889},{"word":"think","start":1157.6951,"end":1157.935,"confidence":1.0,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.4143456816673279},{"word":"that's","start":1157.935,"end":1158.095,"confidence":0.9980469,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.4671589732170105},{"word":"good","start":1158.095,"end":1158.335,"confidence":0.6873779,"punctuated_word":"good,","sentiment":"positive","sentiment_score":0.5106055736541748},{"word":"because","start":1158.335,"end":1158.575,"confidence":0.56591797,"punctuated_word":"because,","sentiment":"positive","sentiment_score":0.38574159145355225},{"word":"especially","start":1158.575,"end":1159.055,"confidence":0.8918457,"punctuated_word":"especially,","sentiment":"positive","sentiment_score":0.4124816060066223},{"word":"if","start":1159.055,"end":1159.215,"confidence":0.9243164,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.4322906136512756},{"word":"it's","start":1159.215,"end":1159.535,"confidence":0.99609375,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.3683127760887146},{"word":"jointly","start":1159.535,"end":1160.015,"confidence":0.99609375,"punctuated_word":"jointly","sentiment":"positive","sentiment_score":0.4172280430793762},{"word":"goals","start":1160.015,"end":1160.255,"confidence":0.88720703,"punctuated_word":"goals","sentiment":"positive","sentiment_score":0.3955656290054322},{"word":"and","start":1160.255,"end":1160.415,"confidence":0.9375,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4212997853755951},{"word":"you","start":1160.415,"end":1160.575,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.48570746183395386},{"word":"guys","start":1160.575,"end":1160.735,"confidence":0.99902344,"punctuated_word":"guys","sentiment":"positive","sentiment_score":0.5010066032409668},{"word":"are","start":1160.735,"end":1160.895,"confidence":0.9970703,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.4962487816810608},{"word":"working","start":1160.895,"end":1161.215,"confidence":1.0,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.46866223216056824},{"word":"something","start":1161.215,"end":1161.535,"confidence":0.99902344,"punctuated_word":"something","sentiment":"positive","sentiment_score":0.4705313444137573},{"word":"together","start":1161.535,"end":1161.855,"confidence":0.98535156,"punctuated_word":"together,","sentiment":"positive","sentiment_score":0.4299272298812866},{"word":"you","start":1161.855,"end":1162.015,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.43417975306510925},{"word":"also","start":1162.015,"end":1162.335,"confidence":0.9863281,"punctuated_word":"also","sentiment":"positive","sentiment_score":0.36642932891845703},{"word":"wanna","start":1162.335,"end":1162.575,"confidence":0.99902344,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.4128829836845398},{"word":"make","start":1162.575,"end":1162.8151,"confidence":0.9980469,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2985685467720032},{"word":"sure","start":1162.8151,"end":1163.055,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.3118528127670288},{"word":"that","start":1163.055,"end":1163.555,"confidence":0.99902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3659828305244446},{"word":"we","start":1163.72,"end":1164.04,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.3677516579627991},{"word":"do","start":1164.04,"end":1164.28,"confidence":0.88061523,"punctuated_word":"do,","sentiment":"positive","sentiment_score":0.33501362800598145},{"word":"obviously","start":1164.28,"end":1164.78,"confidence":0.99902344,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.3316205143928528},{"word":"the","start":1164.84,"end":1165.08,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.34569650888442993},{"word":"the","start":1165.08,"end":1165.3201,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3140958547592163},{"word":"tax","start":1165.3201,"end":1165.64,"confidence":0.9941406,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.3769100308418274},{"word":"side","start":1165.64,"end":1165.88,"confidence":1.0,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.27856799960136414},{"word":"of","start":1165.88,"end":1166.04,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.288079172372818},{"word":"it","start":1166.04,"end":1166.2001,"confidence":0.77368164,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.29340606927871704},{"word":"so","start":1166.2001,"end":1166.36,"confidence":0.9970703,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.36660897731781006},{"word":"whatever","start":1166.36,"end":1166.76,"confidence":0.9970703,"punctuated_word":"whatever","sentiment":"positive","sentiment_score":0.36229556798934937},{"word":"is","start":1166.76,"end":1166.84,"confidence":0.8330078,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3466310501098633},{"word":"going","start":1166.84,"end":1167.0,"confidence":0.99902344,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.4089948534965515},{"word":"to","start":1167.0,"end":1167.16,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4057682156562805},{"word":"be","start":1167.16,"end":1167.3201,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.3822508454322815},{"word":"the","start":1167.3201,"end":1167.48,"confidence":0.9863281,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3432275950908661},{"word":"best","start":1167.48,"end":1167.8,"confidence":1.0,"punctuated_word":"best","sentiment":"positive","sentiment_score":0.3528594970703125},{"word":"benefit","start":1167.8,"end":1168.3,"confidence":0.90625,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.3604203760623932},{"word":"for","start":1169.0,"end":1169.24,"confidence":0.9980469,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.48638686537742615},{"word":"the","start":1169.24,"end":1169.48,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5328546166419983},{"word":"two","start":1169.48,"end":1169.72,"confidence":1.0,"punctuated_word":"two","sentiment":"positive","sentiment_score":0.5573318600654602},{"word":"of","start":1169.72,"end":1169.8,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5563650727272034},{"word":"you","start":1169.8,"end":1170.3,"confidence":0.99560547,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.370591014623642},{"word":"if","start":1171.3201,"end":1171.48,"confidence":0.77685547,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.2206399142742157},{"word":"you","start":1171.48,"end":1171.64,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24644125998020172},{"word":"are","start":1171.64,"end":1171.88,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2829332649707794},{"word":"sharing","start":1171.88,"end":1172.36,"confidence":0.984375,"punctuated_word":"sharing","sentiment":"positive","sentiment_score":0.3474181294441223},{"word":"everything","start":1172.36,"end":1172.86,"confidence":0.9909668,"punctuated_word":"everything,","sentiment":"neutral","sentiment_score":0.25770384073257446},{"word":"then","start":1173.16,"end":1173.66,"confidence":0.9941406,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2749621868133545},{"word":"then","start":1173.72,"end":1173.96,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.295928418636322},{"word":"that's","start":1173.96,"end":1174.28,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2939688265323639},{"word":"a","start":1174.28,"end":1174.36,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.28818243741989136},{"word":"really","start":1174.36,"end":1174.68,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.25426843762397766},{"word":"good","start":1174.68,"end":1174.92,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5535688400268555},{"word":"way","start":1174.92,"end":1175.42,"confidence":0.99902344,"punctuated_word":"way","sentiment":"positive","sentiment_score":0.4717055261135102},{"word":"of","start":1175.8,"end":1175.96,"confidence":0.9951172,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4569339454174042},{"word":"doing","start":1175.96,"end":1176.36,"confidence":0.95166016,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.48025181889534},{"word":"it","start":1176.36,"end":1176.855,"confidence":0.98583984,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.16045622527599335},{"word":"obviously","start":1177.495,"end":1177.895,"confidence":0.99072266,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":0.06437239050865173},{"word":"as","start":1177.895,"end":1177.975,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06297672539949417},{"word":"long","start":1177.975,"end":1178.135,"confidence":0.99902344,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.10639792680740356},{"word":"as","start":1178.135,"end":1178.2949,"confidence":0.99609375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08708519488573074},{"word":"you","start":1178.2949,"end":1178.455,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11058680713176729},{"word":"guys","start":1178.455,"end":1178.695,"confidence":0.99902344,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.1277107000350952},{"word":"are","start":1178.695,"end":1178.775,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0918298214673996},{"word":"comfortable","start":1178.775,"end":1179.255,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.07166405022144318},{"word":"showing","start":1179.255,"end":1179.755,"confidence":0.96240234,"punctuated_word":"showing","sentiment":"neutral","sentiment_score":0.09787790477275848},{"word":"all","start":1179.975,"end":1180.135,"confidence":0.9941406,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.10495775192975998},{"word":"the","start":1180.135,"end":1180.535,"confidence":0.94628906,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11316178739070892},{"word":"information","start":1180.535,"end":1181.035,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.11314389854669572},{"word":"and","start":1182.455,"end":1182.695,"confidence":0.97998047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05925963073968887},{"word":"everything","start":1182.695,"end":1183.195,"confidence":0.5673828,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.1054355800151825},{"word":"okay","start":1183.655,"end":1183.975,"confidence":0.9951172,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.4023638963699341},{"word":"perfect","start":1183.975,"end":1184.475,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6777918338775635},{"word":"now","start":1185.015,"end":1185.495,"confidence":0.86035156,"punctuated_word":"Now,","sentiment":"neutral","sentiment_score":0.31811994314193726},{"word":"obviously","start":1185.495,"end":1185.975,"confidence":0.984375,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.2554931938648224},{"word":"you","start":1185.975,"end":1186.135,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2886582314968109},{"word":"said","start":1186.135,"end":1186.375,"confidence":0.99902344,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.25897416472435},{"word":"you","start":1186.375,"end":1186.535,"confidence":0.98828125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15234112739562988},{"word":"might","start":1186.535,"end":1186.775,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.1893821656703949},{"word":"retire","start":1186.775,"end":1187.1749,"confidence":0.99902344,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.173488587141037},{"word":"a","start":1187.1749,"end":1187.335,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1391475647687912},{"word":"little","start":1187.335,"end":1187.495,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.13412636518478394},{"word":"bit","start":1187.495,"end":1187.735,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.17242345213890076},{"word":"earlier","start":1187.735,"end":1188.0549,"confidence":0.95581055,"punctuated_word":"earlier.","sentiment":"neutral","sentiment_score":0.1797848641872406},{"word":"so","start":1188.0549,"end":1188.2949,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0601111575961113},{"word":"what","start":1188.2949,"end":1188.7949,"confidence":0.78027344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05787660926580429},{"word":"age","start":1189.11,"end":1189.35,"confidence":0.984375,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.046929486095905304},{"word":"do","start":1189.35,"end":1189.59,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03266838565468788},{"word":"you","start":1189.59,"end":1189.75,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09664850682020187},{"word":"think","start":1189.75,"end":1190.07,"confidence":0.7844238,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":0.07993423193693161},{"word":"ideally","start":1190.07,"end":1190.57,"confidence":0.9753418,"punctuated_word":"ideally,","sentiment":"neutral","sentiment_score":0.07920350134372711},{"word":"at","start":1190.71,"end":1190.87,"confidence":0.9760742,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11732570827007294},{"word":"this","start":1190.87,"end":1191.03,"confidence":0.9941406,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.12635840475559235},{"word":"stage","start":1191.03,"end":1191.43,"confidence":0.89501953,"punctuated_word":"stage,","sentiment":"neutral","sentiment_score":0.1515614092350006},{"word":"you","start":1191.43,"end":1191.51,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1460523009300232},{"word":"would","start":1191.51,"end":1191.75,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.15157276391983032},{"word":"want","start":1191.75,"end":1191.91,"confidence":0.9770508,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.094758540391922},{"word":"to","start":1191.91,"end":1192.41,"confidence":0.95410156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11480937153100967},{"word":"retire","start":1192.55,"end":1193.05,"confidence":0.8664551,"punctuated_word":"retire,","sentiment":"neutral","sentiment_score":0.09233947098255156},{"word":"draw","start":1193.11,"end":1193.35,"confidence":0.9667969,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.09089221805334093},{"word":"income","start":1193.35,"end":1193.67,"confidence":0.9970703,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.12478286027908324},{"word":"from","start":1193.67,"end":1193.91,"confidence":0.9921875,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.03369695693254471},{"word":"superm","start":1193.91,"end":1194.41,"confidence":0.6266276,"punctuated_word":"Superm?","sentiment":"neutral","sentiment_score":0.0760229229927063},{"word":"mhmm","start":1196.79,"end":1197.29,"confidence":0.98620605,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.009039243683218956},{"word":"mhmm","start":1200.3099,"end":1200.8099,"confidence":0.9765625,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.006924676243215799},{"word":"yeah","start":1213.095,"end":1213.595,"confidence":0.87402344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10010557621717452},{"word":"yes","start":1218.0,"end":1218.5,"confidence":0.94628906,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0886799544095993},{"word":"okay","start":1219.3601,"end":1219.8601,"confidence":0.98999023,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.0323672816157341},{"word":"mhmm","start":1236.735,"end":1237.235,"confidence":0.9506836,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.10145873576402664},{"word":"yes","start":1237.71,"end":1238.21,"confidence":0.7919922,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.09861264377832411},{"word":"yep","start":1243.7175,"end":1244.2175,"confidence":0.9645996,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.09137283265590668},{"word":"yep","start":1255.565,"end":1255.885,"confidence":0.8664551,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.05450713634490967},{"word":"yeah","start":1255.885,"end":1256.385,"confidence":0.8898926,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06929901242256165},{"word":"yeah","start":1257.565,"end":1258.065,"confidence":0.951416,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0292702317237854},{"word":"mhmm","start":1259.085,"end":1259.585,"confidence":0.92492676,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.02852538228034973},{"word":"mhmm","start":1270.78,"end":1270.86,"confidence":0.8983154,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.046521104872226715},{"word":"yep","start":1270.86,"end":1271.36,"confidence":0.7685547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0822162851691246},{"word":"okay","start":1271.42,"end":1271.82,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.18467742204666135},{"word":"perfect","start":1271.82,"end":1272.32,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4017530679702759},{"word":"and","start":1272.54,"end":1272.7,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.24764543771743777},{"word":"that's","start":1272.7,"end":1272.94,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2573274075984955},{"word":"also","start":1272.94,"end":1273.26,"confidence":0.9980469,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.28349339962005615},{"word":"what","start":1273.26,"end":1273.5,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.22787761688232425},{"word":"we","start":1273.5,"end":1273.66,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.18008953332901},{"word":"can","start":1273.66,"end":1273.9,"confidence":0.9970703,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.20341889560222623},{"word":"assess","start":1273.9,"end":1274.3,"confidence":0.94091797,"punctuated_word":"assess.","sentiment":"neutral","sentiment_score":0.2538521885871887},{"word":"so","start":1274.3,"end":1274.7,"confidence":0.8676758,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.16468921303749084},{"word":"we","start":1274.7,"end":1274.86,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2057833671569824},{"word":"can","start":1274.86,"end":1275.1,"confidence":0.9970703,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2402493804693222},{"word":"work","start":1275.1,"end":1275.34,"confidence":1.0,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.3433278799057007},{"word":"with","start":1275.34,"end":1275.66,"confidence":0.9338379,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":0.2728700339794159},{"word":"okay","start":1275.66,"end":1276.0599,"confidence":0.9980469,"punctuated_word":"okay,","sentiment":"neutral","sentiment_score":0.2928849458694458},{"word":"ideal","start":1276.0599,"end":1276.5599,"confidence":0.9970703,"punctuated_word":"ideal","sentiment":"positive","sentiment_score":0.3855376839637756},{"word":"situation","start":1276.7,"end":1277.2,"confidence":0.8510742,"punctuated_word":"situation,","sentiment":"positive","sentiment_score":0.3835774064064026},{"word":"but","start":1277.865,"end":1278.105,"confidence":0.9970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.20886938273906708},{"word":"then","start":1278.105,"end":1278.265,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2528790235519409},{"word":"also","start":1278.265,"end":1278.765,"confidence":0.8598633,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.21034185588359833},{"word":"okay","start":1279.385,"end":1279.785,"confidence":0.984375,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.22313717007637024},{"word":"well","start":1279.785,"end":1280.285,"confidence":0.9995117,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.14713117480278015},{"word":"is","start":1280.665,"end":1280.825,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.187694787979126},{"word":"that","start":1280.825,"end":1281.145,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.298412561416626},{"word":"achievable","start":1281.145,"end":1281.645,"confidence":0.97802734,"punctuated_word":"achievable?","sentiment":"neutral","sentiment_score":0.08587781339883804},{"word":"and","start":1281.785,"end":1281.945,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.0487767718732357},{"word":"if","start":1281.945,"end":1282.105,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.12812715768814087},{"word":"it's","start":1282.105,"end":1282.345,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.2096867561340332},{"word":"not","start":1282.345,"end":1282.665,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.3028911352157593},{"word":"achievable","start":1282.665,"end":1283.165,"confidence":0.9995117,"punctuated_word":"achievable,","sentiment":"neutral","sentiment_score":-0.30694329738616943},{"word":"what","start":1283.225,"end":1283.465,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.27520376443862915},{"word":"can","start":1283.465,"end":1283.625,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.26640719175338745},{"word":"we","start":1283.625,"end":1283.785,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.19613096117973328},{"word":"do","start":1283.785,"end":1284.105,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.2982568144798279},{"word":"to","start":1284.105,"end":1284.345,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.23662959039211273},{"word":"get","start":1284.345,"end":1284.505,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.1577824056148529},{"word":"you","start":1284.505,"end":1284.745,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.19419890642166135},{"word":"there","start":1284.745,"end":1285.245,"confidence":0.9975586,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":-0.12537197768688202},{"word":"so","start":1285.705,"end":1286.105,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.025247346609830856},{"word":"even","start":1286.105,"end":1286.425,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.03816048428416252},{"word":"if","start":1286.425,"end":1286.585,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.011315006762742996},{"word":"i","start":1286.585,"end":1286.745,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.024811215698719025},{"word":"put","start":1286.745,"end":1286.985,"confidence":0.99902344,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.009997978806495668},{"word":"down","start":1286.985,"end":1287.485,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.010868929326534271},{"word":"ideally","start":1287.625,"end":1288.125,"confidence":0.72265625,"punctuated_word":"ideally","sentiment":"neutral","sentiment_score":-0.021497666835784912},{"word":"60","start":1288.505,"end":1289.005,"confidence":0.9116211,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":0.024966847151517868},{"word":"but","start":1289.625,"end":1289.865,"confidence":0.65625,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.0027796030044555664},{"word":"if","start":1289.865,"end":1290.185,"confidence":0.6196289,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.020370259881019592},{"word":"not","start":1290.185,"end":1290.685,"confidence":0.92456055,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":-0.0364459715783596},{"word":"would","start":1290.9199,"end":1291.1599,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.0221579410135746},{"word":"you","start":1291.1599,"end":1291.32,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01978638768196106},{"word":"say","start":1291.32,"end":1291.5599,"confidence":0.99902344,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.025173325091600415},{"word":"around","start":1291.5599,"end":1291.88,"confidence":0.97998047,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.002723895013332367},{"word":"64","start":1291.88,"end":1292.6,"confidence":0.99853516,"punctuated_word":"64","sentiment":"neutral","sentiment_score":0.02364061027765274},{"word":"when","start":1292.6,"end":1293.1,"confidence":0.98828125,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.017561912536621094},{"word":"when","start":1293.32,"end":1293.64,"confidence":0.9951172,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.011090368032455444},{"word":"when","start":1293.64,"end":1293.96,"confidence":0.5986328,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.013767872005701063},{"word":"they","start":1293.96,"end":1294.12,"confidence":0.96435547,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.031006094068288803},{"word":"would","start":1294.12,"end":1294.2799,"confidence":0.7763672,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.02257821336388588},{"word":"then","start":1294.2799,"end":1294.44,"confidence":0.9873047,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.019163798540830612},{"word":"potentially","start":1294.44,"end":1294.94,"confidence":0.99902344,"punctuated_word":"potentially","sentiment":"neutral","sentiment_score":-0.02655539289116859},{"word":"retire","start":1295.0,"end":1295.5,"confidence":1.0,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":-0.014765098690986632},{"word":"or","start":1296.44,"end":1296.6799,"confidence":0.875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.02655224502086639},{"word":"reduce","start":1296.6799,"end":1297.08,"confidence":0.9038086,"punctuated_word":"reduce","sentiment":"neutral","sentiment_score":0.0035530254244804382},{"word":"hours","start":1297.08,"end":1297.4,"confidence":0.9614258,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":-0.024610184133052822},{"word":"at","start":1297.4,"end":1297.64,"confidence":0.8613281,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.030698459595441815},{"word":"least","start":1297.64,"end":1298.0399,"confidence":0.99194336,"punctuated_word":"least?","sentiment":"neutral","sentiment_score":-0.030651353299617767},{"word":"okay","start":1298.0399,"end":1298.52,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2999323308467865},{"word":"perfect","start":1298.52,"end":1299.02,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5964963436126709},{"word":"and","start":1299.7999,"end":1300.2999,"confidence":0.9941406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2690345048904419},{"word":"sometimes","start":1300.44,"end":1300.94,"confidence":0.97998047,"punctuated_word":"sometimes","sentiment":"positive","sentiment_score":0.35432571172714233},{"word":"when","start":1301.0,"end":1301.24,"confidence":0.9589844,"punctuated_word":"when","sentiment":"positive","sentiment_score":0.5042499303817749},{"word":"it","start":1301.24,"end":1301.4,"confidence":0.5761719,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.45369386672973633},{"word":"mhmm","start":1301.72,"end":1302.22,"confidence":0.9830322,"punctuated_word":"mhmm.","sentiment":"neutral","sentiment_score":0.2675744891166687},{"word":"yeah","start":1307.495,"end":1307.995,"confidence":0.8198242,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07248462736606598},{"word":"mhmm","start":1314.87,"end":1315.37,"confidence":0.8955078,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.03542594611644745},{"word":"yeah","start":1322.07,"end":1322.57,"confidence":0.84814453,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0735756978392601},{"word":"yeah","start":1327.43,"end":1327.93,"confidence":0.70739746,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.050574637949466705},{"word":"if","start":1328.15,"end":1328.39,"confidence":0.93603516,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.00542975589632988},{"word":"you","start":1328.39,"end":1328.47,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.018359292298555378},{"word":"can","start":1328.47,"end":1328.79,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.017959587275981903},{"word":"retire","start":1328.79,"end":1329.29,"confidence":0.8383789,"punctuated_word":"retire.","sentiment":"neutral","sentiment_score":-0.02556636184453964},{"word":"yeah","start":1329.865,"end":1330.365,"confidence":0.951416,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.002551775425672531},{"word":"enjoy","start":1331.465,"end":1331.865,"confidence":0.9165039,"punctuated_word":"Enjoy","sentiment":"neutral","sentiment_score":0.09361312538385393},{"word":"life","start":1331.865,"end":1332.365,"confidence":0.8469238,"punctuated_word":"life.","sentiment":"neutral","sentiment_score":0.09139169752597807},{"word":"yeah","start":1333.1449,"end":1333.6449,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.14220736920833588},{"word":"yes","start":1336.985,"end":1337.485,"confidence":0.8029785,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0814996212720871},{"word":"mhmm","start":1340.0249,"end":1340.5249,"confidence":0.99780273,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.0003755912184715271},{"word":"yes","start":1341.72,"end":1342.22,"confidence":0.8330078,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.01740218698978424},{"word":"yes","start":1346.52,"end":1347.02,"confidence":0.95825195,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1543208807706833},{"word":"well","start":1347.08,"end":1347.32,"confidence":0.9523926,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.2829902768135071},{"word":"we","start":1347.32,"end":1347.48,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.3032102882862091},{"word":"can","start":1347.48,"end":1347.72,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3890628218650818},{"word":"definitely","start":1347.72,"end":1348.12,"confidence":1.0,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.4852392971515655},{"word":"work","start":1348.12,"end":1348.36,"confidence":1.0,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.3437255620956421},{"word":"on","start":1348.36,"end":1348.52,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3646464049816131},{"word":"that","start":1348.52,"end":1348.6799,"confidence":0.8395996,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.34914588928222656},{"word":"and","start":1348.6799,"end":1348.84,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.23040498793125153},{"word":"then","start":1348.84,"end":1349.08,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2266410291194916},{"word":"often","start":1349.08,"end":1349.4,"confidence":0.7973633,"punctuated_word":"often","sentiment":"neutral","sentiment_score":0.21159401535987857},{"word":"what","start":1349.4,"end":1349.64,"confidence":0.5180664,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1940867006778717},{"word":"i'll","start":1349.64,"end":1349.96,"confidence":0.9807129,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1825117319822311},{"word":"what","start":1350.28,"end":1350.44,"confidence":0.99609375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.20305240154266355},{"word":"we","start":1350.44,"end":1350.94,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.152229443192482},{"word":"would","start":1351.0,"end":1351.24,"confidence":0.7285156,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.19925826787948608},{"word":"like","start":1351.24,"end":1351.4,"confidence":0.93603516,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.20454733073711395},{"word":"to","start":1351.4,"end":1351.5599,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.209876611828804},{"word":"do","start":1351.5599,"end":1351.72,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.20414164662361145},{"word":"as","start":1351.72,"end":1351.88,"confidence":0.9633789,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.22590993344783783},{"word":"well","start":1351.88,"end":1352.38,"confidence":0.99902344,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.23274748027324677},{"word":"is","start":1352.84,"end":1353.08,"confidence":0.96435547,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16956207156181335},{"word":"that","start":1353.08,"end":1353.32,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16347181797027588},{"word":"we","start":1353.32,"end":1353.48,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1723378449678421},{"word":"can","start":1353.48,"end":1353.72,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.16809213161468506},{"word":"then","start":1353.72,"end":1354.12,"confidence":0.9951172,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.17114391922950745},{"word":"do","start":1354.12,"end":1354.6,"confidence":0.9790039,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.16965024173259735},{"word":"a","start":1354.6,"end":1354.6799,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16414706408977509},{"word":"bit","start":1354.6799,"end":1354.9199,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1664702594280243},{"word":"of","start":1354.9199,"end":1355.4199,"confidence":0.9255371,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.14266034960746765},{"word":"like","start":1356.045,"end":1356.285,"confidence":0.96899414,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.12563860416412354},{"word":"a","start":1356.285,"end":1356.3651,"confidence":0.96777344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1452840268611908},{"word":"retirement","start":1356.3651,"end":1356.8651,"confidence":0.99316406,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.06351995468139648},{"word":"income","start":1357.245,"end":1357.745,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.11310851573944092},{"word":"drawdown","start":1357.885,"end":1358.385,"confidence":0.8898926,"punctuated_word":"drawdown","sentiment":"neutral","sentiment_score":0.10343791544437408},{"word":"calculation","start":1358.4451,"end":1358.9451,"confidence":0.9902344,"punctuated_word":"calculation","sentiment":"neutral","sentiment_score":0.1387099325656891},{"word":"as","start":1359.3251,"end":1359.4851,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.13906197249889374},{"word":"part","start":1359.4851,"end":1359.7251,"confidence":0.99902344,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.13119179010391235},{"word":"of","start":1359.7251,"end":1359.805,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08190945535898209},{"word":"it","start":1359.805,"end":1360.045,"confidence":0.92993164,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.08325040340423584},{"word":"so","start":1360.045,"end":1360.545,"confidence":0.99121094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09572014212608336},{"word":"whether","start":1360.6051,"end":1360.925,"confidence":0.81347656,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.0966363251209259},{"word":"that","start":1360.925,"end":1361.0851,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08771494776010513},{"word":"would","start":1361.0851,"end":1361.3251,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.1093696430325508},{"word":"be","start":1361.3251,"end":1361.8251,"confidence":0.98583984,"punctuated_word":"be,","sentiment":"neutral","sentiment_score":0.0989057719707489},{"word":"let's","start":1361.9651,"end":1362.2051,"confidence":1.0,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":0.07808162271976471},{"word":"say","start":1362.2051,"end":1362.4451,"confidence":0.9909668,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.07659383118152618},{"word":"64","start":1362.4451,"end":1363.005,"confidence":0.9941406,"punctuated_word":"64","sentiment":"neutral","sentiment_score":0.08592171967029572},{"word":"for","start":1363.005,"end":1363.245,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06019468978047371},{"word":"you","start":1363.245,"end":1363.4851,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08689781278371811},{"word":"and","start":1363.4851,"end":1363.7251,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06964848935604095},{"word":"and","start":1363.7251,"end":1364.045,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05708339437842369},{"word":"60","start":1364.045,"end":1364.4451,"confidence":0.99902344,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.11605991423130035},{"word":"for","start":1364.4451,"end":1364.685,"confidence":0.9863281,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07024748623371124},{"word":"her","start":1364.685,"end":1365.185,"confidence":1.0,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.0872526541352272},{"word":"and","start":1365.5651,"end":1365.885,"confidence":0.5029297,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06915894895792007},{"word":"you","start":1365.885,"end":1366.385,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08268173038959503},{"word":"needing","start":1366.525,"end":1367.025,"confidence":0.98657227,"punctuated_word":"needing,","sentiment":"neutral","sentiment_score":0.07154726982116699},{"word":"like","start":1367.405,"end":1367.645,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.07584285736083984},{"word":"a","start":1367.645,"end":1367.805,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06184788793325424},{"word":"combined","start":1367.805,"end":1368.305,"confidence":0.99902344,"punctuated_word":"combined","sentiment":"neutral","sentiment_score":0.08459129184484482},{"word":"household","start":1368.3651,"end":1368.8651,"confidence":0.99902344,"punctuated_word":"household","sentiment":"neutral","sentiment_score":0.0963609144091606},{"word":"income","start":1369.005,"end":1369.505,"confidence":0.7142334,"punctuated_word":"income,","sentiment":"neutral","sentiment_score":0.10613058507442474},{"word":"if","start":1370.0,"end":1370.0801,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1132570654153824},{"word":"you","start":1370.0801,"end":1370.4,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10519391298294067},{"word":"have","start":1370.4,"end":1370.7201,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13733386993408203},{"word":"a","start":1370.7201,"end":1370.88,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12248144298791884},{"word":"combined","start":1370.88,"end":1371.36,"confidence":1.0,"punctuated_word":"combined","sentiment":"neutral","sentiment_score":0.13237860798835754},{"word":"goal","start":1371.36,"end":1371.68,"confidence":1.0,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.13842611014842987},{"word":"of","start":1371.68,"end":1372.0,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13406512141227722},{"word":"we","start":1372.0,"end":1372.3201,"confidence":0.6855469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09940525889396667},{"word":"need","start":1372.3201,"end":1372.8,"confidence":0.98217773,"punctuated_word":"need,","sentiment":"neutral","sentiment_score":0.09790831804275511},{"word":"let's","start":1372.8,"end":1373.12,"confidence":1.0,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":0.07286851853132248},{"word":"say","start":1373.12,"end":1373.4401,"confidence":0.98999023,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.07488337904214859},{"word":"$22,000","start":1373.4401,"end":1374.7201,"confidence":0.9654134,"punctuated_word":"$22,000","sentiment":"neutral","sentiment_score":0.1395416259765625},{"word":"a","start":1374.7201,"end":1374.8,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09597180783748628},{"word":"week","start":1374.8,"end":1375.04,"confidence":0.9621582,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.08419767022132874},{"word":"for","start":1375.04,"end":1375.2001,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05170527100563049},{"word":"example","start":1375.2001,"end":1375.7001,"confidence":0.80981445,"punctuated_word":"example.","sentiment":"neutral","sentiment_score":0.06195909529924393},{"word":"that's","start":1376.0,"end":1376.24,"confidence":0.99609375,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.07073527574539185},{"word":"why","start":1376.24,"end":1376.4,"confidence":0.76708984,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.06032372638583183},{"word":"you","start":1376.4,"end":1376.56,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12799571454524994},{"word":"guys","start":1376.56,"end":1376.88,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.11472617089748384},{"word":"need","start":1376.88,"end":1377.12,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.1111590415239334},{"word":"to","start":1377.12,"end":1377.28,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12202952802181244},{"word":"cover","start":1377.28,"end":1377.52,"confidence":0.99902344,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.08331100642681122},{"word":"bills","start":1377.52,"end":1377.8401,"confidence":0.99609375,"punctuated_word":"bills","sentiment":"neutral","sentiment_score":0.13019222021102905},{"word":"and","start":1377.8401,"end":1378.0,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1235981583595276},{"word":"expenses","start":1378.0,"end":1378.5,"confidence":0.97143555,"punctuated_word":"expenses,","sentiment":"neutral","sentiment_score":0.09548519551753998},{"word":"do","start":1378.88,"end":1379.12,"confidence":0.9194336,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1293623149394989},{"word":"some","start":1379.12,"end":1379.36,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.1571323275566101},{"word":"traveling","start":1379.36,"end":1379.86,"confidence":0.83813477,"punctuated_word":"traveling,","sentiment":"neutral","sentiment_score":0.11981790512800217},{"word":"then","start":1380.3201,"end":1380.56,"confidence":0.9819336,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2168378382921219},{"word":"we","start":1380.56,"end":1380.64,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.18792690336704257},{"word":"can","start":1380.64,"end":1380.9601,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1822763085365295},{"word":"work","start":1380.9601,"end":1381.2001,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.19484040141105652},{"word":"with","start":1381.2001,"end":1381.6001,"confidence":0.83496094,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":0.11321359872817992},{"word":"okay","start":1381.6001,"end":1382.1001,"confidence":0.7663574,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.025333471596240997},{"word":"is","start":1382.16,"end":1382.4,"confidence":0.9941406,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.25980839133262634},{"word":"that","start":1382.4,"end":1382.56,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.37669020891189575},{"word":"achievable","start":1382.56,"end":1383.06,"confidence":0.9980469,"punctuated_word":"achievable","sentiment":"positive","sentiment_score":0.3486293852329254},{"word":"to","start":1383.28,"end":1383.52,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.26201534271240234},{"word":"draw","start":1383.52,"end":1383.8401,"confidence":0.9902344,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.2609778046607971},{"word":"from","start":1383.8401,"end":1384.0,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.23804347217082977},{"word":"both","start":1384.0,"end":1384.3201,"confidence":0.99609375,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.3087705373764038},{"word":"of","start":1384.3201,"end":1384.4801,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.31274527311325073},{"word":"your","start":1384.4801,"end":1384.7201,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2579284608364105},{"word":"superannuation","start":1384.7201,"end":1385.2201,"confidence":0.88586426,"punctuated_word":"superannuation?","sentiment":"neutral","sentiment_score":0.18484994769096377},{"word":"do","start":1386.295,"end":1386.375,"confidence":0.96777344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.05027370899915695},{"word":"we","start":1386.375,"end":1386.535,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09225083887577055},{"word":"need","start":1386.535,"end":1386.775,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.1261039972305298},{"word":"to","start":1386.775,"end":1386.855,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13026508688926697},{"word":"do","start":1386.855,"end":1386.935,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09880980849266052},{"word":"a","start":1386.935,"end":1387.095,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1344238519668579},{"word":"little","start":1387.095,"end":1387.255,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.07784146070480347},{"word":"bit","start":1387.255,"end":1387.415,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.06842972338199615},{"word":"more","start":1387.415,"end":1387.735,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.09568136930465698},{"word":"from","start":1387.735,"end":1387.895,"confidence":0.9951172,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.10930778086185455},{"word":"some","start":1387.895,"end":1388.135,"confidence":0.9892578,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.1232929825782776},{"word":"from","start":1388.295,"end":1388.535,"confidence":0.9580078,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.11875005811452866},{"word":"one","start":1388.535,"end":1388.775,"confidence":0.9980469,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.10271918773651124},{"word":"person","start":1388.775,"end":1389.095,"confidence":0.9941406,"punctuated_word":"person","sentiment":"neutral","sentiment_score":0.14977577328681946},{"word":"or","start":1389.095,"end":1389.255,"confidence":0.99609375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.09028637409210204},{"word":"the","start":1389.255,"end":1389.415,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11236131191253662},{"word":"other","start":1389.415,"end":1389.8151,"confidence":0.67126465,"punctuated_word":"other,","sentiment":"neutral","sentiment_score":0.0996950939297676},{"word":"or","start":1389.8151,"end":1390.3151,"confidence":0.970459,"punctuated_word":"or,","sentiment":"neutral","sentiment_score":0.08469126373529434},{"word":"you","start":1390.775,"end":1390.935,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05983278527855873},{"word":"know","start":1390.935,"end":1391.175,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.09759016335010529},{"word":"what","start":1391.175,"end":1391.415,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1404859572649002},{"word":"is","start":1391.415,"end":1391.735,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13622234761714935},{"word":"best","start":1391.735,"end":1392.235,"confidence":0.99902344,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.09570271521806716},{"word":"for","start":1392.375,"end":1392.6951,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.18700425326824188},{"word":"the","start":1392.6951,"end":1392.775,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22496335208415985},{"word":"two","start":1392.775,"end":1393.015,"confidence":0.9941406,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.21624407172203064},{"word":"of","start":1393.015,"end":1393.175,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19732531905174255},{"word":"you","start":1393.175,"end":1393.415,"confidence":0.93359375,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.10990386456251144},{"word":"but","start":1393.415,"end":1393.5751,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.08854671567678452},{"word":"then","start":1393.5751,"end":1393.735,"confidence":0.8383789,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.0873095765709877},{"word":"also","start":1393.735,"end":1394.235,"confidence":1.0,"punctuated_word":"also,","sentiment":"neutral","sentiment_score":0.0864546149969101},{"word":"if","start":1394.4551,"end":1394.615,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1290229558944702},{"word":"you","start":1394.615,"end":1394.855,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14428772032260895},{"word":"are","start":1394.855,"end":1395.095,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.12827251851558685},{"word":"eligible","start":1395.095,"end":1395.595,"confidence":1.0,"punctuated_word":"eligible","sentiment":"neutral","sentiment_score":0.16495037078857422},{"word":"for","start":1395.8151,"end":1396.3151,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1887071877717972},{"word":"a","start":1396.4551,"end":1396.615,"confidence":0.93115234,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14686547219753265},{"word":"potential","start":1396.615,"end":1397.115,"confidence":0.99902344,"punctuated_word":"potential","sentiment":"neutral","sentiment_score":0.09824372828006744},{"word":"age","start":1397.175,"end":1397.415,"confidence":0.9580078,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.0773141086101532},{"word":"pension","start":1397.415,"end":1397.895,"confidence":0.9951172,"punctuated_word":"pension,","sentiment":"neutral","sentiment_score":0.10293099284172058},{"word":"obviously","start":1397.895,"end":1398.375,"confidence":0.9970703,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.10045364499092102},{"word":"you","start":1398.375,"end":1398.535,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.100056990981102},{"word":"would","start":1398.535,"end":1398.6951,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.08300913870334625},{"word":"hit","start":1398.6951,"end":1398.935,"confidence":1.0,"punctuated_word":"hit","sentiment":"neutral","sentiment_score":0.12432190775871275},{"word":"67","start":1398.935,"end":1399.835,"confidence":0.99658203,"punctuated_word":"67","sentiment":"neutral","sentiment_score":0.1293627917766571},{"word":"before","start":1399.895,"end":1400.395,"confidence":0.96435547,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.08790275454521179},{"word":"her","start":1400.4551,"end":1400.9551,"confidence":0.9645996,"punctuated_word":"her.","sentiment":"neutral","sentiment_score":0.08134183287620544},{"word":"so","start":1401.26,"end":1401.5,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08130545914173126},{"word":"then","start":1401.5,"end":1401.9801,"confidence":0.9970703,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.11599229276180267},{"word":"also","start":1401.9801,"end":1402.38,"confidence":0.87597656,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.11003884673118591},{"word":"kind","start":1402.38,"end":1402.54,"confidence":0.95703125,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.10298933833837508},{"word":"of","start":1402.54,"end":1402.7001,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12414100766181946},{"word":"work","start":1402.7001,"end":1403.02,"confidence":0.99902344,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.1373751312494278},{"word":"with","start":1403.02,"end":1403.42,"confidence":0.86987305,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":0.1308845281600952},{"word":"okay","start":1403.42,"end":1403.92,"confidence":0.77441406,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.1449630856513977},{"word":"what","start":1404.7001,"end":1404.9401,"confidence":0.99902344,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.10888750851154327},{"word":"would","start":1404.9401,"end":1405.18,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.1238253265619278},{"word":"that","start":1405.18,"end":1405.42,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.187973290681839},{"word":"look","start":1405.42,"end":1405.7401,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.060307275503873825},{"word":"like","start":1405.7401,"end":1406.2201,"confidence":0.9904785,"punctuated_word":"like?","sentiment":"neutral","sentiment_score":0.07170747965574265},{"word":"are","start":1406.2201,"end":1406.4601,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.07496194541454315},{"word":"you","start":1406.4601,"end":1406.7001,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11042002588510512},{"word":"eligible","start":1406.7001,"end":1407.2001,"confidence":0.99194336,"punctuated_word":"eligible?","sentiment":"neutral","sentiment_score":0.13237980008125305},{"word":"and","start":1407.42,"end":1407.66,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.11967261135578156},{"word":"then","start":1407.66,"end":1407.9801,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.14958874881267548},{"word":"if","start":1407.9801,"end":1408.3,"confidence":0.8027344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1553587019443512},{"word":"so","start":1408.3,"end":1408.8,"confidence":0.9562988,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":0.1832411587238312},{"word":"structuring","start":1409.5,"end":1410.0,"confidence":0.99902344,"punctuated_word":"structuring","sentiment":"neutral","sentiment_score":0.24032703042030337},{"word":"your","start":1410.14,"end":1410.38,"confidence":0.8183594,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.22737812995910645},{"word":"super","start":1410.38,"end":1410.78,"confidence":0.8359375,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.3366367220878601},{"word":"to","start":1410.78,"end":1410.9401,"confidence":0.97265625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2525670528411865},{"word":"kinda","start":1410.9401,"end":1411.3401,"confidence":0.84814453,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.2318791300058365},{"word":"benefit","start":1411.3401,"end":1411.8401,"confidence":0.9248047,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.30142468214035034},{"word":"from","start":1412.78,"end":1413.1001,"confidence":0.8857422,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.2315705418586731},{"word":"that","start":1413.1001,"end":1413.3401,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1646828055381775},{"word":"as","start":1413.3401,"end":1413.5,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.15528501570224762},{"word":"well","start":1413.5,"end":1414.0,"confidence":0.9926758,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.12293088436126708},{"word":"yep","start":1436.9,"end":1437.4,"confidence":0.7861328,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.20581792294979095},{"word":"yep","start":1442.275,"end":1442.775,"confidence":0.953125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09891344606876372},{"word":"yep","start":1444.115,"end":1444.615,"confidence":0.9108887,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.22347325086593628},{"word":"sounds","start":1444.915,"end":1445.395,"confidence":0.97509766,"punctuated_word":"Sounds","sentiment":"positive","sentiment_score":0.5746563076972961},{"word":"perfect","start":1445.395,"end":1445.895,"confidence":0.9946289,"punctuated_word":"perfect.","sentiment":"positive","sentiment_score":0.5776211619377136},{"word":"but","start":1446.035,"end":1446.115,"confidence":0.8010254,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.2209966778755188},{"word":"yeah","start":1446.115,"end":1446.355,"confidence":0.99902344,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.21207495033740997},{"word":"i","start":1446.355,"end":1446.435,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.193569153547287},{"word":"think","start":1446.435,"end":1446.675,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.1620405912399292},{"word":"the","start":1446.675,"end":1446.8351,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10637758672237396},{"word":"best","start":1446.8351,"end":1446.995,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.12655197083950043},{"word":"thing","start":1446.995,"end":1447.235,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.22932496666908264},{"word":"is","start":1447.235,"end":1447.395,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.15088090300559998},{"word":"probably","start":1447.395,"end":1447.795,"confidence":0.9951172,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.267927348613739},{"word":"to","start":1447.795,"end":1447.875,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18349795043468475},{"word":"do","start":1447.875,"end":1448.035,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1900845617055893},{"word":"a","start":1448.035,"end":1448.115,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1744435727596283},{"word":"bit","start":1448.115,"end":1448.275,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.16684721410274506},{"word":"of","start":1448.275,"end":1448.355,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19687235355377197},{"word":"a","start":1448.355,"end":1448.515,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10914092510938644},{"word":"catch","start":1448.515,"end":1448.755,"confidence":1.0,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.08807535469532013},{"word":"up","start":1448.755,"end":1449.255,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.03054662048816681},{"word":"for","start":1449.3151,"end":1449.555,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06432145833969116},{"word":"the","start":1449.555,"end":1449.7151,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09673889726400375},{"word":"two","start":1449.7151,"end":1449.9551,"confidence":0.9980469,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.08175209164619446},{"word":"of","start":1449.9551,"end":1450.115,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09528926014900208},{"word":"you","start":1450.115,"end":1450.515,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16650119423866272},{"word":"and","start":1450.515,"end":1450.675,"confidence":0.8833008,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16045169532299042},{"word":"then","start":1450.675,"end":1450.915,"confidence":0.9970703,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2295638769865036},{"word":"putting","start":1450.915,"end":1451.235,"confidence":0.98828125,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.2262938916683197},{"word":"strategy","start":1451.235,"end":1451.735,"confidence":0.6669922,"punctuated_word":"strategy","sentiment":"neutral","sentiment_score":0.2553001344203949},{"word":"together","start":1451.875,"end":1452.375,"confidence":0.78759766,"punctuated_word":"together,","sentiment":"neutral","sentiment_score":0.2538468539714813},{"word":"especially","start":1454.25,"end":1454.7301,"confidence":0.70214844,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.30758219957351685},{"word":"goals","start":1454.7301,"end":1455.05,"confidence":0.9741211,"punctuated_word":"goals","sentiment":"positive","sentiment_score":0.3480870723724365},{"word":"and","start":1455.05,"end":1455.29,"confidence":0.9633789,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.31718671321868896},{"word":"stuff","start":1455.29,"end":1455.53,"confidence":1.0,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":0.23960252106189728},{"word":"like","start":1455.53,"end":1455.6901,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2957277297973633},{"word":"that","start":1455.6901,"end":1456.01,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.331447035074234},{"word":"as","start":1456.01,"end":1456.17,"confidence":0.94970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.30332115292549133},{"word":"well","start":1456.17,"end":1456.3301,"confidence":0.8195801,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.24621331691741943},{"word":"if","start":1456.3301,"end":1456.49,"confidence":0.95410156,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.3293026089668274},{"word":"it's","start":1456.49,"end":1456.7301,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.32941582798957825},{"word":"all","start":1456.7301,"end":1457.05,"confidence":0.9873047,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.32483649253845215},{"word":"jointly","start":1457.05,"end":1457.53,"confidence":0.9975586,"punctuated_word":"jointly,","sentiment":"positive","sentiment_score":0.4257443845272064},{"word":"it","start":1457.53,"end":1457.6901,"confidence":0.99902344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4325301051139831},{"word":"makes","start":1457.6901,"end":1458.17,"confidence":1.0,"punctuated_word":"makes","sentiment":"positive","sentiment_score":0.3510986268520355},{"word":"it","start":1458.17,"end":1458.3301,"confidence":0.90771484,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3936600089073181},{"word":"makes","start":1458.3301,"end":1458.5701,"confidence":1.0,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.3125935196876526},{"word":"more","start":1458.5701,"end":1458.89,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.3250117599964142},{"word":"sense","start":1458.89,"end":1459.2101,"confidence":1.0,"punctuated_word":"sense","sentiment":"neutral","sentiment_score":0.228977769613266},{"word":"to","start":1459.2101,"end":1459.37,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3195069134235382},{"word":"do","start":1459.37,"end":1459.53,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.3610571622848511},{"word":"it","start":1459.53,"end":1459.6901,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3590629994869232},{"word":"together","start":1459.6901,"end":1460.1901,"confidence":0.9980469,"punctuated_word":"together.","sentiment":"neutral","sentiment_score":0.24130955338478088},{"word":"but","start":1461.6101,"end":1461.8501,"confidence":0.8935547,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.17434360086917877},{"word":"for","start":1461.8501,"end":1462.0901,"confidence":0.99609375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.22157813608646393},{"word":"today","start":1462.0901,"end":1462.41,"confidence":0.91552734,"punctuated_word":"today,","sentiment":"neutral","sentiment_score":0.2270374447107315},{"word":"anyway","start":1462.41,"end":1462.89,"confidence":0.99902344,"punctuated_word":"anyway,","sentiment":"neutral","sentiment_score":0.25702452659606934},{"word":"i","start":1462.89,"end":1462.9701,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.24266692996025083},{"word":"can","start":1462.9701,"end":1463.2101,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2360628843307495},{"word":"kind","start":1463.2101,"end":1463.4501,"confidence":0.9970703,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.267084538936615},{"word":"of","start":1463.4501,"end":1463.6101,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2322552800178528},{"word":"just","start":1463.6101,"end":1463.93,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.23949170112609863},{"word":"run","start":1463.93,"end":1464.3301,"confidence":1.0,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.1789105236530304},{"word":"through","start":1464.3301,"end":1464.81,"confidence":0.9941406,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.20786455273628235},{"word":"how","start":1464.81,"end":1464.9701,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.2168929427862167},{"word":"your","start":1464.9701,"end":1465.2101,"confidence":0.98095703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2104562222957611},{"word":"soup","start":1465.2101,"end":1465.53,"confidence":0.4633789,"punctuated_word":"soup","sentiment":"neutral","sentiment_score":0.20109350979328156},{"word":"is","start":1465.53,"end":1465.6901,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.18366685509681704},{"word":"going","start":1465.6901,"end":1466.1901,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.22687757015228271},{"word":"and","start":1466.6951,"end":1466.855,"confidence":0.96533203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1778537929058075},{"word":"where","start":1466.855,"end":1466.935,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.11390537023544312},{"word":"things","start":1466.935,"end":1467.3351,"confidence":0.96972656,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.17404133081436157},{"word":"are","start":1467.3351,"end":1467.415,"confidence":0.96972656,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.11585882306098938},{"word":"at","start":1467.415,"end":1467.655,"confidence":0.96533203,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.12552186846733093},{"word":"with","start":1467.655,"end":1467.895,"confidence":0.97265625,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.17403683066368103},{"word":"insurances","start":1467.895,"end":1468.395,"confidence":0.9946289,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.14482803642749786},{"word":"and","start":1468.4551,"end":1468.6951,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13408076763153076},{"word":"stuff","start":1468.6951,"end":1468.935,"confidence":0.95996094,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":0.1264416128396988},{"word":"and","start":1468.935,"end":1469.175,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.200335294008255},{"word":"then","start":1469.175,"end":1469.3351,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.24817246198654175},{"word":"when","start":1469.3351,"end":1469.495,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.2116912007331848},{"word":"it","start":1469.495,"end":1469.655,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.25089892745018005},{"word":"comes","start":1469.655,"end":1469.8151,"confidence":0.9970703,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.20795106887817383},{"word":"through","start":1469.8151,"end":1470.135,"confidence":0.92993164,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":0.2271351218223572},{"word":"like","start":1470.135,"end":1470.4551,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.20839929580688477},{"word":"the","start":1470.4551,"end":1470.6951,"confidence":0.96777344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2813250720500946},{"word":"specific","start":1470.6951,"end":1471.1951,"confidence":0.99902344,"punctuated_word":"specific","sentiment":"positive","sentiment_score":0.33603113889694214},{"word":"super","start":1472.6951,"end":1473.0951,"confidence":0.8154297,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.3230609595775604},{"word":"retirement","start":1473.0951,"end":1473.5951,"confidence":0.8544922,"punctuated_word":"retirement,","sentiment":"neutral","sentiment_score":0.26136815547943115},{"word":"doing","start":1473.735,"end":1474.055,"confidence":0.99609375,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.3936960101127625},{"word":"some","start":1474.055,"end":1474.295,"confidence":0.9980469,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.355510413646698},{"word":"strategies","start":1474.295,"end":1474.795,"confidence":0.9980469,"punctuated_word":"strategies,","sentiment":"positive","sentiment_score":0.3711586594581604},{"word":"we","start":1474.855,"end":1475.015,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.44011831283569336},{"word":"can","start":1475.015,"end":1475.255,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.45375311374664307},{"word":"then","start":1475.255,"end":1475.415,"confidence":1.0,"punctuated_word":"then","sentiment":"positive","sentiment_score":0.4449522793292999},{"word":"kind","start":1475.415,"end":1475.5751,"confidence":0.9970703,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.352090984582901},{"word":"of","start":1475.5751,"end":1475.735,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4384918212890625},{"word":"work","start":1475.735,"end":1476.055,"confidence":1.0,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.4170668721199035},{"word":"together","start":1476.055,"end":1476.555,"confidence":1.0,"punctuated_word":"together","sentiment":"positive","sentiment_score":0.4929051399230957},{"word":"to","start":1477.015,"end":1477.175,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.468708872795105},{"word":"make","start":1477.175,"end":1477.3351,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.4487022757530213},{"word":"sure","start":1477.3351,"end":1477.655,"confidence":1.0,"punctuated_word":"sure","sentiment":"positive","sentiment_score":0.4420894980430603},{"word":"as","start":1477.655,"end":1477.735,"confidence":0.9970703,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.48503702878952026},{"word":"well","start":1477.735,"end":1477.975,"confidence":1.0,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.5077002644538879},{"word":"that","start":1477.975,"end":1478.135,"confidence":0.99902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4725154638290405},{"word":"that's","start":1478.135,"end":1478.375,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.41245898604393005},{"word":"what","start":1478.375,"end":1478.535,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.3926486074924469},{"word":"you","start":1478.535,"end":1478.775,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.36325037479400635},{"word":"both","start":1478.775,"end":1479.0951,"confidence":0.99316406,"punctuated_word":"both","sentiment":"positive","sentiment_score":0.3685890734195709},{"word":"want","start":1479.0951,"end":1479.5951,"confidence":0.9995117,"punctuated_word":"want.","sentiment":"neutral","sentiment_score":0.23351502418518064},{"word":"yep","start":1481.27,"end":1481.67,"confidence":0.9719238,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12966474890708923},{"word":"alright","start":1481.67,"end":1481.91,"confidence":0.9970703,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.33073487877845764},{"word":"perfect","start":1481.91,"end":1482.41,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5384117364883423},{"word":"now","start":1482.95,"end":1483.35,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.17913565039634705},{"word":"let","start":1483.35,"end":1483.59,"confidence":0.9951172,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.10068116337060928},{"word":"me","start":1483.59,"end":1483.91,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.13665983080863953},{"word":"see","start":1483.91,"end":1484.41,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.17542511224746704},{"word":"here","start":1484.47,"end":1484.97,"confidence":0.9975586,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.1299298107624054},{"word":"otherwise","start":1485.03,"end":1485.53,"confidence":0.98706055,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.013873448595404623},{"word":"asset","start":1485.67,"end":1486.15,"confidence":0.99902344,"punctuated_word":"asset","sentiment":"neutral","sentiment_score":0.06721045076847076},{"word":"wise","start":1486.15,"end":1486.65,"confidence":0.9926758,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.023504605516791344},{"word":"do","start":1487.35,"end":1487.59,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0004038959741592407},{"word":"you","start":1487.59,"end":1487.75,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.026376258581876755},{"word":"guys","start":1487.75,"end":1488.23,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.09568633139133452},{"word":"have","start":1488.23,"end":1488.55,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04571274667978287},{"word":"the","start":1488.55,"end":1488.79,"confidence":0.96972656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04537302255630493},{"word":"investment","start":1488.79,"end":1489.29,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.040802113711833954},{"word":"property","start":1489.35,"end":1489.85,"confidence":0.71875,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.0750536322593689},{"word":"still","start":1489.99,"end":1490.31,"confidence":0.98291016,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.031815849244594574},{"word":"wide","start":1490.31,"end":1490.55,"confidence":0.42358398,"punctuated_word":"wide","sentiment":"neutral","sentiment_score":0.08204640448093414},{"word":"at","start":1490.55,"end":1490.71,"confidence":0.97265625,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07224328070878983},{"word":"about","start":1490.71,"end":1491.03,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.05001959204673767},{"word":"430,000","start":1491.03,"end":1492.49,"confidence":0.99853516,"punctuated_word":"430,000?","sentiment":"neutral","sentiment_score":0.02563660591840744},{"word":"mhmm","start":1504.92,"end":1505.42,"confidence":0.9645996,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.021359441801905632},{"word":"sorry","start":1509.7201,"end":1510.2201,"confidence":0.7663574,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.009842447936534882},{"word":"impressionist","start":1510.4401,"end":1510.9401,"confidence":0.68688965,"punctuated_word":"Impressionist.","sentiment":"neutral","sentiment_score":0.1575610488653183},{"word":"and","start":1511.3201,"end":1511.8201,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.09106150269508362},{"word":"is","start":1511.9601,"end":1512.2001,"confidence":0.96435547,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05498221889138222},{"word":"that","start":1512.28,"end":1512.6001,"confidence":0.50097656,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12625515460968018},{"word":"that","start":1512.6001,"end":1512.92,"confidence":0.43945312,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15087689459323883},{"word":"investment","start":1512.92,"end":1513.42,"confidence":0.8701172,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.07912754267454147},{"word":"property","start":1513.56,"end":1514.06,"confidence":0.98999023,"punctuated_word":"property,","sentiment":"neutral","sentiment_score":0.05611648038029671},{"word":"do","start":1514.12,"end":1514.28,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.028316963464021683},{"word":"you","start":1514.28,"end":1514.4401,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.060147475451231},{"word":"think","start":1514.4401,"end":1514.68,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.06325623393058777},{"word":"that","start":1514.68,"end":1514.8401,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06627033650875092},{"word":"would","start":1514.8401,"end":1515.0801,"confidence":0.8857422,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.059520918875932693},{"word":"be","start":1515.0801,"end":1515.24,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.04372124746441841},{"word":"valid","start":1515.24,"end":1515.4801,"confidence":0.8535156,"punctuated_word":"valid","sentiment":"neutral","sentiment_score":0.05369299650192261},{"word":"at","start":1515.4801,"end":1515.64,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.031502217054367065},{"word":"about","start":1515.64,"end":1515.88,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.05343242362141609},{"word":"430,000","start":1515.88,"end":1517.16,"confidence":0.9758789,"punctuated_word":"430,000,","sentiment":"neutral","sentiment_score":0.10106158256530762},{"word":"or","start":1517.16,"end":1517.3201,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06766711920499802},{"word":"do","start":1517.3201,"end":1517.3601,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.050967682152986526},{"word":"you","start":1517.3601,"end":1517.4,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08852802217006683},{"word":"think","start":1517.4,"end":1517.64,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.09020249545574188},{"word":"that's","start":1517.64,"end":1517.8,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.1098041981458664},{"word":"gone","start":1517.8,"end":1518.04,"confidence":0.99121094,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":0.1465904712677002},{"word":"up","start":1518.04,"end":1518.28,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.10637287050485612},{"word":"a","start":1518.28,"end":1518.36,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07472963631153107},{"word":"little","start":1518.36,"end":1518.6001,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.03293856233358383},{"word":"bit","start":1518.6001,"end":1519.1001,"confidence":0.99853516,"punctuated_word":"bit?","sentiment":"neutral","sentiment_score":0.03484033793210983},{"word":"430","start":1522.185,"end":1523.145,"confidence":0.8564453,"punctuated_word":"430.","sentiment":"neutral","sentiment_score":0.00528177572414279},{"word":"yeah","start":1523.145,"end":1523.625,"confidence":0.96655273,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0036012884229421616},{"word":"from","start":1523.625,"end":1523.9451,"confidence":0.9970703,"punctuated_word":"From","sentiment":"neutral","sentiment_score":-0.002862154971808195},{"word":"last","start":1523.9451,"end":1524.265,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.0018161144107580185},{"word":"year","start":1524.265,"end":1524.765,"confidence":0.97924805,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.0032960749231278896},{"word":"yes","start":1525.145,"end":1525.645,"confidence":0.842041,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06508804857730865},{"word":"mhmm","start":1530.8251,"end":1531.3251,"confidence":0.9506836,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.02897297404706478},{"word":"yeah","start":1535.3,"end":1535.8,"confidence":0.9641113,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07481491565704346},{"word":"oh","start":1540.1,"end":1540.5,"confidence":0.9880371,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.151431143283844},{"word":"nice","start":1540.5,"end":1540.9,"confidence":0.99658203,"punctuated_word":"nice.","sentiment":"neutral","sentiment_score":0.1745617687702179},{"word":"so","start":1540.9,"end":1541.14,"confidence":0.96777344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.059591569006443024},{"word":"760","start":1541.14,"end":1542.26,"confidence":0.93273926,"punctuated_word":"760,","sentiment":"neutral","sentiment_score":0.05803833156824112},{"word":"did","start":1542.26,"end":1542.42,"confidence":0.9980469,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.04605000838637352},{"word":"you","start":1542.42,"end":1542.5,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.051287420094013214},{"word":"say","start":1542.5,"end":1543.0,"confidence":0.9995117,"punctuated_word":"say?","sentiment":"neutral","sentiment_score":0.04090375080704689},{"word":"yep","start":1544.435,"end":1544.915,"confidence":0.9501953,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04385971277952194},{"word":"and","start":1544.915,"end":1545.415,"confidence":0.9941406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.00827738456428051},{"word":"mortgage","start":1545.875,"end":1546.355,"confidence":0.9428711,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.02476579882204533},{"word":"on","start":1546.355,"end":1546.515,"confidence":0.95703125,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.008612178266048431},{"word":"that","start":1546.515,"end":1546.675,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02827027253806591},{"word":"one","start":1546.675,"end":1547.155,"confidence":0.9794922,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":0.00526195764541626},{"word":"do","start":1547.155,"end":1547.395,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.00934978574514389},{"word":"you","start":1547.395,"end":1547.475,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0003200732171535492},{"word":"know","start":1547.475,"end":1547.795,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.004631370306015015},{"word":"roughly","start":1547.795,"end":1548.275,"confidence":0.984375,"punctuated_word":"roughly","sentiment":"neutral","sentiment_score":0.01903018355369568},{"word":"what","start":1548.275,"end":1548.515,"confidence":0.85498047,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0062875039875507355},{"word":"that","start":1548.515,"end":1548.675,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.012490496039390564},{"word":"would","start":1548.675,"end":1548.755,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.0013988763093948364},{"word":"be","start":1548.755,"end":1549.255,"confidence":0.9995117,"punctuated_word":"be?","sentiment":"neutral","sentiment_score":-0.0035105906426906586},{"word":"that's","start":1561.25,"end":1561.41,"confidence":0.8137207,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.027863821014761925},{"word":"okay","start":1561.41,"end":1561.81,"confidence":0.9265137,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.03170764446258545},{"word":"we","start":1561.81,"end":1562.13,"confidence":0.2319336,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.012959809973835943},{"word":"about","start":1562.77,"end":1563.01,"confidence":0.99316406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.004185665398836136},{"word":"400","start":1563.01,"end":1563.75,"confidence":0.9655762,"punctuated_word":"400.","sentiment":"neutral","sentiment_score":0.012751182541251184},{"word":"yep","start":1564.37,"end":1564.87,"confidence":0.89941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03643658757209778},{"word":"now","start":1566.13,"end":1566.4501,"confidence":0.7763672,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.012948868796229362},{"word":"did","start":1566.4501,"end":1566.6901,"confidence":0.9951172,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.0002893637865781784},{"word":"you","start":1566.6901,"end":1566.85,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.00641651451587677},{"word":"say","start":1566.85,"end":1567.01,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.002943437546491623},{"word":"you","start":1567.01,"end":1567.17,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.001239994540810585},{"word":"have","start":1567.17,"end":1567.41,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0015464983880519867},{"word":"another","start":1567.41,"end":1567.81,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.003967242315411568},{"word":"property","start":1567.81,"end":1568.21,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.0022720005363225937},{"word":"as","start":1568.21,"end":1568.37,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.003725565969944},{"word":"well","start":1568.37,"end":1568.6901,"confidence":0.9567871,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.002917627803981304},{"word":"or","start":1568.6901,"end":1568.93,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0094927828758955},{"word":"are","start":1568.93,"end":1569.09,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.008443305268883705},{"word":"you","start":1569.09,"end":1569.17,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.005174277350306511},{"word":"guys","start":1569.17,"end":1569.49,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.005322959274053574},{"word":"renting","start":1569.49,"end":1569.89,"confidence":1.0,"punctuated_word":"renting","sentiment":"neutral","sentiment_score":-0.05777732282876968},{"word":"where","start":1569.89,"end":1570.05,"confidence":0.99609375,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.07594896852970123},{"word":"you","start":1570.05,"end":1570.21,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07262050360441208},{"word":"live","start":1570.21,"end":1570.71,"confidence":0.9995117,"punctuated_word":"live?","sentiment":"neutral","sentiment_score":-0.06527866423130035},{"word":"mhmm","start":1570.875,"end":1571.375,"confidence":0.96447754,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.08278957009315491},{"word":"mhmm","start":1578.395,"end":1578.895,"confidence":0.99194336,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.0019001718610525131},{"word":"okay","start":1579.755,"end":1580.155,"confidence":0.97802734,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.06133618205785751},{"word":"perfect","start":1580.155,"end":1580.655,"confidence":0.9494629,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.02860528603196144},{"word":"yep","start":1581.195,"end":1581.515,"confidence":0.88623047,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09197821468114852},{"word":"so","start":1581.515,"end":1581.675,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06366124004125595},{"word":"the","start":1581.675,"end":1581.835,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05442546308040619},{"word":"one","start":1581.835,"end":1581.995,"confidence":0.96777344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.07155799865722656},{"word":"investment","start":1581.995,"end":1582.495,"confidence":0.99609375,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.042455144226551056},{"word":"property","start":1582.555,"end":1583.055,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.06476081907749176},{"word":"any","start":1583.48,"end":1583.9601,"confidence":0.69140625,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.055734455585479736},{"word":"motor","start":1583.9601,"end":1584.36,"confidence":0.9404297,"punctuated_word":"motor","sentiment":"neutral","sentiment_score":0.048814110457897186},{"word":"vehicles","start":1584.36,"end":1584.86,"confidence":0.9875488,"punctuated_word":"vehicles,","sentiment":"neutral","sentiment_score":0.04835058748722077},{"word":"boats","start":1585.16,"end":1585.66,"confidence":0.96191406,"punctuated_word":"boats,","sentiment":"neutral","sentiment_score":0.06430485844612122},{"word":"motorbikes","start":1585.8,"end":1586.3,"confidence":0.9020996,"punctuated_word":"motorbikes.","sentiment":"neutral","sentiment_score":0.06450988352298737},{"word":"oh","start":1592.76,"end":1592.92,"confidence":0.6940918,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.06546017527580261},{"word":"yeah","start":1592.92,"end":1593.42,"confidence":0.77612305,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.05434193462133408},{"word":"and","start":1594.28,"end":1594.68,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.04564940556883812},{"word":"the","start":1594.68,"end":1594.92,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03717628866434097},{"word":"one","start":1594.92,"end":1595.16,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.04116136208176613},{"word":"that","start":1595.16,"end":1595.3201,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04933013394474983},{"word":"you","start":1595.3201,"end":1595.48,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03817087784409523},{"word":"guys","start":1595.48,"end":1595.8,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.041621897369623184},{"word":"have","start":1595.8,"end":1596.2001,"confidence":0.99853516,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.02513360232114792},{"word":"how","start":1596.2001,"end":1596.4401,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.0032470673322677612},{"word":"much","start":1596.4401,"end":1596.68,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.005526229739189148},{"word":"would","start":1596.68,"end":1596.8401,"confidence":0.97314453,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.005662895739078522},{"word":"that","start":1596.8401,"end":1597.0,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02535618469119072},{"word":"one","start":1597.0,"end":1597.24,"confidence":0.99121094,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.006039388477802277},{"word":"be","start":1597.24,"end":1597.4,"confidence":0.97314453,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0030484572052955627},{"word":"valued","start":1597.4,"end":1597.7201,"confidence":0.26464844,"punctuated_word":"valued","sentiment":"neutral","sentiment_score":0.009840883314609528},{"word":"at","start":1597.7201,"end":1597.88,"confidence":0.9304199,"punctuated_word":"at,","sentiment":"neutral","sentiment_score":0.022499337792396545},{"word":"do","start":1597.88,"end":1598.04,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0009371936321258544},{"word":"you","start":1598.04,"end":1598.2001,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.008837409317493439},{"word":"think","start":1598.2001,"end":1598.7001,"confidence":1.0,"punctuated_word":"think?","sentiment":"neutral","sentiment_score":-0.012476300820708277},{"word":"yep","start":1610.115,"end":1610.4349,"confidence":0.92211914,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0027229967527091503},{"word":"and","start":1610.4349,"end":1610.9349,"confidence":0.99121094,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.006098616868257523},{"word":"and","start":1611.315,"end":1611.5549,"confidence":0.9633789,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0029997117817401886},{"word":"do","start":1611.5549,"end":1611.635,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.010063041001558304},{"word":"you","start":1611.635,"end":1611.7949,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.011882659047842026},{"word":"have","start":1611.7949,"end":1611.955,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.02287861704826355},{"word":"anything","start":1611.955,"end":1612.355,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.03334784507751465},{"word":"owing","start":1612.355,"end":1612.6749,"confidence":0.9453125,"punctuated_word":"owing","sentiment":"neutral","sentiment_score":-0.03507290035486221},{"word":"on","start":1612.6749,"end":1612.835,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.03850123658776283},{"word":"it","start":1612.835,"end":1613.335,"confidence":0.8881836,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.030066562816500664},{"word":"no","start":1616.0599,"end":1616.46,"confidence":0.8203125,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.048871010541915894},{"word":"okay","start":1616.46,"end":1616.96,"confidence":0.9951172,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.01974736340343952},{"word":"anything","start":1618.62,"end":1619.12,"confidence":0.94970703,"punctuated_word":"Anything","sentiment":"neutral","sentiment_score":0.00784776359796524},{"word":"else","start":1619.1799,"end":1619.6799,"confidence":0.77905273,"punctuated_word":"else,","sentiment":"neutral","sentiment_score":0.002800535876303911},{"word":"like","start":1619.74,"end":1620.0599,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.005092836916446686},{"word":"savings","start":1620.0599,"end":1620.46,"confidence":0.68896484,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.019704079255461693},{"word":"in","start":1620.46,"end":1620.62,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0013107359409332275},{"word":"the","start":1620.62,"end":1620.7799,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0005842410027980804},{"word":"bank","start":1620.7799,"end":1621.2799,"confidence":1.0,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.015807511284947395},{"word":"or","start":1621.34,"end":1621.58,"confidence":0.82470703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.01176172774285078},{"word":"or","start":1621.58,"end":1621.82,"confidence":0.9892578,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.005816261284053326},{"word":"any","start":1621.82,"end":1622.14,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.05415882542729378},{"word":"kind","start":1622.14,"end":1622.38,"confidence":0.9375,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.106878824532032},{"word":"of","start":1622.38,"end":1622.5399,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.058988481760025024},{"word":"other","start":1622.5399,"end":1622.86,"confidence":0.9970703,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.08470205962657928},{"word":"assets","start":1622.86,"end":1623.26,"confidence":0.99902344,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":-0.12249967455863953},{"word":"in","start":1623.26,"end":1623.4199,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.10165382921695708},{"word":"your","start":1623.4199,"end":1623.58,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.04184454679489136},{"word":"name","start":1623.58,"end":1624.08,"confidence":0.9970703,"punctuated_word":"name?","sentiment":"neutral","sentiment_score":-0.05294515937566757},{"word":"nope","start":1626.155,"end":1626.655,"confidence":0.8930664,"punctuated_word":"Nope.","sentiment":"neutral","sentiment_score":-0.32627373933792114},{"word":"yeah","start":1633.115,"end":1633.615,"confidence":0.7609863,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1314505934715271},{"word":"mhmm","start":1633.835,"end":1634.335,"confidence":0.963501,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.10876087844371796},{"word":"and","start":1638.65,"end":1638.97,"confidence":0.5058594,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.013310037553310394},{"word":"any","start":1638.97,"end":1639.45,"confidence":0.9941406,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.0029588527977466583},{"word":"liabilities","start":1639.45,"end":1639.95,"confidence":0.8305664,"punctuated_word":"liabilities,","sentiment":"neutral","sentiment_score":-0.01639854721724987},{"word":"like","start":1640.09,"end":1640.41,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.037525903433561325},{"word":"personal","start":1640.41,"end":1640.8099,"confidence":0.86279297,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":-0.028625190258026123},{"word":"loans","start":1640.8099,"end":1641.13,"confidence":0.99560547,"punctuated_word":"loans,","sentiment":"neutral","sentiment_score":-0.02384577877819538},{"word":"credit","start":1641.13,"end":1641.45,"confidence":0.9980469,"punctuated_word":"credit","sentiment":"neutral","sentiment_score":-0.021074693650007248},{"word":"cards","start":1641.45,"end":1641.77,"confidence":0.88183594,"punctuated_word":"cards,","sentiment":"neutral","sentiment_score":-0.030561652034521103},{"word":"zippay","start":1641.77,"end":1642.27,"confidence":0.6845703,"punctuated_word":"ZipPay?","sentiment":"neutral","sentiment_score":-0.029144074767827988},{"word":"okay","start":1646.33,"end":1646.83,"confidence":0.9152832,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.1218920201063156},{"word":"if","start":1653.225,"end":1653.465,"confidence":0.74560547,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.018418148159980777},{"word":"not","start":1653.465,"end":1653.625,"confidence":0.99902344,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":-0.008132029324769974},{"word":"we","start":1653.625,"end":1653.785,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.007875293493270874},{"word":"can","start":1653.785,"end":1654.105,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.006512351334095001},{"word":"confirm","start":1654.105,"end":1654.505,"confidence":1.0,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.008119828999042511},{"word":"it","start":1654.505,"end":1654.745,"confidence":0.99316406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.004174686968326569},{"word":"when","start":1654.745,"end":1654.905,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.004220645874738693},{"word":"we","start":1654.905,"end":1655.065,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.013803750276565552},{"word":"do","start":1655.065,"end":1655.305,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.02037813887000084},{"word":"have","start":1655.305,"end":1655.465,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.013589680194854736},{"word":"a","start":1655.465,"end":1655.625,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.006944569759070873},{"word":"joint","start":1655.625,"end":1655.945,"confidence":0.99609375,"punctuated_word":"joint","sentiment":"neutral","sentiment_score":0.01148763671517372},{"word":"conversation","start":1655.945,"end":1656.445,"confidence":1.0,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.024229325354099274},{"word":"as","start":1656.505,"end":1656.825,"confidence":0.9892578,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06874188780784607},{"word":"well","start":1656.825,"end":1657.325,"confidence":0.99853516,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.10638515651226044},{"word":"yep","start":1657.385,"end":1657.885,"confidence":0.7729492,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.050678521394729614},{"word":"that's","start":1660.265,"end":1660.585,"confidence":0.8845215,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.21890372037887573},{"word":"okay","start":1660.585,"end":1661.085,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.1821015179157257},{"word":"now","start":1663.4,"end":1663.9,"confidence":0.96875,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.03305684030056},{"word":"health","start":1663.96,"end":1664.2001,"confidence":0.984375,"punctuated_word":"health","sentiment":"neutral","sentiment_score":0.08514051139354706},{"word":"and","start":1664.2001,"end":1664.4401,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04918021708726883},{"word":"lifestyle","start":1664.4401,"end":1664.9401,"confidence":0.99902344,"punctuated_word":"lifestyle","sentiment":"neutral","sentiment_score":0.06661173701286316},{"word":"wise","start":1665.24,"end":1665.74,"confidence":0.99121094,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.05347830057144165},{"word":"you're","start":1666.2001,"end":1666.4401,"confidence":0.84936523,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.018419235944747925},{"word":"still","start":1666.4401,"end":1666.6,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.03056579828262329},{"word":"a","start":1666.6,"end":1666.76,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.027278326451778412},{"word":"nonsmoker","start":1666.76,"end":1667.26,"confidence":0.98986816,"punctuated_word":"nonsmoker?","sentiment":"neutral","sentiment_score":-0.0022339150309562683},{"word":"yep","start":1669.8,"end":1670.3,"confidence":0.97753906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.029634758830070496},{"word":"and","start":1671.0,"end":1671.48,"confidence":0.9941406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02019745297729969},{"word":"have","start":1671.48,"end":1671.64,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.00655827671289444},{"word":"you","start":1671.64,"end":1671.8,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.010514885187149048},{"word":"had","start":1671.8,"end":1672.04,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.01521138846874237},{"word":"any","start":1672.04,"end":1672.4401,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.021834924817085263},{"word":"changes","start":1672.4401,"end":1672.9401,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.016234487295150757},{"word":"to","start":1673.08,"end":1673.24,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.015638787299394608},{"word":"your","start":1673.24,"end":1673.56,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.010328400880098345},{"word":"health","start":1673.56,"end":1673.96,"confidence":0.9980469,"punctuated_word":"health","sentiment":"neutral","sentiment_score":-0.018811915069818497},{"word":"in","start":1673.96,"end":1674.2001,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.010488644242286682},{"word":"the","start":1674.2001,"end":1674.28,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.00837300717830658},{"word":"last","start":1674.28,"end":1674.6,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.02160606160759926},{"word":"twelve","start":1674.6,"end":1675.0,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.02168828248977661},{"word":"months","start":1675.0,"end":1675.4,"confidence":0.79345703,"punctuated_word":"months?","sentiment":"neutral","sentiment_score":-0.008112505078315735},{"word":"any","start":1675.4,"end":1675.9,"confidence":1.0,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":-0.017135653644800186},{"word":"issues","start":1676.2849,"end":1676.7849,"confidence":1.0,"punctuated_word":"issues","sentiment":"neutral","sentiment_score":-0.05377516150474548},{"word":"or","start":1676.9249,"end":1677.085,"confidence":0.9604492,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.06661199033260345},{"word":"injuries","start":1677.085,"end":1677.585,"confidence":1.0,"punctuated_word":"injuries","sentiment":"neutral","sentiment_score":-0.07811057567596436},{"word":"or","start":1677.725,"end":1677.885,"confidence":0.99316406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.048618510365486145},{"word":"anything","start":1677.885,"end":1678.385,"confidence":0.99316406,"punctuated_word":"anything?","sentiment":"neutral","sentiment_score":-0.028027528896927834},{"word":"nope","start":1680.365,"end":1680.765,"confidence":0.95458984,"punctuated_word":"Nope.","sentiment":"neutral","sentiment_score":0.0015467479825019836},{"word":"that's","start":1680.765,"end":1681.085,"confidence":0.8935547,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2319486141204834},{"word":"good","start":1681.085,"end":1681.585,"confidence":0.99658203,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.15846213698387146},{"word":"and","start":1681.885,"end":1682.205,"confidence":0.95166016,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.028739772737026215},{"word":"do","start":1682.205,"end":1682.445,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.022650644183158875},{"word":"you","start":1682.445,"end":1682.525,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03591388463973999},{"word":"have","start":1682.525,"end":1682.765,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.028820503503084183},{"word":"private","start":1682.765,"end":1683.085,"confidence":0.98291016,"punctuated_word":"private","sentiment":"neutral","sentiment_score":0.008727304637432098},{"word":"health","start":1683.085,"end":1683.4049,"confidence":1.0,"punctuated_word":"health","sentiment":"neutral","sentiment_score":0.02222296223044395},{"word":"insurance","start":1683.4049,"end":1683.9049,"confidence":1.0,"punctuated_word":"insurance?","sentiment":"neutral","sentiment_score":0.016244184225797653},{"word":"yep","start":1685.885,"end":1686.125,"confidence":0.99853516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02905339002609253},{"word":"and","start":1686.125,"end":1686.365,"confidence":0.8803711,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.023688258603215218},{"word":"there","start":1686.365,"end":1686.525,"confidence":0.51416016,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.028525929898023605},{"word":"is","start":1686.525,"end":1686.845,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.028444405645132065},{"word":"hospital","start":1686.845,"end":1687.325,"confidence":0.99902344,"punctuated_word":"hospital","sentiment":"neutral","sentiment_score":0.007669605314731598},{"word":"cover","start":1687.325,"end":1687.645,"confidence":0.98828125,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.01581301912665367},{"word":"as","start":1687.645,"end":1687.8049,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03034702315926552},{"word":"well","start":1687.8049,"end":1688.0449,"confidence":0.8864746,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.02074158191680908},{"word":"do","start":1688.0449,"end":1688.205,"confidence":0.99902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.005322068929672241},{"word":"you","start":1688.205,"end":1688.365,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.005573224276304245},{"word":"know","start":1688.365,"end":1688.73,"confidence":0.99658203,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.012373175472021105},{"word":"yep","start":1689.9299,"end":1690.4299,"confidence":0.9921875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02503795549273491},{"word":"yep","start":1690.8899,"end":1691.3899,"confidence":0.9802246,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01937624253332615},{"word":"yep","start":1691.85,"end":1692.35,"confidence":0.80126953,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12682466208934784},{"word":"perfect","start":1692.41,"end":1692.91,"confidence":0.8701172,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.3310067653656006},{"word":"now","start":1693.37,"end":1693.87,"confidence":0.9980469,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1713331937789917},{"word":"estate","start":1694.49,"end":1694.99,"confidence":0.875,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":0.18861207365989685},{"word":"planning","start":1695.21,"end":1695.71,"confidence":1.0,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.2042470276355743},{"word":"wise","start":1695.77,"end":1696.25,"confidence":0.7702637,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.2281744480133057},{"word":"i","start":1696.25,"end":1696.41,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2319195121526718},{"word":"have","start":1696.41,"end":1696.57,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.17881375551223755},{"word":"here","start":1696.57,"end":1696.73,"confidence":0.9980469,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.17073498666286469},{"word":"that","start":1696.73,"end":1696.97,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1703590303659439},{"word":"you","start":1696.97,"end":1697.0499,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13623329997062683},{"word":"guys","start":1697.0499,"end":1697.29,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.12037883698940276},{"word":"have","start":1697.29,"end":1697.45,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1286974996328354},{"word":"a","start":1697.45,"end":1697.53,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12766239047050476},{"word":"will","start":1697.53,"end":1697.85,"confidence":0.97509766,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.10750836133956908},{"word":"in","start":1697.85,"end":1698.01,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11407260596752168},{"word":"place","start":1698.01,"end":1698.51,"confidence":0.97802734,"punctuated_word":"place.","sentiment":"neutral","sentiment_score":0.11693014204502106},{"word":"no","start":1700.89,"end":1701.39,"confidence":0.7753906,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.036716680973768234},{"word":"okay","start":1714.14,"end":1714.64,"confidence":0.83740234,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0256191436201334},{"word":"yep","start":1715.5,"end":1715.8201,"confidence":0.74731445,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13929718732833862},{"word":"perfect","start":1715.8201,"end":1716.3201,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.25569766759872437},{"word":"do","start":1716.86,"end":1717.18,"confidence":0.99902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.08343955874443054},{"word":"you","start":1717.18,"end":1717.66,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0796479806303978},{"word":"know","start":1717.66,"end":1718.16,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.0750022828578949},{"word":"if","start":1718.38,"end":1718.62,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10595516860485076},{"word":"you","start":1718.62,"end":1718.78,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08242589235305786},{"word":"guys","start":1718.78,"end":1719.18,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.08116038143634796},{"word":"made","start":1719.18,"end":1719.68,"confidence":0.99902344,"punctuated_word":"made","sentiment":"neutral","sentiment_score":0.10349416732788086},{"word":"a","start":1719.98,"end":1720.14,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12355094403028488},{"word":"nomination","start":1720.14,"end":1720.64,"confidence":0.99609375,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":0.10897915810346603},{"word":"for","start":1720.86,"end":1721.1,"confidence":0.9951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09121355414390564},{"word":"power","start":1721.1,"end":1721.42,"confidence":0.9970703,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.10153321921825408},{"word":"of","start":1721.42,"end":1721.74,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09709777683019638},{"word":"attorney","start":1721.74,"end":1722.24,"confidence":1.0,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.06240083649754524},{"word":"along","start":1722.3,"end":1722.62,"confidence":0.99902344,"punctuated_word":"along","sentiment":"neutral","sentiment_score":0.0724673718214035},{"word":"with","start":1722.62,"end":1722.86,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0888042077422142},{"word":"the","start":1722.86,"end":1723.02,"confidence":0.82714844,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07718868553638458},{"word":"will","start":1723.02,"end":1723.52,"confidence":0.99658203,"punctuated_word":"will?","sentiment":"neutral","sentiment_score":0.07443201541900635},{"word":"executor","start":1732.9551,"end":1733.4551,"confidence":0.94401044,"punctuated_word":"Executor?","sentiment":"neutral","sentiment_score":-0.009982618503272532},{"word":"so","start":1736.0751,"end":1736.555,"confidence":0.52783203,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0922621339559555},{"word":"power","start":1736.555,"end":1736.875,"confidence":0.984375,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.15872058272361755},{"word":"of","start":1736.875,"end":1736.9551,"confidence":0.9921875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13612349331378937},{"word":"attorney","start":1736.9551,"end":1737.4551,"confidence":1.0,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.08219420909881592},{"word":"is","start":1737.5951,"end":1737.755,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.12583093345165253},{"word":"also","start":1737.755,"end":1738.255,"confidence":0.9980469,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.14068979024887085},{"word":"where","start":1739.1,"end":1739.26,"confidence":0.99609375,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.1084144413471222},{"word":"you","start":1739.26,"end":1739.34,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13897886872291565},{"word":"can","start":1739.34,"end":1739.66,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.14992982149124146},{"word":"you","start":1739.66,"end":1739.82,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1543237566947937},{"word":"can","start":1739.82,"end":1739.98,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.142509326338768},{"word":"have","start":1739.98,"end":1740.22,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.17652007937431335},{"word":"someone","start":1740.22,"end":1740.62,"confidence":1.0,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":0.1543669551610947},{"word":"nominated","start":1740.62,"end":1741.1,"confidence":1.0,"punctuated_word":"nominated","sentiment":"neutral","sentiment_score":0.1899552047252655},{"word":"for","start":1741.1,"end":1741.42,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1846497058868408},{"word":"financial","start":1741.42,"end":1741.9,"confidence":0.8317871,"punctuated_word":"financial.","sentiment":"neutral","sentiment_score":0.02296203374862671},{"word":"you","start":1741.9,"end":1742.0599,"confidence":0.9921875,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.02689582109451294},{"word":"can","start":1742.0599,"end":1742.22,"confidence":0.9604492,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04631745815277099},{"word":"have","start":1742.22,"end":1742.46,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04416728764772415},{"word":"it","start":1742.46,"end":1742.62,"confidence":0.94384766,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.009333759546279907},{"word":"for","start":1742.62,"end":1742.86,"confidence":0.67089844,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.021939679980278015},{"word":"medical","start":1742.86,"end":1743.36,"confidence":0.99902344,"punctuated_word":"medical","sentiment":"neutral","sentiment_score":0.015087760984897614},{"word":"or","start":1743.58,"end":1743.82,"confidence":0.8828125,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05991627275943756},{"word":"kind","start":1743.82,"end":1744.0599,"confidence":0.9873047,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.01753809303045273},{"word":"of","start":1744.0599,"end":1744.22,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03952593356370926},{"word":"everything","start":1744.22,"end":1744.72,"confidence":0.9838867,"punctuated_word":"everything,","sentiment":"neutral","sentiment_score":0.04709022492170334},{"word":"which","start":1745.1799,"end":1745.42,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.05313713103532791},{"word":"is","start":1745.42,"end":1745.66,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04109354317188263},{"word":"where","start":1745.66,"end":1745.98,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.06226985156536102},{"word":"you","start":1745.98,"end":1746.2999,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1005793884396553},{"word":"say","start":1746.2999,"end":1746.62,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.15280169248580933},{"word":"that","start":1746.62,"end":1747.12,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08065034449100494},{"word":"you","start":1747.26,"end":1747.5,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1155565232038498},{"word":"trust","start":1747.5,"end":1747.9,"confidence":1.0,"punctuated_word":"trust","sentiment":"neutral","sentiment_score":-0.028611615300178528},{"word":"this","start":1747.9,"end":1748.14,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.2021416872739792},{"word":"person","start":1748.14,"end":1748.64,"confidence":1.0,"punctuated_word":"person","sentiment":"neutral","sentiment_score":0.23145540058612823},{"word":"to","start":1748.78,"end":1749.02,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1480448991060257},{"word":"make","start":1749.02,"end":1749.34,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.188052237033844},{"word":"decisions","start":1749.34,"end":1749.84,"confidence":0.9980469,"punctuated_word":"decisions","sentiment":"neutral","sentiment_score":0.10064037144184113},{"word":"on","start":1749.98,"end":1750.14,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.12819643318653107},{"word":"your","start":1750.14,"end":1750.38,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14956910908222198},{"word":"behalf","start":1750.38,"end":1750.88,"confidence":1.0,"punctuated_word":"behalf","sentiment":"neutral","sentiment_score":0.1622398942708969},{"word":"if","start":1751.8049,"end":1751.965,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.013539060950279236},{"word":"you","start":1751.965,"end":1752.0449,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04871971160173416},{"word":"are","start":1752.0449,"end":1752.365,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.00588931143283844},{"word":"ever","start":1752.365,"end":1752.605,"confidence":1.0,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.08184944093227386},{"word":"in","start":1752.605,"end":1752.845,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08342878520488739},{"word":"a","start":1752.845,"end":1753.0049,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05556495487689972},{"word":"situation","start":1753.0049,"end":1753.5049,"confidence":1.0,"punctuated_word":"situation","sentiment":"neutral","sentiment_score":-0.12303318828344344},{"word":"where","start":1753.8049,"end":1753.965,"confidence":0.9980469,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.09428387135267258},{"word":"you","start":1753.965,"end":1754.205,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06483876705169678},{"word":"are","start":1754.205,"end":1754.5249,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.05075342208147049},{"word":"unable","start":1754.5249,"end":1755.0249,"confidence":1.0,"punctuated_word":"unable","sentiment":"neutral","sentiment_score":-0.10301904380321504},{"word":"to","start":1755.1649,"end":1755.245,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08307141810655594},{"word":"do","start":1755.245,"end":1755.485,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.05840899050235748},{"word":"so","start":1755.485,"end":1755.8049,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.04644547402858734},{"word":"yourself","start":1755.8049,"end":1756.3049,"confidence":0.9802246,"punctuated_word":"yourself.","sentiment":"neutral","sentiment_score":-0.00465765967965126},{"word":"so","start":1757.085,"end":1757.4049,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.013569515198469162},{"word":"that","start":1757.4049,"end":1757.565,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.003949228674173355},{"word":"would","start":1757.565,"end":1757.8049,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.0017215870320796969},{"word":"be","start":1757.8049,"end":1758.0449,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.14629501104354858},{"word":"so","start":1764.46,"end":1764.7799,"confidence":0.795166,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.0020325351506471634},{"word":"usually","start":1764.7799,"end":1765.1799,"confidence":1.0,"punctuated_word":"usually,","sentiment":"neutral","sentiment_score":0.010886099189519882},{"word":"if","start":1765.1799,"end":1765.34,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04492669925093651},{"word":"you","start":1765.34,"end":1765.5,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03198207914829254},{"word":"make","start":1765.5,"end":1765.74,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.07074803113937378},{"word":"a","start":1765.74,"end":1765.8999,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09477795660495758},{"word":"nomination","start":1765.8999,"end":1766.3999,"confidence":1.0,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":0.03706060349941254},{"word":"and","start":1766.86,"end":1767.1,"confidence":0.96533203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09110037982463837},{"word":"that","start":1767.1,"end":1767.4199,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07989564538002014},{"word":"person","start":1767.4199,"end":1767.8999,"confidence":1.0,"punctuated_word":"person","sentiment":"neutral","sentiment_score":0.08952425420284271},{"word":"is","start":1767.8999,"end":1768.22,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09428203850984572},{"word":"able","start":1768.22,"end":1768.46,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.1130392849445343},{"word":"and","start":1768.46,"end":1768.7,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11674286425113678},{"word":"willing","start":1768.7,"end":1769.2,"confidence":1.0,"punctuated_word":"willing","sentiment":"neutral","sentiment_score":0.1200086772441864},{"word":"to","start":1769.26,"end":1769.4199,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07957059890031815},{"word":"do","start":1769.4199,"end":1769.74,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.062376148998737335},{"word":"so","start":1769.74,"end":1770.24,"confidence":0.9316406,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":0.028922047466039658},{"word":"that","start":1771.1,"end":1771.6,"confidence":0.8701172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14494521915912628},{"word":"stays","start":1771.74,"end":1772.14,"confidence":0.9428711,"punctuated_word":"stays","sentiment":"neutral","sentiment_score":0.10071107000112534},{"word":"in","start":1772.14,"end":1772.46,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06373894214630127},{"word":"place","start":1772.46,"end":1772.96,"confidence":0.9555664,"punctuated_word":"place.","sentiment":"neutral","sentiment_score":0.04542248696088791},{"word":"but","start":1773.0199,"end":1773.26,"confidence":0.9785156,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.12849122285842896},{"word":"obviously","start":1773.26,"end":1773.6599,"confidence":1.0,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.17201754450798035},{"word":"if","start":1773.6599,"end":1773.82,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.2599029541015625},{"word":"something","start":1773.82,"end":1774.22,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.32424744963645935},{"word":"happens","start":1774.22,"end":1774.72,"confidence":0.99902344,"punctuated_word":"happens","sentiment":"negative","sentiment_score":-0.3389868140220642},{"word":"to","start":1774.86,"end":1775.0199,"confidence":1.0,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3686430752277374},{"word":"that","start":1775.0199,"end":1775.34,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.33187979459762573},{"word":"person","start":1775.34,"end":1775.84,"confidence":0.9941406,"punctuated_word":"person,","sentiment":"neutral","sentiment_score":-0.2994120717048645},{"word":"like","start":1776.2999,"end":1776.5399,"confidence":0.82006836,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.3077054023742676},{"word":"if","start":1776.5399,"end":1776.7,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.3227692246437073},{"word":"they're","start":1776.7,"end":1776.94,"confidence":0.82543945,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.3197908401489258},{"word":"no","start":1776.94,"end":1777.1,"confidence":0.99902344,"punctuated_word":"no","sentiment":"negative","sentiment_score":-0.3915027379989624},{"word":"longer","start":1777.1,"end":1777.5,"confidence":1.0,"punctuated_word":"longer","sentiment":"negative","sentiment_score":-0.4078531265258789},{"word":"around","start":1777.5,"end":1778.0,"confidence":1.0,"punctuated_word":"around","sentiment":"negative","sentiment_score":-0.38455697894096375},{"word":"or","start":1778.2999,"end":1778.7999,"confidence":0.9536133,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.32804736495018005},{"word":"if","start":1779.215,"end":1779.455,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.31567490100860596},{"word":"they","start":1779.455,"end":1779.615,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.31582191586494446},{"word":"are","start":1779.615,"end":1779.775,"confidence":1.0,"punctuated_word":"are","sentiment":"negative","sentiment_score":-0.3464832603931427},{"word":"no","start":1779.775,"end":1779.935,"confidence":1.0,"punctuated_word":"no","sentiment":"negative","sentiment_score":-0.4187876880168915},{"word":"longer","start":1779.935,"end":1780.335,"confidence":1.0,"punctuated_word":"longer","sentiment":"negative","sentiment_score":-0.4220452904701233},{"word":"willing","start":1780.335,"end":1780.835,"confidence":1.0,"punctuated_word":"willing","sentiment":"negative","sentiment_score":-0.37582191824913025},{"word":"to","start":1780.895,"end":1780.975,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.3227597773075104},{"word":"do","start":1780.975,"end":1781.135,"confidence":1.0,"punctuated_word":"do","sentiment":"negative","sentiment_score":-0.3514045178890228},{"word":"it","start":1781.135,"end":1781.455,"confidence":0.98950195,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.30739033222198486},{"word":"they","start":1781.455,"end":1781.6951,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.2953749895095825},{"word":"can","start":1781.6951,"end":1782.1951,"confidence":1.0,"punctuated_word":"can","sentiment":"negative","sentiment_score":-0.3630796670913696},{"word":"say","start":1782.415,"end":1782.8151,"confidence":0.9970703,"punctuated_word":"say","sentiment":"negative","sentiment_score":-0.39856770634651184},{"word":"no","start":1782.8151,"end":1783.3151,"confidence":0.9941406,"punctuated_word":"no.","sentiment":"negative","sentiment_score":-0.3545534610748291},{"word":"so","start":1784.655,"end":1784.895,"confidence":0.69921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.029060184955596924},{"word":"it","start":1784.895,"end":1785.055,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06691667437553406},{"word":"might","start":1785.055,"end":1785.215,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.06804804503917694},{"word":"be","start":1785.215,"end":1785.375,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.12146159261465073},{"word":"worth","start":1785.375,"end":1785.775,"confidence":0.9863281,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.09301415085792542},{"word":"when","start":1785.775,"end":1785.935,"confidence":0.8642578,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.1389653980731964},{"word":"you","start":1785.935,"end":1786.175,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1185901090502739},{"word":"are","start":1786.175,"end":1786.415,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0929022803902626},{"word":"asking","start":1786.415,"end":1786.735,"confidence":1.0,"punctuated_word":"asking","sentiment":"neutral","sentiment_score":0.1502242237329483},{"word":"for","start":1786.735,"end":1786.895,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08923103660345078},{"word":"a","start":1786.895,"end":1786.975,"confidence":0.96533203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07844159752130508},{"word":"copy","start":1786.975,"end":1787.215,"confidence":1.0,"punctuated_word":"copy","sentiment":"neutral","sentiment_score":0.05096179246902466},{"word":"of","start":1787.215,"end":1787.375,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04759134352207184},{"word":"the","start":1787.375,"end":1787.535,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05232352018356323},{"word":"will","start":1787.535,"end":1787.855,"confidence":0.9838867,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.08395050466060638},{"word":"just","start":1787.855,"end":1788.095,"confidence":0.96875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07341818511486053},{"word":"to","start":1788.095,"end":1788.255,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06389918923377991},{"word":"check","start":1788.255,"end":1788.415,"confidence":1.0,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.09267113357782364},{"word":"if","start":1788.415,"end":1788.655,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06009132042527199},{"word":"you","start":1788.655,"end":1788.735,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.056795984506607056},{"word":"guys","start":1788.735,"end":1789.135,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.06534989923238754},{"word":"did","start":1789.135,"end":1789.375,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.03944150358438492},{"word":"make","start":1789.375,"end":1789.875,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.05614040791988373},{"word":"a","start":1790.015,"end":1790.255,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08474874496459961},{"word":"nomination","start":1790.255,"end":1790.755,"confidence":0.9970703,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":0.05402756482362747},{"word":"for","start":1790.895,"end":1791.055,"confidence":0.9892578,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.056944698095321655},{"word":"power","start":1791.055,"end":1791.295,"confidence":0.9980469,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.0725773423910141},{"word":"of","start":1791.295,"end":1791.455,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11094625294208528},{"word":"attorney","start":1791.455,"end":1791.955,"confidence":0.80126953,"punctuated_word":"attorney.","sentiment":"neutral","sentiment_score":0.06466570496559143},{"word":"and","start":1792.9401,"end":1793.26,"confidence":0.98535156,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.04125086218118667},{"word":"if","start":1793.26,"end":1793.58,"confidence":0.98535156,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.013225141912698746},{"word":"not","start":1793.58,"end":1794.08,"confidence":0.9807129,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":-0.025999726727604863},{"word":"if","start":1794.7001,"end":1794.78,"confidence":0.9316406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0001753978431224823},{"word":"that","start":1794.78,"end":1794.9401,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.02003808319568634},{"word":"is","start":1794.9401,"end":1795.1,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.029438458383083344},{"word":"something","start":1795.1,"end":1795.58,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.018880002200603485},{"word":"that","start":1795.58,"end":1796.08,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01944358646869659},{"word":"you","start":1796.14,"end":1796.38,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.041131578385829926},{"word":"want","start":1796.38,"end":1796.7001,"confidence":0.9980469,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.05644984543323517},{"word":"to","start":1796.7001,"end":1796.86,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06413782387971878},{"word":"do","start":1796.86,"end":1797.02,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0704716145992279},{"word":"as","start":1797.02,"end":1797.26,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08500010520219803},{"word":"part","start":1797.26,"end":1797.5,"confidence":1.0,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.034110575914382935},{"word":"of","start":1797.5,"end":1797.66,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10982029139995576},{"word":"the","start":1797.66,"end":1797.8201,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08824526518583298},{"word":"will","start":1797.8201,"end":1798.3201,"confidence":0.9638672,"punctuated_word":"will,","sentiment":"neutral","sentiment_score":0.08767644315958023},{"word":"whether","start":1798.62,"end":1798.9401,"confidence":0.99902344,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.027618929743766785},{"word":"that","start":1798.9401,"end":1799.1,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01892434060573578},{"word":"would","start":1799.1,"end":1799.42,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.006800659000873566},{"word":"be","start":1799.42,"end":1799.9,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.00990111380815506},{"word":"yeah","start":1799.98,"end":1800.22,"confidence":0.98291016,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.017973672598600388},{"word":"you","start":1800.22,"end":1800.38,"confidence":0.99902344,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.01695241779088974},{"word":"can","start":1800.38,"end":1800.62,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.05029630661010742},{"word":"do","start":1800.62,"end":1800.78,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.01138516515493393},{"word":"financial","start":1800.78,"end":1801.28,"confidence":0.8574219,"punctuated_word":"financial,","sentiment":"neutral","sentiment_score":0.004664711654186249},{"word":"but","start":1801.34,"end":1801.42,"confidence":0.98291016,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0019940808415412903},{"word":"you","start":1801.42,"end":1801.5,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.007432162761688232},{"word":"can","start":1801.5,"end":1801.74,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03822123259305954},{"word":"also","start":1801.74,"end":1801.9,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.006066776812076569},{"word":"do","start":1801.9,"end":1802.14,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.019824251532554623},{"word":"medical","start":1802.14,"end":1802.62,"confidence":0.9819336,"punctuated_word":"medical","sentiment":"neutral","sentiment_score":-0.04478241503238678},{"word":"decisions","start":1802.62,"end":1803.12,"confidence":0.7397461,"punctuated_word":"decisions","sentiment":"neutral","sentiment_score":-0.04038473218679428},{"word":"or","start":1803.18,"end":1803.42,"confidence":0.5576172,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.04221963882446289},{"word":"if","start":1803.42,"end":1803.5,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.07213327288627625},{"word":"something","start":1803.5,"end":1803.98,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.11394351720809937},{"word":"ever","start":1803.98,"end":1804.22,"confidence":0.9892578,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.06707389652729034},{"word":"were","start":1804.22,"end":1804.38,"confidence":0.62841797,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.1402222216129303},{"word":"to","start":1804.38,"end":1804.46,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15365882217884064},{"word":"happen","start":1804.46,"end":1804.78,"confidence":0.98291016,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":-0.1748494803905487},{"word":"to","start":1804.78,"end":1804.9401,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.16913709044456482},{"word":"you","start":1804.9401,"end":1805.4401,"confidence":0.9824219,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.19031989574432373},{"word":"yeah","start":1810.945,"end":1811.445,"confidence":0.7976074,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.16334372758865356},{"word":"sometimes","start":1811.825,"end":1812.325,"confidence":0.85595703,"punctuated_word":"Sometimes","sentiment":"neutral","sentiment_score":-0.2387710064649582},{"word":"it","start":1812.545,"end":1812.705,"confidence":0.8745117,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.24135710299015045},{"word":"is","start":1812.705,"end":1813.105,"confidence":0.77905273,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.21096178889274597},{"word":"sometimes","start":1813.105,"end":1813.585,"confidence":0.99121094,"punctuated_word":"Sometimes","sentiment":"neutral","sentiment_score":-0.21322551369667053},{"word":"it's","start":1813.585,"end":1813.825,"confidence":0.96435547,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.19455596804618835},{"word":"not","start":1813.825,"end":1814.325,"confidence":0.99853516,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.18192312121391296},{"word":"yeah","start":1814.385,"end":1814.885,"confidence":0.87280273,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0729570984840393},{"word":"yeah","start":1815.265,"end":1815.765,"confidence":0.94750977,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04905132204294205},{"word":"mhmm","start":1829.12,"end":1829.62,"confidence":0.9609375,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.09941966831684113},{"word":"yeah","start":1832.735,"end":1833.215,"confidence":0.8364258,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.12454859912395476},{"word":"so","start":1833.215,"end":1833.4551,"confidence":0.9892578,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.17623445391654968},{"word":"then","start":1833.4551,"end":1833.6951,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.17881788313388824},{"word":"you","start":1833.6951,"end":1833.855,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.16553103923797607},{"word":"might","start":1833.855,"end":1834.015,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.18431058526039124},{"word":"wanna","start":1834.015,"end":1834.515,"confidence":0.99902344,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.16923552751541138},{"word":"potentially","start":1835.055,"end":1835.555,"confidence":0.9921875,"punctuated_word":"potentially","sentiment":"neutral","sentiment_score":-0.1849585771560669},{"word":"update","start":1835.6951,"end":1836.095,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":-0.16465966403484344},{"word":"that","start":1836.095,"end":1836.415,"confidence":0.77905273,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.1435876488685608},{"word":"especially","start":1836.415,"end":1836.915,"confidence":0.9980469,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":-0.1421799212694168},{"word":"if","start":1836.975,"end":1837.295,"confidence":0.9597168,"punctuated_word":"if,","sentiment":"neutral","sentiment_score":-0.15177977085113523},{"word":"yeah","start":1837.295,"end":1837.535,"confidence":1.0,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.1552991271018982},{"word":"if","start":1837.535,"end":1837.6951,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.19672533869743347},{"word":"your","start":1837.6951,"end":1837.855,"confidence":0.98291016,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.25854024291038513},{"word":"mom's","start":1837.855,"end":1838.175,"confidence":0.9885254,"punctuated_word":"mom's","sentiment":"neutral","sentiment_score":-0.21751320362091064},{"word":"getting","start":1838.175,"end":1838.675,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.2782655656337738},{"word":"older","start":1838.895,"end":1839.395,"confidence":1.0,"punctuated_word":"older","sentiment":"neutral","sentiment_score":-0.23002296686172485},{"word":"than","start":1839.4551,"end":1839.775,"confidence":0.69091797,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.3127313256263733},{"word":"if","start":1839.775,"end":1839.935,"confidence":0.78222656,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.37415093183517456},{"word":"something","start":1839.935,"end":1840.255,"confidence":1.0,"punctuated_word":"something","sentiment":"negative","sentiment_score":-0.3761490285396576},{"word":"were","start":1840.255,"end":1840.415,"confidence":0.98535156,"punctuated_word":"were","sentiment":"negative","sentiment_score":-0.3942588269710541},{"word":"to","start":1840.415,"end":1840.495,"confidence":0.9980469,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.4210214018821716},{"word":"happen","start":1840.495,"end":1840.8151,"confidence":0.9863281,"punctuated_word":"happen","sentiment":"negative","sentiment_score":-0.4118682146072388},{"word":"to","start":1840.8151,"end":1840.975,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.3152243494987488},{"word":"you","start":1840.975,"end":1841.475,"confidence":0.9975586,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.32360875606536865},{"word":"normally","start":1847.28,"end":1847.76,"confidence":0.95874023,"punctuated_word":"Normally,","sentiment":"neutral","sentiment_score":0.01184033416211605},{"word":"it","start":1847.76,"end":1847.92,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.02898351103067398},{"word":"would","start":1847.92,"end":1848.08,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.06539396941661835},{"word":"be","start":1848.08,"end":1848.24,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.05054597556591034},{"word":"the","start":1848.24,"end":1848.4,"confidence":0.6845703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.018659144639968872},{"word":"best","start":1848.4,"end":1848.64,"confidence":0.99902344,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.03349141776561737},{"word":"person","start":1848.64,"end":1848.76,"confidence":0.9970703,"punctuated_word":"person","sentiment":"neutral","sentiment_score":0.05101236701011658},{"word":"i","start":1848.76,"end":1848.88,"confidence":0.8569336,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0017504096031188965},{"word":"would","start":1848.88,"end":1849.04,"confidence":0.99609375,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.061518386006355286},{"word":"speak","start":1849.04,"end":1849.28,"confidence":0.984375,"punctuated_word":"speak","sentiment":"neutral","sentiment_score":0.03265365958213806},{"word":"to","start":1849.28,"end":1849.44,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0473855584859848},{"word":"because","start":1849.44,"end":1849.6,"confidence":0.63427734,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.05339347571134567},{"word":"it's","start":1849.6,"end":1849.76,"confidence":0.87353516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.044819824397563934},{"word":"kind","start":1849.76,"end":1849.92,"confidence":0.96875,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.015759944915771484},{"word":"of","start":1849.92,"end":1850.16,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.030746884644031525},{"word":"legal","start":1850.16,"end":1850.56,"confidence":0.9970703,"punctuated_word":"legal","sentiment":"neutral","sentiment_score":0.007317520678043365},{"word":"advice","start":1850.56,"end":1850.96,"confidence":0.9902344,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.038947694003582},{"word":"would","start":1850.96,"end":1851.2,"confidence":0.7480469,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.01369040459394455},{"word":"be","start":1851.2,"end":1851.36,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.028759315609931942},{"word":"the","start":1851.36,"end":1851.52,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04538808763027191},{"word":"lawyer","start":1851.52,"end":1852.02,"confidence":0.99853516,"punctuated_word":"lawyer.","sentiment":"neutral","sentiment_score":-0.023700594902038578},{"word":"you","start":1852.48,"end":1852.64,"confidence":0.83251953,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.029709868133068085},{"word":"could","start":1852.64,"end":1852.96,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.006639298051595688},{"word":"also","start":1852.96,"end":1853.36,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.004700757563114166},{"word":"make","start":1853.36,"end":1853.86,"confidence":0.9387207,"punctuated_word":"make,","sentiment":"neutral","sentiment_score":-0.09185925871133804},{"word":"yeah","start":1854.08,"end":1854.58,"confidence":0.9875488,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.016518093645572662},{"word":"make","start":1854.64,"end":1854.96,"confidence":0.9350586,"punctuated_word":"make,","sentiment":"neutral","sentiment_score":-0.0366809219121933},{"word":"like","start":1854.96,"end":1855.28,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.02805839106440544},{"word":"a","start":1855.28,"end":1855.44,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03503009304404259},{"word":"new","start":1855.44,"end":1855.68,"confidence":0.9526367,"punctuated_word":"new","sentiment":"neutral","sentiment_score":-0.05066120624542236},{"word":"nomination","start":1855.68,"end":1856.18,"confidence":0.9550781,"punctuated_word":"nomination.","sentiment":"neutral","sentiment_score":-0.0349271222949028},{"word":"sometimes","start":1856.4,"end":1856.9,"confidence":1.0,"punctuated_word":"Sometimes","sentiment":"neutral","sentiment_score":-0.09124624729156494},{"word":"that","start":1856.96,"end":1857.2,"confidence":0.93359375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1366291046142578},{"word":"kind","start":1857.2,"end":1857.44,"confidence":0.99121094,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.15911005437374115},{"word":"of","start":1857.44,"end":1857.94,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1905553936958313},{"word":"cancels","start":1858.135,"end":1858.2949,"confidence":0.99609375,"punctuated_word":"cancels","sentiment":"neutral","sentiment_score":-0.1832202970981598},{"word":"out","start":1858.2949,"end":1858.455,"confidence":0.9970703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.18430399894714355},{"word":"the","start":1858.455,"end":1858.775,"confidence":0.96533203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.20002250373363495},{"word":"old","start":1858.775,"end":1859.095,"confidence":1.0,"punctuated_word":"old","sentiment":"neutral","sentiment_score":-0.23256362974643707},{"word":"one","start":1859.095,"end":1859.595,"confidence":0.8708496,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.1430635154247284},{"word":"but","start":1860.535,"end":1860.775,"confidence":0.78222656,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.010542057454586027},{"word":"i","start":1860.775,"end":1860.855,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06063723564147949},{"word":"would","start":1860.855,"end":1861.095,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.08788342773914337},{"word":"say","start":1861.095,"end":1861.4149,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.09612230956554411},{"word":"definitely","start":1861.4149,"end":1861.9149,"confidence":0.7480469,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.10323014855384828},{"word":"speak","start":1861.975,"end":1862.375,"confidence":0.9902344,"punctuated_word":"speak","sentiment":"neutral","sentiment_score":0.02141751348972321},{"word":"through","start":1862.375,"end":1862.775,"confidence":0.9819336,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.06641009449958801},{"word":"the","start":1862.775,"end":1863.015,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07136661559343338},{"word":"lawyer","start":1863.015,"end":1863.4149,"confidence":0.8713379,"punctuated_word":"lawyer,","sentiment":"neutral","sentiment_score":0.08961509168148041},{"word":"especially","start":1863.4149,"end":1863.735,"confidence":0.99609375,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.1644783914089203},{"word":"with","start":1863.735,"end":1863.855,"confidence":0.97314453,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.10489596426486968},{"word":"the","start":1863.855,"end":1863.975,"confidence":0.9580078,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05551066994667053},{"word":"will","start":1863.975,"end":1864.2949,"confidence":0.94189453,"punctuated_word":"will,","sentiment":"neutral","sentiment_score":0.042425017803907394},{"word":"and","start":1864.2949,"end":1864.455,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0459480807185173},{"word":"just","start":1864.455,"end":1864.695,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0403561070561409},{"word":"make","start":1864.695,"end":1864.9349,"confidence":0.9970703,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.028647176921367645},{"word":"sure","start":1864.9349,"end":1865.4349,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.02653280645608902},{"word":"they","start":1866.135,"end":1866.2949,"confidence":0.9536133,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.034327276051044464},{"word":"should","start":1866.2949,"end":1866.535,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.15681378543376925},{"word":"be","start":1866.535,"end":1866.615,"confidence":0.9873047,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0708431750535965},{"word":"able","start":1866.615,"end":1866.855,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.05776820704340935},{"word":"to","start":1866.855,"end":1867.015,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07791084796190262},{"word":"check","start":1867.015,"end":1867.335,"confidence":0.9980469,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.058040596544742584},{"word":"all","start":1867.335,"end":1867.495,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.08240929245948792},{"word":"of","start":1867.495,"end":1867.655,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0800638273358345},{"word":"that","start":1867.655,"end":1867.975,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03991421312093735},{"word":"for","start":1867.975,"end":1868.135,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05919123440980911},{"word":"you","start":1868.135,"end":1868.635,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1059502214193344}],"paragraphs":{"transcript":"\nGood afternoon, Matthew. This is Veronica from Financial. How are you? I'm good. Thanks.\n\nI do apologize. I am calling a little bit late. I was just having a bit of technical issues with my computer, and nothing was working. So I do apologize I'm calling a bit late today. You still have time to go over your annual review?\n\nYes. Perfect. Now just before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay. Yep. Perfect.\n\nAnd just for security purposes, I do have a password on file for you. Do you know what that might be? Yeah. That's the one. Do you wanna keep that one, or do you wanna change it?\n\nKeep it? Yeah. No worries. Now, Matthew, before I do kind of jump into things, I do like to start by asking if there is anything specific that you would like me to focus a little bit more on today or any particular questions you might have or whether it's just a bit of an update and kind of see where everything's at? Mhmm.\n\nMhmm. Mhmm. Mhmm. Yeah. Yes.\n\nYeah. Mhmm. Yep. Yeah. Yes.\n\nYes. Yeah. Definitely. So we can definitely sort that. And I think that's a great idea as well, especially for couples if you both are clients, which you obviously are, where you can work together.\n\nWe can even, you know, do annual reviews moving forward together, do quarterly catch up together, where, obviously, if it's depending on work schedule or anything like that, where we can have both of you on the phone together and kind of run through everything, do joint joint advice, joint strategies. Because exactly like you said as well, you are potentially planning retirement together, so you wanna make sure that everything aligns for both of you. And especially if you are, you know, a little bit different ages and stuff like that as well, you wanna make sure that, you know, you can both retire at the same time if that's the goal and then what that would look like for the two of you. Yeah. Yes.\n\nYeah. No. That sounds that sounds really good. Now I do know Wendy's adviser as well. So I'll have a little chat to her, and we can kind of work together on, you know, following an review, if there's advice or anything, and then moving forward through kind of maybe in a couple of months or depending on when's a suitable time for the two of you to then kind of, you know, get together and do a bit of a plan jointly and see where everything's at.\n\nYep. Perfect. Yeah. Mhmm. Yes.\n\nYes. Mhmm. Yep. Yep. Yeah.\n\nYeah. No. That's great. So I'll make a little note. Do you want, like, in three months, six months, or do you wanna let me know when do you let us know when you guys are wanting a bit of a catch up, or do you want me to kind of reach out in about three months or so and see how you guys are going if we haven't heard anything?\n\nYep. Yeah. Yes. Yep. Yes.\n\nTime life. Yes. And we do both me and Wendy's adviser do work after hours as well. So especially for couples and stuff, obviously, depending on your work schedule. If it's more suitable after hours, then we do work a bit later.\n\nFor myself, it's Thursdays where we can do something after hours when you're both home from work as well. Yep. Yeah. Yes. All early morning.\n\nIt's up to you. Okay. No. I I get that. But, yeah, we can definitely work something out.\n\nYep. Perfect. Now, obviously, the interview today is just focusing on, obviously, what's happening with yourself right now. I'll give you a bit of an update on, obviously, your portfolio, what's happening, but I'll also run through just a bit of an updated fact find, just to see if there is anything major that has changed in your life. If we do need to make any tweaks and changes to be advised as well.\n\nSo just kind of bear with me as I go through this information here, Matthew. Personal information, obviously, still married to Wendy, and you guys have two financial dependents? Mhmm. Yeah. Yeah.\n\nIt it's kind of a tricky point. I would say if they live at home or even if you guys are supporting them financially, then I would say that they are a financial dependent, which can obviously be different ages. Sometimes you have older kids living at home, obviously, with living expenses and and everything nowadays. But then, yep. Okay.\n\nYeah. Yep. Perfect. Now occupation wise, has any of that changed for you, or you're still kind of doing the sales rep? Yep.\n\nPerfect. Yeah. You must enjoy it then. Yeah. Yeah.\n\nFamiliar. Mhmm. Mhmm. And you're still working for Pepsi? Yeah.\n\nYep. Perfect. I have income here at about 78,000. Do you know if that's still the case? About 82.\n\nNow do you get any commissions or bonuses or anything like that as part of your role? Mhmm. It fluctuates a lot. Okay. Mhmm.\n\nRoughly is okay. That's it. Yep. And would that be from commission, or is that bonuses, or is that overtime? Mhmm.\n\nSo kind of more like a bonus performance incentive. Yep. Now do you know if on that bonus, they pay contributions on top of that? That's okay. No.\n\nI did you had a couple last financial year that has ticked over? Mhmm. Do you know roughly, like, a month or so you had it? Would you got it? Okay.\n\nOkay. Because what I can do is I can just go through your transaction statement on your superannuation and check if if it comes out those sporadic ones as well, and then I can just double check it that way. Now often with a bonus, you do get contributions paid on top of the bonus. And if that's the case, I can look that up on your transactions. Over time and stuff like that, usually not, but it is sometimes changes a little bit on Deployer.\n\nSo I can just go and have a a they can very much. Yeah. And you shouldn't you shouldn't have to be following up on it. And then, also, if especially the the last financial year that just ticked over, you just had to do it once a quarter. And then whereas now they've changed the rules, which is great because, obviously, the quicker you get the money in, the longer it's compounding and gets invested for.\n\nSo if they wait three months and do one lump sum, yes, you'll still get the money in. But during those three months, you could have had a little bit more invested, which obviously gonna give you more return. Oh, exactly. I will have a bit of a look through the transaction and see if you do get on the bonuses. Otherwise, obviously, aside from your employer, they just pay you the standard 12% contribution interest fee for, like, there's no, like, EBA agreement or any additional entitlements.\n\nYep. Yeah. Often, if you do get additional, they tend to let you know. Because they're they're like, oh, we pay you extra. So if they don't if they don't advertise it, then often it's standard.\n\nAnd it's more usually, like, your your government roles, like your nurses sometimes. Sometimes teachers have different where they they can pay a little bit extra. Obviously, aside from contributions from your employer, are you making any additional contributions yourself as well? Mhmm. Like seller, is that correct by thing?\n\n50 dollars. I can Mhmm. Yeah. Well, I can actually see so I'm in your transaction account right now, and I do like this it seems to be a little bit sporadic. Like, for example, I can see on the June 19, you had four contributions on the same day.\n\nSo you had one for 1119, another one for 02/20, another one for August, and then another one for 02/20, which is a little bit unusual, but maybe that's if they kind of do it, like you said, every now and then. Because then a month earlier, so the May 25, it was two. So that was 08/1962 and then two twenty. So how It seemed like unless there was, like, a bonus or something, and that's why you got a little bit of extra. Mhmm.\n\nYeah. Because that then also makes sense that in April, that was 1,199, so a little bit bigger, and then the standard $2.20. So having a look through the transaction, the $2.20 seems very consistent, and that looks to be the salary sacrifice. That yeah. So it looks like it's about $2.20 a month.\n\nAre you happy to keep that $2.20 a month? Yeah. Yes. Yeah. But Okay.\n\nBecause what what yeah. Because what I can do for you, Matthew, is I can put together a bit of a strategy, and part of that is working out the cap spaces and also how much it's saving you in tax and what that actually looks like in terms of super so you can see whether you want to do it and, obviously, how it impacts your cash flow. So if you think in an ideal situation, $2.20 a month right now, how much would you want to put in or want to offer through? Yeah. If you say you wanna offer a little bit, would you how much do you think you'd feel comfortable with?\n\nObviously, because it's gonna impact your cash flow. Yeah. 300? Okay. Because what what I can do is I'll put together a strategy for you, and that will be showing you the impact it has on Super.\n\nThat way, you can actually see the kind of compounding differences of it. It also shows you how much less cash flow you will have just to make sure that, obviously, you guys are comfortable with that. A little bit of tax saving as well, and then just triple check that you don't exceed any cap spaces, which I don't think you will, but I'll run all the numbers and everything for you. Then that way, you have all the information, and you can obviously speak to Wendy's like, okay. Cool.\n\nYeah. We can make that work, and it's gonna make quite a bit of a difference. And you can kind of decide what you wanna do after that. Mhmm. Mhmm.\n\nMhmm. Do it jointly. Yeah. Yep. Yeah.\n\nMhmm. Okay. Yeah. Now I can definitely have a have a chat through, like I said, Dana, who is Wendy's adviser as well, and and just kind of see where, obviously, Wendy's at with everything and then kind of work together, whether that is another conversation in, like, a week or two, like you said, just to kind of touch base on everything and reassess it. And then we can put together a a joint plan for the two of you.\n\nAnd that could be yeah. Mhmm. Yeah. Yep. Yeah.\n\nAnd I think that's good, because, especially, if it's jointly goals and you guys are working something together, you also wanna make sure that we do, obviously, the the tax side of it, so whatever is going to be the best benefit for the two of you. If you are sharing everything, then then that's a really good way of doing it. Obviously, as long as you guys are comfortable showing all the information and everything. Okay. Perfect.\n\nNow, obviously, you said you might retire a little bit earlier. So what age do you think, ideally, at this stage, you would want to retire, draw income from Superm? Mhmm. Mhmm. Yeah.\n\nYes. Okay. Mhmm. Yes. Yep.\n\nYep. Yeah. Yeah. Mhmm. Mhmm.\n\nYep. Okay. Perfect. And that's also what we can assess. So we can work with, okay, ideal situation, but then also okay.\n\nWell, is that achievable? And if it's not achievable, what can we do to get you there? So even if I put down ideally 60, but if not, would you say around 64 when when when they would then potentially retire or reduce hours at least? Okay. Perfect.\n\nAnd sometimes when it mhmm. Yeah. Mhmm. Yeah. Yeah.\n\nIf you can retire. Yeah. Enjoy life. Yeah. Yes.\n\nMhmm. Yes. Yes. Well, we can definitely work on that. And then often what I'll what we would like to do as well is that we can then do a bit of, like, a retirement income drawdown calculation as part of it.\n\nSo whether that would be, let's say, 64 for you and and 60 for her and you needing, like, a combined household income, if you have a combined goal of we need, let's say, $22,000 a week, for example. That's why you guys need to cover bills and expenses, do some traveling, then we can work with, okay. Is that achievable to draw from both of your superannuation? Do we need to do a little bit more from some from one person or the other, or, you know, what is best for the two of you? But then, also, if you are eligible for a potential age pension, obviously, you would hit 67 before her.\n\nSo then also kind of work with, okay. What would that look like? Are you eligible? And then if so, structuring your super to kinda benefit from that as well. Yep.\n\nYep. Yep. Sounds perfect. But, yeah, I think the best thing is probably to do a bit of a catch up for the two of you and then putting strategy together, especially goals and stuff like that as well. If it's all jointly, it makes it makes more sense to do it together.\n\nBut for today, anyway, I can kind of just run through how your soup is going and where things are at with insurances and stuff. And then when it comes through, like, the specific super retirement, doing some strategies, we can then kind of work together to make sure as well that that's what you both want. Yep. Alright. Perfect.\n\nNow let me see here. Otherwise, asset wise, do you guys have the investment property still wide at about 430,000? Mhmm. Sorry. Impressionist.\n\nAnd is that that investment property, do you think that would be valid at about 430,000, or do you think that's gone up a little bit? 430. Yeah. From last year. Yes.\n\nMhmm. Yeah. Oh, nice. So 760, did you say? Yep.\n\nAnd mortgage on that one, do you know roughly what that would be? That's okay. We about 400. Yep. Now did you say you have another property as well, or are you guys renting where you live?\n\nMhmm. Mhmm. Okay. Perfect. Yep.\n\nSo the one investment property any motor vehicles, boats, motorbikes. Oh, yeah. And the one that you guys have, how much would that one be valued at, do you think? Yep. And and do you have anything owing on it?\n\nNo. Okay. Anything else, like savings in the bank or or any kind of other assets in your name? Nope. Yeah.\n\nMhmm. And any liabilities, like personal loans, credit cards, ZipPay? Okay. If not, we can confirm it when we do have a joint conversation as well. Yep.\n\nThat's okay. Now health and lifestyle wise, you're still a nonsmoker? Yep. And have you had any changes to your health in the last twelve months? Any issues or injuries or anything?\n\nNope. That's good. And do you have private health insurance? Yep. And there is hospital cover as well.\n\nDo you know? Yep. Yep. Yep. Perfect.\n\nNow estate planning wise, I have here that you guys have a will in place. No. Okay. Yep. Perfect.\n\nDo you know if you guys made a nomination for power of attorney along with the will? Executor? So power of attorney is also where you can you can have someone nominated for financial. You can have it for medical or kind of everything, which is where you say that you trust this person to make decisions on your behalf if you are ever in a situation where you are unable to do so yourself. So that would be So, usually, if you make a nomination and that person is able and willing to do so, that stays in place.\n\nBut, obviously, if something happens to that person, like, if they're no longer around or if they are no longer willing to do it, they can say no. So it might be worth when you are asking for a copy of the will just to check if you guys did make a nomination for power of attorney. And if not, if that is something that you want to do as part of the will, whether that would be yeah. You can do financial, but you can also do medical decisions or if something ever were to happen to you. Yeah.\n\nSometimes it is. Sometimes it's not. Yeah. Yeah. Mhmm.\n\nYeah. So then you might wanna potentially update that, especially if, yeah, if your mom's getting older than if something were to happen to you. Normally, it would be the best person I would speak to because it's kind of legal advice would be the lawyer. You could also make, yeah, make, like, a new nomination. Sometimes that kind of cancels out the old one.\n\nBut I would say definitely speak through the lawyer, especially with the will, and just make sure they should be able to check all of that for you.","paragraphs":[{"sentences":[{"text":"Good afternoon, Matthew.","start":3.12,"end":4.24,"sentiment":"positive","sentiment_score":0.3880757788817088},{"text":"This is Veronica from Financial.","start":4.24,"end":5.7799997,"sentiment":"positive","sentiment_score":0.34746682047843935},{"text":"How are you?","start":6.16,"end":7.06,"sentiment":"neutral","sentiment_score":0.27371226747830707},{"text":"I'm good.","start":9.679999,"end":10.559999,"sentiment":"positive","sentiment_score":0.5127131193876266},{"text":"Thanks.","start":10.559999,"end":11.059999,"sentiment":"positive","sentiment_score":0.5364179015159607}],"sentiment":"positive","sentiment_score":0.37746731298310415,"num_words":14,"start":3.12,"end":11.059999},{"sentences":[{"text":"I do apologize.","start":11.28,"end":12.34,"sentiment":"neutral","sentiment_score":-0.006420506785313289},{"text":"I am calling a little bit late.","start":12.4,"end":14.24,"sentiment":"neutral","sentiment_score":-0.15161678407873427},{"text":"I was just having a bit of technical issues with my computer, and nothing was working.","start":14.24,"end":18.445,"sentiment":"neutral","sentiment_score":-0.28695456124842167},{"text":"So I do apologize I'm calling a bit late today.","start":18.445,"end":20.945,"sentiment":"neutral","sentiment_score":-0.15784991681575775},{"text":"You still have time to go over your annual review?","start":23.244999,"end":25.744999,"sentiment":"neutral","sentiment_score":0.09284489378333091}],"sentiment":"neutral","sentiment_score":-0.13743265693926293,"num_words":46,"start":11.28,"end":25.744999},{"sentences":[{"text":"Yes.","start":28.7,"end":29.2,"sentiment":"positive","sentiment_score":0.3844711184501648},{"text":"Perfect.","start":29.34,"end":29.84,"sentiment":"positive","sentiment_score":0.5223702192306519},{"text":"Now just before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay.","start":29.9,"end":37.28,"sentiment":"neutral","sentiment_score":0.06456545046691237},{"text":"Yep.","start":38.78,"end":39.260002,"sentiment":"neutral","sentiment_score":0.14310996234416962},{"text":"Perfect.","start":39.260002,"end":39.760002,"sentiment":"positive","sentiment_score":0.3405623435974121}],"sentiment":"neutral","sentiment_score":0.0988761123382684,"num_words":33,"start":28.7,"end":39.760002},{"sentences":[{"text":"And just for security purposes, I do have a password on file for you.","start":39.9,"end":45.054996,"sentiment":"neutral","sentiment_score":0.10492454868342195},{"text":"Do you know what that might be?","start":45.054996,"end":46.594997,"sentiment":"neutral","sentiment_score":0.03775841795972416},{"text":"Yeah.","start":53.295,"end":53.534996,"sentiment":"neutral","sentiment_score":0.04576607048511505},{"text":"That's the one.","start":53.534996,"end":54.434998,"sentiment":"neutral","sentiment_score":0.06490431229273479},{"text":"Do you wanna keep that one, or do you wanna change it?","start":54.574997,"end":57.24,"sentiment":"neutral","sentiment_score":0.008464688590417305}],"sentiment":"neutral","sentiment_score":0.056089402100927124,"num_words":37,"start":39.9,"end":57.24},{"sentences":[{"text":"Keep it?","start":59.32,"end":60.04,"sentiment":"neutral","sentiment_score":0.05412106402218342},{"text":"Yeah.","start":60.04,"end":60.52,"sentiment":"neutral","sentiment_score":0.0647382065653801},{"text":"No worries.","start":60.52,"end":61.5,"sentiment":"neutral","sentiment_score":0.09752288460731506},{"text":"Now, Matthew, before I do kind of jump into things, I do like to start by asking if there is anything specific that you would like me to focus a little bit more on today or any particular questions you might have or whether it's just a bit of an update and kind of see where everything's at?","start":63.0,"end":78.835,"sentiment":"neutral","sentiment_score":0.08302615544405477},{"text":"Mhmm.","start":81.615,"end":82.115,"sentiment":"neutral","sentiment_score":0.012028704397380352}],"sentiment":"neutral","sentiment_score":0.0811808097496396,"num_words":64,"start":59.32,"end":82.115},{"sentences":[{"text":"Mhmm.","start":88.51,"end":89.01,"sentiment":"neutral","sentiment_score":0.0007468294352293015},{"text":"Mhmm.","start":97.245,"end":97.745,"sentiment":"neutral","sentiment_score":0.0025756098330020905},{"text":"Mhmm.","start":103.2525,"end":103.7525,"sentiment":"neutral","sentiment_score":-0.10403469204902648},{"text":"Yeah.","start":112.46,"end":112.96,"sentiment":"neutral","sentiment_score":-0.02662527933716774},{"text":"Yes.","start":114.380005,"end":114.880005,"sentiment":"neutral","sentiment_score":-0.0028349757194519043}],"sentiment":"neutral","sentiment_score":-0.026034501567482948,"num_words":5,"start":88.51,"end":114.880005},{"sentences":[{"text":"Yeah.","start":116.3,"end":116.8,"sentiment":"neutral","sentiment_score":-0.03525366634130478},{"text":"Mhmm.","start":128.795,"end":128.875,"sentiment":"neutral","sentiment_score":0.1351233720779419},{"text":"Yep.","start":128.875,"end":129.375,"sentiment":"neutral","sentiment_score":0.1434621661901474},{"text":"Yeah.","start":140.81,"end":141.31,"sentiment":"neutral","sentiment_score":0.05022716522216797},{"text":"Yes.","start":146.205,"end":146.705,"sentiment":"neutral","sentiment_score":0.06907269358634949}],"sentiment":"neutral","sentiment_score":0.0725263461470604,"num_words":5,"start":116.3,"end":146.705},{"sentences":[{"text":"Yes.","start":147.325,"end":147.825,"sentiment":"neutral","sentiment_score":0.19576148688793185},{"text":"Yeah.","start":148.205,"end":148.705,"sentiment":"neutral","sentiment_score":0.286623477935791},{"text":"Definitely.","start":149.165,"end":149.665,"sentiment":"positive","sentiment_score":0.44123244285583496},{"text":"So we can definitely sort that.","start":149.805,"end":151.905,"sentiment":"positive","sentiment_score":0.561177189151446},{"text":"And I think that's a great idea as well, especially for couples if you both are clients, which you obviously are, where you can work together.","start":151.965,"end":159.745,"sentiment":"positive","sentiment_score":0.5886784574160209}],"sentiment":"positive","sentiment_score":0.5598948695829936,"num_words":35,"start":147.325,"end":159.745},{"sentences":[{"text":"We can even, you know, do annual reviews moving forward together, do quarterly catch up together, where, obviously, if it's depending on work schedule or anything like that, where we can have both of you on the phone together and kind of run through everything, do joint joint advice, joint strategies.","start":161.05,"end":181.58499,"sentiment":"positive","sentiment_score":0.3835872458476646},{"text":"Because exactly like you said as well, you are potentially planning retirement together, so you wanna make sure that everything aligns for both of you.","start":181.58499,"end":190.51999,"sentiment":"positive","sentiment_score":0.409918395280838},{"text":"And especially if you are, you know, a little bit different ages and stuff like that as well, you wanna make sure that, you know, you can both retire at the same time if that's the goal and then what that would look like for the two of you.","start":191.37999,"end":203.265,"sentiment":"positive","sentiment_score":0.33678403952900243},{"text":"Yeah.","start":204.94499,"end":205.44499,"sentiment":"neutral","sentiment_score":0.22085872292518616},{"text":"Yes.","start":213.905,"end":214.405,"sentiment":"neutral","sentiment_score":0.1428431272506714}],"sentiment":"positive","sentiment_score":0.36753566304999075,"num_words":127,"start":161.05,"end":214.405},{"sentences":[{"text":"Yeah.","start":216.24,"end":216.64,"sentiment":"neutral","sentiment_score":0.1838999539613724},{"text":"No.","start":216.64,"end":216.95999,"sentiment":"neutral","sentiment_score":0.158833310008049},{"text":"That sounds that sounds really good.","start":216.95999,"end":219.12,"sentiment":"positive","sentiment_score":0.5276662906010946},{"text":"Now I do know Wendy's adviser as well.","start":219.12,"end":225.12,"sentiment":"neutral","sentiment_score":0.17248590430244803},{"text":"So I'll have a little chat to her, and we can kind of work together on, you know, following an review, if there's advice or anything, and then moving forward through kind of maybe in a couple of months or depending on when's a suitable time for the two of you to then kind of, you know, get together and do a bit of a plan jointly and see where everything's at.","start":225.12,"end":247.21,"sentiment":"neutral","sentiment_score":0.20470956919921768}],"sentiment":"neutral","sentiment_score":0.22304212754930963,"num_words":88,"start":216.24,"end":247.21},{"sentences":[{"text":"Yep.","start":248.87001,"end":249.11,"sentiment":"neutral","sentiment_score":0.1910420358181},{"text":"Perfect.","start":249.11,"end":249.61,"sentiment":"positive","sentiment_score":0.4969809949398041},{"text":"Yeah.","start":252.71,"end":253.21,"sentiment":"neutral","sentiment_score":-0.0799906775355339},{"text":"Mhmm.","start":258.325,"end":258.825,"sentiment":"neutral","sentiment_score":-0.05532006174325943},{"text":"Yes.","start":260.48502,"end":260.98502,"sentiment":"neutral","sentiment_score":-0.005571284331381321}],"sentiment":"neutral","sentiment_score":0.10942820142954587,"num_words":5,"start":248.87001,"end":260.98502},{"sentences":[{"text":"Yes.","start":261.445,"end":261.945,"sentiment":"neutral","sentiment_score":0.0035582128912210464},{"text":"Mhmm.","start":267.765,"end":267.92502,"sentiment":"neutral","sentiment_score":0.0006819302216172218},{"text":"Yep.","start":267.92502,"end":268.42502,"sentiment":"neutral","sentiment_score":-0.0009607300162315368},{"text":"Yep.","start":269.3,"end":269.8,"sentiment":"neutral","sentiment_score":0.020030291751027107},{"text":"Yeah.","start":270.66,"end":271.16,"sentiment":"neutral","sentiment_score":0.2251129448413849}],"sentiment":"neutral","sentiment_score":0.04968452993780374,"num_words":5,"start":261.445,"end":271.16},{"sentences":[{"text":"Yeah.","start":272.18,"end":272.58,"sentiment":"neutral","sentiment_score":0.20070648193359375},{"text":"No.","start":272.58,"end":272.81998,"sentiment":"neutral","sentiment_score":0.190868616104126},{"text":"That's great.","start":272.81998,"end":273.22,"sentiment":"positive","sentiment_score":0.4747369587421417},{"text":"So I'll make a little note.","start":273.22,"end":274.84,"sentiment":"neutral","sentiment_score":0.1938911204536756},{"text":"Do you want, like, in three months, six months, or do you wanna let me know when do you let us know when you guys are wanting a bit of a catch up, or do you want me to kind of reach out in about three months or so and see how you guys are going if we haven't heard anything?","start":275.78,"end":291.26498,"sentiment":"neutral","sentiment_score":0.11214714198083174}],"sentiment":"neutral","sentiment_score":0.13162494928274357,"num_words":71,"start":272.18,"end":291.26498},{"sentences":[{"text":"Yep.","start":305.02002,"end":305.52002,"sentiment":"neutral","sentiment_score":0.07481805235147476},{"text":"Yeah.","start":305.845,"end":306.345,"sentiment":"neutral","sentiment_score":0.07479918748140335},{"text":"Yes.","start":311.445,"end":311.945,"sentiment":"neutral","sentiment_score":0.1993691772222519},{"text":"Yep.","start":326.90002,"end":327.40002,"sentiment":"neutral","sentiment_score":0.07054857909679413},{"text":"Yes.","start":332.995,"end":333.495,"sentiment":"neutral","sentiment_score":0.14869999885559082}],"sentiment":"neutral","sentiment_score":0.11364699900150299,"num_words":5,"start":305.02002,"end":333.495},{"sentences":[{"text":"Time life.","start":334.51498,"end":335.335,"sentiment":"neutral","sentiment_score":0.09976399689912796},{"text":"Yes.","start":335.555,"end":336.055,"sentiment":"neutral","sentiment_score":0.17531251907348633},{"text":"And we do both me and Wendy's adviser do work after hours as well.","start":336.915,"end":342.535,"sentiment":"neutral","sentiment_score":0.16891704020755632},{"text":"So especially for couples and stuff, obviously, depending on your work schedule.","start":343.44,"end":347.22,"sentiment":"neutral","sentiment_score":0.1428361777216196},{"text":"If it's more suitable after hours, then we do work a bit later.","start":348.56,"end":353.3,"sentiment":"neutral","sentiment_score":0.12215079940282382}],"sentiment":"neutral","sentiment_score":0.14384937144461132,"num_words":42,"start":334.51498,"end":353.3},{"sentences":[{"text":"For myself, it's Thursdays where we can do something after hours when you're both home from work as well.","start":354.0,"end":362.11502,"sentiment":"neutral","sentiment_score":0.09094740469989024},{"text":"Yep.","start":363.855,"end":364.355,"sentiment":"neutral","sentiment_score":0.12518735229969025},{"text":"Yeah.","start":370.19,"end":370.69,"sentiment":"neutral","sentiment_score":-0.008287383243441582},{"text":"Yes.","start":372.43,"end":372.93,"sentiment":"neutral","sentiment_score":-0.05162239819765091},{"text":"All early morning.","start":374.35,"end":375.41,"sentiment":"neutral","sentiment_score":-0.013658144200841585}],"sentiment":"neutral","sentiment_score":0.0700921531021595,"num_words":25,"start":354.0,"end":375.41},{"sentences":[{"text":"It's up to you.","start":376.11,"end":377.25,"sentiment":"neutral","sentiment_score":0.01188679551705718},{"text":"Okay.","start":379.78998,"end":380.28998,"sentiment":"neutral","sentiment_score":-0.048521995544433594},{"text":"No.","start":383.67502,"end":383.995,"sentiment":"neutral","sentiment_score":-0.15046426653862},{"text":"I I get that.","start":383.995,"end":385.355,"sentiment":"neutral","sentiment_score":-0.07286565098911524},{"text":"But, yeah, we can definitely work something out.","start":385.355,"end":388.255,"sentiment":"neutral","sentiment_score":0.17345814546570182}],"sentiment":"neutral","sentiment_score":0.052486859986351594,"num_words":18,"start":376.11,"end":388.255},{"sentences":[{"text":"Yep.","start":388.875,"end":389.375,"sentiment":"neutral","sentiment_score":0.3199096918106079},{"text":"Perfect.","start":389.995,"end":390.495,"sentiment":"positive","sentiment_score":0.4773535132408142},{"text":"Now, obviously, the interview today is just focusing on, obviously, what's happening with yourself right now.","start":391.035,"end":397.19,"sentiment":"neutral","sentiment_score":0.14006724394857883},{"text":"I'll give you a bit of an update on, obviously, your portfolio, what's happening, but I'll also run through just a bit of an updated fact find, just to see if there is anything major that has changed in your life.","start":397.73,"end":409.59003,"sentiment":"neutral","sentiment_score":0.11653132718510745},{"text":"If we do need to make any tweaks and changes to be advised as well.","start":409.92502,"end":413.625,"sentiment":"neutral","sentiment_score":0.0802714355289936}],"sentiment":"neutral","sentiment_score":0.12189452778044585,"num_words":74,"start":388.875,"end":413.625},{"sentences":[{"text":"So just kind of bear with me as I go through this information here, Matthew.","start":414.24503,"end":418.105,"sentiment":"neutral","sentiment_score":0.04167137108743191},{"text":"Personal information, obviously, still married to Wendy, and you guys have two financial dependents?","start":419.92502,"end":427.04,"sentiment":"neutral","sentiment_score":0.03279485513589212},{"text":"Mhmm.","start":440.55502,"end":441.05502,"sentiment":"neutral","sentiment_score":-0.05372391641139984},{"text":"Yeah.","start":444.475,"end":444.975,"sentiment":"neutral","sentiment_score":-0.09301353991031648},{"text":"Yeah.","start":448.33,"end":448.83,"sentiment":"neutral","sentiment_score":-0.05170521140098572}],"sentiment":"neutral","sentiment_score":0.02767987095285207,"num_words":32,"start":414.24503,"end":448.83},{"sentences":[{"text":"It it's kind of a tricky point.","start":454.25,"end":455.93,"sentiment":"neutral","sentiment_score":-0.26215544768742155},{"text":"I would say if they live at home or even if you guys are supporting them financially, then I would say that they are a financial dependent, which can obviously be different ages.","start":455.93,"end":467.055,"sentiment":"neutral","sentiment_score":-0.10726424419518674},{"text":"Sometimes you have older kids living at home, obviously, with living expenses and and everything nowadays.","start":467.055,"end":473.475,"sentiment":"neutral","sentiment_score":-0.07281537307426333},{"text":"But then, yep.","start":475.215,"end":476.98,"sentiment":"neutral","sentiment_score":-0.030956424151857693},{"text":"Okay.","start":477.6,"end":478.1,"sentiment":"neutral","sentiment_score":0.03830501437187195}],"sentiment":"neutral","sentiment_score":-0.10990697365875045,"num_words":60,"start":454.25,"end":478.1},{"sentences":[{"text":"Yeah.","start":480.16,"end":480.66,"sentiment":"neutral","sentiment_score":0.01794113777577877},{"text":"Yep.","start":481.28,"end":481.78,"sentiment":"neutral","sentiment_score":0.08626371622085571},{"text":"Perfect.","start":482.0,"end":482.5,"sentiment":"neutral","sentiment_score":0.2353620678186417},{"text":"Now occupation wise, has any of that changed for you, or you're still kind of doing the sales rep?","start":483.76,"end":490.18002,"sentiment":"neutral","sentiment_score":0.02360586875951604},{"text":"Yep.","start":492.535,"end":492.935,"sentiment":"neutral","sentiment_score":0.037833791226148605}],"sentiment":"neutral","sentiment_score":0.03590922693357519,"num_words":23,"start":480.16,"end":492.935},{"sentences":[{"text":"Perfect.","start":492.935,"end":493.435,"sentiment":"neutral","sentiment_score":0.14260131120681763},{"text":"Yeah.","start":494.215,"end":494.715,"sentiment":"neutral","sentiment_score":0.10817477852106094},{"text":"You must enjoy it then.","start":495.255,"end":496.79498,"sentiment":"positive","sentiment_score":0.4352806806564331},{"text":"Yeah.","start":502.63,"end":502.71002,"sentiment":"neutral","sentiment_score":0.030616456642746925},{"text":"Yeah.","start":502.71002,"end":503.21002,"sentiment":"neutral","sentiment_score":-0.005768999457359314}],"sentiment":"neutral","sentiment_score":0.2724474389106035,"num_words":9,"start":492.935,"end":503.21002},{"sentences":[{"text":"Familiar.","start":504.47,"end":504.97,"sentiment":"neutral","sentiment_score":-0.06881320476531982},{"text":"Mhmm.","start":505.67,"end":506.17,"sentiment":"neutral","sentiment_score":-0.07169336080551147},{"text":"Mhmm.","start":507.03,"end":507.53,"sentiment":"neutral","sentiment_score":0.011329980567097664},{"text":"And you're still working for Pepsi?","start":508.15002,"end":509.77002,"sentiment":"neutral","sentiment_score":0.01225843233987689},{"text":"Yeah.","start":511.75,"end":512.15,"sentiment":"neutral","sentiment_score":0.07443780452013016}],"sentiment":"neutral","sentiment_score":0.0018811813555657864,"num_words":10,"start":504.47,"end":512.15},{"sentences":[{"text":"Yep.","start":512.15,"end":512.63,"sentiment":"neutral","sentiment_score":0.12002693116664886},{"text":"Perfect.","start":512.63,"end":513.13,"sentiment":"neutral","sentiment_score":0.3236238360404968},{"text":"I have income here at about 78,000.","start":514.15,"end":517.845,"sentiment":"neutral","sentiment_score":0.12377215070383889},{"text":"Do you know if that's still the case?","start":517.985,"end":519.605,"sentiment":"neutral","sentiment_score":0.053030756302177906},{"text":"About 82.","start":528.56,"end":529.94,"sentiment":"neutral","sentiment_score":0.013026422122493386}],"sentiment":"neutral","sentiment_score":0.09265024825244357,"num_words":19,"start":512.15,"end":529.94},{"sentences":[{"text":"Now do you get any commissions or bonuses or anything like that as part of your role?","start":530.0,"end":536.26,"sentiment":"neutral","sentiment_score":0.03646947947495124},{"text":"Mhmm.","start":539.68,"end":540.18,"sentiment":"neutral","sentiment_score":-0.03057071752846241},{"text":"It fluctuates a lot.","start":541.865,"end":543.245,"sentiment":"neutral","sentiment_score":-0.06436773482710123},{"text":"Okay.","start":546.985,"end":547.485,"sentiment":"neutral","sentiment_score":-0.1141209751367569},{"text":"Mhmm.","start":549.785,"end":550.285,"sentiment":"neutral","sentiment_score":-0.029941746965050697}],"sentiment":"neutral","sentiment_score":0.007828198838979006,"num_words":24,"start":530.0,"end":550.285},{"sentences":[{"text":"Roughly is okay.","start":565.865,"end":567.005,"sentiment":"neutral","sentiment_score":-0.007461253864069779},{"text":"That's it.","start":573.705,"end":574.425,"sentiment":"neutral","sentiment_score":-0.008347641676664352},{"text":"Yep.","start":574.425,"end":574.925,"sentiment":"neutral","sentiment_score":0.01310079824179411},{"text":"And would that be from commission, or is that bonuses, or is that overtime?","start":577.48004,"end":582.54004,"sentiment":"neutral","sentiment_score":-0.00688359873103244},{"text":"Mhmm.","start":590.69495,"end":591.19495,"sentiment":"neutral","sentiment_score":0.03122909739613533}],"sentiment":"neutral","sentiment_score":-0.004339025311526798,"num_words":21,"start":565.865,"end":591.19495},{"sentences":[{"text":"So kind of more like a bonus performance incentive.","start":592.77496,"end":595.675,"sentiment":"neutral","sentiment_score":0.05782056082453993},{"text":"Yep.","start":596.535,"end":597.035,"sentiment":"neutral","sentiment_score":0.12409790605306624},{"text":"Now do you know if on that bonus, they pay contributions on top of that?","start":598.13495,"end":604.31494,"sentiment":"neutral","sentiment_score":0.06057753587762515},{"text":"That's okay.","start":611.82996,"end":612.64996,"sentiment":"neutral","sentiment_score":0.05317683890461922},{"text":"No.","start":613.50995,"end":614.00995,"sentiment":"neutral","sentiment_score":-0.28579238057136536}],"sentiment":"neutral","sentiment_score":0.04906097460272057,"num_words":28,"start":592.77496,"end":614.00995},{"sentences":[{"text":"I did you had a couple last financial year that has ticked over?","start":615.82996,"end":619.85,"sentiment":"neutral","sentiment_score":-0.019378644629166678},{"text":"Mhmm.","start":624.325,"end":624.805,"sentiment":"neutral","sentiment_score":0.029683612287044525},{"text":"Do you know roughly, like, a month or so you had it?","start":624.805,"end":628.585,"sentiment":"neutral","sentiment_score":-0.003560395290454229},{"text":"Would you got it?","start":633.86005,"end":634.26,"sentiment":"neutral","sentiment_score":-0.01664737146347761},{"text":"Okay.","start":634.26,"end":634.76,"sentiment":"neutral","sentiment_score":0.05240058898925781}],"sentiment":"neutral","sentiment_score":-0.009004916394910505,"num_words":31,"start":615.82996,"end":634.76},{"sentences":[{"text":"Okay.","start":640.5,"end":640.9,"sentiment":"neutral","sentiment_score":0.09959101676940918},{"text":"Because what I can do is I can just go through your transaction statement on your superannuation and check if if it comes out those sporadic ones as well, and then I can just double check it that way.","start":640.9,"end":653.46497,"sentiment":"neutral","sentiment_score":0.07679737865542755},{"text":"Now often with a bonus, you do get contributions paid on top of the bonus.","start":653.46497,"end":659.08496,"sentiment":"neutral","sentiment_score":0.18505032807588578},{"text":"And if that's the case, I can look that up on your transactions.","start":659.41,"end":662.95,"sentiment":"neutral","sentiment_score":0.08376443443390039},{"text":"Over time and stuff like that, usually not, but it is sometimes changes a little bit on Deployer.","start":663.81,"end":670.55,"sentiment":"neutral","sentiment_score":-0.017900028369492955}],"sentiment":"neutral","sentiment_score":0.07717652142394421,"num_words":86,"start":640.5,"end":670.55},{"sentences":[{"text":"So I can just go and have a a they can very much.","start":671.09,"end":683.4575,"sentiment":"neutral","sentiment_score":-0.12826259534519452},{"text":"Yeah.","start":691.92004,"end":692.24005,"sentiment":"neutral","sentiment_score":-0.13986104726791382},{"text":"And you shouldn't you shouldn't have to be following up on it.","start":692.24005,"end":696.80005,"sentiment":"neutral","sentiment_score":-0.23316139976183572},{"text":"And then, also, if especially the the last financial year that just ticked over, you just had to do it once a quarter.","start":696.80005,"end":704.195,"sentiment":"neutral","sentiment_score":-0.18112175765892732},{"text":"And then whereas now they've changed the rules, which is great because, obviously, the quicker you get the money in, the longer it's compounding and gets invested for.","start":705.535,"end":714.97,"sentiment":"neutral","sentiment_score":0.12291835557802447}],"sentiment":"neutral","sentiment_score":-0.06921166303724825,"num_words":77,"start":671.09,"end":714.97},{"sentences":[{"text":"So if they wait three months and do one lump sum, yes, you'll still get the money in.","start":715.11,"end":720.01,"sentiment":"neutral","sentiment_score":0.06531171997388203},{"text":"But during those three months, you could have had a little bit more invested, which obviously gonna give you more return.","start":720.23,"end":725.77,"sentiment":"neutral","sentiment_score":0.032088745651500564},{"text":"Oh, exactly.","start":728.85504,"end":730.075,"sentiment":"neutral","sentiment_score":0.05819329246878624},{"text":"I will have a bit of a look through the transaction and see if you do get on the bonuses.","start":731.335,"end":737.91504,"sentiment":"neutral","sentiment_score":0.11710055321455001},{"text":"Otherwise, obviously, aside from your employer, they just pay you the standard 12% contribution interest fee for, like, there's no, like, EBA agreement or any additional entitlements.","start":739.98,"end":749.92,"sentiment":"neutral","sentiment_score":0.007091302217708694}],"sentiment":"neutral","sentiment_score":0.051128834401342,"num_words":88,"start":715.11,"end":749.92},{"sentences":[{"text":"Yep.","start":750.7,"end":751.2,"sentiment":"neutral","sentiment_score":0.13096493482589722},{"text":"Yeah.","start":753.675,"end":754.075,"sentiment":"neutral","sentiment_score":0.1265411525964737},{"text":"Often, if you do get additional, they tend to let you know.","start":754.075,"end":757.835,"sentiment":"neutral","sentiment_score":0.13269157179941735},{"text":"Because they're they're like, oh, we pay you extra.","start":757.835,"end":760.09503,"sentiment":"neutral","sentiment_score":-0.008520792704075575},{"text":"So if they don't if they don't advertise it, then often it's standard.","start":760.955,"end":765.195,"sentiment":"neutral","sentiment_score":-0.034633638767095715}],"sentiment":"neutral","sentiment_score":0.03674668085295707,"num_words":36,"start":750.7,"end":765.195},{"sentences":[{"text":"And it's more usually, like, your your government roles, like your nurses sometimes.","start":765.195,"end":770.66,"sentiment":"neutral","sentiment_score":0.010892484050530653},{"text":"Sometimes teachers have different where they they can pay a little bit extra.","start":770.72,"end":776.1,"sentiment":"neutral","sentiment_score":0.17943215599426857},{"text":"Obviously, aside from contributions from your employer, are you making any additional contributions yourself as well?","start":779.535,"end":785.315,"sentiment":"neutral","sentiment_score":0.035528340260498226},{"text":"Mhmm.","start":799.87,"end":800.37,"sentiment":"neutral","sentiment_score":0.017575781792402267},{"text":"Like seller, is that correct by thing?","start":800.75,"end":802.45,"sentiment":"neutral","sentiment_score":0.004108274488576821}],"sentiment":"neutral","sentiment_score":0.06178014935925603,"num_words":50,"start":765.195,"end":802.45},{"sentences":[{"text":"50 dollars.","start":805.765,"end":806.745,"sentiment":"neutral","sentiment_score":-0.06805306673049927},{"text":"I can Mhmm.","start":807.605,"end":835.575,"sentiment":"neutral","sentiment_score":0.022456377744674683},{"text":"Yeah.","start":841.01,"end":841.51,"sentiment":"neutral","sentiment_score":0.013284951448440552},{"text":"Well, I can actually see so I'm in your transaction account right now, and I do like this it seems to be a little bit sporadic.","start":842.61005,"end":849.75,"sentiment":"neutral","sentiment_score":0.14978651329874992},{"text":"Like, for example, I can see on the June 19, you had four contributions on the same day.","start":849.89,"end":858.235,"sentiment":"neutral","sentiment_score":0.10071096362339126}],"sentiment":"neutral","sentiment_score":0.11303589284420014,"num_words":50,"start":805.765,"end":858.235},{"sentences":[{"text":"So you had one for 1119, another one for 02/20, another one for August, and then another one for 02/20, which is a little bit unusual, but maybe that's if they kind of do it, like you said, every now and then.","start":858.455,"end":876.77,"sentiment":"neutral","sentiment_score":0.012893905486201956},{"text":"Because then a month earlier, so the May 25, it was two.","start":876.77,"end":882.07,"sentiment":"neutral","sentiment_score":0.01646050065755844},{"text":"So that was 08/1962 and then two twenty.","start":882.395,"end":886.655,"sentiment":"neutral","sentiment_score":0.030185174429789186},{"text":"So how It seemed like unless there was, like, a bonus or something, and that's why you got a little bit of extra.","start":887.435,"end":900.43,"sentiment":"neutral","sentiment_score":0.041639541073337845},{"text":"Mhmm.","start":901.61005,"end":902.11005,"sentiment":"neutral","sentiment_score":0.06159203499555588}],"sentiment":"neutral","sentiment_score":0.023254103644556084,"num_words":86,"start":858.455,"end":902.11005},{"sentences":[{"text":"Yeah.","start":903.85004,"end":904.33,"sentiment":"neutral","sentiment_score":0.10074938833713531},{"text":"Because that then also makes sense that in April, that was 1,199, so a little bit bigger, and then the standard $2.20.","start":904.33,"end":914.435,"sentiment":"neutral","sentiment_score":0.047753104770725426},{"text":"So having a look through the transaction, the $2.20 seems very consistent, and that looks to be the salary sacrifice.","start":914.435,"end":921.575,"sentiment":"neutral","sentiment_score":0.0644492169842124},{"text":"That yeah.","start":924.7,"end":925.5,"sentiment":"neutral","sentiment_score":0.1064775139093399},{"text":"So it looks like it's about $2.20 a month.","start":925.5,"end":928.64,"sentiment":"neutral","sentiment_score":0.09928854886028501}],"sentiment":"neutral","sentiment_score":0.06568248149145532,"num_words":54,"start":903.85004,"end":928.64},{"sentences":[{"text":"Are you happy to keep that $2.20 a month?","start":930.46,"end":934.4,"sentiment":"neutral","sentiment_score":0.2821684347258674},{"text":"Yeah.","start":944.95496,"end":945.45496,"sentiment":"neutral","sentiment_score":0.021319258958101273},{"text":"Yes.","start":951.93,"end":952.43,"sentiment":"neutral","sentiment_score":0.1506417989730835},{"text":"Yeah.","start":953.45,"end":953.76996,"sentiment":"neutral","sentiment_score":0.1342504918575287},{"text":"But Okay.","start":953.76996,"end":958.67,"sentiment":"neutral","sentiment_score":0.11497697979211807}],"sentiment":"neutral","sentiment_score":0.21969153013612544,"num_words":14,"start":930.46,"end":958.67},{"sentences":[{"text":"Because what what yeah.","start":959.29,"end":963.355,"sentiment":"neutral","sentiment_score":0.14064777945168316},{"text":"Because what I can do for you, Matthew, is I can put together a bit of a strategy, and part of that is working out the cap spaces and also how much it's saving you in tax and what that actually looks like in terms of super so you can see whether you want to do it and, obviously, how it impacts your cash flow.","start":963.355,"end":983.82,"sentiment":"neutral","sentiment_score":0.287219500541687},{"text":"So if you think in an ideal situation, $2.20 a month right now, how much would you want to put in or want to offer through?","start":984.12,"end":995.035,"sentiment":"neutral","sentiment_score":0.09592574089765549},{"text":"Yeah.","start":995.095,"end":995.495,"sentiment":"neutral","sentiment_score":0.05590351298451424},{"text":"If you say you wanna offer a little bit, would you how much do you think you'd feel comfortable with?","start":995.495,"end":1000.695,"sentiment":"neutral","sentiment_score":0.06963849402964115}],"sentiment":"neutral","sentiment_score":0.1997810457752825,"num_words":116,"start":959.29,"end":1000.695},{"sentences":[{"text":"Obviously, because it's gonna impact your cash flow.","start":1000.695,"end":1003.035,"sentiment":"neutral","sentiment_score":-0.12663826812058687},{"text":"Yeah.","start":1012.02,"end":1012.52,"sentiment":"neutral","sentiment_score":-0.08440172672271729},{"text":"300?","start":1019.79504,"end":1020.59503,"sentiment":"neutral","sentiment_score":0.010098258033394814},{"text":"Okay.","start":1020.59503,"end":1021.09503,"sentiment":"neutral","sentiment_score":0.02845480479300022},{"text":"Because what what I can do is I'll put together a strategy for you, and that will be showing you the impact it has on Super.","start":1021.395,"end":1029.41,"sentiment":"neutral","sentiment_score":0.3060164497448848}],"sentiment":"neutral","sentiment_score":0.1864181860677294,"num_words":37,"start":1000.695,"end":1029.41},{"sentences":[{"text":"That way, you can actually see the kind of compounding differences of it.","start":1029.41,"end":1034.15,"sentiment":"neutral","sentiment_score":0.29994969299206364},{"text":"It also shows you how much less cash flow you will have just to make sure that, obviously, you guys are comfortable with that.","start":1034.4501,"end":1041.67,"sentiment":"neutral","sentiment_score":0.17070830861727396},{"text":"A little bit of tax saving as well, and then just triple check that you don't exceed any cap spaces, which I don't think you will, but I'll run all the numbers and everything for you.","start":1041.735,"end":1052.795,"sentiment":"neutral","sentiment_score":0.13339935636354816},{"text":"Then that way, you have all the information, and you can obviously speak to Wendy's like, okay.","start":1053.575,"end":1058.07,"sentiment":"neutral","sentiment_score":0.2555683097418617},{"text":"Cool.","start":1058.07,"end":1058.3099,"sentiment":"positive","sentiment_score":0.43468600511550903}],"sentiment":"neutral","sentiment_score":0.19316559907171751,"num_words":91,"start":1029.41,"end":1058.3099},{"sentences":[{"text":"Yeah.","start":1058.3099,"end":1058.55,"sentiment":"positive","sentiment_score":0.38004791736602783},{"text":"We can make that work, and it's gonna make quite a bit of a difference.","start":1058.55,"end":1061.37,"sentiment":"positive","sentiment_score":0.474117237329483},{"text":"And you can kind of decide what you wanna do after that.","start":1062.3099,"end":1065.29,"sentiment":"neutral","sentiment_score":0.25795329610506695},{"text":"Mhmm.","start":1069.515,"end":1070.015,"sentiment":"neutral","sentiment_score":0.07709287106990814},{"text":"Mhmm.","start":1080.395,"end":1080.795,"sentiment":"neutral","sentiment_score":0.1300382912158966}],"sentiment":"positive","sentiment_score":0.35981257309516274,"num_words":30,"start":1058.3099,"end":1080.795},{"sentences":[{"text":"Mhmm.","start":1080.795,"end":1081.295,"sentiment":"neutral","sentiment_score":0.06567957997322083},{"text":"Do it jointly.","start":1087.61,"end":1088.5901,"sentiment":"neutral","sentiment_score":0.08336466054121654},{"text":"Yeah.","start":1089.05,"end":1089.55,"sentiment":"neutral","sentiment_score":0.11949943751096724},{"text":"Yep.","start":1092.17,"end":1092.67,"sentiment":"neutral","sentiment_score":0.0647469013929367},{"text":"Yeah.","start":1104.985,"end":1105.385,"sentiment":"neutral","sentiment_score":0.029284821823239326}],"sentiment":"neutral","sentiment_score":0.07561496033200196,"num_words":7,"start":1080.795,"end":1105.385},{"sentences":[{"text":"Mhmm.","start":1105.385,"end":1105.885,"sentiment":"neutral","sentiment_score":0.01644742861390114},{"text":"Okay.","start":1106.64,"end":1107.14,"sentiment":"neutral","sentiment_score":0.1289728730916977},{"text":"Yeah.","start":1108.0801,"end":1108.5801,"sentiment":"neutral","sentiment_score":0.1939358413219452},{"text":"Now I can definitely have a have a chat through, like I said, Dana, who is Wendy's adviser as well, and and just kind of see where, obviously, Wendy's at with everything and then kind of work together, whether that is another conversation in, like, a week or two, like you said, just to kind of touch base on everything and reassess it.","start":1109.36,"end":1132.575,"sentiment":"neutral","sentiment_score":0.23271140905599746},{"text":"And then we can put together a a joint plan for the two of you.","start":1133.2749,"end":1138.5499,"sentiment":"neutral","sentiment_score":0.1928913195927938}],"sentiment":"neutral","sentiment_score":0.2209079593512011,"num_words":81,"start":1105.385,"end":1138.5499},{"sentences":[{"text":"And that could be yeah.","start":1139.73,"end":1142.47,"sentiment":"neutral","sentiment_score":0.1831278957426548},{"text":"Mhmm.","start":1148.53,"end":1149.03,"sentiment":"neutral","sentiment_score":0.14267095923423767},{"text":"Yeah.","start":1154.575,"end":1155.075,"sentiment":"neutral","sentiment_score":0.09079471230506896},{"text":"Yep.","start":1155.215,"end":1155.715,"sentiment":"neutral","sentiment_score":0.14074450731277466},{"text":"Yeah.","start":1156.095,"end":1156.595,"sentiment":"neutral","sentiment_score":0.18321487307548523}],"sentiment":"neutral","sentiment_score":0.16367383673787117,"num_words":9,"start":1139.73,"end":1156.595},{"sentences":[{"text":"And I think that's good, because, especially, if it's jointly goals and you guys are working something together, you also wanna make sure that we do, obviously, the the tax side of it, so whatever is going to be the best benefit for the two of you.","start":1157.375,"end":1170.3,"sentiment":"positive","sentiment_score":0.39759081475278163},{"text":"If you are sharing everything, then then that's a really good way of doing it.","start":1171.3201,"end":1176.855,"sentiment":"neutral","sentiment_score":0.32569087147712705},{"text":"Obviously, as long as you guys are comfortable showing all the information and everything.","start":1177.495,"end":1183.195,"sentiment":"neutral","sentiment_score":0.09403286927512713},{"text":"Okay.","start":1183.655,"end":1183.975,"sentiment":"positive","sentiment_score":0.4023638963699341},{"text":"Perfect.","start":1183.975,"end":1184.475,"sentiment":"positive","sentiment_score":0.6777918338775635}],"sentiment":"neutral","sentiment_score":0.3329326572517554,"num_words":78,"start":1157.375,"end":1184.475},{"sentences":[{"text":"Now, obviously, you said you might retire a little bit earlier.","start":1185.015,"end":1188.0549,"sentiment":"neutral","sentiment_score":0.2056308781558817},{"text":"So what age do you think, ideally, at this stage, you would want to retire, draw income from Superm?","start":1188.0549,"end":1194.41,"sentiment":"neutral","sentiment_score":0.09334446352563407},{"text":"Mhmm.","start":1196.79,"end":1197.29,"sentiment":"neutral","sentiment_score":0.009039243683218956},{"text":"Mhmm.","start":1200.3099,"end":1200.8099,"sentiment":"neutral","sentiment_score":-0.006924676243215799},{"text":"Yeah.","start":1213.095,"end":1213.595,"sentiment":"neutral","sentiment_score":0.10010557621717452}],"sentiment":"neutral","sentiment_score":0.12538498819269467,"num_words":33,"start":1185.015,"end":1213.595},{"sentences":[{"text":"Yes.","start":1218.0,"end":1218.5,"sentiment":"neutral","sentiment_score":0.0886799544095993},{"text":"Okay.","start":1219.3601,"end":1219.8601,"sentiment":"neutral","sentiment_score":-0.0323672816157341},{"text":"Mhmm.","start":1236.735,"end":1237.235,"sentiment":"neutral","sentiment_score":-0.10145873576402664},{"text":"Yes.","start":1237.71,"end":1238.21,"sentiment":"neutral","sentiment_score":-0.09861264377832411},{"text":"Yep.","start":1243.7175,"end":1244.2175,"sentiment":"neutral","sentiment_score":-0.09137283265590668}],"sentiment":"neutral","sentiment_score":-0.04702630788087845,"num_words":5,"start":1218.0,"end":1244.2175},{"sentences":[{"text":"Yep.","start":1255.565,"end":1255.885,"sentiment":"neutral","sentiment_score":-0.05450713634490967},{"text":"Yeah.","start":1255.885,"end":1256.385,"sentiment":"neutral","sentiment_score":-0.06929901242256165},{"text":"Yeah.","start":1257.565,"end":1258.065,"sentiment":"neutral","sentiment_score":-0.0292702317237854},{"text":"Mhmm.","start":1259.085,"end":1259.585,"sentiment":"neutral","sentiment_score":-0.02852538228034973},{"text":"Mhmm.","start":1270.78,"end":1270.86,"sentiment":"neutral","sentiment_score":0.046521104872226715}],"sentiment":"neutral","sentiment_score":-0.027016131579875945,"num_words":5,"start":1255.565,"end":1270.86},{"sentences":[{"text":"Yep.","start":1270.86,"end":1271.36,"sentiment":"neutral","sentiment_score":0.0822162851691246},{"text":"Okay.","start":1271.42,"end":1271.82,"sentiment":"neutral","sentiment_score":0.18467742204666135},{"text":"Perfect.","start":1271.82,"end":1272.32,"sentiment":"positive","sentiment_score":0.4017530679702759},{"text":"And that's also what we can assess.","start":1272.54,"end":1274.3,"sentiment":"neutral","sentiment_score":0.23624349704810552},{"text":"So we can work with, okay, ideal situation, but then also okay.","start":1274.3,"end":1279.785,"sentiment":"neutral","sentiment_score":0.26534561191995937}],"sentiment":"neutral","sentiment_score":0.25029539079828694,"num_words":22,"start":1270.86,"end":1279.785},{"sentences":[{"text":"Well, is that achievable?","start":1279.785,"end":1281.645,"sentiment":"neutral","sentiment_score":0.17977908439934254},{"text":"And if it's not achievable, what can we do to get you there?","start":1281.785,"end":1285.245,"sentiment":"neutral","sentiment_score":-0.21126205617418656},{"text":"So even if I put down ideally 60, but if not, would you say around 64 when when when they would then potentially retire or reduce hours at least?","start":1285.705,"end":1298.0399,"sentiment":"neutral","sentiment_score":-0.015952460596273685},{"text":"Okay.","start":1298.0399,"end":1298.52,"sentiment":"neutral","sentiment_score":0.2999323308467865},{"text":"Perfect.","start":1298.52,"end":1299.02,"sentiment":"positive","sentiment_score":0.5964963436126709}],"sentiment":"neutral","sentiment_score":-0.03319756407290697,"num_words":48,"start":1279.785,"end":1299.02},{"sentences":[{"text":"And sometimes when it mhmm.","start":1299.7999,"end":1302.22,"sentiment":"positive","sentiment_score":0.3697757005691528},{"text":"Yeah.","start":1307.495,"end":1307.995,"sentiment":"neutral","sentiment_score":0.07248462736606598},{"text":"Mhmm.","start":1314.87,"end":1315.37,"sentiment":"neutral","sentiment_score":0.03542594611644745},{"text":"Yeah.","start":1322.07,"end":1322.57,"sentiment":"neutral","sentiment_score":-0.0735756978392601},{"text":"Yeah.","start":1327.43,"end":1327.93,"sentiment":"neutral","sentiment_score":-0.050574637949466705}],"sentiment":"neutral","sentiment_score":0.20362652672661674,"num_words":9,"start":1299.7999,"end":1327.93},{"sentences":[{"text":"If you can retire.","start":1328.15,"end":1329.29,"sentiment":"neutral","sentiment_score":-0.0168287493288517},{"text":"Yeah.","start":1329.865,"end":1330.365,"sentiment":"neutral","sentiment_score":-0.002551775425672531},{"text":"Enjoy life.","start":1331.465,"end":1332.365,"sentiment":"neutral","sentiment_score":0.092502411454916},{"text":"Yeah.","start":1333.1449,"end":1333.6449,"sentiment":"neutral","sentiment_score":-0.14220736920833588},{"text":"Yes.","start":1336.985,"end":1337.485,"sentiment":"neutral","sentiment_score":0.0814996212720871}],"sentiment":"neutral","sentiment_score":0.006047811359167099,"num_words":9,"start":1328.15,"end":1337.485},{"sentences":[{"text":"Mhmm.","start":1340.0249,"end":1340.5249,"sentiment":"neutral","sentiment_score":0.0003755912184715271},{"text":"Yes.","start":1341.72,"end":1342.22,"sentiment":"neutral","sentiment_score":-0.01740218698978424},{"text":"Yes.","start":1346.52,"end":1347.02,"sentiment":"neutral","sentiment_score":0.1543208807706833},{"text":"Well, we can definitely work on that.","start":1347.08,"end":1348.6799,"sentiment":"positive","sentiment_score":0.3597172200679779},{"text":"And then often what I'll what we would like to do as well is that we can then do a bit of, like, a retirement income drawdown calculation as part of it.","start":1348.6799,"end":1360.045,"sentiment":"neutral","sentiment_score":0.16530155786313117}],"sentiment":"neutral","sentiment_score":0.18916582564512888,"num_words":42,"start":1340.0249,"end":1360.045},{"sentences":[{"text":"So whether that would be, let's say, 64 for you and and 60 for her and you needing, like, a combined household income, if you have a combined goal of we need, let's say, $22,000 a week, for example.","start":1360.045,"end":1375.7001,"sentiment":"neutral","sentiment_score":0.09195043605107528},{"text":"That's why you guys need to cover bills and expenses, do some traveling, then we can work with, okay.","start":1376.0,"end":1382.1001,"sentiment":"neutral","sentiment_score":0.1245419530099944},{"text":"Is that achievable to draw from both of your superannuation?","start":1382.16,"end":1385.2201,"sentiment":"neutral","sentiment_score":0.28104588240385053},{"text":"Do we need to do a little bit more from some from one person or the other, or, you know, what is best for the two of you?","start":1386.295,"end":1393.415,"sentiment":"neutral","sentiment_score":0.11893694648253066},{"text":"But then, also, if you are eligible for a potential age pension, obviously, you would hit 67 before her.","start":1393.415,"end":1400.9551,"sentiment":"neutral","sentiment_score":0.1131239486368079}],"sentiment":"neutral","sentiment_score":0.12384706489417864,"num_words":115,"start":1360.045,"end":1400.9551},{"sentences":[{"text":"So then also kind of work with, okay.","start":1401.26,"end":1403.92,"sentiment":"neutral","sentiment_score":0.11846121121197939},{"text":"What would that look like?","start":1404.7001,"end":1406.2201,"sentiment":"neutral","sentiment_score":0.11054017618298531},{"text":"Are you eligible?","start":1406.2201,"end":1407.2001,"sentiment":"neutral","sentiment_score":0.10592059046030045},{"text":"And then if so, structuring your super to kinda benefit from that as well.","start":1407.42,"end":1414.0,"sentiment":"neutral","sentiment_score":0.20518165826797485},{"text":"Yep.","start":1436.9,"end":1437.4,"sentiment":"neutral","sentiment_score":0.20581792294979095}],"sentiment":"neutral","sentiment_score":0.1579520477642936,"num_words":31,"start":1401.26,"end":1437.4},{"sentences":[{"text":"Yep.","start":1442.275,"end":1442.775,"sentiment":"neutral","sentiment_score":0.09891344606876372},{"text":"Yep.","start":1444.115,"end":1444.615,"sentiment":"neutral","sentiment_score":0.22347325086593628},{"text":"Sounds perfect.","start":1444.915,"end":1445.895,"sentiment":"positive","sentiment_score":0.5761387348175049},{"text":"But, yeah, I think the best thing is probably to do a bit of a catch up for the two of you and then putting strategy together, especially goals and stuff like that as well.","start":1446.035,"end":1456.3301,"sentiment":"neutral","sentiment_score":0.19509942276137215},{"text":"If it's all jointly, it makes it makes more sense to do it together.","start":1456.3301,"end":1460.1901,"sentiment":"positive","sentiment_score":0.33815055234091623}],"sentiment":"neutral","sentiment_score":0.24598588105642571,"num_words":53,"start":1442.275,"end":1460.1901},{"sentences":[{"text":"But for today, anyway, I can kind of just run through how your soup is going and where things are at with insurances and stuff.","start":1461.6101,"end":1468.935,"sentiment":"neutral","sentiment_score":0.19239502608776093},{"text":"And then when it comes through, like, the specific super retirement, doing some strategies, we can then kind of work together to make sure as well that that's what you both want.","start":1468.935,"end":1479.5951,"sentiment":"positive","sentiment_score":0.3597289929166436},{"text":"Yep.","start":1481.27,"end":1481.67,"sentiment":"neutral","sentiment_score":0.12966474890708923},{"text":"Alright.","start":1481.67,"end":1481.91,"sentiment":"neutral","sentiment_score":0.33073487877845764},{"text":"Perfect.","start":1481.91,"end":1482.41,"sentiment":"positive","sentiment_score":0.5384117364883423}],"sentiment":"neutral","sentiment_score":0.28866691316167514,"num_words":60,"start":1461.6101,"end":1482.41},{"sentences":[{"text":"Now let me see here.","start":1482.95,"end":1484.97,"sentiment":"neutral","sentiment_score":0.14436631351709367},{"text":"Otherwise, asset wise, do you guys have the investment property still wide at about 430,000?","start":1485.03,"end":1492.49,"sentiment":"neutral","sentiment_score":0.04633002976576487},{"text":"Mhmm.","start":1504.92,"end":1505.42,"sentiment":"neutral","sentiment_score":0.021359441801905632},{"text":"Sorry.","start":1509.7201,"end":1510.2201,"sentiment":"neutral","sentiment_score":-0.009842447936534882},{"text":"Impressionist.","start":1510.4401,"end":1510.9401,"sentiment":"neutral","sentiment_score":0.1575610488653183}],"sentiment":"neutral","sentiment_score":0.06895043725228828,"num_words":23,"start":1482.95,"end":1510.9401},{"sentences":[{"text":"And is that that investment property, do you think that would be valid at about 430,000, or do you think that's gone up a little bit?","start":1511.3201,"end":1519.1001,"sentiment":"neutral","sentiment_score":0.0739224455677546},{"text":"430.","start":1522.185,"end":1523.145,"sentiment":"neutral","sentiment_score":0.00528177572414279},{"text":"Yeah.","start":1523.145,"end":1523.625,"sentiment":"neutral","sentiment_score":0.0036012884229421616},{"text":"From last year.","start":1523.625,"end":1524.765,"sentiment":"neutral","sentiment_score":-0.00046073148647944134},{"text":"Yes.","start":1525.145,"end":1525.645,"sentiment":"neutral","sentiment_score":0.06508804857730865}],"sentiment":"neutral","sentiment_score":0.062330390719580464,"num_words":32,"start":1511.3201,"end":1525.645},{"sentences":[{"text":"Mhmm.","start":1530.8251,"end":1531.3251,"sentiment":"neutral","sentiment_score":0.02897297404706478},{"text":"Yeah.","start":1535.3,"end":1535.8,"sentiment":"neutral","sentiment_score":0.07481491565704346},{"text":"Oh, nice.","start":1540.1,"end":1540.9,"sentiment":"neutral","sentiment_score":0.16299645602703094},{"text":"So 760, did you say?","start":1540.9,"end":1543.0,"sentiment":"neutral","sentiment_score":0.05117421597242355},{"text":"Yep.","start":1544.435,"end":1544.915,"sentiment":"neutral","sentiment_score":0.04385971277952194}],"sentiment":"neutral","sentiment_score":0.07295115943998098,"num_words":10,"start":1530.8251,"end":1544.915},{"sentences":[{"text":"And mortgage on that one, do you know roughly what that would be?","start":1544.915,"end":1549.255,"sentiment":"neutral","sentiment_score":0.0074294486011450105},{"text":"That's okay.","start":1561.25,"end":1561.81,"sentiment":"neutral","sentiment_score":0.029785732738673687},{"text":"We about 400.","start":1561.81,"end":1563.75,"sentiment":"neutral","sentiment_score":0.00996555263797442},{"text":"Yep.","start":1564.37,"end":1564.87,"sentiment":"neutral","sentiment_score":0.03643658757209778},{"text":"Now did you say you have another property as well, or are you guys renting where you live?","start":1566.13,"end":1570.71,"sentiment":"neutral","sentiment_score":-0.015926903682864375}],"sentiment":"neutral","sentiment_score":-0.0017350465814406808,"num_words":37,"start":1544.915,"end":1570.71},{"sentences":[{"text":"Mhmm.","start":1570.875,"end":1571.375,"sentiment":"neutral","sentiment_score":-0.08278957009315491},{"text":"Mhmm.","start":1578.395,"end":1578.895,"sentiment":"neutral","sentiment_score":-0.0019001718610525131},{"text":"Okay.","start":1579.755,"end":1580.155,"sentiment":"neutral","sentiment_score":-0.06133618205785751},{"text":"Perfect.","start":1580.155,"end":1580.655,"sentiment":"neutral","sentiment_score":0.02860528603196144},{"text":"Yep.","start":1581.195,"end":1581.515,"sentiment":"neutral","sentiment_score":0.09197821468114852}],"sentiment":"neutral","sentiment_score":-0.005088484659790995,"num_words":5,"start":1570.875,"end":1581.515},{"sentences":[{"text":"So the one investment property any motor vehicles, boats, motorbikes.","start":1581.515,"end":1586.3,"sentiment":"neutral","sentiment_score":0.05785745605826378},{"text":"Oh, yeah.","start":1592.76,"end":1593.42,"sentiment":"neutral","sentiment_score":0.059901054948568344},{"text":"And the one that you guys have, how much would that one be valued at, do you think?","start":1594.28,"end":1598.7001,"sentiment":"neutral","sentiment_score":0.019715995941725042},{"text":"Yep.","start":1610.115,"end":1610.4349,"sentiment":"neutral","sentiment_score":0.0027229967527091503},{"text":"And and do you have anything owing on it?","start":1610.4349,"end":1613.335,"sentiment":"neutral","sentiment_score":-0.01919050369825628}],"sentiment":"neutral","sentiment_score":0.022081826522480696,"num_words":40,"start":1581.515,"end":1613.335},{"sentences":[{"text":"No.","start":1616.0599,"end":1616.46,"sentiment":"neutral","sentiment_score":-0.048871010541915894},{"text":"Okay.","start":1616.46,"end":1616.96,"sentiment":"neutral","sentiment_score":0.01974736340343952},{"text":"Anything else, like savings in the bank or or any kind of other assets in your name?","start":1618.62,"end":1624.08,"sentiment":"neutral","sentiment_score":-0.03268042236895246},{"text":"Nope.","start":1626.155,"end":1626.655,"sentiment":"neutral","sentiment_score":-0.32627373933792114},{"text":"Yeah.","start":1633.115,"end":1633.615,"sentiment":"neutral","sentiment_score":-0.1314505934715271}],"sentiment":"neutral","sentiment_score":-0.04963881715333888,"num_words":21,"start":1616.0599,"end":1633.615},{"sentences":[{"text":"Mhmm.","start":1633.835,"end":1634.335,"sentiment":"neutral","sentiment_score":-0.10876087844371796},{"text":"And any liabilities, like personal loans, credit cards, ZipPay?","start":1638.65,"end":1642.27,"sentiment":"neutral","sentiment_score":-0.021947447210550308},{"text":"Okay.","start":1646.33,"end":1646.83,"sentiment":"neutral","sentiment_score":-0.1218920201063156},{"text":"If not, we can confirm it when we do have a joint conversation as well.","start":1653.225,"end":1657.325,"sentiment":"neutral","sentiment_score":0.017994184978306293},{"text":"Yep.","start":1657.385,"end":1657.885,"sentiment":"neutral","sentiment_score":0.050678521394729614}],"sentiment":"neutral","sentiment_score":-0.003984763976876382,"num_words":27,"start":1633.835,"end":1657.885},{"sentences":[{"text":"That's okay.","start":1660.265,"end":1661.085,"sentiment":"neutral","sentiment_score":0.20050261914730072},{"text":"Now health and lifestyle wise, you're still a nonsmoker?","start":1663.4,"end":1667.26,"sentiment":"neutral","sentiment_score":0.040166339112652674},{"text":"Yep.","start":1669.8,"end":1670.3,"sentiment":"neutral","sentiment_score":0.029634758830070496},{"text":"And have you had any changes to your health in the last twelve months?","start":1671.0,"end":1675.4,"sentiment":"neutral","sentiment_score":-0.004068940212684018},{"text":"Any issues or injuries or anything?","start":1675.4,"end":1678.385,"sentiment":"neutral","sentiment_score":-0.048713236736754574}],"sentiment":"neutral","sentiment_score":0.013840389554388821,"num_words":32,"start":1660.265,"end":1678.385},{"sentences":[{"text":"Nope.","start":1680.365,"end":1680.765,"sentiment":"neutral","sentiment_score":0.0015467479825019836},{"text":"That's good.","start":1680.765,"end":1681.585,"sentiment":"neutral","sentiment_score":0.19520537555217743},{"text":"And do you have private health insurance?","start":1681.885,"end":1683.9049,"sentiment":"neutral","sentiment_score":0.023331322308097566},{"text":"Yep.","start":1685.885,"end":1686.125,"sentiment":"neutral","sentiment_score":0.02905339002609253},{"text":"And there is hospital cover as well.","start":1686.125,"end":1688.0449,"sentiment":"neutral","sentiment_score":0.022175689094832966}],"sentiment":"neutral","sentiment_score":0.04108666494074795,"num_words":18,"start":1680.365,"end":1688.0449},{"sentences":[{"text":"Do you know?","start":1688.0449,"end":1688.73,"sentiment":"neutral","sentiment_score":0.007756156225999196},{"text":"Yep.","start":1689.9299,"end":1690.4299,"sentiment":"neutral","sentiment_score":0.02503795549273491},{"text":"Yep.","start":1690.8899,"end":1691.3899,"sentiment":"neutral","sentiment_score":0.01937624253332615},{"text":"Yep.","start":1691.85,"end":1692.35,"sentiment":"neutral","sentiment_score":0.12682466208934784},{"text":"Perfect.","start":1692.41,"end":1692.91,"sentiment":"neutral","sentiment_score":0.3310067653656006}],"sentiment":"neutral","sentiment_score":0.07507344202271529,"num_words":7,"start":1688.0449,"end":1692.91},{"sentences":[{"text":"Now estate planning wise, I have here that you guys have a will in place.","start":1693.37,"end":1698.51,"sentiment":"neutral","sentiment_score":0.15971181094646453},{"text":"No.","start":1700.89,"end":1701.39,"sentiment":"neutral","sentiment_score":-0.036716680973768234},{"text":"Okay.","start":1714.14,"end":1714.64,"sentiment":"neutral","sentiment_score":0.0256191436201334},{"text":"Yep.","start":1715.5,"end":1715.8201,"sentiment":"neutral","sentiment_score":0.13929718732833862},{"text":"Perfect.","start":1715.8201,"end":1716.3201,"sentiment":"neutral","sentiment_score":0.25569766759872437}],"sentiment":"neutral","sentiment_score":0.14629339377738929,"num_words":19,"start":1693.37,"end":1716.3201},{"sentences":[{"text":"Do you know if you guys made a nomination for power of attorney along with the will?","start":1716.86,"end":1723.52,"sentiment":"neutral","sentiment_score":0.08875254125279539},{"text":"Executor?","start":1732.9551,"end":1733.4551,"sentiment":"neutral","sentiment_score":-0.009982618503272532},{"text":"So power of attorney is also where you can you can have someone nominated for financial.","start":1736.0751,"end":1741.9,"sentiment":"neutral","sentiment_score":0.13490195851773024},{"text":"You can have it for medical or kind of everything, which is where you say that you trust this person to make decisions on your behalf if you are ever in a situation where you are unable to do so yourself.","start":1741.9,"end":1756.3049,"sentiment":"neutral","sentiment_score":0.033477184521715816},{"text":"So that would be So, usually, if you make a nomination and that person is able and willing to do so, that stays in place.","start":1757.085,"end":1772.96,"sentiment":"neutral","sentiment_score":0.054577395245432855}],"sentiment":"neutral","sentiment_score":0.06394241365604103,"num_words":100,"start":1716.86,"end":1772.96},{"sentences":[{"text":"But, obviously, if something happens to that person, like, if they're no longer around or if they are no longer willing to do it, they can say no.","start":1773.0199,"end":1783.3151,"sentiment":"neutral","sentiment_score":-0.33119900098868776},{"text":"So it might be worth when you are asking for a copy of the will just to check if you guys did make a nomination for power of attorney.","start":1784.655,"end":1791.955,"sentiment":"neutral","sentiment_score":0.07701380640782159},{"text":"And if not, if that is something that you want to do as part of the will, whether that would be yeah.","start":1792.9401,"end":1800.22,"sentiment":"neutral","sentiment_score":0.03050908624109897},{"text":"You can do financial, but you can also do medical decisions or if something ever were to happen to you.","start":1800.22,"end":1805.4401,"sentiment":"neutral","sentiment_score":-0.055382904782891276},{"text":"Yeah.","start":1810.945,"end":1811.445,"sentiment":"neutral","sentiment_score":-0.16334372758865356}],"sentiment":"neutral","sentiment_score":-0.07639973567798734,"num_words":100,"start":1773.0199,"end":1811.445},{"sentences":[{"text":"Sometimes it is.","start":1811.825,"end":1813.105,"sentiment":"neutral","sentiment_score":-0.23036329944928488},{"text":"Sometimes it's not.","start":1813.105,"end":1814.325,"sentiment":"neutral","sentiment_score":-0.1965682009855906},{"text":"Yeah.","start":1814.385,"end":1814.885,"sentiment":"neutral","sentiment_score":-0.0729570984840393},{"text":"Yeah.","start":1815.265,"end":1815.765,"sentiment":"neutral","sentiment_score":-0.04905132204294205},{"text":"Mhmm.","start":1829.12,"end":1829.62,"sentiment":"neutral","sentiment_score":-0.09941966831684113}],"sentiment":"neutral","sentiment_score":-0.16691362112760544,"num_words":9,"start":1811.825,"end":1829.62},{"sentences":[{"text":"Yeah.","start":1832.735,"end":1833.215,"sentiment":"neutral","sentiment_score":-0.12454859912395476},{"text":"So then you might wanna potentially update that, especially if, yeah, if your mom's getting older than if something were to happen to you.","start":1833.215,"end":1841.475,"sentiment":"neutral","sentiment_score":-0.24694476462900639},{"text":"Normally, it would be the best person I would speak to because it's kind of legal advice would be the lawyer.","start":1847.28,"end":1852.02,"sentiment":"neutral","sentiment_score":0.013070488880787576},{"text":"You could also make, yeah, make, like, a new nomination.","start":1852.48,"end":1856.18,"sentiment":"neutral","sentiment_score":-0.02620866782963276},{"text":"Sometimes that kind of cancels out the old one.","start":1856.4,"end":1859.595,"sentiment":"neutral","sentiment_score":-0.1689683049917221}],"sentiment":"neutral","sentiment_score":-0.1163006785683907,"num_words":65,"start":1832.735,"end":1859.595},{"sentences":[{"text":"But I would say definitely speak through the lawyer, especially with the will, and just make sure they should be able to check all of that for you.","start":1860.535,"end":1868.635,"sentiment":"neutral","sentiment_score":0.0692589780581849}],"sentiment":"neutral","sentiment_score":0.0692589780581849,"num_words":28,"start":1860.535,"end":1868.635}]}}]},{"alternatives":[{"transcript":"Hello. Matthew speaking. Yeah. Not so bad. Yourself? No. All good. Yeah. Like that. Yep. That'd be great. Yep. Hi. I have to wait. Working? I'll keep it. Update and I'll probably my wife keeps it with her super. She keeps it real close on it, and I'll just yeah. So what in the end, I'd like to have where we have, like see where we are with our super buck for both of us together because there's no point when you get to one you know, like, she she her super is going great guns and, you know, she's getting told information, oh, yeah, this and this, but you can't really plan in retirement if you're not planning together. If you know what I mean? Like yeah. I mean, like, they're super like, she's, yeah, she's really taken on board, and she really yeah. She she chops and changes what she what she wants done with where it's gone and all that for a bit. But, yeah, I let mine run. So we could just even do a comparison and and just to see where we are because, yeah, different ages and different yeah. And also yeah. And then and it makes her that makes us both aware where we are because you sort of get obviously, you're gonna get total different information until you till you're both till till whoever's telling us knows, you know, where I am too. So yep. Yeah. Yeah. Yeah. Yep. Yep. Yeah. That's yeah. That'd be great because you you just don't really yeah. Because yeah. And just like yeah. All those sort of things because there's so many variables and yeah. Definitely. Yeah. Yeah. That'd be great. Yeah. Because yeah. Because it because yeah. Because, again, yeah, in a relationship, there's always one that's like, well, I'm more negative than like, I'm thinking, oh, I'm gonna have to work it. I'm gonna have to keep working, but and then you got different and you got different work programs as well where I probably do have to keep going a bit longer because and then because Wendy's a teacher, well, then she probably can retire and and keep doing casual work. So yeah. But, yeah, all good. Just trying to think when the best time is. Probably, it's Yeah. If you could just touch base, I suppose, in in in yeah. To say because it's on holidays at the moment. It's good to see you. So yeah. All good. So I could yeah. If you could just yeah. Even if you touch base what's what are we looking at? Yeah. Even at the end of next week, because I can ask her and you touch base, and then I can sort of see where where she where we can sort of, you know, give you a few dates where it could work because it probably that might be that might be the issue too where it's just planning to get both these, you know, like, to, you know, plan ahead. So yeah. Yep. Yeah. Yeah. Okay. Yeah. No. It's it's good and bad because sometimes you can do it. Usually, I've had some meetings where not not saying yours, but it goes out late and you're so tired. And it's not and it yeah. Well, I'm I'm better in my morning, and my wife's not good in the morning, so it doesn't always work. But, yeah, all good. Yeah. Yeah. That'd be great. Yep. Hang on. Yeah. Yeah. Yep. Yep. Well, it depends. You always are. I don't know how you well, my daughter daughter's away from she's 20 she's 21 this year. So when you say she's not dependent on us, but still is yeah. So yeah. No. No. No. I suppose I suppose yeah. It's hard to say. Look. Yeah. I suppose I don't know. What do you call that anyway? You say just one, don't you? Once they move on, they you know, technically, but you yep. Yeah. Yeah. Yeah. I'd say I'd say one for the moment, really. Yeah. And the other one is just, yeah, we help her out. So, yeah, as much as we can be. Yeah. Yeah. Still the sales rep. Yeah. 20 five years twenty five years next year. I hope so, but you do get to that point in your life. It's it's what you it's, you know, that's the saying is you you you the devil you know. Yep. Yeah. Yep. I ticked over. I think last payroll I said the on I should note that because yeah. So say you can put down 82, to be honest. Yeah. Yeah. Partly. But yeah. It's it it they yeah. They say how much we get extra, they tryna tryna get rid of it. So, like, so find a way to to make it harder because yeah. Yeah. But if you can I suppose I forget how much I got last year extra? What's the per quarter to I just put down next two 6 $2.04 6. Yeah. Sorry. So about an extra 8 6,000. I'll just put 6. Yeah. Because they're getting harder with it. Yep. Now over time, I wish I did get that one. The yeah. No. It's from just hitting the incentives. Yep. Yeah. Balance. Yep. Yeah. Yeah. Balance. Good question. I yeah. I should know these backwards. Yeah. I'm yeah. Sorry. I should I should know that, but I'm pretty slack. Yeah. I I did get bonuses last year. Yep. I'm sorry. What month? I would've I'll get it, like, at the moment now, they're doing it. They get it quarterly now, so we get it yeah. It's it's, like, quarterly bonus now. Yeah. Yeah. They can be sneaky too. That's it. They've actually it's PepsiCo, and they there's a couple of times when they they don't pay the super exit when they're supposed to put it in. They skip it like a and the other work might fix it out, and they they fix it up, but there's you know, if you're doing that, you're scamming. So they still everyone does it. Not anymore. No. Yeah. Yeah. Yeah. Yeah. I mean, they've done it for their own compound. It's just, yes, exactly. Yeah. Yep. Yeah. I think I think it's I think it's just a standard, I think. Yeah. Yeah. Yeah. Yeah. That's good. That's good. Yeah. Yeah. I'm hoping it's going through because I would have put it through the change up. I'm I think it would it's only something basic, but it I think through through my directly through my pay, it goes in. And so it would be yeah. I think yeah. I think it's $50 a week, I think, but I have to double yeah. But if you could check it because I need I need to I'm an offer because I know that's where my wife has been put in. When I when we were when I was the one wage journal, I was like, oh, I can't afford to save, you know, I need to save every 10 15. And then and then she'd been doing it for a long time, and I also been because I've been putting less contributions over time because I was just I was in that mode of being the one wager, and I can't afford to do it. So yeah. So that and that's why because hers is better than mine because of that. Yeah. Because she'd been a teacher and then she sort of looked after quite well. So I'll let her fix mine up otherwise. Yeah. They did do. Yeah. That worked. That worked. So you're saying that the contributions that that was supposed to be putting in? Yeah. Yeah. There was a probably a bonus as well. Yeah. Yeah. Yeah. Okay. Yeah. That's yeah. That would be yeah. Yeah. Yeah. Okay. Yep. I I probably should put it higher because I know yeah. Because I always I'm one of those ones that I work yeah. I'm always worried about putting too much in, but I'll check I've probably so I can just I I can just check that change up through my work, can I? Because I can just check that out. Yeah. So, yeah, I'll just I'll double check with when you're getting produced, but we're saying put up high and it's like, oh, can we Yeah. And it is true. You you can't you don't miss what you don't get. Yeah. Yeah. Yeah. It's only it's it's just shock it's terrible. The monthly the monthly I'm getting paid monthly is really bugger too. Yeah. I I'd probably to say to yeah. Getting maybe pushing it to 300. We'd be able to go. Yeah. Yep. Yep. Yeah. Yeah. And also, yeah, that's why we need to we could have that talk together because then we can work out whether if I'm returning at a certain age where if I'm so far behind, do I need to be putting more on the mind? If Wendy's making more on her the way she does it super, do do I do I let her put more in and then, yeah, work together? So yeah. So that's where I'd sort of it'd be good to work out all that. And also then Wendy's work yeah. And Wendy knows how much I'm putting in compared to her, and then it's sort of like yeah. Because it's funny because I I I've always kept mine down mine. And yeah. So we gotta work. Yeah. And I'll and in theory in theory, I'll retire. I mean, in theory, I'll retire earlier, but probably not. So that's why we need to work it out for you. Yep. Yep. Yeah. Yeah. Excellent. My salary sacrifice. Life will probably get another car in probably within yeah. So I was supposed to be good to know, like, even the salary sacrifice, the car whether who it's, you know, whether it's even vested in through me or something too. But yeah. So they yeah. Yeah. Yeah. Yeah. Yeah. Well, what can well, that's what that's why I need this chat because I I'm I'm 55 this year, and and I and I I don't I don't know how I I don't know how I could retire at 60. Like, even and my wife would like to she's four years younger than me. She aims to retire at 60, but she could still earn a fair bit of casual teaching as well. So it does sort of make sense. But I can't see yeah. That's why I wanna know because I I see we still got a debt on the house, and then whenever when when she gets to, obviously, she'd be able to retire at this age and all that and go but no one's taking an account what debt we got. So I'm trying to work out that's that's why when I go when we go debt to the house, that's what worries me. So me retiring early. And I and I and I don't understand I still don't understand, super, this point, like, how how can you judge how much money you need and and, like, how much money should you take out, you know, like, to to to pay out that amount. So that's where I'm a bit lost. But, yeah, I suppose in theory, sometime after the wind down after, you know, after 60, but, like, still at work, but not the same job, not not the same amount of money sort of thing. Yeah. Yeah. Yeah. Yep. Yeah. Well, I'll I'll give myself a bonus for just a couple of a couple of months before she retires. So I can feel like I've retired early even on being older, but yeah. Yeah. But yeah. It's mainly working out because I I I actually can't because she yeah. Wendy's keen to retire at six years, and I I can't see me being like, financially been able to, so that's why we need to talk together to work it out because yeah. I I don't yeah. I don't I don't love my job that much. As in as in I wanna keep working forever, but but but if I can retire yeah. But I just don't I don't feel like I can. So that's why I wanna yeah. Yeah. And work out work out some goals, so if if I do because the scary thing is, like, you can do a countdown, which is good and bad. So yep. Yeah. Yeah. Yep. Yeah. Because what I don't understand is, like yeah. And then what I don't understand, like, if I do retire from my job that I'm in now, and then and, you know, just and then, yeah, that's true. Like, work out where I can work four years, but not it's yeah. Good. As you said, earn a certain amount per week, and that's that's what we need to do. So, yeah, that that would be that'd be my aim if I could, like, for for four years just work until when he retires. I I hit a certain amount of money. We're casually doing something, but yeah. Yep. Yeah. Yeah. Yeah. Yep. Yep. Yep. I we've got we've we've purchased a property in August last year, so we have got that investment property at Crows Nest. So yeah. So we've got that one here, so I'm not sure what you have recorded here. Do we have down for a few days? Do we? I must I mean, I've said it's a property before. But, anyway, the the property that it's worth now, I hope just see realestate.com, I wish you can trust that. But that that's 760,000, I think it is. Yep. Yep. And probably yeah. Not a 100% sure, but maybe I'll figure it out to something. About 4 100, I think. Yeah. About four 100. Yeah. Yeah. No. No. I was just trying to work at what that one was. Yeah. When you squeeze it 400, but yeah. No. We sold we sold it in in the meantime. Yeah. So we just got the wrong property here. We just got the one vehicle because I've got a I've got a work one. So it's quick. Not sure. So say, like I'm not sure what's that. I'll I'll just try it out there 10,000. I'm not sure. Yeah. No. Nope. No. All the nope. I used them up. Fifteen years ago, I used that PepsiCo shit and and separate insurances, and, you know, that's what it my back up now. Had had fun using that money. Wendy looks after all that. I don't think we've got I'm trying to think what we've got. Personal one. Yeah. Yeah. Just confirm with her. We've yep. Pretty much. Yep. No. Yep. Yep. Yeah. Basic hospital cover. Yep. Yeah. We just we're double checking that because we yeah. We get another copy of it because we we want a copy of it. But, yeah, we we are booked in together. Yeah. We did a clean out and we got what? We got another copy, but, yeah, we have to wait booked in to get a copy of it done, printed out. Yeah. We did the what do you call it? The what do you call it? Executor. What is it? What do you call it? Yeah. Yep. Yep. Yep. When did I when did I know I'm void? When did when did where has what has the power to turn it work? Yeah. Yep. I'm not sure what I'm not sure what we would have done. And I don't remember what whether we did or because you because yeah. I'm not sure. We went through the proper will. Which one? Yeah. We did I like, I did have a power of attorney, but it's not gonna be what I say. I got power of attorney in there, but that's twenty five years ago when I went overseas. I got mom to be my power of attorney, but, you know, what? She's aged now, and it's not really up to her to do you know what I mean? Do any of that stuff. So so how do you do That's what I mean. Does it become do you have to go somewhere to get it null and void or something? Like, how do you do that? Like, yeah. Yeah. No. You're right. Yeah. I thought we went through yeah. We went through the process. We went through the, yeah, the what do you call it? You do it through the, yeah. The the government one where you can sort of find a way to get it free. You know what I mean? Like, you get them and then you take over it. You just you but I can't you can leave it to them. They it becomes expensive, but you just take it out of them and then you do it to your power over to the executor. So, yeah, we've done that through that.","confidence":0.96240234,"words":[{"word":"hello","start":1.36,"end":1.68,"confidence":0.91430664,"punctuated_word":"Hello.","sentiment":"neutral","sentiment_score":0.03909370303153992},{"word":"matthew","start":1.68,"end":2.08,"confidence":0.99121094,"punctuated_word":"Matthew","sentiment":"neutral","sentiment_score":0.026646671816706657},{"word":"speaking","start":2.08,"end":2.58,"confidence":0.99609375,"punctuated_word":"speaking.","sentiment":"neutral","sentiment_score":0.044767916202545166},{"word":"yeah","start":7.68,"end":8.0,"confidence":0.9916992,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17844465374946594},{"word":"not","start":8.0,"end":8.24,"confidence":0.97802734,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.2955887019634247},{"word":"so","start":8.24,"end":8.4,"confidence":0.8964844,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.19856329262256625},{"word":"bad","start":8.4,"end":8.639999,"confidence":0.99365234,"punctuated_word":"bad.","sentiment":"neutral","sentiment_score":0.23196344077587128},{"word":"yourself","start":8.639999,"end":9.139999,"confidence":0.9941406,"punctuated_word":"Yourself?","sentiment":"neutral","sentiment_score":0.22276246547698977},{"word":"no","start":21.475,"end":21.715,"confidence":0.81347656,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05740567669272423},{"word":"all","start":21.715,"end":21.875,"confidence":0.92822266,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.12701226770877838},{"word":"good","start":21.875,"end":22.375,"confidence":0.99902344,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.14225612580776217},{"word":"yeah","start":26.47,"end":26.789999,"confidence":0.86376953,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10801149904727936},{"word":"like","start":26.789999,"end":27.029999,"confidence":0.58691406,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":0.11421095579862596},{"word":"that","start":27.029999,"end":27.189999,"confidence":0.93115234,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.14631277322769165},{"word":"yep","start":27.189999,"end":27.51,"confidence":0.984375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.28584009408950806},{"word":"that'd","start":27.51,"end":27.75,"confidence":0.97094727,"punctuated_word":"That'd","sentiment":"positive","sentiment_score":0.5789465308189392},{"word":"be","start":27.75,"end":28.25,"confidence":0.99902344,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.5797353386878967},{"word":"great","start":28.55,"end":29.05,"confidence":0.9970703,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.5877116322517395},{"word":"yep","start":37.989998,"end":38.489998,"confidence":0.93847656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09452899545431136},{"word":"hi","start":49.085,"end":49.164997,"confidence":0.3852539,"punctuated_word":"Hi.","sentiment":"neutral","sentiment_score":-0.00023625511676073072},{"word":"i","start":49.164997,"end":49.245,"confidence":0.26733398,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02125516347587109},{"word":"have","start":49.245,"end":49.405,"confidence":0.6801758,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.02316789887845516},{"word":"to","start":49.405,"end":49.484997,"confidence":0.95410156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02356312610208988},{"word":"wait","start":49.484997,"end":49.984997,"confidence":0.9379883,"punctuated_word":"wait.","sentiment":"neutral","sentiment_score":-0.01956137642264366},{"word":"working","start":51.565,"end":52.065,"confidence":0.40905762,"punctuated_word":"Working?","sentiment":"neutral","sentiment_score":0.014567108824849129},{"word":"i'll","start":57.989998,"end":58.23,"confidence":0.7261963,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.09497307240962982},{"word":"keep","start":58.23,"end":58.469997,"confidence":0.9980469,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.08215989917516708},{"word":"it","start":58.469997,"end":58.969997,"confidence":0.9951172,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.058980830013751984},{"word":"update","start":80.035,"end":80.435,"confidence":0.61816406,"punctuated_word":"Update","sentiment":"neutral","sentiment_score":0.02902061864733696},{"word":"and","start":80.435,"end":80.675,"confidence":0.3684082,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.016233865171670914},{"word":"i'll","start":80.675,"end":80.835,"confidence":0.8395996,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.008196989074349403},{"word":"probably","start":80.835,"end":81.335,"confidence":0.9941406,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.008672013878822327},{"word":"my","start":83.1,"end":83.26,"confidence":0.9902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.012692704796791077},{"word":"wife","start":83.26,"end":83.58,"confidence":1.0,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.005109451711177826},{"word":"keeps","start":83.58,"end":83.9,"confidence":0.9980469,"punctuated_word":"keeps","sentiment":"neutral","sentiment_score":0.014167055487632751},{"word":"it","start":83.9,"end":84.14,"confidence":0.93115234,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.012873515486717224},{"word":"with","start":84.14,"end":84.38,"confidence":0.8154297,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.02386406809091568},{"word":"her","start":84.38,"end":84.62,"confidence":0.7939453,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.017397940158843994},{"word":"super","start":84.62,"end":84.94,"confidence":0.6119385,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.056937649846076965},{"word":"she","start":84.94,"end":85.18,"confidence":0.99609375,"punctuated_word":"She","sentiment":"neutral","sentiment_score":0.05063572898507118},{"word":"keeps","start":85.18,"end":85.34,"confidence":0.99609375,"punctuated_word":"keeps","sentiment":"neutral","sentiment_score":0.038382358849048615},{"word":"it","start":85.34,"end":85.84,"confidence":0.96972656,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.042236328125},{"word":"real","start":85.979996,"end":86.3,"confidence":0.9472656,"punctuated_word":"real","sentiment":"neutral","sentiment_score":0.00850655883550644},{"word":"close","start":86.3,"end":86.8,"confidence":0.79541016,"punctuated_word":"close","sentiment":"neutral","sentiment_score":0.05580558627843857},{"word":"on","start":87.1,"end":87.34,"confidence":0.8925781,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04096279293298721},{"word":"it","start":87.34,"end":87.5,"confidence":0.8186035,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.02518363669514656},{"word":"and","start":87.5,"end":87.659996,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01878420263528824},{"word":"i'll","start":87.659996,"end":87.9,"confidence":0.90478516,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0077385432086884975},{"word":"just","start":87.9,"end":88.22,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.004916861653327942},{"word":"yeah","start":88.7,"end":89.02,"confidence":0.9724121,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.010329121723771095},{"word":"so","start":89.02,"end":89.34,"confidence":0.92822266,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0094769224524498},{"word":"what","start":89.34,"end":89.74,"confidence":0.2619629,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.02183305472135544},{"word":"in","start":89.9,"end":90.06,"confidence":0.9838867,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.025138139724731445},{"word":"the","start":90.06,"end":90.14,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0035704150795936584},{"word":"end","start":90.14,"end":90.64,"confidence":0.9741211,"punctuated_word":"end,","sentiment":"neutral","sentiment_score":0.00112229585647583},{"word":"i'd","start":91.659996,"end":91.82,"confidence":0.9572754,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.04066202789545059},{"word":"like","start":91.82,"end":92.06,"confidence":0.9951172,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.08510730415582657},{"word":"to","start":92.06,"end":92.14,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09112156182527542},{"word":"have","start":92.14,"end":92.64,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09352128207683565},{"word":"where","start":94.14,"end":94.54,"confidence":0.48754883,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.11869730055332184},{"word":"we","start":94.54,"end":94.7,"confidence":0.9863281,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09801799058914185},{"word":"have","start":94.7,"end":95.1,"confidence":0.8173828,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.09565900266170502},{"word":"like","start":95.1,"end":95.58,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.07787513732910156},{"word":"see","start":95.895,"end":96.055,"confidence":0.9892578,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.053846053779125214},{"word":"where","start":96.055,"end":96.175,"confidence":0.99902344,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.04393012076616287},{"word":"we","start":96.175,"end":96.295,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07837391644716263},{"word":"are","start":96.295,"end":96.534996,"confidence":0.9902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.08353913575410843},{"word":"with","start":96.534996,"end":96.774994,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06709469109773636},{"word":"our","start":96.774994,"end":96.935,"confidence":0.40722656,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.0662231594324112},{"word":"super","start":96.935,"end":97.255,"confidence":0.8691406,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.06446188688278198},{"word":"buck","start":97.255,"end":97.494995,"confidence":0.3798828,"punctuated_word":"buck","sentiment":"neutral","sentiment_score":-0.004309333860874176},{"word":"for","start":97.494995,"end":97.655,"confidence":0.90771484,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.012418270111083984},{"word":"both","start":97.655,"end":97.814995,"confidence":0.9970703,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.04782003164291382},{"word":"of","start":97.814995,"end":97.975,"confidence":0.9902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.054542601108551025},{"word":"us","start":97.975,"end":98.215,"confidence":0.99121094,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.06812793016433716},{"word":"together","start":98.215,"end":98.534996,"confidence":0.99902344,"punctuated_word":"together","sentiment":"neutral","sentiment_score":0.04429836571216583},{"word":"because","start":98.534996,"end":98.774994,"confidence":0.59814453,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.04107314348220825},{"word":"there's","start":98.774994,"end":98.935,"confidence":0.98583984,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.08308932185173035},{"word":"no","start":98.935,"end":99.174995,"confidence":0.9951172,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.1482439786195755},{"word":"point","start":99.174995,"end":99.674995,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":-0.1448066383600235},{"word":"when","start":99.895,"end":100.05499,"confidence":0.9550781,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.1492544561624527},{"word":"you","start":100.05499,"end":100.134995,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13674956560134888},{"word":"get","start":100.134995,"end":100.375,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.1450204849243164},{"word":"to","start":100.375,"end":100.534996,"confidence":0.28808594,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.13464437425136566},{"word":"one","start":100.534996,"end":100.774994,"confidence":0.5986328,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.1130809485912323},{"word":"you","start":100.935,"end":101.09499,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11928150057792664},{"word":"know","start":101.09499,"end":101.41499,"confidence":0.935791,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.12306858599185944},{"word":"like","start":101.41499,"end":101.655,"confidence":0.9177246,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.09009688347578047},{"word":"she","start":101.655,"end":102.134995,"confidence":0.99316406,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.08557891100645065},{"word":"she","start":102.134995,"end":102.295,"confidence":0.87353516,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.07998206466436386},{"word":"her","start":102.534996,"end":102.774994,"confidence":0.96240234,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.10198137164115906},{"word":"super","start":102.774994,"end":103.09499,"confidence":0.47460938,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.07980500906705856},{"word":"is","start":103.09499,"end":103.174995,"confidence":0.76171875,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.11039212346076964},{"word":"going","start":103.174995,"end":103.41499,"confidence":0.9902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.09345050156116486},{"word":"great","start":103.41499,"end":103.73499,"confidence":0.9873047,"punctuated_word":"great","sentiment":"neutral","sentiment_score":-0.1450822353363037},{"word":"guns","start":103.73499,"end":104.134995,"confidence":0.9248047,"punctuated_word":"guns","sentiment":"neutral","sentiment_score":-0.1338115632534027},{"word":"and","start":104.134995,"end":104.534996,"confidence":0.81396484,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.12594205141067505},{"word":"you","start":104.534996,"end":104.695,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15063293278217316},{"word":"know","start":104.695,"end":105.174995,"confidence":0.99902344,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.14668583869934082},{"word":"she's","start":105.174995,"end":105.494995,"confidence":0.9885254,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.11217735707759856},{"word":"getting","start":105.494995,"end":105.735,"confidence":0.9921875,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.12702585756778717},{"word":"told","start":105.735,"end":105.975,"confidence":0.5595703,"punctuated_word":"told","sentiment":"neutral","sentiment_score":-0.12536777555942535},{"word":"information","start":105.975,"end":106.255,"confidence":0.680542,"punctuated_word":"information,","sentiment":"neutral","sentiment_score":-0.12934842705726624},{"word":"oh","start":106.255,"end":106.534996,"confidence":0.91625977,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.13431210815906525},{"word":"yeah","start":106.534996,"end":106.854996,"confidence":0.84228516,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.1272866129875183},{"word":"this","start":106.854996,"end":107.015,"confidence":0.9941406,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.12027443945407867},{"word":"and","start":107.015,"end":107.255,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10976855456829072},{"word":"this","start":107.255,"end":107.494995,"confidence":0.79785156,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":-0.12475839257240295},{"word":"but","start":107.494995,"end":107.895,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.12371446937322617},{"word":"you","start":107.895,"end":108.134995,"confidence":0.98095703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.20016682147979736},{"word":"can't","start":108.134995,"end":108.375,"confidence":1.0,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.19939081370830536},{"word":"really","start":108.375,"end":108.875,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.2013269364833832},{"word":"plan","start":109.259995,"end":109.759995,"confidence":0.9741211,"punctuated_word":"plan","sentiment":"neutral","sentiment_score":-0.2183176577091217},{"word":"in","start":109.899994,"end":110.06,"confidence":0.3347168,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1997528076171875},{"word":"retirement","start":110.06,"end":110.56,"confidence":0.65722656,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":-0.1449587643146515},{"word":"if","start":110.619995,"end":110.78,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.3068180978298187},{"word":"you're","start":110.78,"end":110.939995,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.16943131387233734},{"word":"not","start":110.939995,"end":111.42,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.10415145754814148},{"word":"planning","start":111.42,"end":111.82,"confidence":0.97802734,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":-0.11625146120786668},{"word":"together","start":111.82,"end":112.32,"confidence":0.8222656,"punctuated_word":"together.","sentiment":"neutral","sentiment_score":-0.10902983695268632},{"word":"if","start":112.619995,"end":112.78,"confidence":0.90722656,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.06273873150348663},{"word":"you","start":112.78,"end":112.85999,"confidence":0.984375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04839339107275009},{"word":"know","start":112.85999,"end":112.939995,"confidence":0.73583984,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.06017115339636803},{"word":"what","start":112.939995,"end":113.1,"confidence":0.96240234,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.05771508812904358},{"word":"i","start":113.1,"end":113.17999,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04952292516827583},{"word":"mean","start":113.17999,"end":113.259995,"confidence":0.8239746,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.062293898314237595},{"word":"like","start":113.259995,"end":113.5,"confidence":0.9350586,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":-0.06627895683050156},{"word":"yeah","start":114.38,"end":114.619995,"confidence":0.96313477,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.03465109318494797},{"word":"i","start":114.619995,"end":114.78,"confidence":0.42138672,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04726485162973404},{"word":"mean","start":114.78,"end":115.259995,"confidence":0.62854004,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.04591573029756546},{"word":"like","start":115.259995,"end":115.5,"confidence":0.8371582,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.02992147766053677},{"word":"they're","start":115.5,"end":115.74,"confidence":0.70947266,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.07258064299821854},{"word":"super","start":115.74,"end":116.14,"confidence":0.8852539,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.05652923136949539},{"word":"like","start":116.299995,"end":116.53999,"confidence":0.8703613,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.028453022241592407},{"word":"she's","start":116.53999,"end":116.939995,"confidence":0.87093097,"punctuated_word":"she's,","sentiment":"neutral","sentiment_score":0.29526764154434204},{"word":"yeah","start":116.939995,"end":117.259995,"confidence":0.9970703,"punctuated_word":"yeah,","sentiment":"positive","sentiment_score":0.4051150977611542},{"word":"she's","start":117.259995,"end":117.579994,"confidence":0.99853516,"punctuated_word":"she's","sentiment":"positive","sentiment_score":0.5948343276977539},{"word":"really","start":117.579994,"end":117.979996,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.6770788431167603},{"word":"taken","start":117.979996,"end":118.299995,"confidence":0.9760742,"punctuated_word":"taken","sentiment":"positive","sentiment_score":0.6635303497314453},{"word":"on","start":118.299995,"end":118.46,"confidence":0.76416016,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.6250568628311157},{"word":"board","start":118.46,"end":118.78,"confidence":0.7910156,"punctuated_word":"board,","sentiment":"positive","sentiment_score":0.5453593730926514},{"word":"and","start":118.78,"end":119.28,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5465758442878723},{"word":"she","start":119.5,"end":119.659996,"confidence":1.0,"punctuated_word":"she","sentiment":"positive","sentiment_score":0.7244622111320496},{"word":"really","start":119.659996,"end":120.06,"confidence":0.9951172,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.7526364922523499},{"word":"yeah","start":120.939995,"end":121.259995,"confidence":0.98168945,"punctuated_word":"yeah.","sentiment":"positive","sentiment_score":0.6383779644966125},{"word":"she","start":121.259995,"end":121.5,"confidence":1.0,"punctuated_word":"She","sentiment":"positive","sentiment_score":0.5318273901939392},{"word":"she","start":121.5,"end":121.74,"confidence":0.9951172,"punctuated_word":"she","sentiment":"positive","sentiment_score":0.5067782402038574},{"word":"chops","start":121.74,"end":121.979996,"confidence":0.9838867,"punctuated_word":"chops","sentiment":"positive","sentiment_score":0.5793057680130005},{"word":"and","start":121.979996,"end":122.21999,"confidence":0.9951172,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4852319657802582},{"word":"changes","start":122.21999,"end":122.619995,"confidence":0.9970703,"punctuated_word":"changes","sentiment":"positive","sentiment_score":0.4338285028934479},{"word":"what","start":122.619995,"end":122.86,"confidence":0.9970703,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.40352606773376465},{"word":"she","start":122.86,"end":123.1,"confidence":0.9863281,"punctuated_word":"she","sentiment":"positive","sentiment_score":0.4095967710018158},{"word":"what","start":123.1,"end":123.34,"confidence":0.98828125,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.4021729528903961},{"word":"she","start":123.34,"end":123.5,"confidence":1.0,"punctuated_word":"she","sentiment":"positive","sentiment_score":0.39126503467559814},{"word":"wants","start":123.5,"end":123.81999,"confidence":0.9941406,"punctuated_word":"wants","sentiment":"neutral","sentiment_score":0.31317734718322754},{"word":"done","start":123.81999,"end":123.979996,"confidence":0.99121094,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.2979198396205902},{"word":"with","start":123.979996,"end":124.229996,"confidence":0.9941406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.22548991441726685},{"word":"where","start":124.229996,"end":124.729996,"confidence":0.5576172,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.19888226687908173},{"word":"it's","start":125.075005,"end":125.235,"confidence":0.9472656,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.22402307391166687},{"word":"gone","start":125.235,"end":125.355,"confidence":0.44677734,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":0.2218184769153595},{"word":"and","start":125.355,"end":125.475006,"confidence":0.9291992,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2879432141780853},{"word":"all","start":125.475006,"end":125.795006,"confidence":0.9970703,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2275964468717575},{"word":"that","start":125.795006,"end":125.955,"confidence":0.9921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.25702905654907227},{"word":"for","start":125.955,"end":126.075,"confidence":0.7973633,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.25232261419296265},{"word":"a","start":126.075,"end":126.195,"confidence":0.85595703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2923141121864319},{"word":"bit","start":126.195,"end":126.695,"confidence":0.48779297,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.20446085929870603},{"word":"but","start":126.755005,"end":126.835,"confidence":0.767334,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.14341093599796295},{"word":"yeah","start":126.835,"end":127.155,"confidence":0.9838867,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.1516832560300827},{"word":"i","start":127.155,"end":127.315,"confidence":0.9716797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15986013412475586},{"word":"let","start":127.315,"end":127.475006,"confidence":0.45141602,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.12700322270393372},{"word":"mine","start":127.475006,"end":127.715004,"confidence":0.984375,"punctuated_word":"mine","sentiment":"neutral","sentiment_score":0.1871742308139801},{"word":"run","start":127.715004,"end":128.035,"confidence":0.84716797,"punctuated_word":"run.","sentiment":"neutral","sentiment_score":0.14396430552005768},{"word":"so","start":128.035,"end":128.515,"confidence":0.91845703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13091106712818146},{"word":"we","start":128.515,"end":128.675,"confidence":0.91015625,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12254033982753754},{"word":"could","start":128.675,"end":128.835,"confidence":0.98291016,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.18103379011154175},{"word":"just","start":128.835,"end":128.995,"confidence":0.99121094,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13964968919754028},{"word":"even","start":128.995,"end":129.235,"confidence":0.9404297,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.12781400978565216},{"word":"do","start":129.235,"end":129.395,"confidence":0.9902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1229044869542122},{"word":"a","start":129.395,"end":129.55501,"confidence":0.48706055,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15448284149169922},{"word":"comparison","start":129.55501,"end":130.05501,"confidence":0.99121094,"punctuated_word":"comparison","sentiment":"neutral","sentiment_score":0.1895672976970673},{"word":"and","start":130.115,"end":130.27501,"confidence":0.86572266,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11046859622001648},{"word":"and","start":130.27501,"end":130.435,"confidence":0.80322266,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11583448201417924},{"word":"just","start":130.435,"end":130.595,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.15103983879089355},{"word":"to","start":130.595,"end":130.675,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12799416482448578},{"word":"see","start":130.675,"end":130.91501,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.13182158768177032},{"word":"where","start":130.91501,"end":131.075,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.09900370985269548},{"word":"we","start":131.075,"end":131.155,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1543337255716324},{"word":"are","start":131.155,"end":131.315,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.12193814665079115},{"word":"because","start":131.315,"end":131.63501,"confidence":0.88012695,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.15483030676841736},{"word":"yeah","start":131.63501,"end":131.955,"confidence":0.98706055,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.13437995314598083},{"word":"different","start":131.955,"end":132.27501,"confidence":0.99121094,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.08509610593318939},{"word":"ages","start":132.27501,"end":132.675,"confidence":0.9980469,"punctuated_word":"ages","sentiment":"neutral","sentiment_score":0.07080133259296417},{"word":"and","start":132.675,"end":132.91501,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09611818194389345},{"word":"different","start":132.91501,"end":133.235,"confidence":0.99902344,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.06655019521713257},{"word":"yeah","start":133.315,"end":133.815,"confidence":0.9746094,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.14399828016757965},{"word":"and","start":133.875,"end":134.035,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.16678595542907715},{"word":"also","start":134.035,"end":134.355,"confidence":0.8720703,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.11818191409111024},{"word":"yeah","start":134.435,"end":134.835,"confidence":0.99658203,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.1782263219356537},{"word":"and","start":134.835,"end":134.995,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.22772306203842163},{"word":"then","start":134.995,"end":135.235,"confidence":0.9453125,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2249397486448288},{"word":"and","start":135.235,"end":135.475,"confidence":0.47070312,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2240324765443802},{"word":"it","start":135.475,"end":135.63501,"confidence":0.4921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2879013121128082},{"word":"makes","start":135.63501,"end":135.955,"confidence":0.96533203,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.2661714255809784},{"word":"her","start":135.955,"end":136.035,"confidence":0.62402344,"punctuated_word":"her","sentiment":"positive","sentiment_score":0.36580905318260193},{"word":"that","start":136.675,"end":137.04,"confidence":0.8989258,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.27824756503105164},{"word":"makes","start":137.2,"end":137.43999,"confidence":0.99902344,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.24433591961860657},{"word":"us","start":137.43999,"end":137.51999,"confidence":0.9902344,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.28324195742607117},{"word":"both","start":137.51999,"end":137.92,"confidence":0.98535156,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.32610490918159485},{"word":"aware","start":137.92,"end":138.07999,"confidence":0.9902344,"punctuated_word":"aware","sentiment":"neutral","sentiment_score":0.2667918801307678},{"word":"where","start":138.07999,"end":138.23999,"confidence":0.8984375,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.23158018290996552},{"word":"we","start":138.23999,"end":138.4,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.22673311829566956},{"word":"are","start":138.4,"end":138.71999,"confidence":0.9970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.19873937964439392},{"word":"because","start":138.71999,"end":139.12,"confidence":0.9013672,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.2081315666437149},{"word":"you","start":139.12,"end":139.36,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2498561143875122},{"word":"sort","start":139.36,"end":139.51999,"confidence":0.9863281,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.12904170155525208},{"word":"of","start":139.51999,"end":139.59999,"confidence":0.6220703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.23343272507190704},{"word":"get","start":139.59999,"end":139.92,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1398153454065323},{"word":"obviously","start":140.0,"end":140.4,"confidence":0.97265625,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.19927144050598145},{"word":"you're","start":140.4,"end":140.48,"confidence":0.986084,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.2176603525876999},{"word":"gonna","start":140.48,"end":140.71999,"confidence":0.96777344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.1888718754053116},{"word":"get","start":140.71999,"end":141.04,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.09349047392606737},{"word":"total","start":141.04,"end":141.28,"confidence":0.30737305,"punctuated_word":"total","sentiment":"neutral","sentiment_score":0.003029048442840576},{"word":"different","start":141.28,"end":141.59999,"confidence":0.9951172,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.01109391450881958},{"word":"information","start":141.59999,"end":142.07999,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.03702631592750549},{"word":"until","start":142.07999,"end":142.4,"confidence":0.9526367,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.023405715823173523},{"word":"you","start":142.4,"end":142.71999,"confidence":0.98535156,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.019231386482715607},{"word":"till","start":142.71999,"end":143.04,"confidence":0.5600586,"punctuated_word":"till","sentiment":"neutral","sentiment_score":0.010288380086421968},{"word":"you're","start":143.04,"end":143.28,"confidence":0.76782227,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.03461039811372757},{"word":"both","start":143.28,"end":143.59999,"confidence":0.9453125,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.04602137580513954},{"word":"till","start":143.68,"end":144.0,"confidence":0.92822266,"punctuated_word":"till","sentiment":"neutral","sentiment_score":0.032092008739709854},{"word":"till","start":144.0,"end":144.23999,"confidence":0.8774414,"punctuated_word":"till","sentiment":"neutral","sentiment_score":0.03634145110845566},{"word":"whoever's","start":144.23999,"end":144.71999,"confidence":0.6989746,"punctuated_word":"whoever's","sentiment":"neutral","sentiment_score":0.04211586341261864},{"word":"telling","start":144.71999,"end":145.04,"confidence":0.9707031,"punctuated_word":"telling","sentiment":"neutral","sentiment_score":0.04735527187585831},{"word":"us","start":145.04,"end":145.2,"confidence":0.9482422,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.06900084018707275},{"word":"knows","start":145.2,"end":145.51999,"confidence":0.69628906,"punctuated_word":"knows,","sentiment":"neutral","sentiment_score":0.04359101504087448},{"word":"you","start":145.51999,"end":145.68,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.021989163011312485},{"word":"know","start":145.68,"end":145.92,"confidence":0.99902344,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.040068015456199646},{"word":"where","start":145.92,"end":146.23999,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.01275419071316719},{"word":"i","start":146.23999,"end":146.31999,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07919204980134964},{"word":"am","start":146.31999,"end":146.56,"confidence":0.99902344,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.0775846317410469},{"word":"too","start":146.56,"end":146.715,"confidence":0.921875,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":0.08587265014648438},{"word":"so","start":146.715,"end":146.87,"confidence":0.94189453,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09748363494873048},{"word":"yep","start":147.12,"end":147.59999,"confidence":0.98811847,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.1504279375076294},{"word":"yeah","start":147.59999,"end":148.09999,"confidence":0.91796875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.23898926377296448},{"word":"yeah","start":157.27501,"end":157.77501,"confidence":0.9501953,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.44289687275886536},{"word":"yeah","start":168.32,"end":168.82,"confidence":0.97143555,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.36677658557891846},{"word":"yep","start":184.095,"end":184.595,"confidence":0.83862305,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2841097116470337},{"word":"yep","start":190.975,"end":191.475,"confidence":0.80737305,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3419385850429535},{"word":"yeah","start":203.56999,"end":203.97,"confidence":0.8156738,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2367788851261139},{"word":"that's","start":203.97,"end":204.20999,"confidence":0.98217773,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.27009445428848267},{"word":"yeah","start":204.37,"end":204.45,"confidence":0.97998047,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.2742707133293152},{"word":"that'd","start":204.45,"end":204.69,"confidence":0.9921875,"punctuated_word":"That'd","sentiment":"positive","sentiment_score":0.4147146940231323},{"word":"be","start":204.69,"end":204.84999,"confidence":0.99902344,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.38677915930747986},{"word":"great","start":204.84999,"end":205.09,"confidence":0.9980469,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.4948993921279907},{"word":"because","start":205.09,"end":205.33,"confidence":0.74316406,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.07346272468566895},{"word":"you","start":205.33,"end":205.65,"confidence":0.66503906,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0813109502196312},{"word":"you","start":205.65,"end":205.73,"confidence":0.82910156,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0659143403172493},{"word":"just","start":205.73,"end":205.89,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.059365417808294296},{"word":"don't","start":205.89,"end":206.20999,"confidence":0.9941406,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.03382931649684906},{"word":"really","start":206.20999,"end":206.70999,"confidence":0.99902344,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.0014244318008422852},{"word":"yeah","start":207.48999,"end":207.73,"confidence":0.9902344,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.05188373103737831},{"word":"because","start":207.73,"end":208.23,"confidence":0.56933594,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.0543036013841629},{"word":"yeah","start":208.76999,"end":209.01,"confidence":0.9897461,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.038062818348407745},{"word":"and","start":209.01,"end":209.17,"confidence":0.96875,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.025020942091941833},{"word":"just","start":209.17,"end":209.48999,"confidence":0.9921875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.020566996186971664},{"word":"like","start":209.48999,"end":209.81,"confidence":0.6425781,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.03687053546309471},{"word":"yeah","start":210.12999,"end":210.62999,"confidence":0.99658203,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.05186224728822708},{"word":"all","start":210.69,"end":210.93,"confidence":0.9892578,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.05643562600016594},{"word":"those","start":210.93,"end":211.09,"confidence":0.5625,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.0576772578060627},{"word":"sort","start":211.09,"end":211.25,"confidence":0.9892578,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.04206237941980362},{"word":"of","start":211.25,"end":211.33,"confidence":0.984375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03193400055170059},{"word":"things","start":211.33,"end":211.56999,"confidence":0.9980469,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.05821447819471359},{"word":"because","start":211.56999,"end":211.81,"confidence":0.8100586,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.04654155671596527},{"word":"there's","start":211.81,"end":211.97,"confidence":0.97802734,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.0537913553416729},{"word":"so","start":211.97,"end":212.12999,"confidence":0.9921875,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1156640648841858},{"word":"many","start":212.12999,"end":212.37,"confidence":1.0,"punctuated_word":"many","sentiment":"neutral","sentiment_score":0.0990474373102188},{"word":"variables","start":212.37,"end":212.87,"confidence":0.99902344,"punctuated_word":"variables","sentiment":"neutral","sentiment_score":0.07702217251062393},{"word":"and","start":212.93,"end":213.285,"confidence":0.86865234,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.024031732231378555},{"word":"yeah","start":214.645,"end":214.88501,"confidence":0.9638672,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.17323994636535645},{"word":"definitely","start":214.88501,"end":215.38501,"confidence":0.93530273,"punctuated_word":"Definitely.","sentiment":"neutral","sentiment_score":0.27803152799606323},{"word":"yeah","start":240.43001,"end":240.93001,"confidence":0.92041016,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15869015455245972},{"word":"yeah","start":245.135,"end":245.375,"confidence":0.97314453,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17645263671875},{"word":"that'd","start":245.375,"end":245.615,"confidence":0.98828125,"punctuated_word":"That'd","sentiment":"positive","sentiment_score":0.551190197467804},{"word":"be","start":245.615,"end":245.775,"confidence":0.9980469,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.5920902490615845},{"word":"great","start":245.775,"end":246.275,"confidence":0.99853516,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.6390276551246643},{"word":"yeah","start":247.69499,"end":248.19499,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14443063735961914},{"word":"because","start":248.255,"end":248.41501,"confidence":0.87353516,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.08534035831689835},{"word":"yeah","start":248.575,"end":248.815,"confidence":0.98706055,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.12297016382217409},{"word":"because","start":248.815,"end":248.895,"confidence":0.97509766,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.10273520648479462},{"word":"it","start":248.895,"end":249.375,"confidence":0.54052734,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2658044099807739},{"word":"because","start":249.455,"end":249.615,"confidence":0.9194336,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.15157917141914368},{"word":"yeah","start":249.69499,"end":249.855,"confidence":0.9946289,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.15952369570732117},{"word":"because","start":249.855,"end":250.095,"confidence":0.63256836,"punctuated_word":"Because,","sentiment":"neutral","sentiment_score":0.016944216564297676},{"word":"again","start":250.095,"end":250.415,"confidence":0.82373047,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.013327021151781082},{"word":"yeah","start":250.415,"end":250.915,"confidence":0.65441895,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.014223411679267883},{"word":"in","start":250.975,"end":251.375,"confidence":0.6479492,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03705204650759697},{"word":"a","start":251.375,"end":251.535,"confidence":0.8881836,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.012044284492731094},{"word":"relationship","start":251.535,"end":252.015,"confidence":0.9255371,"punctuated_word":"relationship,","sentiment":"neutral","sentiment_score":-0.00847611390054226},{"word":"there's","start":252.015,"end":252.255,"confidence":0.9655762,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.012250924482941628},{"word":"always","start":252.255,"end":252.495,"confidence":0.9902344,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.00960548222064972},{"word":"one","start":252.495,"end":252.735,"confidence":0.9863281,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.00501038134098053},{"word":"that's","start":252.735,"end":252.895,"confidence":0.9675293,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.15509405732154846},{"word":"like","start":252.895,"end":253.135,"confidence":0.78222656,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1320064663887024},{"word":"well","start":253.135,"end":253.455,"confidence":0.97680664,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.19644367694854736},{"word":"i'm","start":253.455,"end":253.69499,"confidence":0.9980469,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.3073487877845764},{"word":"more","start":253.69499,"end":253.855,"confidence":0.71972656,"punctuated_word":"more","sentiment":"negative","sentiment_score":-0.3539213538169861},{"word":"negative","start":253.855,"end":254.255,"confidence":0.9951172,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.29058414697647095},{"word":"than","start":254.255,"end":254.41501,"confidence":0.66308594,"punctuated_word":"than","sentiment":"negative","sentiment_score":-0.3648393750190735},{"word":"like","start":254.575,"end":254.815,"confidence":0.6298828,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.19727623462677},{"word":"i'm","start":254.815,"end":254.975,"confidence":0.7194824,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.3158629834651947},{"word":"thinking","start":254.975,"end":255.375,"confidence":0.8718262,"punctuated_word":"thinking,","sentiment":"neutral","sentiment_score":-0.17468512058258057},{"word":"oh","start":255.375,"end":255.455,"confidence":0.9711914,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.24446022510528564},{"word":"i'm","start":255.455,"end":255.535,"confidence":0.87158203,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.3171733617782593},{"word":"gonna","start":255.535,"end":255.775,"confidence":0.9902344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.3093447983264923},{"word":"have","start":255.775,"end":255.935,"confidence":0.99121094,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.3199072778224945},{"word":"to","start":255.935,"end":256.01498,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.289465069770813},{"word":"work","start":256.01498,"end":256.175,"confidence":0.99609375,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.2436816692352295},{"word":"it","start":256.175,"end":256.415,"confidence":0.28344727,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.26033926010131836},{"word":"i'm","start":256.415,"end":256.575,"confidence":0.732666,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.14250314235687256},{"word":"gonna","start":256.575,"end":256.895,"confidence":0.9741211,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.14864537119865415},{"word":"have","start":256.895,"end":256.975,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.14762544631958008},{"word":"to","start":256.975,"end":257.135,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14806538820266724},{"word":"keep","start":257.135,"end":257.375,"confidence":0.99902344,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.1967952698469162},{"word":"working","start":257.375,"end":257.53,"confidence":0.8273926,"punctuated_word":"working,","sentiment":"neutral","sentiment_score":-0.09767637401819228},{"word":"but","start":257.53,"end":257.685,"confidence":0.9970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.08087474852800369},{"word":"and","start":257.935,"end":258.095,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06741811335086823},{"word":"then","start":258.095,"end":258.595,"confidence":0.9941406,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.040658190846443176},{"word":"you","start":258.63,"end":258.79,"confidence":0.9550781,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05421619117259979},{"word":"got","start":258.79,"end":259.03,"confidence":0.88720703,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.06707890331745148},{"word":"different","start":259.03,"end":259.19,"confidence":0.9970703,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.06518198549747467},{"word":"and","start":259.19,"end":259.51,"confidence":0.61376953,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03655094653367996},{"word":"you","start":259.51,"end":259.67,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0318000465631485},{"word":"got","start":259.67,"end":259.83002,"confidence":0.9536133,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.034680403769016266},{"word":"different","start":259.83002,"end":260.15,"confidence":0.99902344,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.02509269490838051},{"word":"work","start":260.15,"end":260.47,"confidence":0.9941406,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.009770151227712631},{"word":"programs","start":260.47,"end":260.95,"confidence":0.99902344,"punctuated_word":"programs","sentiment":"neutral","sentiment_score":-0.029573123902082443},{"word":"as","start":260.95,"end":261.11002,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.004088550806045532},{"word":"well","start":261.11002,"end":261.35,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.01139330118894577},{"word":"where","start":261.35,"end":261.85,"confidence":0.890625,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.0012894291430711746},{"word":"i","start":262.07,"end":262.31,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07411541789770126},{"word":"probably","start":262.31,"end":262.79,"confidence":0.8925781,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.0923406332731247},{"word":"do","start":262.79,"end":263.29,"confidence":0.27490234,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.05658872425556183},{"word":"have","start":263.83002,"end":263.99,"confidence":0.9741211,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05821744725108147},{"word":"to","start":263.99,"end":264.07,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07933729141950607},{"word":"keep","start":264.07,"end":264.23,"confidence":0.99316406,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.11313469707965852},{"word":"going","start":264.23,"end":264.39,"confidence":0.9921875,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.06312288343906403},{"word":"a","start":264.39,"end":264.55002,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1170518547296524},{"word":"bit","start":264.55002,"end":264.79,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1125447154045105},{"word":"longer","start":264.79,"end":265.03,"confidence":0.9980469,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":-0.09830324351787569},{"word":"because","start":265.03,"end":265.27002,"confidence":0.94189453,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.06578737497329712},{"word":"and","start":265.35,"end":265.51,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.038556791841983795},{"word":"then","start":265.51,"end":265.83002,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.017238512635231018},{"word":"because","start":265.99,"end":266.23,"confidence":0.99609375,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.03672181814908981},{"word":"wendy's","start":266.23,"end":266.63,"confidence":0.9326172,"punctuated_word":"Wendy's","sentiment":"neutral","sentiment_score":-0.01809376105666161},{"word":"a","start":266.63,"end":266.71,"confidence":0.9350586,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02135460451245308},{"word":"teacher","start":266.71,"end":266.95,"confidence":0.7468262,"punctuated_word":"teacher,","sentiment":"neutral","sentiment_score":-0.016845008358359337},{"word":"well","start":266.95,"end":267.19,"confidence":0.8208008,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.025661040097475052},{"word":"then","start":267.19,"end":267.43,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0013968050479888916},{"word":"she","start":267.43,"end":267.59,"confidence":0.9707031,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.014247100800275804},{"word":"probably","start":267.59,"end":267.91,"confidence":0.99121094,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.03556947410106659},{"word":"can","start":267.91,"end":268.15,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.011227011680603027},{"word":"retire","start":268.15,"end":268.55002,"confidence":0.9472656,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.016343634575605392},{"word":"and","start":268.55002,"end":268.71,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0019266009330749512},{"word":"and","start":268.71,"end":268.95,"confidence":0.9604492,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.001438666135072708},{"word":"keep","start":268.95,"end":269.11002,"confidence":0.99609375,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.006413199007511139},{"word":"doing","start":269.11002,"end":269.35,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.0014466866850852966},{"word":"casual","start":269.35,"end":269.75,"confidence":0.9589844,"punctuated_word":"casual","sentiment":"neutral","sentiment_score":0.04869787022471428},{"word":"work","start":269.75,"end":270.07,"confidence":0.94970703,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":0.001602286472916603},{"word":"so","start":270.07,"end":270.15002,"confidence":0.60498047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06134564056992531},{"word":"yeah","start":270.23,"end":270.55002,"confidence":0.9975586,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.04725345969200134},{"word":"but","start":270.55002,"end":270.79,"confidence":0.77783203,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.06585031747817993},{"word":"yeah","start":270.79,"end":271.03,"confidence":0.9748535,"punctuated_word":"yeah,","sentiment":"positive","sentiment_score":0.3735514283180237},{"word":"all","start":271.03,"end":271.27002,"confidence":0.8828125,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.5524052977561951},{"word":"good","start":271.27002,"end":271.77002,"confidence":0.9975586,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.44962078332901},{"word":"just","start":291.45,"end":291.69,"confidence":0.9604492,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.040334731340408325},{"word":"trying","start":291.69,"end":291.81,"confidence":0.98291016,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.06535407155752182},{"word":"to","start":291.81,"end":291.93,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05052601546049118},{"word":"think","start":291.93,"end":292.17,"confidence":0.9951172,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.022492140531539917},{"word":"when","start":292.17,"end":292.33002,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.07313375920057297},{"word":"the","start":292.33002,"end":292.41,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06611789762973785},{"word":"best","start":292.41,"end":292.73,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.06728174537420273},{"word":"time","start":292.73,"end":292.97,"confidence":0.99609375,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.10991022735834122},{"word":"is","start":292.97,"end":293.47,"confidence":0.9975586,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.06934097409248352},{"word":"probably","start":295.29,"end":295.79,"confidence":0.631958,"punctuated_word":"Probably,","sentiment":"neutral","sentiment_score":0.120629221200943},{"word":"it's","start":299.93,"end":300.43,"confidence":0.8972168,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.0983041375875473},{"word":"yeah","start":301.645,"end":302.145,"confidence":0.7570801,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13077759742736816},{"word":"if","start":302.44498,"end":302.60498,"confidence":0.80615234,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.193951278924942},{"word":"you","start":302.60498,"end":302.76498,"confidence":0.95703125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1695973426103592},{"word":"could","start":302.76498,"end":303.00497,"confidence":0.9604492,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.15256787836551666},{"word":"just","start":303.00497,"end":303.485,"confidence":0.9873047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13862967491149902},{"word":"touch","start":303.485,"end":303.88498,"confidence":0.9980469,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.121707946062088},{"word":"base","start":303.88498,"end":304.38498,"confidence":0.8466797,"punctuated_word":"base,","sentiment":"neutral","sentiment_score":0.11180034279823305},{"word":"i","start":304.685,"end":304.76498,"confidence":0.96435547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11303102970123292},{"word":"suppose","start":304.76498,"end":305.16498,"confidence":0.9272461,"punctuated_word":"suppose,","sentiment":"neutral","sentiment_score":0.08683913946151733},{"word":"in","start":305.16498,"end":305.66498,"confidence":0.6611328,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.017626138404011726},{"word":"in","start":306.125,"end":306.205,"confidence":0.5341797,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.026067709550261497},{"word":"in","start":306.205,"end":306.28497,"confidence":0.50683594,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02888435497879982},{"word":"yeah","start":306.84497,"end":307.085,"confidence":0.6854248,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.07558736950159073},{"word":"to","start":307.085,"end":307.245,"confidence":0.24853516,"punctuated_word":"To","sentiment":"neutral","sentiment_score":0.044789619743824005},{"word":"say","start":307.245,"end":307.72498,"confidence":0.9741211,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.04769492894411087},{"word":"because","start":308.205,"end":308.365,"confidence":0.7866211,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.08680978417396545},{"word":"it's","start":308.365,"end":308.60498,"confidence":0.8876953,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.11665888875722884},{"word":"on","start":308.60498,"end":308.84497,"confidence":0.984375,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13504789769649506},{"word":"holidays","start":308.84497,"end":309.245,"confidence":0.96435547,"punctuated_word":"holidays","sentiment":"neutral","sentiment_score":0.1858098804950714},{"word":"at","start":309.245,"end":309.32498,"confidence":0.9472656,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.15113601088523865},{"word":"the","start":309.32498,"end":309.485,"confidence":0.9526367,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15591976046562195},{"word":"moment","start":309.485,"end":309.72498,"confidence":0.7717285,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.15875178575515747},{"word":"it's","start":309.72498,"end":309.88498,"confidence":0.6984863,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.5355936884880066},{"word":"good","start":309.88498,"end":310.04498,"confidence":0.48657227,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.6734473705291748},{"word":"to","start":310.04498,"end":310.205,"confidence":0.7890625,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6821069121360779},{"word":"see","start":310.205,"end":310.28497,"confidence":0.34545898,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.6821420192718506},{"word":"you","start":310.28497,"end":310.44498,"confidence":0.49902344,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5790758728981018},{"word":"so","start":310.44498,"end":310.76498,"confidence":0.94189453,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.38489219546318054},{"word":"yeah","start":310.84497,"end":311.085,"confidence":0.99609375,"punctuated_word":"yeah.","sentiment":"positive","sentiment_score":0.4457476139068603},{"word":"all","start":311.085,"end":311.32498,"confidence":0.9970703,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.6398248076438904},{"word":"good","start":311.32498,"end":311.56497,"confidence":0.9797363,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.49333035945892334},{"word":"so","start":311.56497,"end":311.72498,"confidence":0.99121094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12208423018455504},{"word":"i","start":311.72498,"end":311.88498,"confidence":0.9760742,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18024300038814545},{"word":"could","start":311.88498,"end":311.965,"confidence":0.98535156,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.1842445731163025},{"word":"yeah","start":312.125,"end":312.28497,"confidence":0.99560547,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.14236199855804443},{"word":"if","start":312.28497,"end":312.44498,"confidence":0.9970703,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.11309069395065308},{"word":"you","start":312.44498,"end":312.60498,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07922051846981049},{"word":"could","start":312.60498,"end":312.76498,"confidence":0.99902344,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.10423021018505096},{"word":"just","start":312.76498,"end":312.925,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.09537161141633987},{"word":"yeah","start":314.3,"end":314.46,"confidence":0.9785156,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.09612999856472015},{"word":"even","start":314.46,"end":314.7,"confidence":0.9941406,"punctuated_word":"Even","sentiment":"neutral","sentiment_score":0.04012557491660118},{"word":"if","start":314.7,"end":314.78,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.047751933336257935},{"word":"you","start":314.78,"end":314.86002,"confidence":0.9741211,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0694119781255722},{"word":"touch","start":314.86002,"end":315.18,"confidence":0.9560547,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.05539560317993164},{"word":"base","start":315.18,"end":315.68,"confidence":0.9921875,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.04939686506986618},{"word":"what's","start":316.06,"end":316.3,"confidence":0.89941406,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.0022319804411381483},{"word":"what","start":316.38,"end":316.46,"confidence":0.9086914,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.002486482262611389},{"word":"are","start":316.46,"end":316.54,"confidence":0.94921875,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.02299923449754715},{"word":"we","start":316.54,"end":316.7,"confidence":0.99609375,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09622151404619216},{"word":"looking","start":316.7,"end":316.94,"confidence":0.99121094,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.029995925724506375},{"word":"at","start":316.94,"end":317.26,"confidence":0.9921875,"punctuated_word":"at?","sentiment":"neutral","sentiment_score":0.03142683953046799},{"word":"yeah","start":317.26,"end":317.5,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.010774685069918633},{"word":"even","start":317.5,"end":317.74,"confidence":0.99902344,"punctuated_word":"Even","sentiment":"neutral","sentiment_score":0.1275651454925537},{"word":"at","start":317.74,"end":317.9,"confidence":0.9921875,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.10345951467752457},{"word":"the","start":317.9,"end":317.98,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1031825840473175},{"word":"end","start":317.98,"end":318.14,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.1341925859451294},{"word":"of","start":318.14,"end":318.38,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13919588923454285},{"word":"next","start":318.38,"end":318.7,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.1024741381406784},{"word":"week","start":318.7,"end":318.94,"confidence":0.71728516,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.12812747061252594},{"word":"because","start":318.94,"end":319.1,"confidence":0.9873047,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.09806878864765169},{"word":"i","start":319.1,"end":319.26,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1372622549533844},{"word":"can","start":319.26,"end":319.42,"confidence":0.99316406,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15020711719989777},{"word":"ask","start":319.42,"end":319.74,"confidence":0.9941406,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.18485669791698456},{"word":"her","start":319.74,"end":319.9,"confidence":0.79003906,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.16372157633304596},{"word":"and","start":319.9,"end":319.98,"confidence":0.51416016,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17256854474544525},{"word":"you","start":319.98,"end":320.14,"confidence":0.83203125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19652962684631348},{"word":"touch","start":320.14,"end":320.38,"confidence":0.54003906,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.15774871408939362},{"word":"base","start":320.38,"end":320.62,"confidence":0.79589844,"punctuated_word":"base,","sentiment":"neutral","sentiment_score":0.18042635917663577},{"word":"and","start":320.62,"end":320.7,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16763879358768463},{"word":"then","start":320.7,"end":320.94,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.14393334090709686},{"word":"i","start":320.94,"end":321.02,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1792423576116562},{"word":"can","start":321.02,"end":321.18,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13486379384994507},{"word":"sort","start":321.18,"end":321.42,"confidence":0.98828125,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.14544329047203064},{"word":"of","start":321.42,"end":321.5,"confidence":0.9760742,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1626398265361786},{"word":"see","start":321.5,"end":321.74,"confidence":0.9970703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1771935224533081},{"word":"where","start":321.74,"end":321.98,"confidence":0.9892578,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.1493411809206009},{"word":"where","start":321.98,"end":322.3,"confidence":0.98535156,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.14260999858379364},{"word":"she","start":322.3,"end":322.78,"confidence":0.94384766,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.22220292687416077},{"word":"where","start":322.94,"end":323.18,"confidence":0.99316406,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.1270495504140854},{"word":"we","start":323.18,"end":323.26,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.17942504584789276},{"word":"can","start":323.26,"end":323.42,"confidence":0.99609375,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15837597846984863},{"word":"sort","start":323.42,"end":323.66,"confidence":0.97314453,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.1608172208070755},{"word":"of","start":323.66,"end":324.06,"confidence":0.748291,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.16282276809215546},{"word":"you","start":324.06,"end":324.22,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1429508626461029},{"word":"know","start":324.22,"end":324.46,"confidence":0.9975586,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.15741603076457977},{"word":"give","start":324.46,"end":324.62,"confidence":0.96972656,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.15211305022239685},{"word":"you","start":324.62,"end":324.86,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19017787277698517},{"word":"a","start":324.86,"end":324.94,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1660836935043335},{"word":"few","start":324.94,"end":325.18,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.13639900088310242},{"word":"dates","start":325.18,"end":325.42,"confidence":0.9951172,"punctuated_word":"dates","sentiment":"neutral","sentiment_score":0.12424316257238388},{"word":"where","start":325.42,"end":325.66,"confidence":0.9951172,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.12408716231584548},{"word":"it","start":325.66,"end":325.74,"confidence":0.98291016,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1526125967502594},{"word":"could","start":325.74,"end":325.98,"confidence":0.99902344,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.15963391959667206},{"word":"work","start":325.98,"end":326.14,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.15167583525180817},{"word":"because","start":326.14,"end":326.46,"confidence":0.3947754,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.09453240036964417},{"word":"it","start":326.46,"end":326.54,"confidence":0.47314453,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1058509796857834},{"word":"probably","start":326.54,"end":326.78,"confidence":0.8051758,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.1356975883245468},{"word":"that","start":326.86,"end":327.02,"confidence":0.97509766,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11935946345329285},{"word":"might","start":327.02,"end":327.26,"confidence":0.9921875,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.06695985794067383},{"word":"be","start":327.26,"end":327.76,"confidence":0.9941406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.08615083992481232},{"word":"that","start":328.075,"end":328.315,"confidence":0.8881836,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04699743911623955},{"word":"might","start":328.315,"end":328.39502,"confidence":0.99902344,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.05628049746155739},{"word":"be","start":328.39502,"end":328.55502,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.07860994338989258},{"word":"the","start":328.55502,"end":328.715,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.037701062858104706},{"word":"issue","start":328.715,"end":329.035,"confidence":0.9941406,"punctuated_word":"issue","sentiment":"neutral","sentiment_score":0.08249697089195251},{"word":"too","start":329.035,"end":329.195,"confidence":0.9667969,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.10844720900058746},{"word":"where","start":329.195,"end":329.435,"confidence":0.671875,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.03883618116378784},{"word":"it's","start":329.435,"end":329.595,"confidence":0.8796387,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.07146979123353958},{"word":"just","start":329.595,"end":329.83502,"confidence":0.9892578,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0952383354306221},{"word":"planning","start":329.83502,"end":330.33502,"confidence":0.9980469,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.10291098803281784},{"word":"to","start":330.715,"end":330.875,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11365681886672974},{"word":"get","start":330.875,"end":331.195,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.12434938549995422},{"word":"both","start":331.195,"end":331.435,"confidence":0.76416016,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.12260875105857848},{"word":"these","start":331.435,"end":331.67502,"confidence":0.5184326,"punctuated_word":"these,","sentiment":"neutral","sentiment_score":0.14990919828414917},{"word":"you","start":331.67502,"end":331.83502,"confidence":0.94921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11274467408657074},{"word":"know","start":331.83502,"end":332.155,"confidence":0.9797363,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.11473196744918825},{"word":"like","start":332.155,"end":332.475,"confidence":0.7294922,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.12757331132888794},{"word":"to","start":332.475,"end":332.975,"confidence":0.921875,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.14705890417099},{"word":"you","start":333.67502,"end":333.755,"confidence":0.9770508,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08801437169313431},{"word":"know","start":333.755,"end":334.155,"confidence":0.99853516,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.1077098697423935},{"word":"plan","start":334.155,"end":334.475,"confidence":0.98291016,"punctuated_word":"plan","sentiment":"neutral","sentiment_score":0.14259207248687744},{"word":"ahead","start":334.475,"end":334.875,"confidence":0.9560547,"punctuated_word":"ahead.","sentiment":"neutral","sentiment_score":0.13491523265838623},{"word":"so","start":334.875,"end":335.375,"confidence":0.98828125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12928837537765503},{"word":"yeah","start":335.92502,"end":336.42502,"confidence":0.9970703,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.1551903486251831},{"word":"yep","start":356.525,"end":357.025,"confidence":0.7495117,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11102338135242462},{"word":"yeah","start":362.525,"end":362.76498,"confidence":0.90966797,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08021757006645203},{"word":"yeah","start":362.76498,"end":362.845,"confidence":0.76782227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07746881246566772},{"word":"okay","start":362.845,"end":363.345,"confidence":0.90771484,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.09791599214076996},{"word":"yeah","start":363.645,"end":363.885,"confidence":0.9880371,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11102277040481567},{"word":"no","start":363.885,"end":364.125,"confidence":0.94384766,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.05804259330034256},{"word":"it's","start":364.125,"end":364.365,"confidence":0.9970703,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.08700813353061676},{"word":"it's","start":364.365,"end":364.60498,"confidence":0.99365234,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.12014240026474},{"word":"good","start":364.60498,"end":364.76498,"confidence":0.99902344,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.31335628032684326},{"word":"and","start":364.76498,"end":365.005,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2079344093799591},{"word":"bad","start":365.005,"end":365.245,"confidence":1.0,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":0.2083691656589508},{"word":"because","start":365.245,"end":365.405,"confidence":0.61376953,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.09908702224493028},{"word":"sometimes","start":365.405,"end":365.805,"confidence":0.99316406,"punctuated_word":"sometimes","sentiment":"neutral","sentiment_score":0.2081354856491089},{"word":"you","start":365.805,"end":365.885,"confidence":0.88134766,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2035820335149765},{"word":"can","start":365.885,"end":366.125,"confidence":0.9243164,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2201261818408966},{"word":"do","start":366.125,"end":366.445,"confidence":0.47485352,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1398371458053589},{"word":"it","start":366.445,"end":366.525,"confidence":0.6251221,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.07353262603282928},{"word":"usually","start":366.525,"end":367.025,"confidence":0.47235107,"punctuated_word":"Usually,","sentiment":"neutral","sentiment_score":0.024331368505954742},{"word":"i've","start":367.245,"end":367.485,"confidence":0.82250977,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.013264446519315245},{"word":"had","start":367.485,"end":367.725,"confidence":0.97998047,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.002493787556886673},{"word":"some","start":367.725,"end":367.885,"confidence":0.99609375,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.0005084387958049774},{"word":"meetings","start":367.885,"end":368.285,"confidence":0.9980469,"punctuated_word":"meetings","sentiment":"neutral","sentiment_score":-0.009577404707670212},{"word":"where","start":368.285,"end":368.445,"confidence":0.96533203,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.01193595677614212},{"word":"not","start":368.525,"end":368.685,"confidence":0.9604492,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.01299559324979782},{"word":"not","start":368.685,"end":368.925,"confidence":0.9394531,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.0124029703438282},{"word":"saying","start":368.925,"end":369.165,"confidence":0.5126953,"punctuated_word":"saying","sentiment":"neutral","sentiment_score":-0.022485721856355667},{"word":"yours","start":369.165,"end":369.485,"confidence":0.529541,"punctuated_word":"yours,","sentiment":"neutral","sentiment_score":-0.018732691183686256},{"word":"but","start":369.485,"end":369.985,"confidence":0.7216797,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.018999677151441578},{"word":"it","start":370.12997,"end":370.21,"confidence":0.9863281,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.01291804015636444},{"word":"goes","start":370.21,"end":370.53,"confidence":0.94189453,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":-0.02461796998977661},{"word":"out","start":370.53,"end":370.77,"confidence":0.6118164,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.016660017892718315},{"word":"late","start":370.77,"end":371.00998,"confidence":0.55810547,"punctuated_word":"late","sentiment":"neutral","sentiment_score":-0.033042531460523605},{"word":"and","start":371.00998,"end":371.16998,"confidence":0.64404297,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.026492148637771606},{"word":"you're","start":371.16998,"end":371.40997,"confidence":0.78515625,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.03998662158846855},{"word":"so","start":371.40997,"end":371.90997,"confidence":0.94384766,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.04623299837112427},{"word":"tired","start":373.16998,"end":373.66998,"confidence":0.78466797,"punctuated_word":"tired.","sentiment":"neutral","sentiment_score":-0.043166592717170715},{"word":"and","start":374.53,"end":374.69,"confidence":0.5366211,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.012967495247721672},{"word":"it's","start":374.69,"end":374.93,"confidence":0.8171387,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.013449220918118954},{"word":"not","start":374.93,"end":375.33,"confidence":0.9301758,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.020323507487773895},{"word":"and","start":375.40997,"end":375.72998,"confidence":0.4621582,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.009358800947666168},{"word":"it","start":375.72998,"end":376.05,"confidence":0.7319336,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.012362380512058737},{"word":"yeah","start":376.37,"end":376.87,"confidence":0.9855957,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.013329749926924706},{"word":"well","start":376.93,"end":377.43,"confidence":0.82666016,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.0036323945969343185},{"word":"i'm","start":377.65,"end":377.97,"confidence":0.921875,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.02313761785626411},{"word":"i'm","start":377.97,"end":378.12997,"confidence":0.9770508,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.03396296873688698},{"word":"better","start":378.12997,"end":378.37,"confidence":0.98828125,"punctuated_word":"better","sentiment":"neutral","sentiment_score":-0.05918684601783752},{"word":"in","start":378.37,"end":378.44998,"confidence":0.90625,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.001969367265701294},{"word":"my","start":378.44998,"end":378.61,"confidence":0.93603516,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.03918664902448654},{"word":"morning","start":378.61,"end":379.00998,"confidence":0.80737305,"punctuated_word":"morning,","sentiment":"neutral","sentiment_score":0.006611183285713196},{"word":"and","start":379.00998,"end":379.25,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02803649753332138},{"word":"my","start":379.25,"end":379.40997,"confidence":0.9902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.0812196359038353},{"word":"wife's","start":379.40997,"end":379.65,"confidence":0.9794922,"punctuated_word":"wife's","sentiment":"neutral","sentiment_score":-0.07940799742937088},{"word":"not","start":379.65,"end":379.81,"confidence":0.9970703,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07650324702262878},{"word":"good","start":379.81,"end":379.97,"confidence":0.99902344,"punctuated_word":"good","sentiment":"neutral","sentiment_score":-0.045287489891052246},{"word":"in","start":379.97,"end":380.12997,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.05416261404752731},{"word":"the","start":380.12997,"end":380.21,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.057363905012607574},{"word":"morning","start":380.21,"end":380.61,"confidence":0.7414551,"punctuated_word":"morning,","sentiment":"neutral","sentiment_score":-0.049673497676849365},{"word":"so","start":380.61,"end":380.72998,"confidence":0.9760742,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.0550701841711998},{"word":"it","start":380.72998,"end":380.84998,"confidence":0.85058594,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.06541023403406143},{"word":"doesn't","start":380.84998,"end":381.34998,"confidence":0.97631836,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.07541759312152863},{"word":"always","start":381.40997,"end":381.72998,"confidence":0.99609375,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.07749739289283752},{"word":"work","start":381.72998,"end":382.22998,"confidence":0.97143555,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":-0.04648908972740173},{"word":"but","start":383.33,"end":383.49,"confidence":0.68066406,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.04547985643148422},{"word":"yeah","start":383.49,"end":383.88998,"confidence":0.9770508,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.04210564494132995},{"word":"all","start":383.88998,"end":384.12997,"confidence":0.9892578,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.14296716451644895},{"word":"good","start":384.12997,"end":384.62997,"confidence":0.99902344,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":-0.09123958647251128},{"word":"yeah","start":386.04498,"end":386.54498,"confidence":0.76904297,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16540372371673584},{"word":"yeah","start":387.805,"end":388.125,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.3269957900047302},{"word":"that'd","start":388.125,"end":388.365,"confidence":0.97436523,"punctuated_word":"That'd","sentiment":"positive","sentiment_score":0.5008214116096497},{"word":"be","start":388.365,"end":388.525,"confidence":0.9980469,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.49101775884628296},{"word":"great","start":388.525,"end":388.76498,"confidence":0.9980469,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.522590160369873},{"word":"yep","start":388.76498,"end":389.26498,"confidence":0.7980957,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2548578381538391},{"word":"hang","start":397.32498,"end":397.645,"confidence":0.71240234,"punctuated_word":"Hang","sentiment":"neutral","sentiment_score":0.05850351229310036},{"word":"on","start":397.645,"end":398.145,"confidence":0.9301758,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.07739397138357162},{"word":"yeah","start":414.645,"end":415.125,"confidence":0.82714844,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.027995841577649117},{"word":"yeah","start":415.125,"end":415.625,"confidence":0.9008789,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0415748693048954},{"word":"yep","start":418.645,"end":419.145,"confidence":0.93847656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03375396132469177},{"word":"yep","start":424.565,"end":425.065,"confidence":0.74902344,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03336476907134056},{"word":"well","start":428.71,"end":428.78998,"confidence":0.9382324,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.05651248246431351},{"word":"it","start":428.78998,"end":428.94998,"confidence":0.9375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0736580565571785},{"word":"depends","start":428.94998,"end":429.43,"confidence":0.83203125,"punctuated_word":"depends.","sentiment":"neutral","sentiment_score":-0.0907062515616417},{"word":"you","start":429.43,"end":429.66998,"confidence":0.94189453,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.2018583118915558},{"word":"always","start":429.66998,"end":429.99,"confidence":0.96240234,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.12548843026161194},{"word":"are","start":429.99,"end":430.49,"confidence":0.9946289,"punctuated_word":"are.","sentiment":"neutral","sentiment_score":-0.14586186408996582},{"word":"i","start":431.99,"end":432.15,"confidence":0.92333984,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2758133113384247},{"word":"don't","start":432.15,"end":432.31,"confidence":0.7956543,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.2054322212934494},{"word":"know","start":432.31,"end":432.38998,"confidence":0.9951172,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.2828879952430725},{"word":"how","start":432.38998,"end":432.62997,"confidence":0.9326172,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.32095372676849365},{"word":"you","start":432.62997,"end":432.71,"confidence":0.96972656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.27327612042427063},{"word":"well","start":432.94998,"end":433.27,"confidence":0.9494629,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.2952617108821869},{"word":"my","start":433.27,"end":433.43,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.32715973258018494},{"word":"daughter","start":433.43,"end":433.90997,"confidence":0.97802734,"punctuated_word":"daughter","sentiment":"neutral","sentiment_score":-0.2770932614803314},{"word":"daughter's","start":433.90997,"end":434.40997,"confidence":0.5916748,"punctuated_word":"daughter's","sentiment":"neutral","sentiment_score":-0.30105161666870117},{"word":"away","start":434.47,"end":434.78998,"confidence":0.9980469,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.1987590491771698},{"word":"from","start":434.78998,"end":435.03,"confidence":0.9980469,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.266164094209671},{"word":"she's","start":436.87,"end":437.18997,"confidence":0.99853516,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.2594505548477173},{"word":"20","start":437.18997,"end":437.68997,"confidence":1.0,"punctuated_word":"20","sentiment":"neutral","sentiment_score":-0.2647480368614197},{"word":"she's","start":438.15,"end":438.38998,"confidence":0.99853516,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.23851102590560913},{"word":"21","start":438.38998,"end":438.94998,"confidence":1.0,"punctuated_word":"21","sentiment":"neutral","sentiment_score":-0.2455158531665802},{"word":"this","start":438.94998,"end":439.18997,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.2319810837507248},{"word":"year","start":439.18997,"end":439.68997,"confidence":0.9482422,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.2424672394990921},{"word":"so","start":439.75,"end":440.25,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08421267569065094},{"word":"when","start":440.535,"end":440.695,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.05770128592848778},{"word":"you","start":440.695,"end":440.77502,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07505584508180618},{"word":"say","start":440.77502,"end":441.17502,"confidence":0.9873047,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.04756036400794983},{"word":"she's","start":441.17502,"end":441.33502,"confidence":0.97265625,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.07768016308546066},{"word":"not","start":441.33502,"end":441.49503,"confidence":0.9892578,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07577818632125854},{"word":"dependent","start":441.49503,"end":441.815,"confidence":0.77441406,"punctuated_word":"dependent","sentiment":"neutral","sentiment_score":-0.10213608294725418},{"word":"on","start":441.815,"end":441.89502,"confidence":0.8618164,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.11765508353710176},{"word":"us","start":441.89502,"end":442.135,"confidence":0.7385254,"punctuated_word":"us,","sentiment":"neutral","sentiment_score":-0.12486013770103456},{"word":"but","start":442.135,"end":442.45502,"confidence":0.9589844,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.08100541681051254},{"word":"still","start":442.45502,"end":442.855,"confidence":0.8569336,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.12323816120624542},{"word":"is","start":442.855,"end":443.17502,"confidence":0.9838867,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.1033276617527008},{"word":"yeah","start":443.255,"end":443.49503,"confidence":0.9316406,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.1113543063402176},{"word":"so","start":443.49503,"end":443.73502,"confidence":0.984375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.06002900376915932},{"word":"yeah","start":443.815,"end":444.315,"confidence":0.99902344,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.06613625586032867},{"word":"no","start":444.375,"end":444.45502,"confidence":0.6690674,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1377512812614441},{"word":"no","start":444.45502,"end":444.6417,"confidence":0.72961426,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1270972490310669},{"word":"no","start":444.6417,"end":444.82834,"confidence":0.73205566,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.15561732649803162},{"word":"i","start":444.82834,"end":445.015,"confidence":0.5366211,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1505054533481598},{"word":"suppose","start":445.015,"end":445.33502,"confidence":0.7890625,"punctuated_word":"suppose","sentiment":"neutral","sentiment_score":-0.1041642129421234},{"word":"i","start":445.33502,"end":445.575,"confidence":0.6665039,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11733531206846236},{"word":"suppose","start":445.575,"end":445.89502,"confidence":0.99902344,"punctuated_word":"suppose","sentiment":"neutral","sentiment_score":-0.10688909888267516},{"word":"yeah","start":445.975,"end":446.375,"confidence":0.9975586,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.13529148697853088},{"word":"it's","start":446.375,"end":446.61502,"confidence":0.96875,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.1837127655744553},{"word":"hard","start":446.61502,"end":446.855,"confidence":0.99902344,"punctuated_word":"hard","sentiment":"neutral","sentiment_score":-0.19985127449035645},{"word":"to","start":446.855,"end":447.015,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.25112298130989075},{"word":"say","start":447.015,"end":447.255,"confidence":0.90771484,"punctuated_word":"say.","sentiment":"neutral","sentiment_score":-0.16930831968784332},{"word":"look","start":447.255,"end":447.415,"confidence":0.717041,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":-0.06712927669286728},{"word":"yeah","start":447.415,"end":447.615,"confidence":0.99194336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05249383673071861},{"word":"i","start":447.615,"end":447.815,"confidence":0.3083496,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05883372575044632},{"word":"suppose","start":447.815,"end":447.975,"confidence":0.4453125,"punctuated_word":"suppose","sentiment":"neutral","sentiment_score":-0.0472162589430809},{"word":"i","start":448.135,"end":448.21503,"confidence":0.56884766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05720845609903336},{"word":"don't","start":448.21503,"end":448.375,"confidence":0.9538574,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.0615503303706646},{"word":"know","start":448.375,"end":448.535,"confidence":0.99121094,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.0883164256811142},{"word":"what","start":448.535,"end":448.695,"confidence":0.9970703,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.10572081059217452},{"word":"do","start":448.695,"end":448.855,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.10398830473423004},{"word":"you","start":448.855,"end":449.015,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07914679497480392},{"word":"call","start":449.015,"end":449.17502,"confidence":0.99902344,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.08143024891614914},{"word":"that","start":449.17502,"end":449.415,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08194558322429657},{"word":"anyway","start":449.415,"end":449.73502,"confidence":0.7783203,"punctuated_word":"anyway?","sentiment":"neutral","sentiment_score":-0.09435082972049712},{"word":"you","start":449.73502,"end":449.89502,"confidence":0.99609375,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.07821108400821686},{"word":"say","start":449.89502,"end":450.135,"confidence":0.9770508,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.061748113483190536},{"word":"just","start":450.135,"end":450.295,"confidence":0.9667969,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.05466025322675705},{"word":"one","start":450.295,"end":450.535,"confidence":0.8508301,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":-0.07424300909042358},{"word":"don't","start":450.535,"end":450.695,"confidence":0.9719238,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.07094162702560425},{"word":"you","start":450.695,"end":450.935,"confidence":0.8713379,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":-0.07235836237668991},{"word":"once","start":450.935,"end":451.17502,"confidence":0.87841797,"punctuated_word":"Once","sentiment":"neutral","sentiment_score":-0.08595803380012512},{"word":"they","start":451.17502,"end":451.33502,"confidence":0.69091797,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.09183627367019652},{"word":"move","start":451.33502,"end":451.49503,"confidence":0.96240234,"punctuated_word":"move","sentiment":"neutral","sentiment_score":-0.09464104473590852},{"word":"on","start":451.49503,"end":451.73502,"confidence":0.50683594,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":-0.08475399762392044},{"word":"they","start":451.73502,"end":451.815,"confidence":0.35742188,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.08880267292261124},{"word":"you","start":451.975,"end":452.05502,"confidence":0.9658203,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10829079896211624},{"word":"know","start":452.05502,"end":452.295,"confidence":0.95166016,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.11105294525623322},{"word":"technically","start":452.295,"end":452.795,"confidence":0.8984375,"punctuated_word":"technically,","sentiment":"neutral","sentiment_score":-0.0975005179643631},{"word":"but","start":452.935,"end":453.095,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.10406942665576936},{"word":"you","start":453.095,"end":453.33502,"confidence":0.6640625,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1292765736579895},{"word":"yep","start":453.575,"end":454.075,"confidence":0.9690755,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":-0.1176714226603508},{"word":"yeah","start":465.44,"end":465.94,"confidence":0.9641113,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06402052193880081},{"word":"yeah","start":469.185,"end":469.685,"confidence":0.97021484,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04518463462591171},{"word":"yeah","start":474.145,"end":474.54498,"confidence":0.98535156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02316251769661903},{"word":"i'd","start":474.54498,"end":474.78497,"confidence":0.73706055,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.03291098028421402},{"word":"say","start":474.78497,"end":474.94498,"confidence":0.7871094,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.03328403830528259},{"word":"i'd","start":474.94498,"end":475.185,"confidence":0.97387695,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.02949606627225876},{"word":"say","start":475.185,"end":475.50497,"confidence":0.96435547,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.0287276953458786},{"word":"one","start":475.50497,"end":475.745,"confidence":0.96533203,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.05780437961220741},{"word":"for","start":475.745,"end":475.905,"confidence":0.9370117,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.06926779448986053},{"word":"the","start":475.905,"end":476.06497,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05870865285396576},{"word":"moment","start":476.06497,"end":476.38498,"confidence":0.8378906,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.07130149006843567},{"word":"really","start":476.38498,"end":476.705,"confidence":0.9086914,"punctuated_word":"really.","sentiment":"neutral","sentiment_score":-0.05896225944161415},{"word":"yeah","start":476.705,"end":476.865,"confidence":0.9663086,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.016913505271077156},{"word":"and","start":476.865,"end":477.10498,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.015419932082295418},{"word":"the","start":477.10498,"end":477.185,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02253486774861813},{"word":"other","start":477.185,"end":477.34497,"confidence":0.9980469,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.029098358005285263},{"word":"one","start":477.34497,"end":477.585,"confidence":0.9951172,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.012096483260393144},{"word":"is","start":477.585,"end":477.66498,"confidence":0.84472656,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02004252187907696},{"word":"just","start":477.66498,"end":477.905,"confidence":0.7175293,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":0.04947283864021301},{"word":"yeah","start":477.905,"end":478.38498,"confidence":0.9814453,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.09593771398067474},{"word":"we","start":478.38498,"end":478.54498,"confidence":0.66308594,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10741235315799712},{"word":"help","start":478.54498,"end":478.865,"confidence":0.94189453,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.13682332634925842},{"word":"her","start":478.865,"end":478.94498,"confidence":0.98535156,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.10595089197158812},{"word":"out","start":478.94498,"end":479.185,"confidence":0.80126953,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.12010173499584198},{"word":"so","start":479.185,"end":479.34497,"confidence":0.74072266,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.07767924666404724},{"word":"yeah","start":479.34497,"end":479.50497,"confidence":0.99853516,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.0930497944355011},{"word":"as","start":479.50497,"end":479.745,"confidence":0.96777344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07651127874851227},{"word":"much","start":479.745,"end":479.905,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.09514207392930984},{"word":"as","start":479.905,"end":480.06497,"confidence":0.9790039,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.05350390821695328},{"word":"we","start":480.06497,"end":480.145,"confidence":0.8251953,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03678615018725395},{"word":"can","start":480.145,"end":480.38498,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.041632138192653656},{"word":"be","start":480.38498,"end":480.625,"confidence":0.8034668,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":0.011669296771287918},{"word":"yeah","start":480.625,"end":481.125,"confidence":0.97314453,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.040552325546741486},{"word":"yeah","start":490.74,"end":491.06,"confidence":0.9416504,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.009375102818012238},{"word":"still","start":491.06,"end":491.3,"confidence":0.8027344,"punctuated_word":"Still","sentiment":"neutral","sentiment_score":0.004789326339960098},{"word":"the","start":491.3,"end":491.46,"confidence":0.92822266,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.007305685430765152},{"word":"sales","start":491.46,"end":491.78,"confidence":0.98095703,"punctuated_word":"sales","sentiment":"neutral","sentiment_score":0.019202696159482},{"word":"rep","start":491.78,"end":492.02,"confidence":0.8059082,"punctuated_word":"rep.","sentiment":"neutral","sentiment_score":0.01607736013829708},{"word":"yeah","start":492.02,"end":492.52,"confidence":0.98950195,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03258693963289261},{"word":"20","start":492.65997,"end":492.97998,"confidence":0.97802734,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.0514356754720211},{"word":"five","start":492.97998,"end":493.13998,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.0813540369272232},{"word":"years","start":493.13998,"end":493.53998,"confidence":0.96875,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.06705114990472794},{"word":"twenty","start":493.53998,"end":493.78,"confidence":0.8491211,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.062392156571149826},{"word":"five","start":493.78,"end":493.93997,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.06564674526453018},{"word":"years","start":493.93997,"end":494.25998,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.0943455696105957},{"word":"next","start":494.25998,"end":494.5,"confidence":0.98535156,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.10107171535491943},{"word":"year","start":494.5,"end":495.0,"confidence":0.9980469,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.19098059833049777},{"word":"i","start":497.675,"end":497.835,"confidence":0.71728516,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.251909464597702},{"word":"hope","start":497.835,"end":498.075,"confidence":0.9941406,"punctuated_word":"hope","sentiment":"neutral","sentiment_score":0.2783140540122986},{"word":"so","start":498.075,"end":498.315,"confidence":0.8378906,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":0.3103806972503662},{"word":"but","start":498.315,"end":498.475,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.2133441865444183},{"word":"you","start":498.475,"end":498.635,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2295183837413788},{"word":"do","start":498.635,"end":498.875,"confidence":0.984375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.24147146940231323},{"word":"get","start":498.875,"end":499.115,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2107601910829544},{"word":"to","start":499.115,"end":499.195,"confidence":0.9482422,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22756068408489227},{"word":"that","start":499.195,"end":499.435,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24479229748249057},{"word":"point","start":499.435,"end":499.595,"confidence":0.99902344,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.22326436638832092},{"word":"in","start":499.595,"end":499.755,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.21051600575447085},{"word":"your","start":499.755,"end":499.915,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2750771641731262},{"word":"life","start":499.915,"end":500.415,"confidence":0.7561035,"punctuated_word":"life.","sentiment":"neutral","sentiment_score":0.23072296380996704},{"word":"it's","start":500.795,"end":501.195,"confidence":0.8898926,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.0757664293050766},{"word":"it's","start":501.195,"end":501.275,"confidence":0.8857422,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.07798855006694794},{"word":"what","start":501.275,"end":501.435,"confidence":0.97265625,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05870655179023743},{"word":"you","start":501.435,"end":501.835,"confidence":0.8671875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05764412134885788},{"word":"it's","start":501.995,"end":502.315,"confidence":0.86539716,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":0.043488241732120514},{"word":"you","start":502.315,"end":502.475,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.008197404444217682},{"word":"know","start":502.475,"end":502.635,"confidence":0.9807129,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.02403409406542778},{"word":"that's","start":502.635,"end":503.115,"confidence":0.9555664,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.01087149977684021},{"word":"the","start":503.115,"end":503.275,"confidence":0.8671875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03108762204647064},{"word":"saying","start":503.275,"end":503.595,"confidence":0.29174805,"punctuated_word":"saying","sentiment":"neutral","sentiment_score":-0.0441846027970314},{"word":"is","start":503.595,"end":503.915,"confidence":0.5761719,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.03721727430820465},{"word":"you","start":503.915,"end":504.415,"confidence":0.43847656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03715503588318825},{"word":"you","start":504.475,"end":504.755,"confidence":0.82373047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.19388000667095184},{"word":"you","start":504.755,"end":505.035,"confidence":0.4951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.23376250267028809},{"word":"the","start":505.355,"end":505.515,"confidence":0.40893555,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2316932678222656},{"word":"devil","start":505.515,"end":505.835,"confidence":0.98095703,"punctuated_word":"devil","sentiment":"neutral","sentiment_score":-0.2402561902999878},{"word":"you","start":505.835,"end":505.915,"confidence":0.6635742,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05872805416584015},{"word":"know","start":505.915,"end":506.415,"confidence":0.8117676,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.03343283385038376},{"word":"yep","start":506.875,"end":507.375,"confidence":0.95581055,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.016103621572256088},{"word":"yeah","start":510.88998,"end":511.37,"confidence":0.8798828,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.045979950577020645},{"word":"yep","start":511.37,"end":511.87,"confidence":0.9736328,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.050248533487319946},{"word":"i","start":520.49,"end":520.97,"confidence":0.59814453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04593358188867569},{"word":"ticked","start":520.97,"end":521.37,"confidence":0.80810547,"punctuated_word":"ticked","sentiment":"neutral","sentiment_score":0.034445762634277344},{"word":"over","start":521.37,"end":521.87,"confidence":0.4991455,"punctuated_word":"over.","sentiment":"neutral","sentiment_score":0.02724711410701275},{"word":"i","start":521.93,"end":522.01,"confidence":0.9550781,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.027438510209321976},{"word":"think","start":522.01,"end":522.32996,"confidence":0.9970703,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.02302967384457588},{"word":"last","start":522.32996,"end":522.64996,"confidence":0.6826172,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.018767759203910828},{"word":"payroll","start":522.64996,"end":523.13,"confidence":0.96533203,"punctuated_word":"payroll","sentiment":"neutral","sentiment_score":0.024171650409698486},{"word":"i","start":523.13,"end":523.20996,"confidence":0.28149414,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.018481194972991943},{"word":"said","start":523.20996,"end":523.37,"confidence":0.3330078,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.02101358026266098},{"word":"the","start":523.37,"end":523.845,"confidence":0.703125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02708391100168228},{"word":"on","start":524.165,"end":524.32495,"confidence":0.61816406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.014405116438865662},{"word":"i","start":524.40497,"end":524.64496,"confidence":0.93847656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.018507346510887143},{"word":"should","start":524.64496,"end":524.88495,"confidence":0.9790039,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.01916922628879547},{"word":"note","start":524.88495,"end":525.125,"confidence":0.5751953,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.029199939221143723},{"word":"that","start":525.125,"end":525.365,"confidence":0.6064453,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.021466955542564392},{"word":"because","start":525.365,"end":525.605,"confidence":0.6274414,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.019515354186296463},{"word":"yeah","start":525.685,"end":526.00494,"confidence":0.9724121,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.03485703468322754},{"word":"so","start":526.00494,"end":526.08496,"confidence":0.23339844,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.022060971707105637},{"word":"say","start":526.08496,"end":526.40497,"confidence":0.33325195,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.03958524018526077},{"word":"you","start":526.40497,"end":526.56494,"confidence":0.5517578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05118664354085922},{"word":"can","start":526.56494,"end":526.725,"confidence":0.86572266,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.05063070356845856},{"word":"put","start":526.725,"end":526.88495,"confidence":0.9970703,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.025576341897249225},{"word":"down","start":526.88495,"end":527.285,"confidence":0.9921875,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.02975507825613022},{"word":"82","start":527.285,"end":527.925,"confidence":0.92163086,"punctuated_word":"82,","sentiment":"neutral","sentiment_score":0.027243275195360184},{"word":"to","start":527.925,"end":528.00494,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.024178575724363327},{"word":"be","start":528.00494,"end":528.165,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0017299726605415344},{"word":"honest","start":528.165,"end":528.56494,"confidence":0.9914551,"punctuated_word":"honest.","sentiment":"neutral","sentiment_score":0.02155432105064392},{"word":"yeah","start":528.56494,"end":529.06494,"confidence":0.9890137,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.028012260794639587},{"word":"yeah","start":537.63,"end":537.95,"confidence":0.7800293,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0024587996304035187},{"word":"partly","start":537.95,"end":538.45,"confidence":0.8354492,"punctuated_word":"Partly.","sentiment":"neutral","sentiment_score":-0.007482779677957296},{"word":"but","start":538.67004,"end":538.8301,"confidence":0.9951172,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.029741857200860977},{"word":"yeah","start":538.99005,"end":539.47003,"confidence":0.99560547,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.033834315836429596},{"word":"it's","start":539.47003,"end":539.97003,"confidence":0.69628906,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.027082769200205803},{"word":"it","start":540.75,"end":540.91003,"confidence":0.94628906,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.030804794281721115},{"word":"it","start":540.91003,"end":541.07007,"confidence":0.9580078,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.03575115650892258},{"word":"they","start":541.23004,"end":541.73004,"confidence":0.3239746,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.03517552837729454},{"word":"yeah","start":542.19,"end":542.59,"confidence":0.9782715,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.07346151769161224},{"word":"they","start":542.59,"end":542.67004,"confidence":0.42163086,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.08361560106277466},{"word":"say","start":542.67004,"end":542.91003,"confidence":0.8852539,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.08985593169927597},{"word":"how","start":542.91003,"end":542.99005,"confidence":0.9902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.08182273805141449},{"word":"much","start":542.99005,"end":543.23004,"confidence":0.9980469,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.1308312565088272},{"word":"we","start":543.23004,"end":543.31,"confidence":0.94921875,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.14298056066036224},{"word":"get","start":543.31,"end":543.63,"confidence":0.9790039,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.17504487931728363},{"word":"extra","start":543.63,"end":544.03,"confidence":0.661499,"punctuated_word":"extra,","sentiment":"neutral","sentiment_score":-0.2091519832611084},{"word":"they","start":544.03,"end":544.19,"confidence":0.87060547,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.23745602369308472},{"word":"tryna","start":544.19,"end":544.67004,"confidence":0.52734375,"punctuated_word":"tryna","sentiment":"neutral","sentiment_score":-0.2593829035758972},{"word":"tryna","start":544.67004,"end":545.15,"confidence":0.9169922,"punctuated_word":"tryna","sentiment":"neutral","sentiment_score":-0.27372676134109497},{"word":"get","start":545.15,"end":545.39,"confidence":0.9838867,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.2935945987701416},{"word":"rid","start":545.39,"end":545.63,"confidence":0.9980469,"punctuated_word":"rid","sentiment":"neutral","sentiment_score":-0.2341996878385544},{"word":"of","start":545.63,"end":545.71,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2458157241344452},{"word":"it","start":545.71,"end":546.03,"confidence":0.7746582,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.2270299792289734},{"word":"so","start":546.03,"end":546.27,"confidence":0.4658203,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.06967221200466156},{"word":"like","start":546.27,"end":546.59,"confidence":0.91381836,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.06039341911673546},{"word":"so","start":546.59,"end":546.83,"confidence":0.35253906,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.04013792425394058},{"word":"find","start":546.83,"end":547.07,"confidence":0.75097656,"punctuated_word":"find","sentiment":"neutral","sentiment_score":-0.053292177617549896},{"word":"a","start":547.07,"end":547.15,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.22040939331054688},{"word":"way","start":547.15,"end":547.39,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.2686019837856293},{"word":"to","start":547.39,"end":547.63,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.20524707436561584},{"word":"to","start":547.63,"end":547.79004,"confidence":0.9560547,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.28183862566947937},{"word":"make","start":547.79004,"end":548.03,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.29407215118408203},{"word":"it","start":548.03,"end":548.19,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.3216099143028259},{"word":"harder","start":548.19,"end":548.51,"confidence":0.9941406,"punctuated_word":"harder","sentiment":"neutral","sentiment_score":-0.27451103925704956},{"word":"because","start":548.51,"end":548.83,"confidence":0.7573242,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.2514844238758087},{"word":"yeah","start":549.0725,"end":549.315,"confidence":0.99658203,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.21258126199245453},{"word":"yeah","start":549.715,"end":550.215,"confidence":0.98583984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.058958347886800766},{"word":"but","start":550.515,"end":550.755,"confidence":0.9892578,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.034581247717142105},{"word":"if","start":550.755,"end":550.915,"confidence":0.9941406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.04122072830796242},{"word":"you","start":550.915,"end":550.995,"confidence":0.98535156,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04433842748403549},{"word":"can","start":550.995,"end":551.155,"confidence":0.96533203,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.038053154945373535},{"word":"i","start":551.555,"end":551.715,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.043239325284957886},{"word":"suppose","start":551.715,"end":552.035,"confidence":0.99316406,"punctuated_word":"suppose","sentiment":"neutral","sentiment_score":-0.03982963413000107},{"word":"i","start":552.035,"end":552.115,"confidence":0.75927734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05941572040319443},{"word":"forget","start":552.115,"end":552.515,"confidence":0.55322266,"punctuated_word":"forget","sentiment":"neutral","sentiment_score":-0.0515202134847641},{"word":"how","start":552.515,"end":552.59503,"confidence":0.98828125,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.04805108159780502},{"word":"much","start":552.59503,"end":552.715,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.06052545458078384},{"word":"i","start":552.715,"end":552.835,"confidence":0.6591797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07450505346059799},{"word":"got","start":552.835,"end":553.155,"confidence":0.79248047,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.06199141591787338},{"word":"last","start":553.155,"end":553.475,"confidence":0.92578125,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.05172058194875717},{"word":"year","start":553.475,"end":553.635,"confidence":0.9838867,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.08920862525701523},{"word":"extra","start":553.635,"end":554.135,"confidence":0.9838867,"punctuated_word":"extra?","sentiment":"neutral","sentiment_score":-0.06328588724136353},{"word":"what's","start":556.115,"end":556.435,"confidence":0.9206543,"punctuated_word":"What's","sentiment":"neutral","sentiment_score":-0.018041696399450306},{"word":"the","start":556.435,"end":556.59503,"confidence":0.95410156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01770772412419319},{"word":"per","start":556.59503,"end":556.835,"confidence":0.9194336,"punctuated_word":"per","sentiment":"neutral","sentiment_score":-0.013356968760490416},{"word":"quarter","start":556.835,"end":557.335,"confidence":0.9921875,"punctuated_word":"quarter","sentiment":"neutral","sentiment_score":-0.017594069242477417},{"word":"to","start":557.475,"end":557.555,"confidence":0.5229492,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.010583540424704552},{"word":"i","start":558.035,"end":558.195,"confidence":0.4519043,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.011725794523954391},{"word":"just","start":558.195,"end":558.435,"confidence":0.88427734,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.008316557854413986},{"word":"put","start":558.435,"end":558.755,"confidence":0.99902344,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.015909602865576744},{"word":"down","start":558.755,"end":559.255,"confidence":0.8491211,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.004049448296427727},{"word":"next","start":559.795,"end":560.295,"confidence":0.5048828,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.023742441087961197},{"word":"two","start":565.01,"end":565.51,"confidence":0.73046875,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.007623035460710525},{"word":"6","start":566.45,"end":566.53,"confidence":0.36547852,"punctuated_word":"6","sentiment":"neutral","sentiment_score":-0.002807220444083214},{"word":"$2.04","start":566.53,"end":566.93,"confidence":0.5996094,"punctuated_word":"$2.04","sentiment":"neutral","sentiment_score":0.000987486680969596},{"word":"6","start":566.93,"end":567.17004,"confidence":0.89990234,"punctuated_word":"6.","sentiment":"neutral","sentiment_score":0.0013511786237359047},{"word":"yeah","start":567.17004,"end":567.41003,"confidence":0.9807129,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.009110279381275175},{"word":"sorry","start":567.41003,"end":567.91003,"confidence":0.86865234,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.06041618064045906},{"word":"so","start":568.77,"end":569.09,"confidence":0.8886719,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04689755290746689},{"word":"about","start":569.09,"end":569.59,"confidence":0.5493164,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.053345005959272385},{"word":"an","start":569.65,"end":569.81,"confidence":0.9770508,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.06053915619850159},{"word":"extra","start":569.81,"end":570.31,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":-0.09840083122253418},{"word":"8","start":571.09,"end":571.59,"confidence":0.8959961,"punctuated_word":"8","sentiment":"neutral","sentiment_score":-0.05568955093622208},{"word":"6,000","start":572.13,"end":572.85004,"confidence":0.9448242,"punctuated_word":"6,000.","sentiment":"neutral","sentiment_score":-0.049161236733198166},{"word":"i'll","start":572.85004,"end":573.01,"confidence":0.8623047,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.027326053008437157},{"word":"just","start":573.01,"end":573.17004,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.022323766723275185},{"word":"put","start":573.17004,"end":573.41003,"confidence":0.9980469,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.025523826479911804},{"word":"6","start":573.41003,"end":573.65,"confidence":0.6809082,"punctuated_word":"6.","sentiment":"neutral","sentiment_score":-0.010371576994657516},{"word":"yeah","start":573.65,"end":574.15,"confidence":0.9855957,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0016612932085990906},{"word":"because","start":574.45,"end":574.69,"confidence":0.9135742,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.0963643118739128},{"word":"they're","start":574.69,"end":574.85004,"confidence":0.8171387,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.15366768836975098},{"word":"getting","start":574.85004,"end":575.33,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.24278955161571503},{"word":"harder","start":575.33,"end":575.73004,"confidence":0.99121094,"punctuated_word":"harder","sentiment":"neutral","sentiment_score":-0.23683077096939087},{"word":"with","start":575.73004,"end":575.89,"confidence":0.99609375,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.2788678705692291},{"word":"it","start":575.89,"end":576.05,"confidence":0.9782715,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.16193513572216034},{"word":"yep","start":576.05,"end":576.55,"confidence":0.98657227,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.009098146110773088},{"word":"now","start":583.945,"end":584.265,"confidence":0.5878906,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.0199393630027771},{"word":"over","start":584.265,"end":584.585,"confidence":0.59033203,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.027193039655685425},{"word":"time","start":584.585,"end":585.065,"confidence":0.81933594,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.0073325857520103455},{"word":"i","start":585.065,"end":585.145,"confidence":0.74365234,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02004094421863556},{"word":"wish","start":585.145,"end":585.385,"confidence":0.94189453,"punctuated_word":"wish","sentiment":"neutral","sentiment_score":0.07017579674720764},{"word":"i","start":585.385,"end":585.545,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.033144816756248474},{"word":"did","start":585.545,"end":585.785,"confidence":0.9770508,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.13520948588848114},{"word":"get","start":585.785,"end":585.945,"confidence":0.9863281,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.06162664294242859},{"word":"that","start":585.945,"end":586.105,"confidence":0.72314453,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09309890121221542},{"word":"one","start":586.105,"end":586.605,"confidence":0.6699219,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.04795772209763527},{"word":"the","start":587.225,"end":587.46497,"confidence":0.8256836,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.0017040297389030457},{"word":"yeah","start":587.625,"end":587.785,"confidence":0.9902344,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.00597798265516758},{"word":"no","start":587.785,"end":588.02496,"confidence":0.9172363,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11252357810735704},{"word":"it's","start":588.02496,"end":588.265,"confidence":0.9909668,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.05889498442411423},{"word":"from","start":588.265,"end":588.585,"confidence":0.9580078,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.06866101920604706},{"word":"just","start":588.585,"end":588.825,"confidence":0.67041016,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.12566393613815308},{"word":"hitting","start":588.825,"end":589.145,"confidence":0.96777344,"punctuated_word":"hitting","sentiment":"neutral","sentiment_score":-0.10234654694795609},{"word":"the","start":589.145,"end":589.305,"confidence":0.6772461,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.057689204812049866},{"word":"incentives","start":589.305,"end":589.805,"confidence":0.9916992,"punctuated_word":"incentives.","sentiment":"neutral","sentiment_score":-0.05612896755337715},{"word":"yep","start":592.17,"end":592.67,"confidence":0.8532715,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07134019583463669},{"word":"yeah","start":594.81,"end":595.29,"confidence":0.90966797,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09478060901165009},{"word":"balance","start":595.29,"end":595.69,"confidence":0.666626,"punctuated_word":"Balance.","sentiment":"neutral","sentiment_score":0.11856742203235626},{"word":"yep","start":595.69,"end":596.01,"confidence":0.9506836,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1188504546880722},{"word":"yeah","start":596.01,"end":596.33,"confidence":0.98950195,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11569930613040924},{"word":"yeah","start":596.33,"end":596.65,"confidence":0.986084,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12980183959007263},{"word":"balance","start":596.65,"end":597.15,"confidence":0.8725586,"punctuated_word":"Balance.","sentiment":"neutral","sentiment_score":0.08897015452384949},{"word":"good","start":607.105,"end":607.345,"confidence":0.9951172,"punctuated_word":"Good","sentiment":"neutral","sentiment_score":0.12139579653739928},{"word":"question","start":607.345,"end":607.845,"confidence":0.9880371,"punctuated_word":"question.","sentiment":"neutral","sentiment_score":0.11793956160545348},{"word":"i","start":608.625,"end":608.785,"confidence":0.6425781,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.056461092084646225},{"word":"yeah","start":608.94495,"end":609.185,"confidence":0.9748535,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.06039140373468399},{"word":"i","start":609.185,"end":609.345,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03400426357984543},{"word":"should","start":609.345,"end":609.58496,"confidence":0.7597656,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.07629320025444031},{"word":"know","start":609.58496,"end":609.745,"confidence":0.55615234,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.014203347265720367},{"word":"these","start":609.745,"end":609.985,"confidence":0.60498047,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.014655627310276031},{"word":"backwards","start":609.985,"end":610.46497,"confidence":0.8425293,"punctuated_word":"backwards.","sentiment":"neutral","sentiment_score":0.02127118967473507},{"word":"yeah","start":610.46497,"end":610.96497,"confidence":0.99365234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.023726191371679303},{"word":"i'm","start":611.26495,"end":611.505,"confidence":0.77441406,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.005284333135932684},{"word":"yeah","start":611.745,"end":612.225,"confidence":0.98657227,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.030492056161165237},{"word":"sorry","start":612.225,"end":612.70496,"confidence":0.986084,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.10863570123910904},{"word":"i","start":612.70496,"end":612.865,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14405207335948944},{"word":"should","start":612.865,"end":613.105,"confidence":0.9980469,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.15015842020511627},{"word":"i","start":613.105,"end":613.26495,"confidence":0.98291016,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.136931374669075},{"word":"should","start":613.26495,"end":613.505,"confidence":0.9970703,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.12213741987943648},{"word":"know","start":613.505,"end":613.745,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.10841087251901628},{"word":"that","start":613.745,"end":613.985,"confidence":0.71875,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.33199286460876465},{"word":"but","start":613.985,"end":614.14496,"confidence":0.99902344,"punctuated_word":"but","sentiment":"negative","sentiment_score":-0.3650606572628021},{"word":"i'm","start":614.14496,"end":614.38495,"confidence":0.9914551,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.4899758994579315},{"word":"pretty","start":614.38495,"end":614.70496,"confidence":0.99121094,"punctuated_word":"pretty","sentiment":"negative","sentiment_score":-0.4403286278247833},{"word":"slack","start":614.70496,"end":615.02496,"confidence":0.7626953,"punctuated_word":"slack.","sentiment":"negative","sentiment_score":-0.42888709902763367},{"word":"yeah","start":615.02496,"end":615.52496,"confidence":0.9753418,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.09408125281333923},{"word":"i","start":622.05,"end":622.21,"confidence":0.66796875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09105263650417328},{"word":"i","start":622.21,"end":622.37,"confidence":0.890625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11701387166976927},{"word":"did","start":622.37,"end":622.61,"confidence":0.8984375,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.16513195633888245},{"word":"get","start":622.61,"end":622.77,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1234220340847969},{"word":"bonuses","start":622.77,"end":623.25,"confidence":0.984375,"punctuated_word":"bonuses","sentiment":"neutral","sentiment_score":0.06450995802879333},{"word":"last","start":623.25,"end":623.49,"confidence":0.99121094,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.08497551083564758},{"word":"year","start":623.49,"end":623.73,"confidence":0.9980469,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.11821567267179488},{"word":"yep","start":623.73,"end":624.23,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0669403225183487},{"word":"i'm","start":631.57,"end":631.73,"confidence":0.73779297,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.059340041130781174},{"word":"sorry","start":631.73,"end":632.05,"confidence":0.82470703,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.0493859127163887},{"word":"what","start":632.05,"end":632.21,"confidence":0.90283203,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.029807351529598236},{"word":"month","start":632.21,"end":632.45,"confidence":0.87231445,"punctuated_word":"month?","sentiment":"neutral","sentiment_score":-0.026280473917722705},{"word":"i","start":632.45,"end":632.53,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.037859898060560226},{"word":"would've","start":632.53,"end":632.77,"confidence":0.7441406,"punctuated_word":"would've","sentiment":"neutral","sentiment_score":-0.027195332571864128},{"word":"i'll","start":632.85,"end":633.01,"confidence":0.7854004,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.019515730440616608},{"word":"get","start":633.01,"end":633.25,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.011542778462171556},{"word":"it","start":633.25,"end":633.41003,"confidence":0.70166016,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.022304069250822067},{"word":"like","start":633.41003,"end":633.65,"confidence":0.9602051,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.032587938010692596},{"word":"at","start":633.65,"end":633.73,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.02511177770793438},{"word":"the","start":633.73,"end":633.89,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02346673607826233},{"word":"moment","start":633.89,"end":634.13,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":-0.009434450417757034},{"word":"now","start":634.13,"end":634.37,"confidence":0.75927734,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.030446961522102356},{"word":"they're","start":634.37,"end":634.53,"confidence":0.99316406,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.04905407130718231},{"word":"doing","start":634.53,"end":634.85,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.05797754600644112},{"word":"it","start":634.85,"end":635.145,"confidence":0.6431885,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.06806980073451996},{"word":"they","start":635.305,"end":635.465,"confidence":0.8183594,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.09519414603710176},{"word":"get","start":635.465,"end":635.625,"confidence":0.9863281,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1207648441195488},{"word":"it","start":635.625,"end":635.78503,"confidence":0.9536133,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10375574231147766},{"word":"quarterly","start":635.78503,"end":636.28503,"confidence":1.0,"punctuated_word":"quarterly","sentiment":"neutral","sentiment_score":0.1160176545381546},{"word":"now","start":636.505,"end":636.825,"confidence":0.75097656,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.12484294921159744},{"word":"so","start":636.825,"end":637.065,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.10557468235492706},{"word":"we","start":637.065,"end":637.22504,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11505955457687378},{"word":"get","start":637.22504,"end":637.465,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.12948302924633026},{"word":"it","start":637.465,"end":637.54504,"confidence":0.9580078,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0954689010977745},{"word":"yeah","start":637.705,"end":638.10504,"confidence":0.9941406,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.09266941249370576},{"word":"it's","start":638.10504,"end":638.34503,"confidence":0.96606445,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.08997993171215057},{"word":"it's","start":638.34503,"end":638.66504,"confidence":0.64086914,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":0.08517219871282578},{"word":"like","start":638.66504,"end":638.98505,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.08397985994815826},{"word":"quarterly","start":638.98505,"end":639.385,"confidence":0.9790039,"punctuated_word":"quarterly","sentiment":"neutral","sentiment_score":0.0923093855381012},{"word":"bonus","start":639.385,"end":639.865,"confidence":0.9741211,"punctuated_word":"bonus","sentiment":"neutral","sentiment_score":0.08743982017040253},{"word":"now","start":639.865,"end":640.365,"confidence":0.99902344,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.10072187334299088},{"word":"yeah","start":649.03,"end":649.53,"confidence":0.8586426,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03970707207918167},{"word":"yeah","start":651.91003,"end":652.41003,"confidence":0.7237549,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01824519969522953},{"word":"they","start":671.425,"end":671.58496,"confidence":0.8457031,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.10021643340587616},{"word":"can","start":671.58496,"end":671.745,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.16195568442344666},{"word":"be","start":671.745,"end":671.985,"confidence":0.9760742,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.1448097676038742},{"word":"sneaky","start":671.985,"end":672.485,"confidence":0.9980469,"punctuated_word":"sneaky","sentiment":"neutral","sentiment_score":-0.1912742555141449},{"word":"too","start":672.545,"end":673.045,"confidence":0.97802734,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":-0.08860944956541061},{"word":"that's","start":673.745,"end":674.245,"confidence":0.6876221,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.0992916077375412},{"word":"it","start":674.785,"end":675.285,"confidence":0.83691406,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.1063990443944931},{"word":"they've","start":675.345,"end":675.425,"confidence":0.6479492,"punctuated_word":"They've","sentiment":"neutral","sentiment_score":-0.18144428730010984},{"word":"actually","start":675.425,"end":675.90497,"confidence":0.92822266,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.1310369223356247},{"word":"it's","start":676.145,"end":676.46497,"confidence":0.99609375,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.15203920006752014},{"word":"pepsico","start":676.46497,"end":676.96497,"confidence":0.83203125,"punctuated_word":"PepsiCo,","sentiment":"neutral","sentiment_score":-0.1157950609922409},{"word":"and","start":677.265,"end":677.765,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.14384442567825317},{"word":"they","start":677.825,"end":678.325,"confidence":0.93603516,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.19215425848960876},{"word":"there's","start":678.86,"end":679.18,"confidence":0.84375,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.17828190326690674},{"word":"a","start":679.18,"end":679.25995,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.146950364112854},{"word":"couple","start":679.25995,"end":679.4199,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.19076386094093323},{"word":"of","start":679.4199,"end":679.57996,"confidence":0.74316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.16542483866214752},{"word":"times","start":679.57996,"end":679.89996,"confidence":0.9951172,"punctuated_word":"times","sentiment":"neutral","sentiment_score":-0.15765048563480377},{"word":"when","start":679.89996,"end":680.06,"confidence":0.97509766,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.16909046471118927},{"word":"they","start":680.06,"end":680.38,"confidence":0.9941406,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.23509155213832855},{"word":"they","start":680.38,"end":680.54,"confidence":0.9453125,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.2492741495370865},{"word":"don't","start":680.54,"end":680.77997,"confidence":0.9980469,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.22799120843410492},{"word":"pay","start":680.77997,"end":681.01996,"confidence":0.9506836,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.2064037322998047},{"word":"the","start":681.01996,"end":681.18,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.23959633708000183},{"word":"super","start":681.18,"end":681.57996,"confidence":0.6347656,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.15233534574508667},{"word":"exit","start":681.57996,"end":681.74,"confidence":0.2548828,"punctuated_word":"exit","sentiment":"neutral","sentiment_score":-0.16508635878562927},{"word":"when","start":681.74,"end":682.06,"confidence":0.7558594,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.22873787581920624},{"word":"they're","start":682.06,"end":682.22,"confidence":0.984375,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.25066298246383667},{"word":"supposed","start":682.22,"end":682.54,"confidence":0.9921875,"punctuated_word":"supposed","sentiment":"neutral","sentiment_score":-0.18641817569732663},{"word":"to","start":682.54,"end":682.62,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1991748958826065},{"word":"put","start":682.62,"end":682.77997,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.19604703783988953},{"word":"it","start":682.77997,"end":682.94,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.20071879029273987},{"word":"in","start":682.94,"end":683.25995,"confidence":0.954834,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":-0.18005213141441345},{"word":"they","start":683.25995,"end":683.5,"confidence":0.93115234,"punctuated_word":"They","sentiment":"negative","sentiment_score":-0.4038811326026917},{"word":"skip","start":683.5,"end":683.82,"confidence":0.8339844,"punctuated_word":"skip","sentiment":"negative","sentiment_score":-0.3924959003925323},{"word":"it","start":683.82,"end":684.13995,"confidence":0.99902344,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.4218043386936188},{"word":"like","start":684.13995,"end":684.63995,"confidence":0.7675781,"punctuated_word":"like","sentiment":"negative","sentiment_score":-0.4386111497879028},{"word":"a","start":685.01996,"end":685.1,"confidence":0.5625,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.4095309376716614},{"word":"and","start":685.18,"end":685.57996,"confidence":0.9951172,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.42667901515960693},{"word":"the","start":685.57996,"end":685.66,"confidence":0.98828125,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3948812782764435},{"word":"other","start":685.66,"end":685.98,"confidence":0.8769531,"punctuated_word":"other","sentiment":"negative","sentiment_score":-0.37351617217063904},{"word":"work","start":685.98,"end":686.13995,"confidence":0.9506836,"punctuated_word":"work","sentiment":"negative","sentiment_score":-0.3929688632488251},{"word":"might","start":686.13995,"end":686.38,"confidence":0.4182129,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.3133913278579712},{"word":"fix","start":686.38,"end":686.69995,"confidence":0.8989258,"punctuated_word":"fix","sentiment":"negative","sentiment_score":-0.4386412501335144},{"word":"it","start":686.69995,"end":686.86,"confidence":0.9707031,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.395104706287384},{"word":"out","start":686.86,"end":687.01996,"confidence":0.6801758,"punctuated_word":"out,","sentiment":"negative","sentiment_score":-0.36215275526046753},{"word":"and","start":687.01996,"end":687.18,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.31842756271362305},{"word":"they","start":687.18,"end":687.5,"confidence":0.9863281,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.4409170746803284},{"word":"they","start":687.5,"end":687.66,"confidence":0.9667969,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.4643961787223816},{"word":"fix","start":687.66,"end":687.89996,"confidence":0.9633789,"punctuated_word":"fix","sentiment":"negative","sentiment_score":-0.4733865261077881},{"word":"it","start":687.89996,"end":688.13995,"confidence":0.9941406,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.4004247188568115},{"word":"up","start":688.13995,"end":688.63995,"confidence":0.8220215,"punctuated_word":"up,","sentiment":"negative","sentiment_score":-0.37496936321258545},{"word":"but","start":688.69995,"end":688.94,"confidence":1.0,"punctuated_word":"but","sentiment":"negative","sentiment_score":-0.3336479663848877},{"word":"there's","start":688.94,"end":689.18,"confidence":0.8942871,"punctuated_word":"there's","sentiment":"negative","sentiment_score":-0.47251424193382263},{"word":"you","start":689.33997,"end":689.42,"confidence":0.98828125,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.5093108415603638},{"word":"know","start":689.42,"end":689.82,"confidence":0.9328613,"punctuated_word":"know,","sentiment":"negative","sentiment_score":-0.4689846336841583},{"word":"if","start":689.82,"end":689.98,"confidence":0.99609375,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.5176876783370972},{"word":"you're","start":689.98,"end":690.22,"confidence":0.88964844,"punctuated_word":"you're","sentiment":"negative","sentiment_score":-0.49706971645355225},{"word":"doing","start":690.22,"end":690.45996,"confidence":1.0,"punctuated_word":"doing","sentiment":"negative","sentiment_score":-0.5413907170295715},{"word":"that","start":690.45996,"end":690.62,"confidence":0.97436523,"punctuated_word":"that,","sentiment":"negative","sentiment_score":-0.5455408096313477},{"word":"you're","start":690.62,"end":690.77997,"confidence":0.94140625,"punctuated_word":"you're","sentiment":"negative","sentiment_score":-0.6632630825042725},{"word":"scamming","start":690.77997,"end":691.27997,"confidence":0.8535156,"punctuated_word":"scamming.","sentiment":"negative","sentiment_score":-0.505355954170227},{"word":"so","start":692.06,"end":692.38,"confidence":0.30688477,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.12982916831970215},{"word":"they","start":692.38,"end":692.54,"confidence":0.73828125,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.28838953375816345},{"word":"still","start":692.54,"end":692.69995,"confidence":0.9038086,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.26594799757003784},{"word":"everyone","start":692.77997,"end":693.18,"confidence":0.9536133,"punctuated_word":"everyone","sentiment":"neutral","sentiment_score":-0.3046196401119232},{"word":"does","start":693.18,"end":693.33997,"confidence":0.9604492,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.31543076038360596},{"word":"it","start":693.33997,"end":693.83997,"confidence":0.9794922,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.26865845918655396},{"word":"not","start":694.345,"end":694.585,"confidence":0.8911133,"punctuated_word":"Not","sentiment":"negative","sentiment_score":-0.351010799407959},{"word":"anymore","start":694.585,"end":695.085,"confidence":0.9724121,"punctuated_word":"anymore.","sentiment":"negative","sentiment_score":-0.3395403027534485},{"word":"no","start":697.385,"end":697.885,"confidence":0.8930664,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.244955912232399},{"word":"yeah","start":705.225,"end":705.725,"confidence":0.80737305,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01550099067389965},{"word":"yeah","start":705.865,"end":706.365,"confidence":0.8183594,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0017303582280874252},{"word":"yeah","start":716.19995,"end":716.69995,"confidence":0.95214844,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03315672278404236},{"word":"yeah","start":725.225,"end":725.725,"confidence":0.9909668,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03119830973446369},{"word":"i","start":726.185,"end":726.26495,"confidence":0.80615234,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0076156482100486755},{"word":"mean","start":726.26495,"end":726.425,"confidence":0.84155273,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.02573450282216072},{"word":"they've","start":726.425,"end":726.58496,"confidence":0.8886719,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":0.02337343618273735},{"word":"done","start":726.58496,"end":726.70496,"confidence":0.8803711,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.008734770119190216},{"word":"it","start":726.70496,"end":726.82495,"confidence":0.67871094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04123301804065704},{"word":"for","start":726.82495,"end":727.06494,"confidence":0.89208984,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.004879757761955261},{"word":"their","start":727.06494,"end":727.14496,"confidence":0.96435547,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.011764883995056152},{"word":"own","start":727.14496,"end":727.64496,"confidence":0.99902344,"punctuated_word":"own","sentiment":"neutral","sentiment_score":0.006932854652404785},{"word":"compound","start":727.70496,"end":728.20496,"confidence":0.48828125,"punctuated_word":"compound.","sentiment":"neutral","sentiment_score":0.03112746775150299},{"word":"it's","start":728.82495,"end":728.90497,"confidence":0.4147339,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.03152213245630264},{"word":"just","start":728.90497,"end":729.225,"confidence":0.546875,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":0.048375532031059265},{"word":"yes","start":729.225,"end":729.545,"confidence":0.5621338,"punctuated_word":"yes,","sentiment":"neutral","sentiment_score":0.06256850808858871},{"word":"exactly","start":729.545,"end":729.94495,"confidence":0.57092285,"punctuated_word":"exactly.","sentiment":"neutral","sentiment_score":0.056563593447208405},{"word":"yeah","start":729.94495,"end":730.44495,"confidence":0.75634766,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10104624927043916},{"word":"yep","start":738.87994,"end":739.37994,"confidence":0.93237305,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10942798107862473},{"word":"yeah","start":748.875,"end":749.115,"confidence":0.9016113,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.004041191190481186},{"word":"i","start":749.115,"end":749.275,"confidence":0.67285156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.002830956131219864},{"word":"think","start":749.275,"end":749.775,"confidence":0.85839844,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.0023328736424446106},{"word":"i","start":751.03503,"end":751.275,"confidence":0.6064453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15659937262535095},{"word":"think","start":751.275,"end":751.515,"confidence":0.9716797,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.12124836444854736},{"word":"it's","start":751.515,"end":751.635,"confidence":0.95874023,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.16726891696453094},{"word":"i","start":751.635,"end":751.755,"confidence":0.6123047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1475972831249237},{"word":"think","start":751.755,"end":751.995,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.13982263207435608},{"word":"it's","start":751.995,"end":752.155,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1587119996547699},{"word":"just","start":752.155,"end":752.395,"confidence":0.99121094,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16660307347774506},{"word":"a","start":752.395,"end":752.475,"confidence":0.8442383,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15193992853164673},{"word":"standard","start":752.475,"end":752.875,"confidence":0.921875,"punctuated_word":"standard,","sentiment":"neutral","sentiment_score":0.1391829252243042},{"word":"i","start":752.875,"end":752.955,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15833081305027008},{"word":"think","start":752.955,"end":753.275,"confidence":0.9951172,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":0.1290760189294815},{"word":"yeah","start":753.275,"end":753.775,"confidence":0.99194336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1428966075181961},{"word":"yeah","start":758.875,"end":759.375,"confidence":0.7783203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.006479854695498943},{"word":"yeah","start":759.995,"end":760.495,"confidence":0.8305664,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0015412159264087677},{"word":"yeah","start":773.32,"end":773.56,"confidence":0.82910156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05400073528289795},{"word":"that's","start":773.56,"end":773.88,"confidence":0.609375,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.3158913254737854},{"word":"good","start":773.88,"end":774.38,"confidence":0.8535156,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4653092622756958},{"word":"that's","start":774.92004,"end":775.24005,"confidence":0.7102051,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5676834583282471},{"word":"good","start":775.24005,"end":775.32,"confidence":0.6904297,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5675870180130005},{"word":"yeah","start":775.32,"end":775.82,"confidence":0.86572266,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14675584435462952},{"word":"yeah","start":776.92004,"end":777.315,"confidence":0.76782227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06134742498397827},{"word":"i'm","start":787.235,"end":787.395,"confidence":0.8491211,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.005316801369190216},{"word":"hoping","start":787.395,"end":787.795,"confidence":0.8618164,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":-0.004007257521152496},{"word":"it's","start":787.795,"end":788.035,"confidence":0.9946289,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.0006152341957204044},{"word":"going","start":788.035,"end":788.355,"confidence":0.8671875,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.07060575485229492},{"word":"through","start":788.355,"end":788.59503,"confidence":0.99609375,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.06026945263147354},{"word":"because","start":788.59503,"end":788.995,"confidence":0.85546875,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.057474128901958466},{"word":"i","start":788.995,"end":789.075,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.003103509545326233},{"word":"would","start":789.075,"end":789.235,"confidence":0.99609375,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.015741601586341858},{"word":"have","start":789.235,"end":789.395,"confidence":0.58691406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05612491816282272},{"word":"put","start":789.395,"end":789.635,"confidence":0.99902344,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.013595335185527802},{"word":"it","start":789.635,"end":789.795,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0008529871702194214},{"word":"through","start":789.795,"end":790.295,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.0035003870725631714},{"word":"the","start":790.95996,"end":791.2,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.033987224102020264},{"word":"change","start":791.2,"end":791.44,"confidence":0.9902344,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.046683356165885925},{"word":"up","start":791.44,"end":791.76,"confidence":0.6804199,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":-0.014902811497449877},{"word":"i'm","start":791.76,"end":791.83997,"confidence":0.7807617,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.0032211418729275465},{"word":"i","start":792.0,"end":792.08,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.006035253405570984},{"word":"think","start":792.08,"end":792.32,"confidence":0.9770508,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.01809454709291458},{"word":"it","start":792.32,"end":792.39996,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.032364003360271454},{"word":"would","start":792.39996,"end":792.64,"confidence":0.8833008,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.048824042081832886},{"word":"it's","start":792.72,"end":792.88,"confidence":0.9921875,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.008654758334159851},{"word":"only","start":792.88,"end":793.2,"confidence":0.5371094,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.03426460921764374},{"word":"something","start":793.2,"end":793.51996,"confidence":0.9970703,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.005698665976524353},{"word":"basic","start":793.51996,"end":793.92,"confidence":0.8833008,"punctuated_word":"basic,","sentiment":"neutral","sentiment_score":-0.005150247365236282},{"word":"but","start":793.92,"end":794.16,"confidence":0.9970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.007697343826293945},{"word":"it","start":794.16,"end":794.24,"confidence":0.7602539,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.007613062858581543},{"word":"i","start":794.64,"end":794.8,"confidence":0.8989258,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.015657499432563782},{"word":"think","start":794.8,"end":795.3,"confidence":0.9921875,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.00590168684720993},{"word":"through","start":795.44,"end":795.94,"confidence":0.8413086,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.0038337185978889465},{"word":"through","start":796.8,"end":797.04,"confidence":0.9770508,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.0004889816045761108},{"word":"my","start":797.04,"end":797.27997,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.029386647045612335},{"word":"directly","start":797.51996,"end":798.01996,"confidence":0.9970703,"punctuated_word":"directly","sentiment":"neutral","sentiment_score":0.03991289436817169},{"word":"through","start":798.08,"end":798.32,"confidence":0.9951172,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.0008137896656990051},{"word":"my","start":798.32,"end":798.72,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.0054144784808158875},{"word":"pay","start":798.72,"end":799.12,"confidence":0.7890625,"punctuated_word":"pay,","sentiment":"neutral","sentiment_score":0.0037909001111984257},{"word":"it","start":799.12,"end":799.27997,"confidence":0.84716797,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.01137816533446312},{"word":"goes","start":799.27997,"end":799.44,"confidence":0.92822266,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.007276054471731186},{"word":"in","start":799.44,"end":799.94,"confidence":0.7441406,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.007011709734797478},{"word":"and","start":800.64,"end":800.88,"confidence":0.96240234,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0043680500239133835},{"word":"so","start":800.88,"end":801.12,"confidence":0.98828125,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.015665924176573753},{"word":"it","start":801.12,"end":801.2,"confidence":0.7446289,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.001396581530570984},{"word":"would","start":801.2,"end":801.44,"confidence":0.9790039,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.0048547666519880295},{"word":"be","start":801.44,"end":801.68,"confidence":0.9921875,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0025778878480196},{"word":"yeah","start":801.83997,"end":802.33997,"confidence":0.9694824,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.00045682117342948914},{"word":"i","start":802.95996,"end":803.145,"confidence":0.5830078,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.025845803320407867},{"word":"think","start":803.305,"end":803.42505,"confidence":0.9980469,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.027810368686914444},{"word":"yeah","start":803.54504,"end":803.66504,"confidence":0.9831543,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.009566500782966614},{"word":"i","start":803.66504,"end":803.78503,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03661530464887619},{"word":"think","start":803.78503,"end":804.025,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.032234448939561844},{"word":"it's","start":804.025,"end":804.185,"confidence":0.99658203,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.028271740302443504},{"word":"$50","start":804.185,"end":804.745,"confidence":0.99365234,"punctuated_word":"$50","sentiment":"neutral","sentiment_score":-0.00761152058839798},{"word":"a","start":804.745,"end":804.825,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03136585280299187},{"word":"week","start":804.825,"end":805.145,"confidence":0.89404297,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":-0.03483743965625763},{"word":"i","start":805.145,"end":805.305,"confidence":0.9267578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04747847467660904},{"word":"think","start":805.305,"end":805.625,"confidence":0.79052734,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":-0.04969356209039688},{"word":"but","start":805.625,"end":805.78503,"confidence":0.6386719,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.05601686239242554},{"word":"i","start":805.78503,"end":805.865,"confidence":0.4182129,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16442637145519257},{"word":"have","start":805.865,"end":806.025,"confidence":0.5605469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.12927448749542236},{"word":"to","start":806.025,"end":806.185,"confidence":0.96972656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08760124444961548},{"word":"double","start":806.185,"end":806.42505,"confidence":0.96533203,"punctuated_word":"double","sentiment":"neutral","sentiment_score":-0.024554908275604248},{"word":"yeah","start":806.505,"end":807.005,"confidence":0.9890137,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.008329017087817192},{"word":"but","start":807.145,"end":807.305,"confidence":0.78027344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.004497196525335312},{"word":"if","start":807.305,"end":807.465,"confidence":0.9892578,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.003076218068599701},{"word":"you","start":807.465,"end":807.54504,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.000256463885307312},{"word":"could","start":807.54504,"end":807.705,"confidence":0.9301758,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.003432139754295349},{"word":"check","start":807.705,"end":807.865,"confidence":0.97265625,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.023526914417743683},{"word":"it","start":807.865,"end":808.025,"confidence":0.9394531,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.004764974117279053},{"word":"because","start":808.025,"end":808.265,"confidence":0.62109375,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.007262431085109711},{"word":"i","start":808.265,"end":808.42505,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.020976804196834564},{"word":"need","start":808.42505,"end":808.66504,"confidence":0.9160156,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.037244535982608795},{"word":"i","start":808.66504,"end":808.825,"confidence":0.6821289,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.053874071687459946},{"word":"need","start":808.825,"end":809.145,"confidence":0.9980469,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.039002373814582825},{"word":"to","start":809.145,"end":809.305,"confidence":0.7714844,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02102440595626831},{"word":"i'm","start":809.385,"end":809.625,"confidence":0.7416992,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.03341769427061081},{"word":"an","start":809.625,"end":809.78503,"confidence":0.2397461,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.015612900257110596},{"word":"offer","start":809.78503,"end":810.10504,"confidence":0.29296875,"punctuated_word":"offer","sentiment":"neutral","sentiment_score":-0.039907172322273254},{"word":"because","start":810.10504,"end":810.34503,"confidence":0.7597656,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.00878821313381195},{"word":"i","start":810.34503,"end":810.42505,"confidence":0.91503906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02816922962665558},{"word":"know","start":810.42505,"end":810.92505,"confidence":0.98535156,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.017162814736366272},{"word":"that's","start":810.98505,"end":811.22504,"confidence":0.89868164,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.009033161215484142},{"word":"where","start":811.22504,"end":811.705,"confidence":0.9838867,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.02243634313344955},{"word":"my","start":811.705,"end":811.945,"confidence":0.5776367,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.016311004757881165},{"word":"wife","start":811.945,"end":812.10504,"confidence":0.96972656,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.02840515971183777},{"word":"has","start":812.10504,"end":812.265,"confidence":0.73828125,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.0029081106185913086},{"word":"been","start":812.265,"end":812.34503,"confidence":0.9921875,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.0009457767009735109},{"word":"put","start":812.34503,"end":812.585,"confidence":0.7421875,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.01516932249069214},{"word":"in","start":812.585,"end":812.905,"confidence":0.68444824,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":-0.014687636867165564},{"word":"when","start":812.905,"end":813.145,"confidence":0.46240234,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.04619339853525162},{"word":"i","start":813.145,"end":813.305,"confidence":0.6953125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.040467094630002975},{"word":"when","start":813.305,"end":813.805,"confidence":0.5541992,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.05114131048321724},{"word":"we","start":813.945,"end":814.10504,"confidence":0.8125,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04878753051161766},{"word":"were","start":814.10504,"end":814.34503,"confidence":0.9873047,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.04736768454313278},{"word":"when","start":814.98505,"end":815.145,"confidence":0.99121094,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.04573824256658554},{"word":"i","start":815.145,"end":815.305,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04845273867249489},{"word":"was","start":815.305,"end":815.465,"confidence":0.9980469,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.046178627759218216},{"word":"the","start":815.465,"end":815.54504,"confidence":0.88427734,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06163418292999267},{"word":"one","start":815.54504,"end":815.865,"confidence":0.9892578,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.051617830991744995},{"word":"wage","start":815.865,"end":816.10504,"confidence":0.2175293,"punctuated_word":"wage","sentiment":"neutral","sentiment_score":-0.07627542316913605},{"word":"journal","start":816.10504,"end":816.265,"confidence":0.56848145,"punctuated_word":"journal,","sentiment":"neutral","sentiment_score":-0.07215374708175659},{"word":"i","start":816.265,"end":816.42505,"confidence":0.5913086,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08471588790416718},{"word":"was","start":816.42505,"end":816.585,"confidence":0.96777344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.10183092206716536},{"word":"like","start":816.585,"end":816.705,"confidence":0.923584,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.06586213409900665},{"word":"oh","start":816.705,"end":816.825,"confidence":0.9121094,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.0985693708062172},{"word":"i","start":816.825,"end":816.98505,"confidence":0.9790039,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16760176420211792},{"word":"can't","start":816.98505,"end":817.145,"confidence":0.9682617,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.20312166213989255},{"word":"afford","start":817.145,"end":817.465,"confidence":0.9980469,"punctuated_word":"afford","sentiment":"neutral","sentiment_score":-0.28165102005004883},{"word":"to","start":817.465,"end":817.625,"confidence":0.96533203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2155385315418243},{"word":"save","start":817.625,"end":818.01,"confidence":0.73950195,"punctuated_word":"save,","sentiment":"neutral","sentiment_score":-0.1615157276391983},{"word":"you","start":818.01,"end":818.17,"confidence":0.5522461,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1030428260564804},{"word":"know","start":818.17,"end":818.41003,"confidence":0.8100586,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.11217275261878969},{"word":"i","start":818.41003,"end":818.49,"confidence":0.9375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1297362893819809},{"word":"need","start":818.49,"end":818.81,"confidence":0.90283203,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.1114986538887024},{"word":"to","start":818.81,"end":818.89,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10986654460430144},{"word":"save","start":818.89,"end":819.13,"confidence":0.99902344,"punctuated_word":"save","sentiment":"neutral","sentiment_score":-0.09394897520542143},{"word":"every","start":819.13,"end":819.45,"confidence":0.875,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.04676278680562973},{"word":"10","start":819.45,"end":819.77,"confidence":0.9819336,"punctuated_word":"10","sentiment":"neutral","sentiment_score":-0.06751284003257751},{"word":"15","start":819.85004,"end":820.35004,"confidence":0.6085205,"punctuated_word":"15.","sentiment":"neutral","sentiment_score":-0.04295775294303894},{"word":"and","start":820.89,"end":821.05,"confidence":0.9902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.04507644101977348},{"word":"then","start":821.05,"end":821.55,"confidence":0.6064453,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.040250226855278015},{"word":"and","start":821.61,"end":821.85004,"confidence":0.9316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04126785323023796},{"word":"then","start":821.85004,"end":821.93,"confidence":0.9941406,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.03005285933613777},{"word":"she'd","start":821.93,"end":822.17,"confidence":0.90771484,"punctuated_word":"she'd","sentiment":"neutral","sentiment_score":-0.06822220981121063},{"word":"been","start":822.17,"end":822.33,"confidence":0.9970703,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.07595194876194},{"word":"doing","start":822.33,"end":822.49,"confidence":0.99609375,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.10668406635522842},{"word":"it","start":822.49,"end":822.57,"confidence":0.92333984,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.07045342028141022},{"word":"for","start":822.57,"end":822.81,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.06559904664754868},{"word":"a","start":822.81,"end":822.89,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08527188003063202},{"word":"long","start":822.89,"end":823.13,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.06288379430770874},{"word":"time","start":823.13,"end":823.37,"confidence":0.8808594,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":-0.07023511081933975},{"word":"and","start":823.37,"end":823.61,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05995361879467964},{"word":"i","start":823.61,"end":823.77,"confidence":0.8676758,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08507708460092545},{"word":"also","start":823.77,"end":824.09,"confidence":0.6660156,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.08414667099714279},{"word":"been","start":824.09,"end":824.33,"confidence":0.38623047,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.07858751714229584},{"word":"because","start":824.65,"end":824.89,"confidence":0.9941406,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.08665186911821365},{"word":"i've","start":824.89,"end":825.05,"confidence":0.9753418,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.17095868289470673},{"word":"been","start":825.05,"end":825.21,"confidence":0.99902344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.16680413484573364},{"word":"putting","start":825.21,"end":825.45,"confidence":0.99609375,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":-0.2170582115650177},{"word":"less","start":825.45,"end":825.77,"confidence":0.9448242,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.23840662837028503},{"word":"contributions","start":825.77,"end":826.27,"confidence":0.9951172,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":-0.2618041932582855},{"word":"over","start":826.49,"end":826.73,"confidence":0.90478516,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.195311576128006},{"word":"time","start":826.73,"end":826.89,"confidence":0.9790039,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.2167407274246216},{"word":"because","start":826.89,"end":827.05005,"confidence":0.73876953,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.15126533806324005},{"word":"i","start":827.05005,"end":827.21,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1907845437526703},{"word":"was","start":827.21,"end":827.37,"confidence":0.95947266,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.21079623699188232},{"word":"just","start":827.37,"end":827.61,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.20275799930095673},{"word":"i","start":827.69,"end":827.77,"confidence":0.9248047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19826048612594604},{"word":"was","start":827.77,"end":827.93,"confidence":0.9941406,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.21817168593406677},{"word":"in","start":827.93,"end":828.09,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2141538113355637},{"word":"that","start":828.09,"end":828.25,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1536785364151001},{"word":"mode","start":828.25,"end":828.49,"confidence":0.9086914,"punctuated_word":"mode","sentiment":"neutral","sentiment_score":-0.1984516084194183},{"word":"of","start":828.49,"end":828.65,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.19129712879657745},{"word":"being","start":828.65,"end":828.89,"confidence":0.99609375,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.2311626821756363},{"word":"the","start":828.89,"end":828.97003,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.27167490124702454},{"word":"one","start":828.97003,"end":829.21,"confidence":0.9980469,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.27634647488594055},{"word":"wager","start":829.21,"end":829.53,"confidence":0.7203776,"punctuated_word":"wager,","sentiment":"neutral","sentiment_score":-0.24078966677188873},{"word":"and","start":829.53,"end":829.69,"confidence":0.8017578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.18585613369941711},{"word":"i","start":829.69,"end":829.85004,"confidence":0.79052734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.30288374423980713},{"word":"can't","start":829.85004,"end":830.09,"confidence":0.73217773,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.298117458820343},{"word":"afford","start":830.09,"end":830.41003,"confidence":1.0,"punctuated_word":"afford","sentiment":"negative","sentiment_score":-0.3550736904144287},{"word":"to","start":830.41003,"end":830.745,"confidence":0.96972656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2949061691761017},{"word":"do","start":830.745,"end":830.90497,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.3242068886756897},{"word":"it","start":830.90497,"end":831.145,"confidence":0.967041,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.22287626564502716},{"word":"so","start":831.145,"end":831.185,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0008003115653991699},{"word":"yeah","start":831.225,"end":831.545,"confidence":0.98657227,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.024837933480739594},{"word":"so","start":831.545,"end":831.705,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08072139322757721},{"word":"that","start":831.705,"end":831.825,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07049918919801712},{"word":"and","start":831.945,"end":832.025,"confidence":0.65722656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08466394990682602},{"word":"that's","start":832.025,"end":832.345,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.13417614996433258},{"word":"why","start":832.345,"end":832.585,"confidence":0.93359375,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.10046748071908952},{"word":"because","start":832.665,"end":832.90497,"confidence":0.99609375,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.2035542279481888},{"word":"hers","start":832.90497,"end":833.145,"confidence":0.5004883,"punctuated_word":"hers","sentiment":"neutral","sentiment_score":0.25818079710006714},{"word":"is","start":833.145,"end":833.385,"confidence":0.21765137,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.21245497465133667},{"word":"better","start":833.385,"end":833.705,"confidence":0.9301758,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.19180646538734436},{"word":"than","start":833.705,"end":833.945,"confidence":0.99902344,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.15775080025196075},{"word":"mine","start":833.945,"end":834.445,"confidence":0.99902344,"punctuated_word":"mine","sentiment":"neutral","sentiment_score":0.25899142026901245},{"word":"because","start":834.985,"end":835.305,"confidence":0.75,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.17763996124267578},{"word":"of","start":835.305,"end":835.385,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0067610964179039},{"word":"that","start":835.385,"end":835.625,"confidence":0.88134766,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.03840308636426926},{"word":"yeah","start":835.625,"end":836.125,"confidence":0.9765625,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10972696542739868},{"word":"because","start":836.185,"end":836.585,"confidence":0.8598633,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.09568609297275545},{"word":"she'd","start":836.585,"end":836.985,"confidence":0.6890869,"punctuated_word":"she'd","sentiment":"neutral","sentiment_score":0.17086157202720642},{"word":"been","start":836.985,"end":837.225,"confidence":0.9892578,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.130720317363739},{"word":"a","start":837.225,"end":837.305,"confidence":0.49560547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12540856003761292},{"word":"teacher","start":837.305,"end":837.545,"confidence":0.9970703,"punctuated_word":"teacher","sentiment":"neutral","sentiment_score":0.16544511914253235},{"word":"and","start":837.545,"end":837.785,"confidence":0.5888672,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1007152944803238},{"word":"then","start":837.785,"end":837.865,"confidence":0.9448242,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.13326705992221832},{"word":"she","start":837.865,"end":838.105,"confidence":0.9873047,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.17868241667747498},{"word":"sort","start":838.105,"end":838.265,"confidence":0.7529297,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.09501974284648897},{"word":"of","start":838.265,"end":838.345,"confidence":0.8588867,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1685747355222702},{"word":"looked","start":838.345,"end":838.585,"confidence":0.9863281,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":0.24400825798511505},{"word":"after","start":838.585,"end":838.90497,"confidence":0.9873047,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.2535933256149292},{"word":"quite","start":838.90497,"end":839.145,"confidence":0.69628906,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.2162795066833496},{"word":"well","start":839.145,"end":839.46497,"confidence":0.82666016,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.16543200612068176},{"word":"so","start":839.46497,"end":839.705,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0636294037103653},{"word":"i'll","start":839.705,"end":839.945,"confidence":0.32904053,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0636756643652916},{"word":"let","start":839.945,"end":840.105,"confidence":0.2401123,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.07181902229785919},{"word":"her","start":840.105,"end":840.265,"confidence":0.81933594,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.05442626774311066},{"word":"fix","start":840.265,"end":840.585,"confidence":0.6381836,"punctuated_word":"fix","sentiment":"neutral","sentiment_score":0.021931402385234833},{"word":"mine","start":840.585,"end":840.825,"confidence":0.8720703,"punctuated_word":"mine","sentiment":"neutral","sentiment_score":0.05122727155685425},{"word":"up","start":840.825,"end":841.305,"confidence":0.97509766,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.05166574940085411},{"word":"otherwise","start":841.305,"end":841.805,"confidence":0.6928711,"punctuated_word":"otherwise.","sentiment":"neutral","sentiment_score":0.010703625157475471},{"word":"yeah","start":887.18,"end":887.5,"confidence":0.74658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16794025897979736},{"word":"they","start":887.5,"end":887.74,"confidence":0.89990234,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.29476991295814514},{"word":"did","start":887.74,"end":887.9,"confidence":0.9902344,"punctuated_word":"did","sentiment":"positive","sentiment_score":0.35869625210762024},{"word":"do","start":887.9,"end":888.4,"confidence":0.90063477,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.3087247908115387},{"word":"yeah","start":889.505,"end":889.66504,"confidence":0.98413086,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.4526864290237427},{"word":"that","start":889.66504,"end":889.905,"confidence":0.56933594,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.5946080684661865},{"word":"worked","start":889.905,"end":890.22504,"confidence":0.7392578,"punctuated_word":"worked.","sentiment":"positive","sentiment_score":0.5498558282852173},{"word":"that","start":890.22504,"end":890.54504,"confidence":0.52490234,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.5731973648071289},{"word":"worked","start":890.54504,"end":890.945,"confidence":0.98950195,"punctuated_word":"worked.","sentiment":"positive","sentiment_score":0.47758930921554565},{"word":"so","start":890.945,"end":891.265,"confidence":0.9902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12894612550735474},{"word":"you're","start":891.265,"end":891.505,"confidence":0.986084,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.08465714752674103},{"word":"saying","start":891.505,"end":891.745,"confidence":0.9951172,"punctuated_word":"saying","sentiment":"neutral","sentiment_score":0.08153709769248962},{"word":"that","start":891.745,"end":891.98505,"confidence":0.8198242,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06138388812541962},{"word":"the","start":891.98505,"end":892.145,"confidence":0.9140625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.056876130402088165},{"word":"contributions","start":892.145,"end":892.645,"confidence":0.6508789,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.09901265799999236},{"word":"that","start":892.705,"end":892.865,"confidence":0.97509766,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03162543103098869},{"word":"that","start":892.865,"end":893.025,"confidence":0.54345703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04685661196708679},{"word":"was","start":893.025,"end":893.185,"confidence":0.6567383,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.020276565104722977},{"word":"supposed","start":893.185,"end":893.345,"confidence":0.96777344,"punctuated_word":"supposed","sentiment":"neutral","sentiment_score":0.01319071277976036},{"word":"to","start":893.345,"end":893.505,"confidence":0.9819336,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.022923145443201065},{"word":"be","start":893.505,"end":893.66504,"confidence":0.9892578,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.031123671680688855},{"word":"putting","start":893.66504,"end":893.905,"confidence":0.98535156,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.049875661730766296},{"word":"in","start":893.905,"end":894.405,"confidence":0.7216797,"punctuated_word":"in?","sentiment":"neutral","sentiment_score":0.026582833379507065},{"word":"yeah","start":899.825,"end":900.325,"confidence":0.99194336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.017257971689105034},{"word":"yeah","start":900.705,"end":901.025,"confidence":0.9904785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07245340943336487},{"word":"there","start":901.025,"end":901.10504,"confidence":0.9707031,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.06347421556711197},{"word":"was","start":901.10504,"end":901.34503,"confidence":0.99609375,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.08251933753490448},{"word":"a","start":901.34503,"end":901.385,"confidence":0.7451172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09559225291013718},{"word":"probably","start":901.425,"end":901.745,"confidence":0.9980469,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.060341425240039825},{"word":"a","start":901.745,"end":901.905,"confidence":0.9453125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1098770946264267},{"word":"bonus","start":901.905,"end":902.305,"confidence":0.9892578,"punctuated_word":"bonus","sentiment":"neutral","sentiment_score":0.08189786970615387},{"word":"as","start":902.305,"end":902.465,"confidence":0.9921875,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.14052797853946686},{"word":"well","start":902.465,"end":902.705,"confidence":0.9941406,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.10576767474412918},{"word":"yeah","start":902.705,"end":903.205,"confidence":0.8354492,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0997478887438774},{"word":"yeah","start":912.86,"end":913.36,"confidence":0.8222656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03366493806242943},{"word":"yeah","start":922.085,"end":922.40497,"confidence":0.91064453,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08258041739463806},{"word":"okay","start":922.40497,"end":922.805,"confidence":0.9284668,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0936603918671608},{"word":"yeah","start":922.805,"end":923.045,"confidence":0.9851074,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11512073874473572},{"word":"that's","start":923.045,"end":923.125,"confidence":0.510376,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.16862142086029053},{"word":"yeah","start":923.205,"end":923.525,"confidence":0.93652344,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.18944640457630155},{"word":"that","start":923.525,"end":923.605,"confidence":0.9658203,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.1785498410463333},{"word":"would","start":923.605,"end":923.845,"confidence":0.98828125,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.1767742484807968},{"word":"be","start":923.845,"end":923.925,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.17239949107170105},{"word":"yeah","start":924.005,"end":924.325,"confidence":0.9885254,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.1378520131111145},{"word":"yeah","start":924.325,"end":924.825,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10432325303554536},{"word":"yeah","start":929.365,"end":929.445,"confidence":0.9758301,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12181907147169112},{"word":"okay","start":929.445,"end":929.845,"confidence":0.9875488,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1581350564956665},{"word":"yep","start":929.845,"end":930.345,"confidence":0.88378906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.23023907840251925},{"word":"i","start":937.48,"end":937.88,"confidence":0.92089844,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05329577624797821},{"word":"i","start":937.88,"end":938.04,"confidence":0.78271484,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.035882368683815},{"word":"probably","start":938.04,"end":938.36,"confidence":0.9863281,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.03948545455932617},{"word":"should","start":938.36,"end":938.52,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.004147335886955261},{"word":"put","start":938.52,"end":938.76,"confidence":0.9892578,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.026970162987709045},{"word":"it","start":938.76,"end":938.84,"confidence":0.9716797,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.016542837023735046},{"word":"higher","start":938.84,"end":939.08,"confidence":0.8041992,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":0.0785834789276123},{"word":"because","start":939.08,"end":939.32,"confidence":0.8618164,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.044286057353019714},{"word":"i","start":939.32,"end":939.4,"confidence":0.9863281,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.015797749161720276},{"word":"know","start":939.4,"end":939.56,"confidence":0.9580078,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.018598780035972595},{"word":"yeah","start":939.72003,"end":939.96,"confidence":0.9941406,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.07211001217365265},{"word":"because","start":939.96,"end":940.2,"confidence":0.99121094,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.02748769521713257},{"word":"i","start":940.2,"end":940.36,"confidence":0.89746094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0012150704860687256},{"word":"always","start":940.36,"end":940.60004,"confidence":0.72802734,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.05854833126068115},{"word":"i'm","start":940.68,"end":940.84,"confidence":0.9797363,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.06587530672550201},{"word":"one","start":940.84,"end":940.92004,"confidence":0.90625,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.005013778805732727},{"word":"of","start":940.92004,"end":941.0,"confidence":0.9873047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06719590723514557},{"word":"those","start":941.0,"end":941.24,"confidence":0.9921875,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.06240300089120865},{"word":"ones","start":941.24,"end":941.48,"confidence":0.97314453,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":0.026310890913009644},{"word":"that","start":941.48,"end":941.64,"confidence":0.9248047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07523716986179352},{"word":"i","start":941.64,"end":941.8,"confidence":0.9506836,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.016624286770820618},{"word":"work","start":941.8,"end":942.04,"confidence":0.51708984,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.02036350965499878},{"word":"yeah","start":942.2,"end":942.44,"confidence":0.86450195,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.03010055422782898},{"word":"i'm","start":942.44,"end":942.60004,"confidence":0.9975586,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.09160615503787994},{"word":"always","start":942.60004,"end":942.84,"confidence":0.9921875,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.05221472680568695},{"word":"worried","start":942.84,"end":943.08,"confidence":0.99316406,"punctuated_word":"worried","sentiment":"neutral","sentiment_score":-0.13241305947303772},{"word":"about","start":943.08,"end":943.32,"confidence":0.99121094,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.21044090390205383},{"word":"putting","start":943.32,"end":943.56,"confidence":0.9980469,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":-0.16761544346809387},{"word":"too","start":943.56,"end":943.72003,"confidence":0.9970703,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.1721823811531067},{"word":"much","start":943.72003,"end":943.88,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.10651623457670212},{"word":"in","start":943.88,"end":944.12,"confidence":0.9343262,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":-0.13402743637561798},{"word":"but","start":944.12,"end":944.535,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.06948019564151764},{"word":"i'll","start":944.615,"end":944.935,"confidence":0.99365234,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.03450273349881172},{"word":"check","start":944.935,"end":945.095,"confidence":0.9980469,"punctuated_word":"check","sentiment":"neutral","sentiment_score":-0.02563009411096573},{"word":"i've","start":945.25494,"end":945.415,"confidence":0.763916,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.03160250931978226},{"word":"probably","start":945.415,"end":945.735,"confidence":0.9970703,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.01200959086418152},{"word":"so","start":945.89496,"end":946.055,"confidence":0.99316406,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.017242364585399628},{"word":"i","start":946.055,"end":946.295,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03451965004205704},{"word":"can","start":946.295,"end":946.69495,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.0593445897102356},{"word":"just","start":946.69495,"end":947.01495,"confidence":0.9550781,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06292276084423065},{"word":"i","start":947.65497,"end":947.735,"confidence":0.96972656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05864034593105316},{"word":"i","start":947.735,"end":947.975,"confidence":0.890625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06726851314306259},{"word":"can","start":947.975,"end":948.13495,"confidence":0.9838867,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07530277967453003},{"word":"just","start":948.13495,"end":948.375,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10979215055704115},{"word":"check","start":948.375,"end":948.69495,"confidence":0.99902344,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.080890953540802},{"word":"that","start":948.69495,"end":949.175,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05126037448644638},{"word":"change","start":949.175,"end":949.57495,"confidence":0.640625,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.03622792661190033},{"word":"up","start":949.57495,"end":949.815,"confidence":0.49145508,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.05784089118242264},{"word":"through","start":949.815,"end":950.055,"confidence":0.9873047,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.07887782156467438},{"word":"my","start":950.055,"end":950.375,"confidence":0.9892578,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.07072748243808746},{"word":"work","start":950.375,"end":950.615,"confidence":0.8276367,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":0.07444468885660172},{"word":"can","start":950.615,"end":950.855,"confidence":0.9550781,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08023124188184738},{"word":"i","start":950.855,"end":951.33496,"confidence":0.7524414,"punctuated_word":"I?","sentiment":"neutral","sentiment_score":0.08836597204208374},{"word":"because","start":951.33496,"end":951.57495,"confidence":0.8989258,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.09220349788665771},{"word":"i","start":951.57495,"end":951.65497,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11073049902915956},{"word":"can","start":951.65497,"end":951.89496,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10565535724163055},{"word":"just","start":951.89496,"end":952.21497,"confidence":0.9741211,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08982887864112854},{"word":"check","start":952.21497,"end":952.45496,"confidence":0.3564453,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.21048575639724731},{"word":"that","start":952.45496,"end":952.535,"confidence":0.6533203,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17751814424991608},{"word":"out","start":952.535,"end":952.855,"confidence":0.75927734,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.17351046204566956},{"word":"yeah","start":952.855,"end":953.355,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1369907259941101},{"word":"so","start":953.415,"end":953.65497,"confidence":0.7487793,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.10004819184541702},{"word":"yeah","start":953.65497,"end":953.815,"confidence":0.98950195,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.10197017341852188},{"word":"i'll","start":953.815,"end":954.055,"confidence":0.98046875,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06449735909700394},{"word":"just","start":954.055,"end":954.21497,"confidence":0.984375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08309070020914078},{"word":"i'll","start":954.295,"end":954.45496,"confidence":0.98339844,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06874484568834305},{"word":"double","start":954.45496,"end":954.69495,"confidence":0.99316406,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.05836332589387894},{"word":"check","start":954.69495,"end":954.935,"confidence":0.99902344,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.055598318576812744},{"word":"with","start":954.935,"end":955.095,"confidence":0.97509766,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.053186967968940735},{"word":"when","start":955.095,"end":955.25494,"confidence":0.48950195,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.08284338563680649},{"word":"you're","start":955.25494,"end":955.415,"confidence":0.9074707,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.08139798045158386},{"word":"getting","start":955.415,"end":955.57495,"confidence":0.9902344,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.04643671959638595},{"word":"produced","start":955.57495,"end":956.07495,"confidence":0.53930664,"punctuated_word":"produced,","sentiment":"neutral","sentiment_score":0.06651563942432404},{"word":"but","start":956.295,"end":956.45496,"confidence":0.7236328,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.05406606197357178},{"word":"we're","start":956.45496,"end":956.615,"confidence":0.48669434,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.05623961612582207},{"word":"saying","start":956.615,"end":956.855,"confidence":0.85595703,"punctuated_word":"saying","sentiment":"neutral","sentiment_score":0.08683545887470245},{"word":"put","start":956.855,"end":957.01495,"confidence":0.79248047,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.016605272889137268},{"word":"up","start":957.01495,"end":957.175,"confidence":0.80322266,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.12277043610811234},{"word":"high","start":957.175,"end":957.25494,"confidence":0.4038086,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.17193010449409485},{"word":"and","start":957.25494,"end":957.57495,"confidence":0.37670898,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11830823868513109},{"word":"it's","start":957.57495,"end":957.65497,"confidence":0.75561523,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.09044353663921356},{"word":"like","start":957.65497,"end":957.89496,"confidence":0.9133301,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.09187079966068268},{"word":"oh","start":957.89496,"end":957.975,"confidence":0.99072266,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.10297417640686037},{"word":"can","start":957.975,"end":958.13495,"confidence":0.9902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.09196748584508896},{"word":"we","start":958.13495,"end":958.47,"confidence":0.90625,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07020646333694458},{"word":"yeah","start":958.79,"end":959.29,"confidence":0.6635742,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18879906833171844},{"word":"and","start":959.50995,"end":959.67,"confidence":0.69970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.19501078128814697},{"word":"it","start":959.67,"end":959.91,"confidence":0.8701172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2260671705007553},{"word":"is","start":959.91,"end":960.06995,"confidence":0.9892578,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2584020495414734},{"word":"true","start":960.06995,"end":960.38995,"confidence":0.8312988,"punctuated_word":"true.","sentiment":"neutral","sentiment_score":0.2523133158683777},{"word":"you","start":960.38995,"end":960.55,"confidence":0.9819336,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.23164565861225128},{"word":"you","start":960.55,"end":960.62994,"confidence":0.8178711,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25052332878112793},{"word":"can't","start":960.62994,"end":960.94995,"confidence":0.99121094,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":0.25255030393600464},{"word":"you","start":961.02997,"end":961.11,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25189223885536194},{"word":"don't","start":961.11,"end":961.26996,"confidence":0.99658203,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.1810263395309448},{"word":"miss","start":961.26996,"end":961.50995,"confidence":0.9902344,"punctuated_word":"miss","sentiment":"neutral","sentiment_score":-0.12690506875514984},{"word":"what","start":961.50995,"end":961.67,"confidence":0.96240234,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.10070323944091795},{"word":"you","start":961.67,"end":961.75,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17590850591659546},{"word":"don't","start":961.75,"end":961.91,"confidence":0.99609375,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.119512140750885},{"word":"get","start":961.91,"end":962.41,"confidence":0.9975586,"punctuated_word":"get.","sentiment":"neutral","sentiment_score":0.14497509598731995},{"word":"yeah","start":983.755,"end":984.255,"confidence":0.9914551,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.083868607878685},{"word":"yeah","start":984.555,"end":985.055,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06018008291721344},{"word":"yeah","start":1003.63495,"end":1003.95496,"confidence":0.78930664,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.2981249690055847},{"word":"it's","start":1003.95496,"end":1004.115,"confidence":0.7854004,"punctuated_word":"It's","sentiment":"negative","sentiment_score":-0.3441723585128784},{"word":"only","start":1004.115,"end":1004.435,"confidence":0.44995117,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.30862829089164734},{"word":"it's","start":1004.675,"end":1004.995,"confidence":0.98217773,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.3521384000778198},{"word":"it's","start":1004.995,"end":1005.235,"confidence":0.98291016,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.3525054156780243},{"word":"just","start":1005.235,"end":1005.475,"confidence":0.8100586,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.4192848801612854},{"word":"shock","start":1005.475,"end":1005.71497,"confidence":0.90771484,"punctuated_word":"shock","sentiment":"negative","sentiment_score":-0.39308637380599976},{"word":"it's","start":1005.795,"end":1006.035,"confidence":0.9909668,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.5747461318969727},{"word":"terrible","start":1006.035,"end":1006.535,"confidence":0.9326172,"punctuated_word":"terrible.","sentiment":"negative","sentiment_score":-0.5609258413314819},{"word":"the","start":1006.615,"end":1007.115,"confidence":0.8959961,"punctuated_word":"The","sentiment":"negative","sentiment_score":-0.6443551182746887},{"word":"monthly","start":1007.19495,"end":1007.69495,"confidence":0.92578125,"punctuated_word":"monthly","sentiment":"negative","sentiment_score":-0.7110841870307922},{"word":"the","start":1007.77496,"end":1008.27496,"confidence":0.890625,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.7030778527259827},{"word":"monthly","start":1008.355,"end":1008.855,"confidence":0.9970703,"punctuated_word":"monthly","sentiment":"negative","sentiment_score":-0.7413833737373352},{"word":"i'm","start":1008.995,"end":1009.07495,"confidence":0.69555664,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.7070835828781128},{"word":"getting","start":1009.07495,"end":1009.315,"confidence":0.99609375,"punctuated_word":"getting","sentiment":"negative","sentiment_score":-0.7307798266410828},{"word":"paid","start":1009.315,"end":1009.475,"confidence":0.9951172,"punctuated_word":"paid","sentiment":"negative","sentiment_score":-0.5738376379013062},{"word":"monthly","start":1009.475,"end":1009.95496,"confidence":0.91748047,"punctuated_word":"monthly","sentiment":"negative","sentiment_score":-0.6360709071159363},{"word":"is","start":1009.95496,"end":1010.115,"confidence":0.6489258,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.7046205997467041},{"word":"really","start":1010.115,"end":1010.615,"confidence":0.9951172,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.7221143245697021},{"word":"bugger","start":1010.755,"end":1011.15497,"confidence":0.8840332,"punctuated_word":"bugger","sentiment":"negative","sentiment_score":-0.6562190055847168},{"word":"too","start":1011.15497,"end":1011.65497,"confidence":0.9645996,"punctuated_word":"too.","sentiment":"negative","sentiment_score":-0.5550552606582642},{"word":"yeah","start":1014.035,"end":1014.27496,"confidence":0.97436523,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0713295266032219},{"word":"i","start":1014.27496,"end":1014.435,"confidence":0.84277344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08702249079942703},{"word":"i'd","start":1014.51495,"end":1014.675,"confidence":0.8352051,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.047675274312496185},{"word":"probably","start":1014.675,"end":1015.175,"confidence":0.9770508,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.03740423917770386},{"word":"to","start":1015.235,"end":1015.475,"confidence":0.7167969,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03283144533634186},{"word":"say","start":1015.475,"end":1015.975,"confidence":0.5214844,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.03567067161202431},{"word":"to","start":1016.39996,"end":1016.63995,"confidence":0.6894531,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0273544117808342},{"word":"yeah","start":1016.87994,"end":1017.12,"confidence":0.9873047,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.0207582488656044},{"word":"getting","start":1017.12,"end":1017.44,"confidence":0.6933594,"punctuated_word":"Getting","sentiment":"neutral","sentiment_score":-0.009225111454725266},{"word":"maybe","start":1017.68,"end":1018.0,"confidence":0.99316406,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.013306472450494766},{"word":"pushing","start":1018.0,"end":1018.31995,"confidence":0.9941406,"punctuated_word":"pushing","sentiment":"neutral","sentiment_score":0.0026271380484104156},{"word":"it","start":1018.31995,"end":1018.48,"confidence":0.90722656,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0249226838350296},{"word":"to","start":1018.48,"end":1018.63995,"confidence":0.9741211,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.016033269464969635},{"word":"300","start":1018.63995,"end":1019.3,"confidence":0.98791504,"punctuated_word":"300.","sentiment":"neutral","sentiment_score":-0.007126212120056152},{"word":"we'd","start":1020.16,"end":1020.39996,"confidence":0.28125,"punctuated_word":"We'd","sentiment":"neutral","sentiment_score":0.06805413961410522},{"word":"be","start":1020.39996,"end":1020.43494,"confidence":0.5708008,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.06345449388027191},{"word":"able","start":1020.43494,"end":1020.47,"confidence":0.3479004,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.07244864106178284},{"word":"to","start":1020.47,"end":1020.72,"confidence":0.94384766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03964948654174805},{"word":"go","start":1020.72,"end":1021.19995,"confidence":0.81933594,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":0.025519665330648426},{"word":"yeah","start":1021.19995,"end":1021.69995,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09364724904298782},{"word":"yep","start":1034.7949,"end":1035.2949,"confidence":0.8864746,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.23745322227478027},{"word":"yep","start":1051.9401,"end":1052.02,"confidence":0.79003906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09508727490901948},{"word":"yeah","start":1052.02,"end":1052.52,"confidence":0.91381836,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16531595587730408},{"word":"yeah","start":1065.555,"end":1066.035,"confidence":0.9501953,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11332277953624724},{"word":"and","start":1066.035,"end":1066.535,"confidence":0.90234375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08549569547176361},{"word":"also","start":1066.93,"end":1067.25,"confidence":0.8132324,"punctuated_word":"also,","sentiment":"neutral","sentiment_score":0.10047100484371184},{"word":"yeah","start":1067.25,"end":1067.41,"confidence":0.9555664,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.10959451645612717},{"word":"that's","start":1067.41,"end":1067.65,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.10053817927837372},{"word":"why","start":1067.65,"end":1067.73,"confidence":0.96240234,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.08789591491222382},{"word":"we","start":1067.73,"end":1067.89,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11574792116880415},{"word":"need","start":1067.89,"end":1068.21,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.15103521943092346},{"word":"to","start":1068.21,"end":1068.29,"confidence":0.9350586,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1527481973171234},{"word":"we","start":1068.37,"end":1068.53,"confidence":0.8510742,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1267433911561966},{"word":"could","start":1068.53,"end":1068.6901,"confidence":0.95703125,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.15191954374313354},{"word":"have","start":1068.6901,"end":1068.85,"confidence":0.9902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1608436405658722},{"word":"that","start":1068.85,"end":1069.01,"confidence":0.96240234,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11551269888877869},{"word":"talk","start":1069.01,"end":1069.3301,"confidence":0.9316406,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.12302082031965256},{"word":"together","start":1069.3301,"end":1069.65,"confidence":0.9760742,"punctuated_word":"together","sentiment":"neutral","sentiment_score":0.12949693202972412},{"word":"because","start":1069.65,"end":1069.97,"confidence":0.78125,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.06951489299535751},{"word":"then","start":1069.97,"end":1070.13,"confidence":0.9921875,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.14833936095237732},{"word":"we","start":1070.13,"end":1070.29,"confidence":0.97802734,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.16231194138526917},{"word":"can","start":1070.29,"end":1070.4501,"confidence":0.9951172,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15061873197555542},{"word":"work","start":1070.4501,"end":1070.6901,"confidence":0.9980469,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.14969128370285034},{"word":"out","start":1070.6901,"end":1070.85,"confidence":0.99121094,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.10275627672672272},{"word":"whether","start":1070.85,"end":1071.35,"confidence":0.99316406,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.07838622480630875},{"word":"if","start":1071.89,"end":1072.13,"confidence":0.50341797,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06650451570749283},{"word":"i'm","start":1072.13,"end":1072.37,"confidence":0.99658203,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.02021816372871399},{"word":"returning","start":1072.37,"end":1072.77,"confidence":0.2709961,"punctuated_word":"returning","sentiment":"neutral","sentiment_score":0.014639362692832949},{"word":"at","start":1072.77,"end":1072.85,"confidence":0.51464844,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.015643544495105743},{"word":"a","start":1072.85,"end":1072.93,"confidence":0.76123047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.010342877358198166},{"word":"certain","start":1072.93,"end":1073.25,"confidence":0.99902344,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":0.032595373690128326},{"word":"age","start":1073.25,"end":1073.5701,"confidence":0.9892578,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.014557622373104095},{"word":"where","start":1073.5701,"end":1073.81,"confidence":0.83740234,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.04245153069496155},{"word":"if","start":1073.81,"end":1073.97,"confidence":0.5161133,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.02386295422911644},{"word":"i'm","start":1073.97,"end":1074.21,"confidence":0.99853516,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.023794669657945633},{"word":"so","start":1074.21,"end":1074.37,"confidence":0.89453125,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.013742722570896149},{"word":"far","start":1074.37,"end":1074.61,"confidence":0.9970703,"punctuated_word":"far","sentiment":"neutral","sentiment_score":-0.012316718697547913},{"word":"behind","start":1074.61,"end":1075.01,"confidence":0.9890137,"punctuated_word":"behind,","sentiment":"neutral","sentiment_score":0.00794118270277977},{"word":"do","start":1075.01,"end":1075.09,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.018659211695194244},{"word":"i","start":1075.09,"end":1075.17,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.049299485981464386},{"word":"need","start":1075.17,"end":1075.3301,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.020064227283000943},{"word":"to","start":1075.3301,"end":1075.49,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.007157169282436371},{"word":"be","start":1075.49,"end":1075.65,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.01396099478006363},{"word":"putting","start":1075.65,"end":1075.89,"confidence":0.99902344,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.010228987783193588},{"word":"more","start":1075.89,"end":1076.05,"confidence":0.99316406,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.010843947529792786},{"word":"on","start":1076.05,"end":1076.21,"confidence":0.6972656,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03015846759080887},{"word":"the","start":1076.21,"end":1076.29,"confidence":0.97998047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.074088454246521},{"word":"mind","start":1076.29,"end":1076.77,"confidence":0.75024414,"punctuated_word":"mind?","sentiment":"neutral","sentiment_score":0.046708934009075165},{"word":"if","start":1076.77,"end":1077.01,"confidence":0.9902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.20882302522659305},{"word":"wendy's","start":1077.01,"end":1077.41,"confidence":0.9255371,"punctuated_word":"Wendy's","sentiment":"neutral","sentiment_score":0.17768403887748718},{"word":"making","start":1077.41,"end":1077.65,"confidence":0.99316406,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.1404973417520523},{"word":"more","start":1077.65,"end":1077.81,"confidence":0.96777344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.1251394748687744},{"word":"on","start":1077.81,"end":1077.89,"confidence":0.8540039,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.14504697918891907},{"word":"her","start":1077.89,"end":1078.13,"confidence":0.6826172,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.15335287153720856},{"word":"the","start":1078.13,"end":1078.21,"confidence":0.88134766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1904713064432144},{"word":"way","start":1078.21,"end":1078.37,"confidence":0.9941406,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.2658784091472626},{"word":"she","start":1078.37,"end":1078.53,"confidence":0.9873047,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.26330670714378357},{"word":"does","start":1078.53,"end":1078.77,"confidence":0.78027344,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.2635166347026825},{"word":"it","start":1078.77,"end":1078.85,"confidence":0.29003906,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.22742553055286407},{"word":"super","start":1078.85,"end":1079.3301,"confidence":0.6048584,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.3186520040035248},{"word":"do","start":1079.3301,"end":1079.8301,"confidence":0.89990234,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1930328756570816},{"word":"do","start":1080.29,"end":1080.4501,"confidence":0.41552734,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.16677641868591309},{"word":"i","start":1080.4501,"end":1080.885,"confidence":0.53125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09073466062545776},{"word":"do","start":1080.885,"end":1081.045,"confidence":0.9326172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03198476880788803},{"word":"i","start":1081.045,"end":1081.285,"confidence":0.9370117,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11609525233507156},{"word":"let","start":1081.285,"end":1081.785,"confidence":0.9316406,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.1208341270685196},{"word":"her","start":1081.845,"end":1082.005,"confidence":0.9526367,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.10726437717676164},{"word":"put","start":1082.005,"end":1082.165,"confidence":0.90625,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.08840905874967575},{"word":"more","start":1082.165,"end":1082.485,"confidence":0.99609375,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.06904077529907227},{"word":"in","start":1082.485,"end":1082.805,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08548301458358765},{"word":"and","start":1082.805,"end":1082.965,"confidence":0.90478516,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0757947564125061},{"word":"then","start":1082.965,"end":1083.205,"confidence":0.94384766,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.10023356974124908},{"word":"yeah","start":1083.205,"end":1083.4451,"confidence":0.9970703,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.09990443289279938},{"word":"work","start":1083.4451,"end":1083.685,"confidence":0.9921875,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.08652712404727936},{"word":"together","start":1083.685,"end":1084.085,"confidence":0.8935547,"punctuated_word":"together?","sentiment":"neutral","sentiment_score":0.09217597544193268},{"word":"so","start":1084.085,"end":1084.205,"confidence":0.9921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10074368119239809},{"word":"yeah","start":1084.325,"end":1084.645,"confidence":0.98535156,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.13251489400863647},{"word":"so","start":1084.645,"end":1085.125,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.15781958401203156},{"word":"that's","start":1085.125,"end":1085.4451,"confidence":0.9970703,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.1898714303970337},{"word":"where","start":1085.4451,"end":1085.685,"confidence":0.9790039,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.15792201459407806},{"word":"i'd","start":1085.685,"end":1085.765,"confidence":0.6459961,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.23352760076522827},{"word":"sort","start":1085.765,"end":1086.085,"confidence":0.91748047,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.19723452627658844},{"word":"of","start":1086.085,"end":1086.165,"confidence":0.5541992,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.23194314539432528},{"word":"it'd","start":1086.245,"end":1086.405,"confidence":0.94506836,"punctuated_word":"it'd","sentiment":"neutral","sentiment_score":0.2547076940536499},{"word":"be","start":1086.405,"end":1086.485,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.33326807618141174},{"word":"good","start":1086.485,"end":1086.725,"confidence":0.99609375,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.2709653079509735},{"word":"to","start":1086.725,"end":1086.885,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.26983657479286194},{"word":"work","start":1086.885,"end":1087.205,"confidence":0.9970703,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.2040397822856903},{"word":"out","start":1087.205,"end":1087.365,"confidence":0.88671875,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.23152756690979004},{"word":"all","start":1087.365,"end":1087.525,"confidence":0.9892578,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.21382582187652588},{"word":"that","start":1087.525,"end":1087.765,"confidence":0.93310547,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.1889670193195343},{"word":"and","start":1087.765,"end":1087.925,"confidence":0.9941406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0666159987449646},{"word":"also","start":1087.925,"end":1088.245,"confidence":0.65185547,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.07065577059984207},{"word":"then","start":1088.245,"end":1088.485,"confidence":0.76416016,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.055541325360536575},{"word":"wendy's","start":1088.485,"end":1088.885,"confidence":0.6291504,"punctuated_word":"Wendy's","sentiment":"neutral","sentiment_score":0.07651747763156891},{"word":"work","start":1088.885,"end":1089.045,"confidence":0.4621582,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.07981138676404953},{"word":"yeah","start":1089.285,"end":1089.4451,"confidence":0.9790039,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.11089319735765456},{"word":"and","start":1089.4451,"end":1089.685,"confidence":0.9375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1270579993724823},{"word":"wendy","start":1089.685,"end":1090.005,"confidence":0.88720703,"punctuated_word":"Wendy","sentiment":"neutral","sentiment_score":0.11656051874160768},{"word":"knows","start":1090.005,"end":1090.325,"confidence":0.99121094,"punctuated_word":"knows","sentiment":"neutral","sentiment_score":0.1116897240281105},{"word":"how","start":1090.325,"end":1090.485,"confidence":0.9970703,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.10746373981237411},{"word":"much","start":1090.485,"end":1090.725,"confidence":0.99902344,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.09746220707893372},{"word":"i'm","start":1090.725,"end":1090.885,"confidence":0.9926758,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.08759504556655884},{"word":"putting","start":1090.885,"end":1091.125,"confidence":0.99902344,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.07141274958848953},{"word":"in","start":1091.125,"end":1091.4451,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04933352768421173},{"word":"compared","start":1091.4451,"end":1091.765,"confidence":0.99121094,"punctuated_word":"compared","sentiment":"neutral","sentiment_score":0.08457019925117493},{"word":"to","start":1091.765,"end":1091.845,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10048696398735046},{"word":"her","start":1091.845,"end":1092.085,"confidence":0.7458496,"punctuated_word":"her,","sentiment":"neutral","sentiment_score":0.08298566937446594},{"word":"and","start":1092.085,"end":1092.165,"confidence":0.7963867,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06171084940433502},{"word":"then","start":1092.165,"end":1092.325,"confidence":0.80371094,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.061116330325603485},{"word":"it's","start":1092.325,"end":1092.485,"confidence":0.7910156,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.04654749482870102},{"word":"sort","start":1092.485,"end":1092.725,"confidence":0.97802734,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.051390230655670166},{"word":"of","start":1092.725,"end":1092.885,"confidence":0.60498047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.046447671949863434},{"word":"like","start":1092.885,"end":1093.045,"confidence":0.74853516,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.04816659539937973},{"word":"yeah","start":1093.32,"end":1093.5599,"confidence":0.95214844,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.05833341926336289},{"word":"because","start":1093.5599,"end":1093.6399,"confidence":0.97998047,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.05246474966406822},{"word":"it's","start":1093.6399,"end":1093.72,"confidence":0.99560547,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.06136351823806763},{"word":"funny","start":1093.72,"end":1094.22,"confidence":0.4284668,"punctuated_word":"funny","sentiment":"neutral","sentiment_score":0.08799931406974792},{"word":"because","start":1094.44,"end":1094.6799,"confidence":0.69921875,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.05881289765238762},{"word":"i","start":1094.6799,"end":1094.84,"confidence":0.97314453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.055030468851327896},{"word":"i","start":1094.84,"end":1094.96,"confidence":0.4182129,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03786814957857132},{"word":"i've","start":1095.08,"end":1095.32,"confidence":0.99902344,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.032107338309288025},{"word":"always","start":1095.32,"end":1095.5599,"confidence":0.99609375,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.04000834375619888},{"word":"kept","start":1095.5599,"end":1095.7999,"confidence":0.99902344,"punctuated_word":"kept","sentiment":"neutral","sentiment_score":0.04049738496541977},{"word":"mine","start":1095.7999,"end":1096.0399,"confidence":0.9716797,"punctuated_word":"mine","sentiment":"neutral","sentiment_score":0.004655785858631134},{"word":"down","start":1096.0399,"end":1096.2799,"confidence":0.96777344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.007146395742893219},{"word":"mine","start":1096.2799,"end":1096.7799,"confidence":0.49536133,"punctuated_word":"mine.","sentiment":"neutral","sentiment_score":0.016145288944244385},{"word":"and","start":1097.0,"end":1097.12,"confidence":0.9941406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.05933353304862976},{"word":"yeah","start":1097.24,"end":1097.5599,"confidence":0.99658203,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.057461343705654144},{"word":"so","start":1097.5599,"end":1097.72,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.054529521614313126},{"word":"we","start":1097.72,"end":1097.7999,"confidence":0.9921875,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07464105635881424},{"word":"gotta","start":1097.7999,"end":1098.12,"confidence":0.58447266,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":0.1033000349998474},{"word":"work","start":1098.12,"end":1098.44,"confidence":0.8564453,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":0.0925942212343216},{"word":"yeah","start":1098.44,"end":1098.7599,"confidence":0.9272461,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07668637484312057},{"word":"and","start":1098.7599,"end":1099.0,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07720868289470673},{"word":"i'll","start":1099.0,"end":1099.24,"confidence":0.83447266,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.08059217780828476},{"word":"and","start":1099.3999,"end":1099.6399,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07140149176120758},{"word":"in","start":1099.6399,"end":1099.88,"confidence":0.97802734,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05632253736257553},{"word":"theory","start":1099.88,"end":1100.38,"confidence":1.0,"punctuated_word":"theory","sentiment":"neutral","sentiment_score":0.10577012598514555},{"word":"in","start":1100.6,"end":1100.84,"confidence":0.8017578,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07404248416423798},{"word":"theory","start":1100.84,"end":1101.32,"confidence":0.95874023,"punctuated_word":"theory,","sentiment":"neutral","sentiment_score":0.1168140321969986},{"word":"i'll","start":1101.32,"end":1101.48,"confidence":0.7570801,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.08092813193798065},{"word":"retire","start":1101.48,"end":1101.98,"confidence":0.8051758,"punctuated_word":"retire.","sentiment":"neutral","sentiment_score":0.06454730033874512},{"word":"i","start":1102.5199,"end":1102.6799,"confidence":0.40698242,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06173871457576752},{"word":"mean","start":1102.6799,"end":1102.9199,"confidence":0.9316406,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.06779491901397705},{"word":"in","start":1102.9199,"end":1103.0,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.059915654361248016},{"word":"theory","start":1103.0,"end":1103.3999,"confidence":0.9797363,"punctuated_word":"theory,","sentiment":"neutral","sentiment_score":0.0803886353969574},{"word":"i'll","start":1103.3999,"end":1103.6399,"confidence":0.8474121,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06553533673286438},{"word":"retire","start":1103.6399,"end":1104.12,"confidence":0.99902344,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.03459056094288826},{"word":"earlier","start":1104.12,"end":1104.62,"confidence":0.9057617,"punctuated_word":"earlier,","sentiment":"neutral","sentiment_score":0.048745498061180115},{"word":"but","start":1104.9199,"end":1105.1599,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.053436294198036194},{"word":"probably","start":1105.1599,"end":1105.6399,"confidence":0.97314453,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.01645085960626602},{"word":"not","start":1105.6399,"end":1105.88,"confidence":0.9025879,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":0.002122573554515838},{"word":"so","start":1105.88,"end":1106.0399,"confidence":0.9863281,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.024244092404842377},{"word":"that's","start":1106.0399,"end":1106.2799,"confidence":0.9970703,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.04565710946917534},{"word":"why","start":1106.2799,"end":1106.44,"confidence":0.85595703,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.04536310210824013},{"word":"we","start":1106.44,"end":1106.6,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07071935385465622},{"word":"need","start":1106.6,"end":1106.7599,"confidence":0.9980469,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.083108089864254},{"word":"to","start":1106.7599,"end":1106.9199,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16182725131511688},{"word":"work","start":1106.9199,"end":1107.08,"confidence":0.99902344,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.20720678567886353},{"word":"it","start":1107.08,"end":1107.24,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.22017858922481537},{"word":"out","start":1107.24,"end":1107.3999,"confidence":0.9980469,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.25775641202926636},{"word":"for","start":1107.3999,"end":1107.6399,"confidence":0.7211914,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.20460957288742063},{"word":"you","start":1107.6399,"end":1107.96,"confidence":0.96240234,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1502414345741272},{"word":"yep","start":1107.96,"end":1108.46,"confidence":0.9230957,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18755976855754852},{"word":"yep","start":1117.265,"end":1117.765,"confidence":0.8034668,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.23362338542938232},{"word":"yeah","start":1137.08,"end":1137.58,"confidence":0.9602051,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18224993348121643},{"word":"yeah","start":1139.1951,"end":1139.435,"confidence":0.8222656,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.42922306060791016},{"word":"excellent","start":1139.435,"end":1139.755,"confidence":0.4968872,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.6435401439666748},{"word":"my","start":1139.755,"end":1139.995,"confidence":0.47583008,"punctuated_word":"My","sentiment":"neutral","sentiment_score":0.19253259897232056},{"word":"salary","start":1139.995,"end":1140.395,"confidence":0.98291016,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":0.22966143488883972},{"word":"sacrifice","start":1140.395,"end":1140.895,"confidence":0.68237305,"punctuated_word":"sacrifice.","sentiment":"neutral","sentiment_score":0.03209714964032173},{"word":"life","start":1142.0751,"end":1142.3151,"confidence":0.37329102,"punctuated_word":"Life","sentiment":"neutral","sentiment_score":0.027960367500782013},{"word":"will","start":1142.3151,"end":1142.555,"confidence":0.82128906,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.08135411888360977},{"word":"probably","start":1142.555,"end":1142.795,"confidence":0.9892578,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.06735657900571823},{"word":"get","start":1142.795,"end":1143.035,"confidence":0.9941406,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.04713694751262665},{"word":"another","start":1143.035,"end":1143.535,"confidence":0.98828125,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.06112300604581833},{"word":"car","start":1143.755,"end":1144.155,"confidence":0.99316406,"punctuated_word":"car","sentiment":"neutral","sentiment_score":0.07193747907876968},{"word":"in","start":1144.155,"end":1144.475,"confidence":0.7988281,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0826389491558075},{"word":"probably","start":1144.475,"end":1144.975,"confidence":0.8701172,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.12186073511838912},{"word":"within","start":1145.915,"end":1146.155,"confidence":0.52441406,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.05626295506954193},{"word":"yeah","start":1147.435,"end":1147.675,"confidence":0.9394531,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.07778400182723999},{"word":"so","start":1147.675,"end":1147.915,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05986073240637779},{"word":"i","start":1147.915,"end":1147.995,"confidence":0.7895508,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04937635362148285},{"word":"was","start":1147.995,"end":1148.0751,"confidence":0.5053711,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.03623852878808975},{"word":"supposed","start":1148.0751,"end":1148.3151,"confidence":0.91748047,"punctuated_word":"supposed","sentiment":"neutral","sentiment_score":0.0700354129076004},{"word":"to","start":1148.3151,"end":1148.475,"confidence":0.94970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1093847006559372},{"word":"be","start":1148.475,"end":1148.555,"confidence":0.7475586,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.10106566548347472},{"word":"good","start":1148.555,"end":1148.715,"confidence":0.96972656,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.20525892078876495},{"word":"to","start":1148.715,"end":1148.795,"confidence":0.9873047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18543989956378937},{"word":"know","start":1148.795,"end":1149.115,"confidence":0.64123535,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.17201262712478638},{"word":"like","start":1149.115,"end":1149.355,"confidence":0.82250977,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.19284814596176147},{"word":"even","start":1149.355,"end":1149.675,"confidence":0.48217773,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.21981026232242584},{"word":"the","start":1149.675,"end":1149.755,"confidence":0.66259766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18705230951309204},{"word":"salary","start":1149.755,"end":1150.235,"confidence":0.7036133,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":0.07777250558137894},{"word":"sacrifice","start":1150.235,"end":1150.735,"confidence":0.5876465,"punctuated_word":"sacrifice,","sentiment":"neutral","sentiment_score":0.092650406062603},{"word":"the","start":1150.875,"end":1151.035,"confidence":0.86621094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16386790573596954},{"word":"car","start":1151.035,"end":1151.355,"confidence":0.92333984,"punctuated_word":"car","sentiment":"neutral","sentiment_score":0.12021013349294662},{"word":"whether","start":1151.355,"end":1151.85,"confidence":0.5473633,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.1306878924369812},{"word":"who","start":1152.01,"end":1152.25,"confidence":0.97314453,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.05280369892716408},{"word":"it's","start":1152.25,"end":1152.37,"confidence":0.7220866,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":0.1082092896103859},{"word":"you","start":1152.37,"end":1152.49,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1152758076786995},{"word":"know","start":1152.49,"end":1152.8099,"confidence":0.982666,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.1522030383348465},{"word":"whether","start":1152.8099,"end":1153.0499,"confidence":0.99902344,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.15258093178272247},{"word":"it's","start":1153.0499,"end":1153.2899,"confidence":0.97387695,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.12742950022220612},{"word":"even","start":1153.2899,"end":1153.53,"confidence":0.8510742,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.13588903844356537},{"word":"vested","start":1153.53,"end":1153.77,"confidence":0.45458984,"punctuated_word":"vested","sentiment":"neutral","sentiment_score":0.17796263098716736},{"word":"in","start":1153.77,"end":1154.01,"confidence":0.2578125,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.17775210738182068},{"word":"through","start":1154.01,"end":1154.1699,"confidence":0.9560547,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.12658900022506714},{"word":"me","start":1154.1699,"end":1154.41,"confidence":0.9921875,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.10907819867134094},{"word":"or","start":1154.41,"end":1154.49,"confidence":0.9951172,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.11500488966703416},{"word":"something","start":1154.49,"end":1154.8099,"confidence":0.98828125,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.07601245492696762},{"word":"too","start":1154.8099,"end":1155.0499,"confidence":0.84155273,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":0.08749467134475708},{"word":"but","start":1155.0499,"end":1155.1299,"confidence":0.9980469,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.11196410655975342},{"word":"yeah","start":1155.21,"end":1155.71,"confidence":0.9970703,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.1186455264687538},{"word":"so","start":1155.9299,"end":1156.1699,"confidence":0.59375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1513572484254837},{"word":"they","start":1156.1699,"end":1156.41,"confidence":0.6958008,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.18148458003997803},{"word":"yeah","start":1156.66,"end":1157.16,"confidence":0.99365234,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.20706194639205933},{"word":"yeah","start":1170.745,"end":1171.245,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18187250196933744},{"word":"yeah","start":1174.425,"end":1174.925,"confidence":0.93774414,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.3086337149143219},{"word":"yeah","start":1182.3301,"end":1182.8301,"confidence":0.9460449,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09393025934696198},{"word":"yeah","start":1183.05,"end":1183.55,"confidence":0.79296875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18650783598423004},{"word":"well","start":1193.375,"end":1193.8551,"confidence":0.64746094,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.04374890774488449},{"word":"what","start":1193.8551,"end":1194.015,"confidence":0.5366211,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.035540565848350525},{"word":"can","start":1194.015,"end":1194.255,"confidence":0.5131836,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03391740471124649},{"word":"well","start":1194.415,"end":1194.655,"confidence":0.9855957,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.0363481305539608},{"word":"that's","start":1194.655,"end":1194.9751,"confidence":0.9975586,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06111866235733032},{"word":"what","start":1194.9751,"end":1195.2151,"confidence":0.69433594,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.050276774913072586},{"word":"that's","start":1195.2151,"end":1195.4551,"confidence":0.86987305,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.08365868031978607},{"word":"why","start":1195.4551,"end":1195.535,"confidence":0.72509766,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.03964550420641899},{"word":"i","start":1195.535,"end":1195.6951,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06570298969745636},{"word":"need","start":1195.6951,"end":1195.8551,"confidence":0.984375,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.07464152574539185},{"word":"this","start":1195.8551,"end":1196.015,"confidence":0.96435547,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.06247599422931671},{"word":"chat","start":1196.015,"end":1196.255,"confidence":0.96240234,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.07958002388477325},{"word":"because","start":1196.255,"end":1196.495,"confidence":0.7963867,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.0271579809486866},{"word":"i","start":1196.495,"end":1196.655,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01873919367790222},{"word":"i'm","start":1197.055,"end":1197.555,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.01233434211462736},{"word":"i'm","start":1197.935,"end":1198.435,"confidence":0.9970703,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.008694404736161232},{"word":"55","start":1198.495,"end":1199.2151,"confidence":0.78564453,"punctuated_word":"55","sentiment":"neutral","sentiment_score":0.02138704434037209},{"word":"this","start":1199.2151,"end":1199.4551,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.004877403378486633},{"word":"year","start":1199.4551,"end":1199.9551,"confidence":0.83032227,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.010881345719099045},{"word":"and","start":1200.255,"end":1200.755,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.00998992659151554},{"word":"and","start":1201.4551,"end":1201.6951,"confidence":0.9873047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03354071453213692},{"word":"i","start":1201.6951,"end":1202.1951,"confidence":0.9550781,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08042719215154648},{"word":"and","start":1202.495,"end":1202.7351,"confidence":0.82470703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08782874792814255},{"word":"i","start":1202.7351,"end":1203.2351,"confidence":0.9790039,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12387321889400482},{"word":"i","start":1203.535,"end":1203.615,"confidence":0.46972656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16498233377933502},{"word":"don't","start":1203.615,"end":1204.115,"confidence":0.98950195,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.14302773773670197},{"word":"i","start":1204.175,"end":1204.3351,"confidence":0.9248047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1976672261953354},{"word":"don't","start":1204.3351,"end":1204.5751,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.14977401494979858},{"word":"know","start":1204.5751,"end":1205.0751,"confidence":0.82177734,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.19066840410232544},{"word":"how","start":1205.61,"end":1206.01,"confidence":0.99316406,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.18814364075660703},{"word":"i","start":1206.01,"end":1206.41,"confidence":0.60302734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16574597358703613},{"word":"i","start":1206.41,"end":1206.57,"confidence":0.9267578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17417919635772705},{"word":"don't","start":1206.57,"end":1206.81,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1227218359708786},{"word":"know","start":1206.81,"end":1206.97,"confidence":0.99316406,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.18321409821510315},{"word":"how","start":1206.97,"end":1207.13,"confidence":0.9980469,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.1922305673360825},{"word":"i","start":1207.13,"end":1207.21,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07989160716533661},{"word":"could","start":1207.21,"end":1207.45,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.03965961933135986},{"word":"retire","start":1207.45,"end":1207.85,"confidence":0.9921875,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":-0.04151882231235504},{"word":"at","start":1207.85,"end":1208.01,"confidence":0.99121094,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.040340229868888855},{"word":"60","start":1208.01,"end":1208.51,"confidence":0.76538086,"punctuated_word":"60.","sentiment":"neutral","sentiment_score":-0.03971879184246063},{"word":"like","start":1208.65,"end":1208.89,"confidence":0.892334,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.02510072849690914},{"word":"even","start":1208.89,"end":1209.29,"confidence":0.9951172,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.016854919493198395},{"word":"and","start":1209.93,"end":1210.01,"confidence":0.9741211,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03273649141192436},{"word":"my","start":1210.01,"end":1210.17,"confidence":0.97509766,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.0038711577653884888},{"word":"wife","start":1210.17,"end":1210.41,"confidence":0.9970703,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.008836202323436737},{"word":"would","start":1210.41,"end":1210.57,"confidence":0.9980469,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.0486944243311882},{"word":"like","start":1210.57,"end":1210.73,"confidence":0.9941406,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.07702135294675827},{"word":"to","start":1210.73,"end":1210.85,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.056685157120227814},{"word":"she's","start":1210.97,"end":1211.21,"confidence":0.9916992,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.04471404477953911},{"word":"four","start":1211.21,"end":1211.45,"confidence":0.9863281,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.026179850101470947},{"word":"years","start":1211.45,"end":1211.6901,"confidence":0.99902344,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.014958128333091736},{"word":"younger","start":1211.6901,"end":1212.01,"confidence":0.9921875,"punctuated_word":"younger","sentiment":"neutral","sentiment_score":0.03426437824964523},{"word":"than","start":1212.01,"end":1212.09,"confidence":0.99902344,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.028125710785388947},{"word":"me","start":1212.09,"end":1212.41,"confidence":0.9350586,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.007606677711009979},{"word":"she","start":1212.41,"end":1212.57,"confidence":0.9980469,"punctuated_word":"She","sentiment":"neutral","sentiment_score":0.10567435622215272},{"word":"aims","start":1212.57,"end":1212.81,"confidence":0.98535156,"punctuated_word":"aims","sentiment":"neutral","sentiment_score":0.11469830572605132},{"word":"to","start":1212.81,"end":1212.89,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12465177476406096},{"word":"retire","start":1212.89,"end":1213.29,"confidence":1.0,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.08792397379875183},{"word":"at","start":1213.29,"end":1213.45,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09525711834430696},{"word":"60","start":1213.45,"end":1213.85,"confidence":0.88842773,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":0.15614280104637146},{"word":"but","start":1213.85,"end":1214.33,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.16291242837905884},{"word":"she","start":1214.33,"end":1214.49,"confidence":0.9760742,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.19353733956813812},{"word":"could","start":1214.49,"end":1214.73,"confidence":0.9453125,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.19263441860675812},{"word":"still","start":1214.73,"end":1215.13,"confidence":0.9902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.22666767239570615},{"word":"earn","start":1215.13,"end":1215.37,"confidence":0.69873047,"punctuated_word":"earn","sentiment":"neutral","sentiment_score":0.13660061359405518},{"word":"a","start":1215.37,"end":1215.53,"confidence":0.9633789,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1970502734184265},{"word":"fair","start":1215.53,"end":1215.77,"confidence":0.96777344,"punctuated_word":"fair","sentiment":"neutral","sentiment_score":0.19887997210025787},{"word":"bit","start":1215.77,"end":1216.17,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.21643297374248505},{"word":"of","start":1216.17,"end":1216.33,"confidence":0.9140625,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.20106692612171173},{"word":"casual","start":1216.33,"end":1216.81,"confidence":0.90527344,"punctuated_word":"casual","sentiment":"neutral","sentiment_score":0.17575304210186005},{"word":"teaching","start":1216.81,"end":1217.13,"confidence":0.9970703,"punctuated_word":"teaching","sentiment":"neutral","sentiment_score":0.16546545922756195},{"word":"as","start":1217.13,"end":1217.29,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11351993680000304},{"word":"well","start":1217.29,"end":1217.53,"confidence":0.78393555,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.09319280087947844},{"word":"so","start":1217.53,"end":1217.6901,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0664868950843811},{"word":"it","start":1217.6901,"end":1217.77,"confidence":0.66748047,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08229938894510269},{"word":"does","start":1217.77,"end":1218.01,"confidence":0.9970703,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.0757271870970726},{"word":"sort","start":1218.01,"end":1218.25,"confidence":0.9863281,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.09523678570985794},{"word":"of","start":1218.25,"end":1218.33,"confidence":0.6230469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14991265535354614},{"word":"make","start":1218.33,"end":1218.57,"confidence":0.90527344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.12453117221593855},{"word":"sense","start":1218.57,"end":1218.89,"confidence":0.7866211,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.09074395895004272},{"word":"but","start":1218.89,"end":1219.215,"confidence":0.9970703,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.003462012857198715},{"word":"i","start":1220.575,"end":1220.735,"confidence":0.984375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13051196932792664},{"word":"can't","start":1220.735,"end":1221.0549,"confidence":0.99560547,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.1366165578365326},{"word":"see","start":1221.0549,"end":1221.2949,"confidence":0.99609375,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.14822719991207123},{"word":"yeah","start":1221.455,"end":1221.695,"confidence":0.9812012,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.13688069581985474},{"word":"that's","start":1221.695,"end":1221.9349,"confidence":0.9592285,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.138475239276886},{"word":"why","start":1221.9349,"end":1222.4349,"confidence":0.9970703,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.07507959008216858},{"word":"i","start":1222.735,"end":1222.895,"confidence":0.49365234,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09604103863239288},{"word":"wanna","start":1222.895,"end":1223.215,"confidence":0.9326172,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.07088875770568848},{"word":"know","start":1223.215,"end":1223.2949,"confidence":0.79052734,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.09200091660022736},{"word":"because","start":1223.375,"end":1223.615,"confidence":0.9941406,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.11029153317213058},{"word":"i","start":1223.615,"end":1223.775,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1677151769399643},{"word":"i","start":1223.775,"end":1223.855,"confidence":0.77246094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16830140352249146},{"word":"see","start":1223.855,"end":1224.015,"confidence":0.5776367,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.1679053157567978},{"word":"we","start":1224.015,"end":1224.1749,"confidence":0.9838867,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.25042805075645447},{"word":"still","start":1224.1749,"end":1224.335,"confidence":0.89501953,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.25283709168434143},{"word":"got","start":1224.335,"end":1224.455,"confidence":0.9589844,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.3124419152736664},{"word":"a","start":1224.455,"end":1224.575,"confidence":0.97802734,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.26363831758499146},{"word":"debt","start":1224.575,"end":1224.815,"confidence":0.99609375,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":-0.23659880459308624},{"word":"on","start":1224.815,"end":1224.975,"confidence":0.77685547,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.2580133378505707},{"word":"the","start":1224.975,"end":1225.0549,"confidence":0.97509766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2326495349407196},{"word":"house","start":1225.0549,"end":1225.2949,"confidence":0.7246094,"punctuated_word":"house,","sentiment":"neutral","sentiment_score":-0.17110797762870789},{"word":"and","start":1225.2949,"end":1225.455,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.18619629740715027},{"word":"then","start":1225.455,"end":1225.615,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.17269010841846466},{"word":"whenever","start":1225.615,"end":1226.015,"confidence":0.98828125,"punctuated_word":"whenever","sentiment":"neutral","sentiment_score":-0.207148939371109},{"word":"when","start":1226.1749,"end":1226.6749,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.15370556712150574},{"word":"when","start":1227.695,"end":1227.855,"confidence":0.77685547,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.15873195230960846},{"word":"she","start":1227.855,"end":1228.015,"confidence":0.9902344,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.1773744374513626},{"word":"gets","start":1228.015,"end":1228.335,"confidence":0.98291016,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":-0.1578405797481537},{"word":"to","start":1228.335,"end":1228.575,"confidence":0.088256836,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.15252012014389038},{"word":"obviously","start":1228.575,"end":1228.895,"confidence":0.6246338,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.15996131300926208},{"word":"she'd","start":1228.895,"end":1229.375,"confidence":0.6397705,"punctuated_word":"she'd","sentiment":"neutral","sentiment_score":-0.23015885055065155},{"word":"be","start":1229.375,"end":1229.5349,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.24173903465270996},{"word":"able","start":1229.5349,"end":1229.655,"confidence":0.9838867,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.23120981454849243},{"word":"to","start":1229.655,"end":1229.775,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.22281071543693545},{"word":"retire","start":1229.775,"end":1230.095,"confidence":0.97265625,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":-0.12127692997455596},{"word":"at","start":1230.095,"end":1230.1749,"confidence":0.9536133,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.19621896743774417},{"word":"this","start":1230.1749,"end":1230.335,"confidence":0.99609375,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.17637667059898376},{"word":"age","start":1230.335,"end":1230.495,"confidence":0.9526367,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.1426565945148468},{"word":"and","start":1230.495,"end":1230.6549,"confidence":0.9790039,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.19391927123069763},{"word":"all","start":1230.6549,"end":1230.815,"confidence":0.9873047,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.21066546440124512},{"word":"that","start":1230.815,"end":1231.0549,"confidence":0.9604492,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.17594048380851746},{"word":"and","start":1231.0549,"end":1231.135,"confidence":0.5961914,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1667265743017197},{"word":"go","start":1231.135,"end":1231.375,"confidence":0.8588867,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.20459991693496704},{"word":"but","start":1232.095,"end":1232.595,"confidence":0.9921875,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.15936161577701569},{"word":"no","start":1232.77,"end":1233.01,"confidence":0.9589844,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.3123653531074524},{"word":"one's","start":1233.01,"end":1233.09,"confidence":0.9760742,"punctuated_word":"one's","sentiment":"negative","sentiment_score":-0.4001024663448334},{"word":"taking","start":1233.09,"end":1233.41,"confidence":0.6801758,"punctuated_word":"taking","sentiment":"negative","sentiment_score":-0.351290225982666},{"word":"an","start":1233.41,"end":1233.49,"confidence":0.43945312,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.29840996861457825},{"word":"account","start":1233.49,"end":1233.8099,"confidence":1.0,"punctuated_word":"account","sentiment":"negative","sentiment_score":-0.3823153972625733},{"word":"what","start":1233.8099,"end":1234.13,"confidence":0.38476562,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.31361478567123413},{"word":"debt","start":1234.13,"end":1234.29,"confidence":0.5439453,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":-0.28459852933883667},{"word":"we","start":1234.29,"end":1234.45,"confidence":0.9873047,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.2898366153240204},{"word":"got","start":1234.45,"end":1234.61,"confidence":0.75805664,"punctuated_word":"got.","sentiment":"neutral","sentiment_score":-0.24285513162612915},{"word":"so","start":1234.61,"end":1234.85,"confidence":0.9716797,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.12617875635623932},{"word":"i'm","start":1234.85,"end":1234.9299,"confidence":0.9863281,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.1404639184474945},{"word":"trying","start":1234.9299,"end":1235.25,"confidence":0.87158203,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.14020872116088867},{"word":"to","start":1235.25,"end":1235.33,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.17419153451919556},{"word":"work","start":1235.33,"end":1235.57,"confidence":0.99609375,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.14836449921131134},{"word":"out","start":1235.57,"end":1235.8099,"confidence":0.96533203,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.1580439805984497},{"word":"that's","start":1236.0499,"end":1236.29,"confidence":0.9975586,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.10735391080379486},{"word":"that's","start":1236.29,"end":1236.61,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.08835562318563461},{"word":"why","start":1236.61,"end":1237.11,"confidence":0.99902344,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.09818753600120544},{"word":"when","start":1237.41,"end":1237.65,"confidence":0.6020508,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.08081066608428955},{"word":"i","start":1237.65,"end":1237.8099,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08526991307735443},{"word":"go","start":1237.8099,"end":1238.0499,"confidence":0.81933594,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.16748130321502686},{"word":"when","start":1238.13,"end":1238.29,"confidence":0.97265625,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.17964601516723633},{"word":"we","start":1238.29,"end":1238.45,"confidence":0.96240234,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.24109132587909696},{"word":"go","start":1238.45,"end":1238.61,"confidence":0.92333984,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.2265877276659012},{"word":"debt","start":1238.61,"end":1238.77,"confidence":0.58935547,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":-0.2887047529220581},{"word":"to","start":1238.77,"end":1238.9299,"confidence":0.95166016,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2795494794845581},{"word":"the","start":1238.9299,"end":1239.01,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.28615134954452515},{"word":"house","start":1239.01,"end":1239.33,"confidence":0.97802734,"punctuated_word":"house,","sentiment":"neutral","sentiment_score":-0.21594375371932983},{"word":"that's","start":1239.33,"end":1239.49,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.3186396062374115},{"word":"what","start":1239.49,"end":1239.73,"confidence":0.9951172,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.2782634496688843},{"word":"worries","start":1239.73,"end":1240.13,"confidence":1.0,"punctuated_word":"worries","sentiment":"neutral","sentiment_score":-0.29076310992240906},{"word":"me","start":1240.13,"end":1240.29,"confidence":0.7585449,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":-0.29303279519081116},{"word":"so","start":1240.29,"end":1240.69,"confidence":0.96875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.17966488003730774},{"word":"me","start":1240.69,"end":1240.9299,"confidence":0.9116211,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.22131872177124023},{"word":"retiring","start":1240.9299,"end":1241.41,"confidence":0.84814453,"punctuated_word":"retiring","sentiment":"neutral","sentiment_score":-0.2342890053987503},{"word":"early","start":1241.41,"end":1241.89,"confidence":0.8828125,"punctuated_word":"early.","sentiment":"neutral","sentiment_score":-0.23238956928253177},{"word":"and","start":1241.89,"end":1242.0499,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.10730665922164916},{"word":"i","start":1242.0499,"end":1242.21,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13751637935638428},{"word":"and","start":1242.21,"end":1242.45,"confidence":0.9580078,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11600499600172044},{"word":"i","start":1242.45,"end":1242.95,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10651438683271408},{"word":"and","start":1243.57,"end":1243.8099,"confidence":0.7583008,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.09175006300210951},{"word":"i","start":1243.8099,"end":1243.97,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2990838587284088},{"word":"don't","start":1243.97,"end":1244.13,"confidence":0.9880371,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.30883777141571045},{"word":"understand","start":1244.13,"end":1244.53,"confidence":0.88427734,"punctuated_word":"understand","sentiment":"negative","sentiment_score":-0.3451603055000305},{"word":"i","start":1244.61,"end":1244.77,"confidence":0.9951172,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.33665794134140015},{"word":"still","start":1244.77,"end":1245.01,"confidence":0.9970703,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.3268857002258301},{"word":"don't","start":1245.01,"end":1245.17,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.3037887513637543},{"word":"understand","start":1245.17,"end":1245.67,"confidence":0.6290283,"punctuated_word":"understand,","sentiment":"negative","sentiment_score":-0.3480023741722107},{"word":"super","start":1245.73,"end":1246.23,"confidence":0.6119385,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":-0.27030420303344727},{"word":"this","start":1246.37,"end":1246.61,"confidence":0.7734375,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.2865239083766937},{"word":"point","start":1246.61,"end":1246.85,"confidence":0.79907227,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":-0.28759369254112244},{"word":"like","start":1246.85,"end":1247.09,"confidence":0.89331055,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.22787588834762573},{"word":"how","start":1247.09,"end":1247.535,"confidence":0.9453125,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.3091137707233429},{"word":"how","start":1247.615,"end":1247.775,"confidence":0.9980469,"punctuated_word":"how","sentiment":"negative","sentiment_score":-0.3390667140483856},{"word":"can","start":1247.775,"end":1248.015,"confidence":0.9970703,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.3066559135913849},{"word":"you","start":1248.015,"end":1248.175,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.22155481576919556},{"word":"judge","start":1248.175,"end":1248.675,"confidence":1.0,"punctuated_word":"judge","sentiment":"neutral","sentiment_score":-0.1993255913257599},{"word":"how","start":1249.055,"end":1249.2151,"confidence":0.99609375,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.2622087001800537},{"word":"much","start":1249.2151,"end":1249.375,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.21590662002563477},{"word":"money","start":1249.375,"end":1249.6951,"confidence":0.99902344,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.22207266092300415},{"word":"you","start":1249.6951,"end":1249.775,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.19200700521469116},{"word":"need","start":1249.775,"end":1250.0951,"confidence":0.99609375,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.202557772397995},{"word":"and","start":1250.0951,"end":1250.255,"confidence":0.8588867,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.18760645389556885},{"word":"and","start":1250.255,"end":1250.495,"confidence":0.91918945,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.18598811328411105},{"word":"like","start":1250.495,"end":1250.735,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.16407296061515808},{"word":"how","start":1250.735,"end":1250.895,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.2388866990804672},{"word":"much","start":1250.895,"end":1251.055,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.16959773004055023},{"word":"money","start":1251.055,"end":1251.375,"confidence":0.99902344,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.17487868666648865},{"word":"should","start":1251.375,"end":1251.615,"confidence":0.9980469,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.1928519457578659},{"word":"you","start":1251.615,"end":1251.775,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1734956055879593},{"word":"take","start":1251.775,"end":1252.015,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.1655561625957489},{"word":"out","start":1252.015,"end":1252.3351,"confidence":0.9226074,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":-0.17554932832717896},{"word":"you","start":1252.3351,"end":1252.415,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1749839335680008},{"word":"know","start":1252.415,"end":1252.735,"confidence":0.9980469,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.18797044456005096},{"word":"like","start":1252.735,"end":1253.055,"confidence":0.8745117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.17994925379753113},{"word":"to","start":1253.055,"end":1253.295,"confidence":0.6357422,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.18605706095695496},{"word":"to","start":1253.295,"end":1253.795,"confidence":0.96777344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.18284785747528076},{"word":"to","start":1253.855,"end":1254.015,"confidence":0.9199219,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1990288347005844},{"word":"pay","start":1254.015,"end":1254.255,"confidence":0.9604492,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.21013972163200376},{"word":"out","start":1254.255,"end":1254.655,"confidence":0.9194336,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.1557503044605255},{"word":"that","start":1254.655,"end":1254.895,"confidence":0.73876953,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.18012216687202454},{"word":"amount","start":1254.895,"end":1255.295,"confidence":0.6184082,"punctuated_word":"amount.","sentiment":"neutral","sentiment_score":-0.1829435229301453},{"word":"so","start":1255.295,"end":1255.535,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0760205090045929},{"word":"that's","start":1255.535,"end":1255.775,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.06986884772777557},{"word":"where","start":1255.775,"end":1255.935,"confidence":0.9604492,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.05427154153585434},{"word":"i'm","start":1255.935,"end":1256.175,"confidence":0.9980469,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.14814996719360352},{"word":"a","start":1256.175,"end":1256.3351,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.17418602108955383},{"word":"bit","start":1256.3351,"end":1256.495,"confidence":0.9941406,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.17279507219791412},{"word":"lost","start":1256.495,"end":1256.735,"confidence":0.80688477,"punctuated_word":"lost.","sentiment":"neutral","sentiment_score":-0.18432217836380005},{"word":"but","start":1256.735,"end":1257.135,"confidence":0.84521484,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.08646708726882935},{"word":"yeah","start":1257.135,"end":1257.375,"confidence":0.98779297,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.05280115455389023},{"word":"i","start":1257.375,"end":1257.4551,"confidence":0.96435547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03709957003593445},{"word":"suppose","start":1257.4551,"end":1257.775,"confidence":0.66552734,"punctuated_word":"suppose","sentiment":"neutral","sentiment_score":-0.029612962156534195},{"word":"in","start":1257.775,"end":1258.0951,"confidence":0.6777344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.030470017343759537},{"word":"theory","start":1258.0951,"end":1258.5951,"confidence":0.7685547,"punctuated_word":"theory,","sentiment":"neutral","sentiment_score":-0.019333545118570328},{"word":"sometime","start":1259.055,"end":1259.535,"confidence":0.7729492,"punctuated_word":"sometime","sentiment":"neutral","sentiment_score":-0.05300487205386162},{"word":"after","start":1259.535,"end":1259.855,"confidence":0.9941406,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.05242496728897095},{"word":"the","start":1259.855,"end":1260.355,"confidence":0.50634766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07860077172517776},{"word":"wind","start":1262.015,"end":1262.415,"confidence":0.92333984,"punctuated_word":"wind","sentiment":"neutral","sentiment_score":-0.06353379786014557},{"word":"down","start":1262.415,"end":1262.915,"confidence":0.99121094,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.06367664039134979},{"word":"after","start":1263.74,"end":1264.14,"confidence":0.8491211,"punctuated_word":"after,","sentiment":"neutral","sentiment_score":-0.08996151387691498},{"word":"you","start":1264.14,"end":1264.38,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07298848032951355},{"word":"know","start":1264.38,"end":1264.88,"confidence":0.9914551,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.07118381559848785},{"word":"after","start":1264.9401,"end":1265.26,"confidence":0.9980469,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.06821219623088837},{"word":"60","start":1265.26,"end":1265.74,"confidence":0.81396484,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":-0.05679703876376152},{"word":"but","start":1265.74,"end":1265.9801,"confidence":0.967041,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.07315513491630554},{"word":"like","start":1265.9801,"end":1266.3,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.07760366797447205},{"word":"still","start":1266.3,"end":1266.62,"confidence":0.94140625,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.10744599997997284},{"word":"at","start":1266.62,"end":1266.7001,"confidence":0.31176758,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.12988528609275818},{"word":"work","start":1266.7001,"end":1266.9401,"confidence":0.7973633,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":-0.10229036211967468},{"word":"but","start":1266.9401,"end":1267.18,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.06827613711357117},{"word":"not","start":1267.18,"end":1267.3401,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1388986110687256},{"word":"the","start":1267.3401,"end":1267.5,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14442786574363708},{"word":"same","start":1267.5,"end":1267.74,"confidence":0.99902344,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.10518593341112135},{"word":"job","start":1267.74,"end":1268.06,"confidence":0.8520508,"punctuated_word":"job,","sentiment":"neutral","sentiment_score":-0.17619909346103668},{"word":"not","start":1268.06,"end":1268.4601,"confidence":0.9951172,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.14782507717609406},{"word":"not","start":1268.4601,"end":1268.62,"confidence":0.97998047,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.16408982872962952},{"word":"the","start":1268.62,"end":1268.78,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15652795135974884},{"word":"same","start":1268.78,"end":1269.02,"confidence":0.9970703,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.104350745677948},{"word":"amount","start":1269.02,"end":1269.26,"confidence":0.9404297,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.18545804917812347},{"word":"of","start":1269.26,"end":1269.3401,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2074907273054123},{"word":"money","start":1269.3401,"end":1269.5801,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.19236606359481812},{"word":"sort","start":1269.5801,"end":1269.8201,"confidence":0.9291992,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.1459759622812271},{"word":"of","start":1269.8201,"end":1269.9,"confidence":0.9536133,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.15474942326545715},{"word":"thing","start":1269.9,"end":1270.2201,"confidence":0.97387695,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":-0.11829961836338045},{"word":"yeah","start":1270.2201,"end":1270.7201,"confidence":0.9682617,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.020018823444843292},{"word":"yeah","start":1285.895,"end":1286.395,"confidence":0.78759766,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.016626209020614624},{"word":"yeah","start":1296.5701,"end":1296.9701,"confidence":0.7692871,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.028024476021528244},{"word":"yep","start":1296.9701,"end":1297.4701,"confidence":0.86157227,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.00564360897988081},{"word":"yeah","start":1299.4501,"end":1299.9501,"confidence":0.9147949,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.3326374292373657},{"word":"well","start":1300.25,"end":1300.4901,"confidence":0.69470215,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.28123533725738525},{"word":"i'll","start":1300.4901,"end":1300.65,"confidence":0.9716797,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2827392816543579},{"word":"i'll","start":1300.65,"end":1300.7301,"confidence":0.72753906,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2999967932701111},{"word":"give","start":1300.7301,"end":1300.9701,"confidence":0.84277344,"punctuated_word":"give","sentiment":"positive","sentiment_score":0.369935005903244},{"word":"myself","start":1300.9701,"end":1301.29,"confidence":0.9921875,"punctuated_word":"myself","sentiment":"positive","sentiment_score":0.3825685381889343},{"word":"a","start":1301.29,"end":1301.3701,"confidence":0.98291016,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.32758569717407227},{"word":"bonus","start":1301.3701,"end":1301.77,"confidence":0.9604492,"punctuated_word":"bonus","sentiment":"positive","sentiment_score":0.4095171093940735},{"word":"for","start":1301.77,"end":1301.93,"confidence":0.27368164,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09059663861989976},{"word":"just","start":1301.93,"end":1302.17,"confidence":0.9716797,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12056255340576172},{"word":"a","start":1302.17,"end":1302.25,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11300712823867798},{"word":"couple","start":1302.25,"end":1302.65,"confidence":0.9980469,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.10102508962154388},{"word":"of","start":1302.65,"end":1302.81,"confidence":0.64501953,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10342086106538773},{"word":"a","start":1302.81,"end":1302.89,"confidence":0.61376953,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12513214349746704},{"word":"couple","start":1302.89,"end":1303.13,"confidence":0.99902344,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.10428549349308014},{"word":"of","start":1303.13,"end":1303.2101,"confidence":0.8491211,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12848761677742004},{"word":"months","start":1303.2101,"end":1303.4501,"confidence":0.99902344,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.12408573180437088},{"word":"before","start":1303.4501,"end":1303.8501,"confidence":0.9980469,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.13925841450691223},{"word":"she","start":1303.8501,"end":1304.0901,"confidence":0.92822266,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.17672833800315857},{"word":"retires","start":1304.0901,"end":1304.4901,"confidence":0.70735675,"punctuated_word":"retires.","sentiment":"neutral","sentiment_score":0.16441021859645844},{"word":"so","start":1304.4901,"end":1304.775,"confidence":0.24731445,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2752242386341095},{"word":"i","start":1304.855,"end":1304.935,"confidence":0.88964844,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.30473506450653076},{"word":"can","start":1304.935,"end":1305.175,"confidence":0.9707031,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.3213546872138977},{"word":"feel","start":1305.175,"end":1305.255,"confidence":0.99609375,"punctuated_word":"feel","sentiment":"positive","sentiment_score":0.3344859778881073},{"word":"like","start":1305.255,"end":1305.655,"confidence":0.9086914,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2725130617618561},{"word":"i've","start":1305.655,"end":1305.8151,"confidence":0.93481445,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.30271971225738525},{"word":"retired","start":1305.8151,"end":1306.295,"confidence":0.9970703,"punctuated_word":"retired","sentiment":"neutral","sentiment_score":0.27189409732818604},{"word":"early","start":1306.295,"end":1306.615,"confidence":0.94628906,"punctuated_word":"early","sentiment":"positive","sentiment_score":0.3481910228729248},{"word":"even","start":1306.615,"end":1306.935,"confidence":0.8496094,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.1965150237083435},{"word":"on","start":1306.935,"end":1307.095,"confidence":0.5727539,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.16306032240390778},{"word":"being","start":1307.095,"end":1307.415,"confidence":0.9838867,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.17533373832702637},{"word":"older","start":1307.415,"end":1307.655,"confidence":0.6411133,"punctuated_word":"older,","sentiment":"neutral","sentiment_score":0.16258814930915833},{"word":"but","start":1307.655,"end":1307.775,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.01309177279472351},{"word":"yeah","start":1307.895,"end":1308.395,"confidence":0.9946289,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.05905300751328468},{"word":"yeah","start":1308.4551,"end":1308.9551,"confidence":0.890625,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06603942811489105},{"word":"but","start":1309.015,"end":1309.175,"confidence":0.88671875,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.02131333202123642},{"word":"yeah","start":1309.3351,"end":1309.655,"confidence":0.9975586,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.04079968482255936},{"word":"it's","start":1309.655,"end":1309.975,"confidence":0.9880371,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.039825137704610825},{"word":"mainly","start":1309.975,"end":1310.375,"confidence":0.99902344,"punctuated_word":"mainly","sentiment":"neutral","sentiment_score":0.04344871640205383},{"word":"working","start":1310.375,"end":1310.6951,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.07896623015403748},{"word":"out","start":1310.6951,"end":1310.935,"confidence":0.9902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.06305226683616638},{"word":"because","start":1310.935,"end":1311.175,"confidence":0.9506836,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.002841167151927948},{"word":"i","start":1311.175,"end":1311.415,"confidence":0.91503906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05790220201015472},{"word":"i","start":1311.415,"end":1311.615,"confidence":0.9614258,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15082955360412598},{"word":"i","start":1311.615,"end":1311.8151,"confidence":0.9453125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17957594990730286},{"word":"actually","start":1311.8151,"end":1312.215,"confidence":0.9921875,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.1383875608444214},{"word":"can't","start":1312.215,"end":1312.715,"confidence":0.9921875,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.13982746005058289},{"word":"because","start":1313.3351,"end":1313.735,"confidence":0.96533203,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.12461355328559875},{"word":"she","start":1313.735,"end":1313.975,"confidence":0.92333984,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.14274464547634125},{"word":"yeah","start":1314.135,"end":1314.4551,"confidence":0.982666,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.09291088581085204},{"word":"wendy's","start":1314.4551,"end":1314.855,"confidence":0.6916504,"punctuated_word":"Wendy's","sentiment":"neutral","sentiment_score":0.01470459531992674},{"word":"keen","start":1314.855,"end":1315.095,"confidence":0.94970703,"punctuated_word":"keen","sentiment":"neutral","sentiment_score":0.017590440809726715},{"word":"to","start":1315.095,"end":1315.255,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07557808607816696},{"word":"retire","start":1315.255,"end":1315.655,"confidence":0.9970703,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":-0.04033540189266205},{"word":"at","start":1315.655,"end":1315.8151,"confidence":0.90771484,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.09826556593179704},{"word":"six","start":1315.8151,"end":1316.055,"confidence":0.9013672,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.09470300376415253},{"word":"years","start":1316.055,"end":1316.295,"confidence":0.70825195,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.09956444054841997},{"word":"and","start":1316.295,"end":1316.535,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07470376789569855},{"word":"i","start":1316.535,"end":1316.775,"confidence":0.8911133,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15600092709064484},{"word":"i","start":1316.775,"end":1316.935,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.20360034704208377},{"word":"can't","start":1316.935,"end":1317.255,"confidence":0.9975586,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.22171509265899655},{"word":"see","start":1317.255,"end":1317.755,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.27857014536857605},{"word":"me","start":1318.59,"end":1318.75,"confidence":0.8574219,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.22929124534130096},{"word":"being","start":1318.75,"end":1319.07,"confidence":0.9707031,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.18900129199028015},{"word":"like","start":1319.15,"end":1319.39,"confidence":0.8671875,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.17792515456676483},{"word":"financially","start":1319.39,"end":1319.87,"confidence":0.55126953,"punctuated_word":"financially","sentiment":"neutral","sentiment_score":-0.18126612901687625},{"word":"been","start":1319.87,"end":1320.03,"confidence":0.39379883,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.1933862864971161},{"word":"able","start":1320.03,"end":1320.19,"confidence":0.29492188,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.1190558895468712},{"word":"to","start":1320.19,"end":1320.35,"confidence":0.8479004,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.0834154337644577},{"word":"so","start":1320.35,"end":1320.51,"confidence":0.99316406,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.044648677110672},{"word":"that's","start":1320.51,"end":1320.67,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.0349385030567646},{"word":"why","start":1320.67,"end":1320.83,"confidence":0.9838867,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.047740738838911057},{"word":"we","start":1320.83,"end":1320.99,"confidence":0.9291992,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.01618894189596176},{"word":"need","start":1320.99,"end":1321.3099,"confidence":0.97509766,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.03382200747728348},{"word":"to","start":1321.3099,"end":1321.63,"confidence":0.8730469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.030503280460834503},{"word":"talk","start":1321.63,"end":1321.87,"confidence":0.57666016,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.0003459751605987549},{"word":"together","start":1321.87,"end":1322.27,"confidence":0.9892578,"punctuated_word":"together","sentiment":"neutral","sentiment_score":-0.050666213035583496},{"word":"to","start":1322.27,"end":1322.35,"confidence":0.98291016,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.137660413980484},{"word":"work","start":1322.35,"end":1322.59,"confidence":0.9980469,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.1404949277639389},{"word":"it","start":1322.59,"end":1322.67,"confidence":0.9604492,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.191415011882782},{"word":"out","start":1322.67,"end":1322.83,"confidence":0.98291016,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.17010435461997986},{"word":"because","start":1322.83,"end":1323.07,"confidence":0.6352539,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.13620294630527496},{"word":"yeah","start":1323.15,"end":1323.47,"confidence":0.9916992,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.15070416033267975},{"word":"i","start":1323.47,"end":1323.79,"confidence":0.66015625,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3663889169692993},{"word":"i","start":1323.79,"end":1323.87,"confidence":0.2788086,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.40046095848083496},{"word":"don't","start":1323.87,"end":1324.11,"confidence":0.9628906,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.3247753083705902},{"word":"yeah","start":1324.19,"end":1324.51,"confidence":0.98095703,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.3319968283176422},{"word":"i","start":1324.51,"end":1324.67,"confidence":0.984375,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4365540146827698},{"word":"don't","start":1324.67,"end":1324.99,"confidence":0.7800293,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.361575186252594},{"word":"i","start":1324.99,"end":1325.15,"confidence":0.8286133,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4892682731151581},{"word":"don't","start":1325.15,"end":1325.47,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.4382454752922058},{"word":"love","start":1325.47,"end":1325.63,"confidence":0.32495117,"punctuated_word":"love","sentiment":"negative","sentiment_score":-0.42059990763664246},{"word":"my","start":1325.63,"end":1325.71,"confidence":0.9980469,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.5081994533538818},{"word":"job","start":1325.71,"end":1326.03,"confidence":1.0,"punctuated_word":"job","sentiment":"negative","sentiment_score":-0.3985283374786377},{"word":"that","start":1326.03,"end":1326.19,"confidence":0.99902344,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.3538181185722351},{"word":"much","start":1326.19,"end":1326.69,"confidence":0.7663574,"punctuated_word":"much.","sentiment":"negative","sentiment_score":-0.3390389084815979},{"word":"as","start":1326.83,"end":1327.15,"confidence":0.6801758,"punctuated_word":"As","sentiment":"neutral","sentiment_score":-0.13120481371879578},{"word":"in","start":1327.15,"end":1327.47,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0761776864528656},{"word":"as","start":1327.47,"end":1327.63,"confidence":0.9453125,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.05234783515334129},{"word":"in","start":1327.63,"end":1327.79,"confidence":0.9941406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0321345329284668},{"word":"i","start":1327.79,"end":1327.95,"confidence":0.54296875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.034830354154109955},{"word":"wanna","start":1327.95,"end":1328.27,"confidence":0.6303711,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.0001617856323719025},{"word":"keep","start":1328.27,"end":1328.51,"confidence":0.9741211,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.007599674165248871},{"word":"working","start":1328.51,"end":1328.83,"confidence":0.98535156,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.0021501630544662476},{"word":"forever","start":1328.83,"end":1329.3099,"confidence":0.8664551,"punctuated_word":"forever,","sentiment":"neutral","sentiment_score":-0.016439098864793777},{"word":"but","start":1329.3099,"end":1329.8099,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.009819723665714264},{"word":"but","start":1330.19,"end":1330.69,"confidence":0.99316406,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.011698555201292038},{"word":"but","start":1330.91,"end":1331.3099,"confidence":0.9819336,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.007287923246622086},{"word":"if","start":1331.3099,"end":1331.39,"confidence":0.9941406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.024749938398599625},{"word":"i","start":1331.39,"end":1331.5499,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02288099378347397},{"word":"can","start":1331.5499,"end":1331.79,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10997879505157472},{"word":"retire","start":1331.79,"end":1332.19,"confidence":0.9951172,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.08909531682729721},{"word":"yeah","start":1332.4299,"end":1332.915,"confidence":0.9946289,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.026555707678198814},{"word":"but","start":1332.995,"end":1333.235,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.0687500461935997},{"word":"i","start":1333.235,"end":1333.3151,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.327236533164978},{"word":"just","start":1333.3151,"end":1333.555,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2718827426433563},{"word":"don't","start":1333.555,"end":1333.9551,"confidence":0.99658203,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.3506292700767517},{"word":"i","start":1333.9551,"end":1334.115,"confidence":0.48120117,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3963787257671356},{"word":"don't","start":1334.115,"end":1334.355,"confidence":1.0,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.3970501124858856},{"word":"feel","start":1334.355,"end":1334.515,"confidence":1.0,"punctuated_word":"feel","sentiment":"negative","sentiment_score":-0.3838275074958801},{"word":"like","start":1334.515,"end":1334.675,"confidence":0.9892578,"punctuated_word":"like","sentiment":"negative","sentiment_score":-0.4304339289665222},{"word":"i","start":1334.675,"end":1334.8351,"confidence":0.99902344,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4400794208049774},{"word":"can","start":1334.8351,"end":1335.155,"confidence":0.7675781,"punctuated_word":"can.","sentiment":"negative","sentiment_score":-0.4271332025527954},{"word":"so","start":1335.155,"end":1335.4751,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1685605347156525},{"word":"that's","start":1335.4751,"end":1335.635,"confidence":0.9921875,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.14743632078170776},{"word":"why","start":1335.635,"end":1335.755,"confidence":0.72265625,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.11261291801929474},{"word":"i","start":1335.755,"end":1335.875,"confidence":0.9506836,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.120168499648571},{"word":"wanna","start":1335.875,"end":1336.1951,"confidence":0.97314453,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.07701784372329712},{"word":"yeah","start":1336.515,"end":1336.915,"confidence":0.79125977,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.13079801201820374},{"word":"yeah","start":1336.915,"end":1337.155,"confidence":0.9855957,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02150425687432289},{"word":"and","start":1337.155,"end":1337.4751,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06270718574523926},{"word":"work","start":1337.4751,"end":1337.795,"confidence":0.96972656,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.0531458854675293},{"word":"out","start":1337.795,"end":1338.1951,"confidence":0.82958984,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.07248642295598984},{"word":"work","start":1338.1951,"end":1338.435,"confidence":0.9970703,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.1268182396888733},{"word":"out","start":1338.435,"end":1338.675,"confidence":0.9951172,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.17516747117042542},{"word":"some","start":1338.675,"end":1338.915,"confidence":0.99316406,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.1331145465373993},{"word":"goals","start":1338.915,"end":1339.235,"confidence":0.49475098,"punctuated_word":"goals,","sentiment":"neutral","sentiment_score":0.10703752934932707},{"word":"so","start":1339.235,"end":1339.395,"confidence":0.7241211,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.11945339292287828},{"word":"if","start":1339.395,"end":1339.7151,"confidence":0.94628906,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.12997184693813324},{"word":"if","start":1339.7151,"end":1339.9551,"confidence":0.95410156,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0615377351641655},{"word":"i","start":1339.9551,"end":1340.035,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.026491869240999225},{"word":"do","start":1340.035,"end":1340.275,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.025539580732584},{"word":"because","start":1340.355,"end":1340.855,"confidence":0.9980469,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.05896114930510521},{"word":"the","start":1341.0751,"end":1341.235,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05201803892850876},{"word":"scary","start":1341.235,"end":1341.4751,"confidence":0.99902344,"punctuated_word":"scary","sentiment":"neutral","sentiment_score":-0.06041192263364792},{"word":"thing","start":1341.4751,"end":1341.7151,"confidence":0.99902344,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.09183569997549056},{"word":"is","start":1341.7151,"end":1341.9551,"confidence":0.8901367,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":-0.0917786955833435},{"word":"like","start":1341.9551,"end":1342.115,"confidence":0.9423828,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.010063569992780684},{"word":"you","start":1342.115,"end":1342.1951,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03918224573135376},{"word":"can","start":1342.1951,"end":1342.355,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03958486020565033},{"word":"do","start":1342.355,"end":1342.515,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.016879580914974213},{"word":"a","start":1342.515,"end":1342.5951,"confidence":0.9790039,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.002464286983013153},{"word":"countdown","start":1342.5951,"end":1343.0951,"confidence":0.85253906,"punctuated_word":"countdown,","sentiment":"neutral","sentiment_score":-0.01881927065551281},{"word":"which","start":1343.155,"end":1343.3151,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.006014898419380188},{"word":"is","start":1343.3151,"end":1343.555,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.009964361786842346},{"word":"good","start":1343.555,"end":1343.7151,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.06844314932823181},{"word":"and","start":1343.7151,"end":1343.9551,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0975143238902092},{"word":"bad","start":1343.9551,"end":1344.275,"confidence":0.9785156,"punctuated_word":"bad.","sentiment":"neutral","sentiment_score":-0.03924373909831047},{"word":"so","start":1344.275,"end":1344.515,"confidence":0.8105469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02829725667834282},{"word":"yep","start":1344.915,"end":1345.415,"confidence":0.9663086,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.023481285199522972},{"word":"yeah","start":1359.67,"end":1360.17,"confidence":0.82958984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10710830241441728},{"word":"yeah","start":1386.41,"end":1386.81,"confidence":0.76220703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12609703838825226},{"word":"yep","start":1386.81,"end":1387.31,"confidence":0.7624512,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08927647769451141},{"word":"yeah","start":1414.385,"end":1414.785,"confidence":0.8034668,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.052624329924583435},{"word":"because","start":1414.785,"end":1415.265,"confidence":0.9873047,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.021426044404506683},{"word":"what","start":1415.265,"end":1415.585,"confidence":0.6713867,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.00605560839176178},{"word":"i","start":1415.585,"end":1415.665,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.060757748782634735},{"word":"don't","start":1415.665,"end":1415.905,"confidence":0.9980469,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.10393409430980682},{"word":"understand","start":1415.905,"end":1416.3049,"confidence":1.0,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":-0.2106954455375671},{"word":"is","start":1416.3049,"end":1416.385,"confidence":0.7385254,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":-0.13814355432987213},{"word":"like","start":1416.385,"end":1416.5449,"confidence":0.9921875,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.15580375492572784},{"word":"yeah","start":1416.625,"end":1416.945,"confidence":0.99560547,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.14440739154815674},{"word":"and","start":1416.945,"end":1417.025,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.11128781735897064},{"word":"then","start":1417.025,"end":1417.1849,"confidence":0.9951172,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.10160739719867706},{"word":"what","start":1417.1849,"end":1417.345,"confidence":0.6064453,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.0980243682861328},{"word":"i","start":1417.345,"end":1417.4249,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15101395547389984},{"word":"don't","start":1417.4249,"end":1417.585,"confidence":0.9433594,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1328003853559494},{"word":"understand","start":1417.585,"end":1418.065,"confidence":0.9406738,"punctuated_word":"understand,","sentiment":"neutral","sentiment_score":-0.15844827890396118},{"word":"like","start":1418.065,"end":1418.225,"confidence":0.9926758,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.09450968354940414},{"word":"if","start":1418.225,"end":1418.3049,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1412765085697174},{"word":"i","start":1418.3049,"end":1418.385,"confidence":0.94140625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11413029581308363},{"word":"do","start":1418.385,"end":1418.885,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0180986151099205},{"word":"retire","start":1419.345,"end":1419.825,"confidence":0.70410156,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":-0.06957555562257767},{"word":"from","start":1419.825,"end":1420.065,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.09286683797836304},{"word":"my","start":1420.065,"end":1420.3049,"confidence":0.99121094,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.09836263209581377},{"word":"job","start":1420.3049,"end":1420.625,"confidence":1.0,"punctuated_word":"job","sentiment":"neutral","sentiment_score":-0.10956710577011108},{"word":"that","start":1420.625,"end":1420.785,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08871340751647949},{"word":"i'm","start":1420.785,"end":1420.945,"confidence":0.98657227,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.06846252083778381},{"word":"in","start":1420.945,"end":1421.105,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.06633098423480988},{"word":"now","start":1421.105,"end":1421.605,"confidence":0.7406006,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.07352852821350098},{"word":"and","start":1421.825,"end":1422.065,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08337937295436859},{"word":"then","start":1422.065,"end":1422.465,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.03298516944050789},{"word":"and","start":1422.465,"end":1422.785,"confidence":0.77001953,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.029487568885087967},{"word":"you","start":1422.785,"end":1422.945,"confidence":0.9873047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09257370233535768},{"word":"know","start":1422.945,"end":1423.1849,"confidence":0.9980469,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.06311171501874924},{"word":"just","start":1423.1849,"end":1423.345,"confidence":0.73291016,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.07393357157707214},{"word":"and","start":1423.4249,"end":1423.585,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06617423892021179},{"word":"then","start":1423.585,"end":1423.825,"confidence":0.87280273,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":-0.02425280585885048},{"word":"yeah","start":1423.825,"end":1424.065,"confidence":0.9802246,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.016279321163892746},{"word":"that's","start":1424.065,"end":1424.3049,"confidence":0.9851074,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.013013224117457868},{"word":"true","start":1424.3049,"end":1424.625,"confidence":0.8833008,"punctuated_word":"true.","sentiment":"neutral","sentiment_score":-0.006243221461772919},{"word":"like","start":1424.625,"end":1425.105,"confidence":0.9519043,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.014304518699645996},{"word":"work","start":1425.105,"end":1425.345,"confidence":0.7475586,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.016830258071422577},{"word":"out","start":1425.345,"end":1425.505,"confidence":0.87890625,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.04852917045354843},{"word":"where","start":1425.505,"end":1425.745,"confidence":0.88671875,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.035457268357276917},{"word":"i","start":1425.745,"end":1425.825,"confidence":0.97265625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.014404445886611938},{"word":"can","start":1425.825,"end":1426.065,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.02188722044229507},{"word":"work","start":1426.065,"end":1426.385,"confidence":0.99902344,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.00040712952613830566},{"word":"four","start":1426.385,"end":1426.625,"confidence":0.9506836,"punctuated_word":"four","sentiment":"neutral","sentiment_score":-0.019291944801807404},{"word":"years","start":1426.625,"end":1426.945,"confidence":0.8083496,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.029109198600053787},{"word":"but","start":1426.945,"end":1427.105,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0035111382603645325},{"word":"not","start":1427.105,"end":1427.345,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.04149730131030083},{"word":"it's","start":1428.35,"end":1428.51,"confidence":0.96313477,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.08147207647562027},{"word":"yeah","start":1428.67,"end":1429.15,"confidence":0.97143555,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.006064772605895996},{"word":"good","start":1429.15,"end":1429.39,"confidence":0.8022461,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.4477556347846985},{"word":"as","start":1429.39,"end":1429.71,"confidence":0.9970703,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.30062466859817505},{"word":"you","start":1429.71,"end":1429.79,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.33132466673851013},{"word":"said","start":1429.79,"end":1430.11,"confidence":0.96533203,"punctuated_word":"said,","sentiment":"positive","sentiment_score":0.3717159330844879},{"word":"earn","start":1430.11,"end":1430.27,"confidence":0.6713867,"punctuated_word":"earn","sentiment":"positive","sentiment_score":0.34975728392601013},{"word":"a","start":1430.27,"end":1430.35,"confidence":0.94628906,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.40567725896835327},{"word":"certain","start":1430.35,"end":1430.67,"confidence":0.9013672,"punctuated_word":"certain","sentiment":"positive","sentiment_score":0.33854877948760986},{"word":"amount","start":1430.67,"end":1431.0701,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.32800716161727905},{"word":"per","start":1431.0701,"end":1431.31,"confidence":0.9873047,"punctuated_word":"per","sentiment":"positive","sentiment_score":0.35084012150764465},{"word":"week","start":1431.31,"end":1431.55,"confidence":0.90283203,"punctuated_word":"week,","sentiment":"positive","sentiment_score":0.35336625576019287},{"word":"and","start":1431.55,"end":1431.79,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3236870765686035},{"word":"that's","start":1431.79,"end":1432.27,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.3349965810775757},{"word":"that's","start":1432.27,"end":1432.43,"confidence":0.9951172,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.3643387258052826},{"word":"what","start":1432.43,"end":1432.59,"confidence":0.8442383,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.32716089487075806},{"word":"we","start":1432.59,"end":1432.75,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.3629759848117829},{"word":"need","start":1432.75,"end":1432.91,"confidence":0.99902344,"punctuated_word":"need","sentiment":"positive","sentiment_score":0.41085413098335266},{"word":"to","start":1432.91,"end":1432.99,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.342938631772995},{"word":"do","start":1432.99,"end":1433.23,"confidence":0.9921875,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.3284359574317932},{"word":"so","start":1433.23,"end":1433.39,"confidence":0.9003906,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.3031885623931885},{"word":"yeah","start":1433.39,"end":1433.63,"confidence":0.97021484,"punctuated_word":"yeah,","sentiment":"positive","sentiment_score":0.35510438680648804},{"word":"that","start":1433.63,"end":1434.13,"confidence":0.99902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3968639075756073},{"word":"that","start":1434.27,"end":1434.51,"confidence":0.98828125,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.416424959897995},{"word":"would","start":1434.51,"end":1434.75,"confidence":0.9980469,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.4058457911014557},{"word":"be","start":1434.75,"end":1435.15,"confidence":0.99902344,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.369116336107254},{"word":"that'd","start":1435.15,"end":1435.47,"confidence":0.67993164,"punctuated_word":"that'd","sentiment":"positive","sentiment_score":0.441565215587616},{"word":"be","start":1435.47,"end":1435.63,"confidence":0.99316406,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.43358615040779114},{"word":"my","start":1435.63,"end":1435.79,"confidence":0.9980469,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.40137380361557007},{"word":"aim","start":1435.79,"end":1436.03,"confidence":0.99121094,"punctuated_word":"aim","sentiment":"positive","sentiment_score":0.44364309310913086},{"word":"if","start":1436.03,"end":1436.1901,"confidence":0.86621094,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.4688042998313904},{"word":"i","start":1436.1901,"end":1436.35,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.28279736638069153},{"word":"could","start":1436.35,"end":1436.59,"confidence":0.88183594,"punctuated_word":"could,","sentiment":"positive","sentiment_score":0.3615195155143738},{"word":"like","start":1436.59,"end":1437.09,"confidence":0.98046875,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.3052915334701538},{"word":"for","start":1437.23,"end":1437.31,"confidence":0.97314453,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.15035611391067505},{"word":"for","start":1437.31,"end":1437.55,"confidence":0.7836914,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10783354938030244},{"word":"four","start":1437.55,"end":1437.71,"confidence":0.98828125,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.11117587983608246},{"word":"years","start":1437.71,"end":1438.03,"confidence":0.99902344,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.0984867662191391},{"word":"just","start":1438.03,"end":1438.27,"confidence":0.52978516,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1353263258934021},{"word":"work","start":1438.27,"end":1438.75,"confidence":0.98291016,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.0910867378115654},{"word":"until","start":1438.75,"end":1439.0701,"confidence":0.92089844,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.10555483400821686},{"word":"when","start":1439.0701,"end":1439.31,"confidence":0.99121094,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.06232796981930733},{"word":"he","start":1439.31,"end":1439.47,"confidence":0.93115234,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.12057900428771973},{"word":"retires","start":1439.47,"end":1439.87,"confidence":0.95719403,"punctuated_word":"retires.","sentiment":"neutral","sentiment_score":0.09673021733760834},{"word":"i","start":1439.87,"end":1440.11,"confidence":0.97998047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1217246800661087},{"word":"i","start":1440.11,"end":1440.35,"confidence":0.8769531,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12764976918697357},{"word":"hit","start":1440.35,"end":1440.59,"confidence":0.95947266,"punctuated_word":"hit","sentiment":"neutral","sentiment_score":0.19414108991622925},{"word":"a","start":1440.59,"end":1440.75,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14274749159812927},{"word":"certain","start":1440.75,"end":1440.99,"confidence":1.0,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":0.1244974136352539},{"word":"amount","start":1440.99,"end":1441.23,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.1645529568195343},{"word":"of","start":1441.23,"end":1441.31,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11146610975265504},{"word":"money","start":1441.31,"end":1441.63,"confidence":0.7050781,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":0.12335500866174698},{"word":"we're","start":1441.63,"end":1441.79,"confidence":0.93896484,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.10655169934034348},{"word":"casually","start":1441.79,"end":1442.27,"confidence":0.9838867,"punctuated_word":"casually","sentiment":"neutral","sentiment_score":0.1319189965724945},{"word":"doing","start":1442.27,"end":1442.59,"confidence":0.93115234,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.14258182048797607},{"word":"something","start":1442.59,"end":1442.99,"confidence":0.79907227,"punctuated_word":"something,","sentiment":"neutral","sentiment_score":0.06984926760196686},{"word":"but","start":1442.99,"end":1443.15,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.08729980885982513},{"word":"yeah","start":1443.23,"end":1443.55,"confidence":0.9975586,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.10970369726419447},{"word":"yep","start":1443.55,"end":1443.945,"confidence":0.8984375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13542456924915314},{"word":"yeah","start":1449.705,"end":1450.105,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09069260954856873},{"word":"yeah","start":1450.105,"end":1450.605,"confidence":0.7147217,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12201566994190216},{"word":"yeah","start":1461.07,"end":1461.57,"confidence":0.76342773,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16170576214790344},{"word":"yep","start":1467.07,"end":1467.57,"confidence":0.93530273,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11384926736354828},{"word":"yep","start":1479.0349,"end":1479.5349,"confidence":0.9421387,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2302469462156296},{"word":"yep","start":1480.235,"end":1480.735,"confidence":0.9946289,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11294592916965485},{"word":"i","start":1494.94,"end":1495.26,"confidence":0.41992188,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0468982458114624},{"word":"we've","start":1495.5,"end":1495.82,"confidence":0.9855957,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.05884391814470291},{"word":"got","start":1495.82,"end":1496.32,"confidence":0.9970703,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.04081046208739281},{"word":"we've","start":1497.1,"end":1497.6,"confidence":0.97558594,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.05562319606542587},{"word":"we've","start":1498.165,"end":1498.485,"confidence":0.81689453,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.06878888607025146},{"word":"purchased","start":1498.485,"end":1498.805,"confidence":0.9658203,"punctuated_word":"purchased","sentiment":"neutral","sentiment_score":0.09941139817237854},{"word":"a","start":1498.805,"end":1498.965,"confidence":0.98095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08018536865711212},{"word":"property","start":1498.965,"end":1499.465,"confidence":0.95703125,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.07188887149095535},{"word":"in","start":1499.685,"end":1500.185,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07919128239154816},{"word":"august","start":1500.645,"end":1501.045,"confidence":0.98535156,"punctuated_word":"August","sentiment":"neutral","sentiment_score":0.08999742567539215},{"word":"last","start":1501.045,"end":1501.365,"confidence":0.99609375,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.08235766738653183},{"word":"year","start":1501.365,"end":1501.865,"confidence":0.7437744,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.09225067496299744},{"word":"so","start":1502.005,"end":1502.165,"confidence":0.9370117,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.07658517360687256},{"word":"we","start":1502.165,"end":1502.245,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08500413596630096},{"word":"have","start":1502.245,"end":1502.405,"confidence":0.99609375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09542804956436156},{"word":"got","start":1502.405,"end":1502.5651,"confidence":0.9941406,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.11122182011604308},{"word":"that","start":1502.5651,"end":1502.805,"confidence":0.97314453,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10565868765115738},{"word":"investment","start":1502.805,"end":1503.205,"confidence":0.9970703,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.05537905916571617},{"word":"property","start":1503.205,"end":1503.605,"confidence":0.9941406,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.07831650972366333},{"word":"at","start":1503.605,"end":1503.765,"confidence":0.98291016,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.10560782253742218},{"word":"crows","start":1503.765,"end":1504.085,"confidence":0.68603516,"punctuated_word":"Crows","sentiment":"neutral","sentiment_score":0.09722331166267396},{"word":"nest","start":1504.085,"end":1504.485,"confidence":0.8828125,"punctuated_word":"Nest.","sentiment":"neutral","sentiment_score":0.11072013527154922},{"word":"so","start":1504.485,"end":1504.985,"confidence":0.97314453,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03727540001273155},{"word":"yeah","start":1505.205,"end":1505.525,"confidence":0.954834,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.016514386981725693},{"word":"so","start":1505.525,"end":1505.845,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.009888801723718643},{"word":"we've","start":1505.845,"end":1506.085,"confidence":0.8786621,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.0002767592668533325},{"word":"got","start":1506.085,"end":1506.3251,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.002112012356519699},{"word":"that","start":1506.3251,"end":1506.485,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01077471673488617},{"word":"one","start":1506.485,"end":1506.645,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.005892205983400345},{"word":"here","start":1506.645,"end":1506.885,"confidence":0.6677246,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":-0.005284484475851059},{"word":"so","start":1506.885,"end":1507.045,"confidence":0.9980469,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.03477664664387703},{"word":"i'm","start":1507.045,"end":1507.125,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.08359117805957794},{"word":"not","start":1507.125,"end":1507.285,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.08082656562328339},{"word":"sure","start":1507.285,"end":1507.525,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.08785014599561691},{"word":"what","start":1507.525,"end":1507.685,"confidence":0.99121094,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.06175930052995682},{"word":"you","start":1507.685,"end":1507.765,"confidence":0.29833984,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05618135631084442},{"word":"have","start":1507.765,"end":1507.925,"confidence":0.3466797,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05840465426445007},{"word":"recorded","start":1507.925,"end":1508.405,"confidence":0.9819336,"punctuated_word":"recorded","sentiment":"neutral","sentiment_score":-0.02581897005438805},{"word":"here","start":1508.405,"end":1508.905,"confidence":0.75927734,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":-0.07819154858589172},{"word":"do","start":1519.71,"end":1519.87,"confidence":0.4580078,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.0039337873458862305},{"word":"we","start":1519.87,"end":1520.11,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.00763101689517498},{"word":"have","start":1520.11,"end":1520.35,"confidence":0.9951172,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0026141200214624405},{"word":"down","start":1520.35,"end":1520.85,"confidence":0.671875,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.01149379462003708},{"word":"for","start":1521.0859,"end":1521.5859,"confidence":0.3347168,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.003015953116118908},{"word":"a","start":1521.822,"end":1522.322,"confidence":0.140625,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0017313947901129725},{"word":"few","start":1522.558,"end":1523.058,"confidence":0.33447266,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.001012028194963932},{"word":"days","start":1523.2941,"end":1523.7941,"confidence":0.6088867,"punctuated_word":"days?","sentiment":"neutral","sentiment_score":0.0015267189592123032},{"word":"do","start":1524.03,"end":1524.19,"confidence":0.8432617,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.0084483427926898},{"word":"we","start":1524.19,"end":1524.69,"confidence":0.9851074,"punctuated_word":"we?","sentiment":"neutral","sentiment_score":-0.0032389983534812927},{"word":"i","start":1525.23,"end":1525.3099,"confidence":0.6044922,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03951672464609146},{"word":"must","start":1525.3099,"end":1525.63,"confidence":0.7426758,"punctuated_word":"must","sentiment":"neutral","sentiment_score":0.01833498850464821},{"word":"i","start":1525.95,"end":1526.03,"confidence":0.31079102,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01411767303943634},{"word":"mean","start":1526.03,"end":1526.11,"confidence":0.5725708,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.023306824266910553},{"word":"i've","start":1526.11,"end":1526.35,"confidence":0.70214844,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.0005055181682109833},{"word":"said","start":1526.35,"end":1526.51,"confidence":0.5234375,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.0007862187922000885},{"word":"it's","start":1526.51,"end":1526.6699,"confidence":0.6020508,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.001636142609640956},{"word":"a","start":1526.6699,"end":1526.83,"confidence":0.9482422,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.00360679067671299},{"word":"property","start":1526.83,"end":1527.23,"confidence":0.99902344,"punctuated_word":"property","sentiment":"neutral","sentiment_score":-0.007106747478246689},{"word":"before","start":1527.23,"end":1527.73,"confidence":0.9724121,"punctuated_word":"before.","sentiment":"neutral","sentiment_score":-0.006627541035413742},{"word":"but","start":1527.895,"end":1527.975,"confidence":0.5041504,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.0060431864112615585},{"word":"anyway","start":1527.975,"end":1528.215,"confidence":0.99609375,"punctuated_word":"anyway,","sentiment":"neutral","sentiment_score":0.03746569901704788},{"word":"the","start":1528.215,"end":1528.695,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05444538965821266},{"word":"the","start":1528.695,"end":1528.775,"confidence":0.9760742,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05364533141255379},{"word":"property","start":1528.775,"end":1529.255,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.057050421833992},{"word":"that","start":1529.255,"end":1529.575,"confidence":0.96533203,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09985530376434326},{"word":"it's","start":1529.575,"end":1529.895,"confidence":0.8083496,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.08244012296199799},{"word":"worth","start":1529.895,"end":1530.375,"confidence":0.9980469,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.046031441539525986},{"word":"now","start":1530.375,"end":1530.875,"confidence":0.7885742,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.04237766191363335},{"word":"i","start":1532.455,"end":1532.855,"confidence":0.7055664,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0547838993370533},{"word":"hope","start":1532.855,"end":1533.1749,"confidence":0.40478516,"punctuated_word":"hope","sentiment":"neutral","sentiment_score":0.11840137839317322},{"word":"just","start":1533.1749,"end":1533.495,"confidence":0.4020996,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12244953960180284},{"word":"see","start":1533.495,"end":1533.655,"confidence":0.41015625,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.10786297172307968},{"word":"realestate.com","start":1533.655,"end":1534.535,"confidence":0.8251648,"punctuated_word":"realestate.com,","sentiment":"neutral","sentiment_score":0.1525108963251114},{"word":"i","start":1534.535,"end":1534.615,"confidence":0.43237305,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0982869789004326},{"word":"wish","start":1534.615,"end":1534.855,"confidence":0.9135742,"punctuated_word":"wish","sentiment":"neutral","sentiment_score":0.17268377542495728},{"word":"you","start":1534.855,"end":1534.9349,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1649358719587326},{"word":"can","start":1534.9349,"end":1535.095,"confidence":0.625,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.14459998905658722},{"word":"trust","start":1535.095,"end":1535.335,"confidence":0.9536133,"punctuated_word":"trust","sentiment":"neutral","sentiment_score":0.15822045505046844},{"word":"that","start":1535.335,"end":1535.575,"confidence":0.7105713,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.054372310638427734},{"word":"but","start":1535.575,"end":1535.815,"confidence":0.87841797,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.013825923204421995},{"word":"that","start":1535.815,"end":1536.215,"confidence":0.9243164,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04303779453039169},{"word":"that's","start":1536.295,"end":1536.615,"confidence":0.97753906,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.0462665855884552},{"word":"760,000","start":1536.615,"end":1539.015,"confidence":0.96010745,"punctuated_word":"760,000,","sentiment":"neutral","sentiment_score":0.026048844680190086},{"word":"i","start":1539.015,"end":1539.1749,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03801443800330162},{"word":"think","start":1539.1749,"end":1539.415,"confidence":0.9526367,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.03409966826438904},{"word":"it","start":1539.415,"end":1539.495,"confidence":0.9658203,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04100078344345093},{"word":"is","start":1539.495,"end":1539.735,"confidence":0.9975586,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.041614286601543427},{"word":"yep","start":1539.735,"end":1540.235,"confidence":0.9482422,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06763871759176254},{"word":"yep","start":1543.9401,"end":1544.4401,"confidence":0.9213867,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04996973276138306},{"word":"and","start":1551.8601,"end":1552.1001,"confidence":0.6230469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.01791159063577652},{"word":"probably","start":1552.1001,"end":1552.6001,"confidence":0.9375,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.03948279842734337},{"word":"yeah","start":1552.9,"end":1553.2201,"confidence":0.95532227,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.022623777389526367},{"word":"not","start":1553.2201,"end":1553.54,"confidence":0.9863281,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.13259609043598175},{"word":"a","start":1553.54,"end":1553.62,"confidence":0.8183594,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08821527659893036},{"word":"100%","start":1553.62,"end":1554.26,"confidence":0.99658203,"punctuated_word":"100%","sentiment":"neutral","sentiment_score":-0.07792213559150696},{"word":"sure","start":1554.26,"end":1554.42,"confidence":0.80371094,"punctuated_word":"sure,","sentiment":"neutral","sentiment_score":-0.11586876213550568},{"word":"but","start":1554.42,"end":1554.66,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.1337682008743286},{"word":"maybe","start":1554.66,"end":1555.16,"confidence":0.9580078,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.11299584805965424},{"word":"i'll","start":1556.935,"end":1557.015,"confidence":0.6311035,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.03403016924858093},{"word":"figure","start":1557.015,"end":1557.3351,"confidence":0.79248047,"punctuated_word":"figure","sentiment":"neutral","sentiment_score":-0.03241456300020218},{"word":"it","start":1557.3351,"end":1557.415,"confidence":0.42797852,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0258101224899292},{"word":"out","start":1557.415,"end":1557.495,"confidence":0.5107422,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.04025258123874664},{"word":"to","start":1557.495,"end":1557.655,"confidence":0.6972656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04544847458600998},{"word":"something","start":1557.655,"end":1558.155,"confidence":0.4284668,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":-0.026578517630696297},{"word":"about","start":1561.015,"end":1561.175,"confidence":0.38623047,"punctuated_word":"About","sentiment":"neutral","sentiment_score":-0.003943799063563347},{"word":"4","start":1561.175,"end":1561.415,"confidence":0.9892578,"punctuated_word":"4","sentiment":"neutral","sentiment_score":0.008240021765232086},{"word":"100","start":1561.415,"end":1561.8151,"confidence":0.97021484,"punctuated_word":"100,","sentiment":"neutral","sentiment_score":0.014134339056909084},{"word":"i","start":1561.8151,"end":1561.975,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.011210966855287552},{"word":"think","start":1561.975,"end":1562.4551,"confidence":0.95458984,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":0.01742517203092575},{"word":"yeah","start":1562.4551,"end":1562.775,"confidence":0.74194336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.013151587918400764},{"word":"about","start":1562.775,"end":1563.175,"confidence":0.6113281,"punctuated_word":"About","sentiment":"neutral","sentiment_score":0.0021639950573444366},{"word":"four","start":1563.175,"end":1563.415,"confidence":0.8535156,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.004915826953947544},{"word":"100","start":1563.415,"end":1563.8151,"confidence":0.9597168,"punctuated_word":"100.","sentiment":"neutral","sentiment_score":0.013279492035508156},{"word":"yeah","start":1563.8151,"end":1564.2151,"confidence":0.97094727,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03315291553735733},{"word":"yeah","start":1564.2151,"end":1564.7151,"confidence":0.9724121,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04175199195742607},{"word":"no","start":1569.3351,"end":1569.8351,"confidence":0.80981445,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06572137773036957},{"word":"no","start":1570.38,"end":1570.46,"confidence":0.99316406,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09661273658275604},{"word":"i","start":1570.46,"end":1570.54,"confidence":0.96435547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09415867179632188},{"word":"was","start":1570.54,"end":1570.62,"confidence":0.9658203,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.09171512722969057},{"word":"just","start":1570.62,"end":1570.78,"confidence":0.9892578,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.08034474402666092},{"word":"trying","start":1570.78,"end":1571.02,"confidence":0.9892578,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.08059746772050858},{"word":"to","start":1571.02,"end":1571.1,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09108893573284148},{"word":"work","start":1571.1,"end":1571.34,"confidence":0.82373047,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.07626138627529144},{"word":"at","start":1571.34,"end":1571.5,"confidence":0.73339844,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.09685556590557098},{"word":"what","start":1571.5,"end":1571.74,"confidence":0.99609375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.08528536558151245},{"word":"that","start":1571.74,"end":1571.9,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07867743074893951},{"word":"one","start":1571.9,"end":1572.14,"confidence":0.9980469,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.0857803001999855},{"word":"was","start":1572.14,"end":1572.38,"confidence":0.78808594,"punctuated_word":"was.","sentiment":"neutral","sentiment_score":-0.07196921855211258},{"word":"yeah","start":1572.38,"end":1572.62,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.024547062814235687},{"word":"when","start":1572.62,"end":1572.86,"confidence":0.8413086,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.041525281965732574},{"word":"you","start":1572.86,"end":1572.9401,"confidence":0.64990234,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.030818946659564972},{"word":"squeeze","start":1572.9401,"end":1573.34,"confidence":0.47143555,"punctuated_word":"squeeze","sentiment":"neutral","sentiment_score":-0.02967900037765503},{"word":"it","start":1573.34,"end":1573.5,"confidence":0.41992188,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.03526189178228378},{"word":"400","start":1573.5,"end":1573.9,"confidence":0.6040039,"punctuated_word":"400,","sentiment":"neutral","sentiment_score":-0.03971821069717407},{"word":"but","start":1573.9,"end":1574.06,"confidence":0.9970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.04953528940677643},{"word":"yeah","start":1574.14,"end":1574.62,"confidence":0.99658203,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.04890555143356323},{"word":"no","start":1574.62,"end":1574.78,"confidence":0.9645996,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10610403120517732},{"word":"we","start":1574.78,"end":1575.1,"confidence":0.96435547,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.09802466630935668},{"word":"sold","start":1575.1,"end":1575.5,"confidence":0.9892578,"punctuated_word":"sold","sentiment":"neutral","sentiment_score":-0.081939198076725},{"word":"we","start":1575.5,"end":1575.74,"confidence":0.9921875,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.06445647776126862},{"word":"sold","start":1575.74,"end":1575.98,"confidence":1.0,"punctuated_word":"sold","sentiment":"neutral","sentiment_score":-0.06930011510848999},{"word":"it","start":1575.98,"end":1576.06,"confidence":0.9394531,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.08386664092540741},{"word":"in","start":1576.06,"end":1576.56,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.09310442209243774},{"word":"in","start":1576.78,"end":1577.02,"confidence":0.5678711,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.05214422568678856},{"word":"the","start":1577.02,"end":1577.18,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04626583307981491},{"word":"meantime","start":1577.18,"end":1577.68,"confidence":0.8845215,"punctuated_word":"meantime.","sentiment":"neutral","sentiment_score":-0.04742459952831268},{"word":"yeah","start":1577.74,"end":1578.24,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0012401100248098371},{"word":"so","start":1579.18,"end":1579.34,"confidence":0.9838867,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.022210877388715744},{"word":"we","start":1579.34,"end":1579.5,"confidence":0.97509766,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.033689163625240326},{"word":"just","start":1579.5,"end":1579.66,"confidence":0.921875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0387728326022625},{"word":"got","start":1579.66,"end":1579.8201,"confidence":0.87890625,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.04182809218764305},{"word":"the","start":1579.8201,"end":1579.98,"confidence":0.796875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12636341154575348},{"word":"wrong","start":1579.98,"end":1580.14,"confidence":0.41552734,"punctuated_word":"wrong","sentiment":"neutral","sentiment_score":-0.05429115146398544},{"word":"property","start":1580.14,"end":1580.54,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":-0.16545334458351135},{"word":"here","start":1580.54,"end":1581.04,"confidence":0.77563477,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.04736156761646271},{"word":"we","start":1587.845,"end":1588.085,"confidence":0.28515625,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.10090106725692748},{"word":"just","start":1588.085,"end":1588.245,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12880191206932068},{"word":"got","start":1588.245,"end":1588.405,"confidence":0.9902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.11264865845441818},{"word":"the","start":1588.405,"end":1588.565,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11007588356733322},{"word":"one","start":1588.565,"end":1589.065,"confidence":0.9980469,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.07562433928251266},{"word":"vehicle","start":1589.845,"end":1590.245,"confidence":0.8520508,"punctuated_word":"vehicle","sentiment":"neutral","sentiment_score":0.06809863448143005},{"word":"because","start":1590.245,"end":1590.405,"confidence":0.79003906,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.10556216537952424},{"word":"i've","start":1590.405,"end":1590.485,"confidence":0.5111084,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.10438846051692964},{"word":"got","start":1590.485,"end":1590.725,"confidence":0.85839844,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.10064592957496644},{"word":"a","start":1590.725,"end":1590.805,"confidence":0.8925781,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.089059978723526},{"word":"i've","start":1590.805,"end":1590.965,"confidence":0.9733887,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.09261291474103928},{"word":"got","start":1590.965,"end":1591.125,"confidence":0.9902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1206628680229187},{"word":"a","start":1591.125,"end":1591.205,"confidence":0.98535156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11552752554416656},{"word":"work","start":1591.205,"end":1591.525,"confidence":0.9604492,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.12080185115337372},{"word":"one","start":1591.525,"end":1591.845,"confidence":0.5333252,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.12110299617052078},{"word":"so","start":1591.845,"end":1592.165,"confidence":0.9506836,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.20265963673591617},{"word":"it's","start":1592.165,"end":1592.405,"confidence":0.9423828,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.2552868127822876},{"word":"quick","start":1592.405,"end":1592.905,"confidence":0.80615234,"punctuated_word":"quick.","sentiment":"neutral","sentiment_score":0.14545771479606628},{"word":"not","start":1602.08,"end":1602.58,"confidence":0.63671875,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.1241467073559761},{"word":"sure","start":1603.2,"end":1603.5199,"confidence":0.6915283,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":-0.0871085673570633},{"word":"so","start":1603.5199,"end":1603.84,"confidence":0.7739258,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1252932250499725},{"word":"say","start":1603.84,"end":1604.1599,"confidence":0.59228516,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.11821938306093216},{"word":"like","start":1604.1599,"end":1604.48,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.1413625031709671},{"word":"i'm","start":1604.72,"end":1604.96,"confidence":0.9926758,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.14911116659641266},{"word":"not","start":1604.96,"end":1605.12,"confidence":0.99609375,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.16179007291793823},{"word":"sure","start":1605.12,"end":1605.36,"confidence":0.9873047,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.14748446643352509},{"word":"what's","start":1605.36,"end":1605.6,"confidence":0.779541,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.12843266129493713},{"word":"that","start":1605.6,"end":1606.1,"confidence":0.6932373,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.10281716287136078},{"word":"i'll","start":1607.2799,"end":1607.5199,"confidence":0.5802002,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.04886296018958092},{"word":"i'll","start":1607.5199,"end":1607.6799,"confidence":0.78808594,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.03221813216805458},{"word":"just","start":1607.6799,"end":1608.08,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.05611812323331833},{"word":"try","start":1608.08,"end":1608.3999,"confidence":0.8730469,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.045543771237134933},{"word":"it","start":1608.3999,"end":1608.48,"confidence":0.5996094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.00758717954158783},{"word":"out","start":1608.48,"end":1608.5599,"confidence":0.85498047,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.020852774381637573},{"word":"there","start":1608.5599,"end":1608.7999,"confidence":0.79248047,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.038040559738874435},{"word":"10,000","start":1608.7999,"end":1609.62,"confidence":0.6534424,"punctuated_word":"10,000.","sentiment":"neutral","sentiment_score":-0.04829108715057373},{"word":"i'm","start":1609.7599,"end":1609.84,"confidence":0.8474121,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.13419756293296814},{"word":"not","start":1609.84,"end":1610.08,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.11109957098960876},{"word":"sure","start":1610.08,"end":1610.5599,"confidence":0.99365234,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":-0.06320233643054962},{"word":"yeah","start":1610.5599,"end":1611.0599,"confidence":0.9904785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.008173434995114803},{"word":"no","start":1621.695,"end":1622.195,"confidence":0.96655273,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05369352549314499},{"word":"nope","start":1624.975,"end":1625.475,"confidence":0.90478516,"punctuated_word":"Nope.","sentiment":"neutral","sentiment_score":-0.22296282649040225},{"word":"no","start":1626.09,"end":1626.25,"confidence":0.8823242,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.27477726340293884},{"word":"all","start":1626.25,"end":1626.33,"confidence":0.37646484,"punctuated_word":"All","sentiment":"negative","sentiment_score":-0.3887213468551636},{"word":"the","start":1626.33,"end":1626.8099,"confidence":0.9326172,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3758837580680847},{"word":"nope","start":1627.45,"end":1627.9299,"confidence":0.9820964,"punctuated_word":"nope.","sentiment":"negative","sentiment_score":-0.3866572082042694},{"word":"i","start":1627.9299,"end":1628.09,"confidence":0.7998047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2072167545557022},{"word":"used","start":1628.09,"end":1628.33,"confidence":0.5078125,"punctuated_word":"used","sentiment":"neutral","sentiment_score":-0.19615042209625244},{"word":"them","start":1628.33,"end":1628.49,"confidence":0.9707031,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.210286945104599},{"word":"up","start":1628.49,"end":1628.73,"confidence":0.663208,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":-0.1697312593460083},{"word":"fifteen","start":1628.73,"end":1629.23,"confidence":0.74853516,"punctuated_word":"Fifteen","sentiment":"neutral","sentiment_score":-0.2521514296531677},{"word":"years","start":1629.37,"end":1629.53,"confidence":0.99121094,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.1919025182723999},{"word":"ago","start":1629.53,"end":1629.65,"confidence":0.9472656,"punctuated_word":"ago,","sentiment":"neutral","sentiment_score":-0.18837755918502808},{"word":"i","start":1629.65,"end":1629.77,"confidence":0.8676758,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.21849669516086576},{"word":"used","start":1629.77,"end":1630.01,"confidence":0.6616211,"punctuated_word":"used","sentiment":"neutral","sentiment_score":-0.27578508853912354},{"word":"that","start":1630.01,"end":1630.25,"confidence":0.54248047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.31269222497940063},{"word":"pepsico","start":1630.25,"end":1630.75,"confidence":0.91137695,"punctuated_word":"PepsiCo","sentiment":"negative","sentiment_score":-0.454998791217804},{"word":"shit","start":1630.8099,"end":1631.0499,"confidence":0.2631836,"punctuated_word":"shit","sentiment":"negative","sentiment_score":-0.5542994141578674},{"word":"and","start":1631.0499,"end":1631.5499,"confidence":0.70214844,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.4870575368404389},{"word":"and","start":1631.69,"end":1631.85,"confidence":0.7006836,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.427009254693985},{"word":"separate","start":1631.85,"end":1632.25,"confidence":0.97998047,"punctuated_word":"separate","sentiment":"negative","sentiment_score":-0.49912747740745544},{"word":"insurances","start":1632.25,"end":1632.75,"confidence":0.875,"punctuated_word":"insurances,","sentiment":"neutral","sentiment_score":-0.3151420056819916},{"word":"and","start":1632.97,"end":1633.21,"confidence":0.67749023,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.10689079761505128},{"word":"you","start":1633.21,"end":1633.2899,"confidence":0.9707031,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13957034051418304},{"word":"know","start":1633.2899,"end":1633.61,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.14141719043254852},{"word":"that's","start":1633.61,"end":1633.77,"confidence":0.9802246,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.14062903821468353},{"word":"what","start":1633.77,"end":1634.09,"confidence":0.6352539,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.14287319779396057},{"word":"it","start":1634.09,"end":1634.1699,"confidence":0.37036133,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.12399770319461824},{"word":"my","start":1634.25,"end":1634.41,"confidence":0.46923828,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1223449409008026},{"word":"back","start":1634.41,"end":1634.65,"confidence":0.5029297,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.11551037430763245},{"word":"up","start":1634.65,"end":1634.8099,"confidence":0.9536133,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.1096404641866684},{"word":"now","start":1634.8099,"end":1635.3099,"confidence":0.74035645,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.09212596714496613},{"word":"had","start":1635.53,"end":1635.9299,"confidence":0.4338379,"punctuated_word":"Had","sentiment":"neutral","sentiment_score":0.07553928345441818},{"word":"had","start":1635.9299,"end":1636.1699,"confidence":0.90478516,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.16341020166873932},{"word":"fun","start":1636.1699,"end":1636.49,"confidence":0.7260742,"punctuated_word":"fun","sentiment":"neutral","sentiment_score":0.13610094785690308},{"word":"using","start":1636.49,"end":1636.8099,"confidence":0.99121094,"punctuated_word":"using","sentiment":"neutral","sentiment_score":0.0704902932047844},{"word":"that","start":1636.8099,"end":1637.0499,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02621684968471527},{"word":"money","start":1637.0499,"end":1637.5499,"confidence":1.0,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":0.023148998618125916},{"word":"wendy","start":1644.445,"end":1644.9249,"confidence":0.70166016,"punctuated_word":"Wendy","sentiment":"neutral","sentiment_score":-0.06670849025249481},{"word":"looks","start":1644.9249,"end":1645.1649,"confidence":0.9760742,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":-0.11144765466451644},{"word":"after","start":1645.1649,"end":1645.485,"confidence":0.98535156,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.11769363284111024},{"word":"all","start":1645.485,"end":1645.725,"confidence":0.9013672,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.111897774040699},{"word":"that","start":1645.725,"end":1646.125,"confidence":0.93725586,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.10471087694168092},{"word":"i","start":1646.125,"end":1646.2849,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19602982699871063},{"word":"don't","start":1646.2849,"end":1646.605,"confidence":0.99853516,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.17197898030281067},{"word":"think","start":1646.605,"end":1646.9249,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.1156696081161499},{"word":"we've","start":1646.9249,"end":1647.245,"confidence":0.9975586,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.10370562970638277},{"word":"got","start":1647.245,"end":1647.325,"confidence":0.9970703,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.1114865392446518},{"word":"i'm","start":1647.485,"end":1647.6449,"confidence":0.99316406,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.1185707077383995},{"word":"trying","start":1647.6449,"end":1647.965,"confidence":0.99121094,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.09250132739543916},{"word":"to","start":1647.965,"end":1648.0449,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.13264212012290957},{"word":"think","start":1648.0449,"end":1648.365,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.1006995439529419},{"word":"what","start":1648.365,"end":1648.605,"confidence":0.984375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.14893537759780884},{"word":"we've","start":1648.605,"end":1648.7649,"confidence":0.7883301,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.10463319718837738},{"word":"got","start":1648.7649,"end":1649.2649,"confidence":0.9477539,"punctuated_word":"got.","sentiment":"neutral","sentiment_score":-0.08682432770729065},{"word":"personal","start":1652.605,"end":1653.085,"confidence":0.8730469,"punctuated_word":"Personal","sentiment":"neutral","sentiment_score":-0.04396809637546539},{"word":"one","start":1653.085,"end":1653.585,"confidence":0.7265625,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.03586938977241516},{"word":"yeah","start":1655.63,"end":1656.11,"confidence":0.9013672,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.023113641887903217},{"word":"yeah","start":1656.11,"end":1656.4299,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0572204515337944},{"word":"just","start":1656.4299,"end":1656.75,"confidence":0.8442383,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.0704694539308548},{"word":"confirm","start":1656.75,"end":1657.15,"confidence":0.64208984,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.09289343655109406},{"word":"with","start":1657.15,"end":1657.39,"confidence":0.97802734,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07832970470190048},{"word":"her","start":1657.39,"end":1657.5499,"confidence":0.81640625,"punctuated_word":"her.","sentiment":"neutral","sentiment_score":0.04516742378473282},{"word":"we've","start":1657.5499,"end":1657.7899,"confidence":0.8642578,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.05667383596301079},{"word":"yep","start":1657.87,"end":1658.37,"confidence":0.9941406,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.04738902673125267},{"word":"pretty","start":1658.59,"end":1658.83,"confidence":0.9658203,"punctuated_word":"Pretty","sentiment":"neutral","sentiment_score":0.15141910314559937},{"word":"much","start":1658.83,"end":1659.33,"confidence":0.9970703,"punctuated_word":"much.","sentiment":"neutral","sentiment_score":0.14693167805671692},{"word":"yep","start":1668.83,"end":1669.33,"confidence":0.92944336,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03365465998649597},{"word":"no","start":1679.4349,"end":1679.9349,"confidence":0.77197266,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07983366400003433},{"word":"yep","start":1688.4099,"end":1688.8099,"confidence":0.81030273,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.023786839097738263},{"word":"yep","start":1688.8099,"end":1689.2899,"confidence":0.9472656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.028530683368444443},{"word":"yeah","start":1689.2899,"end":1689.61,"confidence":0.970459,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0387791320681572},{"word":"basic","start":1689.61,"end":1690.11,"confidence":0.8535156,"punctuated_word":"Basic","sentiment":"neutral","sentiment_score":0.022581754252314568},{"word":"hospital","start":1690.4099,"end":1690.9099,"confidence":0.87841797,"punctuated_word":"hospital","sentiment":"neutral","sentiment_score":0.024852899834513664},{"word":"cover","start":1690.97,"end":1691.2899,"confidence":0.98217773,"punctuated_word":"cover.","sentiment":"neutral","sentiment_score":0.019839264452457428},{"word":"yep","start":1691.2899,"end":1691.7899,"confidence":0.9013672,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0653439313173294},{"word":"yeah","start":1700.135,"end":1700.375,"confidence":0.77734375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05556687340140343},{"word":"we","start":1700.375,"end":1700.615,"confidence":0.9316406,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.028049208223819733},{"word":"just","start":1700.615,"end":1700.855,"confidence":0.8178711,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.010595288127660751},{"word":"we're","start":1700.9349,"end":1701.175,"confidence":0.9433594,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.014835543930530548},{"word":"double","start":1701.175,"end":1701.495,"confidence":0.9951172,"punctuated_word":"double","sentiment":"neutral","sentiment_score":-0.04608718305826187},{"word":"checking","start":1701.495,"end":1701.815,"confidence":0.9951172,"punctuated_word":"checking","sentiment":"neutral","sentiment_score":-0.025778457522392273},{"word":"that","start":1701.815,"end":1701.975,"confidence":0.9316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03568778932094574},{"word":"because","start":1701.975,"end":1702.215,"confidence":0.8598633,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.014629796147346497},{"word":"we","start":1702.215,"end":1702.455,"confidence":0.99316406,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.001733735203742981},{"word":"yeah","start":1702.695,"end":1702.9349,"confidence":0.97143555,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.00059456005692482},{"word":"we","start":1702.9349,"end":1703.015,"confidence":0.9970703,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.015746265649795532},{"word":"get","start":1703.015,"end":1703.255,"confidence":0.63183594,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.008209966123104095},{"word":"another","start":1703.255,"end":1703.495,"confidence":0.99902344,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.003942258656024933},{"word":"copy","start":1703.495,"end":1703.815,"confidence":0.99902344,"punctuated_word":"copy","sentiment":"neutral","sentiment_score":-0.008360058069229126},{"word":"of","start":1703.815,"end":1703.895,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.014333054423332214},{"word":"it","start":1703.895,"end":1704.0549,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.025565892457962036},{"word":"because","start":1704.0549,"end":1704.295,"confidence":0.9267578,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.023585259914398193},{"word":"we","start":1704.295,"end":1704.375,"confidence":0.9892578,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.02072552591562271},{"word":"we","start":1704.375,"end":1704.535,"confidence":0.19848633,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.019146516919136047},{"word":"want","start":1704.535,"end":1704.775,"confidence":0.48999023,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.008950978517532349},{"word":"a","start":1704.775,"end":1704.9349,"confidence":0.54345703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02468324452638626},{"word":"copy","start":1704.9349,"end":1705.175,"confidence":0.99902344,"punctuated_word":"copy","sentiment":"neutral","sentiment_score":0.0006725117564201355},{"word":"of","start":1705.175,"end":1705.335,"confidence":0.94628906,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01443547010421753},{"word":"it","start":1705.335,"end":1705.415,"confidence":0.67419434,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.014933764934539797},{"word":"but","start":1705.415,"end":1705.575,"confidence":0.77563477,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.012863915413618088},{"word":"yeah","start":1705.575,"end":1705.815,"confidence":0.9445801,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.036725595593452454},{"word":"we","start":1705.815,"end":1706.135,"confidence":0.98095703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.060130029916763306},{"word":"we","start":1706.135,"end":1706.375,"confidence":0.5449219,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06644198298454285},{"word":"are","start":1706.375,"end":1706.455,"confidence":0.35424805,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0701456069946289},{"word":"booked","start":1706.455,"end":1706.695,"confidence":0.9277344,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.05348612368106842},{"word":"in","start":1706.695,"end":1706.855,"confidence":0.984375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0623786598443985},{"word":"together","start":1706.855,"end":1707.175,"confidence":0.8479004,"punctuated_word":"together.","sentiment":"neutral","sentiment_score":0.04375223815441131},{"word":"yeah","start":1707.175,"end":1707.415,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03396253287792206},{"word":"we","start":1707.415,"end":1707.575,"confidence":0.99902344,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.06041071936488152},{"word":"did","start":1707.575,"end":1707.735,"confidence":0.97802734,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.06244124844670296},{"word":"a","start":1707.735,"end":1707.815,"confidence":0.77001953,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.055100493133068085},{"word":"clean","start":1707.815,"end":1708.0549,"confidence":0.6333008,"punctuated_word":"clean","sentiment":"neutral","sentiment_score":0.030872099101543427},{"word":"out","start":1708.0549,"end":1708.215,"confidence":0.17529297,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.029312022030353543},{"word":"and","start":1708.215,"end":1708.375,"confidence":0.6699219,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.009315822273492811},{"word":"we","start":1708.375,"end":1708.535,"confidence":0.94970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.009089257568120956},{"word":"got","start":1708.535,"end":1708.775,"confidence":0.6220703,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.010690107941627502},{"word":"what","start":1708.775,"end":1709.015,"confidence":0.73828125,"punctuated_word":"what?","sentiment":"neutral","sentiment_score":-0.010867888107895851},{"word":"we","start":1709.015,"end":1709.175,"confidence":0.75927734,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.015765003859996796},{"word":"got","start":1709.175,"end":1709.335,"confidence":0.34960938,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.014967735856771467},{"word":"another","start":1709.335,"end":1709.735,"confidence":0.76171875,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.01062203198671341},{"word":"copy","start":1709.735,"end":1709.975,"confidence":0.6915283,"punctuated_word":"copy,","sentiment":"neutral","sentiment_score":-0.024064725264906883},{"word":"but","start":1709.975,"end":1710.215,"confidence":0.91552734,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.04262544959783554},{"word":"yeah","start":1710.215,"end":1710.66,"confidence":0.9316406,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.05051132291555405},{"word":"we","start":1710.8201,"end":1711.06,"confidence":0.81933594,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.02635279670357704},{"word":"have","start":1711.06,"end":1711.1001,"confidence":0.4309082,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.047275181859731674},{"word":"to","start":1711.1001,"end":1711.14,"confidence":0.43945312,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.019760239869356155},{"word":"wait","start":1711.14,"end":1711.62,"confidence":0.53564453,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":-0.011375024914741516},{"word":"booked","start":1711.78,"end":1712.1,"confidence":0.4099121,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.002068623900413513},{"word":"in","start":1712.1,"end":1712.26,"confidence":0.9790039,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0006365254521369934},{"word":"to","start":1712.26,"end":1712.3401,"confidence":0.97265625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0018247440457344055},{"word":"get","start":1712.3401,"end":1712.5,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.0036538690328598022},{"word":"a","start":1712.5,"end":1712.5801,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.010273279622197151},{"word":"copy","start":1712.5801,"end":1712.9,"confidence":0.99902344,"punctuated_word":"copy","sentiment":"neutral","sentiment_score":-0.002429477870464325},{"word":"of","start":1712.9,"end":1712.98,"confidence":0.8144531,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.025659531354904175},{"word":"it","start":1712.98,"end":1713.14,"confidence":0.9873047,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.011684011667966844},{"word":"done","start":1713.14,"end":1713.64,"confidence":0.7363281,"punctuated_word":"done,","sentiment":"neutral","sentiment_score":0.012250559404492378},{"word":"printed","start":1714.02,"end":1714.3401,"confidence":0.8935547,"punctuated_word":"printed","sentiment":"neutral","sentiment_score":0.007040940225124359},{"word":"out","start":1714.3401,"end":1714.8401,"confidence":0.9616699,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.03196486830711365},{"word":"yeah","start":1715.3,"end":1715.8,"confidence":0.70581055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08183388411998749},{"word":"we","start":1725.905,"end":1726.145,"confidence":0.94921875,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.018880367279052734},{"word":"did","start":1726.145,"end":1726.385,"confidence":0.984375,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.023568131029605865},{"word":"the","start":1726.385,"end":1726.545,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01722593605518341},{"word":"what","start":1726.705,"end":1726.865,"confidence":0.9741211,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.003922399133443832},{"word":"do","start":1726.865,"end":1726.9451,"confidence":0.94384766,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.006576266139745712},{"word":"you","start":1726.9451,"end":1727.025,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0035007409751415253},{"word":"call","start":1727.025,"end":1727.265,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.005201920866966248},{"word":"it","start":1727.265,"end":1727.425,"confidence":0.93530273,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.0250264685600996},{"word":"the","start":1727.425,"end":1727.925,"confidence":0.96240234,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.02450343780219555},{"word":"what","start":1730.305,"end":1730.465,"confidence":0.9199219,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.028373686596751213},{"word":"do","start":1730.465,"end":1730.545,"confidence":0.96435547,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.012028127908706663},{"word":"you","start":1730.545,"end":1730.625,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.006202179938554764},{"word":"call","start":1730.625,"end":1730.865,"confidence":0.99902344,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.009795844554901125},{"word":"it","start":1730.865,"end":1730.9451,"confidence":0.9140625,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.008051695302128792},{"word":"executor","start":1730.9451,"end":1731.4451,"confidence":0.52042645,"punctuated_word":"Executor.","sentiment":"neutral","sentiment_score":-0.003494101343676448},{"word":"what","start":1732.145,"end":1732.305,"confidence":0.50341797,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.016244633123278618},{"word":"is","start":1732.305,"end":1732.385,"confidence":0.75097656,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.005793750286102295},{"word":"it","start":1732.385,"end":1732.545,"confidence":0.41967773,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.002845834009349346},{"word":"what","start":1732.545,"end":1732.705,"confidence":0.8857422,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.01762029156088829},{"word":"do","start":1732.705,"end":1732.785,"confidence":0.94384766,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.012208623811602592},{"word":"you","start":1732.785,"end":1732.9451,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.008243510499596596},{"word":"call","start":1732.9451,"end":1733.185,"confidence":0.99902344,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.013566514477133753},{"word":"it","start":1733.185,"end":1733.685,"confidence":0.9797363,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.008400392718613148},{"word":"yeah","start":1734.225,"end":1734.725,"confidence":0.8232422,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0677710771560669},{"word":"yep","start":1734.9451,"end":1735.4451,"confidence":0.9067383,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08103536814451218},{"word":"yep","start":1745.7999,"end":1746.2999,"confidence":0.8364258,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1139918714761734},{"word":"yep","start":1755.445,"end":1755.945,"confidence":0.7437744,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.05629169940948486},{"word":"when","start":1757.765,"end":1757.925,"confidence":0.59765625,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.0784478485584259},{"word":"did","start":1757.925,"end":1758.085,"confidence":0.17175293,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.13618236780166626},{"word":"i","start":1758.085,"end":1758.565,"confidence":0.9707031,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.102431058883667},{"word":"when","start":1758.645,"end":1758.885,"confidence":0.5029297,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.16275863349437714},{"word":"did","start":1758.885,"end":1759.125,"confidence":0.58691406,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.1767750382423401},{"word":"i","start":1759.125,"end":1759.285,"confidence":0.96240234,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1634199470281601},{"word":"know","start":1759.285,"end":1759.525,"confidence":0.6411133,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.24757854640483856},{"word":"i'm","start":1759.525,"end":1759.6849,"confidence":0.95703125,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.2290666103363037},{"word":"void","start":1759.6849,"end":1760.1849,"confidence":0.986084,"punctuated_word":"void?","sentiment":"neutral","sentiment_score":-0.26623401045799255},{"word":"when","start":1760.405,"end":1760.645,"confidence":0.88964844,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.17777444422245026},{"word":"did","start":1760.645,"end":1760.965,"confidence":0.89746094,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.14760948717594147},{"word":"when","start":1760.965,"end":1761.125,"confidence":0.88964844,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.10667667537927628},{"word":"did","start":1761.125,"end":1761.285,"confidence":0.96533203,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.17817816138267517},{"word":"where","start":1761.365,"end":1761.605,"confidence":0.43945312,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.19990688562393188},{"word":"has","start":1761.605,"end":1761.765,"confidence":0.8647461,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.1921629309654236},{"word":"what","start":1761.765,"end":1761.925,"confidence":0.3479004,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.1036497801542282},{"word":"has","start":1761.925,"end":1762.085,"confidence":0.38256836,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.11914561688899994},{"word":"the","start":1762.085,"end":1762.325,"confidence":0.73583984,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09653428196907043},{"word":"power","start":1762.325,"end":1762.645,"confidence":0.7836914,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.08699841052293777},{"word":"to","start":1762.645,"end":1762.885,"confidence":0.3984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.060694292187690735},{"word":"turn","start":1762.885,"end":1763.125,"confidence":0.31762695,"punctuated_word":"turn","sentiment":"neutral","sentiment_score":-0.05479194223880768},{"word":"it","start":1763.125,"end":1763.205,"confidence":0.38305664,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05236433446407318},{"word":"work","start":1763.205,"end":1763.705,"confidence":0.8901367,"punctuated_word":"work?","sentiment":"neutral","sentiment_score":-0.03281994163990021},{"word":"yeah","start":1770.99,"end":1771.49,"confidence":0.6887207,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10000891983509064},{"word":"yep","start":1784.495,"end":1784.995,"confidence":0.82373047,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.011070139706134796},{"word":"i'm","start":1804.405,"end":1804.5651,"confidence":0.99365234,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.15188530087471008},{"word":"not","start":1804.5651,"end":1804.725,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.13488009572029114},{"word":"sure","start":1804.725,"end":1804.965,"confidence":0.9951172,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.17095455527305603},{"word":"what","start":1804.965,"end":1805.465,"confidence":0.9892578,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.2746162712574005},{"word":"i'm","start":1805.605,"end":1805.925,"confidence":0.9667969,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.3185594975948334},{"word":"not","start":1805.925,"end":1806.085,"confidence":0.9951172,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.39140087366104126},{"word":"sure","start":1806.085,"end":1806.245,"confidence":0.9921875,"punctuated_word":"sure","sentiment":"negative","sentiment_score":-0.3736835718154907},{"word":"what","start":1806.245,"end":1806.405,"confidence":0.9970703,"punctuated_word":"what","sentiment":"negative","sentiment_score":-0.44550567865371704},{"word":"we","start":1806.405,"end":1806.5651,"confidence":0.99609375,"punctuated_word":"we","sentiment":"negative","sentiment_score":-0.4593939483165741},{"word":"would","start":1806.5651,"end":1806.725,"confidence":0.91845703,"punctuated_word":"would","sentiment":"negative","sentiment_score":-0.39870506525039673},{"word":"have","start":1806.725,"end":1806.885,"confidence":0.5703125,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.3590747117996216},{"word":"done","start":1806.885,"end":1807.125,"confidence":0.6201172,"punctuated_word":"done.","sentiment":"negative","sentiment_score":-0.44472771883010864},{"word":"and","start":1807.125,"end":1807.285,"confidence":0.5888672,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.2483167201280594},{"word":"i","start":1807.285,"end":1807.365,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.22997398674488068},{"word":"don't","start":1807.365,"end":1807.605,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.23980532586574552},{"word":"remember","start":1807.605,"end":1808.105,"confidence":0.99902344,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":-0.24561455845832825},{"word":"what","start":1808.165,"end":1808.325,"confidence":0.9589844,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.3005984127521515},{"word":"whether","start":1808.5651,"end":1808.725,"confidence":0.8803711,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":-0.2603759765625},{"word":"we","start":1808.725,"end":1809.045,"confidence":0.9921875,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.241351380944252},{"word":"did","start":1809.045,"end":1809.545,"confidence":0.8457031,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.1920427680015564},{"word":"or","start":1809.605,"end":1809.765,"confidence":0.2824707,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.23871977627277377},{"word":"because","start":1809.765,"end":1810.165,"confidence":0.3190918,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.26897838711738586},{"word":"you","start":1810.165,"end":1810.285,"confidence":0.4284668,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.26208364963531494},{"word":"because","start":1810.405,"end":1810.725,"confidence":0.89208984,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.2429618090391159},{"word":"yeah","start":1810.805,"end":1811.305,"confidence":0.99365234,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.22383420169353485},{"word":"i'm","start":1811.525,"end":1811.765,"confidence":0.74121094,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.2133922278881073},{"word":"not","start":1811.765,"end":1812.005,"confidence":0.9970703,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.21510468423366547},{"word":"sure","start":1812.005,"end":1812.165,"confidence":0.8671875,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":-0.2712089419364929},{"word":"we","start":1812.165,"end":1812.405,"confidence":0.99902344,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.3017655313014984},{"word":"went","start":1812.405,"end":1812.5651,"confidence":0.99902344,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.26101261377334595},{"word":"through","start":1812.5651,"end":1812.805,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.2669806480407715},{"word":"the","start":1812.805,"end":1812.965,"confidence":0.8745117,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.18504804372787476},{"word":"proper","start":1812.965,"end":1813.365,"confidence":0.9941406,"punctuated_word":"proper","sentiment":"neutral","sentiment_score":-0.18914544582366943},{"word":"will","start":1813.365,"end":1813.865,"confidence":0.86499023,"punctuated_word":"will.","sentiment":"neutral","sentiment_score":-0.22521403431892395},{"word":"which","start":1814.005,"end":1814.165,"confidence":0.4128418,"punctuated_word":"Which","sentiment":"neutral","sentiment_score":-0.13022050261497498},{"word":"one","start":1814.165,"end":1814.665,"confidence":0.96191406,"punctuated_word":"one?","sentiment":"neutral","sentiment_score":-0.10592441260814668},{"word":"yeah","start":1814.965,"end":1815.465,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04782956838607788},{"word":"we","start":1815.605,"end":1815.845,"confidence":0.79248047,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.07863935828208923},{"word":"did","start":1815.845,"end":1816.005,"confidence":0.6123047,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.05640142410993576},{"word":"i","start":1816.165,"end":1816.2051,"confidence":0.6904297,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0757342278957367},{"word":"like","start":1816.245,"end":1816.405,"confidence":0.70410156,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.05200817063450813},{"word":"i","start":1816.405,"end":1816.485,"confidence":0.7753906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03181867301464081},{"word":"did","start":1816.485,"end":1816.725,"confidence":0.9536133,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.007990092039108276},{"word":"have","start":1816.725,"end":1816.885,"confidence":0.9892578,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.04096420109272003},{"word":"a","start":1816.885,"end":1816.965,"confidence":0.9633789,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04914044961333275},{"word":"power","start":1816.965,"end":1817.205,"confidence":0.9819336,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.04858870059251785},{"word":"of","start":1817.205,"end":1817.365,"confidence":0.9658203,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05389271676540375},{"word":"attorney","start":1817.365,"end":1817.765,"confidence":0.9555664,"punctuated_word":"attorney,","sentiment":"neutral","sentiment_score":-0.05543702095746994},{"word":"but","start":1817.765,"end":1818.245,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.07925545424222946},{"word":"it's","start":1818.245,"end":1818.405,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.12369970977306366},{"word":"not","start":1818.405,"end":1818.645,"confidence":0.9970703,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.13089396059513092},{"word":"gonna","start":1818.645,"end":1818.965,"confidence":0.98828125,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.1657519489526749},{"word":"be","start":1818.965,"end":1819.44,"confidence":0.99121094,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.18669983744621277},{"word":"what","start":1819.44,"end":1819.7599,"confidence":0.078308105,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.17782148718833923},{"word":"i","start":1819.7599,"end":1819.84,"confidence":0.9741211,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1316889226436615},{"word":"say","start":1819.84,"end":1820.1599,"confidence":0.6386719,"punctuated_word":"say.","sentiment":"neutral","sentiment_score":-0.11307547986507416},{"word":"i","start":1820.1599,"end":1820.48,"confidence":0.79003906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05151190981268883},{"word":"got","start":1820.48,"end":1820.72,"confidence":0.6191406,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.06530681997537613},{"word":"power","start":1820.72,"end":1821.12,"confidence":0.62841797,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.07545456290245056},{"word":"of","start":1821.12,"end":1821.2,"confidence":0.96435547,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07529367506504059},{"word":"attorney","start":1821.2,"end":1821.6799,"confidence":0.90234375,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":-0.05924398452043533},{"word":"in","start":1821.6799,"end":1821.84,"confidence":0.41455078,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.044451966881752014},{"word":"there","start":1821.84,"end":1822.0,"confidence":0.90893555,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.05324031040072441},{"word":"but","start":1822.0,"end":1822.5,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.07305856794118881},{"word":"that's","start":1822.6399,"end":1823.1399,"confidence":0.9890137,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.10365786403417589},{"word":"twenty","start":1823.6,"end":1823.9199,"confidence":0.9326172,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":-0.0964764654636383},{"word":"five","start":1823.9199,"end":1824.08,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.09887680411338806},{"word":"years","start":1824.08,"end":1824.3999,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.09222733974456788},{"word":"ago","start":1824.3999,"end":1824.8799,"confidence":0.9980469,"punctuated_word":"ago","sentiment":"neutral","sentiment_score":-0.08706223964691162},{"word":"when","start":1824.8799,"end":1825.12,"confidence":0.6230469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.09001883864402771},{"word":"i","start":1825.12,"end":1825.2,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07338351756334305},{"word":"went","start":1825.2,"end":1825.36,"confidence":0.9951172,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.08480671793222427},{"word":"overseas","start":1825.36,"end":1825.6399,"confidence":0.95043945,"punctuated_word":"overseas.","sentiment":"neutral","sentiment_score":-0.07287682592868805},{"word":"i","start":1825.6399,"end":1825.9199,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05778858065605163},{"word":"got","start":1825.9199,"end":1826.1599,"confidence":0.7080078,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.0893782526254654},{"word":"mom","start":1826.1599,"end":1826.5599,"confidence":0.7480469,"punctuated_word":"mom","sentiment":"neutral","sentiment_score":-0.12235871702432632},{"word":"to","start":1826.5599,"end":1826.7999,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0804101973772049},{"word":"be","start":1826.7999,"end":1826.96,"confidence":0.9838867,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.10346345603466034},{"word":"my","start":1826.96,"end":1827.12,"confidence":0.9941406,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.11521800607442856},{"word":"power","start":1827.12,"end":1827.44,"confidence":0.9980469,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.09253409504890442},{"word":"of","start":1827.44,"end":1827.5199,"confidence":0.9892578,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07477468252182007},{"word":"attorney","start":1827.5199,"end":1828.0,"confidence":0.8017578,"punctuated_word":"attorney,","sentiment":"neutral","sentiment_score":-0.07896595448255539},{"word":"but","start":1828.0,"end":1828.5,"confidence":0.9343262,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.11320921033620834},{"word":"you","start":1828.5599,"end":1828.72,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1312340795993805},{"word":"know","start":1828.72,"end":1828.96,"confidence":0.91967773,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.12033826112747192},{"word":"what","start":1828.96,"end":1829.2799,"confidence":0.39294434,"punctuated_word":"what?","sentiment":"neutral","sentiment_score":-0.11118506640195848},{"word":"she's","start":1829.2799,"end":1829.6,"confidence":0.9970703,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":-0.1875358670949936},{"word":"aged","start":1829.6,"end":1829.9199,"confidence":0.8701172,"punctuated_word":"aged","sentiment":"neutral","sentiment_score":-0.23665395379066467},{"word":"now","start":1829.9199,"end":1830.08,"confidence":0.8334961,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.17863374948501587},{"word":"and","start":1830.08,"end":1830.24,"confidence":0.9819336,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.15401464700698853},{"word":"it's","start":1830.24,"end":1830.3999,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.17003878951072693},{"word":"not","start":1830.3999,"end":1830.6399,"confidence":0.9970703,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.205965593457222},{"word":"really","start":1830.6399,"end":1830.96,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.20075489580631256},{"word":"up","start":1830.96,"end":1831.12,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.19470201432704928},{"word":"to","start":1831.12,"end":1831.2,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2140135318040848},{"word":"her","start":1831.2,"end":1831.36,"confidence":0.99902344,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.22153306007385257},{"word":"to","start":1831.36,"end":1831.44,"confidence":0.8408203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.24030810594558716},{"word":"do","start":1831.44,"end":1831.52,"confidence":0.48583984,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.2345835268497467},{"word":"you","start":1831.6,"end":1831.6799,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.18879008293151855},{"word":"know","start":1831.6799,"end":1831.7599,"confidence":0.9980469,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.20847536623477936},{"word":"what","start":1831.7599,"end":1831.9199,"confidence":0.9404297,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.21565648913383484},{"word":"i","start":1831.9199,"end":1832.0,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16373668611049652},{"word":"mean","start":1832.0,"end":1832.24,"confidence":0.8190918,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.1821143329143524},{"word":"do","start":1832.24,"end":1832.3999,"confidence":0.49145508,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.15377473831176758},{"word":"any","start":1832.3999,"end":1832.5599,"confidence":0.984375,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.0924946665763855},{"word":"of","start":1832.5599,"end":1832.72,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10223178565502168},{"word":"that","start":1832.72,"end":1832.8799,"confidence":0.9863281,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1016230434179306},{"word":"stuff","start":1832.8799,"end":1833.345,"confidence":0.9875488,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":-0.15673774480819702},{"word":"so","start":1839.4249,"end":1839.9249,"confidence":0.76660156,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.2587670683860779},{"word":"so","start":1840.3049,"end":1840.385,"confidence":0.88427734,"punctuated_word":"so","sentiment":"negative","sentiment_score":-0.4212019741535187},{"word":"how","start":1840.385,"end":1840.5449,"confidence":0.8964844,"punctuated_word":"how","sentiment":"negative","sentiment_score":-0.4108476638793946},{"word":"do","start":1840.5449,"end":1840.705,"confidence":0.9892578,"punctuated_word":"do","sentiment":"negative","sentiment_score":-0.4563558697700501},{"word":"you","start":1840.705,"end":1840.7849,"confidence":0.9941406,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.433664470911026},{"word":"do","start":1840.7849,"end":1841.2849,"confidence":0.92822266,"punctuated_word":"do","sentiment":"negative","sentiment_score":-0.39518654346466064},{"word":"that's","start":1841.745,"end":1841.905,"confidence":0.9848633,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.3029876947402954},{"word":"what","start":1841.905,"end":1842.065,"confidence":0.90625,"punctuated_word":"what","sentiment":"negative","sentiment_score":-0.33733171224594116},{"word":"i","start":1842.065,"end":1842.145,"confidence":0.98535156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2365327924489975},{"word":"mean","start":1842.145,"end":1842.3049,"confidence":0.94921875,"punctuated_word":"mean.","sentiment":"neutral","sentiment_score":-0.2774212956428528},{"word":"does","start":1842.3049,"end":1842.5449,"confidence":0.9140625,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":-0.27888578176498413},{"word":"it","start":1842.5449,"end":1842.625,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2624393701553345},{"word":"become","start":1842.625,"end":1842.865,"confidence":0.99902344,"punctuated_word":"become","sentiment":"neutral","sentiment_score":-0.2856733798980713},{"word":"do","start":1842.945,"end":1843.025,"confidence":0.98535156,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.26935553550720215},{"word":"you","start":1843.025,"end":1843.1849,"confidence":0.9941406,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.3679288923740387},{"word":"have","start":1843.1849,"end":1843.345,"confidence":0.9838867,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.2713158130645752},{"word":"to","start":1843.345,"end":1843.4249,"confidence":0.9941406,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3743091225624085},{"word":"go","start":1843.4249,"end":1843.585,"confidence":0.7973633,"punctuated_word":"go","sentiment":"negative","sentiment_score":-0.4008294939994812},{"word":"somewhere","start":1843.585,"end":1843.825,"confidence":0.44482422,"punctuated_word":"somewhere","sentiment":"negative","sentiment_score":-0.4937762916088104},{"word":"to","start":1843.825,"end":1843.985,"confidence":0.9560547,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.4146952331066131},{"word":"get","start":1843.985,"end":1844.145,"confidence":0.99902344,"punctuated_word":"get","sentiment":"negative","sentiment_score":-0.4465715289115906},{"word":"it","start":1844.145,"end":1844.225,"confidence":0.9165039,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.402023583650589},{"word":"null","start":1844.225,"end":1844.465,"confidence":0.9941406,"punctuated_word":"null","sentiment":"negative","sentiment_score":-0.4981946647167206},{"word":"and","start":1844.465,"end":1844.5449,"confidence":0.8510742,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.5547539591789246},{"word":"void","start":1844.5449,"end":1844.7849,"confidence":1.0,"punctuated_word":"void","sentiment":"negative","sentiment_score":-0.4154838323593139},{"word":"or","start":1844.7849,"end":1845.025,"confidence":0.9589844,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.3141385018825531},{"word":"something","start":1845.025,"end":1845.345,"confidence":0.7322998,"punctuated_word":"something?","sentiment":"neutral","sentiment_score":-0.29554277658462524},{"word":"like","start":1845.345,"end":1845.585,"confidence":0.9567871,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.1376500129699707},{"word":"how","start":1845.585,"end":1845.825,"confidence":0.99609375,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.19174231588840485},{"word":"do","start":1845.825,"end":1845.985,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.17745056748390198},{"word":"you","start":1845.985,"end":1846.065,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.16616469621658325},{"word":"do","start":1846.065,"end":1846.225,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.2449660301208496},{"word":"that","start":1846.225,"end":1846.625,"confidence":0.98999023,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.1117638498544693},{"word":"like","start":1846.625,"end":1847.125,"confidence":0.5369873,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.0071555450558662415},{"word":"yeah","start":1851.7699,"end":1852.2699,"confidence":0.9645996,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.033428438007831573},{"word":"yeah","start":1852.57,"end":1852.97,"confidence":0.9875488,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0317816361784935},{"word":"no","start":1852.97,"end":1853.21,"confidence":0.73010254,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05908416956663132},{"word":"you're","start":1853.21,"end":1853.45,"confidence":0.9855957,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.1218961700797081},{"word":"right","start":1853.45,"end":1853.95,"confidence":0.9609375,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":-0.03216145187616348},{"word":"yeah","start":1866.125,"end":1866.365,"confidence":0.7409668,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0251823328435421},{"word":"i","start":1866.365,"end":1866.525,"confidence":0.6777344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.052304476499557495},{"word":"thought","start":1866.525,"end":1866.6849,"confidence":0.69921875,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":0.08026345074176788},{"word":"we","start":1866.6849,"end":1866.845,"confidence":0.92578125,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08481410145759583},{"word":"went","start":1866.845,"end":1867.005,"confidence":0.99609375,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.10802120715379716},{"word":"through","start":1867.005,"end":1867.505,"confidence":0.9980469,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.03687538206577301},{"word":"yeah","start":1867.965,"end":1868.365,"confidence":0.97558594,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.06373577564954758},{"word":"we","start":1868.365,"end":1868.525,"confidence":0.95703125,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.18361295759677887},{"word":"went","start":1868.525,"end":1868.765,"confidence":0.9980469,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.17991751432418823},{"word":"through","start":1868.765,"end":1869.005,"confidence":0.9970703,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.14424556493759155},{"word":"the","start":1869.005,"end":1869.085,"confidence":0.5600586,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14422723650932312},{"word":"process","start":1869.085,"end":1869.585,"confidence":0.9897461,"punctuated_word":"process.","sentiment":"neutral","sentiment_score":0.12470151484012604},{"word":"we","start":1869.645,"end":1869.725,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.19044113159179688},{"word":"went","start":1869.725,"end":1869.965,"confidence":1.0,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.1770927608013153},{"word":"through","start":1869.965,"end":1870.205,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1152205690741539},{"word":"the","start":1870.205,"end":1870.705,"confidence":0.7492676,"punctuated_word":"the,","sentiment":"neutral","sentiment_score":0.0702388808131218},{"word":"yeah","start":1871.565,"end":1871.725,"confidence":0.9716797,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.05708523467183113},{"word":"the","start":1871.725,"end":1871.885,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0200248584151268},{"word":"what","start":1872.0449,"end":1872.205,"confidence":0.94970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.022971026599407196},{"word":"do","start":1872.205,"end":1872.285,"confidence":0.8798828,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.020429186522960663},{"word":"you","start":1872.285,"end":1872.365,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.00771370530128479},{"word":"call","start":1872.365,"end":1872.605,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.016395941376686096},{"word":"it","start":1872.605,"end":1872.765,"confidence":0.9692383,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.016149397939443588},{"word":"you","start":1872.765,"end":1872.9249,"confidence":0.9902344,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.03824324160814285},{"word":"do","start":1872.9249,"end":1873.005,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06654190272092819},{"word":"it","start":1873.005,"end":1873.1649,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09270293265581132},{"word":"through","start":1873.1649,"end":1873.405,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.06387898325920105},{"word":"the","start":1873.405,"end":1873.905,"confidence":0.82714844,"punctuated_word":"the,","sentiment":"neutral","sentiment_score":0.02898089960217476},{"word":"yeah","start":1874.62,"end":1874.86,"confidence":0.93725586,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.08304376155138016},{"word":"the","start":1874.86,"end":1875.36,"confidence":0.98535156,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.04316866397857666},{"word":"the","start":1875.4199,"end":1875.5,"confidence":0.8642578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.023870229721069336},{"word":"government","start":1875.5,"end":1875.82,"confidence":0.7578125,"punctuated_word":"government","sentiment":"neutral","sentiment_score":0.1425594985485077},{"word":"one","start":1875.82,"end":1875.98,"confidence":0.9838867,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.02795851230621338},{"word":"where","start":1875.98,"end":1876.14,"confidence":0.5888672,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.11503803730010986},{"word":"you","start":1876.14,"end":1876.22,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1355302482843399},{"word":"can","start":1876.22,"end":1876.46,"confidence":0.99121094,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1567230373620987},{"word":"sort","start":1876.46,"end":1876.7,"confidence":0.96972656,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.0870228260755539},{"word":"of","start":1876.7,"end":1876.7799,"confidence":0.9550781,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1743614822626114},{"word":"find","start":1876.7799,"end":1876.8999,"confidence":0.9951172,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.06408621370792389},{"word":"a","start":1876.8999,"end":1877.02,"confidence":0.98535156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14710365235805511},{"word":"way","start":1877.02,"end":1877.14,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.06681817770004272},{"word":"to","start":1877.14,"end":1877.26,"confidence":0.96972656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14838063716888428},{"word":"get","start":1877.26,"end":1877.5,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.05742846429347992},{"word":"it","start":1877.5,"end":1877.58,"confidence":0.9873047,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.020795270800590515},{"word":"free","start":1877.58,"end":1877.98,"confidence":0.9511719,"punctuated_word":"free.","sentiment":"neutral","sentiment_score":0.08603208512067795},{"word":"you","start":1877.98,"end":1878.14,"confidence":0.94140625,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.07338935881853104},{"word":"know","start":1878.14,"end":1878.2999,"confidence":0.99609375,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.058308035135269165},{"word":"what","start":1878.2999,"end":1878.34,"confidence":0.9375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.012163862586021423},{"word":"i","start":1878.34,"end":1878.38,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.00017210841178894043},{"word":"mean","start":1878.38,"end":1878.5399,"confidence":0.9790039,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.015980049967765808},{"word":"like","start":1878.5399,"end":1878.62,"confidence":0.5604248,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.02503024786710739},{"word":"you","start":1878.62,"end":1878.7799,"confidence":0.98828125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.041189879179000854},{"word":"get","start":1878.7799,"end":1879.02,"confidence":0.96875,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.005112111568450928},{"word":"them","start":1879.02,"end":1879.1799,"confidence":0.77685547,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.03893720358610153},{"word":"and","start":1879.1799,"end":1879.34,"confidence":0.6948242,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.005537629127502441},{"word":"then","start":1879.34,"end":1879.84,"confidence":0.99121094,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.004381105303764343},{"word":"you","start":1880.22,"end":1880.38,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0326884388923645},{"word":"take","start":1880.38,"end":1880.62,"confidence":0.9941406,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.11605026572942734},{"word":"over","start":1880.62,"end":1880.94,"confidence":0.98535156,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.08750317990779877},{"word":"it","start":1880.94,"end":1881.4199,"confidence":0.7663574,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.015695348381996155},{"word":"you","start":1881.4199,"end":1881.58,"confidence":0.84716797,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.05791255831718445},{"word":"just","start":1881.58,"end":1881.8999,"confidence":0.97998047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.04805433750152588},{"word":"you","start":1881.98,"end":1882.48,"confidence":0.8413086,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07837790250778198},{"word":"but","start":1882.7,"end":1882.94,"confidence":0.79541016,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.07740017771720886},{"word":"i","start":1882.94,"end":1883.02,"confidence":0.9707031,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2797600030899048},{"word":"can't","start":1883.02,"end":1883.1799,"confidence":0.982666,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.26876160502433777},{"word":"you","start":1883.26,"end":1883.4199,"confidence":0.796875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.25584232807159424},{"word":"can","start":1883.4199,"end":1883.6599,"confidence":0.70410156,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.2927359640598297},{"word":"leave","start":1883.6599,"end":1883.74,"confidence":0.99316406,"punctuated_word":"leave","sentiment":"negative","sentiment_score":-0.45517584681510925},{"word":"it","start":1883.74,"end":1883.8999,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1946845650672913},{"word":"to","start":1883.8999,"end":1884.0599,"confidence":0.9951172,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3916299641132355},{"word":"them","start":1884.0599,"end":1884.5599,"confidence":0.828125,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":-0.22547632455825808},{"word":"they","start":1885.26,"end":1885.5,"confidence":0.76123047,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.3257668912410736},{"word":"it","start":1885.58,"end":1885.82,"confidence":0.9970703,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.3558082580566406},{"word":"becomes","start":1885.82,"end":1886.22,"confidence":0.99902344,"punctuated_word":"becomes","sentiment":"negative","sentiment_score":-0.4422178864479065},{"word":"expensive","start":1886.22,"end":1886.62,"confidence":0.74328613,"punctuated_word":"expensive,","sentiment":"neutral","sentiment_score":-0.2810753583908081},{"word":"but","start":1886.62,"end":1886.7799,"confidence":0.9453125,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.14949120581150055},{"word":"you","start":1886.7799,"end":1886.86,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13169991970062256},{"word":"just","start":1886.86,"end":1887.1,"confidence":0.9760742,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.15905438363552094},{"word":"take","start":1887.1,"end":1887.26,"confidence":0.9536133,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.26267069578170776},{"word":"it","start":1887.26,"end":1887.34,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2352619767189026},{"word":"out","start":1887.34,"end":1887.5,"confidence":0.98828125,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.23842063546180725},{"word":"of","start":1887.5,"end":1887.6599,"confidence":0.94189453,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2432667762041092},{"word":"them","start":1887.6599,"end":1887.74,"confidence":0.99902344,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.2258836030960083},{"word":"and","start":1887.74,"end":1887.8999,"confidence":0.578125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.16169622540473938},{"word":"then","start":1887.8999,"end":1888.14,"confidence":0.98828125,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.0763745978474617},{"word":"you","start":1888.14,"end":1888.2999,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12406938523054124},{"word":"do","start":1888.2999,"end":1888.5399,"confidence":0.9707031,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.258434534072876},{"word":"it","start":1888.5399,"end":1888.62,"confidence":0.97314453,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.12228895723819733},{"word":"to","start":1888.62,"end":1888.7,"confidence":0.94970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.20410428941249847},{"word":"your","start":1888.7,"end":1888.86,"confidence":0.9506836,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.20627382397651672},{"word":"power","start":1888.86,"end":1889.1,"confidence":0.9873047,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.07310810685157776},{"word":"over","start":1889.1,"end":1889.26,"confidence":0.6870117,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.07389812171459198},{"word":"to","start":1889.26,"end":1889.76,"confidence":0.9838867,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.189219132065773},{"word":"the","start":1890.145,"end":1890.385,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0942392498254776},{"word":"executor","start":1890.385,"end":1890.885,"confidence":0.9737956,"punctuated_word":"executor.","sentiment":"neutral","sentiment_score":-0.04279229789972305},{"word":"so","start":1891.1849,"end":1891.265,"confidence":0.8286133,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.12648312747478485},{"word":"yeah","start":1891.265,"end":1891.505,"confidence":0.9772949,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.19514264166355133},{"word":"we've","start":1891.505,"end":1891.665,"confidence":0.8959961,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.2627032995223999},{"word":"done","start":1891.665,"end":1891.825,"confidence":0.8730469,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.1457272320985794},{"word":"that","start":1891.825,"end":1892.325,"confidence":0.72216797,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2537229061126709},{"word":"through","start":1895.825,"end":1896.075,"confidence":0.9951172,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.2819322943687439},{"word":"that","start":1896.075,"end":1896.575,"confidence":0.970459,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.1169704794883728}],"paragraphs":{"transcript":"\nHello. Matthew speaking. Yeah. Not so bad. Yourself?\n\nNo. All good. Yeah. Like that. Yep.\n\nThat'd be great. Yep. Hi. I have to wait. Working?\n\nI'll keep it. Update and I'll probably my wife keeps it with her super. She keeps it real close on it, and I'll just yeah. So what in the end, I'd like to have where we have, like see where we are with our super buck for both of us together because there's no point when you get to one you know, like, she she her super is going great guns and, you know, she's getting told information, oh, yeah, this and this, but you can't really plan in retirement if you're not planning together. If you know what I mean?\n\nLike yeah. I mean, like, they're super like, she's, yeah, she's really taken on board, and she really yeah. She she chops and changes what she what she wants done with where it's gone and all that for a bit. But, yeah, I let mine run. So we could just even do a comparison and and just to see where we are because, yeah, different ages and different yeah.\n\nAnd also yeah. And then and it makes her that makes us both aware where we are because you sort of get obviously, you're gonna get total different information until you till you're both till till whoever's telling us knows, you know, where I am too. So yep. Yeah. Yeah.\n\nYeah. Yep. Yep. Yeah. That's yeah.\n\nThat'd be great because you you just don't really yeah. Because yeah. And just like yeah. All those sort of things because there's so many variables and yeah. Definitely.\n\nYeah. Yeah. That'd be great. Yeah. Because yeah.\n\nBecause it because yeah. Because, again, yeah, in a relationship, there's always one that's like, well, I'm more negative than like, I'm thinking, oh, I'm gonna have to work it. I'm gonna have to keep working, but and then you got different and you got different work programs as well where I probably do have to keep going a bit longer because and then because Wendy's a teacher, well, then she probably can retire and and keep doing casual work. So yeah. But, yeah, all good.\n\nJust trying to think when the best time is. Probably, it's Yeah. If you could just touch base, I suppose, in in in yeah. To say because it's on holidays at the moment. It's good to see you.\n\nSo yeah. All good. So I could yeah. If you could just yeah. Even if you touch base what's what are we looking at?\n\nYeah. Even at the end of next week, because I can ask her and you touch base, and then I can sort of see where where she where we can sort of, you know, give you a few dates where it could work because it probably that might be that might be the issue too where it's just planning to get both these, you know, like, to, you know, plan ahead. So yeah. Yep. Yeah.\n\nYeah. Okay. Yeah. No. It's it's good and bad because sometimes you can do it.\n\nUsually, I've had some meetings where not not saying yours, but it goes out late and you're so tired. And it's not and it yeah. Well, I'm I'm better in my morning, and my wife's not good in the morning, so it doesn't always work. But, yeah, all good. Yeah.\n\nYeah. That'd be great. Yep. Hang on. Yeah.\n\nYeah. Yep. Yep. Well, it depends. You always are.\n\nI don't know how you well, my daughter daughter's away from she's 20 she's 21 this year. So when you say she's not dependent on us, but still is yeah. So yeah. No. No.\n\nNo. I suppose I suppose yeah. It's hard to say. Look. Yeah.\n\nI suppose I don't know. What do you call that anyway? You say just one, don't you? Once they move on, they you know, technically, but you yep. Yeah.\n\nYeah. Yeah. I'd say I'd say one for the moment, really. Yeah. And the other one is just, yeah, we help her out.\n\nSo, yeah, as much as we can be. Yeah. Yeah. Still the sales rep. Yeah.\n\n20 five years twenty five years next year. I hope so, but you do get to that point in your life. It's it's what you it's, you know, that's the saying is you you you the devil you know. Yep. Yeah.\n\nYep. I ticked over. I think last payroll I said the on I should note that because yeah. So say you can put down 82, to be honest. Yeah.\n\nYeah. Partly. But yeah. It's it it they yeah. They say how much we get extra, they tryna tryna get rid of it.\n\nSo, like, so find a way to to make it harder because yeah. Yeah. But if you can I suppose I forget how much I got last year extra? What's the per quarter to I just put down next two 6 $2.04 6. Yeah.\n\nSorry. So about an extra 8 6,000. I'll just put 6. Yeah. Because they're getting harder with it.\n\nYep. Now over time, I wish I did get that one. The yeah. No. It's from just hitting the incentives.\n\nYep. Yeah. Balance. Yep. Yeah.\n\nYeah. Balance. Good question. I yeah. I should know these backwards.\n\nYeah. I'm yeah. Sorry. I should I should know that, but I'm pretty slack. Yeah.\n\nI I did get bonuses last year. Yep. I'm sorry. What month? I would've I'll get it, like, at the moment now, they're doing it.\n\nThey get it quarterly now, so we get it yeah. It's it's, like, quarterly bonus now. Yeah. Yeah. They can be sneaky too.\n\nThat's it. They've actually it's PepsiCo, and they there's a couple of times when they they don't pay the super exit when they're supposed to put it in. They skip it like a and the other work might fix it out, and they they fix it up, but there's you know, if you're doing that, you're scamming. So they still everyone does it. Not anymore.\n\nNo. Yeah. Yeah. Yeah. Yeah.\n\nI mean, they've done it for their own compound. It's just, yes, exactly. Yeah. Yep. Yeah.\n\nI think I think it's I think it's just a standard, I think. Yeah. Yeah. Yeah. Yeah.\n\nThat's good. That's good. Yeah. Yeah. I'm hoping it's going through because I would have put it through the change up.\n\nI'm I think it would it's only something basic, but it I think through through my directly through my pay, it goes in. And so it would be yeah. I think yeah. I think it's $50 a week, I think, but I have to double yeah. But if you could check it because I need I need to I'm an offer because I know that's where my wife has been put in.\n\nWhen I when we were when I was the one wage journal, I was like, oh, I can't afford to save, you know, I need to save every 10 15. And then and then she'd been doing it for a long time, and I also been because I've been putting less contributions over time because I was just I was in that mode of being the one wager, and I can't afford to do it. So yeah. So that and that's why because hers is better than mine because of that. Yeah.\n\nBecause she'd been a teacher and then she sort of looked after quite well. So I'll let her fix mine up otherwise. Yeah. They did do. Yeah.\n\nThat worked. That worked. So you're saying that the contributions that that was supposed to be putting in? Yeah. Yeah.\n\nThere was a probably a bonus as well. Yeah. Yeah. Yeah. Okay.\n\nYeah. That's yeah. That would be yeah. Yeah. Yeah.\n\nOkay. Yep. I I probably should put it higher because I know yeah. Because I always I'm one of those ones that I work yeah. I'm always worried about putting too much in, but I'll check I've probably so I can just I I can just check that change up through my work, can I?\n\nBecause I can just check that out. Yeah. So, yeah, I'll just I'll double check with when you're getting produced, but we're saying put up high and it's like, oh, can we Yeah. And it is true. You you can't you don't miss what you don't get.\n\nYeah. Yeah. Yeah. It's only it's it's just shock it's terrible. The monthly the monthly I'm getting paid monthly is really bugger too.\n\nYeah. I I'd probably to say to yeah. Getting maybe pushing it to 300. We'd be able to go. Yeah.\n\nYep. Yep. Yeah. Yeah. And also, yeah, that's why we need to we could have that talk together because then we can work out whether if I'm returning at a certain age where if I'm so far behind, do I need to be putting more on the mind?\n\nIf Wendy's making more on her the way she does it super, do do I do I let her put more in and then, yeah, work together? So yeah. So that's where I'd sort of it'd be good to work out all that. And also then Wendy's work yeah. And Wendy knows how much I'm putting in compared to her, and then it's sort of like yeah.\n\nBecause it's funny because I I I've always kept mine down mine. And yeah. So we gotta work. Yeah. And I'll and in theory in theory, I'll retire.\n\nI mean, in theory, I'll retire earlier, but probably not. So that's why we need to work it out for you. Yep. Yep. Yeah.\n\nYeah. Excellent. My salary sacrifice. Life will probably get another car in probably within yeah. So I was supposed to be good to know, like, even the salary sacrifice, the car whether who it's, you know, whether it's even vested in through me or something too.\n\nBut yeah. So they yeah. Yeah. Yeah. Yeah.\n\nYeah. Well, what can well, that's what that's why I need this chat because I I'm I'm 55 this year, and and I and I I don't I don't know how I I don't know how I could retire at 60. Like, even and my wife would like to she's four years younger than me. She aims to retire at 60, but she could still earn a fair bit of casual teaching as well. So it does sort of make sense.\n\nBut I can't see yeah. That's why I wanna know because I I see we still got a debt on the house, and then whenever when when she gets to, obviously, she'd be able to retire at this age and all that and go but no one's taking an account what debt we got. So I'm trying to work out that's that's why when I go when we go debt to the house, that's what worries me. So me retiring early. And I and I and I don't understand I still don't understand, super, this point, like, how how can you judge how much money you need and and, like, how much money should you take out, you know, like, to to to pay out that amount.\n\nSo that's where I'm a bit lost. But, yeah, I suppose in theory, sometime after the wind down after, you know, after 60, but, like, still at work, but not the same job, not not the same amount of money sort of thing. Yeah. Yeah. Yeah.\n\nYep. Yeah. Well, I'll I'll give myself a bonus for just a couple of a couple of months before she retires. So I can feel like I've retired early even on being older, but yeah. Yeah.\n\nBut yeah. It's mainly working out because I I I actually can't because she yeah. Wendy's keen to retire at six years, and I I can't see me being like, financially been able to, so that's why we need to talk together to work it out because yeah. I I don't yeah. I don't I don't love my job that much.\n\nAs in as in I wanna keep working forever, but but but if I can retire yeah. But I just don't I don't feel like I can. So that's why I wanna yeah. Yeah. And work out work out some goals, so if if I do because the scary thing is, like, you can do a countdown, which is good and bad.\n\nSo yep. Yeah. Yeah. Yep. Yeah.\n\nBecause what I don't understand is, like yeah. And then what I don't understand, like, if I do retire from my job that I'm in now, and then and, you know, just and then, yeah, that's true. Like, work out where I can work four years, but not it's yeah. Good. As you said, earn a certain amount per week, and that's that's what we need to do.\n\nSo, yeah, that that would be that'd be my aim if I could, like, for for four years just work until when he retires. I I hit a certain amount of money. We're casually doing something, but yeah. Yep. Yeah.\n\nYeah. Yeah. Yep. Yep. Yep.\n\nI we've got we've we've purchased a property in August last year, so we have got that investment property at Crows Nest. So yeah. So we've got that one here, so I'm not sure what you have recorded here. Do we have down for a few days? Do we?\n\nI must I mean, I've said it's a property before. But, anyway, the the property that it's worth now, I hope just see realestate.com, I wish you can trust that. But that that's 760,000, I think it is. Yep. Yep.\n\nAnd probably yeah. Not a 100% sure, but maybe I'll figure it out to something. About 4 100, I think. Yeah. About four 100.\n\nYeah. Yeah. No. No. I was just trying to work at what that one was.\n\nYeah. When you squeeze it 400, but yeah. No. We sold we sold it in in the meantime. Yeah.\n\nSo we just got the wrong property here. We just got the one vehicle because I've got a I've got a work one. So it's quick. Not sure. So say, like I'm not sure what's that.\n\nI'll I'll just try it out there 10,000. I'm not sure. Yeah. No. Nope.\n\nNo. All the nope. I used them up. Fifteen years ago, I used that PepsiCo shit and and separate insurances, and, you know, that's what it my back up now. Had had fun using that money.\n\nWendy looks after all that. I don't think we've got I'm trying to think what we've got. Personal one. Yeah. Yeah.\n\nJust confirm with her. We've yep. Pretty much. Yep. No.\n\nYep. Yep. Yeah. Basic hospital cover. Yep.\n\nYeah. We just we're double checking that because we yeah. We get another copy of it because we we want a copy of it. But, yeah, we we are booked in together. Yeah.\n\nWe did a clean out and we got what? We got another copy, but, yeah, we have to wait booked in to get a copy of it done, printed out. Yeah. We did the what do you call it? The what do you call it?\n\nExecutor. What is it? What do you call it? Yeah. Yep.\n\nYep. Yep. When did I when did I know I'm void? When did when did where has what has the power to turn it work? Yeah.\n\nYep. I'm not sure what I'm not sure what we would have done. And I don't remember what whether we did or because you because yeah. I'm not sure. We went through the proper will.\n\nWhich one? Yeah. We did I like, I did have a power of attorney, but it's not gonna be what I say. I got power of attorney in there, but that's twenty five years ago when I went overseas. I got mom to be my power of attorney, but, you know, what?\n\nShe's aged now, and it's not really up to her to do you know what I mean? Do any of that stuff. So so how do you do That's what I mean. Does it become do you have to go somewhere to get it null and void or something? Like, how do you do that?\n\nLike, yeah. Yeah. No. You're right. Yeah.\n\nI thought we went through yeah. We went through the process. We went through the, yeah, the what do you call it? You do it through the, yeah. The the government one where you can sort of find a way to get it free.\n\nYou know what I mean? Like, you get them and then you take over it. You just you but I can't you can leave it to them. They it becomes expensive, but you just take it out of them and then you do it to your power over to the executor. So, yeah, we've done that through that.","paragraphs":[{"sentences":[{"text":"Hello.","start":1.36,"end":1.68,"sentiment":"neutral","sentiment_score":0.03909370303153992},{"text":"Matthew speaking.","start":1.68,"end":2.58,"sentiment":"neutral","sentiment_score":0.03570729400962591},{"text":"Yeah.","start":7.68,"end":8.0,"sentiment":"neutral","sentiment_score":0.17844465374946594},{"text":"Not so bad.","start":8.0,"end":8.639999,"sentiment":"neutral","sentiment_score":0.24203847845395407},{"text":"Yourself?","start":8.639999,"end":9.139999,"sentiment":"neutral","sentiment_score":0.22276246547698977}],"sentiment":"neutral","sentiment_score":0.1547288557048887,"num_words":8,"start":1.36,"end":9.139999},{"sentences":[{"text":"No.","start":21.475,"end":21.715,"sentiment":"neutral","sentiment_score":-0.05740567669272423},{"text":"All good.","start":21.715,"end":22.375,"sentiment":"neutral","sentiment_score":0.13463419675827026},{"text":"Yeah.","start":26.47,"end":26.789999,"sentiment":"neutral","sentiment_score":0.10801149904727936},{"text":"Like that.","start":26.789999,"end":27.189999,"sentiment":"neutral","sentiment_score":0.1302618645131588},{"text":"Yep.","start":27.189999,"end":27.51,"sentiment":"neutral","sentiment_score":0.28584009408950806}],"sentiment":"neutral","sentiment_score":0.1237482912838459,"num_words":7,"start":21.475,"end":27.51},{"sentences":[{"text":"That'd be great.","start":27.51,"end":29.05,"sentiment":"positive","sentiment_score":0.5821311672528585},{"text":"Yep.","start":37.989998,"end":38.489998,"sentiment":"neutral","sentiment_score":0.09452899545431136},{"text":"Hi.","start":49.085,"end":49.164997,"sentiment":"neutral","sentiment_score":-0.00023625511676073072},{"text":"I have to wait.","start":49.164997,"end":49.984997,"sentiment":"neutral","sentiment_score":-0.021886891219764948},{"text":"Working?","start":51.565,"end":52.065,"sentiment":"neutral","sentiment_score":0.014567108824849129}],"sentiment":"neutral","sentiment_score":0.17677057860419154,"num_words":10,"start":27.51,"end":52.065},{"sentences":[{"text":"I'll keep it.","start":57.989998,"end":58.969997,"sentiment":"neutral","sentiment_score":0.07870460053284963},{"text":"Update and I'll probably my wife keeps it with her super.","start":80.035,"end":84.94,"sentiment":"neutral","sentiment_score":0.016343678432432087},{"text":"She keeps it real close on it, and I'll just yeah.","start":84.94,"end":89.02,"sentiment":"neutral","sentiment_score":0.02669527241960168},{"text":"So what in the end, I'd like to have where we have, like see where we are with our super buck for both of us together because there's no point when you get to one you know, like, she she her super is going great guns and, you know, she's getting told information, oh, yeah, this and this, but you can't really plan in retirement if you're not planning together.","start":89.02,"end":112.32,"sentiment":"neutral","sentiment_score":-0.06518931782671383},{"text":"If you know what I mean?","start":112.619995,"end":113.259995,"sentiment":"neutral","sentiment_score":-0.05680586459736029}],"sentiment":"neutral","sentiment_score":-0.04153015024240802,"num_words":101,"start":57.989998,"end":113.259995},{"sentences":[{"text":"Like yeah.","start":113.259995,"end":114.619995,"sentiment":"neutral","sentiment_score":-0.05046502500772476},{"text":"I mean, like, they're super like, she's, yeah, she's really taken on board, and she really yeah.","start":114.619995,"end":121.259995,"sentiment":"positive","sentiment_score":0.36397823833805676},{"text":"She she chops and changes what she what she wants done with where it's gone and all that for a bit.","start":121.259995,"end":126.695,"sentiment":"positive","sentiment_score":0.34030999598048983},{"text":"But, yeah, I let mine run.","start":126.755005,"end":128.035,"sentiment":"neutral","sentiment_score":0.15218268086512884},{"text":"So we could just even do a comparison and and just to see where we are because, yeah, different ages and different yeah.","start":128.035,"end":133.815,"sentiment":"neutral","sentiment_score":0.1275266143290893}],"sentiment":"neutral","sentiment_score":0.24752779901567576,"num_words":69,"start":113.259995,"end":133.815},{"sentences":[{"text":"And also yeah.","start":133.875,"end":134.835,"sentiment":"neutral","sentiment_score":0.15439806381861368},{"text":"And then and it makes her that makes us both aware where we are because you sort of get obviously, you're gonna get total different information until you till you're both till till whoever's telling us knows, you know, where I am too.","start":134.835,"end":146.715,"sentiment":"neutral","sentiment_score":0.14150202958736308},{"text":"So yep.","start":146.715,"end":147.59999,"sentiment":"neutral","sentiment_score":0.12395578622817993},{"text":"Yeah.","start":147.59999,"end":148.09999,"sentiment":"neutral","sentiment_score":0.23898926377296448},{"text":"Yeah.","start":157.27501,"end":157.77501,"sentiment":"positive","sentiment_score":0.44289687275886536}],"sentiment":"neutral","sentiment_score":0.14955158345401287,"num_words":50,"start":133.875,"end":157.77501},{"sentences":[{"text":"Yeah.","start":168.32,"end":168.82,"sentiment":"positive","sentiment_score":0.36677658557891846},{"text":"Yep.","start":184.095,"end":184.595,"sentiment":"neutral","sentiment_score":0.2841097116470337},{"text":"Yep.","start":190.975,"end":191.475,"sentiment":"positive","sentiment_score":0.3419385850429535},{"text":"Yeah.","start":203.56999,"end":203.97,"sentiment":"neutral","sentiment_score":0.2367788851261139},{"text":"That's yeah.","start":203.97,"end":204.45,"sentiment":"neutral","sentiment_score":0.2721825838088989}],"sentiment":"neutral","sentiment_score":0.2956614891688029,"num_words":6,"start":168.32,"end":204.45},{"sentences":[{"text":"That'd be great because you you just don't really yeah.","start":204.45,"end":207.73,"sentiment":"neutral","sentiment_score":0.16635841578245164},{"text":"Because yeah.","start":207.73,"end":209.01,"sentiment":"neutral","sentiment_score":0.046183209866285324},{"text":"And just like yeah.","start":209.01,"end":210.62999,"sentiment":"neutral","sentiment_score":0.03358018025755882},{"text":"All those sort of things because there's so many variables and yeah.","start":210.69,"end":214.88501,"sentiment":"neutral","sentiment_score":0.06963850061098735},{"text":"Definitely.","start":214.88501,"end":215.38501,"sentiment":"neutral","sentiment_score":0.27803152799606323}],"sentiment":"neutral","sentiment_score":0.10358499427293909,"num_words":29,"start":204.45,"end":215.38501},{"sentences":[{"text":"Yeah.","start":240.43001,"end":240.93001,"sentiment":"neutral","sentiment_score":0.15869015455245972},{"text":"Yeah.","start":245.135,"end":245.375,"sentiment":"neutral","sentiment_score":0.17645263671875},{"text":"That'd be great.","start":245.375,"end":246.275,"sentiment":"positive","sentiment_score":0.594102700551351},{"text":"Yeah.","start":247.69499,"end":248.19499,"sentiment":"neutral","sentiment_score":0.14443063735961914},{"text":"Because yeah.","start":248.255,"end":248.815,"sentiment":"neutral","sentiment_score":0.10415526106953621}],"sentiment":"neutral","sentiment_score":0.30877400655299425,"num_words":8,"start":240.43001,"end":248.815},{"sentences":[{"text":"Because it because yeah.","start":248.815,"end":249.855,"sentiment":"neutral","sentiment_score":0.16991062089800835},{"text":"Because, again, yeah, in a relationship, there's always one that's like, well, I'm more negative than like, I'm thinking, oh, I'm gonna have to work it.","start":249.855,"end":256.415,"sentiment":"neutral","sentiment_score":-0.17352282864829668},{"text":"I'm gonna have to keep working, but and then you got different and you got different work programs as well where I probably do have to keep going a bit longer because and then because Wendy's a teacher, well, then she probably can retire and and keep doing casual work.","start":256.415,"end":270.07,"sentiment":"neutral","sentiment_score":-0.05017676059156656},{"text":"So yeah.","start":270.07,"end":270.55002,"sentiment":"neutral","sentiment_score":0.054299550130963326},{"text":"But, yeah, all good.","start":270.55002,"end":271.77002,"sentiment":"positive","sentiment_score":0.3603569567203522}],"sentiment":"neutral","sentiment_score":-0.055706536787193874,"num_words":86,"start":248.815,"end":271.77002},{"sentences":[{"text":"Just trying to think when the best time is.","start":291.45,"end":293.47,"sentiment":"neutral","sentiment_score":0.06272128472725551},{"text":"Probably, it's Yeah.","start":295.29,"end":302.145,"sentiment":"neutral","sentiment_score":0.11657031873861949},{"text":"If you could just touch base, I suppose, in in in yeah.","start":302.44498,"end":307.085,"sentiment":"neutral","sentiment_score":0.10302418377250433},{"text":"To say because it's on holidays at the moment.","start":307.085,"end":309.72498,"sentiment":"neutral","sentiment_score":0.12029095076852375},{"text":"It's good to see you.","start":309.72498,"end":310.44498,"sentiment":"positive","sentiment_score":0.6304731726646423}],"sentiment":"neutral","sentiment_score":0.16803887221766145,"num_words":38,"start":291.45,"end":310.44498},{"sentences":[{"text":"So yeah.","start":310.44498,"end":311.085,"sentiment":"positive","sentiment_score":0.41531990468502045},{"text":"All good.","start":311.085,"end":311.56497,"sentiment":"positive","sentiment_score":0.5665775835514069},{"text":"So I could yeah.","start":311.56497,"end":312.28497,"sentiment":"neutral","sentiment_score":0.15723345056176186},{"text":"If you could just yeah.","start":312.28497,"end":314.46,"sentiment":"neutral","sentiment_score":0.09760860651731491},{"text":"Even if you touch base what's what are we looking at?","start":314.46,"end":317.26,"sentiment":"neutral","sentiment_score":0.03981881870210848}],"sentiment":"neutral","sentiment_score":0.1466157840429029,"num_words":24,"start":310.44498,"end":317.26},{"sentences":[{"text":"Yeah.","start":317.26,"end":317.5,"sentiment":"neutral","sentiment_score":-0.010774685069918633},{"text":"Even at the end of next week, because I can ask her and you touch base, and then I can sort of see where where she where we can sort of, you know, give you a few dates where it could work because it probably that might be that might be the issue too where it's just planning to get both these, you know, like, to, you know, plan ahead.","start":317.5,"end":334.875,"sentiment":"neutral","sentiment_score":0.13091405566249575},{"text":"So yeah.","start":334.875,"end":336.42502,"sentiment":"neutral","sentiment_score":0.14223936200141907},{"text":"Yep.","start":356.525,"end":357.025,"sentiment":"neutral","sentiment_score":0.11102338135242462},{"text":"Yeah.","start":362.525,"end":362.76498,"sentiment":"neutral","sentiment_score":0.08021757006645203}],"sentiment":"neutral","sentiment_score":0.12838571848968663,"num_words":75,"start":317.26,"end":362.76498},{"sentences":[{"text":"Yeah.","start":362.76498,"end":362.845,"sentiment":"neutral","sentiment_score":0.07746881246566772},{"text":"Okay.","start":362.845,"end":363.345,"sentiment":"neutral","sentiment_score":0.09791599214076996},{"text":"Yeah.","start":363.645,"end":363.885,"sentiment":"neutral","sentiment_score":0.11102277040481567},{"text":"No.","start":363.885,"end":364.125,"sentiment":"neutral","sentiment_score":0.05804259330034256},{"text":"It's it's good and bad because sometimes you can do it.","start":364.125,"end":366.525,"sentiment":"neutral","sentiment_score":0.17101008038629184}],"sentiment":"neutral","sentiment_score":0.14837073683738708,"num_words":15,"start":362.76498,"end":366.525},{"sentences":[{"text":"Usually, I've had some meetings where not not saying yours, but it goes out late and you're so tired.","start":366.525,"end":373.66998,"sentiment":"neutral","sentiment_score":-0.016350830120867806},{"text":"And it's not and it yeah.","start":374.53,"end":376.87,"sentiment":"neutral","sentiment_score":-0.009188609197735786},{"text":"Well, I'm I'm better in my morning, and my wife's not good in the morning, so it doesn't always work.","start":376.93,"end":382.22998,"sentiment":"neutral","sentiment_score":-0.04730020193383098},{"text":"But, yeah, all good.","start":383.33,"end":384.62997,"sentiment":"neutral","sentiment_score":-0.0804480630904436},{"text":"Yeah.","start":386.04498,"end":386.54498,"sentiment":"neutral","sentiment_score":0.16540372371673584}],"sentiment":"neutral","sentiment_score":-0.02936379989609122,"num_words":50,"start":366.525,"end":386.54498},{"sentences":[{"text":"Yeah.","start":387.805,"end":388.125,"sentiment":"neutral","sentiment_score":0.3269957900047302},{"text":"That'd be great.","start":388.125,"end":388.76498,"sentiment":"positive","sentiment_score":0.5048097769419352},{"text":"Yep.","start":388.76498,"end":389.26498,"sentiment":"neutral","sentiment_score":0.2548578381538391},{"text":"Hang on.","start":397.32498,"end":398.145,"sentiment":"neutral","sentiment_score":0.06794874183833599},{"text":"Yeah.","start":414.645,"end":415.125,"sentiment":"neutral","sentiment_score":0.027995841577649117}],"sentiment":"neutral","sentiment_score":0.282522035529837,"num_words":8,"start":387.805,"end":415.125},{"sentences":[{"text":"Yeah.","start":415.125,"end":415.625,"sentiment":"neutral","sentiment_score":0.0415748693048954},{"text":"Yep.","start":418.645,"end":419.145,"sentiment":"neutral","sentiment_score":0.03375396132469177},{"text":"Yep.","start":424.565,"end":425.065,"sentiment":"neutral","sentiment_score":0.03336476907134056},{"text":"Well, it depends.","start":428.71,"end":429.43,"sentiment":"neutral","sentiment_score":-0.07362559686104457},{"text":"You always are.","start":429.43,"end":430.49,"sentiment":"neutral","sentiment_score":-0.15773620208104452}],"sentiment":"neutral","sentiment_score":-0.06504353301392661,"num_words":9,"start":415.125,"end":430.49},{"sentences":[{"text":"I don't know how you well, my daughter daughter's away from she's 20 she's 21 this year.","start":431.99,"end":439.68997,"sentiment":"neutral","sentiment_score":-0.26508980200571175},{"text":"So when you say she's not dependent on us, but still is yeah.","start":439.75,"end":443.49503,"sentiment":"neutral","sentiment_score":-0.09088964387774467},{"text":"So yeah.","start":443.49503,"end":444.315,"sentiment":"neutral","sentiment_score":-0.063082629814744},{"text":"No.","start":444.375,"end":444.45502,"sentiment":"neutral","sentiment_score":-0.1377512812614441},{"text":"No.","start":444.45502,"end":444.6417,"sentiment":"neutral","sentiment_score":-0.1270972490310669}],"sentiment":"neutral","sentiment_score":-0.17879722924793467,"num_words":34,"start":431.99,"end":444.6417},{"sentences":[{"text":"No.","start":444.6417,"end":444.82834,"sentiment":"neutral","sentiment_score":-0.15561732649803162},{"text":"I suppose I suppose yeah.","start":444.82834,"end":446.375,"sentiment":"neutral","sentiment_score":-0.12283711284399032},{"text":"It's hard to say.","start":446.375,"end":447.255,"sentiment":"neutral","sentiment_score":-0.20099883526563644},{"text":"Look.","start":447.255,"end":447.415,"sentiment":"neutral","sentiment_score":-0.06712927669286728},{"text":"Yeah.","start":447.415,"end":447.615,"sentiment":"neutral","sentiment_score":-0.05249383673071861}],"sentiment":"neutral","sentiment_score":-0.14111844543367624,"num_words":12,"start":444.6417,"end":447.615},{"sentences":[{"text":"I suppose I don't know.","start":447.615,"end":448.535,"sentiment":"neutral","sentiment_score":-0.06262503936886787},{"text":"What do you call that anyway?","start":448.535,"end":449.73502,"sentiment":"neutral","sentiment_score":-0.09109709536035855},{"text":"You say just one, don't you?","start":449.73502,"end":450.935,"sentiment":"neutral","sentiment_score":-0.06869374153514703},{"text":"Once they move on, they you know, technically, but you yep.","start":450.935,"end":454.075,"sentiment":"neutral","sentiment_score":-0.10125942799178037},{"text":"Yeah.","start":465.44,"end":465.94,"sentiment":"neutral","sentiment_score":-0.06402052193880081}],"sentiment":"neutral","sentiment_score":-0.08447394648502612,"num_words":29,"start":447.615,"end":465.94},{"sentences":[{"text":"Yeah.","start":469.185,"end":469.685,"sentiment":"neutral","sentiment_score":-0.04518463462591171},{"text":"Yeah.","start":474.145,"end":474.54498,"sentiment":"neutral","sentiment_score":-0.02316251769661903},{"text":"I'd say I'd say one for the moment, really.","start":474.54498,"end":476.705,"sentiment":"neutral","sentiment_score":-0.04894037296374639},{"text":"Yeah.","start":476.705,"end":476.865,"sentiment":"neutral","sentiment_score":0.016913505271077156},{"text":"And the other one is just, yeah, we help her out.","start":476.865,"end":479.185,"sentiment":"neutral","sentiment_score":0.06499009291556748}],"sentiment":"neutral","sentiment_score":0.009695392102003098,"num_words":23,"start":469.185,"end":479.185},{"sentences":[{"text":"So, yeah, as much as we can be.","start":479.185,"end":480.625,"sentiment":"neutral","sentiment_score":0.06074673589318991},{"text":"Yeah.","start":480.625,"end":481.125,"sentiment":"neutral","sentiment_score":0.040552325546741486},{"text":"Yeah.","start":490.74,"end":491.06,"sentiment":"neutral","sentiment_score":0.009375102818012238},{"text":"Still the sales rep.","start":491.06,"end":492.02,"sentiment":"neutral","sentiment_score":0.011843767017126083},{"text":"Yeah.","start":492.02,"end":492.52,"sentiment":"neutral","sentiment_score":0.03258693963289261}],"sentiment":"neutral","sentiment_score":0.041057554880777995,"num_words":15,"start":479.185,"end":492.52},{"sentences":[{"text":"20 five years twenty five years next year.","start":492.65997,"end":495.0,"sentiment":"neutral","sentiment_score":0.08928470592945814},{"text":"I hope so, but you do get to that point in your life.","start":497.675,"end":500.415,"sentiment":"neutral","sentiment_score":0.2421255329480538},{"text":"It's it's what you it's, you know, that's the saying is you you you the devil you know.","start":500.795,"end":506.415,"sentiment":"neutral","sentiment_score":-0.043594472110271454},{"text":"Yep.","start":506.875,"end":507.375,"sentiment":"neutral","sentiment_score":0.016103621572256088},{"text":"Yeah.","start":510.88998,"end":511.37,"sentiment":"neutral","sentiment_score":0.045979950577020645}],"sentiment":"neutral","sentiment_score":0.0765681134127989,"num_words":41,"start":492.65997,"end":511.37},{"sentences":[{"text":"Yep.","start":511.37,"end":511.87,"sentiment":"neutral","sentiment_score":0.050248533487319946},{"text":"I ticked over.","start":520.49,"end":521.87,"sentiment":"neutral","sentiment_score":0.035875486209988594},{"text":"I think last payroll I said the on I should note that because yeah.","start":521.93,"end":526.00494,"sentiment":"neutral","sentiment_score":0.022650518055473055},{"text":"So say you can put down 82, to be honest.","start":526.00494,"end":528.56494,"sentiment":"neutral","sentiment_score":0.02935011237859726},{"text":"Yeah.","start":528.56494,"end":529.06494,"sentiment":"neutral","sentiment_score":0.028012260794639587}],"sentiment":"neutral","sentiment_score":0.027465366533604162,"num_words":29,"start":511.37,"end":529.06494},{"sentences":[{"text":"Yeah.","start":537.63,"end":537.95,"sentiment":"neutral","sentiment_score":0.0024587996304035187},{"text":"Partly.","start":537.95,"end":538.45,"sentiment":"neutral","sentiment_score":-0.007482779677957296},{"text":"But yeah.","start":538.67004,"end":539.47003,"sentiment":"neutral","sentiment_score":-0.03178808651864529},{"text":"It's it it they yeah.","start":539.47003,"end":542.59,"sentiment":"neutral","sentiment_score":-0.040455153211951256},{"text":"They say how much we get extra, they tryna tryna get rid of it.","start":542.59,"end":546.03,"sentiment":"neutral","sentiment_score":-0.19175061636737414}],"sentiment":"neutral","sentiment_score":-0.12849498036034082,"num_words":23,"start":537.63,"end":546.03},{"sentences":[{"text":"So, like, so find a way to to make it harder because yeah.","start":546.03,"end":549.315,"sentiment":"neutral","sentiment_score":-0.19645012313356766},{"text":"Yeah.","start":549.715,"end":550.215,"sentiment":"neutral","sentiment_score":-0.058958347886800766},{"text":"But if you can I suppose I forget how much I got last year extra?","start":550.515,"end":554.135,"sentiment":"neutral","sentiment_score":-0.05343243678410848},{"text":"What's the per quarter to I just put down next two 6 $2.04 6.","start":556.115,"end":567.17004,"sentiment":"neutral","sentiment_score":-0.010651388155695583},{"text":"Yeah.","start":567.17004,"end":567.41003,"sentiment":"neutral","sentiment_score":-0.009110279381275175}],"sentiment":"neutral","sentiment_score":-0.08119377758967775,"num_words":44,"start":546.03,"end":567.41003},{"sentences":[{"text":"Sorry.","start":567.41003,"end":567.91003,"sentiment":"neutral","sentiment_score":-0.06041618064045906},{"text":"So about an extra 8 6,000.","start":568.77,"end":572.85004,"sentiment":"neutral","sentiment_score":-0.06067222232619921},{"text":"I'll just put 6.","start":572.85004,"end":573.65,"sentiment":"neutral","sentiment_score":-0.021386305801570415},{"text":"Yeah.","start":573.65,"end":574.15,"sentiment":"neutral","sentiment_score":-0.0016612932085990906},{"text":"Because they're getting harder with it.","start":574.45,"end":576.05,"sentiment":"neutral","sentiment_score":-0.1950758881866932}],"sentiment":"neutral","sentiment_score":-0.09345063111848301,"num_words":18,"start":567.41003,"end":576.05},{"sentences":[{"text":"Yep.","start":576.05,"end":576.55,"sentiment":"neutral","sentiment_score":0.009098146110773088},{"text":"Now over time, I wish I did get that one.","start":583.945,"end":586.605,"sentiment":"neutral","sentiment_score":0.047563740983605385},{"text":"The yeah.","start":587.225,"end":587.785,"sentiment":"neutral","sentiment_score":0.0038410061970353127},{"text":"No.","start":587.785,"end":588.02496,"sentiment":"neutral","sentiment_score":-0.11252357810735704},{"text":"It's from just hitting the incentives.","start":588.02496,"end":589.805,"sentiment":"neutral","sentiment_score":-0.07823077651361625}],"sentiment":"neutral","sentiment_score":-0.004474533442407847,"num_words":20,"start":576.05,"end":589.805},{"sentences":[{"text":"Yep.","start":592.17,"end":592.67,"sentiment":"neutral","sentiment_score":0.07134019583463669},{"text":"Yeah.","start":594.81,"end":595.29,"sentiment":"neutral","sentiment_score":0.09478060901165009},{"text":"Balance.","start":595.29,"end":595.69,"sentiment":"neutral","sentiment_score":0.11856742203235626},{"text":"Yep.","start":595.69,"end":596.01,"sentiment":"neutral","sentiment_score":0.1188504546880722},{"text":"Yeah.","start":596.01,"end":596.33,"sentiment":"neutral","sentiment_score":0.11569930613040924}],"sentiment":"neutral","sentiment_score":0.1038475975394249,"num_words":5,"start":592.17,"end":596.33},{"sentences":[{"text":"Yeah.","start":596.33,"end":596.65,"sentiment":"neutral","sentiment_score":0.12980183959007263},{"text":"Balance.","start":596.65,"end":597.15,"sentiment":"neutral","sentiment_score":0.08897015452384949},{"text":"Good question.","start":607.105,"end":607.845,"sentiment":"neutral","sentiment_score":0.11966767907142638},{"text":"I yeah.","start":608.625,"end":609.185,"sentiment":"neutral","sentiment_score":0.05842624790966511},{"text":"I should know these backwards.","start":609.185,"end":610.46497,"sentiment":"neutral","sentiment_score":0.03208552561700344}],"sentiment":"neutral","sentiment_score":0.0668534069237384,"num_words":11,"start":596.33,"end":610.46497},{"sentences":[{"text":"Yeah.","start":610.46497,"end":610.96497,"sentiment":"neutral","sentiment_score":0.023726191371679303},{"text":"I'm yeah.","start":611.26495,"end":612.225,"sentiment":"neutral","sentiment_score":0.01788819464854896},{"text":"Sorry.","start":612.225,"end":612.70496,"sentiment":"neutral","sentiment_score":-0.10863570123910904},{"text":"I should I should know that, but I'm pretty slack.","start":612.70496,"end":615.02496,"sentiment":"neutral","sentiment_score":-0.2717935308814049},{"text":"Yeah.","start":615.02496,"end":615.52496,"sentiment":"neutral","sentiment_score":-0.09408125281333923}],"sentiment":"neutral","sentiment_score":-0.19074331214651466,"num_words":15,"start":610.46497,"end":615.52496},{"sentences":[{"text":"I I did get bonuses last year.","start":622.05,"end":623.73,"sentiment":"neutral","sentiment_score":0.10918880573340825},{"text":"Yep.","start":623.73,"end":624.23,"sentiment":"neutral","sentiment_score":0.0669403225183487},{"text":"I'm sorry.","start":631.57,"end":632.05,"sentiment":"neutral","sentiment_score":-0.05436297692358494},{"text":"What month?","start":632.05,"end":632.45,"sentiment":"neutral","sentiment_score":-0.02804391272366047},{"text":"I would've I'll get it, like, at the moment now, they're doing it.","start":632.45,"end":635.145,"sentiment":"neutral","sentiment_score":-0.004951096498049223}],"sentiment":"neutral","sentiment_score":0.02408335715532303,"num_words":25,"start":622.05,"end":635.145},{"sentences":[{"text":"They get it quarterly now, so we get it yeah.","start":635.305,"end":638.10504,"sentiment":"neutral","sentiment_score":0.10988309159874916},{"text":"It's it's, like, quarterly bonus now.","start":638.10504,"end":640.365,"sentiment":"neutral","sentiment_score":0.08993384490410487},{"text":"Yeah.","start":649.03,"end":649.53,"sentiment":"neutral","sentiment_score":0.03970707207918167},{"text":"Yeah.","start":651.91003,"end":652.41003,"sentiment":"neutral","sentiment_score":0.01824519969522953},{"text":"They can be sneaky too.","start":671.425,"end":673.045,"sentiment":"neutral","sentiment_score":-0.1373731181025505}],"sentiment":"neutral","sentiment_score":0.04389220289885998,"num_words":23,"start":635.305,"end":673.045},{"sentences":[{"text":"That's it.","start":673.745,"end":675.285,"sentiment":"neutral","sentiment_score":-0.10284532606601715},{"text":"They've actually it's PepsiCo, and they there's a couple of times when they they don't pay the super exit when they're supposed to put it in.","start":675.345,"end":683.25995,"sentiment":"neutral","sentiment_score":-0.18623333252393282},{"text":"They skip it like a and the other work might fix it out, and they they fix it up, but there's you know, if you're doing that, you're scamming.","start":683.25995,"end":691.27997,"sentiment":"negative","sentiment_score":-0.4376188239146923},{"text":"So they still everyone does it.","start":692.06,"end":693.83997,"sentiment":"neutral","sentiment_score":-0.26214592655499774},{"text":"Not anymore.","start":694.345,"end":695.085,"sentiment":"negative","sentiment_score":-0.34527555108070374}],"sentiment":"neutral","sentiment_score":-0.30772507465802706,"num_words":65,"start":673.745,"end":695.085},{"sentences":[{"text":"No.","start":697.385,"end":697.885,"sentiment":"neutral","sentiment_score":-0.244955912232399},{"text":"Yeah.","start":705.225,"end":705.725,"sentiment":"neutral","sentiment_score":-0.01550099067389965},{"text":"Yeah.","start":705.865,"end":706.365,"sentiment":"neutral","sentiment_score":0.0017303582280874252},{"text":"Yeah.","start":716.19995,"end":716.69995,"sentiment":"neutral","sentiment_score":0.03315672278404236},{"text":"Yeah.","start":725.225,"end":725.725,"sentiment":"neutral","sentiment_score":0.03119830973446369}],"sentiment":"neutral","sentiment_score":-0.03887430243194103,"num_words":5,"start":697.385,"end":725.725},{"sentences":[{"text":"I mean, they've done it for their own compound.","start":726.185,"end":728.20496,"sentiment":"neutral","sentiment_score":0.01531850794951121},{"text":"It's just, yes, exactly.","start":728.82495,"end":729.94495,"sentiment":"neutral","sentiment_score":0.04975744150578976},{"text":"Yeah.","start":729.94495,"end":730.44495,"sentiment":"neutral","sentiment_score":0.10104624927043916},{"text":"Yep.","start":738.87994,"end":739.37994,"sentiment":"neutral","sentiment_score":0.10942798107862473},{"text":"Yeah.","start":748.875,"end":749.115,"sentiment":"neutral","sentiment_score":0.004041191190481186}],"sentiment":"neutral","sentiment_score":0.03446323494426906,"num_words":16,"start":726.185,"end":749.115},{"sentences":[{"text":"I think I think it's I think it's just a standard, I think.","start":749.115,"end":753.275,"sentiment":"neutral","sentiment_score":0.1254782691024817},{"text":"Yeah.","start":753.275,"end":753.775,"sentiment":"neutral","sentiment_score":0.1428966075181961},{"text":"Yeah.","start":758.875,"end":759.375,"sentiment":"neutral","sentiment_score":0.006479854695498943},{"text":"Yeah.","start":759.995,"end":760.495,"sentiment":"neutral","sentiment_score":0.0015412159264087677},{"text":"Yeah.","start":773.32,"end":773.56,"sentiment":"neutral","sentiment_score":0.05400073528289795}],"sentiment":"neutral","sentiment_score":0.10800799480913316,"num_words":17,"start":749.115,"end":773.56},{"sentences":[{"text":"That's good.","start":773.56,"end":774.38,"sentiment":"positive","sentiment_score":0.3906002938747406},{"text":"That's good.","start":774.92004,"end":775.32,"sentiment":"positive","sentiment_score":0.5676352381706238},{"text":"Yeah.","start":775.32,"end":775.82,"sentiment":"neutral","sentiment_score":0.14675584435462952},{"text":"Yeah.","start":776.92004,"end":777.315,"sentiment":"neutral","sentiment_score":0.06134742498397827},{"text":"I'm hoping it's going through because I would have put it through the change up.","start":787.235,"end":791.76,"sentiment":"neutral","sentiment_score":0.00949051338636006}],"sentiment":"neutral","sentiment_score":0.10794914448689226,"num_words":21,"start":773.56,"end":791.76},{"sentences":[{"text":"I'm I think it would it's only something basic, but it I think through through my directly through my pay, it goes in.","start":791.76,"end":799.94,"sentiment":"neutral","sentiment_score":0.00948944156382071},{"text":"And so it would be yeah.","start":800.64,"end":802.33997,"sentiment":"neutral","sentiment_score":0.00402737595140934},{"text":"I think yeah.","start":802.95996,"end":803.66504,"sentiment":"neutral","sentiment_score":-0.02107422426342964},{"text":"I think it's $50 a week, I think, but I have to double yeah.","start":803.66504,"end":807.005,"sentiment":"neutral","sentiment_score":-0.05154665719185557},{"text":"But if you could check it because I need I need to I'm an offer because I know that's where my wife has been put in.","start":807.145,"end":812.905,"sentiment":"neutral","sentiment_score":-0.015150775022518177}],"sentiment":"neutral","sentiment_score":-0.013005202949797321,"num_words":72,"start":791.76,"end":812.905},{"sentences":[{"text":"When I when we were when I was the one wage journal, I was like, oh, I can't afford to save, you know, I need to save every 10 15.","start":812.905,"end":820.35004,"sentiment":"neutral","sentiment_score":-0.09446380846202374},{"text":"And then and then she'd been doing it for a long time, and I also been because I've been putting less contributions over time because I was just I was in that mode of being the one wager, and I can't afford to do it.","start":820.89,"end":831.145,"sentiment":"neutral","sentiment_score":-0.16793247163295746},{"text":"So yeah.","start":831.145,"end":831.545,"sentiment":"neutral","sentiment_score":0.012018810957670212},{"text":"So that and that's why because hers is better than mine because of that.","start":831.545,"end":835.625,"sentiment":"neutral","sentiment_score":0.14114792804632867},{"text":"Yeah.","start":835.625,"end":836.125,"sentiment":"neutral","sentiment_score":0.10972696542739868}],"sentiment":"neutral","sentiment_score":-0.09001130323209193,"num_words":92,"start":812.905,"end":836.125},{"sentences":[{"text":"Because she'd been a teacher and then she sort of looked after quite well.","start":836.185,"end":839.46497,"sentiment":"neutral","sentiment_score":0.16026385767119272},{"text":"So I'll let her fix mine up otherwise.","start":839.46497,"end":841.805,"sentiment":"neutral","sentiment_score":0.048634800827130675},{"text":"Yeah.","start":887.18,"end":887.5,"sentiment":"neutral","sentiment_score":0.16794025897979736},{"text":"They did do.","start":887.5,"end":888.4,"sentiment":"neutral","sentiment_score":0.320730318625768},{"text":"Yeah.","start":889.505,"end":889.66504,"sentiment":"positive","sentiment_score":0.4526864290237427}],"sentiment":"neutral","sentiment_score":0.15613296510720695,"num_words":27,"start":836.185,"end":889.66504},{"sentences":[{"text":"That worked.","start":889.66504,"end":890.22504,"sentiment":"positive","sentiment_score":0.5722319483757019},{"text":"That worked.","start":890.22504,"end":890.945,"sentiment":"positive","sentiment_score":0.5253933370113373},{"text":"So you're saying that the contributions that that was supposed to be putting in?","start":890.945,"end":894.405,"sentiment":"neutral","sentiment_score":0.05391912002648626},{"text":"Yeah.","start":899.825,"end":900.325,"sentiment":"neutral","sentiment_score":0.017257971689105034},{"text":"Yeah.","start":900.705,"end":901.025,"sentiment":"neutral","sentiment_score":0.07245340943336487}],"sentiment":"neutral","sentiment_score":0.15199148161336778,"num_words":20,"start":889.66504,"end":901.025},{"sentences":[{"text":"There was a probably a bonus as well.","start":901.025,"end":902.705,"sentiment":"neutral","sentiment_score":0.09249973110854626},{"text":"Yeah.","start":902.705,"end":903.205,"sentiment":"neutral","sentiment_score":0.0997478887438774},{"text":"Yeah.","start":912.86,"end":913.36,"sentiment":"neutral","sentiment_score":0.03366493806242943},{"text":"Yeah.","start":922.085,"end":922.40497,"sentiment":"neutral","sentiment_score":0.08258041739463806},{"text":"Okay.","start":922.40497,"end":922.805,"sentiment":"neutral","sentiment_score":0.0936603918671608}],"sentiment":"neutral","sentiment_score":0.08747095707803965,"num_words":12,"start":901.025,"end":922.805},{"sentences":[{"text":"Yeah.","start":922.805,"end":923.045,"sentiment":"neutral","sentiment_score":0.11512073874473572},{"text":"That's yeah.","start":923.045,"end":923.525,"sentiment":"neutral","sentiment_score":0.17903391271829605},{"text":"That would be yeah.","start":923.525,"end":924.325,"sentiment":"neutral","sentiment_score":0.16639389842748642},{"text":"Yeah.","start":924.325,"end":924.825,"sentiment":"neutral","sentiment_score":0.10432325303554536},{"text":"Yeah.","start":929.365,"end":929.445,"sentiment":"neutral","sentiment_score":0.12181907147169112}],"sentiment":"neutral","sentiment_score":0.15165627582205665,"num_words":9,"start":922.805,"end":929.445},{"sentences":[{"text":"Okay.","start":929.445,"end":929.845,"sentiment":"neutral","sentiment_score":0.1581350564956665},{"text":"Yep.","start":929.845,"end":930.345,"sentiment":"neutral","sentiment_score":0.23023907840251925},{"text":"I I probably should put it higher because I know yeah.","start":937.48,"end":939.96,"sentiment":"neutral","sentiment_score":0.016544411128217525},{"text":"Because I always I'm one of those ones that I work yeah.","start":939.96,"end":942.44,"sentiment":"neutral","sentiment_score":0.03782878008981546},{"text":"I'm always worried about putting too much in, but I'll check I've probably so I can just I I can just check that change up through my work, can I?","start":942.44,"end":951.33496,"sentiment":"neutral","sentiment_score":-0.0016372252255678176}],"sentiment":"neutral","sentiment_score":0.017730750211260537,"num_words":55,"start":929.445,"end":951.33496},{"sentences":[{"text":"Because I can just check that out.","start":951.33496,"end":952.855,"sentiment":"neutral","sentiment_score":0.1371332279273442},{"text":"Yeah.","start":952.855,"end":953.355,"sentiment":"neutral","sentiment_score":0.1369907259941101},{"text":"So, yeah, I'll just I'll double check with when you're getting produced, but we're saying put up high and it's like, oh, can we Yeah.","start":953.415,"end":959.29,"sentiment":"neutral","sentiment_score":0.08502841308712959},{"text":"And it is true.","start":959.50995,"end":960.38995,"sentiment":"neutral","sentiment_score":0.23294832929968834},{"text":"You you can't you don't miss what you don't get.","start":960.38995,"end":962.41,"sentiment":"neutral","sentiment_score":0.15818317830562592}],"sentiment":"neutral","sentiment_score":0.12204805848763343,"num_words":47,"start":951.33496,"end":962.41},{"sentences":[{"text":"Yeah.","start":983.755,"end":984.255,"sentiment":"neutral","sentiment_score":0.083868607878685},{"text":"Yeah.","start":984.555,"end":985.055,"sentiment":"neutral","sentiment_score":0.06018008291721344},{"text":"Yeah.","start":1003.63495,"end":1003.95496,"sentiment":"neutral","sentiment_score":-0.2981249690055847},{"text":"It's only it's it's just shock it's terrible.","start":1003.95496,"end":1006.535,"sentiment":"negative","sentiment_score":-0.4131859615445137},{"text":"The monthly the monthly I'm getting paid monthly is really bugger too.","start":1006.615,"end":1011.65497,"sentiment":"negative","sentiment_score":-0.6738068064053854}],"sentiment":"negative","sentiment_score":-0.5019672020621921,"num_words":23,"start":983.755,"end":1011.65497},{"sentences":[{"text":"Yeah.","start":1014.035,"end":1014.27496,"sentiment":"neutral","sentiment_score":-0.0713295266032219},{"text":"I I'd probably to say to yeah.","start":1014.27496,"end":1017.12,"sentiment":"neutral","sentiment_score":-0.041245254554918835},{"text":"Getting maybe pushing it to 300.","start":1017.12,"end":1019.3,"sentiment":"neutral","sentiment_score":-0.011331101879477501},{"text":"We'd be able to go.","start":1020.16,"end":1021.19995,"sentiment":"neutral","sentiment_score":0.05382528528571129},{"text":"Yeah.","start":1021.19995,"end":1021.69995,"sentiment":"neutral","sentiment_score":0.09364724904298782}],"sentiment":"neutral","sentiment_score":-0.0032629622146487236,"num_words":20,"start":1014.035,"end":1021.69995},{"sentences":[{"text":"Yep.","start":1034.7949,"end":1035.2949,"sentiment":"neutral","sentiment_score":0.23745322227478027},{"text":"Yep.","start":1051.9401,"end":1052.02,"sentiment":"neutral","sentiment_score":0.09508727490901948},{"text":"Yeah.","start":1052.02,"end":1052.52,"sentiment":"neutral","sentiment_score":0.16531595587730408},{"text":"Yeah.","start":1065.555,"end":1066.035,"sentiment":"neutral","sentiment_score":0.11332277953624724},{"text":"And also, yeah, that's why we need to we could have that talk together because then we can work out whether if I'm returning at a certain age where if I'm so far behind, do I need to be putting more on the mind?","start":1066.035,"end":1076.77,"sentiment":"neutral","sentiment_score":0.06434336380863731}],"sentiment":"neutral","sentiment_score":0.07171431750369568,"num_words":48,"start":1034.7949,"end":1076.77},{"sentences":[{"text":"If Wendy's making more on her the way she does it super, do do I do I let her put more in and then, yeah, work together?","start":1076.77,"end":1084.085,"sentiment":"neutral","sentiment_score":0.14829946336922822},{"text":"So yeah.","start":1084.085,"end":1084.645,"sentiment":"neutral","sentiment_score":0.11662928760051727},{"text":"So that's where I'd sort of it'd be good to work out all that.","start":1084.645,"end":1087.765,"sentiment":"neutral","sentiment_score":0.22396115320069448},{"text":"And also then Wendy's work yeah.","start":1087.765,"end":1089.4451,"sentiment":"neutral","sentiment_score":0.07667252607643604},{"text":"And Wendy knows how much I'm putting in compared to her, and then it's sort of like yeah.","start":1089.4451,"end":1093.5599,"sentiment":"neutral","sentiment_score":0.07835171868403752}],"sentiment":"neutral","sentiment_score":0.13795770632464494,"num_words":67,"start":1076.77,"end":1093.5599},{"sentences":[{"text":"Because it's funny because I I I've always kept mine down mine.","start":1093.5599,"end":1096.7799,"sentiment":"neutral","sentiment_score":0.041174969635903835},{"text":"And yeah.","start":1097.0,"end":1097.5599,"sentiment":"neutral","sentiment_score":0.05839743837714195},{"text":"So we gotta work.","start":1097.5599,"end":1098.44,"sentiment":"neutral","sentiment_score":0.08126620855182409},{"text":"Yeah.","start":1098.44,"end":1098.7599,"sentiment":"neutral","sentiment_score":0.07668637484312057},{"text":"And I'll and in theory in theory, I'll retire.","start":1098.7599,"end":1101.98,"sentiment":"neutral","sentiment_score":0.08084744049443139}],"sentiment":"neutral","sentiment_score":0.06215259592447962,"num_words":28,"start":1093.5599,"end":1101.98},{"sentences":[{"text":"I mean, in theory, I'll retire earlier, but probably not.","start":1102.5199,"end":1105.88,"sentiment":"neutral","sentiment_score":0.04907190464437008},{"text":"So that's why we need to work it out for you.","start":1105.88,"end":1107.96,"sentiment":"neutral","sentiment_score":0.13371925394643436},{"text":"Yep.","start":1107.96,"end":1108.46,"sentiment":"neutral","sentiment_score":0.18755976855754852},{"text":"Yep.","start":1117.265,"end":1117.765,"sentiment":"neutral","sentiment_score":0.23362338542938232},{"text":"Yeah.","start":1137.08,"end":1137.58,"sentiment":"neutral","sentiment_score":0.18224993348121643}],"sentiment":"neutral","sentiment_score":0.10687766363844275,"num_words":24,"start":1102.5199,"end":1137.58},{"sentences":[{"text":"Yeah.","start":1139.1951,"end":1139.435,"sentiment":"positive","sentiment_score":0.42922306060791016},{"text":"Excellent.","start":1139.435,"end":1139.755,"sentiment":"positive","sentiment_score":0.6435401439666748},{"text":"My salary sacrifice.","start":1139.755,"end":1140.895,"sentiment":"neutral","sentiment_score":0.151430394500494},{"text":"Life will probably get another car in probably within yeah.","start":1142.0751,"end":1147.675,"sentiment":"neutral","sentiment_score":0.06954151391983032},{"text":"So I was supposed to be good to know, like, even the salary sacrifice, the car whether who it's, you know, whether it's even vested in through me or something too.","start":1147.675,"end":1155.0499,"sentiment":"neutral","sentiment_score":0.12541476324681314}],"sentiment":"neutral","sentiment_score":0.13283319973751254,"num_words":46,"start":1139.1951,"end":1155.0499},{"sentences":[{"text":"But yeah.","start":1155.0499,"end":1155.71,"sentiment":"neutral","sentiment_score":0.11530481651425362},{"text":"So they yeah.","start":1155.9299,"end":1157.16,"sentiment":"neutral","sentiment_score":0.17996792495250702},{"text":"Yeah.","start":1170.745,"end":1171.245,"sentiment":"neutral","sentiment_score":0.18187250196933744},{"text":"Yeah.","start":1174.425,"end":1174.925,"sentiment":"neutral","sentiment_score":0.3086337149143219},{"text":"Yeah.","start":1182.3301,"end":1182.8301,"sentiment":"neutral","sentiment_score":0.09393025934696198}],"sentiment":"neutral","sentiment_score":0.1693687355145812,"num_words":8,"start":1155.0499,"end":1182.8301},{"sentences":[{"text":"Yeah.","start":1183.05,"end":1183.55,"sentiment":"neutral","sentiment_score":0.18650783598423004},{"text":"Well, what can well, that's what that's why I need this chat because I I'm I'm 55 this year, and and I and I I don't I don't know how I I don't know how I could retire at 60.","start":1193.375,"end":1208.51,"sentiment":"neutral","sentiment_score":-0.043011862854473296},{"text":"Like, even and my wife would like to she's four years younger than me.","start":1208.65,"end":1212.41,"sentiment":"neutral","sentiment_score":0.026264675094613006},{"text":"She aims to retire at 60, but she could still earn a fair bit of casual teaching as well.","start":1212.41,"end":1217.53,"sentiment":"neutral","sentiment_score":0.15568748351774717},{"text":"So it does sort of make sense.","start":1217.53,"end":1218.89,"sentiment":"neutral","sentiment_score":0.09784829190799169}],"sentiment":"neutral","sentiment_score":0.030577024732382944,"num_words":81,"start":1183.05,"end":1218.89},{"sentences":[{"text":"But I can't see yeah.","start":1218.89,"end":1221.695,"sentiment":"neutral","sentiment_score":-0.1097548820078373},{"text":"That's why I wanna know because I I see we still got a debt on the house, and then whenever when when she gets to, obviously, she'd be able to retire at this age and all that and go but no one's taking an account what debt we got.","start":1221.695,"end":1234.61,"sentiment":"neutral","sentiment_score":-0.20693127947802448},{"text":"So I'm trying to work out that's that's why when I go when we go debt to the house, that's what worries me.","start":1234.61,"end":1240.29,"sentiment":"neutral","sentiment_score":-0.19188190122013507},{"text":"So me retiring early.","start":1240.29,"end":1241.89,"sentiment":"neutral","sentiment_score":-0.2169155441224575},{"text":"And I and I and I don't understand I still don't understand, super, this point, like, how how can you judge how much money you need and and, like, how much money should you take out, you know, like, to to to pay out that amount.","start":1241.89,"end":1255.295,"sentiment":"neutral","sentiment_score":-0.21822941805357518}],"sentiment":"neutral","sentiment_score":-0.2047866633029904,"num_words":127,"start":1218.89,"end":1255.295},{"sentences":[{"text":"So that's where I'm a bit lost.","start":1255.295,"end":1256.735,"sentiment":"neutral","sentiment_score":-0.12565916244472777},{"text":"But, yeah, I suppose in theory, sometime after the wind down after, you know, after 60, but, like, still at work, but not the same job, not not the same amount of money sort of thing.","start":1256.735,"end":1270.2201,"sentiment":"neutral","sentiment_score":-0.1007408324836029},{"text":"Yeah.","start":1270.2201,"end":1270.7201,"sentiment":"neutral","sentiment_score":0.020018823444843292},{"text":"Yeah.","start":1285.895,"end":1286.395,"sentiment":"neutral","sentiment_score":0.016626209020614624},{"text":"Yeah.","start":1296.5701,"end":1296.9701,"sentiment":"neutral","sentiment_score":-0.028024476021528244}],"sentiment":"neutral","sentiment_score":-0.09777529456693193,"num_words":46,"start":1255.295,"end":1296.9701},{"sentences":[{"text":"Yep.","start":1296.9701,"end":1297.4701,"sentiment":"neutral","sentiment_score":-0.00564360897988081},{"text":"Yeah.","start":1299.4501,"end":1299.9501,"sentiment":"neutral","sentiment_score":0.3326374292373657},{"text":"Well, I'll I'll give myself a bonus for just a couple of a couple of months before she retires.","start":1300.25,"end":1304.4901,"sentiment":"neutral","sentiment_score":0.20234621002485878},{"text":"So I can feel like I've retired early even on being older, but yeah.","start":1304.4901,"end":1308.395,"sentiment":"neutral","sentiment_score":0.2286257054656744},{"text":"Yeah.","start":1308.4551,"end":1308.9551,"sentiment":"neutral","sentiment_score":0.06603942811489105}],"sentiment":"neutral","sentiment_score":0.20662141987122595,"num_words":36,"start":1296.9701,"end":1308.9551},{"sentences":[{"text":"But yeah.","start":1309.015,"end":1309.655,"sentiment":"neutral","sentiment_score":0.031056508421897888},{"text":"It's mainly working out because I I I actually can't because she yeah.","start":1309.655,"end":1314.4551,"sentiment":"neutral","sentiment_score":-0.06187235592649533},{"text":"Wendy's keen to retire at six years, and I I can't see me being like, financially been able to, so that's why we need to talk together to work it out because yeah.","start":1314.4551,"end":1323.47,"sentiment":"neutral","sentiment_score":-0.11117658710502314},{"text":"I I don't yeah.","start":1323.47,"end":1324.51,"sentiment":"negative","sentiment_score":-0.3559055030345917},{"text":"I don't I don't love my job that much.","start":1324.51,"end":1326.69,"sentiment":"negative","sentiment_score":-0.4162030749850803}],"sentiment":"neutral","sentiment_score":-0.15705745363394258,"num_words":61,"start":1309.015,"end":1326.69},{"sentences":[{"text":"As in as in I wanna keep working forever, but but but if I can retire yeah.","start":1326.83,"end":1332.915,"sentiment":"neutral","sentiment_score":-0.008598817074123551},{"text":"But I just don't I don't feel like I can.","start":1332.995,"end":1335.155,"sentiment":"negative","sentiment_score":-0.34934014901518823},{"text":"So that's why I wanna yeah.","start":1335.155,"end":1336.915,"sentiment":"neutral","sentiment_score":-0.12609902148445448},{"text":"Yeah.","start":1336.915,"end":1337.155,"sentiment":"neutral","sentiment_score":0.02150425687432289},{"text":"And work out work out some goals, so if if I do because the scary thing is, like, you can do a countdown, which is good and bad.","start":1337.155,"end":1344.275,"sentiment":"neutral","sentiment_score":0.02426507929340005}],"sentiment":"neutral","sentiment_score":-0.05960079084240621,"num_words":62,"start":1326.83,"end":1344.275},{"sentences":[{"text":"So yep.","start":1344.275,"end":1345.415,"sentiment":"neutral","sentiment_score":0.025889270938932896},{"text":"Yeah.","start":1359.67,"end":1360.17,"sentiment":"neutral","sentiment_score":0.10710830241441728},{"text":"Yeah.","start":1386.41,"end":1386.81,"sentiment":"neutral","sentiment_score":0.12609703838825226},{"text":"Yep.","start":1386.81,"end":1387.31,"sentiment":"neutral","sentiment_score":0.08927647769451141},{"text":"Yeah.","start":1414.385,"end":1414.785,"sentiment":"neutral","sentiment_score":0.052624329924583435}],"sentiment":"neutral","sentiment_score":0.0711474483832717,"num_words":6,"start":1344.275,"end":1414.785},{"sentences":[{"text":"Because what I don't understand is, like yeah.","start":1414.785,"end":1416.945,"sentiment":"neutral","sentiment_score":-0.09979644417762756},{"text":"And then what I don't understand, like, if I do retire from my job that I'm in now, and then and, you know, just and then, yeah, that's true.","start":1416.945,"end":1424.625,"sentiment":"neutral","sentiment_score":-0.0769466792779236},{"text":"Like, work out where I can work four years, but not it's yeah.","start":1424.625,"end":1429.15,"sentiment":"neutral","sentiment_score":-0.0013074519542547374},{"text":"Good.","start":1429.15,"end":1429.39,"sentiment":"positive","sentiment_score":0.4477556347846985},{"text":"As you said, earn a certain amount per week, and that's that's what we need to do.","start":1429.39,"end":1433.23,"sentiment":"positive","sentiment_score":0.3485441242947298}],"sentiment":"neutral","sentiment_score":0.048914464998661596,"num_words":68,"start":1414.785,"end":1433.23},{"sentences":[{"text":"So, yeah, that that would be that'd be my aim if I could, like, for for four years just work until when he retires.","start":1433.23,"end":1439.87,"sentiment":"neutral","sentiment_score":0.2693575966792802},{"text":"I I hit a certain amount of money.","start":1439.87,"end":1441.63,"sentiment":"neutral","sentiment_score":0.13876681495457888},{"text":"We're casually doing something, but yeah.","start":1441.63,"end":1443.55,"sentiment":"neutral","sentiment_score":0.10798421502113342},{"text":"Yep.","start":1443.55,"end":1443.945,"sentiment":"neutral","sentiment_score":0.13542456924915314},{"text":"Yeah.","start":1449.705,"end":1450.105,"sentiment":"neutral","sentiment_score":0.09069260954856873}],"sentiment":"neutral","sentiment_score":0.21121848272159696,"num_words":40,"start":1433.23,"end":1450.105},{"sentences":[{"text":"Yeah.","start":1450.105,"end":1450.605,"sentiment":"neutral","sentiment_score":0.12201566994190216},{"text":"Yeah.","start":1461.07,"end":1461.57,"sentiment":"neutral","sentiment_score":0.16170576214790344},{"text":"Yep.","start":1467.07,"end":1467.57,"sentiment":"neutral","sentiment_score":0.11384926736354828},{"text":"Yep.","start":1479.0349,"end":1479.5349,"sentiment":"neutral","sentiment_score":0.2302469462156296},{"text":"Yep.","start":1480.235,"end":1480.735,"sentiment":"neutral","sentiment_score":0.11294592916965485}],"sentiment":"neutral","sentiment_score":0.14815271496772767,"num_words":5,"start":1450.105,"end":1480.735},{"sentences":[{"text":"I we've got we've we've purchased a property in August last year, so we have got that investment property at Crows Nest.","start":1494.94,"end":1504.485,"sentiment":"neutral","sentiment_score":0.08124509555372325},{"text":"So yeah.","start":1504.485,"end":1505.525,"sentiment":"neutral","sentiment_score":0.026894893497228622},{"text":"So we've got that one here, so I'm not sure what you have recorded here.","start":1505.525,"end":1508.905,"sentiment":"neutral","sentiment_score":-0.03839039256175359},{"text":"Do we have down for a few days?","start":1519.71,"end":1523.7941,"sentiment":"neutral","sentiment_score":0.002382416627369821},{"text":"Do we?","start":1524.03,"end":1524.69,"sentiment":"neutral","sentiment_score":-0.0058436705730855465}],"sentiment":"neutral","sentiment_score":0.025973428420874536,"num_words":49,"start":1494.94,"end":1524.69},{"sentences":[{"text":"I must I mean, I've said it's a property before.","start":1525.23,"end":1527.73,"sentiment":"neutral","sentiment_score":0.008222083305008709},{"text":"But, anyway, the the property that it's worth now, I hope just see realestate.com, I wish you can trust that.","start":1527.895,"end":1535.575,"sentiment":"neutral","sentiment_score":0.09142313124611974},{"text":"But that that's 760,000, I think it is.","start":1535.575,"end":1539.735,"sentiment":"neutral","sentiment_score":0.035488540539518},{"text":"Yep.","start":1539.735,"end":1540.235,"sentiment":"neutral","sentiment_score":0.06763871759176254},{"text":"Yep.","start":1543.9401,"end":1544.4401,"sentiment":"neutral","sentiment_score":0.04996973276138306}],"sentiment":"neutral","sentiment_score":0.05780500581604429,"num_words":40,"start":1525.23,"end":1544.4401},{"sentences":[{"text":"And probably yeah.","start":1551.8601,"end":1553.2201,"sentiment":"neutral","sentiment_score":-0.026672722150882084},{"text":"Not a 100% sure, but maybe I'll figure it out to something.","start":1553.2201,"end":1558.155,"sentiment":"neutral","sentiment_score":-0.07215839515750606},{"text":"About 4 100, I think.","start":1561.015,"end":1562.4551,"sentiment":"neutral","sentiment_score":0.009413340128958225},{"text":"Yeah.","start":1562.4551,"end":1562.775,"sentiment":"neutral","sentiment_score":0.013151587918400764},{"text":"About four 100.","start":1562.775,"end":1563.8151,"sentiment":"neutral","sentiment_score":0.006786438015600045}],"sentiment":"neutral","sentiment_score":-0.036055887738863625,"num_words":24,"start":1551.8601,"end":1563.8151},{"sentences":[{"text":"Yeah.","start":1563.8151,"end":1564.2151,"sentiment":"neutral","sentiment_score":0.03315291553735733},{"text":"Yeah.","start":1564.2151,"end":1564.7151,"sentiment":"neutral","sentiment_score":0.04175199195742607},{"text":"No.","start":1569.3351,"end":1569.8351,"sentiment":"neutral","sentiment_score":-0.06572137773036957},{"text":"No.","start":1570.38,"end":1570.46,"sentiment":"neutral","sentiment_score":-0.09661273658275604},{"text":"I was just trying to work at what that one was.","start":1570.46,"end":1572.38,"sentiment":"neutral","sentiment_score":-0.08479401943358508}],"sentiment":"neutral","sentiment_score":-0.06801089470585188,"num_words":15,"start":1563.8151,"end":1572.38},{"sentences":[{"text":"Yeah.","start":1572.38,"end":1572.62,"sentiment":"neutral","sentiment_score":-0.024547062814235687},{"text":"When you squeeze it 400, but yeah.","start":1572.62,"end":1574.62,"sentiment":"neutral","sentiment_score":-0.039349167474678585},{"text":"No.","start":1574.62,"end":1574.78,"sentiment":"neutral","sentiment_score":-0.10610403120517732},{"text":"We sold we sold it in in the meantime.","start":1574.78,"end":1577.68,"sentiment":"neutral","sentiment_score":-0.07072513095206684},{"text":"Yeah.","start":1577.74,"end":1578.24,"sentiment":"neutral","sentiment_score":-0.0012401100248098371}],"sentiment":"neutral","sentiment_score":-0.05494008183871445,"num_words":19,"start":1572.38,"end":1578.24},{"sentences":[{"text":"So we just got the wrong property here.","start":1579.18,"end":1581.04,"sentiment":"neutral","sentiment_score":-0.05440591322258115},{"text":"We just got the one vehicle because I've got a I've got a work one.","start":1587.845,"end":1591.845,"sentiment":"neutral","sentiment_score":0.10443434566259384},{"text":"So it's quick.","start":1591.845,"end":1592.905,"sentiment":"neutral","sentiment_score":0.20113472143809},{"text":"Not sure.","start":1602.08,"end":1603.5199,"sentiment":"neutral","sentiment_score":-0.1056276373565197},{"text":"So say, like I'm not sure what's that.","start":1603.5199,"end":1606.1,"sentiment":"neutral","sentiment_score":-0.1343138301745057}],"sentiment":"neutral","sentiment_score":0.012469614648984538,"num_words":36,"start":1579.18,"end":1606.1},{"sentences":[{"text":"I'll I'll just try it out there 10,000.","start":1607.2799,"end":1609.62,"sentiment":"neutral","sentiment_score":-0.03718932345509529},{"text":"I'm not sure.","start":1609.7599,"end":1610.5599,"sentiment":"neutral","sentiment_score":-0.1028331567843755},{"text":"Yeah.","start":1610.5599,"end":1611.0599,"sentiment":"neutral","sentiment_score":0.008173434995114803},{"text":"No.","start":1621.695,"end":1622.195,"sentiment":"neutral","sentiment_score":-0.05369352549314499},{"text":"Nope.","start":1624.975,"end":1625.475,"sentiment":"neutral","sentiment_score":-0.22296282649040225}],"sentiment":"neutral","sentiment_score":-0.06246406964159438,"num_words":14,"start":1607.2799,"end":1625.475},{"sentences":[{"text":"No.","start":1626.09,"end":1626.25,"sentiment":"neutral","sentiment_score":-0.27477726340293884},{"text":"All the nope.","start":1626.25,"end":1627.9299,"sentiment":"negative","sentiment_score":-0.38375410437583923},{"text":"I used them up.","start":1627.9299,"end":1628.73,"sentiment":"neutral","sentiment_score":-0.1958463452756405},{"text":"Fifteen years ago, I used that PepsiCo shit and and separate insurances, and, you know, that's what it my back up now.","start":1628.73,"end":1635.3099,"sentiment":"neutral","sentiment_score":-0.2460018186406656},{"text":"Had had fun using that money.","start":1635.53,"end":1637.5499,"sentiment":"neutral","sentiment_score":0.08248442908128102}],"sentiment":"neutral","sentiment_score":-0.19795995536777708,"num_words":36,"start":1626.09,"end":1637.5499},{"sentences":[{"text":"Wendy looks after all that.","start":1644.445,"end":1646.125,"sentiment":"neutral","sentiment_score":-0.10249168574810028},{"text":"I don't think we've got I'm trying to think what we've got.","start":1646.125,"end":1649.2649,"sentiment":"neutral","sentiment_score":-0.12363976550598939},{"text":"Personal one.","start":1652.605,"end":1653.585,"sentiment":"neutral","sentiment_score":-0.03991874307394028},{"text":"Yeah.","start":1655.63,"end":1656.11,"sentiment":"neutral","sentiment_score":0.023113641887903217},{"text":"Yeah.","start":1656.11,"end":1656.4299,"sentiment":"neutral","sentiment_score":0.0572204515337944}],"sentiment":"neutral","sentiment_score":-0.09503042893040747,"num_words":21,"start":1644.445,"end":1656.4299},{"sentences":[{"text":"Just confirm with her.","start":1656.4299,"end":1657.5499,"sentiment":"neutral","sentiment_score":0.07171500474214554},{"text":"We've yep.","start":1657.5499,"end":1658.37,"sentiment":"neutral","sentiment_score":0.05203143134713173},{"text":"Pretty much.","start":1658.59,"end":1659.33,"sentiment":"neutral","sentiment_score":0.14917539060115814},{"text":"Yep.","start":1668.83,"end":1669.33,"sentiment":"neutral","sentiment_score":0.03365465998649597},{"text":"No.","start":1679.4349,"end":1679.9349,"sentiment":"neutral","sentiment_score":-0.07983366400003433}],"sentiment":"neutral","sentiment_score":0.06430946588516236,"num_words":10,"start":1656.4299,"end":1679.9349},{"sentences":[{"text":"Yep.","start":1688.4099,"end":1688.8099,"sentiment":"neutral","sentiment_score":0.023786839097738263},{"text":"Yep.","start":1688.8099,"end":1689.2899,"sentiment":"neutral","sentiment_score":0.028530683368444443},{"text":"Yeah.","start":1689.2899,"end":1689.61,"sentiment":"neutral","sentiment_score":0.0387791320681572},{"text":"Basic hospital cover.","start":1689.61,"end":1691.2899,"sentiment":"neutral","sentiment_score":0.02242463951309522},{"text":"Yep.","start":1691.2899,"end":1691.7899,"sentiment":"neutral","sentiment_score":0.0653439313173294}],"sentiment":"neutral","sentiment_score":0.03195921491299357,"num_words":7,"start":1688.4099,"end":1691.7899},{"sentences":[{"text":"Yeah.","start":1700.135,"end":1700.375,"sentiment":"neutral","sentiment_score":0.05556687340140343},{"text":"We just we're double checking that because we yeah.","start":1700.375,"end":1702.9349,"sentiment":"neutral","sentiment_score":-0.010671775374147627},{"text":"We get another copy of it because we we want a copy of it.","start":1702.9349,"end":1705.415,"sentiment":"neutral","sentiment_score":0.012763295322656631},{"text":"But, yeah, we we are booked in together.","start":1705.415,"end":1707.175,"sentiment":"neutral","sentiment_score":0.05074051907286048},{"text":"Yeah.","start":1707.175,"end":1707.415,"sentiment":"neutral","sentiment_score":0.03396253287792206}],"sentiment":"neutral","sentiment_score":0.017517991364002228,"num_words":33,"start":1700.135,"end":1707.415},{"sentences":[{"text":"We did a clean out and we got what?","start":1707.415,"end":1709.015,"sentiment":"neutral","sentiment_score":0.02610929620762666},{"text":"We got another copy, but, yeah, we have to wait booked in to get a copy of it done, printed out.","start":1709.015,"end":1714.8401,"sentiment":"neutral","sentiment_score":-0.008139157845150857},{"text":"Yeah.","start":1715.3,"end":1715.8,"sentiment":"neutral","sentiment_score":0.08183388411998749},{"text":"We did the what do you call it?","start":1725.905,"end":1727.425,"sentiment":"neutral","sentiment_score":0.011687298538163304},{"text":"The what do you call it?","start":1727.425,"end":1730.9451,"sentiment":"neutral","sentiment_score":-0.012141930249830088}],"sentiment":"neutral","sentiment_score":0.0037009342677063414,"num_words":45,"start":1707.415,"end":1730.9451},{"sentences":[{"text":"Executor.","start":1730.9451,"end":1731.4451,"sentiment":"neutral","sentiment_score":-0.003494101343676448},{"text":"What is it?","start":1732.145,"end":1732.545,"sentiment":"neutral","sentiment_score":-0.008294739139576754},{"text":"What do you call it?","start":1732.545,"end":1733.685,"sentiment":"neutral","sentiment_score":-0.008647709526121617},{"text":"Yeah.","start":1734.225,"end":1734.725,"sentiment":"neutral","sentiment_score":0.0677710771560669},{"text":"Yep.","start":1734.9451,"end":1735.4451,"sentiment":"neutral","sentiment_score":0.08103536814451218}],"sentiment":"neutral","sentiment_score":0.007017234446142207,"num_words":11,"start":1730.9451,"end":1735.4451},{"sentences":[{"text":"Yep.","start":1745.7999,"end":1746.2999,"sentiment":"neutral","sentiment_score":0.1139918714761734},{"text":"Yep.","start":1755.445,"end":1755.945,"sentiment":"neutral","sentiment_score":-0.05629169940948486},{"text":"When did I when did I know I'm void?","start":1757.765,"end":1760.1849,"sentiment":"neutral","sentiment_score":-0.17365489568975237},{"text":"When did when did where has what has the power to turn it work?","start":1760.405,"end":1763.705,"sentiment":"neutral","sentiment_score":-0.11495051320110049},{"text":"Yeah.","start":1770.99,"end":1771.49,"sentiment":"neutral","sentiment_score":0.10000891983509064}],"sentiment":"neutral","sentiment_score":-0.11594200592774612,"num_words":26,"start":1745.7999,"end":1771.49},{"sentences":[{"text":"Yep.","start":1784.495,"end":1784.995,"sentiment":"neutral","sentiment_score":0.011070139706134796},{"text":"I'm not sure what I'm not sure what we would have done.","start":1804.405,"end":1807.125,"sentiment":"neutral","sentiment_score":-0.32694894075393677},{"text":"And I don't remember what whether we did or because you because yeah.","start":1807.125,"end":1811.305,"sentiment":"neutral","sentiment_score":-0.24574284255504608},{"text":"I'm not sure.","start":1811.525,"end":1812.165,"sentiment":"neutral","sentiment_score":-0.23323528468608856},{"text":"We went through the proper will.","start":1812.165,"end":1813.865,"sentiment":"neutral","sentiment_score":-0.23819438616434732}],"sentiment":"neutral","sentiment_score":-0.2638813221028873,"num_words":35,"start":1784.495,"end":1813.865},{"sentences":[{"text":"Which one?","start":1814.005,"end":1814.665,"sentiment":"neutral","sentiment_score":-0.11807245761156082},{"text":"Yeah.","start":1814.965,"end":1815.465,"sentiment":"neutral","sentiment_score":-0.04782956838607788},{"text":"We did I like, I did have a power of attorney, but it's not gonna be what I say.","start":1815.605,"end":1820.1599,"sentiment":"neutral","sentiment_score":-0.08734220187914998},{"text":"I got power of attorney in there, but that's twenty five years ago when I went overseas.","start":1820.1599,"end":1825.6399,"sentiment":"neutral","sentiment_score":-0.07629108297474244},{"text":"I got mom to be my power of attorney, but, you know, what?","start":1825.6399,"end":1829.2799,"sentiment":"neutral","sentiment_score":-0.09929681225464894}],"sentiment":"neutral","sentiment_score":-0.08714006325373283,"num_words":52,"start":1814.005,"end":1829.2799},{"sentences":[{"text":"She's aged now, and it's not really up to her to do you know what I mean?","start":1829.2799,"end":1832.24,"sentiment":"neutral","sentiment_score":-0.1998535701457192},{"text":"Do any of that stuff.","start":1832.24,"end":1833.345,"sentiment":"neutral","sentiment_score":-0.12137239575386047},{"text":"So so how do you do That's what I mean.","start":1839.4249,"end":1842.3049,"sentiment":"negative","sentiment_score":-0.35302970856428145},{"text":"Does it become do you have to go somewhere to get it null and void or something?","start":1842.3049,"end":1845.345,"sentiment":"negative","sentiment_score":-0.37328928007799034},{"text":"Like, how do you do that?","start":1845.345,"end":1846.625,"sentiment":"neutral","sentiment_score":-0.17162291208902994}],"sentiment":"neutral","sentiment_score":-0.27109681801362473,"num_words":55,"start":1829.2799,"end":1846.625},{"sentences":[{"text":"Like, yeah.","start":1846.625,"end":1852.2699,"sentiment":"neutral","sentiment_score":0.020291991531848907},{"text":"Yeah.","start":1852.57,"end":1852.97,"sentiment":"neutral","sentiment_score":0.0317816361784935},{"text":"No.","start":1852.97,"end":1853.21,"sentiment":"neutral","sentiment_score":-0.05908416956663132},{"text":"You're right.","start":1853.21,"end":1853.95,"sentiment":"neutral","sentiment_score":-0.07702881097793579},{"text":"Yeah.","start":1866.125,"end":1866.365,"sentiment":"neutral","sentiment_score":0.0251823328435421}],"sentiment":"neutral","sentiment_score":-0.016513405633824214,"num_words":7,"start":1846.625,"end":1866.365},{"sentences":[{"text":"I thought we went through yeah.","start":1866.365,"end":1868.365,"sentiment":"neutral","sentiment_score":0.07100239892800649},{"text":"We went through the process.","start":1868.365,"end":1869.585,"sentiment":"neutral","sentiment_score":0.15534095764160155},{"text":"We went through the, yeah, the what do you call it?","start":1869.645,"end":1872.765,"sentiment":"neutral","sentiment_score":0.052612997591495514},{"text":"You do it through the, yeah.","start":1872.765,"end":1874.86,"sentiment":"neutral","sentiment_score":0.062231953566273056},{"text":"The the government one where you can sort of find a way to get it free.","start":1874.86,"end":1877.98,"sentiment":"neutral","sentiment_score":0.09355481481179595}],"sentiment":"neutral","sentiment_score":0.08299388440156524,"num_words":44,"start":1866.365,"end":1877.98},{"sentences":[{"text":"You know what I mean?","start":1877.98,"end":1878.5399,"sentiment":"neutral","sentiment_score":0.02561066299676895},{"text":"Like, you get them and then you take over it.","start":1878.5399,"end":1881.4199,"sentiment":"neutral","sentiment_score":-0.023968515545129777},{"text":"You just you but I can't you can leave it to them.","start":1881.4199,"end":1884.5599,"sentiment":"neutral","sentiment_score":-0.21881763140360513},{"text":"They it becomes expensive, but you just take it out of them and then you do it to your power over to the executor.","start":1885.26,"end":1890.885,"sentiment":"neutral","sentiment_score":-0.19487984633694092},{"text":"So, yeah, we've done that through that.","start":1891.1849,"end":1896.575,"sentiment":"neutral","sentiment_score":0.16410586025033677}],"sentiment":"neutral","sentiment_score":-0.10803135702836103,"num_words":58,"start":1877.98,"end":1896.575}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello. Matthew speaking.\n\nChannel 0: Good afternoon, Matthew. This is Veronica from Financial. How are you?\n\nChannel 1: Yeah. Not so bad. Yourself?\n\nChannel 0: I'm good. Thanks. I do apologize. I am calling a little bit late. I was just having a bit of technical issues with my computer, and nothing was working.\n\nSo I do apologize I'm calling a bit late today.\n\nChannel 1: No. All good.\n\nChannel 0: You still have time to go over your annual review?\n\nChannel 1: Yeah. Like that. Yep. That'd be great.\n\nChannel 0: Yes. Perfect. Now just before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay.\n\nChannel 1: Yep.\n\nChannel 0: Yep. Perfect. And just for security purposes, I do have a password on file for you. Do you know what that might be?\n\nChannel 1: Hi. I have to wait. Working?\n\nChannel 0: Yeah. That's the one. Do you wanna keep that one, or do you wanna change it?\n\nChannel 1: I'll keep it.\n\nChannel 0: Keep it? Yeah. No worries. Now, Matthew, before I do kind of jump into things, I do like to start by asking if there is anything specific that you would like me to focus a little bit more on today or any particular questions you might have or whether it's just a bit of an update and kind of see where everything's at?\n\nChannel 1: Update and I'll probably\n\nChannel 0: Mhmm.\n\nChannel 1: my wife keeps it with her super. She keeps it real close on it, and I'll just\n\nChannel 0: Mhmm.\n\nChannel 1: yeah. So what in the end, I'd like to have where we have, like see where we are with our super\n\nChannel 0: Mhmm.\n\nChannel 1: buck for both of us together because there's no point when you get to one you know, like, she she her super is going\n\nChannel 0: Mhmm.\n\nChannel 1: great guns and, you know, she's getting told information, oh, yeah, this and this, but you can't really plan in retirement if you're not planning together.\n\nChannel 0: Yeah.\n\nChannel 1: If you know what I mean? Like yeah.\n\nChannel 0: Yes.\n\nChannel 1: I mean, like, they're super like,\n\nChannel 0: Yeah.\n\nChannel 1: she's, yeah, she's really taken on board, and she really yeah. She she chops and changes what she what she wants done with where it's gone and all that for a bit. But, yeah, I let mine run. So we could\n\nChannel 0: Mhmm.\n\nChannel 1: just\n\nChannel 0: Yep.\n\nChannel 1: even do a comparison and and just to see where we are because, yeah, different ages and different yeah. And also yeah. And then and it makes her that makes us both aware where we are because you sort of get obviously, you're gonna get\n\nChannel 0: Yeah.\n\nChannel 1: total different information until you till you're both till till whoever's telling us knows, you know, where\n\nChannel 0: Yes.\n\nChannel 1: I am too. So yep.\n\nChannel 0: Yes.\n\nChannel 1: Yeah.\n\nChannel 0: Yeah. Definitely. So we can definitely sort that. And I think that's a great idea as well, especially for couples if you both are clients, which you obviously\n\nChannel 1: Yeah.\n\nChannel 0: are, where you can work together. We can even, you know, do annual reviews moving forward together, do quarterly catch up together, where,\n\nChannel 1: Yeah.\n\nChannel 0: obviously, if it's depending on work schedule or anything like that, where we can have both of you on the phone together and kind of run through everything, do joint joint advice, joint strategies. Because exactly like you said as well, you\n\nChannel 1: Yep.\n\nChannel 0: are potentially planning retirement together, so you wanna make sure that everything aligns for both of you.\n\nChannel 1: Yep.\n\nChannel 0: And especially if you are, you know, a little bit different ages and stuff like that as well, you wanna make sure that, you know, you can both retire at the same time if that's the goal and then what that would look like for the two of you.\n\nChannel 1: Yeah. That's yeah. That'd be great\n\nChannel 0: Yeah.\n\nChannel 1: because you you just don't really yeah. Because yeah. And just like yeah. All those sort of things because there's so many variables and\n\nChannel 0: Yes.\n\nChannel 1: yeah. Definitely.\n\nChannel 0: Yeah. No. That sounds that sounds really good. Now I do know Wendy's adviser as well. So I'll have a little chat to her, and we can kind of work together on, you know, following an review, if there's advice or anything, and then moving forward through kind of maybe in a couple of months or depending on when's a suitable time for the two of you\n\nChannel 1: Yeah.\n\nChannel 0: to then kind of, you know, get together and do a bit of a plan jointly\n\nChannel 1: Yeah.\n\nChannel 0: and see\n\nChannel 1: That'd be great.\n\nChannel 0: where everything's at.\n\nChannel 1: Yeah. Because yeah. Because\n\nChannel 0: Yep.\n\nChannel 1: it\n\nChannel 0: Perfect.\n\nChannel 1: because yeah. Because, again, yeah, in a relationship, there's always one\n\nChannel 0: Yeah.\n\nChannel 1: that's like, well, I'm more negative than like, I'm thinking, oh, I'm gonna have to work it. I'm gonna have to keep working, but and then\n\nChannel 0: Mhmm.\n\nChannel 1: you got different and you got different work programs\n\nChannel 0: Yes.\n\nChannel 1: as well where\n\nChannel 0: Yes.\n\nChannel 1: I probably do have to keep going a bit longer because and then because Wendy's a teacher, well, then she probably\n\nChannel 0: Mhmm.\n\nChannel 1: can\n\nChannel 0: Yep.\n\nChannel 1: retire and and keep doing\n\nChannel 0: Yep.\n\nChannel 1: casual work. So yeah. But,\n\nChannel 0: Yeah.\n\nChannel 1: yeah, all good.\n\nChannel 0: Yeah. No. That's great. So I'll make a little note. Do you want, like, in three months, six months, or do you wanna let me know when do you let us know when you guys are wanting a bit of a catch up, or do you want me to kind of reach out in about three months or so and see how you guys are going if we haven't heard anything?\n\nChannel 1: Just trying to think when the best time is. Probably, it's Yeah. If you could just touch base, I suppose,\n\nChannel 0: Yep.\n\nChannel 1: in\n\nChannel 0: Yeah.\n\nChannel 1: in in yeah. To say because it's on holidays at the moment. It's good to see you. So yeah. All good.\n\nChannel 0: Yes.\n\nChannel 1: So I could yeah. If you could just yeah. Even if you touch base what's what are we looking at? Yeah. Even at the end of next week, because I can ask her and you touch base, and then I can sort of see where where she where we can sort of, you know, give you a few dates where it could work because it probably that\n\nChannel 0: Yep.\n\nChannel 1: might be that might be the issue too where it's just planning to get both these, you know, like, to,\n\nChannel 0: Yes.\n\nChannel 1: you know, plan ahead.\n\nChannel 0: Time life.\n\nChannel 1: So\n\nChannel 0: Yes.\n\nChannel 1: yeah.\n\nChannel 0: And we do both me and Wendy's adviser do work after hours as well. So especially for couples and stuff, obviously, depending on your work schedule. If it's more suitable after hours, then we do work a bit later. For myself, it's Thursdays\n\nChannel 1: Yep.\n\nChannel 0: where we can do something after hours when you're both home from work as well.\n\nChannel 1: Yeah. Yeah. Okay. Yeah.\n\nChannel 0: Yep.\n\nChannel 1: No. It's it's good and bad because sometimes you can do it. Usually, I've had some meetings where not not saying yours, but it\n\nChannel 0: Yeah.\n\nChannel 1: goes out late and you're so\n\nChannel 0: Yes.\n\nChannel 1: tired.\n\nChannel 0: All\n\nChannel 1: And\n\nChannel 0: early\n\nChannel 1: it's\n\nChannel 0: morning.\n\nChannel 1: not and it\n\nChannel 0: It's up\n\nChannel 1: yeah.\n\nChannel 0: to you.\n\nChannel 1: Well, I'm I'm better in my morning, and my wife's not\n\nChannel 0: Okay.\n\nChannel 1: good in the morning, so it doesn't always work. But, yeah,\n\nChannel 0: No.\n\nChannel 1: all\n\nChannel 0: I\n\nChannel 1: good.\n\nChannel 0: I get that. But, yeah, we\n\nChannel 1: Yeah.\n\nChannel 0: can definitely work something out.\n\nChannel 1: Yeah. That'd be great. Yep.\n\nChannel 0: Yep. Perfect. Now, obviously, the interview today is just focusing on, obviously, what's happening with yourself right now.\n\nChannel 1: Hang on.\n\nChannel 0: I'll give you a bit of an update on, obviously, your portfolio, what's happening, but I'll also run through just a bit of an updated fact find, just to see if there is anything major that has changed in your life. If we do need to make any tweaks and changes to be advised as well. So just\n\nChannel 1: Yeah.\n\nChannel 0: kind of\n\nChannel 1: Yeah.\n\nChannel 0: bear with me as I go through this information here, Matthew.\n\nChannel 1: Yep.\n\nChannel 0: Personal information, obviously, still married to Wendy, and\n\nChannel 1: Yep.\n\nChannel 0: you guys have two financial dependents?\n\nChannel 1: Well, it depends. You always are. I don't know how you well, my daughter daughter's away from she's 20 she's 21 this year. So when\n\nChannel 0: Mhmm.\n\nChannel 1: you say she's not dependent on us, but still is yeah. So yeah. No. No.\n\nChannel 0: Yeah.\n\nChannel 1: No. I suppose I suppose yeah. It's hard to say. Look. Yeah.\n\nI suppose I don't\n\nChannel 0: Yeah.\n\nChannel 1: know. What do you call that anyway? You say just one, don't you? Once they move on, they you know, technically, but you yep.\n\nChannel 0: It it's kind of a tricky point. I would say if they live at home or even if you guys are supporting them financially, then I would say that they are a financial dependent,\n\nChannel 1: Yeah.\n\nChannel 0: which can obviously be different ages. Sometimes you have older kids living at home, obviously,\n\nChannel 1: Yeah.\n\nChannel 0: with living expenses and and everything nowadays.\n\nChannel 1: Yeah. I'd say I'd say\n\nChannel 0: But then,\n\nChannel 1: one for the moment, really.\n\nChannel 0: yep.\n\nChannel 1: Yeah. And the other one is\n\nChannel 0: Okay.\n\nChannel 1: just, yeah, we help her out. So, yeah, as much as we can\n\nChannel 0: Yeah.\n\nChannel 1: be. Yeah.\n\nChannel 0: Yep. Perfect. Now occupation wise, has any of that changed for you, or you're still kind of doing the sales rep?\n\nChannel 1: Yeah. Still the sales rep. Yeah.\n\nChannel 0: Yep.\n\nChannel 1: 20\n\nChannel 0: Perfect.\n\nChannel 1: five years twenty five years\n\nChannel 0: Yeah.\n\nChannel 1: next year.\n\nChannel 0: You must enjoy it then.\n\nChannel 1: I hope so, but you do get to that point in your life. It's it's what you it's, you know,\n\nChannel 0: Yeah.\n\nChannel 1: that's\n\nChannel 0: Yeah.\n\nChannel 1: the saying is you\n\nChannel 0: Familiar.\n\nChannel 1: you you the devil\n\nChannel 0: Mhmm.\n\nChannel 1: you know. Yep.\n\nChannel 0: Mhmm. And you're still working for Pepsi?\n\nChannel 1: Yeah. Yep.\n\nChannel 0: Yeah. Yep. Perfect. I have income here at about 78,000. Do you know if that's still the case?\n\nChannel 1: I ticked over. I think last payroll I said the on I should note that because yeah. So say you can put down 82, to be honest.\n\nChannel 0: About\n\nChannel 1: Yeah.\n\nChannel 0: 82. Now do you get any commissions or bonuses or anything like that as part of your role?\n\nChannel 1: Yeah. Partly. But yeah. It's\n\nChannel 0: Mhmm.\n\nChannel 1: it it they\n\nChannel 0: It fluctuates\n\nChannel 1: yeah.\n\nChannel 0: a\n\nChannel 1: They say\n\nChannel 0: lot.\n\nChannel 1: how much we get extra, they tryna tryna get rid of it. So, like, so find\n\nChannel 0: Okay.\n\nChannel 1: a way to to make it harder because yeah. Yeah.\n\nChannel 0: Mhmm.\n\nChannel 1: But if you can I suppose I forget how much I got last year extra? What's the per quarter to I just put down next two\n\nChannel 0: Roughly is\n\nChannel 1: 6\n\nChannel 0: okay.\n\nChannel 1: $2.04 6. Yeah. Sorry. So about an extra 8 6,000. I'll just put 6.\n\nYeah.\n\nChannel 0: That's it. Yep.\n\nChannel 1: Because they're getting harder with it. Yep.\n\nChannel 0: And would that be from commission, or is that bonuses, or is that overtime?\n\nChannel 1: Now over time, I wish I did get that one. The yeah. No. It's from just hitting the incentives.\n\nChannel 0: Mhmm.\n\nChannel 1: Yep.\n\nChannel 0: So kind of more like a bonus performance\n\nChannel 1: Yeah.\n\nChannel 0: incentive.\n\nChannel 1: Balance. Yep. Yeah. Yeah.\n\nChannel 0: Yep.\n\nChannel 1: Balance.\n\nChannel 0: Now do you know if on that bonus, they pay contributions on top of that?\n\nChannel 1: Good question. I yeah. I should know these backwards. Yeah. I'm yeah.\n\nChannel 0: That's okay.\n\nChannel 1: Sorry. I should I should know\n\nChannel 0: No.\n\nChannel 1: that, but I'm pretty slack. Yeah.\n\nChannel 0: I did you had a couple last financial year that has ticked over?\n\nChannel 1: I I did get bonuses last year. Yep.\n\nChannel 0: Mhmm. Do you know roughly, like, a month or so you had it?\n\nChannel 1: I'm sorry. What month? I would've I'll get it, like, at the\n\nChannel 0: Would\n\nChannel 1: moment\n\nChannel 0: you\n\nChannel 1: now,\n\nChannel 0: got it? Okay.\n\nChannel 1: they're doing it. They get it quarterly now, so we get it yeah. It's it's, like, quarterly bonus now.\n\nChannel 0: Okay. Because what I can do is I can just go through your transaction statement on your superannuation and check if if it comes\n\nChannel 1: Yeah.\n\nChannel 0: out those sporadic ones as well, and then I can\n\nChannel 1: Yeah.\n\nChannel 0: just double check it that way. Now often with a bonus, you do get contributions paid on top of the bonus. And if that's the case, I can look that up on your transactions. Over time and stuff like that, usually not, but it is sometimes changes a little bit on Deployer. So I can\n\nChannel 1: They can\n\nChannel 0: just\n\nChannel 1: be\n\nChannel 0: go and\n\nChannel 1: sneaky\n\nChannel 0: have a\n\nChannel 1: too.\n\nChannel 0: a\n\nChannel 1: That's it. They've actually it's PepsiCo,\n\nChannel 0: they\n\nChannel 1: and they there's\n\nChannel 0: can\n\nChannel 1: a couple of times when they they don't pay\n\nChannel 0: very\n\nChannel 1: the super exit when they're supposed to put it in.\n\nChannel 0: much.\n\nChannel 1: They skip it like a and the other work might fix it out, and they they fix it up, but there's you know, if you're doing that, you're scamming.\n\nChannel 0: Yeah.\n\nChannel 1: So\n\nChannel 0: And\n\nChannel 1: they\n\nChannel 0: you\n\nChannel 1: still\n\nChannel 0: shouldn't\n\nChannel 1: everyone does it.\n\nChannel 0: you\n\nChannel 1: Not\n\nChannel 0: shouldn't\n\nChannel 1: anymore.\n\nChannel 0: have to be following up on it. And then, also,\n\nChannel 1: No.\n\nChannel 0: if especially the the last financial year that just ticked over, you just had to do it once a quarter.\n\nChannel 1: Yeah.\n\nChannel 0: And then\n\nChannel 1: Yeah.\n\nChannel 0: whereas now they've changed the rules, which is great because, obviously, the quicker you get the money in, the longer it's compounding and gets invested for. So if they wait three\n\nChannel 1: Yeah.\n\nChannel 0: months and do one lump sum, yes, you'll still get the money in. But during those three months, you could have had a little bit more invested, which obviously gonna give you more\n\nChannel 1: Yeah.\n\nChannel 0: return.\n\nChannel 1: I mean, they've done it for their own compound. It's\n\nChannel 0: Oh,\n\nChannel 1: just, yes, exactly.\n\nChannel 0: exactly.\n\nChannel 1: Yeah.\n\nChannel 0: I will have a bit of a look through the transaction and see if you do get on the bonuses.\n\nChannel 1: Yep.\n\nChannel 0: Otherwise, obviously, aside from your employer, they just pay you the standard 12% contribution interest fee for, like, there's no, like, EBA agreement or any additional\n\nChannel 1: Yeah. I think\n\nChannel 0: entitlements. Yep.\n\nChannel 1: I think it's I think it's just a standard, I think. Yeah.\n\nChannel 0: Yeah. Often, if you do get additional, they tend to let you know. Because they're they're like,\n\nChannel 1: Yeah.\n\nChannel 0: oh, we pay you extra.\n\nChannel 1: Yeah.\n\nChannel 0: So if they don't if they don't advertise it, then often it's standard. And it's more usually, like, your your government roles, like your nurses sometimes. Sometimes teachers have different\n\nChannel 1: Yeah.\n\nChannel 0: where\n\nChannel 1: That's\n\nChannel 0: they\n\nChannel 1: good.\n\nChannel 0: they can pay\n\nChannel 1: That's\n\nChannel 0: a little\n\nChannel 1: good.\n\nChannel 0: bit\n\nChannel 1: Yeah.\n\nChannel 0: extra.\n\nChannel 1: Yeah.\n\nChannel 0: Obviously, aside from contributions from your employer, are you making any additional contributions yourself as well?\n\nChannel 1: I'm hoping it's going through because I would have put it through the change up. I'm I think it would it's only something basic, but it I think through through my directly through my pay, it goes in.\n\nChannel 0: Mhmm.\n\nChannel 1: And\n\nChannel 0: Like\n\nChannel 1: so\n\nChannel 0: seller,\n\nChannel 1: it would\n\nChannel 0: is that\n\nChannel 1: be\n\nChannel 0: correct by\n\nChannel 1: yeah.\n\nChannel 0: thing?\n\nChannel 1: I think yeah. I think it's $50 a week, I think, but\n\nChannel 0: 50\n\nChannel 1: I have to double\n\nChannel 0: dollars.\n\nChannel 1: yeah. But if you could\n\nChannel 0: I\n\nChannel 1: check\n\nChannel 0: can\n\nChannel 1: it because I need I need to I'm an offer because I know that's where my wife has been put in. When I when we were when I was the one wage journal, I was like, oh, I can't afford to save, you know, I need to save every 10 15. And then and then she'd been doing it for a long time, and I also been because I've been putting less contributions over time because I was just I was in that mode of being the one wager, and I can't afford to do it. So yeah. So that and that's why because hers is better than mine because\n\nChannel 0: Mhmm.\n\nChannel 1: of that. Yeah. Because she'd been a teacher and then she sort of looked after quite well. So I'll let her fix mine up\n\nChannel 0: Yeah.\n\nChannel 1: otherwise.\n\nChannel 0: Well, I can actually see so I'm in your transaction account right now, and I do like this it seems to be a little bit sporadic. Like, for example, I can see on the June 19, you had four contributions on the same day. So you had one for 1119, another one for 02/20, another one for August, and then another one for 02/20, which is a little bit unusual, but maybe that's if they kind of do it, like you said, every now and then. Because then a month earlier, so the May 25, it was two. So that was 08/1962 and then two twenty.\n\nChannel 1: Yeah.\n\nChannel 0: So\n\nChannel 1: They did do.\n\nChannel 0: how\n\nChannel 1: Yeah. That worked. That worked. So you're saying that the contributions that that was supposed to be putting in?\n\nChannel 0: It seemed like unless there was, like, a bonus or something, and that's why you got a little bit of\n\nChannel 1: Yeah.\n\nChannel 0: extra.\n\nChannel 1: Yeah. There was a probably\n\nChannel 0: Mhmm.\n\nChannel 1: a bonus as well. Yeah.\n\nChannel 0: Yeah. Because that then also makes sense that in April, that was 1,199, so a little bit bigger, and\n\nChannel 1: Yeah.\n\nChannel 0: then the standard $2.20. So having a look through the transaction, the $2.20 seems very consistent, and that looks to be the salary sacrifice.\n\nChannel 1: Yeah. Okay. Yeah. That's yeah. That would be yeah.\n\nYeah.\n\nChannel 0: That yeah. So it looks like it's about $2.20 a month.\n\nChannel 1: Yeah. Okay. Yep.\n\nChannel 0: Are you happy to keep that $2.20 a month?\n\nChannel 1: I I probably should put it higher because I know yeah. Because I always I'm one of those ones that I work yeah. I'm always worried about putting too much in, but I'll check\n\nChannel 0: Yeah.\n\nChannel 1: I've probably so I can just I I can just check that change up through my work, can I? Because I can just\n\nChannel 0: Yes.\n\nChannel 1: check that out. Yeah. So,\n\nChannel 0: Yeah.\n\nChannel 1: yeah,\n\nChannel 0: But\n\nChannel 1: I'll just I'll double check with when you're getting produced, but we're saying put up high and it's like, oh, can we\n\nChannel 0: Okay.\n\nChannel 1: Yeah.\n\nChannel 0: Because\n\nChannel 1: And\n\nChannel 0: what\n\nChannel 1: it is true.\n\nChannel 0: what\n\nChannel 1: You you can't you don't miss what you don't get.\n\nChannel 0: yeah. Because what I can do for you, Matthew, is I can put together a bit of a strategy, and part of that is working out the cap spaces and also how much it's saving you in tax and what that actually looks like in terms of super so you can see whether you want to do it and, obviously, how it impacts your cash flow.\n\nChannel 1: Yeah.\n\nChannel 0: So if\n\nChannel 1: Yeah.\n\nChannel 0: you think in an ideal situation, $2.20 a month right now, how much would you want to put in or want to offer through? Yeah. If you say you wanna offer a little bit, would you how much do you think you'd feel comfortable with? Obviously, because it's gonna impact your cash flow.\n\nChannel 1: Yeah. It's only it's it's just shock it's terrible. The monthly the monthly I'm getting paid monthly is really bugger too.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah. I I'd probably to say to yeah. Getting maybe pushing it to 300.\n\nChannel 0: 300?\n\nChannel 1: We'd be able to\n\nChannel 0: Okay.\n\nChannel 1: go. Yeah.\n\nChannel 0: Because what what I can do is I'll put together a strategy for you, and that will be showing you the impact it has on Super. That way, you can actually see the kind of compounding differences of it. It also\n\nChannel 1: Yep.\n\nChannel 0: shows you how much less cash flow you will have just to make sure that, obviously, you guys are comfortable with that. A little bit of tax saving as well, and then just triple check that you don't exceed any cap spaces, which I don't think you will, but I'll run all the numbers and everything\n\nChannel 1: Yep. Yeah.\n\nChannel 0: for you. Then that way, you have all the information, and you can obviously speak to Wendy's like, okay. Cool. Yeah. We can make that work, and it's gonna make quite a bit of a difference.\n\nAnd you can kind of decide what you wanna do after that.\n\nChannel 1: Yeah. And also, yeah, that's why we need to we could have that talk together\n\nChannel 0: Mhmm.\n\nChannel 1: because then we can work out whether if I'm returning at a certain age where if I'm so far behind, do I need to be putting more on the mind? If Wendy's making more on her the way she does it super, do do\n\nChannel 0: Mhmm.\n\nChannel 1: I\n\nChannel 0: Mhmm.\n\nChannel 1: do I let her put more in and then, yeah, work together? So yeah. So that's where I'd sort of it'd be good to work out all that.\n\nChannel 0: Do\n\nChannel 1: And\n\nChannel 0: it\n\nChannel 1: also\n\nChannel 0: jointly.\n\nChannel 1: then Wendy's work\n\nChannel 0: Yeah.\n\nChannel 1: yeah. And Wendy knows how much I'm putting in compared to her, and then\n\nChannel 0: Yep.\n\nChannel 1: it's sort of like yeah. Because it's funny because I I I've always kept mine down mine. And yeah. So we gotta work. Yeah.\n\nAnd I'll and in theory in theory, I'll retire. I mean, in theory, I'll retire earlier, but\n\nChannel 0: Yeah.\n\nChannel 1: probably\n\nChannel 0: Mhmm.\n\nChannel 1: not. So that's why we need\n\nChannel 0: Okay.\n\nChannel 1: to work it out for you. Yep.\n\nChannel 0: Yeah. Now I can definitely have a have a chat through, like I said, Dana, who is Wendy's adviser as well,\n\nChannel 1: Yep.\n\nChannel 0: and and just kind of see where, obviously, Wendy's at with everything and then kind of work together, whether that is another conversation in, like, a week or two, like you said, just to kind of touch base on everything and reassess it. And then we can put together a a joint plan\n\nChannel 1: Yeah.\n\nChannel 0: for the two of you.\n\nChannel 1: Yeah. Excellent.\n\nChannel 0: And\n\nChannel 1: My\n\nChannel 0: that\n\nChannel 1: salary\n\nChannel 0: could be\n\nChannel 1: sacrifice.\n\nChannel 0: yeah.\n\nChannel 1: Life will probably get another car in probably within yeah. So I was supposed to be\n\nChannel 0: Mhmm.\n\nChannel 1: good to know, like, even the salary sacrifice, the car whether who it's, you know, whether it's even vested in through me or something\n\nChannel 0: Yeah.\n\nChannel 1: too. But yeah.\n\nChannel 0: Yep.\n\nChannel 1: So\n\nChannel 0: Yeah.\n\nChannel 1: they yeah.\n\nChannel 0: And I think that's good, because, especially, if it's jointly goals and you guys are working something together, you also wanna make sure that we do, obviously, the the tax side of it, so whatever is going to be the best benefit for the two of you.\n\nChannel 1: Yeah.\n\nChannel 0: If you are sharing everything, then then that's a really\n\nChannel 1: Yeah.\n\nChannel 0: good way of doing it. Obviously, as long as you guys are comfortable showing all the information\n\nChannel 1: Yeah.\n\nChannel 0: and everything.\n\nChannel 1: Yeah.\n\nChannel 0: Okay. Perfect. Now, obviously, you said you might retire a little bit earlier. So what age do you think, ideally, at this stage, you would want to retire, draw income\n\nChannel 1: Well,\n\nChannel 0: from\n\nChannel 1: what\n\nChannel 0: Superm?\n\nChannel 1: can well, that's what that's why I need this chat because I\n\nChannel 0: Mhmm.\n\nChannel 1: I'm I'm 55 this year, and\n\nChannel 0: Mhmm.\n\nChannel 1: and I and I I don't I don't know how I I don't know how I could retire at 60. Like, even and my wife would like to she's four years younger than me. She aims to retire\n\nChannel 0: Yeah.\n\nChannel 1: at 60, but she could still earn a fair bit of casual teaching as well. So it does\n\nChannel 0: Yes.\n\nChannel 1: sort of make sense. But\n\nChannel 0: Okay.\n\nChannel 1: I can't see yeah. That's why I wanna know because I I see we still got a debt on the house, and then whenever when when she gets to, obviously, she'd be able to retire at this age and all that and go but no one's taking an account what debt we got. So I'm trying to work out that's that's why\n\nChannel 0: Mhmm.\n\nChannel 1: when I\n\nChannel 0: Yes.\n\nChannel 1: go when we go debt to the house, that's what worries me. So me retiring early. And I and I and\n\nChannel 0: Yep.\n\nChannel 1: I don't understand I still don't understand, super, this point, like, how how can you judge how much money you need and and, like, how much money should you take out, you know, like, to to to pay out that amount. So that's\n\nChannel 0: Yep.\n\nChannel 1: where\n\nChannel 0: Yeah.\n\nChannel 1: I'm a bit lost. But, yeah, I suppose\n\nChannel 0: Yeah.\n\nChannel 1: in theory, sometime\n\nChannel 0: Mhmm.\n\nChannel 1: after the wind down after, you know, after 60, but, like, still at work, but not the same job, not not the same amount of money sort of thing. Yeah.\n\nChannel 0: Mhmm. Yep. Okay. Perfect. And that's also what we can assess.\n\nSo we can work with, okay, ideal situation, but then also okay. Well, is that achievable? And if it's not achievable, what can we do to get you there? So\n\nChannel 1: Yeah.\n\nChannel 0: even if I put down ideally 60, but if not, would you say around 64 when when when they would then potentially retire or\n\nChannel 1: Yeah.\n\nChannel 0: reduce\n\nChannel 1: Yep.\n\nChannel 0: hours at least? Okay. Perfect.\n\nChannel 1: Yeah.\n\nChannel 0: And\n\nChannel 1: Well,\n\nChannel 0: sometimes\n\nChannel 1: I'll I'll give myself\n\nChannel 0: when it\n\nChannel 1: a bonus\n\nChannel 0: mhmm.\n\nChannel 1: for just a couple of a couple of months before she retires. So I can feel like I've retired early even on being older,\n\nChannel 0: Yeah.\n\nChannel 1: but yeah. Yeah. But yeah. It's mainly working out because I I I actually can't because she yeah. Wendy's keen\n\nChannel 0: Mhmm.\n\nChannel 1: to retire at six years, and I I can't see me being like, financially been able to, so that's why we need to talk together\n\nChannel 0: Yeah.\n\nChannel 1: to work it out because yeah. I I don't yeah. I don't I don't love my job that much. As in\n\nChannel 0: Yeah.\n\nChannel 1: as in I wanna\n\nChannel 0: If\n\nChannel 1: keep\n\nChannel 0: you can\n\nChannel 1: working\n\nChannel 0: retire.\n\nChannel 1: forever, but\n\nChannel 0: Yeah.\n\nChannel 1: but but if I\n\nChannel 0: Enjoy\n\nChannel 1: can retire\n\nChannel 0: life.\n\nChannel 1: yeah. But\n\nChannel 0: Yeah.\n\nChannel 1: I just don't I don't feel like I can. So that's why I wanna yeah. Yeah.\n\nChannel 0: Yes.\n\nChannel 1: And work out work out some goals, so if if I\n\nChannel 0: Mhmm.\n\nChannel 1: do because the scary thing is,\n\nChannel 0: Yes.\n\nChannel 1: like, you can do a countdown, which is good and bad. So yep.\n\nChannel 0: Yes. Well, we can definitely work on that. And then often what I'll what we would like to do as well is that we can then do a bit of, like, a retirement income drawdown calculation as part\n\nChannel 1: Yeah.\n\nChannel 0: of it. So whether that would be, let's say, 64 for you and and 60 for her and you needing, like, a combined household income, if you have a combined goal of we need, let's say, $22,000 a week, for example. That's why you guys need to cover bills and expenses, do some traveling, then we can work with, okay. Is that achievable to draw from both of your superannuation? Do we\n\nChannel 1: Yeah.\n\nChannel 0: need to\n\nChannel 1: Yep.\n\nChannel 0: do a little bit more from some from one person or the other, or, you know, what is best for the two of you? But then, also, if you are eligible for a potential age pension, obviously, you would hit 67 before her. So then also kind of work with, okay. What would that look like? Are you eligible?\n\nAnd then if so, structuring your super to kinda benefit from that as well.\n\nChannel 1: Yeah. Because what I don't understand is, like yeah. And then what I don't understand, like, if I do retire from my job that I'm in now, and then and, you know, just and then, yeah, that's true. Like, work out where I can work four years, but not it's yeah. Good.\n\nAs you said, earn a certain amount per week, and that's that's what we need to do. So, yeah, that that would be that'd be my aim if I could, like,\n\nChannel 0: Yep.\n\nChannel 1: for for four years just work until when he retires. I I hit a certain amount of money. We're casually doing\n\nChannel 0: Yep.\n\nChannel 1: something, but yeah. Yep.\n\nChannel 0: Yep. Sounds perfect. But, yeah, I think the best thing is probably to do a bit of a catch up for the\n\nChannel 1: Yeah.\n\nChannel 0: two of\n\nChannel 1: Yeah.\n\nChannel 0: you and then putting strategy together, especially goals and stuff like that as well. If it's all jointly, it makes it makes more sense to do it together.\n\nChannel 1: Yeah.\n\nChannel 0: But for today, anyway, I can kind of just run through how your soup is going and where things\n\nChannel 1: Yep.\n\nChannel 0: are at with insurances and stuff. And then when it comes through, like, the specific super retirement, doing some strategies, we can then kind of work together to make sure as well that that's what you both\n\nChannel 1: Yep.\n\nChannel 0: want.\n\nChannel 1: Yep.\n\nChannel 0: Yep. Alright. Perfect. Now let me see here. Otherwise, asset wise, do you guys have the investment property still wide at about 430,000?\n\nChannel 1: I we've got we've we've purchased a property in August last year, so we have got that investment property at Crows Nest. So\n\nChannel 0: Mhmm.\n\nChannel 1: yeah. So we've got that one here, so I'm not sure what you have recorded here.\n\nChannel 0: Sorry. Impressionist. And is that that investment property, do you think that would be valid at about 430,000, or do you think that's gone up a little bit?\n\nChannel 1: Do we have down for a\n\nChannel 0: 430.\n\nChannel 1: few\n\nChannel 0: Yeah.\n\nChannel 1: days?\n\nChannel 0: From last\n\nChannel 1: Do we?\n\nChannel 0: year. Yes.\n\nChannel 1: I must I mean, I've said it's a property before. But, anyway, the the property that it's worth now,\n\nChannel 0: Mhmm.\n\nChannel 1: I hope just see realestate.com, I wish you can trust\n\nChannel 0: Yeah.\n\nChannel 1: that. But that that's 760,000, I think it is. Yep.\n\nChannel 0: Oh, nice. So 760, did you say?\n\nChannel 1: Yep.\n\nChannel 0: Yep. And mortgage on that one, do you know roughly what that would be?\n\nChannel 1: And probably yeah. Not a 100% sure, but maybe I'll figure it out to something. About 4\n\nChannel 0: That's okay.\n\nChannel 1: 100,\n\nChannel 0: We\n\nChannel 1: I think. Yeah.\n\nChannel 0: about\n\nChannel 1: About\n\nChannel 0: 400.\n\nChannel 1: four 100. Yeah. Yeah.\n\nChannel 0: Yep. Now did you say you have another property as well, or are you guys\n\nChannel 1: No.\n\nChannel 0: renting where you live?\n\nChannel 1: No. I was just trying\n\nChannel 0: Mhmm.\n\nChannel 1: to work at what that one was. Yeah. When you squeeze it 400, but yeah. No. We sold we sold it in in the meantime.\n\nYeah.\n\nChannel 0: Mhmm.\n\nChannel 1: So we just got\n\nChannel 0: Okay.\n\nChannel 1: the wrong property\n\nChannel 0: Perfect.\n\nChannel 1: here.\n\nChannel 0: Yep. So the one investment property any motor vehicles, boats, motorbikes.\n\nChannel 1: We just got the one vehicle because I've got a I've got a work one. So it's quick.\n\nChannel 0: Oh, yeah. And the one that you guys have, how much would that one be valued at, do you think?\n\nChannel 1: Not sure. So say, like I'm not sure what's that. I'll I'll just try it out there 10,000. I'm not sure.\n\nChannel 0: Yep. And\n\nChannel 1: Yeah.\n\nChannel 0: and do you have anything owing on it? No. Okay. Anything else, like savings in the bank or or\n\nChannel 1: No.\n\nChannel 0: any kind of other assets in your name?\n\nChannel 1: Nope. No.\n\nChannel 0: Nope.\n\nChannel 1: All the nope. I used them up. Fifteen years ago, I used that PepsiCo shit and and separate insurances, and,\n\nChannel 0: Yeah.\n\nChannel 1: you know, that's what\n\nChannel 0: Mhmm.\n\nChannel 1: it my back up now. Had had fun using that money.\n\nChannel 0: And any liabilities, like personal loans, credit cards, ZipPay?\n\nChannel 1: Wendy looks after all that. I don't\n\nChannel 0: Okay.\n\nChannel 1: think we've got I'm trying to think what we've got. Personal one.\n\nChannel 0: If not, we can confirm it when we do have a joint\n\nChannel 1: Yeah.\n\nChannel 0: conversation\n\nChannel 1: Yeah. Just\n\nChannel 0: as\n\nChannel 1: confirm\n\nChannel 0: well.\n\nChannel 1: with\n\nChannel 0: Yep.\n\nChannel 1: her. We've yep. Pretty much.\n\nChannel 0: That's okay. Now health and lifestyle wise, you're still a nonsmoker?\n\nChannel 1: Yep.\n\nChannel 0: Yep. And have you had any changes to your health in the last twelve months? Any issues or injuries or anything?\n\nChannel 1: No.\n\nChannel 0: Nope. That's good. And do you have private health insurance? Yep. And there is hospital cover as well.\n\nDo you know?\n\nChannel 1: Yep. Yep. Yeah. Basic\n\nChannel 0: Yep.\n\nChannel 1: hospital\n\nChannel 0: Yep.\n\nChannel 1: cover. Yep.\n\nChannel 0: Yep. Perfect. Now estate planning wise, I have here that you guys have a will in place.\n\nChannel 1: Yeah. We just\n\nChannel 0: No.\n\nChannel 1: we're double checking that because we yeah. We get another copy of it because we we want a copy of it. But, yeah, we we are booked in together. Yeah. We did a clean out and we got what?\n\nWe got another copy, but, yeah, we have to wait booked in to get a copy of it done, printed\n\nChannel 0: Okay.\n\nChannel 1: out. Yeah.\n\nChannel 0: Yep. Perfect. Do you know if you guys made a nomination for power of attorney along with the will?\n\nChannel 1: We did the what do you call it? The what do you call it? Executor. What is it? What do you call\n\nChannel 0: Executor?\n\nChannel 1: it? Yeah. Yep.\n\nChannel 0: So power of attorney is also where you can you can have someone nominated for financial. You can have it for medical or kind of everything, which is where\n\nChannel 1: Yep.\n\nChannel 0: you say that you trust this person to make decisions on your behalf if you are ever in a situation where you are unable to do\n\nChannel 1: Yep.\n\nChannel 0: so yourself. So that would\n\nChannel 1: When\n\nChannel 0: be\n\nChannel 1: did I when did I know I'm void? When did when did where has what has the power to turn it work?\n\nChannel 0: So, usually, if you make a nomination and that person is able and willing to do so,\n\nChannel 1: Yeah.\n\nChannel 0: that stays in place. But, obviously, if something happens to that person, like, if they're no longer around or if they are no longer willing to do it, they can say no.\n\nChannel 1: Yep.\n\nChannel 0: So it might be worth when you are asking for a copy of the will just to check if you guys did make a nomination for power of attorney. And if not, if that is something that you want to do as part of the will, whether that would be yeah. You can do financial, but you can also do medical decisions or if something ever were to\n\nChannel 1: I'm\n\nChannel 0: happen\n\nChannel 1: not sure\n\nChannel 0: to you.\n\nChannel 1: what I'm not sure what we would have done. And I don't remember what whether we did or because you because yeah.\n\nChannel 0: Yeah.\n\nChannel 1: I'm not\n\nChannel 0: Sometimes\n\nChannel 1: sure. We went\n\nChannel 0: it\n\nChannel 1: through\n\nChannel 0: is.\n\nChannel 1: the proper\n\nChannel 0: Sometimes\n\nChannel 1: will.\n\nChannel 0: it's not.\n\nChannel 1: Which one?\n\nChannel 0: Yeah.\n\nChannel 1: Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: We did I like, I did have a power of attorney, but it's not gonna be what I say. I got power of attorney in there, but that's twenty five years ago when I went overseas. I got mom to be my power of attorney, but, you know, what?\n\nChannel 0: Mhmm.\n\nChannel 1: She's aged now, and it's not really up to her to do you know what I mean? Do any of that\n\nChannel 0: Yeah.\n\nChannel 1: stuff.\n\nChannel 0: So then you might wanna potentially update that, especially if, yeah, if your mom's getting older\n\nChannel 1: So\n\nChannel 0: than if something were\n\nChannel 1: so how\n\nChannel 0: to happen\n\nChannel 1: do you do\n\nChannel 0: to you.\n\nChannel 1: That's what I mean. Does it become do you have to go somewhere to get it null and void or something? Like, how do you do that? Like,\n\nChannel 0: Normally, it would be the best person I would speak to because it's kind of legal advice would be the lawyer.\n\nChannel 1: yeah.\n\nChannel 0: You\n\nChannel 1: Yeah.\n\nChannel 0: could also\n\nChannel 1: No. You're\n\nChannel 0: make,\n\nChannel 1: right.\n\nChannel 0: yeah, make, like, a new nomination. Sometimes that kind of cancels out the old one. But I would say definitely speak through the lawyer, especially with the will, and just make sure\n\nChannel 1: Yeah.\n\nChannel 0: they should\n\nChannel 1: I thought\n\nChannel 0: be able\n\nChannel 1: we went\n\nChannel 0: to\n\nChannel 1: through\n\nChannel 0: check all of that\n\nChannel 1: yeah.\n\nChannel 0: for you.\n\nChannel 1: We went through the process. We went through the, yeah, the what do you call it? You do it through the, yeah. The the government one where you can sort of find a way to get it free. You know what I mean?\n\nLike, you get them and then you take over it. You just you but I can't you can leave it to them. They it becomes expensive, but you just take it out of them and then you do it to your power over to the executor. So, yeah, we've done that through that.","paragraphs":[{"sentences":[{"text":"Hello.","start":1.36,"end":1.68,"sentiment":"neutral","sentiment_score":0.03909370303153992},{"text":"Matthew speaking.","start":1.68,"end":2.58,"sentiment":"neutral","sentiment_score":0.03570729400962591}],"sentiment":"neutral","sentiment_score":0.03683609701693058,"channel":1,"num_words":3,"start":1.36,"end":2.58},{"sentences":[{"text":"Good afternoon, Matthew.","start":3.12,"end":4.24,"sentiment":"positive","sentiment_score":0.3880757788817088},{"text":"This is Veronica from Financial.","start":4.24,"end":5.7799997,"sentiment":"positive","sentiment_score":0.34746682047843935},{"text":"How are you?","start":6.16,"end":7.06,"sentiment":"neutral","sentiment_score":0.27371226747830707}],"sentiment":"positive","sentiment_score":0.3384271128611131,"channel":0,"num_words":11,"start":3.12,"end":7.06},{"sentences":[{"text":"Yeah.","start":7.68,"end":8.0,"sentiment":"neutral","sentiment_score":0.17844465374946594},{"text":"Not so bad.","start":8.0,"end":8.639999,"sentiment":"neutral","sentiment_score":0.24203847845395407},{"text":"Yourself?","start":8.639999,"end":9.139999,"sentiment":"neutral","sentiment_score":0.22276246547698977}],"sentiment":"neutral","sentiment_score":0.22546451091766356,"channel":1,"num_words":5,"start":7.68,"end":9.139999},{"sentences":[{"text":"I'm good.","start":9.679999,"end":10.559999,"sentiment":"positive","sentiment_score":0.5127131193876266},{"text":"Thanks.","start":10.559999,"end":11.059999,"sentiment":"positive","sentiment_score":0.5364179015159607},{"text":"I do apologize.","start":11.28,"end":12.34,"sentiment":"neutral","sentiment_score":-0.006420506785313289},{"text":"I am calling a little bit late.","start":12.4,"end":14.24,"sentiment":"neutral","sentiment_score":-0.15161678407873427},{"text":"I was just having a bit of technical issues with my computer, and nothing was working.","start":14.24,"end":18.445,"sentiment":"neutral","sentiment_score":-0.28695456124842167}],"sentiment":"neutral","sentiment_score":-0.1417244085720901,"channel":0,"num_words":29,"start":9.679999,"end":18.445},{"sentences":[{"text":"So I do apologize I'm calling a bit late today.","start":18.445,"end":20.945,"sentiment":"neutral","sentiment_score":-0.15784991681575775}],"sentiment":"neutral","sentiment_score":-0.15784991681575775,"channel":0,"num_words":10,"start":18.445,"end":20.945},{"sentences":[{"text":"No.","start":21.475,"end":21.715,"sentiment":"neutral","sentiment_score":-0.05740567669272423},{"text":"All good.","start":21.715,"end":22.375,"sentiment":"neutral","sentiment_score":0.13463419675827026}],"sentiment":"neutral","sentiment_score":0.07062090560793878,"channel":1,"num_words":3,"start":21.475,"end":22.375},{"sentences":[{"text":"You still have time to go over your annual review?","start":23.244999,"end":25.744999,"sentiment":"neutral","sentiment_score":0.09284489378333091}],"sentiment":"neutral","sentiment_score":0.09284489378333091,"channel":0,"num_words":10,"start":23.244999,"end":25.744999},{"sentences":[{"text":"Yeah.","start":26.47,"end":26.789999,"sentiment":"neutral","sentiment_score":0.10801149904727936},{"text":"Like that.","start":26.789999,"end":27.189999,"sentiment":"neutral","sentiment_score":0.1302618645131588},{"text":"Yep.","start":27.189999,"end":27.51,"sentiment":"neutral","sentiment_score":0.28584009408950806},{"text":"That'd be great.","start":27.51,"end":29.05,"sentiment":"positive","sentiment_score":0.5821311672528585}],"sentiment":"positive","sentiment_score":0.34296697484595434,"channel":1,"num_words":7,"start":26.47,"end":29.05},{"sentences":[{"text":"Yes.","start":28.7,"end":29.2,"sentiment":"positive","sentiment_score":0.3844711184501648},{"text":"Perfect.","start":29.34,"end":29.84,"sentiment":"positive","sentiment_score":0.5223702192306519},{"text":"Now just before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay.","start":29.9,"end":37.28,"sentiment":"neutral","sentiment_score":0.06456545046691237}],"sentiment":"neutral","sentiment_score":0.08965288391036372,"channel":0,"num_words":31,"start":28.7,"end":37.28},{"sentences":[{"text":"Yep.","start":37.989998,"end":38.489998,"sentiment":"neutral","sentiment_score":0.09452899545431136}],"sentiment":"neutral","sentiment_score":0.09452899545431136,"channel":1,"num_words":1,"start":37.989998,"end":38.489998},{"sentences":[{"text":"Yep.","start":38.78,"end":39.260002,"sentiment":"neutral","sentiment_score":0.14310996234416962},{"text":"Perfect.","start":39.260002,"end":39.760002,"sentiment":"positive","sentiment_score":0.3405623435974121},{"text":"And just for security purposes, I do have a password on file for you.","start":39.9,"end":45.054996,"sentiment":"neutral","sentiment_score":0.10492454868342195},{"text":"Do you know what that might be?","start":45.054996,"end":46.594997,"sentiment":"neutral","sentiment_score":0.03775841795972416}],"sentiment":"neutral","sentiment_score":0.096388039705546,"channel":0,"num_words":23,"start":38.78,"end":46.594997},{"sentences":[{"text":"Hi.","start":49.085,"end":49.164997,"sentiment":"neutral","sentiment_score":-0.00023625511676073072},{"text":"I have to wait.","start":49.164997,"end":49.984997,"sentiment":"neutral","sentiment_score":-0.021886891219764948},{"text":"Working?","start":51.565,"end":52.065,"sentiment":"neutral","sentiment_score":0.014567108824849129}],"sentiment":"neutral","sentiment_score":-0.0122027851951619,"channel":1,"num_words":6,"start":49.085,"end":52.065},{"sentences":[{"text":"Yeah.","start":53.295,"end":53.534996,"sentiment":"neutral","sentiment_score":0.04576607048511505},{"text":"That's the one.","start":53.534996,"end":54.434998,"sentiment":"neutral","sentiment_score":0.06490431229273479},{"text":"Do you wanna keep that one, or do you wanna change it?","start":54.574997,"end":57.24,"sentiment":"neutral","sentiment_score":0.008464688590417305}],"sentiment":"neutral","sentiment_score":0.02137845440302044,"channel":0,"num_words":16,"start":53.295,"end":57.24},{"sentences":[{"text":"I'll keep it.","start":57.989998,"end":58.969997,"sentiment":"neutral","sentiment_score":0.07870460053284963}],"sentiment":"neutral","sentiment_score":0.07870460053284963,"channel":1,"num_words":3,"start":57.989998,"end":58.969997},{"sentences":[{"text":"Keep it?","start":59.32,"end":60.04,"sentiment":"neutral","sentiment_score":0.05412106402218342},{"text":"Yeah.","start":60.04,"end":60.52,"sentiment":"neutral","sentiment_score":0.0647382065653801},{"text":"No worries.","start":60.52,"end":61.5,"sentiment":"neutral","sentiment_score":0.09752288460731506},{"text":"Now, Matthew, before I do kind of jump into things, I do like to start by asking if there is anything specific that you would like me to focus a little bit more on today or any particular questions you might have or whether it's just a bit of an update and kind of see where everything's at?","start":63.0,"end":78.835,"sentiment":"neutral","sentiment_score":0.08302615544405477}],"sentiment":"neutral","sentiment_score":0.08227846221554846,"channel":0,"num_words":63,"start":59.32,"end":78.835},{"sentences":[{"text":"Update and I'll probably","start":80.035,"end":81.335,"sentiment":"neutral","sentiment_score":0.015530871693044901}],"sentiment":"neutral","sentiment_score":0.015530871693044901,"channel":1,"num_words":4,"start":80.035,"end":81.335},{"sentences":[{"text":"Mhmm.","start":81.615,"end":82.115,"sentiment":"neutral","sentiment_score":0.012028704397380352}],"sentiment":"neutral","sentiment_score":0.012028704397380352,"channel":0,"num_words":1,"start":81.615,"end":82.115},{"sentences":[{"text":"my wife keeps it with her super.","start":83.1,"end":84.94,"sentiment":"neutral","sentiment_score":0.016808139426367625},{"text":"She keeps it real close on it, and I'll just","start":84.94,"end":88.22,"sentiment":"neutral","sentiment_score":0.028331887489184738}],"sentiment":"neutral","sentiment_score":0.023586814757436514,"channel":1,"num_words":17,"start":83.1,"end":88.22},{"sentences":[{"text":"Mhmm.","start":88.51,"end":89.01,"sentiment":"neutral","sentiment_score":0.0007468294352293015}],"sentiment":"neutral","sentiment_score":0.0007468294352293015,"channel":0,"num_words":1,"start":88.51,"end":89.01},{"sentences":[{"text":"yeah.","start":88.7,"end":89.02,"sentiment":"neutral","sentiment_score":0.010329121723771095},{"text":"So what in the end, I'd like to have where we have, like see where we are with our super","start":89.02,"end":97.255,"sentiment":"neutral","sentiment_score":0.05496171675622463}],"sentiment":"neutral","sentiment_score":0.05283635508801256,"channel":1,"num_words":21,"start":88.7,"end":97.255},{"sentences":[{"text":"Mhmm.","start":97.245,"end":97.745,"sentiment":"neutral","sentiment_score":0.0025756098330020905}],"sentiment":"neutral","sentiment_score":0.0025756098330020905,"channel":0,"num_words":1,"start":97.245,"end":97.745},{"sentences":[{"text":"buck for both of us together because there's no point when you get to one you know, like, she she her super is going","start":97.255,"end":103.41499,"sentiment":"neutral","sentiment_score":-0.07319591660052538}],"sentiment":"neutral","sentiment_score":-0.07319591660052538,"channel":1,"num_words":24,"start":97.255,"end":103.41499},{"sentences":[{"text":"Mhmm.","start":103.2525,"end":103.7525,"sentiment":"neutral","sentiment_score":-0.10403469204902648}],"sentiment":"neutral","sentiment_score":-0.10403469204902648,"channel":0,"num_words":1,"start":103.2525,"end":103.7525},{"sentences":[{"text":"great guns and, you know, she's getting told information, oh, yeah, this and this, but you can't really plan in retirement if you're not planning together.","start":103.41499,"end":112.32,"sentiment":"neutral","sentiment_score":-0.15022248402237892}],"sentiment":"neutral","sentiment_score":-0.15022248402237892,"channel":1,"num_words":26,"start":103.41499,"end":112.32},{"sentences":[{"text":"Yeah.","start":112.46,"end":112.96,"sentiment":"neutral","sentiment_score":-0.02662527933716774}],"sentiment":"neutral","sentiment_score":-0.02662527933716774,"channel":0,"num_words":1,"start":112.46,"end":112.96},{"sentences":[{"text":"If you know what I mean?","start":112.619995,"end":113.259995,"sentiment":"neutral","sentiment_score":-0.05680586459736029},{"text":"Like yeah.","start":113.259995,"end":114.619995,"sentiment":"neutral","sentiment_score":-0.05046502500772476}],"sentiment":"neutral","sentiment_score":-0.05522065469995141,"channel":1,"num_words":8,"start":112.619995,"end":114.619995},{"sentences":[{"text":"Yes.","start":114.380005,"end":114.880005,"sentiment":"neutral","sentiment_score":-0.0028349757194519043}],"sentiment":"neutral","sentiment_score":-0.0028349757194519043,"channel":0,"num_words":1,"start":114.380005,"end":114.880005},{"sentences":[{"text":"I mean, like, they're super like,","start":114.619995,"end":116.53999,"sentiment":"neutral","sentiment_score":-0.04677749269952377}],"sentiment":"neutral","sentiment_score":-0.04677749269952377,"channel":1,"num_words":6,"start":114.619995,"end":116.53999},{"sentences":[{"text":"Yeah.","start":116.3,"end":116.8,"sentiment":"neutral","sentiment_score":-0.03525366634130478}],"sentiment":"neutral","sentiment_score":-0.03525366634130478,"channel":0,"num_words":1,"start":116.3,"end":116.8},{"sentences":[{"text":"she's, yeah, she's really taken on board, and she really yeah.","start":116.53999,"end":121.259995,"sentiment":"positive","sentiment_score":0.5880268189040098},{"text":"She she chops and changes what she what she wants done with where it's gone and all that for a bit.","start":121.259995,"end":126.695,"sentiment":"positive","sentiment_score":0.34030999598048983},{"text":"But, yeah, I let mine run.","start":126.755005,"end":128.035,"sentiment":"neutral","sentiment_score":0.15218268086512884},{"text":"So we could","start":128.035,"end":128.835,"sentiment":"neutral","sentiment_score":0.14482839902242026}],"sentiment":"positive","sentiment_score":0.3649362489217665,"channel":1,"num_words":41,"start":116.53999,"end":128.835},{"sentences":[{"text":"Mhmm.","start":128.795,"end":128.875,"sentiment":"neutral","sentiment_score":0.1351233720779419}],"sentiment":"neutral","sentiment_score":0.1351233720779419,"channel":0,"num_words":1,"start":128.795,"end":128.875},{"sentences":[{"text":"just","start":128.835,"end":128.995,"sentiment":"neutral","sentiment_score":0.13964968919754028}],"sentiment":"neutral","sentiment_score":0.13964968919754028,"channel":1,"num_words":1,"start":128.835,"end":128.995},{"sentences":[{"text":"Yep.","start":128.875,"end":129.375,"sentiment":"neutral","sentiment_score":0.1434621661901474}],"sentiment":"neutral","sentiment_score":0.1434621661901474,"channel":0,"num_words":1,"start":128.875,"end":129.375},{"sentences":[{"text":"even do a comparison and and just to see where we are because, yeah, different ages and different yeah.","start":128.995,"end":133.815,"sentiment":"neutral","sentiment_score":0.1241566970160133},{"text":"And also yeah.","start":133.875,"end":134.835,"sentiment":"neutral","sentiment_score":0.15439806381861368},{"text":"And then and it makes her that makes us both aware where we are because you sort of get obviously, you're gonna get","start":134.835,"end":141.04,"sentiment":"neutral","sentiment_score":0.2309531993840052}],"sentiment":"neutral","sentiment_score":0.18075766712427138,"channel":1,"num_words":45,"start":128.995,"end":141.04},{"sentences":[{"text":"Yeah.","start":140.81,"end":141.31,"sentiment":"neutral","sentiment_score":0.05022716522216797}],"sentiment":"neutral","sentiment_score":0.05022716522216797,"channel":0,"num_words":1,"start":140.81,"end":141.31},{"sentences":[{"text":"total different information until you till you're both till till whoever's telling us knows, you know, where","start":141.04,"end":146.23999,"sentiment":"neutral","sentiment_score":0.031177314984447816}],"sentiment":"neutral","sentiment_score":0.031177314984447816,"channel":1,"num_words":17,"start":141.04,"end":146.23999},{"sentences":[{"text":"Yes.","start":146.205,"end":146.705,"sentiment":"neutral","sentiment_score":0.06907269358634949}],"sentiment":"neutral","sentiment_score":0.06907269358634949,"channel":0,"num_words":1,"start":146.205,"end":146.705},{"sentences":[{"text":"I am too.","start":146.23999,"end":146.715,"sentiment":"neutral","sentiment_score":0.08088311056296031},{"text":"So yep.","start":146.715,"end":147.59999,"sentiment":"neutral","sentiment_score":0.12395578622817993}],"sentiment":"neutral","sentiment_score":0.09811218082904816,"channel":1,"num_words":5,"start":146.23999,"end":147.59999},{"sentences":[{"text":"Yes.","start":147.325,"end":147.825,"sentiment":"neutral","sentiment_score":0.19576148688793185}],"sentiment":"neutral","sentiment_score":0.19576148688793185,"channel":0,"num_words":1,"start":147.325,"end":147.825},{"sentences":[{"text":"Yeah.","start":147.59999,"end":148.09999,"sentiment":"neutral","sentiment_score":0.23898926377296448}],"sentiment":"neutral","sentiment_score":0.23898926377296448,"channel":1,"num_words":1,"start":147.59999,"end":148.09999},{"sentences":[{"text":"Yeah.","start":148.205,"end":148.705,"sentiment":"neutral","sentiment_score":0.286623477935791},{"text":"Definitely.","start":149.165,"end":149.665,"sentiment":"positive","sentiment_score":0.44123244285583496},{"text":"So we can definitely sort that.","start":149.805,"end":151.905,"sentiment":"positive","sentiment_score":0.561177189151446},{"text":"And I think that's a great idea as well, especially for couples if you both are clients, which you obviously","start":151.965,"end":157.485,"sentiment":"positive","sentiment_score":0.6124304518103599}],"sentiment":"positive","sentiment_score":0.5836974318538394,"channel":0,"num_words":28,"start":148.205,"end":157.485},{"sentences":[{"text":"Yeah.","start":157.27501,"end":157.77501,"sentiment":"positive","sentiment_score":0.44289687275886536}],"sentiment":"positive","sentiment_score":0.44289687275886536,"channel":1,"num_words":1,"start":157.27501,"end":157.77501},{"sentences":[{"text":"are, where you can work together.","start":157.485,"end":159.745,"sentiment":"positive","sentiment_score":0.5095051427682241},{"text":"We can even, you know, do annual reviews moving forward together, do quarterly catch up together, where,","start":161.05,"end":168.73,"sentiment":"positive","sentiment_score":0.3779278029413784}],"sentiment":"positive","sentiment_score":0.41225232637446857,"channel":0,"num_words":23,"start":157.485,"end":168.73},{"sentences":[{"text":"Yeah.","start":168.32,"end":168.82,"sentiment":"positive","sentiment_score":0.36677658557891846}],"sentiment":"positive","sentiment_score":0.36677658557891846,"channel":1,"num_words":1,"start":168.32,"end":168.82},{"sentences":[{"text":"obviously, if it's depending on work schedule or anything like that, where we can have both of you on the phone together and kind of run through everything, do joint joint advice, joint strategies.","start":168.73,"end":181.58499,"sentiment":"positive","sentiment_score":0.3864169673008077},{"text":"Because exactly like you said as well, you","start":181.58499,"end":184.14499,"sentiment":"positive","sentiment_score":0.3410141244530678}],"sentiment":"positive","sentiment_score":0.3777688067583811,"channel":0,"num_words":42,"start":168.73,"end":184.14499},{"sentences":[{"text":"Yep.","start":184.095,"end":184.595,"sentiment":"neutral","sentiment_score":0.2841097116470337}],"sentiment":"neutral","sentiment_score":0.2841097116470337,"channel":1,"num_words":1,"start":184.095,"end":184.595},{"sentences":[{"text":"are potentially planning retirement together, so you wanna make sure that everything aligns for both of you.","start":184.14499,"end":190.51999,"sentiment":"positive","sentiment_score":0.44234393449390635}],"sentiment":"positive","sentiment_score":0.44234393449390635,"channel":0,"num_words":17,"start":184.14499,"end":190.51999},{"sentences":[{"text":"Yep.","start":190.975,"end":191.475,"sentiment":"positive","sentiment_score":0.3419385850429535}],"sentiment":"positive","sentiment_score":0.3419385850429535,"channel":1,"num_words":1,"start":190.975,"end":191.475},{"sentences":[{"text":"And especially if you are, you know, a little bit different ages and stuff like that as well, you wanna make sure that, you know, you can both retire at the same time if that's the goal and then what that would look like for the two of you.","start":191.37999,"end":203.265,"sentiment":"positive","sentiment_score":0.33678403952900243}],"sentiment":"positive","sentiment_score":0.33678403952900243,"channel":0,"num_words":49,"start":191.37999,"end":203.265},{"sentences":[{"text":"Yeah.","start":203.56999,"end":203.97,"sentiment":"neutral","sentiment_score":0.2367788851261139},{"text":"That's yeah.","start":203.97,"end":204.45,"sentiment":"neutral","sentiment_score":0.2721825838088989},{"text":"That'd be great","start":204.45,"end":205.09,"sentiment":"positive","sentiment_score":0.4321310818195343}],"sentiment":"positive","sentiment_score":0.34625621636708576,"channel":1,"num_words":6,"start":203.56999,"end":205.09},{"sentences":[{"text":"Yeah.","start":204.94499,"end":205.44499,"sentiment":"neutral","sentiment_score":0.22085872292518616}],"sentiment":"neutral","sentiment_score":0.22085872292518616,"channel":0,"num_words":1,"start":204.94499,"end":205.44499},{"sentences":[{"text":"because you you just don't really yeah.","start":205.09,"end":207.73,"sentiment":"neutral","sentiment_score":0.05245584462370191},{"text":"Because yeah.","start":207.73,"end":209.01,"sentiment":"neutral","sentiment_score":0.046183209866285324},{"text":"And just like yeah.","start":209.01,"end":210.62999,"sentiment":"neutral","sentiment_score":0.03358018025755882},{"text":"All those sort of things because there's so many variables and","start":210.69,"end":213.285,"sentiment":"neutral","sentiment_score":0.060220187360590156}],"sentiment":"neutral","sentiment_score":0.05234583808730046,"channel":1,"num_words":24,"start":205.09,"end":213.285},{"sentences":[{"text":"Yes.","start":213.905,"end":214.405,"sentiment":"neutral","sentiment_score":0.1428431272506714}],"sentiment":"neutral","sentiment_score":0.1428431272506714,"channel":0,"num_words":1,"start":213.905,"end":214.405},{"sentences":[{"text":"yeah.","start":214.645,"end":214.88501,"sentiment":"neutral","sentiment_score":0.17323994636535645},{"text":"Definitely.","start":214.88501,"end":215.38501,"sentiment":"neutral","sentiment_score":0.27803152799606323}],"sentiment":"neutral","sentiment_score":0.22563573718070984,"channel":1,"num_words":2,"start":214.645,"end":215.38501},{"sentences":[{"text":"Yeah.","start":216.24,"end":216.64,"sentiment":"neutral","sentiment_score":0.1838999539613724},{"text":"No.","start":216.64,"end":216.95999,"sentiment":"neutral","sentiment_score":0.158833310008049},{"text":"That sounds that sounds really good.","start":216.95999,"end":219.12,"sentiment":"positive","sentiment_score":0.5276662906010946},{"text":"Now I do know Wendy's adviser as well.","start":219.12,"end":225.12,"sentiment":"neutral","sentiment_score":0.17248590430244803},{"text":"So I'll have a little chat to her, and we can kind of work together on, you know, following an review, if there's advice or anything, and then moving forward through kind of maybe in a couple of months or depending on when's a suitable time for the two of you","start":225.12,"end":239.86499,"sentiment":"neutral","sentiment_score":0.19517326895512788}],"sentiment":"neutral","sentiment_score":0.22152917848816558,"channel":0,"num_words":67,"start":216.24,"end":239.86499},{"sentences":[{"text":"Yeah.","start":240.43001,"end":240.93001,"sentiment":"neutral","sentiment_score":0.15869015455245972}],"sentiment":"neutral","sentiment_score":0.15869015455245972,"channel":1,"num_words":1,"start":240.43001,"end":240.93001},{"sentences":[{"text":"to then kind of, you know, get together and do a bit of a plan jointly","start":240.485,"end":244.425,"sentiment":"neutral","sentiment_score":0.22478081937879324}],"sentiment":"neutral","sentiment_score":0.22478081937879324,"channel":0,"num_words":16,"start":240.485,"end":244.425},{"sentences":[{"text":"Yeah.","start":245.135,"end":245.375,"sentiment":"neutral","sentiment_score":0.17645263671875}],"sentiment":"neutral","sentiment_score":0.17645263671875,"channel":1,"num_words":1,"start":245.135,"end":245.375},{"sentences":[{"text":"and see","start":245.19,"end":245.83,"sentiment":"neutral","sentiment_score":0.10966723784804344}],"sentiment":"neutral","sentiment_score":0.10966723784804344,"channel":0,"num_words":2,"start":245.19,"end":245.83},{"sentences":[{"text":"That'd be great.","start":245.375,"end":246.275,"sentiment":"positive","sentiment_score":0.594102700551351}],"sentiment":"positive","sentiment_score":0.594102700551351,"channel":1,"num_words":3,"start":245.375,"end":246.275},{"sentences":[{"text":"where everything's at.","start":245.83,"end":247.21,"sentiment":"neutral","sentiment_score":0.32314155995845795}],"sentiment":"neutral","sentiment_score":0.32314155995845795,"channel":0,"num_words":3,"start":245.83,"end":247.21},{"sentences":[{"text":"Yeah.","start":247.69499,"end":248.19499,"sentiment":"neutral","sentiment_score":0.14443063735961914},{"text":"Because yeah.","start":248.255,"end":248.815,"sentiment":"neutral","sentiment_score":0.10415526106953621},{"text":"Because","start":248.815,"end":248.895,"sentiment":"neutral","sentiment_score":0.10273520648479462}],"sentiment":"neutral","sentiment_score":0.11386909149587154,"channel":1,"num_words":4,"start":247.69499,"end":248.895},{"sentences":[{"text":"Yep.","start":248.87001,"end":249.11,"sentiment":"neutral","sentiment_score":0.1910420358181}],"sentiment":"neutral","sentiment_score":0.1910420358181,"channel":0,"num_words":1,"start":248.87001,"end":249.11},{"sentences":[{"text":"it","start":248.895,"end":249.375,"sentiment":"neutral","sentiment_score":0.2658044099807739}],"sentiment":"neutral","sentiment_score":0.2658044099807739,"channel":1,"num_words":1,"start":248.895,"end":249.375},{"sentences":[{"text":"Perfect.","start":249.11,"end":249.61,"sentiment":"positive","sentiment_score":0.4969809949398041}],"sentiment":"positive","sentiment_score":0.4969809949398041,"channel":0,"num_words":1,"start":249.11,"end":249.61},{"sentences":[{"text":"because yeah.","start":249.455,"end":249.855,"sentiment":"neutral","sentiment_score":0.15555143356323242},{"text":"Because, again, yeah, in a relationship, there's always one","start":249.855,"end":252.735,"sentiment":"neutral","sentiment_score":-0.00435107553170787}],"sentiment":"neutral","sentiment_score":0.024722107940099457,"channel":1,"num_words":11,"start":249.455,"end":252.735},{"sentences":[{"text":"Yeah.","start":252.71,"end":253.21,"sentiment":"neutral","sentiment_score":-0.0799906775355339}],"sentiment":"neutral","sentiment_score":-0.0799906775355339,"channel":0,"num_words":1,"start":252.71,"end":253.21},{"sentences":[{"text":"that's like, well, I'm more negative than like, I'm thinking, oh, I'm gonna have to work it.","start":252.735,"end":256.415,"sentiment":"neutral","sentiment_score":-0.2630843450041378},{"text":"I'm gonna have to keep working, but and then","start":256.415,"end":258.595,"sentiment":"neutral","sentiment_score":-0.11891800496313307}],"sentiment":"neutral","sentiment_score":-0.2131806119130208,"channel":1,"num_words":26,"start":252.735,"end":258.595},{"sentences":[{"text":"Mhmm.","start":258.325,"end":258.825,"sentiment":"neutral","sentiment_score":-0.05532006174325943}],"sentiment":"neutral","sentiment_score":-0.05532006174325943,"channel":0,"num_words":1,"start":258.325,"end":258.825},{"sentences":[{"text":"you got different and you got different work programs","start":258.63,"end":260.95,"sentiment":"neutral","sentiment_score":-0.03932716076572736}],"sentiment":"neutral","sentiment_score":-0.03932716076572736,"channel":1,"num_words":9,"start":258.63,"end":260.95},{"sentences":[{"text":"Yes.","start":260.48502,"end":260.98502,"sentiment":"neutral","sentiment_score":-0.005571284331381321}],"sentiment":"neutral","sentiment_score":-0.005571284331381321,"channel":0,"num_words":1,"start":260.48502,"end":260.98502},{"sentences":[{"text":"as well where","start":260.95,"end":261.85,"sentiment":"neutral","sentiment_score":0.0020051070799430213}],"sentiment":"neutral","sentiment_score":0.0020051070799430213,"channel":1,"num_words":3,"start":260.95,"end":261.85},{"sentences":[{"text":"Yes.","start":261.445,"end":261.945,"sentiment":"neutral","sentiment_score":0.0035582128912210464}],"sentiment":"neutral","sentiment_score":0.0035582128912210464,"channel":0,"num_words":1,"start":261.445,"end":261.945},{"sentences":[{"text":"I probably do have to keep going a bit longer because and then because Wendy's a teacher, well, then she probably","start":262.07,"end":267.91,"sentiment":"neutral","sentiment_score":-0.05492550427360194}],"sentiment":"neutral","sentiment_score":-0.05492550427360194,"channel":1,"num_words":21,"start":262.07,"end":267.91},{"sentences":[{"text":"Mhmm.","start":267.765,"end":267.92502,"sentiment":"neutral","sentiment_score":0.0006819302216172218}],"sentiment":"neutral","sentiment_score":0.0006819302216172218,"channel":0,"num_words":1,"start":267.765,"end":267.92502},{"sentences":[{"text":"can","start":267.91,"end":268.15,"sentiment":"neutral","sentiment_score":-0.011227011680603027}],"sentiment":"neutral","sentiment_score":-0.011227011680603027,"channel":1,"num_words":1,"start":267.91,"end":268.15},{"sentences":[{"text":"Yep.","start":267.92502,"end":268.42502,"sentiment":"neutral","sentiment_score":-0.0009607300162315368}],"sentiment":"neutral","sentiment_score":-0.0009607300162315368,"channel":0,"num_words":1,"start":267.92502,"end":268.42502},{"sentences":[{"text":"retire and and keep doing","start":268.15,"end":269.35,"sentiment":"neutral","sentiment_score":0.004743117094039917}],"sentiment":"neutral","sentiment_score":0.004743117094039917,"channel":1,"num_words":5,"start":268.15,"end":269.35},{"sentences":[{"text":"Yep.","start":269.3,"end":269.8,"sentiment":"neutral","sentiment_score":0.020030291751027107}],"sentiment":"neutral","sentiment_score":0.020030291751027107,"channel":0,"num_words":1,"start":269.3,"end":269.8},{"sentences":[{"text":"casual work.","start":269.35,"end":270.07,"sentiment":"neutral","sentiment_score":0.02515007834881544},{"text":"So yeah.","start":270.07,"end":270.55002,"sentiment":"neutral","sentiment_score":0.054299550130963326},{"text":"But,","start":270.55002,"end":270.79,"sentiment":"neutral","sentiment_score":0.06585031747817993}],"sentiment":"neutral","sentiment_score":0.044949914887547494,"channel":1,"num_words":5,"start":269.35,"end":270.79},{"sentences":[{"text":"Yeah.","start":270.66,"end":271.16,"sentiment":"neutral","sentiment_score":0.2251129448413849}],"sentiment":"neutral","sentiment_score":0.2251129448413849,"channel":0,"num_words":1,"start":270.66,"end":271.16},{"sentences":[{"text":"yeah, all good.","start":270.79,"end":271.77002,"sentiment":"positive","sentiment_score":0.4585258364677429}],"sentiment":"positive","sentiment_score":0.4585258364677429,"channel":1,"num_words":3,"start":270.79,"end":271.77002},{"sentences":[{"text":"Yeah.","start":272.18,"end":272.58,"sentiment":"neutral","sentiment_score":0.20070648193359375},{"text":"No.","start":272.58,"end":272.81998,"sentiment":"neutral","sentiment_score":0.190868616104126},{"text":"That's great.","start":272.81998,"end":273.22,"sentiment":"positive","sentiment_score":0.4747369587421417},{"text":"So I'll make a little note.","start":273.22,"end":274.84,"sentiment":"neutral","sentiment_score":0.1938911204536756},{"text":"Do you want, like, in three months, six months, or do you wanna let me know when do you let us know when you guys are wanting a bit of a catch up, or do you want me to kind of reach out in about three months or so and see how you guys are going if we haven't heard anything?","start":275.78,"end":291.26498,"sentiment":"neutral","sentiment_score":0.11214714198083174}],"sentiment":"neutral","sentiment_score":0.13162494928274357,"channel":0,"num_words":71,"start":272.18,"end":291.26498},{"sentences":[{"text":"Just trying to think when the best time is.","start":291.45,"end":293.47,"sentiment":"neutral","sentiment_score":0.06272128472725551},{"text":"Probably, it's Yeah.","start":295.29,"end":302.145,"sentiment":"neutral","sentiment_score":0.11657031873861949},{"text":"If you could just touch base, I suppose,","start":302.44498,"end":305.16498,"sentiment":"neutral","sentiment_score":0.13601557910442352}],"sentiment":"neutral","sentiment_score":0.10011635757982731,"channel":1,"num_words":20,"start":291.45,"end":305.16498},{"sentences":[{"text":"Yep.","start":305.02002,"end":305.52002,"sentiment":"neutral","sentiment_score":0.07481805235147476}],"sentiment":"neutral","sentiment_score":0.07481805235147476,"channel":0,"num_words":1,"start":305.02002,"end":305.52002},{"sentences":[{"text":"in","start":305.16498,"end":305.66498,"sentiment":"neutral","sentiment_score":0.017626138404011726}],"sentiment":"neutral","sentiment_score":0.017626138404011726,"channel":1,"num_words":1,"start":305.16498,"end":305.66498},{"sentences":[{"text":"Yeah.","start":305.845,"end":306.345,"sentiment":"neutral","sentiment_score":0.07479918748140335}],"sentiment":"neutral","sentiment_score":0.07479918748140335,"channel":0,"num_words":1,"start":305.845,"end":306.345},{"sentences":[{"text":"in in yeah.","start":306.125,"end":307.085,"sentiment":"neutral","sentiment_score":0.04351314467688402},{"text":"To say because it's on holidays at the moment.","start":307.085,"end":309.72498,"sentiment":"neutral","sentiment_score":0.12029095076852375},{"text":"It's good to see you.","start":309.72498,"end":310.44498,"sentiment":"positive","sentiment_score":0.6304731726646423},{"text":"So yeah.","start":310.44498,"end":311.085,"sentiment":"positive","sentiment_score":0.41531990468502045},{"text":"All good.","start":311.085,"end":311.56497,"sentiment":"positive","sentiment_score":0.5665775835514069}],"sentiment":"neutral","sentiment_score":0.3013961347973063,"channel":1,"num_words":21,"start":306.125,"end":311.56497},{"sentences":[{"text":"Yes.","start":311.445,"end":311.945,"sentiment":"neutral","sentiment_score":0.1993691772222519}],"sentiment":"neutral","sentiment_score":0.1993691772222519,"channel":0,"num_words":1,"start":311.445,"end":311.945},{"sentences":[{"text":"So I could yeah.","start":311.56497,"end":312.28497,"sentiment":"neutral","sentiment_score":0.15723345056176186},{"text":"If you could just yeah.","start":312.28497,"end":314.46,"sentiment":"neutral","sentiment_score":0.09760860651731491},{"text":"Even if you touch base what's what are we looking at?","start":314.46,"end":317.26,"sentiment":"neutral","sentiment_score":0.03981881870210848},{"text":"Yeah.","start":317.26,"end":317.5,"sentiment":"neutral","sentiment_score":-0.010774685069918633},{"text":"Even at the end of next week, because I can ask her and you touch base, and then I can sort of see where where she where we can sort of, you know, give you a few dates where it could work because it probably that","start":317.5,"end":327.02,"sentiment":"neutral","sentiment_score":0.1479569613609625}],"sentiment":"neutral","sentiment_score":0.12463028922524136,"channel":1,"num_words":67,"start":311.56497,"end":327.02},{"sentences":[{"text":"Yep.","start":326.90002,"end":327.40002,"sentiment":"neutral","sentiment_score":0.07054857909679413}],"sentiment":"neutral","sentiment_score":0.07054857909679413,"channel":0,"num_words":1,"start":326.90002,"end":327.40002},{"sentences":[{"text":"might be that might be the issue too where it's just planning to get both these, you know, like, to,","start":327.02,"end":332.975,"sentiment":"neutral","sentiment_score":0.0942366063594818}],"sentiment":"neutral","sentiment_score":0.0942366063594818,"channel":1,"num_words":20,"start":327.02,"end":332.975},{"sentences":[{"text":"Yes.","start":332.995,"end":333.495,"sentiment":"neutral","sentiment_score":0.14869999885559082}],"sentiment":"neutral","sentiment_score":0.14869999885559082,"channel":0,"num_words":1,"start":332.995,"end":333.495},{"sentences":[{"text":"you know, plan ahead.","start":333.67502,"end":334.875,"sentiment":"neutral","sentiment_score":0.11830788664519787}],"sentiment":"neutral","sentiment_score":0.11830788664519787,"channel":1,"num_words":4,"start":333.67502,"end":334.875},{"sentences":[{"text":"Time life.","start":334.51498,"end":335.335,"sentiment":"neutral","sentiment_score":0.09976399689912796}],"sentiment":"neutral","sentiment_score":0.09976399689912796,"channel":0,"num_words":2,"start":334.51498,"end":335.335},{"sentences":[{"text":"So","start":334.875,"end":335.375,"sentiment":"neutral","sentiment_score":0.12928837537765503}],"sentiment":"neutral","sentiment_score":0.12928837537765503,"channel":1,"num_words":1,"start":334.875,"end":335.375},{"sentences":[{"text":"Yes.","start":335.555,"end":336.055,"sentiment":"neutral","sentiment_score":0.17531251907348633}],"sentiment":"neutral","sentiment_score":0.17531251907348633,"channel":0,"num_words":1,"start":335.555,"end":336.055},{"sentences":[{"text":"yeah.","start":335.92502,"end":336.42502,"sentiment":"neutral","sentiment_score":0.1551903486251831}],"sentiment":"neutral","sentiment_score":0.1551903486251831,"channel":1,"num_words":1,"start":335.92502,"end":336.42502},{"sentences":[{"text":"And we do both me and Wendy's adviser do work after hours as well.","start":336.915,"end":342.535,"sentiment":"neutral","sentiment_score":0.16891704020755632},{"text":"So especially for couples and stuff, obviously, depending on your work schedule.","start":343.44,"end":347.22,"sentiment":"neutral","sentiment_score":0.1428361777216196},{"text":"If it's more suitable after hours, then we do work a bit later.","start":348.56,"end":353.3,"sentiment":"neutral","sentiment_score":0.12215079940282382},{"text":"For myself, it's Thursdays","start":354.0,"end":355.38,"sentiment":"neutral","sentiment_score":0.11481500044465065}],"sentiment":"neutral","sentiment_score":0.14246728115303572,"channel":0,"num_words":43,"start":336.915,"end":355.38},{"sentences":[{"text":"Yep.","start":356.525,"end":357.025,"sentiment":"neutral","sentiment_score":0.11102338135242462}],"sentiment":"neutral","sentiment_score":0.11102338135242462,"channel":1,"num_words":1,"start":356.525,"end":357.025},{"sentences":[{"text":"where we can do something after hours when you're both home from work as well.","start":356.73502,"end":362.11502,"sentiment":"neutral","sentiment_score":0.08458271250128746}],"sentiment":"neutral","sentiment_score":0.08458271250128746,"channel":0,"num_words":15,"start":356.73502,"end":362.11502},{"sentences":[{"text":"Yeah.","start":362.525,"end":362.76498,"sentiment":"neutral","sentiment_score":0.08021757006645203},{"text":"Yeah.","start":362.76498,"end":362.845,"sentiment":"neutral","sentiment_score":0.07746881246566772},{"text":"Okay.","start":362.845,"end":363.345,"sentiment":"neutral","sentiment_score":0.09791599214076996},{"text":"Yeah.","start":363.645,"end":363.885,"sentiment":"neutral","sentiment_score":0.11102277040481567}],"sentiment":"neutral","sentiment_score":0.09165628626942635,"channel":1,"num_words":4,"start":362.525,"end":363.885},{"sentences":[{"text":"Yep.","start":363.855,"end":364.355,"sentiment":"neutral","sentiment_score":0.12518735229969025}],"sentiment":"neutral","sentiment_score":0.12518735229969025,"channel":0,"num_words":1,"start":363.855,"end":364.355},{"sentences":[{"text":"No.","start":363.885,"end":364.125,"sentiment":"neutral","sentiment_score":0.05804259330034256},{"text":"It's it's good and bad because sometimes you can do it.","start":364.125,"end":366.525,"sentiment":"neutral","sentiment_score":0.17101008038629184},{"text":"Usually, I've had some meetings where not not saying yours, but it","start":366.525,"end":370.21,"sentiment":"neutral","sentiment_score":-0.006705574303244551}],"sentiment":"neutral","sentiment_score":0.07744527441294242,"channel":1,"num_words":24,"start":363.885,"end":370.21},{"sentences":[{"text":"Yeah.","start":370.19,"end":370.69,"sentiment":"neutral","sentiment_score":-0.008287383243441582}],"sentiment":"neutral","sentiment_score":-0.008287383243441582,"channel":0,"num_words":1,"start":370.19,"end":370.69},{"sentences":[{"text":"goes out late and you're so","start":370.21,"end":371.90997,"sentiment":"neutral","sentiment_score":-0.031172047990063827}],"sentiment":"neutral","sentiment_score":-0.031172047990063827,"channel":1,"num_words":6,"start":370.21,"end":371.90997},{"sentences":[{"text":"Yes.","start":372.43,"end":372.93,"sentiment":"neutral","sentiment_score":-0.05162239819765091}],"sentiment":"neutral","sentiment_score":-0.05162239819765091,"channel":0,"num_words":1,"start":372.43,"end":372.93},{"sentences":[{"text":"tired.","start":373.16998,"end":373.66998,"sentiment":"neutral","sentiment_score":-0.043166592717170715}],"sentiment":"neutral","sentiment_score":-0.043166592717170715,"channel":1,"num_words":1,"start":373.16998,"end":373.66998},{"sentences":[{"text":"All","start":374.35,"end":374.66998,"sentiment":"neutral","sentiment_score":-0.013767799362540243}],"sentiment":"neutral","sentiment_score":-0.013767799362540243,"channel":0,"num_words":1,"start":374.35,"end":374.66998},{"sentences":[{"text":"And","start":374.53,"end":374.69,"sentiment":"neutral","sentiment_score":-0.012967495247721672}],"sentiment":"neutral","sentiment_score":-0.012967495247721672,"channel":1,"num_words":1,"start":374.53,"end":374.69},{"sentences":[{"text":"early","start":374.66998,"end":374.91,"sentiment":"neutral","sentiment_score":-0.020571976900100708}],"sentiment":"neutral","sentiment_score":-0.020571976900100708,"channel":0,"num_words":1,"start":374.66998,"end":374.91},{"sentences":[{"text":"it's","start":374.69,"end":374.93,"sentiment":"neutral","sentiment_score":-0.013449220918118954}],"sentiment":"neutral","sentiment_score":-0.013449220918118954,"channel":1,"num_words":1,"start":374.69,"end":374.93},{"sentences":[{"text":"morning.","start":374.91,"end":375.41,"sentiment":"neutral","sentiment_score":-0.006634656339883804}],"sentiment":"neutral","sentiment_score":-0.006634656339883804,"channel":0,"num_words":1,"start":374.91,"end":375.41},{"sentences":[{"text":"not and it","start":374.93,"end":376.05,"sentiment":"neutral","sentiment_score":-0.014014896315832933}],"sentiment":"neutral","sentiment_score":-0.014014896315832933,"channel":1,"num_words":3,"start":374.93,"end":376.05},{"sentences":[{"text":"It's up","start":376.11,"end":376.59,"sentiment":"neutral","sentiment_score":0.0035821236670017242}],"sentiment":"neutral","sentiment_score":0.0035821236670017242,"channel":0,"num_words":2,"start":376.11,"end":376.59},{"sentences":[{"text":"yeah.","start":376.37,"end":376.87,"sentiment":"neutral","sentiment_score":0.013329749926924706}],"sentiment":"neutral","sentiment_score":0.013329749926924706,"channel":1,"num_words":1,"start":376.37,"end":376.87},{"sentences":[{"text":"to you.","start":376.59,"end":377.25,"sentiment":"neutral","sentiment_score":0.020191467367112637}],"sentiment":"neutral","sentiment_score":0.020191467367112637,"channel":0,"num_words":2,"start":376.59,"end":377.25},{"sentences":[{"text":"Well, I'm I'm better in my morning, and my wife's not","start":376.93,"end":379.81,"sentiment":"neutral","sentiment_score":-0.038148367100141266}],"sentiment":"neutral","sentiment_score":-0.038148367100141266,"channel":1,"num_words":11,"start":376.93,"end":379.81},{"sentences":[{"text":"Okay.","start":379.78998,"end":380.28998,"sentiment":"neutral","sentiment_score":-0.048521995544433594}],"sentiment":"neutral","sentiment_score":-0.048521995544433594,"channel":0,"num_words":1,"start":379.78998,"end":380.28998},{"sentences":[{"text":"good in the morning, so it doesn't always work.","start":379.81,"end":382.22998,"sentiment":"neutral","sentiment_score":-0.058485777841673955},{"text":"But, yeah,","start":383.33,"end":383.88998,"sentiment":"neutral","sentiment_score":-0.04379275068640709}],"sentiment":"neutral","sentiment_score":-0.05581431835889816,"channel":1,"num_words":11,"start":379.81,"end":383.88998},{"sentences":[{"text":"No.","start":383.67502,"end":383.995,"sentiment":"neutral","sentiment_score":-0.15046426653862}],"sentiment":"neutral","sentiment_score":-0.15046426653862,"channel":0,"num_words":1,"start":383.67502,"end":383.995},{"sentences":[{"text":"all","start":383.88998,"end":384.12997,"sentiment":"neutral","sentiment_score":-0.14296716451644895}],"sentiment":"neutral","sentiment_score":-0.14296716451644895,"channel":1,"num_words":1,"start":383.88998,"end":384.12997},{"sentences":[{"text":"I","start":383.995,"end":384.495,"sentiment":"neutral","sentiment_score":-0.13955755531787872}],"sentiment":"neutral","sentiment_score":-0.13955755531787872,"channel":0,"num_words":1,"start":383.995,"end":384.495},{"sentences":[{"text":"good.","start":384.12997,"end":384.62997,"sentiment":"neutral","sentiment_score":-0.09123958647251128}],"sentiment":"neutral","sentiment_score":-0.09123958647251128,"channel":1,"num_words":1,"start":384.12997,"end":384.62997},{"sentences":[{"text":"I get that.","start":384.555,"end":385.355,"sentiment":"neutral","sentiment_score":-0.05063501621286074},{"text":"But, yeah, we","start":385.355,"end":386.075,"sentiment":"neutral","sentiment_score":0.03331041211883227}],"sentiment":"neutral","sentiment_score":-0.008662302047014236,"channel":0,"num_words":6,"start":384.555,"end":386.075},{"sentences":[{"text":"Yeah.","start":386.04498,"end":386.54498,"sentiment":"neutral","sentiment_score":0.16540372371673584}],"sentiment":"neutral","sentiment_score":0.16540372371673584,"channel":1,"num_words":1,"start":386.04498,"end":386.54498},{"sentences":[{"text":"can definitely work something out.","start":386.075,"end":388.255,"sentiment":"neutral","sentiment_score":0.25754678547382354}],"sentiment":"neutral","sentiment_score":0.25754678547382354,"channel":0,"num_words":5,"start":386.075,"end":388.255},{"sentences":[{"text":"Yeah.","start":387.805,"end":388.125,"sentiment":"neutral","sentiment_score":0.3269957900047302},{"text":"That'd be great.","start":388.125,"end":388.76498,"sentiment":"positive","sentiment_score":0.5048097769419352},{"text":"Yep.","start":388.76498,"end":389.26498,"sentiment":"neutral","sentiment_score":0.2548578381538391}],"sentiment":"positive","sentiment_score":0.419256591796875,"channel":1,"num_words":5,"start":387.805,"end":389.26498},{"sentences":[{"text":"Yep.","start":388.875,"end":389.375,"sentiment":"neutral","sentiment_score":0.3199096918106079},{"text":"Perfect.","start":389.995,"end":390.495,"sentiment":"positive","sentiment_score":0.4773535132408142},{"text":"Now, obviously, the interview today is just focusing on, obviously, what's happening with yourself right now.","start":391.035,"end":397.19,"sentiment":"neutral","sentiment_score":0.14006724394857883}],"sentiment":"neutral","sentiment_score":0.16879661712381575,"channel":0,"num_words":18,"start":388.875,"end":397.19},{"sentences":[{"text":"Hang on.","start":397.32498,"end":398.145,"sentiment":"neutral","sentiment_score":0.06794874183833599}],"sentiment":"neutral","sentiment_score":0.06794874183833599,"channel":1,"num_words":2,"start":397.32498,"end":398.145},{"sentences":[{"text":"I'll give you a bit of an update on, obviously, your portfolio, what's happening, but I'll also run through just a bit of an updated fact find, just to see if there is anything major that has changed in your life.","start":397.73,"end":409.59003,"sentiment":"neutral","sentiment_score":0.11653132718510745},{"text":"If we do need to make any tweaks and changes to be advised as well.","start":409.92502,"end":413.625,"sentiment":"neutral","sentiment_score":0.0802714355289936},{"text":"So just","start":414.24503,"end":414.80502,"sentiment":"neutral","sentiment_score":0.043489933013916016}],"sentiment":"neutral","sentiment_score":0.1046351002336576,"channel":0,"num_words":58,"start":397.73,"end":414.80502},{"sentences":[{"text":"Yeah.","start":414.645,"end":415.125,"sentiment":"neutral","sentiment_score":0.027995841577649117}],"sentiment":"neutral","sentiment_score":0.027995841577649117,"channel":1,"num_words":1,"start":414.645,"end":415.125},{"sentences":[{"text":"kind of","start":414.80502,"end":415.125,"sentiment":"neutral","sentiment_score":0.016033404506742954}],"sentiment":"neutral","sentiment_score":0.016033404506742954,"channel":0,"num_words":2,"start":414.80502,"end":415.125},{"sentences":[{"text":"Yeah.","start":415.125,"end":415.625,"sentiment":"neutral","sentiment_score":0.0415748693048954}],"sentiment":"neutral","sentiment_score":0.0415748693048954,"channel":1,"num_words":1,"start":415.125,"end":415.625},{"sentences":[{"text":"bear with me as I go through this information here, Matthew.","start":415.125,"end":418.105,"sentiment":"neutral","sentiment_score":0.04600217193365097}],"sentiment":"neutral","sentiment_score":0.04600217193365097,"channel":0,"num_words":11,"start":415.125,"end":418.105},{"sentences":[{"text":"Yep.","start":418.645,"end":419.145,"sentiment":"neutral","sentiment_score":0.03375396132469177}],"sentiment":"neutral","sentiment_score":0.03375396132469177,"channel":1,"num_words":1,"start":418.645,"end":419.145},{"sentences":[{"text":"Personal information, obviously, still married to Wendy, and","start":419.92502,"end":424.63998,"sentiment":"neutral","sentiment_score":0.030902357189916074}],"sentiment":"neutral","sentiment_score":0.030902357189916074,"channel":0,"num_words":8,"start":419.92502,"end":424.63998},{"sentences":[{"text":"Yep.","start":424.565,"end":425.065,"sentiment":"neutral","sentiment_score":0.03336476907134056}],"sentiment":"neutral","sentiment_score":0.03336476907134056,"channel":1,"num_words":1,"start":424.565,"end":425.065},{"sentences":[{"text":"you guys have two financial dependents?","start":424.69998,"end":427.04,"sentiment":"neutral","sentiment_score":0.03531818573052684}],"sentiment":"neutral","sentiment_score":0.03531818573052684,"channel":0,"num_words":6,"start":424.69998,"end":427.04},{"sentences":[{"text":"Well, it depends.","start":428.71,"end":429.43,"sentiment":"neutral","sentiment_score":-0.07362559686104457},{"text":"You always are.","start":429.43,"end":430.49,"sentiment":"neutral","sentiment_score":-0.15773620208104452},{"text":"I don't know how you well, my daughter daughter's away from she's 20 she's 21 this year.","start":431.99,"end":439.68997,"sentiment":"neutral","sentiment_score":-0.26508980200571175},{"text":"So when","start":439.75,"end":440.695,"sentiment":"neutral","sentiment_score":-0.07095698080956936}],"sentiment":"neutral","sentiment_score":-0.2137010397017002,"channel":1,"num_words":25,"start":428.71,"end":440.695},{"sentences":[{"text":"Mhmm.","start":440.55502,"end":441.05502,"sentiment":"neutral","sentiment_score":-0.05372391641139984}],"sentiment":"neutral","sentiment_score":-0.05372391641139984,"channel":0,"num_words":1,"start":440.55502,"end":441.05502},{"sentences":[{"text":"you say she's not dependent on us, but still is yeah.","start":440.695,"end":443.49503,"sentiment":"neutral","sentiment_score":-0.09451376443559473},{"text":"So yeah.","start":443.49503,"end":444.315,"sentiment":"neutral","sentiment_score":-0.063082629814744},{"text":"No.","start":444.375,"end":444.45502,"sentiment":"neutral","sentiment_score":-0.1377512812614441},{"text":"No.","start":444.45502,"end":444.6417,"sentiment":"neutral","sentiment_score":-0.1270972490310669}],"sentiment":"neutral","sentiment_score":-0.09537767991423607,"channel":1,"num_words":15,"start":440.695,"end":444.6417},{"sentences":[{"text":"Yeah.","start":444.475,"end":444.975,"sentiment":"neutral","sentiment_score":-0.09301353991031648}],"sentiment":"neutral","sentiment_score":-0.09301353991031648,"channel":0,"num_words":1,"start":444.475,"end":444.975},{"sentences":[{"text":"No.","start":444.6417,"end":444.82834,"sentiment":"neutral","sentiment_score":-0.15561732649803162},{"text":"I suppose I suppose yeah.","start":444.82834,"end":446.375,"sentiment":"neutral","sentiment_score":-0.12283711284399032},{"text":"It's hard to say.","start":446.375,"end":447.255,"sentiment":"neutral","sentiment_score":-0.20099883526563644},{"text":"Look.","start":447.255,"end":447.415,"sentiment":"neutral","sentiment_score":-0.06712927669286728},{"text":"Yeah.","start":447.415,"end":447.615,"sentiment":"neutral","sentiment_score":-0.05249383673071861}],"sentiment":"neutral","sentiment_score":-0.14111844543367624,"channel":1,"num_words":12,"start":444.6417,"end":447.615},{"sentences":[{"text":"I suppose I don't","start":447.615,"end":448.375,"sentiment":"neutral","sentiment_score":-0.056202192790806293}],"sentiment":"neutral","sentiment_score":-0.056202192790806293,"channel":1,"num_words":4,"start":447.615,"end":448.375},{"sentences":[{"text":"Yeah.","start":448.33,"end":448.83,"sentiment":"neutral","sentiment_score":-0.05170521140098572}],"sentiment":"neutral","sentiment_score":-0.05170521140098572,"channel":0,"num_words":1,"start":448.33,"end":448.83},{"sentences":[{"text":"know.","start":448.375,"end":448.535,"sentiment":"neutral","sentiment_score":-0.0883164256811142},{"text":"What do you call that anyway?","start":448.535,"end":449.73502,"sentiment":"neutral","sentiment_score":-0.09109709536035855},{"text":"You say just one, don't you?","start":449.73502,"end":450.935,"sentiment":"neutral","sentiment_score":-0.06869374153514703},{"text":"Once they move on, they you know, technically, but you yep.","start":450.935,"end":454.075,"sentiment":"neutral","sentiment_score":-0.10125942799178037}],"sentiment":"neutral","sentiment_score":-0.09003813145682216,"channel":1,"num_words":24,"start":448.375,"end":454.075},{"sentences":[{"text":"It it's kind of a tricky point.","start":454.25,"end":455.93,"sentiment":"neutral","sentiment_score":-0.26215544768742155},{"text":"I would say if they live at home or even if you guys are supporting them financially, then I would say that they are a financial dependent,","start":455.93,"end":464.595,"sentiment":"neutral","sentiment_score":-0.11391863971948624}],"sentiment":"neutral","sentiment_score":-0.1444379825364141,"channel":0,"num_words":34,"start":454.25,"end":464.595},{"sentences":[{"text":"Yeah.","start":465.44,"end":465.94,"sentiment":"neutral","sentiment_score":-0.06402052193880081}],"sentiment":"neutral","sentiment_score":-0.06402052193880081,"channel":1,"num_words":1,"start":465.44,"end":465.94},{"sentences":[{"text":"which can obviously be different ages.","start":465.45502,"end":467.055,"sentiment":"neutral","sentiment_score":-0.07731946433583896},{"text":"Sometimes you have older kids living at home, obviously,","start":467.055,"end":469.535,"sentiment":"neutral","sentiment_score":-0.0680577630798022}],"sentiment":"neutral","sentiment_score":-0.0717624435822169,"channel":0,"num_words":15,"start":465.45502,"end":469.535},{"sentences":[{"text":"Yeah.","start":469.185,"end":469.685,"sentiment":"neutral","sentiment_score":-0.04518463462591171}],"sentiment":"neutral","sentiment_score":-0.04518463462591171,"channel":1,"num_words":1,"start":469.185,"end":469.685},{"sentences":[{"text":"with living expenses and and everything nowadays.","start":469.535,"end":473.475,"sentiment":"neutral","sentiment_score":-0.07893230020999908}],"sentiment":"neutral","sentiment_score":-0.07893230020999908,"channel":0,"num_words":7,"start":469.535,"end":473.475},{"sentences":[{"text":"Yeah.","start":474.145,"end":474.54498,"sentiment":"neutral","sentiment_score":-0.02316251769661903},{"text":"I'd say I'd say","start":474.54498,"end":475.50497,"sentiment":"neutral","sentiment_score":-0.031104695051908493}],"sentiment":"neutral","sentiment_score":-0.0295162595808506,"channel":1,"num_words":5,"start":474.145,"end":475.50497},{"sentences":[{"text":"But then,","start":475.215,"end":475.875,"sentiment":"neutral","sentiment_score":-0.03693066444247961}],"sentiment":"neutral","sentiment_score":-0.03693066444247961,"channel":0,"num_words":2,"start":475.215,"end":475.875},{"sentences":[{"text":"one for the moment, really.","start":475.50497,"end":476.705,"sentiment":"neutral","sentiment_score":-0.0632089152932167}],"sentiment":"neutral","sentiment_score":-0.0632089152932167,"channel":1,"num_words":5,"start":475.50497,"end":476.705},{"sentences":[{"text":"yep.","start":476.48,"end":476.98,"sentiment":"neutral","sentiment_score":-0.01900794357061386}],"sentiment":"neutral","sentiment_score":-0.01900794357061386,"channel":0,"num_words":1,"start":476.48,"end":476.98},{"sentences":[{"text":"Yeah.","start":476.705,"end":476.865,"sentiment":"neutral","sentiment_score":0.016913505271077156},{"text":"And the other one is","start":476.865,"end":477.66498,"sentiment":"neutral","sentiment_score":0.019838432595133782}],"sentiment":"neutral","sentiment_score":0.01935094470779101,"channel":1,"num_words":6,"start":476.705,"end":477.66498},{"sentences":[{"text":"Okay.","start":477.6,"end":478.1,"sentiment":"neutral","sentiment_score":0.03830501437187195}],"sentiment":"neutral","sentiment_score":0.03830501437187195,"channel":0,"num_words":1,"start":477.6,"end":478.1},{"sentences":[{"text":"just, yeah, we help her out.","start":477.66498,"end":479.185,"sentiment":"neutral","sentiment_score":0.10261647651592891},{"text":"So, yeah, as much as we can","start":479.185,"end":480.38498,"sentiment":"neutral","sentiment_score":0.06775779862489019}],"sentiment":"neutral","sentiment_score":0.08384641918998498,"channel":1,"num_words":13,"start":477.66498,"end":480.38498},{"sentences":[{"text":"Yeah.","start":480.16,"end":480.66,"sentiment":"neutral","sentiment_score":0.01794113777577877}],"sentiment":"neutral","sentiment_score":0.01794113777577877,"channel":0,"num_words":1,"start":480.16,"end":480.66},{"sentences":[{"text":"be.","start":480.38498,"end":480.625,"sentiment":"neutral","sentiment_score":0.011669296771287918},{"text":"Yeah.","start":480.625,"end":481.125,"sentiment":"neutral","sentiment_score":0.040552325546741486}],"sentiment":"neutral","sentiment_score":0.026110811159014702,"channel":1,"num_words":2,"start":480.38498,"end":481.125},{"sentences":[{"text":"Yep.","start":481.28,"end":481.78,"sentiment":"neutral","sentiment_score":0.08626371622085571},{"text":"Perfect.","start":482.0,"end":482.5,"sentiment":"neutral","sentiment_score":0.2353620678186417},{"text":"Now occupation wise, has any of that changed for you, or you're still kind of doing the sales rep?","start":483.76,"end":490.18002,"sentiment":"neutral","sentiment_score":0.02360586875951604}],"sentiment":"neutral","sentiment_score":0.03667320430810962,"channel":0,"num_words":21,"start":481.28,"end":490.18002},{"sentences":[{"text":"Yeah.","start":490.74,"end":491.06,"sentiment":"neutral","sentiment_score":0.009375102818012238},{"text":"Still the sales rep.","start":491.06,"end":492.02,"sentiment":"neutral","sentiment_score":0.011843767017126083},{"text":"Yeah.","start":492.02,"end":492.52,"sentiment":"neutral","sentiment_score":0.03258693963289261}],"sentiment":"neutral","sentiment_score":0.01488951841990153,"channel":1,"num_words":6,"start":490.74,"end":492.52},{"sentences":[{"text":"Yep.","start":492.535,"end":492.935,"sentiment":"neutral","sentiment_score":0.037833791226148605}],"sentiment":"neutral","sentiment_score":0.037833791226148605,"channel":0,"num_words":1,"start":492.535,"end":492.935},{"sentences":[{"text":"20","start":492.65997,"end":492.97998,"sentiment":"neutral","sentiment_score":0.0514356754720211}],"sentiment":"neutral","sentiment_score":0.0514356754720211,"channel":1,"num_words":1,"start":492.65997,"end":492.97998},{"sentences":[{"text":"Perfect.","start":492.935,"end":493.435,"sentiment":"neutral","sentiment_score":0.14260131120681763}],"sentiment":"neutral","sentiment_score":0.14260131120681763,"channel":0,"num_words":1,"start":492.935,"end":493.435},{"sentences":[{"text":"five years twenty five years","start":492.97998,"end":494.25998,"sentiment":"neutral","sentiment_score":0.07415793165564537}],"sentiment":"neutral","sentiment_score":0.07415793165564537,"channel":1,"num_words":5,"start":492.97998,"end":494.25998},{"sentences":[{"text":"Yeah.","start":494.215,"end":494.715,"sentiment":"neutral","sentiment_score":0.10817477852106094}],"sentiment":"neutral","sentiment_score":0.10817477852106094,"channel":0,"num_words":1,"start":494.215,"end":494.715},{"sentences":[{"text":"next year.","start":494.25998,"end":495.0,"sentiment":"neutral","sentiment_score":0.1460261568427086}],"sentiment":"neutral","sentiment_score":0.1460261568427086,"channel":1,"num_words":2,"start":494.25998,"end":495.0},{"sentences":[{"text":"You must enjoy it then.","start":495.255,"end":496.79498,"sentiment":"positive","sentiment_score":0.4352806806564331}],"sentiment":"positive","sentiment_score":0.4352806806564331,"channel":0,"num_words":5,"start":495.255,"end":496.79498},{"sentences":[{"text":"I hope so, but you do get to that point in your life.","start":497.675,"end":500.415,"sentiment":"neutral","sentiment_score":0.2421255329480538},{"text":"It's it's what you it's, you know,","start":500.795,"end":502.635,"sentiment":"neutral","sentiment_score":0.049403627536126545}],"sentiment":"neutral","sentiment_score":0.17467286605387927,"channel":1,"num_words":20,"start":497.675,"end":502.635},{"sentences":[{"text":"Yeah.","start":502.63,"end":502.71002,"sentiment":"neutral","sentiment_score":0.030616456642746925}],"sentiment":"neutral","sentiment_score":0.030616456642746925,"channel":0,"num_words":1,"start":502.63,"end":502.71002},{"sentences":[{"text":"that's","start":502.635,"end":503.115,"sentiment":"neutral","sentiment_score":0.01087149977684021}],"sentiment":"neutral","sentiment_score":0.01087149977684021,"channel":1,"num_words":1,"start":502.635,"end":503.115},{"sentences":[{"text":"Yeah.","start":502.71002,"end":503.21002,"sentiment":"neutral","sentiment_score":-0.005768999457359314}],"sentiment":"neutral","sentiment_score":-0.005768999457359314,"channel":0,"num_words":1,"start":502.71002,"end":503.21002},{"sentences":[{"text":"the saying is you","start":503.115,"end":504.415,"sentiment":"neutral","sentiment_score":-0.037411133758723736}],"sentiment":"neutral","sentiment_score":-0.037411133758723736,"channel":1,"num_words":4,"start":503.115,"end":504.415},{"sentences":[{"text":"Familiar.","start":504.47,"end":504.97,"sentiment":"neutral","sentiment_score":-0.06881320476531982}],"sentiment":"neutral","sentiment_score":-0.06881320476531982,"channel":0,"num_words":1,"start":504.47,"end":504.97},{"sentences":[{"text":"you you the devil","start":504.475,"end":505.835,"sentiment":"neutral","sentiment_score":-0.22489799186587334}],"sentiment":"neutral","sentiment_score":-0.22489799186587334,"channel":1,"num_words":4,"start":504.475,"end":505.835},{"sentences":[{"text":"Mhmm.","start":505.67,"end":506.17,"sentiment":"neutral","sentiment_score":-0.07169336080551147}],"sentiment":"neutral","sentiment_score":-0.07169336080551147,"channel":0,"num_words":1,"start":505.67,"end":506.17},{"sentences":[{"text":"you know.","start":505.835,"end":506.415,"sentiment":"neutral","sentiment_score":-0.046080444008111954},{"text":"Yep.","start":506.875,"end":507.375,"sentiment":"neutral","sentiment_score":0.016103621572256088}],"sentiment":"neutral","sentiment_score":-0.025352422147989273,"channel":1,"num_words":3,"start":505.835,"end":507.375},{"sentences":[{"text":"Mhmm.","start":507.03,"end":507.53,"sentiment":"neutral","sentiment_score":0.011329980567097664},{"text":"And you're still working for Pepsi?","start":508.15002,"end":509.77002,"sentiment":"neutral","sentiment_score":0.01225843233987689}],"sentiment":"neutral","sentiment_score":0.012125796372337001,"channel":0,"num_words":7,"start":507.03,"end":509.77002},{"sentences":[{"text":"Yeah.","start":510.88998,"end":511.37,"sentiment":"neutral","sentiment_score":0.045979950577020645},{"text":"Yep.","start":511.37,"end":511.87,"sentiment":"neutral","sentiment_score":0.050248533487319946}],"sentiment":"neutral","sentiment_score":0.048114242032170296,"channel":1,"num_words":2,"start":510.88998,"end":511.87},{"sentences":[{"text":"Yeah.","start":511.75,"end":512.15,"sentiment":"neutral","sentiment_score":0.07443780452013016},{"text":"Yep.","start":512.15,"end":512.63,"sentiment":"neutral","sentiment_score":0.12002693116664886},{"text":"Perfect.","start":512.63,"end":513.13,"sentiment":"neutral","sentiment_score":0.3236238360404968},{"text":"I have income here at about 78,000.","start":514.15,"end":517.845,"sentiment":"neutral","sentiment_score":0.12377215070383889},{"text":"Do you know if that's still the case?","start":517.985,"end":519.605,"sentiment":"neutral","sentiment_score":0.053030756302177906}],"sentiment":"neutral","sentiment_score":0.1004855376150873,"channel":0,"num_words":18,"start":511.75,"end":519.605},{"sentences":[{"text":"I ticked over.","start":520.49,"end":521.87,"sentiment":"neutral","sentiment_score":0.035875486209988594},{"text":"I think last payroll I said the on I should note that because yeah.","start":521.93,"end":526.00494,"sentiment":"neutral","sentiment_score":0.022650518055473055},{"text":"So say you can put down 82, to be honest.","start":526.00494,"end":528.56494,"sentiment":"neutral","sentiment_score":0.02935011237859726}],"sentiment":"neutral","sentiment_score":0.02660129019231708,"channel":1,"num_words":27,"start":520.49,"end":528.56494},{"sentences":[{"text":"About","start":528.56,"end":528.96,"sentiment":"neutral","sentiment_score":0.026970744132995605}],"sentiment":"neutral","sentiment_score":0.026970744132995605,"channel":0,"num_words":1,"start":528.56,"end":528.96},{"sentences":[{"text":"Yeah.","start":528.56494,"end":529.06494,"sentiment":"neutral","sentiment_score":0.028012260794639587}],"sentiment":"neutral","sentiment_score":0.028012260794639587,"channel":1,"num_words":1,"start":528.56494,"end":529.06494},{"sentences":[{"text":"82.","start":528.96,"end":529.94,"sentiment":"neutral","sentiment_score":-0.0009178998880088328},{"text":"Now do you get any commissions or bonuses or anything like that as part of your role?","start":530.0,"end":536.26,"sentiment":"neutral","sentiment_score":0.03646947947495124}],"sentiment":"neutral","sentiment_score":0.03439240284367568,"channel":0,"num_words":18,"start":528.96,"end":536.26},{"sentences":[{"text":"Yeah.","start":537.63,"end":537.95,"sentiment":"neutral","sentiment_score":0.0024587996304035187},{"text":"Partly.","start":537.95,"end":538.45,"sentiment":"neutral","sentiment_score":-0.007482779677957296},{"text":"But yeah.","start":538.67004,"end":539.47003,"sentiment":"neutral","sentiment_score":-0.03178808651864529},{"text":"It's","start":539.47003,"end":539.97003,"sentiment":"neutral","sentiment_score":-0.027082769200205803}],"sentiment":"neutral","sentiment_score":-0.019136584457010032,"channel":1,"num_words":5,"start":537.63,"end":539.97003},{"sentences":[{"text":"Mhmm.","start":539.68,"end":540.18,"sentiment":"neutral","sentiment_score":-0.03057071752846241}],"sentiment":"neutral","sentiment_score":-0.03057071752846241,"channel":0,"num_words":1,"start":539.68,"end":540.18},{"sentences":[{"text":"it it they","start":540.75,"end":541.73004,"sentiment":"neutral","sentiment_score":-0.03391049305597941}],"sentiment":"neutral","sentiment_score":-0.03391049305597941,"channel":1,"num_words":3,"start":540.75,"end":541.73004},{"sentences":[{"text":"It fluctuates","start":541.865,"end":542.52496,"sentiment":"neutral","sentiment_score":-0.07327720150351524}],"sentiment":"neutral","sentiment_score":-0.07327720150351524,"channel":0,"num_words":2,"start":541.865,"end":542.52496},{"sentences":[{"text":"yeah.","start":542.19,"end":542.59,"sentiment":"neutral","sentiment_score":-0.07346151769161224}],"sentiment":"neutral","sentiment_score":-0.07346151769161224,"channel":1,"num_words":1,"start":542.19,"end":542.59},{"sentences":[{"text":"a","start":542.58496,"end":542.745,"sentiment":"neutral","sentiment_score":-0.03399936482310295}],"sentiment":"neutral","sentiment_score":-0.03399936482310295,"channel":0,"num_words":1,"start":542.58496,"end":542.745},{"sentences":[{"text":"They say","start":542.59,"end":542.91003,"sentiment":"neutral","sentiment_score":-0.08673576638102531}],"sentiment":"neutral","sentiment_score":-0.08673576638102531,"channel":1,"num_words":2,"start":542.59,"end":542.91003},{"sentences":[{"text":"lot.","start":542.745,"end":543.245,"sentiment":"neutral","sentiment_score":-0.07691717147827148}],"sentiment":"neutral","sentiment_score":-0.07691717147827148,"channel":0,"num_words":1,"start":542.745,"end":543.245},{"sentences":[{"text":"how much we get extra, they tryna tryna get rid of it.","start":542.91003,"end":546.03,"sentiment":"neutral","sentiment_score":-0.20925309136509895},{"text":"So, like, so find","start":546.03,"end":547.07,"sentiment":"neutral","sentiment_score":-0.055873933248221874}],"sentiment":"neutral","sentiment_score":-0.17090830183587968,"channel":1,"num_words":16,"start":542.91003,"end":547.07},{"sentences":[{"text":"Okay.","start":546.985,"end":547.485,"sentiment":"neutral","sentiment_score":-0.1141209751367569}],"sentiment":"neutral","sentiment_score":-0.1141209751367569,"channel":0,"num_words":1,"start":546.985,"end":547.485},{"sentences":[{"text":"a way to to make it harder because yeah.","start":547.07,"end":549.315,"sentiment":"neutral","sentiment_score":-0.2589284297492769},{"text":"Yeah.","start":549.715,"end":550.215,"sentiment":"neutral","sentiment_score":-0.058958347886800766}],"sentiment":"neutral","sentiment_score":-0.2389314215630293,"channel":1,"num_words":10,"start":547.07,"end":550.215},{"sentences":[{"text":"Mhmm.","start":549.785,"end":550.285,"sentiment":"neutral","sentiment_score":-0.029941746965050697}],"sentiment":"neutral","sentiment_score":-0.029941746965050697,"channel":0,"num_words":1,"start":549.785,"end":550.285},{"sentences":[{"text":"But if you can I suppose I forget how much I got last year extra?","start":550.515,"end":554.135,"sentiment":"neutral","sentiment_score":-0.05343243678410848},{"text":"What's the per quarter to I just put down next two","start":556.115,"end":565.51,"sentiment":"neutral","sentiment_score":-0.013513716276396404}],"sentiment":"neutral","sentiment_score":-0.036543747338537984,"channel":1,"num_words":26,"start":550.515,"end":565.51},{"sentences":[{"text":"Roughly is","start":565.865,"end":566.505,"sentiment":"neutral","sentiment_score":-0.011836044490337372}],"sentiment":"neutral","sentiment_score":-0.011836044490337372,"channel":0,"num_words":2,"start":565.865,"end":566.505},{"sentences":[{"text":"6","start":566.45,"end":566.53,"sentiment":"neutral","sentiment_score":-0.002807220444083214}],"sentiment":"neutral","sentiment_score":-0.002807220444083214,"channel":1,"num_words":1,"start":566.45,"end":566.53},{"sentences":[{"text":"okay.","start":566.505,"end":567.005,"sentiment":"neutral","sentiment_score":0.0012883273884654043}],"sentiment":"neutral","sentiment_score":0.0012883273884654043,"channel":0,"num_words":1,"start":566.505,"end":567.005},{"sentences":[{"text":"$2.04 6.","start":566.53,"end":567.17004,"sentiment":"neutral","sentiment_score":0.0011693326523527503},{"text":"Yeah.","start":567.17004,"end":567.41003,"sentiment":"neutral","sentiment_score":-0.009110279381275175},{"text":"Sorry.","start":567.41003,"end":567.91003,"sentiment":"neutral","sentiment_score":-0.06041618064045906},{"text":"So about an extra 8 6,000.","start":568.77,"end":572.85004,"sentiment":"neutral","sentiment_score":-0.06067222232619921},{"text":"I'll just put 6.","start":572.85004,"end":573.65,"sentiment":"neutral","sentiment_score":-0.021386305801570415}],"sentiment":"neutral","sentiment_score":-0.036911882277178974,"channel":1,"num_words":14,"start":566.53,"end":573.65},{"sentences":[{"text":"Yeah.","start":573.65,"end":574.15,"sentiment":"neutral","sentiment_score":-0.0016612932085990906}],"sentiment":"neutral","sentiment_score":-0.0016612932085990906,"channel":1,"num_words":1,"start":573.65,"end":574.15},{"sentences":[{"text":"That's it.","start":573.705,"end":574.425,"sentiment":"neutral","sentiment_score":-0.008347641676664352},{"text":"Yep.","start":574.425,"end":574.925,"sentiment":"neutral","sentiment_score":0.01310079824179411}],"sentiment":"neutral","sentiment_score":-0.001198161703844865,"channel":0,"num_words":3,"start":573.705,"end":574.925},{"sentences":[{"text":"Because they're getting harder with it.","start":574.45,"end":576.05,"sentiment":"neutral","sentiment_score":-0.1950758881866932},{"text":"Yep.","start":576.05,"end":576.55,"sentiment":"neutral","sentiment_score":0.009098146110773088}],"sentiment":"neutral","sentiment_score":-0.16590816900134087,"channel":1,"num_words":7,"start":574.45,"end":576.55},{"sentences":[{"text":"And would that be from commission, or is that bonuses, or is that overtime?","start":577.48004,"end":582.54004,"sentiment":"neutral","sentiment_score":-0.00688359873103244}],"sentiment":"neutral","sentiment_score":-0.00688359873103244,"channel":0,"num_words":14,"start":577.48004,"end":582.54004},{"sentences":[{"text":"Now over time, I wish I did get that one.","start":583.945,"end":586.605,"sentiment":"neutral","sentiment_score":0.047563740983605385},{"text":"The yeah.","start":587.225,"end":587.785,"sentiment":"neutral","sentiment_score":0.0038410061970353127},{"text":"No.","start":587.785,"end":588.02496,"sentiment":"neutral","sentiment_score":-0.11252357810735704},{"text":"It's from just hitting the incentives.","start":588.02496,"end":589.805,"sentiment":"neutral","sentiment_score":-0.07823077651361625}],"sentiment":"neutral","sentiment_score":-0.005188884997838422,"channel":1,"num_words":19,"start":583.945,"end":589.805},{"sentences":[{"text":"Mhmm.","start":590.69495,"end":591.19495,"sentiment":"neutral","sentiment_score":0.03122909739613533}],"sentiment":"neutral","sentiment_score":0.03122909739613533,"channel":0,"num_words":1,"start":590.69495,"end":591.19495},{"sentences":[{"text":"Yep.","start":592.17,"end":592.67,"sentiment":"neutral","sentiment_score":0.07134019583463669}],"sentiment":"neutral","sentiment_score":0.07134019583463669,"channel":1,"num_words":1,"start":592.17,"end":592.67},{"sentences":[{"text":"So kind of more like a bonus performance","start":592.77496,"end":595.035,"sentiment":"neutral","sentiment_score":0.051562662003561854}],"sentiment":"neutral","sentiment_score":0.051562662003561854,"channel":0,"num_words":8,"start":592.77496,"end":595.035},{"sentences":[{"text":"Yeah.","start":594.81,"end":595.29,"sentiment":"neutral","sentiment_score":0.09478060901165009}],"sentiment":"neutral","sentiment_score":0.09478060901165009,"channel":1,"num_words":1,"start":594.81,"end":595.29},{"sentences":[{"text":"incentive.","start":595.175,"end":595.675,"sentiment":"neutral","sentiment_score":0.1078837513923645}],"sentiment":"neutral","sentiment_score":0.1078837513923645,"channel":0,"num_words":1,"start":595.175,"end":595.675},{"sentences":[{"text":"Balance.","start":595.29,"end":595.69,"sentiment":"neutral","sentiment_score":0.11856742203235626},{"text":"Yep.","start":595.69,"end":596.01,"sentiment":"neutral","sentiment_score":0.1188504546880722},{"text":"Yeah.","start":596.01,"end":596.33,"sentiment":"neutral","sentiment_score":0.11569930613040924},{"text":"Yeah.","start":596.33,"end":596.65,"sentiment":"neutral","sentiment_score":0.12980183959007263}],"sentiment":"neutral","sentiment_score":0.12072975561022758,"channel":1,"num_words":4,"start":595.29,"end":596.65},{"sentences":[{"text":"Yep.","start":596.535,"end":597.035,"sentiment":"neutral","sentiment_score":0.12409790605306624}],"sentiment":"neutral","sentiment_score":0.12409790605306624,"channel":0,"num_words":1,"start":596.535,"end":597.035},{"sentences":[{"text":"Balance.","start":596.65,"end":597.15,"sentiment":"neutral","sentiment_score":0.08897015452384949}],"sentiment":"neutral","sentiment_score":0.08897015452384949,"channel":1,"num_words":1,"start":596.65,"end":597.15},{"sentences":[{"text":"Now do you know if on that bonus, they pay contributions on top of that?","start":598.13495,"end":604.31494,"sentiment":"neutral","sentiment_score":0.06057753587762515}],"sentiment":"neutral","sentiment_score":0.06057753587762515,"channel":0,"num_words":15,"start":598.13495,"end":604.31494},{"sentences":[{"text":"Good question.","start":607.105,"end":607.845,"sentiment":"neutral","sentiment_score":0.11966767907142638},{"text":"I yeah.","start":608.625,"end":609.185,"sentiment":"neutral","sentiment_score":0.05842624790966511},{"text":"I should know these backwards.","start":609.185,"end":610.46497,"sentiment":"neutral","sentiment_score":0.03208552561700344},{"text":"Yeah.","start":610.46497,"end":610.96497,"sentiment":"neutral","sentiment_score":0.023726191371679303},{"text":"I'm yeah.","start":611.26495,"end":612.225,"sentiment":"neutral","sentiment_score":0.01788819464854896}],"sentiment":"neutral","sentiment_score":0.048009838559664786,"channel":1,"num_words":12,"start":607.105,"end":612.225},{"sentences":[{"text":"That's okay.","start":611.82996,"end":612.64996,"sentiment":"neutral","sentiment_score":0.05317683890461922}],"sentiment":"neutral","sentiment_score":0.05317683890461922,"channel":0,"num_words":2,"start":611.82996,"end":612.64996},{"sentences":[{"text":"Sorry.","start":612.225,"end":612.70496,"sentiment":"neutral","sentiment_score":-0.10863570123910904},{"text":"I should I should know","start":612.70496,"end":613.745,"sentiment":"neutral","sentiment_score":-0.1323380321264267}],"sentiment":"neutral","sentiment_score":-0.12838764364520708,"channel":1,"num_words":6,"start":612.225,"end":613.745},{"sentences":[{"text":"No.","start":613.50995,"end":614.00995,"sentiment":"neutral","sentiment_score":-0.28579238057136536}],"sentiment":"neutral","sentiment_score":-0.28579238057136536,"channel":0,"num_words":1,"start":613.50995,"end":614.00995},{"sentences":[{"text":"that, but I'm pretty slack.","start":613.745,"end":615.02496,"sentiment":"negative","sentiment_score":-0.41124902963638305},{"text":"Yeah.","start":615.02496,"end":615.52496,"sentiment":"neutral","sentiment_score":-0.09408125281333923}],"sentiment":"negative","sentiment_score":-0.3583877334992091,"channel":1,"num_words":6,"start":613.745,"end":615.52496},{"sentences":[{"text":"I did you had a couple last financial year that has ticked over?","start":615.82996,"end":619.85,"sentiment":"neutral","sentiment_score":-0.019378644629166678}],"sentiment":"neutral","sentiment_score":-0.019378644629166678,"channel":0,"num_words":13,"start":615.82996,"end":619.85},{"sentences":[{"text":"I I did get bonuses last year.","start":622.05,"end":623.73,"sentiment":"neutral","sentiment_score":0.10918880573340825},{"text":"Yep.","start":623.73,"end":624.23,"sentiment":"neutral","sentiment_score":0.0669403225183487}],"sentiment":"neutral","sentiment_score":0.1039077453315258,"channel":1,"num_words":8,"start":622.05,"end":624.23},{"sentences":[{"text":"Mhmm.","start":624.325,"end":624.805,"sentiment":"neutral","sentiment_score":0.029683612287044525},{"text":"Do you know roughly, like, a month or so you had it?","start":624.805,"end":628.585,"sentiment":"neutral","sentiment_score":-0.003560395290454229}],"sentiment":"neutral","sentiment_score":-0.00100316393833894,"channel":0,"num_words":13,"start":624.325,"end":628.585},{"sentences":[{"text":"I'm sorry.","start":631.57,"end":632.05,"sentiment":"neutral","sentiment_score":-0.05436297692358494},{"text":"What month?","start":632.05,"end":632.45,"sentiment":"neutral","sentiment_score":-0.02804391272366047},{"text":"I would've I'll get it, like, at the","start":632.45,"end":633.89,"sentiment":"neutral","sentiment_score":-0.024948032572865486}],"sentiment":"neutral","sentiment_score":-0.030366503323117893,"channel":1,"num_words":12,"start":631.57,"end":633.89},{"sentences":[{"text":"Would","start":633.86005,"end":634.10004,"sentiment":"neutral","sentiment_score":-0.012235600501298904}],"sentiment":"neutral","sentiment_score":-0.012235600501298904,"channel":0,"num_words":1,"start":633.86005,"end":634.10004},{"sentences":[{"text":"moment","start":633.89,"end":634.13,"sentiment":"neutral","sentiment_score":-0.009434450417757034}],"sentiment":"neutral","sentiment_score":-0.009434450417757034,"channel":1,"num_words":1,"start":633.89,"end":634.13},{"sentences":[{"text":"you","start":634.10004,"end":634.18005,"sentiment":"neutral","sentiment_score":-0.02641507051885128}],"sentiment":"neutral","sentiment_score":-0.02641507051885128,"channel":0,"num_words":1,"start":634.10004,"end":634.18005},{"sentences":[{"text":"now,","start":634.13,"end":634.37,"sentiment":"neutral","sentiment_score":-0.030446961522102356}],"sentiment":"neutral","sentiment_score":-0.030446961522102356,"channel":1,"num_words":1,"start":634.13,"end":634.37},{"sentences":[{"text":"got it?","start":634.18005,"end":634.26,"sentiment":"neutral","sentiment_score":-0.01396940741688013},{"text":"Okay.","start":634.26,"end":634.76,"sentiment":"neutral","sentiment_score":0.05240058898925781}],"sentiment":"neutral","sentiment_score":0.008153924718499184,"channel":0,"num_words":3,"start":634.18005,"end":634.76},{"sentences":[{"text":"they're doing it.","start":634.37,"end":635.145,"sentiment":"neutral","sentiment_score":0.05836713934938113},{"text":"They get it quarterly now, so we get it yeah.","start":635.305,"end":638.10504,"sentiment":"neutral","sentiment_score":0.10988309159874916},{"text":"It's it's, like, quarterly bonus now.","start":638.10504,"end":640.365,"sentiment":"neutral","sentiment_score":0.08993384490410487}],"sentiment":"neutral","sentiment_score":0.09544923176106654,"channel":1,"num_words":19,"start":634.37,"end":640.365},{"sentences":[{"text":"Okay.","start":640.5,"end":640.9,"sentiment":"neutral","sentiment_score":0.09959101676940918},{"text":"Because what I can do is I can just go through your transaction statement on your superannuation and check if if it comes","start":640.9,"end":649.225,"sentiment":"neutral","sentiment_score":0.08147638760831045}],"sentiment":"neutral","sentiment_score":0.08223116382335623,"channel":0,"num_words":24,"start":640.5,"end":649.225},{"sentences":[{"text":"Yeah.","start":649.03,"end":649.53,"sentiment":"neutral","sentiment_score":0.03970707207918167}],"sentiment":"neutral","sentiment_score":0.03970707207918167,"channel":1,"num_words":1,"start":649.03,"end":649.53},{"sentences":[{"text":"out those sporadic ones as well, and then I can","start":649.225,"end":652.105,"sentiment":"neutral","sentiment_score":0.02916360944509506}],"sentiment":"neutral","sentiment_score":0.02916360944509506,"channel":0,"num_words":10,"start":649.225,"end":652.105},{"sentences":[{"text":"Yeah.","start":651.91003,"end":652.41003,"sentiment":"neutral","sentiment_score":0.01824519969522953}],"sentiment":"neutral","sentiment_score":0.01824519969522953,"channel":1,"num_words":1,"start":651.91003,"end":652.41003},{"sentences":[{"text":"just double check it that way.","start":652.105,"end":653.46497,"sentiment":"neutral","sentiment_score":0.1382507930199305},{"text":"Now often with a bonus, you do get contributions paid on top of the bonus.","start":653.46497,"end":659.08496,"sentiment":"neutral","sentiment_score":0.18505032807588578},{"text":"And if that's the case, I can look that up on your transactions.","start":659.41,"end":662.95,"sentiment":"neutral","sentiment_score":0.08376443443390039},{"text":"Over time and stuff like that, usually not, but it is sometimes changes a little bit on Deployer.","start":663.81,"end":670.55,"sentiment":"neutral","sentiment_score":-0.017900028369492955},{"text":"So I can","start":671.09,"end":671.65,"sentiment":"neutral","sentiment_score":-0.011263370513916016}],"sentiment":"neutral","sentiment_score":0.07887648554010825,"channel":0,"num_words":55,"start":652.105,"end":671.65},{"sentences":[{"text":"They can","start":671.425,"end":671.745,"sentiment":"neutral","sentiment_score":-0.1310860589146614}],"sentiment":"neutral","sentiment_score":-0.1310860589146614,"channel":1,"num_words":2,"start":671.425,"end":671.745},{"sentences":[{"text":"just","start":671.65,"end":671.89,"sentiment":"neutral","sentiment_score":-0.12561243772506714}],"sentiment":"neutral","sentiment_score":-0.12561243772506714,"channel":0,"num_words":1,"start":671.65,"end":671.89},{"sentences":[{"text":"be","start":671.745,"end":671.985,"sentiment":"neutral","sentiment_score":-0.1448097676038742}],"sentiment":"neutral","sentiment_score":-0.1448097676038742,"channel":1,"num_words":1,"start":671.745,"end":671.985},{"sentences":[{"text":"go and","start":671.89,"end":672.21,"sentiment":"neutral","sentiment_score":-0.17475978285074234}],"sentiment":"neutral","sentiment_score":-0.17475978285074234,"channel":0,"num_words":2,"start":671.89,"end":672.21},{"sentences":[{"text":"sneaky","start":671.985,"end":672.485,"sentiment":"neutral","sentiment_score":-0.1912742555141449}],"sentiment":"neutral","sentiment_score":-0.1912742555141449,"channel":1,"num_words":1,"start":671.985,"end":672.485},{"sentences":[{"text":"have a","start":672.21,"end":672.87,"sentiment":"neutral","sentiment_score":-0.15264111012220383}],"sentiment":"neutral","sentiment_score":-0.15264111012220383,"channel":0,"num_words":2,"start":672.21,"end":672.87},{"sentences":[{"text":"too.","start":672.545,"end":673.045,"sentiment":"neutral","sentiment_score":-0.08860944956541061}],"sentiment":"neutral","sentiment_score":-0.08860944956541061,"channel":1,"num_words":1,"start":672.545,"end":673.045},{"sentences":[{"text":"a","start":672.945,"end":673.445,"sentiment":"neutral","sentiment_score":-0.02135942690074444}],"sentiment":"neutral","sentiment_score":-0.02135942690074444,"channel":0,"num_words":1,"start":672.945,"end":673.445},{"sentences":[{"text":"That's it.","start":673.745,"end":675.285,"sentiment":"neutral","sentiment_score":-0.10284532606601715},{"text":"They've actually it's PepsiCo,","start":675.345,"end":676.96497,"sentiment":"neutral","sentiment_score":-0.1450788676738739}],"sentiment":"neutral","sentiment_score":-0.13100102047125498,"channel":1,"num_words":6,"start":673.745,"end":676.96497},{"sentences":[{"text":"they","start":676.95,"end":677.45,"sentiment":"neutral","sentiment_score":-0.1378798633813858}],"sentiment":"neutral","sentiment_score":-0.1378798633813858,"channel":0,"num_words":1,"start":676.95,"end":677.45},{"sentences":[{"text":"and they there's","start":677.265,"end":679.18,"sentiment":"neutral","sentiment_score":-0.17142686247825623}],"sentiment":"neutral","sentiment_score":-0.17142686247825623,"channel":1,"num_words":3,"start":677.265,"end":679.18},{"sentences":[{"text":"can","start":678.9525,"end":679.4525,"sentiment":"neutral","sentiment_score":-0.16854064166545868}],"sentiment":"neutral","sentiment_score":-0.16854064166545868,"channel":0,"num_words":1,"start":678.9525,"end":679.4525},{"sentences":[{"text":"a couple of times when they they don't pay","start":679.18,"end":681.01996,"sentiment":"neutral","sentiment_score":-0.1942934062745836}],"sentiment":"neutral","sentiment_score":-0.1942934062745836,"channel":1,"num_words":9,"start":679.18,"end":681.01996},{"sentences":[{"text":"very","start":680.955,"end":681.455,"sentiment":"neutral","sentiment_score":-0.23535726964473724}],"sentiment":"neutral","sentiment_score":-0.23535726964473724,"channel":0,"num_words":1,"start":680.955,"end":681.455},{"sentences":[{"text":"the super exit when they're supposed to put it in.","start":681.01996,"end":683.25995,"sentiment":"neutral","sentiment_score":-0.19988299310207366}],"sentiment":"neutral","sentiment_score":-0.19988299310207366,"channel":1,"num_words":10,"start":681.01996,"end":683.25995},{"sentences":[{"text":"much.","start":682.9575,"end":683.4575,"sentiment":"neutral","sentiment_score":-0.2900722026824951}],"sentiment":"neutral","sentiment_score":-0.2900722026824951,"channel":0,"num_words":1,"start":682.9575,"end":683.4575},{"sentences":[{"text":"They skip it like a and the other work might fix it out, and they they fix it up, but there's you know, if you're doing that, you're scamming.","start":683.25995,"end":691.27997,"sentiment":"negative","sentiment_score":-0.4376188239146923}],"sentiment":"negative","sentiment_score":-0.4376188239146923,"channel":1,"num_words":29,"start":683.25995,"end":691.27997},{"sentences":[{"text":"Yeah.","start":691.92004,"end":692.24005,"sentiment":"neutral","sentiment_score":-0.13986104726791382}],"sentiment":"neutral","sentiment_score":-0.13986104726791382,"channel":0,"num_words":1,"start":691.92004,"end":692.24005},{"sentences":[{"text":"So","start":692.06,"end":692.38,"sentiment":"neutral","sentiment_score":-0.12982916831970215}],"sentiment":"neutral","sentiment_score":-0.12982916831970215,"channel":1,"num_words":1,"start":692.06,"end":692.38},{"sentences":[{"text":"And","start":692.24005,"end":692.48004,"sentiment":"neutral","sentiment_score":-0.1962556391954422}],"sentiment":"neutral","sentiment_score":-0.1962556391954422,"channel":0,"num_words":1,"start":692.24005,"end":692.48004},{"sentences":[{"text":"they","start":692.38,"end":692.54,"sentiment":"neutral","sentiment_score":-0.28838953375816345}],"sentiment":"neutral","sentiment_score":-0.28838953375816345,"channel":1,"num_words":1,"start":692.38,"end":692.54},{"sentences":[{"text":"you","start":692.48004,"end":692.64,"sentiment":"neutral","sentiment_score":-0.2900141477584839}],"sentiment":"neutral","sentiment_score":-0.2900141477584839,"channel":0,"num_words":1,"start":692.48004,"end":692.64},{"sentences":[{"text":"still","start":692.54,"end":692.69995,"sentiment":"neutral","sentiment_score":-0.26594799757003784}],"sentiment":"neutral","sentiment_score":-0.26594799757003784,"channel":1,"num_words":1,"start":692.54,"end":692.69995},{"sentences":[{"text":"shouldn't","start":692.64,"end":693.14,"sentiment":"neutral","sentiment_score":-0.3282672166824341}],"sentiment":"neutral","sentiment_score":-0.3282672166824341,"channel":0,"num_words":1,"start":692.64,"end":693.14},{"sentences":[{"text":"everyone does it.","start":692.77997,"end":693.83997,"sentiment":"neutral","sentiment_score":-0.2962362865606944}],"sentiment":"neutral","sentiment_score":-0.2962362865606944,"channel":1,"num_words":3,"start":692.77997,"end":693.83997},{"sentences":[{"text":"you","start":694.24005,"end":694.4,"sentiment":"neutral","sentiment_score":-0.2495146691799164}],"sentiment":"neutral","sentiment_score":-0.2495146691799164,"channel":0,"num_words":1,"start":694.24005,"end":694.4},{"sentences":[{"text":"Not","start":694.345,"end":694.585,"sentiment":"negative","sentiment_score":-0.351010799407959}],"sentiment":"negative","sentiment_score":-0.351010799407959,"channel":1,"num_words":1,"start":694.345,"end":694.585},{"sentences":[{"text":"shouldn't","start":694.4,"end":694.88,"sentiment":"negative","sentiment_score":-0.376833975315094}],"sentiment":"negative","sentiment_score":-0.376833975315094,"channel":0,"num_words":1,"start":694.4,"end":694.88},{"sentences":[{"text":"anymore.","start":694.585,"end":695.085,"sentiment":"negative","sentiment_score":-0.3395403027534485}],"sentiment":"negative","sentiment_score":-0.3395403027534485,"channel":1,"num_words":1,"start":694.585,"end":695.085},{"sentences":[{"text":"have to be following up on it.","start":694.88,"end":696.80005,"sentiment":"neutral","sentiment_score":-0.19386444985866547},{"text":"And then, also,","start":696.80005,"end":697.78,"sentiment":"neutral","sentiment_score":-0.06838146969676018}],"sentiment":"neutral","sentiment_score":-0.1562195558100939,"channel":0,"num_words":10,"start":694.88,"end":697.78},{"sentences":[{"text":"No.","start":697.385,"end":697.885,"sentiment":"neutral","sentiment_score":-0.244955912232399}],"sentiment":"neutral","sentiment_score":-0.244955912232399,"channel":1,"num_words":1,"start":697.385,"end":697.885},{"sentences":[{"text":"if especially the the last financial year that just ticked over, you just had to do it once a quarter.","start":698.65497,"end":704.195,"sentiment":"neutral","sentiment_score":-0.19803280085325242}],"sentiment":"neutral","sentiment_score":-0.19803280085325242,"channel":0,"num_words":20,"start":698.65497,"end":704.195},{"sentences":[{"text":"Yeah.","start":705.225,"end":705.725,"sentiment":"neutral","sentiment_score":-0.01550099067389965}],"sentiment":"neutral","sentiment_score":-0.01550099067389965,"channel":1,"num_words":1,"start":705.225,"end":705.725},{"sentences":[{"text":"And then","start":705.535,"end":706.095,"sentiment":"neutral","sentiment_score":0.0018928814679384232}],"sentiment":"neutral","sentiment_score":0.0018928814679384232,"channel":0,"num_words":2,"start":705.535,"end":706.095},{"sentences":[{"text":"Yeah.","start":705.865,"end":706.365,"sentiment":"neutral","sentiment_score":0.0017303582280874252}],"sentiment":"neutral","sentiment_score":0.0017303582280874252,"channel":1,"num_words":1,"start":705.865,"end":706.365},{"sentences":[{"text":"whereas now they've changed the rules, which is great because, obviously, the quicker you get the money in, the longer it's compounding and gets invested for.","start":706.095,"end":714.97,"sentiment":"neutral","sentiment_score":0.13222800743264648},{"text":"So if they wait three","start":715.11,"end":716.23,"sentiment":"neutral","sentiment_score":0.011089274287223816}],"sentiment":"neutral","sentiment_score":0.11268950208661056,"channel":0,"num_words":31,"start":706.095,"end":716.23},{"sentences":[{"text":"Yeah.","start":716.19995,"end":716.69995,"sentiment":"neutral","sentiment_score":0.03315672278404236}],"sentiment":"neutral","sentiment_score":0.03315672278404236,"channel":1,"num_words":1,"start":716.19995,"end":716.69995},{"sentences":[{"text":"months and do one lump sum, yes, you'll still get the money in.","start":716.23,"end":720.01,"sentiment":"neutral","sentiment_score":0.0861665067764429},{"text":"But during those three months, you could have had a little bit more invested, which obviously gonna give you more","start":720.23,"end":725.27,"sentiment":"neutral","sentiment_score":0.031362891849130395}],"sentiment":"neutral","sentiment_score":0.052952194699283806,"channel":0,"num_words":33,"start":716.23,"end":725.27},{"sentences":[{"text":"Yeah.","start":725.225,"end":725.725,"sentiment":"neutral","sentiment_score":0.03119830973446369}],"sentiment":"neutral","sentiment_score":0.03119830973446369,"channel":1,"num_words":1,"start":725.225,"end":725.725},{"sentences":[{"text":"return.","start":725.27,"end":725.77,"sentiment":"neutral","sentiment_score":0.04660582169890404}],"sentiment":"neutral","sentiment_score":0.04660582169890404,"channel":0,"num_words":1,"start":725.27,"end":725.77},{"sentences":[{"text":"I mean, they've done it for their own compound.","start":726.185,"end":728.20496,"sentiment":"neutral","sentiment_score":0.01531850794951121},{"text":"It's","start":728.82495,"end":728.90497,"sentiment":"neutral","sentiment_score":0.03152213245630264}],"sentiment":"neutral","sentiment_score":0.016938870400190355,"channel":1,"num_words":10,"start":726.185,"end":728.90497},{"sentences":[{"text":"Oh,","start":728.85504,"end":729.35504,"sentiment":"neutral","sentiment_score":0.04394301772117615}],"sentiment":"neutral","sentiment_score":0.04394301772117615,"channel":0,"num_words":1,"start":728.85504,"end":729.35504},{"sentences":[{"text":"just, yes, exactly.","start":728.90497,"end":729.94495,"sentiment":"neutral","sentiment_score":0.0558358778556188}],"sentiment":"neutral","sentiment_score":0.0558358778556188,"channel":1,"num_words":3,"start":728.90497,"end":729.94495},{"sentences":[{"text":"exactly.","start":729.575,"end":730.075,"sentiment":"neutral","sentiment_score":0.07244356721639633}],"sentiment":"neutral","sentiment_score":0.07244356721639633,"channel":0,"num_words":1,"start":729.575,"end":730.075},{"sentences":[{"text":"Yeah.","start":729.94495,"end":730.44495,"sentiment":"neutral","sentiment_score":0.10104624927043916}],"sentiment":"neutral","sentiment_score":0.10104624927043916,"channel":1,"num_words":1,"start":729.94495,"end":730.44495},{"sentences":[{"text":"I will have a bit of a look through the transaction and see if you do get on the bonuses.","start":731.335,"end":737.91504,"sentiment":"neutral","sentiment_score":0.11710055321455001}],"sentiment":"neutral","sentiment_score":0.11710055321455001,"channel":0,"num_words":20,"start":731.335,"end":737.91504},{"sentences":[{"text":"Yep.","start":738.87994,"end":739.37994,"sentiment":"neutral","sentiment_score":0.10942798107862473}],"sentiment":"neutral","sentiment_score":0.10942798107862473,"channel":1,"num_words":1,"start":738.87994,"end":739.37994},{"sentences":[{"text":"Otherwise, obviously, aside from your employer, they just pay you the standard 12% contribution interest fee for, like, there's no, like, EBA agreement or any additional","start":739.98,"end":749.36,"sentiment":"neutral","sentiment_score":0.006777417272902452}],"sentiment":"neutral","sentiment_score":0.006777417272902452,"channel":0,"num_words":26,"start":739.98,"end":749.36},{"sentences":[{"text":"Yeah.","start":748.875,"end":749.115,"sentiment":"neutral","sentiment_score":0.004041191190481186},{"text":"I think","start":749.115,"end":749.775,"sentiment":"neutral","sentiment_score":-0.0025819148868322372}],"sentiment":"neutral","sentiment_score":-0.0003742128610610962,"channel":1,"num_words":3,"start":748.875,"end":749.775},{"sentences":[{"text":"entitlements.","start":749.42,"end":749.92,"sentiment":"neutral","sentiment_score":0.015252310782670976},{"text":"Yep.","start":750.7,"end":751.2,"sentiment":"neutral","sentiment_score":0.13096493482589722}],"sentiment":"neutral","sentiment_score":0.0731086228042841,"channel":0,"num_words":2,"start":749.42,"end":751.2},{"sentences":[{"text":"I think it's I think it's just a standard, I think.","start":751.03503,"end":753.275,"sentiment":"neutral","sentiment_score":0.14876193891872058},{"text":"Yeah.","start":753.275,"end":753.775,"sentiment":"neutral","sentiment_score":0.1428966075181961}],"sentiment":"neutral","sentiment_score":0.1482731613020102,"channel":1,"num_words":12,"start":751.03503,"end":753.775},{"sentences":[{"text":"Yeah.","start":753.675,"end":754.075,"sentiment":"neutral","sentiment_score":0.1265411525964737},{"text":"Often, if you do get additional, they tend to let you know.","start":754.075,"end":757.835,"sentiment":"neutral","sentiment_score":0.13269157179941735},{"text":"Because they're they're like,","start":757.835,"end":758.875,"sentiment":"neutral","sentiment_score":-0.008152465801686049}],"sentiment":"neutral","sentiment_score":0.0991900088813375,"channel":0,"num_words":17,"start":753.675,"end":758.875},{"sentences":[{"text":"Yeah.","start":758.875,"end":759.375,"sentiment":"neutral","sentiment_score":0.006479854695498943}],"sentiment":"neutral","sentiment_score":0.006479854695498943,"channel":1,"num_words":1,"start":758.875,"end":759.375},{"sentences":[{"text":"oh, we pay you extra.","start":758.875,"end":760.09503,"sentiment":"neutral","sentiment_score":-0.008815454225987196}],"sentiment":"neutral","sentiment_score":-0.008815454225987196,"channel":0,"num_words":5,"start":758.875,"end":760.09503},{"sentences":[{"text":"Yeah.","start":759.995,"end":760.495,"sentiment":"neutral","sentiment_score":0.0015412159264087677}],"sentiment":"neutral","sentiment_score":0.0015412159264087677,"channel":1,"num_words":1,"start":759.995,"end":760.495},{"sentences":[{"text":"So if they don't if they don't advertise it, then often it's standard.","start":760.955,"end":765.195,"sentiment":"neutral","sentiment_score":-0.034633638767095715},{"text":"And it's more usually, like, your your government roles, like your nurses sometimes.","start":765.195,"end":770.66,"sentiment":"neutral","sentiment_score":0.010892484050530653},{"text":"Sometimes teachers have different","start":770.72,"end":772.5,"sentiment":"neutral","sentiment_score":-0.0008588824421167369}],"sentiment":"neutral","sentiment_score":-0.010402351369460423,"channel":0,"num_words":30,"start":760.955,"end":772.5},{"sentences":[{"text":"Yeah.","start":773.32,"end":773.56,"sentiment":"neutral","sentiment_score":0.05400073528289795}],"sentiment":"neutral","sentiment_score":0.05400073528289795,"channel":1,"num_words":1,"start":773.32,"end":773.56},{"sentences":[{"text":"where","start":773.51996,"end":773.83997,"sentiment":"neutral","sentiment_score":0.044778816401958466}],"sentiment":"neutral","sentiment_score":0.044778816401958466,"channel":0,"num_words":1,"start":773.51996,"end":773.83997},{"sentences":[{"text":"That's","start":773.56,"end":773.88,"sentiment":"neutral","sentiment_score":0.3158913254737854}],"sentiment":"neutral","sentiment_score":0.3158913254737854,"channel":1,"num_words":1,"start":773.56,"end":773.88},{"sentences":[{"text":"they","start":773.83997,"end":774.31995,"sentiment":"positive","sentiment_score":0.44555890560150146}],"sentiment":"positive","sentiment_score":0.44555890560150146,"channel":0,"num_words":1,"start":773.83997,"end":774.31995},{"sentences":[{"text":"good.","start":773.88,"end":774.38,"sentiment":"positive","sentiment_score":0.4653092622756958}],"sentiment":"positive","sentiment_score":0.4653092622756958,"channel":1,"num_words":1,"start":773.88,"end":774.38},{"sentences":[{"text":"they can pay","start":774.31995,"end":774.95996,"sentiment":"neutral","sentiment_score":0.23513095080852509}],"sentiment":"neutral","sentiment_score":0.23513095080852509,"channel":0,"num_words":3,"start":774.31995,"end":774.95996},{"sentences":[{"text":"That's","start":774.92004,"end":775.24005,"sentiment":"positive","sentiment_score":0.5676834583282471}],"sentiment":"positive","sentiment_score":0.5676834583282471,"channel":1,"num_words":1,"start":774.92004,"end":775.24005},{"sentences":[{"text":"a little","start":774.95996,"end":775.27997,"sentiment":"positive","sentiment_score":0.4629402309656143}],"sentiment":"positive","sentiment_score":0.4629402309656143,"channel":0,"num_words":2,"start":774.95996,"end":775.27997},{"sentences":[{"text":"good.","start":775.24005,"end":775.32,"sentiment":"positive","sentiment_score":0.5675870180130005}],"sentiment":"positive","sentiment_score":0.5675870180130005,"channel":1,"num_words":1,"start":775.24005,"end":775.32},{"sentences":[{"text":"bit","start":775.27997,"end":775.6,"sentiment":"neutral","sentiment_score":0.1036503240466118}],"sentiment":"neutral","sentiment_score":0.1036503240466118,"channel":0,"num_words":1,"start":775.27997,"end":775.6},{"sentences":[{"text":"Yeah.","start":775.32,"end":775.82,"sentiment":"neutral","sentiment_score":0.14675584435462952}],"sentiment":"neutral","sentiment_score":0.14675584435462952,"channel":1,"num_words":1,"start":775.32,"end":775.82},{"sentences":[{"text":"extra.","start":775.6,"end":776.1,"sentiment":"neutral","sentiment_score":0.11079219728708269}],"sentiment":"neutral","sentiment_score":0.11079219728708269,"channel":0,"num_words":1,"start":775.6,"end":776.1},{"sentences":[{"text":"Yeah.","start":776.92004,"end":777.315,"sentiment":"neutral","sentiment_score":0.06134742498397827}],"sentiment":"neutral","sentiment_score":0.06134742498397827,"channel":1,"num_words":1,"start":776.92004,"end":777.315},{"sentences":[{"text":"Obviously, aside from contributions from your employer, are you making any additional contributions yourself as well?","start":779.535,"end":785.315,"sentiment":"neutral","sentiment_score":0.035528340260498226}],"sentiment":"neutral","sentiment_score":0.035528340260498226,"channel":0,"num_words":16,"start":779.535,"end":785.315},{"sentences":[{"text":"I'm hoping it's going through because I would have put it through the change up.","start":787.235,"end":791.76,"sentiment":"neutral","sentiment_score":0.00949051338636006},{"text":"I'm I think it would it's only something basic, but it I think through through my directly through my pay, it goes in.","start":791.76,"end":799.94,"sentiment":"neutral","sentiment_score":0.00948944156382071}],"sentiment":"neutral","sentiment_score":0.00948986465166519,"channel":1,"num_words":38,"start":787.235,"end":799.94},{"sentences":[{"text":"Mhmm.","start":799.87,"end":800.37,"sentiment":"neutral","sentiment_score":0.017575781792402267}],"sentiment":"neutral","sentiment_score":0.017575781792402267,"channel":0,"num_words":1,"start":799.87,"end":800.37},{"sentences":[{"text":"And","start":800.64,"end":800.88,"sentiment":"neutral","sentiment_score":0.0043680500239133835}],"sentiment":"neutral","sentiment_score":0.0043680500239133835,"channel":1,"num_words":1,"start":800.64,"end":800.88},{"sentences":[{"text":"Like","start":800.75,"end":800.99,"sentiment":"neutral","sentiment_score":0.004680389538407326}],"sentiment":"neutral","sentiment_score":0.004680389538407326,"channel":0,"num_words":1,"start":800.75,"end":800.99},{"sentences":[{"text":"so","start":800.88,"end":801.12,"sentiment":"neutral","sentiment_score":0.015665924176573753}],"sentiment":"neutral","sentiment_score":0.015665924176573753,"channel":1,"num_words":1,"start":800.88,"end":801.12},{"sentences":[{"text":"seller,","start":800.99,"end":801.31,"sentiment":"neutral","sentiment_score":0.01753872260451317}],"sentiment":"neutral","sentiment_score":0.01753872260451317,"channel":0,"num_words":1,"start":800.99,"end":801.31},{"sentences":[{"text":"it would","start":801.12,"end":801.44,"sentiment":"neutral","sentiment_score":0.0031256740912795067}],"sentiment":"neutral","sentiment_score":0.0031256740912795067,"channel":1,"num_words":2,"start":801.12,"end":801.44},{"sentences":[{"text":"is that","start":801.31,"end":801.47003,"sentiment":"neutral","sentiment_score":0.0021828338503837585}],"sentiment":"neutral","sentiment_score":0.0021828338503837585,"channel":0,"num_words":2,"start":801.31,"end":801.47003},{"sentences":[{"text":"be","start":801.44,"end":801.68,"sentiment":"neutral","sentiment_score":-0.0025778878480196}],"sentiment":"neutral","sentiment_score":-0.0025778878480196,"channel":1,"num_words":1,"start":801.44,"end":801.68},{"sentences":[{"text":"correct by","start":801.47003,"end":801.95,"sentiment":"neutral","sentiment_score":0.004359773360192776}],"sentiment":"neutral","sentiment_score":0.004359773360192776,"channel":0,"num_words":2,"start":801.47003,"end":801.95},{"sentences":[{"text":"yeah.","start":801.83997,"end":802.33997,"sentiment":"neutral","sentiment_score":0.00045682117342948914}],"sentiment":"neutral","sentiment_score":0.00045682117342948914,"channel":1,"num_words":1,"start":801.83997,"end":802.33997},{"sentences":[{"text":"thing?","start":801.95,"end":802.45,"sentiment":"neutral","sentiment_score":-0.006546405144035816}],"sentiment":"neutral","sentiment_score":-0.006546405144035816,"channel":0,"num_words":1,"start":801.95,"end":802.45},{"sentences":[{"text":"I think yeah.","start":802.95996,"end":803.66504,"sentiment":"neutral","sentiment_score":-0.02107422426342964},{"text":"I think it's $50 a week, I think, but","start":803.66504,"end":805.78503,"sentiment":"neutral","sentiment_score":-0.03601391178866228}],"sentiment":"neutral","sentiment_score":-0.032278989907354116,"channel":1,"num_words":12,"start":802.95996,"end":805.78503},{"sentences":[{"text":"50","start":805.765,"end":806.245,"sentiment":"neutral","sentiment_score":-0.0957747995853424}],"sentiment":"neutral","sentiment_score":-0.0957747995853424,"channel":0,"num_words":1,"start":805.765,"end":806.245},{"sentences":[{"text":"I have to double","start":805.78503,"end":806.42505,"sentiment":"neutral","sentiment_score":-0.10146425291895866}],"sentiment":"neutral","sentiment_score":-0.10146425291895866,"channel":1,"num_words":4,"start":805.78503,"end":806.42505},{"sentences":[{"text":"dollars.","start":806.245,"end":806.745,"sentiment":"neutral","sentiment_score":-0.04033133387565613}],"sentiment":"neutral","sentiment_score":-0.04033133387565613,"channel":0,"num_words":1,"start":806.245,"end":806.745},{"sentences":[{"text":"yeah.","start":806.505,"end":807.005,"sentiment":"neutral","sentiment_score":0.008329017087817192},{"text":"But if you could","start":807.145,"end":807.705,"sentiment":"neutral","sentiment_score":-0.001099434681236744}],"sentiment":"neutral","sentiment_score":0.0007862556725740433,"channel":1,"num_words":5,"start":806.505,"end":807.705},{"sentences":[{"text":"I","start":807.605,"end":807.765,"sentiment":"neutral","sentiment_score":0.0019430071115493777}],"sentiment":"neutral","sentiment_score":0.0019430071115493777,"channel":0,"num_words":1,"start":807.605,"end":807.765},{"sentences":[{"text":"check","start":807.705,"end":807.865,"sentiment":"neutral","sentiment_score":0.023526914417743683}],"sentiment":"neutral","sentiment_score":0.023526914417743683,"channel":1,"num_words":1,"start":807.705,"end":807.865},{"sentences":[{"text":"can","start":807.765,"end":808.265,"sentiment":"neutral","sentiment_score":0.0008814558386802673}],"sentiment":"neutral","sentiment_score":0.0008814558386802673,"channel":0,"num_words":1,"start":807.765,"end":808.265},{"sentences":[{"text":"it because I need I need to I'm an offer because I know that's where my wife has been put in.","start":807.865,"end":812.905,"sentiment":"neutral","sentiment_score":-0.019669015537060443},{"text":"When I when we were when I was the one wage journal, I was like, oh, I can't afford to save, you know, I need to save every 10 15.","start":812.905,"end":820.35004,"sentiment":"neutral","sentiment_score":-0.09446380846202374},{"text":"And then and then she'd been doing it for a long time, and I also been because I've been putting less contributions over time because I was just I was in that mode of being the one wager, and I can't afford to do it.","start":820.89,"end":831.145,"sentiment":"neutral","sentiment_score":-0.16793247163295746},{"text":"So yeah.","start":831.145,"end":831.545,"sentiment":"neutral","sentiment_score":0.012018810957670212},{"text":"So that and that's why because hers is better than mine because","start":831.545,"end":835.305,"sentiment":"neutral","sentiment_score":0.16090890082220236}],"sentiment":"neutral","sentiment_score":-0.08044527610763907,"channel":1,"num_words":110,"start":807.865,"end":835.305},{"sentences":[{"text":"Mhmm.","start":835.075,"end":835.575,"sentiment":"neutral","sentiment_score":0.0645446702837944}],"sentiment":"neutral","sentiment_score":0.0645446702837944,"channel":0,"num_words":1,"start":835.075,"end":835.575},{"sentences":[{"text":"of that.","start":835.305,"end":835.625,"sentiment":"neutral","sentiment_score":0.02258209139108658},{"text":"Yeah.","start":835.625,"end":836.125,"sentiment":"neutral","sentiment_score":0.10972696542739868},{"text":"Because she'd been a teacher and then she sort of looked after quite well.","start":836.185,"end":839.46497,"sentiment":"neutral","sentiment_score":0.16026385767119272},{"text":"So I'll let her fix mine up","start":839.46497,"end":841.305,"sentiment":"neutral","sentiment_score":0.05405354020850999}],"sentiment":"neutral","sentiment_score":0.11570666404440999,"channel":1,"num_words":24,"start":835.305,"end":841.305},{"sentences":[{"text":"Yeah.","start":841.01,"end":841.51,"sentiment":"neutral","sentiment_score":0.013284951448440552}],"sentiment":"neutral","sentiment_score":0.013284951448440552,"channel":0,"num_words":1,"start":841.01,"end":841.51},{"sentences":[{"text":"otherwise.","start":841.305,"end":841.805,"sentiment":"neutral","sentiment_score":0.010703625157475471}],"sentiment":"neutral","sentiment_score":0.010703625157475471,"channel":1,"num_words":1,"start":841.305,"end":841.805},{"sentences":[{"text":"Well, I can actually see so I'm in your transaction account right now, and I do like this it seems to be a little bit sporadic.","start":842.61005,"end":849.75,"sentiment":"neutral","sentiment_score":0.14978651329874992},{"text":"Like, for example, I can see on the June 19, you had four contributions on the same day.","start":849.89,"end":858.235,"sentiment":"neutral","sentiment_score":0.10071096362339126},{"text":"So you had one for 1119, another one for 02/20, another one for August, and then another one for 02/20, which is a little bit unusual, but maybe that's if they kind of do it, like you said, every now and then.","start":858.455,"end":876.77,"sentiment":"neutral","sentiment_score":0.012893905486201956},{"text":"Because then a month earlier, so the May 25, it was two.","start":876.77,"end":882.07,"sentiment":"neutral","sentiment_score":0.01646050065755844},{"text":"So that was 08/1962 and then two twenty.","start":882.395,"end":886.655,"sentiment":"neutral","sentiment_score":0.030185174429789186}],"sentiment":"neutral","sentiment_score":0.06309243513903809,"channel":0,"num_words":106,"start":842.61005,"end":886.655},{"sentences":[{"text":"Yeah.","start":887.18,"end":887.5,"sentiment":"neutral","sentiment_score":0.16794025897979736}],"sentiment":"neutral","sentiment_score":0.16794025897979736,"channel":1,"num_words":1,"start":887.18,"end":887.5},{"sentences":[{"text":"So","start":887.435,"end":887.935,"sentiment":"neutral","sentiment_score":0.2017977088689804}],"sentiment":"neutral","sentiment_score":0.2017977088689804,"channel":0,"num_words":1,"start":887.435,"end":887.935},{"sentences":[{"text":"They did do.","start":887.5,"end":888.4,"sentiment":"neutral","sentiment_score":0.320730318625768}],"sentiment":"neutral","sentiment_score":0.320730318625768,"channel":1,"num_words":3,"start":887.5,"end":888.4},{"sentences":[{"text":"how","start":887.995,"end":888.155,"sentiment":"positive","sentiment_score":0.39159995317459106}],"sentiment":"positive","sentiment_score":0.39159995317459106,"channel":0,"num_words":1,"start":887.995,"end":888.155},{"sentences":[{"text":"Yeah.","start":889.505,"end":889.66504,"sentiment":"positive","sentiment_score":0.4526864290237427},{"text":"That worked.","start":889.66504,"end":890.22504,"sentiment":"positive","sentiment_score":0.5722319483757019},{"text":"That worked.","start":890.22504,"end":890.945,"sentiment":"positive","sentiment_score":0.5253933370113373},{"text":"So you're saying that the contributions that that was supposed to be putting in?","start":890.945,"end":894.405,"sentiment":"neutral","sentiment_score":0.05391912002648626}],"sentiment":"neutral","sentiment_score":0.17909498316676994,"channel":1,"num_words":19,"start":889.505,"end":894.405},{"sentences":[{"text":"It seemed like unless there was, like, a bonus or something, and that's why you got a little bit of","start":896.01,"end":899.93,"sentiment":"neutral","sentiment_score":0.016918655671179294}],"sentiment":"neutral","sentiment_score":0.016918655671179294,"channel":0,"num_words":20,"start":896.01,"end":899.93},{"sentences":[{"text":"Yeah.","start":899.825,"end":900.325,"sentiment":"neutral","sentiment_score":0.017257971689105034}],"sentiment":"neutral","sentiment_score":0.017257971689105034,"channel":1,"num_words":1,"start":899.825,"end":900.325},{"sentences":[{"text":"extra.","start":899.93,"end":900.43,"sentiment":"neutral","sentiment_score":0.025938669219613075}],"sentiment":"neutral","sentiment_score":0.025938669219613075,"channel":0,"num_words":1,"start":899.93,"end":900.43},{"sentences":[{"text":"Yeah.","start":900.705,"end":901.025,"sentiment":"neutral","sentiment_score":0.07245340943336487},{"text":"There was a probably","start":901.025,"end":901.745,"sentiment":"neutral","sentiment_score":0.07548180781304836}],"sentiment":"neutral","sentiment_score":0.07487612813711167,"channel":1,"num_words":5,"start":900.705,"end":901.745},{"sentences":[{"text":"Mhmm.","start":901.61005,"end":902.11005,"sentiment":"neutral","sentiment_score":0.06159203499555588}],"sentiment":"neutral","sentiment_score":0.06159203499555588,"channel":0,"num_words":1,"start":901.61005,"end":902.11005},{"sentences":[{"text":"a bonus as well.","start":901.745,"end":902.705,"sentiment":"neutral","sentiment_score":0.10951765440404415},{"text":"Yeah.","start":902.705,"end":903.205,"sentiment":"neutral","sentiment_score":0.0997478887438774}],"sentiment":"neutral","sentiment_score":0.1075637012720108,"channel":1,"num_words":5,"start":901.745,"end":903.205},{"sentences":[{"text":"Yeah.","start":903.85004,"end":904.33,"sentiment":"neutral","sentiment_score":0.10074938833713531},{"text":"Because that then also makes sense that in April, that was 1,199, so a little bit bigger, and","start":904.33,"end":912.91504,"sentiment":"neutral","sentiment_score":0.05224971017903752}],"sentiment":"neutral","sentiment_score":0.054802324818937403,"channel":0,"num_words":19,"start":903.85004,"end":912.91504},{"sentences":[{"text":"Yeah.","start":912.86,"end":913.36,"sentiment":"neutral","sentiment_score":0.03366493806242943}],"sentiment":"neutral","sentiment_score":0.03366493806242943,"channel":1,"num_words":1,"start":912.86,"end":913.36},{"sentences":[{"text":"then the standard $2.20.","start":912.91504,"end":914.435,"sentiment":"neutral","sentiment_score":0.027518380433321},{"text":"So having a look through the transaction, the $2.20 seems very consistent, and that looks to be the salary sacrifice.","start":914.435,"end":921.575,"sentiment":"neutral","sentiment_score":0.0644492169842124}],"sentiment":"neutral","sentiment_score":0.05829407755906383,"channel":0,"num_words":24,"start":912.91504,"end":921.575},{"sentences":[{"text":"Yeah.","start":922.085,"end":922.40497,"sentiment":"neutral","sentiment_score":0.08258041739463806},{"text":"Okay.","start":922.40497,"end":922.805,"sentiment":"neutral","sentiment_score":0.0936603918671608},{"text":"Yeah.","start":922.805,"end":923.045,"sentiment":"neutral","sentiment_score":0.11512073874473572},{"text":"That's yeah.","start":923.045,"end":923.525,"sentiment":"neutral","sentiment_score":0.17903391271829605},{"text":"That would be yeah.","start":923.525,"end":924.325,"sentiment":"neutral","sentiment_score":0.16639389842748642}],"sentiment":"neutral","sentiment_score":0.14611166301700804,"channel":1,"num_words":9,"start":922.085,"end":924.325},{"sentences":[{"text":"Yeah.","start":924.325,"end":924.825,"sentiment":"neutral","sentiment_score":0.10432325303554536}],"sentiment":"neutral","sentiment_score":0.10432325303554536,"channel":1,"num_words":1,"start":924.325,"end":924.825},{"sentences":[{"text":"That yeah.","start":924.7,"end":925.5,"sentiment":"neutral","sentiment_score":0.1064775139093399},{"text":"So it looks like it's about $2.20 a month.","start":925.5,"end":928.64,"sentiment":"neutral","sentiment_score":0.09928854886028501}],"sentiment":"neutral","sentiment_score":0.10059563341465863,"channel":0,"num_words":11,"start":924.7,"end":928.64},{"sentences":[{"text":"Yeah.","start":929.365,"end":929.445,"sentiment":"neutral","sentiment_score":0.12181907147169112},{"text":"Okay.","start":929.445,"end":929.845,"sentiment":"neutral","sentiment_score":0.1581350564956665},{"text":"Yep.","start":929.845,"end":930.345,"sentiment":"neutral","sentiment_score":0.23023907840251925}],"sentiment":"neutral","sentiment_score":0.1700644021232923,"channel":1,"num_words":3,"start":929.365,"end":930.345},{"sentences":[{"text":"Are you happy to keep that $2.20 a month?","start":930.46,"end":934.4,"sentiment":"neutral","sentiment_score":0.2821684347258674}],"sentiment":"neutral","sentiment_score":0.2821684347258674,"channel":0,"num_words":9,"start":930.46,"end":934.4},{"sentences":[{"text":"I I probably should put it higher because I know yeah.","start":937.48,"end":939.96,"sentiment":"neutral","sentiment_score":0.016544411128217525},{"text":"Because I always I'm one of those ones that I work yeah.","start":939.96,"end":942.44,"sentiment":"neutral","sentiment_score":0.03782878008981546},{"text":"I'm always worried about putting too much in, but I'll check","start":942.44,"end":945.095,"sentiment":"neutral","sentiment_score":-0.10878448764031584}],"sentiment":"neutral","sentiment_score":-0.016491043545744,"channel":1,"num_words":34,"start":937.48,"end":945.095},{"sentences":[{"text":"Yeah.","start":944.95496,"end":945.45496,"sentiment":"neutral","sentiment_score":0.021319258958101273}],"sentiment":"neutral","sentiment_score":0.021319258958101273,"channel":0,"num_words":1,"start":944.95496,"end":945.45496},{"sentences":[{"text":"I've probably so I can just I I can just check that change up through my work, can I?","start":945.25494,"end":951.33496,"sentiment":"neutral","sentiment_score":0.06039540038297051},{"text":"Because I can just","start":951.33496,"end":952.21497,"sentiment":"neutral","sentiment_score":0.09960455819964409}],"sentiment":"neutral","sentiment_score":0.06721438435108765,"channel":1,"num_words":23,"start":945.25494,"end":952.21497},{"sentences":[{"text":"Yes.","start":951.93,"end":952.43,"sentiment":"neutral","sentiment_score":0.1506417989730835}],"sentiment":"neutral","sentiment_score":0.1506417989730835,"channel":0,"num_words":1,"start":951.93,"end":952.43},{"sentences":[{"text":"check that out.","start":952.21497,"end":952.855,"sentiment":"neutral","sentiment_score":0.1871714542309443},{"text":"Yeah.","start":952.855,"end":953.355,"sentiment":"neutral","sentiment_score":0.1369907259941101},{"text":"So,","start":953.415,"end":953.65497,"sentiment":"neutral","sentiment_score":0.10004819184541702}],"sentiment":"neutral","sentiment_score":0.159710656106472,"channel":1,"num_words":5,"start":952.21497,"end":953.65497},{"sentences":[{"text":"Yeah.","start":953.45,"end":953.76996,"sentiment":"neutral","sentiment_score":0.1342504918575287}],"sentiment":"neutral","sentiment_score":0.1342504918575287,"channel":0,"num_words":1,"start":953.45,"end":953.76996},{"sentences":[{"text":"yeah,","start":953.65497,"end":953.815,"sentiment":"neutral","sentiment_score":0.10197017341852188}],"sentiment":"neutral","sentiment_score":0.10197017341852188,"channel":1,"num_words":1,"start":953.65497,"end":953.815},{"sentences":[{"text":"But","start":953.76996,"end":954.08997,"sentiment":"neutral","sentiment_score":0.07740655541419983}],"sentiment":"neutral","sentiment_score":0.07740655541419983,"channel":0,"num_words":1,"start":953.76996,"end":954.08997},{"sentences":[{"text":"I'll just I'll double check with when you're getting produced, but we're saying put up high and it's like, oh, can we","start":953.815,"end":958.47,"sentiment":"neutral","sentiment_score":0.07885876789011738}],"sentiment":"neutral","sentiment_score":0.07885876789011738,"channel":1,"num_words":22,"start":953.815,"end":958.47},{"sentences":[{"text":"Okay.","start":958.17,"end":958.67,"sentiment":"neutral","sentiment_score":0.15254740417003632}],"sentiment":"neutral","sentiment_score":0.15254740417003632,"channel":0,"num_words":1,"start":958.17,"end":958.67},{"sentences":[{"text":"Yeah.","start":958.79,"end":959.29,"sentiment":"neutral","sentiment_score":0.18879906833171844}],"sentiment":"neutral","sentiment_score":0.18879906833171844,"channel":1,"num_words":1,"start":958.79,"end":959.29},{"sentences":[{"text":"Because","start":959.29,"end":959.61,"sentiment":"neutral","sentiment_score":0.171206533908844}],"sentiment":"neutral","sentiment_score":0.171206533908844,"channel":0,"num_words":1,"start":959.29,"end":959.61},{"sentences":[{"text":"And","start":959.50995,"end":959.67,"sentiment":"neutral","sentiment_score":0.19501078128814697}],"sentiment":"neutral","sentiment_score":0.19501078128814697,"channel":1,"num_words":1,"start":959.50995,"end":959.67},{"sentences":[{"text":"what","start":959.61,"end":960.08997,"sentiment":"neutral","sentiment_score":0.1946884393692017}],"sentiment":"neutral","sentiment_score":0.1946884393692017,"channel":0,"num_words":1,"start":959.61,"end":960.08997},{"sentences":[{"text":"it is true.","start":959.67,"end":960.38995,"sentiment":"neutral","sentiment_score":0.2455941786368688}],"sentiment":"neutral","sentiment_score":0.2455941786368688,"channel":1,"num_words":3,"start":959.67,"end":960.38995},{"sentences":[{"text":"what","start":960.08997,"end":960.58997,"sentiment":"neutral","sentiment_score":0.20555123686790464}],"sentiment":"neutral","sentiment_score":0.20555123686790464,"channel":0,"num_words":1,"start":960.08997,"end":960.58997},{"sentences":[{"text":"You you can't you don't miss what you don't get.","start":960.38995,"end":962.41,"sentiment":"neutral","sentiment_score":0.15818317830562592}],"sentiment":"neutral","sentiment_score":0.15818317830562592,"channel":1,"num_words":10,"start":960.38995,"end":962.41},{"sentences":[{"text":"yeah.","start":962.875,"end":963.355,"sentiment":"neutral","sentiment_score":-0.008855092339217663},{"text":"Because what I can do for you, Matthew, is I can put together a bit of a strategy, and part of that is working out the cap spaces and also how much it's saving you in tax and what that actually looks like in terms of super so you can see whether you want to do it and, obviously, how it impacts your cash flow.","start":963.355,"end":983.82,"sentiment":"neutral","sentiment_score":0.287219500541687}],"sentiment":"neutral","sentiment_score":0.28273352186167333,"channel":0,"num_words":66,"start":962.875,"end":983.82},{"sentences":[{"text":"Yeah.","start":983.755,"end":984.255,"sentiment":"neutral","sentiment_score":0.083868607878685}],"sentiment":"neutral","sentiment_score":0.083868607878685,"channel":1,"num_words":1,"start":983.755,"end":984.255},{"sentences":[{"text":"So if","start":984.12,"end":984.60004,"sentiment":"neutral","sentiment_score":0.06847057864069939}],"sentiment":"neutral","sentiment_score":0.06847057864069939,"channel":0,"num_words":2,"start":984.12,"end":984.60004},{"sentences":[{"text":"Yeah.","start":984.555,"end":985.055,"sentiment":"neutral","sentiment_score":0.06018008291721344}],"sentiment":"neutral","sentiment_score":0.06018008291721344,"channel":1,"num_words":1,"start":984.555,"end":985.055},{"sentences":[{"text":"you think in an ideal situation, $2.20 a month right now, how much would you want to put in or want to offer through?","start":984.60004,"end":995.035,"sentiment":"neutral","sentiment_score":0.09821367108573516},{"text":"Yeah.","start":995.095,"end":995.495,"sentiment":"neutral","sentiment_score":0.05590351298451424},{"text":"If you say you wanna offer a little bit, would you how much do you think you'd feel comfortable with?","start":995.495,"end":1000.695,"sentiment":"neutral","sentiment_score":0.06963849402964115},{"text":"Obviously, because it's gonna impact your cash flow.","start":1000.695,"end":1003.035,"sentiment":"neutral","sentiment_score":-0.12663826812058687}],"sentiment":"neutral","sentiment_score":0.05269236518245823,"channel":0,"num_words":53,"start":984.60004,"end":1003.035},{"sentences":[{"text":"Yeah.","start":1003.63495,"end":1003.95496,"sentiment":"neutral","sentiment_score":-0.2981249690055847},{"text":"It's only it's it's just shock it's terrible.","start":1003.95496,"end":1006.535,"sentiment":"negative","sentiment_score":-0.4131859615445137},{"text":"The monthly the monthly I'm getting paid monthly is really bugger too.","start":1006.615,"end":1011.65497,"sentiment":"negative","sentiment_score":-0.6738068064053854}],"sentiment":"negative","sentiment_score":-0.5566330637250628,"channel":1,"num_words":21,"start":1003.63495,"end":1011.65497},{"sentences":[{"text":"Yeah.","start":1012.02,"end":1012.52,"sentiment":"neutral","sentiment_score":-0.08440172672271729}],"sentiment":"neutral","sentiment_score":-0.08440172672271729,"channel":0,"num_words":1,"start":1012.02,"end":1012.52},{"sentences":[{"text":"Yeah.","start":1014.035,"end":1014.27496,"sentiment":"neutral","sentiment_score":-0.0713295266032219},{"text":"I I'd probably to say to yeah.","start":1014.27496,"end":1017.12,"sentiment":"neutral","sentiment_score":-0.041245254554918835},{"text":"Getting maybe pushing it to 300.","start":1017.12,"end":1019.3,"sentiment":"neutral","sentiment_score":-0.011331101879477501}],"sentiment":"neutral","sentiment_score":-0.03057377998317991,"channel":1,"num_words":14,"start":1014.035,"end":1019.3},{"sentences":[{"text":"300?","start":1019.79504,"end":1020.59503,"sentiment":"neutral","sentiment_score":0.010098258033394814}],"sentiment":"neutral","sentiment_score":0.010098258033394814,"channel":0,"num_words":1,"start":1019.79504,"end":1020.59503},{"sentences":[{"text":"We'd be able to","start":1020.16,"end":1020.72,"sentiment":"neutral","sentiment_score":0.060901690274477005}],"sentiment":"neutral","sentiment_score":0.060901690274477005,"channel":1,"num_words":4,"start":1020.16,"end":1020.72},{"sentences":[{"text":"Okay.","start":1020.59503,"end":1021.09503,"sentiment":"neutral","sentiment_score":0.02845480479300022}],"sentiment":"neutral","sentiment_score":0.02845480479300022,"channel":0,"num_words":1,"start":1020.59503,"end":1021.09503},{"sentences":[{"text":"go.","start":1020.72,"end":1021.19995,"sentiment":"neutral","sentiment_score":0.025519665330648426},{"text":"Yeah.","start":1021.19995,"end":1021.69995,"sentiment":"neutral","sentiment_score":0.09364724904298782}],"sentiment":"neutral","sentiment_score":0.05958345718681812,"channel":1,"num_words":2,"start":1020.72,"end":1021.69995},{"sentences":[{"text":"Because what what I can do is I'll put together a strategy for you, and that will be showing you the impact it has on Super.","start":1021.395,"end":1029.41,"sentiment":"neutral","sentiment_score":0.3060164497448848},{"text":"That way, you can actually see the kind of compounding differences of it.","start":1029.41,"end":1034.15,"sentiment":"neutral","sentiment_score":0.29994969299206364},{"text":"It also","start":1034.4501,"end":1035.17,"sentiment":"neutral","sentiment_score":0.23162806034088135}],"sentiment":"neutral","sentiment_score":0.30046414202306326,"channel":0,"num_words":41,"start":1021.395,"end":1035.17},{"sentences":[{"text":"Yep.","start":1034.7949,"end":1035.2949,"sentiment":"neutral","sentiment_score":0.23745322227478027}],"sentiment":"neutral","sentiment_score":0.23745322227478027,"channel":1,"num_words":1,"start":1034.7949,"end":1035.2949},{"sentences":[{"text":"shows you how much less cash flow you will have just to make sure that, obviously, you guys are comfortable with that.","start":1035.17,"end":1041.67,"sentiment":"neutral","sentiment_score":0.1651701493696733},{"text":"A little bit of tax saving as well, and then just triple check that you don't exceed any cap spaces, which I don't think you will, but I'll run all the numbers and everything","start":1041.735,"end":1052.0549,"sentiment":"neutral","sentiment_score":0.13014934978940906}],"sentiment":"neutral","sentiment_score":0.1439075210530843,"channel":0,"num_words":56,"start":1035.17,"end":1052.0549},{"sentences":[{"text":"Yep.","start":1051.9401,"end":1052.02,"sentiment":"neutral","sentiment_score":0.09508727490901948},{"text":"Yeah.","start":1052.02,"end":1052.52,"sentiment":"neutral","sentiment_score":0.16531595587730408}],"sentiment":"neutral","sentiment_score":0.13020161539316177,"channel":1,"num_words":2,"start":1051.9401,"end":1052.52},{"sentences":[{"text":"for you.","start":1052.0549,"end":1052.795,"sentiment":"neutral","sentiment_score":0.1886494681239128},{"text":"Then that way, you have all the information, and you can obviously speak to Wendy's like, okay.","start":1053.575,"end":1058.07,"sentiment":"neutral","sentiment_score":0.2555683097418617},{"text":"Cool.","start":1058.07,"end":1058.3099,"sentiment":"positive","sentiment_score":0.43468600511550903},{"text":"Yeah.","start":1058.3099,"end":1058.55,"sentiment":"positive","sentiment_score":0.38004791736602783},{"text":"We can make that work, and it's gonna make quite a bit of a difference.","start":1058.55,"end":1061.37,"sentiment":"positive","sentiment_score":0.474117237329483}],"sentiment":"positive","sentiment_score":0.3513459078967571,"channel":0,"num_words":36,"start":1052.0549,"end":1061.37},{"sentences":[{"text":"And you can kind of decide what you wanna do after that.","start":1062.3099,"end":1065.29,"sentiment":"neutral","sentiment_score":0.25795329610506695}],"sentiment":"neutral","sentiment_score":0.25795329610506695,"channel":0,"num_words":12,"start":1062.3099,"end":1065.29},{"sentences":[{"text":"Yeah.","start":1065.555,"end":1066.035,"sentiment":"neutral","sentiment_score":0.11332277953624724},{"text":"And also, yeah, that's why we need to we could have that talk together","start":1066.035,"end":1069.65,"sentiment":"neutral","sentiment_score":0.12221883397017207}],"sentiment":"neutral","sentiment_score":0.12162576367457707,"channel":1,"num_words":15,"start":1065.555,"end":1069.65},{"sentences":[{"text":"Mhmm.","start":1069.515,"end":1070.015,"sentiment":"neutral","sentiment_score":0.07709287106990814}],"sentiment":"neutral","sentiment_score":0.07709287106990814,"channel":0,"num_words":1,"start":1069.515,"end":1070.015},{"sentences":[{"text":"because then we can work out whether if I'm returning at a certain age where if I'm so far behind, do I need to be putting more on the mind?","start":1069.65,"end":1076.77,"sentiment":"neutral","sentiment_score":0.037334811066587766},{"text":"If Wendy's making more on her the way she does it super, do do","start":1076.77,"end":1080.4501,"sentiment":"neutral","sentiment_score":0.20282882984195436}],"sentiment":"neutral","sentiment_score":0.08999199885874987,"channel":1,"num_words":44,"start":1069.65,"end":1080.4501},{"sentences":[{"text":"Mhmm.","start":1080.395,"end":1080.795,"sentiment":"neutral","sentiment_score":0.1300382912158966}],"sentiment":"neutral","sentiment_score":0.1300382912158966,"channel":0,"num_words":1,"start":1080.395,"end":1080.795},{"sentences":[{"text":"I","start":1080.4501,"end":1080.885,"sentiment":"neutral","sentiment_score":0.09073466062545776}],"sentiment":"neutral","sentiment_score":0.09073466062545776,"channel":1,"num_words":1,"start":1080.4501,"end":1080.885},{"sentences":[{"text":"Mhmm.","start":1080.795,"end":1081.295,"sentiment":"neutral","sentiment_score":0.06567957997322083}],"sentiment":"neutral","sentiment_score":0.06567957997322083,"channel":0,"num_words":1,"start":1080.795,"end":1081.295},{"sentences":[{"text":"do I let her put more in and then, yeah, work together?","start":1080.885,"end":1084.085,"sentiment":"neutral","sentiment_score":0.08947893604636192},{"text":"So yeah.","start":1084.085,"end":1084.645,"sentiment":"neutral","sentiment_score":0.11662928760051727},{"text":"So that's where I'd sort of it'd be good to work out all that.","start":1084.645,"end":1087.765,"sentiment":"neutral","sentiment_score":0.22396115320069448}],"sentiment":"neutral","sentiment_score":0.158659355448825,"channel":1,"num_words":28,"start":1080.885,"end":1087.765},{"sentences":[{"text":"Do","start":1087.61,"end":1087.85,"sentiment":"neutral","sentiment_score":0.07366475462913513}],"sentiment":"neutral","sentiment_score":0.07366475462913513,"channel":0,"num_words":1,"start":1087.61,"end":1087.85},{"sentences":[{"text":"And","start":1087.765,"end":1087.925,"sentiment":"neutral","sentiment_score":0.0666159987449646}],"sentiment":"neutral","sentiment_score":0.0666159987449646,"channel":1,"num_words":1,"start":1087.765,"end":1087.925},{"sentences":[{"text":"it","start":1087.85,"end":1088.0901,"sentiment":"neutral","sentiment_score":0.07143887132406235}],"sentiment":"neutral","sentiment_score":0.07143887132406235,"channel":0,"num_words":1,"start":1087.85,"end":1088.0901},{"sentences":[{"text":"also","start":1087.925,"end":1088.245,"sentiment":"neutral","sentiment_score":0.07065577059984207}],"sentiment":"neutral","sentiment_score":0.07065577059984207,"channel":1,"num_words":1,"start":1087.925,"end":1088.245},{"sentences":[{"text":"jointly.","start":1088.0901,"end":1088.5901,"sentiment":"neutral","sentiment_score":0.10499035567045212}],"sentiment":"neutral","sentiment_score":0.10499035567045212,"channel":0,"num_words":1,"start":1088.0901,"end":1088.5901},{"sentences":[{"text":"then Wendy's work","start":1088.245,"end":1089.045,"sentiment":"neutral","sentiment_score":0.07062339658538501}],"sentiment":"neutral","sentiment_score":0.07062339658538501,"channel":1,"num_words":3,"start":1088.245,"end":1089.045},{"sentences":[{"text":"Yeah.","start":1089.05,"end":1089.55,"sentiment":"neutral","sentiment_score":0.11949943751096724}],"sentiment":"neutral","sentiment_score":0.11949943751096724,"channel":0,"num_words":1,"start":1089.05,"end":1089.55},{"sentences":[{"text":"yeah.","start":1089.285,"end":1089.4451,"sentiment":"neutral","sentiment_score":0.11089319735765456},{"text":"And Wendy knows how much I'm putting in compared to her, and then","start":1089.4451,"end":1092.325,"sentiment":"neutral","sentiment_score":0.0891881172473614}],"sentiment":"neutral","sentiment_score":0.09073848011238235,"channel":1,"num_words":14,"start":1089.285,"end":1092.325},{"sentences":[{"text":"Yep.","start":1092.17,"end":1092.67,"sentiment":"neutral","sentiment_score":0.0647469013929367}],"sentiment":"neutral","sentiment_score":0.0647469013929367,"channel":0,"num_words":1,"start":1092.17,"end":1092.67},{"sentences":[{"text":"it's sort of like yeah.","start":1092.325,"end":1093.5599,"sentiment":"neutral","sentiment_score":0.05017708241939545},{"text":"Because it's funny because I I I've always kept mine down mine.","start":1093.5599,"end":1096.7799,"sentiment":"neutral","sentiment_score":0.041174969635903835},{"text":"And yeah.","start":1097.0,"end":1097.5599,"sentiment":"neutral","sentiment_score":0.05839743837714195},{"text":"So we gotta work.","start":1097.5599,"end":1098.44,"sentiment":"neutral","sentiment_score":0.08126620855182409},{"text":"Yeah.","start":1098.44,"end":1098.7599,"sentiment":"neutral","sentiment_score":0.07668637484312057}],"sentiment":"neutral","sentiment_score":0.05264713056385517,"channel":1,"num_words":24,"start":1092.325,"end":1098.7599},{"sentences":[{"text":"And I'll and in theory in theory, I'll retire.","start":1098.7599,"end":1101.98,"sentiment":"neutral","sentiment_score":0.08084744049443139},{"text":"I mean, in theory, I'll retire earlier, but","start":1102.5199,"end":1105.1599,"sentiment":"neutral","sentiment_score":0.059018201660364866}],"sentiment":"neutral","sentiment_score":0.0705748575136942,"channel":1,"num_words":17,"start":1098.7599,"end":1105.1599},{"sentences":[{"text":"Yeah.","start":1104.985,"end":1105.385,"sentiment":"neutral","sentiment_score":0.029284821823239326}],"sentiment":"neutral","sentiment_score":0.029284821823239326,"channel":0,"num_words":1,"start":1104.985,"end":1105.385},{"sentences":[{"text":"probably","start":1105.1599,"end":1105.6399,"sentiment":"neutral","sentiment_score":0.01645085960626602}],"sentiment":"neutral","sentiment_score":0.01645085960626602,"channel":1,"num_words":1,"start":1105.1599,"end":1105.6399},{"sentences":[{"text":"Mhmm.","start":1105.385,"end":1105.885,"sentiment":"neutral","sentiment_score":0.01644742861390114}],"sentiment":"neutral","sentiment_score":0.01644742861390114,"channel":0,"num_words":1,"start":1105.385,"end":1105.885},{"sentences":[{"text":"not.","start":1105.6399,"end":1105.88,"sentiment":"neutral","sentiment_score":0.002122573554515838},{"text":"So that's why we need","start":1105.88,"end":1106.7599,"sentiment":"neutral","sentiment_score":0.05381834954023361}],"sentiment":"neutral","sentiment_score":0.04520238687594732,"channel":1,"num_words":6,"start":1105.6399,"end":1106.7599},{"sentences":[{"text":"Okay.","start":1106.64,"end":1107.14,"sentiment":"neutral","sentiment_score":0.1289728730916977}],"sentiment":"neutral","sentiment_score":0.1289728730916977,"channel":0,"num_words":1,"start":1106.64,"end":1107.14},{"sentences":[{"text":"to work it out for you.","start":1106.7599,"end":1107.96,"sentiment":"neutral","sentiment_score":0.20030334095160165},{"text":"Yep.","start":1107.96,"end":1108.46,"sentiment":"neutral","sentiment_score":0.18755976855754852}],"sentiment":"neutral","sentiment_score":0.19848283060959407,"channel":1,"num_words":7,"start":1106.7599,"end":1108.46},{"sentences":[{"text":"Yeah.","start":1108.0801,"end":1108.5801,"sentiment":"neutral","sentiment_score":0.1939358413219452},{"text":"Now I can definitely have a have a chat through, like I said, Dana, who is Wendy's adviser as well,","start":1109.36,"end":1116.9,"sentiment":"neutral","sentiment_score":0.2498505413532257}],"sentiment":"neutral","sentiment_score":0.2471879365898314,"channel":0,"num_words":21,"start":1108.0801,"end":1116.9},{"sentences":[{"text":"Yep.","start":1117.265,"end":1117.765,"sentiment":"neutral","sentiment_score":0.23362338542938232}],"sentiment":"neutral","sentiment_score":0.23362338542938232,"channel":1,"num_words":1,"start":1117.265,"end":1117.765},{"sentences":[{"text":"and and just kind of see where, obviously, Wendy's at with everything and then kind of work together, whether that is another conversation in, like, a week or two, like you said, just to kind of touch base on everything and reassess it.","start":1117.92,"end":1132.575,"sentiment":"neutral","sentiment_score":0.2247397196154262},{"text":"And then we can put together a a joint plan","start":1133.2749,"end":1136.255,"sentiment":"neutral","sentiment_score":0.1823079392313957}],"sentiment":"neutral","sentiment_score":0.2167337233165525,"channel":0,"num_words":53,"start":1117.92,"end":1136.255},{"sentences":[{"text":"Yeah.","start":1137.08,"end":1137.58,"sentiment":"neutral","sentiment_score":0.18224993348121643}],"sentiment":"neutral","sentiment_score":0.18224993348121643,"channel":1,"num_words":1,"start":1137.08,"end":1137.58},{"sentences":[{"text":"for the two of you.","start":1137.17,"end":1138.5499,"sentiment":"neutral","sentiment_score":0.2140580803155899}],"sentiment":"neutral","sentiment_score":0.2140580803155899,"channel":0,"num_words":5,"start":1137.17,"end":1138.5499},{"sentences":[{"text":"Yeah.","start":1139.1951,"end":1139.435,"sentiment":"positive","sentiment_score":0.42922306060791016},{"text":"Excellent.","start":1139.435,"end":1139.755,"sentiment":"positive","sentiment_score":0.6435401439666748}],"sentiment":"positive","sentiment_score":0.5363816022872925,"channel":1,"num_words":2,"start":1139.1951,"end":1139.755},{"sentences":[{"text":"And","start":1139.73,"end":1139.97,"sentiment":"positive","sentiment_score":0.35865262150764465}],"sentiment":"positive","sentiment_score":0.35865262150764465,"channel":0,"num_words":1,"start":1139.73,"end":1139.97},{"sentences":[{"text":"My","start":1139.755,"end":1139.995,"sentiment":"neutral","sentiment_score":0.19253259897232056}],"sentiment":"neutral","sentiment_score":0.19253259897232056,"channel":1,"num_words":1,"start":1139.755,"end":1139.995},{"sentences":[{"text":"that","start":1139.97,"end":1140.13,"sentiment":"neutral","sentiment_score":0.2109799683094025}],"sentiment":"neutral","sentiment_score":0.2109799683094025,"channel":0,"num_words":1,"start":1139.97,"end":1140.13},{"sentences":[{"text":"salary","start":1139.995,"end":1140.395,"sentiment":"neutral","sentiment_score":0.22966143488883972}],"sentiment":"neutral","sentiment_score":0.22966143488883972,"channel":1,"num_words":1,"start":1139.995,"end":1140.395},{"sentences":[{"text":"could be","start":1140.13,"end":1140.61,"sentiment":"neutral","sentiment_score":0.15098148584365845}],"sentiment":"neutral","sentiment_score":0.15098148584365845,"channel":0,"num_words":2,"start":1140.13,"end":1140.61},{"sentences":[{"text":"sacrifice.","start":1140.395,"end":1140.895,"sentiment":"neutral","sentiment_score":0.03209714964032173}],"sentiment":"neutral","sentiment_score":0.03209714964032173,"channel":1,"num_words":1,"start":1140.395,"end":1140.895},{"sentences":[{"text":"yeah.","start":1141.97,"end":1142.47,"sentiment":"neutral","sentiment_score":0.04404391720890999}],"sentiment":"neutral","sentiment_score":0.04404391720890999,"channel":0,"num_words":1,"start":1141.97,"end":1142.47},{"sentences":[{"text":"Life will probably get another car in probably within yeah.","start":1142.0751,"end":1147.675,"sentiment":"neutral","sentiment_score":0.06954151391983032},{"text":"So I was supposed to be","start":1147.675,"end":1148.555,"sentiment":"neutral","sentiment_score":0.07099356564382713}],"sentiment":"neutral","sentiment_score":0.07008603331632912,"channel":1,"num_words":16,"start":1142.0751,"end":1148.555},{"sentences":[{"text":"Mhmm.","start":1148.53,"end":1149.03,"sentiment":"neutral","sentiment_score":0.14267095923423767}],"sentiment":"neutral","sentiment_score":0.14267095923423767,"channel":0,"num_words":1,"start":1148.53,"end":1149.03},{"sentences":[{"text":"good to know, like, even the salary sacrifice, the car whether who it's, you know, whether it's even vested in through me or something","start":1148.555,"end":1154.8099,"sentiment":"neutral","sentiment_score":0.14060006647681197}],"sentiment":"neutral","sentiment_score":0.14060006647681197,"channel":1,"num_words":24,"start":1148.555,"end":1154.8099},{"sentences":[{"text":"Yeah.","start":1154.575,"end":1155.075,"sentiment":"neutral","sentiment_score":0.09079471230506896}],"sentiment":"neutral","sentiment_score":0.09079471230506896,"channel":0,"num_words":1,"start":1154.575,"end":1155.075},{"sentences":[{"text":"too.","start":1154.8099,"end":1155.0499,"sentiment":"neutral","sentiment_score":0.08749467134475708},{"text":"But yeah.","start":1155.0499,"end":1155.71,"sentiment":"neutral","sentiment_score":0.11530481651425362}],"sentiment":"neutral","sentiment_score":0.10603476812442143,"channel":1,"num_words":3,"start":1154.8099,"end":1155.71},{"sentences":[{"text":"Yep.","start":1155.215,"end":1155.715,"sentiment":"neutral","sentiment_score":0.14074450731277466}],"sentiment":"neutral","sentiment_score":0.14074450731277466,"channel":0,"num_words":1,"start":1155.215,"end":1155.715},{"sentences":[{"text":"So","start":1155.9299,"end":1156.1699,"sentiment":"neutral","sentiment_score":0.1513572484254837}],"sentiment":"neutral","sentiment_score":0.1513572484254837,"channel":1,"num_words":1,"start":1155.9299,"end":1156.1699},{"sentences":[{"text":"Yeah.","start":1156.095,"end":1156.595,"sentiment":"neutral","sentiment_score":0.18321487307548523}],"sentiment":"neutral","sentiment_score":0.18321487307548523,"channel":0,"num_words":1,"start":1156.095,"end":1156.595},{"sentences":[{"text":"they yeah.","start":1156.1699,"end":1157.16,"sentiment":"neutral","sentiment_score":0.19427326321601868}],"sentiment":"neutral","sentiment_score":0.19427326321601868,"channel":1,"num_words":2,"start":1156.1699,"end":1157.16},{"sentences":[{"text":"And I think that's good, because, especially, if it's jointly goals and you guys are working something together, you also wanna make sure that we do, obviously, the the tax side of it, so whatever is going to be the best benefit for the two of you.","start":1157.375,"end":1170.3,"sentiment":"positive","sentiment_score":0.39759081475278163}],"sentiment":"positive","sentiment_score":0.39759081475278163,"channel":0,"num_words":47,"start":1157.375,"end":1170.3},{"sentences":[{"text":"Yeah.","start":1170.745,"end":1171.245,"sentiment":"neutral","sentiment_score":0.18187250196933744}],"sentiment":"neutral","sentiment_score":0.18187250196933744,"channel":1,"num_words":1,"start":1170.745,"end":1171.245},{"sentences":[{"text":"If you are sharing everything, then then that's a really","start":1171.3201,"end":1174.68,"sentiment":"neutral","sentiment_score":0.2762446716427803}],"sentiment":"neutral","sentiment_score":0.2762446716427803,"channel":0,"num_words":10,"start":1171.3201,"end":1174.68},{"sentences":[{"text":"Yeah.","start":1174.425,"end":1174.925,"sentiment":"neutral","sentiment_score":0.3086337149143219}],"sentiment":"neutral","sentiment_score":0.3086337149143219,"channel":1,"num_words":1,"start":1174.425,"end":1174.925},{"sentences":[{"text":"good way of doing it.","start":1174.68,"end":1176.855,"sentiment":"positive","sentiment_score":0.4245832711458206},{"text":"Obviously, as long as you guys are comfortable showing all the information","start":1177.495,"end":1181.035,"sentiment":"neutral","sentiment_score":0.09598041325807571}],"sentiment":"neutral","sentiment_score":0.19262831263682423,"channel":0,"num_words":17,"start":1174.68,"end":1181.035},{"sentences":[{"text":"Yeah.","start":1182.3301,"end":1182.8301,"sentiment":"neutral","sentiment_score":0.09393025934696198}],"sentiment":"neutral","sentiment_score":0.09393025934696198,"channel":1,"num_words":1,"start":1182.3301,"end":1182.8301},{"sentences":[{"text":"and everything.","start":1182.455,"end":1183.195,"sentiment":"neutral","sentiment_score":0.08234760537743568}],"sentiment":"neutral","sentiment_score":0.08234760537743568,"channel":0,"num_words":2,"start":1182.455,"end":1183.195},{"sentences":[{"text":"Yeah.","start":1183.05,"end":1183.55,"sentiment":"neutral","sentiment_score":0.18650783598423004}],"sentiment":"neutral","sentiment_score":0.18650783598423004,"channel":1,"num_words":1,"start":1183.05,"end":1183.55},{"sentences":[{"text":"Okay.","start":1183.655,"end":1183.975,"sentiment":"positive","sentiment_score":0.4023638963699341},{"text":"Perfect.","start":1183.975,"end":1184.475,"sentiment":"positive","sentiment_score":0.6777918338775635},{"text":"Now, obviously, you said you might retire a little bit earlier.","start":1185.015,"end":1188.0549,"sentiment":"neutral","sentiment_score":0.2056308781558817},{"text":"So what age do you think, ideally, at this stage, you would want to retire, draw income","start":1188.0549,"end":1193.67,"sentiment":"neutral","sentiment_score":0.09787205453304683}],"sentiment":"neutral","sentiment_score":0.16686401056746641,"channel":0,"num_words":30,"start":1183.655,"end":1193.67},{"sentences":[{"text":"Well,","start":1193.375,"end":1193.8551,"sentiment":"neutral","sentiment_score":0.04374890774488449}],"sentiment":"neutral","sentiment_score":0.04374890774488449,"channel":1,"num_words":1,"start":1193.375,"end":1193.8551},{"sentences":[{"text":"from","start":1193.67,"end":1193.91,"sentiment":"neutral","sentiment_score":0.03369695693254471}],"sentiment":"neutral","sentiment_score":0.03369695693254471,"channel":0,"num_words":1,"start":1193.67,"end":1193.91},{"sentences":[{"text":"what","start":1193.8551,"end":1194.015,"sentiment":"neutral","sentiment_score":0.035540565848350525}],"sentiment":"neutral","sentiment_score":0.035540565848350525,"channel":1,"num_words":1,"start":1193.8551,"end":1194.015},{"sentences":[{"text":"Superm?","start":1193.91,"end":1194.41,"sentiment":"neutral","sentiment_score":0.0760229229927063}],"sentiment":"neutral","sentiment_score":0.0760229229927063,"channel":0,"num_words":1,"start":1193.91,"end":1194.41},{"sentences":[{"text":"can well, that's what that's why I need this chat because I","start":1194.015,"end":1196.655,"sentiment":"neutral","sentiment_score":0.052771905437111855}],"sentiment":"neutral","sentiment_score":0.052771905437111855,"channel":1,"num_words":12,"start":1194.015,"end":1196.655},{"sentences":[{"text":"Mhmm.","start":1196.79,"end":1197.29,"sentiment":"neutral","sentiment_score":0.009039243683218956}],"sentiment":"neutral","sentiment_score":0.009039243683218956,"channel":0,"num_words":1,"start":1196.79,"end":1197.29},{"sentences":[{"text":"I'm I'm 55 this year, and","start":1197.055,"end":1200.755,"sentiment":"neutral","sentiment_score":0.0010211866659422723}],"sentiment":"neutral","sentiment_score":0.0010211866659422723,"channel":1,"num_words":6,"start":1197.055,"end":1200.755},{"sentences":[{"text":"Mhmm.","start":1200.3099,"end":1200.8099,"sentiment":"neutral","sentiment_score":-0.006924676243215799}],"sentiment":"neutral","sentiment_score":-0.006924676243215799,"channel":0,"num_words":1,"start":1200.3099,"end":1200.8099},{"sentences":[{"text":"and I and I I don't I don't know how I I don't know how I could retire at 60.","start":1201.4551,"end":1208.51,"sentiment":"neutral","sentiment_score":-0.12195769865065813},{"text":"Like, even and my wife would like to she's four years younger than me.","start":1208.65,"end":1212.41,"sentiment":"neutral","sentiment_score":0.026264675094613006},{"text":"She aims to retire","start":1212.41,"end":1213.29,"sentiment":"neutral","sentiment_score":0.10823710262775421}],"sentiment":"neutral","sentiment_score":-0.04311842397835694,"channel":1,"num_words":38,"start":1201.4551,"end":1213.29},{"sentences":[{"text":"Yeah.","start":1213.095,"end":1213.595,"sentiment":"neutral","sentiment_score":0.10010557621717452}],"sentiment":"neutral","sentiment_score":0.10010557621717452,"channel":0,"num_words":1,"start":1213.095,"end":1213.595},{"sentences":[{"text":"at 60, but she could still earn a fair bit of casual teaching as well.","start":1213.29,"end":1217.53,"sentiment":"neutral","sentiment_score":0.1683409184217453},{"text":"So it does","start":1217.53,"end":1218.01,"sentiment":"neutral","sentiment_score":0.07483782370885213}],"sentiment":"neutral","sentiment_score":0.15275706930292976,"channel":1,"num_words":18,"start":1213.29,"end":1218.01},{"sentences":[{"text":"Yes.","start":1218.0,"end":1218.5,"sentiment":"neutral","sentiment_score":0.0886799544095993}],"sentiment":"neutral","sentiment_score":0.0886799544095993,"channel":0,"num_words":1,"start":1218.0,"end":1218.5},{"sentences":[{"text":"sort of make sense.","start":1218.01,"end":1218.89,"sentiment":"neutral","sentiment_score":0.11510614305734634},{"text":"But","start":1218.89,"end":1219.215,"sentiment":"neutral","sentiment_score":0.003462012857198715}],"sentiment":"neutral","sentiment_score":0.09277731701731681,"channel":1,"num_words":5,"start":1218.01,"end":1219.215},{"sentences":[{"text":"Okay.","start":1219.3601,"end":1219.8601,"sentiment":"neutral","sentiment_score":-0.0323672816157341}],"sentiment":"neutral","sentiment_score":-0.0323672816157341,"channel":0,"num_words":1,"start":1219.3601,"end":1219.8601},{"sentences":[{"text":"I can't see yeah.","start":1220.575,"end":1221.695,"sentiment":"neutral","sentiment_score":-0.1380591057240963},{"text":"That's why I wanna know because I I see we still got a debt on the house, and then whenever when when she gets to, obviously, she'd be able to retire at this age and all that and go but no one's taking an account what debt we got.","start":1221.695,"end":1234.61,"sentiment":"neutral","sentiment_score":-0.20693127947802448},{"text":"So I'm trying to work out that's that's why","start":1234.61,"end":1237.11,"sentiment":"neutral","sentiment_score":-0.13126094225380155}],"sentiment":"neutral","sentiment_score":-0.19150350963877094,"channel":1,"num_words":62,"start":1220.575,"end":1237.11},{"sentences":[{"text":"Mhmm.","start":1236.735,"end":1237.235,"sentiment":"neutral","sentiment_score":-0.10145873576402664}],"sentiment":"neutral","sentiment_score":-0.10145873576402664,"channel":0,"num_words":1,"start":1236.735,"end":1237.235},{"sentences":[{"text":"when I","start":1237.41,"end":1237.8099,"sentiment":"neutral","sentiment_score":-0.08304028958082199}],"sentiment":"neutral","sentiment_score":-0.08304028958082199,"channel":1,"num_words":2,"start":1237.41,"end":1237.8099},{"sentences":[{"text":"Yes.","start":1237.71,"end":1238.21,"sentiment":"neutral","sentiment_score":-0.09861264377832411}],"sentiment":"neutral","sentiment_score":-0.09861264377832411,"channel":0,"num_words":1,"start":1237.71,"end":1238.21},{"sentences":[{"text":"go when we go debt to the house, that's what worries me.","start":1237.8099,"end":1240.29,"sentiment":"neutral","sentiment_score":-0.2554878890514374},{"text":"So me retiring early.","start":1240.29,"end":1241.89,"sentiment":"neutral","sentiment_score":-0.2169155441224575},{"text":"And I and I and","start":1241.89,"end":1243.8099,"sentiment":"neutral","sentiment_score":-0.1118184968829155}],"sentiment":"neutral","sentiment_score":-0.21393377759626933,"channel":1,"num_words":21,"start":1237.8099,"end":1243.8099},{"sentences":[{"text":"Yep.","start":1243.7175,"end":1244.2175,"sentiment":"neutral","sentiment_score":-0.09137283265590668}],"sentiment":"neutral","sentiment_score":-0.09137283265590668,"channel":0,"num_words":1,"start":1243.7175,"end":1244.2175},{"sentences":[{"text":"I don't understand I still don't understand, super, this point, like, how how can you judge how much money you need and and, like, how much money should you take out, you know, like, to to to pay out that amount.","start":1243.8099,"end":1255.295,"sentiment":"neutral","sentiment_score":-0.2312063596597532},{"text":"So that's","start":1255.295,"end":1255.775,"sentiment":"neutral","sentiment_score":-0.07294467836618423}],"sentiment":"neutral","sentiment_score":-0.22384535122749416,"channel":1,"num_words":43,"start":1243.8099,"end":1255.775},{"sentences":[{"text":"Yep.","start":1255.565,"end":1255.885,"sentiment":"neutral","sentiment_score":-0.05450713634490967}],"sentiment":"neutral","sentiment_score":-0.05450713634490967,"channel":0,"num_words":1,"start":1255.565,"end":1255.885},{"sentences":[{"text":"where","start":1255.775,"end":1255.935,"sentiment":"neutral","sentiment_score":-0.05427154153585434}],"sentiment":"neutral","sentiment_score":-0.05427154153585434,"channel":1,"num_words":1,"start":1255.775,"end":1255.935},{"sentences":[{"text":"Yeah.","start":1255.885,"end":1256.385,"sentiment":"neutral","sentiment_score":-0.06929901242256165}],"sentiment":"neutral","sentiment_score":-0.06929901242256165,"channel":0,"num_words":1,"start":1255.885,"end":1256.385},{"sentences":[{"text":"I'm a bit lost.","start":1255.935,"end":1256.735,"sentiment":"neutral","sentiment_score":-0.16986330971121788},{"text":"But, yeah, I suppose","start":1256.735,"end":1257.775,"sentiment":"neutral","sentiment_score":-0.051495193503797054}],"sentiment":"neutral","sentiment_score":-0.11067925160750747,"channel":1,"num_words":8,"start":1255.935,"end":1257.775},{"sentences":[{"text":"Yeah.","start":1257.565,"end":1258.065,"sentiment":"neutral","sentiment_score":-0.0292702317237854}],"sentiment":"neutral","sentiment_score":-0.0292702317237854,"channel":0,"num_words":1,"start":1257.565,"end":1258.065},{"sentences":[{"text":"in theory, sometime","start":1257.775,"end":1259.535,"sentiment":"neutral","sentiment_score":-0.03426947817206383}],"sentiment":"neutral","sentiment_score":-0.03426947817206383,"channel":1,"num_words":3,"start":1257.775,"end":1259.535},{"sentences":[{"text":"Mhmm.","start":1259.085,"end":1259.585,"sentiment":"neutral","sentiment_score":-0.02852538228034973}],"sentiment":"neutral","sentiment_score":-0.02852538228034973,"channel":0,"num_words":1,"start":1259.085,"end":1259.585},{"sentences":[{"text":"after the wind down after, you know, after 60, but, like, still at work, but not the same job, not not the same amount of money sort of thing.","start":1259.535,"end":1270.2201,"sentiment":"neutral","sentiment_score":-0.1144096814095974},{"text":"Yeah.","start":1270.2201,"end":1270.7201,"sentiment":"neutral","sentiment_score":0.020018823444843292}],"sentiment":"neutral","sentiment_score":-0.10992873124778271,"channel":1,"num_words":30,"start":1259.535,"end":1270.7201},{"sentences":[{"text":"Mhmm.","start":1270.78,"end":1270.86,"sentiment":"neutral","sentiment_score":0.046521104872226715},{"text":"Yep.","start":1270.86,"end":1271.36,"sentiment":"neutral","sentiment_score":0.0822162851691246},{"text":"Okay.","start":1271.42,"end":1271.82,"sentiment":"neutral","sentiment_score":0.18467742204666135},{"text":"Perfect.","start":1271.82,"end":1272.32,"sentiment":"positive","sentiment_score":0.4017530679702759},{"text":"And that's also what we can assess.","start":1272.54,"end":1274.3,"sentiment":"neutral","sentiment_score":0.23624349704810552}],"sentiment":"neutral","sentiment_score":0.2153520326722752,"channel":0,"num_words":11,"start":1270.78,"end":1274.3},{"sentences":[{"text":"So we can work with, okay, ideal situation, but then also okay.","start":1274.3,"end":1279.785,"sentiment":"neutral","sentiment_score":0.26534561191995937},{"text":"Well, is that achievable?","start":1279.785,"end":1281.645,"sentiment":"neutral","sentiment_score":0.17977908439934254},{"text":"And if it's not achievable, what can we do to get you there?","start":1281.785,"end":1285.245,"sentiment":"neutral","sentiment_score":-0.21126205617418656},{"text":"So","start":1285.705,"end":1286.105,"sentiment":"neutral","sentiment_score":-0.025247346609830856}],"sentiment":"neutral","sentiment_score":0.03772032012542089,"channel":0,"num_words":30,"start":1274.3,"end":1286.105},{"sentences":[{"text":"Yeah.","start":1285.895,"end":1286.395,"sentiment":"neutral","sentiment_score":0.016626209020614624}],"sentiment":"neutral","sentiment_score":0.016626209020614624,"channel":1,"num_words":1,"start":1285.895,"end":1286.395},{"sentences":[{"text":"even if I put down ideally 60, but if not, would you say around 64 when when when they would then potentially retire or","start":1286.105,"end":1296.6799,"sentiment":"neutral","sentiment_score":-0.014790293294936419}],"sentiment":"neutral","sentiment_score":-0.014790293294936419,"channel":0,"num_words":24,"start":1286.105,"end":1296.6799},{"sentences":[{"text":"Yeah.","start":1296.5701,"end":1296.9701,"sentiment":"neutral","sentiment_score":-0.028024476021528244}],"sentiment":"neutral","sentiment_score":-0.028024476021528244,"channel":1,"num_words":1,"start":1296.5701,"end":1296.9701},{"sentences":[{"text":"reduce","start":1296.6799,"end":1297.08,"sentiment":"neutral","sentiment_score":0.0035530254244804382}],"sentiment":"neutral","sentiment_score":0.0035530254244804382,"channel":0,"num_words":1,"start":1296.6799,"end":1297.08},{"sentences":[{"text":"Yep.","start":1296.9701,"end":1297.4701,"sentiment":"neutral","sentiment_score":-0.00564360897988081}],"sentiment":"neutral","sentiment_score":-0.00564360897988081,"channel":1,"num_words":1,"start":1296.9701,"end":1297.4701},{"sentences":[{"text":"hours at least?","start":1297.08,"end":1298.0399,"sentiment":"neutral","sentiment_score":-0.028653332342704136},{"text":"Okay.","start":1298.0399,"end":1298.52,"sentiment":"neutral","sentiment_score":0.2999323308467865},{"text":"Perfect.","start":1298.52,"end":1299.02,"sentiment":"positive","sentiment_score":0.5964963436126709}],"sentiment":"neutral","sentiment_score":0.16209373548626899,"channel":0,"num_words":5,"start":1297.08,"end":1299.02},{"sentences":[{"text":"Yeah.","start":1299.4501,"end":1299.9501,"sentiment":"neutral","sentiment_score":0.3326374292373657}],"sentiment":"neutral","sentiment_score":0.3326374292373657,"channel":1,"num_words":1,"start":1299.4501,"end":1299.9501},{"sentences":[{"text":"And","start":1299.7999,"end":1300.2999,"sentiment":"neutral","sentiment_score":0.2690345048904419}],"sentiment":"neutral","sentiment_score":0.2690345048904419,"channel":0,"num_words":1,"start":1299.7999,"end":1300.2999},{"sentences":[{"text":"Well,","start":1300.25,"end":1300.4901,"sentiment":"neutral","sentiment_score":0.28123533725738525}],"sentiment":"neutral","sentiment_score":0.28123533725738525,"channel":1,"num_words":1,"start":1300.25,"end":1300.4901},{"sentences":[{"text":"sometimes","start":1300.44,"end":1300.94,"sentiment":"positive","sentiment_score":0.35432571172714233}],"sentiment":"positive","sentiment_score":0.35432571172714233,"channel":0,"num_words":1,"start":1300.44,"end":1300.94},{"sentences":[{"text":"I'll I'll give myself","start":1300.4901,"end":1301.29,"sentiment":"positive","sentiment_score":0.33380990475416183}],"sentiment":"positive","sentiment_score":0.33380990475416183,"channel":1,"num_words":4,"start":1300.4901,"end":1301.29},{"sentences":[{"text":"when it","start":1301.0,"end":1301.4,"sentiment":"positive","sentiment_score":0.4789718985557556}],"sentiment":"positive","sentiment_score":0.4789718985557556,"channel":0,"num_words":2,"start":1301.0,"end":1301.4},{"sentences":[{"text":"a bonus","start":1301.29,"end":1301.77,"sentiment":"positive","sentiment_score":0.3685514032840729}],"sentiment":"positive","sentiment_score":0.3685514032840729,"channel":1,"num_words":2,"start":1301.29,"end":1301.77},{"sentences":[{"text":"mhmm.","start":1301.72,"end":1302.22,"sentiment":"neutral","sentiment_score":0.2675744891166687}],"sentiment":"neutral","sentiment_score":0.2675744891166687,"channel":0,"num_words":1,"start":1301.72,"end":1302.22},{"sentences":[{"text":"for just a couple of a couple of months before she retires.","start":1301.77,"end":1304.4901,"sentiment":"neutral","sentiment_score":0.1242500189691782},{"text":"So I can feel like I've retired early even on being older,","start":1304.4901,"end":1307.655,"sentiment":"neutral","sentiment_score":0.2607179246842861}],"sentiment":"neutral","sentiment_score":0.19248397182673216,"channel":1,"num_words":24,"start":1301.77,"end":1307.655},{"sentences":[{"text":"Yeah.","start":1307.495,"end":1307.995,"sentiment":"neutral","sentiment_score":0.07248462736606598}],"sentiment":"neutral","sentiment_score":0.07248462736606598,"channel":0,"num_words":1,"start":1307.495,"end":1307.995},{"sentences":[{"text":"but yeah.","start":1307.655,"end":1308.395,"sentiment":"neutral","sentiment_score":0.0360723901540041},{"text":"Yeah.","start":1308.4551,"end":1308.9551,"sentiment":"neutral","sentiment_score":0.06603942811489105},{"text":"But yeah.","start":1309.015,"end":1309.655,"sentiment":"neutral","sentiment_score":0.031056508421897888},{"text":"It's mainly working out because I I I actually can't because she yeah.","start":1309.655,"end":1314.4551,"sentiment":"neutral","sentiment_score":-0.06187235592649533},{"text":"Wendy's keen","start":1314.4551,"end":1315.095,"sentiment":"neutral","sentiment_score":0.016147518064826727}],"sentiment":"neutral","sentiment_score":-0.02858741828240454,"channel":1,"num_words":20,"start":1307.655,"end":1315.095},{"sentences":[{"text":"Mhmm.","start":1314.87,"end":1315.37,"sentiment":"neutral","sentiment_score":0.03542594611644745}],"sentiment":"neutral","sentiment_score":0.03542594611644745,"channel":0,"num_words":1,"start":1314.87,"end":1315.37},{"sentences":[{"text":"to retire at six years, and I I can't see me being like, financially been able to, so that's why we need to talk together","start":1315.095,"end":1322.27,"sentiment":"neutral","sentiment_score":-0.1109816238284111}],"sentiment":"neutral","sentiment_score":-0.1109816238284111,"channel":1,"num_words":25,"start":1315.095,"end":1322.27},{"sentences":[{"text":"Yeah.","start":1322.07,"end":1322.57,"sentiment":"neutral","sentiment_score":-0.0735756978392601}],"sentiment":"neutral","sentiment_score":-0.0735756978392601,"channel":0,"num_words":1,"start":1322.07,"end":1322.57},{"sentences":[{"text":"to work it out because yeah.","start":1322.27,"end":1323.47,"sentiment":"neutral","sentiment_score":-0.15443030248085657},{"text":"I I don't yeah.","start":1323.47,"end":1324.51,"sentiment":"negative","sentiment_score":-0.3559055030345917},{"text":"I don't I don't love my job that much.","start":1324.51,"end":1326.69,"sentiment":"negative","sentiment_score":-0.4162030749850803},{"text":"As in","start":1326.83,"end":1327.47,"sentiment":"neutral","sentiment_score":-0.10369125008583069}],"sentiment":"neutral","sentiment_score":-0.30016257152670905,"channel":1,"num_words":21,"start":1322.27,"end":1327.47},{"sentences":[{"text":"Yeah.","start":1327.43,"end":1327.93,"sentiment":"neutral","sentiment_score":-0.050574637949466705}],"sentiment":"neutral","sentiment_score":-0.050574637949466705,"channel":0,"num_words":1,"start":1327.43,"end":1327.93},{"sentences":[{"text":"as in I wanna","start":1327.47,"end":1328.27,"sentiment":"neutral","sentiment_score":-0.029787734150886536}],"sentiment":"neutral","sentiment_score":-0.029787734150886536,"channel":1,"num_words":4,"start":1327.47,"end":1328.27},{"sentences":[{"text":"If","start":1328.15,"end":1328.39,"sentiment":"neutral","sentiment_score":-0.00542975589632988}],"sentiment":"neutral","sentiment_score":-0.00542975589632988,"channel":0,"num_words":1,"start":1328.15,"end":1328.39},{"sentences":[{"text":"keep","start":1328.27,"end":1328.51,"sentiment":"neutral","sentiment_score":0.007599674165248871}],"sentiment":"neutral","sentiment_score":0.007599674165248871,"channel":1,"num_words":1,"start":1328.27,"end":1328.51},{"sentences":[{"text":"you can","start":1328.39,"end":1328.79,"sentiment":"neutral","sentiment_score":-0.01815943978726864}],"sentiment":"neutral","sentiment_score":-0.01815943978726864,"channel":0,"num_words":2,"start":1328.39,"end":1328.79},{"sentences":[{"text":"working","start":1328.51,"end":1328.83,"sentiment":"neutral","sentiment_score":-0.0021501630544662476}],"sentiment":"neutral","sentiment_score":-0.0021501630544662476,"channel":1,"num_words":1,"start":1328.51,"end":1328.83},{"sentences":[{"text":"retire.","start":1328.79,"end":1329.29,"sentiment":"neutral","sentiment_score":-0.02556636184453964}],"sentiment":"neutral","sentiment_score":-0.02556636184453964,"channel":0,"num_words":1,"start":1328.79,"end":1329.29},{"sentences":[{"text":"forever, but","start":1328.83,"end":1329.8099,"sentiment":"neutral","sentiment_score":-0.01312941126525402}],"sentiment":"neutral","sentiment_score":-0.01312941126525402,"channel":1,"num_words":2,"start":1328.83,"end":1329.8099},{"sentences":[{"text":"Yeah.","start":1329.865,"end":1330.365,"sentiment":"neutral","sentiment_score":-0.002551775425672531}],"sentiment":"neutral","sentiment_score":-0.002551775425672531,"channel":0,"num_words":1,"start":1329.865,"end":1330.365},{"sentences":[{"text":"but but if I","start":1330.19,"end":1331.5499,"sentiment":"neutral","sentiment_score":0.007161113433539867}],"sentiment":"neutral","sentiment_score":0.007161113433539867,"channel":1,"num_words":4,"start":1330.19,"end":1331.5499},{"sentences":[{"text":"Enjoy","start":1331.465,"end":1331.865,"sentiment":"neutral","sentiment_score":0.09361312538385393}],"sentiment":"neutral","sentiment_score":0.09361312538385393,"channel":0,"num_words":1,"start":1331.465,"end":1331.865},{"sentences":[{"text":"can retire","start":1331.5499,"end":1332.19,"sentiment":"neutral","sentiment_score":0.09953705593943596}],"sentiment":"neutral","sentiment_score":0.09953705593943596,"channel":1,"num_words":2,"start":1331.5499,"end":1332.19},{"sentences":[{"text":"life.","start":1331.865,"end":1332.365,"sentiment":"neutral","sentiment_score":0.09139169752597807}],"sentiment":"neutral","sentiment_score":0.09139169752597807,"channel":0,"num_words":1,"start":1331.865,"end":1332.365},{"sentences":[{"text":"yeah.","start":1332.4299,"end":1332.915,"sentiment":"neutral","sentiment_score":-0.026555707678198814},{"text":"But","start":1332.995,"end":1333.235,"sentiment":"neutral","sentiment_score":-0.0687500461935997}],"sentiment":"neutral","sentiment_score":-0.04765287693589926,"channel":1,"num_words":2,"start":1332.4299,"end":1333.235},{"sentences":[{"text":"Yeah.","start":1333.1449,"end":1333.6449,"sentiment":"neutral","sentiment_score":-0.14220736920833588}],"sentiment":"neutral","sentiment_score":-0.14220736920833588,"channel":0,"num_words":1,"start":1333.1449,"end":1333.6449},{"sentences":[{"text":"I just don't I don't feel like I can.","start":1333.235,"end":1335.155,"sentiment":"negative","sentiment_score":-0.38051682710647583},{"text":"So that's why I wanna yeah.","start":1335.155,"end":1336.915,"sentiment":"neutral","sentiment_score":-0.12609902148445448},{"text":"Yeah.","start":1336.915,"end":1337.155,"sentiment":"neutral","sentiment_score":0.02150425687432289}],"sentiment":"neutral","sentiment_score":-0.2599838322494179,"channel":1,"num_words":16,"start":1333.235,"end":1337.155},{"sentences":[{"text":"Yes.","start":1336.985,"end":1337.485,"sentiment":"neutral","sentiment_score":0.0814996212720871}],"sentiment":"neutral","sentiment_score":0.0814996212720871,"channel":0,"num_words":1,"start":1336.985,"end":1337.485},{"sentences":[{"text":"And work out work out some goals, so if if I","start":1337.155,"end":1340.035,"sentiment":"neutral","sentiment_score":0.09708473865281451}],"sentiment":"neutral","sentiment_score":0.09708473865281451,"channel":1,"num_words":11,"start":1337.155,"end":1340.035},{"sentences":[{"text":"Mhmm.","start":1340.0249,"end":1340.5249,"sentiment":"neutral","sentiment_score":0.0003755912184715271}],"sentiment":"neutral","sentiment_score":0.0003755912184715271,"channel":0,"num_words":1,"start":1340.0249,"end":1340.5249},{"sentences":[{"text":"do because the scary thing is,","start":1340.035,"end":1341.9551,"sentiment":"neutral","sentiment_score":-0.06342418119311333}],"sentiment":"neutral","sentiment_score":-0.06342418119311333,"channel":1,"num_words":6,"start":1340.035,"end":1341.9551},{"sentences":[{"text":"Yes.","start":1341.72,"end":1342.22,"sentiment":"neutral","sentiment_score":-0.01740218698978424}],"sentiment":"neutral","sentiment_score":-0.01740218698978424,"channel":0,"num_words":1,"start":1341.72,"end":1342.22},{"sentences":[{"text":"like, you can do a countdown, which is good and bad.","start":1341.9551,"end":1344.275,"sentiment":"neutral","sentiment_score":-0.0007240743460980328},{"text":"So yep.","start":1344.275,"end":1345.415,"sentiment":"neutral","sentiment_score":0.025889270938932896}],"sentiment":"neutral","sentiment_score":0.0033702864669836485,"channel":1,"num_words":13,"start":1341.9551,"end":1345.415},{"sentences":[{"text":"Yes.","start":1346.52,"end":1347.02,"sentiment":"neutral","sentiment_score":0.1543208807706833},{"text":"Well, we can definitely work on that.","start":1347.08,"end":1348.6799,"sentiment":"positive","sentiment_score":0.3597172200679779},{"text":"And then often what I'll what we would like to do as well is that we can then do a bit of, like, a retirement income drawdown calculation as part","start":1348.6799,"end":1359.7251,"sentiment":"neutral","sentiment_score":0.17081633309523264}],"sentiment":"neutral","sentiment_score":0.20517977405535548,"channel":0,"num_words":38,"start":1346.52,"end":1359.7251},{"sentences":[{"text":"Yeah.","start":1359.67,"end":1360.17,"sentiment":"neutral","sentiment_score":0.10710830241441728}],"sentiment":"neutral","sentiment_score":0.10710830241441728,"channel":1,"num_words":1,"start":1359.67,"end":1360.17},{"sentences":[{"text":"of it.","start":1359.7251,"end":1360.045,"sentiment":"neutral","sentiment_score":0.08257992938160896},{"text":"So whether that would be, let's say, 64 for you and and 60 for her and you needing, like, a combined household income, if you have a combined goal of we need, let's say, $22,000 a week, for example.","start":1360.045,"end":1375.7001,"sentiment":"neutral","sentiment_score":0.09195043605107528},{"text":"That's why you guys need to cover bills and expenses, do some traveling, then we can work with, okay.","start":1376.0,"end":1382.1001,"sentiment":"neutral","sentiment_score":0.1245419530099944},{"text":"Is that achievable to draw from both of your superannuation?","start":1382.16,"end":1385.2201,"sentiment":"neutral","sentiment_score":0.28104588240385053},{"text":"Do we","start":1386.295,"end":1386.535,"sentiment":"neutral","sentiment_score":0.07126227393746376}],"sentiment":"neutral","sentiment_score":0.1259792686647011,"channel":0,"num_words":72,"start":1359.7251,"end":1386.535},{"sentences":[{"text":"Yeah.","start":1386.41,"end":1386.81,"sentiment":"neutral","sentiment_score":0.12609703838825226}],"sentiment":"neutral","sentiment_score":0.12609703838825226,"channel":1,"num_words":1,"start":1386.41,"end":1386.81},{"sentences":[{"text":"need to","start":1386.535,"end":1386.855,"sentiment":"neutral","sentiment_score":0.12818454205989838}],"sentiment":"neutral","sentiment_score":0.12818454205989838,"channel":0,"num_words":2,"start":1386.535,"end":1386.855},{"sentences":[{"text":"Yep.","start":1386.81,"end":1387.31,"sentiment":"neutral","sentiment_score":0.08927647769451141}],"sentiment":"neutral","sentiment_score":0.08927647769451141,"channel":1,"num_words":1,"start":1386.81,"end":1387.31},{"sentences":[{"text":"do a little bit more from some from one person or the other, or, you know, what is best for the two of you?","start":1386.855,"end":1393.415,"sentiment":"neutral","sentiment_score":0.1221392028965056},{"text":"But then, also, if you are eligible for a potential age pension, obviously, you would hit 67 before her.","start":1393.415,"end":1400.9551,"sentiment":"neutral","sentiment_score":0.1131239486368079},{"text":"So then also kind of work with, okay.","start":1401.26,"end":1403.92,"sentiment":"neutral","sentiment_score":0.11846121121197939},{"text":"What would that look like?","start":1404.7001,"end":1406.2201,"sentiment":"neutral","sentiment_score":0.11054017618298531},{"text":"Are you eligible?","start":1406.2201,"end":1407.2001,"sentiment":"neutral","sentiment_score":0.10592059046030045}],"sentiment":"neutral","sentiment_score":0.11692963111198555,"channel":0,"num_words":59,"start":1386.855,"end":1407.2001},{"sentences":[{"text":"And then if so, structuring your super to kinda benefit from that as well.","start":1407.42,"end":1414.0,"sentiment":"neutral","sentiment_score":0.20518165826797485}],"sentiment":"neutral","sentiment_score":0.20518165826797485,"channel":0,"num_words":14,"start":1407.42,"end":1414.0},{"sentences":[{"text":"Yeah.","start":1414.385,"end":1414.785,"sentiment":"neutral","sentiment_score":0.052624329924583435},{"text":"Because what I don't understand is, like yeah.","start":1414.785,"end":1416.945,"sentiment":"neutral","sentiment_score":-0.09979644417762756},{"text":"And then what I don't understand, like, if I do retire from my job that I'm in now, and then and, you know, just and then, yeah, that's true.","start":1416.945,"end":1424.625,"sentiment":"neutral","sentiment_score":-0.0769466792779236},{"text":"Like, work out where I can work four years, but not it's yeah.","start":1424.625,"end":1429.15,"sentiment":"neutral","sentiment_score":-0.0013074519542547374},{"text":"Good.","start":1429.15,"end":1429.39,"sentiment":"positive","sentiment_score":0.4477556347846985}],"sentiment":"neutral","sentiment_score":-0.04897004159955451,"channel":1,"num_words":52,"start":1414.385,"end":1429.39},{"sentences":[{"text":"As you said, earn a certain amount per week, and that's that's what we need to do.","start":1429.39,"end":1433.23,"sentiment":"positive","sentiment_score":0.3485441242947298},{"text":"So, yeah, that that would be that'd be my aim if I could, like,","start":1433.23,"end":1437.09,"sentiment":"positive","sentiment_score":0.384651780128479}],"sentiment":"positive","sentiment_score":0.3648508075744875,"channel":1,"num_words":31,"start":1429.39,"end":1437.09},{"sentences":[{"text":"Yep.","start":1436.9,"end":1437.4,"sentiment":"neutral","sentiment_score":0.20581792294979095}],"sentiment":"neutral","sentiment_score":0.20581792294979095,"channel":0,"num_words":1,"start":1436.9,"end":1437.4},{"sentences":[{"text":"for for four years just work until when he retires.","start":1437.23,"end":1439.87,"sentiment":"neutral","sentiment_score":0.10794573985040187},{"text":"I I hit a certain amount of money.","start":1439.87,"end":1441.63,"sentiment":"neutral","sentiment_score":0.13876681495457888},{"text":"We're casually doing","start":1441.63,"end":1442.59,"sentiment":"neutral","sentiment_score":0.12701750546693802}],"sentiment":"neutral","sentiment_score":0.1224116397400697,"channel":1,"num_words":21,"start":1437.23,"end":1442.59},{"sentences":[{"text":"Yep.","start":1442.275,"end":1442.775,"sentiment":"neutral","sentiment_score":0.09891344606876372}],"sentiment":"neutral","sentiment_score":0.09891344606876372,"channel":0,"num_words":1,"start":1442.275,"end":1442.775},{"sentences":[{"text":"something, but yeah.","start":1442.59,"end":1443.55,"sentiment":"neutral","sentiment_score":0.08895092457532883},{"text":"Yep.","start":1443.55,"end":1443.945,"sentiment":"neutral","sentiment_score":0.13542456924915314}],"sentiment":"neutral","sentiment_score":0.1005693357437849,"channel":1,"num_words":4,"start":1442.59,"end":1443.945},{"sentences":[{"text":"Yep.","start":1444.115,"end":1444.615,"sentiment":"neutral","sentiment_score":0.22347325086593628},{"text":"Sounds perfect.","start":1444.915,"end":1445.895,"sentiment":"positive","sentiment_score":0.5761387348175049},{"text":"But, yeah, I think the best thing is probably to do a bit of a catch up for the","start":1446.035,"end":1449.7151,"sentiment":"neutral","sentiment_score":0.15633226617386467}],"sentiment":"neutral","sentiment_score":0.1975483535365625,"channel":0,"num_words":22,"start":1444.115,"end":1449.7151},{"sentences":[{"text":"Yeah.","start":1449.705,"end":1450.105,"sentiment":"neutral","sentiment_score":0.09069260954856873}],"sentiment":"neutral","sentiment_score":0.09069260954856873,"channel":1,"num_words":1,"start":1449.705,"end":1450.105},{"sentences":[{"text":"two of","start":1449.7151,"end":1450.115,"sentiment":"neutral","sentiment_score":0.08852067589759827}],"sentiment":"neutral","sentiment_score":0.08852067589759827,"channel":0,"num_words":2,"start":1449.7151,"end":1450.115},{"sentences":[{"text":"Yeah.","start":1450.105,"end":1450.605,"sentiment":"neutral","sentiment_score":0.12201566994190216}],"sentiment":"neutral","sentiment_score":0.12201566994190216,"channel":1,"num_words":1,"start":1450.105,"end":1450.605},{"sentences":[{"text":"you and then putting strategy together, especially goals and stuff like that as well.","start":1450.115,"end":1456.3301,"sentiment":"neutral","sentiment_score":0.26293752768210005},{"text":"If it's all jointly, it makes it makes more sense to do it together.","start":1456.3301,"end":1460.1901,"sentiment":"positive","sentiment_score":0.33815055234091623}],"sentiment":"neutral","sentiment_score":0.30054404001150814,"channel":0,"num_words":28,"start":1450.115,"end":1460.1901},{"sentences":[{"text":"Yeah.","start":1461.07,"end":1461.57,"sentiment":"neutral","sentiment_score":0.16170576214790344}],"sentiment":"neutral","sentiment_score":0.16170576214790344,"channel":1,"num_words":1,"start":1461.07,"end":1461.57},{"sentences":[{"text":"But for today, anyway, I can kind of just run through how your soup is going and where things","start":1461.6101,"end":1467.3351,"sentiment":"neutral","sentiment_score":0.20995303753175235}],"sentiment":"neutral","sentiment_score":0.20995303753175235,"channel":0,"num_words":19,"start":1461.6101,"end":1467.3351},{"sentences":[{"text":"Yep.","start":1467.07,"end":1467.57,"sentiment":"neutral","sentiment_score":0.11384926736354828}],"sentiment":"neutral","sentiment_score":0.11384926736354828,"channel":1,"num_words":1,"start":1467.07,"end":1467.57},{"sentences":[{"text":"are at with insurances and stuff.","start":1467.3351,"end":1468.935,"sentiment":"neutral","sentiment_score":0.13679465651512146},{"text":"And then when it comes through, like, the specific super retirement, doing some strategies, we can then kind of work together to make sure as well that that's what you both","start":1468.935,"end":1479.0951,"sentiment":"positive","sentiment_score":0.36380041126281987}],"sentiment":"neutral","sentiment_score":0.32698866724967957,"channel":0,"num_words":37,"start":1467.3351,"end":1479.0951},{"sentences":[{"text":"Yep.","start":1479.0349,"end":1479.5349,"sentiment":"neutral","sentiment_score":0.2302469462156296}],"sentiment":"neutral","sentiment_score":0.2302469462156296,"channel":1,"num_words":1,"start":1479.0349,"end":1479.5349},{"sentences":[{"text":"want.","start":1479.0951,"end":1479.5951,"sentiment":"neutral","sentiment_score":0.23351502418518064}],"sentiment":"neutral","sentiment_score":0.23351502418518064,"channel":0,"num_words":1,"start":1479.0951,"end":1479.5951},{"sentences":[{"text":"Yep.","start":1480.235,"end":1480.735,"sentiment":"neutral","sentiment_score":0.11294592916965485}],"sentiment":"neutral","sentiment_score":0.11294592916965485,"channel":1,"num_words":1,"start":1480.235,"end":1480.735},{"sentences":[{"text":"Yep.","start":1481.27,"end":1481.67,"sentiment":"neutral","sentiment_score":0.12966474890708923},{"text":"Alright.","start":1481.67,"end":1481.91,"sentiment":"neutral","sentiment_score":0.33073487877845764},{"text":"Perfect.","start":1481.91,"end":1482.41,"sentiment":"positive","sentiment_score":0.5384117364883423},{"text":"Now let me see here.","start":1482.95,"end":1484.97,"sentiment":"neutral","sentiment_score":0.14436631351709367},{"text":"Otherwise, asset wise, do you guys have the investment property still wide at about 430,000?","start":1485.03,"end":1492.49,"sentiment":"neutral","sentiment_score":0.04633002976576487}],"sentiment":"neutral","sentiment_score":0.10502579905416655,"channel":0,"num_words":23,"start":1481.27,"end":1492.49},{"sentences":[{"text":"I we've got we've we've purchased a property in August last year, so we have got that investment property at Crows Nest.","start":1494.94,"end":1504.485,"sentiment":"neutral","sentiment_score":0.08124509555372325},{"text":"So","start":1504.485,"end":1504.985,"sentiment":"neutral","sentiment_score":0.03727540001273155}],"sentiment":"neutral","sentiment_score":0.07933336966063666,"channel":1,"num_words":23,"start":1494.94,"end":1504.985},{"sentences":[{"text":"Mhmm.","start":1504.92,"end":1505.42,"sentiment":"neutral","sentiment_score":0.021359441801905632}],"sentiment":"neutral","sentiment_score":0.021359441801905632,"channel":0,"num_words":1,"start":1504.92,"end":1505.42},{"sentences":[{"text":"yeah.","start":1505.205,"end":1505.525,"sentiment":"neutral","sentiment_score":0.016514386981725693},{"text":"So we've got that one here, so I'm not sure what you have recorded here.","start":1505.525,"end":1508.905,"sentiment":"neutral","sentiment_score":-0.03839039256175359}],"sentiment":"neutral","sentiment_score":-0.034958843840286136,"channel":1,"num_words":16,"start":1505.205,"end":1508.905},{"sentences":[{"text":"Sorry.","start":1509.7201,"end":1510.2201,"sentiment":"neutral","sentiment_score":-0.009842447936534882},{"text":"Impressionist.","start":1510.4401,"end":1510.9401,"sentiment":"neutral","sentiment_score":0.1575610488653183},{"text":"And is that that investment property, do you think that would be valid at about 430,000, or do you think that's gone up a little bit?","start":1511.3201,"end":1519.1001,"sentiment":"neutral","sentiment_score":0.0739224455677546}],"sentiment":"neutral","sentiment_score":0.07391793520322867,"channel":0,"num_words":28,"start":1509.7201,"end":1519.1001},{"sentences":[{"text":"Do we have down for a","start":1519.71,"end":1522.322,"sentiment":"neutral","sentiment_score":0.0027534309774637222}],"sentiment":"neutral","sentiment_score":0.0027534309774637222,"channel":1,"num_words":6,"start":1519.71,"end":1522.322},{"sentences":[{"text":"430.","start":1522.185,"end":1523.145,"sentiment":"neutral","sentiment_score":0.00528177572414279}],"sentiment":"neutral","sentiment_score":0.00528177572414279,"channel":0,"num_words":1,"start":1522.185,"end":1523.145},{"sentences":[{"text":"few","start":1522.558,"end":1523.058,"sentiment":"neutral","sentiment_score":0.001012028194963932}],"sentiment":"neutral","sentiment_score":0.001012028194963932,"channel":1,"num_words":1,"start":1522.558,"end":1523.058},{"sentences":[{"text":"Yeah.","start":1523.145,"end":1523.625,"sentiment":"neutral","sentiment_score":0.0036012884229421616}],"sentiment":"neutral","sentiment_score":0.0036012884229421616,"channel":0,"num_words":1,"start":1523.145,"end":1523.625},{"sentences":[{"text":"days?","start":1523.2941,"end":1523.7941,"sentiment":"neutral","sentiment_score":0.0015267189592123032}],"sentiment":"neutral","sentiment_score":0.0015267189592123032,"channel":1,"num_words":1,"start":1523.2941,"end":1523.7941},{"sentences":[{"text":"From last","start":1523.625,"end":1524.265,"sentiment":"neutral","sentiment_score":-0.002339134691283107}],"sentiment":"neutral","sentiment_score":-0.002339134691283107,"channel":0,"num_words":2,"start":1523.625,"end":1524.265},{"sentences":[{"text":"Do we?","start":1524.03,"end":1524.69,"sentiment":"neutral","sentiment_score":-0.0058436705730855465}],"sentiment":"neutral","sentiment_score":-0.0058436705730855465,"channel":1,"num_words":2,"start":1524.03,"end":1524.69},{"sentences":[{"text":"year.","start":1524.265,"end":1524.765,"sentiment":"neutral","sentiment_score":0.0032960749231278896},{"text":"Yes.","start":1525.145,"end":1525.645,"sentiment":"neutral","sentiment_score":0.06508804857730865}],"sentiment":"neutral","sentiment_score":0.03419206175021827,"channel":0,"num_words":2,"start":1524.265,"end":1525.645},{"sentences":[{"text":"I must I mean, I've said it's a property before.","start":1525.23,"end":1527.73,"sentiment":"neutral","sentiment_score":0.008222083305008709},{"text":"But, anyway, the the property that it's worth now,","start":1527.895,"end":1530.875,"sentiment":"neutral","sentiment_score":0.05326161761250761}],"sentiment":"neutral","sentiment_score":0.02955659955592924,"channel":1,"num_words":19,"start":1525.23,"end":1530.875},{"sentences":[{"text":"Mhmm.","start":1530.8251,"end":1531.3251,"sentiment":"neutral","sentiment_score":0.02897297404706478}],"sentiment":"neutral","sentiment_score":0.02897297404706478,"channel":0,"num_words":1,"start":1530.8251,"end":1531.3251},{"sentences":[{"text":"I hope just see realestate.com, I wish you can trust","start":1532.455,"end":1535.335,"sentiment":"neutral","sentiment_score":0.12947357557713984}],"sentiment":"neutral","sentiment_score":0.12947357557713984,"channel":1,"num_words":10,"start":1532.455,"end":1535.335},{"sentences":[{"text":"Yeah.","start":1535.3,"end":1535.8,"sentiment":"neutral","sentiment_score":0.07481491565704346}],"sentiment":"neutral","sentiment_score":0.07481491565704346,"channel":0,"num_words":1,"start":1535.3,"end":1535.8},{"sentences":[{"text":"that.","start":1535.335,"end":1535.575,"sentiment":"neutral","sentiment_score":0.054372310638427734},{"text":"But that that's 760,000, I think it is.","start":1535.575,"end":1539.735,"sentiment":"neutral","sentiment_score":0.035488540539518},{"text":"Yep.","start":1539.735,"end":1540.235,"sentiment":"neutral","sentiment_score":0.06763871759176254}],"sentiment":"neutral","sentiment_score":0.04059193525463343,"channel":1,"num_words":10,"start":1535.335,"end":1540.235},{"sentences":[{"text":"Oh, nice.","start":1540.1,"end":1540.9,"sentiment":"neutral","sentiment_score":0.16299645602703094},{"text":"So 760, did you say?","start":1540.9,"end":1543.0,"sentiment":"neutral","sentiment_score":0.05117421597242355}],"sentiment":"neutral","sentiment_score":0.08312342741659709,"channel":0,"num_words":7,"start":1540.1,"end":1543.0},{"sentences":[{"text":"Yep.","start":1543.9401,"end":1544.4401,"sentiment":"neutral","sentiment_score":0.04996973276138306}],"sentiment":"neutral","sentiment_score":0.04996973276138306,"channel":1,"num_words":1,"start":1543.9401,"end":1544.4401},{"sentences":[{"text":"Yep.","start":1544.435,"end":1544.915,"sentiment":"neutral","sentiment_score":0.04385971277952194},{"text":"And mortgage on that one, do you know roughly what that would be?","start":1544.915,"end":1549.255,"sentiment":"neutral","sentiment_score":0.0074294486011450105}],"sentiment":"neutral","sentiment_score":0.010031610328171934,"channel":0,"num_words":14,"start":1544.435,"end":1549.255},{"sentences":[{"text":"And probably yeah.","start":1551.8601,"end":1553.2201,"sentiment":"neutral","sentiment_score":-0.026672722150882084},{"text":"Not a 100% sure, but maybe I'll figure it out to something.","start":1553.2201,"end":1558.155,"sentiment":"neutral","sentiment_score":-0.07215839515750606},{"text":"About 4","start":1561.015,"end":1561.415,"sentiment":"neutral","sentiment_score":0.0021481113508343697}],"sentiment":"neutral","sentiment_score":-0.055389569743591195,"channel":1,"num_words":17,"start":1551.8601,"end":1561.415},{"sentences":[{"text":"That's okay.","start":1561.25,"end":1561.81,"sentiment":"neutral","sentiment_score":0.029785732738673687}],"sentiment":"neutral","sentiment_score":0.029785732738673687,"channel":0,"num_words":2,"start":1561.25,"end":1561.81},{"sentences":[{"text":"100,","start":1561.415,"end":1561.8151,"sentiment":"neutral","sentiment_score":0.014134339056909084}],"sentiment":"neutral","sentiment_score":0.014134339056909084,"channel":1,"num_words":1,"start":1561.415,"end":1561.8151},{"sentences":[{"text":"We","start":1561.81,"end":1562.13,"sentiment":"neutral","sentiment_score":0.012959809973835943}],"sentiment":"neutral","sentiment_score":0.012959809973835943,"channel":0,"num_words":1,"start":1561.81,"end":1562.13},{"sentences":[{"text":"I think.","start":1561.8151,"end":1562.4551,"sentiment":"neutral","sentiment_score":0.014318069443106651},{"text":"Yeah.","start":1562.4551,"end":1562.775,"sentiment":"neutral","sentiment_score":0.013151587918400764}],"sentiment":"neutral","sentiment_score":0.013929242268204689,"channel":1,"num_words":3,"start":1561.8151,"end":1562.775},{"sentences":[{"text":"about","start":1562.77,"end":1563.01,"sentiment":"neutral","sentiment_score":0.004185665398836136}],"sentiment":"neutral","sentiment_score":0.004185665398836136,"channel":0,"num_words":1,"start":1562.77,"end":1563.01},{"sentences":[{"text":"About","start":1562.775,"end":1563.175,"sentiment":"neutral","sentiment_score":0.0021639950573444366}],"sentiment":"neutral","sentiment_score":0.0021639950573444366,"channel":1,"num_words":1,"start":1562.775,"end":1563.175},{"sentences":[{"text":"400.","start":1563.01,"end":1563.75,"sentiment":"neutral","sentiment_score":0.012751182541251184}],"sentiment":"neutral","sentiment_score":0.012751182541251184,"channel":0,"num_words":1,"start":1563.01,"end":1563.75},{"sentences":[{"text":"four 100.","start":1563.175,"end":1563.8151,"sentiment":"neutral","sentiment_score":0.00909765949472785},{"text":"Yeah.","start":1563.8151,"end":1564.2151,"sentiment":"neutral","sentiment_score":0.03315291553735733},{"text":"Yeah.","start":1564.2151,"end":1564.7151,"sentiment":"neutral","sentiment_score":0.04175199195742607}],"sentiment":"neutral","sentiment_score":0.023275056621059775,"channel":1,"num_words":4,"start":1563.175,"end":1564.7151},{"sentences":[{"text":"Yep.","start":1564.37,"end":1564.87,"sentiment":"neutral","sentiment_score":0.03643658757209778},{"text":"Now did you say you have another property as well, or are you guys","start":1566.13,"end":1569.49,"sentiment":"neutral","sentiment_score":-0.0010756290783839567}],"sentiment":"neutral","sentiment_score":0.0014251853649814923,"channel":0,"num_words":15,"start":1564.37,"end":1569.49},{"sentences":[{"text":"No.","start":1569.3351,"end":1569.8351,"sentiment":"neutral","sentiment_score":-0.06572137773036957}],"sentiment":"neutral","sentiment_score":-0.06572137773036957,"channel":1,"num_words":1,"start":1569.3351,"end":1569.8351},{"sentences":[{"text":"renting where you live?","start":1569.49,"end":1570.71,"sentiment":"neutral","sentiment_score":-0.06790636479854584}],"sentiment":"neutral","sentiment_score":-0.06790636479854584,"channel":0,"num_words":4,"start":1569.49,"end":1570.71},{"sentences":[{"text":"No.","start":1570.38,"end":1570.46,"sentiment":"neutral","sentiment_score":-0.09661273658275604},{"text":"I was just trying","start":1570.46,"end":1571.02,"sentiment":"neutral","sentiment_score":-0.08670400269329548}],"sentiment":"neutral","sentiment_score":-0.0886857494711876,"channel":1,"num_words":5,"start":1570.38,"end":1571.02},{"sentences":[{"text":"Mhmm.","start":1570.875,"end":1571.375,"sentiment":"neutral","sentiment_score":-0.08278957009315491}],"sentiment":"neutral","sentiment_score":-0.08278957009315491,"channel":0,"num_words":1,"start":1570.875,"end":1571.375},{"sentences":[{"text":"to work at what that one was.","start":1571.02,"end":1572.38,"sentiment":"neutral","sentiment_score":-0.08370260042803628},{"text":"Yeah.","start":1572.38,"end":1572.62,"sentiment":"neutral","sentiment_score":-0.024547062814235687},{"text":"When you squeeze it 400, but yeah.","start":1572.62,"end":1574.62,"sentiment":"neutral","sentiment_score":-0.039349167474678585},{"text":"No.","start":1574.62,"end":1574.78,"sentiment":"neutral","sentiment_score":-0.10610403120517732},{"text":"We sold we sold it in in the meantime.","start":1574.78,"end":1577.68,"sentiment":"neutral","sentiment_score":-0.07072513095206684}],"sentiment":"neutral","sentiment_score":-0.06514158591628075,"channel":1,"num_words":25,"start":1571.02,"end":1577.68},{"sentences":[{"text":"Yeah.","start":1577.74,"end":1578.24,"sentiment":"neutral","sentiment_score":-0.0012401100248098371}],"sentiment":"neutral","sentiment_score":-0.0012401100248098371,"channel":1,"num_words":1,"start":1577.74,"end":1578.24},{"sentences":[{"text":"Mhmm.","start":1578.395,"end":1578.895,"sentiment":"neutral","sentiment_score":-0.0019001718610525131}],"sentiment":"neutral","sentiment_score":-0.0019001718610525131,"channel":0,"num_words":1,"start":1578.395,"end":1578.895},{"sentences":[{"text":"So we just got","start":1579.18,"end":1579.8201,"sentiment":"neutral","sentiment_score":-0.034125241450965405}],"sentiment":"neutral","sentiment_score":-0.034125241450965405,"channel":1,"num_words":4,"start":1579.18,"end":1579.8201},{"sentences":[{"text":"Okay.","start":1579.755,"end":1580.155,"sentiment":"neutral","sentiment_score":-0.06133618205785751}],"sentiment":"neutral","sentiment_score":-0.06133618205785751,"channel":0,"num_words":1,"start":1579.755,"end":1580.155},{"sentences":[{"text":"the wrong property","start":1579.8201,"end":1580.54,"sentiment":"neutral","sentiment_score":-0.11536930253108342}],"sentiment":"neutral","sentiment_score":-0.11536930253108342,"channel":1,"num_words":3,"start":1579.8201,"end":1580.54},{"sentences":[{"text":"Perfect.","start":1580.155,"end":1580.655,"sentiment":"neutral","sentiment_score":0.02860528603196144}],"sentiment":"neutral","sentiment_score":0.02860528603196144,"channel":0,"num_words":1,"start":1580.155,"end":1580.655},{"sentences":[{"text":"here.","start":1580.54,"end":1581.04,"sentiment":"neutral","sentiment_score":0.04736156761646271}],"sentiment":"neutral","sentiment_score":0.04736156761646271,"channel":1,"num_words":1,"start":1580.54,"end":1581.04},{"sentences":[{"text":"Yep.","start":1581.195,"end":1581.515,"sentiment":"neutral","sentiment_score":0.09197821468114852},{"text":"So the one investment property any motor vehicles, boats, motorbikes.","start":1581.515,"end":1586.3,"sentiment":"neutral","sentiment_score":0.05785745605826378}],"sentiment":"neutral","sentiment_score":0.06095934320579876,"channel":0,"num_words":11,"start":1581.195,"end":1586.3},{"sentences":[{"text":"We just got the one vehicle because I've got a I've got a work one.","start":1587.845,"end":1591.845,"sentiment":"neutral","sentiment_score":0.10443434566259384},{"text":"So it's quick.","start":1591.845,"end":1592.905,"sentiment":"neutral","sentiment_score":0.20113472143809}],"sentiment":"neutral","sentiment_score":0.12055107495850986,"channel":1,"num_words":18,"start":1587.845,"end":1592.905},{"sentences":[{"text":"Oh, yeah.","start":1592.76,"end":1593.42,"sentiment":"neutral","sentiment_score":0.059901054948568344},{"text":"And the one that you guys have, how much would that one be valued at, do you think?","start":1594.28,"end":1598.7001,"sentiment":"neutral","sentiment_score":0.019715995941725042}],"sentiment":"neutral","sentiment_score":0.023734501842409373,"channel":0,"num_words":20,"start":1592.76,"end":1598.7001},{"sentences":[{"text":"Not sure.","start":1602.08,"end":1603.5199,"sentiment":"neutral","sentiment_score":-0.1056276373565197},{"text":"So say, like I'm not sure what's that.","start":1603.5199,"end":1606.1,"sentiment":"neutral","sentiment_score":-0.1343138301745057},{"text":"I'll I'll just try it out there 10,000.","start":1607.2799,"end":1609.62,"sentiment":"neutral","sentiment_score":-0.03718932345509529},{"text":"I'm not sure.","start":1609.7599,"end":1610.5599,"sentiment":"neutral","sentiment_score":-0.1028331567843755}],"sentiment":"neutral","sentiment_score":-0.09008476067157019,"channel":1,"num_words":21,"start":1602.08,"end":1610.5599},{"sentences":[{"text":"Yep.","start":1610.115,"end":1610.4349,"sentiment":"neutral","sentiment_score":0.0027229967527091503},{"text":"And","start":1610.4349,"end":1610.9349,"sentiment":"neutral","sentiment_score":0.006098616868257523}],"sentiment":"neutral","sentiment_score":0.0044108068104833364,"channel":0,"num_words":2,"start":1610.115,"end":1610.9349},{"sentences":[{"text":"Yeah.","start":1610.5599,"end":1611.0599,"sentiment":"neutral","sentiment_score":0.008173434995114803}],"sentiment":"neutral","sentiment_score":0.008173434995114803,"channel":1,"num_words":1,"start":1610.5599,"end":1611.0599},{"sentences":[{"text":"and do you have anything owing on it?","start":1611.315,"end":1613.335,"sentiment":"neutral","sentiment_score":-0.022351643769070506},{"text":"No.","start":1616.0599,"end":1616.46,"sentiment":"neutral","sentiment_score":-0.048871010541915894},{"text":"Okay.","start":1616.46,"end":1616.96,"sentiment":"neutral","sentiment_score":0.01974736340343952},{"text":"Anything else, like savings in the bank or or","start":1618.62,"end":1621.82,"sentiment":"neutral","sentiment_score":0.007567135668877099}],"sentiment":"neutral","sentiment_score":-0.007359609277428765,"channel":0,"num_words":19,"start":1611.315,"end":1621.82},{"sentences":[{"text":"No.","start":1621.695,"end":1622.195,"sentiment":"neutral","sentiment_score":-0.05369352549314499}],"sentiment":"neutral","sentiment_score":-0.05369352549314499,"channel":1,"num_words":1,"start":1621.695,"end":1622.195},{"sentences":[{"text":"any kind of other assets in your name?","start":1621.82,"end":1624.08,"sentiment":"neutral","sentiment_score":-0.0779589251615107}],"sentiment":"neutral","sentiment_score":-0.0779589251615107,"channel":0,"num_words":8,"start":1621.82,"end":1624.08},{"sentences":[{"text":"Nope.","start":1624.975,"end":1625.475,"sentiment":"neutral","sentiment_score":-0.22296282649040225},{"text":"No.","start":1626.09,"end":1626.25,"sentiment":"neutral","sentiment_score":-0.27477726340293884}],"sentiment":"neutral","sentiment_score":-0.24887004494667053,"channel":1,"num_words":2,"start":1624.975,"end":1626.25},{"sentences":[{"text":"Nope.","start":1626.155,"end":1626.655,"sentiment":"neutral","sentiment_score":-0.32627373933792114}],"sentiment":"neutral","sentiment_score":-0.32627373933792114,"channel":0,"num_words":1,"start":1626.155,"end":1626.655},{"sentences":[{"text":"All the nope.","start":1626.25,"end":1627.9299,"sentiment":"negative","sentiment_score":-0.38375410437583923},{"text":"I used them up.","start":1627.9299,"end":1628.73,"sentiment":"neutral","sentiment_score":-0.1958463452756405},{"text":"Fifteen years ago, I used that PepsiCo shit and and separate insurances, and,","start":1628.73,"end":1633.21,"sentiment":"neutral","sentiment_score":-0.3295331379541984}],"sentiment":"neutral","sentiment_score":-0.3109289243817329,"channel":1,"num_words":20,"start":1626.25,"end":1633.21},{"sentences":[{"text":"Yeah.","start":1633.115,"end":1633.615,"sentiment":"neutral","sentiment_score":-0.1314505934715271}],"sentiment":"neutral","sentiment_score":-0.1314505934715271,"channel":0,"num_words":1,"start":1633.115,"end":1633.615},{"sentences":[{"text":"you know, that's what","start":1633.21,"end":1634.09,"sentiment":"neutral","sentiment_score":-0.14112244173884392}],"sentiment":"neutral","sentiment_score":-0.14112244173884392,"channel":1,"num_words":4,"start":1633.21,"end":1634.09},{"sentences":[{"text":"Mhmm.","start":1633.835,"end":1634.335,"sentiment":"neutral","sentiment_score":-0.10876087844371796}],"sentiment":"neutral","sentiment_score":-0.10876087844371796,"channel":0,"num_words":1,"start":1633.835,"end":1634.335},{"sentences":[{"text":"it my back up now.","start":1634.09,"end":1635.3099,"sentiment":"neutral","sentiment_score":-0.11272388994693756},{"text":"Had had fun using that money.","start":1635.53,"end":1637.5499,"sentiment":"neutral","sentiment_score":0.08248442908128102}],"sentiment":"neutral","sentiment_score":-0.006246625022454696,"channel":1,"num_words":11,"start":1634.09,"end":1637.5499},{"sentences":[{"text":"And any liabilities, like personal loans, credit cards, ZipPay?","start":1638.65,"end":1642.27,"sentiment":"neutral","sentiment_score":-0.021947447210550308}],"sentiment":"neutral","sentiment_score":-0.021947447210550308,"channel":0,"num_words":9,"start":1638.65,"end":1642.27},{"sentences":[{"text":"Wendy looks after all that.","start":1644.445,"end":1646.125,"sentiment":"neutral","sentiment_score":-0.10249168574810028},{"text":"I don't","start":1646.125,"end":1646.605,"sentiment":"neutral","sentiment_score":-0.18400440365076065}],"sentiment":"neutral","sentiment_score":-0.12578103372028895,"channel":1,"num_words":7,"start":1644.445,"end":1646.605},{"sentences":[{"text":"Okay.","start":1646.33,"end":1646.83,"sentiment":"neutral","sentiment_score":-0.1218920201063156}],"sentiment":"neutral","sentiment_score":-0.1218920201063156,"channel":0,"num_words":1,"start":1646.33,"end":1646.83},{"sentences":[{"text":"think we've got I'm trying to think what we've got.","start":1646.605,"end":1649.2649,"sentiment":"neutral","sentiment_score":-0.11156683787703514},{"text":"Personal one.","start":1652.605,"end":1653.585,"sentiment":"neutral","sentiment_score":-0.03991874307394028}],"sentiment":"neutral","sentiment_score":-0.099625488743186,"channel":1,"num_words":12,"start":1646.605,"end":1653.585},{"sentences":[{"text":"If not, we can confirm it when we do have a joint","start":1653.225,"end":1655.945,"sentiment":"neutral","sentiment_score":0.005879700416699052}],"sentiment":"neutral","sentiment_score":0.005879700416699052,"channel":0,"num_words":12,"start":1653.225,"end":1655.945},{"sentences":[{"text":"Yeah.","start":1655.63,"end":1656.11,"sentiment":"neutral","sentiment_score":0.023113641887903217}],"sentiment":"neutral","sentiment_score":0.023113641887903217,"channel":1,"num_words":1,"start":1655.63,"end":1656.11},{"sentences":[{"text":"conversation","start":1655.945,"end":1656.445,"sentiment":"neutral","sentiment_score":0.024229325354099274}],"sentiment":"neutral","sentiment_score":0.024229325354099274,"channel":0,"num_words":1,"start":1655.945,"end":1656.445},{"sentences":[{"text":"Yeah.","start":1656.11,"end":1656.4299,"sentiment":"neutral","sentiment_score":0.0572204515337944},{"text":"Just","start":1656.4299,"end":1656.75,"sentiment":"neutral","sentiment_score":0.0704694539308548}],"sentiment":"neutral","sentiment_score":0.0638449527323246,"channel":1,"num_words":2,"start":1656.11,"end":1656.75},{"sentences":[{"text":"as","start":1656.505,"end":1656.825,"sentiment":"neutral","sentiment_score":0.06874188780784607}],"sentiment":"neutral","sentiment_score":0.06874188780784607,"channel":0,"num_words":1,"start":1656.505,"end":1656.825},{"sentences":[{"text":"confirm","start":1656.75,"end":1657.15,"sentiment":"neutral","sentiment_score":0.09289343655109406}],"sentiment":"neutral","sentiment_score":0.09289343655109406,"channel":1,"num_words":1,"start":1656.75,"end":1657.15},{"sentences":[{"text":"well.","start":1656.825,"end":1657.325,"sentiment":"neutral","sentiment_score":0.10638515651226044}],"sentiment":"neutral","sentiment_score":0.10638515651226044,"channel":0,"num_words":1,"start":1656.825,"end":1657.325},{"sentences":[{"text":"with","start":1657.15,"end":1657.39,"sentiment":"neutral","sentiment_score":0.07832970470190048}],"sentiment":"neutral","sentiment_score":0.07832970470190048,"channel":1,"num_words":1,"start":1657.15,"end":1657.39},{"sentences":[{"text":"Yep.","start":1657.385,"end":1657.885,"sentiment":"neutral","sentiment_score":0.050678521394729614}],"sentiment":"neutral","sentiment_score":0.050678521394729614,"channel":0,"num_words":1,"start":1657.385,"end":1657.885},{"sentences":[{"text":"her.","start":1657.39,"end":1657.5499,"sentiment":"neutral","sentiment_score":0.04516742378473282},{"text":"We've yep.","start":1657.5499,"end":1658.37,"sentiment":"neutral","sentiment_score":0.05203143134713173},{"text":"Pretty much.","start":1658.59,"end":1659.33,"sentiment":"neutral","sentiment_score":0.14917539060115814}],"sentiment":"neutral","sentiment_score":0.08951621353626252,"channel":1,"num_words":5,"start":1657.39,"end":1659.33},{"sentences":[{"text":"That's okay.","start":1660.265,"end":1661.085,"sentiment":"neutral","sentiment_score":0.20050261914730072},{"text":"Now health and lifestyle wise, you're still a nonsmoker?","start":1663.4,"end":1667.26,"sentiment":"neutral","sentiment_score":0.040166339112652674}],"sentiment":"neutral","sentiment_score":0.06931839002804323,"channel":0,"num_words":11,"start":1660.265,"end":1667.26},{"sentences":[{"text":"Yep.","start":1668.83,"end":1669.33,"sentiment":"neutral","sentiment_score":0.03365465998649597}],"sentiment":"neutral","sentiment_score":0.03365465998649597,"channel":1,"num_words":1,"start":1668.83,"end":1669.33},{"sentences":[{"text":"Yep.","start":1669.8,"end":1670.3,"sentiment":"neutral","sentiment_score":0.029634758830070496},{"text":"And have you had any changes to your health in the last twelve months?","start":1671.0,"end":1675.4,"sentiment":"neutral","sentiment_score":-0.004068940212684018},{"text":"Any issues or injuries or anything?","start":1675.4,"end":1678.385,"sentiment":"neutral","sentiment_score":-0.048713236736754574}],"sentiment":"neutral","sentiment_score":-0.01521951545562063,"channel":0,"num_words":21,"start":1669.8,"end":1678.385},{"sentences":[{"text":"No.","start":1679.4349,"end":1679.9349,"sentiment":"neutral","sentiment_score":-0.07983366400003433}],"sentiment":"neutral","sentiment_score":-0.07983366400003433,"channel":1,"num_words":1,"start":1679.4349,"end":1679.9349},{"sentences":[{"text":"Nope.","start":1680.365,"end":1680.765,"sentiment":"neutral","sentiment_score":0.0015467479825019836},{"text":"That's good.","start":1680.765,"end":1681.585,"sentiment":"neutral","sentiment_score":0.19520537555217743},{"text":"And do you have private health insurance?","start":1681.885,"end":1683.9049,"sentiment":"neutral","sentiment_score":0.023331322308097566},{"text":"Yep.","start":1685.885,"end":1686.125,"sentiment":"neutral","sentiment_score":0.02905339002609253},{"text":"And there is hospital cover as well.","start":1686.125,"end":1688.0449,"sentiment":"neutral","sentiment_score":0.022175689094832966}],"sentiment":"neutral","sentiment_score":0.04108666494074795,"channel":0,"num_words":18,"start":1680.365,"end":1688.0449},{"sentences":[{"text":"Do you know?","start":1688.0449,"end":1688.73,"sentiment":"neutral","sentiment_score":0.007756156225999196}],"sentiment":"neutral","sentiment_score":0.007756156225999196,"channel":0,"num_words":3,"start":1688.0449,"end":1688.73},{"sentences":[{"text":"Yep.","start":1688.4099,"end":1688.8099,"sentiment":"neutral","sentiment_score":0.023786839097738263},{"text":"Yep.","start":1688.8099,"end":1689.2899,"sentiment":"neutral","sentiment_score":0.028530683368444443},{"text":"Yeah.","start":1689.2899,"end":1689.61,"sentiment":"neutral","sentiment_score":0.0387791320681572},{"text":"Basic","start":1689.61,"end":1690.11,"sentiment":"neutral","sentiment_score":0.022581754252314568}],"sentiment":"neutral","sentiment_score":0.028419602196663618,"channel":1,"num_words":4,"start":1688.4099,"end":1690.11},{"sentences":[{"text":"Yep.","start":1689.9299,"end":1690.4299,"sentiment":"neutral","sentiment_score":0.02503795549273491}],"sentiment":"neutral","sentiment_score":0.02503795549273491,"channel":0,"num_words":1,"start":1689.9299,"end":1690.4299},{"sentences":[{"text":"hospital","start":1690.4099,"end":1690.9099,"sentiment":"neutral","sentiment_score":0.024852899834513664}],"sentiment":"neutral","sentiment_score":0.024852899834513664,"channel":1,"num_words":1,"start":1690.4099,"end":1690.9099},{"sentences":[{"text":"Yep.","start":1690.8899,"end":1691.3899,"sentiment":"neutral","sentiment_score":0.01937624253332615}],"sentiment":"neutral","sentiment_score":0.01937624253332615,"channel":0,"num_words":1,"start":1690.8899,"end":1691.3899},{"sentences":[{"text":"cover.","start":1690.97,"end":1691.2899,"sentiment":"neutral","sentiment_score":0.019839264452457428},{"text":"Yep.","start":1691.2899,"end":1691.7899,"sentiment":"neutral","sentiment_score":0.0653439313173294}],"sentiment":"neutral","sentiment_score":0.04259159788489342,"channel":1,"num_words":2,"start":1690.97,"end":1691.7899},{"sentences":[{"text":"Yep.","start":1691.85,"end":1692.35,"sentiment":"neutral","sentiment_score":0.12682466208934784},{"text":"Perfect.","start":1692.41,"end":1692.91,"sentiment":"neutral","sentiment_score":0.3310067653656006},{"text":"Now estate planning wise, I have here that you guys have a will in place.","start":1693.37,"end":1698.51,"sentiment":"neutral","sentiment_score":0.15971181094646453}],"sentiment":"neutral","sentiment_score":0.1678534465677598,"channel":0,"num_words":17,"start":1691.85,"end":1698.51},{"sentences":[{"text":"Yeah.","start":1700.135,"end":1700.375,"sentiment":"neutral","sentiment_score":0.05556687340140343},{"text":"We just","start":1700.375,"end":1700.855,"sentiment":"neutral","sentiment_score":0.019322248175740242}],"sentiment":"neutral","sentiment_score":0.03140378991762797,"channel":1,"num_words":3,"start":1700.135,"end":1700.855},{"sentences":[{"text":"No.","start":1700.89,"end":1701.39,"sentiment":"neutral","sentiment_score":-0.036716680973768234}],"sentiment":"neutral","sentiment_score":-0.036716680973768234,"channel":0,"num_words":1,"start":1700.89,"end":1701.39},{"sentences":[{"text":"we're double checking that because we yeah.","start":1700.9349,"end":1702.9349,"sentiment":"neutral","sentiment_score":-0.019241496388401304},{"text":"We get another copy of it because we we want a copy of it.","start":1702.9349,"end":1705.415,"sentiment":"neutral","sentiment_score":0.012763295322656631},{"text":"But, yeah, we we are booked in together.","start":1705.415,"end":1707.175,"sentiment":"neutral","sentiment_score":0.05074051907286048},{"text":"Yeah.","start":1707.175,"end":1707.415,"sentiment":"neutral","sentiment_score":0.03396253287792206},{"text":"We did a clean out and we got what?","start":1707.415,"end":1709.015,"sentiment":"neutral","sentiment_score":0.02610929620762666}],"sentiment":"neutral","sentiment_score":0.018432461823790502,"channel":1,"num_words":39,"start":1700.9349,"end":1709.015},{"sentences":[{"text":"We got another copy, but, yeah, we have to wait booked in to get a copy of it done, printed","start":1709.015,"end":1714.3401,"sentiment":"neutral","sentiment_score":-0.010144359152764081}],"sentiment":"neutral","sentiment_score":-0.010144359152764081,"channel":1,"num_words":20,"start":1709.015,"end":1714.3401},{"sentences":[{"text":"Okay.","start":1714.14,"end":1714.64,"sentiment":"neutral","sentiment_score":0.0256191436201334}],"sentiment":"neutral","sentiment_score":0.0256191436201334,"channel":0,"num_words":1,"start":1714.14,"end":1714.64},{"sentences":[{"text":"out.","start":1714.3401,"end":1714.8401,"sentiment":"neutral","sentiment_score":0.03196486830711365},{"text":"Yeah.","start":1715.3,"end":1715.8,"sentiment":"neutral","sentiment_score":0.08183388411998749}],"sentiment":"neutral","sentiment_score":0.05689937621355057,"channel":1,"num_words":2,"start":1714.3401,"end":1715.8},{"sentences":[{"text":"Yep.","start":1715.5,"end":1715.8201,"sentiment":"neutral","sentiment_score":0.13929718732833862},{"text":"Perfect.","start":1715.8201,"end":1716.3201,"sentiment":"neutral","sentiment_score":0.25569766759872437},{"text":"Do you know if you guys made a nomination for power of attorney along with the will?","start":1716.86,"end":1723.52,"sentiment":"neutral","sentiment_score":0.08875254125279539}],"sentiment":"neutral","sentiment_score":0.10019937138024129,"channel":0,"num_words":19,"start":1715.5,"end":1723.52},{"sentences":[{"text":"We did the what do you call it?","start":1725.905,"end":1727.425,"sentiment":"neutral","sentiment_score":0.011687298538163304},{"text":"The what do you call it?","start":1727.425,"end":1730.9451,"sentiment":"neutral","sentiment_score":-0.012141930249830088},{"text":"Executor.","start":1730.9451,"end":1731.4451,"sentiment":"neutral","sentiment_score":-0.003494101343676448},{"text":"What is it?","start":1732.145,"end":1732.545,"sentiment":"neutral","sentiment_score":-0.008294739139576754},{"text":"What do you call","start":1732.545,"end":1733.185,"sentiment":"neutral","sentiment_score":-0.012909735087305307}],"sentiment":"neutral","sentiment_score":-0.0026986569229682737,"channel":1,"num_words":22,"start":1725.905,"end":1733.185},{"sentences":[{"text":"Executor?","start":1732.9551,"end":1733.4551,"sentiment":"neutral","sentiment_score":-0.009982618503272532}],"sentiment":"neutral","sentiment_score":-0.009982618503272532,"channel":0,"num_words":1,"start":1732.9551,"end":1733.4551},{"sentences":[{"text":"it?","start":1733.185,"end":1733.685,"sentiment":"neutral","sentiment_score":0.008400392718613148},{"text":"Yeah.","start":1734.225,"end":1734.725,"sentiment":"neutral","sentiment_score":0.0677710771560669},{"text":"Yep.","start":1734.9451,"end":1735.4451,"sentiment":"neutral","sentiment_score":0.08103536814451218}],"sentiment":"neutral","sentiment_score":0.05240227933973074,"channel":1,"num_words":3,"start":1733.185,"end":1735.4451},{"sentences":[{"text":"So power of attorney is also where you can you can have someone nominated for financial.","start":1736.0751,"end":1741.9,"sentiment":"neutral","sentiment_score":0.13490195851773024},{"text":"You can have it for medical or kind of everything, which is where","start":1741.9,"end":1745.98,"sentiment":"neutral","sentiment_score":0.02830571509324587}],"sentiment":"neutral","sentiment_score":0.08711743560330622,"channel":0,"num_words":29,"start":1736.0751,"end":1745.98},{"sentences":[{"text":"Yep.","start":1745.7999,"end":1746.2999,"sentiment":"neutral","sentiment_score":0.1139918714761734}],"sentiment":"neutral","sentiment_score":0.1139918714761734,"channel":1,"num_words":1,"start":1745.7999,"end":1746.2999},{"sentences":[{"text":"you say that you trust this person to make decisions on your behalf if you are ever in a situation where you are unable to do","start":1745.98,"end":1755.485,"sentiment":"neutral","sentiment_score":0.040603592418707334}],"sentiment":"neutral","sentiment_score":0.040603592418707334,"channel":0,"num_words":26,"start":1745.98,"end":1755.485},{"sentences":[{"text":"Yep.","start":1755.445,"end":1755.945,"sentiment":"neutral","sentiment_score":-0.05629169940948486}],"sentiment":"neutral","sentiment_score":-0.05629169940948486,"channel":1,"num_words":1,"start":1755.445,"end":1755.945},{"sentences":[{"text":"so yourself.","start":1755.485,"end":1756.3049,"sentiment":"neutral","sentiment_score":-0.0255515668541193},{"text":"So that would","start":1757.085,"end":1757.8049,"sentiment":"neutral","sentiment_score":-0.0026328998307387033}],"sentiment":"neutral","sentiment_score":-0.011800366640090942,"channel":0,"num_words":5,"start":1755.485,"end":1757.8049},{"sentences":[{"text":"When","start":1757.765,"end":1757.925,"sentiment":"neutral","sentiment_score":-0.0784478485584259}],"sentiment":"neutral","sentiment_score":-0.0784478485584259,"channel":1,"num_words":1,"start":1757.765,"end":1757.925},{"sentences":[{"text":"be","start":1757.8049,"end":1758.0449,"sentiment":"neutral","sentiment_score":-0.14629501104354858}],"sentiment":"neutral","sentiment_score":-0.14629501104354858,"channel":0,"num_words":1,"start":1757.8049,"end":1758.0449},{"sentences":[{"text":"did I when did I know I'm void?","start":1757.925,"end":1760.1849,"sentiment":"neutral","sentiment_score":-0.18555577658116817},{"text":"When did when did where has what has the power to turn it work?","start":1760.405,"end":1763.705,"sentiment":"neutral","sentiment_score":-0.11495051320110049}],"sentiment":"neutral","sentiment_score":-0.140625154430216,"channel":1,"num_words":22,"start":1757.925,"end":1763.705},{"sentences":[{"text":"So, usually, if you make a nomination and that person is able and willing to do so,","start":1764.46,"end":1770.24,"sentiment":"neutral","sentiment_score":0.0684594631414203}],"sentiment":"neutral","sentiment_score":0.0684594631414203,"channel":0,"num_words":17,"start":1764.46,"end":1770.24},{"sentences":[{"text":"Yeah.","start":1770.99,"end":1771.49,"sentiment":"neutral","sentiment_score":0.10000891983509064}],"sentiment":"neutral","sentiment_score":0.10000891983509064,"channel":1,"num_words":1,"start":1770.99,"end":1771.49},{"sentences":[{"text":"that stays in place.","start":1771.1,"end":1772.96,"sentiment":"neutral","sentiment_score":0.0887044295668602},{"text":"But, obviously, if something happens to that person, like, if they're no longer around or if they are no longer willing to do it, they can say no.","start":1773.0199,"end":1783.3151,"sentiment":"neutral","sentiment_score":-0.33119900098868776}],"sentiment":"neutral","sentiment_score":-0.2787110721692443,"channel":0,"num_words":32,"start":1771.1,"end":1783.3151},{"sentences":[{"text":"Yep.","start":1784.495,"end":1784.995,"sentiment":"neutral","sentiment_score":0.011070139706134796}],"sentiment":"neutral","sentiment_score":0.011070139706134796,"channel":1,"num_words":1,"start":1784.495,"end":1784.995},{"sentences":[{"text":"So it might be worth when you are asking for a copy of the will just to check if you guys did make a nomination for power of attorney.","start":1784.655,"end":1791.955,"sentiment":"neutral","sentiment_score":0.07701380640782159},{"text":"And if not, if that is something that you want to do as part of the will, whether that would be yeah.","start":1792.9401,"end":1800.22,"sentiment":"neutral","sentiment_score":0.03050908624109897},{"text":"You can do financial, but you can also do medical decisions or if something ever were to","start":1800.22,"end":1804.46,"sentiment":"neutral","sentiment_score":-0.03372656641637578}],"sentiment":"neutral","sentiment_score":0.034283068441950226,"channel":0,"num_words":68,"start":1784.655,"end":1804.46},{"sentences":[{"text":"I'm","start":1804.405,"end":1804.5651,"sentiment":"neutral","sentiment_score":-0.15188530087471008}],"sentiment":"neutral","sentiment_score":-0.15188530087471008,"channel":1,"num_words":1,"start":1804.405,"end":1804.5651},{"sentences":[{"text":"happen","start":1804.46,"end":1804.78,"sentiment":"neutral","sentiment_score":-0.1748494803905487}],"sentiment":"neutral","sentiment_score":-0.1748494803905487,"channel":0,"num_words":1,"start":1804.46,"end":1804.78},{"sentences":[{"text":"not sure","start":1804.5651,"end":1804.965,"sentiment":"neutral","sentiment_score":-0.15291732549667358}],"sentiment":"neutral","sentiment_score":-0.15291732549667358,"channel":1,"num_words":2,"start":1804.5651,"end":1804.965},{"sentences":[{"text":"to you.","start":1804.78,"end":1805.4401,"sentiment":"neutral","sentiment_score":-0.17972849309444427}],"sentiment":"neutral","sentiment_score":-0.17972849309444427,"channel":0,"num_words":2,"start":1804.78,"end":1805.4401},{"sentences":[{"text":"what I'm not sure what we would have done.","start":1804.965,"end":1807.125,"sentiment":"negative","sentiment_score":-0.3850741485754649},{"text":"And I don't remember what whether we did or because you because yeah.","start":1807.125,"end":1811.305,"sentiment":"neutral","sentiment_score":-0.24574284255504608}],"sentiment":"neutral","sentiment_score":-0.30274201319976285,"channel":1,"num_words":22,"start":1804.965,"end":1811.305},{"sentences":[{"text":"Yeah.","start":1810.945,"end":1811.445,"sentiment":"neutral","sentiment_score":-0.16334372758865356}],"sentiment":"neutral","sentiment_score":-0.16334372758865356,"channel":0,"num_words":1,"start":1810.945,"end":1811.445},{"sentences":[{"text":"I'm not","start":1811.525,"end":1812.005,"sentiment":"neutral","sentiment_score":-0.21424845606088638}],"sentiment":"neutral","sentiment_score":-0.21424845606088638,"channel":1,"num_words":2,"start":1811.525,"end":1812.005},{"sentences":[{"text":"Sometimes","start":1811.825,"end":1812.325,"sentiment":"neutral","sentiment_score":-0.2387710064649582}],"sentiment":"neutral","sentiment_score":-0.2387710064649582,"channel":0,"num_words":1,"start":1811.825,"end":1812.325},{"sentences":[{"text":"sure.","start":1812.005,"end":1812.165,"sentiment":"neutral","sentiment_score":-0.2712089419364929},{"text":"We went","start":1812.165,"end":1812.5651,"sentiment":"neutral","sentiment_score":-0.2813890725374222}],"sentiment":"neutral","sentiment_score":-0.27799569567044574,"channel":1,"num_words":3,"start":1812.005,"end":1812.5651},{"sentences":[{"text":"it","start":1812.545,"end":1812.705,"sentiment":"neutral","sentiment_score":-0.24135710299015045}],"sentiment":"neutral","sentiment_score":-0.24135710299015045,"channel":0,"num_words":1,"start":1812.545,"end":1812.705},{"sentences":[{"text":"through","start":1812.5651,"end":1812.805,"sentiment":"neutral","sentiment_score":-0.2669806480407715}],"sentiment":"neutral","sentiment_score":-0.2669806480407715,"channel":1,"num_words":1,"start":1812.5651,"end":1812.805},{"sentences":[{"text":"is.","start":1812.705,"end":1813.105,"sentiment":"neutral","sentiment_score":-0.21096178889274597}],"sentiment":"neutral","sentiment_score":-0.21096178889274597,"channel":0,"num_words":1,"start":1812.705,"end":1813.105},{"sentences":[{"text":"the proper","start":1812.805,"end":1813.365,"sentiment":"neutral","sentiment_score":-0.1870967447757721}],"sentiment":"neutral","sentiment_score":-0.1870967447757721,"channel":1,"num_words":2,"start":1812.805,"end":1813.365},{"sentences":[{"text":"Sometimes","start":1813.105,"end":1813.585,"sentiment":"neutral","sentiment_score":-0.21322551369667053}],"sentiment":"neutral","sentiment_score":-0.21322551369667053,"channel":0,"num_words":1,"start":1813.105,"end":1813.585},{"sentences":[{"text":"will.","start":1813.365,"end":1813.865,"sentiment":"neutral","sentiment_score":-0.22521403431892395}],"sentiment":"neutral","sentiment_score":-0.22521403431892395,"channel":1,"num_words":1,"start":1813.365,"end":1813.865},{"sentences":[{"text":"it's not.","start":1813.585,"end":1814.325,"sentiment":"neutral","sentiment_score":-0.18823954463005066}],"sentiment":"neutral","sentiment_score":-0.18823954463005066,"channel":0,"num_words":2,"start":1813.585,"end":1814.325},{"sentences":[{"text":"Which one?","start":1814.005,"end":1814.665,"sentiment":"neutral","sentiment_score":-0.11807245761156082}],"sentiment":"neutral","sentiment_score":-0.11807245761156082,"channel":1,"num_words":2,"start":1814.005,"end":1814.665},{"sentences":[{"text":"Yeah.","start":1814.385,"end":1814.885,"sentiment":"neutral","sentiment_score":-0.0729570984840393}],"sentiment":"neutral","sentiment_score":-0.0729570984840393,"channel":0,"num_words":1,"start":1814.385,"end":1814.885},{"sentences":[{"text":"Yeah.","start":1814.965,"end":1815.465,"sentiment":"neutral","sentiment_score":-0.04782956838607788}],"sentiment":"neutral","sentiment_score":-0.04782956838607788,"channel":1,"num_words":1,"start":1814.965,"end":1815.465},{"sentences":[{"text":"Yeah.","start":1815.265,"end":1815.765,"sentiment":"neutral","sentiment_score":-0.04905132204294205}],"sentiment":"neutral","sentiment_score":-0.04905132204294205,"channel":0,"num_words":1,"start":1815.265,"end":1815.765},{"sentences":[{"text":"We did I like, I did have a power of attorney, but it's not gonna be what I say.","start":1815.605,"end":1820.1599,"sentiment":"neutral","sentiment_score":-0.08734220187914998},{"text":"I got power of attorney in there, but that's twenty five years ago when I went overseas.","start":1820.1599,"end":1825.6399,"sentiment":"neutral","sentiment_score":-0.07629108297474244},{"text":"I got mom to be my power of attorney, but, you know, what?","start":1825.6399,"end":1829.2799,"sentiment":"neutral","sentiment_score":-0.09929681225464894}],"sentiment":"neutral","sentiment_score":-0.08667977154254913,"channel":1,"num_words":49,"start":1815.605,"end":1829.2799},{"sentences":[{"text":"Mhmm.","start":1829.12,"end":1829.62,"sentiment":"neutral","sentiment_score":-0.09941966831684113}],"sentiment":"neutral","sentiment_score":-0.09941966831684113,"channel":0,"num_words":1,"start":1829.12,"end":1829.62},{"sentences":[{"text":"She's aged now, and it's not really up to her to do you know what I mean?","start":1829.2799,"end":1832.24,"sentiment":"neutral","sentiment_score":-0.1998535701457192},{"text":"Do any of that","start":1832.24,"end":1832.8799,"sentiment":"neutral","sentiment_score":-0.11253105849027634}],"sentiment":"neutral","sentiment_score":-0.18322071078277768,"channel":1,"num_words":21,"start":1829.2799,"end":1832.8799},{"sentences":[{"text":"Yeah.","start":1832.735,"end":1833.215,"sentiment":"neutral","sentiment_score":-0.12454859912395476}],"sentiment":"neutral","sentiment_score":-0.12454859912395476,"channel":0,"num_words":1,"start":1832.735,"end":1833.215},{"sentences":[{"text":"stuff.","start":1832.8799,"end":1833.345,"sentiment":"neutral","sentiment_score":-0.15673774480819702}],"sentiment":"neutral","sentiment_score":-0.15673774480819702,"channel":1,"num_words":1,"start":1832.8799,"end":1833.345},{"sentences":[{"text":"So then you might wanna potentially update that, especially if, yeah, if your mom's getting older","start":1833.215,"end":1839.395,"sentiment":"neutral","sentiment_score":-0.18735384475439787}],"sentiment":"neutral","sentiment_score":-0.18735384475439787,"channel":0,"num_words":16,"start":1833.215,"end":1839.395},{"sentences":[{"text":"So","start":1839.4249,"end":1839.9249,"sentiment":"neutral","sentiment_score":-0.2587670683860779}],"sentiment":"neutral","sentiment_score":-0.2587670683860779,"channel":1,"num_words":1,"start":1839.4249,"end":1839.9249},{"sentences":[{"text":"than if something were","start":1839.4551,"end":1840.415,"sentiment":"negative","sentiment_score":-0.3643225282430649}],"sentiment":"negative","sentiment_score":-0.3643225282430649,"channel":0,"num_words":4,"start":1839.4551,"end":1840.415},{"sentences":[{"text":"so how","start":1840.3049,"end":1840.5449,"sentiment":"negative","sentiment_score":-0.4160248190164566}],"sentiment":"negative","sentiment_score":-0.4160248190164566,"channel":1,"num_words":2,"start":1840.3049,"end":1840.5449},{"sentences":[{"text":"to happen","start":1840.415,"end":1840.8151,"sentiment":"negative","sentiment_score":-0.4164448082447052}],"sentiment":"negative","sentiment_score":-0.4164448082447052,"channel":0,"num_words":2,"start":1840.415,"end":1840.8151},{"sentences":[{"text":"do you do","start":1840.5449,"end":1841.2849,"sentiment":"negative","sentiment_score":-0.42840229471524555}],"sentiment":"negative","sentiment_score":-0.42840229471524555,"channel":1,"num_words":3,"start":1840.5449,"end":1841.2849},{"sentences":[{"text":"to you.","start":1840.8151,"end":1841.475,"sentiment":"neutral","sentiment_score":-0.3194165527820587}],"sentiment":"neutral","sentiment_score":-0.3194165527820587,"channel":0,"num_words":2,"start":1840.8151,"end":1841.475},{"sentences":[{"text":"That's what I mean.","start":1841.745,"end":1842.3049,"sentiment":"neutral","sentiment_score":-0.2885683737695217},{"text":"Does it become do you have to go somewhere to get it null and void or something?","start":1842.3049,"end":1845.345,"sentiment":"negative","sentiment_score":-0.37328928007799034},{"text":"Like, how do you do that?","start":1845.345,"end":1846.625,"sentiment":"neutral","sentiment_score":-0.17162291208902994},{"text":"Like,","start":1846.625,"end":1847.125,"sentiment":"neutral","sentiment_score":0.0071555450558662415}],"sentiment":"neutral","sentiment_score":-0.30438475656722275,"channel":1,"num_words":28,"start":1841.745,"end":1847.125},{"sentences":[{"text":"Normally, it would be the best person I would speak to because it's kind of legal advice would be the lawyer.","start":1847.28,"end":1852.02,"sentiment":"neutral","sentiment_score":0.013070488880787576}],"sentiment":"neutral","sentiment_score":0.013070488880787576,"channel":0,"num_words":21,"start":1847.28,"end":1852.02},{"sentences":[{"text":"yeah.","start":1851.7699,"end":1852.2699,"sentiment":"neutral","sentiment_score":0.033428438007831573}],"sentiment":"neutral","sentiment_score":0.033428438007831573,"channel":1,"num_words":1,"start":1851.7699,"end":1852.2699},{"sentences":[{"text":"You","start":1852.48,"end":1852.64,"sentiment":"neutral","sentiment_score":0.029709868133068085}],"sentiment":"neutral","sentiment_score":0.029709868133068085,"channel":0,"num_words":1,"start":1852.48,"end":1852.64},{"sentences":[{"text":"Yeah.","start":1852.57,"end":1852.97,"sentiment":"neutral","sentiment_score":0.0317816361784935}],"sentiment":"neutral","sentiment_score":0.0317816361784935,"channel":1,"num_words":1,"start":1852.57,"end":1852.97},{"sentences":[{"text":"could also","start":1852.64,"end":1853.36,"sentiment":"neutral","sentiment_score":0.0009692702442407608}],"sentiment":"neutral","sentiment_score":0.0009692702442407608,"channel":0,"num_words":2,"start":1852.64,"end":1853.36},{"sentences":[{"text":"No.","start":1852.97,"end":1853.21,"sentiment":"neutral","sentiment_score":-0.05908416956663132},{"text":"You're","start":1853.21,"end":1853.45,"sentiment":"neutral","sentiment_score":-0.1218961700797081}],"sentiment":"neutral","sentiment_score":-0.09049016982316971,"channel":1,"num_words":2,"start":1852.97,"end":1853.45},{"sentences":[{"text":"make,","start":1853.36,"end":1853.86,"sentiment":"neutral","sentiment_score":-0.09185925871133804}],"sentiment":"neutral","sentiment_score":-0.09185925871133804,"channel":0,"num_words":1,"start":1853.36,"end":1853.86},{"sentences":[{"text":"right.","start":1853.45,"end":1853.95,"sentiment":"neutral","sentiment_score":-0.03216145187616348}],"sentiment":"neutral","sentiment_score":-0.03216145187616348,"channel":1,"num_words":1,"start":1853.45,"end":1853.95},{"sentences":[{"text":"yeah, make, like, a new nomination.","start":1854.08,"end":1856.18,"sentiment":"neutral","sentiment_score":-0.03364597136775652},{"text":"Sometimes that kind of cancels out the old one.","start":1856.4,"end":1859.595,"sentiment":"neutral","sentiment_score":-0.1689683049917221},{"text":"But I would say definitely speak through the lawyer, especially with the will, and just make sure","start":1860.535,"end":1865.4349,"sentiment":"neutral","sentiment_score":0.06564815934090053}],"sentiment":"neutral","sentiment_score":-0.018955370760522783,"channel":0,"num_words":32,"start":1854.08,"end":1865.4349},{"sentences":[{"text":"Yeah.","start":1866.125,"end":1866.365,"sentiment":"neutral","sentiment_score":0.0251823328435421}],"sentiment":"neutral","sentiment_score":0.0251823328435421,"channel":1,"num_words":1,"start":1866.125,"end":1866.365},{"sentences":[{"text":"they should","start":1866.135,"end":1866.535,"sentiment":"neutral","sentiment_score":0.09557053074240686}],"sentiment":"neutral","sentiment_score":0.09557053074240686,"channel":0,"num_words":2,"start":1866.135,"end":1866.535},{"sentences":[{"text":"I thought","start":1866.365,"end":1866.6849,"sentiment":"neutral","sentiment_score":0.06628396362066269}],"sentiment":"neutral","sentiment_score":0.06628396362066269,"channel":1,"num_words":2,"start":1866.365,"end":1866.6849},{"sentences":[{"text":"be able","start":1866.535,"end":1866.855,"sentiment":"neutral","sentiment_score":0.06430569104850292}],"sentiment":"neutral","sentiment_score":0.06430569104850292,"channel":0,"num_words":2,"start":1866.535,"end":1866.855},{"sentences":[{"text":"we went","start":1866.6849,"end":1867.005,"sentiment":"neutral","sentiment_score":0.09641765430569649}],"sentiment":"neutral","sentiment_score":0.09641765430569649,"channel":1,"num_words":2,"start":1866.6849,"end":1867.005},{"sentences":[{"text":"to","start":1866.855,"end":1867.015,"sentiment":"neutral","sentiment_score":0.07791084796190262}],"sentiment":"neutral","sentiment_score":0.07791084796190262,"channel":0,"num_words":1,"start":1866.855,"end":1867.015},{"sentences":[{"text":"through","start":1867.005,"end":1867.505,"sentiment":"neutral","sentiment_score":0.03687538206577301}],"sentiment":"neutral","sentiment_score":0.03687538206577301,"channel":1,"num_words":1,"start":1867.005,"end":1867.505},{"sentences":[{"text":"check all of that","start":1867.015,"end":1867.975,"sentiment":"neutral","sentiment_score":0.06510698236525059}],"sentiment":"neutral","sentiment_score":0.06510698236525059,"channel":0,"num_words":4,"start":1867.015,"end":1867.975},{"sentences":[{"text":"yeah.","start":1867.965,"end":1868.365,"sentiment":"neutral","sentiment_score":0.06373577564954758}],"sentiment":"neutral","sentiment_score":0.06373577564954758,"channel":1,"num_words":1,"start":1867.965,"end":1868.365},{"sentences":[{"text":"for you.","start":1867.975,"end":1868.635,"sentiment":"neutral","sentiment_score":0.08257072791457176}],"sentiment":"neutral","sentiment_score":0.08257072791457176,"channel":0,"num_words":2,"start":1867.975,"end":1868.635},{"sentences":[{"text":"We went through the process.","start":1868.365,"end":1869.585,"sentiment":"neutral","sentiment_score":0.15534095764160155},{"text":"We went through the, yeah, the what do you call it?","start":1869.645,"end":1872.765,"sentiment":"neutral","sentiment_score":0.052612997591495514},{"text":"You do it through the, yeah.","start":1872.765,"end":1874.86,"sentiment":"neutral","sentiment_score":0.062231953566273056},{"text":"The the government one where you can sort of find a way to get it free.","start":1874.86,"end":1877.98,"sentiment":"neutral","sentiment_score":0.09355481481179595},{"text":"You know what I mean?","start":1877.98,"end":1878.5399,"sentiment":"neutral","sentiment_score":0.02561066299676895}],"sentiment":"neutral","sentiment_score":0.07799464732755063,"channel":1,"num_words":43,"start":1868.365,"end":1878.5399},{"sentences":[{"text":"Like, you get them and then you take over it.","start":1878.5399,"end":1881.4199,"sentiment":"neutral","sentiment_score":-0.023968515545129777},{"text":"You just you but I can't you can leave it to them.","start":1881.4199,"end":1884.5599,"sentiment":"neutral","sentiment_score":-0.21881763140360513},{"text":"They it becomes expensive, but you just take it out of them and then you do it to your power over to the executor.","start":1885.26,"end":1890.885,"sentiment":"neutral","sentiment_score":-0.19487984633694092},{"text":"So, yeah, we've done that through that.","start":1891.1849,"end":1896.575,"sentiment":"neutral","sentiment_score":0.16410586025033677}],"sentiment":"neutral","sentiment_score":-0.12063909476658083,"channel":1,"num_words":53,"start":1878.5399,"end":1896.575}]},"summary":{"result":"success","short":"The representative from Financial calls Matthew to check on their annual review and discuss updating their super buck. They schedule annual reviews and catch up in a few months. They discuss scheduling annual reviews and catching up in a few months. They also discuss personal and financial information, retirement goals, and retirement income drawdown calculations. The agent suggests working together to create retirement goals and strategies for the customer and advises them to speak to a lawyer if they need to update their power of attorney."},"intents":{"segments":[{"text":"So I'll have a little chat to her, and we can kind of work together on, you know, following an review, if there's advice or anything, and then moving forward through kind of maybe in a couple of months or depending on when's a suitable time for the two of you Yeah.","start_word":663,"end_word":714,"intents":[{"intent":"Schedule meeting","confidence_score":0.27250162}]},{"text":"Even at the end of next week, because I can ask her and you touch base, and then I can sort of see where where she where we can sort of, you know, give you a few dates where it could work because it probably that Yep. might be that might be the issue too where it's just planning to get both these, you know, like, to, Yes. you know, plan ahead. Time life.","start_word":976,"end_word":1049,"intents":[{"intent":"Schedule appointment","confidence_score":0.04987955}]},{"text":"Now do you get any commissions or bonuses or anything like that as part of your role?","start_word":1629,"end_word":1645,"intents":[{"intent":"Ask about commissions and bonuses","confidence_score":0.011343742}]},{"text":"What's the per quarter to I just put down next two Roughly is 6 okay. $2.04 6. Yeah.","start_word":1704,"end_word":1721,"intents":[{"intent":"Confirm percentage of extra income","confidence_score":0.0023168933}]},{"text":"Do you know roughly, like, a month or so you had it? I'm sorry. What month? I would've I'll get it, like, at the Would moment you now, got it? Okay. they're doing it. They get it quarterly now, so we get it yeah. It's it's, like, quarterly bonus now. Okay.","start_word":1859,"end_word":1909,"intents":[{"intent":"Inquire about monthly bonuses and quarterly bonuses","confidence_score":0.00001946592}]},{"text":"just double check it that way. Now often with a bonus, you do get contributions paid on top of the bonus. And if that's the case, I can look that up on your transactions.","start_word":1946,"end_word":1979,"intents":[{"intent":"Double check transaction balance","confidence_score":0.0002660463}]},{"text":"I think it's $50 a week, I think, but 50 I have to double dollars. yeah.","start_word":2409,"end_word":2424,"intents":[{"intent":"Confirm payment method","confidence_score":0.0027492591}]},{"text":"So you're saying that the contributions that that was supposed to be putting in? It seemed like unless there was, like, a bonus or something, and that's why you got a little bit of Yeah.","start_word":2686,"end_word":2720,"intents":[{"intent":"Clarify contribution timeline","confidence_score":0.0050688996}]},{"text":"Because what I can do for you, Matthew, is I can put together a bit of a strategy, and part of that is working out the cap spaces and also how much it's saving you in tax and what that actually looks like in terms of super so you can see whether you want to do it and, obviously, how it impacts your cash flow. Yeah. So if Yeah.","start_word":2920,"end_word":2988,"intents":[{"intent":"Put together strategy","confidence_score":0.43538147}]},{"text":"you think in an ideal situation, $2.20 a month right now, how much would you want to put in or want to offer through? Yeah.","start_word":2988,"end_word":3012,"intents":[{"intent":"Set budget","confidence_score":0.030486228}]},{"text":"Obviously, because it's gonna impact your cash flow. Yeah.","start_word":3033,"end_word":3041,"intents":[{"intent":"Explain impact on cash flow","confidence_score":0.077217996}]},{"text":"Because what what I can do is I'll put together a strategy for you, and that will be showing you the impact it has on Super. That way, you can actually see the kind of compounding differences of it. It also Yep.","start_word":3085,"end_word":3126,"intents":[{"intent":"Complement differences","confidence_score":0.0029834344},{"intent":"Clarify impact on super","confidence_score":0.0031202286}]},{"text":"Then that way, you have all the information, and you can obviously speak to Wendy's like, okay. Cool. Yeah.","start_word":3187,"end_word":3205,"intents":[{"intent":"Speak to wendy's","confidence_score":0.026639396}]},{"text":"because then we can work out whether if I'm returning at a certain age where if I'm so far behind, do I need to be putting more on the mind?","start_word":3249,"end_word":3278,"intents":[{"intent":"Determine focus on returning to work","confidence_score":0.0017162918}]},{"text":"And I'll and in theory in theory, I'll retire. I mean, in theory, I'll retire earlier, but Yeah.","start_word":3372,"end_word":3389,"intents":[{"intent":"Discuss retirement plans","confidence_score":0.054687623}]},{"text":"Now, obviously, you said you might retire a little bit earlier. So what age do you think, ideally, at this stage, you would want to retire, draw income Well, from what Superm?","start_word":3629,"end_word":3660,"intents":[{"intent":"Discuss retirement age","confidence_score":0.13318868},{"intent":"Discuss retirement age","confidence_score":0.4565702},{"intent":"Discuss retirement age","confidence_score":0.072319925}]},{"text":"So what age do you think, ideally, at this stage, you would want to retire, draw income Well, from what Superm?","start_word":3640,"end_word":3660,"intents":[{"intent":"Assess retirement age","confidence_score":0.1215702}]},{"text":"And I and I and Yep. I don't understand I still don't understand, super, this point, like, how how can you judge how much money you need and and, like, how much money should you take out, you know, like, to to to pay out that amount. So that's Yep.","start_word":3827,"end_word":3876,"intents":[{"intent":"Discuss financial difficulty","confidence_score":0.0000309978}]},{"text":"even if I put down ideally 60, but if not, would you say around 64 when when when they would then potentially retire or Yeah. reduce Yep.","start_word":3964,"end_word":3990,"intents":[{"intent":"Planning retirement","confidence_score":0.00039583942}]},{"text":"And work out work out some goals, so if if I Mhmm. do because the scary thing is, Yes. like, you can do a countdown, which is good and bad. So yep.","start_word":4144,"end_word":4175,"intents":[{"intent":"Working out goals","confidence_score":0.6123801}]},{"text":"And then often what I'll what we would like to do as well is that we can then do a bit of, like, a retirement income drawdown calculation as part Yeah.","start_word":4184,"end_word":4214,"intents":[{"intent":"Calculating retirement income","confidence_score":0.26506773}]},{"text":"That's why you guys need to cover bills and expenses, do some traveling, then we can work with, okay.","start_word":4256,"end_word":4274,"intents":[{"intent":"Covering expenses","confidence_score":0.009524297}]},{"text":"Is that achievable to draw from both of your superannuation?","start_word":4276,"end_word":4285,"intents":[{"intent":"Build superannuation strategy","confidence_score":0.001976149}]},{"text":"And is that that investment property, do you think that would be valid at about 430,000, or do you think that's gone up a little bit?","start_word":4654,"end_word":4679,"intents":[{"intent":"Verify property value","confidence_score":0.002147193}]},{"text":"And is that that investment property, do you think that would be valid at about 430,000, or do you think that's gone up a little bit? Do we have down for a 430. few Yeah. days? From last Do we? year. Yes. I must I mean, I've said it's a property before. But, anyway, the the property that it's worth now, Mhmm.","start_word":4654,"end_word":4715,"intents":[{"intent":"Check property value","confidence_score":0.015907083}]},{"text":"And the one that you guys have, how much would that one be valued at, do you think?","start_word":4884,"end_word":4901,"intents":[{"intent":"Determine property value","confidence_score":0.11551368},{"intent":"Determine property value","confidence_score":0.041510656}]},{"text":"And the one that you guys have, how much would that one be valued at, do you think? Not sure.","start_word":4884,"end_word":4903,"intents":[{"intent":"Inquire about property value","confidence_score":0.034452073},{"intent":"Inquire about property value","confidence_score":0.045280956}]},{"text":"If not, we can confirm it when we do have a joint Yeah.","start_word":5023,"end_word":5035,"intents":[{"intent":"Confirm personal information","confidence_score":0.266414},{"intent":"Confirm personal details","confidence_score":0.012031849},{"intent":"Confirm personal information","confidence_score":0.021752514}]},{"text":"Now health and lifestyle wise, you're still a nonsmoker? Yep. Yep. And have you had any changes to your health in the last twelve months? Any issues or injuries or anything? No. Nope. That's good. And do you have private health insurance? Yep.","start_word":5051,"end_word":5093,"intents":[{"intent":"Confirm health insurance","confidence_score":0.14475861}]},{"text":"And there is hospital cover as well. Do you know? Yep.","start_word":5094,"end_word":5104,"intents":[{"intent":"Inquire about hospital coverage","confidence_score":0.012377367}]},{"text":"Now estate planning wise, I have here that you guys have a will in place. Yeah.","start_word":5115,"end_word":5130,"intents":[{"intent":"Confirm estate planning","confidence_score":0.5728088}]},{"text":"Do you know if you guys made a nomination for power of attorney along with the will?","start_word":5198,"end_word":5214,"intents":[{"intent":"Confirm power of attorney nomination","confidence_score":0.36981133}]},{"text":"you say that you trust this person to make decisions on your behalf if you are ever in a situation where you are unable to do Yep. so yourself.","start_word":5271,"end_word":5299,"intents":[{"intent":"Ensure yep","confidence_score":0.0001120935}]},{"text":"So, usually, if you make a nomination and that person is able and willing to do so, Yeah.","start_word":5327,"end_word":5344,"intents":[{"intent":"Make a nomination","confidence_score":0.27117997}]},{"text":"We did I like, I did have a power of attorney, but it's not gonna be what I say. I got power of attorney in there, but that's twenty five years ago when I went overseas. I got mom to be my power of attorney, but, you know, what? Mhmm.","start_word":5495,"end_word":5544,"intents":[{"intent":"Update power of attorney","confidence_score":0.3225648}]}]},"sentiments":{"segments":[{"text":"Hello. Matthew speaking.","start_word":0,"end_word":2,"sentiment":"neutral","sentiment_score":0.038873981684446335},{"text":"Good afternoon, Matthew. This is Veronica from Financial.","start_word":3,"end_word":10,"sentiment":"positive","sentiment_score":0.3607893884181976},{"text":"How are you? Yeah. Not so bad. Yourself?","start_word":11,"end_word":18,"sentiment":"neutral","sentiment_score":0.23489630222320557},{"text":"I'm good. Thanks.","start_word":19,"end_word":21,"sentiment":"positive","sentiment_score":0.517364501953125},{"text":"I do apologize. I am calling a little bit late. I was just having a bit of technical issues with my computer, and nothing was working. So I do apologize I'm calling a bit late today. No. All good. You still have time to go over your annual review? Yeah. Like that. Yep.","start_word":22,"end_word":74,"sentiment":"neutral","sentiment_score":-0.09081120043992996},{"text":"That'd be great. Yes. Perfect.","start_word":75,"end_word":79,"sentiment":"positive","sentiment_score":0.5305681228637695},{"text":"Now just before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay. Yep. Yep.","start_word":80,"end_word":110,"sentiment":"neutral","sentiment_score":0.07416988909244537},{"text":"Perfect.","start_word":111,"end_word":111,"sentiment":"positive","sentiment_score":0.3405623435974121},{"text":"And just for security purposes, I do have a password on file for you. Do you know what that might be? Hi. I have to wait. Working? Yeah. That's the one. Do you wanna keep that one, or do you wanna change it? I'll keep it. Keep it? Yeah. No worries. Now, Matthew, before I do kind of jump into things, I do like to start by asking if there is anything specific that you would like me to focus a little bit more on today or any particular questions you might have or whether it's just a bit of an update and kind of see where everything's at? Update and I'll probably Mhmm. my wife keeps it with her super. She keeps it real close on it, and I'll just Mhmm. yeah. So what in the end, I'd like to have where we have, like see where we are with our super Mhmm. buck for both of us together because there's no point when you get to one you know, like, she she her super is going Mhmm. great guns and, you know, she's getting told information, oh, yeah, this and this, but you can't really plan in retirement if you're not planning together. Yeah. If you know what I mean? Like yeah. Yes. I mean, like, they're super like, Yeah.","start_word":112,"end_word":333,"sentiment":"neutral","sentiment_score":0.0037181598600000143},{"text":"she's, yeah, she's really taken on board, and she really yeah. She she chops and changes what she what she wants done with where it's gone and all that for a bit.","start_word":334,"end_word":365,"sentiment":"positive","sentiment_score":0.41785016655921936},{"text":"But, yeah, I let mine run. So we could Mhmm. just Yep. even do a comparison and and just to see where we are because, yeah, different ages and different yeah. And also yeah. And then and it makes her that makes us both aware where we are because you sort of get obviously, you're gonna get Yeah. total different information until you till you're both till till whoever's telling us knows, you know, where Yes. I am too. So yep. Yes. Yeah. Yeah.","start_word":366,"end_word":449,"sentiment":"neutral","sentiment_score":0.13748054206371307},{"text":"Definitely. So we can definitely sort that. And I think that's a great idea as well, especially for couples if you both are clients, which you obviously Yeah. are, where you can work together. We can even, you know, do annual reviews moving forward together, do quarterly catch up together, where, Yeah. obviously, if it's depending on work schedule or anything like that, where we can have both of you on the phone together and kind of run through everything, do joint joint advice, joint strategies.","start_word":450,"end_word":535,"sentiment":"positive","sentiment_score":0.4552499055862427},{"text":"Because exactly like you said as well, you Yep.","start_word":536,"end_word":544,"sentiment":"neutral","sentiment_score":0.3256925940513611},{"text":"are potentially planning retirement together, so you wanna make sure that everything aligns for both of you. Yep. And especially if you are, you know, a little bit different ages and stuff like that as well, you wanna make sure that, you know, you can both retire at the same time if that's the goal and then what that would look like for the two of you.","start_word":545,"end_word":611,"sentiment":"positive","sentiment_score":0.3626355528831482},{"text":"Yeah. That's yeah.","start_word":612,"end_word":614,"sentiment":"neutral","sentiment_score":0.2617689371109009},{"text":"That'd be great Yeah.","start_word":615,"end_word":618,"sentiment":"positive","sentiment_score":0.3667914569377899},{"text":"because you you just don't really yeah. Because yeah. And just like yeah. All those sort of things because there's so many variables and Yes. yeah. Definitely. Yeah. No.","start_word":619,"end_word":647,"sentiment":"neutral","sentiment_score":0.0886923223733902},{"text":"That sounds that sounds really good.","start_word":648,"end_word":653,"sentiment":"positive","sentiment_score":0.5216864347457886},{"text":"Now I do know Wendy's adviser as well. So I'll have a little chat to her, and we can kind of work together on, you know, following an review, if there's advice or anything, and then moving forward through kind of maybe in a couple of months or depending on when's a suitable time for the two of you Yeah. to then kind of, you know, get together and do a bit of a plan jointly Yeah.","start_word":654,"end_word":730,"sentiment":"neutral","sentiment_score":0.19992837193724397},{"text":"and see That'd be great. where everything's at.","start_word":731,"end_word":738,"sentiment":"positive","sentiment_score":0.4147091507911682},{"text":"Yeah. Because yeah. Because Yep.","start_word":739,"end_word":743,"sentiment":"neutral","sentiment_score":0.1440003663301468},{"text":"it Perfect.","start_word":744,"end_word":745,"sentiment":"positive","sentiment_score":0.4199221134185791},{"text":"because yeah. Because, again, yeah, in a relationship, there's always one Yeah. that's like, well, I'm more negative than like, I'm thinking, oh, I'm gonna have to work it. I'm gonna have to keep working, but and then Mhmm. you got different and you got different work programs Yes. as well where Yes. I probably do have to keep going a bit longer because and then because Wendy's a teacher, well, then she probably Mhmm. can Yep. retire and and keep doing Yep. casual work. So yeah. But, Yeah.","start_word":746,"end_word":834,"sentiment":"neutral","sentiment_score":-0.07877739518880844},{"text":"yeah, all good.","start_word":835,"end_word":837,"sentiment":"positive","sentiment_score":0.43974992632865906},{"text":"Yeah. No.","start_word":838,"end_word":839,"sentiment":"neutral","sentiment_score":0.19578754901885984},{"text":"That's great.","start_word":840,"end_word":841,"sentiment":"positive","sentiment_score":0.4784980714321137},{"text":"So I'll make a little note. Do you want, like, in three months, six months, or do you wanna let me know when do you let us know when you guys are wanting a bit of a catch up, or do you want me to kind of reach out in about three months or so and see how you guys are going if we haven't heard anything? Just trying to think when the best time is. Probably, it's Yeah. If you could just touch base, I suppose, Yep. in Yeah. in in yeah. To say because it's on holidays at the moment.","start_word":842,"end_word":943,"sentiment":"neutral","sentiment_score":0.10945416986942293},{"text":"It's good to see you. So yeah. All good.","start_word":944,"end_word":952,"sentiment":"positive","sentiment_score":0.5503930449485779},{"text":"Yes. So I could yeah. If you could just yeah. Even if you touch base what's what are we looking at? Yeah. Even at the end of next week, because I can ask her and you touch base, and then I can sort of see where where she where we can sort of, you know, give you a few dates where it could work because it probably that Yep. might be that might be the issue too where it's just planning to get both these, you know, like, to, Yes. you know, plan ahead. Time life. So Yes. yeah. And we do both me and Wendy's adviser do work after hours as well. So especially for couples and stuff, obviously, depending on your work schedule. If it's more suitable after hours, then we do work a bit later. For myself, it's Thursdays Yep. where we can do something after hours when you're both home from work as well. Yeah. Yeah. Okay. Yeah. Yep. No. It's it's good and bad because sometimes you can do it. Usually, I've had some meetings where not not saying yours, but it Yeah. goes out late and you're so Yes. tired. All And early it's morning. not and it It's up yeah. to you. Well, I'm I'm better in my morning, and my wife's not Okay. good in the morning, so it doesn't always work. But, yeah, No. all I good. I get that. But, yeah, we Yeah. can definitely work something out. Yeah.","start_word":953,"end_word":1201,"sentiment":"neutral","sentiment_score":0.0801307508445169},{"text":"That'd be great.","start_word":1202,"end_word":1204,"sentiment":"positive","sentiment_score":0.5064437389373779},{"text":"Yep. Yep.","start_word":1205,"end_word":1206,"sentiment":"neutral","sentiment_score":0.2873837649822235},{"text":"Perfect.","start_word":1207,"end_word":1207,"sentiment":"positive","sentiment_score":0.4773535132408142},{"text":"Now, obviously, the interview today is just focusing on, obviously, what's happening with yourself right now. Hang on. I'll give you a bit of an update on, obviously, your portfolio, what's happening, but I'll also run through just a bit of an updated fact find, just to see if there is anything major that has changed in your life. If we do need to make any tweaks and changes to be advised as well. So just Yeah. kind of bear Yeah. with me as I go through this information here, Matthew. Yep. Personal information, obviously, still married to Wendy, and Yep. you guys have two financial dependents? Well, it depends. You always are. I don't know how you well, my daughter daughter's away from she's 20 she's 21 this year. So when Mhmm. you say she's not dependent on us, but still is yeah. So yeah. No. No. Yeah. No. I suppose I suppose yeah. It's hard to say. Look. Yeah. I suppose I don't Yeah. know. What do you call that anyway? You say just one, don't you? Once they move on, they you know, technically, but you yep. It it's kind of a tricky point. I would say if they live at home or even if you guys are supporting them financially, then I would say that they are a financial dependent, Yeah. which can obviously be different ages. Sometimes you have older kids living at home, obviously, Yeah. with living expenses and and everything nowadays. Yeah. I'd say I'd say But then, one for the moment, really. yep. Yeah. And the other one is Okay. just, yeah, we help her out. So, yeah, as much as we can Yeah. be. Yeah. Yep. Perfect. Now occupation wise, has any of that changed for you, or you're still kind of doing the sales rep? Yeah. Still the sales rep. Yeah. Yep. 20 Perfect. five years twenty five years Yeah. next year.","start_word":1208,"end_word":1529,"sentiment":"neutral","sentiment_score":-0.016687081675536883},{"text":"You must enjoy it then.","start_word":1530,"end_word":1534,"sentiment":"positive","sentiment_score":0.4415090084075928},{"text":"I hope so, but you do get to that point in your life. It's it's what you it's, you know, Yeah. that's Yeah. the saying is you Familiar. you you the devil Mhmm. you know. Yep. Mhmm. And you're still working for Pepsi? Yeah. Yep. Yeah. Yep. Perfect. I have income here at about 78,000. Do you know if that's still the case? I ticked over. I think last payroll I said the on I should note that because yeah. So say you can put down 82, to be honest. About Yeah. 82. Now do you get any commissions or bonuses or anything like that as part of your role? Yeah. Partly. But yeah. It's Mhmm. it it they It fluctuates yeah. a They say lot. how much we get extra, they tryna tryna get rid of it. So, like, so find Okay. a way to to make it harder because yeah. Yeah. Mhmm. But if you can I suppose I forget how much I got last year extra? What's the per quarter to I just put down next two Roughly is 6 okay. $2.04 6. Yeah. Sorry. So about an extra 8 6,000. I'll just put 6. Yeah. That's it. Yep. Because they're getting harder with it. Yep. And would that be from commission, or is that bonuses, or is that overtime? Now over time, I wish I did get that one. The yeah. No. It's from just hitting the incentives. Mhmm. Yep. So kind of more like a bonus performance Yeah. incentive. Balance. Yep. Yeah. Yeah. Yep. Balance. Now do you know if on that bonus, they pay contributions on top of that? Good question. I yeah. I should know these backwards. Yeah. I'm yeah. That's okay. Sorry. I should I should know No.","start_word":1535,"end_word":1830,"sentiment":"neutral","sentiment_score":-0.0041466552537639395},{"text":"that, but I'm pretty slack.","start_word":1831,"end_word":1835,"sentiment":"negative","sentiment_score":-0.42364487051963806},{"text":"Yeah. I did you had a couple last financial year that has ticked over? I I did get bonuses last year. Yep. Mhmm. Do you know roughly, like, a month or so you had it? I'm sorry. What month? I would've I'll get it, like, at the Would moment you now, got it? Okay. they're doing it. They get it quarterly now, so we get it yeah. It's it's, like, quarterly bonus now. Okay. Because what I can do is I can just go through your transaction statement on your superannuation and check if if it comes Yeah. out those sporadic ones as well, and then I can Yeah. just double check it that way. Now often with a bonus, you do get contributions paid on top of the bonus. And if that's the case, I can look that up on your transactions. Over time and stuff like that, usually not, but it is sometimes changes a little bit on Deployer. So I can They can just be go and sneaky have a too. a That's it. They've actually it's PepsiCo, they and they there's can a couple of times when they they don't pay very the super exit when they're supposed to put it in. much.","start_word":1836,"end_word":2042,"sentiment":"neutral","sentiment_score":-0.0012112073420326491},{"text":"They skip it like a and the other work might fix it out, and they they fix it up, but there's you know, if you're doing that, you're scamming.","start_word":2043,"end_word":2071,"sentiment":"negative","sentiment_score":-0.4579903185367584},{"text":"Yeah. So And they you still shouldn't everyone does it.","start_word":2072,"end_word":2081,"sentiment":"neutral","sentiment_score":-0.25659483671188354},{"text":"you Not shouldn't anymore.","start_word":2082,"end_word":2085,"sentiment":"negative","sentiment_score":-0.34430116415023804},{"text":"have to be following up on it. And then, also, No. if especially the the last financial year that just ticked over, you just had to do it once a quarter. Yeah. And then Yeah. whereas now they've changed the rules, which is great because, obviously, the quicker you get the money in, the longer it's compounding and gets invested for. So if they wait three Yeah. months and do one lump sum, yes, you'll still get the money in. But during those three months, you could have had a little bit more invested, which obviously gonna give you more Yeah. return. I mean, they've done it for their own compound. It's Oh, just, yes, exactly. exactly. Yeah. I will have a bit of a look through the transaction and see if you do get on the bonuses. Yep. Otherwise, obviously, aside from your employer, they just pay you the standard 12% contribution interest fee for, like, there's no, like, EBA agreement or any additional Yeah. I think entitlements. Yep. I think it's I think it's just a standard, I think. Yeah. Yeah. Often, if you do get additional, they tend to let you know. Because they're they're like, oh, Yeah. we pay you extra. Yeah. So if they don't if they don't advertise it, then often it's standard. And it's more usually, like, your your government roles, like your nurses sometimes. Sometimes teachers have different Yeah.","start_word":2086,"end_word":2322,"sentiment":"neutral","sentiment_score":0.028339886141917372},{"text":"where That's they good. they can pay That's a little good.","start_word":2323,"end_word":2333,"sentiment":"positive","sentiment_score":0.41269630193710327},{"text":"bit Yeah. extra. Yeah. Obviously, aside from contributions from your employer, are you making any additional contributions yourself as well? I'm hoping it's going through because I would have put it through the change up. I'm I think it would it's only something basic, but it I think through through my directly through my pay, it goes in. Mhmm. And Like so seller, it would is that be correct by yeah. thing? I think yeah. I think it's $50 a week, I think, but 50 I have to double dollars. yeah. But if you could I check can it because I need I need to I'm an offer because I know that's where my wife has been put in. When I when we were when I was the one wage journal, I was like, oh, I can't afford to save, you know, I need to save every 10 15. And then and then she'd been doing it for a long time, and I also been because I've been putting less contributions over time because I was just I was in that mode of being the one wager, and I can't afford to do it. So yeah. So that and that's why because hers is better than mine because Mhmm. of that. Yeah. Because she'd been a teacher and then she sort of looked after quite well. So I'll let her fix mine up Yeah. otherwise. Well, I can actually see so I'm in your transaction account right now, and I do like this it seems to be a little bit sporadic. Like, for example, I can see on the June 19, you had four contributions on the same day. So you had one for 1119, another one for 02/20, another one for August, and then another one for 02/20, which is a little bit unusual, but maybe that's if they kind of do it, like you said, every now and then. Because then a month earlier, so the May 25, it was two. So that was 08/1962 and then two twenty. Yeah. So They did do.","start_word":2334,"end_word":2679,"sentiment":"neutral","sentiment_score":0.007350249966099115},{"text":"how Yeah. That worked. That worked.","start_word":2680,"end_word":2685,"sentiment":"positive","sentiment_score":0.5021854043006897},{"text":"So you're saying that the contributions that that was supposed to be putting in? It seemed like unless there was, like, a bonus or something, and that's why you got a little bit of Yeah. extra. Yeah. There was a probably Mhmm. a bonus as well. Yeah. Yeah. Because that then also makes sense that in April, that was 1,199, so a little bit bigger, and Yeah. then the standard $2.20. So having a look through the transaction, the $2.20 seems very consistent, and that looks to be the salary sacrifice. Yeah. Okay. Yeah. That's yeah. That would be yeah. Yeah. That yeah. So it looks like it's about $2.20 a month. Yeah. Okay. Yep. Are you happy to keep that $2.20 a month? I I probably should put it higher because I know yeah. Because I always I'm one of those ones that I work yeah. I'm always worried about putting too much in, but I'll check Yeah. I've probably so I can just I I can just check that change up through my work, can I? Because I can just Yes. check that out. Yeah. So, Yeah. yeah, But I'll just I'll double check with when you're getting produced, but we're saying put up high and it's like, oh, can we Okay. Yeah. Because And what it is true. what You you can't you don't miss what you don't get. yeah. Because what I can do for you, Matthew, is I can put together a bit of a strategy, and part of that is working out the cap spaces and also how much it's saving you in tax and what that actually looks like in terms of super so you can see whether you want to do it and, obviously, how it impacts your cash flow. Yeah. So if Yeah. you think in an ideal situation, $2.20 a month right now, how much would you want to put in or want to offer through? Yeah. If you say you wanna offer a little bit, would you how much do you think you'd feel comfortable with? Obviously, because it's gonna impact your cash flow. Yeah.","start_word":2686,"end_word":3041,"sentiment":"neutral","sentiment_score":0.1070612660828936},{"text":"It's only it's it's just shock it's terrible. The monthly the monthly I'm getting paid monthly is really bugger too.","start_word":3042,"end_word":3061,"sentiment":"negative","sentiment_score":-0.5401412844657898},{"text":"Yeah. Yeah. I I'd probably to say to yeah. Getting maybe pushing it to 300. 300? We'd be able to Okay. go. Yeah. Because what what I can do is I'll put together a strategy for you, and that will be showing you the impact it has on Super. That way, you can actually see the kind of compounding differences of it. It also Yep. shows you how much less cash flow you will have just to make sure that, obviously, you guys are comfortable with that. A little bit of tax saving as well, and then just triple check that you don't exceed any cap spaces, which I don't think you will, but I'll run all the numbers and everything Yep. Yeah. for you. Then that way, you have all the information, and you can obviously speak to Wendy's like, okay.","start_word":3062,"end_word":3203,"sentiment":"neutral","sentiment_score":0.17096257209777832},{"text":"Cool. Yeah. We can make that work, and it's gonna make quite a bit of a difference.","start_word":3204,"end_word":3220,"sentiment":"positive","sentiment_score":0.46943527460098267},{"text":"And you can kind of decide what you wanna do after that. Yeah. And also, yeah, that's why we need to we could have that talk together Mhmm. because then we can work out whether if I'm returning at a certain age where if I'm so far behind, do I need to be putting more on the mind? If Wendy's making more on her the way she does it super, do do Mhmm. I Mhmm. do I let her put more in and then, yeah, work together? So yeah. So that's where I'd sort of it'd be good to work out all that. Do And it also jointly. then Wendy's work Yeah. yeah. And Wendy knows how much I'm putting in compared to her, and then Yep. it's sort of like yeah. Because it's funny because I I I've always kept mine down mine. And yeah. So we gotta work. Yeah. And I'll and in theory in theory, I'll retire. I mean, in theory, I'll retire earlier, but Yeah. probably Mhmm. not. So that's why we need Okay. to work it out for you. Yep. Yeah. Now I can definitely have a have a chat through, like I said, Dana, who is Wendy's adviser as well, Yep. and and just kind of see where, obviously, Wendy's at with everything and then kind of work together, whether that is another conversation in, like, a week or two, like you said, just to kind of touch base on everything and reassess it. And then we can put together a a joint plan Yeah. for the two of you.","start_word":3221,"end_word":3486,"sentiment":"neutral","sentiment_score":0.13810758808053525},{"text":"Yeah. Excellent.","start_word":3487,"end_word":3488,"sentiment":"positive","sentiment_score":0.5363816022872925},{"text":"And My that salary could be sacrifice. yeah. Life will probably get another car in probably within yeah. So I was supposed to be Mhmm. good to know, like, even the salary sacrifice, the car whether who it's, you know, whether it's even vested in through me or something Yeah. too. But yeah. Yep. So Yeah. they yeah.","start_word":3489,"end_word":3546,"sentiment":"neutral","sentiment_score":0.1265476495027542},{"text":"And I think that's good, because, especially, if it's jointly goals and you guys are working something together, you also wanna make sure that we do, obviously, the the tax side of it, so whatever is going to be the best benefit for the two of you.","start_word":3547,"end_word":3593,"sentiment":"positive","sentiment_score":0.397906094789505},{"text":"Yeah. If you are sharing everything, then then that's a really Yeah.","start_word":3594,"end_word":3605,"sentiment":"neutral","sentiment_score":0.2709601819515228},{"text":"good way of doing it.","start_word":3606,"end_word":3610,"sentiment":"positive","sentiment_score":0.48690032958984375},{"text":"Obviously, as long as you guys are comfortable showing all the information Yeah. and everything. Yeah.","start_word":3611,"end_word":3626,"sentiment":"neutral","sentiment_score":0.10054843127727509},{"text":"Okay. Perfect.","start_word":3627,"end_word":3628,"sentiment":"positive","sentiment_score":0.5400778651237488},{"text":"Now, obviously, you said you might retire a little bit earlier. So what age do you think, ideally, at this stage, you would want to retire, draw income Well, from what Superm? can well, that's what that's why I need this chat because I Mhmm. I'm I'm 55 this year, and Mhmm. and I and I I don't I don't know how I I don't know how I could retire at 60. Like, even and my wife would like to she's four years younger than me. She aims to retire Yeah. at 60, but she could still earn a fair bit of casual teaching as well. So it does Yes. sort of make sense. But Okay. I can't see yeah. That's why I wanna know because I I see we still got a debt on the house, and then whenever when when she gets to, obviously, she'd be able to retire at this age and all that and go but no one's taking an account what debt we got. So I'm trying to work out that's that's why Mhmm. when I Yes. go when we go debt to the house, that's what worries me. So me retiring early. And I and I and Yep. I don't understand I still don't understand, super, this point, like, how how can you judge how much money you need and and, like, how much money should you take out, you know, like, to to to pay out that amount. So that's Yep. where Yeah. I'm a bit lost. But, yeah, I suppose Yeah. in theory, sometime Mhmm. after the wind down after, you know, after 60, but, like, still at work, but not the same job, not not the same amount of money sort of thing. Yeah. Mhmm. Yep. Okay.","start_word":3629,"end_word":3924,"sentiment":"neutral","sentiment_score":-0.07863085716962814},{"text":"Perfect.","start_word":3925,"end_word":3925,"sentiment":"positive","sentiment_score":0.4017530679702759},{"text":"And that's also what we can assess. So we can work with, okay, ideal situation, but then also okay. Well, is that achievable? And if it's not achievable, what can we do to get you there? So Yeah. even if I put down ideally 60, but if not, would you say around 64 when when when they would then potentially retire or Yeah. reduce Yep. hours at least? Okay.","start_word":3926,"end_word":3994,"sentiment":"neutral","sentiment_score":0.04250862201054891},{"text":"Perfect.","start_word":3995,"end_word":3995,"sentiment":"positive","sentiment_score":0.5964963436126709},{"text":"Yeah. And Well, sometimes I'll I'll give myself when it a bonus mhmm. for just a couple of a couple of months before she retires. So I can feel like I've retired early even on being older, Yeah. but yeah. Yeah. But yeah. It's mainly working out because I I I actually can't because she yeah. Wendy's keen Mhmm. to retire at six years, and I I can't see me being like, financially been able to, so that's why we need to talk together Yeah. to work it out because yeah.","start_word":3996,"end_word":4086,"sentiment":"neutral","sentiment_score":0.062204759567976},{"text":"I I don't yeah. I don't I don't love my job that much.","start_word":4087,"end_word":4099,"sentiment":"negative","sentiment_score":-0.38522276282310486},{"text":"As in Yeah. as in I wanna If keep you can working retire. forever, but Yeah. but but if I Enjoy can retire life. yeah. But Yeah.","start_word":4100,"end_word":4126,"sentiment":"neutral","sentiment_score":-0.01222681999206543},{"text":"I just don't I don't feel like I can.","start_word":4127,"end_word":4135,"sentiment":"negative","sentiment_score":-0.3819388151168823},{"text":"So that's why I wanna yeah. Yeah. Yes. And work out work out some goals, so if if I Mhmm. do because the scary thing is, Yes. like, you can do a countdown, which is good and bad. So yep. Yes.","start_word":4136,"end_word":4176,"sentiment":"neutral","sentiment_score":0.002531522884964943},{"text":"Well, we can definitely work on that.","start_word":4177,"end_word":4183,"sentiment":"positive","sentiment_score":0.3500174283981323},{"text":"And then often what I'll what we would like to do as well is that we can then do a bit of, like, a retirement income drawdown calculation as part Yeah. of it. So whether that would be, let's say, 64 for you and and 60 for her and you needing, like, a combined household income, if you have a combined goal of we need, let's say, $22,000 a week, for example. That's why you guys need to cover bills and expenses, do some traveling, then we can work with, okay. Is that achievable to draw from both of your superannuation? Do we Yeah. need to Yep. do a little bit more from some from one person or the other, or, you know, what is best for the two of you? But then, also, if you are eligible for a potential age pension, obviously, you would hit 67 before her. So then also kind of work with, okay. What would that look like? Are you eligible? And then if so, structuring your super to kinda benefit from that as well. Yeah. Because what I don't understand is, like yeah. And then what I don't understand, like, if I do retire from my job that I'm in now, and then and, you know, just and then, yeah, that's true. Like, work out where I can work four years, but not it's yeah.","start_word":4184,"end_word":4414,"sentiment":"neutral","sentiment_score":0.08721361128669797},{"text":"Good. As you said, earn a certain amount per week, and that's that's what we need to do. So, yeah, that that would be that'd be my aim if I could, like, Yep.","start_word":4415,"end_word":4447,"sentiment":"positive","sentiment_score":0.35996559262275696},{"text":"for for four years just work until when he retires. I I hit a certain amount of money. We're casually doing Yep. something, but yeah. Yep. Yep.","start_word":4448,"end_word":4474,"sentiment":"neutral","sentiment_score":0.12361972033977509},{"text":"Sounds perfect.","start_word":4475,"end_word":4476,"sentiment":"positive","sentiment_score":0.5766329169273376},{"text":"But, yeah, I think the best thing is probably to do a bit of a catch up for the Yeah. two of Yeah. you and then putting strategy together, especially goals and stuff like that as well.","start_word":4477,"end_word":4513,"sentiment":"neutral","sentiment_score":0.1890632063150406},{"text":"If it's all jointly, it makes it makes more sense to do it together.","start_word":4514,"end_word":4527,"sentiment":"positive","sentiment_score":0.3366663157939911},{"text":"Yeah. But for today, anyway, I can kind of just run through how your soup is going and where things Yep. are at with insurances and stuff.","start_word":4528,"end_word":4554,"sentiment":"neutral","sentiment_score":0.1832401901483536},{"text":"And then when it comes through, like, the specific super retirement, doing some strategies, we can then kind of work together to make sure as well that that's what you both Yep.","start_word":4555,"end_word":4586,"sentiment":"positive","sentiment_score":0.34653833508491516},{"text":"want. Yep. Yep. Alright.","start_word":4587,"end_word":4590,"sentiment":"neutral","sentiment_score":0.19882424175739288},{"text":"Perfect.","start_word":4591,"end_word":4591,"sentiment":"positive","sentiment_score":0.5384117364883423},{"text":"Now let me see here. Otherwise, asset wise, do you guys have the investment property still wide at about 430,000? I we've got we've we've purchased a property in August last year, so we have got that investment property at Crows Nest. So Mhmm. yeah. So we've got that one here, so I'm not sure what you have recorded here. Sorry. Impressionist. And is that that investment property, do you think that would be valid at about 430,000, or do you think that's gone up a little bit? Do we have down for a 430. few Yeah. days? From last Do we? year. Yes. I must I mean, I've said it's a property before. But, anyway, the the property that it's worth now, Mhmm. I hope just see realestate.com, I wish you can trust Yeah. that. But that that's 760,000, I think it is. Yep. Oh, nice. So 760, did you say? Yep. Yep. And mortgage on that one, do you know roughly what that would be? And probably yeah. Not a 100% sure, but maybe I'll figure it out to something. About 4 That's okay. 100, We I think. Yeah. about About 400. four 100. Yeah. Yeah. Yep. Now did you say you have another property as well, or are you guys No. renting where you live? No. I was just trying Mhmm. to work at what that one was. Yeah. When you squeeze it 400, but yeah. No. We sold we sold it in in the meantime. Yeah. Mhmm. So we just got Okay. the wrong property Perfect. here. Yep. So the one investment property any motor vehicles, boats, motorbikes. We just got the one vehicle because I've got a I've got a work one. So it's quick. Oh, yeah. And the one that you guys have, how much would that one be valued at, do you think? Not sure. So say, like I'm not sure what's that. I'll I'll just try it out there 10,000. I'm not sure. Yep. And Yeah. and do you have anything owing on it? No. Okay. Anything else, like savings in the bank or or No. any kind of other assets in your name? Nope. No. Nope.","start_word":4592,"end_word":4956,"sentiment":"neutral","sentiment_score":0.0122511941072059},{"text":"All the nope.","start_word":4957,"end_word":4959,"sentiment":"negative","sentiment_score":-0.3849153518676758},{"text":"I used them up. Fifteen years ago, I used that PepsiCo shit and and separate insurances, and, Yeah. you know, that's what Mhmm. it my back up now. Had had fun using that money. And any liabilities, like personal loans, credit cards, ZipPay? Wendy looks after all that. I don't Okay. think we've got I'm trying to think what we've got. Personal one. If not, we can confirm it when we do have a joint Yeah. conversation Yeah. Just as confirm well. with Yep. her. We've yep. Pretty much. That's okay. Now health and lifestyle wise, you're still a nonsmoker? Yep. Yep. And have you had any changes to your health in the last twelve months? Any issues or injuries or anything? No. Nope. That's good. And do you have private health insurance? Yep. And there is hospital cover as well. Do you know? Yep. Yep. Yeah. Basic Yep. hospital Yep. cover. Yep. Yep. Perfect. Now estate planning wise, I have here that you guys have a will in place. Yeah. We just No. we're double checking that because we yeah. We get another copy of it because we we want a copy of it. But, yeah, we we are booked in together. Yeah. We did a clean out and we got what? We got another copy, but, yeah, we have to wait booked in to get a copy of it done, printed Okay. out. Yeah. Yep. Perfect. Do you know if you guys made a nomination for power of attorney along with the will? We did the what do you call it? The what do you call it? Executor. What is it? What do you call Executor? it? Yeah. Yep. So power of attorney is also where you can you can have someone nominated for financial. You can have it for medical or kind of everything, which is where Yep. you say that you trust this person to make decisions on your behalf if you are ever in a situation where you are unable to do Yep. so yourself. So that would When be did I when did I know I'm void? When did when did where has what has the power to turn it work? So, usually, if you make a nomination and that person is able and willing to do so, Yeah. that stays in place. But, obviously, if something happens to that person, like, if they're no longer around or if they are no longer willing to do it, they can say no. Yep. So it might be worth when you are asking for a copy of the will just to check if you guys did make a nomination for power of attorney. And if not, if that is something that you want to do as part of the will, whether that would be yeah. You can do financial, but you can also do medical decisions or if something ever were to I'm happen not sure to you.","start_word":4960,"end_word":5451,"sentiment":"neutral","sentiment_score":-0.018866371289577064},{"text":"what I'm not sure what we would have done.","start_word":5452,"end_word":5460,"sentiment":"negative","sentiment_score":-0.3789595067501068},{"text":"And I don't remember what whether we did or because you because yeah. Yeah. I'm not Sometimes sure. We went it through is. the proper Sometimes will. it's not. Which one? Yeah. Yeah. Yeah. We did I like, I did have a power of attorney, but it's not gonna be what I say. I got power of attorney in there, but that's twenty five years ago when I went overseas. I got mom to be my power of attorney, but, you know, what? Mhmm. She's aged now, and it's not really up to her to do you know what I mean? Do any of that Yeah. stuff. So then you might wanna potentially update that, especially if, yeah, if your mom's getting older So than if something were so how to happen do you do to you. That's what I mean.","start_word":5461,"end_word":5601,"sentiment":"neutral","sentiment_score":-0.17364287376403809},{"text":"Does it become do you have to go somewhere to get it null and void or something?","start_word":5602,"end_word":5618,"sentiment":"negative","sentiment_score":-0.3777569532394409},{"text":"Like, how do you do that? Like, Normally, it would be the best person I would speak to because it's kind of legal advice would be the lawyer. yeah. You Yeah. could also No. You're make, right. yeah, make, like, a new nomination. Sometimes that kind of cancels out the old one. But I would say definitely speak through the lawyer, especially with the will, and just make sure Yeah. they should I thought be able we went to through check all of that yeah. for you. We went through the process. We went through the, yeah, the what do you call it? You do it through the, yeah. The the government one where you can sort of find a way to get it free. You know what I mean? Like, you get them and then you take over it. You just you but I can't you can leave it to them. They it becomes expensive, but you just take it out of them and then you do it to your power over to the executor. So, yeah, we've done that through that.","start_word":5619,"end_word":5801,"sentiment":"neutral","sentiment_score":-0.013578540279117764}],"average":{"sentiment":"neutral","sentiment_score":0.048610182867594234}}}}